Stearns Lending
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Stearns Lending Employees
Alphaeon Corporation October 2014 - Present
The Uprising Film & Television October 2013 - July 2014
Life Before Work Travel January 2013 - July 2013
BP Films August 2010 - April 2013
Stearns Lending June 2012 - February 2013
ACI American Cinema International February 2012 - May 2012
Chapman University Office of Admission December 2008 - April 2012
Lightening Entertainment May 2011 - May 2011
Peace in Motion July 2010 - August 2010
Silverbridge Productions January 2010 - April 2010
Skills
Photography, Producing, Final Cut Pro, Film Production, Avid, PowerPoint, Microsoft Excel, Movie Magic Budgeting, Editing, Social Networking, Social Media, Facebook, Video, Film, Post Production, Social Media Marketing, Entertainment, Press Releases, Microsoft Office, Documentaries
Education
Chapman University 2008 — 2012
BFA, Creative Producing, Leadership
Fairway Independent Mortgage Corporation February 2014 - Present
National Residential Mortgage, a service of Heartland Financial USA, Inc. April 2013 - January 2014
Cross Country Mortgage December 2012 - April 2013
Dubuque Bank & Trust January 2012 - November 2012
Bank of America September 2010 - January 2012
Stearns Lending November 2009 - July 2010
Costco Wholesale 2009 - 2009
American Capital September 2006 - December 2007
Countrywide April 2004 - July 2005
Equity National Funding September 2003 - April 2004
Skills
Mortgage Lending, FHA, Loans, Refinance, Real Estate, Mortgage Banking, Loan Origination, VA loans, USDA, Residential Mortgages, FHA financing, Credit, Reverse Mortgages, Government Loans, Professional Coach
Education
CA DRE 2004 — 2012
California Department of Real Estate
Amarillo College 1987 — 1989
Tascosa 1985 — 1987
CA DBO
California Department of Buisness Oversight, NMLS # 272764
Universal American Mortgage Corporation March 2014 - Present
Stearns Lending 2012 - Present
Guild Mortgage Company May 2011 - Present
Skills
VA loans, Refinance, Mortgage Lending, FHA, Construction Loans, Loans, Home Equity Loans
Education
Arizona State University 1985 — 1990
BS, Political Science and Business
Stearns Lending April 2014 - November 2014
Bank of America July 2010 - December 2013
Home Savings of America September 2008 - February 2010
Washington Mutual Bank (Chase) March 1996 - February 2008
Washington Mutual Bank 1996 - 2008
Cupertino National Bank 1993 - 1995
Citibank March 1988 - March 1993
Anaheim Savings and Loan 1979 - 1981
Skills
Credit Analysis, Compliance, Team Building, Strategic Planning, Operational Efficiency, Mortgage Lending, FHA, Credit, Loans, Management, Risk Management, Refinance, VA loans, Operations Management, Banking, Leadership, Mortgage Banking, VA Loans, Underwriting, Loan Origination
Education
California State University-Fresno 1975 — 1977
Master of Arts (MA), Counseling/Education
National Cheng-Chi University, Taipei, Taiwan 1971 — 1974
Bachelor's degree, Education
Stearns Lending March 2015 - Present
Payless ShoeSource August 2013 - Present
Dean College May 2012 - August 2012
Dean College September 2011 - May 2012
The Sandra Feinstein-Gamm Theatre January 2012 - January 2012
Skills
Microsoft Word, Fashion, Runway, Creativity, Comedy, Improvisation, Storytelling, Acting, Theatre, Teamwork, Pro Tools, Fast Learner, Adaptability, Common Sense, Initiative/Motivation, Honesty and Integrity, Multi Tasking, Flexibility, Organizational, Information Literacy, Work Ethic, Confidence, Interpersonal Skill, Microsoft Excel, Performing Arts, Stage, Fashion Shows, Film Production, Short Films, Organizational Structure, Drama, Art, Arts Administration, Entertainment, Photo Shoots, Musical Theatre, Social Networking, Time Management, Event Management, Event Planning, Facebook, Social Media
Education
Dean College 2009 — 2013
Bachelor's degree, Arts Management, 3.27
Stearns Lending April 2013 - Present
Sierra Pacific Mortgage September 2012 - April 2013
Bar Louie Restaurant Operations 2010 - 2012
Chicago Mercantile Exchange October 2007 - September 2008
Chicago Mercantile Exchange January 2001 - September 2008
Skills
Loans, Mortgage Lending, Securities, Commodity, Finance, Microsoft Office, Microsoft Word, Trading
Education
Columbia Southern University 2008 — 2012
B.S Business Administration concentration in Finance., Finance
Stereo D April 2014 - Present
Stereo D July 2013 - April 2014
Semester At Sea / ISE December 2011 - January 2014
Graduate Thesis Film "The Dead Kid" June 2012 - June 2013
Chapman University September 2009 - September 2012
Stearns Lending January 2012 - May 2012
Hawaii Preparatory Academy 2005 - 2009
Skills
Film Production, Public Relations, Photoshop, Entrepreneurship, Troubleshooting, Microsoft Excel, Management, Project Management, Economic Development, Social Media Consulting, Strategic Consulting, Audio Visual Support, Live Sound, Operations Management, Media Production, Film, Creative Campaign..., Economics, Cultural Integration, Event Technology, Travel, Writing, Social Media, Microsoft Office, Project Budgets, Project Planning, Microsoft Project, Strategy, Team Management, Final Cut Pro, Post Production, Editing, After Effects, Marketing, Video, Video Editing, Video Production
Education
Chapman University, The George L. Argyros School of Business and Economics 2008 — 2012
BA, Economics, Public Relations Minor
Hawaii Preparatory Academy 1995 — 2008
High School Diploma
Sierra Pacific Mortgage Company, Inc. March 2015 - Present
Citywide Home Loans September 2014 - February 2015
Sierra Pacific Mortgage Company, Inc. January 2014 - September 2014
Stearns Lending April 2012 - December 2013
Skills
VA loans, FHA, USDA, Mortgage Banking, Refinance, First Time Home Buyers, Mortgage Lending, Sellers, Real Estate, Investments, Loan Origination, Real Estate Economics, Residential Mortgages, Certified Mortgage..., Loans, Investment Properties, Single Family Homes, Condos, Marketing, Reverse Mortgages, Title Insurance, Underwriting, Residential Homes, Real Estate Financing, Investors, Non-Conforming, FHA financing, REO, Referrals, Credit, Foreclosures, Short Sales, Conventional Loans, Evernote, HUD, Selling, Relocation, Real Estate Transactions, Construction Loans, Mortgage Underwriting, Escrow, Loss Mitigation, Home Equity Loans, Commercial Lending, Property, Real Property, Mortgage Marketing, Government Loans, VA Loans, FHA Financing
Education
Biola University 2010 — 2012
Bachelor of Science (B.S.), Business Administration/Management Concentration
Santa Ana College 2007 — 2010
Associate of Science (AS), Fire Technology
Santiago Canyon College 2007 — 2010
Associate of Arts (AA), Liberal Arts
Stearns Lending June 2014 - Present
Stearns Lending July 2008 - May 2014
Stearns Lending September 2008 - August 2012
Wells Fargo September 2007 - August 2008
GreenPoint Mortgage May 2003 - May 2005
Barclays Global Investors January 2001 - May 2003
Etrade Financial 2000 - 2002
Skills
Mortgage, Mortgage Lending, Loan Origination, Mortgage Banking, Sales Management, New Business Development, Team Building, Cold Calling, Loans, FHA, Management, USDA, Credit, Refinance, First Time Home Buyers, Residential Mortgages, Banking, FHA financing, VA loans, Short Sales, Government Loans, Construction Loans, Reverse Mortgages, Relationship Management, Sales, Credit Analysis, Underwriting, Investment Properties, Commercial Lending, FHA Financing, Real Estate, VA Loans
Education
California Polytechnic State University-San Luis Obispo 1994 — 1999
Bachelor of Science, Animal Science
California Polytechnic State University-San Luis Obispo 1994 — 1999
Bachelor of Science (B.S.)
Stearns Lending 2009 - 2011
Phoenix Funding/First Guaranty Financial June 2007 - January 2009
Impac Companies June 2005 - June 2007
Education
California State University-Long Beach 2001 — 2003
Bachelor of Science (B.S.), Business Administration and Management, General
Stearns Lending Senior Underwriter--Retail DivisionStearns LendingMay 2014 - Present
Franklin Loan Center June 2013 - October 2013
First Capital, A Mortgage Company September 2011 - June 2013
Surety Financial December 2010 - September 2011
Priority Financial Network June 2010 - November 2010
Metrocities Mortgage June 2004 - June 2010
JPMorgan Chase December 2003 - May 2004
CALIFORNIA FEDERAL BANK acquired by CITIMORTGAGE May 1999 - November 2003
BANK OF AMERICA October 1998 - May 1999
HOME SAVINGS OF AMERICA January 1997 - October 1998
Skills
Mortgage Banking, Mortgage Lending, Loan Origination, Loans, Underwriting, Credit, Banking, FHA, Residential Mortgages, USDA, Refinance, Reverse Mortgages, Leadership, Mortgage Underwriting, FHA financing, Government Loans, VA loans, Construction Loans, Real Estate Financing, Loss Mitigation, Non-Conforming, Certified Mortgage..., Home Equity Loans, Wholesale Lending
Education
Rio Hondo College 1998 — 1999
Business Administration and Management, General, 3.75
Woodbury University 1996 — 1996
Business Administration and Management, General, 3.625
Santa Ana College 1985 — 1985
Business Administration and Management, General, 3.25
California State University-Fullerton 1983 — 1984
Business Administration and Management, General, 3.000
imortgage January 2015 - Present
Prospect Mortgage, LLC August 2014 - January 2015
Stearns Lending January 2014 - August 2014
HomeStreet Bank February 2012 - January 2014
Wells Fargo Home Mortgage November 2002 - August 2011
Skills
Home Lending - from the..., Refinance, Loan Origination, Mortgage Banking, FHA financing, USDA, VA loans, Residential Mortgages, Government Loans, Certified Mortgage..., Construction Loans, Reverse Mortgages, Home Equity Loans, Mortgage Lending, Mortgage Underwriting, FHA, FHA Financing, VA Loans
Education
Boise State University 1982 — 1983
none, Finance, General, 3.5
Home Mortgage Alliance, LLC (NMLS# 1137507) an affiliate of Stearns Lending February 2014 - Present
Stearns Lending December 2012 - February 2014
Legacy Property Solutions, Inc April 2011 - December 2012
PMB International 2011 - December 2012
UXO Global August 2010 - May 2011
National CineMedia (NCM) August 2009 - August 2010
Outdoor Promotions March 2008 - August 2009
Northwestern Mutual January 2007 - February 2008
Skills
Customer Service, RESPA, Loan Origination, Mortgage Lending, Marketing, Real Estate, Advertising, Account Management, Office Management, Clerical Skills, Residential Mortgages, Web Services, Selling, Sales, Negotiation, Investment Properties, Recruiting, Strategic Planning, Real Estate Transactions, CRM, Real Estate Financing, Social Media, Management, Sellers, First Time Home Buyers, Contract Negotiation, Time Management, Marketing Management, Microsoft Office, Keyboards, Internet, Facebook, Microsoft Excel, Outlook, Google Apps, MLS, PowerPoint, Social Media Marketing, Managing Deadlines, Internal Communications, Outdoor Advertising, Receptions, Accounts Receivable, Admissions, Education, Life Insurance, Real Estate License, Leadership, Finance, Public Speaking
Education
Armbrust Real Estate Institute 2012 — 2012
Real Estate Broker Associates License, Real Estate
Colorado State University 2003 — 2007
Bachelor of Liberal Arts, Speech and Communications
Stearns Lending January 2012 - Present
Skills
Refinance
Education
Arizona State University
Son Ba LLC October 2008 - April 2014
Stearns Lending May 2001 - April 2013
JCA Constuction January 1997 - September 2001
Dole Fresh Vegatables February 1992 - September 1997
Skills
Mortgage Lending, FHA, Loans, Mortgage Banking, Refinance, Relocation, USDA, Referrals, Real Estate Transactions, Real Estate, Sellers, Investment Properties, Investors, Residential Mortgages, Sales, Loan Origination, Reverse Mortgages, Short Sales, First Time Home Buyers, Real Estate Financing, VA loans, Foreclosures, Investments, REO, HUD, Credit
Education
Brian Buffini 2004 — 2010
Mentor
UABC 1983 — 1986
Ranch Manager, Agriculture
Brian Buffini
Mentor
Kampala International University
Sr.Loan Officer / Manager Lifewave
Landmark Education
Introduction Leader
Prospect Mortgage, LLC August 2012 - Present
Stearns Lending November 2011 - August 2012
COMCAST CORPORATION January 2009 - July 2011
Skills
VA, FHA, Refinance, Customer Service, Advertising, Business, Credit, Entrepreneurship, Foreclosures, Home, Invoicing, Innovation, Internet, Leadership, Loans, Marketing Research, Microsoft Excel, Microsoft Word, Microsoft Office, Negotiation, New Business Development, Contract Negotiation, Outsourcing, Problem Solving, Strategic Planning, Project Management, Renovation, Telecommunications, Bookkeeping, Contractors, Short Sales, Referrals, Investment Properties, Real Estate, REO, Finance, Business Development, First Time Home Buyers, Marketing, Real Estate Transactions, Investors, Residential Homes, Sales, Investments, Real Estate Financing, Selling, Mortgage Lending, Residential Mortgages, 203K
Education
California State University-East Bay 2005 — 2008
Bachelor of Science, Business Administration; Marketing and Sales
Stearns Lending September 2013 - Present
The Wedding Chronicle April 2008 - September 2013
searsuckers Phoenix 2013 - 2013
Your Home Mortgage 1986 - 2008
Skills
Marketing, Email Marketing, Marketing Strategy, Social Media, Online Advertising, Public Relations, Event Management, Facebook, Marketing Communications, Online Marketing, Sales, Advertising Sales, Blogging, Magazines
Education
Arizona State University 1970 — 1975
Art & Political Science
Stearns Lending, Inc. October 2014 - Present
24 Hour Fitness January 2013 - September 2013
Stearns Lending April 2012 - February 2013
Skills
Microsoft Excel, Microsoft Word, Microsoft Powerpoint, Microsoft Office, Organization, Critical Thinking, Creative Solutions
Education
California State University-Fullerton 2012 — 2014
Bachelor of Business Administration (B.B.A.), Marketing/Marketing Management, General
California State University-Fullerton 2012 — 2014
Bachelor of Business Administration (B.B.A.), Marketing/Marketing Management, General
Stearns Lending January 2013 - Present
Rhode Island Housing July 2010 - January 2013
MERRIMACK MORTGAGE CO. 2009 - 2010
Taylor, Bean & Whitaker Mortgage Corp. September 2005 - August 2009
First Magnus Financial 2004 - 2005
Skills
