Experience
Allina Health  August 2013 - Present
Ottobock  April 2012 - August 2013
Swift Worldwide Resources  April 2010 - April 2012
iProspect  January 2010 - March 2010
Wells Fargo Home Mortgage   January 2009 - July 2009

Education
Hope College   2005 — 2008
Bachelor's Degree

Experience
New American Funding  November 2013 - Present
Wells Fargo Home Mortgage   August 2012 - November 2013
US Bank Home Mortgage  December 2011 - August 2012
Coldwell Banker C&C Properties  February 2000 - December 2011

Skills
Purchase Financing, Investment Property..., First Time Home Buyers, FHA financing, VA loans, USDA Rural Housing, Refinance, Investment Properties, Loan Origination, Residential Mortgages, Government Loans, Non-Conforming, Jumbos, Mortgage Lending, Mortgage Banking, NMLS Licensed, Real Estate, REO, FHA, USDA, Referrals, Short Sales, Real Estate Financing, Investors, Single Family Homes, Home Equity Lines of..., Condos, HUD, New Home Sales, Relocation, Home Equity Loans, Foreclosures, Sellers, Residential Homes, Debt Consolidation, Real Estate Transactions, Property, Loans, Listings, Selling, Real Property, Move Up Buyers, Buyer Representation, Credit, Credit Analysis, New Homes, Buyers, Mortgage Marketing, Rentals, 1031 Exchanges

Education
Simpson University
Bachelor of Arts (BA), Business Administration, Management and Operations, 3.875

Humboldt State University
Business Administration, Management and Operations

Experience
Morton Community Bank  May 2014 - Present
Cumberland County Sheriff's Office  August 2012 - June 2013
Wells Fargo Home Mortgage   March 2009 - December 2012
Homecomings Financial  June 2004 - October 2008
LoanStream   November 2002 - December 2003
Sebring Capital  April 1997 - November 2002
Shanks,Tritter & Ledbetter   January 1991 - April 1997

Skills
Microsoft Word, Microsoft Office, Microsoft Excel, Windows Explorer, PowerPoint, Dictaphone, Outlook Express, Empower, Residential Mortgages, Administrative..., Pay Close Attention to..., Notary Public, LPS, Wordperfect, Loans, Underwriting, Mortgage Lending, Powers of Attorney, Loan Closings, Task-oriented, Train New Employees, Interviews, Bankruptcy, FHA, VA loans, USDA, Credit Analysis, Mortgage Underwriting, Loan Origination, Public Relations, Customer Service, Listening to customers, Professional Experience, Court Proceedings, Court Cases, Court Appearances, Internships, Mortgage Servicing, Refinance, FHA financing, Loss Mitigation, Credit, Loan Servicing, Mortgage Banking, Construction Loans, Government Loans, CAD

Education
Fayetteville Technical Community College   2009 — 2013
Associate of Science (AS), Criminal Justice Technology, GPA 3.885

Houston Community College   1988 — 1990
Associates, General Studies

Southwest Texas State University   1986 — 1988
Criminal Justice

Kingwood High School   1982 — 1986
High School Diploma, General Studies

Experience
MarketingProfs  June 2008 - December 2010
Singer Lewak Greenbaum & Goldstein  January 2003 - December 2003
Wells Fargo Home Mortgage   November 2001 - February 2002
Ultraprise Corporation  January 1997 - November 2001

Skills
Customer Service, Performance Appraisal, Recruiting, Team Building, Compensation, Human Resources, Leadership, Management, Employee Relations

Education
Humboldt State University
BA, History

Experience
STC Capital Bank  July 2014 - Present
Charter One Bank  March 2014 - July 2014
Wells Fargo Home Mortgage   July 2013 - March 2014
PNC Mortgage, A division of PNC Bank   April 2011 - June 2013
Fairway Independent Mortgage Corp  October 2003 - April 2011

Skills
Mortgage Lending, Loans, Banking, Leadership, Management, Sales, Finance, Analysis, Customer Service, Retail, Referrals, Credit, Investments, Strategic Planning, Small Business, Team Building, Retirement Planning, Loan Origination, Mortgage Banking, Sales Management, Refinance, Credit Analysis, Home Equity Loans, Residential Mortgages, Consumer Lending, Process Improvement

Education
Illinois State University   1987 — 1991
BS Business Adminstration, minor in Finance & Economics

Experience
Allstate  July 2014 - Present
Wells Fargo Home Mortgage   July 2013 - July 2014

Skills
Mortgage Lending, Mortgage Banking, Refinance, FHA, Loan Origination, Residential Mortgages, VA loans, Loans, FHA financing, USDA, Banking, Credit, Consumer Lending, Retail Banking, Mortgage Servicing, Finance, Credit Risk, Relationship Management, Cross Selling, Sales, Coaching, Management, Customer Service, Leadership, Team Building, Public Speaking

Education
Idaho State University   2007 — 2014
Bachelor of Arts (B.A.), English Language and Literature/Letters

Idaho State University   2007 — 2014
Bachelor of Arts (B.A.), English Language and Literature/Letters

Experience
Wells Fargo Home Mortgage   December 2007 - Present

Skills
Reno, First Time Home Buyers, Move Up Buyers, Refinance, Relocation, USDA, Mortgage Lending, Mortgage Banking, Residential Mortgages, Loans, FHA, Construction Loans, Reverse Mortgages, VA loans, Government Loans, VA Loans, Investment Properties, Leadership, Loan Origination, Real Estate, Management, Strategic Planning

Education
Howard University   1997 — 2000
Human Physiology and Biophysics

Howard University   1993 — 1997
Bachelor of Science (B.S.), Clinical Laboratory Science/Medical Technology/Technologist

Experience
ANPI, LLC   February 2007 - Present
ANPI, LLC   February 2007 - July 2012
Wells Fargo Home Mortgage   May 2001 - November 2006
Bound to Stay Bound Books  January 1996 - May 2001

