Experience
Microsoft  June 2015 - Present
TalentWise  March 2014 - June 2015
Wells Fargo Home Mortgage   September 2011 - November 2013
Wells Fargo  June 2011 - September 2011
FIS - Fidelity Information Services  October 2007 - September 2010
Hutchinson Technology  May 2005 - June 2006

Skills
Mortgage Lending, Loan Servicing, Underwriting, Credit Analysis, Mortgage Banking, Loan Origination, Consumer Lending, Customer Service, Commercial Lending, Residential Mortgages, Microsoft Office, Cross Selling, Refinance, Microsoft Excel, Financial Statements, Customer Satisfaction, Finance, Credit, Loans

Education
South Dakota State University   2007 — 2011
Bachelors of Science, Economics

Experience
First Interstate Bank  April 2014 - Present
Wells Fargo Home Mortgage   April 2012 - April 2014
NEW  November 2010 - March 2012
Green Tree Servicing LLC  October 1998 - May 2010

Skills
Foreclosures, Refinance, Underwriting, Loans, Customer Service, Loan Origination, Bankruptcy, Mortgage Banking, Credit, Microsoft Office, Mortgage Lending, Real Estate, Banking, Collections, Residential Mortgages, Consumer Lending, FHA, Loan Servicing, Loss Mitigation

Education
South Dakota State University   1989 — 1993
Bachelor of Arts (B.A.), Sociology and criminology

Experience
Richard Nichols, Realtor   May 2015 - Present
Wells Fargo Home Mortgage   October 2004 - February 2014
Chase Manhattan Mortgage  2002 - 2004
REMax  1999 - 2001
CTX Mortgage  1997 - 1999
Fleet Mortgage  1991 - 1997
Union Federal Savings   1988 - 1991
Great Western Bank  1984 - 1988
Real Estate Sales  1975 - 1984

Skills
Real Estate Sales, Branch Management, Mortgage Lending, Loan Origination, Mortgage Banking, Lines Of Credit, FHA, Real Estate, Leadership, Real Estate Financing, Underwriting, Residential Mortgages, Residential Homes, Team Building, Sales, Funding, First Time Home Buyers, Investment Properties, FHA Financing, VA Loans

Education
Sonoma State University
BA Management, Business Management

Experience
Wells Fargo Home Mortgage   August 2010 - Present
Lowe's Companies, Inc.   August 1999 - September 2000

Skills
Banking, Credit, Loans, Mortgage Lending

Education
South Carolina State University   1994 — 1999
Bachelor of Science (B.S.), Business Administration and Management, General

Experience
ReliaMax  June 2015 - Present
Wells Fargo Home Mortgage   May 2013 - June 2015
Wells Fargo  October 2006 - May 2013
Sunshine Foods  January 1997 - September 2006

Skills
Mortgage Lending, Loans, Banking, Credit

Education
Southeast Technical Institute   2013 — 2015

Washington High School   1997 — 2001

Experience
Yolo County  April 2011 - Present
Wells Fargo Home Mortgage   October 2002 - October 2009

Skills
Customer Service, Microsoft Office, Microsoft Excel, Microsoft Word, PowerPoint, Government Agencies, Strategic Planning, Project Management, Notary Public, Loan Documents, Translation, Interpreting, English & Spanish..., Organization, Time Management, Problem Solving, Creativity, Leadership, Dependable Team Player, Devoted, Value Driven, Independent Self-starter, Courage, High Expectations, Highly Dedicated, Customer Satisfaction

Education
Solano Community College
Business Administration and Management, General

Experience
Wells Fargo Home Mortgage   August 2010 - Present
Wells Fargo Financial  May 1999 - August 2010

Skills
Mortgage Lending, FHA, Loan Origination, Mortgage Banking, VA loans, Refinance, USDA, Credit, Loans, Residential Mortgages, FHA financing, Government Loans, Reverse Mortgages, Certified Mortgage..., Construction Loans, VA Loans, FHA Financing, Sales

Education
South Dakota State University   1991 — 1995
Ag Business Economics, Business/Managerial Economics

Experience
Wells Fargo Home Mortgage   October 2014 - Present
Wells Fargo  November 2012 - October 2014
Wells Fargo  August 2011 - November 2012
US Bank  February 2009 - August 2011

