Wachovia Mortgage
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Wachovia Mortgage Employees
Southeast Mortgage of Georgia, Inc. April 2014 - Present
Wells Fargo Home Mortgage March 2009 - March 2014
Wachovia Mortgage February 2007 - March 2009
Opteum Financial Services August 2004 - February 2007
Consolidated Realty May 1988 - December 1991
The Coca-Cola Company August 1978 - March 1988
Skills
Mortgage Lending, Non-Conforming, Finance, FHA financing, VA loans, Home Equity Loans, Refinance, Loan Origination, USDA, Short Sales, Foreclosures, HUD Foreclosures, Loans, REO, Government Loans, Mortgage Underwriting, Residential Mortgages, Real Estate Investor, Construction Loans, Reverse Mortgages, Debt Consolidation
Education
Georgia State University - J. Mack Robinson College of Business 1983 — 1986
MBA, Marketing
The University of Georgia 1975 — 1978
BS, Food Science
Marietta High School 1968 — 1972
High School
Franklin American Mortgage Company May 2013 - Present
Jamison Company Real Estate January 2013 - May 2013
Sport Clips Haircuts August 2012 - May 2013
Security National Bank of South Dakota May 2008 - July 2012
Wachovia Mortgage 2005 - 2008
American Home Mortgage 2004 - 2005
Thune for Senate January 2002 - November 2004
Cherry Creek Mortgage Company 2003 - 2004
Home Federal Savings Bank 1988 - 2001
Skills
Credit, Research, Mortgage Lending, Compliance, Banking, Underwriting, Real Estate, FHA, Public Speaking, Purchase, Customer Relations, Customer Service, Team Building, Negotiation, Refinance, First Time Home Buyers, Strategic Planning, Fundraising, Budgeting, Residential, Home, Investment Properties, Operations Management, New Business Development, Marketing Strategy, VA, Financial Analysis, Loan Origination, Process Improvement, Event Planning, USDA, Condos, Public Relations, Residential Mortgages, Sellers, Referrals, Management, Marketing, FHA financing, Credit Analysis, Sales, Certified Mortgage..., Finance, Short Sales, VA loans, Risk Management, Real Estate Transactions, Selling, Real Estate Economics, REO
Education
American Institute of Banking 1990 — 1992
National American University
Nettleton Business School
Nettleton Business School
Newcastle Public School
Highschool
Monarch Mortgage-The Nash Team September 2014 - Present
George Mason Mortgage, LLC January 2014 - September 2014
George Mason Mortgage, LLC August 2013 - September 2014
Fulton Mortgage Company September 2009 - August 2013
Wachovia Mortgage 2007 - 2009
GMAC Mortgage March 2007 - October 2007
Mortgage Power/National City Mortgage June 2006 - March 2007
SunTrust Mortgage September 2005 - June 2006
Skills
First Time Home Buyers, Loans, FHA, Mortgage Lending, Condos, Jumbo Mortgage, Construction Loans, Banking, Finance, Refinance, Sales, Residential Homes, Mortgage Banking, Property, Residential Mortgages, VA loans, USDA, Loan Origination, Government Loans, Referrals, Certified Mortgage..., Real Estate Financing, Credit, FHA financing, Investment Properties, VA Loans
Education
Virginia Commonwealth University 2003 — 2005
B.S., Business/HR Management
Peace College 2002 — 2003
Business
E*TRADE Financial Corporation June 2014 - Present
The Juice Plus+ Company February 2013 - Present
SunTrust Bank December 2011 - June 2014
Wells-Fargo February 2010 - July 2011
Wachovia Mortgage (A Wells-Fargo Company) October 2006 - February 2010
Wachovia Mortgage January 2003 - October 2006
Wachovia Mortgage (formerly First Union Mortgage Corporation) May 2000 - January 2003
First Union Mortgage Corporation June 1999 - May 2000
First Union Mortgage Corporation April 1998 - June 1999
Capital Mortgage Corporation 1996 - 1998
Skills
Software Documentation, SharePoint, SDLC, Access, Business Analysis, User Acceptance Testing, Program Management, Troubleshooting, Process Improvement, Analysis, Help Desk Support, Vendor Management, Technical Support, Call Centers, Security, Training, Management, Leadership, Banking, Windows, Business Requirements, Quality Assurance, Testing, Customer Service, BMC Remedy, Visio, Databases, Networking, Team Building, Customer Satisfaction, Citrix, Windows XP, Telecommunications, XP, Microsoft Office, Unix Security, CyberArk, IBM Tivoli, Microsoft Exchange, Centrify, IIS, CompTIA A+ Certification, Certified Lean Six...
Education
North Carolina Agricultural and Technical State University
Bachelor of Science, Business Administration (Marketing)
North Carolina Central University
Master of Business Administration, General Business Management
LTC Real Estate Inc. January 2013 - Present
BULLDOG FINANCIAL SERVICES May 2008 - Present
MetLife Investors April 2009 - October 2010
Wachovia Mortgage March 2008 - October 2008
First Franklin (Merrill Lynch) September 2003 - March 2008
THE MORTGAGE WAREHOUSE December 2001 - September 2003
Skills
Finance, Real Estate Negotiating, Portfolio Development
Education
Temple University 1993 — 1995
MBA, Finance
California University of Pennsylvania 1989 — 1993
BS, Marketing
Forsythe Appraisals, LLC 2009 - Present
Wachovia Mortgage 2006 - 2008
World Savings and Loan 2002 - 2005
Skills
Review appraisal, Gross income multipliers, Income Capitalization, Highest and Best use, Environmental issues, Manufactured Housing, New construction, Multi-family, Property inspection, Building components, Depreciation, Resource development, strategic planning, Analyze and resolve..., Examine records of..., Real Estate, Residential Homes, Appraisals, Sellers, Loans
Education
Fort Lewis College
Bachelor of Arts (B.A.), Social Sciences
Columbia Institue
Morehouse College April 2009 - Present
SunTrust Mortgage January 2008 - October 2008
XINNIX 2005 - 2007
Wachovia mortgage 1995 - 2005
Skills
Mortgage Lending, Mortgage Banking, Program Development, Grant Management, Budget Analysis, International Program..., Financial Analysis, Loan Origination, Loans, Residential Mortgages, Credit, Banking, Credit Analysis, Budgets, Management, Grants, International..., Program Management, Finance
Education
Hampton University 1987 — 1991
BS, Finance
Wells Fargo Home Mortgage March 2013 - Present
Wells Fargo Home Mortgage March 2013 - Present
Floormasters inc June 2010 - March 2013
Wells Fargo Home Mortgage August 2008 - March 2009
Wachovia/Wells Fargo August 2008 - March 2009
Wachovia Mortgage April 2007 - August 2008
World Savings/Wachovia April 2007 - February 2008
Countrywide Home Loans February 2006 - June 2006
Irwin Home Equity November 1998 - August 2005
Skills
Customer Service, FHA, Loans, Mortgage Lending, Team Building, Accounts Receivable, Credit, Customer Retention, Funding, Management, Microsoft Office, Mortgage Banking, Portfolio Management, REO, Real Estate, Sales, Training
Education
American School of Mortgage Banking
Certification, Loan Processing
Califiornia School of Real Estate
Chabot College
Real Estate Careers of California
Certification, Real Estate
School of Mortgage Banking
Florida Dept. of Highway Safety and Motor Vehicles August 2009 - March 2013
US Army March 2003 - July 2010
Wachovia Mortgage January 2008 - October 2008
Skills
Policy, Research, Government, Teaching, Risk Management, Microsoft Excel, Microsoft Office, Analysis, Local Government, PowerPoint, Microsoft Word, Data Analysis, Leadership
Education
Keller Graduate School of Management of DeVry University 2013 — 2014
Master of Business Administration (MBA), Information Security
DeVry University-Florida 2012 — 2013
Bachelor of Science (BS), Technical Management
Strayer University-Florida 2010 — 2012
Associate of Arts (A.A.), Management Information Systems, General
DaVTravel September 2011 - Present
The Hunt Institute March 2008 - Present
Wachovia Mortgage October 2005 - March 2008
Radisson Hotel Research Triangle Park 2007 - 2008
MainStay Suites May 1999 - February 2004
Wright's Investors' Service - 1986 - 1989
Skills
Event Planning, Non-profits, Community Outreach, Budgets, Research, Customer Service, Microsoft Office, Public Speaking, Microsoft Excel, Accounts Receivable, Policy, Fundraising, Policy Analysis, Event Management, Strategic Planning, Project Management, Grant Writing, Travel Management, Business Travel, Leisure Travel, Travel Arrangements, Travel, Nonprofits
Education
Wake Technical Community College 1996 — 1998
AAS, Hotel and Restaurant Management
Adelphi University 1983 — 1985
Banking and Money Management
Washington Trust Bank September 2014 - Present
LoanStar Home Lending (PRMI NW) May 2013 - September 2014
Primary Residential Mortgage May 2013 - November 2013
Academy Mortgage Corporation July 2012 - May 2013
American Equity Mortgage August 2010 - July 2012
Wachovia Mortgage October 2006 - October 2008
Lime Financial February 2006 - October 2006
EquiFirst December 2004 - February 2006
Mortgage Lenders Network August 2002 - November 2004
Aames Home Loan August 2000 - July 2002
Skills
Mortgage Lending, Refinance, Mortgage, Conventional, USDA, Mortgage Industry, Mortgage Banking, Conforming, Loans, Loan Origination, Residential Mortgages, Mortgage Planning, FHA financing, Credit, Purchase, First Time Home Buyers, Debt Consolidation, Banking, Investment Properties, Rates, Refinance Transactions, VA Financing, Building Relationships, Business Development, Networking, Key Account Development, Leadership, Underwriting, Certified Mortgage..., VA loans, Real Estate, Finance, Selling, Sales, Reverse Mortgages, FHA, Government Loans, Home Equity Loans, Real Estate Financing, Mortgage Marketing, Construction Loans, Home Equity Lines of..., Commercial Mortgages, Mortgage Underwriting, Credit Analysis, Mortgage Servicing, Commercial Lending, Loan Servicing, Real Estate Economics, Loss Mitigation
Education
Boise State University 1986 — 1988
Business/Banking
American Bancshares Mortgage, LLC September 2015 - Present
TotalBank May 2011 - April 2015
TD January 2010 - May 2011
Wells Fargo Home Mortgage January 2008 - December 2010
Regions Bank January 2007 - December 2007
Wachovia Mortgage January 2003 - December 2007
Skills
Foreign National Loans, Jumbo Mortgage, Conventional Loans, Spanish-speaking, Portuguese translation..., Credit Analysis, Credit, Mortgage Lending, Banking, Management, Underwriting, Loans, Customer Service, Finance, Real Estate, Commercial Lending, Residential Mortgages, FHA, Refinance, Consumer Lending, Commercial Mortgages, Loan Origination, Mortgage Marketing, USDA, FHA financing, Reverse Mortgages, Small Business Lending, FHA Financing
Education
Broward Community College 1993 — 1995
Bachelor of Business Administration (B.B.A.)
