The Bank of Northern Michigan
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The Bank of Northern Michigan Employees
The Bank of Northern Michigan January 2014 - Present
Stratus Marble & Granite April 2000 - Present
Oryana Natural Foods Market October 2012 - December 2013
Fifth Third Bank Northern MI January 1987 - April 2005
Skills
Banking, Project Management, Board Relations, Marketing, Marketing Management, B2C marketing, Consumer Marketing, Graphic Design, Adobe Creative Suite, Web Design, Photoshop, InDesign, PowerPoint, Customer Service
Education
Albion College
Bachelor of Arts (B.A.), Economics & Management
Northwestern Michigan College
Web Design/Development
JW Sexton High School, Lansing, MI
The Bank of Northern Michigan May 2014 - Present
Fifth Third Bank October 2002 - May 2014
Seter Engineering Corp. June 1999 - June 2002
Captec Financial Group, Inc. June 1994 - June 1999
Skills
SBA, SBA 504, USDA, Government Loans, Banking, Commercial Lending, Credit, Underwriting, Financial Structuring, Financial Analysis, Cash Management, Commercial Banking, Commercial Mortgages, Commercial Real Estate, Credit Analysis, Cross Selling, Finance, Financial Risk, Lines Of Credit, Loan Origination, Loans, Mortgage Banking, Mortgage Lending, Portfolio Management, Real Estate Economics, Real Estate Financing, Refinance, Retail Banking, Small Business Lending, Treasury Management
Education
University of Michigan - Stephen M. Ross School of Business 1990 — 1992
BBA, Finance
Lansing Community College 1988 — 1990
The Bank of Northern Michigan February 2014 - Present
The Bank of Northern Michigan May 2011 - Present
Fifth Third Bank May 2010 - May 2011
Skills
Banking, Loans, Credit Analysis, Commercial Banking, Credit Risk, Portfolio Management, Risk Management, Financial Analysis
Education
Grand Valley State University 2007 — 2011
Bachelor's Degree, Accounting and Finance
The Bank of Northern Michigan February 2014 - Present
The Bank of Northern Michigan February 2013 - February 2014
The Bank of Northern Michigan May 2010 - February 2013
The Bank of Northern Michigan May 2009 - May 2010
Skills
Credit, Cash Management, Credit Analysis, Loans, Commercial Banking, Credit Risk, Treasury Management, Client Services, Banking, Customer Service
Education
Grand Valley State University 2005 — 2009
Bachelor's degree, Finance
Grand Valley State University 2005 — 2009
Bachelor of Business Administration (BBA), Accounting and Finance
The Bank of Northern Michigan January 2014 - Present
Macprofessionals, Inc 2011 - December 2013
Apple Retail August 2007 - October 2011
DaimlerChrysler April 2007 - August 2007
CEBOS April 2004 - August 2004
Riverfront Optical April 2003 - August 2003
Ferris State University September 2000 - April 2001
Empire National Bank, Traverse City, MI April 1999 - April 2000
Empire National Bank, Traverse City, MI September 1998 - March 1999
Brick Wheels November 1996 - September 1998
Skills
Mac OS X Server, Mac OS X, Computer Repair, iOS, Mobile Device Management, Windows 7, Aperture, SQL, Linux, Windows, Network Administration, Python, Computer Hardware, Operating Systems, Photoshop, C++, Perl, Unix, Apple Aperture, Mac OS, OS X, Apple Certified, Technical Support, XP, Hardware, Servers, Wireless Networking, Mac, Windows XP
Education
University of Michigan-Dearborn 2003 — 2007
BS Computer Science, Computer Software Engineering, 3.8
Ferris State University 2000 — 2002
Master of Science, Information Systems Management, 4.0
Oregon State University 1992 — 1994
Bachelor of Science, Anthropology, 3.7
Genius Training
Chemical Bank September 2014 - Present
The Bank of Northern Michigan June 2006 - September 2014
Fifth Third Bank December 2003 - June 2006
Skills
Commercial Banking, Credit Analysis, Financial Analysis, Banking, Commercial Lending, Small Business Lending, Loans, Credit, Portfolio Management, Finance
Education
Wheaton College 2000 — 2004
Bachelors, Economics
Indiana University - Kelley School of Business
Masters, Business
The Bank of Northern Michigan March 2012 - Present
Chase January 2007 - December 2011
