Tri-Emerald Financial Group
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Tri-Emerald Financial Group Employees
Employee
Years
Job
Industry
Kassy Vargas Kassy Vargas's Tri-Emerald Financial Group Experience August 2013 - Present
Job Marketing Manager at TriEmerald Financial Group
Industry Banking
Experience
Tri-Emerald Financial Group August 2013 - Present
Massage Envy 2011 - 2013
Skills
FHA, Mortgage Lending, Loans, Refinance, Loan Origination, Mortgage Banking, Residential Mortgages, First Time Home Buyers, Real Estate, Credit, VA loans, Real Estate Financing, Finance, Credit Analysis, Underwriting, VA Loans
Education
Orange Coast College
Tri-Emerald Financial Group August 2013 - Present
Massage Envy 2011 - 2013
Skills
FHA, Mortgage Lending, Loans, Refinance, Loan Origination, Mortgage Banking, Residential Mortgages, First Time Home Buyers, Real Estate, Credit, VA loans, Real Estate Financing, Finance, Credit Analysis, Underwriting, VA Loans
Education
Orange Coast College
Abby Merritt's Tri-Emerald Financial Group Experience 2013 - 2014
Job Abby Merritt Certified Personal Trainer, Group Fitness/Dance Instructor, Yoga Instructor, Nutrition Coach
Industry Health, Wellness and Fitness
Experience
Abby Merritt Fitness 2001 - Present
Tri-Emerald Financial Group 2013 - 2014
Legacy Private Client Inc. 2011 - February 2013
HotChalk, Inc. December 2009 - October 2010
Carsten AVEDA Institutes and Salons 2006 - December 2009
Skills
Marketing, Email Marketing, Management, Recruiting, Leadership, Facebook, Team Building, Training, Integrated Marketing, Budgets, Business Development, Customer Service, Entrepreneurship, Sales, Sales Process, Online Marketing, Sales Management, Strategic Planning, Team Leadership, Asset Management, Negotiation, Marketing Strategy, Marketing Management, Project Management, Program Management, Customer Retention, Social Media Marketing, Graphic Design, Strategic Communications, Consultative Sales..., Highly Organized &..., Branding & Identity, Behavioral Neuroscience, Organizational..., Organizational Behavior, Personal Training, NASM Certified Personal..., NESTA Certified..., Licensed Zumba..., Certified Les Mills..., Dance Choreographer, Professional Dancer, Yoga Instructor, Nutrition Coach, CPR/AED Certified, Barre Workouts, Dancer and Gymnast..., Strength and Mind/Body..., Core Training and..., Athletic and...
Education
Arizona State University
Bachelor of Science (B.S.), Psychology
Chapman University
Bachelor of Arts (BA)
Abby Merritt Fitness 2001 - Present
Tri-Emerald Financial Group 2013 - 2014
Legacy Private Client Inc. 2011 - February 2013
HotChalk, Inc. December 2009 - October 2010
Carsten AVEDA Institutes and Salons 2006 - December 2009
Skills
Marketing, Email Marketing, Management, Recruiting, Leadership, Facebook, Team Building, Training, Integrated Marketing, Budgets, Business Development, Customer Service, Entrepreneurship, Sales, Sales Process, Online Marketing, Sales Management, Strategic Planning, Team Leadership, Asset Management, Negotiation, Marketing Strategy, Marketing Management, Project Management, Program Management, Customer Retention, Social Media Marketing, Graphic Design, Strategic Communications, Consultative Sales..., Highly Organized &..., Branding & Identity, Behavioral Neuroscience, Organizational..., Organizational Behavior, Personal Training, NASM Certified Personal..., NESTA Certified..., Licensed Zumba..., Certified Les Mills..., Dance Choreographer, Professional Dancer, Yoga Instructor, Nutrition Coach, CPR/AED Certified, Barre Workouts, Dancer and Gymnast..., Strength and Mind/Body..., Core Training and..., Athletic and...
Education
Arizona State University
Bachelor of Science (B.S.), Psychology
Chapman University
Bachelor of Arts (BA)
Michael W. Bacino Michael W. Bacino's Tri-Emerald Financial Group Experience June 2015 - Present
Job Regional Vice President
Industry Banking
Experience
Tri-Emerald Financial Group June 2015 - Present
CMG Financial December 2013 - May 2015
Impac Mortgage June 2012 - September 2013
iServe Residential Lending, LLC June 2009 - June 2012
Bacino Consulting, Inc October 2007 - April 2010
Lending 1st Mortgage January 2007 - January 2008
Homefield Financial December 2005 - November 2006
Sea Breeze Financial October 2004 - September 2005
Aames Home Loan January 2004 - October 2004
First Choice Lenders January 1999 - December 2003
Skills
Marketing Strategy, Finance, Mortgage Lending, Mortgage Banking, Competitive Analysis, Leadership, Lead Generation, Real Estate, Loans, Residential Mortgages, Sales, Negotiation, Management, Business Development, Start-ups, Underwriting, Real Estate Financing, Sales Management, Reverse Mortgages, Loan Origination, FHA financing, Investments, VA loans, Refinance, Commercial Lending, Banking, Marketing, Portfolio Management, Certified Mortgage..., Training, Commercial Mortgages, Investment Properties, USDA, Credit, Mortgage Underwriting, FHA, Selling, Financial Structuring, Entrepreneurship, Mergers & Acquisitions, Funding, Construction Loans, B2B, Home Equity Loans, Sales Operations, Loan Servicing, Credit Analysis, Real Estate Economics, Government Loans, Loss Mitigation
Education
Texas State University-San Marcos 1994 — 1998
Business Administration and Management, General
McCullough High School
Tri-Emerald Financial Group June 2015 - Present
CMG Financial December 2013 - May 2015
Impac Mortgage June 2012 - September 2013
iServe Residential Lending, LLC June 2009 - June 2012
Bacino Consulting, Inc October 2007 - April 2010
Lending 1st Mortgage January 2007 - January 2008
Homefield Financial December 2005 - November 2006
Sea Breeze Financial October 2004 - September 2005
Aames Home Loan January 2004 - October 2004
First Choice Lenders January 1999 - December 2003
Skills
Marketing Strategy, Finance, Mortgage Lending, Mortgage Banking, Competitive Analysis, Leadership, Lead Generation, Real Estate, Loans, Residential Mortgages, Sales, Negotiation, Management, Business Development, Start-ups, Underwriting, Real Estate Financing, Sales Management, Reverse Mortgages, Loan Origination, FHA financing, Investments, VA loans, Refinance, Commercial Lending, Banking, Marketing, Portfolio Management, Certified Mortgage..., Training, Commercial Mortgages, Investment Properties, USDA, Credit, Mortgage Underwriting, FHA, Selling, Financial Structuring, Entrepreneurship, Mergers & Acquisitions, Funding, Construction Loans, B2B, Home Equity Loans, Sales Operations, Loan Servicing, Credit Analysis, Real Estate Economics, Government Loans, Loss Mitigation
Education
Texas State University-San Marcos 1994 — 1998
Business Administration and Management, General
McCullough High School
Sam Graffman Sam Graffman's Tri-Emerald Financial Group Experience July 2014 - Present
Job Mortgage Originator at TriEmerald Financial Group
Industry Financial Services
Experience
Tri-Emerald Financial Group July 2014 - Present
VNB November 2010 - July 2014
CitiFinancial September 2003 - November 2010
Hospital Central Services September 1989 - May 1995
First National Bank of Allentown September 1986 - April 1989
Skills
Insurance, Real Estate, Underwriting, Mortgage Banking, Sales Management, Small Business, Consumer Lending, Refinance, Residential Mortgages, Sellers, Mortgage Lending, Sales, FHA, Loans, Leadership, Customer Service
Education
Temple University 1974 — 1983
B.A., Physical Ed.
Temple University
Bachelor's degree, Health and Physical Education/Fitness
Tri-Emerald Financial Group July 2014 - Present
VNB November 2010 - July 2014
CitiFinancial September 2003 - November 2010
Hospital Central Services September 1989 - May 1995
First National Bank of Allentown September 1986 - April 1989
Skills
Insurance, Real Estate, Underwriting, Mortgage Banking, Sales Management, Small Business, Consumer Lending, Refinance, Residential Mortgages, Sellers, Mortgage Lending, Sales, FHA, Loans, Leadership, Customer Service
Education
Temple University 1974 — 1983
B.A., Physical Ed.
