Experience
DaVita  January 2014 - Present
CDS Global  August 2011 - January 2014
Beautiful Beginnings Daycare/Preschool   2008 - 2011
Wells Fargo Home Mortgage   2006 - 2007
Lowe's Home Improvement  2004 - 2006

Skills
Microsoft Word, Access, Excel, PowerPoint, Outlook, First Aid, Cpr Certified, Microsoft Excel, Data Analysis, Telephone Skills, Leadership, Customer Service, Program Management, Sales, Quality Assurance, Time Management, Data Entry, CRM, Critical Thinking, Call Centers, Customer Satisfaction, Training, Software Documentation

Education
Missouri Western State University   2001 — 2005
Bachelor of Science (BS), Psychology

Experience
Guild Mortgage  September 2015 - Present
Regions Financial Corporation  August 2014 - September 2015
First Tennessee Bank  September 2013 - July 2014
Wells Fargo Home Mortgage   June 2012 - February 2013
Portfolio Recovery Associates, Inc.   February 2012 - May 2012

Skills
Mortgage Lending, Loans, Mortgage Banking, Loan Origination, FHA, Credit, Refinance, Residential Mortgages, Credit Analysis, Banking, VA loans, Consumer Lending, FHA financing, USDA, Underwriting, Loan Servicing, Customer Service, Social Media, Public Speaking

Education
Mississippi State University   2008 — 2010
Bachelor of Business Administration (BBA), Finance, General

University of Southern Mississippi   2004 — 2007
Finance, General

Experience
MiLEND, Inc  May 2015 - Present
Rodan + Fields Dermatologists / Skin & Beauty Logic   June 2014 - Present
Fidelity Bank  April 2014 - May 2015
Wells Fargo Home Mortgage   January 2013 - December 2013
CBC National Bank  September 2011 - January 2013
JPMorgan Chase  April 2009 - September 2011
MortgageOne   April 2002 - March 2009
Shaw Mortgage   July 2001 - March 2002

Skills
USDA, FHA, Mortgage Banking, Residential Mortgages, FHA financing, Loans, Refinance, Loan Origination, Credit, VA loans, Due Diligence, Construction Loans, Mortgage Lending, FHA Financing, Reverse Mortgages, Underwriting, Credit Analysis

Education
Molloy College

Nassau Community College
Associates Degree, Liberal Arts

Experience
REST Report   2008 - Present
Waquis   2008 - 2010
Ask for a Loan, INC   2005 - 2008
Cypress Point Funding   2004 - 2005
Home American Credit   2003 - 2004
Washington Mutual  2002 - 2003
Wells Fargo Home Mortgage   2001 - 2002

Skills
Real Estate, Property Management, Contract Negotiation, Strategic Planning, Negotiation, Budgets, Operations Management, Team Building, Investment Properties, Project Management, Residential Homes, Real Estate Development, Marketing, Sales, Microsoft Office, Real Estate Transactions, New Business Development, Investments, Real Estate Economics, Loan Modifications, Short Sales, Disposition, Real Estate Financing, Commercial Real Estate, Loans, Investors, Brokerage, Property, Appraisals, Real Estate Investor, Foreclosures, Commercial Mortgages, Refinance, Due Diligence, Funding, Residential Mortgages

Education
Missouri State University

Experience
Wells Fargo  January 2015 - Present
Washington Federal  February 2014 - January 2015
Wells Fargo Home Mortgage   November 2011 - October 2013
Wells Fargo Bank, N.A.   March 2008 - October 2011
Lending Consultants Network, Inc.   June 2002 - March 2008

Skills
Credit Analysis, Mortgage Lending, Banking, Loan Origination, Credit Risk, Mortgage Banking, Consumer Lending, Commercial Lending, Commercial Banking, Retail Banking, Refinance, Underwriting, Small Business Lending, FHA, Financial Risk, Mortgage Underwriting

Education
Montana State University-Bozeman   1985 — 1990
Bachelor of Arts, Speech Communication and Business Administration, graduate

Experience
Wells Fargo Home Mortgage   January 2012 - Present
Wells Fargo Home Mortgage   September 2008 - Present
Wells Fargo Home Mortgage   2006 - Present
Wells Fargo Home Mortgage   November 2002 - January 2007

Skills
Quality Assurance, Mortgage Lending, Risk Management, Test Planning, Testing, Process Improvement, Test Management, Quality Center, FHA Financing, Mortgage Underwriting, Residential Mortgages, Portfolio Management, Loans, Financial Analysis, Banking, Loan Origination, Credit, Mortgage Banking, Finance, Credit Analysis, Underwriting, Financial Risk, Credit Risk, Refinance, FHA, Consumer Lending

Education
Monroe Community College   1988 — 1990
Associate of Science (A.S.), Computer Information Systems, Business Management

Experience
Reliant Bank  May 2014 - Present
Proficio Mortgage Ventures, LLC  August 2013 - May 2014
CU Community Credit Union  March 2007 - August 2013
Gateway Mortgage Group  March 2005 - February 2007
Wells Fargo Home Mortgage   May 2003 - March 2005

Skills
FHA, Residential Mortgages, Mortgage Lending, Loans, Investment Properties, Real Estate, First Time Home Buyers, Loan Origination, Investments, VA loans, USDA, Referrals, Refinance, Credit, Consumer Lending, Commercial Mortgages, FHA financing, Mortgage Banking, Credit Unions

Education
Missouri State University   2000 — 2005
Music

Experience
Self Employed Freelance Work  2012 - Present
The Focus Group, MS  March 2010 - November 2012
OmniMedia   April 2007 - February 2010
All Pro Webs   1995 - 2007
Wells Fargo Home Mortgage   2005 - 2006
Hancock Bank  2002 - 2005
Grand Casino Biloxi  1993 - 1995

