Experience
Wells Fargo  January 2012 - Present
Wells Fargo Bank  January 2011 - December 2011
Wells Fargo  February 2007 - December 2010
Wells Fargo Bank  October 2007 - January 2009
Wells Fargo Bank  February 2007 - October 2007
REM  August 2003 - December 2006
Wells Fargo Home Mortgage   May 2002 - August 2006
The Schwan Food Company  August 2004 - May 2005

Skills
Management, Leadership, Banking, Customer Satisfaction, Customer Service, Training, Team Building, Sales, Coaching, Finance, Microsoft Excel, Loans, Teamwork, Credit, Project Planning, Microsoft Word, PowerPoint, Call Centers, Process Improvement, Accounting, Time Management, Credit Analysis, Relationship Management, Sales Management, Marketing, Negotiation, Analysis, Mortgage Lending, Financial Services, Financial Analysis, Call Center, Manage Client..., Marketing Research, Business Development, Risk Management, Business Analysis, Forecasting, Strategic Planning, Team Leadership, Outlook, Account Management, Operations Management, Business Relationship..., Relationship Building, Custodial Services, Custodial Agreements

Education
Bethel University   2009 — 2011
MBA, Business

Southwest Minnesota State University   2002 — 2006
BA, Marketing

Experience
American Advisors Group (AAG Reverse Mortgage)   January 2014 - Present
Genworth Financial  May 2012 - December 2013
MetLife Home Loans  August 2011 - May 2012
Wells Fargo Home Mortgage   May 2009 - August 2011
Shea Homes  1999 - 2009
Shea Homes  1999 - 2008

Skills
Mortgage Lending, Refinance, FHA, Reverse Mortgages, Underwriting, Residential Mortgages, Investments, FHA financing, Mortgage Underwriting, Funding, USDA, VA loans, Retirement, Portfolio Management, Credit Analysis, Home Equity Lines of..., Selling, Home Equity Loans, REO, Real Estate Transactions, Foreclosures, Buyer Representation, Finance, Loan Origination, Marketing, Government Loans, Real Estate Financing, Certified Mortgage..., Construction Loans, Retirement Planning, Insurance, Relocation, Investors, Commercial Mortgages, Loan Servicing, Brokerage, Single Family Homes, Sellers, Loss Mitigation, Commercial Lending, Mortgage Marketing, Seniors, Financial Advisory, New Home Sales, Strategic Financial..., Mortgage Banking, Real Estate Development, Banking, Customer Service, Fixed Annuities

Education
Binghamton University
Bachelor of Applied Science (B.A.Sc.), Biochemistry

Experience
Ameriprise Financial Services, Inc.   January 2015 - Present
US Banccorp  August 2012 - December 2014
Wells Fargo Home Mortgage   October 2009 - August 2012
Olive Garden  May 2006 - March 2011
Morr Construction Services Inc.   June 2009 - September 2009
OPIN Systems  May 2008 - July 2009

Education
Bethel University   2006 — 2009
Business, Marketing, Finance

University of St. Thomas   2005 — 2006
Generals

Experience
Allen Tate Realtors  February 2013 - Present
United Guaranty Corporation  September 2009 - December 2011
Wells Fargo Home Mortgage   September 2005 - September 2007

Education
Bevill State Community College   1994 — 1997

Experience
NLP Secure   June 2013 - Present
Integrated Internet Solutions, Inc   January 2012 - Present
MetLife Home Loans  May 2011 - December 2011
St Alphonsus RMC  June 2010 - October 2010
Wells Fargo Home Mortgage   2005 - 2010
Washington Mutual Home Loans  January 2004 - May 2005
Merit Mortgage Corp   April 2001 - December 2003
Manpower Professional - Hewlett-Packard   September 2000 - January 2001
Integrated Internet Solutions, Inc   July 1998 - January 2001
PCS Education Systems, Inc   May 1995 - June 1998

Skills
Sales, Credit, Banking, Management, Finance, Electronic Payments, Marketing, Business Process..., Financial Analysis, Merchant Services, Mortgage Lending, Mortgage Banking, Small Business, Analysis, Credit Cards, Business Development, Real Estate, Loans, Program Management, Loan Origination, Leadership, Project Management, Selling, Residential Homes, Team Building, Sales Management, Customer Satisfaction, IT Strategy, Customer Relations, Marketing Strategy, Customer Service

Education
Boise State University   1994 — 2002
Master of Business Administration (M.B.A.), Business, Management, Marketing, and Related Support Services

Boise State University   1992 — 1998
Management Info Systems, Computer and Information Systems Security/Information Assurance

Coeur d' Alene High School   1964 — 1967
High School Diploma, General Courses and Business, Good

Experience
Wells Fargo Home Mortgage   March 2015 - Present
National Residential Mortgage, a service of Heartland Financial USA, Inc.   June 2014 - March 2015
Wells Fargo  August 2013 - April 2014
Wells Fargo Home Mortgage   December 2012 - August 2013
Prospect Mortgage, LLC  February 2012 - December 2012
Phos-Chek   May 2007 - September 2011

Skills
Loan Origination, Sales, Marketing, Machinery, Cold Calling, Lead Generation, Social Media Marketing, Technology, Building Relationships, Mortgage Lending, Residential Homes, Residential Mortgages, Listing Homes, Strategic Selling, Education, Educational Technology, Online Advertising, Advertising, Open Houses, Outdoor Signs, Volunteering, Coaching, Direct Sales, Short Sales, REO, Banking, Investment Properties, Investment Banking, Government Loans, USDA Rural Housing, Facebook Marketing, Pagemaker, Networking, Social Networking, FHA financing, First Time Home Buyers, Refinance, Mortgage Banking, FHA, HUD, Reverse Mortgages, Certified Mortgage..., Loans, Credit, VA loans, Home Equity Lines of...

