VirtualBank Company
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VirtualBank Employees
Employee
Years
Job
Industry
Paul Garrigues Paul Garrigues's VirtualBank Experience October 2002 - January 2005
Job EVP/CFO at Coastal Banking Company, Inc.
Industry Banking
Experience
Coastal Banking Company, Inc. September 2007 - Present
Seacoast National Bank June 2006 - September 2007
Transnational Financial Network (AMEX:TFN) June 2002 - March 2007
Big Lake National Bank February 2005 - June 2006
VirtualBank October 2002 - January 2005
Valley Construction & Development March 2000 - March 2002
Aurora Loan Services, Inc. December 1998 - February 2000
CFI Mortgage, Inc. (NASDAQ:CFIM) April 1998 - December 1998
Monument Mortgage / FiNet.com (NASDAQ:FNCM) March 1992 - March 1998
First Nationwide Bank December 1988 - March 1992
Skills
Mortgage Lending, Financial Accounting, Financial Reporting, Banking, Loans, Business Intelligence, Financial Analysis, Mortgage Banking, Credit Analysis, Credit, Risk Management, Finance
Education
University of Southern California - Marshall School of Business 1975 — 1977
BS, Accounting
Grossmont College 1973 — 1975
Associate of Science (A.S.), Accounting
Coastal Banking Company, Inc. September 2007 - Present
Seacoast National Bank June 2006 - September 2007
Transnational Financial Network (AMEX:TFN) June 2002 - March 2007
Big Lake National Bank February 2005 - June 2006
VirtualBank October 2002 - January 2005
Valley Construction & Development March 2000 - March 2002
Aurora Loan Services, Inc. December 1998 - February 2000
CFI Mortgage, Inc. (NASDAQ:CFIM) April 1998 - December 1998
Monument Mortgage / FiNet.com (NASDAQ:FNCM) March 1992 - March 1998
First Nationwide Bank December 1988 - March 1992
Skills
Mortgage Lending, Financial Accounting, Financial Reporting, Banking, Loans, Business Intelligence, Financial Analysis, Mortgage Banking, Credit Analysis, Credit, Risk Management, Finance
Education
University of Southern California - Marshall School of Business 1975 — 1977
BS, Accounting
Grossmont College 1973 — 1975
Associate of Science (A.S.), Accounting
Daniel Downing Daniel Downing's VirtualBank Experience March 2008 - August 2011
Job Vice President of Retail Lending at Walden Savings Bank
Industry Banking
Experience
Walden Savings Bank August 2012 - Present
VirtualBank March 2008 - August 2011
VirtualBank January 2006 - March 2008
VirtualBank June 2004 - January 2006
VirtualBank August 1999 - June 2004
Ocwen Financial Corporation May 1992 - August 1999
Skills
Fannie Mae, Freddie Mac, Foreclosures, REO, Loan Modification, Collections Management, Due Diligence, Loan Modifications, Loans, Loss Mitigation, Loan Origination, Mortgage Servicing, Leadership, Mortgage Banking, Museum Collections, Mortgage Lending, Sales, Consumer Lending, Call Centers, AML, Management, Portfolio Management
Education
Niagara University 1986 — 1990
Bachelor of Science, Commerce
Walden Savings Bank August 2012 - Present
VirtualBank March 2008 - August 2011
VirtualBank January 2006 - March 2008
VirtualBank June 2004 - January 2006
VirtualBank August 1999 - June 2004
Ocwen Financial Corporation May 1992 - August 1999
Skills
Fannie Mae, Freddie Mac, Foreclosures, REO, Loan Modification, Collections Management, Due Diligence, Loan Modifications, Loans, Loss Mitigation, Loan Origination, Mortgage Servicing, Leadership, Mortgage Banking, Museum Collections, Mortgage Lending, Sales, Consumer Lending, Call Centers, AML, Management, Portfolio Management
Education
Niagara University 1986 — 1990
Bachelor of Science, Commerce
Jennifer Veit Jennifer Veit's VirtualBank Experience September 2001 - March 2005
Job Mortgage Loan Officer at BB&T
Industry Financial Services
Experience
BB&T May 2005 - Present
VirtualBank September 2001 - March 2005
Jean Inc. T/A Candle Opera September 1994 - December 2000
Skills
Mortgage Underwriting, Residential Mortgages, Mortgage Banking, Mortgage Lending, Employee Training, Refinance, Loans
Education
Delaware County Community College 1984 — 1986
Associates
BB&T May 2005 - Present
VirtualBank September 2001 - March 2005
Jean Inc. T/A Candle Opera September 1994 - December 2000
Skills
Mortgage Underwriting, Residential Mortgages, Mortgage Banking, Mortgage Lending, Employee Training, Refinance, Loans
Education
Delaware County Community College 1984 — 1986
Associates
Nicholas Dorn Nicholas Dorn's VirtualBank Experience February 2002 - January 2007
Job Director Analytics & Reporting at Primestar Fund
Industry Financial Services
Experience
Prime Asset Fund April 2013 - Present
Ocwen Financial Corporation March 2012 - April 2013
JGWPT January 2011 - March 2012
Gordon Company August 2008 - January 2011
Carlton Group September 2007 - August 2008
VirtualBank February 2002 - January 2007
Skills
Passed CFA Level 1 in..., Series 7 Licensed, Excel, Access, Business Valuation, Commercial Finance, Portfolio Management, Financial Analysis, Financial Reporting, Financial Modeling, Financial Management, Financial Markets, Real Estate Finance, Asset Based Lending, Secured Lending, Cognos, Great Plains, Bloomberg, Managerial Finance, Microsoft Excel, Real Estate Economics, Strategic Financial..., Accounting, Variance Analysis, Forecasting, Mergers & Acquisitions, Valuation, Credit, Investments, Asset Management, Loans, Finance, Mortgage Lending, Loan Origination, Risk Management, Financial Services, Analysis
Education
Florida Atlantic University 2007 — 2008
MBA, Finance
Florida State University 1999 — 2002
BS, Finance
Prime Asset Fund April 2013 - Present
Ocwen Financial Corporation March 2012 - April 2013
JGWPT January 2011 - March 2012
Gordon Company August 2008 - January 2011
Carlton Group September 2007 - August 2008
VirtualBank February 2002 - January 2007
Skills
Passed CFA Level 1 in..., Series 7 Licensed, Excel, Access, Business Valuation, Commercial Finance, Portfolio Management, Financial Analysis, Financial Reporting, Financial Modeling, Financial Management, Financial Markets, Real Estate Finance, Asset Based Lending, Secured Lending, Cognos, Great Plains, Bloomberg, Managerial Finance, Microsoft Excel, Real Estate Economics, Strategic Financial..., Accounting, Variance Analysis, Forecasting, Mergers & Acquisitions, Valuation, Credit, Investments, Asset Management, Loans, Finance, Mortgage Lending, Loan Origination, Risk Management, Financial Services, Analysis
Education
Florida Atlantic University 2007 — 2008
MBA, Finance
Florida State University 1999 — 2002
BS, Finance
Frank Barbato Frank Barbato's VirtualBank Experience August 1999 - September 2000
Job CEO Third Wave, Continuously Delivering Business Value through our agile custom software team See How in Summary Below
Industry Information Technology and Services
Experience
Third Wave Technology July 2011 - Present
Leading Edge Solutions Software December 2010 - March 2012
MindSoft Bioware Incorporated 2011 - 2011
Lydian Private Bank March 2006 - November 2010
Lydian Private Bank October 2000 - March 2006
VirtualBank August 1999 - September 2000
Bankrate, Inc. August 1998 - August 1999
Landtech Data Corporation March 1994 - August 1998
Skills
IT Strategy, Integration, Software Development, Continuous Integration, Continuous Delivery, Enterprise Software, Management, SaaS, SDLC, CRM, Strategy, Leadership, Cloud Computing, IT Management, Start-ups, Business, Security, Executive Management, Software Project..., .NET, Business Analysis, Consulting, Business Acumen, Network Security, SQL, Information Technology, SOA, Outsourcing, Microsoft SQL Server, Change Management, Mobile Applications, Process Improvement, Business Strategy, Data Center, Business Intelligence, Web Applications, Requirements Analysis, Governance, Enterprise Architecture, Virtualization, Senior Executive..., Vendor Management, Banking, Architecture, IT Operations, Sales, Marketing, Social Media, Agile Methodologies
Education
EO Accelerator 2014 — 2015
Northeastern University 1993 — 1993
Software Engineering
University Lowell 1983 — 1986
Northeast Institute of Electronics, Boston 1981 — 1983
Electronics Certificate Program, Electronis Technology
University of Massachusetts Boston 1976 — 1978
Electronics, Software, Music
Third Wave Technology July 2011 - Present
Leading Edge Solutions Software December 2010 - March 2012
MindSoft Bioware Incorporated 2011 - 2011
Lydian Private Bank March 2006 - November 2010
Lydian Private Bank October 2000 - March 2006
VirtualBank August 1999 - September 2000
Bankrate, Inc. August 1998 - August 1999
Landtech Data Corporation March 1994 - August 1998
Skills
IT Strategy, Integration, Software Development, Continuous Integration, Continuous Delivery, Enterprise Software, Management, SaaS, SDLC, CRM, Strategy, Leadership, Cloud Computing, IT Management, Start-ups, Business, Security, Executive Management, Software Project..., .NET, Business Analysis, Consulting, Business Acumen, Network Security, SQL, Information Technology, SOA, Outsourcing, Microsoft SQL Server, Change Management, Mobile Applications, Process Improvement, Business Strategy, Data Center, Business Intelligence, Web Applications, Requirements Analysis, Governance, Enterprise Architecture, Virtualization, Senior Executive..., Vendor Management, Banking, Architecture, IT Operations, Sales, Marketing, Social Media, Agile Methodologies