Temple University
Bachelor's degree, Health and Physical Education/Fitness
Gabby de la Fuente's Tri-Emerald Financial Group Experience 2009 - 2010
Job Closing Specialist
Industry Financial Services
Experience
Skyline Financial Corp September 2013 - Present
Sierra Pacific Mortgage October 2010 - June 2013
Tri-Emerald Financial Group 2009 - 2010
Skills
Mortgage Lending, Residential Mortgages, Refinance, Loans, Mortgage Banking, Funding, FHA, Underwriting, Loan Origination, Credit, Respiratory Therapy, VA Loans, FHA Financing, Real Estate, USDA, Banking
Education
Grand Canyon University 2014 — 2015
Bachelor, Health/Health Care Administration/Management
Pima Medical Institute-Mesa 2011 — 2013
Associate of Science (A.S.), Respiratory Care Therapy/Therapist
Paradise Valley Community College 2004 — 2007
Associate's degree, Business Administration and Management, General
Skyline Financial Corp September 2013 - Present
Sierra Pacific Mortgage October 2010 - June 2013
Tri-Emerald Financial Group 2009 - 2010
Skills
Mortgage Lending, Residential Mortgages, Refinance, Loans, Mortgage Banking, Funding, FHA, Underwriting, Loan Origination, Credit, Respiratory Therapy, VA Loans, FHA Financing, Real Estate, USDA, Banking
Education
Grand Canyon University 2014 — 2015
Bachelor, Health/Health Care Administration/Management
Pima Medical Institute-Mesa 2011 — 2013
Associate of Science (A.S.), Respiratory Care Therapy/Therapist
Paradise Valley Community College 2004 — 2007
Associate's degree, Business Administration and Management, General
Kim Lorenzo Kim Lorenzo's Tri-Emerald Financial Group Experience November 2013 - Present
Job Executive Mortgage Banker, TriEmerald Financial Group, Inc
Industry Financial Services
Experience
Tri-Emerald Financial Group November 2013 - Present
Primary Residential Mortgage January 2011 - April 2013
BC Bancorp February 2006 - July 2007
WMC Direct- a G.E. Money Company January 2005 - January 2006
Countrywide Home Loans May 2001 - December 2004
Great Western Bank April 1991 - April 1998
Home Savings of America November 1986 - April 1991
Skills
NMLS Licensed, Real Estate Sales..., New Home Purchase, First Time Home Buyers, VA Loans, USDA Rural Housing, Foreign National Loans, Jumbos, Super Jumbo, Refinance, Investment Properties, Investors, Foreclosures
Education
De La Salle University
San Beda College
Tri-Emerald Financial Group November 2013 - Present
Primary Residential Mortgage January 2011 - April 2013
BC Bancorp February 2006 - July 2007
WMC Direct- a G.E. Money Company January 2005 - January 2006
Countrywide Home Loans May 2001 - December 2004
Great Western Bank April 1991 - April 1998
Home Savings of America November 1986 - April 1991
Skills
NMLS Licensed, Real Estate Sales..., New Home Purchase, First Time Home Buyers, VA Loans, USDA Rural Housing, Foreign National Loans, Jumbos, Super Jumbo, Refinance, Investment Properties, Investors, Foreclosures
Education
De La Salle University
San Beda College
Tessa Noor Tessa Noor's Tri-Emerald Financial Group Experience August 2010 - April 2012
Job Production Assistant at International City Mortgage
Industry Banking
Experience
International City Mortgage May 2014 - Present
Cypress Community College June 2003 - Present
RPM-Mortgage April 2012 - February 2014
Tri-Emerald Financial Group August 2010 - April 2012
Skills
Mortgage Lending, Loans, Banking, Credit, Customer Service, Mortgage Banking, Credit Analysis, Sales, Call Center, Negotiation, Customer Experience, Investments, Asset Managment, Real Estate, Contact Centers, Refinance
Education
California State University-Fullerton
Irvine Valley College
Associate of Arts (AA)
International City Mortgage May 2014 - Present
Cypress Community College June 2003 - Present
RPM-Mortgage April 2012 - February 2014
Tri-Emerald Financial Group August 2010 - April 2012
Skills
Mortgage Lending, Loans, Banking, Credit, Customer Service, Mortgage Banking, Credit Analysis, Sales, Call Center, Negotiation, Customer Experience, Investments, Asset Managment, Real Estate, Contact Centers, Refinance
Education
California State University-Fullerton
Irvine Valley College
Associate of Arts (AA)
Peter Carlin Peter Carlin's Tri-Emerald Financial Group Experience August 2010 - October 2014
Job Branch Manager at Skyline Home Loans
Industry Banking
Experience
Skyline Home Loans November 2014 - Present
20 yrs expierence January 1993 - Present
Tri-Emerald Financial Group August 2010 - October 2014
Skills
Mortgage Lending, Mortgage Banking, Refinance, Loan Origination, FHA, Loans, Residential Mortgages, VA loans, FHA financing, Credit, USDA, Reverse Mortgages, Government Loans, Real Estate Financing, Loan Servicing, Construction Loans
Education
New York University
Sales Management
Skyline Home Loans November 2014 - Present
20 yrs expierence January 1993 - Present
Tri-Emerald Financial Group August 2010 - October 2014
Skills
Mortgage Lending, Mortgage Banking, Refinance, Loan Origination, FHA, Loans, Residential Mortgages, VA loans, FHA financing, Credit, USDA, Reverse Mortgages, Government Loans, Real Estate Financing, Loan Servicing, Construction Loans
Education
New York University
Sales Management
Peter Carlin Peter Carlin's Tri-Emerald Financial Group Experience July 2010 - November 2014
Job Branch Manager at Skyline Financial Corp
Industry Banking
Experience
Skyline Financial Corp November 2014 - Present
Tri-Emerald Financial Group July 2010 - November 2014
Skills
Mortgage Lending, Refinance, Investment Properties, First Time Home Buyers, Banking, Real Estate, Mortgage Banking, Residential Mortgages, FHA, Real Estate Transactions
Education
New York University
Skyline Financial Corp November 2014 - Present
Tri-Emerald Financial Group July 2010 - November 2014
Skills
Mortgage Lending, Refinance, Investment Properties, First Time Home Buyers, Banking, Real Estate, Mortgage Banking, Residential Mortgages, FHA, Real Estate Transactions
Education
New York University
Derek Nichols Derek Nichols's Tri-Emerald Financial Group Experience August 2010 - August 2013
Job Senior Mortgage Banker at International City Mortgage
Industry Financial Services
Experience
International City Mortgage September 2013 - Present
Tri-Emerald Financial Group August 2010 - August 2013
Nationstar Mortgage December 2003 - August 2010
Skills
Mortgage Lending, Residential Mortgages, Real Estate Transactions, Customer Service, Residential Homes, Commercial Real Estate, Relationship Management, Microsoft Office, Encompass, FHA, VA Loans, Mortgage Banking, Loan Origination, Refinance, First Time Home Buyers
Education
University of California, Riverside 2003 — 2004
Mechanical Engineering
California Polytechnic State University-San Luis Obispo 2001 — 2003
Mechanical Engineering
International City Mortgage September 2013 - Present
Tri-Emerald Financial Group August 2010 - August 2013
Nationstar Mortgage December 2003 - August 2010
Skills
Mortgage Lending, Residential Mortgages, Real Estate Transactions, Customer Service, Residential Homes, Commercial Real Estate, Relationship Management, Microsoft Office, Encompass, FHA, VA Loans, Mortgage Banking, Loan Origination, Refinance, First Time Home Buyers
Education
University of California, Riverside 2003 — 2004
Mechanical Engineering
California Polytechnic State University-San Luis Obispo 2001 — 2003
Mechanical Engineering
Tony Santini Tony Santini's Tri-Emerald Financial Group Experience July 2010 - April 2013
Job Senior Vice President, International City Mortgage
Industry Financial Services
Experience
International City Mortgage May 2013 - Present
Tri-Emerald Financial Group July 2010 - April 2013
Primary Residential Mortgage December 2008 - July 2010
