Sterling Capital Mortgage
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Sterling Capital Mortgage Employees
Legacy Property Group April 2012 - Present
Realty One Group Infinity January 2014 - Present
CTX Mortgage October 2005 - February 2008
sterling capital mortgage 2003 - 2004
Skills
Real Estate, Residential, Investors, Home, Loans, Rentals, Professional Networking, Investment Properties, Business Networking, Residential Homes, Referrals, Mortgage Banking, FHA, Sales, Customer Service, Foreclosures, Property, Single Family Homes, Real Estate Financing, REO, First Time Home Buyers, New Business Development, Leases, Negotiation, Cold Calling, Mortgage Lending, Real Estate Transactions, Marketing, Sales Management, Short Sales, Buyer Representation, Selling, Entrepreneurship, Sellers, Small Business, Relocation, Customer Retention, Property Management, Finance, Direct Sales, Sales Process, Condos, Real Property, Tenant, Income Properties, SFR, Townhomes, New Homes, Online Marketing, Residential Mortgages
Education
Foothill College 1999 — 2012
General Education
los altos high 1995 — 1999
los altos high 1995 — 1999
AXIA Home Loans January 2013 - Present
Bank of America April 2011 - December 2012
Guild Mortgage Company 2005 - 2010
Sterling Capital Mortgage 2000 - 2005
Skills
Expert in Calculating..., FHA, VA, Jumbo, and..., Refinance, First Time Home Buyers, USDA, VA loans, Investment Properties, Mortgage Banking, Loan Origination, Residential Mortgages, Real Estate, Short Sales, REO, Foreclosures, Referrals, Condos, Residential Homes, Loans, Finance, FHA financing, Government Loans, VA Loans, FHA Financing
Education
Western Washington University 1982 — 1984
B.A. Advertising/Business, Advertising
Central Washington University 1979 — 1981
Bachelor of Business Administration (B.B.A.), Design and Visual Communications, General
Party City October 2014 - Present
Oktober's Pet Care & More November 2013 - Present
WOOD GROUP PSN February 2007 - November 2013
Alliance Engineering August 2002 - February 2007
Sterling Capital Mortgage February 1999 - June 2002
MONTGOMERY & COLLINS, INC OF TEXAS November 1996 - July 1998
TOTAL WORLD TELECOM (VIA Donovan & Watkins Agency) April 1996 - September 1996
FINANCIAL FEDERAL CREDIT INC October 1995 - April 1996
TEXAS DEPARTMENT OF HUMAN SERVICES November 1994 - January 1995
Skills
Document Controol, Microsoft Office, Outlook, Microsoft Word, Microsoft Excel, PowerPoint, Internet Explorer, Firefox, Software Documentation, Photoshop, Payroll, Project Planning, Leadership, Training, Teaching
Education
Lone Star College System 2015 — 2018
General Studies
SER-Business Training Center, Houston TX 1995 — 1995
General Office Skills Certificate, Keyboarding and documenting skills, records management, accounting fundamentals, software applicatio
Houston Community College 1992 — 1994
General Studies
Metro Lenders, Inc. Senior Mortgage BrokerMetro Lending Inc.January 2008 - Present
Metro Lenders, Inc. 2010 - 2011
Zachry Engineering 2008 - 2010
Shaw Stone & Webster 2004 - 2006
Broker One Lending 2003 - 2004
Sterling Capital Mortgage 2003 - 2003
Black & Veatch 2000 - 2001
First National Bank of Alma 1995 - 1995
Skills
Mortgage Lending, Real Estate, Loans, Referrals, Marketing, Renewable Energy, Budgets, Strategic Planning, Residential Homes, First Time Home Buyers, New Business Development, Construction Management, Technical Writing, Contract Negotiation, Short Sales, Construction, Electrical Engineering, Team Building, Engineering, Procurement, Public Speaking, Project Management, Customer Service, Contract Management, EPC, Investment Properties, Business Development, Investors, Microsoft Excel, Energy, Foreclosures, Leadership, Insurance, Analysis, Team Leadership, Start-ups, Negotiation, Sellers, FHA, Process Scheduler, Power Generation, Management, Refinance, Project Engineering, Real Estate Development, Project Planning
Education
University of North Florida 1997 — 1999
University of North Florida 1997 — 1999
Bachelor's degree, Electrical Engineering, Summa Cum Laude
Envoy Mortgage October 2014 - Present
Envoy Mortgage June 2014 - September 2014
Axia Home Loans October 2011 - February 2014
Evergreen Home Loans April 2007 - August 2011
Home 123 Mortgage January 2006 - March 2007
RBC Mortgage March 2004 - January 2006
Sterling Capital Mortgage April 2000 - March 2004
Alliance Mortgage Company December 1989 - March 2000
Skills
USDA, Mortgage Banking, Loan Origination, Rates, Real Estate Financing, Loss Mitigation, FHA, Credit Analysis, Credit, Residential Mortgages, VA loans, Refinance, Mortgage Lending, Construction Loans, FHA financing, Underwriting, Reverse Mortgages, Real Estate Economics, Loans, Certified Mortgage...