Education
EO Accelerator 2014 — 2015
Northeastern University 1993 — 1993
Software Engineering
University Lowell 1983 — 1986
Northeast Institute of Electronics, Boston 1981 — 1983
Electronics Certificate Program, Electronis Technology
University of Massachusetts Boston 1976 — 1978
Electronics, Software, Music
Chris Chemi Chris Chemi's VirtualBank Experience 2006 - 2007
Job Senior Account Executive at Kroll Factual Data
Industry Financial Services
Experience
Kroll Factual Data December 2012 - Present
JCJ Capital LLC January 2008 - December 2012
VirtualBank 2006 - 2007
Greenfield Mortgage March 2003 - November 2006
Skills
Loans, Mortgage Lending, Secondary Market, Reverse Mortgages, FHA, Loan Origination, Mortgage Banking, Sales, Risk Management, Risk Assessment, Credit, Processing, Quality Assurance, Quality Control, Post Closing, Finance, Business Development, Refinance, Residential Mortgages, Underwriting, Trading, Funding, Credit Analysis, Management
Education
Seton Hall University 1980 — 1982
History, Pre-law
Kroll Factual Data December 2012 - Present
JCJ Capital LLC January 2008 - December 2012
VirtualBank 2006 - 2007
Greenfield Mortgage March 2003 - November 2006
Skills
Loans, Mortgage Lending, Secondary Market, Reverse Mortgages, FHA, Loan Origination, Mortgage Banking, Sales, Risk Management, Risk Assessment, Credit, Processing, Quality Assurance, Quality Control, Post Closing, Finance, Business Development, Refinance, Residential Mortgages, Underwriting, Trading, Funding, Credit Analysis, Management
Education
Seton Hall University 1980 — 1982
History, Pre-law
Charles Swedenborg Charles Swedenborg's VirtualBank Experience January 2008 - January 2012
Job Home Retention Consultant at Ocwen Financial Corporation
Industry Banking
Experience
Ocwen Financial Corporation August 2012 - October 2014
Platinum Marketing Group May 2012 - August 2012
VirtualBank January 2008 - January 2012
CU Center, Inc. June 2002 - September 2007
Gold Coast Federal Credit Union April 1991 - June 2002
PGA National Resort & Spa October 1986 - September 1994
Barnett Bank of Palm Beach County May 1986 - January 1991
Skills
Credit, Loans, Mortgage Lending, Banking, Program Management, Credit Cards, Management, Collections, Call Centers, Portfolio Management, Team Building, Credit Analysis, Customer Service, Mortgage Banking, Finance, Training
Education
Christian Training Center 1976 — 1978
Associate, Biblical Studies
Shiloh Bible Training Center 1974 — 1975
1 year course, Biblical Studies, 3.5
US Air Force 1969 — 1970
1 year, Flight Facilities Equipment Repair
Florida Institute of Technology 1968 — 1968
Attended partial year, Space Technology
Kent State University 1967 — 1968
Aeronautical Engineering
Harbor High School 1964 — 1967
College Preparatory, Pre-Calculus, Physics, Chemistry
Ocwen Financial Corporation August 2012 - October 2014
Platinum Marketing Group May 2012 - August 2012
VirtualBank January 2008 - January 2012
CU Center, Inc. June 2002 - September 2007
Gold Coast Federal Credit Union April 1991 - June 2002
PGA National Resort & Spa October 1986 - September 1994
Barnett Bank of Palm Beach County May 1986 - January 1991
Skills
Credit, Loans, Mortgage Lending, Banking, Program Management, Credit Cards, Management, Collections, Call Centers, Portfolio Management, Team Building, Credit Analysis, Customer Service, Mortgage Banking, Finance, Training
Education
Christian Training Center 1976 — 1978
Associate, Biblical Studies
Shiloh Bible Training Center 1974 — 1975
1 year course, Biblical Studies, 3.5
US Air Force 1969 — 1970
1 year, Flight Facilities Equipment Repair
Florida Institute of Technology 1968 — 1968
Attended partial year, Space Technology
Kent State University 1967 — 1968
Aeronautical Engineering
Harbor High School 1964 — 1967
College Preparatory, Pre-Calculus, Physics, Chemistry
Allen William Martincavage II, CPA Allen William Martincavage II, CPA's VirtualBank Experience March 2003 - December 2003
Job Financial Systems Manager at Rialto Capital Management, subsidary of Lennar Homes
Industry Real Estate
Experience
Rialto Capital Management October 2010 - Present
LNR Property Corporation July 2004 - October 2010
Multiple Contract Assignments January 2004 - July 2004
VirtualBank March 2003 - December 2003
Alamo & National Car Rental Corporation May 2000 - March 2003
Martincavage & Hileman Law Offices January 1996 - May 2000
Skills
Financial systems Group, Hyperion Essbase..., PeopleSoft Financials..., JDE World 9.3, SQL (Standard Query..., Oracle User..., IFRS (International..., HGB (Handelsgesetzbuch,..., Financial Reporting, Automation, Financial Analysis, Sarbanes-Oxley Act, Internal Controls, Auditing, General Ledger, Finance, Financial Accounting, Forecasting, Cash Flow
Education
Florida Atlantic University
Bachelors, Accounting cum laude
Rialto Capital Management October 2010 - Present
LNR Property Corporation July 2004 - October 2010
Multiple Contract Assignments January 2004 - July 2004
VirtualBank March 2003 - December 2003
Alamo & National Car Rental Corporation May 2000 - March 2003
Martincavage & Hileman Law Offices January 1996 - May 2000
Skills
Financial systems Group, Hyperion Essbase..., PeopleSoft Financials..., JDE World 9.3, SQL (Standard Query..., Oracle User..., IFRS (International..., HGB (Handelsgesetzbuch,..., Financial Reporting, Automation, Financial Analysis, Sarbanes-Oxley Act, Internal Controls, Auditing, General Ledger, Finance, Financial Accounting, Forecasting, Cash Flow
Education
Florida Atlantic University
Bachelors, Accounting cum laude
Rose Bowe Rose Bowe's VirtualBank Experience December 2002 - October 2008
Job Licensed Realtor at Jupiter Coastal Properties, Inc.
Industry Financial Services
Experience
Jupiter Coastal Properties, Inc. September 2013 - Present
Palm Beach Mortgage Group, Inc. November 2014 - Present
Waterstone Mortgage Corporation September 2012 - March 2014
Regent Bank April 2012 - September 2012
SunTrust Mortgage June 2011 - April 2012
Seacoast National Bank September 2009 - June 2011
Mortgage Resources of South Florida June 2009 - September 2009
VirtualBank December 2002 - October 2008
Lydian Private Bank / VirtualBank / Lydian Mortgage December 2002 - October 2008
VirtualBank April 2003 - March 2008
Skills
Business Development, Mortgage Banking, FHA financing, Mortgage Lending, Refinance, Government Loans, Loan Origination, Banking, Loans, Leadership, FHA, First Time Home Buyers, Finance, Real Estate, Mortgage Marketing, Investors, Real Estate Transactions, Credit Analysis, FHA Financing, Investment Properties, Sales, Referrals, Residential Mortgages, Real Estate Financing, Customer Service, VA loans
Education
Palm Beach Community College
Jupiter Coastal Properties, Inc. September 2013 - Present
Palm Beach Mortgage Group, Inc. November 2014 - Present
Waterstone Mortgage Corporation September 2012 - March 2014
Regent Bank April 2012 - September 2012
SunTrust Mortgage June 2011 - April 2012
Seacoast National Bank September 2009 - June 2011
Mortgage Resources of South Florida June 2009 - September 2009
VirtualBank December 2002 - October 2008
Lydian Private Bank / VirtualBank / Lydian Mortgage December 2002 - October 2008
VirtualBank April 2003 - March 2008
Skills
Business Development, Mortgage Banking, FHA financing, Mortgage Lending, Refinance, Government Loans, Loan Origination, Banking, Loans, Leadership, FHA, First Time Home Buyers, Finance, Real Estate, Mortgage Marketing, Investors, Real Estate Transactions, Credit Analysis, FHA Financing, Investment Properties, Sales, Referrals, Residential Mortgages, Real Estate Financing, Customer Service, VA loans
Education
Palm Beach Community College
Chuck Schley, CMB Chuck Schley, CMB's VirtualBank Experience 2001 - 2005
Job Success in the union of Mortgages & Technology
Industry Financial Services
Experience
First Guaranty Mortgage Corp November 2012 - Present
Charles E. Schley, PA 2009 - November 2012
Morgan Stanley February 2005 - April 2008
Clayton Services, Inc. 2005 - 2006
Lydian 2001 - 2005
VirtualBank 2001 - 2005
Wells Fargo Mortgage July 1997 - September 2000
Prudential Home Mortgage 1991 - 1995
Skills
Mortgage Lending, Leadership, Process Improvement, Mortgage Banking, Loan Origination, Analysis, Training, Software Documentation, Underwriting, Loan Servicing, Analytics, Foreclosures, Troubleshooting, Microsoft Excel, Residential Mortgages, Risk Management, Loss Mitigation, Capital Markets, Due Diligence, Team Building, Customer Service, Business Analysis, Time Management, Sales, Credit, FHA, Credit Analysis, Financial Analysis, Financial Modeling, Loans, Management
