Experience
Humana  April 2013 - Present
Sensient  May 2012 - February 2013
LANSolutions LLC  June 2011 - May 2012
Battelle Energy Alliance  2009 - 2011
Danemco   2008 - 2009
Security Connections Inc  2005 - 2008
Zions First National Bank   April 2002 - May 2005
Household Finance  2001 - 2002

Skills
Software Documentation, Management, Budgets, Finance, Training, Microsoft SQL Server, Databases, Accounting, Auditing, Disaster Recovery, Account Reconciliation, Proposal Writing, SQL

Education
Idaho State University   2008 — 2010
Bachelors Degree, Computer Information Systems

Idaho State University   1993 — 2001
Bachelors Degree, Business Finance

Experience
FPS GOLD  January 2014 - Present
Zions First National Bank   November 2011 - November 2013
Zions First National Bank   September 2010 - January 2012
Wells Fargo Bank  March 2007 - September 2010
HSBC  March 2001 - February 2007

Skills
•11+ years of..., •9+ years of..., •9+ years of..., •8+ years of..., •7+ years of managing..., •7+ years of..., •Spanish Language..., Credit, Loans, Banking, Risk Management, Mortgage Lending, Process Improvement, Leadership, Portfolio Management, Operations Management, Commercial Banking, Commercial Lending, Financial Analysis, Investments, Credit Analysis, Customer Service, Finance, Small Business Lending, Consumer Lending, Lines Of Credit, Cross Selling, Retail Banking, Credit Risk, Relationship Management, Branch Management, Mortgage Banking, SBA, Real Estate, Cash Flow Lending, Team Building, Sales, Management, Executive Management, Strategic Planning, Loan Origination, Financial Services

Education
Brigham Young University
Bachelor's Degree, Business Management

Experience
Hines  October 2013 - Present
Deloitte  September 2012 - October 2013
Brigham Young University  June 2012 - August 2012
Zions First National Bank   December 2008 - August 2011

Skills
Microsoft Excel, Accounting, Financial Analysis, Finance

Education
Brigham Young University   2010 — 2012
BS, Accounting/Economics

Weber State University   2008 — 2010
AS, General Studies

Experience
Geary Company Advertising  January 2015 - Present
Maverik Inc  July 2012 - November 2014
Maverik Inc  March 2012 - July 2012
Maverik Inc  June 2011 - March 2012
Zions First National Bank   April 2007 - June 2011

Skills
Marketing, Event Based Marketing, Event Management, Management, Marketing Communications, Written Communication, Customer Service, Sales, Social Media Marketing, Advertising, Microsoft Excel, Social Media, Microsoft Office, Marketing Research, Leadership, Account Management

Education
Brigham Young University   2007 — 2011
Business Management, Marketing

Experience
Zions First National Bank   June 2007 - Present
Union Bank of California  May 2006 - June 2007
PRG Financial Investments   May 2006 - June 2007

Skills
Spanish, Microsoft Office, Finance, Credit Analysis, Capital Equipment..., Analysis, Management, Sales

Education
Michigan State University   2001 — 2006
Bachelor of Arts (B.A.), Finance

Experience
Engineering Solutions, LLP   March 2003 - Present
City of Meridian  February 1994 - September 2002
IDA-ORE Planning & Development (now Sage Resources)   October 1992 - February 1994
City Leaders Institute   January 1992 - October 1992
Olympic Pacific Builders   June 1991 - December 1991
J-U-B Engineers, Inc.   June 1981 - March 1991
Zions First National Bank   June 1979 - October 1980

Skills
Urban Planning, Land Use Planning, Entitlements, Urban Design, Zoning, Land Use, Transportation Planning, Redevelopment, Local Government, Neighborhood Planning, Regional Planning, Subdivisions, Comprehensive Planning, Community Development, Land Development, Economic Development, Sustainability, Transit-oriented..., Public Participation, Environmental Planning, Code Enforcement, Site Planning, New Urbanism, AICP, Pedestrian Planning, General Public, Urban Infill, Landscape Architecture, Community Design