Skills
Advertising, Marketing, Online Marketing, SEO, SEM, Social Media Marketing, Interactive Advertising, Interactive Marketing, Multimedia, Mobile Applications, Video Production, Flash Animation, Mobile Internet, Post Production, Interactive Media, Online Advertising, Digital Strategy, Web Design, Creative Direction, Marketing Strategy, Media Planning, Integrated Marketing, Strategy, Direct Marketing, Product Marketing, Graphic Design, Social Media, ActionScript, Digital Marketing, Digital Media, Digital Photography, Brand Development, Brand Management, Corporate Branding, Brand Awareness, Branding & Identity, Management, Project Management, E-commerce, HTML 5, XHTML, CSS3, JavaScript, jQuery, PHP, MySQL, XML, ColdFusion, Adobe Creative Suite, Final Cut Pro

Education
Mississippi Gulf Coast Community College   1999 — 2002
Computer Science, 3.8

Experience
Wells Fargo Home Mortgage   January 2003 - Present
Wells Fargo Home Mortgage   February 2010 - June 2013
Wells Fargo Home Mortgage   January 2003 - January 2010

Skills
Mortgage Banking, Underwriting, Banking, Mortgage Lending, Loans, USDA, Sales, Refinance, Finance, Mortgage Marketing, Government Loans, VA loans, Residential Mortgages, FHA, Loan Origination, FHA financing, Customer Service, Referrals

Education
Mississippi State University - College of Business and Industry   1991 — 1996
BS, Marketing

Experience
Affordable Lending Group,LLC   March 2012 - Present
American Home Lending USA   June 2009 - Present
Landridge Investments LLC   August 2008 - Present
Wells Fargo Home Mortgage   September 2011 - January 2013
American Home Lending USA   2009 - 2010

Skills
Mortgage Lending, Loans, Residential Mortgages, Investments, Refinance, Loan Origination, Mortgage Banking, Underwriting, Sales, Commercial Mortgages, FHA, Mortgage Marketing, USDA, Real Estate, Credit Analysis, Commercial Lending, Credit, FHA financing, Consumer Lending, Banking, Construction Loans, First Time Home Buyers, Investment Properties, Reverse Mortgages, VA loans, REO, Foreclosures, Small Business Lending, Investors

Education
Mississippi College   1999 — 2001

Experience
US Corporate Buying Group, LLC   July 2014 - Present
Alpha & Omega   October 2013 - July 2014
Alpha & Omega   February 2013 - September 2013
Heartland Payment Systems  September 2004 - February 2013
Wells Fargo Home Mortgage   January 2002 - October 2004
H.C Funding   May 2001 - January 2002

Skills
Merchant Services, Credit, Loans, B2B, Mortgage Lending, Credit Cards, Banking, Payments, Payment Card Processing, Electronic Payments, ACH, Cold Calling, Sales Management, Debit Cards, New Business Development, Account Management, Sales, Direct Sales, Payment Systems, E-payments, Mobile Payments, Relationship Management, Financial Services, Payment Industry, Transaction Processing, Management Consulting, E-commerce, Strategy, Sales Process, Analysis, POS, Strategic Planning, Strategic Partnerships, Sales Operations, Payment Gateways

Education
Mississippi College   1990 — 1996
Bachelor of Science in Psychology, Psychology

Clinton   1989 — 1989

Experience
PHH Home Loans, LLC.   May 2014 - Present
Wells Fargo Home Mortgage   October 2012 - February 2014
First Franklin  June 2002 - November 2007
First Union  October 1994 - June 2002

Skills
Loan Origination, FHA, Mortgage Banking, Credit Analysis, Credit, Mortgage Lending, Residential Mortgages, Refinance, Loans, Banking, VA Loans, Sales, Management

Education
Missouri State University   1985 — 1987
Bachelor of Science (BS), Finance

Experience
Calvin Klein  May 2013 - Present
PVH  July 2011 - May 2013
Post Foods  May 2009 - June 2011
PGI Commercial   June 2008 - May 2009
Wells Fargo Home Mortgage   2002 - 2007

Skills
Accounting, Income Statement, Process Improvement, Financial Analysis, Forecasting, Budgets, Microsoft Excel, JD Edwards, Hyperion Enterprise, Lawson General Ledger, Hyperion HFM, Account Reconciliation, Finance, Analysis, P&L, Variance Analysis

Education
Montclair State University   2002 — 2008
B.S. in Business Administration, Accounting Concentration

Experience
Residential Finance Corporation  December 2012 - Present
Wells Fargo Home Mortgage   October 2011 - December 2012
Bank of America  June 2008 - October 2011

Skills
Mortgage Lending, Loans, Sales, Sales Management, Credit, Banking, Mortgage Banking, Account Management, Relationship Management, Loan Origination, Customer Service, FHA

Education
Montclair State University   1988 — 1992
Bachelor's degree, Communication and Media Studies

Experience
AdvoCare  June 2012 - Present
US Army  May 2010 - Present
US Army  August 2006 - May 2010
Northwestern Mutual  November 2005 - July 2006
Wells Fargo Home Mortgage   November 2004 - July 2005
Bank of America  March 2004 - October 2004
Merrill Lynch  January 2002 - March 2004
A.G. Edwards   May 1999 - December 2001

