Experience
Wells Fargo Home Mortgage  April 2015 - Present
SunTrust Mortgage   January 2013 - August 2014
Wells Fargo Home Mortgage  October 2012 - January 2013
Bank of America  May 2010 - October 2012
Allstate  May 2008 - May 2009
EquiFirst Corporation  May 2008 - February 2009
EquiFirst Corporation  May 2008 - February 2009
Knight Communications  May 2007 - May 2008
Ohio Lending Solutions   November 2005 - February 2007
Ohio Lending   November 2005 - February 2007

Skills
Process Improvement, Process Management, Customer Education, Customer Service, FHA, Competitive Analysis, Account Management, Underwriting, Loan Origination, Mortgage Lending, Loans, Mortgage Banking, Sales, Business Development, Management, Finance, Banking, Sales Process, Negotiation, Credit, Refinance, Customer Satisfaction, Mortgage Marketing, Residential Mortgages, USDA

Education
Central Piedmont Community College   2009 — 2009
Credit and Appraisals, Underwriting Credit Appraisals

BDC School of Management   2007 — 2008
Bussiness Devolopment Managment, Stuker

Lorain County Community College   2006 — 2007
Cirt, BDC & BDM

Experience
SunTrust Mortgage   January 2002 - Present
R. Bob Gopee & Associates   September 1990 - June 1992

Skills
Investor Reporting, Accounting, Auditing, Account Reconciliation, Finance, Loans, Internal Audit, Management, Mortgage Lending, Banking, Due Diligence, Credit, Portfolio Management

Education
Bryant and Stratton College   2006 — 2010
Bachelor of Business Administration (BBA), Business Administration and Management, General

Experience
Wells Fargo Home Mortgage  June 2013 - Present
Wells Fargo Home Mortgage  May 2013 - June 2013
SunTrust Mortgage   June 2011 - March 2013
Aerotek  June 2011 - September 2011
Wells Fargo Home Mortgage  June 2007 - August 2009
Wells Fargo Home Mortgage  May 2006 - June 2007
EM Promotion - MIH Promotions   December 2004 - April 2006
Alltel Wireless  February 2003 - December 2004
State of North Carolina - State Port Operations   February 2002 - December 2002
Bert's Surfshop   April 1999 - February 2001

Skills
detailed,goal oriented...., strong knowledge of..., pocesses strong..., Knowledge of Freddie..., knowledge of MSP,..., Knowledge of Microsoft..., Underwriting, Job Coaching, Minimal Supervision, Meet Deadlines, Microsoft Office, Applications, Default, Goal Oriented, Loss Mitigation, Loans, FHA, Mortgage Lending

Education
J Sargeant Reynolds Community College   2012 — 2014
Associate's degree, Business Management

Carteret Community College   1999 — 2001
Associate of Arts and Sciences (A.A.S.), Photographic and Film/Video Technology/Technician and Assistant

Cape Lookout Marine Science High School   1994 — 1996
High School Diploma, General Studies

Experience
Suntrust Bank  April 2014 - Present
SunTrust Mortgage   September 2012 - March 2014
SunTrust Mortgage   July 2009 - August 2012
Wachovia Securities, LLC  February 2006 - March 2009
Saxon Capital Mortgage   July 1999 - December 2005
Capital One Financial  March 1995 - October 1998

Skills
Project Management, Project Planning, Business Management, Business Process, Budgeting, Process Improvement, Business Analysis, Problem Solving, Workforce Planning, Workflow Analysis, Management, Strategy, Banking, Training, PMP, Leadership, Cross-functional Team..., Finance, Software Documentation, Mergers & Acquisitions, PMO, Quality Assurance, Risk Management

Education
Boston University   2008 — 2010
Masters of Science (M.S.), Project Management

Project Management Leadership Group
CPM, Project Management / Leadership

University of Phoenix   2004 — 2007
Bachelor of Science (B.S.), Business Management

Experience
Hurst Real Estate and Auction   December 2014 - Present
United Country Clinch Mountain Realty & Auction   March 2012 - December 2014
Lender's Title & Escrow   September 2009 - February 2012
SunTrust Mortgage   May 2007 - August 2009
First Horizon Home Loans  2007 - 2007

Skills
First Time Home Buyers, Social Media, Real Estate, Marketing, Web Design, Loans, Real Property, Short Sales, Sales, Buyers, Buyer Representation, Sellers, Investment Properties, Foreclosures, Commercial Real Estate, Customer Service, Real Estate Transactions, Relocation, Business Development, Residential Homes, Listings, Condos, Investors

Education
Carson-Newman College   1987 — 1991
Bachelor of Science (B.S.), Business Administration and Management, General

Experience
Synovus Mortgage  June 2012 - December 2013
SunTrust Mortgage   August 2009 - July 2012

Skills
Mortgage Lending, Loans, Banking, Customer Service, Credit, Loan Origination, Mortgage Banking, Residential Mortgages

Education
Brenau University   2010 — 2014
Master's degree, Elementary Education and Teaching

Columbus State University   1993 — 1998
Bachelor's degree, Business

Experience
International City Mortgage  2014 - Present
Gold Star Mortgage Financial Group  2014 - 2014
Michigan Mutual  2013 - 2014
Main Street Financial, Inc.   2009 - 2013
Countrywide Home Loans  2007 - 2009
SunTrust Mortgage   2005 - 2007
Wells Fargo Home Mortgage  2002 - 2005

Skills
Appraisals, Real Estate, Residential Homes, Mortgage Banking, FHA, Executive Search, Mortgage Lending, Residential Mortgages, Talent Acquisition, Sales, Investors, Government Loans, Mortgage Marketing, Finance, Investments, Mortgage Underwriting, Real Estate Financing, Selling, Relationship Management, Home Equity Loans, Commercial Mortgages, Customer Service, Short Sales, Real Estate Economics, Sellers, REO, Rates, Mortgage Servicing, Loan Servicing, Loss Mitigation, Financial Structuring, Business Development, Wholesale Lending, Foreclosures, HUD, Branch Management, Home Equity Lines of..., Funding, Referrals, Loan Modifications, Debt Consolidation, CRM, Single Family Homes

Education
Bethel College   1994 — 1998
BS, Business Management, Computer Programming

