Experience
FactSet  June 2015 - Present
Wells Fargo Home Mortgage   June 2014 - August 2014
Ashley Furniture Homestore  June 2013 - August 2013
FileBound  January 2013 - May 2013
JW Marriott Desert Ridge Resort   April 2011 - August 2011

Skills
Microsoft Office, Customer Service, Microsoft Excel, Management, Microsoft Word, PowerPoint, Public Speaking, Research, Leadership, Event Planning

Education
University of Arizona   2011 — 2015
Bachelor's Degree, Finance, General, Senior

Cactus Shadows High School   2007 — 2011

Experience
Wells Fargo Home Mortgage   November 2014 - Present
Wells Fargo Home Mortgage   June 2011 - August 2014
Wells Fargo Home Mortgage   2007 - 2011
Wachovia  2006 - 2007
World Savings  June 1998 - January 2006

Skills
Operations Management, Sales Management, Operational Risk..., Mortgage Lending, Mortgage Servicing, Mortgage Underwriting, Real Estate Appraisal, Customer Service, Asset Management, Appraisals, Credit, Loans, Leadership, Underwriting, Management, Risk Management, Banking, Refinance, Loan Origination, Mortgage Banking, FHA

Education
University of California, Davis   1983 — 1988
Bachelor of Science (BS), Managerial and Agricultural Economics

Experience
Reverse Mortgage Educators   February 2015 - August 2015
Golden Empire Mortgage  April 2014 - February 2015
TelePacific Communications  April 2012 - September 2013
Equity Wave Lending   2010 - 2012
Wells Fargo Home Mortgage   2006 - 2010
Epoch Internet  March 1998 - March 2004
Epoch Internet  1999 - 2004
Netiface Communications   1998 - 2004

Skills
Marketing Strategy, Business Strategy, Account Management, Solution Selling, Direct Sales, MPLS, Colocation, Telecommunications, Telephony, Voice & Data Convergence, Data Backup Solutions, IPv6, Managed Security..., Co-location, Sales Management, Lead Generation, Strategic Partnerships, Managed Services, Vendor Management, Sales Operations, Call Centers, Salesforce.com, Selling, Enterprise Software, Hosted Services, Sales, SIP Trunking, VoIP, Cloud Computing, Wireless, Long Distance, Professional Services, PRI, Sales Process, Customer Satisfaction, Channel Partners, T1, Mobile Devices, Cold Calling, Business Development, Private Line, Data Center, Small Business, Sales Presentations, Customer Retention, Metro Ethernet, Ethernet, B2B, Unified Communications, SIP

Education
University of California, Berkeley   1984 — 1987
Bachelor of Arts (B.A.), Economics & Political Science

Semester at Sea   1984 — 1984
Marketing, Sociology, and History Courses, Course Curriculum Integrated Travel Experience in 3rd World Countries

Experience
Wells Fargo  August 2007 - Present
Wells Fargo  2005 - 2007
Wells Fargo  January 1999 - January 2005
Wells Fargo Home Mortgage   January 1998 - January 1999
Wells Fargo  January 1997 - January 1998
CSSR and Personal Banker - Arizona   January 1994 - January 1997

Skills
Credit, Marketing Strategy, Management, Marketing, Sales, Loans, Banking, Vendor Management, Leadership, Retail, Product Management, Analysis, Marketing Communications, Sponsorship, Merchandising, Marketing Management, Advertising, Direct Marketing, Direct Mail, New Business Development

Education
University of Arizona   1992 — 1995
B.S. Businiess, Busines, marketing

SOBMM

Experience
Wells Fargo Home Mortgage   October 2012 - Present

Skills
Mortgage Banking, Mortgage Lending

Education
University of Arizona   2009 — 2011
Bachelor of Science, Family Studies and Human Development

Experience
Wells Fargo Home Mortgage   April 2013 - Present

Skills
Patent Litigation, Mortgage Lending, Residential Mortgages, Jumbo Mortgage, Refinance, Refinancings, Real Estate, Investment Properties, Client Counseling, Intellectual Property, Patent Applications, Real Estate Transactions, FHA, Loans, VA loans, Mortgage Marketing, Purchase, FHA financing, Credit Analysis, Referrals, Residential Homes, HUD, Loan Origination, First Time Home Buyers, Underwriting, Mortgage Underwriting, Sales, Rates, Home Equity Loans, Investors

Education
University of California, Davis   1996 — 2001
B.S., Double Major in Psychology with Biochemistry emphasis and Communications

San Lorenzo High School   1992 — 1996

Experience
Wells Fargo Home Mortgage   July 2012 - Present
Wells Fargo Home Mortgage   October 2010 - July 2012
Wells Fargo Home Mortgage   November 2007 - October 2010

Skills
Loans, Credit, Mortgage Lending, Commercial Lending, Credit Analysis, Mortgage Banking, Banking, Loan Origination, Consumer Lending, Commercial Banking, Small Business Lending, Refinance, FHA, Underwriting, Loss Mitigation

Education
Burley High School   1995 — 1999

University of Arizona, Eller College of Management
Bachelor of Science, Economics

Experience
MPR Financial   September 2012 - Present
Wells Fargo Home Mortgage   August 2011 - Present
First Financial Management Group   January 2010 - Present
Carl Lee Realty   September 2010 - August 2011
Equistar Funding Corporation   January 2008 - September 2008
MVP Financial   June 2006 - January 2007

Skills
Loss Mitigation, Mortgage Lending, Short Sales, Foreclosures, Loan Servicing, Real Estate, Underwriting, Property Management, Credit, Credit Analysis, Investments, Banking, Asset Managment, Negotiation, FHA, Leadership, Investment Properties, Marketing, Loans

