Experience
Caliber Home Loans  May 2015 - Present
Caliber Home Loans  December 2014 - May 2015
Sparks of Hope   April 2014 - May 2015
CRAFT3  December 2010 - September 2014
North Willamette Valley Habitat for Humanity   November 2007 - April 2013
Golf Saving Bank   June 2009 - August 2010
Oregon Drivers Education   May 2008 - June 2009
Wells Fargo Hom Mortgage through Aerotek Stffing   February 2008 - May 2008
Countrywide Home Loans  August 2005 - November 2007
Wells Fargo Home Mortgage   May 1999 - August 2005

Skills
Loans, Credit, Credit Analysis, Mortgage Lending, Banking, Financial Analysis, Risk Management, Management, Customer Service, Investments, Leadership, Portfolio Management, Underwriting, Loan Origination, Finance, Training, Small Business, USDA, Mortgage Banking, Refinance, Strategic Planning, Nonprofits, Program Management, Budgets, Project Management, Fundraising, Sales, Consumer Lending, Due Diligence, Asset Management, Credit Risk, FHA, Residential Mortgages, Funding, Research, Social Media, Microsoft Excel, Analysis, Process Improvement, Financial Risk, Microsoft Office, Marketing Strategy, Strategy, Event Planning, Team Building, Coaching

Education
Portland State University   1992 — 1994
BA, History

Clackamas Community College   1990 — 1992
Associate of Arts (AA), History

Experience
Franklin American Mortgage Company  March 2014 - Present
Wells Fargo Home Mortgage   November 2009 - April 2014

Skills
Mortgage Banking, Mortgage Lending, FHA, Refinance, Loan Origination, Residential Mortgages

Education
City University of New York-College of Staten Island   1980 — 1984
Bachelor of Science (BS), Business, Management, Marketing, and Related Support Services

Experience
PNC Mortgage  November 2014 - Present
Union Home Mortgage Corp.  September 2013 - October 2014
Wells Fargo Home Mortgage   March 2011 - September 2013
Eagle Nationwide Mortgage Company  January 2009 - February 2011
CFS Home Loans   April 2006 - November 2009

Skills
Mortgage Lending, Mortgage Banking, Residential Mortgages, Commercial Lending, Loan Origination, Sales, Sales Management, Short Sales, Commercial Mortgages, Networking, Team Management, FHA financing, USDA Rural Housing, Fannie Mae, Sales Operations, Real Estate, New Home Construction, Home Equity Loans, Home Equity Lines of..., Sales Networking, Loans, Credit, FHA Financing, First Time Home Buyers

Education
Clarion University of Pennsylvania   1996 — 2000
Bachelor of Science (B.S.), Business, Management, Marketing, and Related Support Services

Experience
DHIC, Inc.   March 2013 - Present
Wells Fargo Home Mortgage   September 2012 - March 2013
Wells Fargo Home Mortgage   August 2012 - September 2012
Wells Fargo Home Mortgage   September 2011 - July 2012
Gateway Bank Mortgage  November 2010 - October 2011
North Carolina Department of Commerce  May 2011 - August 2011
Prospect Mortgage, LLC  April 2010 - November 2010
WR Starkey Mortgage  May 2008 - March 2010
Countrywide Home Loans  November 2007 - May 2008
Flagstar Bank  August 2007 - November 2007

Skills
Word, Excel, PowerPoint, Mortgage Lending, FHA, Loans, Refinance, Credit, Loan Origination

Education
Christopher Newport University   1985 — 1988
Bachelor of Science In Business Administration, Management (Minor: Economics)

Dwight Morrow High School (Englewood, NJ)   1979 — 1983
High School Diploma, General

Experience
Multifamily Management, Inc  December 2014 - Present
United Way of Greater Philadelphia and South New Jersey   August 2013 - December 2013
Wells Fargo Home Mortgage   April 2012 - April 2013
Clarifi (formerly CCCS of Delaware Valley)   May 2009 - July 2011
United Way of SEPA   2008 - 2008
Rainstar Mortgage Corp   2001 - 2008

Skills
Financial Analysis, Mortgage Lending, Banking, Strategic Planning, Loans, Credit, Fundraising, Nonprofits, Program Management, Leadership, Leadership Development, Management, Organizational..., Change Management, Budgets, Financial Services

Education
Clarion University of Pennsylvania   1976 — 1981
Bachelor of Science (B.S.), Business Administration and Management, General

Widener University   1975 — 1976
Stars Honor Program

Chester High School   1974 — 1976
Diploma, Stars Honor Program

Overbrook High School   1973 — 1974
Transferred, College Prep

Experience
LA Fitness  February 2015 - Present
Paramount Equity Partners LLC   July 2011 - Present
Wells Fargo Home Mortgage   September 2005 - June 2011

Skills
Customer Service, Microsoft Excel, Microsoft Office, Microsoft Word, PowerPoint, Team Building, Sales, Strategic Planning, Leadership, Sales Management, Public Speaking, Management, Account Management, Time Management, Social Media Marketing, Marketing Strategy, Social Media

Education
Clark College   2013 — 2016
Associate of Arts (A.A.), General Studies

Clark College   2012 — 2014
Associate's degree, General Studies

Experience
Allscripts  August 2013 - Present
Wells Fargo Home Mortgage   March 2011 - August 2013
Wet Seal, LLC  June 2008 - May 2011

Skills
Credit, Mortgage Lending, Customer Service, Microsoft Office, Team Leadership, Credit Risk, Business Analysis, Internal Audit, Financial Reporting, Financial Analysis, Microsoft Excel, Leadership, Management, Finance, Training, PowerPoint

Education
Clemson University
Bachelor of Science (BS), Accounting

Experience
Prospect Mortgage, LLC  September 2012 - Present
Wells Fargo Home Mortgage   2006 - 2011
west penn financial   1995 - 1998

Education
Cleveland State University   1987 — 1990
Masters in Business Administration, Business and Personal/Financial Services Marketing Operations

Marietta College   1981 — 1985
Bachelors Degree, Finance and Financial Management Services

Experience
Wells Fargo Home Mortgage   March 2015 - Present
Impact Design Resources   August 2014 - October 2014
Bronx County Supreme Court  May 2012 - July 2012
Davidson Community Center   June 2008 - August 2008