Experience
M&T Bank  June 2014 - Present
M&T Bank  March 2012 - Present
SunTrust Mortgage   July 2011 - February 2012
M and T Bank  December 2005 - June 2011

Skills
Loan Origination, Credit, Refinance, Real Estate, Loans, Commercial Lending, Commercial Banking, Mortgage, Banking, Consumer Lending, Credit Analysis

Education
Champlain College

Experience
Wells Fargo Home Mortgage  June 2013 - Present
Wells Faro Home Mortgage   April 2013 - June 2013
SunTrust Mortgage   June 2011 - March 2013
Wells Fargo Home Mortgage  May 2006 - August 2009
EM Promotions- MIH Promotions   December 2004 - April 2006
State of North Carolina  February 2002 - December 2002
Berts Surfshop   April 1999 - February 2001

Education
J Sargeant Reynolds Community College   2012 — 2012
Management, Project Management

Carteret Community College   1999 — 2001
Associate of Arts and Sciences (A.A.S.), Photographic and Film/Video Technology/Technician and Assistant

West Carteret High School   1994 — 1996
High School Diploma

Experience
J'Marwhite   January 2012 - Present
Capital One  June 2014 - August 2015
RBS Markets & International Banking  July 2013 - March 2014
SunTrust Mortgage   June 2012 - June 2013
Whitehead and Whitehead Legal Services   2009 - December 2012
Livewell Financial   2010 - March 2012

Skills
Fashion Styling, Fashion Buying, Loans, Underwriting, Customer Service, Mortgage Servicing, Microsoft Office, Mortgage Underwriting, Microsoft Excel, Microsoft Word, PowerPoint, Outlook, Banking, Budgets, Credit, Public Speaking, Residential Mortgages, Loss Mitigation, English, Windows, Research, HTML, Strategic Planning, Negotiation, Java, Teaching, Grant Preparation, Bookkeeping, 10 Key, Management, Closings, Post Closing, Youth Ministry, Bible teaching, Reports, Brochures, Compliance, Typing, Writing, Praise & Worship, Leadership, Event Planning, Mortgage Lending, Training, Nonprofits, FHA, Event Management, Coaching, Team Building

Education
Bryant and Stratton College-Richmond   2006 — 2008
Associate of Science (A.S.), Paralegal

Experience
SunTrust Mortgage   February 1999 - Present
KeyBank  January 1984 - August 1996

Skills
Single Family Homes, Mortgage Lending, Investment Properties, FHA financing, First Time Home Buyers, Loan Origination, Mortgage Marketing, Mortgage Banking, Refinance, Loans, Short Sales, Residential Homes, VA loans, FHA, Residential Mortgages, USDA

Education
Bowling Green State University   1981 — 1983

Experience
doTerra International  June 2010 - Present
SunTrust Mortgage   September 1990 - October 2011

Skills
Operations Management, Healthcare, Holistic Health, Nursing, Mortgage Lending, Real Estate Transactions, Entrepreneurship, Team Building, Training, Leadership, Banking, Process Improvement, Customer Service, Wellness, Management, Leadership Development, Coaching, Strategic Planning, Public Speaking, Retail, Sales, Marketing, Budgets, Small Business, Sales Management, Risk Management, Real Estate, FHA, Outlook, Refinance, Team Leadership, PowerPoint, Social Networking, Wellness Coaching, Nutrition, Aromatherapy, Pain Management, Supplements, Lifestyle Coaching, Recruiting, Business Planning, Insurance, Credit

Education
Bryan College   2006 — 2008
BBA, Business Management

CSTCC   1994 — 1996
ASN, NURSING

Experience
State Bar of Texas - Computer & Technology Section   June 2013 - Present
SLGSA   September 2006 - Present
Recycled Baseball Items Foundation   August 2011 - January 2015
Duff & Phelps  April 2012 - July 2014
Huron Consulting Group  March 2011 - March 2012
LECG (Acquired by Huron)   2011 - 2011
Brown University  September 2004 - June 2006
SunTrust Mortgage   2006 - 2006
New England Riptide, (National Pro Fastpitch)   2004 - 2004
Varoga & Rice   September 1999 - June 2000

Skills
Research, Litigation Support, Financial Modeling, Litigation, Financial Analysis, Process Improvement, Real Estate, Business Strategy, Coaching, Risk Management, Time Management, Securities, Strategy, Accounting, Arbitration, Strategic Financial..., Contract Negotiation, Corporate Law, Finance, Corporate Governance, Joint Ventures, Bankruptcy, Start-ups

Education
University of Houston Law Center   2007 — 2010
J.D., Law

Brown University   2000 — 2004
A.B., History

Elkins HS

Experience
Security 1 Lending  June 2014 - Present
Homeward Residential/ Global Services   July 2013 - December 2013
SunTrust Mortgage   July 2012 - July 2013
Bank of America  January 2010 - July 2012
Wells Fargo Home Mortgage  September 2006 - January 2011

Skills
Loans, Mortgage Banking, FHA, Refinance, Residential Mortgages, Credit, Banking, Loan Servicing, Credit Risk, Loss Mitigation, FHA financing, Customer Service, CRM, Outlook, Microsoft Excel, HUD, Team Building, Microsoft Office, Quality Assurance, Mortgage Servicing, Mortgage Underwriting, Foreclosures, Escrow, Loan Modifications, Cold Calling, Negotiation, Closings, Call Centers, Funding, Loan Origination, Mortgage Lending, Underwriting, Home Equity Lines of..., Government Loans, Relationship Management, Risk Management, Management, Credit Analysis, Default, Short Sales, Financial Structuring, FNMA, Lines Of Credit, Training, Process Improvement, Financial Services, Finance, RESPA, Investment Properties, Home Equity Loans

Education
Florida Institute of Technology   2012 — 2015
Associate of Science (A.S.), Marketing/Marketing Management, General

Central Piedmont Community College   2012 — 2012
Underwriting Certificate, Mortgage

Experience
SunTrust Mortgage   October 1996 - Present

Skills
Mortgage Lending, Mortgage Banking, Refinance, FHA, VA loans, Residential Mortgages, USDA, Loan Origination

