Experience
Wells Fargo Home Mortgage   November 2011 - Present

Skills
Loan Origination, Customer Satisfaction, Compliance, Mortgage Consulting, Retail Banking, Customer Service, Mortgage Lending, Banking, Mortgage Banking

Education
Texas A&M International University   2006 — 2010
Bachelor's degree, Business Administration and Management, General

The University of Texas at San Antonio   2004 — 2006

Experience
Wells Fargo Home Mortgage   July 2014 - Present
Wells Fargo Home Mortgage   October 2011 - July 2014
Enterprise Rent-A-Car  February 2008 - July 2011
Enterprise Rent-A-Car  May 2007 - February 2008
Enterprise Rent-A-Car  May 2006 - May 2007
The Cheesecake Factory  June 2004 - May 2006

Skills
Sales, Process Improvement, Risk Management, Employee Engagement, Loans, Strategic Planning, Sales Management, Mortgage Lending, Leadership Development, Lean Management, Employee Mentoring, Strategic Hiring, Customer Service

Education
Texas State University-San Marcos   2003 — 2005
B.S., Psychology, Math Minor, 3.79 GPA

United States Air Force Academy   2000 — 2002
Management

Experience
Bank of America  February 2015 - Present
Loan Depot  January 2014 - February 2015
Prospect Mortgage, LLC  July 2013 - December 2013
Bank of America  August 2011 - July 2013
Wells Fargo Home Mortgage   August 1999 - December 2009

Skills
Bilingual-English/Spanis..., Mortgage Lending, Loans, VA Loans, FHA, 203K, HomePath, Investment Properties, Real Estate, First Time Home Buyers, Credit, Refinance

Education
Texas Christian University   1994 — 1998
Bachelor of Business Administration (BBA), Real Estate

Experience
Wells Fargo Home Mortgage   May 2015 - Present
Georgetown Mortgage LLC  September 2011 - April 2015

Skills
Mortgage Lending, Mortgage Banking, Refinance, Loans, FHA, Loan Origination, Residential Mortgages, VA loans, USDA, FHA financing, Credit, Reverse Mortgages, Banking

Education
Texas State University-San Marcos   2003 — 2007
Bachelor of Business Administration, Finance

Experience
Citi  June 2015 - Present
Bank of America  April 2012 - February 2015
Bank of America  November 2009 - April 2012
Countrywide Home Loans  July 2005 - December 2008
Opteum Financial Services  March 2004 - June 2005
Wells Fargo Home Mortgage   March 2003 - March 2004
Dunlap Co   2001 - 2003

Skills
Business Analysis, Business Strategy, Business Partner Support, Management, Project Management, Relationship Management, Consulting, Mortgage Lending, Mortgage Banking, Credit, Sales, Mortgage Underwriting, Finance, Risk Management, Banking, Credit Analysis, Leadership, Loan Origination, Loans

Education
University of North Texas   1999 — 2001
Bachelor of Science (BS)

Texas Christian University   1997 — 1999

Experience
RE/MAX Reliance  March 1994 - Present
Towamencin Development Group   June 2004 - Present
Wells Fargo Home Mortgage   July 2009 - February 2011
Homestead Mortgages, Inc.   January 2000 - July 2009
RE/MAX Central  January 1994 - June 2009

Skills
Real Estate, First Time Home Buyers, Investment Properties, Residential Homes, Investors, FHA, Real Estate Transactions, Mortgage Lending, Selling, Commercial Real Estate, Loans, Rentals, Refinance, Buyer Representation, Reverse Mortgages, Construction, USDA, Short Sales, Sales

Education
Temple University   1991 — 1993
Accounting and real estate

Experience
PennyMac Loan Services, LLC  May 2015 - Present
Gateway Mortgage Group  October 2014 - May 2015
Ditech Mortgage Corp  May 2014 - October 2014
Homeward Funding   July 2013 - May 2014
Wells Fargo Home Mortgage   June 2012 - June 2013
Bank of America  October 2007 - July 2012
Nationstar Mortgage  November 2005 - October 2007

Skills
Mortgage Underwriting, Mortgage Lending, Mortgage Banking, Loans, Credit Analysis, Credit, FHA, Residential Mortgages, Loan Origination, Refinance, Consumer Lending, Underwriting, Real Estate Financing, FHA financing, Government Loans, First Time Home Buyers, Construction Loans, Investment Properties, Non-Conforming, Mortgage Servicing, Commercial Mortgages, Loan Servicing, USDA, Loss Mitigation, Home Equity Loans, Certified Mortgage..., Home Equity Lines of..., Reverse Mortgages, Real Estate Economics, Banking, Credit Risk, Foreclosures, Real Estate, Investments, Finance, Financial Services, Portfolio Management, Lines Of Credit, REO, Commercial Lending, Title Insurance, FHA Financing, Mortgage Industry

Education
Texas A&M University School of Law   2009 — 2013
Doctor of Law (J.D.), Law

Texas A&M University   2003 — 2005
Bachelor of Arts (B.A.), English Language and Literature, General

University of Oklahoma   2001 — 2003

Experience
Gateway Mortgage Group  June 2014 - Present
Supreme Lending  December 2013 - May 2014
Wells Fargo Home Mortgage   February 2012 - December 2013
Viewpoint Mortgage   March 2010 - February 2012

Skills
Residential Mortgages, Purchase, Refinance, Conventional Loans, FHA Loans, VA Loans, USDA Loans, Jumbo Loans, Sales

Education
Texas A&M University   1988 — 1992
BA, Business Management

Experience
American Radio Relay League  June 2014 - Present
STEM School and Academy  April 2014 - Present
Wireless Literacy Programs   August 2009 - Present
Cherry Creek Schools  June 2011 - April 2014
Mile High DX Association   April 2010 - April 2012
Wells Fargo Home Mortgage   May 2009 - June 2010
Master Magnetics   April 2008 - January 2009
Amateur Radio Antenna Design   June 2006 - June 2006
Enchanted Rock Enterprises dba EquityRelief.com   May 1993 - June 2005
Goldome Bank  January 1988 - June 1991