Skills
Managed Services, VoIP, Telecommunications, Wireless, SIP, IP, Provisioning, MPLS

Education
Illinois State University   1992 — 1994
BA, English, Early Childhood Education

Illinois Central College   1990 — 1992
associate, General Studies

Limestone High School   1987 — 1990
General Studies

Experience
Bank of America  August 2012 - Present
Superior Hires, LLC   2014 - 2014
Capital One  2014 - 2014
Aspire Financial dba TexasLending.com   December 2009 - June 2012
Chase  November 2006 - June 2009
Wells Fargo Home Mortgage   June 2005 - January 2006
Fortaleza, LLC dba Morningstar Mortgage   February 2004 - June 2005
First American Acceptance   May 2003 - December 2003

Skills
Mortgage Lending, Mortgage Banking, FHA, Loan Origination, Loans, Loss Mitigation, FHA financing, Credit, Banking, Refinance, Sales, Investment Properties, Training, Policy Analysis, Financial Analysis, Credit Analysis, Team Management, Operations Management, Real Estate Transactions, Real Estate Financing, Sales Management, Sales Presentations, Retention Management, Client Retention..., Financial Literacy..., Legal Compliance, Community Outreach, Mortgage Underwriting, Consumer Lending, Loan Modifications, Loan Servicing, Process Management, Process Control

Education
Howard University   1993 — 1997
BAS, Business Administration

Experience
Cobalt Mortgage  February 2012 - Present
MetLife Home Loans  October 2011 - January 2012
Bank of Colorado  June 2008 - October 2011
Countrywide Home Loans  July 2006 - June 2008
Wells Fargo Home Mortgage   October 2001 - May 2006
Wells Fargo & Company  2001 - 2005

Skills
Construction Loans, Consumer Lending, Credit, FHA, First Time Home Buyers, Loan Origination, Loans, Mortgage Banking, Mortgage Lending, Operations Management, Real Estate, Residential Mortgages, Sales, Sales Management, Short Sales, VA loans, FHA financing, USDA, VA Loans

Education
University of Detroit Mercy   1991 — 1994
MBA, Business Administration

Hope College   1985 — 1989
BA, Business and Political Science

Experience
Wintrust Mortgage  November 2013 - Present
Wells Fargo Home Mortgage   June 2008 - November 2013
Citibank  March 2006 - June 2008
Principal Residential Mortgage  November 2001 - March 2006
Iowa Department of Economic Development  November 2001 - March 2002
Agricredit   October 1997 - November 2001

Skills
Loans, Banking, Credit Analysis, Loan Origination, Credit, Mortgage Lending, Finance, Data Analysis, Account Management, Cold Calling, Financial Analysis, FHA financing, E-commerce, Sales, Selling, Sales Management, Management, Leadership, Small Business, Training, Customer Service, Refinance, Negotiation, Marketing, Real Estate, Business Development, Referrals, Risk Management, Portfolio Management, Financial Modeling, Strategic Financial..., Relationship Management, FHA, First Time Home Buyers, Financial Services, Residential Mortgages, Business Planning, Mortgage Banking, USDA, Wealth Management, Underwriting, Sellers, Investments, Strategic Planning, Time Management, Investment Properties, Insurance, Corporate Finance, Outlook, Process Improvement

Education
Iowa State University - College of Business   1999 — 2002
MBA, Marketing

Illinois State University   1996 — 1997
BS, AgriBusiness

Parkland College   1992 — 1994
AS, Business Administration

University of Illinois at Urbana-Champaign   1991 — 1992

Experience
TD Bank, N.A.   October 2008 - Present
Wells Fargo Home Mortgage   June 2006 - October 2008
Precision Law and Title   May 2005 - June 2006
Superior Title Company, Inc.   September 2003 - April 2005

Skills
Real Estate, REO, Loans, Property Management, Commercial Banking, Management, Leases

Education
Thornton Academy   1997 — 2000

Husson College
Bachelor of Business Administration (B.B.A.), Business

Experience
Envoy Mortgage  July 2012 - Present
Wells Fargo Home Mortgage   October 2010 - July 2012
Lifeline Energy USA   March 2010 - October 2010
Uptown Solar  September 2009 - October 2010
Lifeline Energy USA   May 2009 - October 2010
VoiceNow Broadcasting Corporation   July 2008 - October 2010
Interlevel Technologies   April 2008 - October 2010
SearchPath Houston   January 2007 - April 2008
PWM Electronic Price Signs   January 2006 - December 2006
The Lead Dogs  April 2003 - October 2005

Skills
Mortgage Banking, Residential Mortgages, Loan Origination, Purchase Financing, FHA financing, Home Equity, VA loans, Construction Loans, Investment Properties, Refinance, Reverse Mortgages, Renovation, Business Development, Consulting, Public Speaking, Networking, Marketing, Cold Calling, Account Management, Lead Generation, B2B, Contract Negotiation, Management, Presentations, Training, Direct Sales, Sales, Sales Process, Sales Management, Sales Prospecting, Communication, Customer Service, Referral Networking, Building Relationships, Recruiting, Business Networking, Selling, Market Research, Loans, Program Management, CRM, Enterprise Software, Leadership, Investments, Customer Retention, VA Loans, Mortgage Lending, Finance, FHA, Real Estate

Education
The University of Texas at Austin - Red McCombs School of Business   1995 — 1999
B.B.A./B.A., Marketing/Japanese Language and Culture

Houston Community College   1993 — 1995
Associate Level, General Studies

Experience
Author  2012 - Present
Guaranteed Rate  March 2000 - Present
Wells Fargo Home Mortgage   January 1992 - September 1998
Philip Rootberg & Company  June 1988 - June 1990

Education
Illinois State University   1983 — 1988
Bachelor of Science (B.S.), Accounting and Finance