Education
Boise State University   2007 — 2011
Bachelor of Business Administration (B.B.A.), Finance, General

Twin Falls High School   2004 — 2007
High School Diploma

Experience
Keller Williams Realty Sioux Falls  April 2012 - Present
Wells Fargo Home Mortgage   2009 - 2012
Saxon Mortgage  2006 - 2007

Skills
Leadership, Real Estate, Sellers, Short Sales, First Time Home Buyers, Relocation, Investment Properties, Buyer Representation, REO, Foreclosures, New Home Sales, Real Estate Transactions, Single Family Homes, Condos

Education
Black Hills State University

South Dakota State University

Experience
Stephanie Hostager Photography   October 2010 - Present
Prime Therapeutics  October 2013 - August 2014
Prescription Landscape  July 2013 - October 2013
Wells Fargo Home Mortgage   April 2012 - January 2013
Papermark Marketing + Graphics   February 2012 - April 2012
77 kids  June 2010 - October 2010
Bethel University  May 2008 - August 2009

Skills
Photoshop, Painting, Sales, Facebook, Mac, Photography, Illustrator, Lightroom, QuickBooks, OS X, PowerPoint, Adobe Acrobat, Microsoft Word, Nikon DSLR, Canon DSLR, Time Management, Microsoft Office, Customer Service, Public Speaking

Education
Bethel University   2007 — 2011
Bachelor of Arts (BA), Biology, General

Bethel University   2007 — 2011

Experience
JPMorgan Chase & Co.   July 2015 - Present
DE Capital Mortgage - A Division of The Federal Savings Bank   July 2013 - April 2015
Wells Fargo Home Mortgage   October 2011 - July 2013
Bank of America  September 2007 - August 2011
Bando Construction   July 2004 - June 2007

Skills
Loans, Mortgage Lending, Refinance, Residential Mortgages, FHA, Mortgage Banking, Loan Origination, Banking, Real Estate, Investment Properties, Real Estate Transactions, USDA, Residential Homes, Credit, Credit Analysis, Reverse Mortgages, Construction Loans, FHA financing, VA loans, Certified Mortgage..., Real Estate Financing, Home Equity Lines of..., Commercial Mortgages, Government Loans, Mortgage Underwriting, Underwriting, Mortgage Servicing, Commercial Lending, FHA Financing, VA Loans

Education
Bronx High School of Science

State University of New York at Binghamton
BS, Financial Economics

Experience
RHH Inc.   September 2009 - Present
PrimeLending NMLS# 38932   December 2012 - December 2013
Wells Fargo Home Mortgage   December 2011 - December 2012
G H American Capital llc.   December 2009 - December 2011
Wells Fargo Home Mortgage   August 2008 - 2010
Affinity Mortgage Corp   April 2006 - August 2008

Skills
Recruiting, Leadership, Financial Services, Executive Director, Commercial Lending, Strategic Planning, Mortgage Lending, Credit, Loans, Reverse Mortgages, Sellers, 203K, Mortgage Banking, Commercial Real Estate, Loan Origination, Sales, Refinance, Interviews, Finance, Sales Management, Underwriting, FHA, Residential Mortgages, Investment Properties, Sourcing, Negotiation, Short Sales, Credit Analysis, Customer Service, Human Resources, VA loans, Talent Management, Renovation, Risk Management, REO, TREC Educational..., Executive Recruiter

Education
Boise State University
Business/Managerial Economics

Christ for the Nations College
Theology

University of Idaho
Business Administration and Management, General/ Minor in Fine Art

Navarro College
Accounting and Computer Science, 4.0

Experience
Wells Fargo Home Mortgage   November 2014 - Present
Allied Electronics  April 2008 - November 2014
Eagle Brook Church  September 2008 - May 2010
Deluxe Corporation  August 2005 - April 2008
FINER SURROUNDINGS INC   June 2004 - August 2005
UNIVERSITY OF NORTHWESTERN – ST. PAUL   August 2003 - September 2003

Skills
Customer Service, Process Improvement, Sales Process, Account Management, Leadership, Coaching, Sales, Microsoft Office, Sales Operations, Training

Education
Bethel University   2010 — 2012
MBA

UNIVERSITY OF NORTHWESTERN – ST. PAUL   2001 — 2004
B.S., Social Studies Education

Experience
Supreme Lending Mortgage Company   May 2014 - Present
Primary Residential Mortgage, Incorporated   February 2014 - May 2014
Supreme Lending  December 2013 - January 2014
PrimeLending  May 2012 - December 2013
Wells Fargo Home Mortgage   2009 - 2011

Skills
FHA, Refinance, USDA, Mortgage Lending, VA loans, First Time Home Buyers, HomePath, 203K, FHA financing, Residential Mortgages, Certified Mortgage..., Mortgage Banking, Loan Origination, Sales, Loans, Government Loans, VA Loans, Accounting, FHA Financing, Investment Properties, Real Estate

Education
Birmingham-Southern College
Bachelor of Science (BS), Marketing/Finance

Birmingham-Southern College   1997 — 2000
BS, Business and Personal/Financial Services Marketing Operations

Experience
Wells Fargo  February 2015 - Present
Wells Fargo Home Mortgage   October 2013 - February 2015
Bethany Lutheran College  August 2009 - May 2013
Central Market Grocery Store   July 2006 - January 2013
Radio Mankato  August 2011 - May 2012

Skills
Exceptional public..., Research Information, Quick Thinker, Computer-savvy, Versatile Writer, Microsoft Office, Social Media, Hootsuite, Time Management, English grammar, Communication Skills, Analytical Skills, Public Speaking, PowerPoint, Editing, Customer Service, Google Docs, Creative Writing, Event Planning

Education
Bethel University   2013 — 2015
Masters of Communication, Communication, NA

Bethany Lutheran College   2009 — 2013
BA, Communication, English

Detroit Lakes High School   2004 — 2009

Experience
Workfront, Inc.   October 2014 - Present
Republic Services  January 2011 - October 2014
Republic Services, Inc.   June 2004 - January 2011
Wells Fargo Home Mortgage   2003 - 2004

Skills
Microsoft Office, Microsoft Excel, Microsoft Word, Customer Service, PowerPoint, English, Windows, Research, Outlook, Teaching, Public Speaking, HTML, Strategic Planning, Account Management, Sales, Team Building, Salesforce.com, Leadership, Enterprise Software, Direct Sales, Management, Sales Management, New Business Development, SaaS

Education
Boise State University   1994 — 1996

University of Utah
Bachelor of Science (BS), Communications Technology/Technician

Experience
Walter Energy  February 2014 - Present
Celebrating Home  May 2010 - Present
Bevill State Community College  February 2013 - February 2014
Wells Fargo Home Mortgage   October 2010 - December 2010
R+L Carriers  December 2007 - October 2010
Home Interiors & Gifts  2006 - 2008
CB Richard Ellis  November 2006 - December 2007
C&S Wholesale Grocers, Inc   November 2005 - November 2006
Bradford Health Services  March 2004 - November 2005
United States Infrastructure Corporation  February 1999 - May 2004