Gold Coast Schools
Mortgage Loan Originator, Finance, General
HomeFirst Mortgage Corp. June 2013 - Present
Continental Mortgage & Investment Corp. July 2012 - May 2013
Access National Mortgage August 2010 - July 2012
Wachovia Mortgage October 2004 - December 2007
Washington Mutual/North American Mortgage July 1998 - September 2004
Mortgage Investment Corporation March 1997 - June 1998
First Potomac Mortgage March 1996 - March 1997
Prosperity Mortgage June 1994 - March 1996
Ryland Mortgage September 1992 - June 1994
Long & Foster 1986 - 1989
Skills
FHA, Mortgage Lending, First Time Home Buyers
Education
Hofstra University
Liberal Arts
Save A Kid Foundation December 2014 - Present
Family Law Financial Analytics September 2013 - Present
Beach Capital April 2011 - Present
Wells Fargo Dealer Services January 2009 - April 2011
Wachovia Dealer Services December 2001 - January 2009
Wachovia Mortgage May 1997 - December 2001
Lockheed Martin Aeronautics July 1985 - June 1996
US Navy 1980 - 1991
Skills
Strategy Development, Strategic Planning, Business Planning, International Business, International Management, Banking, Aerospace/Defense, Flight Test, Flight Operations, Military Experience, Corporate Finance, Financial Management, Financial Systems, Financial Systems..., Hyperion Enterprise, Hyperion FM, Oracle Financials, Callidus, Financial Accounting, Compensation Planning, Product Strategy, Risk Assessment, Operational Risk, Executive Reporting, Corporate Treasury, Treasury Services, Expense Control, Expense Reduction, Business Expansion, Pricing Strategy, Funds Transfer Pricing, Essbase, product profitability, Activity Based Costing, Sales Planning, Fundraising, Controller, Financial Control, ALLL, Cost Accounting, Cost Allocation, Expert Testimony, Moody's economy.com, Product Management, Credit Analysis, Strategy, Financial Audits, Executive Management, Managerial Finance, Leadership
Education
Georgia State University 1994 — 1996
Master of Science (Finance), Corporate Finance and Investments
California State University-Northridge
Business
Chapman University
Business
REMN Wholesale October 2008 - Present
Wachovia Mortgage 1993 - October 2008
Wachovia Bank 1993 - 2008
World Savings 1993 - 2006
Wachovia 1993 - October 2003
GMAC 1988 - 1993
Skills
Cross-functional Team..., Leadership, Process Improvement, Management, New Business Development, Marketing, Strategic Planning, Team Leadership, Account Management, Negotiation, Training, Customer Service, Banking, Public Speaking, Credit, Mortgage Banking, Forecasting, Coaching, Recruiting, Refinance, Sales Operations, Analysis, Sales Management, FHA, Mortgage Lending, Loans, B2B, CRM, Sales, Loan Origination, Team Building, Budgets, Sales Process, Residential Mortgages, Retail, Risk Management, Executive Management, FHA financing, Loss Mitigation, Team Management, Commercial Mortgages, VA loans, Selling, Reverse Mortgages, Commercial Lending, USDA, Business Development, Finance, Mortgage Underwriting, Time Management
Education
Fairleigh Dickinson University 1983 — 1988
Bachelor of science, Finance, Management
School
Bachelor of Applied Science (BASc), Finance
First Republic Bank April 2012 - Present
Home Savings of America February 2010 - March 2012
Wachovia Mortgage September 2003 - October 2008
Wachovia Mortgage September 2003 - October 2008
Food.com April 2000 - May 2003
Convention Management Resources November 1999 - March 2000
Hyatt April 1997 - November 1999
The Buttes Resort August 1995 - April 1997
Community Hospital and Medical Center October 1993 - August 1995
Skills
Loans, Underwriting, Team Building, Customer Service, Leadership, Training, Analysis, Management, Human Resources, Credit Analysis, New Business Development, Coaching, Mortgage Banking, Banking, Mortgage Lending, Refinance
Education
Heald Business College 2009 — 2009
Diploma, Medical Insurance Billing and Coding
Gateway Community College 1991 — 1991
Radiology
Rio Salado College 1987 — 1988
General Studies
Mesa Community College 1985 — 1986
Music Education
United States Air Force October 2014 - Present
United States Air Force September 2013 - September 2014
United States Air Force September 2012 - September 2013
United States Air Force April 2011 - August 2012
US Navy April 2010 - April 2011
United States Air Force March 2009 - April 2010
Wachovia Mortgage April 2008 - March 2009
Argent Funds Group September 2007 - April 2008
Kohl's Department Stores 2006 - 2007
Skills
Accounting, Financial Reporting, Account Reconciliation, Financial Analysis, Financial Accounting, Tax, General Ledger, Financial Statements, QuickBooks, Accounts Payable, Auditing, Accounts Receivable, GAAP, Bank Reconciliation, Peachtree, Balance, Journal Entries, Variance Analysis, Accruals, Tax Preparation, Cost Accounting
Education
University of Phoenix 2007 — 2009
Masters, Accountancy
Park University 2005 — 2007
Bachelors, Management in Accounting
Ajax Builders June 2015 - Present
High Mountain Taxi 2014 - 2015
Impala Kitchen and Bath June 2008 - December 2014
Coastal Mortgage August 2008 - June 2010
Wachovia Mortgage August 2004 - November 2007
Primerica 1984 - 2002
Skills
Sales, Marketing Strategy, Account Management, Management, Customer Service, Marketing Communications, Marketing, Leadership, Homeland Security /..., Team Building, Contract Negotiation, Business Development
Education
University of Miami 1975 — 1981
BA, Two Majors: Politics & Public Affairs and Psychology
Florida Southern College 1975 — 1976
Psychology
North Miami Senior High School
Wells Fargo Home Mortgage April 2009 - Present
NJAWBO - Bergen County Chapter 2010 - 2010
Wachovia Mortgage 2007 - 2010
Wachovia Mortgage 2007 - 2009
Skills
Mortgage Banking, Residential Mortgages, Mortgage Lending, Real Estate, Refinance, First Time Home Buyers, Selling, Residential Homes, Retail Banking, Commercial Banking, Credit Analysis, Investment Properties, Loan Origination, Loans, USDA, VA loans, Credit, FHA financing, Construction Loans, Government Loans, Mortgage Underwriting, FHA, Consumer Lending, Commercial Lending, Small Business Lending
Education
Monmouth University
RPM Mortgage Inc November 2009 - Present
Experience Unlimited, Contra Costa April 2009 - November 2009
Wachovia, A Wells Fargo Company February 2008 - November 2008
Wachovia Mortgage July 2006 - March 2008
Wachovia Mortgage, FSB 2007 - 2008
World Savings 2005 - 2006
World Savings 2003 - 2005
World Savings 1999 - 2003
Skills
Loans, Credit, Underwriting, Mortgage Lending, Operations Management, Management
Education
Holy Names University 1984 — 1986
Liberal Arts, Business
Michigan Mutual May 2015 - Present
Plaza Home Mortgage October 2013 - March 2015
EverBank November 2011 - September 2013
MGIC July 2007 - November 2011
Vertice, a division of Wachovia Securities (now Wells Fargo) 2005 - 2007
Wachovia Mortgage 2005 - 2007
AccuBanc Mortgage a division of National City Mortgage (now PNC) 2000 - 2006
Sunbelt National Mortgage, a division of First Tennessee (now MetLife) 1990 - 1998
Lomas and Nettleton (Lomas Financial Group) 1986 - 1990
Skills
Cross-functional Team..., Leadership, Team Building, Risk Management, Management, Strategic Planning, Training, Forecasting, Banking, CRM, Loans, Business Analysis, Mortgage Banking, Sales, Coaching, Budgets, Mortgage Lending, Sales Operations, Project Management, Product Development, Account Management, Analysis, Crisis Management, Customer Service, Direct Sales, FHA, Fannie Mae, FHA financing, Finance, Financial Analysis, Financial Forecasting, Government Loans, Jumbo Mortgage, Loan Origination, Leadership Development, Market Development, Mergers, Operations Management, Real Estate, Residential Mortgages, Sales Management, Selling, USDA, Technology Management, Team Leadership, FHA Financing
Education
Baylor University 1981 — 1985
Bachelor of Business Administration (B.B.A.), Finance and Real Estate
Baylor University - Hankamer School of Business 1981 — 1985
Bachelor of Business Administration, Finance and Real Estate
BOCM Appraisal Management Company April 2010 - Present
JB Appraisals October 2008 - March 2010
Wachovia World Savings September 1991 - October 2008
World Savings September 1992 - September 2008
Wachovia Mortgage 1991 - 2008
Wachovia Bank 1991 - 2008
World Savings Bank 1991 - 2008
Wachovia 1991 - 2008
Skills
Real Estate, Valuation, Property, Appraisals, Residential Homes, Single Family Homes
Education
California State University-Hayward - School of Business and Economics 1982 — 1988
Business Administration, Management
East Banks Pools and Spas April 2014 - Present
Wells Fargo Home Mortgage March 2009 - April 2014
Wachovia Mortgage March 2007 - March 2009
Wachovia 2007 - 2009
Outer Banks Chamber of Commerce 2007 - 2009
AM Financial Corp March 2004 - August 2007
Sunbelt Rentals March 1998 - March 2004
Skills
Customer Satisfaction, Finance, FHA, First Time Home Buyers, Loan Origination, Mortgage Banking, Residential Mortgages, Refinance, Banking, Investments, Credit, Investment Properties, Loans, Real Estate, Selling, VA loans, FHA financing, USDA, Mortgage Lending
Education
East Carolina University 1992 — 1995
BA, History
Manteo High School
Neighborhood Mortgage, Inc. September 2013 - Present
Grace Financial Network February 2007 - August 2013
Wachovia Mortgage March 2004 - February 2007
SouthTrust Mortgage 2001 - 2004
SouthTrust Bank March 1995 - February 2001
NorthSide Bank September 1988 - March 1995
Roswell Bank March 1979 - September 1988
Skills
Mortgage Lending, Mortgage Banking, Loans, Banking, Leadership, VA loans, Consumer Lending, Commercial Mortgages, FHA, First Time Home Buyers, Real Estate, Negotiation
Education
Louisiana State University 1972 — 1975
Slidell High School 1970 — 1972
Jonesboro High School 1969 — 1970
Wells Fargo Home Mortgage October 1998 - Present
Wells Fargo Home Mortgage October 1998 - Present
Wachovia Mortgage February 2005 - April 2009
Wachovia Bank October 1998 - February 2005
Skills
Historical Renovations, Whole House Renovations, Renovation, Renovation lending, Mortgage Lending, Loan Officers, Loan Origination, Banking, Retail Banking, Mortgage Banking, Branch Banking, Construction Loans, Conventional Financing, Government Loans, 203K, HomePath, Sales, FHA, Residential Mortgages, Credit, Loans, First Time Home Buyers, Investment Properties, Refinance
Education
Jacksonville University 1995 — 1998
Bachelor of Science (B.S.), Business Administration and Finance
Florida State College at Jacksonville 1989 — 1993
Associate's degree, Business Administration and Management, General
Wells Fargo Home Mortgage March 2009 - Present
Wachovia Mortgage December 2006 - March 2009
Countrywide Home Loans 2002 - 2006
Skills
Mortgage Banking, Underwriting, Refinance, Mortgage Lending, Reverse Mortgages, First Time Home Buyers, FHA, Residential Mortgages, Banking, Short Sales, Real Estate Financing, Credit, VA loans, Loan Origination, FHA financing, Credit Analysis, Real Estate, USDA, Sellers, Loans
Education
Montgomery County Community College 1987 — 1990
Business
Wells Fargo May 2011 - Present
Bank of America -Project Managers June 2010 - April 2011
Wachovia Mortgage 2004 - 2009
Wachovia Mortgage May 2004 - August 2007
1st Choice Mortgage December 2002 - May 2004
Tacc February 1998 - December 2002
Pool Authority, Inc. 1991 - 1997
Education
Miami Dade College
Associate of Arts
Halliburton July 2012 - Present
Wintrust Mortgage Corporation July 2011 - September 2012
Mortgage Cadence September 2010 - January 2011
Mortgage Solutions January 2010 - August 2010
SunTrust Mortgage September 2008 - January 2010
Citigroup 2004 - 2008
Colorado Mortgage Lenders Association 2004 - 2008