Skills
Microsoft Office, PowerPoint, Microsoft Excel, Microsoft Word, Public Speaking, Westlaw, Research, Customer Service, Editing, Office Management, Legal Research, Teamwork, Outlook, Nonprofits, Marketing, QuickBooks, Leadership, Accounting, Accounts Payable, Financial Reporting, Financial Analysis, Analysis, Management

Education
Strayer University (NC)   2013 — 2015
Master of Business Administration (MBA), Accounting, 4.0

Clark Atlanta University   2008 — 2011
Bachelor of Arts (B.A.), Business(Finance), 3.3 Cum Laude Distinction

John Jay College of Criminal Justice   2007 — 2008
Pursued a B.A., Criminal Justice/Safety Studies

Experience
NW College   April 2014 - Present
Wells Fargo Home Mortgage   December 2012 - August 2013
Wells Fargo Home Mortgage   January 2011 - August 2013
Wells Fargo Home Mortgage   September 2010 - November 2011
Robert HalfWells Fargo   January 2010 - September 2010
Bank of America  March 2009 - December 2009
Adecco Staffing, USA  August 2008 - February 2009
Adecco Staffing, USA  January 2008 - May 2008
Washington Mututal Bank   July 2005 - November 2007
Wasington Mutual Bank   August 2005 - August 2006

Skills
Mortgage Underwriting, Government Loans, Loans, FHA, VA loans, Customer Service, Data Analysis, Pay Close Attention to..., Get Along Well with..., Team Leadership, Team Building, Teamwork, Getting the Best Out Of..., Reliability, Learning Quickly, Microsoft Office, Customer Retention, Microsoft Word, Peachtree, Quicken, Getting The Job Done, Text Editing, Financial Audits, Customer Satisfaction, Data Entry, Ten Key, Typing, Application Packaging, Human Resources, Organization, Managed Money, Inventory Control, Microsoft Excel, Oracle, QuickBooks, Shipping, Floorplanning, Determination, Supply Ordering, Cashiering

Education
Clackamas Community College   2014 — 2016
Business Management

Portland Community College   2003 — 2004
Political Sciences/General Studies

Barclay College   1996 — 1999
Child Psychology/Theology

Experience
Wells Fargo Home Mortgage   May 2012 - Present
Wells Fargo  December 2007 - April 2012
Ventas y Servicios S.C.R.L   February 2000 - February 2006
ISOPETROL   January 1999 - December 1999
ExxonMobil  January 1997 - December 1998

Education
Clark College   2007 — 2011

Instituto Superior Pacifico Norte. Piura Peru   1992 — 1994
International Commerce Associate's Degree

Escuela Militar de Chorrillos

Experience
Home Savings  April 2014 - Present
PNC  May 2013 - March 2014
Wells Fargo Home Mortgage   July 2012 - May 2013
First Commonwealth Home Mortgage   January 2011 - July 2012
Fifth Third Bank  March 2010 - December 2011

Skills
Mortgage Lending, Loan Origination, Loans, FHA, Mortgage Banking, Refinance, Credit, Credit Analysis, Residential Mortgages, Real Estate, Construction Loans, Investment Properties, Condos, Government Loans, First Time Home Buyers, Debt Consolidation, FHA financing, Real Estate Financing, Referrals, Foreclosures, REO, Residential Homes, Investors, Short Sales, Real Estate Transactions, New Home Purchase, USDA, VA loans, VA Loans

Education
Clemson University
Classical Performance

North Greenville University
Studied Classical & Jazz Music Performance

Western Carolina University
Music Performance

Experience
Wells Fargo Home Mortgage   October 2013 - Present
Apex Systems  July 2012 - August 2013
Apex Systems  March 2012 - June 2012
Bank of America  June 2010 - September 2011
Blue Cross Blue Shield of South Carolina  2008 - April 2010

Skills
JCL, VSAM, DB2, COBOL, QMF, CICS, IMS DB/DC, Endeavor, Websphere, Easytrieve, Message Queue, C++, Weblogic, TCP/IP, C, RACF, XHTML, Testing, Requirements Analysis, SDLC, Software Project..., Agile Methodologies, Quality Center, ALM, Mortgage Banking, Mortgage Servicing, Loan Servicing, Loss Mitigation, Early Resolution, BRDs, FSDs, Tech Specs, UAT testing, SIT testing, Release Management, StarWeb, PAC2000, XML, HTML, CSS, Fannie Mae, USDA, Real Estate Investor

Education
Ohio University   2006 — 2008
Masters, Communication Systems Management

Claflin University   2002 — 2006
Bachelors of Science, Managment Information Science

Experience
J.P. Morgan   July 2014 - Present
Wells Fargo Home Mortgage   2012 - 2014
Wells Fargo Home Mortgage   October 2011 - September 2012
Virtual Assistant Services   October 2008 - October 2011
Senderra Funding  May 2008 - October 2008
Option One Mortgage Corporation  July 2005 - October 2007
Countrywide Specialty Lending Group  July 2003 - July 2005

Skills
Leadership, Software Documentation, Sales Operations, Program Management, Banking, New Business Development, Loans, Customer Service, Cold Calling, Forecasting, Team Building, Management, Underwriting, Strategy, Credit, Financial Risk, Mortgage Lending, Sales

Education
City University of New York-College of Staten Island   1990 — 1992
Business/Commerce, General

Experience
NYLIFE Securities LLC  July 2012 - Present
St. John's Evangelical Lutheran Church   2009 - 2012
Wells Fargo Home Mortgage   November 2007 - May 2011
Wells Fargo Home Mortgage   August 2005 - November 2007
Wells Fargo Home Mortgage   March 2003 - November 2005
York College (The City University of New York)   September 1999 - May 2005
Wells Fargo Home Mortgage   June 2001 - March 2003
Fleet Mortgage  1998 - 2001
Dime Savings Bank  1996 - 1998

Skills
Insurance, Retirement, Financial Services, Finance, Mutual Funds, Investments, Securities, Fixed Annuities, Variable Annuities, 401k, Licensed in VA, PA, CT...