Skills
Analysis, Coaching, Commercial Banking, Commercial Lending, Credit, Credit Analysis, Credit Risk, Customer Service, Finance, Financial Analysis, Financial Services, Leadership, Lines Of Credit, Mortgage Servicing, Mortgage Underwriting, Process Improvement, Risk Management, Retail Banking, Team Building, Training, VA loans, Microsoft Office, Microsoft Word, Portfolio Management, Sales, Small Business Lending, Time Management, Underwriting

Education
South Dakota State University   2003 — 2008
Bachelor's degree, Business/Managerial Economics

Experience
Credit Karma  June 2014 - Present
Ask.com  February 2010 - May 2014
Electronic Arts (EA)   August 2009 - February 2010
Public Communication Services  July 2008 - June 2009
Disney Interactive  February 2008 - June 2008
Wells Fargo Home Mortgage   July 2007 - December 2007
Dynamic Dreamz   June 2003 - November 2005

Skills
Unix Shell Scripting, Data Warehousing, PL/SQL, Unix, MySQL, Data Modeling, Performance Tuning, Data Migration, SQL Tuning, High Availability, SDLC, Agile Methodologies, Database Administration, Database Design, Replication, ETL, PHP, Python, Perl, Shell Scripting

Education
University of Bridgeport   2006 — 2007
MS, Computer Science

South Gujarat University   2000 — 2004
BE, Computer Engineering

Experience
Security One Lending  March 2014 - Present
Chicago  May 2007 - July 2008
Wells Fargo Home Mortgage   April 2003 - May 2007

Skills
Reverse Mortgage..., Reverse Mortgages, Mortgage Lending, FHA

Education
South Carolina State University
Bachelor of Science, Business Administration/Marketing

Experience
Wells Fargo Home Mortgage   May 2015 - Present
Wells Fargo Home Mortgage   2013 - May 2015

Skills
Social Media, Photoshop, Public Relations, Advertising, Creative Writing, Customer Satisfaction, Customer Service, Data Entry, Event Management, Event Planning, Leadership, Marketing, Marketing Communications, Marketing Strategy, Microsoft Excel, Microsoft Office, Microsoft Word, PowerPoint, Public Speaking, Research, Sales, Sales Management, Social Media Marketing, Social Networking, Strategic Planning, Teamwork, Time Management

Education
South Carolina State University   2006 — 2012
Bachelor of Science (B.S.), Marketing

Strayer University-North Carolina
Master of Business Administration (M.B.A.), Marketing

Experience
The Bank of Missouri  July 2014 - Present
Wells Fargo Home Mortgage   March 2013 - June 2014
United Land Title, LLC   June 2012 - March 2013
US Bank Home Mortgage  May 2011 - August 2012
HSBC, Beneficial  April 2007 - May 2009

Skills
Mortgage Lending, Loans, Loan Origination, Finance, Management, Credit, Outstanding time..., Solid computer skills, Customer Service, Adaptability, Financial Analysis, Banking, FHA financing, First Time Home Buyers, Investment Properties, Government Loans, Credit Analysis, Closings, Mortgage Marketing, Dependable Team Player, Written & Verbal..., Meeting Deadlines, Highly Organized &..., Highly Detailed, Dedicated Professional, Creating New Procedures

Education
Southeast Missouri State University   2001 — 2006
BA, Mass Communications

Experience
Central Bank of St. Louis  June 2015 - Present
First Bank  February 2015 - Present
Serco  November 2014 - February 2015
Nationstar Mortgage  January 2013 - April 2014
Commerce Bank  April 2007 - July 2012
CitiMortgage  April 2005 - April 2007
Wells Fargo Home Mortgage   November 2001 - June 2004

Skills
FHA financing, VA loans, Mortgage Banking, Quality Assurance, Training, Team Building, Consumer Lending, Customer Service, Mortgage Lending, Refinance, Credit, Credit Analysis, Residential Mortgages, Loss Mitigation, Loan Origination, Mortgage Underwriting, Underwriting, Government Loans, Construction Loans, Mortgage Servicing, Loan Servicing, Mentoring, Change Management, Operations Management, Employee Management, Regulatory Requirements, Escalation Management, Project Planning, Vendor Relations, Organizing, Compliance, Cross-functional Team..., Customer Relations, Loans, FHA, Home Equity Loans, Banking, Analysis, Incident Handling, Management, FHA Financing, VA Loans

