Stearns Lending (NMLS #1854)
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Stearns Lending (NMLS #1854) Employees
Stearns Lending (NMLS #1854) December 2014 - Present
Prospect Mortgage, LLC March 2011 - December 2014
Washington Mutual Bank 1993 - 2007
Skills
FHA, Refinance, Real Estate Financing, REO, Mortgage Lending, Reverse Mortgages, HomePath, Mortgage Banking, Residential Mortgages, Investment Properties, Real Estate, Short Sales, Investors, Buyers, Loan Origination, FHA financing, USDA, First Time Home Buyers, VA loans, Loans, Real Estate Economics, 203K, HUD, Referrals, Foreclosures, Underwriting, Credit, Real Property, Commercial Mortgages, Commercial Real Estate, Construction Loans, Non-Conforming, Debt Consolidation, Brokerage, Government Loans, Single Family Homes, Sellers, Real Estate Transactions, Condos, Finance, Residential Homes, VA Loans
Education
Cañada College 1985 — 1987
Undergrad reqs, Business Administration and Management, General
San Francisco State University
Business Administration and Management, General
Stearns Lending (NMLS #1854) October 2014 - Present
Stearns Lending (NMLS #1854) September 2014 - October 2014
Stearns Lending Inc November 2012 - September 2014
Wells Fargo Home Mortgage Costa Mesa December 2011 - November 2012
Wells Fargo Home MortgageIrvine December 2009 - December 2011
Wells Fargo Home Mortgage January 2009 - December 2009
Commerce Energy GroupCosta Mesa October 2007 - January 2009
Skills
Loan Origination, FHA, Relationship Management, Residential Mortgages, RESPA, Training, Quality Assurance, Finance, Loans, Mortgage Lending, Loan Closings, Refinance, Underwriting, Customer Service, VA Loans, Sales Management, Account Management, Call Centers, Customer Retention, Consumer Lending, First Time Home Buyers, Risk Management
Education
Santa Ana College
Santiago High School
Independent Contract Mortgage Recruiter January 2015 - Present
Nations Title Agency January 2015 - Present
Stearns Lending (NMLS #1854) 2015 - 2015
Carrington Mortgage Service May 2013 - December 2014
Freedom Mortgage June 2012 - May 2013
Main Street Financial January 2012 - June 2012
Sagamore Home Mortgage January 2011 - January 2012
Kodiak Mortgage Corporation June 2004 - January 2011
Skills
Recruiting, Talent Acquisition, Talent Management, Internet Recruiting, Sales, Mortgage Lending, Cold Calling, Selling, Banking, Finance, Business Development, B2B, Wholesale Lending, Management, Sourcing, Marketing Strategy, Strategic Sourcing, Training, Contract Recruitment, Referrals, Hiring, Mortgage Underwriting, Sales Management, Mortgage Servicing, Building Relationships, Strategic Leadership, Call Center, Talent Scouting, Personnel Management, Recruitment Advertising, Retail Lending, Mortgage Marketing, Call Centers, College Recruiting, Leadership, Credit Analysis, Team Building, Strategic Planning, Negotiation, Executive Management, Customer Retention, Coaching, Contract Negotiation, Temporary Placement, Customer Service, Relationship Management, First Time Home Buyers, Loans
Education
Purdue University 1980 — 1984
BS, Supervision Management
Qualify Mortgage Inc. NMLS # 180928 February 2013 - Present
Stearns Lending (NMLS #1854) February 2012 - February 2013
Primary Residential Mortgage February 2011 - February 2012
East West Mortgage September 2003 - February 2011
Skills
Real Estate, Banking, Credit, Credit repair, Realtor Relations, Customer Service, Mortgage Lending, Financial Analysis, Finance, Credit Analysis, Management, Microsoft Office, Sales, Web Design, Short Sales, FHA Financing, Conventional Financing, VA Loans, Residential Mortgages
Education
Universidad del Norte 1990 — 1995
Bachelor of Business Administration (B.B.A.)
Biffi La Salle 1980 — 1988
Stearns Lending (NMLS #1854) August 2015 - Present
Mortgage Coach May 2015 - August 2015
CrossMedia LLC July 2014 - May 2015
Peoples Home Equity Mortgage January 2014 - July 2014
Peoples Home Equity Mortgage August 2013 - January 2014
American Portfolio Mortgage May 2013 - August 2013
Waterstone Mortgage Corp September 2005 - May 2013
Owner/President - Lake Country Sunglasses - www.lakecountrysunglasses.com January 2007 - July 2009
Skills
Sales, Lead Generation, Finance, Management, Marketing, Online Marketing, CRM, Sales Management, Social Media Marketing, Customer Service, Email Marketing, New Business Development, Training, Selling, Marketing Strategy, Team Building, Strategic Planning, Start-ups, Social Media, Social Networking, Business Development, Strategy, Small Business, Strategic Partnerships, SEO, Advertising, Business Strategy, Direct Marketing, Direct Sales, B2B, Account Management, Client Retention, Customer Relations, Time Management, Portfolio Management, Entrepreneurship, Affiliate Marketing, Executive Management, Blogging, Online Lead Generation, Inbound Lead Generation, PPC, Web Development, Web Marketing, Web Analytics, Outside Sales, Inside Sales, Retail Sales, Music Industry, Territory Account...
Education
Palm Beach Community College 1986 — 1993
Business Administration and Management, General
Florida Atlantic University
Business Administration, Management and Operations
Stearns Lending (NMLS #1854) August 2014 - Present
Anywhere January 2014 - Present
Asset Management Outsourcing, Inc. August 2013 - November 2013
Asset Management Outsourcing, Inc. May 2012 - July 2012
Asset Management Outsourcing, Inc. July 2011 - May 2012
Bank of America April 2010 - December 2010
Skills
Banking, Credit, Loans, Mortgage Lending, Credit Analysis, Retail Banking, Commercial Banking, Risk Management, Mortgage Banking, Credit Risk, Portfolio Management, Short Sales, Loan Origination, Customer Service, Management, Consumer Lending, Negotiation, Financial Analysis, Foreclosures, Commercial Lending, Sellers
Education
Ottawa University 2004 — 2007
Bachelor of Business Administration (BBA), Business/Commerce, General
Fort Hays State University 2003 — 2004
Stearns Lending (NMLS #1854) July 2015 - Present
Bank of America Home Loans January 2011 - Present
ViewPoint Bank October 2009 - January 2011
Skills
Microsoft Excel, Customer Service, Accounting, PowerPoint, Sales, Microsoft Word, Banking, Team Leadership, Research, Spreadsheets, File Management, Finance, Financial Analysis, Financial Reporting, Forecasting, Microsoft Office, Leadership, Process Improvement, Data Analysis, Business Analysis, Access, Analysis, Databases
Education
The University of Texas at Dallas - School of Management 2009 — 2010
Master of Science
The University of Texas at Dallas 2007 — 2009
Bachelor of Science
Stearns Lending (NMLS #1854) February 2015 - Present
Alpine Mortgage Planning July 2014 - January 2015
Bay Equity, LLC January 2014 - July 2014
Stockton Unified School District July 2008 - June 2014
Lodi Unified School District July 2006 - June 2008
Peoria Unified School District June 2004 - June 2006
USAA April 2003 - August 2004
The Coffee Bean & Tea Leaf February 2001 - November 2002
Biltmore Resort & Spa July 2000 - January 2001
Boykin Management Company January 1999 - June 2000
Skills
Microsoft Office, Microsoft Excel, Customer Service, Microsoft Word, PowerPoint, Research, Outlook, English, Windows, Public Speaking, Teaching, Budgets, Strategic Planning, Negotiation, Editing, Social Media, Time Management, Leadership, Staff Development, Management, Marketing, Coaching, Higher Education, Training, Sales, Referrals, Conventional Financing, Refinance, Government Loans
Education
Southern New Hampshire University 2013 — 2014
Master of Business Administration (MBA), Information Technology, 4.0
University of Phoenix 2002 — 2004
Master of Arts (M.A.), Secondary Education and Teaching, 3.89
San Francisco State University, College of Business 1995 — 1999
Bachelor of Science (BS), Hospitality Management - Hotel, 3.0
Stearns Lending (NMLS #1854) June 2014 - Present
American Pacific Mortgage September 2013 - June 2014
International City Mortgage August 2013 - September 2013
imortgage April 2013 - July 2013
Caliber Funding September 2012 - April 2013
Bank of America Home Loans July 2009 - November 2010
Washington Products and Services December 2007 - March 2008
XCEL Industries August 2006 - April 2007
Countrywide Home Loans June 2003 - August 2006
New Century Title Co. December 2002 - June 2003
Skills
Microsoft Office, Mortgage Banking, Property Management, Real Estate, Escrow, Small Business..., Loans, Refinance, Short Sales, Loan Servicing, Mortgage Lending, SBA, Customer Service, Sales, FHA, Loan Origination, Real Estate Transactions, Residential Mortgages
Education
American Public University System 2013 — 2015
Bachelor's degree, Sports Management with a minor in Business Administration and a Certificate in Counterintelligence
American Public University System 2011 — 2013
Associate's degree, Communications, 3.2
Riverside Community College 1997 — 1998
N/A, Computer and Information Systems Security/Information Assurance
Stearns Lending (NMLS #1854) August 2015 - Present
loanDepot, LLC March 2015 - August 2015
Nationstar Mortgage February 2013 - July 2014
Homeward Residential, Inc. February 2011 - January 2013
Kroll Bond Rating Agency, Inc. July 2010 - January 2011
Countrywide Financial Corp August 2003 - November 2008
ABN AMRO September 1992 - May 2002
Chase Manhattan Corporation 1990 - 1992
Education
University of California, Los Angeles - The Anderson School of Management 1995 — 1998
MBA
Georgetown University - The McDonough School of Business 1988 — 1990
Bachelor of Science (BS), Finance
Stearns Lending (NMLS #1854) November 2013 - Present
State of California January 2012 - Present
Skills
Social Media, Microsoft Office, PowerPoint, Photoshop, Microsoft Excel, Microsoft Word, Customer Service, Teamwork, Social Media Marketing, Facebook, Advertising, Event Planning, Marketing Communications, Public Speaking, HTML, Social Networking, Online Marketing, Marketing, Time Management, Photography, Online Advertising, Email Marketing, Data Entry, Marketing Strategy, Administrative..., Leadership
Education
California State Polytechnic University-Pomona 2012 — 2014
Bachelor of Business Administration (B.B.A.), Arts, Entertainment, and Media Management
Glendora High School 2005 — 2009
Stearns Lending (NMLS #1854) February 2013 - Present
Bank of America Legacy Asset Servicing January 2011 - February 2013
Bank of America Home Loans September 2009 - January 2011
Credit Solutions March 2009 - August 2009
Parkwood International August 2008 - February 2009
Countrywide Home Loans February 2005 - August 2008
The Poker House September 2004 - February 2005
Skills
Quality Auditing, Quality Control, Credit Risk, Credit Analysis, Credit, Mortgage Lending, Financial Analysis, Mortgage Underwriting, Underwriting, DataTrac, DataTrac EDM, Training, Customer Service, Loan Servicing, Analysis, Loans, Software Documentation, Mortgage Servicing
Education
New Mexico State University 2000 — 2005
Bacehlors, Business
Mayfield 1997 — 2000
High School Diploma
Stearns Lending (NMLS #1854) February 2015 - Present
Skills
Leadership, Management, Access, Time Management, Team Building, Sales, Strategic Planning, Customer Service, Software Documentation, Process Improvement, PowerPoint, Banking, Customer Satisfaction, Mortgage Lending, Loans, Real Estate, Public Speaking, Advertising, Outlook, Microsoft Excel, Microsoft Office, Microsoft Word, Training, Credit, Mortgage Banking, Residential Mortgages, FHA
Education
Benedictine University 2010 — 2012
Master of Business Administration (MBA), Business Administration, Management and Operations, Summa Cum Laude, 3.8 GPA
Benedictine University 2008 — 2010
Bachelor of Arts (BA), Business Management
Stearns Lending (NMLS #1854) December 2014 - Present
Automobile Club of Southern California September 2014 - December 2014
The Marcole Group August 2013 - September 2014
eSolar June 2008 - August 2012
Westfield June 2007 - June 2008
San Diego Gas & Electric April 2007 - June 2007
Coaliance December 2006 - April 2007
Credit Union Leasing of America (CULA) June 2003 - December 2006
WinResources June 1995 - June 2003
CTR Business Systems June 1994 - June 1995
Skills
Windows Server, Active Directory, Group Policy, DNS Management, Microsoft Exchange, Microsoft Cluster, IIS, Microsoft SQL Server, Hyper-V, Powershell, Virtualization, Microsoft Dynamics, Mac OS, Linode, Linux, SAN, MySQL, PostgreSQL, Enterprise Vault, Data Backup Solutions, Firewalls, Cloud Computing, Amazon Web Services..., Switches, Routers, Wireless Networking, VoIP, Project Management, Software Development, Relocation, Data Center, Network Management..., Dell PowerEdge Servers, HP Server Hardware, Vendor Management, Team Management, Outsourcing, Hosted Services, Information Security, Computer Security, Integration, VMWare, Mission Critical
Education
California State University-Northridge
Bachelors of Arts, Art
Stearns Lending (NMLS #1854) July 2011 - Present
George Fox University September 2010 - July 2011
George Fox University August 2009 - April 2010
Skills
Microsoft Office, Team Building, Event Planning, Email Marketing, Public Relations, Social Media Marketing, Customer Service, Leadership, Marketing, Public Speaking, Strategic Planning
Education
George Fox University 2007 — 2011
B.A., Business Administration Marketing Concentration, Accounting Minor
Stearns Lending (NMLS #1854) September 2015 - Present
Guild Mortgage May 2014 - September 2015
RemX Financial Staffing September 2013 - March 2014
Teamwork Athletic Apparel July 2013 - September 2013
Impact Solutions July 2012 - February 2013
Skills
Sourcing, Recruiting, Interviews, Loan Origination, Mortgage Banking, Residential Mortgages, HRIS, Talent Acquisition, Staffing Services, Credit, Employee Benefits, Internet Recruiting, College Recruiting, Mortgage Industry, Onboarding, Applicant Tracking..., Technical Recruiting, Temporary Staffing, Contract Recruitment, Executive Search, Investment Properties
Education
George Mason University - School of Management 2007 — 2011
Lord Fairfax Community College 2006 — 2007
Stearns Lending (NMLS #1854) October 2014 - Present
United Texas Bank March 2014 - October 2014
United Texas Bank February 2013 - March 2014
United Texas Bank March 2012 - January 2013
Skills
Advanced Excel User:..., Sageworks, Infosight/IBM Cognos, Optimal Blue, MERS, SNL, Banker's Dashboard, Encompass360, Calyx Point, Business Analysis, Commercial Credits, Credit Analysis, Municipal Bonds, Loan Pools, Loan Origination, Mortgage Banking, Management, Banking, Underwriting, Refinance, Financial Analysis, Credit
Education
Southern Methodist University 2005 — 2009
Bachelor of Arts, Economics, Foreign Languages and Literature (Spanish), Mathematics (Minor)
Stearns Lending (NMLS #1854) October 2014 - Present
JP Morgan Chase January 2009 - October 2014
Trinity Capital Investment July 2005 - November 2007
Defense Supply Center of Philadelpha October 2001 - August 2004
Skills
Microsoft Office, Process Improvement, Presentation Development, Marketing and financial..., Compliance Management, High-Volume High Dollar..., Training and Employee..., Relationship Management, Effective Written and...
