World Savings / Wachovia
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World Savings / Wachovia Employees
Grand Canyon University May 2015 - Present
Grand Canyon University September 2012 - May 2015
Grand Canyon University April 2009 - September 2012
Grand Canyon University July 2008 - April 2009
World Savings / Wachovia September 2005 - July 2008
Arizona State University January 1998 - September 2005
Skills
Accounting, Internal Audit, Fraud Detection, Leadership, Auditing, Higher Education, Sarbanes-Oxley Act, Finance, Staff Development, Risk Assessment, Fraud
Education
Grand Canyon University 2012 — 2014
Master of Science (MS), Accounting
Arizona State University
Bachelor's degree, Interdisciplinary Studies (Mathematics and Business)
Aerotek Bank of America March 2012 - September 2013
Rimarica Financial Inc., November 2008 - March 2012
World Savings / Wachovia November 2005 - November 2008
Portfolio Funding March 2005 - November 2005
Washington Mutual Bank September 2000 - August 2005
American Commercial Bank September 1998 - August 2000
Skills
Microsoft Word, Customer Service, Microsoft Excel, Microsoft Office, English, Research, Windows, Outlook, Loans, Nonprofits, Quality Assurance, Underwriting, Banking, Analysis, Credit, Financial Analysis, Mortgage Lending, Credit Analysis, Auditing, Mortgage Banking, First Time Home Buyers, FHA, Investment Properties
Education
Glendale Community College 1987 — 1998
Business Accounting
Wells Fargo Home Mortgage January 2011 - September 2012
Vendor Outsource for the Wells Fargo Home Preservation/Wachovia Loss Mitigation Project January 2010 - July 2010
Merrill Lynch / Bank of America August 2008 - June 2010
WORLD SAVINGS / WACHOVIA August 1998 - August 2008
Amnesty International Nonprofit Organization March 1998 - July 1998
University of California Davis Main Campus Bookstore June 1994 - March 1998
Xerox Corporation June 1997 - September 1997
California State Office of International Relations May 1996 - September 1996
UC Davis International Student Department May 1995 - September 1995
Skills
Office Administration, Mortgage Banking, Accounting, Cash Management, Project Management, Loss Mitigation, Mortgage Underwriting, Financial Advisory, Series 7, Series 66, FHA financing, Legislative Policy, Underwriting, Finance, Investment Properties, Investors, Refinance, Uniform Combined State..., Mortgage Lending, Real Estate, Credit, Investments, Management, Loan Origination, Sales, Banking, FHA, Loans, Strategic Financial..., Real Estate Financing, Financial Risk, USDA, VA loans, Residential Mortgages, FHA Financing, Financial Planning, Credit Analysis, VA Loans
Education
University of California, Davis 1994 — 1998
International Relations & History
El Cerrito High School
Anderson Properties & Consulting March 2009 - Present
Run It Back Sports June 2004 - June 2009
Wilshire Credit Corporation 2003 - 2006
World Savings / Wachovia 2003 - 2005
GE Capital June 1991 - November 2000
Skills
Loans, Strategic Planning, Foreclosures, Mortgage Lending, Negotiation, Real Estate, Investment Properties, Loss Mitigation, REO, Credit, Marketing, Real Estate Transactions, Loan Origination, Refinance, Commercial Real Estate, Short Sales, Due Diligence, First Time Home Buyers, Investors, Sales Management, FHA, Residential Homes, Property Management, Sellers, Relocation, Real Estate Financing, Contract Negotiation, Asset Management, Residential Mortgages, Real Estate Development, Risk Management, Business Strategy, Real Estate Economics
Education
California State University-Fullerton 1986 — 1991
B.S., Communication /Public Relations
Oregon State University 1985 — 1986
Communications
Wells Fargo Bank October 2010 - Present
Loyalty Lab (a TIBCO company) October 2011 - August 2012
Conifer Securities December 2009 - October 2010
Berkeley-East Bay Humane Society 2008 - 2010
Design Within Reach January 2009 - October 2009
American Academy of Ophthalmology November 2007 - July 2008
