Tioga State Bank
Founded: 1864 Parent organization: TSB Services Inc.
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Tioga State Bank Employees
M&T Bank April 2013 - Present
Tioga State Bank February 2011 - April 2013
Visions Federal Credit Union July 2004 - February 2011
Skills
Commercial Lending, Small Business Lending, Credit Analysis, Lines Of Credit, Loan Origination, Commercial Mortgages, Underwriting, Treasury Management, Credit Risk, Financial Analysis, Commercial Banking, Loans, Credit
Education
SUNY Empire State College 1998 — 2001
Bachelor of Science (BS), Finance
Katharine Gibbs Business School 1976 — 1978
AAS, Business
TJ Maxx August 2015 - Present
Tioga State Bank May 2013 - August 2015
Rossi's Pizza Owego September 2011 - August 2012
Candor High School January 2011 - June 2011
Skills
Customer Service, Microsoft Excel, Microsoft Word, PowerPoint, English, Windows, Outlook, Jack Henry, Lotus Notes, Facebook, Twitter, Blackboard
Education
State University of New York College at Oswego 2012 — 2016
Bachelor’s Degree, Human Development and Gerontology
IBM December 2014 - Present
Datrose February 2014 - December 2014
Datrose August 2013 - January 2014
Tioga State Bank July 2012 - August 2013
Office of Congressman Tim Bishop January 2012 - May 2012
JPMorgan Chase May 2010 - May 2012
Skills
Leadership, Microsoft Office, SPSS, Research, Microsoft Excel, Microsoft Word, PowerPoint, Public Policy, Intellectual Property, Quantitative Research, Data Analysis
Education
Stony Brook University 2011 — 2012
Master of Arts (MA), Public Policy, 3.71
Stony Brook University 2008 — 2011
Bachelor of Arts (BA), Political Science
Tioga State Bank June 2014 - Present
Elmira Savings Bank May 2012 - July 2014
Community Bank, N.A. October 2008 - May 2012
HSBC January 2006 - September 2008
Citizens Bank 2004 - 2006
Bank of America December 1999 - March 2004
Skills
Commercial Lending, Credit Analysis, Commercial Mortgages, Banking, Cash Management, Mortgage Banking, Credit Risk, Financial Analysis, Risk Management, Loan Origination, SBA, Commercial Banking, Cross Selling, Cash Flow Lending, Relationship Management, Commercial Real Estate, Lines Of Credit, Construction Loans, Small Business, Credit, Small Business Lending, C, Commercial Finance, Banking Relationships, SBA 504, Deposits, Mortgage Lending, Loans, Underwriting, Finance, Refinance
Education
Corning Community College 1987 — 1990
Tioga State Bank November 2011 - Present
Visions Federal Credit Union March 2009 - September 2011
NBT Bank November 2007 - May 2008
Partners Trust Bank June 2004 - October 2007
BSB Bank and Trust June 1981 - June 2004
BSB Bank & Trust June 1981 - June 2004
BSB Bank & Trust January 1991 - January 1996
Skills
Banking, Compliance Management, Risk Management, Bank Secrecy Act, OFAC, Physical Security, Loans, Credit, Mortgage Lending, Auditing, Branch Management, Customer Satisfaction, Financial Analysis, Commercial Banking, Commercial Lending, Time Management, Customer Service, Process Improvement, Business Development, Strategic Planning, Marketing, Credit Analysis, Consumer Lending, Retail Banking, Leadership, Management
Education
SUNY Empire State College 2004 — 2007
BS, Business Administration
Broome Community College 1998 — 2000
AAS, Accounting
Binghamton University August 2012 - Present
SUNY Broome August 2006 - Present
RASolutions.Net September 1999 - Present
Marywood University September 1999 - September 2014
Tioga State Bank August 2003 - December 2005
Marywood University September 1998 - September 2003
The Sage Colleges September 1993 - September 1998
SUNY Oneonta September 1993 - August 1997
Williams College September 1988 - September 1993
Skills
Public Speaking, Coaching, Leadership Development, Customer Service, Teaching, Career Development, Customer Relations, Published Author, Time Management, Organizational..., Leadership, Staff Development, Networking, Program Development, Higher Education, Program Management, Training, Nonprofits, Community Outreach, Career Counseling, Team Building, Resume Writing, Workshop Facilitation, Student Affairs, Student Development, Employee Training, Research, Recruiting, Public Relations, Editing, Conflict Resolution, PowerPoint, Entrepreneurship
Education
The College of Saint Rose 1990 — 1992
MS Ed, College Student Personnel
Excelsior College 1983 — 1987
BS - Business, Human Resources Management
The Ohio State University 1980 — 1982
Masters Program - Labor and Human Resources
Michigan State University 1973 — 1979
BA - Business, Hospitality Management
Cornell University November 2010 - Present
University Business Service Center September 2001 - November 2010
Tioga State Bank April 2000 - September 2001
Skills
Microsoft Office, Filemaker Pro, Dreamweaver, Event Planning, InDesign, Word, Facebook, Editing, Excel, Microsoft Excel, Social Networking, Higher Education, Data Analysis, Social Media, Program Management, Customer Service, Microsoft Word
Education
University of Phoenix 2012 — 2012
Information Technology, Web Design
Tompkins Seneca Tioga BOCES 1996 — 1998
Vocational, Graphic Design and Communications
Newfield Central High School 1994 — 1998
SEFCU July 2014 - Present
SEFCU February 2013 - July 2014
SEFCU April 2012 - February 2013
SEFCU October 2008 - April 2012
Tioga State Bank July 2007 - October 2008
Peoples Neighborhood Bank March 2005 - July 2007
Skills