Education
Brigham Young University   1978 — 1979

Experience
Zions First National Bank   November 1996 - Present

Skills
Microsoft Word, Commercial Banking, Team Building, Financial Analysis, Commercial Lending, Credit, Microsoft Office

Education
Brigham Young University   1970 — 1971

Experience
Zions First National Bank   February 2015 - Present
Grubb & Ellis  February 1996 - February 2001

Skills
Bank-owned Properties, Microsoft Office, Management, Microsoft Excel, Microsoft Word, Research, PowerPoint, Sales, Leadership, Training, Photoshop

Education
Americal Bankers Association(Bank Management)   1980 — 1984
Bank Management

Biola University Crowell School of Business

Experience
Utah Community Credit Union  August 2013 - Present
Security Service Federal CU   February 2011 - August 2013
Family First Federal Credit Union  May 2009 - February 2011
Nebo Credit Union   February 1999 - March 2009
Zions First National Bank   December 1989 - February 1999

Skills
Banking, Credit Unions, Credit, Loans, Financial Analysis, Credit Cards, Process Improvement, Microsoft Excel, Team Building, Customer Service, Strategic Planning, Budgets, Call Center, Financial Services, Cash Management, Insurance

Education
Western CUNA Management School   2002 — 2004
Certificate of Graduation, Business/Commerce, General

Brigham Young University

Utah Valley University
Associate of Science (A.S.), Business/Finance

Experience
Zions First National Bank   August 2013 - Present
Albertsons  April 2013 - August 2013
BYU-Idaho  November 2011 - July 2012
Cinemark  October 2009 - April 2011

Skills
Teller Operations, Sales Operations, Customer Satisfaction, Customer Service, Customer-focused, Organized Multi-tasker, Organized with Strong..., Microsoft Excel, Microsoft Word, Microsoft Technologies, Outlook, PowerPoint, Tech-savvy, Crunching Numbers, Cashiering, Cash-handling, Cash Register, Cash Handeling, Cash Operations, Cashiers, Banking, People-oriented, People Skills, People Care, Communication Skills, Outstanding..., Oral & Written..., Apple, Listening to customers, Communication Skills..., Data Entry, Telephone Skills, Time Management

Education
Brigham Young University - Idaho   2011 — 2015
Bachelor's degree, Marriage and Family Therapy/Counseling

Salt Lake Community College   2009 — 2010
Associate's degree, Mass Communication/Media Studies

Latter-day Saints Business College   2009 — 2009
Associate's degree, Accounting

Longview Community College   2008 — 2008
Associate's degree, General Studies

Longview Community College   2004 — 2004
Associate's degree, General Studies

Experience
Discover Financial Services  March 2013 - April 2013
Zions First National Bank   June 2012 - March 2013

Skills
Accounting, Leadership, Finance, Financial Analysis, Teamwork, Financial Reporting, Microsoft Word, Customer Service, Microsoft Excel, Financial Modeling, Team Leadership, Analysis, Microsoft Office

Education
Brigham Young University - Idaho   2007 — 2011
Bachelor's degree, Business Management/Finance

Experience
JPMorgan Chase Bank N.A.   March 2015 - Present
Zions First National Bank   April 2012 - August 2014
Bank of America  April 2011 - February 2012
Bank of America  September 2010 - April 2011
Walong Marketing, Inc.   July 2007 - December 2009
Mandarin Gourmet   May 2004 - May 2007
Cheung Kong Metal Fty. Ltd.   October 1999 - July 2002