Credit, Mortgage Banking, Mortgage Industry, FHA, Conventional, USDA, Residential Mortgages, Consultative Selling, Customer Relations, New Business Development, Team Building, Underwriting, Account Management, Microsoft Office, PowerPoint, Salesforce.com, Mortgage Lending, Foreclosures, Refinance, VA loans, Customer Service, Banking, Selling, Mortgage Underwriting, Real Estate Economics, Loans, Investment Properties, Loss Mitigation, FHA financing, Mortgage Servicing, Government Loans, Loan Origination, Real Estate Financing, Credit Analysis, Loan Servicing, Certified Mortgage..., Consumer Lending, FHA Financing, VA Loans, Sales
Education
Bryant College
Finance, General
North Providence High School
Stearns Lending January 2003 - Present
Skills
Sellers, First Time Home Buyers, VA loans, Funding, Mortgage Marketing
Education
DePaul University 1991 — 1996
Business Administration and Management, General
Marist High School 1986 — 1990
MB Financial Bank August 2014 - Present
Stearns Lending April 2014 - August 2014
InterBank Mortgage December 2010 - March 2014
Washington Mutual, Inc. 2007 - 2009
Long Beach Mortgage 2006 - 2007
Skills
Refinance, Mortgage Banking, Mortgage Lending, Residential Mortgages, FHA, Loan Origination, Loans, Credit, Banking, Credit Analysis, Government Loans, FHA financing, Wholesale Lending, DU Refi Plus, Credit Risk, First Time Home Buyers, Construction Loans, Real Estate, Selling, Loss Mitigation, Real Estate Financing, Sales, Rates, Home Equity Lines of..., Referrals, Residential Homes, Consumer Lending, Sales Management, Home Equity Loans, Financial Analysis, Risk Management, Retail Banking, Customer Service, Marketing, Building Relationships, Non-Conforming, Commercial Mortgages, Sales Presentations, Condos, Selling Skills, Outside Sales, FNMA, Finance, Mortgage Marketing, Insurance, Financial Services, FHA Financing
Education
DePaul University 2009 — 2010
Certificate, Project Managment
National Louis University 1998 — 2001
BA, Business
Prosperity Home Mortgage, LLC November 2012 - Present
Stearns Lending May 2005 - November 2012
Skills
Loans, Mortgage Lending, FHA, Mortgage Banking, Refinance, Selling, Banking, Loan Origination, Investors, FHA financing, Residential Mortgages, First Time Home Buyers, USDA, Underwriting, Investment Properties, Sellers
Education
American University
Stearns Lending (NMLS #1854) April 2015 - Present
Sitzmann Morris & Lavis Insurance Agency January 2013 - November 2013
Stearns Lending September 2011 - January 2013
Bank of America November 2009 - March 2011
Bank of America December 2007 - April 2009
Washington Mutual Home Loans February 2001 - November 2007
Bank of America September 1997 - January 2001
Northwoods Christian School July 1994 - June 1997
Skills
Loan Origination, Mortgage Lending, Banking, Credit, Short Sales, Customer Service, FHA, Refinance, Real Estate, Finance, Investment Properties, Portfolio Management, Small Business, VA loans, Referrals, Negotiation, Loans, Underwriting, Insurance, Credit Analysis, Investments
Education
California State University-Sacramento
Bachelor of Science, Business Administration
Stearns Lending February 2011 - Present
Stearns Lending September 2010 - February 2011
AIReS July 2007 - August 2010
ConferenceDirect May 2006 - June 2007
Long Beach Area Convention & Visitors Bureau April 2005 - March 2006
In-N-Out Burger January 2000 - January 2005
Skills
Sales, Retail, Management, Account Management, Sales Management, New Business Development, Customer Satisfaction, Customer Service, Onboarding, Integration, Leadership, Mortgage Lending, Microsoft Office, Mortgage Banking, Sales Operations, Selling, Strategy, Human Resources, Analysis, Budgets, Cold Calling, Team Building, Public Relations, Sales Presentations, Time Management, Pricing, Negotiation, Customer Retention, Training, Marketing, Salesforce.com, Recruiting, Business Development, Teamwork, CRM, Coaching, Team Leadership
Education
California State University-Long Beach 2002 — 2004
Bachelor of Arts, Communications; Interpersonal & Organizational Studies
Golden West College 1999 — 2002
Associates, General Education
MailPix, Inc. September 2014 - Present
California Limited October 2013 - Present
AACTEV8 International October 2012 - Present
Stearns Lending September 2012 - August 2013
BCEG June 2012 - October 2012
Nordic Harvest Mission May 2011 - July 2011
3rd Person Community Development May 2010 - July 2010
Skills
Microsoft Office, International Relations, Research, PowerPoint, English, Public Speaking, Microsoft Word, Microsoft Excel, Teamwork, Social Media, Political Science, Politics, Economics, Policy Analysis, international rel, Connecting People, Connectivity, Recruiting, Operations Research, Business Development, International..., Administration, Community Development
Education
Biola University 2010 — 2012
Bachelor of Science, Inner-Cultural Studies
Bodenseehof International Student Center 2008 — 2009
loanDepot March 2011 - Present
LendingTree January 2010 - March 2011
Independent Contractor May 2008 - January 2010
Freedom Mortgage September 2007 - March 2008
Stearns Lending March 2006 - May 2007
Exceptional Mortgage December 2002 - March 2006
Washington Mutual Bank January 1999 - December 2002
Mark 1 Mortgage of Orange County September 1998 - January 1999
Creative Computers March 1998 - September 1998
Skills
Refinance, Mortgage Lending, FHA, Mortgage Banking, Direct Sales, Sales, Loan Origination, Customer Service, USDA, Residential Mortgages, Listening to customers, Customer Satisfaction, Empathy, Business Intelligence, Business, New Home Purchase, Purchase Financing, Purchase Planning, Deadline Driven, Loans, Investment Properties, Finance
Education
Coastline Community College
Irvine Valley College
Academy Mortgage Corporation August 2014 - Present
Stearns Lending January 2013 - August 2013
Guaranty Bank March 2012 - January 2013
MetLife Home Loans May 2011 - March 2012
OneWest Bank June 2001 - March 2011
SouthStar March 1999 - September 2000
Skills
Mortgage Lending, Loans, Credit, FHA, Underwriting, Consumer Lending, USDA, Portfolio Management, Reverse Mortgages, Auditing, Mortgage Banking, Loan Origination, Mortgage Underwriting, Refinance, Residential Mortgages, Credit Analysis, Mortgage Servicing
Education
Columbus State University 1988 — 1992
Bachelors degree (four years), Business Adm.
Stearns Lending August 2012 - Present
Skills
Sales, Marketing, Credit, Finance, Customer Service, Financial Analysis, Account Management, Risk Management, Sales Management, Mortgage Lending, Budgets, Business Development, Loans, Relationship Management, Human Resources, Banking, Loan Servicing, Management, Underwriting, Insurance
Education
Grand Canyon University 2007 — 2009
Bachelor, Psychology
Community College of Allegheny County 1994 — 1996
Associates, Business
Stearns Lending May 2015 - Present
Bank of England dba ENG Lending June 2014 - Present
Wells Fargo Home Mortgage June 2012 - November 2013
Central One Federal Credit Union December 2011 - May 2012
Bay State Savings Bank September 2010 - November 2011
H&R Block November 2009 - April 2010
Navigant Credit Union June 2009 - July 2009
H&R Block11 November 2008 - April 2009
InterBay Funding April 2007 - April 2008
Interbay Funding April 2001 - April 2007
Skills
Residential Mortgages, Consumer Lending, Loans, Loan Origination, Credit, Refinance, Mortgage Lending, Banking, Commercial Lending, Loss Mitigation, Mortgage Servicing, Commercial Mortgages, Mortgage Banking, Finance, Mortgage Underwriting, Credit Analysis, Loan Servicing, Portfolio Management, Underwriting, Customer Service, FHA, Process Improvement, Administrative..., Work Ethic, Kindness, Dependable Team Player, VA loans, Real Estate Financing, Educational Leadership, Internal Communications, VA Loans
Education
Bryant University
Accounting Coursework
Community College of Rhode Island
Associates Degree, General Studies
loanDepot LLC April 2015 - Present
Guild Mortgage Company November 2013 - February 2015
Stearns Lending August 2012 - November 2013
Carrington Mortgage Services November 2011 - August 2012
Icon Residential Lenders November 2010 - November 2011
Oxford Capital November 2009 - November 2010
The Impac Companies February 1994 - September 2009
Skills
Loan Servicing, Pricing, FHA, Mortgage Lending, Residential Mortgages, Loan Origination, Real Estate Economics, Commercial Mortgages, Secondary Market, Loss Mitigation, Rate Sheets, Structuring, Reporting/Analysis, Capital Markets, Hedging, Trading, Bond Market, Margin Control, Database Management, Product Development, Scratch & Dent, Trending, Pooling, Financial Structuring, Bond Markets, Secondary Mortgage..., Agency MBS, Pedagogy, Investment Properties, Mortgage Underwriting, Mortgage Banking, FHA financing, Real Estate Financing, Database Admin, Reverse Mortgages, Due Diligence, Loans, Mortgage Servicing, VA loans, Banking, Securitization, Investments, Finance, Refinance, USDA, Commercial Lending, Credit, Funding, Investors, Commercial Real Estate
Education
California State University-Long Beach 1992 — 2002
Political Science
Newport Harbor HS
Pinnacle Capital Mortgage Corp February 2014 - Present
Stearns Lending August 2009 - Present
Titan- Wholesale August 2008 - September 2009
Icon Residential capital October 2007 - July 2008
American Brokers Conduit February 2005 - July 2007
GreenPoint Mortgage November 2001 - February 2005
Skills
Marketing Strategy, Loans, FHA, Loan Origination, Residential Mortgages, Refinance, Underwriting, Investment Properties, USDA, Credit, Business Development, Real Estate, Sales Management, Loss Mitigation, Credit Analysis, Selling, Mortgage Underwriting, Loan Servicing, Certified Mortgage..., Mortgage Lending, FHA financing, Mortgage Banking, Reverse Mortgages, Finance, Foreclosures, VA loans
Education
College of Marin
Business
Sony Pictures Home Entertainment September 2014 - Present
Sony Pictures Entertainment June 2013 - December 2013
Newport Beach Film Festival January 2013 - May 2013
DGWB June 2012 - August 2012
Stearns Lending September 2011 - August 2012
Stearns Lending June 2010 - September 2011
Skills
Microsoft Office, Photoshop, Illustrator, Lightroom, Aperture, Final Cut Pro, Logic Pro, After Effects, Facebook, Twitter, Tumblr, Youtube, Gmail, Mac OS, Windows, Teamwork, Premiere, Digital Photography, Typing
Education
Chapman University 2010 — 2014
Business Adminstration, Marketing and Public Relations
Mater Dei High School 2006 — 2010
High School
Alterra Home Loans February 2013 - Present
Stearns Lending February 2012 - September 2012
Prospect Mortgage, LLC June 2011 - January 2012
A.C.R.E.S. January 2006 - May 2011
AmeriFund Lending Group 2000 - 2006
Skills
Residential Homes, Credit, Real Estate, FHA, Loans, Loan Origination, Management, Mortgage Lending, Real Estate Transactions, Mortgage Banking, Refinance, Real Estate Financing, Time Management, REO, Leadership, VA loans, Finance, HomePath, Customer Service, Commercial Real Estate
Education
California Polytechnic State University-San Luis Obispo 1990 — 1991
COMPUTER SCIENCE
EverBank April 2013 - Present
Stearns Lending August 2012 - March 2013
Lenox Financial March 2012 - July 2012
Bank of America August 2008 - March 2012
Capital One / Greenpoint Mortgage July 2003 - January 2008
U.S. Bank / Downey Savings & Loan January 2001 - July 2003
Downey Savings 1999 - 2001
Skills
Underwriting, FNMA, Quality Control, FHA, Loans, Credit, Loan Origination, Credit Analysis, Mortgage Banking, Mortgage Underwriting, Refinance, Residential Mortgages, Mortgage Lending, FHA financing, Management
Education
California State Polytechnic University-Pomona 1980 — 1982
Master of Urban Planning
Lenders One Mortgage Cooperative June 2015 - Present
First Guaranty Mortgage Corporation ® June 2014 - June 2015
Stearns Lending 2013 - June 2014
US Bank Wholesale September 2011 - 2013
North West Pump and Equipment April 2009 - February 2011
Equifirst April 2007 - February 2009
Decision One Mortgage 2003 - April 2007
Aames Home Loan 1998 - 2003
Associates Financial Services March 1990 - April 1998
Skills
Mortgage Banking, Mortgage Lending, Loans, Refinance, Credit, Loan Origination, Social Networking, Sales, FHA, Residential Mortgages, Credit Analysis, Finance, Underwriting, Selling, Construction Loans, USDA, Sales Operations, Sales Management, VA loans, First Time Home Buyers, Business Development, Commercial Lending, Commitment to Customer..., Mortgage Underwriting, Reverse Mortgages, Loan Servicing, Real Estate Financing, Consumer Lending, FHA financing, Funding, Mortgage Marketing, Small Business Lending, Real Estate Economics, Government Loans, Investment Properties, Loss Mitigation, Banking, Investments, Financial Structuring, Real Estate, Cross Selling, Lines Of Credit, Rates, Referrals, Credit Risk, Relationship Management, Financial Services, Certified Mortgage..., Mortgage Servicing, Branch Management
Education
Brigham Young University - Idaho 1984 — 1986
Secondary Education
Citywide Home Loans July 2013 - Present
New Millennium Real Estate June 2012 - July 2013
Stearns Lending February 2012 - June 2013
Equity Real Estate November 2011 - June 2012
Acadmey Mortgage Corporation January 2009 - January 2012
Home Loan Xperts 2007 - 2009
Utah Mortgage Lender Association 2007 - 2007
Skills
Mortgage Banking, Loans, Reverse Mortgages, USDA Rural Housing, HUD, Non-Conforming, Real Estate, Debt Consolidation, Real Estate Financing, REO, Referrals, Investors, Credit Analysis, NMLS, Single Family Homes, Negotiation, Real Estate Transactions, Sellers, Selling, Sales, Refinance, Mortgage Marketing, Foreclosures
Education
Brigham Young University 1986 — 1987
Eastern Arizona College 1984 — 1985
Stearns Lending November 2010 - Present
Various Clients January 2007 - October 2010
Carrington Mortgage Services March 2007 - December 2007
Various Clients January 2005 - February 2007
Ameriquest Mortgage Company May 2002 - December 2004
Various Clients 1997 - 2002
Premier Homes 1992 - 1997
Pacesetter Homes 1986 - 1991
Skills
Financial Modeling, Managerial Finance, Forecasting, Analytics, Business Process..., Mortgage Banking, Business Analysis, Cognos, Business Intelligence, Microsoft Excel, Finance, Financial Analysis, Loan Origination, Loans, Analysis, Accounting, Financial Planning, Budgets, Cash Flow, Auditing, Financial Reporting, Strategic Financial...