Skills
Leadership, Management, Military Experience, Team Building, Military, Organizational..., Investments, Intelligence Analysis, Military Operations, Strategic Planning, Operational Planning, Security Clearance, Tactics, Training, Leadership Development, Command, National Security, Intelligence, Force Protection, Government, Military Training, Strategic Leadership, Coaching

Education
Missouri State University   1997 — 1998
Master of Business Administration (M.B.A.), Marketing/Marketing Management, General

Missouri State University   1993 — 1997
Bachelor of Science (B.S.), Marketing

Hazelwood Central   1989 — 1993

Experience
The Walt Disney Company  March 2015 - Present
Retro Redone   May 2010 - Present
Walt Disney World  December 2013 - March 2015
Walt Disney World  May 2012 - December 2013
Walt Disney World  August 2011 - May 2012
Walt Disney World  May 2011 - August 2011
Jeff Anderson Regional Medical Center  September 2010 - December 2010
Wells Fargo Home Mortgage   October 2009 - February 2010

Skills
Customer Service, Social Media, Hospitality, Microsoft Office, Facebook, Social Networking, PowerPoint, Microsoft Excel, Microsoft Word, Microsoft Access, Adobe Photoshop, HTML, Peachtree, Sage 50, Microsoft Dynamics GP, Accounting, Cost Accounting, Sole Proprietors

Education
Mississippi State University   2004 — 2009
Bachelor of Accountancy, Accounting

Experience
Finworth Mortgage, an INSBANK company   June 2014 - Present
Guaranteed Rate  May 2012 - June 2014
Fifth Third Bank  May 2011 - May 2012
Wells Fargo Home Mortgage   2009 - 2010
Steeplechase Mortgage   2007 - 2009
United Financial Mortgage Corp.  2002 - 2007

Skills
First Time Home Buyers, FHA financing, Residential Mortgages, Loan Origination, Mortgage Lending, FHA, Refinance, VA loans, USDA, Mortgage Banking, Credit, Investment Properties, Government Loans, Real Estate Financing, Loans, P&L Management, Reverse Mortgages, Certified Mortgage..., Mortgage Underwriting, Construction Loans, Debt Consolidation, Non-Conforming, USDA Rural Housing, Real Estate, Real Estate Transactions, Single Family Homes, Condos, Branch Management, Sales

Education
Mississippi State University - College of Business and Industry   1993 — 1997
BA, Real Estate and Mortgage Finance

Experience
Wells Fargo Home Mortgage   June 2014 - Present

Skills
Human Relations, Full-cycle Recruiting, Social Media, Recruiting, Human Resources, Sales, Marketing, Social Media Marketing, Applicant Tracking..., People Skills, College Recruiting, Talent Acquisition, Employee Relations, Leadership Development, Technical Recruiting, Social Networking, Customer Service, Training, Benefits Administration, Event Planning, Account Management, Organizational..., AIRS, Leadership, Sourcing, Temporary Placement

Education
AIRS   2012 — 2012

Missouri Western State University   2004 — 2006
Bachelor of Business Administration (B.B.A.)

Iowa Western Community College   2002 — 2004
Associate of Arts

Experience
Wells Fargo Home Mortgage   August 2011 - Present
Haskell's International Wine and Spirits   April 2010 - July 2011
Alexis Bailly Vineyard   2009 - July 2011
Carlson Wagonlit Travel  September 2005 - March 2009
Carlson Marketing Group  September 2002 - September 2005
The Minnesota Opera  1992 - 1997

Skills
Food, Hospitality, Wine Education, Event Planning, Writing, Languages

Education
Missouri Western State University   1981 — 1986
BSBA, Marketing

Experience
GBC Mortgage   January 2014 - Present
Guaranteed Rate  February 2012 - January 2014
Superior Mortgage  September 2011 - February 2012
Wells Fargo Home Mortgage   January 2009 - September 2011
CTX Mortgage  March 2005 - January 2009

Skills
Refinance, Loan Origination, FHA financing, Mortgage Lending, Mortgage Banking, Residential Mortgages, Loans, First Time Home Buyers, VA loans, USDA, Credit, Certified Mortgage..., Government Loans, Construction Loans, REO, Customer Service, Investment Properties, Real Estate Transactions, Investments, Home Equity Loans, Mortgage Marketing, Home Equity Lines of..., Real Estate Financing, FHA, Sales, Short Sales, Referrals, VA Loans

Education
Monroe Community College   1976 — 1978
Associate's degree, accounting

Experience
Camber Corporation  September 2015 - Present
Coley & Associates  March 2014 - September 2015
Wells Fargo Home Mortgage   February 2009 - November 2013
Wells Fargo Home Mortgage   February 2009 - November 2013
USAA  November 2007 - October 2008
EquiFirst  September 2005 - July 2007
Wells Fargo Home Mortgage   September 2003 - September 2005
Saddle River Tours/SRT Travel   February 1998 - March 2003

Skills
E-Learning, Content Writing, Writing, XML, Narrator, Voiceovers, Editing, Adobe Dream Weaver, Script-writing, Instructional Design, Education, Tourism, Mortgage Lending, Funding, Mortgage Underwriting, Training, Customer Satisfaction, mortgage closing, Software Documentation, Cooperative Learning, Subprime, FHA, Closings

Education
Montclair State University   1997 — 2000
Master of Arts (MA), Social Sciences, Graduated with Honors

William Paterson University of New Jersey   1994 — 1997
Bachelor of Arts (BA), History, Graduated with Honors

Experience
Wells Fargo Home Mortgage   July 2012 - Present
Bank of America  January 2012 - July 2012
Verizon Wireless  August 2008 - October 2010