Skills
Business Strategy, Product Marketing, Grant Writing, Emergency..., Antenna Arrays, HF/VHF/UHF Wireless..., FEMA Emergency..., Severe Weather, RF Grounding Systems, Product Development, Satellite Communications, New Business Development, Radio Advertising, Space Weather, Magnetics, Mortgage Banking, Gifted Education, Technical Writing, Gifted Children, Real Estate Financing, Sales Presentations, Technical Presentations, Curriculum Design, Public Speaking, Management, Program Management, Educational Technology, Networking, Instructional Design, Training, Teaching, Staff Development, Curriculum Development, Adult Education, Teacher Training, Technology Integration, Educational Leadership, Classroom, Grants, Community Outreach, Elementary Education, Writing, Instructional Technology, Leadership, Tutoring, E-Learning, Literacy, Program Development, Analysis, K-12

Education
University of Colorado at Denver   1983 — 1987
Bachelor of Applied Science (B.A.Sc.), Entrepreneurial and Small Business Operations

University of Phoenix-Colorado Campus   2005 — 2007
Master of Arts (M.A.), Secondary Education and Teaching, 3.93

Texas State Technical College Waco   1982 — 1983
Electronics Servicing Certificate, LASER applications, analog electronics

Experience
Ditech Financial LLC  May 2015 - Present
imortgage  October 2013 - May 2015
Wells Fargo Home Mortgage   May 2011 - October 2013
Bank of America  January 2006 - May 2011
World Savings  June 2003 - January 2006

Skills
Credit, Loan Origination, Mortgage Lending, Loans, Customer Service, FHA, Refinance, Mortgage Banking, Residential Mortgages, Team Leadership, VA loans, USDA, Government Loans, Construction Loans, FHA financing, FHA Financing

Education
Texas A&M University   2002 — 2004
MBA, Business Administration

The University of Texas at Dallas   1996 — 2000
BS, Accounting

The University of Texas at Dallas   1996 — 2000
Bachelor of Science (BS), Accounting and Finance

Experience
iDetail of San Antonio   February 2010 - Present
AMD Camarillo and Company   April 2001 - Present
International City Mortgage  October 2013 - April 2015
Gold Star Mortgage Financial Group  January 2014 - October 2014
World Savings  March 2005 - December 2013
Hostway Corporation  November 2011 - December 2012
Wells Fargo Home Mortgage   October 2010 - July 2011
Rackspace, the Open Cloud Company  April 2005 - January 2011
Rackspace  November 2008 - April 2010
Ameriquest Mortgage  January 2004 - March 2005

Education
Texas State University   1993 — 1995
Psychology

Experience
MoneyGram International  August 2014 - Present
Northwestern Mutual  2015 - 2015
Northwestern Mutual  2015 - 2015
Northwestern Mutual  2015 - 2015
HTC Global Services  June 2013 - July 2014
Blue Cross and Blue Shield of Illinois, New Mexico, Oklahoma & Texas   December 2012 - June 2013
Grant Thornton LLP  June 2012 - December 2012
Meijer  August 2011 - April 2012
Wells Fargo Home Mortgage   May 2010 - August 2011
Travelers  June 2008 - April 2010

Skills
Data Modeling, Data Warehousing, ETL, Teradata, Informatica, Oracle, SQL, Business Intelligence, Microsoft SQL Server, Erwin, DB2, Database Design, Requirements Analysis, Dimensional Modeling, PL/SQL, SDLC, Data Integration, Databases, Business Analysis, Data Architecture, OLAP, Unix, Visio

Education
Texas A&M University-Commerce   2007 — 2008
Master's degree, Computer Science

Experience
Anne McGilvray & Company  September 2012 - Present
Wells Fargo Home Mortgage   November 2011 - January 2013
Bank of America  May 2009 - November 2011
Countrywide Home Loans  October 2002 - October 2008

Skills
Mortgage Lending, Loans, Mortgage Banking, FHA, Banking, Loan Origination, VA loans, Refinance, FHA financing, Credit, USDA, Government Loans, Non-Conforming, Residential Mortgages, Credit Analysis

Education
The University of North Texas   1994 — 1996
Bachelor of Arts (BA), Psychology

Southwest Texas State University   1993 — 1994
Bachelor of Arts (B.A.), Psychology

Experience
Stonegate Mortgage Corporation (NYSE: SGM)   August 2014 - Present
Sente Mortgage  April 2014 - August 2014
JPMorgan Chase  May 2012 - April 2014
Indecomm Global, Inc.   December 2010 - May 2012
JPMorgan Chase  June 2008 - December 2010
DHI Mortgage  June 2006 - May 2008
Wells Fargo Home Mortgage   August 2005 - February 2006
First Franklin  January 2004 - August 2005

Skills
Customer Service, Mortgage Banking, Mortgage Lending, Mortgage Underwriting, FHA, Loans, VA loans, Underwriting, Residential Mortgages, Leadership, Mortgage Servicing, Banking, Refinance, Loan Origination, Loss Mitigation, Government Loans, Credit, Financial Analysis, Finance, Loan Servicing, Credit Analysis, Credit Risk, USDA, Consumer Lending, Risk Management, FHA financing, Human Resources, Mediation, Time Management, Construction Loans, Reverse Mortgages, Home Equity Loans, Commercial Lending, Training, Commercial Mortgages, FHLMC, Financial Services, FNMA, Wholesale Lending, Non-Conforming, First Time Home Buyers, Risk Analysis, Due Diligence, Employee Training, Microsoft Excel

Education
University of Houston-Clear Lake   2009 — 2013
Bachelor of Business Administration (BBA), Management, Human Resources

Katy High School

New Braunfels High School

Texas State University-San Marcos

Experience
Bank of America  May 2012 - Present
Bank of America Home Loans  October 2011 - May 2012
Wells Fargo Home Mortgage   January 2010 - October 2011
Chase Home Lending  June 2006 - January 2009
Farmers Insurance  December 2004 - June 2006
JPMorgan Chase  February 2004 - December 2004
AIG American General  March 2001 - May 2003

