Sierra Pacific Mortgage
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Sierra Pacific Mortgage Employees
Premier Financial Alliance February 2014 - Present
Fund-It Loans Inc July 2013 - Present
Aidan West Mortgage October 2012 - May 2014
Sierra Pacific Mortgage November 2010 - October 2012
Aidan West November 2005 - December 2008
United Meat Packers Ltd September 1995 - June 2000
Skills
Leadership, Microsoft Excel, Teamwork, Credit, Banking, Credit Risk, Relationship Management, Financial Analysis, Portfolio Management, Strategic Financial..., Investments, Finance, Loans, Residential Mortgages, Accounting, Management, Mortgage Lending
Education
Association of Certified Chartered Accountants 1997 — 1999
ACCA, Certified Accountant
Cass Business School 1995 — 1997
MBA, International Business and Strategy Management
San Jose State 1989 — 1992
BS, Business Administration (Accounting
UAMC July 2012 - October 2013
Sierra Pacific Mortgage October 2011 - June 2012
Pulte Mortgage 2004 - 2011
Houshold Finance 2001 - 2002
Enterprise Rent-A-Car 2000 - 2002
Education
Hobart College 1996 — 2000
BA, Economics
Ticor Title September 2014 - Present
NEXTITLE August 2010 - September 2014
CMG Mortgage March 2009 - August 2010
Sierra Pacific Mortgage April 2008 - December 2008
MortgageIT November 2005 - March 2008
Skills
Real Estate, Mortgage Lending, Refinance, FHA, Loans, REO, Credit Analysis, Finance, Mortgage Banking, Loan Origination, Underwriting, Short Sales, Residential Homes, Foreclosures, Sellers, Account Management, Business Development, Contract Negotiation, New Business Development, USDA, Investors, First Time Home Buyers, Selling, Sales Management, Sales, Investments, Single Family Homes, Condos, Referrals, Real Estate Transactions, Customer Service, Residential Mortgages, Investment Properties, Relationship Management, VA loans, Relocation, Title Insurance, FHA financing, Reverse Mortgages, Real Estate Financing, Escrow, Construction Loans, Credit, New Home Sales, Government Loans, Commercial Real Estate, Closings, Real Estate Economics, Mortgage Underwriting, Certified Mortgage...
Education
Central Washington University 1991 — 1999
Bachelors, Business
Pasco High School 1988 — 1991
Premier Nationwide Lending October 2013 - Present
Sierra Pacific Mortgage September 2009 - October 2013
American Partners bank April 2005 - August 2009
Banco Popular North America January 2000 - April 2005
Skills
Mortgage Lending, Refinance, Mortgage, Conforming, Mortgage Industry, USDA, Mortgage Banking, FHA, Conventional, VA loans, VA, Loans, Credit, Loan Structuring, Purchase, Sales Management, Banking, Investment Properties, Underwriting, Pricing, Real Estate, FHA financing, Wholesale Lending, Mortgage Marketing, First Time Home Buyers, Mortgage Servicing, Funding, Financial Services, Cold Calling, Wholesale, Risk Management, Cross Selling, Referrals, Residential Mortgages, Loan Origination, Government Loans, Mortgage Underwriting, Certified Mortgage...
Education
Austin Peay State University 1986 — 1988
Ferrum College 1983 — 1985
Panasonic Avionics Corporation August 2013 - Present
CSUDH Hadronic Structure Lab 2009 - 2013
CSUDH AMP Program August 2010 - December 2012
Wells Fargo 2006 - 2008
Sierra Pacific Mortgage 2005 - 2006
Bank of America 2002 - 2005
Skills
Microsoft Office, Customer Service, Data Analysis, Problem Solving, C++, Mathematics, Physics, Leadership, Technical Writing, Communication Skills, Public Speaking, Linux/Unix, Microsoft Excel, Outlook, Project Management, Java, Parallel Computing, Electronics, Well Rounded, Sales, Global Thinker, Open Office, Systems Thinking, Relationship Management, Finance, Modeling, Chemistry, RAID, B2B, B2C, Statistics, Management, Matlab, Integration
Education
Cal Poly Pomona
Philosophy
California State University Dominguez Hills
Bachelor of Science (BS), Physics, Senior
Santa Margarita Catholic High School
Stearns Lending April 2013 - Present
Sierra Pacific Mortgage September 2012 - April 2013
Bar Louie Restaurant Operations 2010 - 2012
Chicago Mercantile Exchange October 2007 - September 2008
Chicago Mercantile Exchange January 2001 - September 2008
Skills
Loans, Mortgage Lending, Securities, Commodity, Finance, Microsoft Office, Microsoft Word, Trading
Education
Columbia Southern University 2008 — 2012
B.S Business Administration concentration in Finance., Finance
Peak Mortgage, A Division of Pinnacle Capital Mortgage Corp. #81395 WA CL-81395 Equal Housing Lender April 2014 - Present
Sierra Pacific Mortgage September 2013 - March 2014
Evergreen Pacific Mortgage April 2013 - August 2013
Guild Mortgage January 2012 - March 2012
Alpine Mortgage Planning June 2010 - December 2011
FirstExecMortgage April 2000 - January 2010
ExecMortgage November 1998 - March 2000
U.S. Bank September 1971 - September 1998
Skills
Mortgage Lending, Loans, Refinance, Mortgage Banking, Loan Origination, Residential Mortgages, Finance, Credit, FHA, Banking, Credit Analysis, VA loans, Underwriting, USDA, Financial Analysis, FNMA Renovation Program, FHA Rehabilitation..., 5% Down payment..., Reverse Mortgages, Manufactured Home..., 5% Down Payment..., Exclusive Cove..., FHA Financing, VA Loans, Team Building, Team Leadership, Leadership
Education
Pacific Coast Banking School 1997 1997 — 1997
Banking Certification, Banking
Lane Community College 1973 — 1978
Finance, General
San Gabriel Mission High School 1959 — 1963
High School, College Preparitory
Nations Direct Mortgage October 2014 - Present
ClearVision Funding March 2013 - September 2014
IMPAC October 2011 - March 2013
Sierra Pacific Mortgage September 2010 - October 2011
Security National Mortgage August 2007 - September 2010
Fieldstone Investment July 2002 - May 2007
First Franklin Financial Corp. August 1997 - July 2002
AmerUs Group January 1993 - July 1997
Skills
Refinance, FHA, Mortgage Banking, VA loans, Mortgage Lending, Loan Origination, Residential Mortgages, USDA, Certified Mortgage..., Reverse Mortgages, Business Development, FHA financing, Foreclosures, Loans, Sales, REO, Government Loans, Real Estate, Mortgage Underwriting, Credit, Construction Loans, Account Management, Home Equity Loans, Underwriting, VA Loans, Consumer Lending, Credit Analysis, Mortgage Marketing, Selling, Debt Consolidation, Investment Properties, Marketing, Home Equity Lines of..., First Time Home Buyers, Real Estate Financing, Banking, Mortgage Servicing
Education
DePaul University 1986 — 1989
business
Sierra Pacific Mortgage September 2009 - Present
Sierra Pacific Mortgage September 2001 - Present
Skills
Residential Mortgages, Leadership, Real Estate, Retail, Mortgage Lending, Mortgage Banking, Management, Database Marketing, Energy, Referrals, Training, CRM, Motivation, Recruitment/Retention, Compliance
Education
California State University-Long Beach 1986 — 1988
Bachelor of Science (BS), Business Administration, Finance
JPMorgan Chase March 2014 - Present
JPMorgan Chase December 2012 - March 2014
JPMorgan Chase January 2012 - December 2012
Sierra Pacific Mortgage September 2008 - December 2011
SunTrust Bank September 2007 - September 2008
American Home Mortgage August 2005 - June 2007
Barrings Mortgage, Inc January 2002 - July 2005
Skills
Analytical Abilities, Risk Analysis, Credit Risk, Loans, Mortgage Lending, Underwriting, Credit, Loan Origination, Credit Analysis, Mortgage Banking, Residential Mortgages, Refinance, FHA, Mortgage Underwriting, Banking, Relationship Management, FHA financing, Financial Analysis, Government Loans, Analytical Skills
Education
Roosevelt University 2008 — 2012
B.S., Finance
Moraine Valley Community College 2002 — 2005
A.A., General Studies
American University August 2013 - Present
American University August 2012 - Present
Federal Housing Finance Agency January 2014 - May 2014
Ameriprise Financial Services, Inc. August 2013 - December 2013
C3 Systems June 2013 - August 2013
Sierra Pacific Mortgage March 2013 - May 2013
YouInWeb September 2011 - January 2012
Skills
Stata, PowerPoint, Microsoft Excel, SPSS, Photoshop, Microsoft Office, Time Series Analysis, Word, Excel, Sony Vegas, SAS, C++, Investment Portfolio..., Bloomberg, Financial Reporting, Matlab, Thomson One Banker, Finance, Microsoft Word, Financial Analysis, Economics, Management, Data Analysis, Statistics
Education
American University 2012 — 2014
Master of Science (M.S.), Finance and Financial Management Services
San Francisco State University 2008 — 2012
Bachelor of Science, Finance; Finance department
Norcom Mortgage June 2013 - April 2014
Sierra Pacific Mortgage March 2011 - May 2013
PFG Lending, LLC 2010 - 2011
Vertice Lending May 2007 - August 2008
New Century Mortgage 2003 - 2007
Long Beach Mortgage 1995 - 2001
Skills
Bilingual-Spanish, FHA, Mortgage Lending, Loans, Mortgage Banking, USDA, Refinance, FHA financing, VA loans, Short Sales, Loan Origination, Residential Mortgages, Real Estate, Investment Properties, Real Estate Transactions, Real Estate Financing, First Time Home Buyers, Credit, Government Loans, Mortgage Underwriting, Underwriting, VA Loans
Education
Pacific Union College 1993 — 1995
Photography
McDowell For Congress October 2011 - November 2012
People for Patty Murray August 2010 - November 2010
Self-Employed June 2002 - July 2010
Sierra Pacific Mortgage February 2003 - June 2003
Education
Reed College 2006 — 2008
Gonzaga University 2001 — 2005
Movement Mortgage, LLC May 2014 - Present
SocialMediaMe2 February 2014 - 2014
Sierra Pacific Mortgage August 2012 - July 2013
Wells Fargo Home Mortgage September 2011 - August 2012
SunTrust Mortgage June 2009 - October 2011
Wells Fargo Home Mortgage June 2008 - May 2009
Intercoastal Mortgage Co June 1996 - December 2005
SunTrust Mortgage February 1994 - June 1996
Skills
Word, Excel, PowerPoint, Sales, Microsoft Word, Microsoft Excel, Loans, Customer Service, Refinance, Underwriting, Credit, Mortgage Banking, Loan Origination, Budgets, Mortgage Lending, FHA, Management, Training, Financial Analysis, FHA financing, VA loans, USDA, Residential Mortgages, Mortgage Underwriting, Government Loans, Mortgage Servicing, Construction Loans, Wholesale Lending, Loan Servicing, Reverse Mortgages, FHA Financing, VA Loans
Education
George Mason University 1977 — 1979
Business Administration and Nursing
ACE Group April 2012 - Present
Shirtique Sports Shop February 2012 - February 2013
Spire Systems March 2012 - April 2012
Club of Business in Accounting and Management February 2011 - February 2012
Sierra Pacific Mortgage June 2008 - September 2009
Washington High School June 2006 - August 2006
Skills
Microsoft Office, Quickbooks, Calyx Point Mortgage..., Attention To Detail, Team Motivator, Self Driven, Able to adapt and..., Organized, Team Leadership, Leadership, Public Speaking, Access, Management, Analysis, Time Management, Team Building, Data Analysis, Teamwork, Self-driven, Customer Service, HIPAA, Strategic Planning, Insurance, Microsoft Excel, QuickBooks, Business Development, PowerPoint, Process Improvement
Education
Golden Gate University 2014 — 2017
Master of Business Administration (M.B.A.)