Education
Southeast Missouri State University   1987 — 1989

St. Louis Community College   1986 — 1987

McCluer   1982 — 1986

Experience
Everbank  October 2012 - Present
Capital one Home Loans  September 2011 - October 2012
Wells Fargo Home Mortgage   September 2008 - July 2011
Majestic Home Mortgage   June 2005 - March 2008
Eastern American Mortgage -   August 1996 - April 2005

Skills
Microsoft Office, Microsoft Excel, Microsoft Word, Customer Service, PowerPoint, Windows, Outlook, Teaching, Public Speaking, Strategic Planning, Budgets, FHA, Banking, Credit, Loans, VA Loans, Residential Mortgages, Mortgage Banking

Education
Somerset County Technology Institute   1983 — 1985
Business

North Plainfield High School   1976 — 1982
General

Experience
Jeld-Wen  February 2013 - December 2014
John Edwards Co., Inc   February 2008 - October 2011
Equifirst Corporation  October 2005 - August 2007
Wells Fargo Home Mortgage   July 2004 - October 2005

Skills
Account Management, New Business Development, Sales, Time Management, Cold Calling, Customer Service, Purchasing, Sales Operations, Team Building, Selling, Process Improvement, Sales Management, Budgets, Contract Negotiation, Management, Project Management, Analysis, Leadership, Pricing, Strategic Planning, Training, Marketing, Salesforce.com, Negotiation

Education
South Piedmont Community College   2010 — 2012
AA, Accounting

Experience
Wells Fargo Home Mortgage   May 2011 - Present
Viereck Commercial Real Estate, LLC   September 2008 - May 2011
Sioux Falls Chamber   1998 - 2009
First Midwest Bank  October 2007 - May 2008
Great Western Bank  March 2006 - October 2007
State Bank & Trust  March 2005 - March 2006
DACOTAH BANK  October 1997 - March 2005
BROOKINGS FEDERAL BANK   June 1995 - October 1997

Skills
Banking, Consumer Lending, Investments, Investors, Loans, Marketing, Mortgage Lending, Real Estate, Residential Homes, Sales, Sellers, Commercial Real Estate, Credit, Customer Service, FHA, Loan Origination, Mortgage Banking, Brokerage, Investment Properties, Asset Managment, Short Sales

Education
SOUTH DAKOTA STATE UNIVERSITY   1990 — 1995
BA

South Dakota State University   1990 — 1995
BA

Experience
Scoundrelle's Keep   March 2008 - Present
Randstad  January 2014 - April 2014
Okamoto & Company   2012 - 2012
Wells Fargo Home Mortgage   2011 - 2011

Skills
Software Documentation, Analysis, Time Management, Japanese, Data Entry, Microsoft Office, Research, Microsoft Excel

Education
Smith College   2009 — 2013
Bachelor of Arts (B.A.), East Asian Studies

Experience
Wells Fargo Home Mortgage   January 2013 - Present
Wells Fargo Home Mortgage   December 2011 - January 2013
Wells Fargo Home Mortgage   June 2010 - December 2011
Wachovia Securities  January 2004 - March 2009
Wachovia Securities  May 2002 - June 2004
Wachovia Securities  November 2000 - May 2002
Wachovia Securities  May 1999 - November 2000
Wachovia Securities  December 1998 - May 1999

Skills
Banking, Mortgage Lending, Loans, Asset Managment, Training, Securities, Management, Performance Management, Quality Assurance, Insurance, Coaching, Credit, Change Management, Loss Mitigation, Time Management, Asset Management, Process Improvement

Education
Webster University   2001 — 2003
MBA, Business

South Carolina State University   1993 — 1996
Bachelor of Science, Business Administration, Management

Experience
Perficient  November 2006 - Present
Life Time Fitness  July 2012 - February 2013
Thomson Reuters  August 2011 - June 2012
Best Buy  April 2011 - August 2011
Wells Fargo Home Mortgage   July 2010 - April 2011
Merrill Corporation  August 2009 - March 2010
United Healthcare  December 2007 - August 2009
Ecolab  January 2007 - October 2007
Agriliance  May 2006 - November 2006
Digital River  2005 - 2005

Skills
Business Analysis, Business Process Design, Business Process..., Requirements Analysis, Analysis, Enterprise Software, Process Improvement, IT Strategy, Integration, Project Management, Requirements Gathering, SDLC, SOA, Agile Methodologies, SharePoint, Business Intelligence, Business Process, Consulting, Enterprise Architecture, Certified Scrum Master...