Education
City University of New York-Brooklyn College   1995 — 1997
Master of Arts, Political Science

Fisk University   1980 — 1984
BA, History

Experience
Wells Fargo Home Mortgage   December 2014 - Present
Merit Resources  April 2013 - Present
Bridgestone  November 2006 - October 2012
Iowa Wireless LLC   May 2003 - November 2006
Iowa Foundation for Medical Care  May 1998 - February 2003
Microware  May 1996 - May 1998
Wells Fargo Bank  1997 - 1997
DFM Enterprises Ltd.   September 1993 - September 1995
Norand  May 1981 - August 1993
Menards LLC   1979 - 1981

Skills
Microsoft SQL Server, Databases, SQL, Access, Testing, C#, Oracle, VB.NET, PL/SQL, Visual Basic, Web Development, ASP.NET, SSIS, C++, SSRS, Microsoft Excel, COBOL, Management, SDLC, Servers, SharePoint

Education
Des Moines Area Community College   1997 — 2005
EDU, Programming Classes

Clarke University   1974 — 1981
BA, Business and Computer Science

Kirkwood Community College   1978 — 1980
Diploma, Programming

Experience
Wells Fargo  November 2006 - Present
Wells Fargo Home Mortgage   September 2004 - November 2006
Independent Consultant  September 2001 - September 2004
BenefitPoint  February 2000 - May 2001
Prudential Healthcare  August 1981 - February 2000

Skills
Certified in Adult..., Clifton StrengthsFinder..., Q12 IMPACT (Gallup)..., Flawless Consulting™..., ADDIE, Adult Education, Instructor-led Training, Needs Analysis, Blended Learning, Training Delivery, Learning Management, Performance Consulting, Workshop Facilitation, Team Building, Coaching, Organizational...

Education
City College of San Francisco   1982 — 1983
Psychology

Western Wisconsin Technical College   1979 — 1981
Computer Operations and Data Processing

Caledonia High School   1976 — 1979

Experience
Wells Fargo Home Mortgage   November 2012 - June 2014
Legacy Wachovia Mortgage/ Wells Fargo Home Mortgage   July 2007 - November 2012
Wachovia Mortgage Corp  April 2002 - July 2007
The New York Mortgage Company, LLC   March 2001 - March 2002
American Home Mortgage  November 1998 - January 2001
First Funding Mortgage Bankers Corp   April 1998 - November 1998
Island Mortgage Network  June 1996 - April 1998

Skills
FHA, Credit, FHA financing, VA loans, Real Estate, Government Loans, Leadership, Funding, Training, Management, Sales, Mortgage Marketing, Program Management, Sellers, Time Management, Equities, FHA Financing, VA Loans, Mortgage Underwriting, Residential Mortgages, Banking

Education
CUNY, City College of New York   1990 — 1995

City University of New York City College   1990 — 1995
BA Economics

Experience
Wells Fargo Home Mortgage   January 2015 - Present
JPMorgan Chase  November 2011 - January 2015
Grand Canyon University  September 2009 - August 2011
University of Phoenix  December 2006 - July 2009

Skills
Student Recruiting, Critical Thinking, E-Learning, Leadership, Leadership Development, Training, Higher Education, Staff Development, Customer Service, Mortgage Banking, Loan Origination, Retail Banking, Sales, Refinance, Mortgage Lending, Operational Excellence, Banking, Residential Mortgages

Education
Grand Canyon University   2009 — 2011
Psychology

Washington State University   2004 — 2005
Psychology

Clackamas Community College   2003 — 2005
Psychology

University of Phoenix
Psychology

Experience
MI Homes,  November 2012 - Present
File Tech, LLC   July 2009 - November 2012
Wells Fargo Home Mortgage   March 2009 - July 2009
MI Homes, Inc  January 2007 - November 2008
ICI Homes  July 1998 - January 2007
AICPA  June 1990 - June 1998
EDWARD BLANK ASSOCIATES  June 1989 - September 1989
GUTTMAN BREAST DIAGNOSTIC INST   June 1987 - February 1989
CAPEZIO DANCEWEAR   January 1987 - June 1987

Skills
Accounts Payable, Accounts Receivable, Customer Service, Invoicing, JD Edwards, QuickBooks, Analysis, Budgets, Outlook, Microsoft Excel, Microsoft Word, Accounting, Account Reconciliation, General Ledger, Purchasing, Sarbanes-Oxley, PeopleSoft

Education
University of Central Florida   2014 — 2018
Bachelor's degree, Business Administration and Management, General

Seminole State College of Florida   2013 — 2014
Associate of Arts (AA), Economics/Business Track

Daytona State College   2010 — 2013
Associate, Economics & Business

City University of New York-Brooklyn College   1986 — 1987
Business/Managerial Economics

Experience
iReverse Home Loans, LLC  December 2013 - Present
Maverick Funding Corp  June 2012 - September 2013
Merrimack Mortgage  October 2011 - June 2012
Wells Fargo Home Mortgage   November 2001 - August 2011
State of Vermont  June 1997 - June 1999
US Probation and Pretrial Services, District of Vermont   1976 - 1997

Skills
Customer Advocacy, Patient Advocacy, Criminal Justice

Education
John Jay College of Criminal Justice   1972 — 1975
MA, Criminal Justice

Stonehill College   1964 — 1968
BA, Philosophy

Experience
HomeStreet Bank  October 2012 - Present
Aerotek  August 2011 - September 2012
Wells Fargo Home Mortgage   June 2010 - July 2011
Accountemps  February 2009 - May 2010
World Savings  May 2004 - July 2008
Alliance Bancorp  September 2002 - April 2004

Skills
Finance, Mortgage Lending, Banking, Credit Analysis, Underwriting, Credit, Loans, Financial Services, Mortgage Banking, Risk Management, Commercial Lending, Financial Analysis, Mortgage Underwriting, Portfolio Management, Analysis

Education
City College of San Francisco   1998 — 2000
GENERAL ACADEMICS

School of the Arts San Francisco   1994 — 1998
High school Diploma, General Studies

Experience
PNC Mortgage  April 2010 - Present
Bank of America  March 2009 - April 2010
Wells Fargo Home Mortgage   November 2001 - March 2009

Skills
Loan Origination, Mortgage Lending, Credit Analysis, Sales, Mortgage Banking, FHA Financing, Banking, Marketing & Business..., Portfolio Management, Quality Control, Management, Leadership, Foreclosure Prevention, Mortgage Underwriting, Refinance, VA Loans, First Time Home Buyers, Home Equity Loans, Research, HMDA, RESPA, Home Equity Lines of..., Super Jumbo, Non-Conforming, Conventional Financing, Performance Improvement, Training, Team Building, Microsoft Office, Microsoft Excel, Microsoft Word, Photoshop, PowerPoint