Education
Drexel University - College of Business and Administration 1997 — 2002
Bachelor of Applied Science (B.A.Sc.), Marketing and Management Information Systems, 3.0
Stearns Lending (NMLS #1854) October 2012 - Present
Wells Fargo Home Mortgage May 2007 - September 2012
Wells Fargo Home Mortgage August 2002 - May 2007
Skills
Microsoft Office, Microsoft Excel, Microsoft Word, PowerPoint, Customer Service, English, Windows, Research, Outlook, Public Speaking, Negotiation, Mortgage Lending, FHA, Refinance, Loans, Business Development, Team Building, Residential Mortgages, Management, Sales, Mortgage Banking, FHA financing, VA loans, Mortgage Underwriting, Credit, Reverse Mortgages, VA Loans, FHA Financing
Education
Eastern Illinois University 1998 — 2002
BS, Business Management
bluffs
Stearns Lending (NMLS #1854) December 2014 - Present
Paramount Residential Mortgage Group Inc. (PRMG Inc.) June 2014 - December 2014
New American Funding September 2012 - June 2014
Skills
First Time Home Buyers, Down Payment Assistance, Investment Banking, Government Loans, Second Mortgages, Spanish, Veterans, Super Jumbo, Jumbos, Government Bonds, Mortgage Lending, Residential Mortgages, Residential Investment..., Relocation Buyers, Real Estate Financing, Real Estate, Mortgage Banking, Reverse Mortgages, Social Media Marketing, Real Estate Marketing
Education
University of Phoenix 2010 — 2012
Bachelor's Degree, Business, Management, Marketing, and Related Support Services
Citrus College 2006 — 2008
Associate of Science (AS)
West Covina High School 1996 — 2000
HIgh School Diploma
Stearns Lending (NMLS #1854) September 2014 - Present
AGI Mortgage, LLC June 2007 - August 2014
Guarantee Mortgage February 2004 - June 2007
Skills
Microsoft Office, Management, Microsoft Word, Research, PowerPoint, Sales, Leadership, Training, Photoshop, Mortgage Lending, Loans, Customer Service, First Time Home Buyers
Education
Southern Oregon University
Bachelor of Science (B.S.), Business Marketing
Outward Media, Inc. (OMI) October 2015 - Present
Santa Ana College February 2015 - October 2015
Stearns Lending (NMLS #1854) January 2014 - February 2015
Families Forward October 2013 - May 2014
Skills
Public Speaking, Market Research, Customer Service, PowerPoint, Communication, SEO, Online Marketing, Social Media, Event Planning, Critical Thinking, Social Media Marketing, Social Networking, Close Attention to..., Sales, Teamwork, Analysis, Nonprofits, Brand Development, Marketing Strategy, Concept Development, Mass Email Marketing
Education
Concordia University Irvine 2011 — 2015
Bachelor’s Degree, Business Marketing
Providence Hall College Preparatory School 2007 — 2011
High School Diploma, Classical Christian Education
Stearns Lending (NMLS #1854) August 2015 - Present
Nationstar Mortgage May 2015 - August 2015
Crossroads Funding 2014 - April 2015
Calcomm Capital, Inc. September 2013 - April 2015
National Financial Lending, Inc. August 2013 - April 2015
PCF, Inc. March 2008 - July 2013
PCF, Inc. April 2006 - June 2007
PCF, Inc. August 2002 - April 2006
BRE Properties January 2001 - August 2002
Skills
Mortgage Lending, Real Estate, Commercial Real Estate, Customer Service, Time Management, Sales, Foreclosures, Loans, Real Estate Financing, Compliance, Leases, Public Speaking, Finance, Investors, Loan Servicing, Construction Loans, Highly personable, Analytical Skills, Organized Multi-tasker, Written & Verbal..., Trusting Relationships, Friendly Personality, instinctive, Productivity, Always Punctual, Team-oriented, Problem Solving, Title Profile.com, Investments, Title Insurance, Asset Management, Commercial Mortgages, Commercial Lending, Mortgage Servicing, Certified Mortgage..., Mortgage Consulting, Residential Loans, Regulatory Compliance, Close Attention to..., Consulative Sales, Cold Calling, Interpersonal Skill, Organization, Listening Skills, Relationship Building, Networking, Industry Seminar..., Professional Development, Competitive Intelligence, CRM Software
Education
Saddleback College 1998 — 2002
Associate of Arts (AA), General Studies w/ Empasis in Business Management & Real Estate
Stearns Lending (NMLS #1854) August 2015 - Present
Wells Fargo June 2012 - December 2012
Skills
Banking, Budgets, Contract Negotiation, Credit, Customer Service, FHA, First Time Home Buyers, Foreclosures, Investment Properties, Investments, Loan Origination, Loans, Management, Microsoft Excel, Microsoft Office, Microsoft Word, Mortgage Banking, Mortgage Lending, Negotiation, Product Development, Public Speaking, REO, Real Estate, Refinance, Sales, Sales Management, Sellers, Short Sales, Strategic Planning
Education
San Jose State University 1992 — 1996
Hospitality Management
San Jose State University
BA, Hospitality Management
Stearns Lending (NMLS #1854) July 2014 - Present
New American Funding January 2014 - July 2014
Impac Companies July 2011 - February 2014
Advent Visual Innovative Outdoor Advertising October 2010 - March 2011
Swirl November 2009 - October 2010
Zimmerman Advertising May 2008 - July 2009
Focus 360 November 2007 - May 2008
Fieldstone Communities 2007 - 2007
Lennar 2006 - 2007
Ultimate New Home Sales and Marketing 2004 - 2006
Skills
Marketing Communications, Advertising, Real Estate, Email Marketing, Lead Generation, Social Media, PPC, Creative Development, Digital Marketing, Marketing, Social Media Marketing, Brand Management, Direct Mail, CRM, Creative Direction, Sales, Management, Budgets, Selling
Education
California State University-Fullerton 1999 — 2003
Bachelor of Arts, Communications/Television, Radio and Film
University of California, Irvine 2005 — 2006
CMP certificate, Institute of Residential Real Estate Marketing, MIRM
Stearns Lending (NMLS #1854) January 2013 - Present
Castle & Cooke Mortgage, LLC January 2012 - January 2013
Castle & Cooke Mortgage, LLC June 2010 - January 2012
Skills
FHA, Refinance, VA loans, Residential Mortgages, USDA, FHA financing, Mortgage Lending, Mortgage Banking, Loan Origination, Loans, First Time Home Buyers, Investment Properties, Certified Mortgage..., Investors, Referrals, Short Sales, Escrow, HUD, Mortgage Underwriting, Single Family Homes, Real Estate Transactions, Real Estate Financing, Buyers, Sellers, REO, Government Loans, Real Property, Construction Loans, New Home Sales, Foreclosures
Education
St. Cloud State University 1999 — 2003
Bachelor of Science (B.S.), Mass Communications
Stearns Lending (NMLS #1854) August 2014 - Present
CarryOn LLC February 2013 - August 2014
ASKO USA August 2011 - February 2013
American Mensa May 2011 - August 2011
Sugar Hill Spa February 2010 - February 2011
MetLife Home Loans June 2010 - August 2010
McCombs School of Business May 2009 - December 2009
Skills
Social Media, Facebook, SEO, Press Releases, Marketing, Social Networking, Blogging, Social Media Marketing, Advertising, Product Marketing, Competitive Analysis, Public Relations, Sales, InDesign, Customer Service, YouTube, Newsletters, Start-ups, Brand Awareness, Department Budgeting, Product Training, Strategy, Presentation Development, Affiliate Marketing, Google Analytics, Hootsuite, Marketing Strategy, Advocate Development, Marketing Copy, Brand Ambassadors, Student Recruiting, Corporate Blogging, College Recruiting, Web Content Management, Email Marketing, Online Marketing, Digital Marketing, Prezi, Website Development, User Experience, Point of Purchase, Management, Linkedin Marketing, LinkedIn Training
Education
The University of Texas at Austin 2007 — 2011
Business, Marketing, Advertising
Frisco High School 2003 — 2007
Hong Kong International School
JMAC Lending August 2015 - Present
Self Employed March 2015 - July 2015
Stearns Lending (NMLS #1854) October 2014 - March 2015
AmeriSave Mortgage Corporation April 2014 - September 2014
WesLend Financial February 2014 - April 2014
SunTrust Wholesale Mortgage January 2013 - February 2014
Total Bank January 2011 - January 2013
AmTrust Bank January 2004 - January 2010
Account Executive Wholesale Mortgage January 2004 - January 2010
SunTrust Wholesale Mortgage January 1999 - January 2004
Skills
Credit, Loans, Sales Management, Portfolio Management, New Business Development, Wealth Management, Mutual Funds, Equities, Securities, Asset Management, Outlook, Microsoft Excel, Microsoft Office, PowerPoint, Access, Microsoft Word, Product Development, Accounting, Mortgage Lending, Cold Calling, Investment Properties, Refinance, Sales
Education
University of Iowa 1978 — 1982
Bachelor Degree, English
St. Thomas University 1990 — 1992
Masters of Business Administration, Marketing
Pacific Union Financial, LLC August 2015 - Present
Stearns Lending (NMLS #1854) May 2014 - August 2015
Plaza Home Mortgage October 2012 - May 2014
Wells Fargo June 2006 - September 2012
Skills
Mortgage Lending, Loans, Mortgage Banking, Credit, Loan Origination, Sales Management, FHA, Refinance, Banking, Sales, Credit Analysis, Residential Mortgages, Account Management, New Business Development, FHA Financing, Management, Marketing, USDA, VA Loans, VA loans
Education
Portland Community College
Sierra Pacific Mortgage Company, Inc. August 2013 - Present
Stearns Lending (NMLS #1854) February 2011 - August 2013
Stearns Lending (NMLS #1854) August 2009 - March 2011
Omni Home Financing DBA Omni Reverse October 2007 - August 2008
SCME Mortgage Bankers March 2002 - October 2007
GMAC Mortgage January 2000 - March 2002
GMAC Mortgage October 1997 - January 2000
GMAC Mortgage July 1996 - October 1997
GMAC Mortgage November 1988 - July 1996
Skills
Mortgage Lending, Mortgage Banking, Loan Origination, Selling, Loans, Sales, Leadership, Sales Management, Real Estate, Underwriting, Finance, Management, Training, Marketing, Sales Operations, New Business Development, FHA, Refinance, Residential Mortgages, Credit, VA loans, FHA financing, USDA, Banking
Education
University of Southern California 1985 — 1987
BS - Business Administration, Entrepreneural Studies
El Camino College 1982 — 1985
AA, Business Administration
Stearns Lending (NMLS #1854) June 2013 - Present
Norcom Wholesale Mortgage October 2011 - May 2013
Preferred Trust 2010 - 2010
Equity Mortgage Bankers 2008 - 2010
Miami Home Mortgage, Inc. January 2001 - March 2008
Skills
FHA, Refinance, USDA, Mortgage Lending, Mortgage Banking, Loans, Sales Training, Public Speaking, Sales Mentoring, Management, Networking, Customer Service, Conflict Resolution, Coaching, Marketing, REO, Real Estate Financing, Short Sales, Selling Skills, Investment Properties, Loan Origination, Negotiation, Single Family Homes, Selling, Real Estate, Condos, Referrals, Investors, Residential Homes, First Time Home Buyers, Foreclosures, Residential Mortgages, FHA financing, Mortgage Underwriting, VA Loans, Banking, Real Estate Economics, Underwriting, Sales
Education
American Intercontinental University 2002 — 2004
BS, Finance
Florida International University 1991 — 1993
Business
Westwood Christian 1980 — 1991
High School Graduate, General Studies
Stearns Lending (NMLS #1854) April 2015 - Present
The Beer Bistro September 2009 - Present
JPMorgan Chase January 2014 - April 2015
JPMorgan Chase July 2012 - December 2013
Vestor Capital Corporation February 2011 - February 2012
MF Global/Vision Financial October 2004 - January 2011
Skills
Customer Service, Event Planning, Investments, Microsoft Office, Microsoft Word, Outlook, Financial Analysis, Microsoft Excel, PowerPoint, Access, Leadership, Finance, Time Management, Marketing, Mortgage Lending
Education
Governors State University 1997 — 1999
Bachelor of Arts (B.A.), Elementary Education and Teaching
Moraine Valley Community College 1994 — 1997
Associate of Arts (A.A.), General Studies
Stearns Lending (NMLS #1854) April 2015 - Present
Sitzmann Morris & Lavis Insurance Agency January 2013 - November 2013
Stearns Lending September 2011 - January 2013
Bank of America November 2009 - March 2011
Bank of America December 2007 - April 2009
Washington Mutual Home Loans February 2001 - November 2007
Bank of America September 1997 - January 2001
Northwoods Christian School July 1994 - June 1997
Skills
Loan Origination, Mortgage Lending, Banking, Credit, Short Sales, Customer Service, FHA, Refinance, Real Estate, Finance, Investment Properties, Portfolio Management, Small Business, VA loans, Referrals, Negotiation, Loans, Underwriting, Insurance, Credit Analysis, Investments
Education
California State University-Sacramento
Bachelor of Science, Business Administration
Stearns Lending (NMLS #1854) February 2012 - Present
Reunion Mortgage February 2005 - February 2012
Skills
Mortgage Lending, Credit, Loans, Mortgage Banking, Loan Origination, Sales, FHA, Banking, Residential Mortgages, Refinance, Real Estate, USDA, Underwriting, Credit Analysis, VA loans, VA Loans
Education
University of California, Los Angeles
Stearns Lending (NMLS #1854) September 2015 - Present
USA Mortgage January 2015 - September 2015
Nationstar Mortgage March 2013 - January 2015
USA Mortgage March 2012 - February 2013