Education
Gonzaga University
Envoy Mortgage February 2015 - Present
Envoy Mortgage October 2008 - Present
WR Starkey Mortgage February 2001 - September 2008
Sterling Capital Mortgage August 2000 - February 2001
First Horizon Home Loan Corp. May 1997 - August 2000
Skills
Mortgage Lending, Loan Origination, Underwriting, Management, Vendor Management, Real Estate, Operations Management, FHA, Customer Service, Mortgage Banking, Leadership, Outsourcing Management, Loans, Offshore Outsourcing, Banking, Credit, Residential Mortgages, VA Loans, Offshore Operations, Offshore Management
Education
University of Houston 1997 — 2002
Management Information Systems, Math
Texas Tech University 1995 — 1996
Management Information Systems, General
William Jewell College 1994 — 1995
International Business
Guild Mortgage Company January 2008 - Present
Liberty Financial Group March 2007 - January 2008
Home 123 Mortgage March 2006 - March 2007
RBC Mortgage January 2005 - March 2006
Sterling Capital Mortgage November 2002 - January 2004
Action Mortgage Company June 2001 - November 2002
Bancshares Mortgage Company September 1991 - June 2001
WAMB 1995 - 2000
Mortgage Services Inc September 1990 - September 1991
US Bancorp Mortgage July 1987 - September 1990
Skills
USDA, Certified Mortgage..., FHA, Investment Properties, Reverse Mortgages, FHA financing, Sales, Credit, Underwriting, VA loans, Financial Structuring, First Time Home Buyers, Refinance, Real Estate, Mortgage Banking, Construction Loans, Credit Analysis, Residential Homes, Loans, Residential Mortgages, Real Estate Economics, Real Estate Transactions, Short Sales, Strategic Planning, Referrals, Debt Consolidation, Mortgage Underwriting, Real Estate Financing, Commercial Mortgages, Investors, Loan Origination, Government Loans, REO, Mortgage Marketing, Condos, Mortgage Lending, Sellers, Single Family Homes, Finance, Home Equity Loans, Investments, Banking, Foreclosures, HUD, Commercial Lending
Education
University of Portland
BA, Political Science
Opes Advisors July 2014 - Present
Bank of America Home Loans April 2011 - July 2014
Cherry Creek Mortgage Company December 2010 - April 2011
Bank of America July 2009 - December 2010
Bank of America Home Loans April 2004 - December 2010
Countrywide Home Loans 2005 - 2008
RBC October 2002 - April 2004
Sterling Capital Mortgage 2002 - 2003
Skills
Loans, FHA, Mortgage Lending, Refinance, First Time Home Buyers, Certified Mortgage..., Condos, Sales Management, Customer Service, Finance, Home Equity Lines of..., Home Equity Loans, Investment Properties, Investors, Mortgage Marketing, Real Estate, Real Estate Transactions, Residential Homes, Sales
Education
Tulane University 1997 — 2001
The Bush School 1994 — 1997
Seattle Country Day School 1985 — 1992
Chase February 2010 - Present
Excellence Mortgage December 2007 - February 2010
Prime Lending October 2005 - December 2007
RBC Bank October 2002 - March 2005
Sterling Capital Mortgage January 1999 - January 2002
Education
The University of Texas at Austin - Red McCombs School of Business 1990 — 1992
BBA, Management
Isidore Newman School 1975 — 1988
High School
The University of Texas at Austin
B.B.A, Business Management
America's Choice Home Loans August 2013 - Present
Amegy Mortgage November 2011 - September 2013
Envoy Mortgage January 2010 - November 2011
Hometrust Mortgage April 2006 - January 2010
RBC Mortgage February 2003 - May 2005