Skills
Banking, Leadership, Credit, Loans, Retail Banking, Consumer Lending, Customer Satisfaction, Small Business Lending, Sales, Customer Service, Management, Mandarin, Team Building, Credit Analysis, Commercial Banking, Retail, Finance, Financial Analysis, Lines Of Credit, International Logistics, Direct Sales, Customer Retention, Customer Insight, Loan Servicing, Chinese, Cantonese, Team Leadership, Microsoft Office, Office Administration, Building Customer..., Accounts Receivable, Managing Accounts, Order Management, Service Delivery, Wholesale Operations, Liasoning, Commercial Lending, CRM, Mortgage Lending, Credit Cards, Coaching, Deposits, Loan Origination, Relationship Management, Branch Management, Training, SBA, Salesforce.com, Communication Skills

Education
Cuesta College   2004 — 2007
Associates of Arts Degree, Business Administration and Management, General

Cuesta College   2003 — 2007
Associate of Arts (A.A.), Business Administration and Management, General

Experience
Zions First National Bank   September 2015 - Present
Pete Suazo Business Center  February 2014 - September 2015
Zions First National Bank   December 2013 - September 2015

Skills
Microsoft Excel, Microsoft Word, Microsoft Office, Accounting, PowerPoint, Teamwork, Financial Accounting, Financial Analysis, Customer Service, Financial Reporting, QuickBooks, Bookkeeping, Auditing, Research, Sales, Leadership, Management

Education
University of Utah   2012 — 2016
Bachelor of Business Administration (BBA), Business administration

Salt Lake Community College   2007 — 2010
Associate of Science (A.S.), Science

Experience
Regional Broker Dealer in the Southwest   July 2013 - Present
SNW Securities   November 2011 - July 2013
Macquarie Capital (USA) Inc   January 2009 - February 2011
Goldman Sachs  May 2006 - April 2008
Zions First National Bank   August 1993 - May 2006
Discount Corporation Of New York  May 1989 - August 1993

Education
Hofstra University
BBA, Banking and Finance

Experience
Run for Innocence   April 2011 - Present
Humphrey & Petersen, P.C.   January 2015 - May 2015
Pima County Attorney’s Office  September 2014 - December 2014
City Attorney’s Office  June 2014 - August 2014
Pima County Superior Court  May 2013 - August 2013
Ogletree Deakins  July 2011 - July 2012
Zions First National Bank   June 2009 - June 2010

Skills
Japanese, Editing, Management, Leadership, Legal Research, Research, Nonprofits, Policy, Microsoft Office, Microsoft Excel, Legal Writing, Time Management, Public Speaking, Teaching, Community Outreach, Litigation, Civil Litigation, Social Media, Trials, PowerPoint, Westlaw, Customer Service

Education
University of Arizona James E. Rogers College of Law   2012 — 2015
J.D.

Brigham Young University   2005 — 2009
Bachelor of Arts (B.A.), Japanese

Experience
Retired and loving it  October 2013 - April 2015
Church of Jesus Christ of Latter Day Saints  1955 - 2015
Brighton Bank  May 1985 - September 2013
Wisconsin Milwaukee Mission--Church of Jesus Christ of LDS   2004 - 2007
Zions First National Bank   June 1972 - May 1985

Skills
Credit, Loans, Banking, Customer Relations, Customer Service, Financial Analysis, Portfolio Management, Commercial Lending, Commercial Banking, Executive Management, Credit Analysis, Small Business Lending, Credit Risk, Investments, Underwriting, Finance, Risk Management, Financial Modeling, Strategic Financial..., Mortgage Lending, Financial Risk, Valuation, Real Estate Economics, Corporate Finance, Due Diligence, Loan Origination, Cash Flow, Private Equity, Real Estate Financing, Retail Banking, Mergers & Acquisitions, Asset Based Lending, SBA 504, Series 7, Leadership, Commercial Real Estate, Small Business, Consumer Lending, Lines Of Credit, SEC filings, Commercial Mortgages, Retirement Planning, Real Estate, Economics, Investment Advisory, Business Planning, Analysis, Financial Planning

Education
Louisiana State University   1996 — 1997
Professional Master of Banking, Banking and Financial Support Services