Quincy Notre Dame   1979 — 1983

Experience
USDA  June 2015 - Present
CHS  August 2013 - June 2015
Illinois National Bank  December 2011 - November 2012
Wells Fargo Home Mortgage   October 2011 - December 2011
Petefish, Skiles & Co. Bank   March 2008 - September 2010

Skills
Commercial Banking, Credit, Banking, Lines Of Credit, Loan Origination, Mortgage Banking, Real Estate Lending, Personal Banking, Loan Officers, Cross Selling, Loan Servicing, Deposits, Retail Banking, Loans, Commercial Lending, Consumer Lending, Mortgage Lending, Credit Analysis, Agribusiness, Agriculture

Education
Illinois College   2002 — 2006
Bachelor of Science (B.S.), Business administration and finance

Experience
Zillow Group  December 2014 - Present
U.S. Bank   June 2014 - December 2014
Wells Fargo Home Mortgage   December 2012 - June 2014
Wells Fargo  November 2011 - December 2012
Muscular Moving Men  January 2011 - October 2011
Humboldt State University  2009 - 2010

Skills
Mortgage Lending, Loans, Mortgage Banking, Loan Origination, Credit, FHA, Banking, Refinance, Credit Analysis, Residential Mortgages, VA loans, Consumer Lending, Training

Education
Humboldt State University   2009 — 2010
Kinesiology and Exercise Science

Sierra College   2007 — 2009
Business, Management, Marketing, and Related Support Services

Experience
Kaiser Permanente  October 2011 - Present
Wells Fargo Home Mortgage   August 2011 - November 2011
Wells Fargo Home Mortgage   August 2009 - August 2011
Wells Fargo Home Mortgage   2005 - 2008
Carey International  1998 - 2004

Education
University of Maryland University College   2008 — 2011
Business Adminstration

Howard University   1995 — 1997
Nursing

University of Maryland Eastern Shore   1993 — 1995
Pre-Nursing

Experience
North Easton Savings Bank  March 2007 - November 2010
Equity One Mortgage  November 2005 - February 2007
Wells Fargo Home Mortgage   April 2005 - November 2005
Plymouth Savings Bank  January 2000 - March 2005
Mortgage Trust Group   August 1998 - January 2000
SDP Financial Services   January 1997 - March 1998
Sullivan Dental Products, Inc   May 1995 - December 1996
Patterson Dental Company  March 1993 - May 1995
Healthco International  June 1991 - March 1993
Healthco International  January 1980 - March 1993

Skills
Mortgage Lending

Education
Houston Community College
Business Management

Experience
TD Bank  March 2015 - Present
Wells Fargo Home Mortgage   January 1999 - March 2015

Skills
First Time Home Buyers, Mortgage Lending, Investment Properties, Condos, Short Sales, Real Estate, Single Family Homes, FHA, Residential Homes, Sellers, Construction lending

Education
Hood College   1978 — 1982
BA

Experience
Colonial National Mortgage  July 2015 - Present
Wells Fargo Home Mortgage   August 2012 - July 2015
Bank of America  April 2009 - March 2012
Regions Bank Mortgage   May 2005 - May 2007
Rising Star Mortgage   1998 - 2005

Skills
Editing, Social Media, CMS, Social Networking, Social Media Marketing, Press Releases, XHTML, Agile Methodologies, SEO, Product Development, Facebook, Sales Management, First Time Home Buyers, VA loans, Finance, Marketing, Real Estate, Mortgage Banking, Loan Origination, Jumbo Mortgage, Mortgage Lending, Loans, Refinance, FHA, Residential Mortgages, Investment Properties, USDA, Banking, Credit, VA Loans, Credit Analysis

Education
MetroTex Leadership Academy   2013 — 2014

Illinois State University   1974 — 1977
Accounting and Finance

Wyanet High School   1970 — 1974

Experience
Star Tribune  November 2012 - Present
Trane  August 2012 - October 2012
Wells Fargo Home Mortgage   October 2010 - May 2012
Humboldt State University  August 2008 - May 2010
Heavenspot  March 2008 - August 2008
CMH Records  September 2006 - February 2008

Education
Humboldt State University   2008 — 2010
Master of Arts (M.A.)

Minneapolis College of Art and Design   1995 — 1998
Bachelor's degree, Visual studies

Experience
Wells Fargo Home Mortgage   December 2008 - Present
AmTrust Bank  August 2003 - December 2008

Education
Huntingdon College   1987 — 1990
BS, Business & Paralegal Studies

Experience
Freddie Mac  September 2014 - Present
Freddie Mac  August 1999 - Present
Wells Fargo Home Mortgage   1997 - 1999
Prudential Financial  1992 - 1996
Standard Federal Savings   1985 - 1992
Standard Federal Savings Bank  1984 - 1992

Skills
Budgeting, Process Engineering, Business Process, Mortgage Banking, Mortgage, Portfolio Management, Risk Management, Leadership Development, Risk, Strategy Development, Change Management, Team Building, Contract Negotiations, Strategic Planning, Mentoring

Education
Hood College   1987 — 1992
MBA, Business

McDaniel College   1980 — 1984
BA, Business and Economics

Experience
Wells Fargo Home Mortgage   February 2014 - March 2015
Wells Fargo  October 2012 - August 2013
Wells Fargo  November 2011 - October 2012
Wells Fargo  January 2011 - October 2011
Bank of America  April 2010 - December 2010
Premier Mortgage Funding  January 2006 - October 2009
Pinnacle Financial Services  May 2004 - August 2006
Saint Louis Christian Center   2004 - 2006
Edward Jones  1999 - 2002

Skills
Mortgage Banking, Credit, Loans, FHA, Leadership, Loan Origination, Mortgage Lending, Mortgage Underwriting, Underwriting, VA loans, Analysis, Credit Analysis, Residential Mortgages, Call Centers, Refinance

Education
Illinois State University
Bachelor of Science (B.S.), Finance

Illinois State University
Bachelor of Science (B.S.), Business Administration and Management, Business Information Systems