Wells Fargo Home Mortgage February 2005 - January 2007
Compass Financial Services August 2003 - February 2005
Skills
Loans, Residential Mortgages, Customer Service, Risk Management, Real Estate Transactions, Banking, Refinance, Investment Properties, Mortgage Lending, Budgets, First Time Home Buyers, Sales, Small Business, Commercial Lending, Credit, Referrals, Sellers, Credit Analysis, FHA, Small Business Lending
Education
Ferris State University
Bachelors Degree, Business Administration
First Community Bank March 2015 - Present
The Bank of Northern Michigan October 2000 - March 2015
Old Kent Bank March 1997 - October 2000
Old Kent Bank 1995 - 1997
Old Kent Bank 1993 - 1995
Old Kent Bank 1990 - 1993
Old Kent Bank October 1989 - April 1990
Skills
Small Business Lending..., Commercial Banking, Customer Service, Consumer Loan..., Consumer Loan Lending, Mortgage Lending, Banking, Loans, Commercial Lending, Small Business Lending, Credit, Credit Analysis, Lines Of Credit, Consumer Lending, Credit Risk, Refinance
Education
North Central Michigan College
Talmer Bank and Trust July 2015 - Present
The Bank of Northern Michigan January 2015 - May 2015
The Bank of Northern Michigan May 2014 - January 2015
The Bank of Holland July 2013 - May 2014
Ferris State University August 2012 - May 2013
Big Rapids Public Schools September 2011 - May 2013
Edward Jones May 2012 - August 2012
F.Y.E. March 2008 - January 2012
Ferris State University August 2010 - May 2011
Skills
Microsoft Excel, Microsoft Office, PowerPoint, Microsoft Word, Data Entry, Customer Service, Teaching, English, Public Speaking, Teamwork, Leadership, Event Planning, Social Media, Fundraising, Research, Outlook, Windows, Higher Education, Time Management, Financial Analysis, Underwriting
Education
Ferris State University 2009 — 2013
Bachelor of Science (B.S.), Finance, Investment Concentration, 3.81
Byron Center High School
The Bank of Northern Michigan October 1999 - Present
Bank One 2010 - 2011
Skills
Commercial Banking, Credit, Banking, Leadership, Small Business Lending, Commercial Lending, Loans, Credit Analysis, Lines Of Credit, Portfolio Management, Mortgage Lending
Education
Northern Michigan University
Bachelors
Fifth Third Bank June 2015 - Present
Bay Winds Federal Credit Union April 2013 - June 2015
Huntington National Bank January 2006 - March 2013
The Bank of Northern Michigan January 2005 - December 2005
Fifth Third Bank June 2001 - December 2004
Skills
Loans, Real Estate, First Time Home Buyers, Foreclosures, Loan Origination, Mortgage Lending, Mortgage Banking, USDA, Banking, Commercial Banking, FHA, Refinance, Finance, Investment Properties, Credit
Education
Western Michigan University - Haworth College of Business 1999 — 2003
BBA, Finance
Henry Ford Community College 1986 — 1999
Business
Lake Michigan Financial Corporation/The Bank of Northern Michigan August 2014 - Present
The Bank of Northern Michigan July 2006 - August 2014
Education
Baker College of Cadillac 2004 — 2006
Bachelor's degree, Business Leadership
Northwestern Michigan College 1991 — 1993
Associate of Science (A.S.), Business/Commerce, General
The Bank of Northern Michigan January 2009 - Present
Fifth Third Bank 2000 - 2009
National City Bank May 1990 - September 2000
Skills
Commercial Lending, Loans, Commercial Banking, Banking, Small Business Lending, SBA, Credit Analysis, Lines Of Credit, Treasury Management, Credit, Insurance, Consumer Lending, Portfolio Management, Small Business, Manufacturing, Retail, Real Estate, Trucking, Service Providers, Commercial Real Estate, SBA Lending Programs..., USDA C&I Lending..., Succession Planning, Mergers & Acquisitions, Consulting, Investment Properties, Cash Flow Lending, Construction Loans, Middle Market, Financial Structuring, Mezzanine Financing
Education
Central Michigan University 1989 — 1990
MBA, Business Administration
Central Michigan University 1984 — 1988
BS, Finance
The Bank of Holland June 2005 - Present
Lake Michigan Financial Corporation June 2005 - Present
The Bank of Northern Michigan June 2005 - Present
Skills