Education
Central High School Chattanooga

Chattanooga State Community College

Experience
SunTrust Mortgage   August 2014 - Present
SunTrust Mortgage   March 2013 - August 2014
SunTrust Mortgage   June 2012 - March 2013
RP Holdings Group LLC   June 2010 - June 2012
Wells Fargo Home Mortgage  March 2008 - June 2010
philosophy  2001 - 2010
First Citizens Bank & Trust of South Carolina  April 2007 - March 2008
NetBank  July 2006 - April 2007
Fiba Retail - Marks & Spencer / GAP / Banana Republic   1999 - 2001
Fifth Third Bank f.ka. Old Kent Bank   1998 - 1999

Skills
Portfolio Management, Business Analysis, Risk Management, Operations Management, Strategic Planning, Sales Management, Loans, Process Improvement, Mortgage Lending, Leadership, Microsoft Office, Sales, Training, Strategy, Analysis, Management, Coaching, Team Building, Financial Risk, Customer Service, Retail, Call Centers, Recruiting, Finance, Vendor Management, Credit, Forecasting, Policy, Quality Assurance, Performance Management, Business Process, Negotiation, Budgets, Financial Analysis

Education
Central Piedmont Community College
Associate's degree, Business Administration and Management, General

Experience
CMG Financial  July 2014 - Present
CMG Financial  September 2013 - Present
Florida Capital Bank Mortgage  April 2013 - August 2013
E Mortgage Management  January 2013 - March 2013
SunTrust Mortgage   August 2007 - December 2012
American Brokers Conduit  February 2005 - July 2007
American Mortgage Network  July 2002 - January 2005
Ameriquest Mortgage  January 2002 - July 2002
Mount Royal Radio Room   January 1998 - January 2002
J&L Custom Sewing and Repair   January 1997 - January 2002

Skills
Superior Customer..., Sales Support, Inside Sales, Compliance, RESPA, T.I.L.A compliance, Economics, Real Estate Finance, Customer Experience, Customer Acquisition, Customer Engagement, Customer Service, Sales Operations, Real Estate Economics, Mortgage Banking, FHA, Mortgage Lending, Loan Origination, USDA, Refinance, Commercial Lending, FHA financing, Residential Mortgages, Mortgage Underwriting, VA loans, Loans, Credit, Sales

Education
Rowan University   1995 — 1997
Political Science and Government

Cabrini College   1993 — 1994
General Studies

Paulsboro   1989 — 1993

Experience
North State Bank  November 2012 - Present
SunTrust Mortgage   March 2011 - November 2012
Bank of America  August 2009 - February 2011
SunTrust Mortgage   March 2006 - August 2009

Skills
Mortgage Lending, Mortgage Banking, FHA, Loans, Residential Mortgages, USDA, Refinance, Loan Origination, VA loans, Credit, FHA financing, First Time Home Buyers, Certified Mortgage..., Investment Properties, Real Estate Financing, REO, Real Estate Economics, Construction Loans, Government Loans, Real Estate Transactions, Home Equity Lines of..., Mortgage Servicing, Mortgage Marketing, Reverse Mortgages, Mortgage Underwriting, Credit Analysis, Consumer Lending, Loan Servicing, Banking, Funding, Closings, Home Equity Loans, Credit Risk, Real Estate, HUD, Non-Conforming, Referrals, Finance, Home Equity, Retail Banking, Cross Selling, Investors, 203K, Residential Homes, Wholesale Lending, Title Insurance, Short Sales, Lines Of Credit, Calyx Point, Condos

Education
Christopher Newport University

Liberty University
Bachelor of Science (B.S.), Business, Management, Marketing, and Related Support Services

Experience
SunTrust Bank  September 2013 - Present
SunTrust Mortgage   November 2011 - December 2012
SunTrust Bank  January 2010 - November 2011
SunTrust Bank  April 2011 - July 2011
SunTrust BankCard   July 1998 - July 1999
SunTrust BankCard   October 1995 - July 1998

Skills
Consumer Lending, Loans, Banking, Loan Origination, Loan Servicing, Retail Banking, Training, Management, Software Documentation, Analysis, Finance, Financial Services

Education
Chattahoochee Technical College   2003 — 2005
AAT, Computer Information System - Database Specialist

Chattahoochee Technical College   2003 — 2005
A.S, Computer Science

University at Buffalo   1988 — 1994
BA, Psychology

Broome Community College   1986 — 1988
AS, Computer Science

Experience
Meracord  October 2012 - Present
Sydion Financial   September 2009 - January 2011
SunTrust Mortgage   2011 - 2011
WaMu (Washington Mutual)   August 2000 - March 2009
Long Beach Mortgage Company  May 1999 - July 2000
Downey Savings and Loan  July 1992 - September 1998
Guardian Federal Savings Association   January 1992 - June 1992
Mercury Savings and Loan Association   September 1987 - December 1991
United California Savings Bank   August 1984 - July 1987
Arthur Young & Company  July 1980 - July 1984

Skills
Forecasting, Managerial Finance, Financial Analysis, Financial Modeling, Finance, Auditing, Management, Process Improvement, Accounting, GAAP, Financial Reporting, Strategic Planning, Internal Audit, Loans, Project Planning, Sarbanes-Oxley Act, CPA, Internal Controls, Banking, Budgets

Education
California State University-Fullerton   1976 — 1980
B.A. (with honors), Business Administration with concentration in Accounting

Experience
SunTrust Mortgage   November 2011 - Present
Strategic Insight  September 2010 - November 2010
Manhattist   September 2009 - March 2010
Bank of China Wealth Management   July 2008 - September 2008

Skills
SAS, Credit Risk, Fixed Income, Quantitative Analytics, Derivatives, Economics, Econometrics, Risk Management, Equity Research, Data Analysis, Finance, Research

Education
Boston University   2007 — 2009
MA, Economics

University of International Business and Economics   2003 — 2007
BA, Management

Experience
Brand Mortgage  October 2012 - Present
SunTrust Mortgage   August 2011 - October 2012

Skills
Mortgage Lending, Loans, Credit, Banking, Sales Management, Underwriting, Mortgage Banking, Real Estate, New Business Development, Negotiation, FHA, Investment Properties, Loan Origination, Refinance, Marketing Strategy, Residential Mortgages, Training, Project Management, VA loans, Referrals, Sales, USDA