Citi Group 2004 - 2007
Wachovia Mortgage 2003 - 2004
Chase Home Finance 2001 - 2003
Skills
Client & Customer..., Territory Development,..., Highly Effective..., Mortgage, Loans, Credit, Loan Origination, Mortgage Industry, Sales Management, FHA, Consultative Selling, Customer Relations, Mortgage Lending, Team Building, Account Management, B2B, Management, Refinance, Sales, Underwriting, Customer Service, Selling, Mortgage Banking, Real Estate, Loss Mitigation, Financial Services, Risk Management, Residential Mortgages
Education
Haverford College 1973 — 1978
Bachelor of Arts, American Studies
The Peddie School 1969 — 1973
High School, College Prep
Verengo Solar August 2015 - Present
Stellar Solar Inc. October 2011 - August 2015
Occidental Power September 2010 - August 2011
Wachovia Mortgage June 2006 - October 2008
World Savings July 2001 - June 2006
Heritage Bank January 2000 - January 2001
Coast Commercial Bank January 1999 - January 2000
Macy's West January 1998 - January 1999
Skills
Sales, Brand Management, Administrative Work, Customer Service, Sales Management, Banking, Mortgage Lending, Solar Energy, Business Development, Renewable Energy, Customer Retention, Leadership, Strategic Planning, Negotiation, Salesforce.com, Program Administration, Alternative Energy, Management, Marketing, Marketing Strategy, Photovoltaics
Education
Kaplan University 2010 — 2012
Masters, Business Administration, Marketing
University of California, Santa Barbara 1994 — 1998
Bachelor of Arts, Law & Society
Bank of America February 2011 - Present
Bank of America September 2010 - September 2011
IBM Lender Business Process Services, Inc. January 2007 - June 2010
Wachovia Mortgage September 2001 - June 2006
Cendant Mortgage (PHH Mortgage Services) November 1997 - June 2001
Citicorp January 1995 - December 1996
Citicorp August 1993 - December 1994
JD Mortgage Advisors, Inc January 1992 - July 1993
Citicorp Mortgage January 1988 - December 1991
Citicorp 1984 - 1988
Skills
Strategy, Change Management, CRM, Financial Services, Business Development, Business Process..., Project Management, Six Sigma, Leadership, Process Improvement, Product Management, Business Strategy, Operations Management, Mortgage Lending, Cross-functional Team..., Management, Outsourcing, Training, Banking, Business Analysis, Business Process, Call Center, Program Management, Call Centers, Analytics, Finance
Education
Columbia University - Columbia Business School 1978 — 1980
MBA, Marketing
Tufts University 1974 — 1978
BA, European History, French Literature
nCino, Inc. September 2015 - Present
nCino, Inc September 2013 - September 2015
BB&T January 2011 - August 2013
Monarch Mortgage October 2009 - December 2010
Wachovia Mortgage April 2006 - September 2009
Intracoastal Realty May 2002 - April 2006
Skills
First Time Home Buyers, Mortgage Lending, Investment Properties, Real Estate, Refinance, Selling, Referrals, FHA, Loan Origination, Mortgage Banking, Residential Mortgages, USDA, VA loans, Foreclosures, FHA financing, Loans, Short Sales, Credit, Residential Homes, Condos, Investors, Sellers, Finance, Government Loans, Certified Mortgage..., Banking, Consumer Lending, Salesforce.com, Credit Analysis, Sales, Construction Loans, REO, Investments
Education
Meredith College 1993 — 1997
Bachelor of Arts, Political Science and Marketing
Watson Mortgage Corporation November 2008 - Present
Watson Realty Corp 2001 - Present
Watson Realty Corp 2001 - Present
SunTrust Mortgage Inc November 2007 - November 2008
Countrywide Home Loans May 2004 - November 2007
Countrywide KB Home Loans 2003 - 2007
wachovia April 2000 - May 2004
wachovia Mortgage 2000 - 2004
Wachovia 1986 - 2004
First Union Mortgage 1992 - 2000
Education
Florida State College at Jacksonville 1979 — 1981
Robert E Lee High School 1976 — 1979
Cross Keys Bank August 2014 - Present
Eustis Mortgage 2012 - 2014
Regions Financial Corporation 2010 - 2012
Mortgage Loan Consultants 2008 - 2009
First Horizon Home Loans 2007 - 2008
Wachovia Mortgage 2006 - 2007
Chase 1998 - 2006
Trustmark Bank 1994 - 1998
First Republic Bank 1993 - 1994
Central Bank 1985 - 1990
Skills
Mortgage Lending, Loans, FHA, Mortgage Banking, Loan Origination, VA Loans, Home Loans, Mortgage Loan Officer, FHA Financing, Banking, Conventional loans, Real Estate, Residential Homes, Refinance, VA financing, Rural Development home..., Jumbo loans, Realtor Open Houses, Credit, Construction Loans, Business Development, Finance, New Business Development, Public Relations, Underwriting, First Time Home Buyers, Investment Properties, Short Sales, Foreclosures
Education
Louisiana Tech University
Loans For Affordable Solar Energy (LFASE Working Group) - Department of Energy May 2015 - Present
PrimeLending, A PlainsCapital Company February 2015 - Present
TeeCeeO Consulting, LLC January 2014 - Present
Synovus Mortgage August 2013 - February 2015
Real Estate Mortgage Network July 2011 - July 2013
Metlife Home Loans July 2008 - July 2011
Wells Fargo Home Mortgage January 2008 - July 2008
Wachovia Mortgage December 1997 - December 2007
Skills
Residential Homes, Loans, Real Estate Transactions, Sellers, FHA, New Business Development, Mortgage Lending, Real Estate, Proficiency at..., Proven New Business..., Financial Planning for..., Finance, Mortgage Banking, First Time Home Buyers, Sales, Leadership, Loan Origination, Refinance, Management, Investment Properties
Education
Georgia State University 1977 — 1981
BBA, Finance and Real Estate
Chamblee High School, Chamblee, Ga 1972 — 1977
High School Diploma, College Prep
Wells Fargo Home Mortgage October 2012 - Present
Wells Fargo Home Mortgage April 2012 - October 2012
Wells Fargo Home Mortgage 2010 - 2012
Wells Fargo Home Mortgage January 2008 - 2010
Wachovia Mortgage June 2004 - October 2008
Skills
Mortgage Underwriting, Mortgage Lending, Residential Mortgages, Credit Risk, Tax Preparation, VA loans, FHA financing, Microsoft Office, Customer-focused Service, Employee Training, Professional Mentoring, Risk Assessment, Credit Analysis, USDA Rural Housing
Education
North Dakota State University 1998 — 2003
Bachelor of Business Administration (BBA), Accounting Minor
WR Starkey Mortgage June 2010 - Present
JPMorgan Chase 2006 - 2007
CWHL 2004 - 2006
Bank of America 2002 - 2004
American Security Mortgage 1999 - 2001
Wachovia Mortgage 1997 - 1999
Skills
Retail Banking, Mortgage Banking, Mortgage Lending, Credit, Loan Origination, Loans, Refinance, Residential Mortgages, Sales, FHA, Credit Analysis, Mortgage Marketing, USDA, VA loans, FHA financing, VA Loans, FHA Financing, Banking, Finance
Education
American University
BSBA, Accounting and Finance
Ernst & Young September 2013 - Present
Regions Mortgage March 2007 - September 2013
Wachovia Mortgage April 2005 - March 2007
Skills
Credit Analysis, Credit, Loans, FHA, First Time Home Buyers, Mortgage Banking, Finance, Loan Origination, Refinance, FHA financing, Residential Mortgages, VA loans, Consumer Lending, Sales, Banking, Real Estate Financing, Mortgage Marketing, Cross Selling, Real Estate, Government Loans, Financial Services, Auditing
Education
Florida International University 2012 — 2013
Master's degree, Accounting
Florida International University 2012 — 2012
Graduate Certificate, Accounting & Auditing, Accounting
Nova Southeastern University 2006 — 2008
MBA, Business
Florida International University 2003 — 2005
BA, Finance
The Citizens Bank November 2011 - October 2012
Bank of America February 2007 - November 2011
Wachovia Mortgage June 2005 - February 2007
Wells Fargo Home Mortgage May 2004 - June 2005
SC Telco Federal Credit Union February 1999 - January 2004
Skills
Mortgage Lending, Loan Origination, Credit, Sales Management, Residential Mortgages, FHA financing, Loans, FHA, Credit Analysis, First Time Home Buyers, Mortgage Banking, Microsoft Office
Education
Francis Marion University
Bachelor of Business Administration (BBA), Finance
Energy Transfer April 2013 - Present
Energy Transfer June 2009 - April 2013
Wachovia Mortgage 2006 - 2008
World Savings 2005 - 2006
PNM Resources 1985 - 2005
Skills
ITIL v3 Foundations..., Project Management
Education
Webster University
MA, Computer Resource Management
Eastern New Mexico University 1978 — 1983
BBA, Information Systems
PMImmersion
PMP, Project Management
American Cancer Society September 2013 - Present
American Cancer Society April 2012 - Present
American Cancer Society February 2010 - April 2012
American Cancer Society, South Atlantic Division December 2006 - February 2010
Wachovia Mortgage, Corporate Mortgage Services February 2005 - November 2006
Wachovia Mortgage June 2004 - February 2005
First Ohio Banc & Lending May 2003 - May 2004
Skills
Customer Service, Volunteer Management, Fundraising, Training, Event Management, Social Media, Community Outreach, Project Management, Event Planning, Facebook, Public Speaking, Recruiting
Education
Bowling Green State University 1999 — 2003
BSBA, Public and Institutional Administration
PNC Mortgage September 2012 - Present
Wells Fargo Home Mortgage April 2009 - August 2012
Wachovia Mortgage September 2005 - April 2009
Wachovia June 2003 - September 2005
AmSouth Bank January 2000 - May 2003
Education
Jacksonville State University 1986 — 1990
BS, Marketing
Capital one February 2012 - Present
ING DIRECT November 2010 - February 2012
Coca-Cola Enterprises January 2009 - April 2011
World Savings 2002 - 2008
Wachovia Mortgage 2001 - 2008
Wachovia Bank - World Savings Bank 2001 - 2008
Wachovia Bank 2006 - 2007
Coca-Cola Enterprises August 1994 - December 2001
Skills
Loans, Retail, PowerPoint, Problem Solving, Outlook, Inventory Management, Customer Service, Management
Education
Latin American Bible Institute 2000 — 2001
Ministerial Studies
Mt. San Antonio College 1990 — 1995
N/A, General Education/Fire Technology/ASL
Blue Cross/Blue Shield of NC March 2011 - Present
Wells Fargo Home Mortgage January 2010 - February 2011
Wachovia Mortgage August 2006 - October 2010
Wachovia Mortgage September 2003 - August 2006
Skills
Access, Databases, SQL, Business Intelligence, Software Documentation, Software Development, Project Management
Education
Bob Jones University 1995 — 2000
Masters, Psychology
Wells Fargo Home Mortgage January 2013 - January 2014
Wells Fargo Home Mortgage 2013 - 2013
PMI Mortgage Insurance Co. June 2011 - June 2012
PMI Mortgage Insurance Co. June 2011 - June 2012
American Income Life March 2009 - August 2010
Weight Watchers 2007 - 2009
Weight Watchers 2007 - 2009
Weight Watchers 2007 - 2009
Weight Watchers 2007 - 2009
Wachovia Mortgage January 1996 - October 2008
Skills
Credit, Insurance, Customer Service, Word, Mortgage Lending, Marketing, Underwriting, Leadership, Portfolio Management, Loans, Banking, Risk Management, Financial Analysis, Mortgage Banking
Education
City College of San Francisco 1980 — 1981
none, English and Political Science
Wachovia Mortgage October 2002 - October 2008
Education
Houston Baptist University 1994 — 1996
BA, Elementary Education and History
Nature's Food Market & Juice Bar September 2009 - Present
Wachovia Mortgage June 1993 - October 2012
Watson Realty Company October 1986 - June 1993
Education
Cypress College 1977 — 1984
Business Management, Real Estate, Travel Career
Team1Medical January 2009 - Present
Wachovia Mortgage 2006 - 2008
Skills
Human Resources, Temporary Placement, Applicant Tracking..., Recruiting, Temporary Staffing, Talent Acquisition, Staffing Services, Onboarding, Sourcing, Employee Relations, Contract Recruitment, College Recruiting, Technical Recruiting, Executive Search, Benefits Negotiation, Employee Benefits, Training, Payroll, Performance Management, Internet Recruiting, Customer Service, Benefits Administration, Microsoft Excel, Accounts Receivable, Interviews, Microsoft Office, PeopleSoft