Customer Service, Management, Financial Services, Microsoft Office, Banking, Electronic Banking, Time Management, ACH, Wire, Deposits
Education
Grand Valley State University
Bachelor's Degree
Centennial Bank July 2015 - Present
JPMorgan Chase October 2013 - July 2015
Northwestern Bank October 2006 - May 2013
The Bank of Northern Michigan 2004 - 2006
Fifth Third Bank 2002 - 2004
NBD Bank/Bank One/JPMorgan Chase 1999 - 2002
NBD Bank 1998 - 1999
Skills
Commercial Banking, Commercial Lending, Credit Analysis, Loans, Banking, Credit Risk, Small Business Lending, Retail Banking, Mortgage Lending, Portfolio Management, Consumer Lending, Cash Management, Lines Of Credit, Treasury Management, Financial Analysis, Financial Risk, Loan Origination, Wealth Management
Education
Albion College 1988 — 1992
Bachelor of Arts (B.A.), Business/Managerial Economics
Norwex USA February 2015 - Present
Ada Bible Church July 2012 - Present
Stella & Dot July 2012 - December 2014
Elephant Shoe Photography January 2011 - March 2014
Ada Bible Church October 2010 - August 2012
The Bank of Holland June 2007 - October 2010
The Bank of Northern Michigan June 2007 - October 2010
Tree of Life Bookstores 2002 - 2004
Skills
Photography, Time Management, Event Planning, Customer Service, Social Media Marketing, Blogging, Event Management, Marketing Communications, Microsoft Office, Adobe Creative Suite, Microsoft Excel, Web Design, Brand Development, Social Media, Digital Photography, InDesign, Marketing, New Business Development, Online Advertising, Portrait Photography, Web Development, Business Strategy, Advertising
Education
Cornerstone University 2004 — 2008
BA, Marketing
Fifth Third Bank July 2013 - Present
Community State Bank April 2012 - July 2013
The Bank of Northern Michigan September 2010 - April 2012
Michigan Commerce Bank September 2006 - September 2010
Ann Arbor Commerce Bank June 2005 - September 2006
Central Michigan University 2004 - 2005
Chemical Bank & Trust June 2000 - June 2002
Skills
Banking, Change Management, Commercial Lending, Credit Analysis, Financial Analysis, Risk Management, Team Building, Mergers & Acquisitions, Financial Services, Portfolio Management, Sales, Public Speaking, Management, Leadership, Small Business, Loans, Credit, Customer Service, Finance
Education
Leadership Little Traverse - (PRCC & HSCC Joint Venture) 2011 — 2012
Community Relationships & Involvement
Michigan Bankers' Association - Robert M. Perry Schools of Banking 2007 — 2009
Bank Management
Central Michigan University 2000 — 2005
BS in BA, Double majored in Finance & Accounting
The Bank of Northern Michigan November 2014 - Present
Waterloo Ice House January 2006 - March 2014
Austin Community College 2013 - 2013
Democratic National Committee June 2005 - July 2005
Howard Payne University January 2003 - May 2005
Vector Marketing May 2001 - August 2001
Skills
Restaurant Management, Restaurants, Food & Beverage, Menu Development, Fine Dining, Food Service, Hospitality, Food, Hospitality Management, Technical Writing, Recruiting, Marketing Strategy, Corporate Training, Human Resources, Training Manuals, Opening New Locations, Customer Service, Event Planning, Event Management, Administrative..., Profit Margins, Supply Ordering, Quality Management, Troubleshooting, Customer Retention, Employee Training, Terminations, Hiring Personnel, Mass Hiring, Financial Analysis, Data Analysis, Inventory Control, Invoice Processing, Leading Meetings, Leadership Development, Coaching, Social Networking
Education
Howard Payne University
Bachelor's degree, Business Administration and Management, General
Austin Community College
The Bank of Northern Michigan January 2015 - Present
The Bank of Northern Michigan May 2013 - December 2014
The Bank of Northern Michigan November 2010 - May 2013
The Bank of Northern Michigan May 2008 - October 2010
Skills
Small Business Lending, Commercial Lending, Credit, Commercial Banking, Treasury Management, Portfolio Management, Loans, Credit Analysis, Banking
Education
Michigan State University - The Eli Broad Graduate School of Management 2012 — 2014
Master of Business Administration (M.B.A.)
