Terrace Mortgage Company
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Terrace Mortgage Company Employees
Universal American Mortgage Company (UAMC) April 2013 - Present
Terrace Mortgage Company October 2005 - March 2013
University of South Florida March 2004 - August 2005
Pinellas County Facilities Management 2003 - 2003
Skills
Leadership, Operations Management, Strategic Planning, Risk Management, Finance, Team Building, Mortgage Lending, Mortgage Banking, Loan Origination, Credit, Loans, Residential Mortgages, Portfolio Management, Refinance, FHA, Credit Analysis, Banking, Loan Servicing, USDA, Consumer Lending, Mortgage Underwriting, Underwriting, FHA financing, Real Estate, Mortgage Servicing, Investment Properties, New Business Development, Sales Management, Management, Credit Risk, VA loans, Commercial Lending, Real Estate Economics, Loss Mitigation, Compliance, Commercial Mortgages, Investments
Education
University of Florida - Warrington College Of Business 2013 — 2014
Master of Business Administration (MBA)
University of South Florida - College of Business Administration 2001 — 2005
B.S., Finance
Generation Mortgage Company April 2007 - Present
RBC Centura (Flag Bank, Riverside Residential Lending) April 2003 - January 2007
Taylor, Bean & Whitaker October 2001 - April 2003
Terrace Mortgage Company August 2000 - September 2001
The Prudential Bank July 1993 - June 2000
Skills
Reverse Mortgages, Mortgage Banking, Mortgage Lending, FHA, Residential Mortgages, Strategic Planning, Salesforce.com, Due Diligence, Banking, Management, Customer Service, Loan Origination, Credit, Mortgage Underwriting, Loans, Financial Analysis, Credit Analysis, Refinance
Education
Emory University 1988 — 1992
Bachelor of Arts (B.A.), Psychology
NOLA Lending Group August 2014 - Present
Mortgage Assurance, Inc. August 2012 - August 2014
Terrace Mortgage Company June 2010 - August 2012
Terrace Mortgage Company June 2008 - June 2010
Terrace Mortgage Company April 2008 - June 2008
Skills
Loans, Mortgage Lending, Residential Mortgages, Refinance, Credit, Credit Analysis, Mortgage Banking, FHA, Credit Risk, USDA, FHA financing, VA loans, Rates, Mortgage Underwriting, Loan Servicing, FHA Financing, Finance
Education
Louisiana State University and Agricultural and Mechanical College 2002 — 2007
Bachelor of Fine Arts (BFA)
Terrace Mortgage Company 2009 - 2012
Victoria's Secret 2008 - 2009
Skills
Microsoft Office, Microsoft Excel, Microsoft Word, PowerPoint, Customer Service, Research, Teamwork, Photoshop, Social Media, Public Speaking, English, Multi Tasking
Education
University of South Florida 2010 — 2012
Bachelor of Arts & Sciences (BA), Mass Communication
Florida International University 2006 — 2009
Mass Communication/Public Relations
The Academy of the Holy Names 2002 — 2006
High School Dimploma
Sierra Pacific Mortgage Company, Inc. September 2015 - Present
Caliber Home Loans June 2014 - August 2015
Ikon Financial Group September 2013 - December 2013
AES Lending September 2012 - August 2013
Terrace Mortgage Company January 2011 - September 2012
Lenox Financial Mortgage LLC January 2004 - December 2010
Education
The University of Texas at Austin 1978 — 1982
BA, Marketing, General Business
Mortgage Assurance Inc./Terrace Mortgage Company May 2008 - Present
Terrace Mortgage Company August 1997 - December 2008
Terrace Mortgage Company August 1993 - August 1997
Skills
Finance, Leadership, Operations Executive, Secondary Mortgage..., Interest Rate..., Mortgage Lending, Business Development, Strategy, Pricing, Annual Audit Process, Credit Analysis, Start-ups, Loans, Banking, Investments, Team Management, Crystal Reports, Financial Analysis, Management, Reporting & Analysis, Secondary Market, Underwriting, Refinance, Risk Management
Education
University of Florida 1988 — 1993
Bachelor's degree, Finance
Sierra Pacific Mortgage September 2012 - Present
Barnett Home Loans April 2012 - August 2012
Terrace Mortgage Company August 2009 - March 2012
Education
Florida International University 2005 — 2009
Bachelor of Science (BS), School of Journalism and Mass Communication
Mortgage Assurance, Inc. August 2013 - Present
Terrace Mortgage Company April 2003 - Present
Global Staffing Services January 1999 - April 2003
All American Soccer Academy May 1994 - January 1998
Skills
Mortgage Lending, Loan Origination, Refinance, FHA, Sales Management, Mortgage Banking, Loans, New Business Development, Cold Calling, Residential Mortgages, Account Management, Credit, Underwriting, Rates, Credit Analysis, Customer Service, Customer Satisfaction, Investment Properties, VA loans, Sales, Finance, USDA, Foreclosures, First Time Home Buyers, FHA financing, Mortgage Underwriting, Banking, Government Loans, Reverse Mortgages, Real Estate, Wholesale Lending, Credit Risk, Construction Loans
Education
Dekalb Community College 1996 — 1998
St. Pius X Catholic High School 1991 — 1995
Travis Pruitt & Associates February 2013 - Present
VeenendaalCave, Inc. June 2011 - February 2013
Resurgens Bank July 2010 - June 2011
Terrace Mortgage Company September 2001 - July 2010
Georgia Perimeter College August 2006 - August 2008
Skills