Education
Bowling Green State University   1978 — 1982
Education

Experience
Bank of America  March 2014 - Present
SunTrust Mortgage   February 2012 - November 2013
SunTrust Bank  March 2011 - January 2012
Dominion Resources  May 2009 - March 2011
Northrop Grumman Corporation  August 2008 - May 2009
Federal Reserve Bank of Richmond  February 2008 - August 2008
Independent Consultant  June 2004 - February 2008

Skills
Procedures Documentation, Software Documentation, Visio, Technical Writing, SnagIt, Adobe Acrobat, FrameMaker, Technical Documentation, RoboHelp, SharePoint, Banking, Mortgage Banking, Living History, 18th & 19th Century..., Mortgage Lending, Mid-19th Century..., Textile Art, Historical Embroidery, Quilt History, Historical Research, Historical..., Amateur Archaeology

Education
Greensville County High School

The College of William and Mary
American History (United States)

Virginia Commonwealth University
Bachelor of Science (B.S.), Mass Communication/Media Studies

Central Michigan University
Master of Administration, Business Administration and Management, General and Human Resource Development, Cum Laude

Experience
Stearns Lending  July 2013 - Present
SunTrust Mortgage   April 2013 - July 2013
Bank of America  February 2012 - March 2013
Sport Chalet  November 2010 - February 2012
La Quinta High School  October 2007 - August 2010
Carrows  July 2006 - December 2006

Skills
Microsoft Office, Bilingual, Multitasker, Customer Service, AS400 Administration, Windows 7, Analysis, Budgets, Credit, Loans, Microsoft Word, Outlook, PowerPoint, Sales

Education
California State University-Long Beach - College of Business Administration   2008 — 2011
Bachelor of Science, Management

Golden West College   2006 — 2008
Associate of Arts, Business Administration

Experience
SunTrust Bank  December 2011 - Present
SunTrust Bank  June 2010 - January 2012
SunTrust Mortgage   March 2007 - June 2010
SunTrust Bank  2004 - 2007
US Bank  1999 - 2003
Union Planters Bank  1999 - 1999

Skills
Consumer Lending, Retail Banking, Sales Management, Coaching, Process Improvement, Commercial Lending, Branch Banking, Private Banking, Cross Selling, Loan Pricing, Internet Banking, Credit Management, Deposit Management, Banking, Sales, Management, Branch Management, Loans, Relationship Management, Credit, Deposits, Lines Of Credit, Financial Services, Small Business Lending, Loan Origination, Credit Analysis, Mortgage Banking

Education
Central Methodist College   1994 — 1996

Experience
Total Stockroom   2013 - Present
SunTrust Mortgage   October 2006 - June 2012

Education
California State University-Northridge   1989 — 1991
Bachelor of Arts, Psychology

Experience
Kaiser Permanente  July 2007 - October 2010
ACS Technologies  February 2004 - May 2007
SunTrust Mortgage   February 2001 - December 2002
Wellmark Blue Cross and Blue Shield  January 1998 - April 2000

Skills
Information Technology, Criminal Justice, Criminal Investigations, Criminal Procedure, Criminal Defense, Accounts Payable, Accounts Receivable, Administrative..., Health Insurance, Medical Terminology, Medical Billing, Customer Service, Property & Casualty..., Residential Mortgages, Electronic Payments, Patient Administration

Education
Capella University   2012 — 2013
Bachelor of Science (BS), Criminal Justice / Criminal Law

Cedar Grove High School   1992 — 1996

Experience
Freedom Heritage Ministries   August 2015 - Present
Examiner.com  April 2013 - Present
HealthcareFree   March 2011 - Present
Liguori Publications  February 2013 - August 2014
Liguori Publication   February 2013 - August 2014
Suntrust Mortgage   June 2012 - November 2012
Green House Landscaping   April 2011 - November 2012
Adecco Staffing, USA  November 2011 - June 2012
Alphabest Tutoring   November 2010 - March 2011
Examiner.com  January 2009 - February 2011

Skills
Training, Customer Service, Product Training, Public Speaking, Coaching, Recruiting, Sales, Team Building, Marketing, Teaching, Strategic Planning, Social Media, Editing, Leadership, Management, Account Management, Microsoft Office, Research, Proofreading, E-commerce, E-Learning Consulting, E-business Consulting, E-business, Time Management, Human Resources, Strategy, Marketing Strategy, Publishing, Interviews, Retail, Leadership Development

Education
University of Phoenix   2003 — 2005
MBA, Business Administration

Middle Tennessee State University   1986 — 1988
Teaching Certificate, Education

Belmont University   1981 — 1985
BA, History

Lambuth University

Experience
Wells Fargo  March 2010 - Present
Wells Fargo Home MortgageProvided sales leadership to Mortgage Sales Branch in the origination and p   October 2008 - April 2013
Neighborhood Assistance Corporation of America  January 2007 - October 2008
SunTrust Mortgage   January 2002 - February 2007

Skills
Mortgage Lending, Mortgage Banking, Residential Mortgages, Credit, Loan Origination, Banking, Investments, Credit Analysis, Underwriting, Finance, Financial Analysis, Project Implementation, Risk Analysis

Education
Charlotte School of Law   2015 — 2015
Paralegal, Legal Assistant/Paralegal, A

Howard University
Bachelor of Arts (B.A.), Political Science and Government

Xinnix Academy of Mortgage Banking
Certification, Finance, General

Experience
SunTrust  April 2014 - Present
Boston National Title  2011 - 2014
Aflac  February 2011 - April 2013
Friedman & MacFayden   May 2010 - February 2011
SunTrust Mortgage   May 2011 - 2011
Bierman Geesing & Ward   October 2009 - May 2010
Coates and Davenport   June 2007 - November 2007
SunTrust Mortgage Team   June 2000 - January 2007

Skills
Real Estate Transactions, Mortgage Lending, Real Estate, FHA, Loans, Notary Public, Training, Foreclosures, Management, Time Management, Credit

Education
ITT Tech
Bachelor's degree, Project Management

Bryant & Stratton College
Associates Degree, Paralegal/Applied Science

Florida Metropolitan University
B.A, Business Administration

Highland Springs Vocational Tech
Certificate, Business Data Processing

Experience
Fannie Mae  May 2014 - Present
Fannie Mae  December 2011 - Present
SunTrust Mortgage   October 2009 - December 2011
Capital One  January 2009 - September 2009
Bank of America  July 2007 - January 2009
Bank of America  May 2005 - July 2007
Bank of America  January 2005 - May 2005
Bank of America  September 2003 - January 2005
Bank of America  March 2001 - September 2003
Department of Housing and Community Development  May 1999 - March 2001