Skills
Customer Service, Accounts Payable, Accounting Clerk, Accounting, Microsoft Office 2007, AS400 system, Supervisory Experience, Bookkeeping, General Ledger, Account Reconciliation, Spreadsheets, Supervisory Skills, Access, Office Management, QuickBooks, Microsoft Word, Office Administration, Invoicing, Microsoft Excel, Teamwork, Training, Bank Reconciliation, Outlook, Payroll, Event Planning, Data Entry, Microsoft Office, Accounts Receivable, Journal Entries, Inventory Management, Fundraising, Telephone Skills, Retail, Budgets, Leadership, PowerPoint, Administrative..., Sales, Administration, Team Building

Education
Bevill State Community College   2013 — 2014
Associate of Science (AS), Business Administration and Management, General

Bevill State Community College   2011 — 2013
Associates of Applied Science (AAS), Accounting, 3.565

University of Phoenix   2006 — 2006
Accounting

University of Alabama at Birmingham   2001 — 2001
General Studies

Bevill State Community College   1995 — 1997
N/A, Accounting, 3.257

Minor High School   1993 — 1995
Diploma

Experience
TEKsystems  August 2014 - Present
Wells Fargo Home Mortgage   July 2013 - August 2014
Mortgage Network Solutions, LLC  May 2012 - July 2013

Skills
Mortgage Lending, Refinance, FHA financing, First Time Home Buyers, Loan Servicing, Mortgage Servicing, Home Equity Lines of..., Customer Service, Recruiting, Networking, Technical Recruiting, Sales, Microsoft Excel, FHA, Banking, Analysis, Leadership, Management, Cold Calling, Finance, Temporary Placement, Consulting, VA Loans, Microsoft Office, FHA Financing

Education
Bloomsburg University of Pennsylvania
Marketing, Marketing

Experience
Golden Flake Snack Foods  September 2013 - Present
Wells Fargo Home Mortgage   August 2012 - September 2013
Golden Flake Snack Food   May 2011 - August 2011

Skills
Customer Service, Microsoft Excel, Microsoft Office, Microsoft Word, PowerPoint, Outlook, English, Budgets, Strategic Planning, Research, Windows, Public Speaking, Human Resources, Time Management

Education
Birmingham-Southern College   2008 — 2012
Bachelor of Business Administration (B.B.A.), Business Administration and Management, General

Birmingham-Southern College   2008 — 2012
Bachelor of Science (BS), Business Administration

Experience
Renovo Capital LLC   January 2013 - Present
SILBAUGH FARMS   January 2002 - Present
Wells Fargo Home Mortgage   August 2012 - January 2013
FACILITIES MANAGEMENT UofM   August 2011 - October 2011
UNIVERSITY OF MINNESOTA LIBRARIES  March 2011 - August 2011
US Mechanical Insulation   May 2008 - August 2010

Skills
Word, Excel, PowerPoint, Microsoft Excel, Financial Analysis, Accounting, Access, Customer Service, Data Analysis, Social Media, Public Speaking, Event Planning, Spanish, SQL, Social Networking, Team Building, Project Management, Fundraising

Education
Curtis L. Carlson School of Management   2008 — 2012
Bachelor of Science, Business; Finance

UNIVERSITY OF MINNESOTA   2008 — 2012
BSB, Finance

University of Minnesota - Carlson School of Management   2008 — 2012
Bachelor's of Science, Finance and Accounting

BI Norwegian Business School   2010 — 2011

Experience
Bank of America  March 2015 - Present
Wells Fargo Home Mortgage   March 2012 - January 2015
Elite Lending   September 2006 - March 2012
Ion Group, Inc.   2007 - 2009
Foreclosure Mitigation Consultants   2006 - 2009
BillPro Billing, LLC   2000 - 2006
Daymon Associates / FMG   1995 - 2000

Skills
Mortgage Lending, Refinance, FHA, Residential Mortgages, Loan Origination, Mortgage Banking, First Time Home Buyers, REO, Sellers, Investment Properties, Real Estate, Residential Homes, VA loans, Loans, Reverse Mortgages, Certified Mortgage..., Credit, Mortgage Underwriting, FHA financing, FHA Financing, VA Loans

Education
J.K. Mullen   1988 — 1989

Kent Denver   1985 — 1987

Black Hills State University
Bachelor of Science, Marketing

Experience
Guaranteed Rate  Renovation Sales ManagerProspect Mortgage, LLCJune 2012 - June 2015
Wells Fargo Home Mortgage   October 2007 - June 2012
The New York Mortgage Company  2005 - 2006
Bank of America Home Loans  September 2002 - February 2005
Chase Home Lending  1998 - 2002

Skills
Credit, Residential Mortgages, Mortgage Lending, Customer Service, First Time Home Buyers, PowerPoint, FHA financing, Mortgage Banking, Renovation, FHA, Finance, Foreclosures, Loan Origination

Education
Boston College   1990 — 1995
Bachelor of Arts, History

Experience
Northwestern Mutual  August 2015 - Present
Wells Fargo  August 2010 - August 2015
Home Mortgage Resources, Inc   November 2009 - March 2010
Wells Fargo Home Mortgage   September 2008 - December 2009
Bank of America  December 2005 - July 2008
Zions Bank  January 2005 - December 2005
Wells Fargo Bank  March 2001 - December 2004

Skills
Refinance, Mortgage Lending, Investment Properties, Investors, Loans, Banking, Home Equity Lines of..., Home Equity, Underwriting, First Time Home Buyers, Finance, Options, Residential Homes, Construction Loans, FHA

Education
Brown Mackie College-Boise   2010 — 2013
Bachelor’s Degree, GPA - 3.66

Boise State University   2001 — 2003
Bachelor of Science (BS), Finance & Business

Experience
Capital Growth Buchalter   July 2013 - June 2015
Portfolio Recovery Associates, Inc. (d/b/a (RDS) Revenue Discovery Systems)   August 2011 - July 2013
Portfolio Recovery Associates, Inc. (d/b/a (RDS) Revenue Discovery Systems)   June 2011 - August 2011
Wells Fargo Home Mortgage   June 2010 - June 2011
Cypress Resources  June 2009 - December 2009