Equity One Mortgage January 2003 - December 2011
Skills
Loan Origination, Loans, Investment Properties, Real Estate, Banking, Credit, Credit Analysis, Mortgage Underwriting, Underwriting, Management, Reverse Mortgages, Short Sales, Mortgage Banking, Mortgage Lending, Residential Mortgages, FHA, Refinance, Customer Service, USDA, VA Loans, FHA Financing, Coaching, Risk Management, Finance, Leadership
Education
Western Michigan University 1984 — 1987
Business, Management, Marketing, and Related Support Services
Georgia Tech 1983 — 1984
Electrical and Electronics Engineering
Stearns Lending (NMLS #1854) June 2015 - Present
HomeBridge Financial Services, Inc. August 2014 - June 2015
Stearns Lending March 2014 - August 2014
Caliber Funding November 2013 - March 2014
Nationstar Mortgage Retail September 2011 - September 2013
Wells Fargo Home Mortgage March 2010 - August 2011
Chicago Bancorp January 2008 - March 2010
Countrywide Home Loans December 2003 - December 2007
Skills
VA loans, FHA financing, FHA, Mortgage Banking, Refinance, Reverse Mortgages, Residential Mortgages, Loan Origination, Construction Loans, Mortgage Lending, Government Loans, Loans, Home Equity Loans, Real Estate Financing, Credit, First Time Home Buyers, Investment Properties, REO, Mortgage Servicing, Certified Mortgage..., Home Equity Lines of..., Credit Analysis, Consumer Lending, HUD, Residential Homes, Rates, Referrals, Banking, Sales, Real Estate Transactions, Mortgage Underwriting, USDA, FHA Financing, VA Loans
Education
The Art Institute of Pittsburgh-Online Division 2009 — 2011
Associate's Degree, Interior Design
Stearns Lending (NMLS #1854) 2014 - Present
Nationstar Mortgage 2012 - 2014
Metropolitan Home Mortgage 2011 - 2012
Wilmington Finance April 2004 - October 2008
Skills
Public Speaking, Mortgage Lending, Mortgage Banking, Residential Mortgages, FHA financing, Real Estate, Mortgage Marketing, Loans, VA loans, Home Equity Loans, Government Loans, Loan Origination, Referrals, Refinance, Real Estate Transactions, Residential Homes, Finance, Financial Structuring, Financial Services, FHA Financing
Education
Orange Coast College 2000 — 2002
Associate's degree, General Studies
Pacific Premier Bank August 2015 - Present
DocMagic September 2014 - August 2015
Stearns Lending (NMLS #1854) June 2013 - September 2014
Greenlight Financial Services January 2012 - June 2013
Equator, LLC November 2008 - October 2011
Anthony Funding Corporation October 2006 - December 2010
People's Choice Home Loan February 2000 - March 2007
Aames Home Loan August 1995 - February 2000
Skills
Technology Planning, Technology Development, Software Project..., Team Building, Strategic Planning, Process Improvement, Budgeting, Operations Management, Vendor Management, Change Management, SOX, Product Development, Start-ups, Executive Management, Budgets, Leadership, Sarbanes-Oxley Act, Business Development, Strategy, Project Management, Business Intelligence, Business Analysis, Visio, Management, SDLC, Mortgage Lending, Program Management, IT Management, Enterprise Architecture, IT Operations, Training, Integration, Disaster Recovery, Risk Management, Business Insights, Analysis, CRM, Intelligence, Business Analytics, Consulting, Team Leadership, Finance, Business Process..., IT Strategy, Information Technology, Professional Services, Cross-functional Team..., PMO, Business Process, Project Portfolio...
Education
Webster University 2009 — 2012
Master's Degree, Business Administration and Management
California State University-Fullerton 1987 — 1989
Bachelor’s Degree, Criminal Justice
Cypress College 1984 — 1987
Associate's Degree, General Studies
Stearns Lending (NMLS #1854) September 2013 - Present
Green Tree (formerly GMAC Mortgage) February 2012 - September 2013
MetLife Home Loans November 2010 - February 2012
Mariposa Management & Investments, Inc. March 2009 - November 2010
Countrywide Home Loans July 2007 - January 2009
United Pacific Mortgage 1990 - 2007
Skills
Mortgage Banking, Mortgage Lending, Loans
Education
Arizona State University 1977 — 1981
BS Finance, Finance
Stearns Lending (NMLS #1854) April 2015 - Present
RadioShack January 2014 - March 2015
Target January 2011 - December 2013
SearchWide 2006 - December 2010
Texas Christian University 2005 - 2006
Wyndham Anatole 2003 - 2005
Skills
Talent Acquisition, Recruiting, Leadership, Executive Search, Onboarding, Succession Planning, Team Building, Building Relationships, Employer Branding, Leadership Development, Talent Management, Retail, Applicant Tracking..., Employee Relations, Payroll, Interviews, Sales, Human Resources, Hiring, Management
Education
Texas Christian University 2001 — 2003
eBusiness, Neeley School of Business
University of Saint Thomas - School of Business 2000 — 2001
Business Administration and Management, General
Supreme Lending September 2015 - Present
Stearns Lending (NMLS #1854) October 2010 - September 2015
Core Mortgage Group March 2009 - October 2010
Quicken Loans July 2007 - March 2009
Skills
Finance, Real Estate, First Time Home Buyers, Sellers, Loan Origination, Banking, FHA, Loans, Real Estate Economics, Credit, Mortgage Lending, Refinance, Investment Properties, Mortgage Banking, Residential Homes, Residential Mortgages, Sales, VA loans, Certified Mortgage..., Construction Loans, FHA financing, Government Loans, Jumbo Mortgage, USDA Rural Housing, Underwriting, VA Loans
Education
Arizona State University 2000 — 2003
Master of Business Administration (MBA), Finance and Financial Management Services
Stearns Lending (NMLS #1854) March 2009 - Present
Aurora Loan Services July 2007 - January 2008
Opteum Financial Services 2005 - 2007
TEC of California November 2001 - March 2005
Skills
Loan Origination, Residential Mortgages, Real Estate, VA loans, First Time Home Buyers, Credit, Underwriting, Short Sales
Education
University of California, Irvine 1987 — 1991
Bachelor of Arts (BA), Theater, Fine Arts
Stearns Lending (NMLS #1854) October 2002 - Present
Marquis Mortgage September 2000 - June 2002
American Airlines July 1992 - October 2001
Skills
Mortgage Banking, Mortgage Lending, Loans, Refinance
Education
San Diego State University-California State University 1986 — 1991
Bachelor of Science (B.S.), Business Administration: Finance
Stearns Lending (NMLS #1854) July 2015 - Present
Stearns Lending (NMLS #1854) July 2015 - Present
RealtorColdwell Banker Real Estate December 2010 - December 2014
Wells Fargo September 2008 - December 2009
WA MU, B of A, Wells Fargo October 2000 - December 2009
Bank of America August 2006 - August 2008
Washington Mutual October 2001 - August 2006
Los Gatos Financial October 1998 - October 2001
Los Gatos Financial 2000 - 2001
Skills
Real Estate, Mortgage Lending, FHA, Loans, Real Estate Transactions, Underwriting, First Time Home Buyers, Program Management, Finance, Investment Properties, Financial Risk, Short Sales, Investors, Residential Homes, Condos, Single Family Homes, Sellers, Relocation, New Home Sales, Strategic Planning
Education
San Jose State University 1987 — 1989
BA, Business Administration
CA Notary Public
National Realtor Association
San Jose State University
BA, Business Administration & Marketing
Stearns Lending (NMLS #1854) January 2015 - Present
Bank of America November 2013 - January 2015
GMAC Mortgage February 2012 - November 2013
MetLife Home Loans October 2011 - January 2012
L&S Realty & Financial Services October 2010 - October 2011
LRP Capital April 2007 - October 2010
First American Wholesale Lending July 2006 - March 2007
Skills
FHA, VA loans, First Time Home Buyers, Residential Mortgages, Mortgage Banking, Refinance, Mortgage Lending, Loan Origination, Loss Mitigation, Real Estate Financing, REO, Real Estate, Foreclosures, Short Sales, Certified Mortgage..., Investors, Referrals, Home Equity Loans, Mortgage Servicing, Condos, Selling, Property Management, Loan Servicing, Sellers, Credit, Government Loans, FHA financing, Investment Properties, Loans, Reverse Mortgages, USDA
Education
UC Santa Barbara 2000 — 2003
Bachelor's degree, Political Science and Government
Stearns Lending (NMLS #1854) May 2015 - Present
The Federal Savings Bank March 2014 - April 2015
Bridgeview Bank Mortgage/MDI February 2011 - January 2014
Hassan Trading October 2008 - February 2011
Skills
Residential Mortgages, Financial Advisory, Investment Advisory, Investment Properties, Financial Services, Marketing, Negotiation, Investment Strategies, Loan Origination, Investments, Real Estate, Buyer Representation, First Time Home Buyers, Mortgage Lending, Mortgage Banking, Residential Homes, Banking, Refinance, Refinancings, Super Jumbo, Jumbos, Jumbo Mortgage, Loan Officers, FHA, FHA financing, Strategic Planning, Business Strategy, Housing Finance, Loan Servicing, Financial Assistance, Debt, Debt Consolidation, Rates, Credit, Credit Analysis, Mortgage Servicing, Funding, Loan Pricing, VA loans, Certified Mortgage..., Mortgage Underwriting, Customer Service, Manage Client..., USDA, Construction Loans, Consumer Lending, Home Equity Loans, Home Equity, Government Loans, Wholesale Lending
Education
Loyola University of Chicago 1991 — 1995
Bachelor of Arts (B.A.), English and Speech Communication
Lenderfi.com April 2015 - Present
Parkside Lending February 2015 - Present
Stearns Lending (NMLS #1854) April 2014 - February 2015
Lenderfi.com February 2012 - February 2014
Bank of America Home Loans July 2011 - September 2012
Bank of America Home Loans November 2010 - July 2011
Bank of America Home Loans September 2008 - November 2010
Self Employed Consultant February 2008 - September 2008
Countrywide Securities Corporation August 2002 - February 2008
Radian Guaranty Inc. June 2000 - August 2002
Skills
Loan Origination, Risk Management, Due Diligence, Loan Servicing, Fraud, Underwriting, Loans, Mortgage Banking, Mortgage Lending, Credit, Credit Risk, Real Estate, Portfolio Management, Financial Risk, Loss Mitigation, Mortgage Underwriting, Capital Markets, Mortgage Servicing, Refinance, Analysis, Residential Mortgages, Banking, Executive Management, FHA, Financial Services, Credit Analysis, Investments, Valuation, Investment Properties, Funding, Commercial Lending, Finance, Insurance, Securitization, Securities, Commercial Banking, USDA, Consumer Lending, Financial Structuring, Structured Finance, Asset Management, Loan Modifications, Real Estate Economics, Relationship Management, Commercial Mortgages, Leadership, Referrals
Education
Pepperdine University 1995 — 1997
MBA, Business Administration
Stearns Lending (NMLS #1854) September 2015 - Present
1st Mariner Mortgage October 2013 - September 2015
Wells Fargo Home Mortgage Corporation 2005 - September 2013
Chase Manhattan Mortgage Corporation 1993 - 2005
Franklin Mortgage Capital 1988 - 1993
Skills
FHA, Mortgage Banking, VA loans, FHA financing, Mortgage Lending
Education
United States Military Academy at West Point 1974 — 1978
Bachelor’s Degree, General Engineering
University of Southern California 1985 — 1987
Master’s Degree, Information Systems Management
Yuma County Attorney's Office May 2011 - Present
Stearns Lending (NMLS #1854) 2014 - 2014
University of Arizona, James E. Rogers College of Law August 2007 - September 2010
Boy Scouts of America January 2009 - August 2010
Southern Arizona Legal Aid ("SALA") July 2009 - August 2009
Yuma County Prosecutors Office June 2008 - August 2008
University of Arizona June 2008 - June 2008
Brigham Young University 2003 - 2007
Skills
Public Speaking, Criminal Law, Legal Research, Westlaw, Motions, Legal Writing, PowerPoint, Litigation, Trial Practice, Lexis, Courts, Trials, Family Law, Civil Litigation, Microsoft Office, Research, Appeals, Commercial Litigation, Leadership, Nonprofits, Strategic Planning, Customer Service
Education
University of Arizona, James E. Rogers College of Law 2007 — 2010
JD, Law
Brigham Young University 2003 — 2007
BS, Education
Stearns Lending (NMLS #1854) January 2014 - Present
First California Mortgage Company January 2011 - January 2014
Prospect Mortgage, LLC April 2009 - January 2011
Countrywide KB October 2004 - March 2009
Skills
Six Sigma, Team Building, Mortgage Lending, Talent Management, Recruiting, Business Development, Growth Strategies, Business Process..., Training, Sales, Leadership, Customer Satisfaction, FHA, Credit, Management, Loans, Marketing, Mortgage Banking, Residential Mortgages, Loan Origination, Refinance
Education
Norwich University 2012 — 2013
MBA, Organizational Leadership
Six Sigma Certified Black Belt
Stearns Lending (NMLS #1854) November 2014 - Present
JPMorgan Chase Bank April 2012 - November 2014
Federal Home Loan Bank of Chicago 2010 - 2012
Skills
Banking, Mortgage Lending, Credit Analysis, Loans, Credit, Underwriting, Mortgage Banking, Process Improvement, Credit Risk, Risk Management, Financial Risk, Portfolio Management, Commercial Banking
Education
DePaul University
Finance, General
Waubonsee Community College
Associate of Arts (A.A.)