Education
University of California, Davis   2006 — 2010
Bachelor of Science (B.S.), Community and Regional Development

St. Mary's College High School

Experience
Wells Fargo Home Mortgage   June 2013 - Present
State Farm  June 2012 - May 2013
Bank of America  December 2011 - May 2012
Home Savings of America  December 2010 - April 2011
Pacific Bay Lending   March 2008 - November 2010
Washington Mutual  August 2003 - January 2008

Skills
Microsoft Excel, Microsoft Word, Customer Service, PowerPoint, English, Windows, Research, Outlook, Photoshop, Public Speaking, Strategic Planning, Budgets, Negotiation, Editing, Team Building

Education
University of Arizona   2001 — 2003

Junipero Serra High School   1998 — 2001

Experience
Wells Fargo Home Mortgage   July 2014 - Present
Relay For Life of Salinas   September 2013 - August 2014
Wells Fargo Home Mortgage   February 2012 - June 2014
Wells Fargo Home Mortgage   January 2011 - February 2012
Wells Fargo Bank  November 2006 - December 2010

Skills
Fundraising, PowerPoint, Microsoft Office, Community Outreach, Microsoft Excel, Microsoft Word, Mortgage Lending, Customer Service, Event Management, Loans, Team Leadership, Volunteer Management, Social Media, Public Speaking, Banking

Education
University of California, Davis   2001 — 2005
Human Development

Experience
Fender Musical Instruments Corporation  2013 - Present
Greative   2014 - Present
Insight  2012 - 2013
PB Consulting   2008 - 2012
Jerseys Tavern and Grill   2007 - 2009
JPMorgan Chase  2006 - 2007
Wells Fargo Home Mortgage   2003 - 2005

Skills
PPC Bid Management, SEO, HTML, Email Marketing, Web Analytics, Microsoft Office, Wordpress, Marketing Strategy, Social Media Integration, Process Improvement, Google Analytics, Coremetrics Analytics, Google Webmaster Tools, Google Adwords, CRM, Marketing, SEM, Analytics, E-commerce, Start-ups, Dreamweaver, Online Marketing, WordPress, Advertising, PPC, Data Analysis, Keyword Research, Management, User Experience, Social Media, Online Advertising, Social Media Marketing, Digital Marketing, Web Marketing, Sales, Social Networking, Mobile Marketing

Education
University of Arizona, Eller College of Management
Bachelor's Degree, Management Information Systems

Experience
One Banc  June 2015 - Present
Wells Fargo Home Mortgage   January 2015 - June 2015
Bank of England, Mortgage Division  April 2010 - January 2015
Personalized Mortgages, Inc   March 2008 - July 2010
Advantage Mortgage, Inc   July 2005 - March 2008

Skills
Mortgage Banking, FHA, Residential Mortgages, USDA, Commercial Lending, Mortgage Underwriting, Loan Origination, Credit Analysis, First Time Home Buyers, Real Estate Transactions, Underwriting, Mortgage Lending, Banking, Real Estate Economics, Debt Consolidation, VA loans, Home Equity Loans, Construction Loans, HUD, Loans, Refinance, Residential Homes, Investment Properties, Foreclosures, Home Equity Lines of..., Credit, Funding, USDA Rural Housing, Loan Servicing, Real Estate, Sales, Commercial Mortgages, Sales Management, Government Loans, Referrals, FHA financing, Encompass, Certified Mortgage..., Consumer Lending, Customer Service, Investments, Investors, Loss Mitigation, Short Sales, REO, Finance, Mortgage Marketing, Real Estate Financing, Financial Analysis, Reverse Mortgages

Education
University of Arkansas at Little Rock   1988 — 1991

Experience
Wells Fargo Securities, Market Risk Oversight   April 2011 - Present
Wells Fargo Home Mortgage   August 2009 - April 2011
Wachovia, A Wells Fargo Company  August 2008 - August 2009
Wachovia Securities  April 2007 - August 2008
KPMG LLP  2001 - 2007

Education
University of Arkansas   1995 — 1997
M of Accountancy

University of International Business and Economics

Experience
Angel Oak Home Loans LLC  February 2015 - Present
Guaranteed Rate  March 2014 - February 2015
Wells Fargo Home Mortgage   January 1994 - March 2014
Wells Fargo Financial  January 1994 - 2002

Skills
FHA, VA loans, Mortgage Banking, Mortgage Lending, Short Sales, Credit, REO, Loans, Mortgage Underwriting, Sales, Residential Mortgages, Finance, Team Building, USDA, Sellers, Loan Origination, Residential Homes, Underwriting, Small Business Lending, Foreclosures, Insurance, Refinance, New Business Development, Investment Properties, Commercial Lending, Financial Services, Certified Mortgage..., Credit Analysis, Consumer Lending, Real Estate, Real Estate Financing, Retail Banking, Investors, First Time Home Buyers, Referrals, Commercial Banking, Cold Calling, Selling, Cross Selling, Sales Management, Government Loans, Condos, Customer Service, Loss Mitigation, Reverse Mortgages, Account Management, Banking, FHA financing, Construction Loans, Portfolio Management

Education
University of Arkansas at Monticello   1990 — 1994
Business Administration, Management

Experience
glee harrah cady   October 2013 - Present
Intuit  February 2009 - October 2013
Intuit  October 2006 - February 2009
GMAC Residential Mortgage  May 2004 - October 2006
Wells Fargo Home Mortgage   October 2002 - April 2004
Privada  April 2000 - May 2001
NETCOM  September 1993 - February 1999
CICNet   January 1992 - June 1993
Merit Computer Network, Inc.   January 1990 - December 1991
Amdahl  October 1986 - January 1990