Skills
Bilingual, Critical Thinking, Multitasker, Mortgage Lending, Training, Loans, Customer Retention, Sales, Mortgage Banking, Business Planning, Sales Management, Investments, Management, Marketing, Small Business

Education
Southwest Texas State University   1996 — 1998
Bachelor of Business Administration (BBA), Business Administration and Management, General

Experience
Peter Becker Community  January 2012 - Present
HCR ManorCare  August 2007 - January 2011
Wells Fargo Home Mortgage   August 2006 - June 2007

Skills
Treasurer of Upper Perk..., Soccer Coach ~ E..., Finance, Healthcare, Payroll, Medicaid, Employee Benefits, Invoicing, HIPAA, Nursing, Medical Billing, Process Improvement, Medical Records

Education
Temple University - Fox School of Business and Management   1995 — 2000
Bachelor of Business Administration (BBA), Risk Mgmt and Insurance and Human Resource Mgmt

Experience
Capital One  February 2013 - Present
Wells Fargo  August 2012 - January 2013
Wells Fargo  June 2012 - August 2012
Texas A&M University  October 2008 - May 2012
Wells Fargo Home Mortgage   May 2011 - August 2011

Skills
Bilingual- Korean, Risk Management, Leadership, Financial Analysis, Loans, Mortgage Banking, Sales

Education
Texas A&M University - Mays Business School   2008 — 2012
Bachelor of, Business Administration

Yonsei University   2011 — 2011
Bachelor of Science, International Business

Experience
TBI Mortgage  March 2013 - Present
Wells Fargo Home Mortgage   August 2011 - March 2013
GMAC Mortgage  May 2009 - August 2011
Foundation Financial, Inc.   August 1999 - May 2009
Patriots Abstract, Inc.   January 2001 - June 2008
Banc One  July 1997 - June 1999

Skills
VA, Mortgage, Loans, First Time Home Buyers, Home, Sellers, Mortgage Lending, FHA, Mortgage Banking, Conventional, Refinance, Real Estate, Residential, Banking, Conforming, Mortgage Industry, Purchase, Sales Management, Loan Origination, Residential Mortgages, Residential Homes

Education
Temple University
Bachelor

Experience
Capital One  September 2014 - Present
Wells Fargo Home Mortgage   June 2011 - November 2013
Shea Mortgage  September 2010 - August 2011
Bank of America Home Loans  January 2010 - September 2010
FS Mortgage Services   December 1998 - January 2010
Mortgage Corporation of America (MCA)   October 1997 - December 1998
Accredited Home Loans   January 1995 - October 1997

Skills
Mortgage Lending, Loans, Credit, Selling, Sales, Business Planning, Cold Calling, Recruiting, Employee Training, New Business Development, Loan Origination, Customer Retention, Underwriting, FHA, Residential Mortgages, Refinance, Sales Operations, Relationship Management, B2B, Leadership, Problem Solving, budgeting, Creativity, Credit Analysis, Account Executives, Cross Selling, Mortgage Banking, Wholesale, Banking, Revenue & Profit Growth, Budgets

Education
Texas Tech University

Trinity University

Experience
Shifting Results   January 2014 - Present
Proctor Gallagher Institute  2014 - Present
Bank of Oklahoma  August 2006 - January 2014
Wells Fargo Home Mortgage   1999 - 2006
First Financial Savings and Loan   1983 - 1987

Skills
Mortgage Lending, Jumbo Mortgages, Conventional, Self Employed, FHA, First Time Home Buyers, Commercial Banking, Residential Mortgages, Loan Servicing, REO, VA loans, Commercial Lending, Mortgage Banking, Financial Analysis, Loans, Refinance, Credit, Mortgage Servicing, Loss Mitigation, FHA financing, USDA, Banking, Home Equity Loans, Customer Service, Loan Origination, Credit Analysis, Reverse Mortgages, Real Estate, Jumbo Mortgage, Investments, Underwriting, Consumer Lending, Investment Properties, Construction Loans, Closings, Referrals, Team Leadership, Achieving Results, Leadership Development, Coaching, Consulting, Executive Coaching, Leadership

Education
Proctor Gallagher Institue   2013 — 2014

Texas State University-San Marcos   1976 — 1979

Howard County Jr College   1976 — 1976

Big Spring High School

Experience
Members Choice Credit Union (Houston, TX)   January 2015 - Present
Members Choice Credit Union  October 2012 - December 2014
LegalPartners   September 2011 - September 2012
Member Home Loan  January 2007 - April 2011
Wells Fargo Home Mortgage   November 2005 - January 2007
G. Patrick Collins & Associates   July 1996 - November 2005

Skills
Real Estate, Mortgage Banking, Mortgage Lending, Loans, Underwriting, Finance, Sales, Residential Mortgages, Credit

Education
Texas A&M University   1988 — 1992
Bachelor of Science, Political Science

Experience
Eagle Home Mortgage  July 2015 - Present
Wells Fargo Home Mortgage   August 2009 - July 2015
Bank of America Home Loans  February 2008 - July 2009
Countrywide Home Loans  January 2005 - June 2009
Chase Home Mortgage  December 1989 - January 2005

Skills
Mortgage Lending, Loans, Refinance, Investment Properties, Home, Mortgage Banking, FHA, Real Estate, Residential Mortgages, VA loans, Finance, Loan Origination, Condos, Credit Analysis, Loss Mitigation, USDA, REO, Consumer Lending, Real Estate Economics, Foreclosures, Reverse Mortgages, Real Estate Transactions, FHA financing, Credit, Investors, Short Sales, Certified Mortgage..., Referrals, Residential Homes, HUD, First Time Home Buyers, Financial Structuring, Government Loans, Rates, Mortgage Marketing, Commercial Lending, Mortgage Underwriting, Real Estate Financing, Underwriting, Construction Loans, Mortgage Servicing, Home Equity Lines of..., Debt Consolidation, Investments, Banking, Brokerage, Small Business Lending, Home Equity Loans, Commercial Mortgages, Non-Conforming

Education
Temple University - Fox School of Business and Management   1985 — 1989
BBA, Economics