Education
The University of South Dakota   1994 — 1997
Bachelor of Science, Computer Science, Mass Communications

South Dakota School of Mines and Technology   1993 — 1994

Experience
Amazon  September 2013 - Present
Wells Fargo Home Mortgage   November 2012 - August 2013
Macy's  May 2011 - August 2012
Macy's Credit and Customer Services  January 2009 - May 2011
Macy's Credit and Customer Services  January 2006 - January 2009
May Department Stores  June 2004 - January 2006

Skills
Management, Process Scheduler, Customer Service, Call Center, Forecasting, Retail, Time Management, Relationship Management, Leadership, Team Leadership, Inventory Management, Team Building, Process Improvement, Performance Management, Credit, Call Centers, DOS, Operations Management, Training, Coaching, Project Management, Customer Satisfaction, Customer Experience, Risk Management, Employee Training, Customer Retention, Cross-functional Team..., Hiring, Interviews, Microsoft Excel, Loss Prevention, Analysis, Budgets, Marketing, Program Management, Business Planning

Education
Southeast Missouri State University - Harrison College of Business   2000 — 2004
Business Administration, Major: Integrated Marketing Communications

Marquette High School   1996 — 2000

Experience
Wells Fargo Home Mortgage   March 2015 - Present
GoodLife Mortgage   January 2014 - March 2015
Wells Fargo Home Mortgage   June 2013 - January 2014
JP Morgan Chase  January 2005 - March 2008

Skills
Mortgage Lending, Customer Service, Loans, Retail, Sales, Leadership, Team Building, Banking, Microsoft Excel, Finance, Real Estate, Call Centers, Mortgage Banking, Loan Origination, Credit, Refinance, Residential Mortgages, FHA financing, Mortgage Underwriting, Mortgage Servicing, FHA, Credit Analysis, USDA, Consumer Lending, VA loans, VA Loans

Education
St. Edward's University   1993 — 1998
Bachelor of Arts (B.A.), Pre-Law Studies

South Texas College of Law   2000 — 2001
No degree, Law

Experience
Wells Fargo Home Mortgage   June 2014 - Present
U.S. Bank   January 2014 - Present
US Bank  October 2011 - December 2013
Bank of America  April 2007 - October 2011
Wamu  January 2000 - April 2007

Skills
Banking, Mobile Payments, Mortgage Banking, VA loans, FHA financing, First Time Home Buyers, Residential Mortgages

Education
South Seattle College   1999 — 2001

Experience
L-3 Communications  September 2011 - May 2015
CSC - Computer Sciences Corporation  September 2008 - September 2011
DS2  April 2005 - September 2008
L-3 Communications  May 2004 - December 2004
Lockheed Martin  February 2004 - May 2004
Wells Fargo Home Mortgage   February 2002 - February 2004
First Union National Bank  February 1999 - February 2002
US Army  November 1988 - March 1996

Skills
Management, Microsoft Office, Army, Microsoft Excel, Team Leadership, PowerPoint, Project Management

Education
South University   2002 — 2004
Business Administration and Management, General

Experience
The Coaches Training Institute (CTI)   June 2014 - Present
Prime Lending Petaluma   November 2013 - June 2014
Wells Fargo Home Mortgage   September 2009 - October 2013
Basin Street Properties  September 2007 - August 2009
GreenPoint Mortgage  December 2006 - August 2007
Paul Financial  2002 - 2006

Skills
Financial Accounting, Commercial Real Estate, Real Estate Financing, Photography, Real Estate Development

Education
Sonoma State University   2002 — 2006
BS, Accounting

San Marin High School   1999 — 2002

Experience
Wells Fargo Home Mortgage   June 2011 - Present
Wells Fargo Home Mortgage   May 2008 - May 2011
Silgan Plastics  December 2006 - April 2008
Silgan Plastics  August 2005 - November 2006
Silgan Plastics  May 2002 - July 2005