Experience
Wells Fargo Home Mortgage   July 2013 - Present
Wells Fargo Home Mortgage   July 2011 - July 2013
Wells Fargo Home Mortgage   July 2010 - July 2011

Education
Idaho State University
Business Management

Experience
Wells Fargo Home Mortgage   November 2001 - Present
ReMax Professionals Select  March 2006 - October 2008
MidAmerica Bank  July 1997 - November 2001
Platinum Home Mortgage  November 1995 - July 1997
BancBoston Home Mortgage   February 1989 - September 1995
Draper & Kramer  June 1982 - February 1989

Skills
First Time Home Buyers, FHA, Mortgage Lending, Non-Conforming, Real Estate, Finance, Refinance, Sellers, Mortgage Marketing, Investment Properties, Construction Loans, Loans, Mortgage Banking, Residential Mortgages, Loan Origination

Education
Illinois State University   1978 — 1982
BS, Finance & Economics

Experience
Lockheed Martin  March 2014 - Present
Wells Fargo Home Mortgage   November 2012 - July 2013
Hood College  August 2009 - May 2012
Sen. Alex X. Mooney   December 2009 - November 2010
Mooney for Senate   November 2009 - November 2010
Moss Brown and Company, Inc   January 1980 - January 1992

Skills
Community Outreach, Politics, Public Policy, Policy, Customer Service, Public Relations, Social Media, Nonprofits, Event Management, Policy Analysis, Editing, Microsoft Office, Political Campaigns, Small Business, International Relations, Campaign Management..., Annapolis legislative..., campaign volunteer for..., Non-profits, Blogging, Microsoft Excel, Administrative..., Project Coordination, Budget, Medium Business, Office Management, Executive..., Outlook, Expense Reports, Budgets, Administrative...

Education
Hood College   2010 — 2012
B.S., Political Science, 3.78

Campaign Management School Graduate - The Leadership Institute   2010 — 2010
Political Science Major

Experience
Monolith Solar Associates, LLC  February 2015 - Present
RGS Energy  February 2014 - February 2015
PrimeLending  November 2011 - December 2013
Bank of America  June 2007 - November 2011
Freedom Mortgage  June 2006 - January 2007
SEFCU  June 2004 - July 2005
Wells Fargo Home Mortgage   November 2002 - June 2004
Keeler Motor Car Company  June 2000 - November 2002
Charter One, now Citizens Bank  June 1997 - July 2000

Skills
Sales Management, Management, Sales, Solar Energy, Strategic Planning, Contract Negotiation, Finance, Strategy, Referrals, Credit Analysis, Start-ups, Customer Service, Loans, Residential Homes, Investors, Real Estate, Renewable Energy Systems, Renewable Energy, Renewable Energy Markets, Renewable Energy Policy, Renewable Energy Credits, Leadership, New Business Development, Marketing

Education
Hudson Valley Community College   1997 — 1999
Mathematics

Columbia High School   1993 — 1997
Regents Diploma, Regents Diploma

Experience
Wells Fargo Home Mortgage   July 2015 - Present
Jim W. Love, CPA   January 2014 - Present
The GFL Capital Group, Inc.   2012 - November 2013
Bank of America  2009 - 2012
Citifinancial Consumer Finance India Ltd  2008 - 2009
First NLC  2000 - 2007

Skills
Office Management, Payroll Services, Financial Reporting, Loans, Loan Origination, Mortgage Lending, Mortgage Underwriting, Refinance, Mortgage Banking, Residential Mortgages, Credit, FHA, Banking, Financial Analysis, Credit Analysis

Education
Humphreys College

San Joaquin Delta College

Experience
Wells Fargo Home Mortgage   February 2014 - Present
Stonegate Mortgage Corporation (NYSE: SGM)   March 2013 - January 2014
Wells Fargo Home Mortgage (Edward Jones Mortgage Joint Venture)   May 2010 - January 2013
Fay Financial   March 2009 - May 2010

Skills
Mortgage Lending, FHA, Loans, Refinance, Finance, VA loans, Mortgage Banking, Loan Origination, FHA financing, Residential Mortgages, Certified Mortgage..., Investment Properties, Mortgage Underwriting, Sales, Government Loans, Short Sales, Foreclosures, Portfolio Management, Residential Homes, Selling, Mortgage Servicing, Non-Conforming, Scrum, Agile Project Management

Education
Illinois State University   1998 — 2002
Bachelor's, Business Administration, Economics, Finance

Experience
DuPont Pioneer  September 2015 - Present
Keyot  September 2014 - Present
Wells Fargo Home Mortgage   September 2014 - November 2014
RBC Royal Bank  January 2012 - August 2013
RBC Royal Bank  February 2010 - February 2012
RBC Royal Bank  November 2007 - January 2010
RBC Royal Bank  March 2006 - November 2007

Skills
Wealth Management, Investments, Mutual Funds, Retail Banking, Fixed Income, Banking, Credit, Leadership, Management, Performance Management, Relationship Management, Recruiting, Risk Management, Portfolio Management, Business Analysis

Education
RBC Royal Bank   2013 — 2013
Business Analysts, Information Technology

RBC Managerial Excellence Courses   2010 — 2011

University of Guelph-Humber (North Campus)   2008 — 2010
Business Administration, Finance

Humber College   2004 — 2006
Business Administration, Marketing

RBC Royal Bank
Project Management Framework & System Development Life Cycle for BA's/BSA's

RBC Royal Bank
Project Management Framework and Systems Development Life Cycle for Project Management

Canadian Securities Ins. (CSI)
Branch Compliance Officer Certificate

Investment Funds Institute of Canada
IFIC

Experience
Holloman Engineering, LLC.   September 2015 - Present
Burrow Global, LLC.   March 2013 - September 2015
Wells Fargo Home Mortgage   May 2012 - February 2013
Trustmark National Bank  June 2007 - August 2010

Skills
Loans, Credit, Financial Analysis, Risk Management, Banking, Commercial Lending, Treasury Management, Credit Analysis, Commercial Banking, Credit Risk, Microsoft Excel, Mortgage Lending, Underwriting, Financial Reporting, Cash Management, Small Business Lending, Strategic Financial..., Refinance, Auditing, Portfolio Management, Budgets, Analysis, Finance, Management, Accounting, Financial Risk, Business Planning, Internal Controls, Account Reconciliation, Internal Audit, Strategic Planning, Financial Accounting, Business Strategy, Team Building, Software Documentation, Cross-functional Team...