Skills
Accounting, Account Reconciliation, Financial Analysis, Customer Service, Accounts Receivable, Loans, Microsoft Excel, Banking, Finance, Microsoft Word, Leadership, Time Management, Mortgage Lending, Microsoft Office, Outlook, Process Improvement, Financial Reporting, Internal Audit, PowerPoint, Construction..., Real Estate Development, Accounts Payable, Communication

Education
Birmingham-Southern College   2005 — 2009
Bachelor of Science (BS), Accounting

Birmingham-Southern College   2005 — 2009
B.A. of Accounting, Accounting and Business/Management

Experience
Washington Federal Savings  January 2010 - Present
HORIZON BANK  June 2008 - January 2010
GATEWAY FEDERAL SAVINGS BANK   August 2006 - April 2008
FREEDOM MORTGAGE CORP  January 2006 - September 2006
GREENPOINT MORTGAGE CORP   February 2005 - February 2006
Wells Fargo Home Mortgage   December 1999 - January 2005

Skills
Refinance, Investment Properties, Bridge, Renovation, Construction, Mortgage Lending, USDA, Mortgage Banking, Credit, First Time Home Buyers, Training, Banking, FHA, Loans, REO, Loan Origination, Real Estate, Retail Banking, Retail, Sales Management, Risk Management, Underwriting, Small Business Lending, Portfolio Management, Commercial Banking, Credit Analysis, Construction Loans, Cash Management, Investments, Commercial Lending, Loan Servicing, Consumer Lending, Financial Analysis, Management, Finance, Sales, Branch Management, Marketing, Cross Selling, Small Business, Relationship Management, Credit Risk, Residential Mortgages, Real Estate Financing, Treasury Management, Recruiting, Branch Banking, VA loans, Home Equity Loans, Deposits

Education
Black Hills State University   1990 — 1991
no, Science

Experience
Merrimack Mortgage Company   April 2014 - Present
Merrimack Mortgage Company Inc.  April 2009 - April 2014
Wells Fargo Home Mortgage   April 1992 - March 2009
Wells Fargo Home Mortgage   1992 - 2009
Norwest Mortgage  1992 - 1998
Fleet Mortgage Corp  1984 - 1992

Skills
FHA, VA, Loans, Mortgage, Reverse Mortgages, Renovation, Conventional, USDA, Refinance, Mortgage Lending, Conforming, VA loans, First Time Home Buyers, Purchase, Construction Loans, Residential, Credit, Mortgage Planning, Residential Mortgages, Non-Conforming, Mortgage Banking, Loan Origination, Government Loans, Mortgage Industry, FHA financing, First Time Buyers, Sales, Mortgage Underwriting, Mortgage Marketing, Residential Homes, Finance, Short Sales, Commercial Lending, Certified Mortgage..., VA Loans, FHA Financing

Education
Boston College   1977 — 1980
BA, Economics

Experience
NC DOT Raleigh,NC   June 2013 - Present
BlueCross BlueShield of Tennessee  January 2011 - May 2013
State of North Carolina-DHHS   January 2010 - December 2010
Wells Fargo Home Mortgage   January 2009 - December 2009
CDC Software /CDC Global Service Inc   January 2007 - December 2009
Wellmark  2008 - 2008
Vmoksha Technologies  January 2004 - December 2006

Skills
.NET, ASP.NET, VB.NET, Microsoft SQL Server, SSIS, ASP.NET AJAX, ASP.NET MVC, Oracle, SSRS, Microsoft Technologies, WPF,ASP.NET,C#, Sybase, WCF, ASP, Web Development, Web Applications, C# 4.0, WCF Services, MVVM, WPF Development, C#, windows application, .NET Compact Framework, C# 3.0, MVC Architecture, .NET Remoting, Visual Studio Team..., ASP.NET Web API, jQuery, SDLC, SQL

Education
Bharathidasan University   1999 — 2001
Master of Computer Application, Computer Application, First Class

Thanthai Hans Roever College
Bachelors of science, Computer Science

Experience
Collegiate Concepts, Inc (Imprint Items)   June 2014 - Present
Wells Fargo Home Mortgage   September 2013 - June 2014
JP Mooney Consulting, Inc.   May 2013 - August 2013
Bethel University  August 2012 - May 2013
Bethel University  August 2011 - May 2013
Bethel University  August 2011 - May 2013
Becki's Olive Salsa, LLC   May 2012 - September 2012
Bethel University  February 2012 - May 2012

Skills
Public Speaking, Microsoft Office, Event Planning, Social Media, PowerPoint, Leadership, Microsoft Word, Microsoft Excel, Customer Service, Nonprofits, Research, Leadership Development

Education
Bethel University   2010 — 2013
Bachelor's, Business, Entrepreneurship Emphasis with a Minor in Art

Experience
Wells Fargo Home Mortgage   October 2012 - Present
Wells Fargo  March 2007 - October 2012

Skills
Microsoft Office, Microsoft Excel, Microsoft Word, Customer Service, PowerPoint, English, Windows, Research, Outlook, Teaching, Photoshop, Public Speaking

Education
Bethune-Cookman University
Bachelor of Arts (BA), Speech Communication and Rhetoric

Experience
Wells Fargo Home Mortgage   June 2011 - Present
National Judges Association   2003 - Present
Household Finance  June 2004 - March 2009
AT&T Wireless  1999 - 2001

Skills
Microsoft Office, Core, Refinance, Loan Origination, Mortgage Lending, FHA, VA, USDA, Mortgage Industry, Mortgage Banking, Mortgage, Residential Mortgages, Loans, Credit, Purchase, First Time Home Buyers, Customer Service, Banking, Conventional, Customer Satisfaction, Real Estate Finance, Sales Management, Investment Properties, VA loans, Conforming, Customer Relations, Home, Real Estate, Mortgage Planning, Problem Solving, First Time Buyers, Excel, FHA financing, Government Loans, Credit Risk, Non-Conforming, Residential, Word, Compliance, Short Sales, Home Opportunities, REO

Education
Bloomsburg University of Pennsylvania   1987 — 1988
Business

Camp Hill High School   1983 — 1987
HS

Experience
Upstream Investment Partners, LLC  August 2012 - Present
IdaHome Loans Corp.   June 2012 - Present
Sage Wealth Management LLC / MassMutual Financial group   November 2010 - August 2012
First Mortgage Company of Idaho   September 2011 - May 2012
Wells Fargo Home Mortgage   March 2011 - September 2011
Idaho Independent Bank  August 2009 - February 2010
Fairway Independent Mortgage Corporation  March 2000 - September 2009
Several Mortgage Companies including Countrywide Home Loans, Norwest Mortgage and InterWest Mortgage   July 1979 - March 2000