Education
City University of New York-Herbert H. Lehman College
Bachelor of Arts (B.A.), Economics

Experience
Wells Fargo Home Mortgage   February 2011 - Present
Wells Fargo  March 2006 - February 2011
Bank of America  January 1998 - September 2002

Skills
Customer Service, Banking, Small Business, Mortgage Lending, Management, Microsoft Office, Microsoft Excel, Credit Analysis, Mortgage Banking, Consumer Lending, Commercial Banking, Commercial Lending, Credit Risk, Loans, Finance, Credit, Residential Mortgages, First Time Home Buyers, Sales, Refinance, FHA, Investment Properties, Loan Origination

Education
City University of New York-John Jay College of Criminal Justice   1977 — 1981
Diploma, General Studies

Experience
Johnson & Wales University  February 2013 - Present
Wells Fargo Home Mortgage   September 2013 - Present
Wells Fargo  January 2013 - September 2013
Wells Fargo  October 2012 - January 2013
Wells Fargo  January 2012 - October 2012
Wells Fargo  October 2011 - January 2012
Peking University  November 2009 - September 2011
Charlotte Internatonal Cabinet   May 2010 - August 2010
Clemson University  May 2006 - May 2009
ScanSource  May 2007 - August 2007

Skills
Data Analysis, Economic Research, Applied Econometrics, Research, International Finance, International Trade, Financial Economics, ARIMA, Microsoft Office, Microsoft Excel, Stata, Economics, Public Speaking, Financial Analysis, PowerPoint, SAS, Statistics, Quantitative Analytics, Analysis, R, SPSS, Microsoft Word, Financial Modeling

Education
Peking University   2009 — 2011
Master, Economics and Finance

Clemson University   2005 — 2009
Bachelor of Science, Economics, Mathematics Minor

Experience
F.N.B. Corporation   December 2014 - Present
Bank of America  March 2012 - November 2014
Wells Fargo Home Mortgage   October 2010 - February 2012
Granite-Excell Management   August 2009 - October 2010
Countrywide Home Loans  February 1997 - March 2009
Metropolitan Savings Bank   January 1996 - January 1997
Ohio Savings Bank  April 1978 - January 1996

Skills
Mortgage Lending, Real Estate, Sales Management, Team Building, Credit, Business Development, Training, Cold Calling, Management, Leadership, P&L Management, Loans, Finance, Risk Management, Residential Mortgages, Banking, Portfolio Management, Recruiting, Program Management, Sales, Mortgage, Compliance, Negotiation, New Business Development, Financial Analysis, Strategic Planning, Contract Negotiation, Residential Homes, Customer Service

Education
Cleveland State University   1971 — 1975

Experience
Omni Hotels & Resorts  April 2015 - Present
Omni Hotels & Resorts  December 2013 - Present
Wells Fargo Home Mortgage   May 2012 - Present
State Farm  June 2013 - November 2013
Wells Fargo Home Mortgage   October 2011 - May 2012

Skills
Customer Service, Investor Relations, Recruiting, Mortgage Servicing, Mortgage Underwriting, Residential Mortgages, Manage Client..., Nutrition, Analysis, Coaching, Fitness, Team Building, Building Relationships, Leadership

Education
Clemson University   2004 — 2008
Bachelor of Science in Food Science, Human Nutrition and Dietetics

Experience
Newport Hospitality Group, Inc  June 2015 - Present
Jacksonville Heating Contractors   July 2014 - Present
Marine Chevrolet Company   May 2014 - July 2014
United States Marine Corps  July 2010 - July 2014
Wells Fargo Home Mortgage   January 2010 - March 2010
Lowes Home Improvements  June 2008 - August 2008

Skills
Military Experience, Military Operations, Military, Security Clearance, Weapons, Operational Planning, Force Protection, Military Training, Military Logistics, DoD, Command, National Security, Customer Service, Employee Training, Maintenance Management, Leadership, Problem Solving, Team Leadership, Logistics Management, Organizational..., Tactics, Operations Management

Education
Craven Community College   2015 — 2016
Associates in Business Management and Administration, Business Administration and Management, General

Coastal Carolina Community College   2013 — 2015
Associates in Arts, Business Management and Adminstration, 3.0

Des Moines Area Community College   2009 — 2009
High School Diploma, Adult High School/Secondary Diploma Program

Experience
Holland & Knight LLP  October 2014 - February 2015
Stalwart Concepts, Inc.   March 2014 - July 2014
Choice Propert Management & Services   October 2013 - February 2014
Wells Fargo Home Mortgage   June 2012 - October 2013
Verizon Wireless  January 2009 - February 2010
Roanoke College  June 2007 - August 2007

Skills
Event Management, Leadership, Final Cut Pro, Video Production, PowerPoint, Sales, Customer Service, Television, Spanish, Retail, Microsoft Excel, Access, Fashion, Sports, Radio Broadcasting, Media Relations, Curriculum Design, Press Releases, Theatre, Adobe Audition

Education
Jackson State University   2004 — 2008
Bachelor of Science, Mass Communications

Clark Atlanta University   2006 — 2007
Mass Communication/Media Studies

Experience
Wells Fargo Home Mortgage   March 2015 - Present
RoundPoint Financial Group  March 2013 - March 2015
RoundPoint Financial Group  March 2012 - March 2013
Palmetto Fundraisers   October 2011 - February 2012
Novant Medical Group/ Novant Health   July 2010 - October 2011
Clemson University  August 2008 - May 2010
Call Me Mister Program   June 2007 - August 2007

Skills
Outlook, PowerPoint, Administrative Support, Microsoft Office, Word, Back in the Black, LPS Desktop, Data Entry, Non-profits, Microsoft Excel, Customer Service, Microsoft Word, Research, Administrative..., Fundraising, Event Planning, Time Management, Data Analysis, Nonprofits, Social Networking, Advertising, Public Speaking, Access, Coaching, Policy

Education
Clemson University   2005 — 2010
Bachelor of Arts, Political Science

Clemson University - College of Business and Behavioral Science   2005 — 2010
BA, Political Science