Education
University of Houston, C.T. Bauer College of Business   2015 — 2016
Certificate of Accountancy, Accountancy

Houston Baptist University - College of Business and Economics   2012 — 2014
MBA in International Business, International Business/Trade/Commerce

LeTourneau University   2003 — 2010
Bachelor Business Administration, Finance

Experience
Fay Servicing, LLC  October 2014 - Present
City of Chicago  September 2010 - Present
Wells Fargo Home Mortgage   October 2011 - October 2013
Flat Top Grill  December 2010 - June 2011
Logan's Roadhouse  July 2007 - May 2010

Skills
Restaurants, Event Planning, Restaurant Management, Microsoft Word, Food Service, Social Media, Menu Development, PowerPoint, Food & Beverage, Public Speaking, Microsoft Office, Hospitality, Microsoft Excel, Customer Service, Theatre, Musical Theatre, Improvisation

Education
Second City Conservatory - Chicago   2014 — 2015
Improvisation, Sketch

iO (Formerly the Improv Olympic)   2012 — 2013
Graduate, Improvisation

Illinois State University   2007 — 2010
Bachelor of Arts (B.A.), Theatre/Theater

Prairie State College   2005 — 2007
Associate of Arts (A.A.), Liberal Arts and Sciences/Liberal Studies

Experience
NorthMarq Capital  March 2015 - Present
Wells Fargo Home Mortgage   January 2015 - March 2015
Robert Half  September 2014 - January 2015
Target  May 2014 - August 2014
Metro First Call   September 2013 - June 2014
Wells Fargo Advisors  March 2012 - August 2013
Corporate Graphics  November 2010 - August 2011
Accountemps  2011 - 2011

Skills
Microsoft Excel, Financial Analysis, Microsoft Office, PowerPoint, Customer Service, Microsoft Word, Finance, Budgets, Investments, Time Management, Loans, Sales, Leadership, Marketing, Analysis

Education
Minnesota State University, Mankato   2006 — 2011
Bachelor of Science, Finance, Economics

Humboldt State University   2009 — 2009
Finance, Economics

St. Croix Lutheran High School   2002 — 2006
High School Diploma, General Education

Experience
Wells Fargo Home Mortgage   January 2013 - Present
Army National Guard  October 2010 - Present
Wells Fargo  February 2010 - January 2013
Wells Fargo  August 2009 - February 2010
HSBC  2004 - 2009

Skills
Weapons Handling, Counterterrorism, Weapons Training, HUMINT, Credit, Leadership Development, Mortgage Lending, Loans, Finance, Customer Service, Credit Analysis, Commercial Lending, Underwriting, Training, Sales, Management, Loan Origination, Banking, Mortgage Banking, Refinance, Team Building, First Time Home Buyers, Account Management, Branch Banking, Leadership, Consumer Lending, FHA, Residential Mortgages, VA loans, Coaching, Microsoft Office, Public Speaking, Computer Forensics, EnCase, FTK, Counterinsurgency, Combat Lifesaver, Tactical Operations, Tactical Planning, Source Operations, Analysis, Media Exploitation, MEDEX, Tactical Site...

Education
Sam Houston State University   2013 — 2016

Houston Community College
Associate of Arts (AA), 3.7 GPA

Experience
Wells Fargo, The Private Bank  November 2013 - Present
Wells Fargo Home Mortgage   June 1994 - November 2013
Wells Fargo Home Mortgage   November 1989 - June 1994

Skills
Mortgage Banking, Mortgage Lending, Refinance, Private Banking, Commercial Lending, Investment Banking, Asset Based Lending, Strategic Financial..., Asset Management, Management, Securities Lending, Loan Origination, Investment Properties, FHA, Government Loans, Residential Mortgages, Credit, Real Estate, Succession Planning, Retail Banking, Credit Analysis, Banking, FHA financing

Education
Idaho State University   1985 — 1989
Bachelor of Science (B.S.), Marketing and Finance

Experience
Advanced Technology Services  January 2011 - Present
Peak Systems, Inc  July 2010 - August 2010
PeopleSource  April 2006 - January 2009
The Talmadge Group, Inc   March 2006 - April 2006
Wells Fargo Home Mortgage   July 2005 - January 2006
The Computer MerchantLtd   February 2005 - February 2005
Edward Hine Company   January 1989 - January 2005

Skills
Servers, Networking, Troubleshooting, Security, Operating Systems, Hardware, Norton Ghost, Access, Software Installation, Technical Support, Information Technology, XP, Laptops, A+ Certified, Desktop Computers, Microsoft Office, Customer Service, Process Improvement, Windows 7, Software Documentation, Computer Hardware, Windows XP

Education
Microsoft   2010 — 2010
MCAS, Software

Caterpillar University   2006 — 2009
CPS Green Belt Training Certificates

New Horizons Computer Learning Center   2001 — 2002
CompTIA A+, Computers

Illinois Central College   1982 — 1996
Certificate, COMPUTER OPERATIONS

Mid-County Sr. High   1970 — 1973
Diploma

Experience
3M  December 2014 - Present
3M  October 2012 - December 2014
3M  May 2011 - October 2012
3M  March 2010 - May 2011
Quality Bicycle Products (QBP)   November 2007 - April 2009
Minco  October 2003 - November 2007
Eaton Hydraulics  June 2002 - June 2003
Wells Fargo Home Mortgage   November 2001 - May 2002
Wells Fargo  October 2000 - September 2001
United Health Care  2000 - 2000