Skills
Program Management, Information Security, Privacy Law, Security, Risk Assessment, Start-ups, Vulnerability Assessment, Leadership, IT Audit, Government, Risk Management, Management, Data Privacy, Strategic Partnerships, Cross-functional Team..., SDLC, Executive Management, Governance, Strategy, Integration, Enterprise Software, Consulting, Policy, Information Technology, Software Development, Identity Management, Product Marketing, SaaS, PCI DSS, Vendor Management, Cloud Computing, IT Strategy, Computer Security, Information Security..., Business Continuity, CISSP, Networking, Disaster Recovery, Enterprise Architecture, Outsourcing, IT Management, Professional Services, Network Security, E-commerce, Data Center, PMP, CRM, Business Process, Project Portfolio..., Product Management

Education
University of California, Berkeley   1964 — 1966
BA, Journalism

Experience
Wells Fargo Home Mortgage   January 2013 - Present
Wells Fargo EFS  March 2007 - Present
Wells Fargo  September 2003 - March 2005
Wells Fargo  March 2001 - September 2003

Skills
Problem Solving, Writing, Research, Analytics, Administrative..., Bookkeeping, Business Development, Loans, Team Leadership

Education
University of Arizona   1988 — 1992
Bachelor of Arts (BA), Speech Communication and Rhetoric

Experience
EverBank  2014 - Present
Wells Fargo Home Mortgage   March 2012 - February 2014
Bank of America  July 2009 - March 2012
Target Mortgage LLC   2003 - 2009

Skills
Mortgage Banking, Residential Mortgages, Mortgage Underwriting, Conventional Financing, FHA Financing, Non-Conforming, Refinance, VA Loans, USDA Rural Housing

Education
University of Arizona
Master of Science (M.S.)

Experience
Wells Fargo Home Mortgage  

Skills
Mortgage Lending, FHA, Loans, Renovation, Refinance, Mortgage Banking, VA loans, Government Loans, Construction Loans, Loan Origination, Residential Mortgages, USDA, Reverse Mortgages, Certified Mortgage..., First Time Home Buyers, VA Loans

Education
University of Arizona   1994 — 1997
BS

Experience
BHC Insurance   April 2009 - Present
Capstone Home Mortgage   February 2008 - March 2009
Wells Fargo Home Mortgage   October 2006 - February 2008
Synovus Mortgage  2005 - 2006
Chase Home Finance  March 2002 - October 2005
Countrywide  2001 - 2002
Household Finance  1999 - 2001

Skills
Insurance, Property & Casualty..., Sales Management, Account Management, Management, Strategic Planning, Commercial Insurance, Sales, Public Speaking, Customer Service, Negotiation, Marketing, Workers Compensation, Customer Satisfaction, New Business Development, Social Media Marketing, Team Building, Professional Liability, Small Business, Employee Benefits, Umbrella Insurance, Employment Practices..., Health Insurance, Brokers, Homeowners, D&O, Casualty, Legal Liability, Commercial Lines, Disability Insurance, Term Life Insurance

Education
University of Arkansas   1990 — 1995
Bachelor of Arts & Science, Communications

Hamburg High School   1986 — 1990
Academic

Experience
Wells Fargo Home Mortgage   May 2011 - Present
Wells Fargo Home Mortgage   May 2010 - April 2011
Pearson Education  October 2009 - May 2010
US Army  July 2009 - October 2009
Wachovia Bank  May 2006 - December 2008
World Savings  January 2003 - April 2006
World Savings  May 2001 - December 2002
World Savings  December 1996 - April 2001
World Savings  July 1993 - November 1996

Skills
Auditing, Quality Assurance, Training, Business, Process Improvement, Policy, SDLC, Human Resources

Education
University of California, Berkeley   1988 — 1993
Political Economy

Experience
ITAGroup  May 2012 - Present
University of Iowa Foundation  April 2011 - April 2012
Wells Fargo Home Mortgage   August 2010 - March 2011
Roosevelt University  April 2010 - June 2010
Iowa department of public Health  January 2008 - February 2010
VertexG   August 2007 - December 2007
Magellan Health Care Services   September 2006 - June 2007
Adesta Corp.   February 2002 - August 2005

Skills
Software Development, Web Applications, Enterprise Architecture, SOA, .NET, C#, ASP.NET, VB.NET, Web Services, Microsoft SQL Server, SOAP, Web API, Entity Framework, ASP.NET MVC, XML, Software Project..., Agile Methodologies, Scrum, Microsoft Technologies, SSRS, SSIS, Visual Basic, LINQ, SDLC, ADO.NET, Visual Studio, SQL, Sitecore, Blackbaud CRM, SharePoint Server, Tidal Enterprise...

Education
University of Calcutta   1996 — 1999
Bachelor of Science (BSc)

Experience
Private Mortgage Advisors  January 2011 - Present
Private Mortgage Advisors, LLC (NMLS# 460151)   January 2011 - Present
Wells Fargo Home Mortgage   2008 - 2011
Wachovia  May 2006 - 2008
Wachovia  2006 - 2008
AmeriPride Services  February 2003 - April 2006

Skills
Leadership, Management, Sales, Marketing, Team Building, Cross-functional Team..., Customer Service, Business Analysis, Cold Calling, Mortgage Banking, General Awesomeness, Mortgage Lending, Sales Management, Wine, Loan Origination, Credit, Loans, Team Leadership, Salesforce.com, FHA, Banking, Selling, Real Estate Transactions, Business Development, PowerPoint, Investment Properties, Negotiation, Real Estate