Home Loan Consultants, Inc. November 2007 - December 2008
Nationstar Mortgage August 1998 - October 2007
Skills
Strategy, Management, Marketing Strategy, Leadership, Start-ups, Sales, Training, Loans, Direct Sales, B2B, Finance, Customer Service, Retail, Real Estate, Mortgage Lending
Education
San Diego State University-California State University 1993 — 1997
Bachelor of Arts (B.A.), International Business
Rancho Alamitos High School 1989 — 1992
Orange Coast College
Orange Coast College
International City Mortgage May 2013 - Present
Tri-Emerald Financial Group July 2010 - April 2013
Primary Residential Mortgage December 2008 - July 2010
Home Loan Consultants, Inc. November 2007 - December 2008
Nationstar Mortgage August 1998 - October 2007
Skills
Strategy, Management, Marketing Strategy, Leadership, Start-ups, Sales, Training, Loans, Direct Sales, B2B, Finance, Customer Service, Retail, Real Estate, Mortgage Lending
Education
San Diego State University-California State University 1993 — 1997
Bachelor of Arts (B.A.), International Business
Rancho Alamitos High School 1989 — 1992
Orange Coast College
Orange Coast College
Jeffrey Vander Velde Jeffrey Vander Velde's Tri-Emerald Financial Group Experience October 2012 - Present
Job Loan Coordinator at TriEmerald Financial Group
Industry
Experience
Tri-Emerald Financial Group October 2012 - Present
Business Radio Licensing January 2011 - August 2012
Metropolitan Home Mortgage October 2009 - October 2010
Skills
Microsoft Office, Microsoft Excel, Microsoft Word, PowerPoint, Customer Service, Research, Teamwork, Social Media, Public Speaking, English, Sales, Loans, Banking
Education
Pepperdine University 2010 — 2011
Master of Arts (MA), Psychology
Biola University 2004 — 2007
Bachelor of Science (BS), Business Administration and Management, General
Tri-Emerald Financial Group October 2012 - Present
Business Radio Licensing January 2011 - August 2012
Metropolitan Home Mortgage October 2009 - October 2010
Skills
Microsoft Office, Microsoft Excel, Microsoft Word, PowerPoint, Customer Service, Research, Teamwork, Social Media, Public Speaking, English, Sales, Loans, Banking
Education
Pepperdine University 2010 — 2011
Master of Arts (MA), Psychology
Biola University 2004 — 2007
Bachelor of Science (BS), Business Administration and Management, General
Brian Hartley's Tri-Emerald Financial Group Experience August 2012 - Present
Job Mortgage Banker at TriEmerald Financial Group
Industry Banking
Experience
Tri-Emerald Financial Group August 2012 - Present
MECE Credit Union 2010 - 2011
Home Savings Bank 2004 - 2010
Bankers Alliance Mortgage 2003 - 2004
Skills
Mortgage Lending, Residential Mortgages, Mortgage Banking, Consumer Lending, Loan Processing, Mortgage Underwriting, Mortgage Servicing, Banking, Customer Acquisition, Customer Service, Customer Satisfaction, Phone Skills, Self Starter, Freddie Mac, Fannie Mae, Loans, VA loans, USDA, FHA, Refinance, FHA financing, Credit, Credit Analysis, First Time Home Buyers, FNMA, Referrals, FHLMC, Purchase Financing, Self-Employed Borrowers, Commercial Lending, Real Estate Financing, Small Business Lending, Underwriting, Loan Origination, Reverse Mortgages, Government Loans, Investment Properties, Home Equity Lines of..., Debt Consolidation, Non-Conforming, Fixed Rate Mortgages, Encompass, Telephone Skills, VA Loans
Education
Lincoln University (MO) 1996 — 2000
Tri-Emerald Financial Group August 2012 - Present
MECE Credit Union 2010 - 2011
Home Savings Bank 2004 - 2010
Bankers Alliance Mortgage 2003 - 2004
Skills
Mortgage Lending, Residential Mortgages, Mortgage Banking, Consumer Lending, Loan Processing, Mortgage Underwriting, Mortgage Servicing, Banking, Customer Acquisition, Customer Service, Customer Satisfaction, Phone Skills, Self Starter, Freddie Mac, Fannie Mae, Loans, VA loans, USDA, FHA, Refinance, FHA financing, Credit, Credit Analysis, First Time Home Buyers, FNMA, Referrals, FHLMC, Purchase Financing, Self-Employed Borrowers, Commercial Lending, Real Estate Financing, Small Business Lending, Underwriting, Loan Origination, Reverse Mortgages, Government Loans, Investment Properties, Home Equity Lines of..., Debt Consolidation, Non-Conforming, Fixed Rate Mortgages, Encompass, Telephone Skills, VA Loans
Education
Lincoln University (MO) 1996 — 2000
Charles Dohs Charles Dohs's Tri-Emerald Financial Group Experience June 2013 - December 2014
Job CLevel Serial Entrepreneur, Founder, Business Consultant, Creative Mind, and Market Visionary.
Industry Hospital & Health Care
Experience
Tri-Emerald Financial Group June 2013 - December 2014
Molecular Testing Labs January 2013 - December 2013
Drizen-Dohs Corporate Communications (DDCC) and Versacolor Printing February 1994 - December 2013
World Institute of Surgical Excellence October 2012 - June 2013
World Institute of Surgical Excellence March 2012 - October 2012
Screen3Network LLC and Fishhound.com January 2008 - October 2011
SoCal Business Bank May 2007 - November 2008
Skills
Social Media Marketing, Marketing, Entrepreneurship, Advertising, Lead Generation, Healthcare, Marketing Strategy, Social Media, SEO, Email Marketing, Public Relations, Hospitals, New Business Development, Marketing Communications, Online Advertising, Medical Tourism, CRM, Public Speaking, Web Design, Global Recruiting, Business Strategy, Committed to..., Great communications..., Management Consulting, Business Consulting, Performance Motivation, Digital Marketing, Photography, Offset Printing, Digital Printing, Digital Strategy, Offshoring, C-Level Relationships, C-Level Presentations, C-Level Sales, C-Level, C-Level Negotiations, Strategic Planning, Strategy, Strategic Communications, Strategic Partnerships, Event Planning, Event Management, Event Producing, Sales, Sales Management, Salesforce.com, SaaS, Direct Sales, Business Development
Education
University of California, Los Angeles 1998 — 2004
Markeitng
University of California, Los Angeles 1994 — 2000
Business Administration and Management, General
Art Center College of Design 1987 — 1989
Commercial Photography
Pasadena City College 1987 — 1989
Business Administration and Management, General
Tri-Emerald Financial Group June 2013 - December 2014
Molecular Testing Labs January 2013 - December 2013
Drizen-Dohs Corporate Communications (DDCC) and Versacolor Printing February 1994 - December 2013
World Institute of Surgical Excellence October 2012 - June 2013
World Institute of Surgical Excellence March 2012 - October 2012
Screen3Network LLC and Fishhound.com January 2008 - October 2011
SoCal Business Bank May 2007 - November 2008
Skills
Social Media Marketing, Marketing, Entrepreneurship, Advertising, Lead Generation, Healthcare, Marketing Strategy, Social Media, SEO, Email Marketing, Public Relations, Hospitals, New Business Development, Marketing Communications, Online Advertising, Medical Tourism, CRM, Public Speaking, Web Design, Global Recruiting, Business Strategy, Committed to..., Great communications..., Management Consulting, Business Consulting, Performance Motivation, Digital Marketing, Photography, Offset Printing, Digital Printing, Digital Strategy, Offshoring, C-Level Relationships, C-Level Presentations, C-Level Sales, C-Level, C-Level Negotiations, Strategic Planning, Strategy, Strategic Communications, Strategic Partnerships, Event Planning, Event Management, Event Producing, Sales, Sales Management, Salesforce.com, SaaS, Direct Sales, Business Development
Education
University of California, Los Angeles 1998 — 2004
Markeitng
University of California, Los Angeles 1994 — 2000
Business Administration and Management, General