Skills
Market Research, Product Development, International Business, Analytics, Statistics, Pricing, Predictive Analytics, deutsche Sprache, German, Business Model..., RapidMiner, SQL, Business Analysis, Monte Carlo Simulation, International Research, International Sales, International Project..., Project Management, Data Analysis, Pricing Strategy, Access, Analysis, Product Marketing, Crystal Ball, Teradata, Microsoft Excel, Regression Models, Leadership, JMP, Campaign Management, Branding & Identity, Strategic Analysis, SSIS, Six Sigma, Export Controls, Pivot Tables, Sybase, DB2/SQL, Strategy, Forecasting

Education
University of Minnesota - Carlson School of Management   2012 — 2014
Master of Business Administration (M.B.A.), Marketing and Information and Decision Sciences, 3.889

Wirtschaftsuniversität Wien   2014 — 2014
International Business Practicum

University of St. Thomas   1997 — 2001
Bachelor's Degree, International Business; Economics, 3.69

University of St. Thomas   1997 — 2001
Bachelor's Degree, German, 3.69

Humboldt University of Berlin   1998 — 1999
German as a Foreign Language, Business Economics

Burnsville Sr. High School   1994 — 1996

Experience
Memorial Medical Center  2010 - Present
TEKsystems  2008 - 2010
Wells Fargo Home Mortgage   2005 - 2008
Illinois College  2003 - 2005
DTE Technologies   2002 - 2003

Skills
Process Engineering, Process Improvement, System Analysis, Business Analysis, Data Analysis, Requirements Analysis, Project Management, Change Management

Education
Northcentral University   2012 — 2016
Doctor of Business Administration, Management Information Systems

University of Illinois Springfield   2006 — 2009
Master of Science (MSc), Management Information Systems, General

Illinois College   2003 — 2005
Bachelor of Science (BS), Management Information Systems, General

Springfield College in Illinois   1999 — 2001
Associate's degree, Computer Science

Experience
PrimeLending, a PlainsCapital Company  May 2012 - Present
New American Mortgage  November 2011 - May 2012
Chase Home Finance  2008 - 2011
Wells Fargo Home Mortgage   2000 - 2006

Skills
Mortgage Lending, Loan Origination, Loans, Mortgage, FHA, VA, Renovation loans, USDA loans, Building Strategic..., Real Estate, Conventional, First Time Home Buyers, Jumbo Mortgage, Investment Properties, USDA, Renovation, Mortgage Banking, VA loans, Strategic Partnerships, Sellers

Education
Illinois State University   1982 — 1984
Bachelor of Science Degree, Finance

Mesa Community College   1980 — 1982
Associate's degree, Business/Commerce, General

Experience
Amegy Mortgage Company, L.L.C.   September 2015 - Present
BB&T  June 2015 - September 2015
Wells Fargo Private Mortgage Bank  October 2011 - January 2015
Envoy Mortgage, Ltd., Houston, Texas   November 2008 - September 2011
Countrywide Home Loans / Bank of America Home Loans   August 2006 - October 2008
Wells Fargo Home Mortgage   June 2003 - August 2006
Cendant Mortgage  May 2000 - June 2003
MegAmerica Mortgage   June 1995 - May 2000
Bank One Mortgage  January 1990 - June 1995

Skills
Mortgage Lending, Real Estate, FHA, Credit, Loans, Banking, Customer Service, Mortgage Banking, Sales, Residential Mortgages, Coaching, Negotiation, Team Building, Refinance, Investment Properties, Finance, Loan Origination, First Time Home Buyers, Management, Real Estate Transactions, Leadership, Fundraising

Education
Manousso Mediation & Alternative Dispute Resolution Services   2011 — 2011
Mediation, Alternative Dispute Resolution

Houston Community College   1983 — 1984

Experience
Wintrust Mortgage Corporation  December 2011 - Present
wells fargo home mortgage   August 2002 - September 2011

Skills
Mortgage Banking, FHA financing, Refinance, Residential Mortgages, Non-Conforming, Government Loans, First Time Home Buyers, Down Payment Assistance, Certified Mortgage..., Construction Loans, Credit, FHA, Finance, Foreclosures, Home Equity Loans, Investment Properties, Investors, Loan Origination, Mortgage Marketing, Mortgage Underwriting, Real Estate, Real Estate Economics, Sellers, Real Estate Financing, Residential Homes, Condos, Consumer Lending, Home Equity Lines of..., Real Estate Transactions, Relocation, Credit Analysis, Underwriting, Short Sales, HUD, Referrals, REO, Banking, FHA Financing

Education
Illinois State University   1993 — 1997
Bachelor of Business Administration (BBA), Marketing

Experience
Duke Energy Corporation  January 2014 - Present
Bank of America  June 2012 - January 2014
Bank of America  May 2010 - March 2012
Bank of America  November 2007 - May 2010
Deloitte  January 2006 - November 2007
Bank of America  June 2005 - January 2006
Wells Fargo Home Mortgage   November 2004 - June 2005
Bank of America  October 2002 - November 2004
AT&T Telecommunications (formerly BellSouth)   April 1998 - October 2002
Sybron Chemicals  November 1993 - April 1998

Skills
Financial Services, Project Portfolio..., Program Management, Operations Management, Operational Risk..., Business Process Design, Business Process..., Capital Markets, Global Regulatory..., Technology Risk, Enterprise Risk..., Agile & Waterfall..., Big 4 Management..., Basel II Assessments &..., Mortgage Banking, Risk Assessment, Master Data Management, Data Warehousing, Supplier Risk Management, Supplier Sourcing, Supply Chain Management, Supplier Performance, Investment Banking, Credit Risk Management, Market Risk Management, Change Management, Technology Solution..., Sales, Sales Management, Retirement & Savings..., eCommerce, Production Management, Process Engineering, Data Quality & Integrity, Six Sigma, Process Excellence, Merger & Acquisition, Banking, Business Analysis, Business Process..., Business Transformation, Credit Risk, E-commerce, Financial Risk, Governance, Management, Mergers, Mergers & Acquisitions, PMO, Production Managment