Skills
Loans, Loss Mitigation, Mortgage Lending, Mortgage Banking, Credit, FHA, Mortgage Servicing, Loan Origination, Underwriting, Loan Servicing, Credit Analysis, Banking, Risk Management, Credit Risk, Mortgage Underwriting, Default, Real Estate, Financial Analysis, Refinance, Residential Mortgages, Portfolio Management, Financial Risk, Securitization, Data Analysis

Education
Central Michigan University   2005 — 2007
Masters in Business Administration, Public Administration

Virginia Commonwealth University   1995 — 1999
Bachelors, Urban Studies and Planning

Experience
Senior Executive Servicing and Default   May 2015 - Present
SunTrust Mortgage   2011 - 2015
ServiceLink, a Black Knight company  2009 - 2011
Citi  1998 - 2009

Skills
Loss Mitigation, Mortgage Servicing, Mortgage Lending, Loans, Loan Servicing, Default, Risk Management, FHA, Banking, Loan Modifications, Portfolio Management, Foreclosures, Asset Managment, Investor Relations, Asset Management, Financial Risk, Mortgage Banking, Finance, Loan Origination, Process Improvement, Management, Leadership, Financial Services, Credit, Real Estate, Strategy, Executive Management, Vendor Management, Consumer Lending, Residential Mortgages, Mergers, Business Development, Change Management, Insurance

Education
California Lutheran University
Bachelor of Science (BS)

University of Utah

Experience
PNC  February 2015 - Present
PNC  May 2014 - Present
The Allant Group  May 2009 - May 2014
Sierra Pacific Mortgage  August 2008 - May 2009
SunTrust Mortgage   August 2007 - August 2008
American Brokers Conduit  August 2003 - August 2007

Skills
Email Marketing, Account Management, CRM, Database Marketing, Strategic Planning, Credit, Lead Generation, Mortgage Lending, Direct Marketing, Salesforce.com, Loans, Direct Mail, Sales, Analytics, Customer Retention, Marketing, Customer Acquisition, B2B, Integrated Marketing, Multi-channel Marketing, Online Marketing, Interactive Marketing, Segmentation, Mobile Marketing, Web Analytics, Competitive Analysis, E-commerce, SEM, Digital Marketing, Marketing Research, PPC

Education
Benedictine University   2010 — 2013
MBA, Project Management, 4.0

University of Illinois at Chicago   1998 — 2002
Undergraduate - Business, Finance

Experience
First Tennessee Bank  July 2013 - Present
SunTrust Bank  January 2011 - July 2013
INSOUTH Bank  December 2007 - December 2010
SunTrust Mortgage   December 2005 - November 2007

Skills
Mortgage Lending, Credit Analysis, Loans, Credit, Commercial Banking, Banking, Portfolio Management, Underwriting, Financial Analysis, Relationship Management, Financial Modeling, Construction Loans, Strategic Financial..., Commercial Lending, Small Business Lending, Sales, Business Analysis, Lines Of Credit

Education
Christian Brothers University   2009 — 2011
Master of Business Administration (M.B.A.), Finance and Financial Management Services

Mississippi State University   2001 — 2005
Bachelor of Business Administration (B.B.A.), Real Estate Finance

Experience
Parkmont Lending   Loan OfficerTidewater Mortgage Services IncApril 2014 - July 2014
DNJ Mortgage  June 2013 - March 2014
SunTrust Mortgage   April 2007 - June 2013

Skills
Microsoft Office, Microsoft Word, Customer Service, Team Building, Marketing, Sales, Budgets, Leadership, Forecasting, Microsoft Excel, Sales Management, Account Management, Banking, Negotiation, Real Estate, Loans, Investment Properties, First Time Home Buyers, Mortgage Lending

Education
Canisius College
Bachelor of Science (BS), Finance, General

Experience
The Intersect Group  December 2010 - July 2012
Hire Dynamics Professional Services   May 2010 - December 2010
The Augmentis Group   April 2009 - May 2010
Robert Half International  January 2008 - November 2008
SunTrust Mortgage   2004 - 2007

Skills
Sales, Recruiting, Account Management, Training, Sarbanes-Oxley Act, Sales Management, Interviews, Marketing, Management, Temporary Placement, Accounting, Finance, Start-ups, Networking

Education
Brenau University   2001 — 2005
Bachelor of Business Administration, Finance

Experience
SunTrust Mortgage   June 2010 - Present
Virginia Mortgage Bankers LLC   June 2007 - January 2011
Fulton Bank  April 2001 - June 2007
Irwin Mortgage  December 1997 - April 2001
Signet Bank  May 1995 - December 1997
Saxon Mortgage  April 1992 - April 1995

Skills
Loans, Banking, Mortgage Lending, Process Improvement, Risk Management, Leadership, Management, Strategic Planning, Financial Analysis, Change Management, Sales Management, Budgets, Portfolio Management, Consumer Lending

Education
Virginia Commonwealth University   1987 — 1990
MBA, Business Administration

California State University-Northridge   1977 — 1985
BS, Business Administration and Accounting

Experience
Highlands Residential Mortgage, AVP   March 2011 - Present
Fidelity National Title  April 2008 - June 2008
SunTrust Mortgage   March 2007 - April 2008
EverBank Wholesale Lending   December 2004 - April 2007
Fairchild Financial Corporation   July 1994 - December 2004

Education
California State University, Fresno   1965 — 1968
n/a, Business

Experience
SunTrust Mortgage   November 2013 - Present
Acclaimed Web Development & Online Marketing   February 2009 - Present
Richmond Public Schools  October 2009 - October 2013
Wachovia Securities  September 2008 - February 2009
ManTech IS&T  April 2008 - August 2008
Wachovia Securities  September 2007 - April 2008
Mahloy Web Development   December 2002 - November 2007
NetSearch Direct  April 2007 - August 2007
The Toy Shoppe   October 2005 - April 2007
Virginia Electronic Commerce Technology Center   February 2001 - June 2005