World Savings / Wachovia May 1999 - November 2007
Phototelesis 1996 - 1998
Skills
Database Design, ETL, MCTS - SQL Server, VB.NET, C#, Integrated Systems, Microsoft SQL Server, SharePoint, Business Analysis, Visio, SDLC, DB2, Process Improvement, Analysis, Integration, Databases, Microsoft Certified..., Oracle, SQL, T-SQL, Software Development, XML, Requirements Analysis, SSRS
Education
University of Houston
Platinum Group Services / Long and Foster December 2012 - April 2014
Platinum Group Services January 2011 - November 2012
Platinum Group Services / Long and Foster February 2009 - October 2012
World Savings / Wachovia January 1995 - October 2008
World Savings June 1987 - December 1994
Skills
Mortgage Banking, Mortgage Lending, Loans, Loss Mitigation, Sales, Process Improvement, Leadership, Loan Origination, Underwriting, Strategic Planning, FHA, Retail Banking, Coaching, Vendor Management, B2B, Time Management, Management, Sellers, Negotiation, Finance, Banking, Account Management, Call Centers, Training, Networking, Credit, Marketing, Sales Management, Customer Service, Real Estate, Short Sales, Residential Mortgages, Credit Analysis, Financial Services, Business Development, Teamwork, Risk Management, Microsoft Excel, Selling
Education
Kean University
BS, Management
Opera Tampa 2011 - Present
Florida Technical College January 2010 - Present
Florida Health Care News June 2009 - Present
Patel Conservatory 2007 - Present
ASTD SunCoast Chapter January 2009 - December 2010
Media General February 2009 - April 2009
LandAmerica Lawyers Title July 2007 - December 2007
World Savings / Wachovia June 2005 - July 2007
UNIGLOBE Classic Travel April 1992 - March 2002
Coldwell Banker 1986 - 1987
Education
Ithaca College 1975 — 1980
BA, Business / HR
McDowell High School
College Prep
Metropolitan State University of Denver
BS, Meeting Administration
First Foundation, Inc. April 2011 - March 2014
Wells Fargo Bank January 2008 - December 2010
World Savings / Wachovia 2006 - 2008
Malibu Boats December 2003 - March 2006
Education
University of Phoenix 2005 — 2008
Business Administration and Management, General
First Niagara Bank May 2011 - Present
Wachovia, A Wells Fargo Company November 2010 - April 2011
Wachovia, A Wells Fargo Company November 2008 - November 2010
Wachovia Bank December 2006 - February 2008
World Savings 2003 - 2008
World Savings / Wachovia 2001 - 2006
Education
Nassau Community College
ASSOCIATES, LIBERAL ARTS
Q2ebanking June 2013 - Present
Q2 eBanking February 2011 - Present
Credit Unions November 2008 - February 2011
World Savings / Wachovia 2004 - 2008
World Savings Bank 1984 - 2008
Savings Technology January 1999 - January 2001
United States Airforce 1978 - 1996
Skills
Loans, Strategic Planning, Team Building, Banking, Mortgage Lending, Mortgage Banking, Credit, Commercial Lending, Leadership, Call Centers, Sales, Risk Management, Process Improvement, ACH, Analysis, Budgets, Business Development, Cash Management, Coaching, Commercial Banking, Consumer Lending, Core Banking, Credit Cards, Credit Unions, Customer Service, Electronic Payments, Executive Management, Finance, Financial Analysis, Financial Services, Internet Banking, Loan Origination, Mergers, New Business Development, Performance Management, Residential Mortgages, Retail Banking, Training, Underwriting, Vendor Management, Loss Mitigation, Insurance, Payments, CRM, AML, Relationship Management
Education
University of San Francisco 1985 — 1987
BS, Economics
PNC February 2011 - Present
Chase March 2009 - February 2011
World Savings / Wachovia May 2004 - September 2008
Skills
Mortgage Lending, Banking, Loans, Leadership, Residential Mortgages, Mortgage Banking, Financial Analysis, Credit Analysis, Financial Services, Coaching, Sales Operations, Business Process..., Customer Service, Event Planning, Process Improvement, Data Analysis, Loan Origination, Credit, Investments, Refinance, Microsoft Word, Microsoft Office, Risk Management, Strategic Planning, Business Analysis, Microsoft Excel, Project Management, Real Estate Economics