Skills
Customer Service, Loans, Sales, Credit, Risk Management, Mortgage Banking, Mortgage Lending, Customer Experience, Microsoft Office, Insurance, Underwriting, Residential Mortgages, Financial Analysis

Education
State University of New York College at Buffalo   2009 — 2012
Bachelor of Applied Science (B.A.Sc.), Sociology

Monroe Community College
Associate of Science (A.S.), Liberal Arts 2010

Experience
Billings Clinic  May 2010 - Present
Magic City   August 2008 - Present
Wells Fargo  October 2009 - February 2010
Wells Fargo Home Mortgage   January 2009 - August 2009
Wells Fargo Home Equity  February 2008 - July 2008
Wells Fargo Home Equity  February 2006 - February 2008

Education
Montana State University-Billings   1999 — 2004
Bachelor of Arts, English

Experience
Citi  December 2014 - Present
Wells Fargo Home Mortgage   December 2011 - August 2014
Wells Fargo Home Mortgage   November 2009 - November 2011
Wells Fargo Home Mortgage   June 2008 - November 2009
Napoleon Financial Group   March 2006 - May 2008
Wells Fargo  August 2004 - October 2005

Skills
Leadership, Workflow Management, Employee Training, Credit Risk, Process Implementation, Staff Development, FHA Direct Endorsement..., Reporting & Analysis, Employee Engagement, Partnership-building, Management, FHA financing, Credit Analysis, Mortgage Lending, FHA, Loans, Credit, Underwriting, Mortgage Underwriting, Calyx Point

Education
Monroe Community College   1998 — 2001
Associate's Degree, Legal Assistant/Paralegal

Experience
Quality Funding dba Pinnacle Capital Mortgage Corp   April 2012 - Present
Wells Fargo Home Mortgage   November 2009 - November 2010
Fremont Bank  January 2009 - November 2009
DL Direct Loans   August 2002 - April 2009
ADP  October 2000 - June 2002
Valley Yellow Pages  July 1997 - October 2000

Skills
Business Relationship..., PMI Project Management..., Account Management, Mortgage Lending, Mortgage Banking, Compliance, Call Center, underwritting guidelines, Sales and marketing, Call Centers, Loans, Credit, Selling, Sales Operations, Banking, Sales Management, Sales, Business Development, Loan Origination, Residential Mortgages, FHA, Real Estate Financing, Real Estate, Refinance, Marketing, Management, FHA financing, Referrals, Finance, Cold Calling

Education
Project Management PMI   2011 — 2011
Project Management PMI

Modesto Junior College   1991 — 1995
Psychology

Experience
Flood & Peterson  January 2013 - Present
Freedom Lumber Co Inc.   March 2000 - January 2013
Wells Fargo Home Mortgage   February 1998 - January 2013

Skills
•Microsoft Dynamics GP..., spruce accounting, A/R collections, Accounts Payable, General Ledger, Payroll, Payroll Taxes, Monthly Close, Journal Entries, Bank Reconciliation, Sales & Use Tax..., Year-end Close, Benefits Administration, Healthcare Management, COBRA, Trial Balance, Group Insurance, Microsoft Excel, Microsoft Word, Softplan, CAD, Blueprinting, Employee Benefits, Tyler Technologies

Education
Mississippi State University
Business

Experience
Wells Fargo Home Mortgage   November 2014 - Present
Chase Home Finance  October 2011 - November 2014
Keller Williams Realty East Valley  January 2011 - January 2012
Adobe Financial Corp   2008 - 2009
Sterling Home Mortgage  November 2005 - July 2008
Countrywide Mortgage  February 2008 - June 2008
American Way Investment Group   April 2005 - February 2008
Carnegie First  January 2003 - November 2005
D.A. Davidson   April 2002 - October 2002

Skills
Mortgage Lending, Loans, Loan Origination, Investment Properties, Real Estate, Banking, Investors, Sales, Strategic Financial..., Negotiation, FHA, Sales Management, VA loans, Mortgage Banking, Refinance, Residential Mortgages, Credit, Real Estate Financing, FHA financing

Education
Montana State University-Billings   1996 — 2001
BS in Business Administration, Finance

Experience
Rodan + Fields Dermatologists  November 2010 - Present
Wells Fargo Home Mortgage   2010 - Present
MetLife Home Loans  September 2008 - October 2010
First Horizon Home Loans  October 2005 - September 2008

Skills
Mortgage Lending, Real Estate, First Time Home Buyers, Loans, Residential Homes, Investment Properties, Certified Mortgage..., Selling, Credit, Marketing, Negotiation, Sales, Customer Service, Refinance, Loan Origination, Team Building, Banking, Short Sales, Sellers, Finance

Education
Montana State University-Bozeman   1998 — 2001
BS, Biotechnology

Whitefish High School   1994 — 1998

Experience
Wells Fargo Home Mortgage   June 2015 - Present
Wells Fargo Home Mortgage   June 2014 - Present
Wells Fargo Home Mortgage   January 2012 - June 2014
America's First Federal Credit Union  October 2010 - May 2011
GEICO  August 2009 - October 2009
Publix Super Markets  May 2006 - August 2006

Skills
Banking, Strategic Planning, Customer Service, Social Media, Loan Servicing, Underwriting, Loss Mitigation, Retail Banking, Residential Mortgages, Loan Modifications, VA loans, Mortgage Underwriting, Mortgage Servicing, Microsoft Office, Microsoft Excel, Microsoft Word, PowerPoint, Production Improvement, Project Management, Insurance, Claims Management, Team Leadership, Property & Casualty..., Loans, Finance, Risk Management, FHA, Analysis, Credit, Mortgage Lending, Consumer Lending, Sales, Deposits, Relationship Management, Operational Risk..., Payments, Credit Unions, USDA, Fraud, Credit Analysis, Credit Cards, Leadership, Public Speaking, Management, Financial Risk, Training, Team Building, Social Networking