Education
Florida Atlantic University 2002 — 2007
Bachelor of Arts (BA), International Business
Sinclair Community College 1999 — 2002
Associate of Arts (A.A.), Business Administration and Management, General
Full Sail University November 2011 - Present
Love Gospel Worship Center January 2008 - Present
HD Supply October 2008 - May 2010
Wachovia Mortgage July 2007 - August 2009
KYDS Youth Drama Society April 2006 - June 2006
Skills
Customer Service, PowerPoint, Nonprofits, Time Management, Facebook, Social Networking, Budgets, Research, Public Speaking, Social Media, Event Management, Higher Education, Microsoft Excel, Financial Analysis, Small Business, Credit Analysis, Teamwork, Microsoft Office, Marketing, Public Relations, Creative Writing, Fundraising, Team Building, Outlook, Administrative..., Data Entry, Training, Blogging, Team Leadership, Social Media Marketing, Teaching, Community Outreach, Editing, Recruiting, Sales, Employee Training, Keynote, Management, System Administration, Entertainment, Adobe Creative Suite, Customer Satisfaction, Leadership, Coaching, Strategic Planning, Marketing Communications, Digital Marketing, Performing Arts
Education
Full Sail University 2013 — 2014
Master's degree, Arts, Entertainment, and Media Management
University of Phoenix 2009 — 2010
Bachelor of Science (B.S.), Business Administration and Management, General
PNC Mortgage November 2013 - Present
Nerium International January 2014 - January 2014
Mortgage Master June 2012 - November 2013
Wells Fargo Home Mortgage December 2004 - March 2010
Wachovia Mortgage December 2004 - March 2009
Skills
FHA, VA, Mortgage Lending, First Time Home Buyers, Refinance, Residential, Conventional, USDA, Purchase, Loan Origination, FHA financing, Customer Service, VA loans, Selling, Residential Homes, Investment Properties, Finance, Credit, Loans, Reverse Mortgages, Residential Mortgages, Mortgage Banking, Government Loans, Certified Mortgage..., Construction Loans
Education
La Salle University 1987 — 1991
Bachelor of Science, Marketing
Roosevelt High School
Florida Community Bank May 2011 - February 2015
Wells Fargo March 2007 - May 2011
Wachovia mortgage 2002 - 2010
Dade County Federal Credit Union February 2006 - February 2007
Pan Am Horizons Federal Credit Union January 1996 - July 2002
Flagler Federal Savings and Loan Assoc. October 1971 - March 1992
Skills
Commercial Banking, Credit Analysis, Small Business Lending, Commercial Lending, Credit Risk, Treasury Management, Commercial Mortgages, Financial Analysis, Financial Risk, Risk Management, Laser Pro, Asset Based Lending, Cash Management, Financial Institutions, AML, Banking, Credit, Anti Money Laundering, Consumer Lending
Education
Miami Dade College
North Miami Sr. High
Quatrro Mortgage Solutions May 2010 - July 2011
Wachovia Mortgage November 2003 - May 2009
Wachovia Mortgage November 2003 - May 2009
Sipex Corporation January 1999 - October 2003
Sipex Corporation January 1999 - October 2003
Computer Access Technology Corporation June 1998 - December 1998
Aguilar Sebastinelli Law Corporation March 1997 - May 1998
Aguillar-Sebastinelli Professional Law Corp March 1997 - May 1998
Skills
Customer Service, Human Resources, Microsoft Excel, Administrative..., Logistics, Leadership, Employee Relations, Training
Education
University of the Assumption 1966 — 1981
BS, Entrepreneurship/Entrepreneurial Studies
Assumption College
Bachelor’s Degree, Business Administration; Entrepreneurship
National Rifle Association February 2008 - November 2014
Wachovia Mortgage April 2006 - November 2007
Education
Northern Virginia Community College 2010 — 2016
Accounting and Business/Management
Westfield High School 2001 — 2005
High School
MassMutual Financial Group April 2014 - Present
All In One March 2013 - March 2015
Run It Back Sports October 2008 - March 2013
Sonitrol Pacific July 2010 - March 2012
Wachovia Mortgage September 2005 - October 2008
Target December 1997 - February 2005
Skills
Youth Mentoring, Coaching, Customer Service, Account Management, Public Speaking, B2B, Social Networking, Public Relations, Strategic Planning, Security, Team Building, Sales, Time Management, Nonprofits, Event Planning, Social Media
Education
Oregon State University 1986 — 1990
BS, Liberal Studies
BB&T September 2013 - June 2014
United Guaranty May 2009 - April 2013
North Carolina & South Carolina Residential Appraisal January 1999 - March 2010
Wachovia Mortgage May 2007 - January 2009
SunTrust Bank May 2006 - March 2007
AMERIQUEST MORTGAGE COMPANY March 2004 - March 2006
RIGGS APPRAISAL SERVICE, INC January 1999 - January 2004
Skills
Loans, Risk Management, Portfolio Management, Financial Risk, Real Estate, Due Diligence, Analysis, Insurance, Management, Credit, FHA, Sales, Time Management, Vendor Management, Leadership, Commercial Real Estate, Residential Homes, Mortgage Banking, Finance, Mortgage Lending, Underwriting, Banking, Valuation, Credit Analysis
Education
Guilford College
Business Management
Georgia Pacific, LLC (GP Harmon) August 2013 - Present
Bear Transportation Services September 2008 - December 2009
Wachovia Mortgage June 2002 - February 2005
Skills
Receptionist Duties, Clerical Skills, Medical Office, Customer Service, Data Entry, Filing, Residential Mortgages, Bookkeeping, Accounts Payable, Outlook, Microsoft Excel, Spreadsheets, Research, Telephone Skills, Accounting, Microsoft Word, Teamwork, Payroll, Access, Office Management, Office Administration, Administration, Team Building, Process Improvement, Microsoft Office, Inventory Management
Education
Ashford University 2013 — 2015
MBA, Human Resources
Ashford University 2008 — 2013
Bachelor of Healthcare Administration, Minor of Human Resources
Bonham High School 1997 — 2001
High School Diploma, General
Rels Valuation April 2011 - Present
Brand Certified Appraisals. LLC October 2008 - March 2011
Wachovia Mortgage July 2004 - October 2008
Skills
Residential Homes, REO, Real Estate, Investment Properties, Appraisals, Foreclosures, Property, Single Family Homes, FHA, Short Sales, Relocation
Education
Johnson & Wales University 1998 — 2000
Master of Business Administration (M.B.A.), Business Administration and Management, General
Lynn University 1995 — 1997
Bachelor’s Degree, Hospitality Administration/Management
Liberty Power April 2011 - Present
Bank of America March 2009 - April 2011
Wachovia Mortgage February 2008 - February 2009
Windsor Capital Mortgage September 2003 - February 2008
Ameriquest Mortgage Company March 2001 - March 2003
Education
Florida Atlantic University 1995 — 1999
Bachelor of Science (B.S.), Marketing/Sales
SCI-Hillcrest Memorial Park 2005 - 2008
Wachovia Mortgage January 2003 - August 2003
Skills
Exceptional People..., SOX Compliancy, Microsoft Office, Time Management, Organization, Corporate Office..., Telephone Skills, Managing Database, Payroll, Accounts Payable, Accounts Receivable, Key Holder, Deposits, Data Entry, Edit and Modify..., Cash and Credit..., Shipping and Receiving, Route agreements,..., Copying, Fax, Filing, Work Well Independently, Work well without..., Works well in a team, Work Ethic, Office Administration, Creative, Resourceful,..., Report Writing, Invoicing, Highly self-motivated, Telephone enquiries, Able to relate well to..., Desktop Publishing, Multi-line Phone
Education
Cape Fear Community College 2010 — 2013
Associate of Arts (A.A.), Pre-Social Work
Cape Fear Community College 2010 — 2013
Associate of General Education, Criminal Justice
The Training Associates January 2011 - Present
Private January 2010 - Present
Wachovia Bank February 2006 - Present
Wachovia, A Wells Fargo Company 2009 - January 2011
Wachovia Mortgage 2005 - January 2011
Wachovia Bank 2005 - 2007
Bank of America 2003 - 2005
Skills
Mortgage Banking, Mortgage Lending, Instructor-led Training, Instructional Design, Sales Rep Training, Account Management, Classroom Management, Microsoft Office, Microsoft Excel, Microsoft Word, Computer Proficiency, Proprietary Systems, Learning and..., Live Meeting Certified, Facilitators, Business Development, Management, Sales, Leadership, Risk Management, Leadership Development, Training, Coaching, Financial Services, Customer Service, Insurance
Education
Kennesaw State University - Michael J. Coles College of Business 1998 — 2000
Continuing Education, Business Administration and Management, General
Seneca College of Applied Arts and Technology 1982 — 1986
BA, Accounting and Finance
Short Sale Specialist Network February 2011 - August 2012
Wachovia, A Wells Fargo Company September 2008 - June 2009
Wachovia Mortgage September 2008 - June 2009
Gale Insulation May 2005 - April 2007
Department of Juvenile Justice October 2004 - May 2005
Citi Cards August 2001 - October 2004
Citibank 2001 - 2004
Education
Florida Metropolitan University 2003 — 2007
Bachelors, Criminal Justice
West Nassau High 1997 — 2000
Everest University
Bachelor of Science, Criminal Justice
City First January 2011 - December 2014
Colorado Choice January 2009 - December 2014
Wachovia Mortgage February 2008 - December 2008
Skills
Mortgage Lending, Loans, Banking, Residential Mortgages, Loan Origination, FHA financing, VA loans, Refinance, FHA, Investment Properties, First Time Home Buyers, Real Estate, Insurance, Home Equity Loans, Mortgage Banking
Education
Regis University 1981 — 1982
BS, Business Admin/Econ
Mesa State College
Associate of Arts (A.A.), Political Science and Government
FedEx Office August 2014 - Present
CarMax December 2012 - Present
TMS Health, a XEROX Company August 2010 - July 2014
Lindi Skin October 2008 - June 2010
Wachovia Mortgage December 2007 - October 2008
Century Bank FSB May 2004 - December 2007
VirtualBank May 2002 - April 2004
GMAC Mortgage April 2000 - April 2002
Ellie Mae May 1997 - October 2000
Accredited Home Lenders June 1994 - October 1997
Skills
Selling, Sales, Cold Calling, Customer Service, Sales Management, Sales Process, Management, Mortgage Lending, Customer Retention, Wholesale, Sales Operations, Account Management, Pharmaceutical Sales, Marketing, Team Building, Outside Sales, Direct Sales, Credit, Mortgage Banking, New Business Development, Contract Negotiation, Salesforce.com, Strategic Planning, CRM, Program Management, Sales Presentations, Customer Satisfaction, Cross-functional Team..., Leadership, Coaching, B2B, Business Planning, Key Account Management, Selling Skills, Training, Loans, Lead Generation, Recruiting, Business Development, Marketing Strategy, Operations Management
Education
Palm Beach Community College 1975 — 1976
Marketing
Atlantic High School 1971 — 1975
General, General, Graduated
St Vincent Ferrer
General Studies
Bayway Mortgage Group August 2015 - Present
Bank of America June 2011 - November 2013
Network Funding, LP November 2007 - December 2009
Wachovia Mortgage May 2006 - October 2007
Washington Mutual Mortgage March 2005 - June 2006
SAIC January 2003 - December 2004
Sybase January 2000 - December 2001
J.D. Edwards (Oracle) October 1999 - December 2000
JD Edwards (Oracle) January 1998 - September 1999
Skills
Microsoft Office Suite, JD Edwards One World..., Database Query Report..., Database Programs - MS..., Market Intelligence..., Website Content Editors..., Social Media, Websites,..., Mortgage sites: Calyx,..., Calyx, Social Media, Report Writers, Websites, Text Editing, Mortgage Lending, Microsoft Office, Marketing Strategy, Email Marketing, Market Research, Leadership, Sales, Business Development, Marketing, Management, Lead Generation, Product Management, Competitive Analysis, Project Management, Social Media Marketing, Small Business, Training, Event Planning, Sales Management, Online Marketing, Market Analysis, Marketing Communications, Program Management, Public Relations, Press Releases, B2B Marketing, Newsletters, Sales Operations, Trade Shows, Product Development, Sales Presentations, Product Launch, Integrated Marketing, Direct Marketing, Digital Marketing, Online Advertising, Brand Development