Experience
Caliber Home Loans  October 2013 - Present
Legacy Mutual Mortgage  February 2010 - October 2013
Wells Fargo Home Mortgage   July 2006 - February 2010

Skills
Loan Origination, Mortgage Lending, FHA, Mortgage Banking, Residential Mortgages, Refinance, Loans, FHA financing, VA loans, USDA, Credit, Credit Analysis, First Time Home Buyers, Investment Properties, Underwriting, Real Estate, Construction Loans, Real Estate Transactions, Real Estate Financing, Government Loans, Investors, Risk Management, Real Estate Economics, Commercial Lending, Sellers, Consumer Lending

Education
Texas A&M University   1989 — 1993
BS, Agricultural Economics

Experience
Brand Mortgage Group  February 2012 - Present
Wells Fargo Home Mortgage   February 2009 - February 2012

Skills
VA loans, FHA, USDA, Refinance, Mortgage Banking, FHA financing, Government Loans, Mortgage Lending, Residential Mortgages, Loan Origination, Certified Mortgage..., Construction Loans, Loans, Non-Conforming, Credit, Home Equity, Reverse Mortgages, Home Equity Lines of..., Home Equity Loans, Mortgage Underwriting, Mortgage Marketing, First Time Home Buyers, Mortgage Servicing, Real Estate, Short Sales, REO, Foreclosures

Education
Plano Senior High School

Texas A&M University

Experience
Freedom Mortgage  2012 - Present
Wells Fargo Home Mortgage   January 2008 - September 2012
UBS  March 2006 - November 2007
Citimortgage  April 2003 - March 2006
Temple Inland (Guaranty Residential)   September 1996 - April 2003

Skills
Loan Origination, Mortgage Banking, Residential Mortgages, Mortgage Lending, FHA, VA loans, USDA, Underwriting, Loans, Government Loans, Construction Loans, FHA financing, Refinance, Mortgage Underwriting, Loss Mitigation, Certified Mortgage..., Wholesale, Credit, Reverse Mortgages, Home Equity Loans, Mortgage Marketing, Mortgage Servicing, Wholesale Lending

Education
FBI Academy, Quantico, VA   1990 — 1990
Forensic Serology and DNA Analysis

Texas Tech University   1982 — 1988
Bachelor's degree, Zoology and Chemistry

Experience
North American Title  August 2014 - Present
Unified Title Company of Northern Colorado   September 2010 - Present
Wells Fargo Home Mortgage   April 2007 - September 2010
Premier Mortgage Group  November 2002 - April 2006
Empire Title of Larimer County   1997 - 2000
Security Title  1990 - 1997

Skills
Investment Properties, Mortgage Lending, First Time Home Buyers, Real Estate, Real Estate Transactions, Email Marketing, FHA, Loans, Mortgage Banking, Small Business, Selling, Refinance, Sellers, Foreclosures, Relocation, New Home Sales, Residential Mortgages, Condos, Sales, REO, Marketing, New Business Development, Short Sales, Residential Homes, Commercial Real Estate, Single Family Homes, Customer Service, Investments, VA loans, Investors, Property, Credit, USDA, Referrals, Real Estate Economics, Loan Origination

Education
Texas Tech University   1984 — 1988

Robinson Secondary   1980 — 1985

Experience
SavageFIT   October 2010 - Present
Wells Fargo  December 2013 - March 2015
Bay Equity, LLC  June 2009 - July 2010
Marketbright, Inc.   June 2009 - November 2009
Wells Fargo Home Mortgage   August 2008 - June 2009
Consolidated Capital Mortgage Corp.   November 2002 - April 2008
Investors Trust Mortgage  March 2002 - November 2002

Skills
Coaching, Athletics, Direct Sales, Fitness, Management, Marketing, Sales, Social Media Marketing, Social Networking, Investment Properties, Marketing Strategy

Education
Texas Tech University   1996 — 2001
Bachelor, Exercise and Sport Sciences

San Angelo Central High School   1993 — 1996

Experience
Anritsu  December 2012 - August 2014
Teknova  March 2012 - November 2012
ScImage  June 2011 - February 2012
LuraTech, Inc   March 2011 - June 2011
Photo USA   October 2007 - January 2009
Assist 2 Sell  December 2004 - October 2007
Wells Fargo Home Mortgage   April 2003 - April 2005
Novell  September 1999 - April 2001
The Mediashoppe   1997 - 1999
Mason & Hanger  September 1988 - September 1997

Skills
Integration, Computer Hardware, Outlook, Windows, Operating Systems, .NET, C#, Technical Consultation, SaaS

Education
Texas Tech University   1983 — 1988
BS, Electrical Engineering

Experience
Navy Army Community Credit Union  June 2012 - Present
Wells Fargo Home Mortgage   January 2010 - June 2012
Wells Fargo  November 2002 - January 2010

Skills
Customer Service, Loan Origination, Management, Marketing, Mortgage Lending, Sales, Real Estate, Microsoft Office, Loans, Credit, Banking, Credit Analysis, First Time Home Buyers, Team Building

Education
Texas A&M University-Corpus Christi   1998 — 2002
Bachelor of Business Administration (B.B.A.), Marketing

Experience
Hessert Construction Group, LLC   May 2014 - Present
Wells Fargo  January 2013 - May 2014
Wells Fargo  June 2011 - January 2013
Wells Fargo  June 2006 - May 2011
Wells Fargo  November 2004 - June 2006
Wells Fargo  December 2001 - October 2004
Wells Fargo Home Mortgage   September 2001 - January 2002

Skills
Marketing Communications, Creative Strategy, Brand Development..., Internal Communications, Social Media..., Marketing Strategy, Marketing, Integrated Marketing, Strategic Planning, Sales Force Development, Brand Positioning..., Leadership, Business Development, Sales Management, Strategy, Management, E-Learning, Communication Messaging, Learning Management..., Sales, Relationship Management, Banking, Learning Management, Cross Selling, Mortgage Lending, Retail Banking, Consumer Lending, Financial Services, Lines Of Credit, Portfolio Management, Credit, Loans, Merchant Services, Small Business Lending, Mortgage Banking, Investments, Brand Design, Post Campaign Analysis, Client Retention..., Budget Monitoring, Budget Process