Stearns Lending (NMLS #1854) August 2014 - Present
Urban Lending Solutions November 2012 - August 2014
PNC December 2008 - November 2012
Skills
Mortgage Underwriting, Mortgage Lending, Mortgage Processing, Customer Service, Customer Satisfaction, Employee Training, Document Review, Research, Microsoft Office, Windows, Microsoft Excel, Microsoft Word, Analyze Information, Purchase Contracts, Banking, Credit, Credit Analysis, FHA, Loan Origination, Loans, Mortgage Banking, Refinance, Residential Mortgages, Sales, Underwriting
Education
Community College of Allegheny County
Accounting
Stearns Lending (NMLS #1854) June 2014 - Present
Bank of America May 2012 - March 2014
MetLife Home Loans September 2010 - April 2012
MetLife Home Loans September 2010 - March 2012
PNC Mortgage June 2009 - September 2010
PNC Mortgage June 2009 - September 2010
Merrill Lynch Home Loan Services October 2007 - June 2009
Med Mark, Inc January 2003 - January 2005
UPMC January 2001 - January 2003
Giant Eagle Pharmacy January 1999 - January 2000
Skills
Loans, Mortgage Banking, Mortgage Lending, FHA, Refinance, Loan Origination, Residential Mortgages, Loan Servicing, Mortgage Servicing, Loss Mitigation, Loan Modifications, Short Sales, Government Loans, Wholesale Lending, VA loans, FHA financing, VA Loans, FHA Financing
Education
Robert Morris University 2004 — 2006
English, N/a
Robert Morris University
English
Stearns Lending (NMLS #1854) July 2014 - Present
CMG Financial November 2013 - June 2014
Fifth Third Bank February 2006 - November 2013
GreenPoint Mortgage August 2001 - October 2005
Skills
Mortgage Lending, FHA financing, Investment Properties, Relationship Management, FHA, Mortgage Banking, Credit, Loan Origination, Short Sales, Loans, Commercial Mortgages, Credit Analysis, Debt Consolidation, Residential Mortgages, Underwriting, Real Estate
Education
Meredith College 1991 — 1995
Stearns Lending (NMLS #1854) September 2014 - Present
Rushmore Loan Management Services LLC February 2014 - July 2014
First American Title Company March 2012 - August 2013
American Home Mortgage Servicing, Inc. December 2008 - June 2011
Option One Mortgage Corporation January 2000 - February 2008
Option One Mortgage October 1997 - December 1999
Skills
Microsoft Office Word..., Microsoft Excel, Legal Research, Loss Mitigation, Loan Closings, Quality Control, Legal Documents, Document Preparation, Mortgage Lending, Procedure Development, Title Insurance, Quality Auditing, Loans, Mortgage Servicing, Loan Origination, Mortgage Banking, Loan Servicing, Executive Management, Management, Microsoft Office, Policy, Refinance, FHA, Analysis, Process Improvement, Quality Assurance, Default, Loan Modifications, Mortgage Underwriting, Underwriting, Financial Risk, Residential Mortgages, Business Process, Banking, Funding, Credit
Education
Santa Ana College
General Business
Stearns Lending June 2010 - Present
Stearns Lending (NMLS #1854) June 2010 - Present
Skills
Mortgage Lending, Residential Mortgages, Refinance, Mortgage Banking, USDA, FHA, Loan Origination, Loans
Education
Metropolitan State College of Denver 1973 — 1976
Bachelor of Arts (B.A.), Political Science and Government, 3.55
Va. Tech
Stearns Lending (NMLS #1854) April 2015 - Present
Prospect Mortgage August 2008 - April 2015
American Home Mortgage September 1994 - August 2007
Skills
FHA, Sales, Mortgage Lending, Mortgage Banking, Refinance, Real Estate, Loans, Residential Mortgages, USDA, REO, Investment Properties, First Time Home Buyers, Loan Origination, Team Leadership, Time Management, Home Equity Loans, Underwriting, VA loans, Credit, Short Sales, Certified Mortgage..., Government Loans, VA Loans
Education
La Sierra University 1980 — 1983
Biology/ Business, Biology/Business Management
Stearns Lending (NMLS #1854) August 2015 - Present
Wells Fargo Home Mortgage July 2012 - July 2015
Bank of America August 2011 - June 2012
imortgage January 2010 - July 2011
Crossline Capital February 2009 - February 2010
WaterMark Capital Inc. February 2007 - February 2009
Skills
Mortgage Lending, FHA, Refinance, FHA financing, Mortgage Banking, Certified Mortgage..., VA loans, Residential Mortgages, Loans, USDA, New Home Purchase, Credit, Loan Origination, First Time Home Buyers, Sellers, Finance, Investment Properties, Government Loans, Construction Loans, Real Estate Financing, Mortgage Underwriting, Anniversaries, FHA Financing, VA Loans
Education
California State University-Fullerton 2002 — 2004
Psychology
Woodbridge 1995 — 1999
Stearns Lending (NMLS #1854) May 2015 - Present
MiMutual Mortgage April 2015 - May 2015
Michaels Restorations April 1996 - April 2015
Martell Investment Group, LLC September 2009 - January 2015
HomeSmart - Arrowhead November 2010 - December 2014
RE/MAX Integrity Realtors October 2007 - November 2010
Sterling Home Mortgage March 2003 - August 2008
Desert Heritage Real Estate November 2006 - October 2007
Great Southwest Mortgage March 2002 - July 2005
Skills
Marketing, Product Marketing, New Business Development, Business Strategy, Business Development, Employee Training, Customer Relations, Short Sales, Selling, Relocation, Real Estate, Property, New Homes, Mortgage Lending, First Time Home Buyers, Buyers, Negotiation, Foreclosures, Listings, FHA, Refinance, Residential Homes, Investors, Sales Management, Investment Properties, REO, Single Family Homes, Real Estate Transactions, Loans, Customer Service, Leadership, Entrepreneurship, Strategic Planning, Referrals, Team Building, Marketing Strategy
Education
Arizona State University
Bank of Oklahoma April 2015 - Present
Stearns Lending (NMLS #1854) June 2014 - March 2015
Nationstar Mortgage March 2012 - June 2014
Nationstar Mortgage 2012 - 2014
BBVACompass December 2010 - February 2012
Bank of America September 2001 - July 2010
Skills
VA loans, Residential Mortgages, Real Estate, Mortgage Banking, Credit, FHA financing, Underwriting, Mortgage Lending, Loans, Credit Analysis, Loan Origination, Mortgage Underwriting, Banking, FHA, Sales, Refinance, Mortgage Marketing, Risk Management, Government Loans, VA Loans, FHA Financing
Education
Oklahoma State University 1989 — 2005
Bachelor of Business
Oklahoma State University 1989 — 1994
Bachelor's degree, Business Administration and Management, General
Stearns Lending (NMLS #1854) June 2014 - Present
Nationstar Mortgage May 2012 - June 2014
Nationstar Mortgage May 2011 - May 2012
Nationstar Mortgage January 2008 - April 2011
Skills
Loss Mitigation, Mortgage Lending, Loan Origination, Loan Servicing, Mortgage Banking, Portfolio Management, Loans, Credit, Leadership, Refinance, Finance, Residential Mortgages, General Awesomeness, Credit Analysis, Relationship Management, Consumer Lending, FHA, Management, Banking
Education
Art Institute of Dallas 2004 — 2006
Assoicate of Applied Science, Culinary
Berkner High School
Texas Tech University
Stearns Lending (NMLS #1854) August 2015 - Present
Land Home Financial Services Wholesale/AMX Wholesale September 2014 - August 2015
Mortgage Services III, LLC March 2011 - January 2014
Skills
Refinance, Loan Origination, Mortgage Lending, Mortgage Banking, FHA, FHA financing, Reverse Mortgages, USDA, Residential Mortgages, Loans, VA loans, Credit, Investment Properties, Funding
Education
University of California, Berkeley
B.A., Sociology
Stearns Lending (NMLS #1854) March 2015 - Present
Wells Fargo Home Mortgage May 2011 - March 2015
Next Generation Lending August 2009 - May 2011
Pillar Mortgage Services January 2003 - August 2009
New Century Financial September 2001 - January 2003
Ameriquest Mortgage October 1998 - August 2001
Green Tree Financial September 1997 - October 1998
Skills
Account Management, Customer Satisfaction, Credit, Underwriting, Loans, Management, Loan Origination, Leadership, Banking, Finance, Real Estate, Residential Mortgages, Sales Management, Mortgage Lending, VA loans, Reverse Mortgages, Customer Service, Strategic Planning, USDA, Sales, Negotiation, Investors, Selling, FHA, Referrals, Team Building, New Business Development, Sellers, Marketing, Mortgage Banking, Refinance, First Time Home Buyers, FHA financing, FHA Financing, Investment Properties, Credit Analysis, Residential Homes, Foreclosures, Consumer Lending, Mortgage Underwriting, VA Loans
Education
Cardinal Stritch University 2014 — 2016
Bachelor's degree, Business Administration and Management, General
Cretin Derham Hall 1991 — 1995
Stearns Lending (NMLS #1854) November 2014 - Present
Stearns Lending December 2013 - November 2014
Stearns Lending (NMLS #1854) March 2012 - December 2013
Skills
Graphic Design, Graphics, InDesign, Illustrator, Typography, Brochures, Adobe Illustrator, Photography, Coordination, Dreamweaver, Graphics Layout, Organizational Design, Adobe InDesign, 203K, Communication Skills, Technical Writing, Drawing, Microsoft Office, Management, Mortgage Banking, Marketing, Leadership, Customer Service
Education
California State University-Long Beach 2009 — 2011
Bachelor of Arts (B.A.), Studio Art / Emphasis in Graphic Design
Fullerton College 2006 — 2009
Associate of Arts (AA), Liberal Arts and Sciences/Liberal Studies
Stearns Lending (NMLS #1854) August 2014 - Present
Nationstar Mortgage March 2013 - August 2014
Citi March 2007 - March 2013
Skills
Mortgage Lending, Loan Origination, Training, Customer Service, Banking, Credit, Credit Analysis, Finance, Loans, Residential Mortgages, Risk Management, Mortgage Banking, Financial Services, Process Improvement, Portfolio Management, Refinance
Education
Maryville University of Saint Louis 1996 — 2001
Bachelor of Fine Arts (B.F.A.), Psychology
Stearns Lending (NMLS #1854) December 2014 - Present
Skills
Mortgage Banking, FHA, Refinance, Loans, Mortgage Lending, Residential Mortgages, Loan Origination, Credit, Investment Properties, FHA Financing, Finance, First Time Home Buyers, VA Loans, USDA, Credit Analysis, Real Estate, Underwriting
Education
Arizona State University
Fairview
Niles East
Ytel, Inc. March 2015 - Present
Stearns Lending (NMLS #1854) February 2014 - December 2014
Wells Fargo Dealer Services July 2012 - February 2014
Zeacom July 2011 - July 2012
Verizon Wireless September 2009 - July 2011
Valley View Casino & Hotel January 2009 - September 2009
Famous Footwear July 2005 - March 2009
Skills
Telecommunications, VoIP, Wireless, Call Center, SIP, Unified Communications, IP, Telephony, CTI, Cisco Technologies, Avaya, Technical Support, Mobile Devices, Troubleshooting, Cisco Call Manager, Active Directory, Blackberry Enterprise..., Windows XP Pro, Windows 7, Windows Server, Remedy Ticketing System, Microsoft Office, Microsoft Exchange, Proprietary Software, Proprietary Systems, Customer-focused Service, Call Centers
Education
California State University San Marcos 2006 — 2008
Bachelor of Science (B.S.), High Technology Management (Management Information Systems/Operations Management)
California State University-San Marcos - College of Business Administration 2006 — 2008
Bachelor of Science (B.S.), Business Administration, Management and Operations
loanDepot LLC February 2015 - Present
Stearns Lending (NMLS #1854) August 2014 - February 2015
Freedom Mortgage May 2013 - August 2014
Fifth Third Bank October 2011 - September 2012
CMG Mortgage May 2011 - October 2011
Happy Fit Body March 2010 - 2011
Caliber Funding, LLC October 2008 - April 2010
National City Bank 2001 - 2008
National City Home Equity July 2001 - August 2007
TCF Bank 1995 - 2000
Skills
Mortgage Lending, Refinance, Mortgage Banking, FHA, Residential Mortgages, Loan Origination, Loans, FHA financing, Selling, Credit, VA loans, Mortgage Underwriting, Sales, USDA, Banking, Sales Management, Reverse Mortgages, Government Loans, Certified Mortgage..., Leadership, Construction Loans, VA Loans, FHA Financing
Education
The University of Kansas 1988 — 1992
B.A., East Asian Languages and Cultures
University of Kansas 1988 — 1992
BA, East Asian Languages
Shawnee Mission East 1985 — 1988
Stearns Lending (NMLS #1854) July 2014 - Present
Plexus Worldwide, Inc. January 2014 - Present
Nationstar Mortgage Wholesale Lending- June 2013 - November 2013
Freedom Mortgage Corporation October 2012 - June 2013