Education
University of California, Berkeley   1996 — 2000

Experience
Carolina Commercial Investment Properties   March 2013 - Present
The LMC Group   December 2010 - February 2013
CCIM Institute  2010 - December 2010
Shaffer Realty Inc   March 1998 - November 2010
NationWide Commercial Relief   2010 - 2010
CCIM  2008 - 2010
Pickett Pointe Development & Realty   March 2006 - February 2008
Coasttal Communities   2004 - 2007
The Coastal Companies  2004 - 2006
Wells Fargo Home Mortgage   January 1997 - March 1999

Skills
Land, Condos, Loans, Sellers, Investors, Residential, Realty, Dispositions, Real Estate, Property Management, Real Estate Investment, Brokerage, Real Estate Development, Tenant, Leases, Investments, Real Estate Transactions, Retail, Landlord, Apartments, REO, Negotiation, Contract Negotiation, Foreclosures, Short Sales, Asset Management, Market Analysis, Financial Analysis, Selling, Site Selection, Corporate Real Estate, Lease Administration, Market Research, Shopping Centers, Valuation, Portfolio Management, Land Development, Buyer Representation, Due Diligence, Single Family Homes, Home, First Time Home Buyers, Listings, Marketing Strategy, Strategic Planning, Buying, Construction, Investment Properties, Residential Homes, Disposition

Education
Certified Commercial Investment Manager   2008 — 2011
CCIM, Commercial Real Estate Consulting

Universität Augsburg   1993 — 1994
Finance, Internatinal Econ & Finance

University of Dayton   1990 — 1994
FIN / DSC, Finance Banking / Statistics Quality Control

Experience
Wells Fargo Home Mortgage   September 2012 - September 2013
SM Mortgage Advisory Group   January 2003 - December 2007
GreenPoint Mortgage (Capital One)   1992 - 2002
GreenPoint Mortgage (Capital One)   1995 - 1998
Headlands Mortgage Company (GreenPoint Mortgage)   1993 - 1994
Headlands Mortgage Co (Green Point Mortgage)   1992 - 1993

Skills
Mortgage, Loans, Underwriting, Customer Service, Customer Relations, Credit Analysis, Mortgage Banking, Credit, Residential Mortgages, Banking, FHA, Management, Refinance, Risk Management, Loan Origination

Education
University of California, Berkeley
Bachelor of Arts (BA), Development Studies (Economics)

Experience
Berkshire Hathaway Home Services  December 2013 - Present
Washington Mutual Home Loans  January 2003 - December 2003
Wells Fargo Home Mortgage   July 2002 - December 2002

Skills
Real Estate, FHA, Selling, First Time Home Buyers, Referrals, Investors, Short Sales, Sellers, New Home Sales, Refinance, REO, Foreclosures, Investment Properties, Relocation, Condos, Single Family Homes, Investments, Residential Homes, Negotiation, Move Up Buyers

Education
University of Arizona, Eller College of Management   1997 — 2002
Bachelor of Science, Finance & Economics

Westside High School   1993 — 1997

Experience
Lou Fusz Motor Co Inc   August 2014 - Present
Affinity Property Group   April 2014 - July 2014
St. Charles County Association of REALTORS   2007 - April 2014
Flagstar Bank  October 2013 - March 2014
Wells Fargo Home Mortgage   July 2012 - October 2013
Missouri Association of Mortgage Professionals   June 2011 - December 2012
Flat Branch Home Loans  June 2011 - July 2012
St. Charles Women's Council of Realtors   2006 - March 2012
US Bank Home Mortgage  November 2006 - June 2011

Skills
Referrals, Credit, Loans, Excellent customer..., Auto Finance, Negotiation, Direct Sales, Marketing, Customer Satisfaction, Banking, Customer Retention, Sales Management, Mortgage Lending, Mortgage Banking, FHA, Real Estate, Residential Homes, Refinance, USDA, First Time Home Buyers, Residential Mortgages, Loan Origination, VA loans, REO, Foreclosures, Real Estate Financing, Single Family Homes, Investors, On Time Closings, Conventional mortgages, FHA financing, Customer Service, Finance

Education
Ole Main High School   1986 — 1990

University of Arkansas at Little Rock

Experience
Interstate Restoration  November 2014 - Present
Statewide Disaster Restoration, Inc.   August 2013 - Present
Level One Bank  April 2011 - August 2013
Wells Fargo Home Mortgage   May 2006 - April 2011

Skills
Loans, Mortgage Lending, Credit, Coaching, Loan Origination, Mortgage Banking, New Business Development, Selling, Banking, FHA, Sales Management, Business Development, Leadership, Marketing Strategy, Sales, Refinance, Loss Mitigation, Finance

Education
University of Arizona   1985 — 1989

Experience
Wells Fargo Home Mortgage   April 1994 - Present
Huntington Mortgage  1989 - 1994

Education
University of California, Berkeley
City and Regional Planning

Virginia Polytechnic Institute and State University
BA, Urban Affairs

West Springfield High School

Experience
Nova Home Loans  July 2014 - Present
imortgage  November 2013 - July 2014
Wells Fargo Home Mortgage   June 2002 - November 2013

Education
University of Phoenix   1999 — 2001
Masters, Business Administration

University of Arizona   1995 — 1998
BS, Finance

Experience
imortgage  January 2014 - Present
Guaranteed Rate  April 2015 - June 2015
Wells Fargo Home Mortgage   October 2004 - January 2014

Skills
Mortgage Lending, Loans, Real Estate, FHA, Sales, First Time Home Buyers, Loan Origination, Financial Analysis, Credit Analysis, VA Loans, Investment Properties, Customer Service, Banking, Credit, USDA, Residential Mortgages, Business Analysis, Data Analysis, Financial Services, Cross Selling, Commercial Banking, Financial Statements, Financial Reporting, Financial Accounting, Analysis, Real Estate Economics, Risk Management, Government Loans, Non-profit Volunteering, Non-profit Board...