Education
Nova Southeastern University
MBA, Marketing
Nova Southeastern University
BS Management, Business Administration and Management, General
Bayer CropScience June 2015 - Present
Bayer CropScience May 2013 - June 2015
Bayer CropScience May 2010 - May 2013
Bayer CropScience May 2009 - April 2010
First Research Inc. January 2007 - November 2008
Nationstar Mortgage September 2006 - December 2007
Wachovia Mortgage December 2005 - September 2006
Skills
Event Planning, Internal Communications, CRM, Marketing Strategy, Marketing Communications, Employee Engagement, Sales, Public Relations, Strategy, Customer Service, Leadership, Community Outreach, Trade Shows, Change Management, Marketing, Online Advertising, Editing, Email Marketing, Salesforce.com, Fundraising, Communication Training, Copywriting, Microsoft Office, Microsoft Excel, Social Networking, Press Releases, Team Leadership, Media Relations, Crisis Communications, Coaching, Social Media Marketing, Content Writing, Newsletters, Event Management, Public Speaking
Education
East Carolina University 1996 — 2002
BS, Communications / Public Relations & Psychology
C Kelley Realty LLC / Keller Williams North Atlanta November 2014 - Present
C Kelley Photography January 2011 - Present
C Kelley Advisors LLC November 2014 - Present
SunTrust Bank June 2013 - October 2014
PNC Bank October 2008 - June 2013
Wachovia Mortgage August 2006 - September 2008
Franklin Bank December 2002 - August 2006
C K Financial Services December 1994 - December 2002
International Trade Bankcorp August 1988 - February 1990
Summit Bankcorp September 1986 - August 1988
Education
Georgia State University
Business Administration
Georgia State University
Real Estate
Wells Fargo Home Mortgage April 2012 - Present
CASA of Jefferson and Gilpin Counties September 2011 - Present
Wells Fargo Home Mortgage July 2008 - April 2012
Wachovia Mortgage March 2007 - July 2008
KLC School Partnerships December 2006 - March 2007
Wells Fargo Home Mortgage January 2002 - December 2006
Community Mortgage Group January 2005 - September 2005
American Century Investments January 1997 - January 2002
Skills
Relationship Management, Credit, Loans, Mortgage Lending, Coaching, Needs Analysis, Consumer Lending, Credit Analysis, Non-profit Volunteer, Children's Rights, Training, Program Facilitation, Purchasing, Project Management, Program Management, Direct Sales, Residential Mortgages, Selling, Management
Education
University of Colorado at Denver 2001 — 2002
Management
Arizona State University, W. P. Carey School of Business 1992 — 1996
Bachelor's degree, Purchasing, Procurement/Acquisitions and Contracts Management
Envoy Mortgage July 2015 - Present
BMO Harris Bank 2014 - July 2015
First Centennial Mortgage Corporation April 2014 - June 2014
MSI September 2008 - November 2013
MSI April 2008 - September 2008
Wachovia Mortgage 2007 - 2008
Heartland Home Finance 2002 - 2007
Skills
Credit Analysis, Mortgage Underwriting, Refinance, Residential Mortgages, FHA, Mortgage Lending, Loans, Credit, Mortgage Banking, Sales Management, Underwriting, Strategic Planning, Microsoft Office, Financial Reporting, Research, Online Advertising, Banking, Loan Origination, Human Resources, Sales, Account Management, Portfolio Management, Team Building, Change Management, Customer Service, Management, Recruiting, Training
Education
Northern Illinois University 1993 — 1998
BS, Special Education
PNC Mortgage January 2012 - Present
Wachovia Mortgage August 2003 - January 2010
Wells Fargo Home Mortgage 2009 - 2010
Skills
Team Leadership, Mortgage Underwriting, Mortgage Banking, Loan Origination, Residential Mortgages, FHA, Mortgage Lending, Refinance, FHA financing, Loans, Underwriting, Loss Mitigation, Credit Analysis, Credit, Banking, Consumer Lending, Government Loans, USDA
Education
University of Phoenix 2003 — 2005
Masters, Business Administration
Barton College 1993 — 1997
BS, Communications
Georgia Southern University November 2008 - March 2010
Kappa Sigma Fraternity 1985 - 2009
wachovia mortgage November 2006 - November 2008
PowerCore 1995 - 2008
Education
Georgia Southern University 1972 — 1976
BS
Homeowners Mortgage, A subsidiary of CoastalStates Bank June 2014 - Present
FDIC August 2009 - April 2014
Wachovia Mortgage August 2008 - July 2009
Countrywide October 2007 - February 2008
Washington Mutual May 2007 - September 2007
NetBank January 2005 - April 2007
Florida Bank Mortgage August 2002 - December 2004
HomeSide Lending 1994 - 2002
Skills
Mortgage Banking, Loans, Mortgage Lending, Loan Origination, FHA, Credit, Refinance, Loss Mitigation, Residential Mortgages, USDA, Mortgage Underwriting, Credit Analysis, Investment Properties, Banking, Reverse Mortgages, Management, Real Estate Economics, Commercial Real Estate, Financial Services, Strategic Financial..., Mortgage Marketing, Financial Risk, Commercial Lending, Consumer Lending, Construction Loans, Small Business Lending, Real Estate Financing, Finance, Lines Of Credit, Sales Management, Commercial Banking, Insurance, Loan Servicing, Financial Analysis, Retail Banking, Due Diligence, Risk Management, Asset Management, Portfolio Management, Real Estate, Underwriting, Credit Risk, VA loans, Relationship Management, FHA financing, Commercial Mortgages, Investments, Funding, Loan Modifications, Mortgage Servicing
Education
Florida State College at Jacksonville 1987 — 1990
AA, Business Amin
Mitchell Heating and Cooling March 2011 - Present
Mitchell Heating & Cooling Inc 2012 - 2013
Wachovia, A Wells Fargo Company 2000 - January 2011
Wachovia Mortgage 2010 - 2011
Skills
SDLC, Team Leadership, Business Analysis, Process Improvement, Requirements Analysis, Mortgage Lending, Risk Management, Banking, Vendor Management, MS Project, Project Management, SharePoint, Customer Service, Visio, Requirements Gathering, Analysis
Education
North Carolina State University 1982 — 1986
Bachelor's degree, Agricultural and Biological Engineering
PNC June 2015 - Present
Wells Fargo Home Mortgage September 2002 - May 2015
Wachovia Mortgage September 2002 - March 2009
Skills
FHA, Residential Mortgages, Mortgage Banking, Loan Origination, Credit, Loans, Refinance, Mortgage Lending, VA loans, Consumer Lending, USDA, Credit Analysis, Mortgage Underwriting, Underwriting, FHA financing, FHA Financing, VA Loans, First Time Home Buyers, Investment Properties, Sales, Real Estate, Management, Customer Service, Sellers, Banking, Foreclosures, Short Sales, Sales Management
Education
Medaille College 2000 — 2002
MBA, Organizational Leadership
Canisius College 1995 — 1999
Bachelor of Arts (B.A.), Psychology-Industrial/Organizational
Wachovia Mortgage January 2011 - Present
Highland Park Junior High School August 2010 - December 2010
Wells Fargo December 2008 - August 2010
Wachovia Mortgage April 2003 - October 2008
US Bank September 2000 - April 2003
American Express Financial Advisors April 2000 - September 2000
Education
Hamline University 1994 — 2010
Masters In Teaching, Education
Hamline University
Bachelor's degree, Management and Economics
MPA April 2009 - December 2012
WACHOVIA MORTGAGE January 2008 - October 2008
GreenPoint Mortgage March 2005 - October 2007
Rose Mortgage Corporation November 2002 - March 2005
Lincoln Property Company 1993 - 2002
Skills
Mortgage Banking, Mortgage Lending, FHA, Real Estate, FHA financing, Residential Mortgages, Refinance, Property Management, Loans, Investment Properties, First Time Home Buyers, Sales, Government Loans, Residential Homes, Customer Service, Selling, Training, Commercial Real Estate, REO, Sales Operations, Credit, Commercial Mortgages, Leases, Real Estate Development, Apartments, Foreclosures, Real Estate Financing, Referrals, Investors, Negotiation
Education
Arizona State University 1987 — 1992
Bachelor of Arts (BA), Psychology
Framingham
American Bank & Trust October 2010 - Present
PNC Mortgage October 2009 - November 2010
Fifth Third Mortgage December 2008 - October 2010
MGIC February 2008 - August 2008
Wachovia Mortgage 2008 - 2008
First Magnus Financial January 2007 - August 2007
Wells Fargo Home Mortgage February 1999 - January 2007
Oakwood Homes March 1996 - December 1998
Education
Indiana University—Purdue University Fort Wayne 1986 — 1987
FBC Mortgage LLC Tampa Bay Office March 2012 - Present
FBC Mortgage LLC January 2011 - April 2011
Home Lending Source April 2010 - December 2010
Academy Mortgage Corporation February 2010 - April 2010
Banfield Pet Hospital August 2008 - February 2010
Wachovia Mortgage October 2007 - April 2008
Greenpoint Mortgage 2003 - 2007
Vantage Mortgage December 1998 - May 2003
First Plus Financial 1996 - 1998
Skills
Mortgage Banking, Loans, Mortgage Lending, Real Estate Financing, FHA financing, Assisting First Time..., Loan Origination, Underwriting
Education
East Carolina University 1992 — 1996
Bachelor of Arts (B.A.), Business Administration and Management, General
Oakton 1988 — 1992
Wachovia Mortgage Project CoordinatorWachoiva2006 - Present
Wachovia Corporation 2005 - Present
Education
Central Piedmont Community College 1980 — 1982
Lendingtree June 2008 - Present
LendingTree January 2007 - June 2008
Wachovia May 1988 - October 2006
Wachovia Mortgage 2003 - 2006
Education
Clemson University - College of Business and Behavioral Science 1983 — 1987
Wells Fargo 1998 - Present
Wachovia 1998 - 2011
Wachovia 1998 - 2008
Wachovia Bank 1998 - 2008
Wachovia Mortgage 1998 - 2008
World Savings 1998 - 2006
Interstate Corporation 1995 - 1998
Skills
Banking, Mortgage Lending, Credit, Loans, Underwriting, Leadership, Mortgage Banking, Sales, Sales Management, Loan Origination, Finance
Education
Johnson & Wales University 1990 — 1994
City of Waterbury July 2007 - Present
Wachovia Mortgage March 2001 - January 2007
Wells Fargo March 2000 - January 2007
Education
Branford Hall Career Institute-Southington Campus 2009 — 2011
Certificate, Massage Therapy/Therapeutic Massage
NVCC 1996 — 2001
General Services Administration January 2011 - December 2014
General Services Administration July 2009 - January 2011
Wachovia Mortgage June 2007 - July 2009
MortgageIT January 2006 - December 2007
Education
James Madison University 1999 — 2003
Wachovia Mortgage 2005 - Present
Education
Barry University 1993 — 1996
Bachelors, Business
Ambit Energy March 2013 - Present
UPS Supply Chain Solutions March 2008 - June 2010
Wachovia Mortgage April 2007 - January 2008
Aviall January 2003 - April 2007
Verizon Logistics September 2000 - January 2003
Verizon Logistics September 2000 - January 2003
Education
Dallas County Community College 2002 — 2008
Arkansas High School 1994 — 1997
Morris Foundation February 2008 - September 2008
Morris Foundation May 2005 - August 2007
Wachovia Mortgage 2002 - 2003
Timex Group 2002 - 2002
Education
University of New Haven 2000 — 2001
Certificate in Finance, Finance
Madurai Kamaraj University 1997 — 1999
MBA
Madurai Kamaraj University 1994 — 1997
Bachelor of Commerce, Accounting / Commerce
Bhavans gandhi vidyashram
Leading C
Wachovia Mortgage May 2007 - Present
Wachovia Mortgage 2007 - Present
Sterling National Mortgage November 1999 - May 2007
Education
Central Piedmont Community College
Bank of America July 2012 - Present