Education
I/Tech Services, Inc. 2000 — 2000
MCSE & A+, Windows NT 4.0 & PC Architecture
Mount St. Mary's University 1988 — 1992
Bachelor of Science, Business, Finance, Computer Science
Frederick High School 1984 — 1988
HS Diploma, General
First Guaranty Mortgage Corp November 2012 - Present
Charles E. Schley, PA 2009 - November 2012
Morgan Stanley February 2005 - April 2008
Clayton Services, Inc. 2005 - 2006
Lydian 2001 - 2005
VirtualBank 2001 - 2005
Wells Fargo Mortgage July 1997 - September 2000
Prudential Home Mortgage 1991 - 1995
Skills
Mortgage Lending, Leadership, Process Improvement, Mortgage Banking, Loan Origination, Analysis, Training, Software Documentation, Underwriting, Loan Servicing, Analytics, Foreclosures, Troubleshooting, Microsoft Excel, Residential Mortgages, Risk Management, Loss Mitigation, Capital Markets, Due Diligence, Team Building, Customer Service, Business Analysis, Time Management, Sales, Credit, FHA, Credit Analysis, Financial Analysis, Financial Modeling, Loans, Management
Education
I/Tech Services, Inc. 2000 — 2000
MCSE & A+, Windows NT 4.0 & PC Architecture
Mount St. Mary's University 1988 — 1992
Bachelor of Science, Business, Finance, Computer Science
Frederick High School 1984 — 1988
HS Diploma, General
Chris Castoro Chris Castoro's VirtualBank Experience December 2000 - March 2005
Job S.V.P. Transaction Management
Industry Real Estate
Experience
Digital Risk, LLC August 2011 - Present
Williams Merchant Group July 2008 - 2010
Alliance Bancorp June 2006 - July 2007
Impac Companies April 2005 - May 2006
VirtualBank December 2000 - March 2005
Lydian Mortgage 2000 - 2005
Lydian Data Services 2000 - 2005
Skills
Trading, Secondary Marketing, Wholesale Origination, Loans, Loan Origination, Mortgage Lending, Mortgage Banking, Secondary Market, Wholesale, Portfolio Management, Banking, Loss Mitigation, Fixed Income, Credit, Asset Management, Securitization, Due Diligence, Financial Structuring, Residential Mortgages, FHA, Structured Finance, Risk Management, Finance, Financial Services, Real Estate
Education
Arizona State University 1984 — 2007
BS, Political Science
Arizona State University 1983 — 1987
Bachelor of Science (BS)
Digital Risk, LLC August 2011 - Present
Williams Merchant Group July 2008 - 2010
Alliance Bancorp June 2006 - July 2007
Impac Companies April 2005 - May 2006
VirtualBank December 2000 - March 2005
Lydian Mortgage 2000 - 2005
Lydian Data Services 2000 - 2005
Skills
Trading, Secondary Marketing, Wholesale Origination, Loans, Loan Origination, Mortgage Lending, Mortgage Banking, Secondary Market, Wholesale, Portfolio Management, Banking, Loss Mitigation, Fixed Income, Credit, Asset Management, Securitization, Due Diligence, Financial Structuring, Residential Mortgages, FHA, Structured Finance, Risk Management, Finance, Financial Services, Real Estate
Education
Arizona State University 1984 — 2007
BS, Political Science
Arizona State University 1983 — 1987
Bachelor of Science (BS)
Robert Letourneau's VirtualBank Experience 2005 - 2005
Job REO Asset Manager at NRT REO Experts, LLC
Industry Real Estate
Experience
NRT REO Experts, LLC December 2007 - Present
Chase Home Finance June 2006 - December 2006
Wells Fargo Home Mortgage January 2002 - July 2006
VirtualBank 2005 - 2005
Ocwen January 1994 - June 2001
ocwen 1994 - 2001
Jenkins Appraisal Services 1993 - 1995
Skills
REO, Mortgage, Credit, Residential, Banking, Loss Mitigation, Real Estate, Foreclosures, Asset Management, Loans, Valuation, Property Management, Origination, Mortgage Lending, Mortgage Banking, Real Estate Finance, Loan Origination, Due Diligence, Refinance, Real Estate Transactions, Dispositions, Portfolio Management, Credit Analysis, Negotiation, Distressed Property, Contract Negotiation, Selling, First Time Buyers, Residential Mortgages, Mortgage Industry, Contract Negotiations, Market Analysis, Default, Sales Management, Purchase, Conventional, Appraisals, VA, FHA, First Time Home Buyers, Condos, Sellers, Real Estate Investment, Asset Managment, Disposition, HUD, Investment Properties, Investors, Property, Real Estate Financing
Education
Florida State University - College of Business 1987 — 1990
BS, Finance/Real Estate
NRT REO Experts, LLC December 2007 - Present
Chase Home Finance June 2006 - December 2006
Wells Fargo Home Mortgage January 2002 - July 2006
VirtualBank 2005 - 2005
Ocwen January 1994 - June 2001
ocwen 1994 - 2001
Jenkins Appraisal Services 1993 - 1995
Skills
REO, Mortgage, Credit, Residential, Banking, Loss Mitigation, Real Estate, Foreclosures, Asset Management, Loans, Valuation, Property Management, Origination, Mortgage Lending, Mortgage Banking, Real Estate Finance, Loan Origination, Due Diligence, Refinance, Real Estate Transactions, Dispositions, Portfolio Management, Credit Analysis, Negotiation, Distressed Property, Contract Negotiation, Selling, First Time Buyers, Residential Mortgages, Mortgage Industry, Contract Negotiations, Market Analysis, Default, Sales Management, Purchase, Conventional, Appraisals, VA, FHA, First Time Home Buyers, Condos, Sellers, Real Estate Investment, Asset Managment, Disposition, HUD, Investment Properties, Investors, Property, Real Estate Financing
Education
Florida State University - College of Business 1987 — 1990
BS, Finance/Real Estate
Robin Buck, MBA, PMP Robin Buck, MBA, PMP's VirtualBank Experience February 2001 - August 2006
Job Service Delivery Manager
Industry Financial Services
Experience
Bank of America January 2011 - Present
Bank of America July 2009 - December 2010
Bank of America August 2006 - June 2009
VirtualBank February 2001 - August 2006
Palm Beach Atlantic University January 2002 - April 2002
JP Morgan October 1996 - October 1999
Skills
PMP, Risk, Program Management, Change Management, Process Improvement, Risk Management, SDLC, Mentoring, Business Analysis, Team Building, Management, Integration, Quality Assurance, Banking, Business Process, Financial Risk, Leadership, Business Intelligence, Training, Six Sigma, Portfolio Management, Budgets, Software Development, Software Project..., Project Management, PMO
Education
Villanova University 2003 — 2005
MBA, Project Management
Palm Beach Atlantic University 1998 — 2000
MBA, Finance
Florida State University 1988 — 1992
BS, Finance
Park Ridge High School 1984 — 1988
HS
Bank of America January 2011 - Present
Bank of America July 2009 - December 2010
Bank of America August 2006 - June 2009
VirtualBank February 2001 - August 2006
Palm Beach Atlantic University January 2002 - April 2002
JP Morgan October 1996 - October 1999
Skills
PMP, Risk, Program Management, Change Management, Process Improvement, Risk Management, SDLC, Mentoring, Business Analysis, Team Building, Management, Integration, Quality Assurance, Banking, Business Process, Financial Risk, Leadership, Business Intelligence, Training, Six Sigma, Portfolio Management, Budgets, Software Development, Software Project..., Project Management, PMO
Education
Villanova University 2003 — 2005
MBA, Project Management
Palm Beach Atlantic University 1998 — 2000
MBA, Finance
Florida State University 1988 — 1992
BS, Finance
Park Ridge High School 1984 — 1988
HS
Travis (Trung) Trinh, CFE Travis (Trung) Trinh, CFE's VirtualBank Experience March 2011 - December 2011
Job Finance & Accounting
Industry Hospital & Health Care
Experience
Bethesda January 2012 - Present
VirtualBank March 2011 - December 2011
Lydian Bank & Trust February 2011 - December 2011
Seacoast National Bank January 2007 - February 2008
Skills
Healthcare, Hospitals, Excel, Revenue Cycle, Budgets, Healthcare Management, EHR, Medicare, Strategic Planning, PowerPoint, Financial Analysis, Research, Microsoft Word, Microsoft Office, Outlook, Medicaid, HIPAA, Data Analysis, Access, Auditing, Accounting, Financial Reporting, Administration, Finance, Payroll, Invoicing, Forecasting, Accounts Receivable
Education
Florida Atlantic University 2010 — 2011
Master of Business Administration (M.B.A.), Business/Health Administration
University of Florida 1998 — 2000
Bachelor of Science, Finance/Accounting
Bethesda January 2012 - Present
VirtualBank March 2011 - December 2011
Lydian Bank & Trust February 2011 - December 2011
Seacoast National Bank January 2007 - February 2008
Skills
Healthcare, Hospitals, Excel, Revenue Cycle, Budgets, Healthcare Management, EHR, Medicare, Strategic Planning, PowerPoint, Financial Analysis, Research, Microsoft Word, Microsoft Office, Outlook, Medicaid, HIPAA, Data Analysis, Access, Auditing, Accounting, Financial Reporting, Administration, Finance, Payroll, Invoicing, Forecasting, Accounts Receivable
Education
Florida Atlantic University 2010 — 2011
Master of Business Administration (M.B.A.), Business/Health Administration
University of Florida 1998 — 2000
Bachelor of Science, Finance/Accounting
Daphne Batts's VirtualBank Experience March 2002 - September 2002
Job VP, Human Resources at Bankrate, Inc.