Education
University of Arizona, Eller College of Management   2000 — 2004
Bachelor of Business Administration (B.B.A.), Finance and Financial Management Services

Experience
RRR Logistics LLC, a Landstar Agency   September 2014 - Present
Bear Transportation Services  July 2013 - 2014
Roadrunner Transportation Services  January 2013 - July 2013
Con-way Multimodal, Inc.   December 2011 - December 2012
Wells Fargo Home Mortgage   2010 - 2011
State Farm Insurance  2009 - 2011
Wells Fargo Home Mortgage   2007 - 2009
Legacy Mortgage Company   2004 - 2007
Dixie Development, Inc.   2001 - 2003

Skills
Transportation, Logistics, Financial Analysis, Operations Management, Negotiation, Team Building, New Business Development, Real Estate Transactions, Marketing, Shipping, Logistics Management, Direct Sales, Insurance, Residential Homes, Credit, Cold Calling, Outside Sales, Truckload, Sales, 3PL, Supply Chain Management, Supply Chain, Transportation..., Ocean, Sales Presentations, Customer Retention, Business Development, International Logistics, Mortgage Lending, Freight, LTL, Pricing, Contract Negotiation, Account Management, Sales Management, Customer Service, Trucking, Warehousing, Inventory Management, Forecasting, Leadership, Container, Purchasing, Management, Income Statement, CRM, P&L, Procurement, Analysis, Fleet Management

Education
University of Arkansas at Fayetteville   2000 — 2004
Finance

Experience
US Bank  August 2013 - Present
tap QA   September 2012 - August 2013
Wells Fargo Home Mortgage   April 2012 - September 2012
State of Minnesota (MMB)   December 2009 - February 2012
Boston Scientific  February 2009 - December 2009
Accenture  September 2007 - February 2009
UnitedHealth Group  April 2005 - September 2007
Trans World Entertainment Corp  September 2001 - September 2004
NASDAQ Stock Market  January 1999 - August 2001

Skills
Test Management, Testing, Test Planning, Test Cases, System Testing, Manual Testing, Usability Testing, Regression Testing, User Acceptance Testing, Quality Assurance, Quality Center, Software Quality..., Integration Testing, Team Leadership, Test Strategy, SDLC, Business Requirements, Test Automation, Scrum

Education
University of Benin   1989 — 1992
Bachelor of Laws (LL.B.), Law

Federal School of Arts & Science, Victoria Island, Lagos, Nigeria   1987 — 1989
Advanced Level Certificate, Economics

Government College, Ikoyi, Lagos, Nigeria   1985 — 1986
High School Certificate

Birch Freeman High School, Lagos, Nigeira   1977 — 1985
High School

Experience
Gateway Mortgage Group  August 2013 - October 2014
PrimeLending  December 2012 - July 2013
Arkansas Federal Credit Union  November 2011 - December 2012
Entrust Mortgage LLC   September 2010 - November 2011
Wells Fargo Home Mortgage   January 2008 - June 2010
Arvest Bank  November 2003 - November 2007

Skills
FHA, Mortgage Lending, Loans, Home Equity Loans, First Time Home Buyers, Real Estate Financing, Loan Origination, Referrals, Mortgage Banking, Refinance, Certified Mortgage..., USDA, VA loans, Real Estate, Residential Mortgages, FHA financing, Government Loans, Credit, Banking, Loan Servicing, Investment Properties, HomePath, Consumer Lending, Credit Analysis, Construction Loans, Retail Banking, Finance, Project Management, Financial Services, Time Management, Customer Service, Customer Satisfaction, Creative Problem Solving, Sales, Long-term Customer..., VA Loans

Education
University of Arkansas   2015 — 2015
Bachelor’s Degree, Finance & Banking

University of Arkansas   1997 — 2002
Finance & Banking

Colegio San Agustin (Panama)   1984 — 1996
High School

Experience
Bank of America  August 2005 - Present
Wells Fargo Home Mortgage   January 2007 - August 2007

Skills
Project Management, Leadership, Banking, Sales, Customer Service, Retail Banking, Microsoft Office, Outlook, Branch Banking, Event Planning, Microsoft Excel, Loans, Financial Analysis, Management, Risk Management, Accounting, Consumer Lending, Analysis, Cross Selling, Cash Management, Commercial Banking

Education
Sonoma State University   2010 — 2013
MBA, Business Administration

University of Arizona   2005 — 2009
BS, Economics, Business Administration

Experience
Wells Fargo Home Mortgage   November 2014 - Present
Fred Morfit   2008 - 2011
Union Trust GMAC   1999 - February 2008
Young & Rubicam  1986 - 1992

Skills
Strategy, Management, Strategic Planning, Marketing, Marketing Communications, Business Development, Sales, Creative Direction, Program Management, Marketing Strategy, Start-ups, Advertising, Direct Marketing, Team Leadership, Business Strategy, Training, Sustainable Business, Integrated Marketing, Copywriting, Leadership, Mortgage Lending, New Business Development, Refinance, Sustainability, Mortgage Industry

Education
UC Berkeley   2011 — 2011
Professional Program, Solar Energy

Presidio Graduate School   2010 — 2011
Exec. Cert., Sustainable Business Manageement

CCIM   2005 — 2005
Executive Certificate, Commercial Real Estate

University of Denver
BA, Mass Communications

Experience
Prospect Mortgage, LLC  Loan OfficerProspect MortgageJanuary 2012 - Present
Wells Fargo Home Mortgage   August 1995 - January 2012
Various Companies  December 1989 - August 1995