Education
Kaplan University
Rackspace, the #1 managed cloud company July 2009 - Present
Rackspace, the #1 managed cloud company February 2008 - July 2009
Wachovia December 2001 - February 2008
World Savings / Wachovia November 2006 - January 2007
World Savings February 2006 - November 2006
World Savings FSB November 2001 - February 2006
TAC Secured Inc 1996 - 2001
Skills
Project Management, Business Process..., HRIS, Personnel Management, Process Improvement, Applicant Tracking..., Analysis, Business Process, Employee Training, Consulting, Management, SDLC, Human Resources, CRM, Training, Talent Management, Workday, Vendor Management, Leadership
Education
University of California, Irvine 1994 — 1996
Certification
State University of New York at Oswego 1988 — 1992
BA
Lycoming College 1983 — 1987
Wells Fargo Home Mortgage December 2009 - Present
Wachovia 2006 - 2008
World Savings / Wachovia 2004 - 2006
World Savings 2001 - 2004
World Savings 1996 - 2001
World Savings 1995 - 1996
Pitney Bowes 1993 - 1995
Skills
Mortgage Lending, Underwriting, Loans, Mortgage Banking, Loan Origination, Credit, FHA, Refinance, Residential Mortgages, Loan Servicing, Banking, Loss Mitigation, Mortgage Servicing, Credit Analysis
Education
Lee College 1989 — 1992
The University of Texas at San Antonio
Criminal Justice
EverBank August 2014 - Present
EverBank February 2012 - July 2014
MetLife Bank January 2009 - February 2012
World Savings / Wachovia June 1989 - October 2008
Skills
Residential Mortgage..., Mortgage Lending, Investment Properties, Mortgage Banking, First Time Home Buyers, FHA, Real Estate, Refinance, Loan Origination, Residential Mortgages, Investments, Loans, FHA financing, VA loans, Mortgage Underwriting, Underwriting
Education
San Jose State University 1986 — 1989
Bachelor of Business Administration (BBA), Finance, Real Estate
French Escapade December 2003 - Present
World Savings Bank August 2001 - August 2004
World Savings / Wachovia 2001 - 2004
World Savings 2000 - 2003
Stanford University February 1995 - June 1998
Skills
French, Hospitality, Public Speaking, Online Marketing, Focus Groups, Tourism, Microsoft Office, Usability, Entrepreneurship, Project Management, Start-ups, Event Management, Vacation, Marketing, Project Planning, Management, Food, E-commerce, Social Media Marketing, Social Networking, Art, Marketing Strategy, Research, Customer Service, Travel Management, Social Media, People Skills, Website Development, Process Improvement, SEO, Strategic Planning, User Experience, Program Management, Travel Arrangements, Coaching, Business Analysis, Team Building
Education
Stanford University School of Medicine 1995 — 1998
Post doctorate, Molecular Biology
1988 — 1994
PhD, Molecular Biology
1984 — 1988
Masters, Zoology
Wells Fargo Home Mortgage January 2014 - Present
Wells Fargo Home Mortgage November 2010 - January 2014
World Financial Group 2004 - November 2010
World Savings and Loan April 1994 - December 2001
World Savings / Wachovia 2000 - 2001
World Savings and Loan 1994 - 2001
World Savings 1994 - 2001
Victoria Mortgage 1990 - 1994
Skills
Organizational..., Department Budgeting, Auditing, Team Building, Team Leadership, Team Management, Loans, Mortgage Lending, Management, Banking, Finance, Mortgage Banking, Loan Origination, Insurance, Loan Servicing, Process Improvement
Education
Henry De Osso 1979 — 1983
General
The University of Texas at San Antonio
USAA October 2012 - Present
USAA August 2009 - October 2012
Wachovia February 2007 - September 2008
World Savings / Wachovia 2006 - 2007
World Savings 2003 - 2006
Education
McKendree College 1988 — 1990
BS, Business Administration
McKendree College 1988 — 1990
Bachelor of Business Administration (BBA), Business Administration and Management, General
Kansas State University 1986 — 1987
Penn State University
Masters, Project Management
American Academy of Ophthalmology November 2013 - Present