Bank of America March 2011 - July 2012
Bank of America February 2009 - November 2011
Wachovia Mortgage May 2003 - February 2009
Skills
Credit, Loans, Mortgage Underwriting, Mortgage Lending, Mortgage Banking, Credit Analysis, Loan Origination, Underwriting, Commercial Lending, Refinance, Financial Risk, Residential Mortgages, Credit Risk, Loss Mitigation, FHA
Education
Governors State University
Bachelor of Arts (BA), Business Administration and Management, General
Bridge Real Estate Group/Waypoint Property Management May 2013 - Present
Bridge Real Estate Group June 2012 - May 2013
Fleet Advantage October 2011 - July 2012
Gables Residential September 2007 - October 2011
Wachovia Mortgage September 2006 - September 2007
Wachovia, A Wells Fargo Company 2006 - 2007
CBIZ MHM, LLC February 2004 - September 2006
CBIZ Accounting, Tax & Advisory Services February 2004 - September 2006
Skills
QuickBooks, Financial Statements, Accounting, Accounts Payable, Microsoft Word, PowerPoint, Financial Planners, Budgets, Microsoft Excel, Outlook, Finance, Customer Service, JD Edwards, Accounting Applications, Sales, Account Reconciliation, Invoicing
Education
Florida Atlantic University 2005 — 2008
MBA, Accounting
University of Central Florida - College of Business Administration 1999 — 2003
Accounting
Chelseas Light Foundation July 2010 - Present
RatePlug 2010 - Present
wachovia January 2006 - December 2008
Wachovia Mortgage 1988 - December 2008
World Savings 2004 - 2008
Skills
Mortgage, Real Estate, Purchase, Real Estate Finance, Mortgage Lending, Real Estate Economics, Mortgage Banking, Investment Properties, Leadership, Loans, Loan Origination, Strategy, Sales, Training, Management, Banking, Finance, Selling, Credit, Appraisals, Sales Management, Underwriting, Strategic Planning, Customer Service, Refinance, FHA, Residential Mortgages, Executive Management, Sales Operations
Education
California State University-Long Beach 1980 — 1985
Bachelor of Arts, Economics
Wachovia August 1986 - October 2008
World Savings 1986 - 2008
World Savings / Wachovia Mortgage 1986 - 2008
Wachovia Mortgage 1986 - 2008
Education
California State University-Long Beach 1974 — 1977
Bachelor, Finance
Simsbury Bank September 2013 - Present
REMN - Real Estate Mortgage Network December 2011 - September 2013
Countrywide Mortgage 2008 - December 2011
Wachovia Mortgage February 2008 - September 2008
Webster October 2007 - February 2008
National City Home Equity March 2005 - October 2007
M&T Bank June 1997 - February 2005
Skills
Mortgage Lending, Wholesale, New Business Development, Mortgage Banking, Retail, Loans, VA loans, FHA financing, Loan Origination, Credit, Residential Mortgages, Refinance, Credit Analysis, Mortgage Underwriting, Home Equity Loans, Home Equity Lines of..., FHA
Education
Eastern Connecticut State University 1987 — 1991
BA, Economics
David H. Koch Theater at Lincoln Center May 2010 - Present
Hawthorne Capital Corporation January 2010 - March 2010
Worldwide Financial Resources, Inc. April 2009 - September 2009
Wachovia Mortgage June 2004 - October 2008
Millington Savings Bank April 2002 - May 2004
UnitedTrust Bank October 2001 - April 2002
PNC Bank July 2000 - October 2001
Le Gourmet Chef January 1999 - January 2000
Skills
Loans, Customer Service, Microsoft Excel, FHA, Banking, Management, Mortgage Lending, Lotus Notes, Credit, Leadership, Sales Management, Budgets, Call Centers, Risk Management, Process Improvement, Training, Sales, Marketing
Education
East Stroudsburg University of Pennsylvania 1997 — 1999
Acosta Sales & Marketing February 2014 - Present
Wells Fargo March 2012 - December 2012
Fifth Third Bank December 2010 - April 2011
Zenta Mortgage Services, LLC July 2009 - December 2010
Wachovia Mortgage March 2009 - July 2009
Citi November 2008 - March 2009
Homecomings Financial June 2002 - June 2008
Skills
Credit Analysis, Residential Mortgages, Refinance, Mortgage Lending, FHA financing, VA loans, Credit, Loans, Loss Mitigation, Financial Risk, Underwriting
Education
Central Piedmont Community College
Continuing Education
South Mecklenburg High School, Pineville, NC
Dipolma
Wachovia Mortgage Customer Service Rep.Quad GraphicsApril 1998 - February 2007
Education
Georgia Southern University 1991 — 1995
BS, Printing Management
Zachry Industrial, Inc. October 2008 - Present
Wachovia January 2007 - September 2008
Wachovia Mortgage 2007 - 2008
Wachovia November 2000 - December 2006
US Air Force 1995 - 2000
Skills
Leadership, Business Analysis, Visio, Customer Service, Requirements Analysis, Project Management, Process Improvement, Access, Software Documentation, Security, Project Planning, Program Management, Team Building, Risk Management, PowerPoint, SharePoint, SDLC, Vendor Management, MS Project, IT Management, Troubleshooting, Analysis
Education
Our Lady of the Lake University 2009 — 2010
Information Systems and Security
Texas State University 1982 — 2008
BAAS, Applied Science
PNC Mortgage March 2012 - Present
Wells Fargo March 2011 - March 2012
Allstate Appraisal November 2009 - March 2011
Wachovia Mortgage April 2004 - February 2010
Wachovia 2004 - 2008
JMS Appraisal Group January 2002 - April 2004
Maple Chase / Invensys June 2000 - July 2001
First Alert August 1996 - December 1999
Skills
Appraisals, Residential Homes, Cross-functional Team..., Leadership, Single Family Homes, Real Estate, Valuation, Product Development
Education
Keller Graduate School of Management of DeVry University 1990 — 1993
Master's, Business Administration
University of Illinois at Chicago 1982 — 1986
Bachelor of Science, Electrical Engineering
Bureau Veritas North America, Inc. May 2010 - Present
Gemma Power Systems 2009 - 2010
World Savings Bank October 2005 - October 2008
wachovia mortgage 2005 - 2008
Lending Institution 2003 - 2008
Wachovia Bank 2003 - 2008
World Savings 2001 - 2005
Mervyns January 2002 - December 2002
Education
California State University-Chico 1999 — 2001
BS, Agribusiness & Marketing
GPS Realty NYC November 2013 - Present
Preston New York August 2013 - October 2013
Magnum Real Estate Services January 2012 - March 2013
Liberty Tax Service January 2009 - April 2009
Century 21 Vicki Berry Realty July 2006 - September 2007
BlueCross BlueShield of North Carolina August 2005 - March 2007
Wachovia Mortgage March 2003 - November 2004
GlaxoWellcome(Contract role for Office Specialists) August 1997 - May 1998
Skills
Insurance, Accounts Payable, Bookkeeping, Microsoft Excel, Investment Properties, House, Condos, QuickBooks, Public Speaking, Real Estate, Mortgage Lending, Marketing, Customer Satisfaction, Customer Service, Loans, Buyers, First Time Home Buyers, Sales, Accounting, Selling, Apartments, Accounts Receivable, Financial Analysis, Sellers, Tax Preparation, Rental Real Estate, Real Estate Transactions
Education
Keller Graduate School of Management, Manhattan, NY 2009 — 2010
Master's of Accounting and Financial Management, Accounting & Finance
Duke University 1992 — 1996
B.A., Public Policy
Wells Fargo May 2010 - Present
Wells Fargo May 2010 - Present
Atlantic Appraisal Group LLC November 2008 - May 2010
Wachovia Mortgage 2007 - 2008
Wachovia Mortgage June 2004 - 2008
Skills
Appraisals, REO, Residential, Appraisal, Short Sales, FHA
Education
Montclair State University 1989 — 1993
BA, Communication Studies
Opus CMC November 2010 - Present
The Law Offices of Marshall C. Watson April 2010 - June 2011
Wachovia May 2007 - October 2008
Wachovia November 2001 - October 2008
Wachovia Mortgage 2007 - 2008
Skills
Loans, Underwriting, Credit, Foreclosures, Mortgage Lending, FHA, Mortgage Banking, Refinance, Banking, Credit Analysis, Commercial Lending, Real Estate, Risk Management, Loan Origination, Portfolio Management, Investment Properties, Loss Mitigation, Appraisals, Investments, USDA
Education
Florida Atlantic University 1988 — 1992
Masters, English, Teaching
University of South Florida 1984 — 1988
B.A, Mass Communications
Gateway Mortgage Group January 2012 - Present
TAR/Texas Realtors Universty January 2012 - Present
AmeriPro Funding March 2008 - November 2011
Wachovia Mortgage 2005 - 2008
Guaranty Residential Lending 2003 - 2005
City of Austin September 2001 - September 2003
Skills
Mortgage Planner, Strategic Planner, Creative Marketing..., FHA, VA, USDA, Mortgage Lending, Mortgage
Education
Mercer University 1976 — 1980
BA, English, Political Science
Wells Fargo Home Mortgage November 2000 - Present
Wachovia Mortgage November 2000 - April 2009
Education
Faulkner University 1994 — 1995
Bachelor, Business
Fairway Independent Mortgage Company June 2015 - Present
OnQ Financial May 2013 - March 2014
SunTrust Mortgage May 2005 - May 2013
Wachovia Mortgage 1992 - 2003
Skills
Loans, Investment Properties, Mortgage Lending, Property, Residential Mortgages, Mortgage Banking, USDA, Loan Origination, FHA financing, Construction Loans, FHA, Refinance, Credit, First Time Home Buyers, Real Estate, Banking, VA Loans, Credit Analysis, Mortgage Underwriting, Management
Education
Ohio Wesleyan University 1967 — 1971
Bachelor's degree
Pacific Union Financial, LLC February 2015 - Present
American Southwest Mortgage Corp March 2014 - Present
AMERICAN SOUTHWEST MORTGAGE November 2009 - February 2014
AME Financial 2007 - 2009
Loan City Wholesale 2003 - 2007
WACHOVIA MORTGAGE January 1998 - January 2003
SUNBELT NATIONAL MORTGAGE January 1994 - January 1998
NORTH AMERICAN MORTGAGE January 1991 - January 1994
PIONEER MORTGAGE COMPANY January 1982 - January 1991
Skills
Mortgage Lending, FHA, VA, Construction Lending, Operations Management, Sales Pipeline..., Salesforce.com, Direct Sales, Inside Sales, Customer Satisfaction, Sales Operations, Underwriting, Sales Management, Finance, Loan Origination, Construction Loans, Credit, Customer Service, Sales, Investment Properties, Refinance, New Business Development, Referrals, Account Management, Training, Management, VA Loans
Education
Eastern New Mexico University-Roswell Campus
West Texas A&M University
Wells Fargo March 2009 - Present
Wachovia Mortgage October 2007 - March 2009
Wachovia Bank October 2006 - October 2007
Wachovia Bank July 2004 - October 2006
Wachovia Bank January 2004 - July 2004
Wachovia Bank September 2000 - January 2004
Education
Messiah College 1994 — 1998
BS, Human Resources
Bank of America June 2015 - Present
Bank of America September 2012 - Present
JPMorgan Chase June 2010 - September 2012
Wachovia September 2008 - May 2009
Wachovia Mortgage September 2008 - May 2009
Heritage Nursing Agency January 2007 - July 2008
Realty Zone and Mortgage Master January 2007 - July 2008
Heritage Nursing Agency January 2007 - July 2008
Realty zone and Mortgage Master January 2007 - July 2008
Tri-Queen Insurance Services June 2005 - December 2006
Skills
Customer Service, Data Entry, Microsoft Office, Software Documentation, Fax, Banking, QuickBooks, Insurance
Education
Community college - Napa Valley College 2004 — 2006
Nursing
Centro Escolar University 1986 — 1990
Bachelor in Science, Optometry
Centro Escolar University 1986 — 1990
Bachelor's degree, Optometry
Napa Valley College
Bachelor of Science, Optometry
Self Empl 2011 - Present
World Savings and Loan/Wachovia Bank2003-2009 2009 - Present
CoreLogic 2009 - 2011
Corelogic Valuation/Formerly Quantrix January 2009 - 2010
Wachovia December 2003 - November 2008
Wachovia Mortgage 2003 - 2008
World Savings 2003 - 2008
Elite Home Appraisals, Inc January 2001 - January 2003
Kordik & Associates January 1998 - January 2001
Skills
Appraisals, Residential Homes, REO, Real Estate, Property, Training, Valuation, Management, Employee Training, Performance Management, Sales, Marketing, Interviews, Expert Witness, Policy, Appraising, Time Management, Appraisers, FHA, Foreclosures
