UBS Home Finance
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UBS Home Finance Employees
Wholesale One Mortgage Cooperative July 2014 - Present
Altisource February 2014 - July 2014
JPMorgan Chase May 2012 - February 2014
JP Morgan Chase May 2011 - February 2014
Envoy Mortgage March 2009 - May 2011
UBS Home Finance October 2005 - December 2007
Citifinancial Mortgage February 2004 - October 2005
Citimortgage November 2002 - February 2004
Citimortgage May 2000 - November 2002
Norwest Funding May 1996 - May 2000
Skills
Mortgage Banking, Leadership, Military, Strategy, Risk Management, Strategic Partnerships, Mortgage Lending, Business Development, Salesforce.com, Management, Sales Management, Loans, Strategic Planning, Loan Origination, Banking, New Business Development, Credit, Portfolio Management, Underwriting, Financial Risk, Residential Mortgages, Program Management
Education
United States Naval Academy 1979 — 1983
BS, History
University of Denver 1988 — 1991
MS, Systems Management
Citi June 2008 - Present
UBS Home Finance November 2006 - December 2007
R-G Crown Bank (acquired by Fifth Third Bancorp) March 2006 - November 2006
UBS Investment Bank December 2000 - March 2006
Telekurs Financial April 1999 - December 2000
Macy's East June 1998 - April 1999
Banco Santander Puerto Rico May 1997 - August 1997
Education
University of Bridgeport 2000 — 2003
MBA, Master in Business Administration
University of Bridgeport 1994 — 1999
BS, International Business
Colegio San Agustin 1980 — 1994
HS Diploma
Bella Costa Properties 2007 - Present
UBS Home Finance August 2005 - February 2007
Skills
Real Estate, Short Sales, First Time Home Buyers, Investment Properties, Buyer Representation, Foreclosures, Relocation, Single Family Homes, REO, Condos, Listings, Sellers, Luxury Homes, Luxury, ABR, Townhomes, New Home Sales, Sales
Education
Florida State University 1994 — 1998
Bachelor of Arts (B.A.)
Florida State University
Stonegate Mortgage Corporation (NYSE: SGM) May 2015 - Present
Sierra Pacific Mortgage Company, Inc. August 2013 - November 2014
JP Morgan Chase December 2010 - August 2013
JPMorgan Chase June 2008 - December 2010
JPMorgan Chase February 2008 - June 2008
UBS Home Finance February 2007 - November 2007
MortgageIT June 2005 - February 2007
Market Street Mortgage November 2003 - June 2005
Contemporary Services, Inc. 2002 - 2003
Wells Fargo Home Mortgage December 1998 - October 2002
Skills
Mortgage Lending, Mortgage Underwriting, Management, FHA, VA, Jumbo Mortgage, Loans, FNMA, Credit Analysis, Government Loans, Credit Risk, Finance, Underwriting, Financial Risk, Loan Origination, Refinance, Residential Mortgages, VA loans, Mortgage Banking, Credit, USDA, Team Management, Consumer Lending, Mortgage Servicing
Education
The University of Texas at El Paso 1990 — 1993
Trans-Global Products, Inc. February 2008 - Present
UBS Home Finance 2006 - 2007
The Mortgage Warehouse August 2005 - November 2006
The Citizens Bank August 2003 - August 2005
Skills
Mortgage Lending, Financial Analysis, Accounting, Financial Reporting, Internal Controls, Auditing, Credit, Risk Management, Leadership, Financial Modeling, Variance Analysis, Finance, Journal Entries, Management, Banking, Strategic Planning, Sales Management, Budgets, Customer Service, Forecasting
Education
University of Tampa - John H. Sykes College of Business 2007 — 2009
MBA, Accounting
Millsaps College 1998 — 2002
Bachelor of Business Administration (BBA)
Transform Your Trading June 2014 - Present
Soda Soda Distributing Inc November 2009 - Present
American Mortgage Factory February 2008 - Present
UBS Home Finance June 2007 - November 2007