T.Y. Lin International July 2009 - October 2013
dear jane... A Career Advisement Company March 2009 - April 2009
OfficeTeam September 2008 - November 2008
Wachovia Corporation May 2007 - October 2007
World Savings / Wachovia August 2005 - May 2007
World Savings August 2003 - August 2005
Education
University of California, San Diego 1999 — 2003
Bachelors of Science, Management Science
James Logan High School 1995 — 1999
UCSC Extension
U.S. Bank October 2014 - Present
Bank of America August 2013 - October 2014
Nevada County January 2010 - December 2012
World Savings / Wachovia January 2003 - July 2008
World Savings February 1995 - September 2003
Skills
Accounting, Analysis, Credit, Financial Reporting, Loans, Investments, Training, Mortgage Lending, Underwriting, Funding, Banking, Negotiation, Outlook, Refinance, Leadership, Process Improvement, Financial Risk, Microsoft Excel, Finance, Credit Analysis, Real Estate, Risk Management, Software Documentation, Payroll, Budgets
Education
University of California, Santa Barbara 1992 — 1994
Bachelor of Arts (B.A.), Business Economics
Essex Credit, a wholly-owned subsidiary of Bank of the West May 2008 - April 2013
World Savings / Wachovia October 2003 - May 2008
Mobitor Corporation 1998 - 2003
Swander Pace and Company 1987 - 1998
Edgar, Dunn & Company 1985 - 1987
Russell Reynolds Associates 1981 - 1985
Skills
Business Development, Customer Service, Leadership, Vendor Management, Loans, Credit Analysis, Credit, Underwriting, Mortgage Lending, Banking, Relationship Management, Financial Analysis, Risk Management, Valuation, Financial Modeling, Training, CRM
Education
University of California, Berkeley 1995 — 1997
Certificate of Business Administration, Berkeley Extension, Business Administration
College of Marin 1977 — 1979
Redwood High School 1974 — 1977
Wachovia 1986 - 2008
Wachovia Bank 1986 - 2008
Wachovia Bank and World Savings 1986 - 2008
World Savings / Wachovia 1986 - 2008
Westinghouse Beverage Group August 1976 - April 1986
Education
Pepperdine University, The George L. Graziadio School of Business and Management 1980 — 1984
MBA, Business Administration
Valley National Bank October 2009 - Present
WORLD SAVINGS / WACHOVIA MORTGAGE FSB March 2001 - October 2008
World Savings / Wachovia 2002 - 2008
Wachovia 2002 - 2008
UNITED TRUST BANK July 1999 - February 2001
Skills
Loans, Banking, Mortgage Lending, Underwriting, Loan Servicing, Sales, Customer Service, Mortgage Underwriting, Mortgage Banking, Loan Origination, Customer Retention, Credit, Refinance, Analysis, Residential Mortgages, Credit Analysis, Auditing, Consumer Lending, Time Management, FHA
Education
University of Calcutta 1969 — 1972
BA, ECNOMICS, ENGLISH, BOTANY, POL.SCIENCE
The Glasshole February 2010 - Present
Harley Davidson Financial Services October 2008 - August 2010
World Savings / Wachovia September 1992 - August 2007
Inovant /Visa January 2003 - January 2005
Skills
Credit
Education
Humboldt State University 1986 — 2000
Business Administration, Finance
USAA December 2011 - Present
Fannie Mae June 2011 - December 2011
Appraisal Solutions April 2011 - June 2011
Wells Fargo September 2009 - May 2011
Wachovia 2007 - 2009
World Savings / Wachovia 2001 - 2008
Education
University of the Incarnate Word 2013 — 2014
Bachelor of Business Administration (BBA), Business Administration and Management, General
The University of Texas at San Antonio 2005 — 2007
Business
Patelco Credit Union November 2010 - Present
Demandforce March 2010 - November 2010
JPMorgan Chase November 2009 - March 2010
Oracle March 2009 - November 2009
CAE Online January 2009 - March 2009
World Savings / Wachovia June 2002 - October 2008
Education
California State University-Chico 2000 — 2002
BA, Organizational Communication
University of Nevada-Reno 1997 — 1999
Business Management
Live Life Free... August 2012 - Present
Wells Fargo Home Mortgage December 2010 - August 2012
disability resources 1999 - 2012