Education
Temple University - Fox School of Business and Management
Master of Science (M.S.), Marketing

West Texas A&M University
Bachelor of Arts (B.A.), Theatre/Theater

Experience
Bank of America  May 2015 - Present
International City Mortgage  September 2014 - May 2015
PrimeLending  December 2013 - September 2014
Wells Fargo Home Mortgage   January 2011 - July 2013
City Bank Mortgage   November 2009 - January 2011
Citibank  April 2001 - November 2007
West Mortgage   January 1998 - January 2001
Coast Federal Bank  January 1996 - January 1998

Skills
Sales Management, Banking, Loans, Business Development, Sales, Leadership, Management, Mortgage Lending, Business Planning, Training, Sales Process, Financial Services, Recruiting, Investments, Process Improvement, Budgets, Retail Banking, Cross Selling, Strategic Planning, Insurance, Commercial Banking, Executive Management, Mortgage Banking, Time Management, Finance, Credit, Loan Origination, Small Business Lending, FHA, Portfolio Management, Sales Operations, Relationship Management, Credit Analysis, Refinance, Risk Management, Residential Mortgages, Customer Retention, Consumer Lending, Retail, Strategy, Commercial Lending, VA loans, Credit Risk, Mortgage Underwriting, Commercial Mortgages, Branch Management, USDA, Underwriting, Lines Of Credit, FHA financing

Education
Texas Tech University
Bachelor of Arts (BA), Psychology

Experience
Pentagon Federal Credit Union (PenFed Credit Union)- Berkshire Hathaway Home Services   June 2015 - Present
DHI Mortgage  January 2015 - June 2015
Bank Of America Home Loans  August 2013 - January 2015
Wells Fargo Home Mortgage   August 2012 - July 2013
Capital One Home Loans  July 2011 - August 2012
Bank of America  February 2004 - July 2011
Wells Fargo  January 2002 - February 2004

Skills
Mortgage Banking, Mortgage Lending, Retail Banking, Banking, Loans, FHA, Refinance, Credit, Residential Mortgages, VA loans, USDA, FHA financing, Mortgage Underwriting, Loan Origination, Credit Analysis

Education
Southwest Texas State University   1999 — 2001
BBA Marketing, Business Administration and Management, General

Experience
Wells Fargo Home Mortgage   Sr.Loan OfficerAffordable Mortgage INC.March 2001 - October 2005
GATEWOOD MORTGAGE   April 1999 - September 2001

Education
Texas Southern University   2000 — 2004

Experience
Bank of America  June 2012 - Present
Bank of America  May 2010 - May 2012
Bank of America  September 2008 - May 2010
Wells Fargo Home Mortgage   June 2006 - June 2007
NameMedia  2007 - 2007
Tennessee Technological University  August 2003 - December 2005

Skills
Data Management, Business Analysis, Analytics, Design of Experiments, Data Warehousing, Process Improvement, Quantitative Models, Marketing Strategy, Data Modeling, Management, Requirements Gathering, Business Requirements, SDLC, Business Intelligence, Requirements Analysis, Business Process..., SharePoint, CRM, Project Planning, Financial Services, Leadership, Vendor Management, E-commerce, Enterprise Architecture, Databases, Strategic Modeling, Pricing Analytics, IT Strategy, Business Process, Software Project..., Risk Management, Project Portfolio..., Integration, Visio, Testing, PMP, Banking, Strategy, Analysis

Education
UNC Kenan-Flagler Business School   2012 — 2013
Executive MBA, Strategy & Marketing

Tennessee Technological University   2003 — 2005
MS, Electrical Engineering

Delhi Public School   1990 — 1998

Experience
The Lash Lounge  July 2014 - April 2015
Wells Fargo Home Mortgage   June 2012 - December 2013
The Cosmetic Company   June 2011 - May 2012
KAMX-94.7   January 2012 - April 2012

Skills
Mortgage Banking, Microsoft Office, Microsoft Excel, Microsoft Word, Social Media, Media Relations, Social Media Marketing, Digital Media, Radio Promotions, Radio Producing, Broadcast Television, Broadcast Journalism, Communication Skills, Video Editing, Video Production, Audio Editing, Social Media Blogging, Customer Service, Receptionist Duties, Phone Screening, Radio Production, Communication, Sales, Event Management

Education
Texas State University   2007 — 2012
Bachelor's Degree, Broadcast Journalism

Experience
Technical Solutions  October 2013 - March 2014
Wells Fargo Home Mortgage   June 2013 - October 2013
Nationwide Insurance  May 2012 - June 2013
Self Employed  August 2007 - January 2012
NeuroDx Consulting   January 2000 - August 2007
Bedford Health Complex   1996 - 1999

Skills
Project Management, New Business Development, Sales Management, Orthopedic, Management, Microsoft Office, Business Relationship..., ITIL, Vendor Management, Document Management, Strategy, Training, Adobe Acrobat, Property & Casualty..., Database Administration, Information Technology, Human Anatomy, Integration, Access, Cross-functional Team..., Process Improvement, Continuous Improvement, Technology, Logistics, R&D, Construction Management, IT Operations Management, Healthcare Management, Orthopedics, Physiology, Injury Rehabilitation, Photoshop, Neuroscience, Redmine Project Software, Insurance, Budgets

Education
Palmer College   1990 — 1993
Bachelor of Science/Doctor of Chiropractic

Texas A&M University   1986 — 1988

Experience
Wells Fargo Home Mortgage   September 2014 - Present
Wells Fargo Home Mortgage   February 2013 - September 2014
Wells Fargo Home Mortgage   February 2012 - February 2013
Wells Fargo Home Mortgage   September 2011 - February 2012
H & R Block  December 2008 - April 2011
Homeowners Financial Group  April 2008 - December 2010

Skills
Management, Mortgage Lending, Mortgage Underwriting, Training, Quality Auditing, Sales, Risk Assessment, Internal Communications, Leadership Development, Customer Engagement, Employee Engagement, Credit Analysis, Written & Oral..., Tax Returns, Fixed Income Analysis, Proactive self-starter, Highly detail oriented, Staff Development, Escalation Resolution, Process Management, Commercial Lending, Team Leadership, Team Management, Team Building