Skills
Retirement Planning, College Planning, Series 7, Series 66, Investments, Annuties, Long Term Care Insurance, Disability Income..., Life Insurance, Health Insurance

Education
Boise State University   1975 — 1979
Bachelor of Business Administration (B.B.A.), Business Administration/Marketing

Boise State University   1975 — 1979
Associate's Degree, Fashion Merchandising

Experience
Blue Cross/Blue Shield of NC   March 2011 - Present
Wells Fargo Home Mortgage   January 2010 - February 2011
Wachovia Mortgage  August 2006 - October 2010
Wachovia Mortgage  September 2003 - August 2006

Skills
Access, Databases, SQL, Business Intelligence, Software Documentation, Software Development, Project Management

Education
Bob Jones University   1995 — 2000
Masters, Psychology

Experience
Wells Fargo Home Mortgage   Mortgage Planner, CMPSNorthcity MortgageJune 2006 - July 2007
Health Care Idaho Credit Union   May 2001 - July 2006
Home Federal Savings and Loan  October 1999 - May 2001

Education
Boise State University   1987 — 1990

Experience
Haberfeld Associates  October 2006 - Present
Wells Fargo Home Mortgage   November 2004 - October 2006
Advocare  January 2000 - November 2004
First Evangelical Free Church  May 1991 - December 1999
Brookside Church  August 1988 - August 1990

Skills
Leadership Development, Team Building, Coaching, Mentoring, Public Speaking, Sales Trainings, Employee Engagement, Customer Engagement, Management Consulting, Consulting, Customer Service, Employee Training, Teaching, Strategic Planning, Organizational..., Leadership, Sales, Staff Development, Banking, Team Leadership, Training, Management, Account Management, Marketing Strategy, Team Management, Strategy, Project Management, Executive Coaching, Marketing Communications, Recruiting, Entrepreneurship, Sales Management, Workshop Facilitation, Performance Management, Public Relations, Process Improvement, Change Management, Organizational..., Event Management

Education
Dallas Theological Seminary   1985 — 1988
MA, Christian Education

Biola University   1984 — 1984

Doane College   1980 — 1984
BA, Philosophy/Religioin

Harvard High School   1976 — 1980

Experience
Naples Asset Management Company®, LLC   January 2013 - Present
Hold Brothers On-line Investment Services, LLC  June 2011 - December 2011
Morgan Stanley Smith Barney  March 2008 - May 2011
Wells Fargo Home Mortgage   May 2006 - March 2008
WCI Mortgage   February 2005 - May 2006

Skills
Investment Strategies, Portfolio Management, Asset Allocation, Investments, Valuation, Tactical Asset..., Alternative Investments, Series 7, Asset Management, Hedge Funds, Equities, Mutual Funds, Fixed Income, Investment Management, Financial Risk, Investment Advisory, Wealth Management, Securities, Bloomberg, Bonds, Fundamental Analysis, Financial Modeling, Strategic Financial...

Education
Florida Gulf Coast University   2006 — 2009
MBA, Finance

Boston College   1989 — 1993
B.S., Finance

Coconut Creek High School   1987 — 1989
Diploma, college prep

Experience
TransFirst  April 2011 - Present
Wells Fargo Home Mortgage   May 2004 - September 2008

Skills
Account Management, Business Development, Salesforce.com, Mortgage Lending, Marketing, Customer Retention, Relationship Management, Sales Management, New Business Development, Customer Service, Staff Development, Exceed Sales Goals, Team Building, Organizational..., Public Speaking, Sales Leadership..., Performance Motivation, Merchant Services, Reverse Mortgages, P&L Management

Education
Biola University   1984 — 1986

Experience
LDS Employment Resource Services  December 2010 - Present
Royal Management  February 2010 - November 2010
Wells Fargo Home Mortgage   February 2006 - February 2010
The MONY Group & Beneficial Corp   January 1992 - January 2006

Skills
Loans, Credit, Mortgage, Customer Service, Customer Relations, Career counseling, Networking skills, Relationship development, Staff Development, Sales Management, Sales Rep Training, Interviewing Skills, Mortgage Lending, Inter-personal, Business Analysis, Coaching, Consumer Lending, Talent Acquisition, Career Counseling, Leadership, Financial Analysis, Networking Training, Insurance, Recruiting, Finance, Management, Training, Small Business, Sales, Public Speaking, Business Networking, Human Resources, Employee Benefits, Strategic Planning, Business Development, Marketing, Investments, Banking, Process Improvement, Account Management, New Business Development, Team Building, Interviews

Education
Boise State University   1983 — 1992
BS, Business Administration-Finance

Boise State University
BS in Business Mgmt & Finance

Experience
Wells Fargo Home Mortgage   January 2015 - Present
BBVA Compass  April 2014 - January 2015
JPMorgan Chase  November 2011 - April 2014
Bank of America  January 2007 - December 2011

Skills
■ Originate mortgages..., Home Equity Lines..., Mortgage Lending, Customer Satisfaction, Loans, Analysis, Refinance, Credit Risk, Mortgage Banking, VA loans, Credit Analysis, FHA financing, Loan Origination, Employee Benefits, Underwriting, FHA, Finance, Banking, Portfolio Management, USDA, Investments, Credit, Mortgage Underwriting, Reverse Mortgages, Construction Loans, Investment Properties, Residential Mortgages, Home Equity Loans, Government Loans, FHA Financing, VA Loans

Education
Blinn College
Associate's degree, Business/Commerce, General

University of North Texas
Bachelor's degree, Business/Commerce, General

Experience
Wells Fargo Home Mortgage   September 2010 - Present

Skills
Banking, Management, Credit, Loans, Finance, Financial Analysis, Risk Management, Loan Origination, Mortgage Lending

Education
Bloomsburg University of Pennsylvania   2005 — 2009
Bachelor's of science, Finance, General

Experience
Renasant Bank  September 2014 - Present
Birmingham Southern College  January 2014 - Present
Wells Fargo Home Mortgage   January 2014 - April 2014
MBA Direct  July 2013 - August 2013
WKW-Erbsloeh Automotive  2012 - 2013