Burke High School

Experience
Wells Fargo Home Mortgage   June 2015 - Present
BCBGMAXAZRIAGROUP  October 2014 - Present
Academy Mortgage Corporation  March 2015 - May 2015
American Pacific Mortgage  July 2014 - October 2014
Guild Mortgage Company  May 2013 - November 2013
Cobalt Mortgage  2012 - 2012
West Coast Bank  November 2005 - November 2008

Skills
Banking, Financial Services, Credit, Mortgage Banking, Mortgage Lending, Financial Analysis, Investments, Refinance, Loans, Residential Mortgages, Loan Origination, VA loans, USDA, FHA, FHA financing, Government Loans, Credit Analysis, Construction Loans, Mortgage Underwriting, FHA Financing

Education
Forks High School   1988 — 1992

Clark College
AAS, RN

Experience
Ellie Mae  February 2014 - Present
Long & Foster Companies  October 2013 - January 2014
Wells Fargo Home Mortgage   January 2012 - August 2013
State of Georgia  August 2010 - January 2012
CredAbility  August 2008 - August 2010
American Home Mortgage  August 2004 - August 2007
Wells Fargo Home Mortgage   February 2003 - August 2004

Skills
Residential Mortgages, Loan Origination, Training, Employee Training, Training Facilitation, Client Presentation, Software Implementation, Mortgage Servicing, Microsoft Word, Microsoft Excel, PowerPoint, Outlook, Photoshop, Captiva

Education
Clemson University - College of Business and Behavioral Science   1993 — 1997
Bachelor of Science (BS), Marketing

Experience
SumTotal Systems  2013 - Present
Wells Fargo Home Mortgage   2010 - 2013
Fremont Investment and Loan  2001 - 2007
Associates Financial Services, Inc   1994 - 2000

Skills
Sales, New Product Roll Out, Cold Calling, Credit, Team Building, Networking, New Business Development, Financial Analysis, Strategic Planning, Customer Satisfaction, Management, Sales Management, Professional Phone..., Interdepartmental..., Persuasive Presentations, Loan Servicing, Loans, Loan Origination, Refinance, Mortgage Banking

Education
Clarke University   1989 — 1993
Bachelor of Science (BS), Business Administration

Experience
Mortgage Network, Inc.   March 2014 - Present
MRN3   July 2011 - Present
MRN cubed, LLC  July 2011 - March 2014
Indecomm Global   April 2009 - June 2010
Wells Fargo Home Mortgage   August 2006 - July 2009
Commerce Bank  February 2004 - July 2006
Cendant Mortgage/PHH Mortgage   December 2002 - February 2004
Grapevine Consulting   March 1997 - April 1998
Carnegie Bank   September 1995 - March 1997
Hamilton Federal Savings Bank   February 1991 - September 1995

Skills
Microsoft Word, Customer Service, Mortgage Lending, Team Building, Credit Analysis, FHA, Residential Mortgages, Mortgage Underwriting

Education
City University of New York   1989 — 1991
Associates, Marketing

Upsala College   1985 — 1988
Business Administration and Management, General

Experience
loanDepot LLC  April 2015 - Present
Wells Fargo Home Mortgage   January 2012 - November 2013
The Vanguard Group  2011 - 2011
Ditech Mortgage Corp, GMAC ResCap   January 2005 - February 2010
Citi  April 2000 - January 2005
Covington & Burling  December 2000 - December 2004

Skills
Loans, Mortgage Lending, Credit, Loan Origination, Mortgage Banking, Refinance, Sales, Banking, Finance, Investments, Management, New Business Development, Leadership, Real Estate, Credit Analysis, FHA financing, Strategy, Selling, Financing & Refinancing, Financial Analysis, Fannie Mae

Education
John Jay College of Criminal Justice   1995 — 2000
B.S., Legal Studies, English Honors Minor, 3.53 G.P.A. Magna Cum Laude

Xavier High School   1988 — 1992
H.S. Diploma, Military Science R.O.T.C., 1st Lieutenant

Experience
Wells Fargo Home Mortgage   January 2013 - Present
Washington Mortgage Bankers Association - WMBA   2009 - Present
Evergreen Home Loans  April 2009 - January 2013
Countrywide  1990 - 2009
Countrywide  1990 - 2009
Sears Mortgage  January 1987 - January 1990

Skills
Loans, VA, Mortgage Banking, First Time Home Buyers, Government Loans, USDA, Refinance, Loan Origination, FHA, Residential Mortgages, Mortgage Lending, VA loans, FHA financing, Underwriting, Credit, Investment Properties, Real Estate Financing, Mortgage Underwriting, Banking, Commercial Lending, Condos, Consumer Lending, Credit Analysis, Credit Risk, Debt Consolidation, Finance, Foreclosures, Financial Structuring, Funding, Home Equity Lines of..., Home Equity Loans, Investors, Leadership, Lines Of Credit, Loss Mitigation, Residential Homes, Selling, Single Family Homes, HUD, New Home Sales, REO, Real Estate, Real Estate Economics, Real Estate Transactions, Referrals, Sales, VA Loans, FHA Financing

Education
City University of Seattle

Experience
Wells Fargo Home Mortgage   January 2012 - Present
Bonefish Grill  2006 - 2012
New York Life Insurance Company  May 2010 - August 2010

Skills
Banking, Mortgage Lending, Leadership, Financial Analysis, Customer Service, Finance, Time Management, Sales, Access, Public Speaking

Education
Christopher Newport University   2007 — 2011
Bachelor of Science (B.Sc.), Business Administration

Experience
SMT Performance Consulting   January 2002 - Present
Wells Fargo Home Mortgage   June 2000 - January 2002
LUCENT TECHNOLOGIES  April 1998 - May 2000
BARRETT AND ASSOCIATES   August 1987 - April 1998

Skills
Recruiting, Performance Management, Contract Negotiation, Job Analysis, Workforce Planning, Strategic Planning, Succession Planning, Talent Management, Instructional Design, Human Resources, Organizational..., 360 Feedback, Statistics, Psychology, Career Development, HR Consulting, Personnel Management, Coaching, Training, Executive Coaching, Emotional Intelligence, Change Management, Performance Appraisal, Quantitative Research, Psychometrics, Management Consulting, Data Analysis, Leadership, Interviews, Deferred Compensation, Strategy, Organizational..., Leadership Development, Employee Benefits, Employee Surveys, Team Building, Public Speaking, Organizational Design, Employee Engagement, Career Counseling, Executive Search