Education
CPA at Price Waterhouse (inactive)
California State University-Long Beach
Bachelor of Science, Business (Accounting)
Encore Capital Group April 2010 - Present
Stearns Lending September 2008 - August 2010
SCME Mortgage Bankers June 2003 - September 2008
Skills
Process Improvement, Team Building, Vendor Management, Strategic Planning, Business Analysis, SDLC, VMware, Team Leadership, Project Management, Active Directory, ITIL, Leadership, Program Management, PMP, Troubleshooting
Education
California Coast University
MBA, Business Administration
PIVEG, Inc. May 2015 - Present
Stearns Lending December 2012 - May 2015
Sylvan Learning Centers August 2002 - July 2012
Skills
Training, Vendor Management, Management, Program Management, Time Management, Payroll, PowerPoint, Accounts Payable, Databases, Accounts Receivable, Testing, Invoicing, Interviews, Policy, Software Documentation, Analysis
Education
California Baptist University 2007 — 2009
Bachelor of Science (B.S.), Business Administration, Management and Operations
Riverside Community College 2003 — 2006
Associate of Arts and Sciences (A.A.S.), General Studies
Realty ONE Group September 2014 - Present
Freelance Graphic Design January 2007 - Present
Porcelanosa USA April 2010 - September 2014
iBC.tv June 2009 - November 2009
Central Drugs October 2008 - March 2009
Import Stone April 2006 - May 2008
Stearns Lending January 2001 - April 2006
Skills
Illustrator, InDesign, Dreamweaver, Fireworks, Adobe Acrobat, Photoshop, Print, Graphic Design, Web Design, Salesforce.com, QuarkXPress, Music, Adobe Creative Suite, HTML, Microsoft Office, Logo Design, Wordpress, Illustration, Photography, Word, Mac, Typography, Packaging, Guitar, Graphics, Excel, PowerPoint, Layout, Premiere, Advertising, Social Media, Logos, Blogging, Marketing Materials, Brochures, Corporate Identity, Creative Direction, Retouching, Facebook, Newsletters, Social Media Marketing, Digital Photography, Email Marketing, Banners, Direct Mail, Catalogs, Outlook, Copywriting, Visual Communication, Business Cards
Education
Art Institute of Pittsburgh 2010 — 2013
Bachelor's, Graphic Design
Huntington Beach High School 2000 — 2004
Orange Coast College
Paramount Residental Mortgage Group, Inc. July 2011 - Present
Trust One Mortgage April 2008 - July 2011
Stearns Lending 2000 - 2007
Pacific National Bank 1993 - 2000
Imperial Credit Corp 1992 - 1993
Colonial Financial Corp. 1969 - 1985
Education
California State University-Fullerton 1966 — 1971
Atlantic Coast Mortgage, LLC February 2012 - Present
Stearns Lending February 2010 - January 2012
MetLife Home Loans September 1999 - February 2010
Astoria Federal Savings 1999 - 1999
Union First Funding Group 1996 - 1998
Skills
FHA, Loans, Mortgage Lending, Residential Mortgages, Mortgage Banking, Construction Loans, Real Estate, Investment Properties, Referrals, Refinance, VA loans, FHA financing, Loan Origination, USDA, Mortgage Underwriting
Education
Cazenovia College 1993 — 1995
AAS
Caliber Home Loans April 2014 - Present
Stearns Lending March 2012 - March 2014
Home Savings of America January 2011 - February 2012
Vertice January 2005 - April 2009
Vertice January 2005 - April 2009
Wachovia January 2005 - April 2009
Vertice (formerly American Mortgage Network) 2005 - April 2009
Vertice (formerly American Mortgage Network) 2005 - April 2009
Vertice (formerly American Mortgage Network) 2005 - 2009
First Magnus Financial January 2004 - January 2005
Skills
Mortgage Banking, Mortgage Lending, Loan Origination, Sales, FHA, Loans, Underwriting, Foreclosures, Management, Customer Service, Refinance, REO, Residential Mortgages, Investors, Financial Services, Credit, FHA financing, VA loans, Mortgage Underwriting, USDA, Government Loans, Loan Servicing, Loss Mitigation, Credit Analysis, VA Loans, FHA Financing
Education
Sierra College 2000 — 2002
Computer Science - Programming
College of Marin
General Education
College of San Mateo
TERRA LINDA HIGH SCHOOL
Security Home Mortgage May 2012 - Present
W. J. Bradley Capital Corp September 2011 - May 2012
Stearns Lending June 2010 - August 2011
Skills
Refinance, USDA, FHA, VA loans, FHA financing, Mortgage Banking, Mortgage Lending, Certified Mortgage..., Government Loans, Residential Mortgages, Loan Origination, Reverse Mortgages, Loans, Non-Conforming, Real Estate, Mortgage Underwriting, Construction Loans, First Time Home Buyers, Investment Properties, VA Loans, Short Sales
Education
BYU 1970 — 1972
Weber State University 1969 — 1970
Mortgage Educators
Stearns Lending May 2012 - Present
Stearns Lending January 2010 - May 2012
J & V Electrical Services April 2007 - October 2009
Dana Capital Group November 2003 - April 2006
Western Thrift & Loan April 2003 - November 2003
American Home Loans 1998 - 2001
Skills
Loans, Mortgage Lending, Customer Service, Investment Properties, Management, Mortgage Banking, Real Estate, Insurance, Selling, Residential Mortgages, Retail, FHA, Refinance, Credit, Banking, Team Building, Sales, Training, Loan Origination
Education
Arizona State University
Central Arizona College
Stearns Lending July 2013 - Present
SunTrust Mortgage April 2013 - July 2013
Bank of America February 2012 - March 2013
Sport Chalet November 2010 - February 2012
La Quinta High School October 2007 - August 2010
Carrows July 2006 - December 2006
Skills
Microsoft Office, Bilingual, Multitasker, Customer Service, AS400 Administration, Windows 7, Analysis, Budgets, Credit, Loans, Microsoft Word, Outlook, PowerPoint, Sales
Education
California State University-Long Beach - College of Business Administration 2008 — 2011
Bachelor of Science, Management
Golden West College 2006 — 2008
Associate of Arts, Business Administration
Bay Equity, LLC February 2013 - Present
Stearns Lending March 2012 - February 2013
Prospect Mortgage LLC 2008 - March 2012
National City Mortgage November 2001 - June 2008
Skills
Buyers, Certified Mortgage..., Condos, Credit, Customer Service, Credit Analysis, FHA, FHA financing, First Time Home Buyers, Foreclosures, Government Loans, Investors, Investment Properties, Mortgage Underwriting, REO, Real Estate, Real Estate Transactions, Sellers, Short Sales, Mortgage Lending, Loans, Referrals, Single Family Homes, Refinance, Mortgage Banking
Education
California State University, Fresno 1986 — 1989
Pinnacle Capital Mortgage Corp February 2014 - Present
Stearns Lending April 2013 - February 2014
True Wireless September 2008 - April 2013
Collegiate Services, Inc. April 2008 - July 2008
Milano Properties, Inc. 2007 - 2008
Creative Funding Home & Commercial, Inc. 2001 - 2007
United States Army Reserve 1994 - 2003
Skills
Cold Calling, New Business Development, Negotiation, B2B, Account Management, Salesforce.com, Lead Generation, Team Building, Microsoft Office, Mobile Technology, Sales Presentations, Closings, Exceeding Quotas, Solution Selling, Mobile Devices, Strategic Partnerships, Direct Sales, SaaS, Sales Management, Wireless, Mortgage Lending, Residential Mortgages, Commercial Mortgages, Mortgage Marketing, Jumbo Mortgage, FHA financing, HomePath, Delegation, 1031 Exchanges, Real Estate Financing, Mortgage Banking, Business Strategy, Customer Satisfaction, Customer Engagement, Sales Operations, Business Development, Leadership, Selling, Enterprise Software, Sales Process, Training, Management, Customer Retention, CRM, Strategy, Networking, Telecommunications, FHA, Managed Services, Unified Communications
Education
Diablo Valley College 2001 — 2003
Real Estate / Digital Multimedia
US Army Academy of Health Sciences 1994 — 1994
Graduate, Emergency Field Medicine & Surgical Procedures
Contra Costa College 1992 — 1994
Emergency Medical Technician (EMT Paramedic)
CMG Financial March 2013 - Present
Florida Capital Bank Mortgage April 2012 - February 2013
MetLife Home Loans June 2011 - March 2012
Stearns Lending November 2010 - May 2011
New Line Mortgage August 2009 - October 2010
Taylor, Bean & Whitaker October 2003 - August 2009
Pacific Republic Mortgage February 2002 - October 2003
Chase Manhattan Funding January 2000 - February 2002
Skills
Sales, CRM, Account Management, Sales Management, Business Development, B2B, New Business Development, Cold Calling, Strategic Planning, Selling, Real Estate, FHA, Customer Service, Investment Properties, VA loans, Leadership, Finance, Underwriting, Sales Operations, Mortgage Banking, Loan Origination, Refinance, VA Loans
Education
Central Washington University
B.S. Business Administration, Marketing and Management
STEARNS LENDING April 2014 - Present
Stearns Lending December 2009 - March 2014
Advocate for Fair Lending LLC August 2008 - October 2009
Pacific West Syndication Group April 2006 - August 2008
Skills
Mortgage Banking, Banking, Customer Service, Foreclosures, Refinance, Mortgage Lending, Credit, Management, Loans, Residential Mortgages, Accounts Payable, Finance, Loan Origination, Construction Loans, Loan Servicing, FHA, Mortgage Underwriting
Education
Biola University 1999 — 2001
BS, Organizational Leadership
US Technologies West February 2011 - Present
Stearns Lending May 2009 - January 2011
Gap Inc./Gap March 2001 - September 2009
SCME Mortgage Bankers April 2007 - September 2007
Plaza Home Mortgage January 2006 - April 2007
Skills
Office Administration, Customer Service, Sales, Sales Management, Customer Support, Sales Representative, Order Management, Customer Satisfaction, Sales Operations, Inventory Management
Education
University of California, Santa Barbara 2002 — 2006
Bachelor of Arts (BA), History
De Anza College 2000 — 2002
Associate of Arts (AA), Liberal Arts and Sciences, General Studies and Humanities
Primary Residential Mortgage May 2015 - Present
Stearns Lending June 2013 - March 2015
Academy Mortgage Corporation February 2012 - June 2013
MetLife September 2011 - February 2012
Bank of America June 2006 - September 2011
Wells Fargo October 1997 - May 2006
Skills
Mortgage Banking, USDA, FHA financing, VA loans, Government Loans, FHA, Mortgage Lending, Loan Origination, Refinance, Residential Mortgages, Construction Loans, Loans, Mortgage Underwriting, Home Equity Loans, Underwriting, Credit, Real Estate Financing, First Time Home Buyers, Credit Analysis, Real Estate Economics, Small Business Lending, Commercial Lending, Reverse Mortgages, Commercial Banking, Management, Real Estate, Finance, Consumer Lending, Banking, Recruiting, Certified Mortgage..., Loss Mitigation, Investors, Investments, Investment Properties, Credit Risk, Lines Of Credit, Commercial Mortgages, Loan Servicing, Leadership, Debt Consolidation, Home Equity Lines of..., Mortgage Marketing, Funding, Mortgage Servicing, Referrals, Financial Structuring, Relationship Management, Rates, REO
Education
Washington State University 1991 — 1993
Bachelor's degree, Business Administration and Management, General
Columbia Basin College 1989 — 1991
Associate's degree, Business Administration and Management, General
Eagle Home Funding June 2013 - Present
Eagle Home Mortgage January 2013 - Present
Stearns Lending June 2012 - January 2013
GN Mortgage January 2011 - June 2012
Skills
USDA Rural Housing, FHA and VA Financing, Appraisal review, Mortgage solutions, Loans, Finance, Home Equity Loans, Mortgage Banking, Refinance, Residential Mortgages, Loan Origination, FHA financing, Mortgage Underwriting, Real Estate Financing, Reverse Mortgages
Education
Cal Poly San Luis Obispo 1988 — 1992
Bachelor's degree, Finance and Appraisal
Piner High School 1983 — 1987
Stearns Lending May 2012 - Present
Skills