Skills
ADP Payroll, Benefits Administration, Customer Service, Employee Benefits, Employee Relations, Employee Training, Event Planning, FMLA, HRIS, Human Resources, Microsoft Office, Microsoft Word, Onboarding, Payroll, PowerPoint, Public Speaking, Recruiting, Research, Social Media, Social Networking, Time Management

Education
Birmingham-Southern College   2009 — 2013
Bachelor of Business Administration (BBA)

Experience
Wells Fargo  July 2014 - Present
Wells Fargo Home Mortgage   May 2013 - July 2014
Galliard Capital Management  February 2010 - May 2013
Wells Fargo  2011 - 2013
Wells Fargo  April 2008 - February 2010

Skills
Business Coaching, Mentoring, Youth Mentoring, Analysis, Management, Quality Assurance, Information Technology, Compliance, Project Management, Strategic Planning, Promotions, New Business Development, Nonprofits, Research, SharePoint, Software Documentation, Customer Service, Leadership, Banking, Sales, Strategy, Training

Education
Bethel University   2012 — 2015
Master of Business Administration (M.B.A.), Global Marketing

UOP   2008 — 2012
Bachelor of Applied Science (B.A.Sc.), Business Administration and Management, General

Experience
AnnieMac Home Mortgage  January 2015 - Present
McCaughan Home Mortgage, a division of Hamilton Group Funding Inc.   2013 - Present
Crowne Plaza Tampa Westshore  2009 - 2013
Self Employed  2005 - 2013
Tech Data  2007 - 2008
National City Mortgage, Harbourton and Saxon Mortgage   2003 - 2006
Wells Fargo Home Mortgage   2001 - 2003
Intrepid Technical Services   1999 - 2001

Skills
Mortgage Lending, FHA, Refinance, Loans, Mortgage Banking, USDA, Residential Mortgages, Loan Origination, VA loans, FHA financing, Credit, Reverse Mortgages, Credit Analysis, Government Loans, Real Estate Financing, Finance, VA Loans

Education
Coeur d'Alene High School   1978 — 1979
HS Diploma

Dos Pueblos High School   1975 — 1978

Boise State University

University of Idaho
Business, Computer Science

Experience
Wells Fargo Bank  January 2002 - Present
Wells Fargo Home Mortgage   January 2002 - Present

Skills
Government Loans, Mortgage Lending, Home Equity Loans, Refinance, Conventional, FHA financing, VA loans, Loans, First Time Home Buyers, Mortgage Banking, Banking, Investment Properties, Real Estate, Home Equity, Non-Conforming, USDA, Residential Mortgages, Loan Origination, FHA, Referrals, Home Equity Lines of..., Notary Public, Real Estate Transactions, Residential Homes, Customer Service

Education
Bismarck State College
Associate's degree, Business Administration

North Dakota State University
BS, Accounting and Business

Experience
Regions Financial Corporation  October 2014 - Present
Wells Fargo Home Mortgage   June 2010 - May 2011
Pryor McCormick   February 2010 - May 2010

Skills
Financial Analysis, Investments

Education
University of Alabama   2012 — 2013
Master's degree, Applied Economics

Birmingham-Southern College
BS Business Administration, Minors in Mathematics and Economics

Experience
SPS Commerce  December 2012 - Present
Lake State Capital Management   January 2010 - Present
SPS Commerce  October 2011 - December 2012
SPS Commerce  October 2010 - February 2012
Bethel University  February 2007 - February 2011
Wells Fargo Home Mortgage   July 2010 - August 2010
Student Volunteer Foundation   January 2010 - February 2010
Bethel University  June 2008 - August 2009
Bethel University  February 2007 - February 2009
JKL Civil Engineering   June 2003 - August 2007

Education
Bethel University   2006 — 2010

Bethel University
BA, Business; Finance & Marketing

Experience
JPMorgan Chase & Co.   November 2012 - Present
JP Morgan Chase  May 2008 - January 2012
Washington Mutual  2007 - 2008
Wells Fargo  2002 - 2006
Wells Fargo Home Mortgage   1996 - 2001
Prudential Home Mortgage  1985 - 1996
Salomon Brothers  1980 - 1985
Salomon Brothers  1980 - 1985
Salomon Brothers  1980 - 1985

Skills
Real Estate, Strategic Partnerships, Financial Services, Loans, Credit, Management, Finance, Credit Analysis, Residential Mortgages, Sales Operations, Emerging Markets, Executive Management, Financial Risk, Banking, Mortgage Underwriting, Refinance, Mortgage Servicing, Start-ups, Customer Retention, Mergers & Acquisitions, Retail Banking, Program Management, Due Diligence, Credit Risk, Mortgage Banking, Portfolio Management, Sales, Commercial Banking, Segmentation, Financial Analysis, Underwriting, Relationship Management, Commercial Lending, Mortgage Lending, Loan Servicing, Loss Mitigation, Organizational..., Consumer Lending, Enterprise Software, Customer Experience, Capital Markets, Small Business Lending, Strategic Planning, Loan Origination, VA loans, Asset Management, Financial Modeling, Risk Management, Vendor Management, Series 7

Education
University of Scranton   1975 — 1977
MBA, Accounting

Bloomsburg University of Pennsylvania
Bachelor of Science (BS) Secondary Education Mathematics

Experience
Wells Fargo Home Mortgage   January 2014 - Present
Piedmont Natural Gas  March 2013 - Present
Bank of America  September 2012 - January 2013
Depository Trust and Clearing Corp  February 2007 - April 2012
Siemens  January 2003 - May 2006
Alstom Transport  March 2000 - June 2003
Eastman Kodak  May 1983 - July 2001

Skills
Popular presenter at..., Staff Mentoring, Training & Development, Software Test and..., Project Management, Test Management, Cross-functional Team..., Process Improvement, Automated Software..., Presenter, Integration, Testing, System Testing, Software Documentation, Quality Assurance, Software Development, Agile Methodologies, Test Planning, Six Sigma, User Acceptance Testing, Test Automation, Requirements Gathering, Quality Center, Business Process, Project Portfolio..., Change Management, SDLC, Leadership, Test Strategy, Training, Requirements Management

Education
State University of New York at Binghamton   1981 — 1983
Master of Science (M.S.), Systems Engineering

State University of New York College at Geneseo   1975 — 1979
BA, Economics/Statistics