Education
Mississippi State University   2005 — 2009
Bachelor of Business Administration (BBA), Risk Management and Insurance

Mississippi State University   2005 — 2009
Bachelor of Business Administration (B.B.A.), Risk Management and Insurance

Experience
Kelly Services  July 2012 - Present
Cellular Plus  April 2012 - July 2012
Employee Benefit Management Services   October 2007 - December 2011
Wells Fargo Home Mortgage   October 2003 - October 2007

Skills
Human Resources, Benefit Plan..., Customer Service, Internet Recruiting, Onboarding, Talent Acquisition, Employee Relations, Recruiting, Microsoft Word, Microsoft Excel, College Recruiting, Temporary Staffing, Applicant Tracking..., Temporary Placement, Screening Resumes, Employee Benefits, Technical Recruiting, Performance Management, New Hire Orientations, Training, Staffing Services, Benefits Administration, HRIS, Interviews, Permanent Placement, Benefits Negotiation, Leadership, Employee Engagement, PeopleSoft, Sourcing, Taleo, Coaching, Resume Writing, Job Fairs, Team Building, Workers Compensation, Reference Checking, Job Descriptions, Behavioral Interviewing, FMLA, Corporate Recruiting, Hiring, Background Checks, I-9 Compliance, Exit Interviews, Resume, Hiring Practices, Screening, Workforce Planning, Staff Retention

Education
Montana State University-Billings   2004 — 2006
Human Resources Management and Services

Shepherd High School   1995 — 1999

Experience
Wells Fargo Home Mortgage   May 2011 - Present
Missouri Baptist University  May 2006 - October 2010

Skills
Customer Service, Microsoft Office, PowerPoint, Microsoft Word, Outlook, Microsoft Excel, Leadership, Team Building, Coaching

Education
Missouri Baptist University   2004 — 2009
Bachelor of Arts, Human Services, General

Experience
SecurityNational Mortgage Company  December 2013 - Present
First National Bank Mortgage   October 2011 - November 2013
MetLife Home Loans  March 2011 - October 2011
Wells Fargo Home Mortgage   June 2009 - March 2011
Countrywide Home Loans  2006 - 2008

Skills
FHA, Mortgage, Loans, Purchase, Mortgage Industry, Referrals, Sellers, VA, Mortgage Lending, Conventional, Mortgage Banking, First Time Home Buyers, Refinance, USDA, Credit, Loan Origination, Home, Investment Properties, REO, Real Estate, Residential, VA loans, Customer Service, Conforming, First Time Buyers, FHA financing, Mortgage Planning, Residential Mortgages, Short Sales, Negotiation, New Home Sales, Loan Structuring, Sales Management, Microsoft Office, Coaching, Relocation, Strategic Planning, Finance, Construction Loans, Certified Mortgage..., Reverse Mortgages, Residential Homes, VA Loans, FHA Financing

Education
West palm beach   1998 — 2000
Sports Management

Monroe Community College   1996 — 1998
Sports Management

Experience
Devine Bank Card   September 2010 - Present
Charles Rutenberg  June 2009 - Present
DEVINE Showcase Homes   July 2007 - June 2011
Heartland Payment Systems  September 2010 - March 2011
Keller Williams Realty  June 2008 - June 2009
Wells Fargo Home Mortgage   June 1992 - June 2007
Beazer Mortgage  November 2001 - June 2002
WCI, Inc  June 2000 - October 2001
Wells Fargo Home Mortgage   September 1992 - June 1997
Brittenum and Associates   September 1980 - June 1992

Education
University of Arkansas at Little Rock   1985 — 1988
Finance, Finance/Marketing

Mississippi State University - College of Business and Industry   1978 — 1981
Marketing/Management/Psychology

Castle Heights Military Academy   1970 — 1974
yes, General

University of Arkansas
Bachelor of Business Administration, Finance

University of Phoenix
Marketing/ Psychology

Experience
Western Security Bank  September 2015 - Present
State of Montana  October 2012 - August 2015
Wells Fargo Home Mortgage   April 2012 - September 2012
Wells Fargo  May 2010 - April 2012

Skills
Banking, Customer Service, Microsoft Excel, PowerPoint, Sales, Microsoft Office, Microsoft Word, Outlook, Coaching, Retail, Financial Analysis, Risk Management, Finance, Financial Reporting, Budgets, Business Strategy, Teller Operations, Analysis, Leadership

Education
Montana State University-Billings   2010 — 2011
Bachelor of Science (BS), Business Administration and Management, General

Montana State University-Bozeman   2006 — 2010

Experience
Corridor Mortgage Group  May 2012 - Present
Wells Fargo Home Mortgage   August 2007 - May 2012
American Home Mortgage  January 2005 - August 2007
Waterfield Financial  January 2002 - January 2007

Skills
Underwriting, Management, Coaching, Insurance, Budgets, Finance, Marketing, Business Planning, Retail, Funding, Business Strategy, Retail Banking, Consumer Lending, Contract Negotiation, Foreclosures, Condos

Education
Monmouth University   1994 — 1999
Master of Business Administration, Business Applications

University of Colorado at Boulder   1985 — 1987
Bachelor of Arts, Economics

Ocean HS

Experience
UnitedHealth Group  December 2014 - Present
UnitedHealth Group  December 2012 - December 2014
UnitedHealthcare  July 2011 - December 2012
Wells Fargo Home Mortgage   April 2010 - June 2011
North Star Resource Group  October 2009 - March 2010
Renaissance Financial  September 2008 - October 2009
Missouri State University  July 2007 - August 2008
Great Southern Bank  December 2005 - August 2008