Skills
HTML, XHTML, CSS, Photoshop, DotNetNuke, Documentum, Content Management, Web Design, Web Development, HTML5, HTML + CSS, jQuery, JavaScript, Wordpress, Wordpress Design, Joomla, WordPress, Social Media Marketing, E-commerce, HTML 5, Online Marketing, Email Marketing, CMS

Education
Christopher Newport University   1996 — 2001
BA, Economics

nansemond river high school   1992 — 1996
high school diploma

Experience
Fulton County Government  February 2010 - Present
Georgia Department of Community Affairs  December 1999 - February 2010
SunTrust Mortgage   October 1998 - November 1999
First Data Corporation  1994 - 1998
TransOhio Savings Bank  1988 - 1992

Skills
Government, Public Policy, Grants, Public Speaking, Program Management, Public Relations

Education
Clark Atlanta University   1985 — 1987
Business Adm/Economics

Bowling Green State University

Warrensville Hts High School

Experience
Micro Focus U.S. Inc.   January 2011 - Present
SunTrust Mortgage   2011 - 2015
Maple Life Financial, Inc.   June 2007 - January 2011
FKI Logistex  April 2006 - June 2007
Health Care Management Group  January 2005 - April 2006

Skills
Employee Relations, Recruiting, Deferred Compensation, Onboarding, Benefits Administration, New Hire Orientations, Job Descriptions, Applicant Tracking..., Performance Management, Talent Acquisition, Talent Management, Human Resources, Succession Planning, HRIS, Technical Recruiting, Payroll, Training, Leadership Development, Career Development, Organizational...

Education
Bryant University
B.S., Management & Business Administration

Experience
Retired  2014 - Present
SunTrust Mortgage   January 2001 - October 2014
Monument Mortgage  April 1987 - December 2000

Skills
FHA, Conventional, USDA, VA, Mortgage Banking, FHA financing, Loan Origination, Refinance, Loans, Investment Properties, Mortgage Lending, Government Loans, VA loans, REO, Mortgage Underwriting, Construction Loans, Reverse Mortgages, Real Estate Financing, Certified Mortgage..., First Time Home Buyers, Residential Mortgages, Funding, Commercial Mortgages, Single Family Homes, Underwriting, Short Sales, Credit, Home Equity Lines of..., Mortgage Servicing, Consumer Lending, Commercial Lending, Credit Analysis, Real Estate Economics, Investors, Banking, Foreclosures, Loss Mitigation, Referrals, Residential Homes, Loan Servicing

Education
California State University-Hayward   1976 — 1978
MPA, Public Administration

CSU Stanislaus   1974 — 1976
BA, Political Science

Experience
Stonegate Mortgage Corporation (NYSE: SGM)   March 2014 - Present
BankUnited  June 2013 - March 2014
Bank of America  July 2010 - May 2013
North Star Lending  April 2009 - July 2010
Morgan Stanley  March 2008 - April 2009
American Brokers Conduit  2006 - 2007
Washington Mutual  2001 - 2006
SunTrust Mortgage   1999 - 2001
Great Western Bank  1994 - 1996

Skills
Mortgage Lending, Operations Management, Project Management, Quality Auditing, Due Diligence, Team Management, Residential Mortgages, Training, Process Improvement, Analysis, FHA, Loan Origination, Management, Loan Servicing, Risk Management, Banking, Credit, Call Centers, Mortgage Banking, Loans

Education
Broward Community College

Experience
BMO Harris Bank  November 2014 - Present
Charter One Bank  March 2014 - Present
JPMorgan Chase  May 2012 - March 2014
FJ Zak Enterprises, DBA Cici's Pizza   March 2010 - May 2012
SunTrust Mortgage   January 2009 - January 2010
JPMorgan Chase  May 2005 - January 2009
Wells Fargo Home Mortgage  July 2003 - May 2005
Crescent Mortgage  August 2002 - July 2003
Heartland Home Finance  September 2001 - July 2002

Skills
Account Management, New Business Development, Credit, Mortgage Lending, Loans, Banking, Sales Management, FHA, Customer Service, Sales, Financial Analysis, Investments, Underwriting, Team Building, Real Estate, Credit Analysis, Negotiation, Operations Management, Strategic Planning, Marketing, Training, Leadership, Customer Retention, Management, Mortgage Banking, Business Development, Loan Origination, Refinance, Process Improvement, Customer Satisfaction, Coaching, Insurance, Selling, Analysis, Human Resources, Risk Management, Finance

Education
Brigham Young University   1992 — 1994

Utah Valley University   1989 — 1990

Experience
SunTrust Mortgage   June 2011 - Present
SunTrust Mortgage   July 2008 - Present
Saxon Mortgage/Morgan Stanley  July 2007 - Present
Option One Mortgage  2005 - 2007
Option One Mortgage  November 2002 - August 2005
Aames Home Loan  1999 - 2002
Home Savings of America  1990 - 1999

Skills
Credit Risk, Credit, Mortgage Lending, Loans, Banking, Data Warehousing, Mortgage Banking, Credit Analysis, Business Intelligence, Valuation, Financial Modeling, Financial Risk, Finance, Strategy, Analysis, Leadership, Capital Markets, Residential Mortgages, Loss Mitigation, Loan Origination, Refinance, FHA, Underwriting, Financial Services, Analytics

Education
University of Redlands   2008 — 2009
MBA, Finance, Global Business

California State Polytechnic University-Pomona   1984 — 1988

Experience
Citizens Bank  May 2013 - Present
SunTrust Mortgage   January 1998 - February 2013
MERS  2012 - January 2013
Fremont Bank  January 1991 - January 1998
Security Pacific Bank  1988 - 1991

Skills
Mortgage Banking, Mortgage Lending, Loans, Banking, Residential Mortgages, Loan Origination, Credit, Refinance, FHA, Loss Mitigation, USDA, Underwriting, Commercial Lending, Credit Analysis, Consumer Lending, VA loans, Mortgage Servicing, Small Business Lending, Loan Servicing, Construction Loans, Mortgage Underwriting, FHA financing, Credit Risk

Education
California State University-Hayward - School of Business and Economics

Experience
SunTrust Mortgage   2008 - Present
Countrywide Mortgage  2007 - 2008
EMC Mortgage  2007 - 2008
Countrywide Mortgage  2004 - 2008