Staff Mentoring, Banking, Customer Service, Customer Satisfaction, Sales, Microsoft Office, Leadership, Coaching, Consumer Lending, Retail Banking, Notary Public, Credit, Credit Unions, Commercial Banking, Mentoring
Education
Broome Community College
A.S., Business Administration
American Institute of Banking
General Banking, Operations
Empire State Special Needs Experience, Inc. November 2009 - Present
Northeast Dairy Herd Improvement, Inc. April 1989 - January 1994
Tioga State Bank November 1981 - April 1989
Education
Tompkins Cortland Community College
Some evening classes
Spencer-Van Etten Jr Sr High School
High School
Ameriprise Financial Services, Inc. September 2013 - Present
Workers Ownership Resource Center May 2013 - Present
Tioga State Bank August 2010 - May 2013
First Marblehead March 2007 - July 2010
TD Bank 2006 - 2007
NBT Bank April 2005 - July 2006
JPMorgan Chase August 2004 - November 2004
JP Morgan April 2001 - August 2004
JP Morgan Chase 1999 - 2004
Skills
Risk Management, Internal Audit, Project Management, CRM, Budgets, Management, Training, Process Improvement, Leadership, Credit, Customer Service, Business Development, Team Leadership, Project Planning, Sales, Human Resources, Access, Marketing Strategy, Vendor Management, Entrepreneurship, Business Analysis, Analysis
Education
Northeastern University 2008 — 2010
Masters of Leadership-in progress
University of Delaware 1999 — 2004
Bachelors, Psychology
Waverly
Waverly
Tioga State Bank February 2011 - Present
Bates Troy Healthcare Linen & Kradjian Properties Partner June 1993 - Present
Kradjian Properties 1993 - Present
BCIDA January 2002 - December 2006
Skills
Commercial Real Estate..., Healthcare Linen..., Offering Office,..., Residential Homes, Offices, Real Estate, Build-to-suit, Real Estate Development, Healthcare, Landlord, Real Estate Transactions, Commercial Real Estate, Referrals, Leases, Due Diligence, New Home Sales, Contract Negotiation, Renovation, Construction, Property Management, Real Estate Financing, Negotiation, Lease Negotiations, Land Development, Investment Properties, Tenant, Rentals, Condos, Foreclosures, Investors, Landlords, Sales
Education
Boston University 1989 — 1993
Tioga State Bank March 2015 - Present
B&G Sealcoating and Striping January 2015 - Present
R&M Paintball and Airsoft June 2000 - Present
First Niagara Bank June 2014 - March 2015
M&T Bank April 2001 - June 2014
M&T Bank January 2009 - January 2010
Skills
Banking, Commercial Lending, Loans, Commercial Banking, Credit, Credit Analysis, Small Business Lending, Consumer Lending, Mortgage Lending, Retail Banking, Portfolio Management, Credit Risk, Underwriting, Risk Management, Lines Of Credit
Education
St. John Fisher College 1997 — 2001
Bachelor's Degree, Managment
Broome Community College November 2006 - Present
Tioga State Bank January 2003 - November 2006
BSB Bank & Trust November 1997 - January 2003
BSB Bank & Trust November 1997 - January 2003
NBT Bank May 1986 - November 1997
Skills
Higher Education, Customer Service, Microsoft Office, Research, Budgets, Project Management, Teamwork, Data Analysis, Commercial Credit..., Daily Operations..., Nonprofits, Public Speaking, Credit Analysis, Small Business Lending, Commercial Lending, Credit, Staff Development, Student Affairs
Education
Elmira College 1995 — 2000
BS, Accounting
Broome Community College 1984 — 1986
Associates, Business Administration
Farm Family Insurance 2007 - Present
The Delaware National Bank of Delhi March 2000 - April 2006
Tioga State Bank January 1986 - March 2000
Education
Cornell University 1979 — 1983
BS, Agricultural Economics
Tioga County Industrial Development Agency 1993 - Present
BCIC 1990 - Present
Tioga County Senior Citizen Foundation September 1989 - Present
Tioga State Bank October 1972 - March 2013
Skills
Commercial Lending, Commercial Banking, Portfolio Management, Small Business Lending, Credit Risk, Risk Management, Mortgage Lending
Education
Broome Community College 1969 — 1971
AAS, Accounting
Tioga Central School District
Watkins Glen Central School District October 2002 - Present
Tioga State Bank October 2001 - April 2002
HSBC February 1980 - May 2001
Skills
Customer Service, Operations, Office Management, Curriculum Development, Policy, Access, Research, Microsoft Excel, Strategic Planning, Budgets, Microsoft Word, Public Relations, Management, Public Speaking, Event Planning, Event Management, Microsoft Office, Purchasing, Teaching, Community Outreach
Education
SUNY Cortland 1966 — 1970
BA, English/Education
Tioga State Bank August 2014 - Present
Waterman Conservation Education Center July 2009 - August 2013
Skills
Highly personable, Communication, Friendly Personality, Learning Quickly, Microsoft Office, Reliable, Creativity, Organization Skills
Education
Nazareth College of Rochester 2010 — 2014
Bachelor of Science (B.S.), Communication Sciences and Disorders, General
Corning Credit Union October 2014 - Present
Tioga State Bank September 2000 - October 2014
BSB Bank & Trust May 1999 - September 2000
Owego, Troy & Broome Pennysavers May 1989 - May 1999
Skills
Advertising, Direct Mail, Editing, Event Planning, Management, Market Planning, Marketing, Marketing Communications, Newsletters, Public Relations, Customer Service
Education
State University of New York College at Oswego
Communications
State University of New York College of Agriculture and Technology at Morrisville
Journalism