Skills
Customer Service, Marketing, Public Speaking, Microsoft Office, Teamwork, Securities, Leadership, Internet Explorer, Outlook, Budget, Insurance, Financial Analysis, PowerPoint, Microsoft Excel, Event Planning, Time Management, Finance, Budgets, Training, Team Building, Team Leadership, Leadership Development, Process Improvement, Project Management, Healthcare, Employee Training

Education
Missouri State University   2004 — 2008
B.S. Degree; B.S. Degree, Administrative Management; Finance

Experience
Lows' Kitchen   January 2010 - Present
Dangerous Entertainment   April 2002 - Present
Dangerous Entertainment   October 2001 - Present
Wells Fargo Home Mortgage   September 2006 - July 2015

Skills
Digital Marketing, Social Media, Social Media Marketing, Event Management, Microsoft Office, Customer Service, Marketing, Strategic Planning, Public Speaking, Social Networking, Marketing Strategy, Account Management, Event Planning, Public Relations, Advertising, Management, Online Advertising, Leadership

Education
Monroe Community College   1995 — 1997
AAS, Hotel/Hospitality Management

Dodge Vocational High School   1990 — 1995

Experience
Montana's Rib and Chop House  May 2015 - Present
Wells Fargo Home Mortgage   June 2015 - Present
Gap Inc./ Gap   June 2013 - Present
Sweet's ChemDry   June 2012 - January 2013
Sherwood Eddy Memorial Ymca   June 2009 - January 2013

Skills
Microsoft Office, Customer Service, Microsoft Excel, Management, Microsoft Word, PowerPoint, Public Speaking, Project Management, Leadership

Education
Montana State University-Billings   2012 — 2016
Business Marketing

Sherwood High School   2008 — 2012
Honors Diploma

Experience
Available for immediate placement pending state licensing application.   May 2013 - Present
Wells Fargo Home Mortgage   December 2011 - April 2013

Skills
Home Rehab, Electrical, Concrete and Stone..., Mortgage Lending, Loans, Risk Management, Customer Service, Management, Sales, Real Estate, Financial Analysis, Analysis, Residential Homes

Education
University of Missouri-Saint Louis   1986 — 1989
Bachelor of Science, Business emphasis in Finance

Missouri Southern State University

Experience
First Federal Savings Bank-Sheridan WY   February 2015 - Present
Wells Fargo Home Mortgage   March 2010 - January 2015
Wells Fargo  March 2010 - November 2012
Enterprise Rent-A-Car  January 2001 - October 2008

Skills
Real Estate Financing, Financial Accounting, Microsoft Office, QuickBooks, Team Leadership, Sales, Marketing, Customer Service, Analysis, Leadership, Training, Investment Properties, Relationship Management, Loans, Public Speaking, Sellers

Education
Montana State University-Billings

Experience
Medtronic  October 2013 - Present
Accenture  May 2011 - October 2013
Best Buy  May 2011 - July 2013
3M  July 2010 - November 2010
Direct Source  2008 - 2010
American Hardware Mutual Insurance Company  April 2008 - June 2008
Memorial Blood Centers  January 2008 - April 2008
Hyrian  October 2007 - January 2008
Northwest Airlines  September 2007 - October 2007
Wells Fargo Home Mortgage   June 2007 - August 2007

Skills
Talent Acquisition, Sourcing, Recruiting, Human Resources, Contract Recruitment, Temporary Placement, Applicant Tracking..., Internet Recruiting, Talent Management, Taleo, Training, Negotiation, Passive Candidate..., Full-life Cycle..., Boolean Logic, Flip Search, CRM, Salesforce.com, Avature, Screening Resumes, College Recruiting, Technical Recruiting, Employer Branding, Onboarding, Workforce Planning, Sales, Building Relationships, Management Consulting, PeopleSoft, Screening, Networking, Hiring, Cold Calling, Benefits Negotiation, Employee Training, Executive Search, Employee Relations, Interviews, Staffing Services, Performance Management, Recruitment Advertising, Vendor Management, Resume Writing, Personnel Management, Employee Engagement, Succession Planning, New Hire Orientations, Consulting, HRIS, Job Descriptions

Education
Mississippi State University - College of Business and Industry   1999 — 2003
BBA, Marketing (Professional Golf Management)

Superior Senior High

Experience
American Mortgage Service Company  November 2012 - Present
Norman Marketing   April 2007 - Present
Bank of America  January 2009 - December 2009
First Tennessee Bank  January 2008 - August 2008
Wells Fargo Home Mortgage   2003 - 2008

Skills
Mortgage Lending, Credit Analysis, Loans, Credit, Real Estate, Government Loans, Loan Origination, Small Business Lending, Banking, FHA

Education
Mississippi State University

Experience
Franklin American Mortgage Company  February 2015 - Present
Pacific Union Financial, LLC  August 2014 - January 2015
Freedom Wholesale Mortgage   October 2012 - September 2014
Wells Fargo Home Mortgage   January 2003 - October 2012
1st National Bank of Arizona  January 2002 - January 2003
PCFS Financial Services  January 2001 - January 2002
Equifirst Mortgage Corporation   January 1998 - January 2001
Unicor Mortgage   January 1997 - January 1998

Skills
Sales Management, Recruiting, Sales Process..., Account Management, Marketing Strategy, Strategic Planning, Customer Retention, Underwriting, Management, New Business Development, Banking, Operations Management, Sales, VA loans, Sales Operations, Training, Relationship Management, FHA financing, Coaching, FHA Financing, VA Loans