ETRADE Wholesale Lending September 2006 - June 2007
Aurora Loan Services - Lehman Brothers 2005 - 2006
Education
California State University-Northridge 1990 — 1993
Goldwater Bank, N.A. June 2015 - Present
Titan Capital Solutions April 2014 - April 2015
Medical Logistic Solutions 2008 - 2014
Crescent Mortgage October 2007 - October 2008
UBS Home Finance March 2007 - August 2007
Capital One (GreenPoint Mortgage) May 2004 - February 2007
NetBank 2000 - 2004
Bank of America August 1993 - April 2000
Skills
Mortgage Lending, Mortgage Banking, Business Development, B2B, Sales, Loans, Operations Management, Financial Analysis, Underwriting, Credit, Training, FHA, Real Estate, Direct Sales, Refinance, Sales Management, Leadership, Entrepreneurship, Banking, Residential Mortgages, Loan Origination, Outsourcing, Financial Services, Teaching, Small Business, Employee Training, Strategic Planning, Customer Service, Account Management, Insurance, Finance, Logistics, Commercial Lending, Due Diligence, Investments, Executive Management, Credit Analysis, Key Account Management, Analytical Skills, Income Statement, Portfolio Management, Strategic Financial..., Risk Management, P&L Management, Community Engagement, Credit Policy, Fulfillment Services, Government Contracting, Proposal Production
Education
Regis University
MBA, International Business
Brigham Young University
BS, Finance
Mortgage Bankers Association
School of Mortgage Banking Graduate, Mortgage Lending
USAA March 2013 - Present
USAA January 2011 - March 2013
JCIII & Associates June 2008 - November 2010
Clayton Holdings LLC April 2005 - May 2008
UBS Home Finance May 2007 - November 2007
Lydian Trust Company August 2004 - April 2005
Washington Mutual January 2004 - August 2004
Bank of America May 2001 - January 2004
Skills
Credit, Banking, Risk Management, Mortgage Lending, Loans, Credit Risk, Portfolio Management, Loan Origination, Mortgage Banking, Underwriting, Financial Risk, Credit Analysis, Analysis
Education
Southwestern Illinois College 1995 — 1997
JPMorgan Chase March 2009 - Present
Washington Mutual Home Loans April 2008 - March 2009
UBS Home Finance April 2006 - December 2007
Countrywide Home Loans September 2005 - April 2006
JPMorgan Chase August 1988 - September 2005
Education
University of South Florida - College of Business Administration 1975 — 1980
Bachelor of Arts (B.A.), Accounting and Finance
UBS Home Finance Operations Manager - DirectorUBS2005 - Present
UBS Investment Bank 2005 - Present
JPMorgan Chase 1966 - 2004
Chase Home Finance 1995 - 2000
Education
Saint Peter's University 1968 — 1973
UBS Home Finance July 2007 - November 2007
The Mortgage Warehouse October 2002 - June 2007
GMAC-RFC October 1998 - September 2002
Education
Hamline University
Achieve-it Consulting December 2008 - Present
InterContinental Capital Group 2008 - Present
UBS Home Finance April 2007 - November 2007
Argent Mortgage May 2003 - March 2007
Countrywide Full Spectrum Lending January 2003 - December 2003
Ameriquest Mortgage May 2002 - January 2003
Skills
Mortgage Lending, Loans, Mortgage Banking, Credit, Loan Origination, Business Coaching, FHA, FHA financing, Banking, Sales, Refinance, Finance, Credit Analysis, VA loans, Funding, Reverse Mortgages, USDA, Real Estate Financing, Certified Mortgage..., Mortgage Underwriting, Commercial Lending, Home Equity Loans, Mortgage Marketing, Consumer Lending, Government Loans, Underwriting, Investment Properties, First Time Home Buyers, FHA Financing, VA Loans
Education
State University of New York College at Brockport 1997 — 2001
Bachelor of Science, Business Management, Minor in Economics