Critical Chain Project..., New Business Development, Rainmaker, Business Relationship..., Team Leadership, Business Development, Mortgage Banking, Mortgage Lending, New Home Sales, Team Management, FHA, Loans, USDA, Contract Negotiation, Selling, Real Estate, Residential Homes, First Time Home Buyers, Leadership, Investment Properties, Single Family Homes, Real Estate Transactions, Real Estate Development, Negotiation, Sales, Marketing, REO, Referrals, Team Building, Foreclosures, Real Estate Economics, Construction, Real Estate Financing, Sellers, VA loans, Loan Origination, Reverse Mortgages, Government Loans, Certified Mortgage..., Sales Management, Multifamily Affordable..., Strategy, FHA financing, Mortgage Underwriting, Management, Refinance, Construction Loans, Home Equity Loans, FHA Financing, VA Loans
Education
California State University-Chico 1986 — 1990
Bachelor of Science Degree, Communication and Public Relations
Palomar College 1984 — 1986
A.A., Business, communications, child psychology
AnnieMac Home Mortgage August 2013 - May 2014
Stearns Lending February 2011 - August 2013
Primary Residential Mortgage Inc May 2010 - January 2011
Scholastic Mortgage LLC September 2004 - May 2010
Scholastic Mortgage September 2004 - April 2010
Tire Express LLC August 1996 - September 2004
Family Business January 1997 - August 2004
Skills
FHA, Refinance, Mortgage Lending, Loans, First Time Home Buyers, VA loans, Investment Properties, Real Estate, Commercial Lending, Residential Mortgages, Debt Consolidation, Government Loans, USDA Rural Housing, 100% Financing, FHA Mortgage, Home Mortgage Loans, VA home mortgage, FHA 203(k) rehab..., First-time home buyer..., 203K, Down Payment Assistance, Investment Property..., FHA Financing, No appraisal refinance..., USDA Rural Housing..., Closing costs credits, CHFA, Conv, Direct Lender, DU Refi Plus, Fixed Rate Mortgages, Self-Employed Borrowers, 2-4 Family, Purchase Money, Reverse Mortgages, VA Loans, Credit, Sales
Education
Quinnipiac University - School of Business 1993 — 1996
Bachelor of Science, Accounting
Central Connecticut State University 1991 — 1993
Accounting
Stearns Lending January 2013 - Present
Poli Mortgage Group November 2012 - January 2013
The Mergis Group for Coastway Community Bank August 2012 - September 2012
Sigma Systems, Inc for Central One Federal Credit Union March 2012 - August 2012
The Mergis Group for Citizens Bank March 2010 - July 2011
Jacob Dean Mortgage, Inc. February 2008 - December 2009
Carteret Mortgage 2005 - 2008
Money Wise Solutions Mortgage 2004 - 2005
Skills
Mortgage Underwriting, Residential Mortgages, Mortgage Banking, Mortgage Lending, Mortgage Servicing, Wireless Networking, Computer Hardware, Computer Repair, Computer Maintenance, Computer Proficiency, Credit, Finance, Loan Origination, Loans, Refinance, FHA, Underwriting, Banking, USDA
Education
Community College of Rhode Island 2010 — 2011
no degree, Paralegal Studies
Stearns Lending March 2011 - Present
Guild Mortgage July 2010 - March 2011
American Brokers Conduit 2003 - 2006
Education
Cal Poly San Luis Obispo 1988 — 1992
B.S., Appraisal/Finance
Piner High School 1983 — 1987
Mountain West Financial, Inc. December 2012 - Present
Stearns Lending October 2011 - December 2012
UHS America April 2010 - February 2012
Stearns Lending 2004 - 2010
Radian 2003 - 2004
Radian 2003 - 2004
Skills
Mortgage Underwriting, Jumbo Mortgage, USDA Rural Housing, Supervising, Quality Management, Team Leadership, Mortgage Lending, Customer Service, Customer Satisfaction
Education
University of Phoenix Online 2000 — 2002
Business Management
Chaffey College 1987 — 1993
AA, General Education
Stearns Lending March 2013 - October 2014
Eagle Home Mortgage August 2012 - March 2013
BlackLeaf Financial June 2010 - February 2012
Far West Bank February 2008 - November 2009
Countrywide CMD-Specialty Lending April 2004 - November 2007
Strategic Accounts October 2002 - January 2004
SCO Group January 2000 - January 2002
Computer Associates September 1997 - January 2000
Western Cities Mortgage, Commerce Security Bank & Sea Breeze Mortgage January 1987 - February 1996
Western Cities Mortgage May 1985 - January 1987
Skills
Loans, Underwriting, Sales, Sales Management, Mortgage Lending, Business Development, Salesforce.com, Leadership, Mortgage Banking, Refinance, Sales Operations, Banking, Financial Analysis, Customer Service, FHA, Customer Satisfaction, Team Building, Recruiting, Strategic Partnerships, Loan Origination, Retail, Management, Selling, Training, Marketing, Competitive Analysis, Direct Sales, Solution Selling, Commercial Lending, Real Estate
Education
Brigham Young University
Bachelor of Science, Business Management/Marketing
Brigham Young University
Caliber Home Loans January 2015 - Present
Academy Mortgage Corporation January 2014 - December 2014
Stearns Lending December 2012 - January 2014
Academy Mortgage Corporation February 2012 - December 2012
MetLife Home Loans March 2011 - February 2012
Prime Lending September 2010 - February 2011
Bank of America February 2003 - September 2010
VIP Realty Center October 2000 - February 2003
Aerotek 1996 - 1999
Skills
Talent Acquisition, Management, Mortgage Lending, Recruiting, Taleo, Talent Management, Onboarding, Applicant Tracking..., Mortgage Banking, Internet Recruiting, Human Resources, College Recruiting, Technical Recruiting, Leadership, Risk Management, Team Management
Education
California Lutheran University 1989 — 1993
B.S., Communications
Big Bear 1984 — 1989
Stearns Lending July 2012 - Present
Wyndham Hotel & Resort June 2011 - April 2012
Pool Water Products April 2010 - November 2010
Home Loan Center dba Lending Tree June 2004 - July 2007
Cash Call Inc. September 2003 - April 2004
Tetra Tech Inc. December 2002 - July 2003
Skills
Account Reconciliation, Accounting, Finance, Software Documentation, Invoicing, Process Improvement, Budgets, Access, Outlook, Internal Controls, Management, Microsoft Excel, PeopleSoft, Banking, Credit, Sarbanes-Oxley Act, Cash Flow, Microsoft Office, Microsoft Word
Education
Chandler-Gilbert Community College 1999 — 2001
None, Computer Science
Chabot College 1973 — 1980
None, Accounting, Data Entry, Conditioning
Stearns Lending November 2012 - Present
Hoag Memorial Hospital Presbyterian July 2008 - November 2012
New Century Mortgage March 2006 - April 2007
New Century Mortgage October 2003 - March 2006
Downey Savings May 2001 - September 2003
Bayview Financial December 1997 - May 2001
Davidson Personnel, Inc. June 1997 - December 1997
Skills
Mortgage Lending, Mortgage Banking, Risk Management, Banking, Process Improvement, Financial Services, Software Documentation, FHA, Access, Microsoft Office, Outlook, Customer Service, Microsoft Excel, Business Analysis, Management, Credit, Real Estate, Change Management, Business Development
Education
California State University-Fullerton 2006 — 2007
Certificate, Microsoft Access
University of Phoenix 2001 — 2006
Bachelor, Business Management
Stearns Lending August 2013 - Present
CoAMP - Colorado Association of Mortgage Professionals January 2013 - Present
Drapery Services of Austin January 1997 - Present
Colorado Rampage June 2013 - Present
Skills
VA Loans, Real Estate, Investment Properties, Loan Origination, Residential Mortgages, Refinance, Mortgage Banking, Loans, Mortgage Lending, FHA, Certified Mortgage..., Residential Homes, Credit, Funding, Reverse Mortgages, First Time Home Buyers, Real Estate Financing, Finance, Loan Servicing, Sellers, Underwriting, Credit Analysis, Investments, Rates, Portfolio Management, FHA financing, Banking, REO, Foreclosures, Marketing, Mortgage Underwriting, Home Equity Loans, Investors, Real Estate Economics, Construction Loans, Government Loans, Referrals, Commercial Mortgages, Home Equity Lines of..., Golf, Loan Structuring, Commercial Real Estate, Commercial Lending, FHA Financing
Education
Minnesota State University, Mankato 1998 — 2001
BA, Marketing
Colorado Technical University 1997 — 1998
Business
Austin High School 1994 — 1997
Paramount Partners Group February 2014 - Present
Paramount Equity July 2011 - February 2014
Stearns Lending January 2010 - July 2011
Win Financial September 2007 - January 2010
Skills
FHA, VA, USDA, Refinance, Mortgage Lending, Purchase, First Time Home Buyers, Mortgage, Mortgage Banking, VA loans, Mortgage Industry, Mortgage Planning, Conventional, Loans, Short Sales, Credit, Investment Properties, Certified Mortgage..., Insurance, Underwriting, Finance, FHA financing, Real Estate, Loan Origination, Residential Homes, Residential Mortgages, Credit Analysis, Real Estate Financing
Education
CSU Sacramento 1999 — 2004
Bachelor of Science, Business Administration, Marketing
Bella Vista High School 1997 — 1999
Coral Springs High School 1995 — 1997
Urban Lending Solutions December 2014 - Present
Stearns Lending July 2013 - December 2014
Stearns Lending September 2012 - July 2013
PNC Mortgage March 2011 - September 2012
MarketSource Inc. August 2010 - March 2011
EDMC March 2008 - August 2008
PLS Logistics August 2007 - March 2008
Fidelity Mortgage March 2007 - August 2007
E*TRADE Financial December 2005 - March 2007
Skills
Customer Service, Cold Calling, Account Management, Salesforce.com, Sales, Mortgage Lending, Mortgage Banking, Finance, Project Finance, Presentations, Sales Presentations, Solid Presentation..., Client Development, Loans, Retail, Management, Credit, Loan Origination, FHA, Sales Operations, Customer Retention, Relationship Management, Insurance, Building Relationships, Retail Banking, CRM, Sales Process, Coaching, Direct Sales, Call Centers, Marketing, Team Building, Sales Management, Training, Consumer Lending, Leadership, Real Estate, Commercial Lending, Banking, Credit Analysis, Customer Satisfaction, Residential Mortgages, Negotiation, Refinance, Selling, Financial Analysis, USDA, Underwriting, First Time Home Buyers, Mortgage Underwriting
Education
Point Park University
Bachelor of Arts (BA), Behavioral Sciences, 3.745
Community College of Allegheny County
Associate of Science (AS), Information Technology, 3.62
Ohio University
Stearns Lending (NMLS #1854) November 2014 - Present
Stearns Lending December 2013 - November 2014
Stearns Lending (NMLS #1854) March 2012 - December 2013
Skills
Graphic Design, Graphics, InDesign, Illustrator, Typography, Brochures, Adobe Illustrator, Photography, Coordination, Dreamweaver, Graphics Layout, Organizational Design, Adobe InDesign, 203K, Communication Skills, Technical Writing, Drawing, Microsoft Office, Management, Mortgage Banking, Marketing, Leadership, Customer Service
Education
California State University-Long Beach 2009 — 2011
Bachelor of Arts (B.A.), Studio Art / Emphasis in Graphic Design
Fullerton College 2006 — 2009
Associate of Arts (AA), Liberal Arts and Sciences/Liberal Studies
AmeriFirst Financial, Inc. 2014 - Present
Stearns Lending 2012 - 2014
Impac 2010 - 2011
Venta Home Loans 2009 - 2010
The Lending Connection 2005 - 2007
Back Bay Lending 2002 - 2005
Skills
Mortgage Lending, REO, FHA, Loan Origination, Refinance, Loan Servicing, Investments, Underwriting, Loans, Banking, Finance, Short Sales, Sales, Investment Properties, Real Estate, First Time Home Buyers, Real Estate Transactions
Education
California State University-Fullerton
Bachelor of Arts Degree, Economics
Metropolitan Home Mortgage April 2015 - Present
Eleven 11 Mortgage Advisory January 2014 - April 2015
Impac Mortgage July 2012 - January 2014
Freedom Mortgage January 2012 - July 2012
Stearns Lending September 2009 - November 2011
American Home Loans July 1996 - August 2009
Paragon Appraisal May 1992 - June 1996
Skills
Mortgage Lending, Loan Origination, Mortgage Banking, Microsoft Office 2007, InDesign, Illustrator, Loans, Photoshop, Residential Mortgages