Art Center College of Design 1987 — 1989
Commercial Photography
Pasadena City College 1987 — 1989
Business Administration and Management, General
Michael Reis Michael Reis's Tri-Emerald Financial Group Experience July 2010 - June 2011
Job Business Banker at PNC Bank
Industry Banking
Experience
PNC Bank March 2014 - Present
Wells Fargo March 2013 - March 2014
Sovereign Bank June 2010 - January 2012
Gateway Funding June 2011 - September 2011
Tri-Emerald Financial Group July 2010 - June 2011
Skills
Mortgage Banking, Refinance, Loans, Mortgage Lending, Finance, Loan Origination, Banking, Small Business Lending, Lines Of Credit, Residential Mortgages, Credit, Commercial Lending, Credit Analysis, Consumer Lending, Underwriting, Investment Properties, Real Estate, Commercial Mortgages, Loss Mitigation, FHA Financing, Treasury Management, Insurance and Investment, Cash Flow Analysis, Merchant Services, Cash Flow Management, Global Cash Management
Education
Florida State University - College of Business 1983 — 1986
BS, Hospitality Administration
Johnson and Wales University 1979 — 1981
Associate of Arts (A.A.), Culinary Arts/Chef Training
PNC Bank March 2014 - Present
Wells Fargo March 2013 - March 2014
Sovereign Bank June 2010 - January 2012
Gateway Funding June 2011 - September 2011
Tri-Emerald Financial Group July 2010 - June 2011
Skills
Mortgage Banking, Refinance, Loans, Mortgage Lending, Finance, Loan Origination, Banking, Small Business Lending, Lines Of Credit, Residential Mortgages, Credit, Commercial Lending, Credit Analysis, Consumer Lending, Underwriting, Investment Properties, Real Estate, Commercial Mortgages, Loss Mitigation, FHA Financing, Treasury Management, Insurance and Investment, Cash Flow Analysis, Merchant Services, Cash Flow Management, Global Cash Management
Education
Florida State University - College of Business 1983 — 1986
BS, Hospitality Administration
Johnson and Wales University 1979 — 1981
Associate of Arts (A.A.), Culinary Arts/Chef Training
Ray Roman Ray Roman's Tri-Emerald Financial Group Experience February 2009 - May 2011
Job Building Relationships
Industry Financial Services
Experience
Franklin Advantage, Inc. June 2011 - September 2013
Tri-Emerald Financial Group February 2009 - May 2011
American 1st Finance October 2001 - January 2009
Great American Bancorp May 1995 - October 2000
American Home Loans February 1992 - April 1995
Skills
Banking, Buyer Representation, Condos, Credit, FHA, FHA financing, First Time Home Buyers, Foreclosures, Funding, HUD, Investment Properties, Investments, Investors, Listings, Loan Origination, Loans, Luxury, Management, Marketing Strategy, Mortgage Lending, Mortgage Banking, New Home Sales, Process Improvement, Property Management
Education
California State University-Fullerton
Criminal Law
Franklin Advantage, Inc. June 2011 - September 2013
Tri-Emerald Financial Group February 2009 - May 2011
American 1st Finance October 2001 - January 2009
Great American Bancorp May 1995 - October 2000
American Home Loans February 1992 - April 1995
Skills
Banking, Buyer Representation, Condos, Credit, FHA, FHA financing, First Time Home Buyers, Foreclosures, Funding, HUD, Investment Properties, Investments, Investors, Listings, Loan Origination, Loans, Luxury, Management, Marketing Strategy, Mortgage Lending, Mortgage Banking, New Home Sales, Process Improvement, Property Management
Education
California State University-Fullerton
Criminal Law
Mandee Hallgarten Mandee Hallgarten's Tri-Emerald Financial Group Experience October 2009 - July 2010
Job Processing Assistant manager at loanDepot
Industry Real Estate
Experience
loanDepot LLC March 2015 - Present
loanDepot LLC July 2014 - March 2015
loanDepot LLC July 2010 - July 2014
Tri-Emerald Financial Group October 2009 - July 2010
Ditech.com January 2001 - June 2006
Secured Funding 2001 - 2001
Irwin Home Equity July 1999 - November 2000
First Consumers Mortgage August 1997 - July 1999
Skills
Mortgage Banking, FHA, Loan Origination, Mortgage Lending, Residential Mortgages, Refinance
Education
Diablo Valley College 1994 — 1996
loanDepot LLC March 2015 - Present
loanDepot LLC July 2014 - March 2015
loanDepot LLC July 2010 - July 2014
Tri-Emerald Financial Group October 2009 - July 2010
Ditech.com January 2001 - June 2006
Secured Funding 2001 - 2001
Irwin Home Equity July 1999 - November 2000
First Consumers Mortgage August 1997 - July 1999
Skills
Mortgage Banking, FHA, Loan Origination, Mortgage Lending, Residential Mortgages, Refinance
Education
Diablo Valley College 1994 — 1996
Thomas McGervey Thomas McGervey's Tri-Emerald Financial Group Experience January 2011 - May 2015
Job Marketing Specialist at SNUGTOP
Industry Banking
Experience
SNUGTOP May 2015 - Present
Tri-Emerald Financial Group January 2011 - May 2015
McGervey Painting January 2008 - December 2010
Laguna Beach June 2005 - August 2008
Skills
Lead Management, Email Marketing, Direct Marketing, Online Marketing, CRM databases, Management, Social Media Marketing, B2B Marketing, Time Management, Marketing, Database Marketing, Salesforce.com, Sales Process, Sales, Social Media, Banking, Customer Service, Mortgage Lending, Leadership, Business Development, Marketing Strategy
Education
California State University-Fullerton 2005 — 2010
Bachelor's degree, History
California State University-Fullerton 2005 — 2010
Bachelor's degree, History
SNUGTOP May 2015 - Present
Tri-Emerald Financial Group January 2011 - May 2015
McGervey Painting January 2008 - December 2010
Laguna Beach June 2005 - August 2008
Skills
Lead Management, Email Marketing, Direct Marketing, Online Marketing, CRM databases, Management, Social Media Marketing, B2B Marketing, Time Management, Marketing, Database Marketing, Salesforce.com, Sales Process, Sales, Social Media, Banking, Customer Service, Mortgage Lending, Leadership, Business Development, Marketing Strategy
Education
California State University-Fullerton 2005 — 2010
Bachelor's degree, History
California State University-Fullerton 2005 — 2010
Bachelor's degree, History
Carrie Keen Carrie Keen's Tri-Emerald Financial Group Experience January 2009 - February 2012
Job Customer Service Representative
Industry Financial Services
Experience
Power Choice Mortgage May 2012 - Present
Tri Emerald Financial Group January 2009 - February 2012
Warrior Custom Golf June 2006 - July 2011
Skills
Microsoft Office, Microsoft Excel, Microsoft Word, PowerPoint, Customer Service, English, Windows, Research, Outlook, Photoshop, Teaching, HTML, Editing, Strategic Planning, Java
Education
Saddleback College 1994 — 1997
Golden West College 1989 — 1991
Associate's degree, Office Management and Supervision
ocean view high school 1984 — 1988
Diploma, General Studies
Power Choice Mortgage May 2012 - Present
Tri Emerald Financial Group January 2009 - February 2012
Warrior Custom Golf June 2006 - July 2011
Skills
Microsoft Office, Microsoft Excel, Microsoft Word, PowerPoint, Customer Service, English, Windows, Research, Outlook, Photoshop, Teaching, HTML, Editing, Strategic Planning, Java
Education
Saddleback College 1994 — 1997
Golden West College 1989 — 1991
Associate's degree, Office Management and Supervision
ocean view high school 1984 — 1988
Diploma, General Studies
Gary Braunstein, MBA Gary Braunstein, MBA's Tri-Emerald Financial Group Experience November 2014 - Present
Job Mortgage Banking Executive | Operations | Sales | Marketing | Compliance | Capital Markets
Industry Financial Services
Experience
Tri-Emerald Financial Group November 2014 - Present
Pacific Mercantile Bank Head of Mortgage Banking 2012 - March 2014
California Housing Finance Agency (CalHFA) Head of Mortgage April 2008 - March 2012