University of California, Riverside 2008 — 2011
Bachelor of Science (BS), Business Administration with a concentration in Management
American High School 2004 — 2008
High School
Parkside Lending LLC September 2015 - Present
MB Financial Bank January 2013 - September 2015
Atlantic Residential Mortgage November 2011 - January 2013
Sierra Pacific Mortgage April 2011 - November 2011
TMS Funding Wholesale Lending April 2010 - April 2011
Total Mortgage Services, LLC January 2009 - April 2010
Mercury Mortgage Services October 2007 - December 2008
SCME Mortgage Bankers May 2007 - September 2007
American Mortgage Network September 2005 - May 2007
Skills
Mortgage Lending, Wholesale Banking, Correspondent Banking, Warehouse Lending, Retail Banking, Wholesale Lending, FHA, Banking, Loan Origination, Loan Servicing, Reverse Mortgages, Investments, Loans, Refinance, Mortgage Banking
Education
Central Connecticut State University
B.S., Business Finance
Orion Lending March 2015 - Present
Motive Lending November 2014 - March 2015
ClearVision Funding October 2013 - November 2014
ClearVision Funding October 2013 - November 2014
Sierra Pacific Mortgage January 2011 - October 2013
Treeside Financial, LLC April 2007 - January 2011
Cranbrook Mortgage June 2001 - April 2007
Skills
Sales Management, New Business Development, Client Education, Mortgage Lending, Loans, Mortgage Banking, Loan Origination, FHA, Refinance, USDA, Residential Mortgages, Credit, FHA financing, Strategic Planning, Positioning, First Time Home Buyers, Real Estate Financing, Wholesale, Credit Analysis, Relationship Management, Mortgage Marketing, Marketing, Account Management, Lead Generation, Executive Management, Government Loans, Investment Properties, Real Estate, Finance, Banking, VA Loans, Underwriting, Mortgage Underwriting, Sales, Management, Residential Homes, Leadership, FHA Financing, Customer Service, Funding, Reverse Mortgages, Team Building, Investments, CRM, Consumer Lending, Construction Loans, Loss Mitigation, Commercial Lending, Negotiation, Financial Analysis
Education
Macomb Community College
University of Northwestern Ohio
Pacific Union Financial, LLC June 2012 - Present
Grand Bank October 2010 - June 2012
Platinum Home Mortgage October 2009 - September 2010
Sierra Pacific Mortgage February 2009 - October 2009
Skills
Mortgage Lending, Loan Origination, Mortgage Banking, FHA financing, Refinance, USDA, Loans, Credit, Underwriting, Non-Conforming, Government Loans, VA loans, Mortgage Underwriting, Residential Mortgages, Certified Mortgage..., Construction Loans, Real Estate, Loss Mitigation, Credit Analysis, Banking, Wholesale Lending, FNMA, HomePath, FHLMC, Self-Employed Borrowers, Post Closing, Purchase Financing, Mortgage Insurance, Automated Underwriting..., FHA, Mortgage Servicing, Real Estate Financing, VA Loans
Education
Golden West College 1986 — 2006
General
Marina High School 1977 — 1981
General
All Western Mortgage January 2014 - Present
Land Home Financial Services May 2012 - June 2013
Sierra Pacific Mortgage September 2011 - January 2012
Integrated Mortgage Captial Inc September 2009 - August 2011
Better Business Bureau July 2008 - August 2011
Phoenix Financial March 2005 - June 2008
Reliance Lending Group 2003 - 2005
Skills
Mortgage, Mortgage Lending, Loan Origination, Loan processing, Loan Structuring, Loan Documentation, Loans, Financial Structuring, FHA, Real Estate, Mortgage Banking, Credit Analysis, Investment Properties
Education
Cabrillo College
AA in Theatre arts, Thearte Arts
Stephens College
BFA, Theatre Arts\Minor Business Marketing
Sierra Homes & Land 2015 - Present
Richardson Properties 2015 - Present
CALIFORNIA CUSTOM HOMES, LLC August 2013 - Present
Sierra Homes& Land January 2002 - Present
Sierra Pacific Mortgage November 1990 - May 2008
Skills
Real Estate, Investment Properties, Vacation Property, Wineries, Lake Homes, Second Homes, New Home Construction, Vacation Homes, Investors, Real Estate Financing, First Time Home Buyers
Education
Columbia University - Columbia Business School 1984 — 1987
Bachelor of Architecture (B.Arch.), Business and Personal/Financial Services Marketing Operations, Graduate
Marc Realty January 2015 - Present
Greenhouse Agency, Inc April 2014 - Present
Menards March 2009 - Present
Thomas J. Stack Jr. Ltd. December 2013 - December 2013
Sierra Pacific Mortgage June 2009 - August 2009
Skills
Analytical Skills, Leadership, Communication Skills, Research, Teamwork, Microsoft Word, Microsoft Excel, PowerPoint, Customer Service, Accounting, Financial Reporting, Time Management
Education
DePaul University 2011 — 2014
Plaza Home Mortgage December 2014 - Present
ClearVision Mortgage October 2014 - November 2014
Sierra Pacific Mortgage July 2008 - February 2014
Skills
Mortgage Banking, FHA, Refinance, Loan Origination, FHA financing, Residential Mortgages, FHA Financing, Credit, Credit Analysis, Loans, Mortgage Lending
Education
College of DuPage 1993 — 1994
Business/Commerce, General
Three Rivers Federal Credit Union October 2011 - Present
Sierra Pacific Mortgage June 2006 - November 2007
Waterfield Financial Corportation March 1973 - January 2006
Waterfield Financial 1998 - 2006
Skills
Mortgage Lending, Loans, Credit, Banking, Mortgage Banking, Refinance, FHA, Strategic Planning, Underwriting, Credit Unions, Commercial Lending, Team Building, Customer Service, Marketing
Education
Indiana University-Purdue University at Indianapolis 1974 — 1975
Indiana University—Purdue University Fort Wayne 1973 — 1974
General
Wells Fargo Home Mortgage January 2013 - June 2013
EverBank September 2010 - July 2012
Comstock Mortgage September 2009 - September 2010
Provident Funding Associates L.P. February 2009 - June 2009
Bank of America November 2006 - October 2008
Sierra Pacific Mortgage May 2005 - October 2007
Countrywide KB Home Loans June 2002 - August 2005
Indymac Bank September 2001 - June 2002
Investors Bank & Trust August 2000 - September 2001
The Money Store 1997 - 2000
Skills
Mortgage Lending, Loans, Mortgage Banking, USDA, FHA, Refinance, VA loans, Mortgage Underwriting, Credit, FHA financing, Residential Mortgages, Loan Origination, Underwriting, Certified Mortgage..., Banking, Investment Properties, First Time Home Buyers, Credit Analysis, Real Estate, Loss Mitigation, Residential Homes, Real Estate Financing
Education
California State University-Sacramento 1994 — 1997
Bachelors, Journalism
Ohlone College 1990 — 1995
Associate of Arts (AA), Liberal Arts and Sciences/Liberal Studies
LIFT/1: An e-Commerce Marketing Agency June 2012 - Present
HomeStreet Bank July 2013 - March 2015
Eagle Home Mortgage December 2012 - June 2013
Countrywide Bank January 2005 - May 2009
Sierra Pacific Mortgage 2003 - 2005
Skills
Marketing, Leadership, Entrepreneurship, Social Media Marketing, Sales, Mortgage Lending, FHA, Team Building, Mortgage Banking, Training, Marketing Strategy, B2B, Social Networking, Account Management, Real Estate, Customer Service, Sales Management, New Business Development, Social Media, Public Speaking, Negotiation, Email Marketing, Business Development, Strategic Planning, Lead Generation, Online Advertising, Retail, Advertising, Mobile Marketing, Web Marketing, Direct Marketing, Online Lead Generation, Coaching, Relationship Management, Business Strategy, Selling Skills, Executive Management, Business Networking, Amazon Sales, Online Marketing
Education
Marylhurst University 2007 — 2008
The New Washington State Bank June 2013 - Present
Sierra Pacific Mortgage February 2012 - March 2013
Acopia Capital Group August 2011 - February 2012
University Lending Group a division of University Bank June 2008 - August 2011
Michigan Mutual, Inc. April 2005 - June 2008
Accubanc Mortgage September 2004 - April 2005
USMC 1991 - 1997
Skills
Mortgage Lending, Loan Origination, FHA, Mortgage Banking, Loans, Refinance, Residential Mortgages, USDA, VA loans, Credit, Underwriting, Mortgage Underwriting, Credit Analysis, First Time Home Buyers, Investment Properties, FHA financing, Sales Management, Rates, Referrals, Government Loans, Selling, Sales Operations, Certified Mortgage..., Mortgage Marketing, Construction Loans, Real Estate Economics, Home Equity Loans, Loan Servicing, Real Estate Financing, VA Loans, Sales, FHA Financing
Education
Indiana University-Southeast
B.A., Geography
RPM Mortgage Inc November 2012 - June 2014
Pinnacle Capital Mortgage October 2010 - November 2012
Sierra Pacific Mortgage September 1999 - October 2010
Skills
Residential Mortgages, FHA financing, Jumbo Mortgage, Mortgage Planning
Education
Arizona State University 1986 — 1988
Bachelor of Science (B.S.), Finance, General
University of Colorado Colorado Springs 1983 — 1985
Clark and White August 2012 - May 2013
Sierra Pacific Mortgage June 2012 - August 2012
Campus Special October 2011 - October 2011
Skills
Brand Development, Building Brand Awareness, Social Media Marketing, Social Networking, Promotions, Email Marketing, Online Advertising, Marketing Strategy, Product Marketing, Internal Communications, Project Management, Facebook, Marketing, Advertising, Social Media
Education
University of Massachusetts at Amherst - Isenberg School of Management 2008 — 2012
Bachelor of Business Administration, Marketing, 3.6/4.0
Supreme Lending May 2014 - Present
W.J. Bradley Mortgage Capital, LLC December 2012 - May 2014
Sierra Pacific Mortgage December 2011 - December 2012
Western Bancorp August 2011 - December 2011
Paramount Equity December 2007 - August 2011
EquiFirst 2005 - 2007
Skills
NMLS, Mortgage Banking, Mortgage, Loans, Refinance, Purchase, Turnarounds, Start-ups, Sales Management, Executive Management, Project Finance, Entrepreneurship, Medical Devices, Marketing Communications, Real Estate, Mortgage Lending, Investment Properties, Wholesale Lending, Loan Origination, First Time Home Buyers, VA loans, Team Leadership, Real Estate Financing, Finance, Sales, Turn Around Management, Construction Loans, FHA financing, Underwriting, Short Sales, Real Estate Economics, FHA, REO, USDA, Credit, Investments, Business Planning, Management, Residential Mortgages, Funding
Education
California State University-Chico 1987 — 1992
BS, Exercise of Physiology
First Guaranty Mortgage Corporation® September 2015 - Present
CMG Financial April 2013 - January 2015
Icon Residential Lenders May 2008 - April 2013
Sierra Pacific Mortgage April 2002 - October 2007
SunTrust Mortgage August 1999 - April 2001
Guild Mortgage Company December 1997 - August 1999
Mical Mortgage January 1992 - December 1997
HOME FED BANK December 1990 - December 1991
HOME FED BANK December 1988 - December 1990
HOME FED BANK May 1985 - December 1988
Skills
Sales, Direct Sales, Sales Presentations, Account Management, Key Account Management, Hunter, Sales Process, Selling, Mortgage Lending, B2B, Customer Service, Loan Origination, Loans, Sales Operations, Real Estate, Credit, Refinance, Residential Mortgages, Mortgage Banking, Training, Investment Properties, FHA, FHA Financing, First Time Home Buyers, Underwriting
Education
CSU Chico 2015 — 2019
Pre-Nursing Studies
San Diego State University-California State University 1977 — 1982
Bachelor of Arts (B.A.), Nutrition Sciences
Edward Jones May 2012 - Present
The Bank of Missouri March 2005 - May 2012
The Bank of Missouri March 2005 - May 2012
Regions Financial Corporation May 2000 - January 2005
Sierra Pacific Mortgage January 1999 - May 2000
Skills
Financial Planning, Asset Management, Estate Planning, Employee Benefits, Strategic Financial..., Asset Managment, Investment Management, Retirement Planning, Financial Services, Mutual Funds, Investments, Fixed Annuities, Insurance, Management, Mortgage Lending, Loans, Risk Management, Banking, Sales, Finance, Investment Advisory
Education
University of Missouri-Columbia, College of Business 2003 — 2005
MBA, Finance
Boston University 2004 — 2004
Certificate, Financial Planning
California State University-Long Beach 1997 — 1998
BA, Political Science
California Polytechnic State University-San Luis Obispo 1994 — 1997
Political Science
American Pacific Mortgage June 2015 - Present
Sierra Pacific Mortgage April 2012 - June 2015
Non-Profit Industry June 2001 - April 2012
Tokai Bank of California August 1997 - June 2001
Pioneer Savings & Loan Association September 1996 - August 1997
Southern California Bank September 1990 - September 1996
Western Empire Savings & Loan Association September 1986 - September 1990
Skills
Compliance, Banking, Community Development, Non-profits, Policy, Customer Relations, Audit, Staff Training, Technical Writing, Training, Auditing, Program Management, Mortgage Lending, Mergers & Acquisitions, Commercial Lending, Nonprofits, Risk Management, Customer Service, Financial Services, Mortgage Banking, Management, Leadership