Education
Cleveland State University - Cleveland-Marshall College of Law
Doctor of Law (JD), Employment Law

Northwestern University
BA, Psychology

The University of Akron
Doctorate, Industrial Organizational Psychology

The University of Akron
Masters, Industrial Organizational Psychology

Experience
Wells Fargo Home Mortgage   July 2014 - Present
Wells Fargo Home Mortgage   October 2008 - July 2014
Wells Fargo Financial  November 2005 - October 2008
Compex Technologies  July 2004 - October 2005
KPMG  September 2000 - July 2002

Skills
Financial Reporting, Accounting, Auditing, Financial Analysis, Sarbanes-Oxley Act, Internal Controls, Financial Accounting, General Ledger, Sarbanes-Oxley, SEC filings, US GAAP, GAAP, Variance Analysis

Education
CIMBA   2002 — 2003
MBA

Iowa State University   1996 — 2000
BS Accounting, Accounting, Spanish

Experience
Clark, Schaefer, Hackett & Co.   March 2014 - Present
Wells Fargo Home Mortgage   April 2006 - June 2011

Skills
Mortgage Lending, Mortgage Banking, Loans, USDA, VA loans, FHA, Refinance, Credit, Residential Mortgages, FHA financing, Mortgage Underwriting, Consumer Lending

Education
Clark State Community College   2012 — 2014
Accounting, Accounting and Finance

Experience
US Bank  2007 - Present
Marshall BankFirst  2005 - 2007
Wells Fargo Home Mortgage   1995 - 2004
Norwest Mortgage  1992 - 1995
Norwest Bank Minneapolis   1987 - 1992
First Bank Minneapolis/St.Paul   1984 - 1987

Skills
Loans, Commercial Banking, Credit, Banking, Commercial Lending, Portfolio Management, Small Business Lending, Credit Risk, Management, Mortgage Lending

Education
University of Minnesota - Carlson School of Management   1983 — 1984
MBA, Finance

University of Minnesota Law School   1976 — 1979
J.D.

Claremont McKenna College   1972 — 1976
B.A., Economics

Blake School

Experience
Absorbent Products, Inc.   August 2014 - Present
Aquascape Inc  February 2009 - September 2013
Aquascape, Inc.   August 2006 - February 2009
Pacific Water Gardens   April 2004 - August 2006
Molalla Church of the Nazarene   1999 - 2006
Wells Fargo Home Mortgage   March 2002 - April 2004
Contract Jane's   July 1998 - April 2004
McCormick & Schmick Management Group   1992 - 1998

Skills
Retail, Sales Management, Sales Operations, New Business Development, Trade Shows, Pricing, Account Management, Forecasting, Strategic Planning, Customer Service, Direct Sales, Training, Marketing, Inventory Management, Key Account Management, Leadership, Business Planning, Budgets, Sales Process, Marketing Strategy, Market Planning, Team Leadership, Cold Calling, Negotiation, Team Building, Product Development, Management, Product Marketing, Business Strategy, Product Management, Coaching, PowerPoint, Public Speaking, Sales Presentations, Microsoft Excel, Wholesale, Business Development, Budgeting, Customer Relations, Excel, Word, Social Media, Problem Solving, Microsoft Office, Consultative Selling, B2B, Lead Generation, Sales, P&L Management

Education
Clackamas Community College   2014 — 2014
Retail Management Certificate, Business/Retail Management, 4.0 GPA

Mesa Community College   1988 — 1989
Management and merchandising

Experience
Wells Fargo Home Mortgage   November 2012 - Present
Fifth Third Bank  September 2011 - November 2012
Fifth Third Bank  2008 - 2011
Advanced mortgage group   February 1998 - March 2002
provident bank  1995 - 1998

Skills
Mortgage Lending, Credit Analysis, Loan Origination, Mortgage Banking, Consumer Lending, Underwriting, Refinance, Residential Mortgages, FHA, USDA, Investments, Customer Service, Sales, Microsoft Excel, Loans, Commercial Lending, Credit, Cross Selling, Small Business Lending, Lines Of Credit

Education
Cincinnati State Technical and Community College   2006 — 2010

University of Cincinnati-Raymond Walters College
Pre-pharmacy, Chemistry

Experience
Wells Fargo Home Mortgage   September 2012 - Present
IBM/Seterus  May 2010 - July 2012
Wells Fargo Bank  August 2008 - May 2010
Wells Fargo Bank  June 2004 - December 2007
Wells Fargo Bank  March 1995 - June 2004
Avco Financial Services  February 1994 - March 1995
ITT Financial Services  October 1989 - August 1993
Wendys International  June 1986 - October 1989

Skills
Loans, Credit, Underwriting, Customer Relations, Analysis, Management Consulting, Production Management, Team Leadership, Training & Development, Mortgage Lending, Retail Banking, Banking Operations, Retail Management, Strategic Consulting, Loss Mitigation, Debt Collection, Escalation Management, Sales Coach, Problem Analysis, Performance Management, Group Presentations, Sales Presentations, Public Speaking, Business Meetings, Influential, Portfolio Management, Mortgage Banking, Customer Service, Banking, Financial Risk, Call Centers, Sales, Mortgage Servicing, Training, Management, Fannie Mae, Freddie Mac, Mentoring, Customer Escalation..., Collaboration, Loan Origination, Loan Modifications, Home Equity Loans, Credit Analysis, Credit Management, Unsecured Loans, Branch Banking, Consumer Lending, Refinance, Credit Risk

Education
Warner Pacific College   2008 — 2009
None, Business Administration

Clackamas Community College   1993 — 1994
None, General Studies

Experience
Unemployed  January 2015 - Present
Center Stage Productions  1995 - 2014
Wells Fargo Home Mortgage   July 2010 - January 2012
Paine Webber  March 1981 - June 1997
RCA Records  1995 - 1996

Skills
Project Management, Microsoft Office, Visio, Microsoft Project, Investment Banking, System Administration, MS Project, Team Leadership, SDLC, Program Management, Event Management, Sales, Event Planning, Business Analysis, Analysis, PowerPoint, Change Management, Risk Management, Outlook, Microsoft Excel, Lotus Notes, Management, Requirements Gathering, Team Management, Leadership, Microsoft Word, Team Building, Customer Service, Public Speaking, Vendor Management, Research, Windows, Training