Lake Superior State University 2006 — 2008
Bachelor of Science, finance and economics
Northeastern University 2005 — 2006
Business Administration - Concentration in Finance
ABA Graduate Commercial Lending School
Crooked Tree Capital Advisors July 2012 - Present
Dynamic Wealth Advisors 2012 - Present
Chesme Capital Management September 2008 - July 2012
The Bank of Northern Michigan January 2004 - July 2008
BankUnited September 1999 - December 2003
First National Bank of Chicago 1991 - 1994
Skills
Portfolio Management, Investment Management, Commercial Banking, Investment Advisory, Retirement Planning, Strategic Financial..., Financial Advisory, Strategic Planning, Banking, Business Development, Equities, Investment Advisory..., Fixed Income, Series 7, Investments, Wealth Management, Securities, Management, Asset Management, Financial Planning, Mutual Funds, Finance, Leadership, Risk Management, Alternative Investments, Wealth Management..., Series 63
Education
Keller Graduate School of Management of DeVry University 1993 — 1996
MBA, Finance
University of Michigan 1986 — 1989
BA, History
Boyne City Main Street DDA 2002 - Present
Charlevoix County Community Foundation December 2012 - Present
The Bank Of Northern Michigan 2007 - Present
Economic Development Corporation 2000 - Present
Local Development Finance Authority 2000 - Present
Evangeline Township Board 1984 - Present
Harbor House Publishers, Inc. 1977 - Present
Northern Michigan Community Mediation 2011 - December 2012
Charlevoix County Press October 1975 - February 1977
Michigan Department of Natural Resources April 1972 - September 1975
Skills
Leadership, Newsletters, Advertising, Publishing, Social Media, Business Development, Budgets, Public Relations, Magazines, Small Business, Marketing Strategy, Publications, Strategic Planning, Economic Development, Nonprofits, Social Media Marketing, Fundraising
Education
Michigan State University 1970 — 1974
B.S., Resource Develoment
Ann Arbor Huron High Shool
Northwestern Michigan College April 2012 - Present
Edgewise Marketing March 2012 - Present
The Bank of Northern Michigan August 2010 - March 2012
Salamander Technologies March 2005 - July 2010
Second Chance April 1999 - March 2005
Skills
Marketing Strategy, Advertising, Social Media, Online Marketing, Event Management, Email Marketing, Microsoft Office, Writing, Marketing Communications, Promotions, Brand Development, Product Marketing, Direct Mail, Google Analytics, Adobe Creative Suite, Direct Marketing, Online Advertising, Web Content Management, Team Building, Sales Management, Direct Sales, Brochures, Creative Direction, B2B, Social Networking, Press Releases, Marketing, Copywriting, Management, Customer Service, Social Media Marketing, Sales, Project Planning, Marketing Management, Public Relations, SEO, Trade Shows, Account Management, Editing, WordPress, Salesforce.com, Web Analytics, E-commerce, Corporate Branding, Publicity, Multi-channel Marketing, Digital Marketing, Fundraising, Strategic Partnerships, Facebook
Education
Lawrence Technological University 2008 — 2009
MBA, Business Administration
Ferris State University 1993 — 1997
BS, Business/Advertising
Traverse City Senior High School
The Bank of Northern Michigan May 2006 - Present
Fifth Third Bank 2004 - 2006
Skills
Small Business Lending, Commercial Lending, Lines Of Credit, Portfolio Management, Banking, Loans, Commercial Banking, Credit, Credit Analysis, Mortgage Lending, Consumer Lending, Treasury Management, Credit Risk, Refinance, SBA, Finance, Commercial Mortgages, Private Banking, FHA, Loan Origination, Banking Relationships, Retail Banking, Residential Mortgages, Mortgage Banking, Wealth Management, Underwriting, Risk Management, Financial Analysis
Education
Saginaw Valley State University 1994 — 1999
Business
The Bank of Northern Michigan June 2009 - Present
JPMorgan Chase Bank December 2006 - September 2008
National City Bank September 2005 - December 2006
Fifth Third Bank October 2002 - September 2005
Skills
Portfolio Management, Credit, Middle Market, Commercial Lending, Commercial Banking, Loans, Small Business Lending, Banking, Credit Analysis, Treasury Management, Risk Management, Credit Risk, Private Banking, Lines Of Credit, Consumer Lending, Commercial Credit, Commercial Mortgages, Cash Flow Lending, Loan Origination, Refinance, SBA, Construction Loans, Cross Selling, Financial Institutions, Banking Relationships
Education
Graduate School of Banking, Madison Wisconsin 2010 — 2012
Class of 2012, Banking
Aquinas College 1985 — 1989
BS, Bus Admin with a concentration in finance and marketing
Forest Hills Central
The Bank of Northern Michigan July 2014 - Present
The Bank of Northern Michigan February 2012 - July 2014
JPMorgan Chase June 2010 - May 2012
Cornerstone University September 2009 - May 2010
Oppenheimer & Co. January 2010 - April 2010
Skills
Leadership, Fundraising, Banking, Microsoft Office, Microsoft Excel, PowerPoint, Customer Service, Data Analysis, Public Speaking, Social Media, Microsoft Word, Sales, Strategic Planning, Research, Financial Analysis
Education
Davenport University 2012 — 2015
Master of Business Administration (MBA), Finance Concentration, Cumulative GPA: 3.931 / 4.00
Cornerstone University 2006 — 2010
Bachelor, Finance & Management
Bank of America 2009 - 2012
The Bank of Northern Michigan 2007 - 2009
Standard Federal Bank 1998 - 2007
Midwest Mortgage 1997 - 1998
First of America Bank January 1995 - January 1997
Corporate Title Agency January 1994 - January 1995
Old Kent Bank January 1991 - January 1994
Shearson Lehman Hutton January 1989 - January 1991
Pebco January 1988 - January 1989
North Shore Savings and Loan January 1986 - January 1987
Skills
Sales, Loans, Sellers, Training, Mortgage Lending
Education
Marquette University
Bachelor of Science, Business Administration
Lake Superior State University
Finance