Wells Fargo Home Mortgage December 2001 - September 2012
Skills
Leadership, Sales and Marketing, FHA, VA, USDA Rural Housing, Wholesale, Residential Mortgages, Business Development, Key Account Management, Sales Prospecting, Territory Startup &..., Strategic Partnerships, Forecasting, Pipeline Management, Mortgage Banking, FHA financing, Underwriting, Sales, Loss Mitigation, Loans, Government Loans, Reverse Mortgages, Mortgage Underwriting, USDA, Marketing Strategy, Loan Origination, Customer Service, Customer Satisfaction, Credit, Refinance, VA loans, Mortgage Lending
Education
Lincoln Land Community College 1996 — 1998
Criminal Justice/Law Enforcement Administration
Stearns Lending (NMLS #1854) August 2014 - Present
Rushmore Home Loans February 2014 - July 2014
Rushmore Home Loans September 2013 - January 2014
Rushmore Home Loans April 2013 - August 2013
Icon Residential Lenders December 2011 - March 2013
Fifth Third Bank May 2008 - January 2012
Wells Fargo Home Mortgage December 2000 - February 2008
Wells Fargo Home Mortgage 2000 - 2008
Norwest Home Mortgage/Wells Fargo Home Mortgage January 1997 - December 2000
Prudential Home Mortgage/Norwest Home Mortgage December 1994 - January 1997
Skills
Wholesale Lending, Residential Mortgages, Loans, Refinance, FHA, FHA Streamline No..., VA loans, VA IRRRL, HARP 2.0, Pricing, Mortgage Lending, Reverse Mortgages, Mortgage Underwriting, USDA, Underwriting, Sales Management, Certified Mortgage..., FHA financing, Loan Origination, Mortgage Banking, Loan Servicing, Government Loans, Construction Loans, Commercial Mortgages, Sales, Mortgage Servicing, Funding, Real Estate Financing, Mortgage Marketing, Loss Mitigation, Credit, FHA Financing, VA Loans
Education
University of Illinois Springfield 1990 — 1992
MA, History
Millikin University 1988 — 1990
BA, History
Stearns Lending (NMLS #1854) September 2015 - Present
Education
San Diego State University-California State University 2011 — 2015
Bachelor’s Degree, Journalism emphasis in Advertising, Anthropology and Spanish
Newbury Park High School 2007 — 2011
High School, General Education, 3.67
Traditional Escrow, Inc. 2013 - Present
Stearns Lending (NMLS #1854) 2012 - 2013
Skills
Advertising, Executive..., Sales, Social Media Marketing, Microsoft Office, Microsoft Excel, Microsoft Word, Research, Administrative..., Marketing Strategy, PowerPoint, Photoshop
Education
California State University-Fullerton 2010 — 2016
Bachelor's Degree, Business Administration/Advertising
Banc Home Loans May 2015 - Present
Stearns Lending (NMLS #1854) September 2014 - April 2015
The Transfinity Group June 2001 - May 2013
BNI Center City Chapter January 2010 - September 2010
GreenPoint Mortgage October 1996 - July 2002
Skills
FHA, Finance, Social Media Marketing, Residential Homes, Foreclosures, Commercial Real Estate, Small Business Lending, Retail, Mutual Funds, Microsoft Office, Credit, Selling, VA loans, Jumbo Mortgage, Mortgage Banking, Secondary Mortgage..., Hard Money Loans, Mortgage Modification, Second Mortgages, DU Refi Plus, Credit Reports, Condo Conversion, Multi Family Properties, Marketing
Education
The Ohio State University 1987 — 1991
Business/Music Performance
Stearns Lending (NMLS #1854) March 2015 - Present
Stonegate Mortgage Corporation (NYSE: SGM) July 2014 - February 2015
Union Bank February 2011 - February 2012
Astoria Federal Savings Bank January 2007 - February 2011
Sovereign Bank April 2006 - January 2007
AmTrust Bank April 2002 - April 2004
Citigroup August 1996 - April 2002
Margaretten August 1992 - December 1994
Skills
Mortgage Banking, Loan Origination, Mortgage Lending, Loans, Credit, Credit Analysis, Underwriting, Banking, Credit Risk, Mortgage Underwriting, FHA, Consumer Lending
Education
Bellevue College 2015 — 2017
International/Global Studies
Seattle Central 1994 — 1996
Dalat International School, Penang, Malaysia
Stearns Lending (NMLS #1854) December 2014 - Present
Prospect Mortgage, LLC May 2012 - June 2013
New American Funding 2012 - 2013
Guild Mortgage Company May 2011 - May 2012
International City Mortgage June 2010 - March 2011
Wells Fargo Home Mortgage June 2009 - June 2010
American Equity Mortgage October 2009 - January 2010
Cornerstone Mortgage Group, LLC December 2008 - April 2009
Cornerstone Mortgage Group, LLC 2009 - 2009
OPM CONSULTING January 2008 - December 2008
Skills
FHA, Mortgage Lending, Mortgage, Loans, Refinance, 1% Down Payment Expert..., USDA, Mortgage Banking, Real Estate, Payments, VA loans, Certified Mortgage..., Loan Origination, Residential Mortgages, FHA financing, First Time Home Buyers, Sellers, Financial Services, Investment Properties, Property, Reverse Mortgages, Investors, REO, Real Estate Transactions, Funding, Short Sales, Real Estate Financing, Portfolio Management, Foreclosures, Banking, Credit, Finance, Loan Servicing, Construction Loans, Real Estate Economics, Loss Mitigation, Referrals, Underwriting, Mortgage Underwriting, Residential Homes, Home Equity, Credit Analysis, Financial Structuring, Debt Consolidation, Government Loans, HUD, Commercial Lending, Commercial Mortgages, Commercial Real Estate, Home Equity Lines of...
Education
Rutgers University 1991 — 1993
Bachelor of Science (B.S.) Business Management, Business Management
Rutgers, The State University of New Jersey-Newark 1990 — 1993
Bachelor of Science, Business Management
Fairleigh Dickinson University-Metropolitan Campus 1988 — 1990
Bachelor of Science (BS), Business Administration, Management and Operations
St Peter's Preparatory High School 1984 — 1988
High School Diploma, 3 year Varsity Letterman in Baseball;Business, Latin, AP History, AP English, Trigonometry, Algebra
Stearns Lending (NMLS #1854) March 2015 - Present
Texas Revolution, Indoor Football League January 2015 - Present
RadioShack August 2013 - January 2015
Connect DFW May 2013 - July 2013
5k Car King December 2009 - April 2013
Skills
Customer Service, Microsoft Office, Sales, Public Speaking, Microsoft Excel, Marketing, PowerPoint, Entrepreneurship, Microsoft Word, Healthcare, Teamwork, Social Networking, Social Media, Leadership, Event Planning, Sports, Small Business, Retail, Facebook, Time Management, Sales Management, Team Building, Social Media Marketing, Customer Satisfaction, Marketing Strategy, Direct Sales, Research, Marketing Communications, Management, Advertising, Online Marketing, Strategic Selling, Up-selling, Relationship Building, Social Skills, B2B Marketing
Education
Stephen F. Austin State University 2012 — 2014
Bachelor's Degree, Marketing
Collin College 2009 — 2012
Business/Corporate Communications
Justin Wakeland High School 2006 — 2009
Diploma
Centennial high school
Centennial high school
Stearns Lending (NMLS #1854) August 2014 - Present
Stearns Lending June 2013 - August 2014
Pinnacle Capital Mortgage Corp October 2012 - June 2013
CD Federal Credit Union August 2009 - June 2012
Skills
Mortgage Lending, Loans, Residential Mortgages, Underwriting, Credit Analysis
Education
Fashion Institute of Design & Merchandising
Associate's degree, Merchandise Marketing
Stearns Lending (NMLS #1854) October 2014 - Present
Rent-A-Center July 2012 - October 2014
Emory University February 2009 - May 2012
Skills
Forecasting, Microsoft Excel, Process Improvement, Data Entry, Cash Flow Forecasting, Accounting, Microsoft Office, Microsoft Word, PowerPoint, Customer Service, Financial Analysis, Inventory Management, Data Analysis, Financial Modeling, VBA
Education
Emory University - Goizueta Business School 2008 — 2012
Bachelor of Business Administration (BBA), Accounting and Finance
Stearns Lending (NMLS #1854) August 2015 - Present
Robert Half Technology-Evolution Hospitality April 2015 - May 2015
Robert Half Technology-Prescribe Wellness December 2014 - April 2015
Smart and Final April 2014 - September 2014
Ithinksource November 2013 - March 2014
Dynamex July 2012 - December 2012
The Walt Disney Company September 2010 - April 2011
Smart and Final September 2008 - September 2010
Skills
Computer Repair, Windows Server, Computer Network..., Customer Service, Merchandising, Retail, Inventory Management, Customer Satisfaction, Microsoft Office, Outlook
Education
Southern California Institute of Technology 2013 — 2013
Diploma, IT
Stearns Lending (NMLS #1854) April 2015 - Present
Banc of California August 2012 - July 2014
Network Capital Funding Corporation September 2010 - August 2012
Nextsource Trading May 2007 - 2010
Skills
Mortgage Banking, Mortgage Lending, Refinance, PowerPoint, Investment Properties, Real Estate, Financial Analysis, Negotiation, Team Building, Microsoft Office, Customer Service, Microsoft Excel, Microsoft Word, Competitive Analysis, Banking, Marketing, Loans, FHA, VA Loans, USDA, Sales, Loan Origination, Residential Mortgages, Credit, FHA Financing, Portfolio Management, Purchase Contracts, Customer Engagement, Customer Satisfaction, First Time Home Buyers, Government Loans, Purchasing, Residential Homes, Sales Management, Single Family Homes
Education
Crafton Hills College 2004 — 2006
Redlands East Valley High School 1999 — 2004
ACT Computer Services, Inc. March 2015 - Present
Stearns Lending (NMLS #1854) February 2015 - February 2015
LBA Reality October 2014 - November 2014
NCR Retail May 2014 - August 2014
L3 Communications - Power Paragon March 2014 - April 2014
Alliance HealthCare Services May 2012 - July 2013
Alliance HealthCare Services May 2009 - May 2012
ACT Computer Services, Inc. September 2004 - May 2009
Skills
Healthcare Information..., HL7, Software Documentation, Process Improvement, Active Directory, Desktop Application..., Computer Hardware, Information Technology, Desktop Imaging, Cisco Technologies, Field Support, Remote User Support, TCP/IP protocols, Troubleshooting, Technical Support, Windows Server, Citrix, Hardware, Networking
Education
Orange Coast College 2007 — 2008
Convergence Technology Certificate, Computer and Information Sciences and Support Services
Santiago Canyon College
Management and Travel
Irvine High School 1997 — 2001
High School Diploma, Business and Communication
Stearns Lending (NMLS #1854) November 2014 - Present
New American Funding February 2014 - August 2014
Citibank February 2012 - February 2014
Bank of America April 2004 - January 2012
Bank of America April 2000 - March 2004
Skills
Asset Management, Banking, Coaching, Commercial Banking, Commercial Lending, Commercial Mortgages, Construction Loans, Consumer Lending, Corporate Finance, Credit, Credit Analysis, Credit Cards, Credit Risk, Cross Selling, Deposits, FHA, FHA financing, Finance, Financial Analysis, Financial Modeling, Financial Risk, Financial Services, Home Equity Loans, Investments, Leadership, Loan Origination, Loans, Loss Mitigation, Management, Marketing, Mortgage Banking, Mortgage Lending, Mortgage Underwriting, Networking, Portfolio Management, Process Improvement, Real Estate, Referrals, Refinance, Relationship Management, Residential Mortgages, Retail Banking, Risk Management, Sales Management, Strategic Financial..., Strategic Planning, Training, Underwriting, VA loans, Wealth Management
Education
Michigan State University - The Eli Broad Graduate School of Management 1987 — 1992
Bachelor of Arts, Marketing
Bank of America September 2014 - Present
Stearns Lending (NMLS #1854) May 2014 - August 2014
EverBank April 2013 - April 2014
Coldwell Banker Real Estate January 2012 - March 2013
Winland Realty & Mortgage May 2011 - March 2013
Apogee International March 2009 - June 2010
Fullerton College Math Lab June 2008 - May 2010
Skills
Loans, Mortgage Lending, Mortgage Banking, Loan Origination, Credit, Refinance, FHA, Credit Analysis, Residential Mortgages, Banking, VA loans, FHA financing, Underwriting, Real Estate Transactions, Mortgage Servicing, Real Estate Financing, Consumer Lending, Home Equity Loans, Loan Servicing, Lines Of Credit, Investment Properties, Real Estate Economics, Investments, First Time Home Buyers, Government Loans, Financial Analysis, Social Networking
Education
California State University-Fullerton 2010 — 2013
Bachelor's degree, Accounting and Finance
Fullerton College 2007 — 2010