Education
Kaplan University   2006 — 2008
Bachelor's of Science, Business Administration and Sales/Marketing

Kaplan University   2006 — 2008
Bachelors of Science, Business Administration Sales/Marketing

City College of San Francisco   1976 — 1981
Associate of Science (A.S.), Physical Sciences, College

Experience
Level One Bank  June 2014 - Present
Cole Taylor Mortgage  August 2013 - May 2014
Wells Fargo Home Mortgage   December 2007 - August 2013
Fifth Third Bank  September 2000 - November 2007

Skills
Mortgage Lending, Loan Origination, FHA, Mortgage Banking, Loans, Residential Homes, Refinance, FHA financing, VA loans, USDA, Credit, Construction Loans, Residential Mortgages, Cross Selling, Commercial Lending, Consumer Lending, Credit Analysis, Real Estate Financing, Underwriting, Government Loans, Loss Mitigation, Small Business Lending, First Time Home Buyers, Team Leadership

Education
Clemson University - College of Business and Behavioral Science   1987 — 1990
BA, Architecture

Experience
Genworth US Mortgage Insurance  December 2014 - Present
Freedom Mortgage  February 2013 - December 2014
Wells Fargo  February 2008 - October 2012
Wells Fargo Home Mortgage   April 2005 - February 2008

Skills
Mortgage Banking, Sales, Mortgage Lending, Residential Mortgages, Marketing Strategy, Selling, Sales Management, Relationship Management, Refinance, Loan Origination, Loans, Credit, Cold Calling, Banking, Real Estate, FHA, USDA, Credit Analysis, Underwriting

Education
Clemson University   1996 — 2000
BS, Marketing

Willsboro Central

Willsboro Central

Experience
Nations Lending Corportation  August 2014 - Present
Wells Fargo  August 2012 - December 2013
Wells Fargo Home Mortgage   January 2009 - August 2012
Wells Fargo Auto Finance  October 2006 - January 2009
Wells Fargo Home Mortgage   July 2003 - October 2006

Skills
Leadership, Mortgage Lending, Loans, Team Leadership, Credit Analysis, Consumer Lending, Loan Origination, Credit, Mortgage Banking, Credit Risk, Banking, Underwriting, Refinance, Loss Mitigation, Commercial Lending, FHA, Residential Mortgages, Portfolio Management, Relationship Management, Financial Services

Education
Cleveland State University   1996 — 2001
BA, Marketing/Finance

Experience
Wells Fargo Home Mortgage   December 2014 - Present
Operational Excellence / Lean Six Sigma   February 2013 - December 2014
Bank of America  2004 - February 2013
Sonoco  2002 - 2004
Black & Decker  2000 - 2002
Xerox  1994 - 2000

Skills
Supply Chain Management, Statistical Analysis..., Strategic Planning, Process Design &..., Program/Initiatives..., Risk Management, Product Development, Quality Management and..., Business Process..., Training and Consulting, Lean Six Sigma..., Six Sigma, Consulting, Quality Management, CQE, Process Design, Process Improvement, Change Management, Business Process..., Black Belt, Business Process Mapping, Business Analysis, Program Management, Executive Management, Process Engineering, Business Process, Leadership, Operations Management, DMAIC, Management, Outsourcing, PMO, Cross-functional Team..., Management Consulting, Business Transformation, Project Portfolio..., Operational Excellence, Strategy, Vendor Management, Financial Services, Banking, IT Strategy, SDLC, Mergers & Acquisitions, Governance, Portfolio Management, Analytics, Business Intelligence, Business Process Design, Financial Risk

Education
Rochester Institute of Technology
Advanced Graduate Certificate, Quality Management

Rochester Institute of Technology
M.S., Applied Statistics

Clark Atlanta University
M.S., Physics

Talladega College
B.A., Physics / Math

Experience
Wells Fargo Home Mortgage   August 2009 - Present
Signature Funding Inc.   2008 - 2009
Kohler Credit Union  2005 - 2008

Education
City University of Seattle   1985 — 1987
MBA, Business Administration

The Ohio State University   1966 — 1970
BS, Social Work, major in Corrections

Experience
Atlantic Bay Mortgage Group  June 2013 - Present
Wells Fargo Home Mortgage   November 2007 - June 2013
C&F Mortgage Corporation  October 2005 - November 2007
Professional Skills Center   September 1998 - March 2001

Skills
Management, Leadership, Recruiting, Sales, Loans, Sales Management, Talent Management, Investment Properties, Time Management, Mortgage Lending, Mortgage Banking, Credit

Education
Christopher Newport University   1993 — 1995
Bachelor of Arts (B.A.), Political Science and Government, 3.4

Experience
Wells Fargo Home Mortgage   November 2013 - Present
Paramount Equity Mortgage  2012 - 2013
Bradford Financial Services   June 2011 - August 2012
Paramount Equity Mortgage  January 2010 - April 2010
YOUR MORTGAGE CORPORATION, INC   August 1997 - June 2008
NATIONSBANK MORTGAGE   June 1987 - August 1997
COMMONWEALTH OF PA  February 1990 - March 1991
WEST OAK LANE COMMUNITY DEVELOPMENT CORPORATION   February 1987 - February 1988
KODE DEVELOPMENT CORPORATION   July 1985 - May 1987

Skills
FHA, Refinance, Mortgage Lending, Loans, First Time Home Buyers, Finance, Real Estate, Event Planning, Customer Service, Banking, Management, Underwriting

Education
AMERICAN BANKERS ASSOCIATION   1993 — 1994
ABA

SCHLICHER-KRATZ REAL ESTATE INSTITUTE   1984 — 1984
Real Estate Certificate, Real Estate Clases

Clark Atlanta University   1978 — 1980
MPA, Public Administration Fiscal mgmt

Shaw University   1972 — 1976
BACHELOR, URBAN POLITICS; ARTS

Shaw University   1972 — 1976
BA, Urban Politics

Experience
Glens Falls National Bank & Trust Co.   February 2015 - Present
Fifth Third Bank  November 2012 - January 2015
Wells Fargo  December 2008 - August 2012
Navy Federal Credit Union  June 2006 - December 2008
Wells Fargo Home Mortgage   June 2004 - July 2006