Education
Missouri State University   1986 — 1991
BS, Financae

Experience
Indymac Bank  August 2007 - Present
Wells Fargo Home Mortgage   March 2004 - August 2007
Household International  August 1986 - March 2004

Education
Mississippi College   1982 — 1986

Experience
TAMKO  January 2015 - Present
Wells Fargo Home Mortgage   April 2012 - January 2015
Furniture Row Companies  October 2011 - February 2012
Furniture Row Companies  April 2011 - February 2012

Skills
Customer Service, Outlook, Information Technology, Leadership, Law Enforcement..., Investigation, CSI, Criminal Justice, Microsoft Office, Microsoft Excel, Microsoft Word, PowerPoint, English, Windows, Employee Training, Research, Strategic Planning, Teaching, Public Speaking, Editing, Negotiation, Java, C#, Visual Basic, HTML, Sales, Training, Time Management, Team Leadership, Loss Mitigation, Loan Servicing, Mortgage Servicing, Loan Modifications, Residential Mortgages, Access

Education
Missouri Southern State University   2006 — 2011
Bachelor of Science (BS), Criminal Justice/Law Enforcement Administration

Experience
The University of Alabama at Birmingham  November 2013 - May 2014
Wells Fargo Home Mortgage   August 2011 - October 2013
American Exhibition Services  May 2011 - July 2011
Wells Fargo Home Mortgage   August 2010 - May 2011
The Buckle, Inc.   May 2009 - August 2009

Skills
Event Planning, Management, Sales, Analysis, Recruiting, Sales Management, Retail, Loans, Merchandising, Customer Service, Public Speaking, Microsoft Office, PowerPoint, Research, Social Media, Marketing, Leadership

Education
University of Alabama at Birmingham   2011 — 2013
Masters, Public Administration

Mississippi State University   2005 — 2009
Bachelor of Business Administration in International Business, Marketing and Bachelor of Arts in Spanish

John Carroll

Experience
Sanjel  September 2011 - Present
Harvest Church  June 2008 - September 2011
Mann Mortgage LLC  July 2007 - September 2011
Wells Fargo Home Mortgage   July 2006 - July 2007
Intermountain Mortgage Co.,Inc.   March 2001 - July 2006

Education
Montana State University-Bozeman   1984 — 1987
Microbiology Physics

Experience
Wells Fargo  December 2012 - Present
Wells Fargo Home Mortgage   April 2011 - December 2012
Wells Fargo Home Mortgage   November 2006 - June 2011
Astoria Federal Savings & Loan Assoc   June 1992 - July 2005

Skills
Risk Management, Process Improvement, Loan Servicing, Mortgage Servicing, Strategic Planning, Reverse Mortgages, Leadership, Change Management

Education
University of Maryland College Park   2010 — 2015
Master of Science (M.S.), Management, A

Molloy College   1995 — 1997
BA, Social Work

Experience
Wells Fargo Home Mortgage   November 2014 - Present
JPMorgan Chase  March 1995 - November 2014

Skills
Mortgage Lending, Risk Management, Credit, Portfolio Management, Mortgage Banking, Loans, Credit Risk, Banking, Credit Cards, Financial Risk, Financial Services, Loan Origination, Credit Analysis, Underwriting, Residential Mortgages, Cross Selling, Refinance, Relationship Management, FHA

Education
Fairleigh Dickinson University-Florham Campus
Master of Business Administration (MBA), Finance

Montclair State University   1981 — 1985
BS, Business Administration

Experience
A Preferred Mortgage Team   March 2015 - Present
Stewart Title Company  March 2013 - December 2014
Wells Fargo Home Mortgage   March 2012 - March 2013
A Preferred Mortgage Co.   January 2004 - March 2012

Skills
Title Insurance, Investment Properties, Real Estate, From Conception to..., FHA, First Time Home Buyers, Mortgage Lending, Follow Through, Residential Homes, Loans, Marketing, VA loans, Residential Mortgages, Loan Origination, FHA financing, Refinance, USDA, VA Loans

Education
Montana State University-Bozeman   1998 — 2004
Bachelor's degree, Marketing and Management

Terry High School   1995 — 1998
Diploma, General

Experience
Coldwell Banker Burnet  April 2005 - Present
Wells Fargo Home Mortgage   2003 - 2005
Target  October 1998 - October 2000
Thomson Reuters Westlaw  1998 - 2000
Thomson Reuters Westlaw  1998 - 2000
Thomson Reuters Westlaw  1998 - 2000

Skills
Foreclosures, First Time Home Buyers, Investment Properties, Short Sales, HUD, REO, Real Estate Transactions, Sellers, FHA, Condos, Property Management, Residential Homes, Mortgage Lending, Single Family Homes

Education
William Mitchell College of Law   1992 — 1995
Juris Doctor, Law

University of Minnesota-Twin Cities   1987 — 1992
Bachelor of Arts (B.A.), Political Science and Government

Fairmont High School   1984 — 1987

Experience
Bank of America  October 2008 - Present
Principal Management Group  2007 - 2008
Wells Fargo Home Mortgage   June 2003 - July 2006

Skills
Strategic Planning, Loss Mitigation, Program Management, Process Improvement, Training, Loan Origination, Project Management, Risk Management, Operations Management, Leadership, Analysis, Business Analysis, Project Planning, Forecasting, Change Management, Banking, Credit, Mortgage Lending