Experience
Ditech Financial LLC  April 2013 - Present
CapWest Mortgage  July 2012 - April 2013
Wells Fargo Home Mortgage   October 2011 - July 2012
CapWest Mortgage  June 2010 - November 2011
Assurant Employee Benefits  February 2009 - August 2010
Countrywide Home Loans  May 2004 - December 2007
HomeAmerican Mortgage  January 2003 - May 2004
Green Tree Servicing  March 1996 - January 2003

Skills
Leadership, Team Building, Mortgage Banking, Mortgage Lending, Loans, FHA, Sales, Residential Mortgages, Banking, Refinance, VA loans, USDA, Loan Origination, Mortgage Underwriting, Credit, Management, Real Estate Financing, Government Loans, Sales Management, First Time Home Buyers, Home Equity Lines of..., Sales Operations, Financial Services, Selling, Loss Mitigation, Certified Mortgage..., Customer Satisfaction, Credit Risk, Customer Retention, Branch Management, Investments, Real Estate, Investment Properties, Cross Selling, Insurance, Credit Analysis, Retail Banking, Relationship Management, Customer Service, Mortgage Servicing, Consumer Lending, Executive Management, FHA financing, Mortgage Marketing, Lines Of Credit, Call Centers, Underwriting, Loan Servicing, Finance, Construction Loans

Education
University of Phoenix   2008 — 2009
BA, Business Administration

South Dakota School of Mines and Technology   1995 — 1996
x-ray technician

Black Hills State University   1993 — 1995

Experience
Wells Fargo Home Mortgage   August 2015 - Present
Wells Fargo Home Mortgage   April 2012 - August 2015
Wells Fargo Home Mortgage   July 2010 - April 2012
Nest Furnishings   March 2009 - April 2010
Allen Tate Realtors  2006 - 2008

Skills
Loss Mitigation, Management, Risk Management, Banking, Mortgage Lending, Credit, Mortgage Banking, Loan Origination, Credit Analysis, Underwriting, Consumer Lending, Customer Service, Process Improvement

Education
Boise State University   1992 — 1994

Boise State University

Experience
National City Mortgage  April 2008 - October 2009
National City Mortgage  May 2004 - November 2007
Aegis Wholesale  November 2003 - May 2004
Wells Fargo Home Mortgage   April 2003 - November 2003

Skills
Training, Mortgage Lending

Education
Boise State University   2012 — 2013
Accounting, A

University of Idaho   2012 — 2012
Accounting, A

Boise State University   2007 — 2009
Masters, Business Administration

University of Idaho   1998 — 2002
Bachelors of Science, Business-Human Resource Management

University of Idaho   1998 — 2002
Bachelors of Science, Business-Marketing

Experience
Wells Fargo Home Mortgage   January 2012 - Present
Subuthi Overseas Inc   January 2005 - December 2012
Wells Fargo Home Mortgage   December 2009 - January 2012
JPMorgan Chase  June 2008 - December 2009
Vendmore Systems   September 2007 - May 2008
Wells Fargo Home Mortgage   April 2006 - August 2007
AOL  2005 - 2006
Navis  September 2003 - June 2005
Nalli SoftSolutions   2000 - 2003

Skills
Software Development, Enterprise Architecture, Testing, Agile Methodologies, Web Services, SDLC, Java Enterprise Edition, Business Analysis, Weblogic, Microsoft SQL Server, Software Project..., XML, Requirements Analysis, Data Warehousing, SOA, Spring, Java, Struts, Oracle, Program Management, Websphere, JavaScript, PL/SQL, SQL, Solution Architecture, Requirements Gathering, EJB, Scrum, Unix, JSP

Education
Shanmugha Arts, Science, Technology and Research Academy   1998 — 2001
Master of Computer Applications (MCA), Computer Science

Bharathiar University

Experience
Wells Fargo Home Mortgage   February 2015 - Present
Wells Fargo Home Mortgage   February 2015 - Present
Let's Play Hockey   April 2014 - Present
DobberHockey   December 2013 - Present
Total Hockey  August 2014 - February 2015
CLEAR MEASURES  April 2014 - August 2014
Wells Fargo Advisors  June 2012 - December 2013
Key Bank  June 2010 - December 2011
HSBC Arena  December 2010 - December 2010
Canisius College Athletics  January 2010 - May 2010

Skills
Leadership, Customer Service, Management, Sales, Recruiting, Customer Satisfaction, Analysis, Budgets, Banking, Sports Management, Sports Marketing, Sports, Facebook, Social Media

Education
Canisius College   2009 — 2010
Master, Sport Administration

Binghamton University   2005 — 2009
Bachelor, Economics and Sociology

Experience
OptumHealth  April 2013 - Present
Schwans  December 2012 - February 2013
Wells Fargo Home Mortgage   July 2012 - December 2012
Wells Fargo (Contractor through Apex Information Systems Inc.)   August 2011 - June 2012
RBC Wealth Management (Contractor through Apple One)   May 2011 - August 2011
Target (Contractor through Apple One)   February 2011 - May 2011

Skills
MS Office Suite, Planview, Concur, SharePoint, Adobe Acrobat, Adobe Creative Suite, Financial Analysis, Financial Reporting, Financial Management, Corporate Finance, Financial Accounting, Project Finance, IRIS, Visual Studio, Microsoft Office, Outlook, Finance, Analysis, Program Management, Managerial Finance, Sales, Business Analysis, Account Management, Consulting, Customer Service, Management, Project Management, Training, Leadership, Vendor Management

Education
Metropolitan State University   2004 — 2009
Bachelor of Science (B.S.), International Business/Trade/Commerce

Capital Normal University   2006 — 2006
Internship

Bethel University   2003 — 2004
International Relations

Lutheran High School

Lutheran High School

Experience
Wells Fargo Home Mortgage   December 2014 - Present
Wells Fargo Home Mortgage   September 2013 - December 2014
Wells Fargo Home Mortgage   November 2012 - September 2013
Wells Fargo Home Mortgage   October 2010 - November 2012
Wells Fargo Home Mortgage   September 2010 - October 2010
Wells Fargo Home Mortgage   January 2010 - September 2010
Wells Fargo Home Mortgage   April 2008 - December 2009
Wells Fargo Home Mortgage   May 2005 - April 2008
Wells Fargo Home Mortgage   June 2002 - May 2005