Industry Internet
Experience
Bankrate, Inc. September 2002 - Present
VirtualBank March 2002 - September 2002
Wachovia Bank fka Republic Security Bank & First Bank of Florida February 1998 - March 2002
Skills
Human Resources, Strategic Partnerships, Personnel Management, Leadership, Benefits Administration, Recruiting, Interviews, Mergers & Acquisitions, Onboarding, Talent Management, HRIS, Leadership Development, Performance Management, Organizational..., College Recruiting, Applicant Tracking..., Talent Acquisition, Management, Deferred Compensation, Team Building, Employee Relations, Strategic Planning, Analytics, Social Media, Executive Management, Training, Account Management, Mergers
Education
Palm Beach Atlantic University 1996 — 1997
HR Management
HRCI
PHR Certification
Bankrate, Inc. September 2002 - Present
VirtualBank March 2002 - September 2002
Wachovia Bank fka Republic Security Bank & First Bank of Florida February 1998 - March 2002
Skills
Human Resources, Strategic Partnerships, Personnel Management, Leadership, Benefits Administration, Recruiting, Interviews, Mergers & Acquisitions, Onboarding, Talent Management, HRIS, Leadership Development, Performance Management, Organizational..., College Recruiting, Applicant Tracking..., Talent Acquisition, Management, Deferred Compensation, Team Building, Employee Relations, Strategic Planning, Analytics, Social Media, Executive Management, Training, Account Management, Mergers
Education
Palm Beach Atlantic University 1996 — 1997
HR Management
HRCI
PHR Certification
Brent Buckmaster's VirtualBank Experience September 2003 - February 2005
Job Vice President at Flatirons Capital
Industry Capital Markets
Experience
Flatirons Capital Management September 2013 - Present
Capital Markets Cooperative November 2010 - October 2013
ExMor Capital May 2007 - November 2010
Morgan Stanley 2005 - 2007
VirtualBank September 2003 - February 2005
Skills
Bonds, MBS, Loans, Capital Markets, Risk Management, Credit, Fixed Income, Trading, Mortgage, Origination, Hedging, Mortgage Lending, Loan Origination, Securitization, Securities, Mortgage Banking, Interest Rate..., Credit Risk, Portfolio Management, Series 7, Residential Mortgages, Loss Mitigation, Loan Servicing, Structured Finance, Asset Management, Structured Products, Options, Bloomberg
Education
Florida State University - College of Business 1999 — 2003
Bachelor of Science (BS), Management Information Systems, General
Jupiter 1994 — 1998
Flatirons Capital Management September 2013 - Present
Capital Markets Cooperative November 2010 - October 2013
ExMor Capital May 2007 - November 2010
Morgan Stanley 2005 - 2007
VirtualBank September 2003 - February 2005
Skills
Bonds, MBS, Loans, Capital Markets, Risk Management, Credit, Fixed Income, Trading, Mortgage, Origination, Hedging, Mortgage Lending, Loan Origination, Securitization, Securities, Mortgage Banking, Interest Rate..., Credit Risk, Portfolio Management, Series 7, Residential Mortgages, Loss Mitigation, Loan Servicing, Structured Finance, Asset Management, Structured Products, Options, Bloomberg
Education
Florida State University - College of Business 1999 — 2003
Bachelor of Science (BS), Management Information Systems, General
Jupiter 1994 — 1998
John Studdard's VirtualBank Experience 1999 - 2003
Job Managing Partner, Big Couch Media Group, LLC.
Industry Information Technology and Services
Experience
Big Couch Media Group, LLC. October 2007 - Present
BluePointe Group, Inc. February 2005 - Present
Town of Lake Clarke Shores February 2013 - Present
Underdog Air December 2014 - Present
BluePointe Motorsports, LLC March 2005 - Present
PetStyle, LLC September 2008 - May 2009
Audi Club Florida 2001 - 2009
Baby Universe, Inc. July 2005 - October 2007
Lydian Trust 2003 - 2005
VirtualBank 1999 - 2003
Skills
E-commerce, Drupal, SEO, Social Networking, Web 2.0, Start-ups, Cloud Computing, Network Operations, Corporate Governance, Business Continuity, Online Marketing, Application Development, Social Media Marketing, SEM, Web Development, CMS, Digital Strategy, Social Media, SaaS, Web Analytics, Web Applications, Information Architecture, Website Development, Wordpress, PHP, Analytics, Email Marketing, HTML, Mobile, Digital Media, Software Development, Team Leadership, MySQL, Digital Marketing, Entrepreneurship, Program Management, Online Advertising, Agile, Business Strategy, Entrepreneur, Agile Methodologies, Community Building, Interactive Marketing, Enterprise Software, Mobile Marketing, Mobile Devices, Conversion Optimization, User Experience, Mobile Applications, Affiliate Marketing
Education
Palm Beach Community College 1990 — 2003
Associate of Arts (AA)
University of Houston 1991 — 1993
Computer Science
Big Couch Media Group, LLC. October 2007 - Present
BluePointe Group, Inc. February 2005 - Present
Town of Lake Clarke Shores February 2013 - Present
Underdog Air December 2014 - Present
BluePointe Motorsports, LLC March 2005 - Present
PetStyle, LLC September 2008 - May 2009
Audi Club Florida 2001 - 2009
Baby Universe, Inc. July 2005 - October 2007
Lydian Trust 2003 - 2005
VirtualBank 1999 - 2003
Skills
E-commerce, Drupal, SEO, Social Networking, Web 2.0, Start-ups, Cloud Computing, Network Operations, Corporate Governance, Business Continuity, Online Marketing, Application Development, Social Media Marketing, SEM, Web Development, CMS, Digital Strategy, Social Media, SaaS, Web Analytics, Web Applications, Information Architecture, Website Development, Wordpress, PHP, Analytics, Email Marketing, HTML, Mobile, Digital Media, Software Development, Team Leadership, MySQL, Digital Marketing, Entrepreneurship, Program Management, Online Advertising, Agile, Business Strategy, Entrepreneur, Agile Methodologies, Community Building, Interactive Marketing, Enterprise Software, Mobile Marketing, Mobile Devices, Conversion Optimization, User Experience, Mobile Applications, Affiliate Marketing
Education
Palm Beach Community College 1990 — 2003
Associate of Arts (AA)
University of Houston 1991 — 1993
Computer Science
Bob Alsan, CBRM, PMP, PgMP's VirtualBank Experience 2003 - 2007
Job Business Continuity Management Program
Industry Information Technology and Services
Experience
Tyco August 2012 - Present
Fluor 2009 - 2012
Bank of America 2008 - 2009
Citco Fund Services 2007 - 2008
Lydian Private Bank 2003 - 2007
VirtualBank 2003 - 2007
Lydian Mortgage 2003 - 2007
Ernst & Young LLP 1996 - 2002
Philip Morris International 1993 - 1996
IBM International June 1993 - October 1993
Skills
Disaster Recovery, Business Continuity, Business Continuity..., Program Management, Information Technology, Data Center, Risk Management, Service Delivery, Incident Management, Certified Project..., Global Operations, Business Transformation, Global Management, Global Strategy, ISO 22301, Change Management
Education
Rollins College - Crummer Graduate School of Business
M.B.A., emphasis on M.I.S.
University of Central Florida
B.S.B.A., Management and M.I.S.
Tyco August 2012 - Present
Fluor 2009 - 2012
Bank of America 2008 - 2009
Citco Fund Services 2007 - 2008
Lydian Private Bank 2003 - 2007
VirtualBank 2003 - 2007
Lydian Mortgage 2003 - 2007
Ernst & Young LLP 1996 - 2002
Philip Morris International 1993 - 1996
IBM International June 1993 - October 1993
Skills
Disaster Recovery, Business Continuity, Business Continuity..., Program Management, Information Technology, Data Center, Risk Management, Service Delivery, Incident Management, Certified Project..., Global Operations, Business Transformation, Global Management, Global Strategy, ISO 22301, Change Management
Education
Rollins College - Crummer Graduate School of Business
M.B.A., emphasis on M.I.S.
University of Central Florida
B.S.B.A., Management and M.I.S.
Dennis Loxton, CFP, CRMP's VirtualBank Experience January 2007 - April 2010
Job Regional Vice President Reverse Mortgage at Success Mortgage Partners
Industry Financial Services
Experience
Success Mortgage Partners December 2012 - Present
First Century Bank April 2011 - December 2012
Sun West Mortgage Company April 2010 - April 2011
VirtualBank January 2007 - April 2010
MetLife Home Loans June 2008 - January 2010
WSFS Bank May 2008 - August 2008
Gold Reverse, Inc November 2007 - May 2008
Financial Freedom/IndyMac Bank May 2005 - December 2006
Financial Services July 2004 - May 2005
New York Life Insurance Company December 2000 - July 2004
Skills
Mortgage, Certified Financial..., Annuities, Reverse Mortgages, Term Life Insurance, Universal Life, Mutual Funds, ETFs, Compliance, Mortgage Lending, Fixed Annuities, Residential Mortgages, Loan Origination, Life Insurance, Loans, Mortgage Banking, Investments, Banking, Retirement Planning, Credit Analysis, Credit, Financial Advisory, Series 7, Retirement, Disability Insurance, Insurance, Underwriting, Mortgage Marketing, FHA, Strategic Financial..., Refinance, Wealth Management, Selling, FHA financing, Finance, Sales, Commercial Lending, USDA, Funding, VA loans, Executive Management, Portfolio Management, Commercial Mortgages, Mortgage Underwriting
Education
Purdue University 1990 — 1996
Bachelor of Science, Financial Planning
Snider HS 1987 — 1990
General, General
Success Mortgage Partners December 2012 - Present
First Century Bank April 2011 - December 2012
Sun West Mortgage Company April 2010 - April 2011
VirtualBank January 2007 - April 2010
MetLife Home Loans June 2008 - January 2010
WSFS Bank May 2008 - August 2008
Gold Reverse, Inc November 2007 - May 2008
Financial Freedom/IndyMac Bank May 2005 - December 2006
Financial Services July 2004 - May 2005
New York Life Insurance Company December 2000 - July 2004
Skills
Mortgage, Certified Financial..., Annuities, Reverse Mortgages, Term Life Insurance, Universal Life, Mutual Funds, ETFs, Compliance, Mortgage Lending, Fixed Annuities, Residential Mortgages, Loan Origination, Life Insurance, Loans, Mortgage Banking, Investments, Banking, Retirement Planning, Credit Analysis, Credit, Financial Advisory, Series 7, Retirement, Disability Insurance, Insurance, Underwriting, Mortgage Marketing, FHA, Strategic Financial..., Refinance, Wealth Management, Selling, FHA financing, Finance, Sales, Commercial Lending, USDA, Funding, VA loans, Executive Management, Portfolio Management, Commercial Mortgages, Mortgage Underwriting
Education
Purdue University 1990 — 1996
Bachelor of Science, Financial Planning
Snider HS 1987 — 1990
General, General
Cara Riley Cara Riley's VirtualBank Experience 2004 - 2008