Accredited Home Lenders Director 2004 - 2007
Morgan Stanley Credit Corporation Director Mortgage Banking 2000 - 2003
Capital Alliance 1999 - 2000
Pacific Thrift and Loan 1997 - 1998
Quality Mortgage Amresco 1996 - 1997
Bank of America (BankAmerica Housing Services) June 1995 - June 1996
Mortgage Plus, Inc 1988 - 1994
Skills
Fannie Mae, Freddie Mac, Secondary and Capital..., Portfolio Lending, Credit Policy, Operations Management, Sales Operations, Loan Origination, Sales Management, Product Marketing, Real Estate Finance, Mortgage Lending, FHA financing, VA financing, Product Development, Product Management, Production Management, Program Development, Budget Management, Forecasting, Operational Strategy, Organizational..., Matrix Management, Customer Relations, Customer Service, Staff Management, Staff Development, Business Strategy, Employee Engagement, Strategic Planning, Change Management, Development Of Policies, Procedure Development, Mortgage Banking, Credit, Executive Management, Budgets, Policy, Vendor Management, Portfolio Management, Real Estate Economics, Banking, VA loans, FHA, Leadership, Strategy, Finance, Loans, Underwriting, Management
Education
National University MBA 1982 — 1984
MBA, Business Administration
State University of New York College at Plattsburgh 1972 — 1976
BS, Teaching, Business
Tri-Emerald Financial Group November 2014 - Present
Pacific Mercantile Bank Head of Mortgage Banking 2012 - March 2014
California Housing Finance Agency (CalHFA) Head of Mortgage April 2008 - March 2012
Accredited Home Lenders Director 2004 - 2007
Morgan Stanley Credit Corporation Director Mortgage Banking 2000 - 2003
Capital Alliance 1999 - 2000
Pacific Thrift and Loan 1997 - 1998
Quality Mortgage Amresco 1996 - 1997
Bank of America (BankAmerica Housing Services) June 1995 - June 1996
Mortgage Plus, Inc 1988 - 1994
Skills
Fannie Mae, Freddie Mac, Secondary and Capital..., Portfolio Lending, Credit Policy, Operations Management, Sales Operations, Loan Origination, Sales Management, Product Marketing, Real Estate Finance, Mortgage Lending, FHA financing, VA financing, Product Development, Product Management, Production Management, Program Development, Budget Management, Forecasting, Operational Strategy, Organizational..., Matrix Management, Customer Relations, Customer Service, Staff Management, Staff Development, Business Strategy, Employee Engagement, Strategic Planning, Change Management, Development Of Policies, Procedure Development, Mortgage Banking, Credit, Executive Management, Budgets, Policy, Vendor Management, Portfolio Management, Real Estate Economics, Banking, VA loans, FHA, Leadership, Strategy, Finance, Loans, Underwriting, Management
Education
National University MBA 1982 — 1984
MBA, Business Administration
State University of New York College at Plattsburgh 1972 — 1976
BS, Teaching, Business
Chuck Chiodo's Tri-Emerald Financial Group Experience September 2009 - June 2010
Job Branch Manager for OmniFund, Inc
Industry Financial Services
Experience
Omni-Fund Inc. December 2011 - Present
eVantage Financial October 2013 - November 2014
Mortgage Bank of California January 2011 - December 2011
Franklin Advantage, Inc. June 2010 - January 2011
Tri-Emerald Financial Group September 2009 - June 2010
Innovative Financial Strategies, Inc. November 2005 - 2009
CJ Investments, Inc. 2003 - 2008
Pacific Advisors September 2001 - March 2004
A.G. Edwards & Sons, Inc. July 1999 - September 2001
Pacific Computer Expansions, Inc. August 1995 - July 1999
Skills
Mortgage Lending, FHA, Loans, Investment Properties, Refinance, Investments, Finance, Real Estate Transactions, Credit, Real Estate, Sales, Loan Origination, Reverse Mortgages, Mortgage Banking, Residential Mortgages, Negotiation, Real Estate Financing, Short Sales, VA Loans, Financial Analysis, Sales Management, Sales Operations, Consultative Selling, FHA Financing
Education
California State University-Long Beach - College of Business Administration 1994 — 1999
BS-Business Finance, Finance
Omni-Fund Inc. December 2011 - Present
eVantage Financial October 2013 - November 2014
Mortgage Bank of California January 2011 - December 2011
Franklin Advantage, Inc. June 2010 - January 2011
Tri-Emerald Financial Group September 2009 - June 2010
Innovative Financial Strategies, Inc. November 2005 - 2009
CJ Investments, Inc. 2003 - 2008
Pacific Advisors September 2001 - March 2004
A.G. Edwards & Sons, Inc. July 1999 - September 2001
Pacific Computer Expansions, Inc. August 1995 - July 1999
Skills
Mortgage Lending, FHA, Loans, Investment Properties, Refinance, Investments, Finance, Real Estate Transactions, Credit, Real Estate, Sales, Loan Origination, Reverse Mortgages, Mortgage Banking, Residential Mortgages, Negotiation, Real Estate Financing, Short Sales, VA Loans, Financial Analysis, Sales Management, Sales Operations, Consultative Selling, FHA Financing
Education
California State University-Long Beach - College of Business Administration 1994 — 1999
BS-Business Finance, Finance
Lisa Marie Terry Lisa Marie Terry's Tri-Emerald Financial Group Experience September 2012 - November 2014
Job LOA at Skyline Home Loans
Industry Banking
Experience
Skyline Home Loans NW November 2014 - Present
Tri-Emerald Financial Group September 2012 - November 2014
Bank of Internet December 2010 - April 2012
Hawaii Kai Retirement Community June 2009 - November 2009
MVP Hawaii June 2008 - April 2009
Bank of Hawaii August 2007 - May 2008
Chase Manhattan Corporation 1999 - 2006
Skills
Management, Credit, Sales, Mortgage Lending, Advertising, Banking, Finance, Residential Homes, First Time Home Buyers, Loans, New Business Development, Loan Origination, Sales Management, Analysis, Residential Mortgages, Jumbo Mortgage, Processing, FHA, VA loans, Building Relationships, VA Loans
Education
Chaminade University of Honolulu 1986 — 1989
BA, Business Management
Chaminade University of Honolulu 1986 — 1989
Bachelor of Business Administration (B.B.A.), Business Management
Skyline Home Loans NW November 2014 - Present
Tri-Emerald Financial Group September 2012 - November 2014
Bank of Internet December 2010 - April 2012
Hawaii Kai Retirement Community June 2009 - November 2009
MVP Hawaii June 2008 - April 2009
Bank of Hawaii August 2007 - May 2008
Chase Manhattan Corporation 1999 - 2006
Skills
Management, Credit, Sales, Mortgage Lending, Advertising, Banking, Finance, Residential Homes, First Time Home Buyers, Loans, New Business Development, Loan Origination, Sales Management, Analysis, Residential Mortgages, Jumbo Mortgage, Processing, FHA, VA loans, Building Relationships, VA Loans
Education
Chaminade University of Honolulu 1986 — 1989
BA, Business Management
Chaminade University of Honolulu 1986 — 1989
Bachelor of Business Administration (B.B.A.), Business Management
Joe Brockman's Tri-Emerald Financial Group Experience July 2015 - Present
Job Sales Manager at TriEmerald Financial Group
Industry Financial Services
Experience
Tri-Emerald Financial Group July 2015 - Present
CMG Financial March 2014 - July 2015
PrimeLending November 2012 - October 2013
PNC Mortgage October 2010 - November 2012
Washington Mutual Bank March 1994 - February 2010
California Centers Magazine May 1992 - February 1994
Corporate Video/Film Production July 1989 - May 1992
Skills