Education
Montana State University-Bozeman

Experience
EMPOWER Retirement  September 2014 - Present
HomeServices Lending  September 2013 - September 2014
Wells Fargo Home Mortgage   February 2011 - September 2013
Wells Fargo  May 1994 - June 2005

Skills
Loans, Mortgage Lending, FHA, Mortgage Banking, Refinance, Credit, Loan Origination

Education
Rockhurst University   1992 — 1994
Management, Finance, Economics

Missouri State University   1990 — 1991
Finance/Economics

Experience
Wells Fargo Home Mortgage   June 2005 - Present
Citizens Bank  April 1991 - June 2005

Education
Monroe Community College   1995 — 1998
incomplete, Business and Humanities

Experience
Nichols Kaster, PLLP  September 2014 - September 2014
Special Counsel Minneapolis, MN   July 2014 - July 2014
Université Paris-Est Créteil (UPEC)   September 2011 - July 2012
van Cutsem - Wittamer - Marnef & Partners   May 2010 - August 2010
Ameriprise Financial Services, Inc.   August 2004 - August 2008
Wells Fargo Home Mortgage   August 2000 - August 2004
Société Générale de banques   April 1991 - September 1998

Skills
Job Analysis, Recruitments, Employee Benefits, HR Policies, Contract Negotiation, Life Insurance, Permanent Life Insurance, Fannie Mae, International Business..., Contract Recruitment, Legal Research, Legal Compliance, Corporate Law, Time Management, Close Attention to..., Autonomous, Recrutement

Education
William Mitchell College of Law   2015 — 2016
Master of Laws (LL.M.) (expected in 2016)., International and comparative law

Université Paul Cézanne (Aix-Marseille III)   2008 — 2010
Master, Business Law

Experience
ESL Federal Credit Union  December 2014 - Present
Wells Fargo Home Mortgage   March 2001 - February 2014

Skills
Mortgage Lending, VA loans, FHA, Loans, Mortgage Banking, Loan Origination, Residential Mortgages, Refinance

Education
Monroe Community College   1990 — 1994
Associate of Arts and Sciences (AAS), Business Administration and Management, General

Experience
MGIC  October 2001 - Present
Grid Financial Services, Inc.   November 2010 - October 2012
Amerisave Mortgage Corporation  October 2011 - April 2012
Wells Fargo Home Mortgage   August 1999 - May 2001
Source One Mortgage  March 1992 - July 1999
Gold Post Mortgage Corporation   March 1986 - March 1992

Skills
Mortgage Lending, Loans, Underwriting, Training, Mortgage Underwriting, Credit, Mortgage Banking, Refinance, FHA, Real Estate, Banking, Customer Service, Risk Management, Residential Mortgages

Education
Monroe Community College

Experience
Arias Information Systems   May 2007 - Present
Wells Fargo Home Mortgage   February 2006 - April 2007
McDaniel Fotography   January 2004 - February 2007
Warriors Paintball   January 2000 - January 2002
Expanets via a W   January 2000 - January 2001
Kforce.com  January 1998 - January 2000
Poe & Brown Insurance   January 1997 - January 1998
State Farm Insurance  January 1996 - January 1997

Education
National Science Foundation (University of Missouri

Monmouth College
B.A, Mathematics and Computer Science

Experience
Wells Fargo Home Mortgage   October 2011 - Present
Regions Mortgage  December 2002 - October 2011
First Bank of the Lake   June 2000 - December 2002

Education
Southwest Missouri State University

Experience
Citimortgage  December 2012 - January 2014
Wells Fargo Home Mortgage   July 2012 - December 2012
Accenture formerly Zenta   July 2010 - July 2012
United Guaranty Corporation  2008 - 2009
United Guaranty Corporation  2008 - 2009
United Guaranty Corporation  2008 - 2009

Skills
Loans, Banking, Risk Management, Insurance, Financial Risk, Customer Service, Portfolio Management, Call Centers, Loan Origination, Relationship Management, Mortgage Underwriting, Consumer Lending, Training, Financial Services, Loss Mitigation, Refinance, Retail Banking

Education
Montclair State University
Paralegal Certification, Legal Assistant/Paralegal

William Paterson University of New Jersey
Bachelor of Arts (BA), Political Science and Government

Experience
AT&T Advertising Solutions  2008 - 2011
Paramount Mortgage Funding, Inc.   2006 - 2008
Wells Fargo Home Mortgage   2005 - 2006

Education
Missouri State University   1993 — 1998
Business Management

Eureka Senior High School   1989 — 1993

Experience
Wells Fargo Resolution   October 2013 - Present
Wells Fargo Home Mortgage   October 2012 - Present
Wells Fargo Mortgage  November 1996 - Present
Wells Fargo Financial Crimes   November 1996 - January 2012

Skills
Credit, Consumer Lending, Loans, Risk Management, Banking, Mortgage Lending, Loan Origination, Credit Analysis, Mortgage Banking, Refinance, FHA, Residential Mortgages

Education
Montana State University-Billings
Criminal Justice and Corrections

Experience
Citizens Memorial Healthcare  March 2014 - Present
Wells Fargo Home Mortgage   2012 - Present
Home Builders Association  2007 - 2013
Stained Glass Theatre   2005 - 2013
Bancsource Inc  July 2009 - June 2012
Bancsource Inc  2009 - 2012
Liberty National Life Insurance Company  2008 - 2009
CitiBank  December 2005 - December 2007
Rives Leavell   2002 - 2005
Commercial Federal Bank  November 1994 - November 2000

Skills
Commercial Lending, Mortgage Lending, Consumer Lending, Wholesale Lending, Sales Presentations, Agribusiness

Education
Missouri State University