Job Client Services Representative at American Funds
Industry Investment Management
Experience
American Funds July 2013 - Present
Legend Group September 2008 - January 2013
Virtualbank 2004 - 2008
Skills
Strategic Planning, Banking, Investments, Mortgage Lending, Loans, Mortgage Banking, Series 6
Education
Queens University of Charlotte 1994 — 1998
Bachelor of Arts, Business
American Funds July 2013 - Present
Legend Group September 2008 - January 2013
Virtualbank 2004 - 2008
Skills
Strategic Planning, Banking, Investments, Mortgage Lending, Loans, Mortgage Banking, Series 6
Education
Queens University of Charlotte 1994 — 1998
Bachelor of Arts, Business
Roxana E. Lang, PMP® Roxana E. Lang, PMP®'s VirtualBank Experience 2001 - 2005
Job IT Project Manager at Clerk & Comptroller, Palm Beach County
Industry Information Technology and Services
Experience
Clerk & Comptroller, Palm Beach County January 2015 - Present
Microsoft July 2012 - January 2015
Rust Consulting June 2009 - June 2012
PMI South Florida Chapter 2012 - 2012
Microsoft October 2006 - April 2009
VirtualBank 2001 - 2005
RCI Recruitment Solutions 1999 - 2001
Skills
Microsoft Office, Access, Excel, SharePoint, Analysis, Risk Management, Program Management, Staff Training, Global Management, Global Logistics, Cross-functional Team..., Bilingual, Project Execution, International Project..., Budget Management, Risk Mitigation, Risk Assessment, Visio, Succession Planning, Corporate Communications, Microsoft Excel, Management, Project Management, Budgets, Leadership, PMP, Training, Team Building, Sales, Strategy, Business Planning, Logistics, Process Improvement, Marketing, Change Management, Vendor Management, Team Leadership, Information Technology, SaaS, Strategic Planning, Project Planning, SDLC, Business Development
Education
Project Management Institute 2011 — 2011
PMP, Project Management
Florida Atlantic University 2003 — 2007
Bachelor, Finance
Palm Beach State College 1999 — 2003
Associate of Arts (A.A.), Business/Commerce, General
Barry University 1998 — 1999
Clerk & Comptroller, Palm Beach County January 2015 - Present
Microsoft July 2012 - January 2015
Rust Consulting June 2009 - June 2012
PMI South Florida Chapter 2012 - 2012
Microsoft October 2006 - April 2009
VirtualBank 2001 - 2005
RCI Recruitment Solutions 1999 - 2001
Skills
Microsoft Office, Access, Excel, SharePoint, Analysis, Risk Management, Program Management, Staff Training, Global Management, Global Logistics, Cross-functional Team..., Bilingual, Project Execution, International Project..., Budget Management, Risk Mitigation, Risk Assessment, Visio, Succession Planning, Corporate Communications, Microsoft Excel, Management, Project Management, Budgets, Leadership, PMP, Training, Team Building, Sales, Strategy, Business Planning, Logistics, Process Improvement, Marketing, Change Management, Vendor Management, Team Leadership, Information Technology, SaaS, Strategic Planning, Project Planning, SDLC, Business Development
Education
Project Management Institute 2011 — 2011
PMP, Project Management
Florida Atlantic University 2003 — 2007
Bachelor, Finance
Palm Beach State College 1999 — 2003
Associate of Arts (A.A.), Business/Commerce, General
Barry University 1998 — 1999
Andrej Kostresevic's VirtualBank Experience June 2006 - October 2008
Job CEO at Nomads
Industry Internet
Experience
Nomads May 2011 - Present
Miami Startup Digest April 2012 - Present
Miami Lean Startup Circle June 2011 - Present
South Florida Android Developers 2010 - Present
Myxer Inc October 2008 - June 2011
VirtualBank June 2006 - October 2008
TBC Corporation June 2004 - June 2006
BRP, USA, Inc. 2002 - 2004
Aegon USA Inc. 2000 - 2002
Skills
Mobile Applications, Android, Mobile Devices, Start-ups, Entrepreneurship, iOS development, Web Applications, iPhone, Android Development, HTML 5, Agile Methodologies, Ruby on Rails, User Experience, Objective-C, Web Services, Strategy, JavaScript, JSON, Product Development, Public Speaking, User Interface Design, .NET, Git, Lean Startup, Community Building, iOS, Visual Studio, Software Engineering, Mobile Programming, iPhone development, Agile, HTML5, Product Design, User Interface, CSS, iPhone Application..., Amazon Web Services..., Mobile, Gradle, Android Studio, UI Automation, Robotium, Robolectric, REST, Ruby, iOS Development, Web Development, Software Development, Leadership
Education
Luther College 2000 — 2004
BS, Computer Science
Secondary School of Medicine, Belgrade, Serbia 1995 — 1999
Physical Therapy
Nomads May 2011 - Present
Miami Startup Digest April 2012 - Present
Miami Lean Startup Circle June 2011 - Present
South Florida Android Developers 2010 - Present
Myxer Inc October 2008 - June 2011
VirtualBank June 2006 - October 2008
TBC Corporation June 2004 - June 2006
BRP, USA, Inc. 2002 - 2004
Aegon USA Inc. 2000 - 2002
Skills
Mobile Applications, Android, Mobile Devices, Start-ups, Entrepreneurship, iOS development, Web Applications, iPhone, Android Development, HTML 5, Agile Methodologies, Ruby on Rails, User Experience, Objective-C, Web Services, Strategy, JavaScript, JSON, Product Development, Public Speaking, User Interface Design, .NET, Git, Lean Startup, Community Building, iOS, Visual Studio, Software Engineering, Mobile Programming, iPhone development, Agile, HTML5, Product Design, User Interface, CSS, iPhone Application..., Amazon Web Services..., Mobile, Gradle, Android Studio, UI Automation, Robotium, Robolectric, REST, Ruby, iOS Development, Web Development, Software Development, Leadership
Education
Luther College 2000 — 2004
BS, Computer Science
Secondary School of Medicine, Belgrade, Serbia 1995 — 1999
Physical Therapy
T. Ann Boehm's VirtualBank Experience November 2001 - February 2005
Job Staff accountant at Bloomington Ford, Inc.
Industry Accounting
Experience
Monroe County Government June 2015 - Present
Bloomington Ford, Inc. June 2014 - Present
Indiana University September 2006 - February 2013
Independent Community Bank November 2005 - March 2006
VirtualBank November 2001 - February 2005
Skills
Data Analysis, Research, Statistics, Microsoft Excel, PowerPoint, Microsoft Office, SPSS, Higher Education, Access, Time Management, Microsoft Word, SAS, Public Speaking, Critical Thinking, Customer Service, Credit Analysis, Accounts Payable
Education
Indiana University Bloomington 2011 — 2013
Accounting
Jacksonville University 1995 — 1998
Bachelor of Arts (B.A.), Marine Sciences
Monroe County Government June 2015 - Present
Bloomington Ford, Inc. June 2014 - Present
Indiana University September 2006 - February 2013
Independent Community Bank November 2005 - March 2006
VirtualBank November 2001 - February 2005
Skills
Data Analysis, Research, Statistics, Microsoft Excel, PowerPoint, Microsoft Office, SPSS, Higher Education, Access, Time Management, Microsoft Word, SAS, Public Speaking, Critical Thinking, Customer Service, Credit Analysis, Accounts Payable
Education
Indiana University Bloomington 2011 — 2013
Accounting
Jacksonville University 1995 — 1998
Bachelor of Arts (B.A.), Marine Sciences
Iris DeCastro, PMP Iris DeCastro, PMP's VirtualBank Experience 2002 - 2005
Job Practice Leader at Spok (formerly USA Mobility Wireless and Amcom Software)
Industry Information Technology and Services
Experience
Spok (formerly USA Mobility Wireless and Amcom Software) September 2014 - Present
Spok August 2013 - September 2014
Philips (Formerly Emergin) October 2007 - October 2012
First NLC April 2005 - September 2007
VirtualBank 2002 - 2005
ServiceWare 1996 - 2002
Skills
Business Analysis, Process Improvement, Data Mining, Integration, Business Intelligence, Software Documentation, Visio, Project Management, SharePoint, SDLC, Vendor Management, Vendor Relationships, Cross-functional Team..., Virtual Teams, Negotiation, Conflict Management, Strategic Planning, Software Project..., Program Management, Team Leadership, Software Development, PMO, MS Project, Requirements Gathering, Leadership, Microsoft SQL Server, ITIL, Team Building, Telecommunications, Enterprise Software, Resource Management, IT Strategy, Disaster Recovery, SQL, Change Management, Budgets, Information Technology, Requirements Analysis, Risk Management, Project Portfolio..., Strategy, Agile Methodologies, CRM, ERP, Data Center, PMP, Access, Banking, Agile Project Management, Management
Education
Delaware Valley College
Temple University
Spok (formerly USA Mobility Wireless and Amcom Software) September 2014 - Present
Spok August 2013 - September 2014
Philips (Formerly Emergin) October 2007 - October 2012
First NLC April 2005 - September 2007
VirtualBank 2002 - 2005
ServiceWare 1996 - 2002
Skills
Business Analysis, Process Improvement, Data Mining, Integration, Business Intelligence, Software Documentation, Visio, Project Management, SharePoint, SDLC, Vendor Management, Vendor Relationships, Cross-functional Team..., Virtual Teams, Negotiation, Conflict Management, Strategic Planning, Software Project..., Program Management, Team Leadership, Software Development, PMO, MS Project, Requirements Gathering, Leadership, Microsoft SQL Server, ITIL, Team Building, Telecommunications, Enterprise Software, Resource Management, IT Strategy, Disaster Recovery, SQL, Change Management, Budgets, Information Technology, Requirements Analysis, Risk Management, Project Portfolio..., Strategy, Agile Methodologies, CRM, ERP, Data Center, PMP, Access, Banking, Agile Project Management, Management
Education
Delaware Valley College
Temple University
Blayne Thompson Blayne Thompson's VirtualBank Experience May 2002 - April 2004
Job Sales Customer Service Specialist at FedEx Office
Industry Automotive
Experience
FedEx Office August 2014 - Present
CarMax December 2012 - Present
TMS Health, a XEROX Company August 2010 - July 2014
Lindi Skin October 2008 - June 2010
Wachovia Mortgage December 2007 - October 2008
Century Bank FSB May 2004 - December 2007
VirtualBank May 2002 - April 2004
GMAC Mortgage April 2000 - April 2002
Ellie Mae May 1997 - October 2000
Accredited Home Lenders June 1994 - October 1997
Skills
Selling, Sales, Cold Calling, Customer Service, Sales Management, Sales Process, Management, Mortgage Lending, Customer Retention, Wholesale, Sales Operations, Account Management, Pharmaceutical Sales, Marketing, Team Building, Outside Sales, Direct Sales, Credit, Mortgage Banking, New Business Development, Contract Negotiation, Salesforce.com, Strategic Planning, CRM, Program Management, Sales Presentations, Customer Satisfaction, Cross-functional Team..., Leadership, Coaching, B2B, Business Planning, Key Account Management, Selling Skills, Training, Loans, Lead Generation, Recruiting, Business Development, Marketing Strategy, Operations Management
