Western Federal Savings
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Western Federal Savings Employees
Texas Capital Bank November 2011 - Present
BBVA Compass Bank June 1997 - November 2011
Guaranty Bank June 1997 - August 2009
Guaranty Bank 1997 - 2009
Comerica Bank June 1993 - June 1997
Comerica Bank - Texas June 1993 - June 1997
Wells Fargo Real Estate Group October 1992 - July 1993
Colonial Financial Services, Inc March 1990 - March 1991
Amwest Savings Association May 1989 - March 1990
Western Federal Savings January 1986 - November 1988
Skills
Commercial Banking, Loans, Mortgage Lending, Banking, Credit, Portfolio Management, Credit Risk, Commercial Lending, Consumer Lending, Credit Analysis, Mortgage Banking, Loan Origination, Underwriting, Retail Banking
Education
University of North Texas 1976 — 1981
BBA, REAL ESTATE/BUSINESS
Hewitt Real Estate June 2014 - December 2014
Village Home Loans dba The Reverse Mortgage Company January 1999 - May 2014
Village Realty and Home Loans dba Village Home Loans January 1999 - May 2014
THE REVERSE MORTGAGE COMPANY January 1999 - May 2014
Grovewood Mortgage August 1987 - October 1994
Greater Bay Area January 1987 - January 1994
Barclays Bank of California January 1980 - January 1987
Western Federal Savings January 1979 - January 1980
Mason McDuffie January 1977 - January 1979
Skills
Mortgage Lending, Reverse Mortgages, FHA, Mortgage, Loans, Conventional, First Time Home Buyers, Real Estate, Loan Origination, Mortgage Banking, Residential Mortgages, VA, Short Sales, Investment Properties, REO, VA loans, USDA, Mortgage Planning, Loan Servicing, Underwriting, FHA financing, Certified Mortgage..., Portfolio Management, Banking, Home Equity Loans, Commercial Real Estate, Government Loans, Refinance, HUD, Mortgage Underwriting, Residential Homes, Real Estate Financing, Commercial Mortgages, Home Equity Lines of..., Credit, Home Equity, Mortgage Marketing, Commercial Lending, Loss Mitigation, Credit Analysis, Construction Loans, Funding, Real Estate Economics, Referrals, Finance, Mortgage Servicing, Foreclosures
Education
San Jose City College 1968 — 1971
AA, Business and Finance
Zoophoria Music May 2001 - Present
NBCUniversal, Inc. 2001 - Present
Universal Music Group 2000 - 2001
MCA Records 1999 - 2000
Polygram Film & TV Music/Universal Music Enterprises 1998 - 1999
Capital Management Sciences 1997 - 1998
Geffen/DGC Records 1995 - 1997
Western Federal Savings 1993 - 1995
Morgan Creek Records 1992 - 1992
Skills
Music Licensing, Film, Post Production, Music, Music Supervision, Music Clearance, Rights Clearance, A&R, Music Publishing, Songs, Television, Sound, Entertainment, Screenwriting, Record Labels, Feature Films, Music Industry, Festivals, Video Production, Film Production, New Media
Education
Bedford-North Lawrence High School
High School, 3.53 GPA
Indiana University
B.A., Sociology
Indiana University
Certificate, Business Studies
University of California, Los Angeles
Music Business
Independent Contractor Communications SpecialistOklahoma State UniversityFebruary 2000 - November 2012
Western Federal Savings 1988 - 1990
Skills
Newsletters, Public Relations, Media Relations, Photoshop, Illustrator, Editing, Photography, Social Media, Social Networking, Facebook, Press Releases, Advertising, Social Media Marketing, Publications, InDesign, Microsoft Office, Public Speaking, Event Planning
Education
University of California, Los Angeles
BA, Art History, Design
Heritage Oaks Bank June 2013 - Present
First California Bank December 2005 - May 2013
Imperial Capital Bank 2001 - 2005
First Bank of Beverly Hills 1997 - 2001
First Los Angeles Bank / San Paolo U.S. Holding Company 1995 - 1997
Western Federal Savings 1990 - 1995
Office of Thrift Supervision 1986 - 1990
Crocker National Bank 1984 - 1986
Education
University of Southern California - Marshall School of Business 1990 — 1993
MBA, Real Estate and Finance
University of California, Los Angeles 1979 — 1984
Bachelor of Science, Economics/System Science
Oak Hill Advisors, L.P. June 2015 - Present
Bank of America April 2009 - February 2015
Countrywide Home Loans October 1993 - April 2009
Western Federal Savings 1988 - 1993
NMI Mortgage 1987 - 1988
KPMG Peat Marwick 1979 - 1987
Skills
Credit, Loans, Mortgage Lending, Sales, Mortgage Banking, Risk Management, Coaching, Banking, Management, Loan Origination, Credit Analysis, Credit Risk, Process Improvement, Financial Services, Business Analysis, Portfolio Management
Education
California State University-Northridge 1993 — 1996
MBA, International Finance
California State University-Los Angeles 1976 — 1980
BA, Accounting
Federal Reserve Bank of Minneapolis May 2015 - Present
ASTD Big Sky Chapter 2008 - Present
Helena SHRM 2000 - Present
Gonzaga University January 2009 - April 2011
Leadership Montana 2010 - 2011
Student Assistance Foundation 1994 - 2010
Carroll College 1981 - 2008
American Business Women's Association 2000 - 2007
Women's Leadership Network of Helena 2000 - 2002
Western Federal Savings 1984 - 1992
Skills
Leadership Development, Leadership, Training, Organizational..., Nonprofits, Executive Coaching, Strategic Planning, Coaching, Public Speaking, Workshop Facilitation, Team Building, Fundraising, Staff Development, Employee Training, Program Development, Event Planning, Customer Service
Education
Gonzaga University 2010 — 2011
Master's in Organizational Leadership, Leadership Development
Carroll College 1998 — 2008
BA Business Administration, Management and Communication Studies
Billings Senior High
Billings Senior High
Home September 2010 - Present
Western Federal Savings November 1979 - June 1980
Skills
Research, Customer Service, Microsoft Excel, Public Speaking, Microsoft Office, Microsoft Word, Financial Analysis
Education
Pueblo Community College
Associate's degree, Business Administration and Management, General
Schawk June 2009 - Present
K/P Corporation April 2008 - March 2009
FILTER, LLC February 2007 - March 2008
Transamerica November 1998 - February 2007
Wells Fargo Bank 1996 - 1998
Western Federal Savings 1987 - 1992
Skills
Direct Mail, Marketing Communications, Advertising, Marketing, Direct Marketing, Integrated Marketing, Creative Strategy, Creative Direction, Adobe Creative Suite, InDesign, Account Management, Packaging, Illustrator, Art Direction, Email Marketing, New Business Development, Graphic Design, Brand Development, Digital Marketing
Education
San Jose State University
BA, Advertising
Dept of Justice May 1996 - Present
Western federal savings June 1981 - August 1994
Education
California State University-Dominguez Hills 1992 — 1995
BS, Business/Computer Info Systems