Microsoft Office, Microsoft Word, PowerPoint, Microsoft Excel, Project Management, Payroll, Human Resources, Customer Service, Benefits Administration, Budgets, Administrative..., Office Management, Accounting, Submittals, Research, Leadership, Cash Management, QuickBooks, Accounts Payable, Outlook, Invoicing, Management, Accounts Receivable, Adobe Acrobat, Finance, Financial Analysis, Administration, Auditing, Bank Reconciliation
Education
Georgia State University 2001 — 2006
Master's, English
Arizona State University 1995 — 1999
Bachelors, English
Fifth Third Bank July 2015 - Present
PNC Mortgage July 2014 - July 2015
Citibank January 2014 - May 2014
Terrace Mortgage Company April 2011 - December 2013
Skills
Residential Mortgages, Mortgage Banking, Refinance, Mortgage Lending, Loans, Loan Origination, FHA, FHA financing, Credit Analysis, USDA, Rates, Credit, Underwriting, VA loans, Finance, Reverse Mortgages, Real Estate, Banking, FHA Financing, Interest Rates, Construction Loans
Education
Missouri State University
Bachelor's degree, Business Administration and Management, General
MedPartners HIM January 2015 - Present
Envoy Mortgage May 2014 - January 2015
Carrington Mortgage Services, Mortgage Lending Division October 2013 - May 2014
EverBank August 2011 - October 2013
Terrace Mortgage Company May 2010 - July 2011
Bank of America August 2006 - December 2007
HomeTeam Mortgage May 2003 - August 2006
Mortgage Masters of Tampa Bay 2002 - 2003
Skills
Mortgage Lending, Mortgage Banking, Loan Origination, USDA, VA loans, Credit, Reverse Mortgages, Refinance, Residential Mortgages, Loans, FHA, Government Loans, Mortgage Underwriting, FHA financing, Underwriting, Loss Mitigation, Certified Mortgage..., Credit Analysis, Wholesale Lending, Real Estate Financing, Mortgage Servicing, Loan Servicing, Commercial Lending, Mortgage Marketing, FHA Financing, VA Loans, Healthcare, Account Management, Strategic Planning
Education
Florida State University 1991 — 1994
Associate of Arts (AA), Marketing
University of South Florida
CIEE August 2013 - December 2013
Terrace Mortgage Company August 2012 - August 2013
Entrepreneur Advisors March 2012 - August 2012
Follywood Productions August 2011 - December 2011
Camp Skyline Ranch May 2006 - August 2011
New Earth Music Hall December 2010 - May 2011
Party Party Partners August 2010 - December 2010
Skills
Social Media
Education
The University of Georgia 2007 — 2011
Psychology and Music Business
Elite Merchant Solutions July 2013 - February 2014
Angel Oak Funding, LLC November 2012 - June 2013
Terrace Mortgage Company February 2011 - November 2012
Lenox Financial Mortgage August 2008 - February 2011
Skills
Loan Origination, Mortgage Lending, Refinance, Loans, FHA, VA loans, Underwriting, Credit, Cold Calling, Selling, USDA, Sales, Mortgage Banking, FHA financing, Credit Analysis, Banking, Residential Mortgages, Sales Management
Education
Georgia Southern University 2003 — 2006
Finance, Business
Floyd College 2002 — 2003
Post Secondary Option
Angel Oak Home Loans LLC November 2012 - Present
Terrace Mortgage Company March 2002 - November 2012
United Airlines June 1997 - March 2002
Skills
Mortgage Lending, Underwriting, Credit Risk, Residential Mortgages, Leadership, Loan Origination, Loans, Refinance, Mortgage Banking, Credit Analysis, Credit, FHA financing
Education
North Carolina State University 1989 — 1993
Davis & Associates CPA September 2014 - Present
Terrace Mortgage Company August 2012 - August 2014
Postec, Inc. October 2006 - August 2012
Skills
Computer Hardware, Customer Service, Finance, Financial Analysis, Management, Microsoft Office, Banking, Inventory Management, Microsoft Word, Budgets, Microsoft Excel, Risk Management, Training
Education
Kennesaw State University - Michael J. Coles College of Business 2005 — 2009
BBA Accounting, Accounting
Terrace Mortgage Company August 1997 - Present
Education
Brenau University 1991 — 1996
Terrace Mortgage Company May 2003 - July 2011
Education
University of Georgia - Terry College of Business 1998 — 2003
BBA, Business Management & Risk Management/Insurance
TERRACE MORTGAGE COMPANY December 2010 - Present
POLARIS HOME FUNDING November 2009 - April 2010
Accounting Principals March 2009 - April 2009
Wachovia February 2007 - October 2008
World Savings/ Wachovia April 2004 - February 2007
Washington Mutual September 2001 - April 2004
PMI Mortgage Insurance February 2001 - September 2001
Education
St. Petersburg College 1980 — 1981
General
Terrace Mortgage Company October 2006 - Present
Cingular Wireless March 1998 - October 2003
Skills
Mortgage Lending, Loan Origination
Education
Georgia State University - J. Mack Robinson College of Business 1997 — 2001
BBA, Marketing
Mortgage Assurance, Inc. January 2013 - Present
Terrace Mortgage Company June 2011 - January 2013
Terrace Mortgage Company June 2010 - June 2011
Terrace Mortgage Company February 2008 - June 2010
Skills
Mortgage Lending, Banking, Residential Mortgages, Loan Origination, Loans, Credit, Credit Analysis, Rates, Customer Service, Process Improvement, Finance, IT Management, Cloud Computing, Business Analysis, IT Strategy, Disaster Recovery, IT Operations, Information Technology, Crystal Reports, Database Administration, Network Administration, System Administration, Credit Risk, Refinance, Business Continuity, SDLC, Web Content, Web Analytics, Web Design, Office Administration, reporting
Education
Oglethorpe University 2003 — 2007
Bachelor of Science, Business Administration
Stockbridge High School 2000 — 2003