Education
Palm Beach Community College 1975 — 1976
Marketing
Atlantic High School 1971 — 1975
General, General, Graduated
St Vincent Ferrer
General Studies
FedEx Office August 2014 - Present
CarMax December 2012 - Present
TMS Health, a XEROX Company August 2010 - July 2014
Lindi Skin October 2008 - June 2010
Wachovia Mortgage December 2007 - October 2008
Century Bank FSB May 2004 - December 2007
VirtualBank May 2002 - April 2004
GMAC Mortgage April 2000 - April 2002
Ellie Mae May 1997 - October 2000
Accredited Home Lenders June 1994 - October 1997
Skills
Selling, Sales, Cold Calling, Customer Service, Sales Management, Sales Process, Management, Mortgage Lending, Customer Retention, Wholesale, Sales Operations, Account Management, Pharmaceutical Sales, Marketing, Team Building, Outside Sales, Direct Sales, Credit, Mortgage Banking, New Business Development, Contract Negotiation, Salesforce.com, Strategic Planning, CRM, Program Management, Sales Presentations, Customer Satisfaction, Cross-functional Team..., Leadership, Coaching, B2B, Business Planning, Key Account Management, Selling Skills, Training, Loans, Lead Generation, Recruiting, Business Development, Marketing Strategy, Operations Management
Education
Palm Beach Community College 1975 — 1976
Marketing
Atlantic High School 1971 — 1975
General, General, Graduated
St Vincent Ferrer
General Studies
Leanne (Minott) Barbato Leanne (Minott) Barbato's VirtualBank Experience Loss Share CoordinatorSabadell United BankAugust 2011 - August 2013
Job Asset and Vendor Management, Foreclosures, Loss Share (FDIC) and Mitigation
Industry Banking
Experience
VirtualBank Loss Share CoordinatorSabadell United BankAugust 2011 - August 2013
VirtualBank, a Division of Lydian Private Bank March 2008 - August 2011
Ocwen Financial Corporation January 2006 - March 2008
Delray Medical Center 2004 - 2006
Skills
FHA, Loss Mitigation, Residential Mortgages, Mortgage Lending, Leadership, Foreclosures, Mortgage Banking, Loan Servicing, FDIC Loss Share, Asset Management, Vendor Management, Finance, Loans, Credit, Underwriting, Credit Analysis, Portfolio Management, Banking
Education
University of Miami
B.A., Psychology
Hillel Academy
VirtualBank Loss Share CoordinatorSabadell United BankAugust 2011 - August 2013
VirtualBank, a Division of Lydian Private Bank March 2008 - August 2011
Ocwen Financial Corporation January 2006 - March 2008
Delray Medical Center 2004 - 2006
Skills
FHA, Loss Mitigation, Residential Mortgages, Mortgage Lending, Leadership, Foreclosures, Mortgage Banking, Loan Servicing, FDIC Loss Share, Asset Management, Vendor Management, Finance, Loans, Credit, Underwriting, Credit Analysis, Portfolio Management, Banking
Education
University of Miami
B.A., Psychology
Hillel Academy
Brian Hochella's VirtualBank Experience 2006 - 2008
Job Diagnostic Imaging Specialist at Sound Eklin
Industry Veterinary
Experience
Sound Eklin December 2013 - Present
Heska Corporation 2010 - 2013
Antech Diagnostics 2008 - 2010
VirtualBank 2006 - 2008
AmeriPath 1999 - 2006
Skills
Sales, Medical Devices, Sales Management, Market Development, Hardware Diagnostics, Selling Skills, Cold Calling, Capital Equipment, Product Launch, Veterinary Medicine, Sales Operations, Sales Force Development
Education
Shippensburg University of Pennsylvania 1986 — 1990
Wilson Area High School 1982 — 1986
Sound Eklin December 2013 - Present
Heska Corporation 2010 - 2013
Antech Diagnostics 2008 - 2010
VirtualBank 2006 - 2008
AmeriPath 1999 - 2006
Skills
Sales, Medical Devices, Sales Management, Market Development, Hardware Diagnostics, Selling Skills, Cold Calling, Capital Equipment, Product Launch, Veterinary Medicine, Sales Operations, Sales Force Development
Education
Shippensburg University of Pennsylvania 1986 — 1990
Wilson Area High School 1982 — 1986
James Sarner's VirtualBank Experience 2003 - 2007
Job Vice President, Secondary Marketing & Loan Sales Manager
Industry Financial Services
Experience
Seacoast National Bank March 2007 - Present
Lydian Mortgage September 2003 - April 2007
Lydian 2004 - 2007
VirtualBank 2003 - 2007
D.A. Collins Construction Company May 1998 - May 2003
Skills
Banking, Contract Negotiation, Credit, Credit Analysis, Crystal Reports, Data Analysis, Data Warehousing, Executive Management, Financial Analysis, Loan Origination, Loans, Management, Microsoft SQL Server, Mortgage Banking, Mortgage Lending, Project Management
Education
Loyola College in Maryland 1998 — 2002
Bachelor of Science, Computer Science
Seacoast National Bank March 2007 - Present
Lydian Mortgage September 2003 - April 2007
Lydian 2004 - 2007
VirtualBank 2003 - 2007
D.A. Collins Construction Company May 1998 - May 2003
Skills
Banking, Contract Negotiation, Credit, Credit Analysis, Crystal Reports, Data Analysis, Data Warehousing, Executive Management, Financial Analysis, Loan Origination, Loans, Management, Microsoft SQL Server, Mortgage Banking, Mortgage Lending, Project Management
Education
Loyola College in Maryland 1998 — 2002
Bachelor of Science, Computer Science
Robert Finn's VirtualBank Experience 2004 - 2006
Job Vice President, Divisional Portfolio Lending Leader at Wells Fargo Home Mortgage
Industry Financial Services
Experience
Wells Fargo Home Mortgage June 2010 - Present
Wells Fargo Home Mortgage June 2008 - June 2010
GreenPoint Mortgage 2007 - February 2008
Decision One Mortgage, a subsidiary of HSBC January 2006 - July 2007
HSBC Mortgage Services 2005 - 2007
VirtualBank 2004 - 2006
Skills
Mortgage Lending, Process Improvement, Loans, Leadership, Credit, Underwriting, Banking, Mortgage Banking, Loan Origination, Sales, Refinance, Residential Mortgages, FHA, Mortgage Underwriting, Portfolio Management
Education
Canisius College 1987 — 1991
Accounting/Finance
Wells Fargo Home Mortgage June 2010 - Present
Wells Fargo Home Mortgage June 2008 - June 2010
GreenPoint Mortgage 2007 - February 2008
Decision One Mortgage, a subsidiary of HSBC January 2006 - July 2007
HSBC Mortgage Services 2005 - 2007
VirtualBank 2004 - 2006
Skills
Mortgage Lending, Process Improvement, Loans, Leadership, Credit, Underwriting, Banking, Mortgage Banking, Loan Origination, Sales, Refinance, Residential Mortgages, FHA, Mortgage Underwriting, Portfolio Management
Education
Canisius College 1987 — 1991
Accounting/Finance
Rob Cartagine's VirtualBank Experience November 2008 - September 2009
Job CoFounder, Lead Developer at AppBurst
Industry Information Technology and Services
Experience
AppBurst July 2009 - Present
VirtualBank November 2008 - September 2009
Greensight April 2008 - November 2008
United States Air Force August 2001 - May 2005
Education
University of Phoenix 2004 — 2008
AppBurst July 2009 - Present
VirtualBank November 2008 - September 2009
Greensight April 2008 - November 2008
United States Air Force August 2001 - May 2005
Education
University of Phoenix 2004 — 2008
Erika Lefkowitz's VirtualBank Experience 2000 - 2001
Job Contract Underwriter
Industry Financial Services
Experience
Independent Consultant for Jamberry November 2014 - Present
Lydian Data Services January 2003 - April 2005
Credit Suisse 2003 - 2005
VirtualBank Mortgage January 2001 - September 2002
Taylor, Bean & Whitaker January 2000 - January 2001
VirtualBank 2000 - 2001
xSouthTrust Mortage 1999 - 2000
PMCC Mortgage 1999 - 1999
American Home Mortgage March 1997 - October 1998
Skills
Mortgage Lending, Loans, Loan Origination, Mortgage Banking, Credit Analysis, Residential Mortgages, Underwriting, Credit, Refinance, FHA, Banking, Due Diligence, FHA financing, Loan Servicing, Mortgage Underwriting, VA loans
Education
Florida Atlantic University 1990 — 1993
Bachelor of Arts (BA), Humanities w/concentration in History
Florida State University 1989 — 1990
Palm Beach Gardens High School 1983 — 1987
Independent Consultant for Jamberry November 2014 - Present
Lydian Data Services January 2003 - April 2005
Credit Suisse 2003 - 2005
VirtualBank Mortgage January 2001 - September 2002
Taylor, Bean & Whitaker January 2000 - January 2001
VirtualBank 2000 - 2001
xSouthTrust Mortage 1999 - 2000
PMCC Mortgage 1999 - 1999
American Home Mortgage March 1997 - October 1998
Skills
Mortgage Lending, Loans, Loan Origination, Mortgage Banking, Credit Analysis, Residential Mortgages, Underwriting, Credit, Refinance, FHA, Banking, Due Diligence, FHA financing, Loan Servicing, Mortgage Underwriting, VA loans
Education
Florida Atlantic University 1990 — 1993
Bachelor of Arts (BA), Humanities w/concentration in History
Florida State University 1989 — 1990
Palm Beach Gardens High School 1983 — 1987
Dylan Rodriguez's VirtualBank Experience August 2009 - May 2010
Job Senior Digital Account Executive at Orlando Sentinel
Industry Marketing and Advertising
Experience
Orlando Sentinel August 2014 - Present
Regions Mortgage May 2013 - August 2014
Home Lending Source February 2011 - May 2013
Sun West Mortgage Company April 2010 - February 2011
VirtualBank August 2009 - May 2010
Unison Site Management August 2008 - July 2009
VirtualBank December 2006 - September 2007
Goldstar Financial May 1997 - December 2006
Skills
SEO, SEM, Display Advertising, Digital Marketing, Advertising Sales, Email Marketing, Sales, Marketing, Social Media Marketing, Advertising, Google Adwords, Loans, Account Management, Mortgage Lending, Banking, Reverse Mortgages, Online Advertising, Finance, Mortgage Banking, Residential Mortgages, Secondary Market, Wholesale Lending, Investor Relations
Education
Stetson University 1999 — 2003
Bachelor of Arts (B.A.), Business Administration and Management, General
Orlando Sentinel August 2014 - Present
Regions Mortgage May 2013 - August 2014
Home Lending Source February 2011 - May 2013
Sun West Mortgage Company April 2010 - February 2011
VirtualBank August 2009 - May 2010
Unison Site Management August 2008 - July 2009
VirtualBank December 2006 - September 2007
Goldstar Financial May 1997 - December 2006
Skills
SEO, SEM, Display Advertising, Digital Marketing, Advertising Sales, Email Marketing, Sales, Marketing, Social Media Marketing, Advertising, Google Adwords, Loans, Account Management, Mortgage Lending, Banking, Reverse Mortgages, Online Advertising, Finance, Mortgage Banking, Residential Mortgages, Secondary Market, Wholesale Lending, Investor Relations