Associate of Arts (AA), Accounting and Business/Management
Stearns Lending (NMLS #1854) August 2014 - Present
EverBank August 2012 - Present
Bank of America April 2011 - November 2011
Essex Mortgage October 2008 - May 2011
Washington Mutual January 2004 - August 2007
Long Beach Mortgage February 1996 - December 2004
Long Beach Mortgage February 1990 - 1996
Skills
FHA, Recruiting, Loans, Sales Management, Management, Mortgage Lending, Mortgage Banking, Leadership, Sales, Loan Origination, Refinance, Talent Management
Education
California State University-Long Beach 1983 — 1986
BA, Speech Communications
Stearns Lending (NMLS #1854) November 2014 - Present
New American Fu March 2014 - November 2014
Citi July 2012 - March 2014
Providential Funding Corp. November 2011 - July 2012
Network Funding, Lp January 2009 - August 2011
Skills
Credit, Loans, Mortgage Lending, Mortgage Banking, Finance, Sales, Customer Service, Microsoft Office, Home Equity Loans, Process Improvement, Underwriting, Banking, Microsoft Excel, Financial Analysis, Branch Banking, Microsoft Word
Education
North Carolina Central University
Bachelor's degree, Majored in Sociology and Business Adminstration
Wells Fargo June 2015 - Present
Stearns Lending (NMLS #1854) January 2015 - June 2015
BBVA Compass July 2014 - January 2015
New American Funding - We close loans in 14 days! October 2013 - July 2014
Agency Capital Partners September 2011 - October 2013
CS Financial August 2010 - August 2011
RPM Mortgage Inc November 2005 - August 2010
Skills
Mortgage Lending, FHA, Refinance, FHA financing, Loans, Private Money, 80/10/10, Jumbo Loans up to $10m, Jumbo Mortgage, VA loans, Residential Mortgages, Mortgage Banking, Short Sales, Reverse Mortgages, Loan Origination, Real Estate, Sellers, Single Family Homes, Residential Homes, Real Estate Economics, Real Estate Transactions, Vacation Homes, Real Estate Financing, Selling, REO, Certified Mortgage..., First Time Home Buyers, Investment Properties, Investors, USDA, Foreclosures, Credit, Construction Loans, Loss Mitigation, Referrals, HUD, Underwriting, Real Property, New Home Sales, Income Properties, Buyers, Brokerage, Property, Condos, Commercial Mortgages, Relocation, Commercial Real Estate, Commercial Lending, Investments, Luxury
Education
California State University-Northridge 1994 — 1996
BA, Communications
Grant High 1987 — 1989
High School Diploma
Stearns Lending (NMLS #1854) July 2015 - Present
Guaranteed Rate September 2014 - July 2015
Guaranteed Rate February 2013 - September 2014
Wells Fargo Home Mortgage August 2011 - February 2013
MetLife Home Loans December 2009 - August 2011
Fifth Third Mortgage March 2009 - November 2009
National City Mortgage December 2006 - July 2008
Washington Mutual Bank August 2005 - September 2006
Countrywide Home Loans August 2004 - August 2005
LaSalle Home Mortgage August 2001 - August 2004
Skills
Mortgage Lending, Mortgage Underwriting, Loan Origination, Loan Compliance, Loan Processing, Credit Risk, Credit Analysis, Credit Counseling, FHA financing, VA financing, Conventional financing, Pipeline Management, First Time Home Buyers, Loans, Finance, VA loans, Mortgage Banking, Government Loans, Residential Mortgages, Underwriting, Refinance, VA Loans
Education
Saint Xavier University
BA, Psychology
Stearns Lending (NMLS #1854) April 2015 - Present
Bank of America April 2009 - March 2015
Countrywide Home Loans April 2003 - April 2009
Nuvolution, LLC 2000 - 2003
FileControl.com 2000 - 2001
via World Network 1997 - 1999
Electronic Data Systems August 1995 - September 1997
American Express 1987 - 1995
Skills
Mortgage Banking, Mortgage Lending, Loan Origination, Banking, Loans, Process Improvement, Risk Management, Residential Mortgages, FHA, Credit, Financial Services, Vendor Management, Operational Risk..., Portfolio Management, Retail Banking, Management, Leadership, Outsourcing, Finance, Strategy, Management Consulting, Mergers & Acquisitions
Education
The University of Texas at Arlington 1980 — 1981
BS, Economics
University of Missouri-Columbia 1974 — 1976
Economics
Stearns Lending (NMLS #1854) May 2014 - Present
Guaranteed Rate 2011 - 2014
Chicago Board of Trade/CME January 2000 - December 2011
Chicago Board of Trade January 1990 - December 2000
Skills
Mortgage Lending, Mortgage Banking, Loans, Residential Mortgages, Refinance, Loan Origination, FHA, Recruiting, Options, Credit, Leadership, Talent Acquisition, Onboarding, Finance, Sales, Investment Properties, Underwriting, Banking, VA loans, Technical Recruiting, Management, USDA, FHA financing, Portfolio Management, Asset Management, Investments, Real Estate, Financial Services, Rates, Employee Benefits, Cold Calling, Consumer Lending, Mortgage Underwriting, Referrals, Executive Management, Internet Recruiting, Futures Trading, Mortgage Servicing, Funding, option trading, Sourcing, Applicant Tracking..., Loan Servicing
Education
St. Joseph's College (IN)
BS, Business
Stearns Lending (NMLS #1854) October 2013 - Present
Nationstar Mortgage Wholesale Lending October 2012 - October 2013
Wells Fargo Home Mortgage March 2005 - September 2012
Skills
New Business Development, Loans, Mortgage Lending, Credit, Banking, Mortgage Banking, Credit Analysis, Loan Origination, Consumer Lending, FHA, Refinance, Underwriting, Residential Mortgages, Retail Banking, Credit Risk, VA loans, Mortgage Underwriting, USDA, VA Loans
Education
Chapman University 2010 — 2015
Bachelor of Arts (B.A.), Organizational Leadership
Santiago Canyon College 1995 — 1997
Stearns Lending (NMLS #1854) December 2014 - Present
Thomas Seaman Company October 2009 - November 2014
Costco Wholesale November 2008 - October 2009
Costco Wholesale September 2007 - November 2008
Skills
Certified Fraud Examiner, Accounting, Financial Analysis, QuickBooks, GAAP, Due Diligence, Internal Controls, Auditing, US GAAP, Financial Statements, Sarbanes-Oxley Act, Financial Accounting, General Ledger, Assurance, Microsoft Excel, SEC filings
Education
California State University-Fullerton 2007 — 2009
Business Adminstration, Accounting
Stearns Lending (NMLS #1854) February 2015 - Present
Pacific Mercantile Bank January 2013 - May 2014
Ovation Home Loans June 2010 - March 2011
First Guaranty Financial Corp. September 2001 - May 2010
Occidental Mortgage 1998 - 2000
Skills
USDA, Reverse Mortgages, Credit, Credit Analysis, FHA, Mortgage Banking, Refinance, Residential Mortgages, Loan Origination, FHA financing, Underwriting, Mortgage Lending, VA loans, Banking, Commercial Mortgages, Loans, Real Estate Financing, First Time Home Buyers
Education
Pasadena City College 1975 — 1977
MA, nursing
Stearns Lending (NMLS #1854) March 2014 - Present
iFreedom Direct Corporation September 2011 - September 2012
ClearPlay, Inc. January 2012 - July 2012
Skills
Economics, Microsoft Office, Python, Java, Microsoft Visual Studio, Customer Service, Quick Study, Microsoft Excel, Microsoft Word, Outlook, Sales, Algebra, Time Management
Education
University of Utah 2012 — 2015
Economics and Political Science
Salt Lake Community College 2011 — 2012
Political Science and Government
Stearns Lending (NMLS #1854) August 2015 - Present
The Federal Savings Bank June 2014 - Present
Premier Asset Management May 2013 - August 2013
Piper Jaffray May 2012 - August 2012
Skills
Financial Market..., Microsoft Word, Microsoft Excel, PowerPoint, Financial Analysis, Economics, Financial Modeling, Teamwork, Statistics, Data Analysis, SPSS, Microsoft Office, Financial Reporting, Equity Research, Business Analysis, Access, Finance, Analysis, Matlab
Education
University of Wisconsin-Madison 2010 — 2014
Bachelor of Arts (B.A.), Economics
Universitat Pompeu Fabra 2013 — 2013
Universal Bank April 2015 - July 2015
Universal Bank February 2015 - March 2015
Universal Bank December 2014 - February 2015
Stearns Lending (NMLS #1854) July 2014 - December 2014
Future Income Payments, LLC/Car Champs, LLC October 2013 - May 2014
PacTrust Bank February 2013 - September 2013
The Bank of Hemet November 2008 - February 2013
United PanAm Financial Corporation April 2007 - October 2008
New Century Financial Services, Inc November 2004 - April 2007
Lehman Brothers/Aurora Loan Services March 2004 - November 2004
Skills
Financial Reporting, Accounting, Financial Analysis, Account Reconciliation, Auditing, Banking, Finance, Sarbanes-Oxley Act, Staff Management, Financial Statements, Internal Audit, Loans, Payroll, Cash Management, Variance Analysis, Internal Controls, Accounts Receivable, Management, Analysis, GAAP, Budgets, Credit, Accounts Payable, Software Conversions, Regulatory Reporting
Education
California State University-Los Angeles 2002 — 2004
MBA, Management
University of California, Irvine 1995 — 1999
BA, Economics
Loara HS
High School Diploma
Stearns Lending (NMLS #1854) August 2014 - Present
Equator, LLC October 2011 - August 2014
Leaping Lizards Play & Party Zone Inc January 2011 - January 2012
Nasoft USA February 2009 - February 2010
LandAmerica Tax & Flood March 2004 - November 2008
LandAmerica March 2004 - November 2008
Hightower Software September 2001 - March 2004
Dimensional Fund Advisors 1990 - 1993
Skills
SOX, Audit, SAS70, Security, Compliance, SSAE16, GLBA, CISA, DR, BCP, Policy, Auditing, IT Governance, SDLC, Risk Management, IT Audit, ITIL, Visio, Process Improvement, IT Management, Windows, Business Analysis, MS Project, Active Directory, SQL, VPN, SharePoint, Change Management, Governance, Linux, Documentation, Analysis, Business Continuity, Software Development, Budgeting, SOC2, PCI DSS, Software Documentation, COBIT, Sarbanes-Oxley Act, Business Continuity..., Budgets, Management, Leadership, Program Management, Information Technology, Cross-functional Team..., Vendor Management, Disaster Recovery, Internal Controls
Education
University of California, Irvine 1992 — 1998
MBA, IT, Biological Sciences
Stearns Lending (NMLS #1854) January 2013 - Present
JPMorgan Chase December 2011 - December 2012
Bank of America February 2009 - September 2011
Home Savings of America October 2007 - January 2008
Fremont Investment & Loan October 1999 - May 2007
Skills
Credit, Finance, Human Resources, Leadership, Loans, Management, Mortgage Banking, Mortgage Lending, Sales, Underwriting, Residential Mortgages, Banking, Customer Service, Refinance
Education
Northern Illinois University 1993 — 1995
Waubonsie Valley
Sanmina November 2014 - Present
Stearns Lending (NMLS #1854) June 2014 - November 2014
Nations Direct Mortgage May 2013 - May 2014
Sanmina-SCI September 2008 - May 2013
Skills
Financial Analysis, Financial Modeling, Mortgage Lending, Forecasting, Loans, Strategic Financial..., Finance, Investments, Corporate Finance, FHA, Asset Management
Education
University of California, San Diego
Management Science
Stearns Lending (NMLS #1854) October 2013 - Present
Nationstar Mortgage Wholesale Lending October 2012 - October 2013
Wells Fargo Home Mortgage October 2005 - September 2012
Wells Fargo Commercial Capital April 2004 - October 2005
Wells Fargo Home Equity December 2001 - April 2004
Titan Systems Corporation, March 2001 - December 2001
Ford Motor Credit Company June 1997 - March 2000
Education
San Diego State University-California State University 1995 — 2000
Bachelor of Arts (B.A.), Economics
Stearns Lending (NMLS #1854) 2013 - Present
Education
The University of Texas at Arlington 1998 — 2001
Bachelor of Science, Marketing
University of North Texas 1996 — 1998
Bachelor of Science, Marketing
Stearns Lending (NMLS #1854) December 2014 - Present
Prospect Mortgage, LLC (NMLS# 3296) August 2012 - December 2014
Nora Lighting, Inc. April 2011 - August 2012
Million Dollar Baby March 2010 - September 2010
ING Mortgage May 2007 - March 2010
Skills
Microsoft Office, Forecasting, Customer Service, Outlook, Microsoft Excel, Process Improvement, Operations Management, PowerPoint, Microsoft Word, Call Centers, Retail, Call Center, Inventory Management, Vendor Management, Purchasing, Training, Pronet, QuickBase
Education
Woodbury University 2008 — 2009
Master of Business Administration (MBA)
California State University-Los Angeles 2002 — 2004
Bachelor of Business Administration (B.B.A.)