Education
California State University-Long Beach
Business
Maximus October 2009 - April 2010
California Franchise Tax Board February 2009 - May 2009
Sierra Pacific Mortgage June 2008 - July 2008
Autowest Buick, GMC April 2006 - February 2007
Education
American River College
Bella Vista High School
High School Diploma
Grant Adult Education Center
Microsoft Word XP and Excel 2000
PRO Unlimited at Genzyme June 2014 - Present
Sierra Pacific Mortgage October 2012 - September 2013
Wells Fargo Home Mortgage August 2010 - May 2011
PrimeLending 2009 - 2010
Citi 2004 - 2008
Skills
Real Estate, Customer Relations, Administration, Loans, Mortgage, Team Building, Teamwork, Refinance, Customer Service, Mortgage Lending, Loan Origination, Mortgage Banking, Recruiting, Negotiation, Coaching, System Administration, Banking, FHA, FHA financing, Residential Mortgages, VA loans
Education
Albertus Magnus College 2009 — 2013
BS, Business, Management, Marketing, and Related Support Services
Valuation Partners/The William Fall Group January 2015 - Present
Sierra Pacific Mortgage 2008 - December 2014
Washington Mutual/HomeSide Lending September 1998 - June 2008
GreenPoint Mortgage April 1996 - September 1998
Chemical Bank 1986 - 1996
Skills
Sales Management, Relationship Management, Mortgage Banking, Business Development, Mortgage Lending, Communication Skills, Sales Presentations, Team Leadership, Conventional and FHA..., FHA financing, FHA, USDA, Loan Origination, Residential Mortgages, Refinance, Loans, VA loans, Leadership, Mortgage Underwriting, Account Management, Sales Operations, Certified Mortgage..., Government Loans, Credit, Construction Loans, FHA Financing, VA Loans
Education
Lehigh University 1974 — 1977
Bachelor of Science, Marketing
East Beckwith Associates 2009 - Present
Sierra Pacific Mortgage January 2012 - July 2013
Dickinson Designs 2003 - 2010
The Fire Works Clay Studio 2003 - April 2009
Dickinson & Associates 1998 - 2009
Claymore Partners, Ltd 1996 - 1998
PerSeptive Biosystems, Inc. 1995 - 1996
GenRad, Inc. 1991 - 1995
GenRad, Inc. 1989 - 1991
GenRad, Inc. 1987 - 1989
Skills
Small Business, Strategic Planning, Management, Leadership, Management Consulting, Start-ups, Entrepreneurship, Business Planning, Finance, Strategy, Coaching, Sales, Program Management, Negotiation, Strategic Partnerships, Sales Operations, Investments, Executive Management, Customer Service
Education
Kalamazoo College 1975 — 1979
BA, Economics/Art minor
Babson College
MBA
Caliber Home Loans January 2012 - Present
Sierra Pacific Mortgage August 2010 - December 2011
Liberty Mortgage September 2007 - February 2011
National City Mortgage 2004 - 2008
National City Bank August 2003 - August 2007
National City Home Equity 2003 - 2007
Skills
Business Networking, Operations Management, Mortgage Lending, FHA, Mortgage Banking
Education
Anne Arundel Community College 1982 — 1984
Sierra Pacific Mortgage September 2012 - Present
Barnett Home Loans April 2012 - August 2012
Terrace Mortgage Company August 2009 - March 2012
Education
Florida International University 2005 — 2009
Bachelor of Science (BS), School of Journalism and Mass Communication
Sierra Pacific Properties inc April 2013 - Present
Sierra Pacific Properties February 2011 - April 2013
Irvin Real Estate August 2010 - February 2011
Sierra Pacific Mortgage April 1998 - May 2008
Skills
Property Management, Asset Managment, Account Management, Portfolio Management, Mortgage Lending, Real Estate Transactions, Residential Homes, Real Estate, Real Estate Development, Investors, Leases, Apartments, Investments, Landlords, SFR, Income Properties, Lease Negotiations, Marketing
Education
Diablo Valley College 1991 — 1992
Clayton Valley High School 1986 — 1990
Diploma
Humboldt State University
Bachelor of Business Administration (B.B.A.), Business and Personal/Financial Services Marketing Operations
Real Estate Mortgage Network May 2013 - Present
Performance Home Loans October 2012 - May 2013
Bay Equity, LLC July 2010 - October 2012
Sierra Pacific Mortgage March 2008 - July 2010
First Magnus Financial January 2004 - August 2007
Pacific Republic Mortgage January 1991 - January 2004
Skills
Mortgage, Mortgage Lending, Loans, Mortgage Banking, FHA, Real Estate, Sellers, VA loans, Credit, Residential Mortgages, First Time Home Buyers, Loan Origination, Underwriting, Investment Properties, Foreclosures, Banking, REO, Residential Homes, Finance, Selling, Sales, Short Sales, Real Estate Financing, Real Estate Transactions, Customer Service, Customer Retention, Customer Satisfaction, Recruiting, Wholesale Lending, Notary Public, Loan Servicing, Government Loans, 203K, USDA, Investment Banking, Mortgage Underwriting, Scuba Diving
Education
San Diego State University-California State University 2005 — 2011
Bachelors of Arts, Women's Studies, Degree
Mesa Community College 2002 — 2005
Associates, Transfer Studies, Associates Degree
Department of Housing and Urban Development 1995 — 1995
Direct Endorsement Underwriter, Fha Lending
Department of Veterans Affairs 1995 — 1995
VA Automatic Underwriter
Granite Hills High School
Diploma, General Studies
First Citizens Bank June 2013 - Present
Sierra Pacific Mortgage February 2013 - June 2013
Regions Mortgage January 2012 - February 2013
Coastal Federal Credit Union October 2005 - December 2011
RBC Centura 1999 - 2005
Skills
Mortgage Lending, Credit Analysis, Banking, Loan Origination, FHA, Refinance, Financial Analysis, USDA, Mortgage Banking, Sales Management, VA loans, Customer Service, Residential Mortgages, Construction Loans, Commercial Lending, Sales, Consumer Lending, Small Business Lending
Education
North Carolina State University 1981 — 1985
BA, Business, Economics
JF Webb High School 1978 — 1981
High School Diploma
NMLS # 689971
Mortgage America Bankers LLC October 2008 - Present
Sierra Pacific Mortgage 2005 - January 2012
Mortgage America Bankers LLC 2005 - 2010
Mortgage America Bankers LLC 2008 - 2009
Jobin 1997 - 2000
Skills
Mortgage Lending, Banking, Mortgage Banking, FHA financing, Residential Mortgages, Loans, FHA, REO, Loss Mitigation, Portfolio Management, Loan Origination, Government Loans, Risk Management, First Time Home Buyers, Investment Properties, Commercial Lending, Real Estate Transactions, USDA, Refinance, VA loans, Mortgage Marketing, Mortgage Underwriting, Reverse Mortgages, Credit, Commercial Mortgages, Short Sales, Real Estate Financing, Credit Analysis, Underwriting, Construction Loans, Financial Structuring, Loan Servicing, Real Estate Economics, Mortgage Servicing, Certified Mortgage..., Funding, Small Business Lending, Investments, Consumer Lending, FHA Financing, VA Loans
Education
American University 1966 — 1970
Bachelor of Science (BS), Political Science and Government
Abington HS 1963 — 1966
Political Science and Government
HouseLens April 2013 - Present
Myself September 2010 - Present
Pictures-R-Us April 2011 - Present
Event Tech March 2012 - Present
Sierra Pacific Mortgage January 2013 - February 2013
Coldwell Banker Residential Brokerage April 2012 - May 2012
Taney Town Dance Center March 2011 - May 2011
DW Studios November 2010 - November 2010
Skills
Video Production, Photography, Cinematography, Camera Operation, Grip, Painting, Film, Producing, Lighting, Final Cut Pro, Camera Assistant, Videographer, Video Editing, Live Events, Commercials, Camera, Music Videos, Short Films, Film Production, HD Video, Art, Premiere, Avid, Documentaries, Set Construction, Pre-production, Photoshop, Image Editing, Gaffer
Education
Full Sail University 2009 — 2010
Bachelor of Science, Film
Carroll County Community College 2007 — 2008
Bachelor of Science Degree, Film
HomeStreet Bank October 2009 - Present
Wells Fargo Home Mortgage April 2009 - July 2009
Sierra Pacific Mortgage September 2006 - October 2007
WaMu April 1998 - July 2006
Education
Bellevue College 2008 — 2009
iServe Residential Lending 2014 - Present
Sierra Pacific Mortgage 2011 - 2014
Tenacity Group/Tenacity Mortgage 2008 - 2011
Infinity Funding Corporation 1998 - 2008
Skills
Mortgage Lending, FHA, Refinance, Loan Origination, Sales Management, Real Estate, Sales, Mortgage Banking, Salesforce.com, USDA, Residential Mortgages, Loans, FNMA, FRMC, VA loans, FHA financing, Government Loans, Reverse Mortgages, Certified Mortgage..., Credit, Mortgage Underwriting, Real Estate Financing, Construction Loans, Home Equity Loans, Mortgage Marketing, Debt Consolidation, Underwriting, VA Loans, FHA Financing
Education
University of Maryland
Ithaca College
Sierra Pacific Mortgage February 2011 - Present
Capital Financial Partners November 2008 - December 2010
American Brokers Conduit August 2005 - August 2008
Skills
Mortgage Lending, Loans, Mortgage Banking, Residential Mortgages, Credit, Underwriting, Loan Origination, Refinance, Real Estate, Investments, Banking, Financial Analysis, Real Estate Financing, Real Estate Economics, Account Management, Sales Management, Sales, FHA, USDA, VA loans, FHA financing, Finance, Government Loans, Credit Analysis, Mortgage Underwriting, VA Loans
Education
Allegheny College 2000 — 2004
Undergrad, Political Scient
Sierra Pacific Mortgage May 2012 - Present
Plaza Home Mortgage May 2010 - May 2012
Pinnacle Capital Mortgage Corp July 2009 - May 2010
Paradise Financial July 2008 - July 2009
1st Option Mortgage June 2006 - July 2008
Neighbors Financial February 2004 - June 2006
Residential Capital Mortgage Corporation March 2003 - February 2004
Central Pacific Mortgage January 2001 - March 2003
Skills
Mortgage Banking, Financial Analysis, Credit Analysis, Finance, Mortgage Underwriting, Automated Underwriting..., Investment Property..., Multi-unit, Condos, FHA financing, Veterans Administration, USDA Rural Housing, CalHFA, Jumbo Mortgage, Super Jumbo, 203K, Guideline Development, Regulatory Guidelines, Calyx Point, Customer Service, Loan Origination, Loans, Refinance, Funding, Underwriting, Credit, Residential Mortgages, USDA, FHA Financing, Mortgage Lending, FHA
Education
Folsom Lake College 1997 — 2000
Educational Leadership and Administration, General
imortgage September 2014 - Present
iMortgage Services September 2007 - Present
Sierra Pacific Mortgage January 2006 - August 2007
Skills
FHA financing, Refinance, Mortgage Lending, Mortgage Banking, Loan Origination, VA loans, Non-Conforming, Loans, USDA, FHA, Certified Mortgage..., Residential Mortgages, Construction Loans, First Time Home Buyers, Government Loans, Foreclosures, Investment Properties, REO
Education
Arizona State University 2000 — 2005
BA, BUSINESS
First California Mortgage Company March 2015 - Present
MRN cubed, LLC April 2014 - Present
Pampered Ponies October 2012 - Present
Nationstar Mortgage November 2012 - August 2013
Renew Lending October 2010 - June 2011
Titan Wholesale Mortgage Company June 2010 - September 2010
Sierra Pacific Mortgage August 2003 - March 2010
Capitol Commerce Mortgage November 1997 - August 2003
Commerce Security Mortgage January 1992 - October 1997
Skills
Staff Mentoring, LexisNexis, Due Diligence, DU/LP, Calyx,..., Loss Mitigation, Profit Improvement, WebTrac, Microsoft Office, Microsoft Word, Risk Management, Calyx, Profit Maximization, Mortgage Lending, Loan Origination, Credit, VA loans, FHA, Mortgage Underwriting, Loans, Credit Analysis, Banking, Residential Mortgages, Refinance, Underwriting, Finance, Investment Properties, Mortgage Banking, Real Estate Economics, FHA financing, USDA, Reverse Mortgages, Management, Funding, Customer Service, Government Loans, Real Estate Financing, Commercial Mortgages, Loan Servicing, Wholesale Lending, Construction Loans, VA Loans, FHA Financing
Education
American River College 1976 — 1977
police and community sciences
Ponderosa High School 1971 — 1975
Sierra Pacific Mortgage March 2009 - Present
Mortgage Industry Experience January 2003 - August 2007
Skills
Mortgage Banking, Mortgage Lending, Conventional, Mortgage Industry, FHA, VA, Mortgage, Refinance, Underwriting, USDA, Loans, Residential Mortgages, Purchase, Investment Properties, Real Estate, FHA financing, First Time Home Buyers, VA loans, Mortgage Underwriting, Wholesale Lending, Government Loans, Loan Origination
Education
National University 1997 — 1999
CLAD Teaching Credential, Teacher Education, Multiple Levels
San Diego State University-California State University 1988 — 1993
BA, Public Administration, Political Science
Sierra Pacific Mortgage May 2014 - Present
The Wagner Group / PRMI Mortgage 2013 - 2014
United Pacific Mortgage 1993 - 2007
Skills