Skills
Mortgage Lending, Loans, Credit, Mortgage Banking, Banking, Loan Origination, Credit Analysis, Consumer Lending, FHA, Refinance, Underwriting, FHA financing, First Time Home Buyers, Foreclosures, Investment Properties

Education
Cleveland State University   1992 — 1995
Business

Xavier University   1991 — 1992
Business

Experience
Citi  March 2013 - Present
HSBC  July 2011 - September 2012
Wells Fargo Home Mortgage   January 2011 - July 2011
BONY   June 2008 - July 2010

Skills
Derivatives, Software Documentation, Business Analysis, Fixed Income, ISDA, SharePoint, Microsoft Excel, Microsoft Office, Equities, Credit, Swaps, Banking, Bloomberg, Credit Derivatives

Education
Brooklyn College
Bachelor of Science (BS), Business Administration, Management and Operations

Experience
American Mortgage Service Company  November 2012 - Present
Wells Fargo Home Mortgage   October 2009 - January 2012
First Data Government Solutions  2004 - 2006

Skills
FHA, FHA financing, Mortgage Lending, VA loans, Mortgage Banking, Loans, Loan Origination, Credit, Refinance, Banking, Residential Mortgages, FHA Financing, Consumer Lending, VA Loans, Credit Analysis, Process Improvement, USDA

Education
Cincinnati State Technical and Community College
Clinical Laboratory Science/Medical Technology/Technologist

Experience
Wells Fargo Home Mortgage   April 2012 - Present
Wells Fargo Home Mortgage   March 2011 - April 2012
Wells Fargo Home Mortgage   October 2010 - March 2011
Wells Fargo Financial  June 2010 - August 2010
Community Credit Union  June 2003 - August 2005

Skills
Loss Mitigation, Mortgage Servicing, Mortgage Lending, Mortgage Banking, Loans, FHA, Credit, Underwriting, Credit Analysis, Banking, Financial Analysis, Risk Management, Finance, Business Analysis, Process Improvement

Education
Chulalongkorn Mahawitthayalai   2010 — 2010
Bachelor of Business Administration (BBA), International Business

Univeristy of Wisconsin   2005 — 2010
Bachelor of Business Administration (B.B.A.), International Business & Human Resource Management

Ehwa Womans University   2007 — 2008
Bachelor of Business Administration (B.B.A.), International Business & Korean Language

Experience
Wells Fargo Home Mortgage   2013 - Present
Bank of America  2012 - 2013
Wells Fargo  2012 - 2012
Wells Fargo  2011 - 2012
Wells Fargo  2010 - 2011
Wells Fargo  2009 - 2010
Wells Fargo  2006 - 2007
EquiFirst  2005 - 2006
Wachovia  2003 - 2005
Countrywide  2002 - 2003

Skills
Credit, Mortgage Lending, Loans, Consumer Lending, Banking, Underwriting

Education
Clemson University   1989 — 1993
BA, Secondary Education

Experience
Mile Group Consulting   January 2014 - Present
LPS Field Services, Inc.   November 2009 - August 2013
Wells Fargo Home Mortgage   May 2009 - September 2009
AmTrust Bank  August 2005 - December 2008
Preffered Mortgage Consultants   March 2005 - August 2005
Charter One Bank  2001 - 2004

Skills
Loss Mitigation, FHA, Quality Assurance, Mortgage Lending, Default, Foreclosures, Mortgage Banking, Credit, Underwriting, Short Sales, Loan Servicing, REO, Loans, Asset Management, Analysis

Education
Cleveland State University   2004 — 2004
1 semester, Accounting

Tashkent, Uzbekistan   1989 — 1994
Bachelor of Science (BS), Civil Engineering

Experience
Wells Fargo Home Mortgage   August 2011 - Present
Bank of America  February 2011 - August 2011
Bank of America  September 2009 - February 2011
Bank of America  April 2007 - April 2009
Bank of America  May 2006 - April 2007
Bank of America  July 2004 - May 2006
Bank of America  April 2003 - July 2004
Bank of America (NationsBank)   April 1996 - April 2003

Skills
Banking, Business Process..., Six Sigma, Risk Management, Vendor Management, Project Management, Change Management, Leadership, Management, Strategy, Forecasting, Analysis, Process Improvement, Process Engineering, Analytics

Education
Queens University of Charlotte   2006 — 2008
Master of Business Administration (MBA)

Clarion University of Pennsylvania   1985 — 1990
Bachelor of Science (B.S.), Business Administration and Management, General

Experience
Wells Fargo Home Mortgage   September 2015 - Present
Wells Fargo Home Mortgage   January 2012 - September 2015

Skills
Risk Management, Credit, Management, Banking, Customer Service, Leadership

Education
Winthrop University   2005 — 2008
Secondary Education and Teaching

Clemson University   1990 — 1994
Bachelor of Arts (B.A.), Political Science

Experience
Sutherland Mortgage Services, Inc.   February 2015 - August 2015
Parkside Lending  May 2014 - October 2014
JPMorgan Chase & Company  July 2012 - November 2013
MetLife Home Loans  April 2011 - February 2012
Wells Fargo Home Mortgage   September 2010 - February 2011
Wachovia Corporation  July 2007 - September 2009
Morris & Associates Financial Services   January 2006 - June 2007
Wells Fargo Home Mortgage Corporation   September 2005 - December 2005
H & R Block Mortgage Corporation   September 2001 - August 2005
The SRS Group, Contract Services Division   May 1997 - September 2001

Education
City College of San Francisco
Associate of Science (AS), Business Administration and Management/Real Estate Finance

Experience
Wells Fargo Home Mortgage   2012 - 2014
Regions Mortgage  April 2012 - October 2012
Regions Mortgage  June 2007 - April 2012
First American Bank  March 2005 - June 2007
SouthTrust Bank  April 2002 - March 2005

Skills
Mortgage Banking, Computer Software..., Banking Mainframe...

Education
Central Alabama Business Technology Center   1999 — 2000
Business Office Certicate

City Colleges of Chicago-Olive-Harvey College   1983 — 1984
Courses in Math and Sciences, Liberal Arts and Sciences/Liberal Studies

Northeastern Illinois University   1981 — 1982
Courses in Liberal Arts and Science, Liberal Arts and Sciences/Liberal Studies