CU Partners/Stearns Lending June 2011 - February 2015
Stearns Lending (NMLS #1854) June 2011 - February 2015
Skills
FHA, Mortgage Lending, VA, Refinance, Mortgage, Loans, Loan Origination
Education
San Diego State University-California State University 1980 — 1985
Bachelor's degree, Political Science and Government
Stearns Lending (NMLS #1854) June 2014 - Present
Stearns Lending December 2009 - June 2014
Bank of America December 2008 - December 2009
First NLC Financial Services 2006 - 2007
First NLC Financial Services 2004 - 2006
ResMAE 2004 - 2004
IndyMac Bank 2002 - 2004
Washington Mutual Finance 1999 - 2002
Skills
Mortgage Banking, Mortgage Lending, FHA, Credit, Loans, Refinance, Loan Origination, FHA financing, Credit Analysis, Government Loans, Leadership, Loss Mitigation, Mortgage Underwriting, Residential Mortgages, Reverse Mortgages, Selling, USDA, Underwriting, VA loans, Construction Loans, Loan Servicing, VA Loans, Sales, FHA Financing
Education
California State University-San Bernardino - College of Business and Public Administration
B.A. Business Administration, Management
Stearns Lending (NMLS #1854) September 2012 - Present
Countrywide Financial Corporation November 2002 - November 2007
Education
Rosemead High School 1997 — 1999
ITT Technical Institute-West Covina
Associate of Science (A.S.), Computer Networking Systems, 3.0
Stonegate Mortgage Corporation (NYSE: SGM) June 2015 - Present
Envoy Mortgage May 2015 - June 2015
Stearns Lending (NMLS #1854) October 2014 - May 2015
Citibank April 2011 - October 2014
Bank of America April 2009 - April 2011
JPMorgan Chase April 2008 - April 2009
Countrywide February 2008 - April 2008
WAMU January 2006 - January 2008
Skills
Mortgage Lending, Loans, Customer Service, FHA, First Time Home Buyers, Loan Origination, Mortgage Banking, Residential Mortgages, Sales, Banking, Microsoft Word, Microsoft Office, Real Estate, Credit
Education
City College of San Francisco
Stearns Lending (NMLS #1854) April 2015 - Present
Tenacity Mortgage August 2013 - April 2015
Quad/Graphics November 2012 - May 2013
Zenmar Power Tool and Hoist June 2010 - September 2012
1st Personal Mortgage Service October 2006 - May 2010
First Greensboro Home Equity 2001 - 2006
The Mortgage Consultants, Inc 1995 - 2001
Copyworld of Baltimore 1988 - 1989
Copyworld of Baltimore 1988 - 1989
Skills
Team Building, Sales, Microsoft Office, Account Management, Management, Project Planning, Strategic Planning, Customer Service, Change Management, Process Improvement, Team Leadership, Sales Management, Time Management, Finance, New Business Development, Human Resources, Start-ups, Cross-functional Team..., Leadership Development, Operations Management, Budgets, Risk Management, Leadership, Forecasting, Marketing, Mortgage Lending, Training, Recruiting, Credit, Project Management, Strategy, Contract Negotiation, Customer Satisfaction, Salesforce.com, Program Management, Purchasing, Advertising, Coaching, Microsoft Word, Negotiation, Public Speaking, Inventory Management, Marketing Strategy, Microsoft Excel, Business Development, First Time Home Buyers, Investment Properties, Foreclosures, Real Estate, Real Estate Transactions
Education
Muhlenberg College 1983 — 1987
B.A., Psychology
Muhlenberg College
Stearns Lending (NMLS #1854) September 2015 - Present
M&T Bank August 2014 - August 2015
EverBank February 2013 - July 2014
First Portfolio Lending November 2010 - November 2012
McLean Mortgage Corporation December 2009 - November 2010
McLean Mortgage Corporation December 2009 - 2010
WINCREEK Financial October 2007 - November 2009
Jacob Dean Mortgage 2006 - 2008
Pinnacle Financial Corporation February 2005 - September 2007
dynamics financial 1996 - 1997
Skills
FHA, USDA, Refinance, Mortgage Lending, Mortgage Banking, First Time Home Buyers, VA loans, Loan Origination, Loans, Investment Properties, Residential Mortgages, FHA financing, Real Estate, Certified Mortgage..., Government Loans, Real Estate Transactions, Construction Loans, Real Estate Financing, Commercial Real Estate, Reverse Mortgages, Residential Homes, Commercial Lending, Finance, Commercial Mortgages, Home Equity Lines of..., Mortgage Underwriting, Home Equity Loans, Credit, Investors, Portfolio Management, Mortgage Marketing, Credit Analysis, Underwriting, Short Sales, Real Estate Economics, Foreclosures, Non-Conforming, HUD, Loss Mitigation, Investments, Condos, Referrals, REO, Loan Servicing, Banking, Closings, Sellers, Title Insurance, Consumer Lending, FHA Financing
Education
Colorado Women's College
BA, English, journalism
MT VERNON SEMINARY
Syracuse University
MS, communications
Stearns Lending (NMLS #1854) June 2015 - Present
Harborpointe Consulting September 2014 - Present
loanDepot January 2014 - September 2014
loanDepot February 2012 - January 2014
loanDepot March 2011 - February 2012
loanDepot February 2010 - March 2011
First American Title June 2007 - February 2010
First American Title August 2005 - June 2007
Skills
SQL, SDLC, Databases, Technical Support, Software Installation, C#, Visio, Vendor Management, Banking, Testing
Education
University of California, San Diego 1994 — 2000
Pinnacle Capital Mortgage June 2015 - Present
Stearns Lending (NMLS #1854) December 2013 - Present
Stearns Lending December 2013 - June 2015
National Residential April 2013 - December 2013
Pinnacle Capital Mortgage November 2008 - April 2013
American Mortgage Express December 2005 - August 2007
LoanCity August 2003 - December 2005
LoanCity November 2002 - August 2003
Skills
Conventional,..., Mortgage Banking, Banking, VA loans, Loans, FHA, USDA, Credit, FHA financing, Loan Origination, Kindness, Management, Refinance, Residential Mortgages, Underwriting, Mortgage Lending, Mortgage Underwriting, Positive Team Player, Credit Analysis, FHA Financing, VA Loans
Education
San Francisco State University
Bachelor's degree, Urban Studies/Affairs
Stearns Lending (NMLS #1854) May 2015 - Present
BakerCorp May 2007 - May 2015
Washington Mutual 2000 - 2007
Technology Service Solutions May 1999 - November 2000
Public Storage 1999 - 1999
Long Beach Mortgage (Division of Wahington Mutual) 1997 - 1999
Skills
Financial Analysis, Forecasting, Budgets, Finance, Accounting, Financial Reporting, Sarbanes-Oxley Act, Business Strategy, Strategic Planning, Financial Modeling, Contract Negotiation, Due Diligence, Team Building, Process Improvement, Mergers & Acquisitions, Executive Management, Financial Planning, Operations Management, Cost Accounting, Management, Auditing
Education
Loyola Marymount University 1984 — 1987
BS, Accounting
Stearns Lending (NMLS #1854) March 2015 - Present
PMI Mortgage Insurance Co. December 2012 - December 2014
PMI Mortgage Insurance Co. May 2010 - November 2012
Wells Fargo Home Mortgage May 2008 - May 2010
BNC Mortgage May 2007 - November 2007
Fremont Investment & Loan May 2004 - May 2007
Skills
Credit Analysis, Financial Analysis, Fraud Detection, Mortgage Lending, Underwriting, Loans, Credit Risk, Appraisals, Negotiation, Mortgage Banking, Loss Mitigation, Loan Origination, Mortgage Underwriting, Insurance, Financial Risk, Residential Mortgages, Credit
Education
University of San Diego 2002 — 2004
MA, History
Saint Mary's College of California 1998 — 2002
BSE, Business Administration & History
Stearns Lending (NMLS #1854) February 2015 - Present
Kal Financial July 2014 - January 2015
Citi June 2012 - May 2014
Bank of America June 2002 - June 2012
Skills
Mortgage Lending, Loans, First Time Home Buyers, Sales, FHA, Residential Mortgages, Banking, VA loans, Credit, Mortgage Banking, Real Estate, Foreclosures, Loan Origination, Refinance, Referrals
Education
California State University-East Bay
Stearns Lending (NMLS #1854) April 2014 - Present
PMAC Lending Services Inc. April 2013 - April 2014
Genworth Financial July 2007 - April 2013
Skills
Loan Origination, Credit, Account Management
Education
Sonoma State University 1999 — 2001
Bachelor of Business Administration (BBA), Accounting and Finance
Stearns Lending (NMLS #1854) June 2014 - Present
William Lyon Homes June 2007 - May 2011
Skills
Administrative..., Outlook, Microsoft Excel, Process Scheduler, Office Management, Spreadsheets
Education
San Diego State University-California State University 1989 — 1994
Bachelor of Arts (BA), Communication, General
Stearns Lending (NMLS #1854) March 2014 - Present
Citi December 2011 - March 2014
Bank of America June 2009 - December 2011
Wachovia, A Wells Fargo Company June 2008 - May 2009
Washington Mutual September 1983 - May 2008
Skills
Mortgage Lending, Mortgage Banking, Loans, Loan Origination, Refinance, FHA, Credit, Mortgage Underwriting, Banking, VA loans, Underwriting, Residential Mortgages
Education
Santa Clara University 1980 — 1982
Masters, Business Administration
Santa Clara University
MBA
Stearns Lending (NMLS #1854) February 2015 - Present
Nationstar Mortgage February 2013 - February 2015
Bank of America May 2012 - February 2013
Bank of America June 2011 - May 2012
Bank of America Home Loans May 2009 - June 2011
Countrywide October 2008 - April 2009
Wachovia February 2007 - October 2008
World Savings December 2006 - February 2007
Countrywide Home Loans August 2005 - November 2006
Countrywide Home Loans March 2005 - August 2005
Skills
Mortgage Banking, Mortgage Lending, Loans, Loan Origination, Underwriting, FHA, Credit, Credit Analysis, Portfolio Management, Loss Mitigation, Finance, Leadership, Financial Risk, Operations Management, Pipeline Management, Analysis, Staff and Leadership..., Risk & Decision..., Team Building &..., Performance Improvement, Training & Development
Education
Florida State University - College of Business 2000 — 2004
Bachelor's, Business Management
Stearns Lending (NMLS #1854) May 2015 - Present
Wells Fargo Home Mortgage 2004 - May 2015
Skills
Mortgage Lending, Residential Mortgages, Loan Origination, Mortgage Banking, Refinance, Banking, Loans, Reverse Mortgages, VA loans, USDA, FHA, Sales, Credit Analysis, FHA financing, Credit, Government Loans, FHA Financing, VA Loans
Education
Old Dominion University 1980 — 1984
Bachelor's Degree - Finance, Finance
Strome College of Business 1980 — 1984
Finance, Business
Langley High School 1977 — 1980
NFM Lending (formerly NFM, Inc.) February 2014 - Present
Stearns Lending (NMLS #1854) January 2012 - January 2014
Jacob Dean Mortgage January 2007 - May 2012
Organization of American States February 2000 - April 2005
Education
Universidad de Salamanca 2004 — 2004
Diploma - Specialization, Corruption's aspects realted to Economy and Judicial framework, Research sufficiency
Universidad de La Sabana 1995 — 2000
Bachelor's Degree, Buisiness Adminitration with Emphasis on Marketing
Stearns Lending (NMLS #1854) September 2015 - Present
PrimeLending June 2013 - August 2015
Ulterior Motives International, Inc. November 2012 - June 2013
Montogmery Coscia Greilich LLP May 2011 - November 2012
Travis Wolff, LLP 2008 - 2011
Skills
Microsoft Office, Human Resources, Expense Reports, Research, Travel Arrangements, Adobe Creative Suite, Practice Management, Drupal, Adobe, Proposal Writing, Outlook, Sales, Marketing Communications, Marketing, Event Management, Advertising, Customer Service
Education
Texas Tech University 2003 — 2007
BA, Advertising
Stearns Lending (NMLS #1854) July 2015 - Present
The Federal Savings Bank September 2011 - July 2015
Guaranteed Rate October 2012 - February 2014
Guaranteed Rate June 2009 - February 2011
W.A.S. Consulting LTD. January 2009 - December 2010
Countrywide Home Loans January 2006 - September 2008
Skills
FHA financing, Mortgage Banking, Refinance, Mortgage Lending, FHA, Loan Origination, Customer Service, VA loans, Home Equity Loans, Certified Mortgage..., Residential Mortgages, Loans, Reverse Mortgages, Sales, Credit, USDA, Finance, Government Loans, Mortgage Underwriting, Banking, Funding, Financial Services, Credit Analysis, Construction Loans, Home Equity Lines of..., Consumer Lending, Credit Cards, Mortgage Servicing, Commercial Mortgages, Underwriting, Real Estate Financing, Commercial Lending, Loan Servicing, Loss Mitigation, Debt Consolidation, Small Business Lending, Mortgage Marketing, Lines Of Credit, Branch Management, Management, First Time Home Buyers, Sales Management, FHA Financing
Education
Purdue University 2000 — 2004
Bachelor of Science, Business Management and Finance
Buffalo Grove High School 1996 — 2000
Stearns Lending (NMLS #1854) 2014 - Present
Kinecta Federal Credit Union October 2010 - March 2014
First Choice Resource LLC October 2008 - October 2010
Windsor Capital Mortgage May 2000 - May 2009
Skills
REO, First Time Home Buyers, Real Estate, Investors, Foreclosures, Single Family Homes, Investment Properties, Short Sales, Residential Homes, Condos, Sellers, Buyer Representation, Relocation, Refinance, Marketing, USDA, Loans, Mortgage Marketing, Home Equity Lines of..., Loan Origination, Property, Mortgage Lending, FHA, Investments, Selling, Portfolio Management, Commercial Mortgages, Real Estate Financing, VA loans, Mortgage Banking, Sales, Reverse Mortgages, Real Estate Economics, Residential Mortgages
Education
Banning
California State University-Dominguez Hills
Business Information Sysytem
Wells Fargo Private Mortgage Banking January 2015 - Present
Stearns Lending (NMLS #1854) December 2012 - January 2015
Wells Fargo Home Mortgage September 1992 - December 2012
US Bank April 1982 - September 1992
Skills