Mortgage Banking, Loans, Refinance, Banking, FHA, Mortgage Lending, Mortgage Underwriting, Loan Origination, Investments, Investment Properties, First Time Home Buyers, Reverse Mortgages, Certified Mortgage..., Underwriting, Residential Homes, FHA financing, Residential Mortgages, Foreclosures, Credit Analysis, VA loans, Construction Loans, REO, Real Estate Financing, Credit, USDA, Property, Government Loans, Commercial Mortgages, Real Estate, Short Sales
Education
California State University-Northridge 1986 — 1990
Bachelor of Science (BS), Philosophy
California State University-Northridge
Coldwell Banker Residential Brokerage May 2014 - Present
Fireside Realty and Fireside Mortgage March 2012 - May 2014
Emery Federal Financial Services May 2011 - March 2012
Sierra Pacific Mortgage October 2010 - April 2011
Paradise Financial January 2010 - December 2010
Mortgage Magic June 1992 - January 2010
Skills
Commercial Lending, Commercial Real Estate, Real Estate, Loans, Mortgage Lending, Loan Origination, FHA, Reverse Mortgages, Salesforce.com, VA Loans, Residential Homes, Sellers, Lines Of Credit, Refinance, Investments, Property Management, Investment Properties, 203K
Education
De Anza College 1991 — 1992
Sunnyvale High School
Placer Mortgage Group October 2013 - December 2014
Partners Mortgage June 2004 - October 2013
Sierra Pacific Mortgage January 2008 - April 2010
Chase Home Finance January 2007 - January 2008
Skills
FHA, Mortgage Lending, USDA, Loans, Customer Service, Refinance, Mortgage Banking, Residential Mortgages, FHA financing, VA loans, Credit, Investment Properties, Real Estate Financing, Certified Mortgage..., Reverse Mortgages, Insurance
Education
California State University-Sacramento 1989 — 1991
B.S., Finance
California State University-Sacramento 1989 — 1991
Bachelor of Science (B.S.), Finance
Sierra Pacific Mortgage April 2012 - Present
Western Reliance Funding March 2010 - March 2012
Greenpath Funding, LLC October 2009 - March 2010
Loan Link Financial Services February 2000 - September 2009
RPM Mortgage Inc 1990 - 2000
Skills
Mortgage Lending, Refinance, Loans, FHA, Mortgage Banking, Certified Mortgage..., Real Estate, Investment Properties, Credit, Residential Mortgages, FHA financing, VA loans, Loan Origination, First Time Home Buyers, Government Loans, Real Estate Transactions, Residential Homes, Funding, Finance, Real Estate Financing, USDA
Education
University of Southern California 1979 — 1983
Bachelor of Science (BS), Finance, General
California State University-Fullerton 1979 — 1981
finance
Home Point Financial August 2015 - Present
Great Plains National Bank February 2014 - August 2015
Resmac Inc. July 2013 - January 2014
West Town Savings Bank December 2012 - July 2013
First Choice Bank June 2011 - December 2012
Franklin First Financial January 2011 - May 2011
Home Savings of Amercia June 2010 - December 2010
Sierra Pacific Mortgage November 2009 - May 2010
Newport Shores Mortgage November 2007 - October 2009
Skills
FHA, Refinance, Loan Origination, Mortgage Lending, Loans, Reverse Mortgages, VA loans, Mortgage Banking, Investment Properties, Home Equity Loans, Real Estate, Sales, Mortgage Underwriting, Residential Mortgages, Mortgage Marketing, FHA financing, Underwriting, Real Estate Economics, Mortgage Servicing, Customer Service, Banking, USDA, Credit, Real Estate Financing, REO, Non-Conforming, First Time Home Buyers, Credit Analysis, Government Loans, Leadership, Management, VA Loans, FHA Financing
Education
Catonsville Community College 1980 — 1983
AA, Business Administration
Catonsville Community College 1980 — 1983
AA, Business Administration, Management and Operations
Home Purchase Rewards January 2014 - Present
Sierra Pacific Mortgage March 2013 - January 2014
Howard County General Hospital August 2006 - February 2013
Weichert September 1998 - September 2003
Skills
Microsoft Office, Microsoft Excel, Microsoft Word, PowerPoint, Customer Service, Social Media, Teamwork, English, Windows, Event Planning, Sales, Marketing, Marketing Communications, Marketing Strategy, Social Media Marketing, Advertising, Strategic Planning, Sales Management, Leadership, Management, Negotiation, Business Development, Team Building, Account Management, Nonprofits, Fundraising, Leadership Development, Healthcare, Budgets, Project Management, Data Analysis, Program Management, Operations Management, New Business Development, Business Strategy, Analysis, Change Management, Recruiting, Contract Negotiation, Access, Social Networking, Process Improvement, Selling, Sales Operations, Software Documentation, Start-ups, Real Estate
Education
Howard Community College 2010 — 2012
Associate of Arts and Sciences (A.A.S.), General Studies
Sierra Pacific Mortgage April 2011 - Present
Sierra Pacific Mortgage April 2011 - Present
Lutheran High School of Orange County 2012 - 2014
Lutheran High School of Orange County 2012 - 2014
Hospitality Marketing Consultants 1996 - 2003
Hospitality Marketing Concepts, Irvine California (1996 – 2002) January 1996 - March 2002
CLS Computerized Lodging Systems January 1987 - December 1993
Computerized Lodging Systems 1987 - 1993
Skills
Factoring, Mortgage Lending, Refinance, Loan Origination, Mortgage Banking, Loans, FHA, FHA financing, Residential Mortgages, VA loans, Real Estate, Investments, Finance, REO, Selling, Business Development, Real Estate Transactions, Management, Sales, Real Estate Financing, Leadership, Investors, Portfolio Management, Reverse Mortgages, Residential Homes, Certified Mortgage..., USDA, Investment Properties, Credit, Sellers, Underwriting, Funding, Loss Mitigation, FHA Financing, VA Loans, Fashion
Education
California State University-Long Beach 1984 — 1987
BS Marketing, Business Administration
California State University-Long Beach - College of Business Administration 1984 — 1987
BS, Business Administration - Marketing
California State University-Long Beach - College of Business Administration 1984 — 1987
BS, College of Business Administration - Marketing
Acton Mobile May 2015 - Present
Clear Point Funding December 2010 - April 2011
Sierra Pacific Mortgage September 2010 - December 2010
Bank of America April 2009 - September 2010
GB Mortgage, Wholesale AE December 2008 - February 2009
Chase Home Finance March 2006 - December 2008
JPMorgan Chase September 2003 - December 2008
Chase Home Finance September 2003 - March 2006
Via Real April 1999 - September 2003
Mustang Café August 1994 - April 1999
Skills
Mortgage Lending, B2B, Residential Mortgages, Sales Management, Loans, Credit, Sales, Marketing, Loan Origination, Mortgage Banking, Underwriting, Refinance
Education
DeVry
EET
El Centro College
Echocardiolgy
South Plains Jr. CollegeDeVry Institute of Technology
Tarrant County College
Biology, General
TCF Bank November 2011 - Present
Plaza Home Mortgage January 2010 - June 2011
Sierra Pacific Mortgage September 2008 - December 2009
Citicorp Mortgage 2006 - 2008
CitiMortgage 2006 - 2008
Flagstar Bank 2004 - 2006
Washington Mutual formerly known as HomeSide Lending 2000 - 2004
First Franklin 1998 - 2000
Alliance Funding Group 1996 - 1998
PNC Bank 1996 - 1998
Skills
Mortgage Lending, FHA, Loan Origination, Refinance, Loans, Mortgage Banking, Banking, USDA, Credit, Underwriting, VA loans, Mortgage Underwriting, Credit Analysis, Residential Mortgages, FHA financing, Sales Management, Sales, Financial Analysis, Foreclosures, Relationship Management, Financial Services, Portfolio Management, Risk Management, Reverse Mortgages, Business Development, Real Estate, CRM, Investment Properties, Customer Service, Commercial Lending, B2B, Consumer Lending, Finance, Selling, Real Estate Financing, FHA Financing, VA Loans, Investments
Education
Ivy Tech Community College
T Wooton Designs May 2014 - Present
Sierra Pacific Mortgage August 2012 - August 2014
Peoples Bank October 2010 - February 2012
1st Pacific Capital February 2010 - August 2010
JPMorgan Chase January 2007 - February 2010
US Navy January 2001 - January 2007
Skills
Direct to consumer sales, Relationship Management, Team Management, Verbal and Writen..., Stategic Planning, Rapport Building, Strategic Planning, Mortgage Lending, Strategic Financial..., Loan Origination, Training, Management, Direct Sales, Finance, Customer Service, Refinance, Sales
Education
Foothill College 2015 — 2015
Bachelor of Business Administration (B.B.A.), Marketing/Marketing Management, General
Orange Coast College 2010 — 2014
Bachelor of Business Administration (B.B.A.), Marketing/Marketing Management, General
Allied Real Estate School 2011 — 2012
CA DRE Sales Persons
The Money Source Inc. November 2013 - Present
First Mortgage Corporation November 2011 - November 2013
Sierra Pacific Mortgage July 2009 - October 2011
Flagstar Bank November 2007 - July 2009
Sierra Pacific Mortgage April 2005 - October 2007
Wells Fargo Home Mortgage August 2002 - April 2005
Skills
Leadership, Loan Origination, Investment Properties, Mortgage Banking, Training, Real Estate, Loan Servicing, Mortgage Lending, Product Development, Government Loans, Loans, Sales, USDA, Commercial Lending, Recruiting, REO, Refinance, FHA, Portfolio Management, Investors, Residential Mortgages, Real Estate Economics, Commercial Mortgages, Real Estate Transactions, Construction Loans, Underwriting, Credit, Real Estate Financing, First Time Home Buyers, Retail, Residential Homes, Foreclosures
Education
California Polytechnic State University-San Luis Obispo 1986 — 1991
BS, Civil Engineering
Jesuit High School, Sacramento 1982 — 1986
Ruchman and Associates, Inc.- Drug Enforcement Agency January 2010 - Present
Reveal MedSpa August 2008 - April 2010
Sierra Pacific Mortgage February 2006 - July 2008
Baltimore American Mortgage January 2005 - February 2006
URS, formerly Washington Group Intl. January 2004 - January 2005
Skills
Account Management, Management, Event Management, Project Planning, Budgets, Leadership, Customer Service, Sales, Financial Analysis, New Business Development, Sales Operations, Accounting, Sales Management, Analysis, Data Analysis, Finance, Business Development, Strategic Planning, Time Management, Marketing, Process Improvement, Cold Calling, Team Building, Invoicing, Accounts Payable, Microsoft Excel, Contract Management, Human Resources, Outlook, Customer Satisfaction, Government, PowerPoint, Project Management, Inventory Management, Microsoft Office, Microsoft Word, Executive Management, Proposal Writing, Public Speaking, Team Leadership, Training
Education
Kansas State University 1993 — 1998
BS, Marketing/Spanish Minor
Kansas State University 1993 — 1998
MBA, Concentration in Marketing and Management
CMG Mortgage Insurance July 2011 - Present
US Bank Home Mortgage December 2009 - July 2011
Sierra Pacific Mortgage July 2009 - December 2009
eMagic - a MGIC Company March 2003 - May 2009
Universal Lending Corporation March 2002 - March 2003
North American Mortgage Company January 2000 - March 2002
North American Mortgage Company May 1997 - January 2000
Regional Mortgage Company June 1996 - May 1997
Fort Hays State University June 1994 - June 1996
Skills
Mortgage Lending, Loans, Underwriting, Wholesale, Analysis, Mortgage Insurance, FHA, Refinance, Credit Analysis, Mortgage Banking, USDA, Loan Origination, VA loans, Credit, FHA financing, Construction Loans, Customer Service, Sales Management, Reverse Mortgages, Residential Mortgages, Consumer Lending, Certified Mortgage..., Insurance, Home Equity Lines of..., Home Equity Loans, Banking, Real Estate, Sales, Real Estate Financing, Government Loans, Mortgage Marketing, Lines Of Credit, Loss Mitigation, Funding, Mortgage Underwriting
Education
Fort Hays State University 1990 — 1994
Bachelor of Arts, Communication; Public Relations Emphasis
Impac Mortgage Corp. September 2015 - Present
IMS - Integrated Medical Systems International, Inc. October 2011 - September 2015
Rainier Title & Escrow LLC January 2008 - June 2010
Indymac Bank May 2006 - December 2007
Sierra Pacific Mortgage January 2004 - November 2005
First American Title Insurance Co August 1999 - September 2003
Sound Advice Cellular February 1996 - July 1999
Chicago Title January 1993 - July 1994
John L August 1991 - December 1992
Skills
Real Estate, Selling, Training, Marketing Strategy, New Business Development, Business Development, Management, Customer Service, Sales Operations, Account Management, Cold Calling, Direct Sales
Education
Bellevue College
Washington State University
Prospect Mortgage, LLC May 2010 - Present
Jenn's Candle Shop November 2007 - Present
DSWA--Direct Sales Womens Alliance October 2008 - December 2011
NAPMW--National Association of Professional Mortgage Women June 2007 - December 2011
Jennifer Arnbrister, Notary Public March 1992 - December 2010
Jennifer Arnbrister, Certified Massage Therapist August 2004 - April 2010
Reunion Mortgage April 2007 - March 2010