Skills
Banking, Business Analysis, Data Analysis, SDLC, Business Intelligence, SQL, Access, Analytics

Education
California State University-Los Angeles   1998 — 2002
Bachelor of Science, Computer Information Systems

Experience
SunTrust Mortgage   April 2012 - Present
JP Morgan Chase  June 2010 - April 2012
Money Mailer  June 2007 - December 2008
GMAC  January 2006 - April 2007
CTX Mortgage  2004 - 2006
Principal Residentail   2001 - 2003
Old Kent Financial / Old Kent Mortgage Company   1994 - 2001
First of America  1988 - 1994

Skills
Credit, Mortgage Banking, Loan Origination, Mortgage Lending, Loans, Banking, Portfolio Management, Fixed Income, Loss Mitigation, Commercial Lending, FHA, USDA, Reverse Mortgages, Mortgage Underwriting, Financial Risk, Loan Servicing, VA loans, Investments, Commercial Mortgages, Financial Modeling, Management, Credit Analysis, FHA financing, Mortgage Servicing, Refinance, Insurance, Credit Risk, Investment Properties, Construction Loans, Financial Services, Strategic Financial..., Financial Analysis, Residential Mortgages, Underwriting, Certified Mortgage..., Wealth Management, Consumer Lending, Risk Management, Due Diligence, Small Business Lending, Finance, Real Estate, Capital Markets, Financial Structuring, Funding, Loan Modifications, Real Estate Financing, Valuation

Education
Central Michigan University   1975 — 1979
BS..Bus Mgt, Business Mgt

East Grand Rapids High School   1971 — 1975

Experience
SunTrust Mortgage   March 1982 - Present

Skills
Mortgage Banking, First Time Home Buyers, Refinance, Public Speaking, VA loans, FHA, USDA, Small Business Lending, Real Estate Transactions, Commercial Lending, Banking, Mortgage Lending, Loans, Residential Homes, Real Estate, Underwriting, Lines Of Credit, Credit Analysis, Credit

Education
Berry College
B.S.

Experience
SunTrust Mortgage   April 2009 - Present
Washington Mutual  January 2005 - January 2009
Washington Mutual  January 2003 - January 2005
Washington Mutual  May 2001 - January 2003

Education
Brigham Young University   1999 — 2001
MBA, Finance

Brigham Young University   1994 — 1997
BS, Microbiology

Experience
Dr. Michelle T. Ross   December 2003 - Present
Strayer University  January 2009 - Present
National University  December 2003 - Present
Laureate International Universities - Walden University   2009 - Present
SunTrust Mortgage   March 2009 - November 2013
The Coach Ross Advantage   January 2004 - October 2007
Capella University  2002 - 2006
Bank of America  March 1982 - January 2002

Skills
Organizational..., Leadership, Team Building, Executive Coaching, Management, Leadership Development, Coaching, Program Management, Business Analysis, Instructional Design, Staff Development, Organizational..., Banking, Customer Service, Data Analysis, Organizational Behavior, Adult Education, Mentoring, Supervisory Skills, Change Management, Performance Management, Process Improvement, Management Consulting, Public Speaking, Six Sigma, Employee Engagement, Business Strategy, Strategic Planning, Organizational Design, Employee Relations, Talent Management, Technical Writing, Policy, Program Development, Performance Improvement, Personnel Management, Risk Management, Budgets, Business Management, Mergers, Customer Relations, Writing, Compliance, Organizational Change, Change Leadership, Talent Assessment, Leading Organizational..., Conflict Resolution, Career Development, Mergers & Acquisitions

Education
Capella University   2002 — 2006
PhD, Industrial/Organizational Psychology

Capella University   2002 — 2004
Master's degree, General Psychology

National University   1995 — 1997
MBA, Business

Experience
Wells Fargo  June 2012 - Present
SunTrust Mortgage   July 2010 - May 2012
SunTrust Mortgage   January 2010 - July 2010
Capital One  January 2009 - December 2009
LandAmerica Financial  2005 - November 2008
Bryant & Stratton College  January 2002 - September 2004
IKON Office Solutions  October 1999 - January 2002
National Card Control, Inc.   June 1987 - September 1999

Skills
Strong..., Detail Orientation, Strong Work Ethic, Teamwork, Needs Analysis, Performance Improvement, Vendor Relations, Contract Negotiations, Financial Institutions, Instructional Design, Instructor-led Training, Fundraising, Curriculum Development, Adult Education, Outlook, Strategic Planning, Problem Solving, Customer Service, Customer Relations, PowerPoint, Word, Microsoft Office, Compliance, Time Management, Excel, Employee Engagement, Analysis, Program Management, Microsoft Excel, Human Resources, Management, Software Documentation, Contract Negotiation, Employee Training, Training

Education
Capella University   2009 — 2013
Master's of Education, Training and Performance Improvement, 4.0

Longwood University   1972 — 1976
BS, Recreation/Physical Education

Experience
Silver Spring Networks  January 2015 - Present
Detectent  June 2014 - January 2015
WellPoint  July 2013 - June 2014
Freight Capital  December 2012 - April 2013
Digirad  June 2011 - October 2012
SunTrust Mortgage   August 2010 - June 2011
SAIC  October 2009 - May 2010
Unisys  July 2006 - February 2009
Unisys  February 1982 - June 2006

Skills
SharePoint, Databases, Active Directory, Windows Server, T-SQL, SQL, VMware, SSRS, VB.NET, ASP.NET, Programming, Disaster Recovery, Microsoft SQL Server, Microsoft Excel, Servers, ADO.NET, LDAP, VBScript, XML, SSIS, C#

Education
West Coast University   1982 — 1984
MSCS, Computer Science

California State University-Long Beach   1977 — 1979
BSEE, Electrical Engineering

George Mason University   1974 — 1977
Engineering

Experience
Magnolia Parkway Chamber   June 2015 - Present
Edward Jones  March 2013 - September 2015
User-Friendly Media  July 2008 - March 2013
Affiliated Mortgage Company  April 2005 - June 2008
Sovereign Mortgage   2004 - 2005
Aegis Wholesale Corporation  2004 - 2005
GMAC Bank  January 2004 - June 2004
Aegis Wholesale lending   February 2003 - January 2004
SunTrust Mortgage   October 1996 - February 2003
Michigan Mortgage Brokers Association   2000 - 2002