Organizational..., Strategic Planning, Project Execution, Client Communications, Marketing Communications, Creative Development, Team Leadership, Talent Management, Company Branding, Event Producing, Writing Skills, Underwriting, Contract Negotiation, Adaptability, Highly motivated..., Closing Deals, Customer Retention, Project Management, Purchase Financing, Refinancings, Customer Satisfaction, Public Relations, Creative Direction, Deal Closure, Mortgage Lending, Loans, Investment Properties, Loan Origination, Corporate Branding, First Time Home Buyers, FHA, Sales, Residential Mortgages, Leadership, FHA financing, Refinance, Mortgage Banking, Real Estate, Foreclosures, Banking, Residential Homes, Real Estate Financing, USDA, VA loans, Investments, Government Loans, REO, Investors, Credit, Referrals
Education
California State University-Long Beach
Bachelor of Arts, Radio/Television - Broadcast Communications
Orange Coast College
Associate Arts, Liberal Arts
Tri-Emerald Financial Group July 2015 - Present
CMG Financial March 2014 - July 2015
PrimeLending November 2012 - October 2013
PNC Mortgage October 2010 - November 2012
Washington Mutual Bank March 1994 - February 2010
California Centers Magazine May 1992 - February 1994
Corporate Video/Film Production July 1989 - May 1992
Skills
Organizational..., Strategic Planning, Project Execution, Client Communications, Marketing Communications, Creative Development, Team Leadership, Talent Management, Company Branding, Event Producing, Writing Skills, Underwriting, Contract Negotiation, Adaptability, Highly motivated..., Closing Deals, Customer Retention, Project Management, Purchase Financing, Refinancings, Customer Satisfaction, Public Relations, Creative Direction, Deal Closure, Mortgage Lending, Loans, Investment Properties, Loan Origination, Corporate Branding, First Time Home Buyers, FHA, Sales, Residential Mortgages, Leadership, FHA financing, Refinance, Mortgage Banking, Real Estate, Foreclosures, Banking, Residential Homes, Real Estate Financing, USDA, VA loans, Investments, Government Loans, REO, Investors, Credit, Referrals
Education
California State University-Long Beach
Bachelor of Arts, Radio/Television - Broadcast Communications
Orange Coast College
Associate Arts, Liberal Arts
Scott Christian Scott Christian's Tri-Emerald Financial Group Experience May 2015 - Present
Job Mortgage Banker at TriEmerald Financial Group
Industry Banking
Experience
Tri-Emerald Financial Group May 2015 - Present
American Financial Network, Inc. March 2014 - Present
Tri-Emerald Financial Group March 2010 - March 2014
Home Savings of America/ Paradigm March 2008 - May 2010
United Equity Partners July 2002 - February 2008
LoanIsland 2007 - 2007
Goldwest Realtors 1986 - 1989
Skills
Loans, Residential Homes, Mortgage Lending, FHA, Reverse Mortgages, Refinance, Residential Mortgages, Real Estate, Construction Loans, VA loans, Certified Mortgage..., Banking, Commercial Real Estate, Credit, FHA financing, Finance, First Time Home Buyers, Foreclosures, Government Loans, Investment Properties, Commercial Lending, Leadership, Loan Origination, Mortgage Banking, Real Estate Economics, Real Estate Financing, Real Estate Transactions, Sales, Sellers, Single Family Homes, USDA, REO, Investors, Referrals, Condos
Education
Fullerton College 1983 — 1985
Business
California Department of Real Estate DRE
La Serna
NMLS
Nationwide Mortgage Licensing System, Number: 316101
Tri-Emerald Financial Group May 2015 - Present
American Financial Network, Inc. March 2014 - Present
Tri-Emerald Financial Group March 2010 - March 2014
Home Savings of America/ Paradigm March 2008 - May 2010
United Equity Partners July 2002 - February 2008
LoanIsland 2007 - 2007
Goldwest Realtors 1986 - 1989
Skills
Loans, Residential Homes, Mortgage Lending, FHA, Reverse Mortgages, Refinance, Residential Mortgages, Real Estate, Construction Loans, VA loans, Certified Mortgage..., Banking, Commercial Real Estate, Credit, FHA financing, Finance, First Time Home Buyers, Foreclosures, Government Loans, Investment Properties, Commercial Lending, Leadership, Loan Origination, Mortgage Banking, Real Estate Economics, Real Estate Financing, Real Estate Transactions, Sales, Sellers, Single Family Homes, USDA, REO, Investors, Referrals, Condos
Education
Fullerton College 1983 — 1985
Business
California Department of Real Estate DRE
La Serna
NMLS
Nationwide Mortgage Licensing System, Number: 316101
Robert Legro's Tri-Emerald Financial Group Experience 2013 - February 2015
Job DE Underwriter at HomeBridge Financial Services, Inc.
Industry Banking
Experience
HomeBridge Financial Services, Inc. February 2015 - Present
Tri-Emerald Financial Group 2013 - February 2015
Tri-Emerald Financial Group January 2012 - March 2013
Tri-Emerald Financial Group January 2011 - February 2012
Metropolitan Home Mortgage July 2009 - July 2010
Home Remedy March 2007 - September 2009
Skills
Banking, Finance, Underwriting, Investments, Sales, Leadership, Funding, Management, Negotiation, Customer Service, Team Building, Strategic Planning, Mortgage Underwriting, Budgets, Marketing
Education
Liberty University 2004 — 2008
Bachelor's of Science, Management, Dean's List Student and Member of the All Big South Conference All Academic Team
HomeBridge Financial Services, Inc. February 2015 - Present
Tri-Emerald Financial Group 2013 - February 2015
Tri-Emerald Financial Group January 2012 - March 2013
Tri-Emerald Financial Group January 2011 - February 2012
Metropolitan Home Mortgage July 2009 - July 2010
Home Remedy March 2007 - September 2009
Skills
Banking, Finance, Underwriting, Investments, Sales, Leadership, Funding, Management, Negotiation, Customer Service, Team Building, Strategic Planning, Mortgage Underwriting, Budgets, Marketing
Education
Liberty University 2004 — 2008
Bachelor's of Science, Management, Dean's List Student and Member of the All Big South Conference All Academic Team
Joseph Starr Joseph Starr's Tri-Emerald Financial Group Experience 2010 - Present
Job Director Open Market Relty
Industry Real Estate
Experience
Tri-Emerald Financial Group 2010 - Present
Open Market Realty November 2009 - Present
Creative Wealth Strategies Inc. June 2009 - Present
TCS Foreclosures 2008 - 2009
Skills
Real Estate Transactions, Loans, Sales, Mortgage Banking, Investment Properties, Real Estate, Residential Mortgages, Mortgage Lending, Residential Homes, USDA, Banking, Customer Service, FHA, Refinance, REO
Education
University of Phoenix 2004 — 2006
BSM, Buisness, Psychology, Human Services
Tri-Emerald Financial Group 2010 - Present
Open Market Realty November 2009 - Present
Creative Wealth Strategies Inc. June 2009 - Present
TCS Foreclosures 2008 - 2009
Skills
Real Estate Transactions, Loans, Sales, Mortgage Banking, Investment Properties, Real Estate, Residential Mortgages, Mortgage Lending, Residential Homes, USDA, Banking, Customer Service, FHA, Refinance, REO
Education
University of Phoenix 2004 — 2006
BSM, Buisness, Psychology, Human Services
Shayna Hall's Tri-Emerald Financial Group Experience Retail Sales ManagerLenders Direct Capital CorporationMarch 2002 - March 2007
Job Retail Sales Manager at TriEmerald Financial Group
Industry Real Estate
Experience
Tri-Emerald Financial Group Retail Sales ManagerLenders Direct Capital CorporationMarch 2002 - March 2007
Education
University of California, Irvine 2000 — 2002
BA, Economics
University of California, Irvine 1999 — 2002
Tri-Emerald Financial Group Retail Sales ManagerLenders Direct Capital CorporationMarch 2002 - March 2007
Education
University of California, Irvine 2000 — 2002
BA, Economics
University of California, Irvine 1999 — 2002
Jon Deutsch's Tri-Emerald Financial Group Experience November 2011 - June 2014
Job Mortgage Banker at C2 Financial Corporation
Industry Financial Services
Experience
C2 Financial Corporation June 2014 - Present
Tri-Emerald Financial Group November 2011 - June 2014
LendingTree July 2010 - March 2011