Fresno County Womens Chamber of Commerce 2009 - 2010
Sierra Pacific Mortgage August 2006 - March 2007
Skills
NMLS Licensed, In the Mortgage..., In the Direct Sales and..., Mortgage Lending, Public Speaking, FHA, Team Building, Credit Analysis, Sales, Referrals, Marketing, Small Business, Residential Mortgages, Real Estate, Mortgage Underwriting, Insurance, Refinance, Loan Origination, Reverse Mortgages, Loans, Investment Properties, Foreclosures
Education
Reedley College 1994 — 1998
Forestry
Long Beach City College 1991 — 1994
Biology, Desert Biology, Chemistry
Mendocino College 1989 — 1991
Biology, Marine Biology, Chemistry
Freedom Mortgage April 2013 - Present
Sierra Pacific Mortgage October 2012 - March 2013
Wells Fargo March 2004 - September 2012
Aegis Funding Corp./EquiCredit Corp September 1996 - March 2004
EquiCredit Corporation March 1994 - August 1996
State Capitol Federal Credit Union March 1992 - March 1994
ITT Financial Services September 1988 - March 1992
Skills
FHA, Loans, Mortgage Banking, Underwriting, USDA, Mortgage Lending, Loan Origination, Refinance, Residential Mortgages, VA loans, FHA financing, Sales Management, Reverse Mortgages, Sales, Mortgage Underwriting, VA Loans, Certified Mortgage..., Credit, Government Loans, FHA Financing, Wholesale Lending, Consumer Lending, Banking
Education
Miami University 1981 — 1986
Bachelor of Science (BS), Education
Austin Senior High School
Bridgewater Savings Bank July 2014 - Present
Massachusetts Mortgage Bankers Assoc. (MMBA) January 2012 - Present
Sierra Pacific Mortgage July 2008 - July 2014
Washington Mutual Bank November 1998 - June 2008
Fleet Mortgage July 1996 - October 1998
Bristol Mortgage 1990 - 1994
Skills
Mortgage Lending, Mortgage Banking, FHA, Loans, Underwriting, Residential Mortgages, Credit, Loan Origination, Sales, CRM, Banking, Real Estate, Refinance, Leadership, Sales Management, Recruiting, USDA, New Business Development, Management, Marketing Communications, Driving Results, Wholesale, Credit Analysis, Commercial Lending, First Time Home Buyers, Real Estate Financing, Residential Homes, Sales Operations, Retail, Compliance, Finance, Relationship Management, Encompass 360
Education
Boston College
BA
Harvard University Extension
CSS, Management
Sierra Pacific Mortgage December 2005 - Present
Countrywide Home Loans 2002 - 2005
Sierra Pacific Mortgage January 1998 - September 2002
Skills
FHA financing, VA, Mortgage Banking, Mortgage Lending, Loans, Underwriting, Wholesale, Loan Origination, Refinance, Wholesale Lending
Education
University of Oregon 1993 — 1995
Bachelor's of Science, Sociology
Lane Community College 1991 — 1993
Associate of Arts, General Studies
South Medford High School 1987 — 1991
General Education, General Studies
Black Ink Company 2015 - Present
Custom Designs by Cathryn Toenyes (Self Employed) December 2009 - Present
Donn Hatcher and Associates January 2007 - Present
SuiteAmerica October 2014 - June 2015
Sierra Pacific Mortgage December 2012 - May 2014
Roebbelen Contracting, Inc. October 2008 - April 2012
SDC Promotions January 2008 - April 2009
Roebbelen Contracting, Inc. September 2007 - December 2007
Skills
Graphic Design, Layout, Advertising, Brochures, Newsletters, Creative Problem Solving, Posters, InDesign, Illustrator, Adobe Creative Suite, Microsoft Office, Photoshop, Mac, Digital Marketing, Business Systems..., Greeting Cards, Label Design, Custom Invitations, Corporate Branding, Graphics, Email Marketing, Marketing, Photography
Education
California State University-Sacramento 2003 — 2008
BS, Graphic Design
Sierra Pacific Mortgage June 2006 - Present
Skills
FHA, Mortgage Lending, VA loans, USDA, Mortgage Banking, Government Loans, Refinance, First Time Home Buyers, Investment Properties, Wholesale Lending, Residential Mortgages, High Balance Loans, Mortgage Insurance, Adjustable Rate Mortgage, CHDAP, DU Refi Plus, FannieMae Guidelines, FreddieMac Guidelines, Jumbo Loans, VA Loans, FHA Financing, Foreclosures
Education
California State University-Chico 1983 — 1987
BS - Business Administration, Declared Emphasis, Management
Santa Rosa Junior College 1982 — 1983
Santa Rosa High School 1979 — 1982
PNC February 2015 - Present
PNC May 2014 - Present
The Allant Group May 2009 - May 2014
Sierra Pacific Mortgage August 2008 - May 2009
SunTrust Mortgage August 2007 - August 2008
American Brokers Conduit August 2003 - August 2007
Skills
Email Marketing, Account Management, CRM, Database Marketing, Strategic Planning, Credit, Lead Generation, Mortgage Lending, Direct Marketing, Salesforce.com, Loans, Direct Mail, Sales, Analytics, Customer Retention, Marketing, Customer Acquisition, B2B, Integrated Marketing, Multi-channel Marketing, Online Marketing, Interactive Marketing, Segmentation, Mobile Marketing, Web Analytics, Competitive Analysis, E-commerce, SEM, Digital Marketing, Marketing Research, PPC
Education
Benedictine University 2010 — 2013
MBA, Project Management, 4.0
University of Illinois at Chicago 1998 — 2002
Undergraduate - Business, Finance
Ingram Micro Mobility March 2015 - July 2015
Spectrum Technology, Inc. June 2014 - December 2014
Windstream Communications November 2012 - June 2014
Sierra Pacific Mortgage March 2012 - November 2012
Allied Bancard, LLC March 2011 - June 2012
Evolve Business Solutions / Cincinnati Bell April 2010 - September 2010
Fifth Third Bank September 2009 - March 2010
Fifth Third Bank January 2007 - September 2009
FIRST MAGNUS FINANCIAL CORPORATION March 2006 - January 2007
UNITED CAPITAL FUNDING, LLC May 2005 - March 2006
Skills
Customer Service, Consultative Selling, Client Retention, Training & Development, Mortgage, Banking, Merchant Services, Loans, Retail, Mortgage Lending, Finance, Selling, Employee Training, Customer Retention, Sales, Cold Calling, Managed Services, Marketing, Direct Sales, Sales Operations, Cloud Computing, Contract Negotiation, Sales Process, Networking, Leadership, Management, Account Management, Sales Management, B2B, Sales Presentations, Solution Selling, Telecommunications, Salesforce.com, Data Center, Program Management, Enterprise Software, CRM, VoIP, E-commerce, Business Intelligence, New Business Development, Call Centers, Lead Generation, SaaS, Business Development, Strategic Partnerships, Customer Satisfaction, Co-location, Building Relationships, Unified Communications
Education
Indiana Wesleyan University 1998 — 2000
Business Management
Indiana University-Purdue University at Indianapolis 1992 — 1994
Finance
Speedway High School 1988 — 1992
Diploma, General Studies
Sierra Pacific Mortgage July 2012 - Present
Fidelity Bank March 2010 - July 2012
Wells Fargo Home Mortgage July 2005 - March 2010
Countrywide Home Loans February 2003 - June 2005
Optimum Mortgage Group June 2001 - January 2003
Skills
Mortgage Lending, Mortgage Banking, Mortgage Brokers, FHA, Loans, Underwriting, Marketing, Residential Mortgages, Loan Origination, USDA, VA loans, FHA financing, Customer Service, Credit, Credit Analysis, Sellers, Refinance, Sales Management, Consumer Lending, Leadership, Management, Government Loans, Mortgage Underwriting, Certified Mortgage..., VA Loans, FHA Financing
Education
Appalachian State University 1997 — 2001
BSBA, Marketing and Management
Bayside Kitchen & Bath December 2014 - Present
Sierra Pacific Mortgage December 2012 - Present
Silpada Designs April 2004 - Present
Silpada Designs 2004 - Present
Skills
Sales, Marketing, Gems, Jewelry, Marketing Strategy, Retail, Small Business, Strategic Planning, Sales Management, Leadership
Education
Bentley University 1990 — 1994
Bachelor's degree, Business, Management, Marketing, and Related Support Services
Nations Direct Mortgage July 2014 - Present
Mount Olympus Mortgage Company April 2014 - Present
Plaza Home Mortgage December 2012 - February 2014
Sierra Pacific Mortgage June 2012 - December 2012
Lenox Financial August 2011 - June 2012
Provident Funding Associates L.P. October 2005 - June 2011
Skills
Loans, Loan Origination, FHA, Refinance, Process Improvement, Credit, Mortgage Servicing, FHA financing, Finance, Loan Servicing, Financial Risk, Analysis, Management
Education
California State University-San Bernardino 2000 — 2004
B.A, Business Administration- Finance
Erica Archer Designs July 2013 - Present
American Pacific Mortgage February 2014 - Present
New Moon Concepts June 2006 - Present
Pacific Design Group June 2012 - April 2014
Pottery Barn November 2011 - July 2012
American Pacific Mortgage July 2008 - September 2011
Sierra Pacific Mortgage May 2006 - July 2008
Skills
Furniture, Interior Design, Residential Homes, Space planning, Floor Plans, Space-planning, Customer Service, AutoCAD, Social Media, Marketing, Facebook, Window Treatments, Home Staging, Blogging, Microsoft Office, Illustrator, Interior Architecture, Graphic Design, Concept Development, Interpersonal..., Social Media Blogging, Color Theory, Rendering, Fabric Selection, Landscape Design, Microsoft Excel, Custom Furniture, Furnishings, Retail, Sales, Photography, Residential Mortgages, Real Estate, Advertising, Social Networking, Color Schemes, Mortgage Banking, Social Media Marketing, PowerPoint, Microsoft Word, Construction, Floral Design, Event Planning, Property Management, Home Remodeling
Education
University of California, San Diego 2007 — 2011
Bachelor of Arts (B.A.), Sociology & Urban Development
American River College 2011 — 2013
Certificate, Interior Design
Saint Francis High School 2002 — 2006
Arcadia High School 2012 - Present
Scottsdale Unified School District 2012 - 2013
Paradise Valley Unified School District 2011 - 2012
JPMorgan Chase 2009 - 2011
Sierra Pacific Mortgage 2004 - 2009
PMI Mortgage Insurance Co. 2000 - 2004
Skills
Refinance, Mortgage Lending, Mortgage Banking, Teaching, USDA, FHA, Loan Origination
Education
Grand Canyon University 2009 — 2011
Master of Education (M.Ed.), Special Education and Teaching
California State University-Chico 1985 — 1989
Bachelor's degree, Therapeutic Recreation/Recreational Therapy
Pinnacle Capital Mortgage May 2015 - Present
Pinnacle Capital Mortgage January 2010 - May 2015
Sierra Pacific Mortgage 2007 - 2009
Lenders Direct Capital Corp January 2004 - January 2007
Skills
Mortgage Lending, Loans, Credit, Mortgage Banking, Loan Origination, FHA, Refinance, Banking, Residential Mortgages, Underwriting, Credit Analysis, Customer Service, Sales, Sales Management, Account Management, Microsoft Excel, Real Estate, Outlook, First Time Home Buyers, Investment Properties, USDA
Education
North Dakota State University 1976 — 1980
Bachelor's degree, Accounting and Finance
Sierra Pacific Mortgage March 2012 - Present
JPMorgan Chase March 2005 - December 2010
Skills
Loans, Mortgage Lending, Financial Analysis, Mortgage Banking, Finance, Loan Origination, Residential Mortgages, Risk Management, Auditing, Microsoft Excel, Credit, FHA, VA loans, Co-ops, Construction Loans, Compliance, HMDA
Education
Bryman College 2003 — 2003
Medical Administrative/Executive Assistant and Medical Secretary
Chabot College 1996 — 1997
General Education
Western State Bank May 2014 - Present
Wallick and Volk, Inc. January 2014 - May 2014
Wells Fargo Home Mortgage May 2012 - January 2014
Freedom Mortgage February 2012 - May 2012
MetLife Home Loans April 2011 - January 2012
Stearns Lending October 2010 - April 2011
Sierra Pacific Mortgage January 2008 - September 2010
National City Mortgage November 1999 - December 2007
Skills
Sales Management, Customer Relations, Problem Solving, New Business Development, Contract Negotiation, Account Management, Real Estate, Teamwork, Mortgage Banking, Credit, Customer Service, Business Development, Loans, Construction Loans, Finance, Sales, FHA, Insurance, Mortgage Lending, B2B, Investment Properties, Team Building, Leadership, Refinance, Loan Origination, Customer Satisfaction, First Time Home Buyers, Residential Mortgages
Education
Northern Arizona University
Bachelor of Science in Business Administration, Small Business Administration/Management
Envoy Mortgage March 2015 - Present
Sierra Pacific Mortgage February 2013 - January 2015
Gold Star Financial Group January 2000 - January 2013
Glacier Mortgage Company September 1996 - December 1999
Norwest Mortgage March 1995 - August 1996
Standard Home Mortgage August 1994 - February 1995
Skills
Mortgage Lending, Business Development, Mortgage Banking, Residential Mortgages, Mortgage Marketing, New Business Development, Sales Operations, Certified Mortgage..., Commercial Mortgages, Product Marketing, Employee Management, Solution Selling, Financial Regulation, Sales Force Development, Territory Planning, ROI Accountability, Fraud Prevention, Jumbo Mortgage, mortgage coach, Skills - First Time...