Skills
FHA, Mortgage Lending, Banking, Credit, Loans, Mortgage Banking, Loan Origination, Residential Mortgages, USDA, Government Loans, VA loans, FHA financing, Reverse Mortgages, Certified Mortgage..., Mortgage Underwriting, Construction Loans, Non-Conforming, Home Equity Lines of..., Real Estate Financing, Credit Analysis, First Time Home Buyers, FHA Financing, VA Loans

Education
UC Berkeley

Experience
Wells Fargo Home Mortgage   May 2014 - Present
Wells Fargo Home Mortgage   May 2003 - May 2014
GMAC Mortgage  September 1992 - May 2003

Education
University of Arizona

Experience
Help with Houses   October 2012 - Present
Wells Fargo Home Mortgage   November 2011 - November 2012
The Notafraid II Travel Company   November 2007 - January 2010
The Notafraid II Travel Company   November 2007 - January 2010
World Savings  September 2005 - March 2008
Wachovia Bank  2006 - 2008
World Savings / Wachovia Mortgage   2005 - 2008
Wachovia  2005 - 2008
Fund for Public Interest Research  2000 - 2001

Skills
Non-profits, Spanish, Mortgage Lending, Real Estate, Credit, Loans, Banking, Refinance, Coaching, Financial Services, Mortgage Banking, Training, Leadership, Team Building, Nonprofits, Short Sales, Loan Origination, Loss Mitigation, Loan Modifications, Investments, Finance, Short Films, Deed in Lieu, Business Development, Bankruptcy, Listing Homes, Residential Mortgages, Small Business, Marketing, Sales, Foreclosures, Investment Properties, Property, Real Estate Financing

Education
University of California, Davis   1995 — 2000
B.A., Economic Development, German, International Politics

Experience
Equilar  February 2015 - Present
Equilar  August 2014 - February 2015
Equilar  August 2013 - August 2014
Equilar  February 2012 - August 2013
Volunteer Income Tax Assistance (VITA)   August 2011 - April 2012
University of California, Library   August 2010 - January 2012
Democratioc Education at Cal   August 2008 - December 2011
Wells Fargo Home Mortgage   May 2011 - August 2011

Skills
Data Analysis, Research, Microsoft Excel, Statistics, Microsoft Office, PowerPoint, Analytics, Microsoft Word, Economics, Econometrics, Financial Modeling, Analysis, Financial Analysis, Valuation, VBA

Education
University of California, Berkeley   2008 — 2011
Undergraduate, Economics

Experience
Amazon  March 2013 - Present
Zimmer Spine  September 2011 - February 2013
Wells Fargo Home Mortgage   December 2010 - September 2011
Wells Fargo Bank  June 2010 - December 2010
College of Business Development   August 2009 - May 2010
Philadelphia Cold Storage and Warehousing   December 2003 - August 2009
WSU Small Business Development Center   May 2009 - July 2009
University of Arizona Foundation  February 2007 - August 2008
Edward Jones  September 2007 - March 2008
Arizona Daily Wildcat  August 2005 - May 2006

Skills
Warehousing, Customer Service, Cold Calling, Microsoft Office, Sales, Microsoft Excel, Public Speaking, Time Management, Leadership, Social Media, PowerPoint, Event Planning, Salesforce.com, Marketing, Outlook, New Business Development

Education
Washington State University - College of Business and Economics   2008 — 2010
MBA, Business Administration

University of Arizona   2004 — 2008
Bachelor of Arts, Journalism

Experience
Wells Fargo Home Mortgage   Producer/AgentState Farm InsuranceNovember 2008 - March 2010
Bank of Fayetteville  August 2006 - December 2008
Wells Fargo Home Mortgage   January 2008 - September 2008

Education
University of Arkansas
Finance

Experience
Mercer  October 2014 - Present
Great-West Financial  November 2013 - October 2014
Wells Fargo Home Mortgage   March 2009 - February 2012
Kohls Corporate  November 2007 - August 2008
Atomicpa   October 2005 - March 2007
Wal-Mart  October 2002 - October 2005
We Energies  September 2000 - June 2002
Ameritech/SBC  August 1998 - September 2000
Scentiments   October 1997 - August 1998
Sizes Unlimited  December 1996 - October 1997

Skills
Customer Service, Teamwork, Organization, Inventory Management, Data Entry, Process Scheduler, Time Management, Customer Satisfaction, Outlook, Spreadsheets, Microsoft Excel, Leadership, PeopleSoft, Workshop Facilitation, Microsoft Word, Training, PowerPoint, Budgets, Microsoft Office, Team Building, Call Centers, Sales, Credit, Coaching, Payroll, Invoicing, Telephone Skills, Inventory Control, Loan Servicing, Retail, Mortgage Lending, Customer Retention, Banking, Process Improvement, Finance, Team Leadership, Management, Financial Analysis, Employee Training

Education
University of Arkansas at Pine Bluff   1990 — 1992

University of Arkansas at Pine Bluff   1990 — 1992
Communications

Experience
Akimax Inc.   January 2008 - Present
Wells Fargo Home Mortgage   January 2007 - January 2008
MILI Realty Group   June 2003 - 2007

Education
University of California, Davis   1998 — 2003

Experience
Google  April 2015 - Present
Google  April 2013 - March 2015
Gap Inc./Old Navy   April 2010 - April 2013
M Squared Consulting  April 2008 - April 2010
Wells Fargo Home Mortgage   January 2009 - April 2009
Citi  September 2005 - April 2008
Johnnie Loves Rosie   2005 - 2005