STERLING CAPITAL MORTGAGE 2003 - 2005
Summit Financial Resources May 2000 - March 2002
Summit Financial 2000 - 2002
Imperial Bank 1999 - 2000
Bay View Funding 1997 - 1998
Skills
Loans, Mortgage Lending, Residential Mortgages, Credit, Mortgage Banking, Finance, Banking, FHA, Financial Services, Loan Origination, USDA, Refinance, FHA financing, Underwriting, Credit Analysis, Mortgage Underwriting, Consumer Lending, Financial Risk, Commercial Mortgages, VA loans, Credit Risk, Mortgage Servicing, Loan Servicing, Reverse Mortgages, Commercial Lending, Funding, Construction Loans, Financial Structuring, Loss Mitigation, Government Loans
Education
San Jacinto College
Cornerstone Home Lending, Inc. April 2011 - Present
Champions School of Real Estate 2009 - 2012
Hometrust Mortgage October 2010 - April 2011
Cornerstone Mortgage Company November 2005 - October 2010
RBC Mortgage August 2003 - November 2005
Sterling Capital Mortgage December 1997 - August 2003
Skills
VA, FHA, Refinance, Mortgage Lending, Mortgage, Investment Properties, Purchase, Loans, Residential, Conventional, First Time Home Buyers, Real Estate, USDA, Home, Credit, VA loans, Mortgage Banking, Conforming, Loan Origination, Finance, Underwriting, Customer Service, REO, New Home Sales, Residential Homes, Foreclosures, Real Estate Transactions, Selling, Insurance, Buyer Representation, FHA financing, Real Estate Financing, Referrals, Construction Loans, Real Estate Economics, Residential Mortgages, Investors, Short Sales, Certified Mortgage..., Government Loans, Mortgage Underwriting, Single Family Homes, HUD, Sales, VA Loans
Education
University of Houston 1971 — 1977
BS, BIOLOGY/HISTORY
CrossCountry Mortgage, Inc. NMLS#3029 January 2012 - Present
Allied Home Mortgage April 2004 - November 2011
Sterling Capital Mortgage October 1999 - March 2004
WestAmerica Mortgage Company September 1992 - October 1999
Security Pacific Bank 1988 - 1991
Skills
FHA, Mortgage Banking, Mortgage Lending, Loans, Refinance, Reverse Mortgages, Loan Origination, VA loans, FHA financing, Real Estate, Government Loans, Underwriting, First Time Home Buyers, Residential Mortgages, USDA, Investment Properties, Sellers, Referrals, Construction Loans, Consumer Lending, Banking, Real Estate Economics, Certified Mortgage..., Investments, Home Equity Lines of..., Non-Conforming, Home Equity Loans, Credit, Funding, Investors, REO, Finance, Foreclosures, Mortgage Underwriting, Real Estate Financing, Debt Consolidation, VA, Mortgage, Recruiting, Mortgage Industry, First Time Buyers, Rehab Loans, Real Estate Finance, HARP, Home Path, Realtor Relations, Home Builders, New Home Financing, Credit Analysis, FHA Financing
Education
College of DuPage 1988 — 1988
Real Estate and Banking
Masergy Communications July 2011 - Present
Masergy Communications 2006 - July 2011
Hyphen Solutions 2002 - 2006
PageNet 2001 - 2002
SBC Internet Services 1998 - 2001
Sterling Capital Mortgage 1997 - 1998
Skills
MPLS, Data Center, Telecommunications, IP, Integration, Strategic Partnerships, Wireless, Networking, Product Management, IT Operations, ITIL, Leadership, Wireless Networking, WAN, Network Design, Computer Network..., Servers, Cloud Computing, Unix, Mobile Devices, Co-location, Unified Communications, Ethernet, Management, Disaster Recovery, VoIP, Banyan Vines, SaaS, Cisco Technologies, RS232, Troubleshooting, Professional Services, Token Ring, Managed Services, Security, Routers, SIP, Call Centers, Routing, LAN-WAN, Network Security, Vendor Management, Network Administration, Virtualization, VPN, Network Engineering, Linux, Firewalls, TCP/IP, VMware