Skills
Leadership, Account Management, Mortgage Lending, Loans, Mortgage Banking, Sales Management, New Business Development, Sales Presentations, Sales, Loan Origination, Management, Relationship Management, Sales Process, Refinance, Cold Calling, Residential Mortgages, Investments, Portfolio Management, Retirement Planning, Wealth Management, Financial Markets, Series 7, Mutual Funds, Territory Management, Training, Personal Training, Territory Development, Regional Development, Territory Startup &..., Territory..., Key Account..., Territory Expansion, Inspiring People, Human Resources, Adaptable to Changes, Team Building, Start-ups, Sales Operations, B2B, Recruiting

Education
Central Michigan University   1983 — 1994
BS,BA, Business Administration

Harrison High School   1977 — 1980

Experience
SunTrust Mortgage   February 2014 - Present

Skills
Mortgage Lending, Credit, Strategy, Banking, Loans, Credit Risk, Commercial Banking, Portfolio Management, Consumer Lending, Credit Analysis, Retail Banking, Risk Management, Financial Risk, Refinance

Education
Boston University   2007 — 2009
M.B.A., Banking and Financial Services Management

Husson University   1998 — 2001
B.S., Management

Thomas College   1993 — 1995
A.S, Business

Experience
SunTrust Mortgage   June 2003 - Present

Skills
Mortgage Lending, Mortgage Banking, First Time Home Buyers, Credit, Loans, Residential Mortgages, Refinance, Loan Origination, FHA, Investment Properties, Consumer Lending, Construction Loans, Banking, Commercial Banking, Underwriting, FHA financing, Reverse Mortgages, Foreclosures, Credit Risk, REO, Portfolio Management, Real Estate, Risk Management, Investments, VA loans, Finance, Commercial Lending, USDA, Mortgage Underwriting, Loss Mitigation, Credit Analysis, Retail Banking

Education
James Madison University   1993 — 1995
MBA, Business

Bridgewater College   1987 — 1991
BS, Business

Experience
Monarch Mortgage  August 2015 - Present
SunTrust Mortgage   March 2013 - July 2015
Wells Fargo Home Mortgage  August 2011 - February 2013
Wells Fargo  August 2007 - August 2011
Prosperity Mortgage  2002 - 2007

Skills
Mortgage Lending, Loans, Credit, Credit Risk, Financial Risk, Residential Mortgages, Commercial Lending, Credit Analysis, Refinance

Education
Syracuse University - Martin J. Whitman School of Management   2008 — 2011
MBA, Marketing

Canisius College   1995 — 1999
BA, Psychology

Experience
SunTrust Mortgage   May 2006 - December 2013
SunTrust Mortgage   May 2004 - May 2006
Capital One  October 2000 - April 2004

Skills
Mortgage Lending, Risk Management, Loans, Banking, Credit, Loan Origination, Residential Mortgages, Credit Analysis, Credit Risk

Education
Bryant and Stratton College   2013 — 2015
Associate degree, Paralegal Studies

George Wythe High School
diploma

Experience
SunTrust Mortgage   June 2013 - August 2013
New Penn Financial, LLC  January 2013 - June 2013
AmeriSave Mortgage Corporation  June 2012 - January 2013
Fifth Third Bank  November 2010 - March 2012
Wells Fargo Home Mortgage  2009 - 2010
Contemporary Services Incorporated/ Wells Fargo   2009 - 2009
Republic Mortgage Insurance Company/Chase Home Mortgage   2008 - 2009
Triad Guaranty Insurance Company/Chase Home Mortgage   2007 - 2008
National City Mortgage Company  2005 - 2007
Mortgage Guaranty Insurance Company/ Chase Home Mortgage   2004 - 2005

Skills
Analysis, Credit, Credit Analysis, Loans, Mortgage Lending, Underwriting, Mortgage Banking, Residential Mortgages, Mortgage Underwriting, Refinance, Credit Risk, Banking, Consumer Lending

Education
Central Piedmont Community College   1986 — 1988
Business Communication/Finance

Experience
SunTrust Mortgage   2011 - Present
Guaranteed Rate  April 2011 - October 2011

Education
Beloit College   2005 — 2009
Bachelor of Science, Biology

Experience
Bank of America  August 2008 - Present
SunTrust Mortgage   May 2006 - July 2008

Skills
Makeup Artistry, Personal Shopping, Mortgage Underwriting, Love to Cook, Microsoft Office, Paralegals

Education
Centura College-Virginia Beach   2006 — 2008
Associate's degree, Paralegal Studies

Experience
Pacific Union Financial, LLC  August 2014 - Present
Accenture  December 2013 - July 2014
SunTrust Mortgage   December 2008 - December 2013

Skills
I have 10+ years mtg...

Education
Belmont Abbey College   1994 — 1996
Bachelor's degree, Business Administration and Management, General

Experience
Pacific Union Financial, LLC  July 2014 - Present
ClearVision Funding  July 2014 - Present
SunTrust Mortgage   July 2010 - March 2014
First Choice Title Services   December 2008 - July 2010
Bank of America  June 2003 - April 2008
Lisa F. Jarvis, Attorney   June 1993 - May 2002

Skills
Mortgage Lending, FHA, Mortgage Banking, Loans, VA loans, Loan Origination, FHA financing, Residential Mortgages, USDA, Refinance, Funding, Closings, Title Insurance, HUD, Investment Properties, VA Loans, FHA Financing

Education
Bob Jones University   1992 — 1993
Business and Accounting Classes

Pensacola Christian College   1990 — 1991
One Year Business Degree, Business Administration and Management, General

TCS   1977 — 1990
High School Diploma

Experience
JPMorgan Chase  May 2012 - October 2013
SunTrust Mortgage   May 2011 - May 2012
Imazur Inc.   January 2006 - October 2011
MB Financial Bank  January 2008 - December 2010
Credit Suisse First Boston / Ocwen Financial Corporation   January 2001 - October 2006

Skills
Mortgage Lending, Loans, Mortgage Banking, Loan Origination, Credit, Residential Mortgages, Credit Analysis, Underwriting, Mortgage Underwriting, Commercial Lending

Education
Chicago State University