Education
Stetson University 1999 — 2003
Bachelor of Arts (B.A.), Business Administration and Management, General
John Glassie's VirtualBank Experience August 2004 - October 2005
Job Complaint Specialist II at Depuy Synthes Companies of Johnson & Johnson
Industry Medical Devices
Experience
DePuy Synthes Power Tools, Companies of Johnson & Johnson August 2014 - Present
DePuy Synthes Power Tools, Johnson & Johnson October 2012 - July 2014
Synthes August 2011 - October 2012
Synthes April 2011 - August 2011
Synthes October 2010 - April 2011
The Anspach Effort, Inc July 2006 - October 2010
The Anspach Effort, Inc October 2005 - July 2006
VirtualBank August 2004 - October 2005
US Army May 2001 - July 2004
Skills
Trade Shows, Strategic Planning, Program Management, Team Building, Process Improvement, Analysis, Leadership, Microsoft Excel, Negotiation, Budgets, Cross-functional Team..., Operations Management, Logistics, Research, Meeting Planning, Outlook, Coaching, Marketing Strategy, Policy, Event Management, New Business Development, Microsoft Word, Risk Management, Change Management, Organizational..., Customer Service, Forecasting, Training, Business Strategy, Market Research, Marketing, Management, Team Leadership, Project Management, Medical Devices, Product Development, Product Launch, Strategy, Contract Negotiation, Palisades, Account Management, Microsoft Office, Event Planning, EtQ - Enterprise..., Trend Analysis, SAP, Cognos, SAP BI, Report Design
Education
Nova Southeastern University 2011 — 2012
M.S. National Security Affairs, International Relations, 4.0
Nova Southeastern University 2010 — 2011
Graduate Certificate, Human Resources Development
Nova Southeastern University 2007 — 2011
M.S. Leadership Studies, Business
Florida Atlantic University 2005 — 2006
Bachelors, Public Management
Army Institute for Professional Development 2001 — 2004
Continuing Education Coursework, Logistics, Materials, and Supply Chain Management
Defense Acquisition University 2002 — 2002
Contracting 101, Defense Contracting
U.S. Army Quartermaster School 2001 — 2001
Logistics, MOS 92Y
Palm Beach State College 2000 — 2001
Associate of Arts (AA), General Studies
Palm Beach Gardens High School 1996 — 1997
High School Diploma, General Studies
Jupiter High School 1994 — 1995
High School Diploma, Environmental Science
DePuy Synthes Power Tools, Companies of Johnson & Johnson August 2014 - Present
DePuy Synthes Power Tools, Johnson & Johnson October 2012 - July 2014
Synthes August 2011 - October 2012
Synthes April 2011 - August 2011
Synthes October 2010 - April 2011
The Anspach Effort, Inc July 2006 - October 2010
The Anspach Effort, Inc October 2005 - July 2006
VirtualBank August 2004 - October 2005
US Army May 2001 - July 2004
Skills
Trade Shows, Strategic Planning, Program Management, Team Building, Process Improvement, Analysis, Leadership, Microsoft Excel, Negotiation, Budgets, Cross-functional Team..., Operations Management, Logistics, Research, Meeting Planning, Outlook, Coaching, Marketing Strategy, Policy, Event Management, New Business Development, Microsoft Word, Risk Management, Change Management, Organizational..., Customer Service, Forecasting, Training, Business Strategy, Market Research, Marketing, Management, Team Leadership, Project Management, Medical Devices, Product Development, Product Launch, Strategy, Contract Negotiation, Palisades, Account Management, Microsoft Office, Event Planning, EtQ - Enterprise..., Trend Analysis, SAP, Cognos, SAP BI, Report Design
Education
Nova Southeastern University 2011 — 2012
M.S. National Security Affairs, International Relations, 4.0
Nova Southeastern University 2010 — 2011
Graduate Certificate, Human Resources Development
Nova Southeastern University 2007 — 2011
M.S. Leadership Studies, Business
Florida Atlantic University 2005 — 2006
Bachelors, Public Management
Army Institute for Professional Development 2001 — 2004
Continuing Education Coursework, Logistics, Materials, and Supply Chain Management
Defense Acquisition University 2002 — 2002
Contracting 101, Defense Contracting
U.S. Army Quartermaster School 2001 — 2001
Logistics, MOS 92Y
Palm Beach State College 2000 — 2001
Associate of Arts (AA), General Studies
Palm Beach Gardens High School 1996 — 1997
High School Diploma, General Studies
Jupiter High School 1994 — 1995
High School Diploma, Environmental Science
Orville Osbourne's VirtualBank Experience 2003 - 2005
Job Owner, Founder at Digital Menu Network, Inc.
Industry Information Technology and Services
Experience
CareerMatch360 September 2014 - Present
Digital Menu Network, Inc. January 2013 - Present
TalentMine, LLC August 2005 - November 2012
Kenexa 2011 - 2012
Cross Match Technologies 2004 - 2005
VirtualBank 2003 - 2005
Skills
T-SQL, Agile Methodologies, Software Development, Microsoft SQL Server, SharePoint, Web Development, Web Application, Mobile Applications, ASP.NET, VB.NET, Web Applications, Web Services, .NET, Business Intelligence, CSS, HTML, C#, Leadership, JavaScript, XML, Software Project..., Scrum, SQL, jQuery, AJAX, Databases, Networking, Program Management, Visio, Team Building, Customer Service, Strategic Planning, SDLC, Consulting, Integration, Management
Education
Florida Atlantic University
Palm Beach Community College
CareerMatch360 September 2014 - Present
Digital Menu Network, Inc. January 2013 - Present
TalentMine, LLC August 2005 - November 2012
Kenexa 2011 - 2012
Cross Match Technologies 2004 - 2005
VirtualBank 2003 - 2005
Skills
T-SQL, Agile Methodologies, Software Development, Microsoft SQL Server, SharePoint, Web Development, Web Application, Mobile Applications, ASP.NET, VB.NET, Web Applications, Web Services, .NET, Business Intelligence, CSS, HTML, C#, Leadership, JavaScript, XML, Software Project..., Scrum, SQL, jQuery, AJAX, Databases, Networking, Program Management, Visio, Team Building, Customer Service, Strategic Planning, SDLC, Consulting, Integration, Management
Education
Florida Atlantic University
Palm Beach Community College
Greg Cutuli's VirtualBank Experience 2000 - 2006
Job Vice President Alterra Home Loans
Industry Financial Services
Experience
Alterra Home Loans November 2014 - Present
Napa Smith Brewery and Winery 2007 - 2010
VirtualBank 2000 - 2006
CFI Mortgage 1998 - 2000
Skills
Mortgage Banking, Residential Mortgages, Loan Origination, Mortgage Lending, FHA, Banking, Sales Management, Sales, Refinance, Marketing Strategy, New Business Development, Investment Properties, Loans, Real Estate, Finance, USDA Rural Housing, VA Loans, First Time Home Buyers, non warrantable condos, Construction to perm..., FHA Financing, 203K, Jumbos, Super Jumbos, Credit, Credit Analysis, Management
Education
California State University-Long Beach 1976 — 1978
Bachelor of Science (B.S.), Economics
California State University at Long Beach, Go 49ers !!!!! 1974 — 1976
Bachelor's degree, Applied Economics
Santa Clara University
Santa Clara University
Alterra Home Loans November 2014 - Present
Napa Smith Brewery and Winery 2007 - 2010
VirtualBank 2000 - 2006
CFI Mortgage 1998 - 2000
Skills
Mortgage Banking, Residential Mortgages, Loan Origination, Mortgage Lending, FHA, Banking, Sales Management, Sales, Refinance, Marketing Strategy, New Business Development, Investment Properties, Loans, Real Estate, Finance, USDA Rural Housing, VA Loans, First Time Home Buyers, non warrantable condos, Construction to perm..., FHA Financing, 203K, Jumbos, Super Jumbos, Credit, Credit Analysis, Management
Education
California State University-Long Beach 1976 — 1978
Bachelor of Science (B.S.), Economics
California State University at Long Beach, Go 49ers !!!!! 1974 — 1976
Bachelor's degree, Applied Economics
Santa Clara University
Santa Clara University
Steve Carbone's VirtualBank Experience January 2000 - January 2002
Job Branch Manager at Atlantic Financial Services
Industry Financial Services
Experience
Atlantic Financial Services February 2013 - Present
Federal Financial Services January 2009 - February 2013
American Credit Acceptance January 2008 - March 2009
AmeriCredit January 2007 - January 2008
AutoUse January 2004 - January 2007
Triad Financial October 2002 - January 2004
WFS Financial January 2002 - October 2002
VirtualBank January 2000 - January 2002
Banc One Credit Company January 1994 - January 1999
GMAC Financial Services January 1988 - January 1993
Skills
Underwriting, Credit Analysis, Consumer Lending, Automotive, Sales Management, Loans, Credit, Account Management, Subprime, Consultative Selling, Credit Risk
Education
Eckerd College 1984 — 1988
B.A., Business Management
Eckerd College
BA, Business Management
Atlantic Financial Services February 2013 - Present
Federal Financial Services January 2009 - February 2013
American Credit Acceptance January 2008 - March 2009
AmeriCredit January 2007 - January 2008
AutoUse January 2004 - January 2007
Triad Financial October 2002 - January 2004
WFS Financial January 2002 - October 2002
VirtualBank January 2000 - January 2002
Banc One Credit Company January 1994 - January 1999
GMAC Financial Services January 1988 - January 1993
Skills
Underwriting, Credit Analysis, Consumer Lending, Automotive, Sales Management, Loans, Credit, Account Management, Subprime, Consultative Selling, Credit Risk
Education
Eckerd College 1984 — 1988
B.A., Business Management
Eckerd College
BA, Business Management
Erick Stover's VirtualBank Experience 2000 - 2000
Job Web Manager at Jacksonville University
Industry Internet
Experience
Jacksonville University February 2011 - Present
SpecterCorp, Inc December 2008 - Present
Global Quality Exchange, Inc. December 2008 - February 2009
Online Insurance Services October 2002 - August 2007
Software Industries 2000 - 2002
VirtualBank 2000 - 2000
Maingate.com 1999 - 2000
Blue Cross Blue Shield of Florida 1999 - 1999
National Aeronautics & Space Administation (NASA) 1997 - 1997
Education
University of North Florida
None
Jacksonville University February 2011 - Present
SpecterCorp, Inc December 2008 - Present
Global Quality Exchange, Inc. December 2008 - February 2009
Online Insurance Services October 2002 - August 2007
Software Industries 2000 - 2002
VirtualBank 2000 - 2000
Maingate.com 1999 - 2000
Blue Cross Blue Shield of Florida 1999 - 1999
National Aeronautics & Space Administation (NASA) 1997 - 1997
Education
University of North Florida
None
Terry Chesnick's VirtualBank Experience August 2003 - August 2005
Job Real Estate Agent at Blanchard and Calhoun Real Estate Co.