Education
Texas State University 1992 — 1996
BS
Alpen Mortgage January 2009 - Present
O'Dette Mortgage Group May 2009 - February 2014
Central Banc Mortgage Corporation February 2008 - December 2008
Greystone Financial July 2007 - February 2008
ComUnity Lending February 1999 - July 2007
Sterling Capital Mortgage January 1996 - January 1999
PMI Mortgage Insurance Co. January 1992 - December 1995
Skills
Mortgage Underwriting, Customer Satisfaction, Customer Retention, Long-term Customer..., Microsoft Office, Sales Operations, Employee Training, Collaborative Problem..., Creative Solutions, Mortgage Industry, Financial Analysis, Operations Management, Policy Analysis, Appraisals, Regulatory Guidelines, Sellers, Mortgage Banking, Loan Origination, Residential Homes, Mortgage Lending, REO, Short Sales, Refinance, Foreclosures, Investment Properties, Loans, Underwriting, Reverse Mortgages, FHA, Referrals, Residential Mortgages, Credit, Selling, Investments, Relocation, Investors, USDA, Real Estate, First Time Home Buyers, Real Property
Education
California State University-Chico 1986 — 1990
Bachelor of Science (BS), Political Science and Government, Honors Graduate, Minor in Public Administration, Paralegal Certification
Utah Community Credit Union April 2012 - Present
Wells Fargo Home Mortgage May 2006 - April 2012
Sterling Capital Mortgage September 2001 - May 2006
Utah State Legislature January 2002 - February 2002
Skills
Mortgage Industry, Mortgage Lending, Mortgage, FHA, Loans, Refinance, Loan Origination, USDA, Mortgage Banking, Credit, VA loans, Residential Mortgages, Reverse Mortgages, FHA financing, Construction Loans, Banking, Government Loans, Credit Analysis, Certified Mortgage..., Investment Properties, Consumer Lending, Underwriting, First Time Home Buyers, Investors, Home Equity Loans, Real Estate, Real Estate Economics, Wholesale Lending, HUD, Commercial Real Estate, Referrals, Finance, Foreclosures, Funding, Short Sales, Loan Servicing, Mortgage Marketing, Commercial Lending, Home Equity Lines of..., Real Estate Financing, Financial Structuring, Loss Mitigation, Mortgage Underwriting, REO, Residential Homes, Investments, Real Estate Transactions, Debt Consolidation, Commercial Mortgages, Rates
Education
Brigham Young University - Marriott School of Management 2002 — 2006
Master's degree, Public Finance, Graduated in top 10
Brigham Young University 1998 — 2002
Bachelor's degree, Political Science, 3.8 GPA
Brigham Young University - Idaho 1996 — 1998
Assoc, Criminal Justice, 3.9 GPA
Prospect Mortgage, LLC June 2014 - Present
Mission Hills Mortgage May 2010 - June 2014
Wells Fargo Home Mortgage August 2008 - July 2010
Indymac Bank August 2007 - August 2008
American Home Mortgage May 2005 - August 2007
Countywide Home Loans 2004 - 2005
Countrywide Home Loans, Inc 2004 - 2005
Sterling Capital Mortgage 2002 - 2004
north american mortgage 1999 - 2002
Norwest Mortgage 1998 - 1999
Skills
Microsoft Excel, Loans, FHA, Credit, FHA financing, Underwriting, Investment Properties, Mortgage Banking, Refinance, VA loans, Mortgage Underwriting, Mortgage Lending, Residential Mortgages, Real Estate, Banking, First Time Home Buyers, Government Loans, Reverse Mortgages, Certified Mortgage..., Construction Loans, Loss Mitigation, Non-Conforming, Home Equity Loans, HomePath, Mortgage Marketing, USDA Rural Housing, Real Estate Financing, Loan Servicing, FNMA, Credit Analysis, FHA Financing, VA Loans, Loan Origination, USDA