Skills
Financial Modeling, Valuation, Equities, Equity Research, Fixed Income, Capital Markets, Financial Analysis, Investments, Pricing, Analytics, Analysis, Forecasting, Mergers & Acquisitions, Customer Service, Strategic Planning, Process Improvement, Sales

Education
Southeast Missouri State University   1997 — 2001
Bachelor’s Degree, Marketing/Marketing Management, General, 3.8 GPA (4.0 Scale)

Experience
Sonoma County Economic Development Board  February 2015 - Present
California Hispanic Chambers of Commerce  September 2013 - December 2014
Wells Fargo Home Mortgage   September 2012 - September 2013

Skills
Strategic Planning, Non-profits, Event Planning, Nonprofits, Public Speaking, Fundraising, Event Management, Marketing, Program Management, Public Relations, Research, Sales, Customer Service, Community Outreach, Coaching, Leadership Development, Team Building

Education
Sonoma State University   1999 — 2002
Bachelors, Economics

Experience
Wells Fargo Home Mortgage   March 2012 - Present
Wells Fargo Home Mortgage   August 2009 - February 2011
Wells Fargo Home Mortgage   March 2008 - August 2009

Education
York Technical College   2011 — 2012
Adminstrative Office Technology

South Carolina State University   2003 — 2007
N/A, Social Work/Welfare

Experience
Wellsfargo  January 2010 - Present
Wells Fargo Home Mortgage   January 2010 - Present
Wells Fargo Home Mortgage   June 2009 - June 2010
Sprint Nextel  October 2004 - February 2006

Skills
Loan Modifications, Loan Origination, Term Life Insurance, Credit, Mortgage, Loans, Mortgage Lending, Mortgage Banking, Networking, Team Leadership, Organizational..., Great Motivator, Highly motivated..., Operations Management, Risk Management, Mortgage Underwriting, Loss Mitigation, Leadership, FHA, Default, Management, Customer Service, Banking, Team Building, Process Improvement, Sales

Education
South Carolina State University
B.S BUSINESS MANAGEMENT, Business Management

Bishopville High School

Experience
Zeller Technologies   March 2011 - Present
Wells Fargo Home Mortgage   November 2010 - April 2011
Wells Fargo Home Mortgage   March 2007 - October 2010
The Business Bank of St. Louis  March 2006 - March 2007

Education
Southeast Missouri State University   2004 — 2005
MBA, Management

Southeast Missouri State University   2000 — 2004
Bachelor's, Finance

Experience
myself  January 2014 - Present
Wells Fargo  January 2002 - January 2014
Wells Fargo Home Mortgage   2002 - 2007
The Money Store  June 1996 - June 1999
First Nationwide Bank  March 1988 - June 1995
GN Mortgage  April 1986 - February 1988
citicorp  April 1983 - March 1986
Beneficial Finance  April 1978 - March 1983
US Navy  March 1970 - January 1974

Skills
Underwriting, Mortgage, Document Management, Business Requirements, Imaging, Mortgage Banking, Process Improvement, Operations Management, Risk Management, Records Management, Mortgage Lending, Leadership, Business Process, Management, Project Management, Team Building, Vendor Management, Banking

Education
University of California, Berkeley   1976 — 1978
BA, History

Solano Community College   1974 — 1976
AA, Liberal Arts

Experience
J.P. Morgan   December 2013 - Present
Bank of America  January 2012 - Present
Bank of America  May 2011 - December 2012
Wachovia, A Wells Fargo Company  August 2009 - December 2011
Wells Fargo Home Mortgage   October 2007 - June 2008
Time Warner Cable  March 2004 - April 2006
Exult  October 2001 - February 2003
Cingular Wireless  February 1998 - September 2001
First Union National Bank  October 1995 - December 1997
United States Navy  June 1987 - October 1995