Skills
Consumer Lending, Credit Analysis, Underwriting, Mortgage, Loans, Credit, Credit Risk, Loan Origination, Mortgage Lending, Mortgage Underwriting, FHA, Conventional, Risk Management, Loss Mitigation, VA, Compliance, Wholesale Lending, Pricing, Customer Service, Outlook, Excel

Education
Blackburn College
BA Business Management & Leadership, Business Management

Experience
Service First Mortgage  July 2013 - Present
Wells Fargo Home Mortgage   January 2012 - June 2013
First Convenience Bank  February 2008 - July 2011
First State Bank Texas aka Pinnacle Bank   March 2005 - February 2008

Skills
Mortgage Lending, Loan Origination, Loans, USDA, FHA, Refinance, Mortgage Banking, Residential Mortgages, Certified Mortgage..., First Time Home Buyers, Foreclosures, Government Loans, Investment Properties, Mortgage Underwriting, Real Estate, VA loans, VA Loans

Education
American Institution of Banking   2005 — 2008
n/a, Consumer Lending/Banking

Hill College   2002 — 2002
n/a, General Studies

Blinn College   2000 — 2001
N/A, General Studies

Experience
Prospect Mortgage, LLC  October 2013 - Present
Wells Fargo Home Mortgage   November 2012 - Present
Inventive Products Inc.   August 2011 - November 2012
Elmore Medical Center  April 2011 - August 2011
Peak Health Solutions  October 2010 - January 2011
St. Luke's Regional Medical Center   January 2010 - May 2010
Elmore Medical Center  2009 - 2009
Citi Cards  January 2004 - January 2005
Elmore County Eye Care   January 2003 - January 2004

Skills
Medical Terminology, HIPAA, Medical Billing, ICD-9, Healthcare Management, EHR, Healthcare Information..., Medical Records, Medicare, CPT, Medical Coding, Health Information..., Patient Education, Medical Assisting, Mortgage Servicing, Mortgage Underwriting, Loan Servicing, Refinance, Mortgage Banking, Residential Mortgages, Training, FHA, Loan Origination, Real Estate Financing, Home Equity Lines of..., Home Equity Loans, Construction Loans, Customer Service, Non-Conforming, Outlook, HUD

Education
Boise State University   2005 — 2010
B.S., Health Informatics and Information Management w/emphasis in Informatics

American Institute of Health Technology   2001 — 2002
Technical, Medical Assisting

Experience
J.P. Morgan   2013 - Present
Wells Fargo  2013 - 2013
PayPal  2011 - 2012
Wells Fargo Home Mortgage   2010 - 2011

Skills
Data Analysis, Financial Reporting, Mortgage, Teradata, SQL, Database Analysis, SAS/SQL, Business Objects, Microsoft SQL Server, SSIS, Essbase, VBA, Data Mining

Education
State University of New York at Binghamton   2008 — 2010
Master of Accounting, Business Management Information System

RMIT University   2005 — 2007
Bachelor of Business, International Business

Shanghai Institute of Foreign Trade   2003 — 2007
Bachelor, International Business

Experience
Wells Fargo Home Mortgage   September 2014 - Present
Lender Processing Services, Inc. (LPS)   August 2013 - September 2014
Bank of America  August 2012 - August 2013
Wells Fargo Home Mortgage   April 2008 - August 2012

Skills
Credit, Loans, Risk Management, Credit Risk, Mortgage Lending, Retail Banking, Credit Analysis, Operational Risk, Commercial Banking, Portfolio Management, Operational Risk..., Consumer Lending, Financial Services, Six Sigma, Lean Thinking, Process Improvement, Mortgage Servicing, Management, Loss Mitigation

Education
Bloomsburg University of Pennsylvania   1990 — 1994
Business Administration and Management, General

Experience
Wells Fargo Home Mortgage   January 2010 - June 2010
The Weinstein Company  February 2008 - March 2009
Citibank (Banamex USA)   January 2007 - November 2007
Ridgewood Savings Bank  September 2004 - January 2007
Ridgewood savings bank  2005 - 2007

Skills
Financial Analysis, Customer Service, Banking

Education
Fayetteville Technical Community College   2011 — 2013
Associates, Accounting and Finance

Borough of Manhattan Community College   2004 — 2007

Experience
William Carey University College of Osteopathic Medicine  August 2012 - Present
Wells Fargo Home Mortgage   August 2011 - April 2012

Education
William Carey College   2012 — 2016
Osteopathic Medicine

Birmingham-Southern College   2007 — 2011
Bachelor of Science (B.S.), Biology

Experience
Wells Fargo Home Mortgage   March 2008 - Present
Fremont Investment & Loans  May 2005 - March 2007
LaSalle Bank  February 1998 - March 2005

Skills
Banking, FHA, Mortgage Lending, Outlook, Data Entry, 10 Key, Microsoft Word, Microsoft Excel, Microsoft Office, Insurance, Clerical Skills, Fax, USDA, Retail Banking

Education
Elmhurst College   1995 — 1998
Communication, General

Blackburn College   1994 — 1995
NA

Experience
Evergreen Park World Cultures Community School, Anoka District 11   March 2015 - Present
Kelly Educational Services  February 2014 - March 2015
Anoka-Hennepin School District 11  January 2014 - March 2015
Medica  2006 - 2007
UnitedHealth Group  2005 - 2006
Wells Fargo Home Mortgage   2002 - 2005
Banfield Pet Hospital  2000 - 2001

Skills
Health Insurance, Coaching, Customer Service, Research, Microsoft Office, Microsoft Excel, Public Speaking, Team Building, PowerPoint, Project Management, Teamwork, Training, Microsoft Word, Supervision

Education
Blackburn College   1996 — 2000
Bachelor's degree, Psychology

Experience
Wells Fargo Home Mortgage   October 2010 - Present

Skills
Small Business..., Financial Reporting, FDCPA, Marketing Strategy, Job Scheduling, Professional..., Change Process, Root Cause Analysis

Education
Bethune-Cookman University   1993 — 1996
Business Education, Business Administration and Management, General

Experience
Notus School District 135   February 2006 - Present
Wells Fargo Home Mortgage   August 2001 - August 2005

Skills
PowerPoint, Microsoft Excel, Outlook, Microsoft Office, Research, Public Speaking, Customer Service, Microsoft Word, Loans

Education
Boise State University   1988 — 1993
Geological and Earth Sciences/Geosciences