Talent Management, Mortgage Banking, Recruiting, Coaching, Mortgage Lending, FHA, Refinance, VA loans, Customer Service, Loan Origination, Cold Calling, Sales Management, Residential Mortgages, Sales, Loans, Credit, Reverse Mortgages, Government Loans, USDA, FHA financing, Mortgage Underwriting, Certified Mortgage..., Underwriting, Home Equity Loans, Home Equity Lines of..., Credit Analysis, Consumer Lending, Construction Loans, Mortgage Marketing, Loss Mitigation, Commercial Mortgages, Mortgage Servicing, Real Estate Financing, First Time Home Buyers, Debt Consolidation, Commercial Lending, VA Loans, FHA Financing, Finance, Real Estate, Banking
Education
Saint John's University 1977 — 1981
BA, Political Science/History
Armstrong High School
Sierra Pacific Mortgage Company, Inc. March 2014 - Present
Stearns Lending (NMLS #1854) July 2012 - March 2014
CMG Financial, Diablo funding, March 1998 - June 2012
Joseph Bonhart Realty inc., July 1979 - September 2011
Skills
Marketing Strategy, Marketing, Strategic Planning, Business Strategy, New Business Development, Business Development, Social Media Marketing, Marketing Communications, Email Marketing, Social Media
Education
Case Western Reserve University 1958 — 1963
Bachelor of Architecture (B.Arch.), Architecture
Case Western Reserve University, BA in Architecture 1958 — 1963
Bachelor of Architecture (BArch), Architectural Engineering
GENPACT March 2015 - Present
CashCall, Inc. January 2015 - February 2015
Stearns Lending (NMLS #1854) November 2014 - January 2015
Wells Fargo Home Mortgage August 2012 - June 2014
Easy Choice Lending June 2012 - July 2012
First One Lending Corporation August 2009 - June 2012
US Advocate Law Group April 2009 - August 2009
Skills
Customer Service, Microsoft Excel, Microsoft Office, Banking, PowerPoint, Insurance, Microsoft Word, Credit, Coaching, Outlook, Strategic Planning, Risk Management, Mortgage Lending, Consumer Lending, Credit Analysis, Residential Mortgages, Teamwork, Mortgage Banking, Mortgage Underwriting, VA loans, Refinance
Education
University of California, Riverside 1996 — 1998
BS, Business Administration
Stearns Lending (NMLS #1854) 2015 - Present
Academy Mortgage Corporation September 2007 - May 2015
Washington Mutual October 1998 - September 2009
Skills
Mortgage Lending, Refinance, FHA, Mortgage Banking, Loan Origination, REO, 203K, VA loans, USDA Rural Housing, Down Payment Assistance, Investment Property..., Home Equity Lines of..., Conventional, Cal Hfa Down Payment, NHF Grant, Purchase home loans, USDA, First Time Home Buyers, Government Loans, VA Loans, Investors
Education
Cal State Hayward
Stearns Lending (NMLS #1854) February 1998 - Present
Skills
Refinance, Mortgage Lending, Real Estate, Credit, New Business Development, Public Speaking, Loan Origination, Leadership, Research, Investment Properties, First Time Home Buyers, Access, Social Media, Financial Analysis, Investments, Loans
Education
University of California, Riverside
Bachelor of Science (BS)
Stearns Lending (NMLS #1854) September 2014 - Present
Wells Fargo Private Mortgage Bankaa April 1994 - March 2014
Skills
Finance, REO, Sellers, Real Property, Sales, Consumer Lending, Credit Analysis, Small Business Lending, Certified Mortgage..., Retirement Planning, Underwriting, Vacation Homes, Condos, Single Family Homes, Buyers, Move Up Buyers, Relocation, Rentals, Income Properties, Real Estate Financing, SFR, FHA financing, Townhomes, Government Loans, Customer Service, First Time Home Buyers, Real Estate, Short Sales, Refinance, Mortgage Lending, Loans, Investors, Investment Properties, Referrals, FHA Financing
Education
UCSC 1987 — 1989
BA, Environmental Studies
Ashland High School 1970 — 1973
college prep
Stearns Lending (NMLS #1854) October 2014 - Present
CMG July 2014 - October 2014
JPMorgan Chase 2009 - 2013
Skills
FHA, VA loans, Mortgage Lending
Education
San Jose State University
Marketing Communication, Marketing Communication
Stearns Lending (NMLS #1854) July 2015 - Present
SHAZAM Network - ITS, Inc. September 2013 - July 2015
Holy Trinity Catholic School August 2010 - August 2013
Self Employed 2007 - August 2010
Federal Home Loan Bank of Des Moines December 1993 - December 2005
Skills
Non-profits, Microsoft Office, Event Planning, Microsoft Excel, Teaching, Public Speaking, Tutoring, Elementary Education, PowerPoint, Research, Microsoft Word, Literacy, Customer Service, Social Media, Sales, Newsletters, Classroom, Access, Marketing Communications, Proofreading, Community Outreach, Nonprofits, Fundraising, Staff Development, Recruiting, Marketing, Event Management, Outlook, Administrative..., Lesson Planning, Special Education, Educational Technology, Smartboard, Classroom Management, Analysis
Education
Simpson College
BA, Marketing/Corporate Communications
AIB 1993 — 1995
AA, Business Administration/Financial Management
Stearns Lending (NMLS #1854) December 2009 - August 2015
AIReS May 2008 - December 2009
Amercan Sterling Bank March 2005 - April 2008
Allstate Funding January 2004 - February 2005
Downey Savings January 1999 - January 2004
Skills
Management, Sales, Leadership, Finance, Financial Analysis, Risk Management, Account Management, Customer Satisfaction, Customer Retention, Client Liaison, Relationship Management, Loans, Microsoft Office, Banking, Credit
Education
Interior Designers Institute 2001 — 2003
Associate of Arts (A.A.), Commercial Design
Foothill High School 1988 — 1989
General Education
Tustin High School 1986 — 1987
General Education
Columbus Tustin 1985 — 1986
General Education
St Jeanne De Lestonnac 1975 — 1985
General Education
Stearns Lending (NMLS #1854) June 2015 - Present
PNC Mortgage June 2013 - December 2014
Wells Fargo Home Mortgage April 2009 - June 2013
Skills
Articulate, Passionate,..., First Time Home Buyers, Investment Properties, Real Estate, Short Sales, Foreclosures, Investors, REO, Single Family Homes, Sellers, Condos, Residential Homes
Education
Johnson C. Smith University - JCSU 1971 — 1976
Bachelor of Science (BS), Philosophy
Johnson C. Smith University, Charlotte NC.. 1971 — 1976
Bachelor of Science (B.S.), Political Science and Government, 3.5
Stearns Lending April 2008 - Present
Stearns Lending (NMLS #1854) April 2008 - Present
Skills
New Business Development, FHA, USDA, Mortgage Banking, Cold Calling, Credit, Refinance, Mortgage Lending, Loans, Negotiation, Short Sales, Loan Origination, Residential Mortgages, Sales, Sales Management, VA loans, Investment Properties, Commercial Lending, Residential Homes
Education
Chadron State College 1988 — 1993
Master's degree
Chadron State College 1988 — 1992
Master of Arts (M.A.)
Lincoln Lending Group November 2014 - Present
Stearns Lending (NMLS #1854) October 2012 - November 2013
American Mortgage Services 2009 - 2013
Education
Michigan State University
BA Prelaw
Stearns Lending (NMLS #1854) April 2014 - Present
Citi May 2012 - April 2014
Wells Fargo Home Loans October 2011 - May 2012
North American Title Company July 2005 - June 2011
Ticor Title Company June 2004 - July 2005
Chicago Title Company September 2002 - October 2003
Skills
Marketing Strategy, Sales Process, Mortgage Lending, REO, Loans, Refinance, First Time Home Buyers, Selling, Short Sales, FHA, Real Estate, Investment Properties, Foreclosures, Sales, Residential Homes, New Business Development, Marketing, CRM, Loan Origination
Education
Notre Dame de Namur University 2002 — 2004
MBA, Business Management
Notre Dame de Namur University 2000 — 2002
Bachelor of Science, Business Management & Marketing
Stearns Lending (NMLS #1854) March 2015 - Present
HomeStreet Bank November 2013 - Present
Fairway Independent Mortgage Corp May 2013 - October 2013
AXIA HOME LOANS June 2012 - May 2013
Pinnacle Capital Mtg January 2012 - April 2012
Skills
USDA, Loans, Mortgage Banking, Loan Origination, FHA, VA loans, Refinance, Mortgage Lending, Insurance, Customer Service, Single Family Homes, FHA financing, Residential Mortgages, Underwriting, First Time Home Buyers, Investment Properties, Home Equity Loans, Finance, Short Sales, Real Estate, Credit, Foreclosures, REO, Construction Loans
Education
Community College of Aurora 1979 — 1982
Business/Managerial Economics
Stearns Lending (NMLS #1854) January 2015 - Present
Stearns Lending July 2013 - December 2014
MetLife March 2011 - April 2013
Paramount Global Solutions Inc January 2006 - February 2011
Skills
SAS programming, Visio, SAS, Data Warehousing, Sybase, SQL, Risk Management, Access, DB2, Quality Assurance, Business Analysis, Business Requirements, Business Analytics, Financial Risk, VBScript, Unix, ETL, Mainframe, Data Analysis, Business Process, Analysis, SDLC, Analytics, SharePoint, Requirements Gathering, Business Objects, Oracle, Business Intelligence, Software Documentation, Process Improvement, Requirements Analysis, Banking, Software Project..., VBA, PL/SQL, MS Project, Data Management, Systems Analysis, Data Integration, Software Development
Education
Jawaharlal Nehru Technological University 2000 — 2004
Bachelors, Electrical and Electronics Engg
Stearns Lending (NMLS #1854) June 2015 - Present
Greenlight Loans November 2014 - Present
Nationstar Mortgage Special Servicing March 2013 - Present
Wells Fargo Home Mortgage September 2012 - March 2013
Citibank September 2010 - February 2012
HSBC 2001 - 2008
Education
Maryville University of Saint Louis 2008 — 2010
Bachelor's degree
Robert Morris College
Associate's degree, Business Administration and Management, General
Evergreen Home Loans NMLS 3182 July 2015 - Present
Stearns Lending (NMLS #1854) September 2014 - July 2015
Creekside Mortgage Inc. January 2011 - September 2014
Clark College January 2009 - March 2011
Adair Financial Services March 2006 - August 2008
Skills
Mortgage Lending, Refinance, VA loans, FHA, Loans, First Time Home Buyers, Foreclosures, Short Sales, Real Estate, Single Family Homes, Residential Mortgages, Credit, Investors, Loan Origination, Underwriting, Managing Database, Supervising Others, Customer Service, Finance, Root Cause Analysis, Financial Analysis
Education
Marylhurst University 2013 — 2017
Interdisciplinary Studies, Business Management / Accounting / Communications, Junior
Clark College 2009 — 2011
Accounting
Stearns Lending (NMLS #1854) August 2015 - Present
Ameriana Bank November 2014 - August 2015
Contract Underwriter for Radian at Stonegate Mortgage March 2014 - October 2014
Hallmark Home Mortgage September 2013 - January 2014
Carrington Mortgage Services January 2013 - September 2013
First Merchants Corporation December 2010 - January 2013
Home State Bank, Crystal Lake, IL September 2002 - November 2010
Snap-on Credit May 2001 - August 2002
American Trust Federal Savings Bank January 1998 - March 2001
Union Planters National Bank January 1995 - December 1997
Skills
Mortgage Lending, Credit, Loans, FHA, Mortgage Banking, FHA financing, Government Loans, Reverse Mortgages, Banking, Underwriting, Loan Origination, Mortgage Underwriting, Loan Servicing, Residential Mortgages, Credit Analysis, USDA, Financial Services, VA loans, Consumer Lending, Refinance, Home Equity Loans, Credit Risk, Home Equity Lines of..., HUD, Risk Management, FNMA, FHLMC, Leadership, Mortgage Marketing, Mortgage Servicing, Loss Mitigation, Certified Mortgage..., Construction Loans, Non-Conforming, Real Estate Financing, Wholesale Lending, Commercial Mortgages, Commercial Lending, Small Business Lending, Funding, VA Loans
Education
Ball State University 1984 — 1986
Stearns Lending (NMLS #1854) July 2014 - Present
Stearns Lending February 2013 - June 2014
Duquesne University August 2008 - February 2013
Mercyhurst University March 2006 - August 2008
Mercyhurst University; North East Campus May 2004 - August 2008
Skills
Management, Sales, Training, Finance, Teaching, Operating Budgets, Coaching, Accounting, Soccer
Education
Pennsylvania State University-Erie Campus 2004 — 2006
Master's degree, Business Administration and Management, General
University of Pittsburgh 1998 — 2002
Bachelor's degree, Communication, General
Pinnacle Capital Mortgage Corp June 2015 - Present
Stearns Lending (NMLS #1854) November 2014 - June 2015
Bank of England, Mortgage Division March 2012 - November 2014
Home Savings of America September 2009 - February 2012
Coast Mortgage Bankers September 2001 - July 2008
Skills
Mortgage Lending, Loans, Refinance, Mortgage Banking, FHA, Loan Origination, Residential Mortgages, USDA, VA loans, Credit, FHA financing, Credit Analysis, Banking, Commercial Lending, Reverse Mortgages, Construction Loans, Government Loans, Investment Properties, Mortgage Underwriting, FHA Financing
Education
Los Medanos College
Los Medanos College
Stearns Lending (NMLS #1854) May 2015 - Present
First Commonwealth Bank May 2014 - May 2015
F.N.B. Corporation January 2014 - May 2014
F.N.B. Corporation September 2012 - May 2014
F.N.B. Corporation March 2012 - September 2012
PNC Mortgage June 2009 - March 2012
Skills
Mortgage Lending, Loans, Analysis, Underwriting, Management, Credit, Loan Origination, Banking, FHA, Mortgage Banking, Commercial Lending, Consumer Lending
Education
Robert Morris University 2004 — 2008
Bachelor's degree, Accounting
Shaler Area High School
Stearns Lending (NMLS #1854)
Skills
Mortgage Compliance
Education
Chapman University, School of Law 2000 — 2003
Juris Doctor, Real Property
Bank of America March 2015 - Present
Bank of America 2013 - 2015
Stearns Lending (NMLS #1854) 2012 - 2013
Bank of America 2010 - 2012
Bank of America 2009 - 2010
Bank of America 2008 - 2009
Countrywide 1998 - 2008
Skills
Mortgage Banking, Banking, Credit
Education
Alverno College
Bachelor of Arts (B.A.), Business Management
Stearns Lending (NMLS #1854) January 2010 - Present
Skills
correspondent lending, Mortgage Lending, Sales
Education
California State University-Fullerton 2002 — 2006
Bachelor’s Degree, Business Administration and Management, General
Stearns Lending (NMLS #1854) June 2015 - Present
Education
Illinois State University 1970 — 1974
Bachelor of Arts (BA), social work, passing