Skills
Outlook, PeopleSoft, Project Management, Change Management, Business Objects, Business Process Mapping, Access, Analysis, Microsoft Excel, Quality Assurance, Training, Databases, Forecasting, Team Building, SAS, Microsoft Office, Strategic Planning, SDLC, Process Improvement, Auditing, Six Sigma, Vendor Management, Customer Service, Business Analysis, Microsoft Word, Microsoft SQL Server, Team Leadership, Banking, Business Intelligence, Accounts Payable, Troubleshooting, Relationship Management, Call Center, Cross-functional Team..., Risk Management, Program Management, Business Process, SharePoint, Call Centers, Management, Software Documentation, Visio, Data Analysis, Project Planning, Strategy, Leadership

Education
Penn State University   2013 — 2015
Bachelor of Science (B.Sc.), Economics

South Carolina State University   1990 — 1993
Chemistry

Orangeburg Wilkinson High   1983 — 1987

Experience
Independent Consultant for The Pampered Chef  October 2010 - Present
Usborne Books and More  August 2010 - Present
Bankers Life and Casualty Company  2011 - 2011
Wells Fargo PMB   July 2008 - April 2009
City of Kirkland  January 2008 - March 2008
Freedom Mortgage  2006 - 2007
Wells Fargo Home Mortgage   October 2005 - April 2006
First Horizon Home Loans  February 2005 - October 2005
Wells Fargo Home Mortgage   June 2003 - February 2005
Ameriquest Mortgage  August 2001 - March 2003

Skills
Loans, Mortgage Lending, Management, Customer Service, Marketing, Refinance, Microsoft Office, Team Building

Education
Solano Community College   1989 — 1991

Benicia High School   1985 — 1989
College Prep

Experience
Wells Fargo Advisors  November 2011 - Present
Magellan Health Services  July 2008 - October 2010
Wells Fargo  2009 - 2010
Wells Fargo Home Mortgage   July 2006 - December 2007

Education
Southeast Missouri State University   1978 — 1983

Experience
Wells Fargo Bank  June 2007 - Present
Wells Fargo  June 2007 - Present
Wells Fargo Home Mortgage   June 2007 - Present

Education
Sonoma State University   1993 — 1995

Experience
Wells Fargo Home Mortgage   December 2006 - Present
Prestige Imports & Acura, Northbay Nissan and Hansel Toyota   January 1993 - December 2013
California Mortgage and Real Estate (CMRC)   March 2005 - December 2006

Skills
Refinance, Mortgage Lending, Credit Analysis, Real Estate, Finance, Valuation, Investment Properties, Sellers, Loans, Customer Service, Real Estate Economics, Residential Homes, Foreclosures, FHA, Asset Management, Loan Origination, Commercial Mortgages, Selling, VA loans, First Time Home Buyers, Property Management, Investments, Investors, Real Estate Financing, Credit, Mortgage Banking, Banking, REO, Sales, Real Estate Transactions, Time Management, Financial Modeling, Small Business Lending, Funding, Corporate Finance, Due Diligence, Short Sales, Negotiation, Underwriting, Commercial Real Estate, Financial Structuring, Strategic Financial..., Government Loans, Financial Analysis, Reverse Mortgages, USDA, Construction Loans, FHA financing, Portfolio Management, Commercial Lending

Education
Sonoma State University   1987 — 1990
Finance, Finance/Business Administration

Experience
Access2Care  June 2011 - Present
Zenta  July 2009 - June 2011
Pulte Mortgage  December 2005 - November 2008
Convergys  June 2004 - December 2005
Wells Fargo Home Mortgage   January 2003 - December 2003
Wachovia Bank  April 2002 - December 2002
Sprint  March 1999 - March 2002

Skills
Instructional Design, Training Delivery, Training, Team Management, Team Leadership, Team Building, Process Improvement, Quality Assurance, Leadership, Coaching, Analysis, Blended Learning, Call Centers, Management, Customer Satisfaction

Education
South Carolina State University   1991 — 1992
Electrical Engineering

Experience
Wells Fargo Financial  December 2008 - Present
Wells Fargo Home Mortgage   March 1990 - Present

Education
South Dakota State University   1977 — 1981
BS, Economics and Business Administration

Experience
Dr Thomas Cowan -Fourfold Path to Healing Clinic   March 2010 - Present
Wells Fargo Home Mortgage   April 2005 - February 2010
Wells Fargo Home Mortgage   January 2002 - April 2005
Wells Fargo Home Mortgage   October 1996 - January 2002
Northern CA Mortgage and Loan   March 1991 - October 1996