Education
Wayne State University 1993 — 1995
Bachelor of Science, Marketing
Arizona State University 1990 — 1992
Business, Management, Marketing, and Related Support Services
Grosse Pointe South 1986 — 1989
3 Rivers Federal Credit Union November 2007 - Present
Sierra Pacific Mortgage April 2006 - October 2007
Education
Indiana Institute of Technology 1997 — 2001
Business Management, Accounting
Sierra Pacific Mortgage September 2010 - Present
Brownstone Mortgage, LLC. (Wenham, MA.) May 2004 - September 2010
Education
Northeastern University 1971 — 1976
Bachelor of Science, Business Administration
Bridgton Academy 1970 — 1971
PG, Business
Salem High School 1966 — 1970
Graduated, College
Wintrust Mortgage January 2015 - Present
Sierra Pacific Mortgage January 2015 - January 2015
Prospect Mortgage, LLC September 2014 - December 2014
Skills
Mortgage Lending, Real Estate, Refinance, FHA, Residential Homes, Residential Mortgages, Investment Properties, Underwriting, Loans, Banking, Mortgage Banking, Credit, Relocation, Short Sales, First Time Home Buyers, Real Estate Economics, Loan Origination, Investments, Commercial Real Estate, VA loans, REO, Foreclosures, Commercial Lending, Commercial Mortgages, Investors, Real Estate Financing, Single Family Homes, USDA, Finance, Construction Loans, Condos, Sellers, FHA financing, Reverse Mortgages, Referrals, Government Loans, HUD, Certified Mortgage..., Financial Structuring, Real Property, Real Estate Transactions, New Home Sales, Credit Analysis, Buyers, Property, Brokerage
Education
CSUN 1967 — 1971
B.A. Degree, History
California State University-Northridge
B.A. Degree
Sierra Pacific Mortgage September 2011 - May 2014
Sierra Pacific Mortgage October 2008 - September 2011
Harris Bank June 2008 - September 2008
TMP Directional Marketing February 2006 - April 2008
Illiana Financial Credit Union July 2003 - February 2006
United Services Credit Union September 2002 - June 2003
Corus Bank October 1999 - July 2002
Skills
Customer Service, Microsoft Office, File Management, Management, Shipping, Banking, Credit, Outlook, Microsoft Excel, Loans, Microsoft Word, PowerPoint, Training, Sales, Telephone Skills, Accounting, Risk Management
Education
South College 2002 — 2003
General Education Majoring in Accounting
Illinois State University 2001 — 2002
General Education Majoring in Elementary Education
Thornton Fractional North High School 1997 — 2001
High School Diploma
Sierra Pacific Mortgage October 2007 - Present
Saxon Mortgage September 2002 - October 2007
Rx Trials September 2001 - September 2002
BGE, a subsidiary of Constellation Energy December 1999 - August 2001
BGE, a subsidiary of Constellation Energy January 1999 - January 2000
BGE, a subsidiary of Constellation Energy January 1996 - December 1999
BGE, a subsidiary of Constellation Energy March 1994 - January 1996
Skills
Credit, Mortgage Lending, VA, FHA, Financial Analysis, Financial Planning, Team Leadership, Business Strategy, New Business Development, Entrepreneurial Skills, Strategic Planning, Account Management, Sales Management, Marketing Strategy, Marketing Communications, Market Planning, Key Account Management, Financial Accounting, Change Management, Consultative Selling, Mortgage Banking, Credit Risk, Credit Analysis, Sales, Finance, Entrepreneurship, Business Development, Real Estate Financing, Selling, Real Estate, VA loans, USDA, Strategic Financial..., Management, Residential Mortgages, FHA financing, Refinance, Loan Origination, Construction Loans, Home Equity Loans, Certified Mortgage..., Mortgage Underwriting, Loans, Loss Mitigation, Government Loans, Reverse Mortgages, Coaching, Underwriting
Education
University of Rochester, Simon School of Business 1981 — 1983
MBA, Finance & Corporate Accounting
McDaniel College 1977 — 1981
Bachelor of Arts (BA), Economics/Business Administration
Western Maryland College(now known as McDaniel) 1977 — 1981
BA, Economics & Business Administration
Neighborhood Housing Services of Phoenix April 2011 - June 2012
Sierra Pacific Mortgage January 1996 - December 2010
CNN Mortgage 2008 - 2010
Skills
FHA, Conventional, Refinance, Investment Properties, VA, Credit, Residential, Loan Origination, Sales Management, Strategic Planning, USDA, Purchase, Underwriting, Loans
Education
California State University-Fresno 1987 — 1995
Bachelors, Health Education
Family Home Financial February 2012 - Present
Sierra Pacific Mortgage May 2009 - February 2012
Family Home Realty Services, Inc. June 1998 - March 2010
Bank Plus/ Broadstreet Mortgage June 1994 - March 1998
Northern California Mortgage Corporation March 1982 - June 1988
Skills
Loans, Loan Origination, Retail, Mortgage, Conforming, Credit, Negotiation, Real Estate, Selling, Mortgage Banking, Mortgage Lending, Sales, First Time Home Buyers, Investment Properties, Refinance, Finance, Investors, Residential Homes, USDA, FHA
Education
California State University-Sacramento 1971 — 1973
Bachelor’s Degree, Business, Finance
Blue Shield of California December 2013 - Present
Sierra Pacific Mortgage April 2013 - December 2013
VSP August 2010 - March 2013
NEC November 2003 - June 2010
California Department of Alcohol and Drug Programs May 2001 - November 2003
Cardinal Health April 1997 - May 2001
American Management Systems February 1996 - April 1997
Kemper Insurance November 1990 - February 1996
Skills
Systems Analysis, Vendor Management, Data Analysis, Business Process..., MS Project, Quality Assurance, Team Leadership, Strategic Planning, Business Intelligence, Requirements Analysis, Change Management, Leadership, Product Development, Business Process, Integration, Software Project..., CRM, IT Strategy, Testing, Consulting, Business Development, Information Technology, E-commerce, XML, Business Requirements, User Acceptance Testing, Windows, Professional Services
Education
California State University-Chico 1985 — 1990
BS, Business Administration
University of Copenhagen 1988 — 1988
International Business, International Finance
Sierra Pacific Mortgage Company, Inc. October 2014 - Present
Purple Communications, Inc. May 2013 - November 2013
UC Davis November 2012 - May 2013
Genworth Financial Home Equity Access, Inc. June 2010 - April 2011
Principal Funds November 2007 - June 2009
Sierra Pacific Mortgage February 2003 - September 2007
Central Pacific Mortgage 1999 - 2003
Skills
Marketing, Marketing Strategy, Training, Management, Leadership, Team Management, Project Management, Direct Marketing, Marketing Communications, Sales, Online Marketing, Product Marketing, Public Relations, Advertising, Email Marketing, Strategic Planning, Public Speaking, Digital Media, Budgets, B2B, Team Building, Strategy, Social Media Marketing, Social Networking
Education
California State University-Sacramento 1985 — 1988
Bethany University 1982 — 1985
AA
Oakmont High School
Stearns Lending July 2012 - Present
MetLife Home Loans December 2009 - July 2012
Plaza Home Mortgage December 2008 - December 2009
Sierra Pacific Mortgage April 2008 - November 2008
RMIC April 2007 - December 2007
LoanCity 2002 - 2007
Skills
Mortgage Lending, Mortgage Underwriting, Loans, Conventional, VA Credit and LAPP..., Direct Endorsement..., Banking, Credit, Credit Analysis, Credit Risk, FHA, FHA financing, Finance, Financial Analysis, Financial Risk, Investment Properties, Loan Origination, Loan Servicing, Loss Mitigation, Management, Mortgage Banking, Refinance, Residential Mortgages, Risk Management, Training, Underwriting, VA loans
Education
California Polytechnic State University-San Luis Obispo 1969 — 1974
Bachelor of Science (B.S.), Food Science and Technology
Sierra Pacific Mortgage June 2014 - Present
Guaranteed Rate April 2004 - June 2014
Skills
FHA, Refinance, Mortgage Lending, Mortgage Banking, VA loans, Residential Mortgages, Loan Origination, FHA financing, USDA, Loans, Reverse Mortgages, Certified Mortgage..., Credit, First Time Home Buyers, Investment Properties
Education
Northwestern University
Master of Science (M.S.), Perinatal Nursing
Northwestern University
Master of Science (MS), Perinatal Nursing
Academy Mortgage Corporation October 2014 - Present
Umpqua Bank September 2013 - Present
Sierra Pacific Mortgage June 2010 - February 2012
Netmore America August 2008 - June 2010
American Brokers Conduit June 2004 - July 2007
Commonwealth United Mortgage 2002 - June 2004
PSRT May 2002 - May 2004
Western Sunrise Mortgage January 1998 - May 2000
Chittenden Bank 1988 - November 1998
Skills
Training, Operations Management, Mortgage Lending, Loans, Loan Origination, Underwriting, Mortgage Banking, Credit Risk, Management, Mortgage Underwriting, Real Estate, Investment Properties
Education
Central Oregon Community College 1980 — 1981
Business Administration and Management, General
Da Anza Community College 1979 — 1980
Business Administration and Management, General
Sierra Pacific Mortgage 1972 - Present
Education
Occidental College 1957 — 1961
AB, Mathematics
Sierra Pacific Mortgage August 2012 - Present
Education
Brigham Young University 1985 — 1987
The Business Finance Store August 2012 - Present
Sierra Pacific Mortgage February 2009 - Present
The Arc Northern Chesapeake Region October 2011 - August 2012
Southbanc Mortgage September 2003 - September 2006
Universal Hi-Tech Development July 2002 - September 2003
Education
Longwood University 1998 — 2002
CrossCountry Mortgage, Inc. 2013 - Present
Sierra Pacific Mortgage 2010 - 2013
Capital One Home Loans June 2010 - August 2010
Sierra Pacific Mortgage June 2009 - June 2010
Bank of America March 2009 - June 2009
Dallas Home Loans February 2009 - March 2009
Homecomings Financial December 2007 - October 2008
ResMAE Mortgage Corporation May 2004 - December 2007
Long Beach Mortgage February 2002 - May 2004
WALLACE / HOLLYWOOD THEATERS June 1997 - February 2002
Skills
Credit Analysis, Mortgage Lending, Risk Analysis, FHA, Credit, Conforming, Non-Conforming, Refinance, Mortgage Industry, USDA, Credit Risk, Purchase, Mortgage Underwriting
Education
Mclennan Community College 1996 — 1999
Direct Endorsement Underwriter
Sierra Pacific Mortgage December 2012 - Present
American Southwest Mortgage Corporation March 2012 - December 2012
Columbia Mortgage June 2001 - February 2012
Skills
USDA, Credit, Loans, Refinance, Mortgage Lending, Mortgage Banking, First Time Home Buyers, Investment Properties, Mortgage Underwriting, VA loans, FHA financing, Construction Loans, Residential Mortgages, Loan Origination, Government Loans, FNMA, Wholesale Lending, Home Equity Loans
Education
California State University-Chico 1989 — 1994
Bachelor of Science, Human Resources Management
Liberty Home Equity Solutions, FKA Genworth May 2011 - Present
Sierra Pacific Mortgage May 2008 - February 2009
MortgageIT / Irvine, CA January 2004 - February 2008
Wells Fargo Home Mortgage / Irvine, CA January 2000 - December 2003
Western Sunrise Mortgage / Irvine, CA November 1996 - January 2000
Golden Bear Mortgage / Sacramento, CA January 1995 - November 1996
Western Sunrise Mortgage / Sacramento, CA March 1990 - January 1995
Western Cities Mortgage / Tustin, CA February 1988 - March 1990
Goldome Realty Credit Corp. / Newport Beach, CA January 1985 - February 1988
Skills
Loans, Mortgage Lending, B2B, Leadership, Credit, Loan Origination, Mortgage Banking, Residential Mortgages, Underwriting, Credit Analysis, Reverse Mortgages, Sales Management, Relationship Management, Financial Services, Risk Management
Education
California State University-Long Beach
Finance
DV Trading July 2015 - Present
On Sabbatical January 2014 - June 2015
Sierra Pacific Mortgage June 2013 - October 2013
Hard Eight Holdings LLC September 2008 - February 2013
American Brokers Conduit May 2003 - August 2007
Skills
Customer Service, Microsoft Office, Microsoft Excel, Financial Analysis, Banking, Risk Management, Strategic Planning, Project Management, Business Analysis, Investments, Management, Microsoft Word, PowerPoint, Business Strategy, Change Management, Account Management, Single Family Homes, Marketing, Condos, Sales Management
Education
Ohio University 1993 — 1998
History w/Russian minor
Sierra Pacific Mortgage May 2009 - Present
Amtrust Bank December 2007 - April 2009
American Brokers Conduit May 2003 - August 2007
1st Nationwide Mortgage/Citimortgage April 2000 - April 2003
Greenpoint Mortgage May 1996 - March 1999
Chemical Residential Mortgage July 1989 - May 1996
Skills
Mortgage Lending, Mortgage Banking, FHA, Refinance, Loan Origination, Residential Mortgages, Loans, USDA, Credit, FHA financing, Underwriting, Business Development, Account Management, Credit Analysis, Mortgage Underwriting
Education
Ball State University 1977 — 1979
Bachelor of Science (B.S.), Business Administration
Vincennes University 1975 — 1977
Associate of Science (A.S.), Business Management, Dean's List
Sierra Pacific Mortgage Company, Inc. May 2014 - Present
Sierra Pacific Mortgage Company, Inc. December 2013 - February 2014
Sierra Pacific Mortgage July 2010 - February 2014
Fellows Staffing May 2009 - September 2009
Aerotek January 2009 - May 2009
Draper and Kramer DBA 1st Advantage Mortgage April 2008 - October 2008
DK Funding September 2007 - April 2008
Draper and Kramer June 2003 - September 2007
Skills
Mortgage, Fannie Mae, FHA financing, USDA Rural Housing, VA loans, Problem Solving, Customer Service, Critical Thinking, Communication, Analytical Reasoning, Reasoning Skills, Data Entry, Document Review, Priority Management, Outstanding time..., Mortgage Lending, Real Estate Financing, Administrative Work, Multi Tasking, Clerical Skills, Learning Quickly, Teamwork, Loan Origination, Mortgage Banking, Banking, Credit, Insurance, Refinance, Management, Residential Mortgages, System Administration, FHA, Time Management, Loans
Education
National University of Health Sciences 2006 — 2008
Certificate, Massage Therapy
Will County Superintendent 2000 — 2000
General Education Diploma
Sierra Pacific Mortgage February 2009 - Present
Parallax May 2005 - November 2008
HCA May 2001 - January 2005
Santa Clara County Office of the Sheriff November 1999 - November 2003
Portera April 2000 - April 2001
Quintus Corp November 1999 - April 2000
Old Republic Title Company, ORT, ORTC, ORTICON January 1999 - May 1999
Skills
System Administration, VMware, Virtualization, Microsoft Office, Windows, Linux, Active Directory, Technical Support, Microsoft SQL Server, Networking, Servers, Security, Software Documentation, Visio, Troubleshooting, SAN, Sales
Education
De Anza College 1993 — 1997
Cupertino high 1989 — 1993
Caliber Funding May 2014 - Present
Stonegate Mortgage Corporation (NYSE: SGM) November 2013 - March 2014
Nationstar Mortgage July 2011 - November 2013
Sierra Pacific Mortgage July 2008 - July 2011
Washington Mutual June 2004 - June 2008
MLN June 2001 - May 2004
DeWolfe Mortgage 1991 - 1996
Skills
Refinance, Investment Properties, Banking, Mortgage Marketing, Sales, Mortgage Lending, Mortgage Banking, Loan Origination, Credit, Residential Mortgages, Underwriting, USDA, Credit Analysis, VA loans, Appraisals, Sales Management, Employee Benefits, Cold Calling, Account Management, FHA financing, Mortgage Underwriting, FHA Financing, Condos, VA Loans
Education
Salem State University 1998 — 2003
MBA, Business Administration
Hofstra University 1984 — 1988
BBA, Finance
Stearns Lending, LLC September 2015 - Present
Umpqua Bank Home Lending August 2013 - August 2015
Bank of America 2010 - August 2013
Sierra Pacific Mortgage September 2007 - 2008
Capital One dba Greenpoint Mortgage August 2005 - September 2007
Radian Guaranty Inc. October 1999 - August 2005
Central Pacific Mortgage January 1995 - October 1999
Directors/Norwest Mortgage August 1990 - January 1995
Skills
Mortgage Lending, Loans, Mortgage Banking, Loan Origination, Residential Homes, Refinance, FHA, Mortgage Underwriting, Residential Mortgages, USDA, VA Loans, VA loans, Credit Analysis, Banking, Underwriting, Credit
Education
California State University-Sacramento 1987 — 1990
Bachelor of Science, Finance; Marketing; Management
Academy Mortgage Corporation March 2014 - Present
JPMorgan Chase February 2013 - March 2014
InterLinc Mortgage Services, LLC June 2012 - February 2013
Anthem Bank & Trust December 2011 - June 2012
Sierra Pacific Mortgage February 2007 - August 2011
Skills
Conforming, Mortgage Lending, FHA, Mortgage Industry, Non-Conforming, Conventional, Government Loans, Mortgage Banking, Refinance, VA, USDA, Mortgage, Loan Origination, FHA financing, VA loans, Mortgage Planning, Rehab Loans, Loans, Home Equity Lines of..., Credit, Underwriting, Cross Selling, Residential Mortgages, Account Management, Sales Management, Customer Relations, Construction Loans, Selling, Customer Service, Pricing, Real Estate, Mortgage Underwriting, Real Estate Financing, Relationship Management, VA Loans, Sales, FHA Financing, Certified Mortgage...