Industry Real Estate
Experience
Blanchard and Calhoun Real Estate Co. January 2006 - Present
VirtualBank August 2003 - August 2005
SUNBELT TITLE AGENCY August 2000 - August 2002
Skills
Real Estate, Buyer Representation, First Time Home Buyers, New Home Sales, REO, Mortgage Lending, Referrals, Listings
Education
Florida Atlantic University 1980 — 1982
B.A., Communications
Ocean County College 1978 — 1980
A.A., General Education
Blanchard and Calhoun Real Estate Co. January 2006 - Present
VirtualBank August 2003 - August 2005
SUNBELT TITLE AGENCY August 2000 - August 2002
Skills
Real Estate, Buyer Representation, First Time Home Buyers, New Home Sales, REO, Mortgage Lending, Referrals, Listings
Education
Florida Atlantic University 1980 — 1982
B.A., Communications
Ocean County College 1978 — 1980
A.A., General Education
Caroll Wright's VirtualBank Experience October 2006 - December 2008
Job Payroll Manager at PGA of America
Industry Sports
Experience
PGA of America January 2009 - Present
VirtualBank October 2006 - December 2008
Quick Test/Heakin December 2005 - September 2006
Ocwen Financial Corporation May 1990 - November 2005
Skills
Accounting, Payroll, Financial Reporting, Finance, Tax, ADP Payroll, Auditing, Cash Flow, Financial Analysis, Payroll Taxes, SEC filings, Outlook, Account Reconciliation, Microsoft Excel, Forecasting, General Ledger, Employee Benefits, Human Resources
Education
American Payroll Association - CPP 2007 — 2012
Certified Payroll Professional, CPP
Palm Beach Atlantic University 1999 — 2001
BS, Organizational Management
John I Leonard High School
Palm Beach Community College
Accounting, Accounting / Business
PGA of America January 2009 - Present
VirtualBank October 2006 - December 2008
Quick Test/Heakin December 2005 - September 2006
Ocwen Financial Corporation May 1990 - November 2005
Skills
Accounting, Payroll, Financial Reporting, Finance, Tax, ADP Payroll, Auditing, Cash Flow, Financial Analysis, Payroll Taxes, SEC filings, Outlook, Account Reconciliation, Microsoft Excel, Forecasting, General Ledger, Employee Benefits, Human Resources
Education
American Payroll Association - CPP 2007 — 2012
Certified Payroll Professional, CPP
Palm Beach Atlantic University 1999 — 2001
BS, Organizational Management
John I Leonard High School
Palm Beach Community College
Accounting, Accounting / Business
Herb Castellano's VirtualBank Experience September 2003 - June 2008
Job Vice President Residential Lending at Florida Community Bank NMLS#499884
Industry Banking
Experience
Florida Community Bank January 2011 - Present
Valley Bank June 2008 - January 2011
VirtualBank September 2003 - June 2008
Skills
Mortgage Lending, Loans, Credit, Commercial Lending, Banking, Credit Analysis, Commercial Banking, Small Business Lending, Mortgage Banking, Loan Origination, Consumer Lending, Underwriting, Portfolio Management, Credit Risk, Risk Management, Financial Analysis, Lines Of Credit, Retail Banking, Refinance, FHA, Residential Mortgages, Management, Private Banking, Strategic Planning, Real Estate, Asset Based Lending, Commercial Mortgages
Education
Florida International University
Bachelor's degree
Florida Community Bank January 2011 - Present
Valley Bank June 2008 - January 2011
VirtualBank September 2003 - June 2008
Skills
Mortgage Lending, Loans, Credit, Commercial Lending, Banking, Credit Analysis, Commercial Banking, Small Business Lending, Mortgage Banking, Loan Origination, Consumer Lending, Underwriting, Portfolio Management, Credit Risk, Risk Management, Financial Analysis, Lines Of Credit, Retail Banking, Refinance, FHA, Residential Mortgages, Management, Private Banking, Strategic Planning, Real Estate, Asset Based Lending, Commercial Mortgages
Education
Florida International University
Bachelor's degree
Melissa Sevcik's VirtualBank Experience 2004 - 2006
Job Manager of Accounting & Analysis at TBC Corporation
Industry Automotive
Experience
TBC Corporation August 2006 - Present
VirtualBank 2004 - 2006
Skills
JD Edwards, General Ledger, Sarbanes-Oxley Act, Account Reconciliation, Hyperion Enterprise, Financial Reporting, Accounts Payable, Accounting, Internal Controls, Accounts Receivable, Fixed Assets, Great Plains Software, Accruals, Auditing, Forecasting, SAP, Inventory Analysis, ASW, Epicor, Rebates, Data Analysis, Business Analysis, Microsoft Excel, Microsoft Access
Education
Florida Atlantic University
Bachelor of Business Administration (BBA), Finance
Florida Atlantic University
Bachelor of Business Administration (B.B.A.), Real Estate
TBC Corporation August 2006 - Present
VirtualBank 2004 - 2006
Skills
JD Edwards, General Ledger, Sarbanes-Oxley Act, Account Reconciliation, Hyperion Enterprise, Financial Reporting, Accounts Payable, Accounting, Internal Controls, Accounts Receivable, Fixed Assets, Great Plains Software, Accruals, Auditing, Forecasting, SAP, Inventory Analysis, ASW, Epicor, Rebates, Data Analysis, Business Analysis, Microsoft Excel, Microsoft Access
Education
Florida Atlantic University
Bachelor of Business Administration (BBA), Finance
Florida Atlantic University
Bachelor of Business Administration (B.B.A.), Real Estate
Delois Donovan's VirtualBank Experience February 2007 - March 2008
Job Banking Professional
Industry Banking
Experience
Q capital Stategies, LLc June 2008 - March 2010
VirtualBank February 2007 - March 2008
HearUSA July 2005 - January 2007
FirstBank VI (acquired JPMorgan Chase Virgin Islands branches) November 2002 - June 2005
JPMorgan Chase October 1980 - November 2002
Skills
Cash Management, Customer Service, Banking, Training, Bank Secrecy Act, Teamwork, Microsoft Office, Internal Audit
Education
University of Phoenix
Bachelor, Business Management
Q capital Stategies, LLc June 2008 - March 2010
VirtualBank February 2007 - March 2008
HearUSA July 2005 - January 2007
FirstBank VI (acquired JPMorgan Chase Virgin Islands branches) November 2002 - June 2005
JPMorgan Chase October 1980 - November 2002
Skills
Cash Management, Customer Service, Banking, Training, Bank Secrecy Act, Teamwork, Microsoft Office, Internal Audit
Education
University of Phoenix
Bachelor, Business Management
Hakan Aras's VirtualBank Experience September 2005 - March 2006
Job CEO at Turkish Point
Industry Information Technology and Services
Experience
Turkish Point May 2013 - January 2015
JDi Data Corporation October 2007 - May 2013
Global Response July 2006 - October 2007
VirtualBank September 2005 - March 2006
Verio April 2005 - December 2005
Bosch Turkey July 1999 - November 1999
Skills
Software Development, Microsoft SQL Server, ASP.NET, C#, ASP.NET MVC, JavaScript, Software Project..., .NET, Web Services, jQuery, IIS, OOP
Education
Boğaziçi Üniversitesi / Bogazici University
Computer Programming
Turkish Point May 2013 - January 2015
JDi Data Corporation October 2007 - May 2013
Global Response July 2006 - October 2007
VirtualBank September 2005 - March 2006
Verio April 2005 - December 2005
Bosch Turkey July 1999 - November 1999
Skills
Software Development, Microsoft SQL Server, ASP.NET, C#, ASP.NET MVC, JavaScript, Software Project..., .NET, Web Services, jQuery, IIS, OOP
Education
Boğaziçi Üniversitesi / Bogazici University
Computer Programming