WJ Bradley Mortgage
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WJ Bradley Mortgage Employees
State Farm Bank May 2014 - Present
Peoples National Bank and Mortgage September 2012 - October 2013
Residential Wholesale Mortgage, Inc. March 2011 - August 2012
WJ Bradley Mortgage April 2009 - February 2011
Aurora Loan Services February 2002 - April 2009
Team in Training 2008 - 2009
Key Mortgage Services September 1997 - February 2002
KeyCorp September 1996 - September 1997
Key Mortgage Services, INC March 1995 - August 1996
KeyCorp Mortgage, INC April 1994 - March 1995
Skills
Mortgage Lending, Mortgage Banking, Loans, Refinance, Risk Management, Underwriting, Customer Service, Credit, Executive Management, Banking, Mortgage Underwriting, Loan Servicing, Loan Origination, Sales, Residential Mortgages, Portfolio Management, Negotiation, Credit Analysis, Loss Mitigation, Capital Markets, Credit Risk, Financial Services, FHA, Financial Risk, Management, FHA financing, VA loans, Mergers & Acquisitions, USDA, Mortgage Servicing, Due Diligence, Securitization
Education
Hiram College 1986 — 2000
BA, Economics
Wells Fargo Home Mortgage December 2011 - Present
Primary Residential Mortgage January 2011 - November 2011
WJ Bradley Mortgage June 2010 - January 2011
Wells Fargo Home Mortgage January 2002 - June 2010
Skills
Loans, Real Estate, Mortgage Banking, Mortgage Lending, Loan Origination, First Time Home Buyers, FHA, Refinance, Property Management, VA loans, Residential Mortgages, Investment Properties, Selling, Short Sales, Asset Management, REO, Real Estate Financing, HUD, Credit, Property, Commercial Real Estate, USDA, Foreclosures, Referrals, Sales, FHA financing, Vacation Homes, Real Estate Economics
Education
University of California, Santa Barbara 1997 — 2001
Business Economics with emphasis on Accounting
Joie's RAW Healthy Crunch November 2013 - Present
Joie's Beauty Oasis June 2010 - Present
New American Funding October 2014 - June 2015
WJ Bradley Mortgage July 2013 - October 2013
Victoria's Secret May 2008 - December 2008
Chase / JP Morgan February 2007 - December 2007
Ownit Mortgage Solutions February 2004 - December 2006
Spectrum Mortgage Group December 2001 - July 2006
ACCU Processing January 2000 - December 2004
DotCom Mortgage August 1999 - February 2000
Skills
Skin Care, Cosmetics, Mortgage Lending, Loans, Mortgage Banking, Loan Origination, Underwriting, Finance, Management, Real Estate, Sales Management, Small Business, Credit, Customer Service, Marketing, FHA, Retail, Funding, Sales, Software Documentation, Banking, Team Building
Education
TrainingPro Mortgage Education 2013 — 2013
Nationwide Mortgage Licensing System and Registry, S.A.F.E. Mortgage Licensing Act 2008, Certificate of completion
Paul Mitchell School Las Vegas 2010 — 2010
Aesthetician, Skin Care Specialist
CALIFORNIA SCHOOL OF REAL ESTATE – CA License 1999 — 1999
Cal State Hayward 1998 — 1999
Mortgage Banking Association
SOLANO COMMUNITY COLLEGE 1985 — 1987
Business Admin
Heald College 1984 — 1985
Associate's degree, Accounting
American 1st Home Loans 2014 - Present
Spectra Home Loans January 2014 - March 2014
Bay Equity, LLC April 2014 - 2014
W.J Bradley Mortgage 2013 - 2013
Peoples Mortgage Group January 2002 - January 2012
Aames Home Loans January 2000 - January 2002
Bank of America January 1995 - December 1999
United States Marine Corps 1991 - 1995
Skills
Investment Properties, Property Flipping, Money Management, Budget Setting, Recruiting, Highly motivated..., Positive Personality, Mortgage Lending, FHA financing, VA Home Loans, Jumbo Mortgage, First Time Home Buyers, Cash Out, Government Loans, Non-Conforming
Education
San Diego State University-California State University 1995 — 1999
BS, Finance
Mt. San Antonio College 1995 — 1997
General Studies
Envoy Mortgage June 2012 - Present
Jim Barnett Voice Talent Services August 1991 - Present
WJ Bradley Mortgage February 2010 - June 2012
State Mortgage January 2003 - February 2010
Skills
Mortgage Lending, Loans, Refinance, Mortgage Banking, FHA, VA loans, Credit, First Time Home Buyers, Loan Origination, Mortgage Economics, Purchase Loans, Referrals, Finance, Residential Mortgages, Sales, Foreclosures, USDA, Management, Reverse Mortgages, VA Loans
Education
Arizona State University 1991 — 1995
CMG Financial November 2009 - March 2014
WJ Bradley Mortgage August 2008 - November 2009
American Guaranty Mortgage January 2006 - July 2008
Stonecreek Funding December 2003 - January 2006
United Capital Mortgage June 2002 - November 2003
Mortgage Loan Specialists August 1998 - June 2002
Bristol-Myers Squibb 1989 - 1998
Skills