Education
Rolling Meadows High School 1984 — 1988
Real Estate
Elgin Community College
Rolling Meadows High School
High School Diploma
Aviall August 2010 - Present
Aviall May 2010 - August 2010
Wells Fargo Capital Finance February 2010 - May 2010
Wachovia Mortgage May 2009 - January 2010
Wachovia Mortgage, A Wells Fargo Company May 2009 - January 2010
Abercrombie and Fitch November 2007 - November 2008
AP Financial Inc February 2007 - July 2007
Abilene Christian University September 2004 - May 2006
Skills
Analysis, Access, Excel, Data Analysis, PowerPoint, SQL, Oracle SQL, Microstrategy, SPSS, SAS, Java, WebTrends, Oracle, SAP Netweaver, Lawson, Business Intelligence, Data Mining, Data Modeling, Business Requirements, Business Relationship..., Business Analysis, Business Rules, Business Reporting, Business Strategy
Education
The University of Texas at Dallas - School of Management 2010 — 2011
Masters, Management Information Systems, 3.5
Abilene Christian University 2002 — 2006
BBA, Financial Management
ACU Study Abroad at Oxford University 2005 — 2005
International Business
Regions Bank August 2012 - Present
Regions Mortgage December 2011 - August 2012
Regions Mortgage June 2010 - January 2012
Cadence Bank September 2008 - August 2009
Wachovia, A Wells Fargo Company October 2006 - September 2008
SunTrust Bank August 2001 - October 2006
Wachovia Bank March 1998 - August 2001
Wachovia Mortgage March 1997 - March 1998
Skills
Loans, Underwriting, Loan Origination, Credit
Education
Mississippi State University 1992 — 1996
B.B.A, Business Administration; Real Estate and Mortgage Finance
Crush Distributors September 2011 - Present
The Wine Studio September 2010 - April 2014
Crispin Porter + Bogusky May 2010 - September 2010
Cintas Corporation July 2007 - October 2008
Wachovia Mortgage April 2005 - July 2007
Cintas July 2002 - April 2005
Skills
Account Management, New Business Development, Business Development, Sales, Cold Calling, Sales Process, Sales Operations, Team Building, Management, Sales Presentations, Customer Service, Training, Salesforce.com, Public Speaking, Program Management, Marketing, Lead Generation, Marketing Strategy, Sales Management, Social Media Marketing, Analytics
Education
Bentley University 1998 — 2002
Bachelor of Science, Marketing
Manchester High School Central 1994 — 1998
Homeowners Mortgage, A subsidiary of CoastalStates Bank September 2014 - Present
The Coastal Bank May 2012 - September 2014
HomeTrust Bank - Asheville, NC February 2009 - May 2012
Fifth Third Bank July 2008 - January 2009
Wachovia Mortgage August 1993 - July 2008
Skills
Mortgage Lending, Loans, Mortgage Banking, Credit, FHA, Sales, Portfolio Management, Consumer Lending, Loss Mitigation, Banking, Commercial Banking, Underwriting, Loan Origination, Leadership, Credit Analysis, Customer Service, Residential Mortgages, Refinance, Credit Risk, Small Business Lending, Commercial Lending, USDA, Finance, Construction Loans
Education
Florida Atlantic University 1995 — 1998
M.B.A., Finance/Real Estate
Mercer University - Stetson School of Business and Economics 1989 — 1993
B.B.A, Finance
Quicken Loans May 2014 - Present
Bank of America October 2012 - February 2014
Bank of America May 2009 - October 2012
Wachovia Mortgage April 2008 - May 2009
Wachovia Mortgage February 2007 - April 2008
Skills
Loan Origination, Banking, Process Improvement, Mortgage Lending, Access, Credit, Loans, Business Development, Strategic Planning, Management, Analysis, Sales, Customer Service, Business Process..., Sales Management
Education
Central Michigan University 2000 — 2003
Bachelor of Applied Arts, Entrepreneurship/Entrepreneurial Studies, 3.64 / 4.00
Lansing Community College 1998 — 2000
Associate's degree, General Studies
First California Mortgage Company December 2012 - Present
Venta Financial Group, Inc. July 2011 - Present
Venta Financial / Alterra Home Loans July 2011 - December 2012
Family Mortgage January 2009 - July 2011
Wachovia Mortgage October 1991 - October 2008
Wachovia Bank - World Savings Bank 1991 - 2008
Wachovia, A Wells Fargo Company (World Savings) 1991 - 2008
World Savings 1991 - 2008
Skills
Mortgage Lending, Refinance, Loans, FHA, Residential Homes, Real Estate, VA loans, Mortgage Banking, Retail
Education
California State University-Los Angeles 1966 — 1970
BA, Sociology
SunTrust Bank July 2013 - Present
Aluguel April 2009 - Present
PNC July 2012 - July 2013
Tanner Medical Group 2010 - 2012
Wachovia Mortgage September 2008 - February 2010
Wachovia Bank May 2004 - September 2007
Wachovia Bank June 1999 - May 2004
Skills
Sales Management, Loans, Selling, Banking, Strategic Planning, Marketing, Sales, Business Development, Negotiation, Team Leadership, Training, FX Options, Financial Analysis, Customer Service, Management, Team Building, Biochemistry, Leadership, Credit, Process Improvement, Mortgage Lending, Relationship Management, Coaching, New Business Development, FX Derivatives, Recruiting, Aviation, Risk Management, Credit Analysis, Portfolio Management, Financial Services, Cold Calling, Mortgage Banking
Education
State University of New York at Binghamton 1994 — 1996
BS, Finance
Binghamton University - School of Management 1992 — 1996
BA, Finance
Wells Fargo Home Mortgage April 2015 - Present
Wells Fargo Home Mortgage September 2011 - April 2015
Wells Fargo Home Mortgage October 2009 - September 2011
Wachovia Mortgage, FSB May 2009 - October 2009
Wachovia Mortgage July 2008 - May 2009
Jersey Mike's May 2008 - July 2008
First Choice Funding, Inc July 2006 - November 2007
Skills
Loans, Customer Service, Management, Mortgage Lending, Mortgage Banking, Loss Mitigation, Insurance, Credit
Education
East Carolina University 1994 — 1999
Bachelor of Science, Hospitality Management & Minor in Business Administration
Days Inn Benson September 2013 - Present
Wells Fargo Home Mortgage January 2009 - June 2012
Wachovia Mortgage August 2005 - January 2009
Skills
Strategic Planning, Financial Services, Customer Service, Leadership, Public Speaking, Event Planning, Banking, Microsoft Office, Management, Training, Microsoft Excel, Team Building, Mortgage Lending
Education
University of Phoenix 2008 — 2010
Psychology
Missouri State University 1977 — 1979
English, Psychology
EverBank 2012 - Present
Wells Fargo Home Equity 2010 - 2012
Wachovia Mortgage 2000 - 2010
Wachovia Mortgage 1995 - 2006
BarclaysAmerican Mortgage 1986 - 1993
Skills
Loss Mitigation, Portfolio Management, Mortgage Servicing, Credit, Loan Servicing, Loans, Mortgage Banking, Mortgage Lending, Loan Origination, Vendor Management, Underwriting, Business Analysis, Banking, Real Estate, Credit Analysis, Risk Management, Leadership, Financial Risk, Mergers & Acquisitions, Due Diligence
Education
Cornell University - S.C. Johnson Graduate School of Management
MBA, Finance/Accounting
Bucknell University
Bachelor of Arts (BA), cum laude with high distinction, Political Science/Sociology
U.S May 2009 - Present
Dalton-Whitfield Community Development Corporation May 2009 - Present
Bank of America March 2008 - May 2009
Wachovia Mortgage September 1996 - September 2007
Wachovia Bank November 1989 - June 1997
JCPenney October 1987 - November 1989
Skills
Mortgage Lending, Loans, Credit, Loss Mitigation, Loan Origination, Investment Properties, Loan Servicing, Training, HUD, FHA, Residential Mortgages, Management
Education
Dalton State College
PNC Mortgage September 2013 - Present
Wells Fargo Home Mortgage March 2009 - September 2013
Wachovia Mortgage October 2007 - March 2009
Skills
Mortgage Lending, Mortgage Banking, Refinance, FHA, Loan Origination, VA loans, Loans, USDA, Residential Mortgages, FHA financing, Credit, Banking
Education
Appalachian State University 1990 — 1994
BS, Communications
Canyon County June 2012 - Present
Capital Sun Group January 2009 - August 2011
Wachovia Mortgage January 2001 - January 2008
M-13 Construction January 2000 - January 2001
Self-employed January 1990 - January 2000
U S Bank January 1988 - January 1990
Skills
Business Development, Project Management, Projects, Renewable Energy, Solar Energy, Engineering, Analysis, Energy, Strategic Planning, Wind, Environmental Awareness, Team Building, Training, Change Management, New Business Development, Forecasting, Microsoft Office, Risk Management, Customer Service, Operations Management, Budgets
Education
College of Financial Planning 1988 — 1989
Certified Financial Planner designation
Brigham Young University 1985 — 1987
Bachelor of Arts Degree, Financial Planning
PNC Mortgage November 2012 - Present
Wells Fargo Home Mortgage November 2009 - October 2012
Wachovia Mortgage June 2006 - April 2009
SouthTrust Mortgage February 2001 - December 2006
Skills
Mortgage Lending, Loans, Mortgage Banking, Credit, FHA, Banking, Refinance, Loan Origination, Residential Mortgages, Investments, Underwriting, Credit Analysis, Financial Analysis, USDA, Commercial Lending, VA loans, First Time Home Buyers, Real Estate, FHA financing, Insurance, Construction Loans, Reverse Mortgages, Consumer Lending, Series 65, Government Loans, Mortgage Underwriting, Small Business Lending
Education
Faulkner University
Bachelor, Business Administration
Covenant Financial Inc. February 2009 - September 2009
Covenant Financial Inc February 2009 - September 2009
Wachovia Mortgage October 2003 - October 2008
Wachovia Mortgage October 2003 - October 2008
Fountain Valley School District July 1995 - June 2003
Fountain Valley School District July 1995 - June 2003
PC MAGIC October 1993 - June 1995
Laboratory Test Data Center January 1991 - February 1993
McDonnell Douglas Corporation August 1988 - February 1993
Vista Computer Co August 1982 - August 1984
Education
California State University-Fullerton 1984 — 1988
Not Completed, BS - Electrical Engineering
Golden West College 1980 — 1982
AA, Arts
Golden West College
Associate, Arts
Fountain Valley High School 1975 — 1979
High School, General Studies
California State University-Fullerton
Perl Mortgage August 2012 - Present
Main Street Financial August 2011 - August 2012
Caliber Funding, LLC September 2010 - October 2011
Lifetime Financial Partners 2008 - 2010
Wachovia Mortgage 2005 - 2008
Skills
Mortgage Lending, Mortgage Banking, Marketing, First Time Home Buyers, Refinance, FHA, Loans, Credit, Loan Origination, Customer Service, Sales Management, Team Building, USDA, Banking, Business Development, Sales, Investment Properties, Residential Mortgages
Education
Eastern Illinois University 1996 — 2001
BA, Consumer Affairs/Business Admin
Hesse Partners April 2009 - Present
Wachovia Mortgage March 2008 - April 2009
Washington Mutual October 2004 - December 2007
Skills
Sales Management, Sales Process, Sales, Management, Mortgage Lending, Marketing Strategy, Start-ups, Business Development, Business Planning, Strategy, Training, Strategic Partnerships, Entrepreneurship, Small Business
Education
Columbia Graduate School of Business 1963 — 1965
MBA, Marketing
Kenyon College 1959 — 1963
Bachelors, Economics
Synovus/ Sea Island Bank January 2014 - Present
Synovus April 2007 - September 2014
Sara Jane Children's Boutique 2010 - 2013
BB & T 2006 - 2007
Hamilton- Turner Inn September 1997 - February 2002
Wachovia Mortgage 1994 - 1996
Skills
Commercial Banking, Credit, Loans, Banking, Portfolio Management, Commercial Lending, Credit Analysis, Leadership, Management, Small Business Lending, Finance, Retail Banking, Cash Management, Lines Of Credit, Consumer Lending, Mortgage Lending, Underwriting, Wealth Management, Loan Origination, Investments, Mortgage Banking, Strategic Financial...