City Year San Antonio September 2009 - September 2010
Wachovia Bank October 2006 - October 2007
World Savings / Wachovia 2006 - 2007
World Savings February 1993 - October 2006
Real Estate Sales 1983 - 1993
Health Care/Hospital Financial Management field 1971 - 1983
Shoney's Big Boy Restaurants 1968 - 1971
Skills
Business, Workshop Facilitation, Residential Homes, Employee Relations, Integrity, Sales, FHA, Leadership, Real Estate, Short Sales, Mortgage Lending, Management, Sellers, Customer Service, Loans, Marketing, Rentals, Leadership Development, Finance, Real Estate Transactions, Time Management, Condos, Team Building
Education
Lipscomb University 1966 — 1970
BS, Accounting
Wells Fargo Home Mortgage October 2014 - Present
PrimeLending November 2013 - October 2014
Wells Fargo Home Mortgage December 2010 - November 2013
World Savings / Wachovia 1990 - 2008
Skills
VA loans, Underwriting, Residential Mortgages, Refinance, Mortgage Lending, Mortgage Banking, Loans, Loan Origination, FHA, Credit, Banking, Credit Analysis, FHA Financing, Mortgage Underwriting, Real Estate, Finance, Real Estate Financing
Education
Marshall University 1973 — 1977
BBA, Accounting
Lumens.com July 2015 - Present
Freelance January 2009 - Present
Robert and Margrit Mondavi Center for the Performing Arts at UC Davis December 2014 - July 2015
Lumens.com November 2009 - December 2014
Think Glink Publishing January 2009 - May 2009
Medill School of Journalism, Northwestern University January 2008 - September 2008
Medill News Service January 2008 - June 2008
Sci Q magazine 2008 - 2008
California Chamber of Commerce October 2006 - December 2007
World Savings / Wachovia 2005 - 2006
Skills
Creative marketing, Ecommerce marketing, Email Marketing, Social Media Marketing, Content Marketing, Editing, Blogging, Writing, Public Relations, Marketing, Copy Editing, New Media, Newsletters, Publishing, Photography, Social Media, SEO, Advertising, Storytelling, Illustrator, InDesign, Publications, Journalism, Magazines, Graphic Design, Digital Marketing, Layout, Web Design, Web Content Management, Editorial, E-commerce, Management, Dreamweaver, Content Management, Online Advertising, Content Strategy, CMS, Feature Articles, Copywriting, Facebook, Online Marketing, HTML, Newspapers, Google Analytics
Education
Northwestern University 2008 — 2008
Master of Science (M.S.), Journalism/New Media/Publishing
California State University-Chico 2000 — 2005
Bachelor of Arts (B.A.), Journalism, Sociology
Wells Fargo Home Mortgage December 2010 - Present
Sirius Computer Solutions August 2009 - December 2010
Northside ISD January 2009 - May 2009
World Savings / Wachovia 2002 - 2008
USAA 1999 - 2002
Citicorp 1996 - 1999
Skills
Financial Reporting, Process Improvement, Access, General Ledger, Data Analysis, Customer Service, Budget Process, Microsoft Excel, Microsoft Word, PowerPoint, Banking, Team Building, Leadership, Business Analysis, Management, Risk Management, Credit, Loans, Visio
Education
San Antonio College 2008 — 2009
Alternative Teaching Certificate, Mathematics 4-8
The University of Texas at San Antonio 2001 — 2004
Bachelor's, Accounting
Prince of Peace Lutheran Church 2013 - Present
World Savings / Wachovia 2001 - 2006
World Savings 1985 - 2000
Skills
Youth Ministry, Preaching, Pastoral Care, Biblical Studies, Religion, Discipleship, Volunteer Management, Church Events, Community Outreach, Liturgy, Nonprofits
Education
University of Colorado Denver 2000 — 2003
Masters of Science Information Systems, Computer and Information Sciences and Support Services
University of Colorado Denver 1978 — 1982
Bachelors of Science business Administration, Business Administration and Management, General
U.S. Bank Branch Manager / Loan OriginatorU.S. BankJuly 2008 - December 2012
World Savings / Wachovia April 1996 - June 2008
Skills
Credit, Mortgage Lending, Loans, Finance, Consumer Lending, Mortgage Banking
Education
California State University-San Bernardino
Bachelor's degree