Education
Western Carolina University   2004 — 2006
Master's degree, Project Management

Illinois Institute of Technology   1990 — 1992
Masters, Business Administration

University of North Carolina at Chapel Hill   1981 — 1985
Bachelor of Science (B.Sc.), Biological Sciences / Chemistry

Experience
New American Funding  January 2014 - Present
Wells Fargo Home Mortgage   October 2006 - January 2014
NationPoint  2005 - 2006
KANDU Industries Inc. - Holland MI   1988 - 1990

Skills
VA loans, Mortgage Lending, First Time Home Buyers, Loan Origination, Residential Mortgages, Residential Homes, Mortgage Banking, FHA, FHA financing, Investments, USDA, Loans, Refinance, Investment Properties

Education
Hope College   1984 — 1988

Experience
Wells Fargo Home Mortgage   October 2002 - Present

Skills
Residential Mortgages, Mortgage Lending, Mortgage Banking, Microsoft Word, Microsoft Office, Microsoft Excel, Outlook, Customer Service, Mortgage Underwriting, Access, Process Improvement, Negotiation, Time Management, Visio

Education
Hood College   1999 — 2003

Experience
Frenchman's Reef and Morning Star Beachfront Resort Marriott   July 2015 - Present
Detroit Marriott at the Renaissance Center  January 2013 - Present
Keller Williams Realty  2008 - Present
ANS INVestments and Holdings, LLC   2007 - Present
Wells Fargo Home Mortgage   2012 - 2012
ACHIEVE -ability   August 2009 - June 2010
Mothers In Charge Inc.   November 2008 - August 2009
Ritz Carlton Company, LLC   2006 - 2007
Marriott  1996 - 2006

Skills
Property Management, Real Estate, Investment Properties

Education
Howard University   1989 — 1993

Nicolet High School

Experience
Hopkins Financial   Claims AdjusterProgressive InsuranceSeptember 2004 - May 2005
Wells Fargo Home Mortgage   December 2002 - September 2004

Education
Idaho State University   1997 — 2002
BBA, Computer Information Systems

Experience
Mr Subb   July 2015 - Present
XtraMart   July 2013 - August 2015
First Rate Funding Corp   July 2013 - December 2014
Mobil Gas Station  June 2014 - August 2014
Hannaford Supermarkets  July 2014 - July 2014
All Star Wine   September 2013 - March 2014
Homestead Funding Corp.  June 2012 - June 2013
TFS LLC   2011 - 2012
Wells Fargo Home Mortgage   October 2010 - April 2011
Continental Home Loans  April 2010 - September 2010

Skills
Mortgage Lending, Loans, Mortgage Banking, Loan Origination, FHA, Refinance, Real Estate, Credit, Small Business, Residential Mortgages, Real Estate Transactions, Foreclosures, Investors, Financial Services, USDA, Appraisals, Credit Analysis, Banking, Construction Loans, Commercial Lending, Underwriting, Sellers, Investment Properties, First Time Home Buyers, Commercial Banking, Asset, FHA financing, Mortgage Underwriting, Referrals, Reverse Mortgages, Loan Servicing, VA loans, Credit Risk, Consumer Lending, Residential Homes, Investments, Financial Structuring, Retail Banking, Home Equity Lines of..., Small Business Lending, Funding, Real Estate Economics, Financial Analysis, Finance, Real Estate Financing, Lines Of Credit, Commercial Real Estate, Cross Selling, Loss Mitigation, Commercial Mortgages

Education
Hudson Valley Community College
Civil Engineering

Saratoga Catholic Central High School
HVCC, Civil Engineering

Experience
Pacific Union Financial, LLC  July 2014 - Present
Wells Fargo Home Mortgage   September 2012 - January 2014
Wells Fargo Home Mortgage   August 2007 - November 2011
Wells Fargo Home Equity  February 2003 - August 2007

Skills
Mortgage Banking, Customer Service, Underwriting, FHA, Loans, Credit, Mortgage Lending, Loan Origination, FHA financing, VA loans, Residential Mortgages, Refinance, Investment Properties, Loan Servicing, USDA, VA Loans, FHA Financing

Education
Hope International University   1998 — 2000
Bachelor's Degree, Psychology, 3.87 GPA

Saddleback College
General Education, Human Development and Family Studies, General

Experience
Illinois Department of Commerce and Economic Opportunity  October 2011 - Present
State of Illinois Department of Revenue   April 2009 - September 2011
Springfield Service Corporation  April 2008 - February 2009
Wells Fargo Home Mortgage   April 2004 - March 2008
Wells Fargo  October 1998 - April 2004
Wells Fargo  February 1998 - October 1998

Skills
Microsoft Office, .NET, ASP.NET MVC, Java, HTML, CSS, C++, Visual Basic, Training, Management, SharePoint, Customer Service, Access, Visio, Databases, Program Management, Microsoft Excel

Education
University of Illinois Springfield   2010 — 2013
Master's degree, Computer Science

Illinois State University   1993 — 1995
BS, Recreation Management

Lincoln Land Community College   1990 — 1995
AS, Business Administration

Experience
K. Hovnanian American Mortgage  September 2006 - February 2009
Wells Fargo Home Mortgage   April 2003 - August 2006

Education
Illinois State University   1994 — 1998
Bachelor, Political Science

Experience
Sangamon Valley High School   June 2010 - Present
Wells Fargo Home Mortgage   September 1995 - September 2005