Finance, Residential Mortgages, Sellers, Loans, New Business Development, Mortgage Lending, Banking, Account Management, Refinance, Mortgage Banking, Customer Service, FHA financing, Reverse Mortgages, VA loans, Loan Origination, Recruiting, Underwriting, USDA, FHA, Accounts Receivable, Certified Mortgage..., Sales Management, Sales, Credit, Financial Services, Business Development, Real Estate Financing, Mortgage Underwriting, Government Loans, Consumer Lending, Credit Analysis, Commercial Lending, Home Equity Loans, Construction Loans, Commercial Mortgages, Home Equity Lines of..., Investment Properties, First Time Home Buyers, Real Estate, Management, Investments, Investors, Real Estate Economics, REO
Education
Arizona State University 1981 — 1983
BS, Business Management
WJ Bradley Mortgage November 2009 - Present
CalPacific Mortgage February 2003 - November 2009
Skills
Insurance, Residential Mortgages, USDA, Mortgage Banking, Loans, Mortgage Lending, Negotiation, Real Estate, Finance, Foreclosures, Wealth Management, Refinance, Underwriting, First Time Home Buyers, Mortgage Marketing, Loan Origination, VA loans, Investment Properties, Residential Homes, FHA, Short Sales, Investors, Credit, FHA financing, Investments, Selling, Real Estate Financing, Certified Mortgage..., Commercial Mortgages, Reverse Mortgages, Construction Loans, Loss Mitigation, Condos, Government Loans, Sellers, Real Estate Economics, REO, Referrals, Commercial Lending, Brokerage, Financial Structuring, Credit Analysis, Commercial Real Estate, Consumer Lending, Real Estate Transactions, Property, 1031 Exchanges, Relocation, Disposition, Sales
Education
Iowa State University - College of Business 1984 — 1989
Finance, Finance/Economics
Synergy One Lending August 2015 - Present
National Defense University May 2015 - July 2015
W.J. Bradley Mortgage Capital, LLC June 2013 - May 2015
WJ Bradley Mortgage January 2013 - June 2013
Paramount Equity October 2010 - January 2013
U.S. Bank December 2009 - July 2010
Southern California Edison August 2007 - June 2008
Skills
Mortgage Lending, Loans, Real Estate, Loan Origination, Mortgage Banking, Credit, Outlook, FHA, Customer Service, Office Management, Microsoft Excel, Residential Mortgages, Refinance, Investment Properties, Finance, FHA financing, USDA, Certified Mortgage..., Government Loans, VA loans, Mortgage Underwriting, Real Estate Financing, Mortgage Marketing, Construction Loans, Reverse Mortgages, Credit Analysis, Real Estate Economics, Loan Servicing, VA Loans, FHA Financing
Education
Arizona State University 2014 — 2015
Bachelor's Degree, Political Science and Government
Grossmont College 2009 — 2014
Associate's Degree, Business Administration, Social and Behavioral Sciences
San Diego State University-California State University 2008 — 2013
Business Administration, Real Estate
Avalon High School 2004 — 2008
High School Diploma
Envoy Mortgage bsheets@envoymortgage.com July 2012 - Present
WJ Bradley Mortgage January 2009 - June 2012
W.J. Bradley Company 2009 - June 2012
Crossland Mortgage 1999 - 2000
Skills
FHA, VA loans, Mortgage Lending, USDA, Mortgage Banking, Certified Mortgage..., Loan Origination, Refinance, FHA financing, First Time Home Buyers, Investment Properties, Loans, Residential Mortgages, Real Estate, Investors, Credit, Residential Homes, Government Loans, REO, Home Equity Loans, Underwriting, Real Estate Financing, Condos, Mortgage Underwriting, Short Sales, Construction Loans, Reverse Mortgages, Referrals, Foreclosures, HUD, Mortgage Marketing, Home Equity Lines of..., Real Estate Transactions, Rates, Sellers, Real Estate Economics, Investments, Escrow, Single Family Homes, Commercial Mortgages
Education
Arizona State University 1982 — 1986
Bachelor of Science (BS), Finance
Central High School 1978 — 1982
AnnieMac Home Mortgage - NMLS # 338923 February 2015 - Present
Gencor Mortgage May 2014 - January 2015
WJ Bradley Mortgage April 2012 - April 2014
Amerifirst Financial ,Inc. February 2011 - March 2012
Home Savings Of America August 2010 - January 2011
Green Key Mortgage March 2009 - July 2010
US Capital Mortgage September 2002 - February 2009
Skills
Residential Mortgages, FHA Financing, Conventional Home Loans, VA Loans, Refinance, USDA, FHA, Mortgage Banking, Loan Origination, Certified Mortgage..., Government Loans, Loans, Credit, VA loans, Mortgage Lending, FHA financing, Non-Conforming, Home Equity Loans, First Time Home Buyers
Education
Eastern Michigan University
WJ Bradley Mortgage January 2008 - Present
Republic Mortgage 2002 - 2006
Skills
Mortgage Lending, FHA, Refinance, Mortgage Banking, Residential Mortgages, Loans, FHA financing, USDA, VA loans, Credit, Government Loans, Construction Loans, Investment Properties, First Time Home Buyers
Education
Brigham Young University
1993-1994, Accounting