Education
California State University-Long Beach
BS- Business Administration
Mater Dei High School
imortgage, a division of loanDepot LLC March 2014 - Present
Home Aid Inland Empire 2013 - Present
Stearns Lending April 2013 - March 2014
Envoy Mortgage March 2012 - March 2013
MetLife Home Loans April 2011 - March 2012
Bank of America Home Loans February 2009 - March 2011
Countrywide Home Loans April 2007 - February 2009
Countrywide Home Loans June 2003 - April 2007
Alpac Funding, Inc. January 2001 - June 2003
Wells Fargo 2000 - 2000
Skills
Recruiting, Mortgage Lending, FHA, Loans, Mortgage Banking, VA loans, Loan Origination, Residential Mortgages, FHA financing, Refinance, USDA, Credit, Real Estate, Team Leadership, Sales, Leadership, Team Building, Construction Loans, First Time Home Buyers, Short Sales, Mortgage Underwriting, Residential Homes, Real Estate Economics, Selling, Finance, Underwriting, Marketing, Strategy, Reverse Mortgages, Foreclosures, Sellers, Government Loans, Public Speaking, Investment Properties, Mortgage Marketing, Condos, Home Equity Loans, Sales Management, Real Estate Financing, Certified Mortgage..., Credit Analysis, Loss Mitigation, Commercial Lending, Mortgage Servicing, Home Equity Lines of..., Banking, REO, Referrals, Loan Servicing, Commercial Mortgages
Education
California State University-Fullerton 1983 — 1985
BA, Finance, Real Estate Emphasis
LD Wholesale a loanDepot company March 2014 - Present
New American Funding September 2013 - March 2014
Greenlight Financial Services January 2012 - July 2013
Stearns Lending September 2009 - January 2012
Saxon Mortgage January 2002 - February 2008
Westmark Mortgage October 1987 - June 2000
Ameritech Communications June 1985 - September 1987
Skills
Customer Retention, Business, Real Estate Transactions, Process Improvement, Sales, Residential Mortgages, Mortgage Lending, Loss Mitigation, Refinance, Loan Origination, Mortgage Banking, Coaching, FHA, Loans, USDA, REO, FHA financing, Mortgage Underwriting, Reverse Mortgages, Government Loans, Underwriting, Certified Mortgage..., Credit, VA loans, Real Estate Financing, Construction Loans, Commercial Mortgages, Credit Analysis, Mortgage Servicing, Mortgage Marketing, Home Equity Loans, Real Estate Economics, Funding, Loan Servicing, Consumer Lending, Investment Properties, Commercial Lending, Banking, Twitter, Cross-functional Team..., VA Loans, Highly detail oriented, Idea Person, Strategic Communications, Community Outreach, FHA Financing
Education
American University 1983 — 1984
MA, Political Science
Westmont College 1977 — 1980
BA, Business and Economics and Political Science
Stearns Lending August 2012 - Present
MetLife Home Loans 2009 - 2011
Mothers Against Drunk Driving 2008 - 2009
Bixby Land Company 2004 - 2008
Skills
PeopleSoft, Accounts Payable, Accounts Receivable, Recruiting, Human Resources, Accounting, Training, Process Improvement, Budgets, Onboarding, Payroll, College Recruiting, Microsoft Office, Lotus Notes, Talent Acquisition, Financial Analysis, Real Estate, Leadership, Forecasting, Analysis, System Administration, Sales, New Hire Orientations, Auditing, Access, Account Reconciliation, Time Management
Education
DeVry University 2002 — 2004
Bachelor of Science, Business Administration; an emphasis in Business Information Systems
California State University-Fullerton 2000 — 2002
American Southwest Mortgage Corp January 2013 - Present
Stearns Lending January 2012 - December 2012
Prince Mortgage Processing, LLC. August 2010 - February 2012
Pacific Union Financial August 2009 - August 2010
Kaiser Permanente August 2008 - August 2009
VERTICE, a Wachovia Company April 2008 - July 2008
Macquarie Group February 2008 - April 2008
JPMorgan Chase July 1998 - February 2008
Skills
Mortgage Lending, Loans, FHA, Credit, Underwriting, Mortgage Banking, Mortgage Underwriting, Banking, Residential Mortgages, Refinance, Customer Service, VA loans, Finance, Consumer Lending, Investment Properties, Government Loans, FHA financing, Credit Analysis, Loan Servicing, Funding, Coaching, Wholesale Lending, Business Development, Reverse Mortgages, Financial Analysis, Employee Training, Construction Loans, Financial Risk, Account Management, Title Insurance, Training & Development, Client Development, Risk Assessment, Business Analysis, Curriculum Development, Customer Retention, Quality Control, Compliance, freddie mac, Fannie Mae, FHA Underwriting, Collateral Review, Jumbo Loans, Correspondent Lending, Retail Lending, Microsoft Technologies, FHA Financing, Loan Origination, USDA, VA Loans
Education
Hofstra University 1992 — 1996
Bachelor of Arts, Political Science, Economics and Business, 3.4
Briarcliffe College 1989 — 1991
Associate of Arts and Sciences (A.A.S.), Legal Assistant/Paralegal, 3.7
Baldwin Senior High School 1986 — 1989
Regents Diploma, 9-12
CMG Financial August 2015 - Present
First California Mortgage Company January 2015 - July 2015
AnnieMac Home Mortgage October 2014 - December 2014
Stearns Lending February 2014 - October 2014
Wells Fargo Home Mortgage March 2010 - February 2014
American Financial Resources, Inc. (AFR Mortgage) August 2009 - March 2010
Skills
Refinance, FHA, HomePath, Investment Properties, Sellers, Loans, Sales, Mortgage Lending, Cold Calling, New Business Development, Finance, Referrals, Sales Management, Mortgage Banking, Selling, Residential Mortgages, Credit, FHA financing, VA loans, First Time Home Buyers, USDA, Credit Analysis, Government Loans, Customer Satisfaction, FHA Financing
Education
University of Arkansas 1998 — 2002
BA, Philosophy
University of Arkansas 1998 — 2000
Bachelor's, Philosophy
California Polytechnic State University-San Luis Obispo 1996 — 1997
Philosophy
Sierra College 1994 — 1996
Associate's Degree, General Education
Indi.com August 2015 - Present
Calliope Art & Literary Magazine May 2015 - Present
Stearns Editing Services April 2014 - Present
Poetry of the Mind's Eye July 2013 - Present
Chapman University January 2013 - Present
Stearns Lending June 2008 - August 2015
Edited Book November 2013 - April 2014
Old Towne Grinder October 2012 - November 2012
Skills
Data Entry, Outlook, Customer Service, Access, Microsoft Word, Supervisory Skills, Customer Satisfaction, PowerPoint, Teamwork, Microsoft Office, Lotus Notes, Time Management, Facebook, Blogging, Event Planning, Creative Writing, Social Media, Editing, Writing, Research, Social Networking, Public Speaking
Education
Chapman University 2012 — 2016
Bachelor of Fine Arts (B.F.A.), Creative Writing
Sage Hill School 2009 — 2012
Raytheon Company June 2014 - Present
The Boeing Company July 2013 - June 2014
The Boeing Company January 2012 - June 2013
Furniture Outlet and Furniture City May 2005 - January 2012
Kevin Jacobs CPA November 2010 - May 2011
Stearns Lending November 2009 - August 2010
California State Polythenic University-Pomona January 2008 - September 2008
Skills
Analysis, Forecasting, Microsoft Excel, Microsoft Word, Customer Service, Procurement Contracts, Operations Management, Payroll, Procurement, Project Planning, Leadership, Budgets, Time Management, Supplier Management, Earned Value Management, Cognos, EAS, Financial Analysis, Financial Reporting, Microsoft Office, Pivot Tables, V Lookups
Education
California State Polytechnic University-Pomona 2003 — 2008
Bachelor of Science, Business Administration- Finance, Real Estate, and Law
UC Irvine, Extension 2014 — 2015
Predictive Analytics
Federal Home Loan Bank of Chicago May 2014 - Present
Stearns Lending October 2012 - November 2013
Chase June 2012 - October 2012
MetLife Home Loans May 2011 - May 2012
Harris Bank February 2008 - May 2011
Accredited Home Lenders May 2004 - August 2007
HSBC 2001 - 2004
Skills
Credit, Mortgage Banking, Mortgage Lending, Loans, Banking, FHA, Credit Analysis, Underwriting, Refinance, Residential Mortgages, Mortgage Underwriting, USDA, FHA financing
Education
Bradley University 1989 — 1992
Bachelor of Science, Business Management
The Underwood Mortgage Group April 2013 - Present
The Underwood Group May 2013 - June 2015
Stearns Lending June 2012 - April 2013
Equities Magazine March 2009 - March 2010
Westmoore Securities January 2004 - December 2008
Skills
Customer Service, Sales Management, Sales, Team Building, New Business Development, Strategic Planning, Negotiation, Customer Satisfaction, Account Management, Marketing, Coaching, Public Speaking, Microsoft Office, Mortgage Lending, Loans, Residential Homes, Investment Properties, VA Loans, Management, Business Development, Direct Sales, Entrepreneurship, Business Strategy, Credit, Salesforce.com, Leadership Development, Banking, Contract Negotiation, Social Networking, Outlook, Team Leadership, Business Planning, Recruiting, Forecasting, Cold Calling, Real Estate, Budgets, Advertising, Small Business, Microsoft Excel, Marketing Strategy, Social Media Marketing, Lead Generation, Leadership, FHA, Refinance, Finance, First Time Home Buyers, Government Loans
Education
Cal State Fullerton 1989 — 1991
Servite 1984 — 1987
Stearns Lending February 2014 - Present
Envoy Mortgage October 2013 - February 2014
Lend Smart Mortgage - iLoan January 2012 - October 2013
Cornerstone Mortgage Company January 2011 - January 2012
WestStar Mortgage May 2010 - January 2011
CMG Mortgage October 2009 - July 2010
American Residential 2000 - 2007
Skills
VA loans, Mortgage, Refinance, First Time Home Buyers, Loans, Purchase, VA, Conventional, Mortgage Lending, USDA, Real Estate Finance, Investment Properties, Conforming, Mortgage Banking, Loan Origination, Residential, Residential Mortgages, Condos, REO, Credit, HUD, First Time Buyers, Foreclosures, Government Loans, Debt Consolidation, Refinance Transactions, Rates, Problem Solving, Strategic Planning, Public Speaking, Underwriting, Mortgage Underwriting
Education
Concordia University-St. Paul
Bachelor of Arts:, Organizational Management and Communication
Alliance Home Loans NMLS#142084 May 2015 - Present
RMC Mortgage Corp February 2013 - March 2015
Stearns Lending January 2013 - February 2013
imortgage September 2012 - January 2013
V.I.P. Mortgage, Inc. February 2012 - September 2012
U.S. Bank November 2008 - February 2012
Skills
Mortgage Lending, Refinance, Mortgage Banking, FHA, VA loans, Loans, Loan Origination, USDA, FHA financing, Residential Mortgages, Credit, Government Loans, Underwriting, Certified Mortgage..., Team Building, Customer Service, Account Management
Education
Pinnacle High School 2000 — 2004
Arizona State University
Coachford Investments, LLC April 2012 - Present
Stearns Lending August 2013 - January 2015
MetLife Bank August 2010 - March 2012
Countrywide March 2007 - October 2008
Countrywide Home Loans June 2005 - June 2007
Countrywide Home Loans February 2002 - June 2005
North American Mortgage Company August 1993 - January 2002
Skills
Mortgage Banking, Mortgage Lending, FHA, Loans, Loan Origination, Underwriting, Refinance, Credit, VA loans, USDA, Residential Mortgages, Mortgage Underwriting, Credit Analysis, FHA financing, Banking, Home Staging, Building Relationships, People Skills, Investments, Investment Properties, Portfolio Management, Physical Comedy, Sales Management, Real Estate Financing, First Time Home Buyers, Anger, Loan Servicing, Management, Leadership, Credit Risk, Risk Management, Investors, Organization, Personal Care, Commercial Lending, Real Estate Economics, Sales, Construction Loans, Reverse Mortgages, Financial Structuring, Financial Risk, Financial Services, Loss Mitigation, Consumer Lending, Commercial Mortgages, Relationship Management, Executive Management, Home Equity Lines of...