Skills
Mortgage Lending, Team Building, Management, Customer Service, Leadership, Sales, Mortgage Banking

Education
Bauman College of Holistic Nutrition and Culinary Arts   2009 — 2011
Certified Nutrition Education and Consultant, Nutrition Education, Nutrition Consulting

Solano Community College   1978 — 1980
Business Administration

Experience
Wells Fargo Home Mortgage   September 2013 - Present
Wells Fargo Home Mortgage   April 2012 - September 2013
Wells Fargo Home Mortgage   May 2011 - April 2012
Wells Fargo Home Mortgage   May 2009 - May 2011
Wells Fargo Home Mortgage   September 2006 - May 2009

Skills
Strategy, SharePoint, Data Analysis, Analysis, Cross-functional Team..., Software Documentation, Business Process..., Management, Credit, Forecasting, Banking, Microsoft Office, Process Improvement, Business Process

Education
Slovenská technická univerzita v Bratislave   1993 — 1998
Engineer, Management of Industrial Enterprises

Experience
Wells Fargo Home Mortgage   August 2011 - Present
Wells Fargo Home Mortgage   May 2010 - April 2012
Kelly Services  December 2008 - May 2010
Sanford Health  December 2004 - December 2008
Muth Electric   June 1996 - May 2002

Skills
Mortgage Lending, Financial Analysis, Loans, Analysis, Strategic Planning, Project Management, Management, Negotiation, Purchasing

Education
University of Sioux Falls   2005 — 2008
Master of Business Administration, Healthcare Concentration

South Dakota State University   1987 — 1991
Bachelor of Science in Agriculture, Landscape Design

Lennox High School

Experience
Wells Fargo Home Mortgage   November 2005 - February 2011
Nexstar Financial, wholly owned subsidiary of Bank of America   July 2003 - November 2005
Wells Fargo Home Mortgage   January 2002 - July 2003
American Equity Mortgage  January 2001 - January 2002
First Home Mortgage  January 2000 - January 2001
Bank of America  January 1998 - January 2000
McGuire Mortgage   January 1997 - January 1998
The Money Store  January 1995 - January 1997

Education
Southeast Missouri State University
Bachelor of Science, Business Administration

Experience
Wells Fargo Financial  Consumer Loan Underwriter 3Wells Fargo Home MortgageMarch 2012 - Present
Wells Fargo Home Mortgage   September 2011 - March 2012
Wells Fargo Home Mortgage   September 2010 - September 2011
Wells Fargo Financial Bank  July 2009 - September 2010
Wells Fargo Education Financial Services  July 2008 - July 2009
Wells Fargo Financial Bank  August 2006 - July 2008
March of Dimes, South Dakota Chapter   June 2004 - August 2006

Skills
Underwriting, Mortgage Lending

Education
University of Sioux Falls   2009 — 2012
Master of Business Administration (M.B.A.), Business Administration and Management, General

South Dakota State University   1995 — 2000
Bachelor of Arts (B.A.), Business/Managerial Economics and Spanish

Experience
Wells Fargo Home Mortgage   September 2013 - Present
Wells Fargo Home Mortgage   June 2003 - January 2013
Norwood Hills Country Club  August 1997 - June 2000
Union Pacific Railroad  June 1982 - June 1986

Skills
Mortgage Lending, Refinance, Residential Mortgages, Home Equity Lines of..., Loans, Commercial Mortgages, Certified Mortgage..., Credit, Mortgage Underwriting, Lines Of Credit, Debt Consolidation, Construction Loans, Underwriting, Non-Conforming, Mortgage Banking, Strategic Planning, Customer Service

Education
Southeast Missouri State University   1978 — 1982
Bachelor of Science (B.S.), Accounting and Finance

Experience
First Direct Lending  March 2015 - Present
New American Funding  September 2012 - February 2015
Network Capital Funding Corporation  July 2012 - September 2012
Wells Fargo Home Mortgage   September 2011 - July 2012
PFT/Alexander, Inc.   June 2009 - November 2010
Fieldstone Mortgage Company  2000 - 2006

Skills
Microsoft Office, Microsoft Excel, Project Management, Microsoft Word, Strategic Planning, Negotiation, PowerPoint, Process Improvement, Customer Service, Outlook, Team Building, Sales, Mortgage Banking, Mortgage Lending, Residential Mortgages, Refinance, FHA, Credit, Loans, Real Estate, Investment Properties