Education
Louisiana State University and Agricultural and Mechanical College 1973 — 1976
Business Administration and Management, General
United States Military Academy at West Point 1972 — 1973
Engineering
Boston National Settlement Services October 2013 - Present
Sierra Pacific Mortgage April 2013 - September 2013
Boston National Settlement Services October 2010 - April 2013
Staples November 2009 - September 2010
Al Letizio Sole Proprietor April 2008 - March 2010
Lehman Brothers Bank- Aurora Loan Services April 2004 - January 2008
Washtenaw Mortgage November 2001 - April 2004
Skills
Sales, Sales Management, Mortgage Banking, Outside Sales, Business Development, Loan Origination, Marketing, Mortgage Lending, Refinance, Real Estate, Loans, Building Relationships, Hard Money Lending, Commercial Lending, Foreign National Loans, Hard Money Loans, Relationship Sales, B2B Sales, Selling, Networking, Title Insurance, Investment Properties, Credit, Startup Marketing, Key Account Management, Territory Startup &..., Territory..., Strategic Planning, Negotiation, Mentoring, Sales & Marketing..., Team Leadership, Consultative Sales..., Account Management, First Time Home Buyers, Finance, Customer Service
Education
Eastern Michigan University 1997 — 2001
Bachelor of Business Administration (B.B.A.), Finance
Sierra Pacific Mortgage October 2013 - Present
HomeFirst Mortgage Corp. 2008 - 2013
Carteret Mortgage 2004 - 2008
Buckingham Mortgage 2003 - 2004
Mid Atlantic Mortgage 2000 - 2003
Skills
Mortgage Lending, Refinance, FHA, Mortgage Banking, Loan Origination, Loans, Residential Mortgages, VA loans, USDA, FHA financing, Credit, Reverse Mortgages, Credit Analysis, Banking, Certified Mortgage..., Underwriting, Investments, Finance, Construction Loans, Government Loans
Education
Chesapeake College 2011 — 2013
Anne Arundel Community College 1988 — 1990
Mortgage Capital of MN, Inc July 2011 - Present
Summit Mortgage Corporation March 2009 - January 2012
Sierra Pacific Mortgage October 2006 - July 2007
Skills
Mortgage Lending, Refinance, FHA, New Business Development, Mortgage Banking, Account Management, Loans, Residential Mortgages, Credit, VA loans, USDA, FHA financing, Government Loans, Management
Education
Minnesota State University, Mankato 1996 — 2000
B.A., Business
Emery Financial Group a division of WJ Bradley May 2014 - Present
Sierra Pacific Mortgage Company, Inc. September 2013 - April 2014
Network Funding, LP June 2012 - August 2013
Citibank June 2011 - April 2012
Sierra Pacific Mortgage September 2009 - June 2011
ABN AMRO/Citimortgage March 2002 - October 2008
1st Nationwide Wholesale Mortgage January 1999 - March 2002
Platinum Capital Group September 1996 - January 1999
Skills
Residential Mortgages, Mortgage Lending, Mortgage Banking, Real Estate, Credit, Business Development, Loans, Retail, Negotiation, Underwriting, Contract Negotiation, Loan Origination, Refinance, FHA, Referrals
Education
California State University-Chico 1993 — 1996
BA, Spanish
Lakewood High School
Lakewood High School
Pinnacle Capital Mortgage June 2010 - Present
Sierra Pacific Mortgage May 2003 - May 2010
Wherehouse Entertainment Inc. February 1990 - May 2003
Skills
Mortgage Lending, Mortgage Banking, Customer Service, Underwriting, FHA, Credit, VA loans, Reverse Mortgages, USDA, Real Estate, FHA financing, Sales, Residential Mortgages, Sales Management, Refinance, Investment Properties, Loans, Loan Origination, First Time Home Buyers, Credit Analysis, Mortgage Underwriting, Banking, Referrals, Certified Mortgage..., Construction Loans, Government Loans
Education
Collins College 2001 — 2003
AA, Visual Communication/Graphic Design
Zais Group, LLC February 2015 - Present
Sierra Pacific Mortgage April 2013 - January 2015
Quatrro Mortgage Solutions/ Cal Gold Financial March 2010 - April 2013
GMAC ResCap 2001 - 2009
GMAC-RFC 1991 - March 2001
Skills
Senior Account Manager, New Business Development, Sales Management, Mortgage, BPO, Banking, Contract Negotiations, Account Management, Customer Relations, Mortgage Lending, Customer Service, Credit, Contract Negotiation, Business Development, CRM, Mortgage Banking, Loan Origination, Leadership, Risk Management, Sales, Management, Loans, Portfolio Management, Underwriting, Mergers & Acquisitions, Residential Mortgages, Negotiation, Capital Markets, Finance
Education
National association of mortgage underwriters
certified master mortgage underwriter, mortgage banking
California State University-Sacramento
Bachelor of Science (BS), Business Administration and Management, General
MBA school of mortgage banking
CMB, Executive CMB program
Travel House Inc. February 2014 - Present
Wells Fargo Home Mortgage November 2012 - Present
AmeriFirst Financial, Inc. January 2011 - September 2012
CNN Mortgage January 2009 - January 2011
American Sterling Bank June 2008 - January 2009
Great Southwest Mortgage June 2007 - August 2008
Sierra Pacific Mortgage 2005 - 2007
eagle home mortgage 2005 - 2006
sierra pacific mortgage 2003 - 2005
Principal Residential Mortgage September 1998 - May 2003
Skills
Relationship Management, Public Speaking, Team Building, Real Estate, Sales, Mortgage Lending, Loan Origination, Underwriting, First Time Home Buyers, FHA, Customer Service, Mortgage Banking, Loans, Short Sales, REO, Loss Mitigation, VA loans, Credit Analysis, Credit Risk, Mortgage Underwriting, USDA, Refinance, Financial Analysis, Coaching, Residential Mortgages, Banking, Risk Management, Credit, Investment Properties, Buyers
Education
Northern Arizona University 1971 — 1975
B.S., Psychology
West Geauga High School 1968 — 1971
Embrace Home Loans May 2015 - Present
NFM Lending (formerly NFM, Inc.) July 2014 - April 2015
Sierra Pacific Mortgage March 2013 - July 2014
Wells Fargo Home Mortgage January 2011 - April 2012
Orrstown Bank February 2010 - January 2011
PNC Mortgage November 2008 - February 2010
First Horizon Home Loans January 2005 - November 2008
B. FOSTER AND COMPANY September 2002 - January 2005
FOSTER AND COMPANY July 2001 - September 2002
United States Air Force January 1994 - January 2001
Skills
Lead Generation, Business Development, New Business Development, Marketing, Sales, Management, Marketing Strategy, Market Research, Training, CRM, Mortgage Lending, Cold Calling, Advertising, Analysis, Banking, Budgets, Cross-functional Team..., Customer Retention, Forecasting, Leadership, Networking, Project Planning, Public Relations, Public Speaking, Real Estate, Sales Management, Strategy, Team Leadership, FHA, Refinance
Education
University of Delaware 1998 — 2001
Bachelor of Arts, Political Science
McMurry University 1994 — 1998
BS, Biology
DocMagic January 2014 - September 2015
Sobak Financial January 2009 - January 2014
Renewal by Anderson February 2008 - November 2008
Mortgage-IT February 2007 - February 2008
Sierra Pacific Mortgage August 2004 - June 2006
Skills
Mortgage Lending, Loans, Selling, Real Estate, Sales, Foreclosures, Short Sales, Customer Service, Loan Modifications, B2B, Credit, Underwriting, Refinance, Direct Sales, Sales Operations, Cold Calling, Sales Presentations, FHA, Mortgage Banking, FHA financing, Investment Properties, Marketing, Loan Origination, Outside sales- B2B, Inside sales, Presentations, Webinars, Computer Software, Mortgage Closing..., Compliance, REO, Account Management, Business Development, Banking, Salesforce.com, Negotiation
Education
California State University-Sacramento
BA, Communications/Psychology
Sierra Pacific Mortgage May 2012 - Present
Meridias Capital June 2008 - April 2010
EquiFirst 2006 - 2008
Skills
Mortgage Lending, Wholesale Lending, Mortgage Brokers, Real Estate Financing, Residential Mortgages
Education
Duquesne University 1991 — 1995
Bachelor of Science (BS), Accounting
Sierra Pacific Mortgage January 2009 - Present
JPMorgan Chase December 2005 - December 2008
Partners Mortgage January 2000 - November 2005
JPMorgan Chase January 1996 - December 1999
JPMorgan Chase January 1992 - December 1995
Bank of America July 1989 - December 1991
Bank of America January 1988 - July 1989
Bank of America July 1985 - December 1987
Skills
Mortgage Lending, FHA, Loans, Mortgage Banking, Refinance, Home Equity Loans, Finance, Loan Origination, Investments, Banking, FHA financing, VA loans, Condos, Residential Mortgages, Reverse Mortgages, Residential Homes, Underwriting, Investment Properties, First Time Home Buyers, Real Estate Economics, Foreclosures, Funding, Credit, USDA, Consumer Lending, Loan Servicing, Government Loans, Investors, Real Estate Transactions, Sellers, Certified Mortgage..., Construction Loans, REO, Financial Structuring, Financial Services, Credit Analysis, Real Estate Financing, Small Business, Commercial Mortgages, Real Estate, Short Sales, Small Business Lending, HUD, Mortgage Underwriting, Commercial Lending, Mortgage Marketing, Home Equity Lines of..., Loss Mitigation, Mortgage Servicing, Referrals
Education
Brigham Young University 1983 — 1985
Marriott School-MBA, Finance, Graduated in "Top Ten Percent of Class"
Brigham Young University 1978 — 1985
Bachelor of Arts (B.A.), Economics
Sierra Pacific Mortgage June 2008 - Present
American Brokers Conduit 2003 - 2007
North American Mortgage 1997 - 2002
Chase Home Mortgage 1982 - 1997
Skills
Mortgage Lending, Loans, Wholesale, Retail, Mortgage Banking, USDA, VA loans, FHA, Loan Origination, Refinance, Residential Mortgages, Underwriting
Education
Marquette University 1977 — 1981
Business, Business Administration and Management, General
St. Joseph's High School - Metuchen, NJ 1973 — 1977
Sierra Pacific Mortgage July 2008 - Present
Washington Mutual 2002 - 2008
North American Mortgage Company 1994 - 2002
Fleet Mortgage 1992 - 1994
1st Battalion, 75th Ranger Regiment, US Army 1985 - 1987
Skills
FHA, Mortgage Banking, Mortgage Lending, USDA, Refinance, Loans, Loan Origination, Residential Mortgages, VA loans, FHA financing, Real Estate Financing, Reverse Mortgages, Mortgage Underwriting, Underwriting, Government Loans, Credit Analysis, Construction Loans, Certified Mortgage..., Wholesale Lending, Credit, VA Loans, FHA Financing
Education
Northeastern University 1987 — 1990
Bachelor's Degree, Economics, minor in Sociology
University of California, Santa Barbara 1983 — 1985
Civic Developement Group February 2007 - May 2009
Sierra Pacific Mortgage September 2002 - June 2004
More-4-Less Market June 2001 - December 2002
Career Systems-Sac Job Corp August 1998 - November 2002
Education
College of San Mateo 1983 — 1985
none, Music, Psychology
Sierra Pacific Mortgage February 2002 - Present
KFC Harmans January 1992 - January 2002
OSHPD State of CA 1997 - 2001
Skills