Skills
Social Media, Customer Service, Staff Development, Public Speaking, Curriculum Design, Instructional Design, Teaching, Higher Education, Curriculum Development, Educational Technology, E-Learning, Leadership Development, Coaching

Education
Illinois State University   2005 — 2010
Bach Bus Ed, Business Education

Western Illinois University   1982 — 1985
Bachelors of Business, Business Management

Experience
FAIR Girls  January 2015 - July 2015
FAIR Girls  January 2013 - December 2014
OWL: The Voice of Midlife and Older Women  May 2012 - December 2012
OWL: The Voice of Midlife and Older Women  August 2011 - May 2012
Center for Child Protection and Family Support   May 2011 - December 2011
Center for Child Protection and Family Support   September 2010 - May 2011
Wells Fargo Home Mortgage   June 2005 - July 2009

Skills
Conversational fluency..., Community Outreach, Non-profits, Volunteer Management, Program Development, Fundraising, Grant Writing, Policy Analysis, Nonprofits, Grants, Public Speaking, Program Management, Event Planning, Research, Community Development, Marketing, Policy, Program Evaluation, Editing

Education
Howard University   2010 — 2012
Master of Social Work (MSW), Community, Administration, & Policy Practice

University of Mary Washington   2001 — 2005
Bachelor of Science, Business Administration

Experience
Wiley Office Furniture  March 2015 - Present
Kwik-Wall   October 2010 - March 2015
Excavating Partners, Inc   April 2010 - October 2010
Illinois Institute of Art  July 2009 - September 2010
Sieben Energy Associates  January 2010 - March 2010
Wells Fargo Home Mortgage   December 2005 - December 2007
Wells Fargo Home Mortgage   April 2004 - December 2005
Wells Fargo Home Mortgage   October 2003 - April 2004

Skills
AutoCAD, Microsoft Office, 3D Studio Max, Photoshop, Rendering, Microsoft Excel, Sketching, Customer Service, Outlook, Software Documentation, Database Administration, Space-planning, Interior Design, SketchUp, InDesign, Adobe Creative Suite, PowerPoint, Microsoft Word, Illustrator, Architectural Drawings

Education
Illinois Institute of Art   2008 — 2010
Bachelor of Fine Arts, Interior Design

University of South Carolina-Aiken   1998 — 2002
Bachelor of Arts, Psychology

Experience
JPMorgan Chase  January 2014 - Present
Wells Fargo Home Mortgage   November 2012 - November 2013
JPMorgan Chase  January 2011 - November 2012
Morgan Stanley Credit Corporation  August 2010 - January 2011
OPUS Capital Markets  March 2010 - August 2010
CrossCheck Compliance LLC  July 2009 - November 2009
HSBC  2001 - 2009
GE capital  1995 - 2000
First Bank of Oak Park  1990 - 1995

Skills
Mortgage Lending, Credit, New Business Development, Banking, Residential Mortgages, Credit Analysis, Underwriting, Loans, Mortgage Banking, Loan Origination

Education
Illinois Institute of Technology
BS, Finance

Experience
Wells Fargo Home Mortgage   June 2012 - Present
Wells Fargo Home Mortgage   November 2005 - November 2008
Wells Fargo Home Mortgage   February 2001 - November 2005
Washington Mutual fka Bank United   November 1998 - December 2000

Skills
Customer Service, Banking, Risk Management, Loans, Business Analysis, Management, Credit, Microsoft Office, Project Management, Coaching, PowerPoint

Education
University of Houston   2005 — 2009
Bachelor of Science (BS), Political Science and Government

Houston Community College
Associate of Science (A.S.), Secondary Education and Teaching

Experience
The Coca-Cola Company  July 2015 - Present
The Coca-Cola Company  July 2012 - July 2015
Wells Fargo Home Mortgage   September 2011 - May 2012
AARP  2010 - 2010
AT&T Mobility  2007 - 2009

Skills
Customer Experience, Marketing Strategy, Social Media, Strategic Planning, Marketing, Social Media Marketing, Public Speaking, Financial Analysis, Marketing Research, Research, Market Research, Negotiation, Business Strategy, Financial Modeling, Brand Management, Market Planning, Customer Insight, Customer Satisfaction, Customer Service, Wireless

Education
Howard University   2009 — 2012
Master of Business Administration (M.B.A.), General Management

Morehouse College   1997 — 2001
Bachelor of Business Administration (B.B.A.), Finance, General

Benjamin Banneker High School

Experience
Wells Fargo Home Mortgage   2011 - Present
Wells Fargo Home Mortgage   2009 - 2011

Education
Illinois College   2004 — 2008
BS, Computer Science

Experience
PrimeLending  September 2009 - Present
Wells Fargo Home Mortgage   November 2007 - September 2009

Skills
Mortgage loan officer..., Fluent in Spanish, Fluent in ASL, USDA & FHA expert, VA & Conventional Loan..., Loans, Mortgage Lending, FHA, Refinance, Investment Properties, First Time Home Buyers

Education
Idaho State University   1999 — 2003
Bachelor of Science, Finance

Experience
Wells Fargo Home Mortgage   September 1996 - Present
Wells Fargo Home Mortgage   1996 - 2005

Skills
Mortgage Banking

Education
Illinois Central College

Experience
Wells Fargo Home Mortgage   November 2005 - Present
Liberty Mutual Insurance  May 1998 - May 1999
Argosy Casino  August 1993 - May 1998

Education
Illinois State University   1989 — 1993
Bachelor's Degree, Industrial Technology - Graphic Communication and Occupational Safety

Experience
American Eagle Outfitters  2009 - Present
Wells Fargo Home Mortgage   May 2009 - June 2009

Skills
Solid computer skills, Microsoft Office, Apple OS

Education
Illinois State University   2010 — 2012
Bachelor of Business Administration (B.B.A.)

Springfield College in Illinois   2008 — 2010
Associate's degree, Liberal Arts and Sciences, General Studies and Humanities