Education
Marina Hight School   1994 — 1998

South Coast College

Experience
Wells Fargo Home Mortgage   October 2012 - Present
Wells Fargo Home Mortgage   October 2010 - October 2012
Wells Fargo Home Mortgage   September 2010 - December 2010
Wells Fargo Financial  July 2009 - September 2010
Wells Fargo Financial  March 2009 - July 2009
Wells Fargo Financial Cards  May 2004 - June 2009
Wells Fargo Financial Bank  September 2003 - April 2004
Wells Fargo Financial Bank  May 2003 - September 2003
Wells Fargo Financial Bank  August 2001 - May 2003
Citi  December 1997 - February 2001

Skills
Mortgage Banking, Banking, Mortgage Lending, Credit, Loans, Refinance, Consumer Lending, FHA, Loan Origination, Process Improvement, Customer Service, Risk Management, Leadership, Finance

Education
South Dakota State University   1988 — 1990

Experience
Wells Fargo  February 2014 - Present
Wells Fargo Home Mortgage   July 2011 - December 2012
Wells Fargo Home Mortgage   February 2011 - July 2011
Wells Fargo Financial  July 2009 - December 2010
Wells Fargo Financial  April 2002 - July 2009
Wells Fargo  August 2000 - April 2002
Wells Fargo  December 1992 - August 2000
Wells Fargo  August 1989 - December 1992

Skills
Vendor Management, Loan Origination, Loans, Marketing, Call Centers, Banking, Sales, Management, Business Development, Customer Retention, Mortgage Lending, Credit Analysis, Customer Service, Credit, Underwriting, Real Estate, Consumer Lending

Education
South Dakota State University   1983 — 1987
BS, Commercial Economics

Experience
St. Paul Seminary   August 2013 - Present
Wells Fargo Home Mortgage   July 2012 - August 2013
First Premier Bank  October 2011 - June 2012

Skills
Loans, Banking, Mortgage Lending, Consumer Lending, Loan Origination, Mortgage Banking, Retail Banking, Refinance, Customer Service, Commercial Banking, Financial Analysis, Credit, Microsoft Excel

Education
South Dakota State University   2005 — 2009
Bachelor of Science (BS), Business Administration and Management, General

Experience
Wells Fargo Home Mortgage   September 2014 - Present
Interventional Pain and Physical Medicine Clinic   September 2010 - September 2014
Granite City Nannies   February 2013 - February 2014
DAYTA Marketing  May 2012 - August 2012

Skills
Social Media Marketing, Social Media, Facebook, Microsoft Office, PowerPoint, Microsoft Excel, Microsoft Word, Project Management, Twitter, Group Work, Nannies, Small Business, Marketing Communications, Entrepreneurship, Social Networking

Education
St. Cloud State University   2009 — 2012
B.S, Business-Marketing

South Dakota State University   2008 — 2009

Red Rock Central

Experience
Wells Fargo Home Mortgage   December 2007 - December 2014

Education
Layton High School   1979 — 1981

Snow College   1979 — 1981
Associate of Science (A.S.), Marketing/Marketing Management, General

Experience
Wells Fargo Home Mortgage   October 2014 - Present
Wells Fargo  June 2009 - October 2014
Ameriprise Financial Services, Inc.   2007 - 2008
Japan Exchange and Teaching Program(me) (JET)   2003 - 2006

Skills
Banking, Mortgage Lending, Credit Analysis, Finance, Credit, Mortgage Banking, Financial Analysis

Education
University of Kansas   1998 — 2003
Bachelor of Science (B.S.), International Business, Concentration in East Asian Languages and Cultures

Sophia University   2001 — 2002

Experience
Wells Fargo Home Mortgage   September 2011 - Present
US Bank Home Mortgages  September 2010 - September 2011
Wells Fargo Home Mortgage   September 2008 - September 2010
Bank of America  October 2002 - September 2008

Skills
Mortgage Lending, FHA, Refinance, Credit Analysis, Credit, Loans, Mortgage Banking, Banking, Sales, Loan Origination, Residential Mortgages

Education
Sonoma State University