Mortgage Banking, Mortgage Lending, Loan Origination, Residential Mortgages, Refinance, Mortgage Underwriting, Loans, FHA, Credit Analysis, Credit, Banking, Home Equity Lines of..., Home Equity Loans, Underwriting
Education
California State University-Sacramento 1996 — 2001
Finance, Investments
The Mortgage Firm, Inc. February 2014 - Present
Sierra Pacific Mortgage December 2012 - February 2014
Flagstar Bank January 2000 - December 2012
Sunbelt Mortgage 1997 - 2000
First Union National Bank 1996 - 1997
Old Kent Mortgage 1996 - 1996
North american mortgage company 1993 - 1996
Skills
Mortgage Lending, FHA financing, VA loans, Rehab Loans, Fannie Mae, Freddie Mac, Loans, FHA, Underwriting, Refinance, Credit, Sales, Loan Origination, Short Sales, Consumer Lending, Finance, USDA, Investment Properties, Mortgage Banking, Reverse Mortgages, Real Estate Financing, Referrals, Leadership, Real Estate, Management, Commercial Mortgages, Training, Foreclosures, Construction Loans, Financial Structuring, Credit Risk, Credit Analysis, Selling, Government Loans, Residential Mortgages, Banking, Retail, Loss Mitigation, Mortgage Underwriting, Investments, First Time Home Buyers, Wholesale Lending, Real Estate Transactions, Loan Servicing, REO, Home Equity Loans, Investors, Cross Selling, Relationship Management, VA Loans
Education
Lehigh University 1984 — 1988
BA, International Relations
Sierra Pacific Mortgage October 2012 - Present
WFHM September 2007 - October 2012
GreenPoint Mortgage September 1996 - August 2007
Skills
Mortgage Lending, Mortgage Banking, Loans, FHA, Loan Origination, Refinance, Residential Mortgages, USDA, Sales Management, Credit Analysis, VA loans
Education
Oregon State University
BA
Sierra Pacific Mortgage May 2009 - Present
NELLA Oil Company March 2006 - March 2009
Skills
Mortgage Banking, Financial Reporting, Financial Accounting, Accounting, Financial Analysis, Microsoft Excel, New Business Development, Budgets, Mortgage Lending, Credit, Process Improvement, Real Estate, Forecasting, Management, Customer Service
Education
California State University-Sacramento 2005 — 2006
MS, Taxation
First Centennial Mortgage August 2009 - Present
Sierra Pacific Mortgage October 2006 - July 2009
TCF Mortgage Corp 2002 - 2004
Skills
Refinance, Residential Mortgages, Investment Properties, Mortgage Lending, Loans, Mortgage Banking, Credit, Loan Origination, FHA, Credit Analysis, FHA financing, VA loans, Banking, Commercial Lending, USDA
Education
Illinois Wesleyan University 1972 — 1977
BA, Finance/Business
Document Systems, Inc. (DSI) October 2014 - Present
Alta Resources (Temporary) September 2014 - October 2014
Aflac April 2014 - September 2014
Green Box Loans, Inc. September 2013 - December 2013
Sierra Pacific Mortgage August 2012 - October 2013
Freedom Mortgage Corporation March 2013 - August 2013
Wells Fargo Home Mortgage October 2012 - March 2013
Long Beach City College August 2011 - November 2012
Aurora Loan Services April 2004 - April 2008
Skills
Research, Marketing Research, Data Analysis, Qualitative Research, Social Media, Quantitative Research, Statistics, Customer Service, HTML, Teamwork, English, Public Speaking, Java, Analysis, SQL, Consumer Behaviour, Marketing Strategy, Marketing, Loans, FHA, Banking, Sales
Education
Long Beach City College 2011 — 2013
Sierra Pacific Mortgage July 2015 - Present
Wells Fargo, Private Banker Group July 2010 - Present
Augusta October 2012 - July 2015
Pinnacle Estate Properties, Inc. 2010 - 2010
Skills
Purchase, First Time Home Buyers, Referrals, Investment Properties, First Time Buyers, Investors, FHA, REO, Foreclosures, Short Sales, Mortgage Lending, Underwriting, Finance, Credit, Refinance, VA loans, FHA financing, Mortgage Banking, Residential Mortgages, Loan Origination, Government Loans, Certified Mortgage..., USDA, Reverse Mortgages, Real Estate Financing, Construction Loans, Mortgage Underwriting, Home Equity Loans, Mortgage Marketing, Loans, Commercial Mortgages, Loss Mitigation, Loan Servicing, Anniversaries, FHA Financing, VA Loans
Education
California State University-Northridge
Bachelor of Science (B.S.), Accounting
Sierra Pacific Mortgage December 2008 - Present
Mortgage Consultants Group 1995 - 2008
Skills
Refinance, Mortgage Lending, Loans, Sellers, Residential Homes, Real Estate Economics, Sales Management, Selling, Contract Negotiation, New Business Development, Home Equity Loans, Customer Retention, Customer Service, Negotiation, Mortgage Banking, FHA
Education
CSU Sacramento 1974 — 1977
B.S., Resource Managment, Biology
America West Homes, LLC May 2011 - Present
Klip BioTechnologies April 2012 - 2015
Pacific Heights Homes, LLC October 2009 - June 2011
Holly 100 Properties Inc 2008 - 2010
DP Miller Construction 2006 - 2008
Premium Lending 2003 - 2006
Sierra Pacific Mortgage 2000 - 2003
Salmon Bay Mortgage 1999 - 2000
Mortgage One 1998 - 1999
Associates Financial Services 1993 - 1998
Skills
Project Finance, Financial Analysis, Tactical Planning, Budget Management, Deal Structuring, Construction Accounting, Project Implementation, Asset Based Lending, Credit Risk, Acquisition Analysis, Contract Management, Efficiency Improvement, Due Diligence, Land Acquisition, Contract Negotiation, Real Estate Finance, Residential Buildings, Change Management, Construction Management, Construction Documents, Consumer Lending, Private Lending, Strategic Consulting, Creative Concept..., Real Estate Development, Personnel Assessment
Education
Eastern Washington University 1989 — 1993
BA, Finance & Economics, Magna Cum Laud
Disney University
Hospitality and Recreation Marketing Operations
Hildreth Insurance October 2012 - Present
Sierra Pacific Mortgage October 2011 - October 2012
Wells Fargo Reverse Mortgage 2010 - 2011
Skills
Loans, Mortgage Lending, Loan Origination, Refinance, Residential Mortgages, Mortgage Banking, Credit, Underwriting, FHA, Investment Properties, Finance, Management, VA Loans, Reverse Mortgages, Strategic Planning, First Time Home Buyers, Insurance, Leadership, Process Improvement
Education
Eastern Washington University 1983 — 1987
BA, Business
Pacific Union Financial, LLC December 2012 - Present
THE INDUSTRY 2012 - 2015
Sierra Pacific Mortgage September 2010 - May 2011
Sierra Pacific Mortgage September 2010 - May 2011
Skills
Mortgage Banking, Residential Mortgages, Customer Service, Mortgage Underwriting, Mortgage Lending, Risk Management, Strategic Planning, FHA financing, Government Loans, Financial Services, Underwriting, Loss Mitigation, Credit
Education
Alabama State University
MassMutual Financial Group January 2013 - Present
Lincoln Heritage May 2014 - October 2014
Revolution Fitness January 2013 - June 2014
Aflac March 2008 - August 2012
Indymac Bank August 2007 - February 2008
Sierra Pacific Mortgage August 2005 - July 2007
Bank of America/Countrywide Home Loans March 2001 - August 2005
Skills
FHA, Insurance, Mortgage Lending, Investment Properties, Small Business, Real Estate, First Time Home Buyers, Underwriting, Loans, Life Insurance, Commercial Insurance, Disability Insurance, Employee Benefits, Finance, Investments, Investors, Leadership, Marketing, Mortgage Banking, Referrals, Retirement Planning, Sales, Selling, Short Sales, Strategic Financial..., Training, Health Insurance, Fixed Annuities, Term Life Insurance, Retirement, Financial Planning
Education
Broward Community College 1992 — 1994
Northeast High School 1990 — 1992
Diploma
Vestas March 2012 - Present
Sierra Pacific Mortgage April 2008 - August 2009
Resort Supply, Inc. October 2007 - April 2008
Riverplace Mortgage February 2006 - September 2007
Charter Funding October 2004 - August 2005
Skills
Microsoft Office, Energy, Renewable Energy, Construction, Microsoft Excel, Project Management, Customer Service, Microsoft Word, PowerPoint, Management, Process Improvement, Project Planning, Budgets, Leadership, Team Leadership, Outlook, Teamwork, Troubleshooting, Procurement
Education
Portland Community College 2010 — 2012
AAS, Electrical Engineering Renewable Energy Tech
Hiram College 1999 — 2004
BA, Religious Studies, History
MetLife Home Loans August 2009 - Present
Sierra Pacific Mortgage July 2005 - August 2009
Education
Fordham University 1996 — 2000
Bachelor of Science (BS), Marketing
Evergreen Home Loans May 2011 - Present
CEN PAC MORTGAGE April 1998 - February 2011
SIERRA PACIFIC MORTGAGE April 1989 - 1998
Skills
USDA, Loans, Mortgage Banking, Mortgage Lending, FHA, Refinance
Education
CSU Sacramento 1974 — 1997
BA, CRIMINAL JUSTICE
MARYSVILLE HIGH SCHOOL 1968 — 1972
GENERAL ED., GENERAL ED.
Sierra Pacific Mortgage February 2013 - Present
Northern California Financial July 2012 - February 2013
Sierra Pacific Mortgage August 2009 - April 2012
Paradise Mortgage May 2006 - August 2009
Sierra Pacific Mortgage 2005 - 2006
Skills
Mortgage Lending, FHA, Loan Origination, Loans, Mortgage Underwriting, Credit, Refinance, Residential Mortgages, Wholesale Lending, VA loans, NMLS, Compliance
Education
California State University-Sacramento 1990 — 1992
Palomar College 1988 — 1990
Sierra Pacific Mortgage March 2013 - Present
First Guaranty Mortgage Corp May 2012 - February 2013
All Regs February 2012 - November 2012
Home Savings of America June 2009 - May 2012
Skills
Mortgage Lending, FHA, Loans, Underwriting, Credit, Loan Origination, Mortgage Underwriting, USDA, Insurance, Training, Credit Analysis, VA loans, Mortgage Banking, Refinance, FHA financing, Loss Mitigation, Mortgage Servicing, Financial Risk, Banking, Government Loans, Residential Mortgages, Consumer Lending, VA Loans, Reverse Mortgages
Education
Grossmont College 1994 — 1997
Environmental Technologies, Natural Habitat Restorations
Bank of England, Mortgage Division March 2012 - Present
Sierra Pacific Mortgage March 2010 - January 2012
Education
CSU Sacramento
Master of Business Administration (M.B.A.), Finance and Financial Management Services
CSU Sacramento
Bachelor's degree, Strategic Management
Reno Orthopaedic Clinic December 2014 - Present
SNC May 2014 - November 2014
Sierra Pacific Mortgage November 2009 - May 2014
BUB Enterprises March 2008 - November 2009
Pinnacle Telecommunications, Inc March 2006 - January 2008
Skills
Employee Relations, Investigation, Benefits Administration, Coaching and..., Policy Development, Strategic Planning, Policy, Talent Acquisition, Personnel Management, Talent Management
Education
California State University-Sacramento
Bachelor of Arts (B.A.), Liberal Arts
California State University-Sacramento
Certificate, Human Resources Management
Sierra Pacific Mortgage
Skills
Finance, Microsoft Office
Education
University of Phoenix 2004 — 2006
Bachelor of Applied Science (B.A.Sc.), Accounting
Heald College-Concord 1986 — 1989
Associate of Science (A.S.), Accounting/Data Processing
Heald College-Concord
Associate of Science (A.S.), Accounting