Education
Diablo Valley College 1995 — 1997
DocuTech Corp. March 2015 - Present
TestAStory November 2014 - Present
Cornerstone Home Lending (formerly Cornerstone Mortgage) 2000 - 2013
CBS Technologies Inc. 1998 - 2000
Sterling Capital Mortgage 1996 - 1998
Sigma Alpha Epsilon Fraternity 1994 - 1995
Siemens and American General Finance 1994 - 1995
Skills
IT Strategy, Software Development, Management, Disaster Recovery, Enterprise Architecture, Leadership Development, Strategic Planning, IT Management, Banking, Mortgage Banking, Loan Origination, Leadership, Executive Management, Networking, Business Analysis, Loans, Mortgage Lending, Vendor Management, Information Security, Program Management, SaaS, SharePoint, Change Management, Security, Business Continuity, Process Improvement, Finance, Financial Services, Risk Management, Business Development, SDLC, IT Service Management, Project Planning, Cloud Computing, Information Technology, CRM, Information Security..., ITIL, Strategy, Virtualization, Team Leadership, Computer Security, Business Intelligence, CISSP, Analysis, Firewalls, Integration, Governance, IT Operations, Enterprise Software
Education
University of Evansville 1990 — 1995
BS, Computer Science
Wells Fargo Home Mortgage August 2010 - February 2011
AMCAP Mortgage Bank October 2009 - August 2010
Liberty Residential Mortgage Company September 2005 - September 2009
Summit Mortgage January 2004 - September 2005
Sterling Capital Mortgage 1992 - 2003
Education
Dallas County Community College 1991 — 1992
Contract - United States Environmental Services July 2014 - August 2014
Contract - BMC Software January 2014 - May 2014
Contract - FleetPride 2013 - 2013
Exterran 2008 - 2013
Nabors International Inc. 2007 - 2008
IKON Office Solutions 2001 - 2006
Sterling Capital Mortgage 2000 - 2001
Transworld Mortgage Corporation 1999 - 2000
The Summit Group 1993 - 1994
Arthur Andersen & Co 1991 - 1992
Skills
Account Reconciliation, Accounting, Sarbanes-Oxley Act, Accruals, Financial Analysis, Essbase, General Ledger, Finance, Sarbanes-Oxley, Analysis, External Audit, Variance Analysis, Payroll, Hyperion Enterprise, Journal Entries, Process Improvement, Invoicing, Cost Accounting, Financial Forecasting, Microsoft Office, Excel Pivot, Vlookup, Bank Reconciliation, Budget Forecasts, Flux Analysis, Tax, US GAAP, BlackLine Systems, Oracle Warehouse..., FAS123R, G/L Reconciliations, Oracle E-Business Suite, HFM, Smartview, Hyperion HFM, Microsoft Dynamics GP
Education
University of Houston-Clear Lake
Bachelor of Science (B.S.), Accounting, 3.61/4.00
Wells Fargo Home Mortgage November 2012 - Present
Wells Fargo Home Mortgage November 2012 - Present
Wells Fargo Home Mortgage November 2012 - Present
Staples October 2007 - November 2012
RMG Global September 2007 - January 2009
Watterson Prime November 2006 - September 2007
watterson prime 2006 - 2007
Clayton Group June 2004 - November 2006
Sterling Capital Mortgage November 2005 - April 2006
Capital Home Mortgage November 2003 - May 2004
Skills
Mortgage Lending, Mortgage Banking, Microsoft Excel, Loans, Microsoft Office, Credit
Education
Central Piedmont Community College