Education
Texas Christian University - M.J. Neeley School of Business   1983 — 1984
BBA, Finance

Experience
Frisco Fights FAT   August 2007 - Present
Wisdom RULES Training LLC   September 1988 - Present
Halliburton  September 2014 - March 2015
Halliburton  October 2013 - July 2014
Halliburton  March 2013 - September 2013
Halliburton  September 2012 - February 2013
Wells Fargo Home Mortgage   August 2010 - March 2012
Alliance USA Training   August 1997 - November 2010
Texas Health Resources  April 2010 - August 2010
PNC Mortgage, PNC Bank, NA   January 2010 - April 2010

Skills
Training, Coaching, Management, Program Management, Instructional Design, Hands-on Training, Consulting, Employee Training, Leadership Development, Team Building, Workshop Facilitation, CRM, Change Management, Software Documentation, Instructor-led Training, Public Speaking, Training Delivery, Process Improvement, Sales, Customer Service, Software Implementation, Marketing, Analysis, Human Resources, Technical Support, Nutritional Counseling, Administrative..., Presentation Coaching, E-Learning, Team Leadership, Documentation, Customer Relations, Nutrition Education, Training & Development, Sales Support, Teaching Adults, Online Training, Product Support, Pastoral Care, Direct Sales, Sales Operations, Outstanding Customer..., Desktop Support, Administrative Support, Software Training, SAP

Education
Dallas Theological Seminary, Th.M.   1985 — 1991
Th.M., Systematic Theology

Texas A&M University   1978 — 1983
BA, History, Philosophy, Religion

Experience
VIVO Realty  March 2014 - Present
Independent Yoga Teacher  January 2012 - Present
The Michael Group  2006 - 2014
Progressive Southern Real Estate and Loss Mitigation Consulting   May 2006 - December 2013
Gateway Mortgage Group  August 2006 - November 2011
Wells Fargo Home Mortgage   March 1999 - March 2006

Skills
Mortgage, Loans, Mortgage Planning, Home, Short Sales, Yoga, VA loans, FHA, Certified Mortgage..., Mortgage Banking, Real Estate, Finance, Mortgage Lending, Residential Mortgages, Loss Mitigation, USDA, First Time Home Buyers, Financial Analysis, Real Estate Financing, Foreclosures, Refinance, Credit, Coaching, Investment Properties, Loan Origination

Education
Texas Tech University   1998 — 2001
Bachelor of Arts, Psychology, Spanish Linguistics

Experience
Atlas Realty, Inc.   July 2012 - Present
Wells Fargo Home Mortgage   January 2012 - June 2012
Park North Condominiums Homeowners Association, Inc   January 2010 - January 2012
Allied Home Mortgage  August 2009 - November 2011
Alethes  May 2006 - August 2009
PrimeLending  May 2005 - May 2006
Alethes  February 2005 - May 2005
CTX Mortgage  September 2004 - January 2005
Alethes  July 2004 - September 2004
RBC Mortgage  July 2002 - July 2004

Skills
Real Estate, Property Management, Sales, Leasing, Investment Properties, Texas Real Estate..., Texas Association of..., National Association of..., Austin Board of Realtors, Multiple Listing Service, Residential Homes, Sellers, Loans, Finance, USDA, Investments, Loan Origination, First Time Home Buyers, Mortgage Banking, Mortgage Lending, Residential Mortgages, Refinance, Real Estate Financing, Short Sales, VA loans, FHA, Small Business, Investors

Education
Texas State University   2000 — 2001
MBA, Business Administration

Texas State University   1998 — 2000
BBA, Accounting

The University of Texas at Austin   1996 — 1998

Experience
Wells Fargo Home Mortgage   January 2002 - Present
Well Fargo Home Mortgage  2002 - Present
The Associates  1995 - 2001

Skills
Mortgage Lending, FHA, Mortgage Banking, Certified Mortgage..., Loan Origination, REO, Loans, Sales, Real Estate, Construction Loans, Underwriting, Investment Properties, USDA, Mortgage Underwriting, Credit, Banking, Reverse Mortgages, First Time Home Buyers, Credit Analysis, FHA financing, Residential Mortgages, Commercial Lending, Sales Operations, VA loans, Refinance, Consumer Lending, Government Loans, Commercial Mortgages, Mortgage Marketing, Relationship Management, Loss Mitigation, Investments, Rates, Retail Banking, Financial Structuring, Home Equity Loans, Loan Servicing, Real Estate Economics, Foreclosures, Credit Risk, Wholesale Lending, Commercial Banking, Branch Management, Mortgage Servicing, Cross Selling, Finance, Small Business Lending, Home Equity Lines of..., Selling, Real Estate Financing

Education
The University of Texas at Arlington   1990 — 1992
Bachelor of Business Administration (BBA), Finance, General

Texas Tech University   1987 — 1990

Experience
NOLA Lending Group  July 2014 - Present
Wells Fargo Home Mortgage   March 2013 - June 2014
Wells Fargo Home Mortgage   July 2012 - February 2013
Wells Fargo Home Mortgage   2006 - June 2012
Countrywide Home Loans  2004 - 2006

Skills
Mortgage Lending, Mortgage Banking, Loans, Refinance, FHA, Government Loans, USDA, FHA financing, Loan Origination, VA loans, Residential Mortgages

Education
Texas A&M University   1997 — 2001
Bachelor of Science

Experience
Wells Fargo  June 2013 - Present
Wells Fargo  March 2011 - May 2013
Wells Fargo Home Mortgage   March 2009 - March 2011
Wachovia Mortgage Corporation  March 2008 - March 2009
Aurora Loan Services, a Lehman Brothers Company  August 2005 - September 2007
CitiFinancial Mortgage Company, Inc.   February 2005 - August 2005
CitiMortgage, Inc.   September 2003 - February 2005
CitiMortgage, Inc.   August 2001 - September 2003

Skills
Residential Mortgages, Training, Underwriting, Credit, Mortgage Lending, Loans, Mortgage Banking, Leadership, Management, Mortgage Servicing, Loan Origination