Education
University of California, Irvine 1991 — 1993
MBA, Finance and Strategy
California State Polytechnic University-Pomona 1980 — 1983
B.S. Marketing Management
Nationstar Mortgage June 2013 - Present
Greenlight Financial Services October 2012 - May 2013
Stearns Lending March 2006 - October 2012
American Home Loans 2004 - 2006
Skills
Mortgage Banking, Underwriting, Mortgage Lending, Reverse Mortgages, Loans, Investment Properties, FHA financing, Refinance, Risk Management, Loss Mitigation, Credit, FHA, Real Estate, Brand Licensing, Banking, Management, USDA, VA loans, Compliance, Residential Mortgages, License Management, Loan Origination, Mortgage Underwriting, Finance
Education
California State University-Fullerton
Bachelor, Business Administration
Guaranteed Rate October 2013 - Present
Stearns Lending April 2009 - October 2013
Capital Freedom Solutions January 2008 - January 2010
Frost Mortgage Lending Group 2008 - April 2009
Ford Motor Company/ Saleen 2000 - 2008
TDK Electronics Corporation 1987 - 1995
Skills
FHA, Real Estate, Reverse Mortgages, Negotiation, Loans, Mortgage Lending, VA, Jumbo Loans, Self-Employed Borrowers, Sellers, First Time Homebuyers, REO, Short Sales, Down Payment Assistance, First Time Home Buyers, Real Estate Economics, Investors, Foreclosures, FHA financing, Refinance, Finance, Residential Mortgages, Real Estate Financing, Investment Properties, Mortgage Banking, Loan Origination, VA loans, Certified Mortgage..., FHA Financing, VA Loans
Education
Chapman University, School of Law 1996 — 1999
JD, Law
University of Southern California - Marshall School of Business 1992 — 1994
Accounting/Finance
Stearns Lending January 2014 - March 2015
24 Hour Fitness May 2012 - August 2012
Carden Academy November 2011 - May 2012
Skills
Financial Modeling, Financial Analysis, Management, Team Building, Teamwork, Leadership, PowerPoint, Market Research, Microsoft Excel, Microsoft Office, Data Analysis, Marketing Strategy, Social Media Marketing, Customer Service, Time Management, Marketing, Social Media, Microsoft Word, Social Networking, Public Speaking
Education
Chapman University, The George L. Argyros School of Business and Economics 2012 — 2014
Bachelor of Science (B.S.), Business Administration, Senior
Santa Margarita High School 2007 — 2010
Stearns Lending November 2013 - Present
Skills
Microsoft Office, Microsoft Excel, Microsoft Word, Customer Service, PowerPoint, English, Research, Windows, Outlook, Photoshop, Teaching, HTML, Public Speaking, Budgets, Strategic Planning, Negotiation, C++, Editing, C, Java, Teamwork
Education
California State University-Northridge
Business and Marketing / Real Estate, Business Administration, Management and Operations
Carrington Mortgage Services, Mortgage Lending Division August 2014 - Present
Stearns Lending October 2013 - July 2014
America's Mortgage Professionals October 2012 - October 2013
Skills
Real Estate, First Time Home Buyers
Education
Michigan State University 2000 — 2004
Bachelor of Arts (B.A.), Consumer Merchandising/Retailing Management
Marion Community Schools Tucker Career & Technology
Caliber Home Loans March 2012 - Present
Home Savings of America August 2008 - March 2012
Stearns Lending August 2009 - February 2010
Washington Mutual 2007 - August 2008
Washington Mutual - Long Beach Mortgage 2005 - 2007
Skills
Microsoft Office, Type 80+ WPM, Team Building, Customer Service, Team Leadership, Program Management, Outlook, PowerPoint, Excel, Loan Origination, Banking, Microsoft Excel, Mortgage Banking, Mortgage Lending, CRM, Residential Mortgages
Education
California State University, Fresno 2004 — 2004
Business
Sierra High School - Manteca, CA
Internet Brands October 2014 - Present
Stearns Lending March 2014 - October 2014
Green Tree (Formerly GMAC Mortgage) August 2012 - November 2013
Internet Brands September 2011 - December 2011
TS2, TS Consulting International January 2007 - September 2011
TS Consulting International January 2006 - January 2007
Skills
Technical Recruiting, Talent Acquisition, Executive Search, Sourcing, Recruiting, College Recruiting, Employee Relations, Human Resources, Internet Recruiting, Staffing Services, Cold Calling, Interviews, Contract Recruitment, Applicant Tracking..., Account Management, Talent Management, Social Media, Onboarding, Benefits Negotiation, Screening Resumes, Marketing, Sales, New Business Development, Management, Temporary Placement
Education
University of California, Santa Barbara 2000 — 2004
BA, Sociology
California State University-Long Beach 2013 — 2013
Certificate, Human Resources Management
Playboy January 2008 - Present
Stearns Lending 2012 - 2013
Psyko Flavor 2000 - 2013
IMPAC November 1998 - November 2007
Skills
User Experience, Creative Direction, Logo Design, User Interface Design, Social Media, Marketing, Graphics, Graphic Design, Digital Media, Illustrator, Music, Photography, Adobe Creative Suite, Advertising, Flash, Painting, Web Design, Email Marketing, Drawing, Digital Photography, Photoshop, Dreamweaver, Art Direction, Interaction Design, Digital Marketing
Education
California Institute of the Arts 1992 — 1993
Neighbors Home Realty / Community Home Mortgage January 2014 - Present
Rushmore Loan Management Services, LLP March 2013 - November 2013
Stearns Lending November 2011 - March 2013
AmericaHomeKey, Inc. December 2007 - April 2011
Mortgage Investors Group July 2005 - September 2007
LoanCity June 1999 - June 2005
New America / Aegis 1997 - 1999
First Franklin 1986 - 1996
Skills
Mortgage Lending, FHA, Mortgage Banking, Refinance, Residential Mortgages, VA loans, Loans, USDA, Loan Origination, Mortgage Underwriting, FHA financing, Credit, Certified Mortgage..., Underwriting, Government Loans, Banking, First Time Home Buyers, Investment Properties, Reverse Mortgages, Real Estate, Credit Analysis, Commercial Mortgages, VA Loans, Construction Loans, FHA Financing, Loss Mitigation
Education
California Baptist University 1975 — 1978
Psycology, Music
Pacific Life May 2015 - Present
Stearns Lending June 2013 - May 2014
Pacific Life 2007 - 2010
New Century Mortgage 2002 - 2007
Brobeck, Phleger & Harrison 2000 - 2002
Loeb & Loeb LLP 1999 - 2000
Testa, Hurwitz & Thibeault, LLP 1998 - 1999
Robinson & Cole LLP 1996 - 1998
Skills
Mergers & Acquisitions, Corporate Governance, Corporate Law, Securities, Legal Writing, Securities Regulation, Litigation, Legal Research, Licensing, Risk Management
Education
Cornell Law School 1993 — 1996
Doctor of Law (JD)
Duke University 1989 — 1993
Bachelor of Arts (BA)
Parkside Lending January 2013 - Present
Stearns Lending August 2012 - January 2013
Wells Fargo Home Mortgage, Wholesale Division August 2010 - February 2011
Southwest Securities Inc September 2008 - May 2010
World Savings Bank / Wachovia January 2001 - February 2008
World Savings January 2000 - January 2001
World Savings August 1997 - January 2000
Red Lion / Double Tree Hotel June 1996 - June 1997
Marriott - Warner Center January 1990 - January 1992
Marriot January 1989 - January 1990
Skills
Loans, Mortgage Lending, Management, Sales, Finance, Training, Marketing, Underwriting, Selling, Sales Management, Budgets, Insurance, Customer Service, Financial Services, Mutual Funds, Time Management, Employee Training, Accounting, Retail, Outlook
Education
California State Polytechnic University-Pomona
BS, Hotel & Restaurant Management
California State Polytechnic University-Pomona
Bachelor of Applied Science (B.A.Sc.), Hotel/Motel Administration/Management
International City Mortgage September 2011 - Present
Stearns Lending January 2008 - Present
La Home Loans March 2004 - January 2009
Skills
Financial Reporting, Financial Analysis, Auditing, Accounting, Account Reconciliation
Education
California State University-Fullerton 2008 — 2010
BA, Accounting
Stearns Lending July 2012 - Present
MetLife Home Loans December 2009 - July 2012
Plaza Home Mortgage December 2008 - December 2009
Sierra Pacific Mortgage April 2008 - November 2008
RMIC April 2007 - December 2007
LoanCity 2002 - 2007
Skills
Mortgage Lending, Mortgage Underwriting, Loans, Conventional, VA Credit and LAPP..., Direct Endorsement..., Banking, Credit, Credit Analysis, Credit Risk, FHA, FHA financing, Finance, Financial Analysis, Financial Risk, Investment Properties, Loan Origination, Loan Servicing, Loss Mitigation, Management, Mortgage Banking, Refinance, Residential Mortgages, Risk Management, Training, Underwriting, VA loans
Education
California Polytechnic State University-San Luis Obispo 1969 — 1974
Bachelor of Science (B.S.), Food Science and Technology
Stearns Lending May 2014 - Present
Sunrise Home Health Inc. November 2013 - Present
Intercap Lending March 2014 - May 2014
Wells Fargo Home Mortgage February 2012 - October 2013
Wells Fargo Home Mortgage January 2010 - February 2012
Wells Fargo Home Mortgage February 2009 - January 2010
Paramount Residential Mortgage Group October 2007 - September 2008
Mortgage Investors Group September 2002 - October 2007
Taylor Bean and Whitaker Mortgage Corporation November 1999 - September 2002
Ameriquest Mortgage July 1998 - December 1999
Skills
Mortgage Banking, Mortgage Lending, Loans, Loan Origination, FHA, Underwriting, Credit Analysis, Banking, Residential Mortgages, Credit, Refinance, Management, Funding, FHA financing, Mortgage Underwriting, VA loans, Nursing
Education
Concorde Career College-Garden Grove 2009 — 2011
Vocational Certificate, Nursing
Cerritos College 1995 — 1998
Automotive Technician
Orange Coast College
Stearns Lending April 2010 - Present
Skills
Mortgage Industry, Mortgage Lending, Banking, Loans, Underwriting, Credit, Mortgage Banking, Loan Origination, Refinance, Residential Mortgages, VA loans, USDA, FHA, VA Loans
Education
Ashford University 2011 — 2013
Bachelor of Arts (BA), Business Administration
Archmere Academy 1989 — 1992
BOK Financial April 2013 - Present
Stearns Lending January 2012 - March 2013
Bank of America July 2008 - October 2011
Countrywide Home Loans 2003 - 2008
A.G. Edwards 2001 - 2003
Skills
Mortgage Banking, Residential Mortgages, Consumer Lending, Commercial Lending, Credit Analysis, Mortgage Lending, Sales, FHA, Banking, VA loans, Loan Origination, Loans, USDA, Credit, Finance, Mortgage Servicing, Refinance, Mortgage Underwriting, Credit Risk, Underwriting, Selling, FHA financing, Sales Management
Education
Cleveland State University 1999 — 2000
MBA
Cleveland State University 1996 — 1999
Bachelors of Business Administration, Marketing
Stearns Lending January 2010 - Present
Blue Oak Mortgage Corporation October 2005 - March 2011
Princeton Capital 2001 - 2005
North American Mortgage December 1996 - February 2002
Skills
FHA
Education
California State University-Chico 1989 — 1994
Stearns Lending (NMLS #1854) June 2014 - Present
Stearns Lending December 2009 - June 2014
Bank of America December 2008 - December 2009
First NLC Financial Services 2006 - 2007
First NLC Financial Services 2004 - 2006
ResMAE 2004 - 2004
IndyMac Bank 2002 - 2004
Washington Mutual Finance 1999 - 2002
Skills
Mortgage Banking, Mortgage Lending, FHA, Credit, Loans, Refinance, Loan Origination, FHA financing, Credit Analysis, Government Loans, Leadership, Loss Mitigation, Mortgage Underwriting, Residential Mortgages, Reverse Mortgages, Selling, USDA, Underwriting, VA loans, Construction Loans, Loan Servicing, VA Loans, Sales, FHA Financing
Education
California State University-San Bernardino - College of Business and Public Administration
B.A. Business Administration, Management
Impac Mortgage Corp. August 2015 - Present
CAPPSdesign December 2008 - Present
Fullerton College August 1987 - Present
Fashion Institute of Design and Merchandising July 2009 - Present
Stearns Lending April 2014 - March 2015
Impac Mortgage Corp April 2011 - March 2014
Saddleback Career & Coaching Ministry January 2008 - August 2011
Phoenix Marketing Services March 2008 - December 2010
Paradise Canyon Systems November 2007 - February 2009
The Impac Companies July 2005 - November 2007
Skills
Adobe Creative Suite, Graphic Design, Lottery, Water Polo, Illustrator, Moms, QuarkXPress, Microsoft Office, Swimming, Defensive Driving, Husband, Core Competences, Coaching, Instructional Design, Bacon, Advertising, Dreamweaver, Brochures, InDesign, Art, Adobe Acrobat, Marketing, Mentoring, Web Design, Creative Direction, Art Direction, Leadership, Logo Design, Photography, Flash, Brand Development, Digital Photography, Graphics, Typography, Direct Mail, Branding & Identity, Mac, Photoshop, Layout, Corporate Branding, Email Marketing, Packaging, Image Manipulation, Catalogs, Concept Development, Management, Social Media Marketing, Social Media, Marketing Communications, Social Networking
Education
California State University-Fullerton 1981 — 1983
master's, design
Sonora High School 1971 — 1975
FIDM/Fashion Institute of Design & Merchandising-Orange County
Fullerton College
Associate of Arts (AA) - transfer credits, Graphic Design
Stearns Lending OwnerBlue Oak Mortgage CorporationNovember 2005 - May 2010
Skills
FHA, Refinance, Mortgage Lending, Loan Origination, Mortgage Banking, Residential Mortgages, Loans, Investment Properties, First Time Home Buyers, Real Estate, Investments, REO, Residential Homes, Investors, Short Sales