Bankers Mortgage Lending April 2003 - June 2010
Prudential Securities March 1997 - October 2002
Henry Schein January 1991 - December 1996
Skills
Credit Risk, Credit Analysis, Credit, Loan Origination, Refinance, Mortgage Lending, First Time Home Buyers, Mortgage Banking, Loans, Underwriting, VA loans, FHA, Reverse Mortgages, Residential Mortgages, Investments, DU Refi Plus, Open Access, Finance, Real Estate, USDA, Banking, Portfolio Management, Government Loans, Mortgage Underwriting, Asset Management, Real Estate Financing, Construction Loans, Certified Mortgage..., Investment Properties, Non-Conforming, Commercial Lending, Loss Mitigation, Mortgage Marketing, Home Equity Loans, Mortgage Servicing, Real Estate Economics, Wholesale Lending, Fannie Mae, VA Loans
Education
State University of New York College at Oneonta 1985 — 1990
BS, Business and Accounting
C2 Financial Corporation June 2014 - Present
Tri-Emerald Financial Group November 2011 - June 2014
LendingTree July 2010 - March 2011
Bankers Mortgage Lending April 2003 - June 2010
Prudential Securities March 1997 - October 2002
Henry Schein January 1991 - December 1996
Skills
Credit Risk, Credit Analysis, Credit, Loan Origination, Refinance, Mortgage Lending, First Time Home Buyers, Mortgage Banking, Loans, Underwriting, VA loans, FHA, Reverse Mortgages, Residential Mortgages, Investments, DU Refi Plus, Open Access, Finance, Real Estate, USDA, Banking, Portfolio Management, Government Loans, Mortgage Underwriting, Asset Management, Real Estate Financing, Construction Loans, Certified Mortgage..., Investment Properties, Non-Conforming, Commercial Lending, Loss Mitigation, Mortgage Marketing, Home Equity Loans, Mortgage Servicing, Real Estate Economics, Wholesale Lending, Fannie Mae, VA Loans
Education
State University of New York College at Oneonta 1985 — 1990
BS, Business and Accounting
Natalie Draffen's Tri-Emerald Financial Group Experience 2013 - 2013
Job Account Manager at TransFirst Merchant Services
Industry Banking
Experience
TransFirst Merchant Services March 2015 - Present
American Capital Corporation - ACC Home Loans May 2014 - Present
n July 2013 - Present
Tri-Emerald Financial Group 2013 - 2013
NATALIES NOTARY SERVICE January 2007 - January 2011
Skills
Team Building, Public Speaking, Customer Service, Strategic Planning, Marketing Strategy, Fundraising, Small Business, Real Estate, Coaching, PowerPoint, Sales, Leadership, Banking, Budgets, Negotiation, Marketing, Management, Sales Management, Mortgage Banking, Mortgage Lending, Training, Event Planning, Contract Negotiation, Business Development, Account Management, Selling, Refinance, Outlook, Leadership Development, New Business Development, Public Relations, Social Networking, Loans, Residential Mortgages, Salesforce.com, Real Estate Transactions, Investment Properties, FHA, Loan Origination, Real Estate Financing, First Time Home Buyers, Microsoft Office
Education
liberal studies 2005 — 2010
child development
Santa Ana College 1987 — 1989
aa, liberal arts
TransFirst Merchant Services March 2015 - Present
American Capital Corporation - ACC Home Loans May 2014 - Present
n July 2013 - Present
Tri-Emerald Financial Group 2013 - 2013
NATALIES NOTARY SERVICE January 2007 - January 2011
Skills
Team Building, Public Speaking, Customer Service, Strategic Planning, Marketing Strategy, Fundraising, Small Business, Real Estate, Coaching, PowerPoint, Sales, Leadership, Banking, Budgets, Negotiation, Marketing, Management, Sales Management, Mortgage Banking, Mortgage Lending, Training, Event Planning, Contract Negotiation, Business Development, Account Management, Selling, Refinance, Outlook, Leadership Development, New Business Development, Public Relations, Social Networking, Loans, Residential Mortgages, Salesforce.com, Real Estate Transactions, Investment Properties, FHA, Loan Origination, Real Estate Financing, First Time Home Buyers, Microsoft Office
Education
liberal studies 2005 — 2010
child development
Santa Ana College 1987 — 1989
aa, liberal arts
Nicholette Blanchard's Tri-Emerald Financial Group Experience May 2012 - October 2012
Job Professional Realtor at LUXRE Realty
Industry Design
Experience
LUXRE Realty August 2015 - Present
Blanchard Photography March 2011 - Present
Keller Williams OC Coastal Realty - The Hunt Team May 2013 - August 2015
AmeriFirst Financial, Inc. October 2012 - May 2013
Tri-Emerald Financial Group May 2012 - October 2012
HomeCare Dentists October 2008 - March 2011
EFX Performance, Inc 2009 - 2010
Skills
Mortgage Lending, Loans, Customer Service, Public Speaking, Reverse Mortgages, Residential Mortgages, Budgets, Loan Origination, Small Business, Mortgage Banking, Negotiation, Money, Marketing, Loan Servicing, Credit, VA loans, Sales, FHA, Long-term Care, Investment Properties, First Time Home Buyers, Refinance, FHA financing, Government Loans, Short Sales, REO, Foreclosures, Single Family Homes, Residential Homes, Sellers, Real Estate Financing, Property, Investors, Real Estate Transactions, HUD, Condos, Seniors, Real Property, Referrals, New Homes, Real Estate Economics, Buyers, Relocation, New Home Sales, Selling, Property Management, Home Staging, Luxury, Rentals, Commercial Real Estate
Education
Saddleback College 2002 — 2004
Associate of Arts (AA), General Studies
LUXRE Realty August 2015 - Present
Blanchard Photography March 2011 - Present
Keller Williams OC Coastal Realty - The Hunt Team May 2013 - August 2015
AmeriFirst Financial, Inc. October 2012 - May 2013
Tri-Emerald Financial Group May 2012 - October 2012
HomeCare Dentists October 2008 - March 2011
EFX Performance, Inc 2009 - 2010
Skills
Mortgage Lending, Loans, Customer Service, Public Speaking, Reverse Mortgages, Residential Mortgages, Budgets, Loan Origination, Small Business, Mortgage Banking, Negotiation, Money, Marketing, Loan Servicing, Credit, VA loans, Sales, FHA, Long-term Care, Investment Properties, First Time Home Buyers, Refinance, FHA financing, Government Loans, Short Sales, REO, Foreclosures, Single Family Homes, Residential Homes, Sellers, Real Estate Financing, Property, Investors, Real Estate Transactions, HUD, Condos, Seniors, Real Property, Referrals, New Homes, Real Estate Economics, Buyers, Relocation, New Home Sales, Selling, Property Management, Home Staging, Luxury, Rentals, Commercial Real Estate
Education
Saddleback College 2002 — 2004
Associate of Arts (AA), General Studies
Lori E. Tripi's Tri-Emerald Financial Group Experience 2009 - 2009
Job Underwriting Manager
Industry Financial Services
Experience
Ladera Lending Inc. October 2014 - Present
Banc of California January 2013 - October 2014
Pacific Mercantile Bank April 2011 - January 2013
Crossline Capital Inc. September 2010 - August 2011
Trust One Mortgage January 2008 - August 2009
Tri-Emerald Financial Group 2009 - 2009
ComUnity Lending April 1999 - September 2007
Allied American Funding 2000 - 2002
Skills
FHA, Mortgage Lending, Refinance, USDA, Mortgage Banking, Underwriting, Banking, Foreclosures, Loans, VA loans, Real Estate Financing, Credit Risk, Credit Analysis, Mortgage Underwriting, Loan Origination, Residential Mortgages, Government Loans, Certified Mortgage..., Reverse Mortgages, FHA financing, Credit
Education
Cypress College
General Ed, business
Fullerton College
General Ed, General Ed
Ladera Lending Inc. October 2014 - Present
Banc of California January 2013 - October 2014
Pacific Mercantile Bank April 2011 - January 2013
Crossline Capital Inc. September 2010 - August 2011
Trust One Mortgage January 2008 - August 2009
Tri-Emerald Financial Group 2009 - 2009
ComUnity Lending April 1999 - September 2007