Education
Texas Tech University   1996 — 2001
BS, Biology

Newman Smith High School   1992 — 1996

Experience
Wells Fargo Home Mortgage   July 2010 - Present
Judi Clark Seminars   February 1994 - July 2010

Skills
Training, Public Speaking, Banking, Project Management, Customer Service

Education
Tennessee Temple University   1981 — 1987

Experience
Lindell & Associates P.C.   2010 - Present
Bank of America  January 2008 - October 2011
Capital One Auto Finance  February 2005 - October 2007
Wells Fargo Home Mortgage   August 2003 - January 2005
AmeriCredit  June 2000 - July 2003
Marquette Financial Companies  1998 - 2000
FT Mortgage Companies  1998 - 1998
Norwest Banks  1996 - 1998

Education
Texas State University-San Marcos   1981 — 1986

Southwest Texas State University

Experience
Wells Fargo Home Mortgage   March 1994 - Present

Skills
Mortgage Banking, FHA, Sales Management, VA loans, Mortgage Lending, Loans, Loan Origination, Refinance, USDA, Credit, Residential Mortgages, FHA financing, Banking, Construction Loans, Government Loans, Reverse Mortgages, Certified Mortgage..., Mortgage Underwriting, Consumer Lending, Home Equity Loans, Credit Analysis, Loss Mitigation, Underwriting, Commercial Lending, Mortgage Marketing, Commercial Mortgages, Home Equity Lines of..., Real Estate, FHA Financing

Education
Texas State University   1982 — 1986
Basics, CIS, Accounting, Finance, Business Law

Experience
P A Mortgage Analyst Services   June 2007 - Present
Washington Mutual LFC   February 2001 - 2005
Wells Fargo Home Mortgage   January 2001 - August 2001
Money Store, Inc.   August 1995 - June 2000
Contract Underwriter- Traveling   March 1990 - August 1995
CrossLand Mortgage, inc.   July 1986 - March 1990
BanK of America, NT,SA   June 1964 - June 1986

Skills
Mortgage, Loans, Refinance, FHA, Mortgage Banking, Real Estate, Financial Services, Investment Properties, First Time Home Buyers, Reverse Mortgages, REO, Short Sales, Mortgage Lending, Residential Mortgages, Notary Public, Underwriting, Real Estate Financing, Title Insurance, Investors, Foreclosures

Education
Cosumnes River College   1982 — 1982
Principle of Real Estates

Cosumnes River College   1982 — 1982
Real Estate Practice

Cosumnes River College   1975 — 1975
Installment Credit

Cosumnes River College   1972 — 1972
Business Law

Sacramento City College   1964 — 1965

Texas Southern University   1960 — 1962
Incomplete, relocated to California, Business Administration

Dunbar High School   1955 — 1960

Experience
Wells Fargo Home Mortgage   June 2013 - Present
Wells Fargo Home Mortgage   August 2011 - June 2013
Wells Fargo Home Mortgage   May 2011 - August 2011
Wells Fargo Home Mortgage   April 2010 - May 2011
Wachovia - Wells Fargo  December 2008 - April 2010
CTX Mortgage  February 2004 - July 2008

Skills
Mortgage Industry, Mortgage, Post Closing, Quality Assurance, Documentation, Servicing, Spreadsheets, Outlook, Excel, Mortgage Lending, Risk Management, Credit, Microsoft Excel, Loan Servicing

Education
Texas A&M University   1998 — 2002
B.A., History

Texas A&M University-Commerce   1996 — 1998

Experience
Xerox  2012 - 2013
Wells Fargo Home Mortgage   July 2011 - October 2011
Texas Department of Aging and Disability Services  October 2009 - July 2011
USAA Federal Savings Bank  January 2009 - August 2009
US Health Group  May 2007 - December 2007
American National Insurance  May 2000 - March 2003
State Bar of Texas  November 1988 - May 2000

Skills
Business Process, Visio, Software Documentation, Requirements Analysis, SDLC, Quality Assurance, SharePoint, Testing, Requirements Gathering, Project Management, Process Improvement, Access, Analysis, Software Development, Six Sigma, MS Project, Training, Scrum, Integration, Business Process..., Vendor Management, Business Analysis, PMO

Education
Texas Lutheran University

Experience
First Community Mortgage  October 2009 - Present
Wells Fargo Home Mortgage   January 2008 - September 2009
First Franklin  June 2005 - January 2008
Countrywide Home Loans  October 1997 - May 2005

Skills
Sales, Management, Sales Management, Account Management, Training, Budgets, Forecasting, Mortgage Lending, Customer Service, Mortgage Banking, FHA, Loan Origination

Education
Tennessee Technological University   1986 — 1990
BS/BA, Finance

Dupont HIgh School

Experience
Wells Fargo Bank  May 2005 - Present
Wells Fargo Home Mortgage   May 2005 - January 2008

Education
Texas A&M University-Corpus Christi   1999 — 2001
Bachelors, Management Information Systems

Experience
Wells Fargo Home Mortgage   June 2010 - Present

Skills
Loans, Credit, Mortgage Lending, Banking, Consumer Lending, Series 7, Relationship Management, Mortgage Banking, Private Banking, Residential Mortgages, Underwriting, Financial Analysis, Investments, Commercial Lending, Small Business Lending, Lines Of Credit

Education
Temple University - Fox School of Business and Management   2003 — 2008
Bachelor's, Finance

Experience
USAA  October 2011 - Present
Wells Fargo Home Mortgage   October 2009 - June 2011
Church of Scientology  May 2006 - January 2009

Skills
Loans, Mortgage Lending, Mortgage Banking, Loan Origination

Education
Texas Tech University   1967 — 1971
Sciology

Experience
Ebby Halliday, Realtors  November 2014 - Present
Wilco Realtors  December 2013 - November 2014
Virginia Cook Realtors  February 2013 - December 2013
iProspect  August 2011 - August 2012
JODesign, LLC  June 2011 - August 2011
Dallas Market Center  May 2010 - November 2010
Lorenzo de Medici  April 2009 - April 2009
Creative Enterprises, INC  June 2008 - August 2008
Wells Fargo Home Mortgage   May 2007 - August 2007