Education
California State University-Sacramento 1989 — 1995
Bank of America November 2011 - Present
Stearns Lending 2013 - 2013
Republic Indemnity August 2008 - July 2011
Indymac Bank March 2006 - August 2008
New Century Mortgage 2003 - 2006
Comerica Bank January 1999 - June 2003
Imperial Bank January 1999 - June 2003
Skills
Business Continuity, Disaster Recovery, Emergency Management, Business Continuity..., Risk Assessment, Operational Risk..., Vendor Management, Corporate Governance, Internal Audit, Project Management, ITIL, Enterprise Risk..., Business Process, Information Security, Risk Management, SDLC, Management, Business Analysis
Education
University of Phoenix MBA 2003 — 2005
MBA, Business
California State University, Fresno 1992 — 1996
B.S., Business Administration
Stearns Lending April 2014 - Present
EverBank Preferred Correspondent Division June 2013 - April 2014
Interbank Correspondent Lending January 2012 - June 2013
G-7 Realty Inc March 2008 - January 2012
MortgageIT October 2007 - January 2008
Deutsche Bank - MortgageIT, Inc. September 2007 - January 2008
MortgageIT, a subsidiary of Deutsche Bank 2006 - September 2007
Countrywide Mortgage Services 2000 - 2006
Skills
Mortgage Banking, Mortgage Lending, Management, Leadership, Business Development, Sales, Loans, Real Estate, New Business Development, First Time Home Buyers, Credit, Investment Properties, Team Building, Marketing
Education
College of Business
Dominion Real Estate Partners LLC 2009 - Present
Keller Williams Realty 2007 - 2009
Stearns Lending 2006 - 2007
Fieldstone Mortgage 2001 - 2006
Skills
FHA, Foreclosures
Education
Hillsdale High School 1974 — 1977
College of San Mateo
Stearns Lending March 2013 - Present
Bank of America 2009 - March 2013
Bank of America Home Loans 1998 - March 2013
Countrywide Financial Coporation 2003 - 2008
Countrywide Home Loans 2003 - 2008
Countrywide 2001 - 2008
Countrywide Financial 1998 - 2008
Countrywide Financial Corp. / Bank of America 1998 - 2008
XXCAL 1996 - 1998
XXCal Testing Labs 1996 - 1998
Skills
Software Development, SOA, Business Analysis, SDLC, Software Design, IT Strategy, Vendor Management, Enterprise Architecture, Software Project..., Architecture, Data Modeling, UML, Oracle, Databases, SQL, Disaster Recovery, Requirements Analysis, Data Warehousing, Information Security, Security Management, Computer Security, Business Intelligence, IT Management, Integration, Project Portfolio..., Requirements Gathering, Systems Analysis, Solution Architecture, Agile Methodologies, Architectures
Education
University of the Witwatersrand 1990 — 1993
Bachelor of Science (BSc), Electrical and Electronics Engineering
University of the Witwatersrand 1990 — 1993
Bachelor of Science (BSc), Electrical and Electronics Engineering
University of the Witwatersrand 1990 — 1993
Bachelor of Science (BSc), engineering
Grey College 1980 — 1989
Stearns Lending September 2013 - Present
Union Bank November 2012 - Present
SW Asset Management June 2010 - November 2012
Washington Mutual, Inc. January 2008 - March 2009
Washington Mutual March 2004 - December 2007
Washington Mutual, Inc. January 2003 - March 2004
Skills
Portfolio Management, Bloomberg, Credit Risk, Finance, Structured Products, Capital IQ, VBA, Financial Analysis, Financial Risk, Bonds, Fixed Income, Hedge Funds, Siebel, Valuation, Microsoft Access (SQL), Microsoft Excel (pivot..., Quantitative Risk..., PolyPaths, Banking, Trading, Loans, Compass Analytics, Capital Markets, Loan Management System..., Loan Performance Risk..., CAS, CRA WIZ, efront, MorganMarkets, Barclays Capital Live, Bond Hub, mystatestreet.com, BBH Worldview, Derivatives
Education
Brigham Young University 2009 — 2011
MBA, Finance
Utah State University 1999 — 2002
BS, Finance, Economics, Accounting
Stearns Lending VP, Branch ManagerSCME Mortgage BankersApril 2002 - October 2007
Education
San Diego State University-California State University 1982 — 1984
Brigham Young University 1979 — 1980
General
U.S. Bank March 2014 - December 2014
Stearns Lending June 2013 - August 2013
Promontory Financial Group, LLC November 2011 - January 2013
Bank of America June 2009 - May 2010
Mortgage Services March 1992 - June 2009
Skills
Financial Analysis, Microsoft Office, Customer Relations, Mortgage Lending, Loans, Real Estate, Credit, Refinance, Finance, Negotiation, Foreclosures, Loan Modifications, Short Sales, New Business Development, Team Building, Business Development, Sales Management, Investments, Loss Mitigation, Real Estate Economics, Management Consulting, Mutual Funds, Social Media Marketing, Real Estate Financing, Customer Service, Residential Mortgages, Sellers, Training, Mortgage Underwriting, Mortgage Processing, Risk Management, Mortgage Servicing, Marketing, Underwriting, Loan Origination, FHA, Mortgage Banking, Analysis, Banking, Credit Analysis, Selling, Bankruptcy, Property, Loan Servicing, Portfolio Management, Asset Management, Financial Structuring, Financial Services, Valuation, Due Diligence
Education
Santa Monica College 1987 — 1988
A.A
California State University-Northridge 1985 — 1986
candidate
Stearns Lending October 2012 - Present
Education
Diablo Valley College 2010 — 2013
AA, Associates Degree
College of Marin 1995 — 1996
First Guaranty Mortgage Corporation ® May 2014 - Present
Stearns Lending February 2013 - Present
Florida Capital Bank 2011 - February 2012
Freedom Mortgage April 2009 - August 2011
First Bank June 2007 - April 2009
First National Bank of Arizona June 2005 - December 2007
Pemmtek Mortgage Services July 2000 - May 2005
Skills
Mortgage Lending, Mortgage Banking, Loans, Credit, FHA, Loan Origination, Residential Mortgages, Underwriting, Refinance, Banking, Credit Analysis, Commercial Lending, USDA, FHA financing, Commercial Mortgages, VA loans, Mortgage Underwriting, Credit Risk, Loss Mitigation, Construction Loans, Financial Structuring, Real Estate, Real Estate Financing, Finance, Financial Services, Certified Mortgage..., Wholesale Lending, Government Loans, Small Business Lending, Consumer Lending, Lines Of Credit, Loan Servicing, FHA Financing, VA Loans
Education
Columbia University - Columbia Business School
MBA, Finance
Stearns Lending April 2008 - Present
MortgageIT March 2005 - April 2007
SCME Mortgage Bankers 2007 - 2007
Education
Chadron State College 1988 — 1991
BS, MA
Gold Canyon Candle November 2007 - Present
Prudential American Associates June 2005 - Present
First Priority Financial, Inc. August 2007 - June 2010
Digitell Cellular a Verizon Wireless Premium Retailer May 2009 - March 2010
Spectrum Financial Group November 2006 - November 2007
Stearns Lending November 2005 - November 2006
Sebring Capital January 2005 - November 2005
Keller Williams Real Estate December 2003 - June 2005
Charles Schwab July 1996 - January 2004
Dan Schwartz Realty September 2002 - December 2003
Education
Arizona State University 1995 — 1999
B.S., Marketing
FIRST CHOICE LOAN SERVICES INC. August 2012 - August 2013
Stearns Lending May 2012 - August 2012
MetLife Home Loans January 2010 - April 2012
Accounting Principals October 2009 - January 2010
MGIC January 2009 - October 2009
South Shore Financial Services 2005 - 2007
Skills
Completion of training..., Mortgage Banking, Loan Origination, Management, Business Analysis, Underwriting, Over 30 years of...
Education
University of Phoenix 1990 — 1992
Bachelor of Science (BS), Business Adiministration, 3.85
California State University-Long Beach
Brown and Brown Insurance May 2014 - Present
Brown and Brown Insurance September 2008 - Present
Mass Connections August 2007 - September 2008
Stearns Lending 2003 - 2007
Skills
Certified Public..., Financial Analysis, Account Reconciliation, Payroll, Internal Controls, Financial Reporting, Accounting, Auditing, Sarbanes-Oxley Act
Education
California State University-Fullerton - College of Business and Economics 2003 — 2008
Bachelor, Accounting
Ruben S. Ayala High School
Quasar Trading January 2015 - Present
WTS Proprietary Trading Group December 2013 - December 2014
Quasar Trading March 2013 - August 2013
Coastal Securities April 2011 - March 2013
Stearns Lending July 2012 - November 2012
Altrion Trading Group March 2010 - March 2011
WTS Proprietary Trading Group, LLC July 2009 - February 2010
assent trading August 2008 - May 2009
AEI Consultants July 2007 - February 2008
PTR, Inc November 1997 - April 2005
Skills
Investments, Options, Securities, Series 63, Equities, Loans, Trading, Equity Trading, Fixed Income, Financial Markets, Asset Management, Portfolio Management, Bloomberg, Technical Analysis, Hedge Funds, Trading Systems, Financial Modeling, Derivatives, Risk Management
Education
Chabot College 2005 — 2005
AA, Real Estate
University of California, Berkeley 1985 — 1987
BA, Applied Mathematics
Inlanta Mortgage January 2015 - Present
Stearns Lending November 2012 - November 2014
Wintrust Mortgage October 2011 - November 2012
Bank of America February 2002 - October 2011
Countrywide Home Loans February 2002 - April 2009
RBC 1999 - 2002
Wells Fargo Home Mortgage 1998 - 1999
Norwest Mortgage 1994 - 1999
Skills
Mortgage Banking, FHA, Refinance, Mortgage Lending, VA loans, Loan Origination, Residential Mortgages, FHA financing, USDA, Loans, Certified Mortgage..., Construction Loans, Mortgage Underwriting, VA Loans, Banking, Reverse Mortgages, Investment Properties, Credit Analysis, Government Loans, Finance, Home Equity Lines of..., Underwriting, Credit, Home Equity Loans, FHA Financing, Debt Consolidation, Consumer Lending, Commercial Mortgages
Education
Dallas Theological Seminary 1975 — 1979
ThM, Pastoral Ministries
The King's College 1972 — 1975
BA, Religion and Philosophy
Paramount Residental Mortgage Group, Inc July 2011 - Present
TRUST ONE MORTGAGE April 2008 - July 2011
American Home Equity Mortgage 2009 - 2009
Stearns Lending 2000 - 2007
Pacific National Bank 1990 - 1998
Stuart Wright 1985 - 1987
Colonial Financial Corp 1977 - 1985
Colonial Mortgage December 1969 - April 1977
US Navy March 1967 - November 1968
Skills
FHA, Mortgage Lending, Mortgage Banking, FHA financing, Loan Origination, Residential Mortgages, Refinance, Loans, USDA, Investment Properties, First Time Home Buyers, Mortgage Underwriting, Credit, Short Sales, Foreclosures, Underwriting, Real Estate Financing, VA loans, Real Estate, Real Estate Economics, Finance, Certified Mortgage..., Investors, Construction Loans, Residential Homes, Real Estate Transactions, Investments, Reverse Mortgages, Commercial Real Estate, Sellers, Loss Mitigation, REO, Commercial Lending, HUD, Referrals, Selling, Government Loans, Commercial Mortgages, Single Family Homes, Credit Analysis, Funding, Brokerage, Mortgage Marketing, Wholesale Lending, Mortgage Servicing, Condos, Debt Consolidation, Loan Servicing, Loan Modifications, Financial Structuring
Education
California State University-Fullerton 1969 — 1971
BA, Sociology
REMN Wholesale July 2010 - Present
Stearns Lending December 2008 - July 2010
Sovereign Bank May 2008 - December 2008
Homecomings Financial December 1997 - May 2008
HomeComings Financial 1998 - 2008
First Town Mortgage September 1995 - December 1998
Skills
Mortgage Banking, FHA, Mortgage Lending, Loan Origination, USDA, Refinance, Residential Mortgages, Loans, VA loans, FHA financing, Mortgage Underwriting, Government Loans, Reverse Mortgages, Wholesale Lending, Selling, First Time Home Buyers, Real Estate, Sales, Training, Residential Homes, Investment Properties, Closings
Education
Brookdale Community College 1983 — 1984
First California Mortgage Company January 2013 - Present
Stearns Lending April 2012 - January 2013
Metlife Home Loans August 2010 - March 2012
Wells Fargo Home Mortgage March 2009 - August 2010
Wachovia/World Savings March 2005 - July 2008
Wachovia/World Savings 2006 - 2006
Wachovia/World Savings July 2003 - March 2005
Wachovia/World Savings November 2002 - July 2003
Skills
Mortgage Lending, Loans, Banking, Credit, Customer Retention, FHA, FHA financing, Loan Origination, Management, Mortgage Banking, Mortgage Underwriting, Refinance, Residential Mortgages, Sales, Training, USDA, Underwriting
Education
Chabot College
Stearns Lending September 2010 - Present
FPF Wholesale, Warwick,RI September 2010 - April 2012
Lincoln Appraisal Group 2007 - October 2010
First Horizon Home Loans 2001 - 2006
First Horizon Home Loans 2004 - 2005
Attorney Robert Colagiovanni May 2000 - April 2001
New England Pacific Mortgage 1997 - 1999
Education
Community College of Rhode Island
Human Services
Stearns Lending December 2012 - Present
Amerisave Mortgage Corporation August 2010 - November 2012
NVR, Inc. September 2005 - February 2010
PMI Mortgage Insurance Co July 2000 - September 2005
First Magnus Financial 2004 - 2005
Washington Mutual, Inc. 2000 - 2002
Skills
FHA financing, Time Management, Mortgage Lending, Credit, Underwriting, Finance, Loans, Mortgage Banking, Refinance
Education
Community College of Allegheny County
Associate, Science, Liberal Arts and sciences
Norcom Mortgage March 2014 - Present
Stearns Lending July 2011 - July 2013
Covenant Mortgage, LLC June 2010 - July 2011
Family Funding Corporation July 1990 - June 2010