Education
Emory University - Goizueta Business School 1972 — 1976
BBA, Accounting/Finance
O'Rourke Petroleum November 2014 - Present
Morgan Distributing Inc March 2013 - October 2014
Morgan Distributing Inc February 2011 - March 2013
Morgan Distributing Inc January 2008 - February 2011
Wachovia Mortgage April 2006 - December 2007
Wells Fargo January 2006 - January 2007
Tate & Lyle North America May 2005 - August 2005
Tate & Lyle North America May 2004 - August 2004
Skills
Sales Management, Loan Origination, Sales, Account Management, New Business Development, Mortgage Lending, Loans, Refinance, Credit, Mortgage Banking, Credit Analysis, Strategic Planning, Contract Negotiation, Sales Operations, Banking, Management, Selling, Microsoft Excel, CRM, Marketing, Pricing, Cold Calling, Leadership
Education
Roosevelt University 2005 — 2007
M.B.A., Marketing
Eastern Illinois University 2001 — 2005
B.S. in Business, Finance
Eastern Illinois University at CharlestonRoosevelt University 2001 — 2005
Bachelor of Science; Master of Business Administration, Business; Finance; Marketing
Mt. Zion High School 1998 — 2001
PNC Mortgage, a division of PNC Bank October 2008 - Present
Wachovia Mortgage June 2006 - July 2008
Education
Daytona State College 2008 — 2010
A.A, Finance and Accounting
VectorVest, Inc March 2010 - Present
Wachovia Mortgage September 2004 - October 2010
Wells Fargo Home Mortgage April 2001 - September 2004
Skills
Banking, Customer Service, Credit, Microsoft Office, Loans, Retail Banking, Microsoft Excel, Commercial Banking, Credit Analysis, Microsoft Word, Financial Analysis, Risk Management, Credit Risk, Mortgage Lending, Portfolio Management, Strategic Planning, Consumer Lending, Leadership, Relationship Management, Sales Management, Refinance, Analysis, Management, Business Development, Insurance, Sales, Loan Origination, Mortgage Banking, Training, Real Estate, Call Centers, Investments, Team Building
Education
Belmont Abbey College 1992 — 1996
Bachelor of Arts (B.A.), Therapeutic Recreation/Recreational Therapy
Banc Home Loans April 2014 - Present
EverBank July 2012 - Present
PNC Mortgage February 2008 - August 2012
Wachovia Mortgage 2004 - 2008
Skills
Loans, Mortgage Lending, FHA, Mortgage Banking, Refinance, Loan Origination, VA loans, Residential Mortgages, Credit, FHA financing, First Time Home Buyers, Construction Loans, Investment Properties, Credit Analysis, Reverse Mortgages, Banking, Real Estate Financing, Certified Mortgage..., Real Estate
Education
American University - Kogod School of Business 1995 — 1999
international Finance, Business Finance
American University 1993 — 1997
Bachelor of Science (BS), International Finance
M&T Bank Mortgage Loan OfficerM&T BankNovember 2011 - Present
Wachovia Mortgage August 2007 - April 2009
Skills
Mortgage Lending, REO, FHA, Mortgage Banking, Loss Mitigation, Credit, Refinance, Residential Mortgages, Investments, Real Estate, Investment Properties, Mortgage Servicing, Portfolio Management, VA loans, Real Estate Financing, USDA, Real Estate Transactions, Investors, Risk Management, Property Management, Loan Modifications, Referrals, Construction Loans, Asset Management, Commercial Real Estate, Default, FHA financing, Financial Analysis, Foreclosures, HUD, Loan Origination, Loans, Negotiation, Property, Real Estate Economics, Residential Homes, Sellers, Selling, Short Sales, Underwriting, Banking, Customer Service, Loan Servicing, Mortgage Underwriting, Reverse Mortgages
Education
East Carolina University 1997 — 2001
Wells Fargo Home Mortgage August 2011 - Present
Wells Fargo August 2011 - Present
Barclays Capital May 2007 - August 2010
Reo Closer May 2007 - August 2010
West Brothers Logistics November 2004 - May 2007
Wachovia Mortgage January 2001 - January 2004
Skills
Client Liason, Microsoft Office, Customer Service, Bankruptcy, Loan Origination, Loan Servicing, Cash Management, REO, Closers, Collections, Credit, LPS
Education
Ashford University 2014 — 2015
MBA, Human resource management
North Carolina Wesleyan
Bachelor of Arts, Criminal Justice; Justice Studies
Rex Healthcare July 2013 - Present
Ajilon Consulting November 2008 - August 2010
Wachovia Mortgage October 2007 - October 2008
Wells Fargo Financial May 2006 - October 2007
State Employees Credit Union (SECU) February 2002 - May 2006
Skills
Software Documentation, Cross-functional Team..., People-oriented, Inspiring People, Nursing Care, BLS (CPR and AED) for..., R Care, MAK, Sorian, Pyxis and OMNICELL..., Nursing Assistant II, ACLS (CPR and AED) for...
Education
Wake Technical Community College 2011 — 2013
Associate of Science (A.S.), Nursing
Durham Technical Community College 2008 — 2011
Science pre-requisites
Meredith College 1997 — 2001
Bachelor of Science, Business Administration
Ocwen Financial Solutions June 2004 - Present
National City Home Loan Services October 2002 - June 2004
Wachovia Mortgage November 1993 - October 2002
Education
Bridgewater College 1989 — 1993
Bachelor of Science (BS), Business and Economics
Universal American Mortgage Company (UAMC) March 2014 - Present
Wells Fargo Home Mortgage November 2012 - March 2014
Wells Fargo Home Mortgage October 2011 - November 2012
NIA Consulting, a division of Interthinx December 2008 - September 2011
NIA Consulting December 2008 - September 2011
Wachovia Mortgage July 2007 - December 2008
Axis Mortgage and Investment February 2006 - January 2007
Aegis Mortgage February 2005 - February 2006
JPMorgan Chase January 2004 - January 2005
Wells Fargo Home Mortgage November 2001 - January 2004
Skills
Mortgage Lending, Mortgage Banking, Loans, Mortgage Underwriting, Credit, Underwriting, Credit Analysis, Loss Mitigation, Banking, Loan Origination, Refinance, Residential Mortgages, Risk Management, Portfolio Management, Consumer Lending, Financial Analysis
Education
Mesa Community College
Phoenix College
Merrill Lynch July 2012 - Present
Wachovia Bank/Wells Fargo January 2008 - September 2010
Wachovia Mortgage March 2005 - December 2007
Skills
Banking, Credit, Finance, Customer Service, Financial Analysis, Investments, Leadership, Loan Origination, Loans, Management, Mortgage Banking, Mortgage Lending, Portfolio Management, Refinance, Sales
Education
Canisius College 1994 — 1998
Business Management
NATIONAL DEFAULT EXCHANGE L P January 2007 - Present
WACHOVIA MORTGAGE March 2002 - November 2007
Wells Fargo 2001 - 2007
Citigroup, Inc November 2000 - July 2002
CHESAPEAKE WEST APPRAISAL January 2000 - January 2001
PMI Mortgage January 1999 - January 2000
PMI MORTGAGE INSURANCE COMPANY January 1998 - January 2000
Skills
REO, Loan Origination, Mortgage Lending, Management, Underwriting, Loans, Funding, Loss Mitigation, Insurance, Title Insurance, Mortgage Servicing, Credit, Closings, Mortgage Banking, Residential Mortgages, Call Centers
Education
Nimitz High School
North Lake College
VantageSouth Bank July 2012 - Present
Wells Fargo Home Mortgage February 2011 - April 2012
Wachovia Mortgage November 2001 - February 2011
First Union Mortgage December 2000 - November 2001
First Union Mortgage September 1998 - December 2000
First Union Mortgage March 1996 - September 1998
Skills
Microsoft Office, Microsoft Excel, Microsoft Word, Customer Service, PowerPoint, English, Windows, Research, Outlook, Teaching, Public Speaking, HTML, Budgets, Loans
Education
Campbell University 1988 — 1992
Bachelor of Business Administration (BBA), Trust Management
Wachovia Mortgage October 2008 - Present
Wells Fargo Home Mortgage October 2007 - Present
Wells Fargo April 2008 - October 2008
Wells Fargo October 2007 - April 2008
Matera Paper Company January 2006 - September 2007
Matera Paper Company, Inc. January 2005 - September 2007
Michigan Farm Bureau August 2004 - January 2005
Michigan Farm Bureau August 2004 - December 2004
Michigan Public Health Institute July 2002 - August 2004
Michigan Public Health Institute November 2002 - July 2004
Skills
Leadership Development..., Strategic Communications, Report Writing, Proposal Writing, Resume Writing, Innovation Development, Call Center, Office Administration, Customer Satisfaction, Social Networking, Presentations, Windows 7, Microsoft Word, Sales Management, Direct Sales, Collections, Project Management, Risk Management, Quality Assurance
Education
San Antonio College 2005 — 2007
Business/Corporate Communications
Lansing Community College 1998 — 2004
Snap-On Tools October 2011 - July 2013
PayPal October 2008 - April 2011
Wachovia Mortgage April 2007 - September 2008
Cass County Bank March 2005 - May 2007
Marine Bank January 2001 - July 2004
Mortgage Express INC January 1994 - January 1998
Skills
Continuous Improvement, Automotive, Lean Manufacturing, Customer Service, Manufacturing, Six Sigma, Process Improvement, Operations Management, Supply Chain Management, Microsoft Office, Inventory Management, Team Building, Customer Satisfaction, Management, Project Management, Negotiation, Kaizen, Strategic Planning, Sales Management, Microsoft Excel, Mortgage Lending, Loans, Budgets, Business Development, Sales, Real Estate, Account Management
Education
Hastings College
Bachelor of Arts Degree, Business Administration
Fountains Country Club 2009 - 2013
Wachovia Mortgage April 2007 - October 2008
Skills
Payroll, PowerPoint, Microsoft Excel, Microsoft Word, Microsoft Office, Proofreading, Employee Benefits, HR Policies, HRIS, E-Learning
Education
Laguardia Community College 1981 — 1984
Associate of Science (AS), Administrative Assistant and Secretarial Science, General