Allied American Funding 2000 - 2002
Skills
FHA, Mortgage Lending, Refinance, USDA, Mortgage Banking, Underwriting, Banking, Foreclosures, Loans, VA loans, Real Estate Financing, Credit Risk, Credit Analysis, Mortgage Underwriting, Loan Origination, Residential Mortgages, Government Loans, Certified Mortgage..., Reverse Mortgages, FHA financing, Credit
Education
Cypress College
General Ed, business
Fullerton College
General Ed, General Ed
Greg Manos's Tri-Emerald Financial Group Experience May 2011 - August 2013
Job Mortgage Banker at International City Mortgage
Industry Banking
Experience
New American Funding May 2015 - Present
International City Mortgage September 2013 - April 2015
Tri-Emerald Financial Group May 2011 - August 2013
Magnifund Group May 2010 - May 2011
Bank of America April 2008 - April 2010
Chase Home Finance December 2007 - April 2008
Caltrust Mortgage January 2006 - December 2007
Countrywide Home Loans March 2005 - January 2006
Caltrust Mortgage October 2003 - March 2005
Skills
Mortgage Banking, Refinance, Mortgage Lending, Loans, FHA, Loan Origination, FHA financing, Sales Management, Credit, Residential Mortgages, Sales, USDA, Construction Loans, First Time Home Buyers, Certified Mortgage..., Credit Analysis, Banking, Investment Properties, Consumer Lending, Government Loans, Real Estate Financing, Loan Servicing, Mortgage Underwriting, VA loans, Reverse Mortgages, Commercial Mortgages, Underwriting, Real Estate Economics, Mortgage Marketing, Mortgage Servicing, Investments, Fannie Mae, FHA Financing, VA Loans
Education
California State University San Marcos
Humanities, History
Temescal
New American Funding May 2015 - Present
International City Mortgage September 2013 - April 2015
Tri-Emerald Financial Group May 2011 - August 2013
Magnifund Group May 2010 - May 2011
Bank of America April 2008 - April 2010
Chase Home Finance December 2007 - April 2008
Caltrust Mortgage January 2006 - December 2007
Countrywide Home Loans March 2005 - January 2006
Caltrust Mortgage October 2003 - March 2005
Skills
Mortgage Banking, Refinance, Mortgage Lending, Loans, FHA, Loan Origination, FHA financing, Sales Management, Credit, Residential Mortgages, Sales, USDA, Construction Loans, First Time Home Buyers, Certified Mortgage..., Credit Analysis, Banking, Investment Properties, Consumer Lending, Government Loans, Real Estate Financing, Loan Servicing, Mortgage Underwriting, VA loans, Reverse Mortgages, Commercial Mortgages, Underwriting, Real Estate Economics, Mortgage Marketing, Mortgage Servicing, Investments, Fannie Mae, FHA Financing, VA Loans
Education
California State University San Marcos
Humanities, History
Temescal
Chang Park's Tri-Emerald Financial Group Experience April 2011 - November 2011
Job Sr FHA/VA UW at Commerce Mortgage
Industry Financial Services
Experience
Commerce Home Mortgage May 2015 - Present
Pacific Union Financial April 2013 - April 2015
Carrington Mortgage Services November 2011 - April 2013
Tri-Emerald Financial Group April 2011 - November 2011
Lending Tree September 2010 - February 2011
Chase March 2010 - September 2010
Wells Fargo April 2009 - March 2010
Bell Home Loans March 2000 - March 2009
Skills
Loans, Credit, Refinance, Mortgage Lending, Underwriting, Mortgage Banking, Loan Origination, FHA, Banking, Credit Analysis, Mortgage Underwriting, VA loans, Residential Mortgages, USDA
Education
California State University-Long Beach 1991 — 1993
Bachelor's degree
Commerce Home Mortgage May 2015 - Present
Pacific Union Financial April 2013 - April 2015
Carrington Mortgage Services November 2011 - April 2013
Tri-Emerald Financial Group April 2011 - November 2011
Lending Tree September 2010 - February 2011
Chase March 2010 - September 2010
Wells Fargo April 2009 - March 2010
Bell Home Loans March 2000 - March 2009
Skills
Loans, Credit, Refinance, Mortgage Lending, Underwriting, Mortgage Banking, Loan Origination, FHA, Banking, Credit Analysis, Mortgage Underwriting, VA loans, Residential Mortgages, USDA
Education
California State University-Long Beach 1991 — 1993
Bachelor's degree
Scott Franquemont's Tri-Emerald Financial Group Experience July 2015 - Present
Job Transaction Coordinator at TriEmerald Financial Group
Industry Real Estate
Experience
Tri-Emerald Financial Group July 2015 - Present
Accurate Home Appraisal July 2004 - July 2015
Ditech.com April 2003 - April 2004
Instafi.com April 2002 - April 2003
Pima County October 1999 - March 2002
Skills
Sales, Real Estate Appraisal, Real Estate Financing, Investors, REO, Short Sales, FHA, Appraisals, Foreclosures
Education
University of Arizona 1993 — 1999
Bachelor of Science (B.S.), Geography and Regional Development
Tri-Emerald Financial Group July 2015 - Present
Accurate Home Appraisal July 2004 - July 2015
Ditech.com April 2003 - April 2004
Instafi.com April 2002 - April 2003
Pima County October 1999 - March 2002
Skills
Sales, Real Estate Appraisal, Real Estate Financing, Investors, REO, Short Sales, FHA, Appraisals, Foreclosures
Education
University of Arizona 1993 — 1999
Bachelor of Science (B.S.), Geography and Regional Development
Kristin Patton's Tri-Emerald Financial Group Experience September 2012 - October 2014
Job Senior Morgage Banker
Industry Real Estate
Experience
Tri-Emerald Financial Group September 2012 - October 2014
Greenback Funding July 2010 - August 2012
Cabrillo Economic Development Corporation September 2009 - July 2010
Skills
VA loans, FHA, Government Loans, Reverse Mortgages, FHA financing, Mortgage Banking, Refinance, Loan Origination, Residential Mortgages, Mortgage Lending, Loans, Real Estate Financing, Residential Homes, Construction Loans, Commercial Lending, First Time Home Buyers, Real Estate, Certified Mortgage..., USDA, Mortgage Underwriting, Non-Conforming, Investment Properties, Underwriting, Finance, Loss Mitigation, Short Sales, Home Equity, Loan Servicing, Home Equity Lines of..., Mortgage Marketing, Home Equity Loans, Mortgage Servicing, Debt Consolidation, Investments, Commercial Mortgages, Real Estate Lending, HUD, Banking, Rates, Investors, Real Estate Transactions, Credit Analysis, Title Insurance, Financial Structuring
Education
California Lutheran University
Bachelor's degree, Business Administration
Tri-Emerald Financial Group September 2012 - October 2014
Greenback Funding July 2010 - August 2012
Cabrillo Economic Development Corporation September 2009 - July 2010
Skills
VA loans, FHA, Government Loans, Reverse Mortgages, FHA financing, Mortgage Banking, Refinance, Loan Origination, Residential Mortgages, Mortgage Lending, Loans, Real Estate Financing, Residential Homes, Construction Loans, Commercial Lending, First Time Home Buyers, Real Estate, Certified Mortgage..., USDA, Mortgage Underwriting, Non-Conforming, Investment Properties, Underwriting, Finance, Loss Mitigation, Short Sales, Home Equity, Loan Servicing, Home Equity Lines of..., Mortgage Marketing, Home Equity Loans, Mortgage Servicing, Debt Consolidation, Investments, Commercial Mortgages, Real Estate Lending, HUD, Banking, Rates, Investors, Real Estate Transactions, Credit Analysis, Title Insurance, Financial Structuring
Education
California Lutheran University
Bachelor's degree, Business Administration
Jim Panthaki's Tri-Emerald Financial Group Experience 2013 - Present
Job Mortgage Banker at TriEmerald Financial Group
Industry Financial Services
Experience
Tri-Emerald Financial Group 2013 - Present
Investment Advisors International 2008 - 2012
Education
Indian Institute of Technology, Kharagpur
Tri-Emerald Financial Group 2013 - Present
Investment Advisors International 2008 - 2012
Education
Indian Institute of Technology, Kharagpur