Skills
Social Media, Digital Marketing, Marketing, Real Estate, Real Estate Contracts, Real Estate Transactions, Buyer Representation, Public Relations, First Time Home Buyers, Move Up Buyers, Seller Representation, Contract Negotiation, First Time Home Sellers, National Association of..., Texas Association of..., Online Marketing, Google Adwords, DoubleClick, Marketing ROI, Digital Strategy, Online Branding, Visual Media, Emerging Media, PPC, Contextual Advertising, Mobile Strategy, Search Strategy, Digital Branding, Media Planning, Media Buying, Performance Based..., Keyword Advertising, Strategy, SEM, Sales, Leadership, Investment Properties, Microsoft Office, Microsoft Excel

Education
Texas Christian University - M.J. Neeley School of Business   2011 — 2011
Business Certificate, Business

Texas Christian University   2007 — 2010
Bachelor of Science, Fashion Merchandising

Lorenzo de Medici   2009 — 2009
Fashion Merchandising

University of Tulsa   2006 — 2007
Business/Commerce, General

Experience
Wells Fargo Home Mortgage   February 2013 - Present
Bank of America  March 2012 - February 2013
Saxon Mortgage  July 2010 - March 2012
Geophysical Data Management   May 2003 - December 2009

Skills
Banking, Credit, Loan Origination, Loans, Mortgage Lending, Mortgage Banking

Education
Texas Tech University   2005 — 2010
BBA, Finance

Texas Tech University - Rawls College of Business   2005 — 2010
Bachelor of Business Administration (B.B.A.), Finance

Coppel High School   2000 — 2004

Experience
Wachovia, A Wells Fargo Company  May 2013 - Present
Wells Fargo Home Mortgage   May 2013 - Present
Wells Fargo  April 2012 - May 2013

Skills
Loans, Credit, Banking, Mortgage Lending, Consumer Lending, Small Business Lending, Credit Analysis, Commercial Banking, Commercial Lending, Loan Origination, Retail Banking, Mortgage Banking

Education
TESST College of Technology-Beltsville

Experience
BBVA  November 2014 - Present
Wells Fargo Home Mortgage   June 1996 - November 2014

Skills
Loan Origination, Commercial Lending, Real Estate, Mortgage Lending, Mortgage Banking, VA loans, Sales Management, First Time Home Buyers, Residential Mortgages, Credit Analysis, Investment Properties, Loans, Cross Selling, Refinance, USDA, Underwriting, Credit, Banking, FHA financing, FHA, Consumer Lending, Loss Mitigation, Referrals

Education
Texas Southern University   1980 — 1983
Business major

Wiley College   1980 — 1980
None, General Studies

Experience
Wells Fargo Home Mortgage   June 2008 - Present
Wells Fargo  2008 - Present
GMAC Mortgage  June 1972 - September 2008

Skills
Mortgage Banking, Mortgage Lending, VA loans, FHA financing, HomePath, Conv, Purchase Transactions, Mortgage Underwriting, Loss Mitigation, Real Estate, Corporate Finance, Underwriting, Sales, USDA, Risk Management, FHA, Mortgage Marketing, Residential Homes, Investment Properties, Construction Loans, Loan Origination, Credit Risk, Certified Mortgage..., Government Loans, Reverse Mortgages, Credit Analysis, Loans, Mortgage Servicing, Selling, Foreclosures, Commercial Mortgages, Residential Mortgages, Refinance, Banking, Portfolio Management, Commercial Lending, Credit, Financial Analysis, Investments, Short Sales, First Time Home Buyers

Education
Temple University - Fox School of Business and Management   1966 — 1970
BBA, Accounting

Experience
Wells Fargo Home Mortgage   September 2010 - Present
Wells Fargo Home Mortgage   November 2009 - September 2010
Wells Fargo Financial  August 2007 - November 2009
AmeriNET Mortgage  September 2006 - July 2007
Men's Wearhouse  January 1999 - January 2006

Skills
Mortgage Lending, Loss Mitigation, Mortgage Servicing, Loan Origination, Consumer Lending, Loans, Credit, Underwriting, Sales, Mortgage Banking, Mortgage Underwriting, Customer Service, Financial Risk, Credit Risk, Relationship Management, Risk Management, Loan Servicing, Non-Conforming, Credit Analysis, Refinance, Residential Mortgages, Government Loans, Building Relationships, Foreclosures, Customer Satisfaction, Banking, Management, Leadership, Sales Management, Training

Education
Texas Tech University
Bachelor of Science, Biology

Experience
Wells Fargo Home Mortgage   April 2004 - Present
Lockheed Martin  1996 - 2004
Toys R Us  1983 - 1996

Skills
Analysis, Loans, Mortgage Lending, Mortgage Banking

Education
Temple University - Kornberg School of Dentistry

Experience
Citibank / Citicorp Credit Services   August 2014 - Present
Wells Fargo Home Mortgage   July 2013 - May 2014

Skills
Sales and Marketing, Business Development, Real Estate, Residential Mortgages, Commercial Lending, Banking, Financial Services, Advertising, Hospitality, Negotiation, Sales

Education
Tennessee State University
Bachelor of Business Administration (B.B.A.), Business Administration

Experience
Bridgeforce  August 2014 - Present
Hilltop Consultants  2011 - 2013
Wells Fargo Home Mortgage   January 2009 - June 2011
Wachovia Bank  January 2002 - January 2009

Skills
Mortgage Servicing, Default management, Consumer Lending

Education
Temple University   1970 — 1974
Bachelor of Business Administration (B.B.A.), Business Administration and Management, General

Experience
Wells Fargo Home Mortgage   June 2013 - Present
Wells Fargo Home Mortgage   June 2012 - June 2013
Wells Fargo Home Mortgage   December 2010 - June 2012

Education
Texas A&M University   2005 — 2009
Bachelor of Business Administration (BBA), Marketing

Experience
Wells Fargo Home Mortgage   2004 - Present

Education
Highlands High School

Texas State University
Management