Skills
MS Office Suite, Adobe Acrobat, Oracle Portal, Mac OS X, Lotus Notes, Photoshop, Illustrator, Salesforce.com, PowerPoint, OS X, Microsoft Office, Management, Retail, Teamwork, Visio, Sales, Microsoft Excel, Outlook, Fashion, Oracle HR, Customer Service, Social Media, Event Planning, Program Management

Education
University of California, Davis   2002 — 2005
BA, International Relations

Experience
Coldwell Banker - Doug Mckenzie Team   December 2014 - Present
Wells Fargo Home Mortgage   September 2011 - August 2014
Wells Fargo  April 2008 - August 2011
Wachovia  September 2004 - April 2008
World Savings  September 2003 - September 2004

Skills
Team development,..., Leadership, Strategy, Management, Training, Risk Management, Recruiting, Analysis, Sales, Change Management, Strategic Planning, Budgets, Coaching, Project Management, Sales Management, Vendor Management, Loans, Mortgage Lending, Customer Service, Real Estate, Time Management, REO, Underwriting, Loan Origination, Portfolio Management, Banking, Retail Banking, Financial Analysis, Asset Management, Credit

Education
University of California, Davis   1982 — 1986
Bachelor of Arts, International Relations with Economics

University of California, Davis
Bachelor's of Art, International Studies with Economics

Experience
BBVA Compass  April 2014 - Present
Wells Fargo Home Mortgage   February 2006 - March 2014

Skills
Loan Origination, Credit, Mortgage Banking, Loans, Mortgage Lending, Specialties:Mortgage..., USDA, Real Estate Financing, Residential Mortgages, Lines Of Credit, FHA, REO, VA loans, Real Estate, Refinance, Consumer Lending, Banking, Credit Analysis, Residential Homes, Financial Analysis, Strategic Financial..., Finance, Investors, Real Estate Economics, Risk Management, Investments, FHA financing, Financial Services, Referrals, Foreclosures, First Time Home Buyers, Underwriting, Credit Risk, Investment Properties

Education
University of Arkansas at Pine Bluff

Experience
EverBank  June 2013 - Present
Nationstar Mortgage Wholesale Lending  December 2012 - May 2013
Wells Fargo Home Mortgage   October 2009 - August 2012
Stearns Lending  December 2008 - June 2009
Homecomings Financial  September 2006 - December 2007
Mandalay Mortgage  May 2004 - September 2006
NovaStar Mortgage  March 1997 - May 2004

Skills
Mortgage Lending, Residential Mortgages, Mortgage Underwriting, FHA, Loan Origination, Credit, Underwriting, Loans, Mortgage Banking, Refinance, Credit Analysis, FHA Financing, Real Estate, Risk Management, Consumer Lending, Government Loans, Investment Properties

Education
University of California, Berkeley   1991 — 1995

Experience
WELLS FARGO HOME MORTGAGE  

Skills
Credit, Risk Management, Loans, Mortgage Lending, Banking, Investments, Consumer Lending

Education
University of Arizona

Experience
Wells Fargo Home Mortgage   January 2015 - Present
Capital One Home Loans  April 2014 - December 2014
Chase  June 2013 - April 2014
PNC Mortgage  September 2007 - June 2013
CTX Mortgage  April 2004 - July 2007
Prosperity Mortgage  June 2000 - April 2004

Skills
Banking, Mortgage Lending, Credit, Mortgage Banking, Loans, FHA, VA loans, Refinance, Loan Origination, Strategic Planning, Sales, FHA financing, Consumer Lending, Mortgage Underwriting, USDA, Government Loans

Education
University of Baltimore   1994 — 1997
MBA, Finance

University of Maryland Baltimore County   1987 — 1991
BA, Health Scienes and Policy

Experience
Samuel Merritt University  April 2012 - April 2013
Wells Fargo Home Mortgage   October 2003 - February 2011
Fremont Bank  March 2003 - September 2003
Washington Mutual  May 2001 - March 2003

Skills
Nursing, Hospitals, BLS, ACLS, PALS, Loans, Underwriting, Mortgage Lending, Medical/Surgical, Pediatrics, Healthcare, Healthcare Information..., Clinical Research, Epic Systems, Mental Health, Public Health, Medical-Surgical

Education
Samuel Merritt University   2012 — 2013
Bachelor's of Science in Nursing, Registered Nursing/Registered Nurse

University of California, Berkeley   2001 — 2007
B.A., English

Experience
Wells Fargo Home Mortgage   June 2001 - Present
First Republic Bank  January 2001 - May 2001
Bank of America  February 1998 - January 2001
Mortgage Broker  April 1995 - February 1998
San Francisco Federal Savings and Loan   October 1993 - March 1995
Mortgage Broker  January 1991 - October 1993
Coast Savings and Loan   June 1986 - January 1991

Skills
Mortgage Lending, Credit Analysis, Loan Origination, Loans, Mortgage Banking, Residential Mortgages, FHA, VA loans, USDA, Mortgage Underwriting, FHA financing, Credit

Education
UC Berkeley

Experience
Opes Advisors  February 2010 - Present
Morgan Stanley Smith Barney  February 2009 - February 2010
Andrews Investment Company   May 2006 - February 2009
Wells Fargo Home Mortgage   July 2003 - May 2007
Addison Avenue Federal Credit Union  January 2001 - June 2003
Hewlett-Packard  December 1995 - January 2001
PIB Mortgage Company   June 1989 - August 1994

Skills
Mortgage Lending, Securities, Asset Allocation, Strategy, Team Leadership, Banking, Investments, Loans, Financial Analysis, Financial Services, Risk Management, Mergers & Acquisitions, Managerial Finance, Mortgage Banking, Loan Origination, Strategic Financial..., Portfolio Management, Leadership, Management