Skills
FHA, Mortgage Lending, VA, USDA Rural Housing, FNMA, FHLMC, Refinance, Purchase Financing, Reverse Mortgages, Mortgage Banking
Education
Bryant College 1980 — 1983
Master of Business Administration (M.B.A.), Business Administration and Management, General
Rhode Island College 1976 — 1980
Business Administration, Management and Operations, BS
CrowdStrike January 2015 - Present
Stearns Lending March 2014 - January 2015
Stearns Lending January 2013 - March 2014
Ashley Photographer January 2009 - January 2014
Nienow & Tierney, LLP December 2008 - December 2010
Skills
Accounting, Budgets, Tax, Management, Analysis, QuickBooks, Real Estate, Account Reconciliation, Forecasting, Auditing, Banking, Financial Analysis, General Ledger
Education
California State University-Fullerton 2006 — 2008
BS, Business Adminstration with Accounting Concentration
Ashford University April 2012 - January 2013
Ashford University March 2010 - April 2012
Ashford University September 2009 - March 2011
Stearns Lending June 2007 - September 2009
GHL, INC April 2005 - June 2007
Skills
Mortgage Lending, Mortgage Banking, Loans, FHA, Loan Origination, Refinance, Credit, USDA, VA loans, Residential Mortgages, FHA financing, Wholesale Lending, Management, CampusVue, Team Building, Coaching, Leadership, Organizational..., Leadership Development, Thought Leadership, Team Leadership, Sales Operations, Higher Education, Customer Service, Public Speaking, Sales, Training, E-Learning, Staff Development, Adult Education, Recruiting, Customer Retention, Strategy, Employee Training, Microsoft Office, CRM, Sales Management, Program Management, Strategic Planning, Career Counseling, Distance Learning
Education
Ashford University 2010 — 2011
Master of Arts (MA), Organizational Management
Kent State University 1993 — 2000
Bachelor of Science (BS), Chemistry
Stearns Lending September 2013 - December 2013
TOG Hotel Properties August 2010 - June 2013
ABM Industries July 2008 - October 2009
ABM Industries March 2007 - July 2008
ABM Industries March 1998 - March 2007
Compumeric Engineering, Inc 1995 - 1998
URS Corporation 1990 - 1993
Skills
General Ledger, Account Reconciliation, Accounts Receivable, Payroll, Accounts Payable, Cash Flow, Sarbanes-Oxley Act, Financial Reporting, Accounting, Variance Analysis, Budgets, Forecasting, Financial Statements, Income Statement, Consolidation, Journal Entries, Accruals, Financial Analysis, General ledger account..., Bank Reconciliation, Microsoft Excel, Process Improvement, Commercial mortgage..., Residential mortgage..., AMB (Accounting for..., FRx, MAS90, Spreadsheets, Microsoft Word, Microsoft Office, JD Edwards, Sarbanes-Oxley, Pivot Tables, Financial Accounting, PowerPoint
Education
California State University-Fullerton
BA, Business - Accounting
Stonegate Mortgage Corporation (NYSE: SGM) November 2013 - Present
Nationstar Mortgage Wholesale Lending March 2013 - Present
Greenlight Financial Services May 2010 - August 2012
Ditech.com June 2009 - May 2010
Stearns Lending December 2005 - April 2006
Greenlight Financial Services September 2002 - December 2005
Ditech DBA GMAC Mortgage August 1999 - September 2002
Skills
Refinance, Loans, Mortgage Underwriting, Mortgage Banking, FHA financing, USDA, Residential Mortgages, Loan Origination, Mortgage Lending, FHA
Education
California State University-Northridge
Mortgage Company January 2015 - Present
Wells Fargo Home Mortgage October 2013 - June 2014
Stearns Lending May 2013 - October 2013
Paradise Valley Funding Group March 2013 - April 2013
First Choice Business Brokers January 2011 - 2012
Il Truck Sales July 2010 - 2011
Enterprise Mortgage Corp. February 2001 - July 2009
Diablo Funding Group September 2005 - October 2007
Skills
30 yrs sales and..., Mortgage Lending, Loans, Refinance, Investment Properties, FHA, Loan Origination, Credit, Funding, Mortgage Banking, USDA, VA loans, Residential Mortgages, Reverse Mortgages, Credit Analysis, Commercial Lending, Banking, Underwriting, First Time Home Buyers, Real Estate, Small Business Lending, Microsoft Office, Sales, Microsoft Excel, Customer Service, English, Microsoft Word, Sales Management, Negotiation, Team Building, Account Management, Small Business, PowerPoint, FHA financing, Investors, REO, Foreclosures, Short Sales, Referrals, Selling, Sellers, Investments, Finance, Certified Mortgage..., Residential Homes, Real Estate Financing, Government Loans, Single Family Homes, Home Equity Loans, Construction Loans
Education
Az school of Real Estate and Business 2012 — 2013
Mortgage loan originator and AZ Real estate Agent, Az real estate license, Mortgage loan originating license
Southern Illinois University, Carbondale 1984 — 1985
Business/Corporate Communications
University of Illinois at Chicago 1983 — 1984
Business/Corporate Communications
College of DuPage 1981 — 1983
Associate of Arts (A.A.), Business/Corporate Communications
Citywide Home Loans February 2014 - Present
Stearns Lending February 2012 - February 2014
RANlife Home Loans/ ICP (International Commercial Properties) January 2011 - January 2012
City 1st Mortgage Services March 2009 - January 2011
Skills
First Time Home Buyers, Investment Properties, Mortgage Lending, Loans, Credit, Customer Service, Microsoft Excel, Microsoft Office, Real Estate, Short Sales, Sales Management, Marketing Strategy, Residential Homes, Retail, Online Advertising, Public Speaking, Mortgage Banking, Refinance, FHA
Education
Idaho State University 1994 — 1998
Psychology
Snake River High School 1989 — 1993
Ricks College
Stearns Lending Business Control Specialist ICitibank NADecember 2012 - January 2014
New Life Fellowship June 2006 - March 2013
EECU January 2008 - December 2012
BT&T Properties LLC November 2005 - December 2012
Home Care Management Inc June 2003 - November 2005
The Urban Alternative January 2002 - June 2003
Ernst & Young LLP May 1999 - December 2001
Skills
Real Estate, Real Estate Development, Entrepreneurship, Investment Properties, Small Business, Commercial Real Estate, Banking & Finance, Supervision/Leadership, Client Service Relations, Analytical/Detailed, Business Communications, Owner-Manager, Loan/Account Origination, Problem Solving, Strategic Management, Microsoft Office Xp, Microsoft Word, Microsoft Excel, PowerPoint, Peachtree, QuickBooks Pro
Education
Dallas Baptist University 1999 — 2001
Master Liberal Arts, Accounting
Southern University 1977 — 1981
Bachelor of Science (BS), Marketing/Management
Tarrant County College 1998 — 2000
Associate of Applied Science, Accounting
MORTGAGE COMPANY I February 2012 - Present
Self Employed March 2011 - Present
SEVERAL COMPANIES OVER THE YEARS February 1995 - February 2012
mld 2011 - 2012
mld 2011 - 2012
Stearns Lending October 2009 - February 2011
Aames Home Loan 2003 - 2005
Education
Bloomfield College 1993 — 1994
Business Management
Mortgage Solutions Financial February 2015 - Present
Stearns Lending April 2014 - December 2014
Fifth Third Bank - Wholesale & Correspondent Division June 2006 - April 2014
Washington Mutual Wholesale June 2005 - June 2006
Direct Mortgage Resources, INC March 1996 - June 2005
Empire Realty Credit Corporation March 1993 - March 1996
Lyons Mortgage November 1982 - April 1993
Skills
FHA, Mortgage Banking, Mortgage Lending, Mortgage Underwriting, Credit, Residential Mortgages, Team Building, New Business Development, Personal Development, Fannie Mae, Team Management, Freddie Mac, VA, WHEDA, Team Managment, FHA financing, New Home Construction, Building Strong..., Second Mortgages, Refinance, Reverse Mortgages, VA loans, Banking, Loans, Loan Origination, FHA Financing, VA Loans, USDA
Education
Alverno College
New Beginnings Mortgage February 2013 - Present
Stearns Lending January 2012 - September 2012
Majestic Home Loans 2011 - 2011
MGR Real Estate May 2010 - December 2010
American Empire Financial & Realty May 2001 - April 2010
Tarbell Realtors 1999 - 2000
Skills
Sellers, Foreclosures, Real Estate, Loans, Mortgage Lending, Investors, First Time Home Buyers, Real Estate Transactions, Non-profits, Investment Properties, REO, Real Estate Development, Residential Mortgages, Investments, Commercial Real Estate, SFR, Leadership, Finance, FHA, Selling, Property, Negotiation, Property Management, Short Sales, Real Estate Economics, 1031 Exchanges, Reverse Mortgages, Residential Homes, Single Family Homes, Referrals, Relocation, VA loans
Education
Chaffey College 2000 — 2010
Stearns Lending April 2008 - Present
Stearns Lending (NMLS #1854) April 2008 - Present
Skills
New Business Development, FHA, USDA, Mortgage Banking, Cold Calling, Credit, Refinance, Mortgage Lending, Loans, Negotiation, Short Sales, Loan Origination, Residential Mortgages, Sales, Sales Management, VA loans, Investment Properties, Commercial Lending, Residential Homes
Education
Chadron State College 1988 — 1993
Master's degree
Chadron State College 1988 — 1992
Master of Arts (M.A.)
Fountain Valley School District January 2012 - Present
Stearns Lending 2010 - 2012
Skills
Account Reconciliation, Accounting, Auditing, Budgets, Cash Flow, Financial Analysis, Financial Reporting, Forecasting, Microsoft Excel, Payroll, Strategic Planning
Education
California State University-Fullerton
Business - Concentration in Accounting
Stonegate Mortgage Corporation (NYSE: SGM) April 2014 - Present
PRMG, Inc. November 2013 - March 2014
Florida Capital Bank Mortgage March 2013 - October 2013
Florida Capital Bank Mortgage April 2011 - February 2013
Stearns Lending October 2007 - April 2011
SCME Mortgage Bankers April 2001 - September 2007
Skills
Customer Service, Mortgage Banking, FHA, Refinance, Loans, Account Management, Loan Origination, Business Development, Management, Mortgage Lending, Residential Mortgages, Direct Sales, Team Building, Cold Calling, First Time Home Buyers, Sales Management, Real Estate, Investment Properties, Credit, New Business Development, Selling, Finance, FHA financing, USDA, VA loans, REO, Real Estate Financing, Government Loans, Mortgage Underwriting, Reverse Mortgages
Education
California State Polytechnic University-Pomona 1983 — 1988
Bachelor of Arts, Behavioral Sciences
Stearns Lending September 2013 - Present
Green Tree Servicing/ GMAC Mortgage March 2011 - September 2013
Nationwide Funding Group June 2008 - January 2011
First Magnus Financial April 2005 - August 2007
Skills
Management, Retail, VA loans, Customer Service, Mortgage Underwriting, Team Building, Recruiting, Leadership, Banking, Sales Management, Loans, Mortgage Lending, First Time Home Buyers, USDA, Mortgage Banking, Real Estate Financing, Refinance, Referrals, Sales, Credit Analysis, Investment Properties, FHA, Loan Origination, FHA financing, REO, Residential Mortgages, Finance, Short Sales, Strategic Planning, Investments, Selling, Cold Calling, Business Development, Foreclosures, Financial Analysis, VA Loans, Investors, Single Family Homes, Sellers, Real Estate Transactions
Education
California State University-Los Angeles
Bachelor's degree, Mathematics and Computer Science
City of Huntington Beach January 2012 - Present
Macias Gini & O'Connell LLP September 2011 - January 2012
Stearns Lending April 2008 - September 2010
Mutual of America Life Insurance Co September 2002 - May 2006
Education
UCLA 1997 — 2002
BA, Economics/Psychology
California State University-Long Beach
Accountancy
Stearns Lending March 2014 - Present
Citi April 2012 - January 2014
MetLife Home Loans December 2011 - March 2012
Bank of America / DYSYS (Contract) July 2011 - December 2011
Wells Fargo November 2010 - July 2011
ViewPoint Bank March 2006 - July 2011
Adecco Group / EMC Mortgage (Contract) December 2005 - March 2006
Washington Mutual / Mentor 4 (Contract) September 2005 - December 2005
Skills
FHA Direct Endorsement..., Underwriter, Correspondent..., Risk Management, Retail Underwriter, Wholesale Underwriter, Quality Control, Pre-Closing Underwriter, Agency Guidelines, Modification Underwriter, Federal and State..., Mortgage Banking, Mortgage Lending, Management, Credit, Loans
Education
Cedar Valley College
Business Management
Stearns Lending September 2013 - Present
Greenlight Financial Services July 2012 - September 2013
ING DIRECT March 2009 - July 2012
ING DIRECT March 2007 - March 2009
Secured Funding August 2005 - January 2007
Argent Mortgage February 2004 - July 2005
Skills
Change Management, User Acceptance Testing, Requirements Analysis, Troubleshooting, Data Analysis, Empower, Version One, Citrix, Banking, Process Improvement
Education
California State University-Fullerton 1998 — 2003
Bachelor of Arts (B.A.), Business Administration and Management, General
Stearns Lending 2014 - Present
Impac Companies October 2011 - December 2013
Education
Concordia University Irvine 2008 — 2014
Master of Business Administration (M.B.A.)
Stearns Lending 2013 - Present
Education
Assumption College 1987 — 1991
Bachelor of Arts (B.A.), Business Management
Stearns Lending December 2008 - November 2013
Skills
Loan Origination, FHA financing, Loss Mitigation, Mortgage Banking
Education
California State University-Long Beach
Bachelor of Business Administration (BBA), Business Administration and Management, General