Education
University of California, Davis   1981 — 1985
BA, Economics, English

Experience
Wells Fargo Home Mortgage   December 2014 - Present
HomeServices Lending  August 2007 - December 2014
Prudential California Realty  2008 - 2013

Skills
First Time Home Buyers, FHA, Refinance, Mortgage Lending, Loans, Investment Properties, Short Sales, Real Estate

Education
University of Arizona   2000 — 2005
Economics

Experience
Beckman Coulter  July 2014 - Present
Beckman Coulter  July 2014 - Present
Wellington Management  March 2011 - June 2014
Wells Fargo Home Mortgage   July 2009 - January 2011
Reebok International  May 2007 - April 2009
DPAHH   February 2003 - July 2005

Skills
RMAN, Oracle RAC, Solaris, Oracle, Shell Scripting, AIX, Red Hat Linux, Disaster Recovery, Microsoft SQL Server, SQL, Data Modeling, Unix, Performance Tuning, Windows Server, Servers, Data Guard, Databases, Microsoft Exchange, Data Migration, Oracle Enterprise..., Enterprise Architecture, HP-UX

Education
University of Bridgeport   2005 — 2007
MS, Computer Science

SZAB Institute of Technology   2004 — 2005
MS, Computer Science

Experience
Wells Fargo Home Mortgage   September 2002 - June 2014

Education
University of California, Berkeley, Haas School of Business   1975 — 1977
B.S.

Experience
Wells Fargo Home Mortgage   June 2000 - Present

Skills
First Time Home Buyers, Short Sales, Mortgage Lending, Mortgage Banking, Refinance, FHA, VA loans, Loan Origination, Loans, Foreclosures, Sales, Leadership, Real Estate, Marketing, REO, Residential Homes, FHA financing, Government Loans, USDA, Long-term Customer..., Residential Mortgages, Customer Satisfaction, Customer Service, Customer Engagement, Customer Retention

Education
University of Arizona   1990 — 1994

Experience
Direct Mortgage Loans  February 2012 - Present
Wells Fargo Home Mortgage   January 2010 - January 2012
Dell Franklin Financial. LLC   February 2007 - November 2010

Skills
Customer Service, Underwriting, Residential Mortgages, Mortgage Banking, Real Estate, Refinance, Mortgage Lending

Education
University of Baltimore   1966 — 1972
BS, Business

Experience
True-Line Mold & Engineering   February 2014 - Present
Wells Fargo Home Mortgage   February 2009 - August 2013
Farmers Insurance & Financial Services  July 2006 - October 2008

Education
University of Arizona   1988 — 1993
BS, Agri Business

Experience
Western Governors University  October 2010 - Present
PrimeLending  August 2012 - January 2013
Wells Fargo Home Mortgage   June 2010 - February 2012
Pinnacle Funding, DBA   May 2005 - November 2007
FirstSouth Financial Services   September 2003 - May 2005

Skills
Microsoft Office, Microsoft Excel, PowerPoint, Microsoft Word, Customer Service, Teamwork, English, Banking, Research, HTML, Windows, Social Media, Mortgage Lending, Mortgage Banking, Leadership

Education
Western Governors University   2010 — 2014
Bachelor of Science, Business - IT Management

University of Arkansas at Little Rock   2001 — 2003

Experience
Homeward Residential Inc  January 2009 - July 2013
Wells Fargo Home Mortgage   March 2007 - October 2008
Valley National Bank  August 2005 - August 2008

Skills
Mortgage Lending, Credit, Proficient in LPS,..., Loans, Mortgage Banking, Banking, Loan Origination, Financial Analysis, Portfolio Management, Risk Management, Credit Analysis, Credit Risk, Residential Mortgages, Underwriting, FHA, Finance, Financial Modeling, Asset Management, Loss Mitigation, Loan Servicing, Foreclosures, Financial Risk

Education
University of Arkansas at Fayetteville

Experience
Arvest Bank  August 2014 - Present
Arvest Bank  September 2013 - August 2014
Wells Fargo Home Mortgage   September 2011 - August 2013

Skills
Banking, Loans, Credit, Customer Service, Risk Management, Financial Analysis, Finance, Credit Analysis, Management, Mortgage Banking

Education
University of Arkansas
Bachelor's of Science, Marketing/Marketing Management

Experience
Wells Fargo Home Mortgage   December 2012 - Present
Mary Kay Inc.  April 2010 - Present
JPMorgan Chase  October 1996 - September 2010

Skills
Sales, Marketing, Team Building, Microsoft Excel, Microsoft Office, Training, Management, Sales Management, Customer Satisfaction, Inventory Management, Recruiting, Event Planning, Merchandising, Time Management, Microsoft Word, Team Leadership, Teamwork, Team Mgmt, PowerPoint

Education
University of Central Arkansas   1989 — 1991
Bachelor's Degree, Elementary Education and Teaching

University of Arkansas at Little Rock   1987 — 1989

Arkansas College   1986 — 1987

Experience
Wells Fargo Home Mortgage   April 2013 - Present

Education
University of Arkansas at Fayetteville   2003 — 2008
Finance and Financial Management Services

Experience
RevMD Partners, LLC  December 2014 - Present
CBC Innovis  January 2014 - November 2014
Delux Restaurant   June 2013 - October 2013
Envision  January 2013 - April 2013
Wells Fargo Home Mortgage   July 2012 - October 2012

Skills
Microsoft Office, Microsoft Excel, Microsoft Word, Customer Service, PowerPoint, English, Windows, Research, Outlook, Teaching, Public Speaking

Education
University of Arizona   2007 — 2011
Bachelor's degree, Political Science and Government

Brophy College Prepatory   2003 — 2007
High School