Pacific Coast Banking School   1981 — 1983
Commercial Banking, Bank management

Brigham Young University   1969 — 1973
Bachelor of Arts, Finance, Graduated Cum Laude

Experience
Hewlett-Packard  March 2012 - November 2014
Hewlett-Packard  January 2011 - February 2012
Hewlett-Packard  June 2009 - December 2010
Zions First National Bank   May 2008 - August 2008
BYU Development Office   January 2003 - July 2006
ABC News  April 2000 - July 2000

Skills
Leadership Development, Employee Engagement, Talent Management, Performance Management, Career Development, Internal Communications, HR Transformation, Human Resources, Succession Planning, Team Building, Onboarding, Employee Relations, Workforce Planning

Education
Brigham Young University
MPA, Human Resources

Brigham Young University
BA, Communications: Broadcast Journalism

Experience
Independent Beachbody Coach  August 2014 - Present
www.mytaylormade.blogspot.com   2008 - Present
DL Evans Bank  2002 - October 2004
Zions First National Bank   2001 - 2002

Skills
Accounts Payable, Sewing, Team Leadership, Microsoft Office, Copywriting

Education
Brigham Young University - Idaho   1998 — 1999
fashion design, Fashion/Apparel Design

skyline high school   1994 — 1997

Experience
Zions Bank  July 2012 - Present
Zions First National Bank   January 2011 - July 2012
Zions Bank  September 2002 - January 2011
Solution Bank, Inc.   April 1999 - October 2000
Citibank  August 1990 - September 1998

Education
Brigham Young University   1980 — 1982
Masters of Business Administration

UCLA   1975 — 1979
Bachelor of Arts (BA), Economics

Experience
Zions First National Bank   January 2009 - Present

Skills
Banking, Customer Service, Microsoft Excel, Microsoft Office, Cash Management, Leadership, Operations Management, PowerPoint, Outlook, Process Improvement, Access, Treasury Management, Team Leadership, Analysis, Business Analysis, Financial Analysis

Education
University of Phoenix   2010 — 2014
BS, Accounting

Salt Lake Community College   1985 — 1986
BS, Accounting

Experience
Bank of America Home Loans  March 2006 - Present
Washington Mutual Bank  June 2002 - February 2006
US Bank  November 2000 - May 2002
Zions First National Bank   July 1997 - October 2000

Skills
Loans, Mortgage Lending, First Time Home Buyers, Credit, Retail Banking, FHA, Mortgage Banking, Refinance, Loan Origination, VA loans, Government Loans, Residential Mortgages, Investments, Home Equity Lines of..., FHA financing, Home Equity, Consumer Lending, Banking, Investment Properties, Jumbo Mortgage, Doctor Loan, Down Payment Assistance, Grants, FHA Financing, VA Loans

Education
Salt Lake Community College   1997 — 2000
General

Bingham High School   1994 — 1997

Experience
Zions First National Bank   Executive Vice President of Retail BankingZions First National BankDecember 1991 - January 1998
Bank of America  August 1974 - December 1991

Skills
Sales Management, Leadership, Business Planning, Small Business Lending, Commercial Lending, Loans, Financial Analysis, Banking, Valuation, Negotiation, Treasury Management, Portfolio Management, Business Strategy, Investments, Lines Of Credit, Consumer Lending, Credit Analysis, Due Diligence, Credit, Risk Management, Commercial Banking, Retail Banking, Mentoring, Corporate Finance, Finance, Strategic Financial..., Employee Management, Credit Risk, Real Estate, Mortgage Lending, Entrepreneurship, Cash Management, Budgets, New Business Development, Financial Risk, Business Development, Financial Modeling, Strategic Planning, Employee Engagement, Team Building, Loan Origination, Marketing Strategy, Accounting, Commercial Mortgages, Financial Reporting, Start-ups, Venture Capital, Underwriting, Training, Employee Relations

Education
The Johns Hopkins University   1972 — 1974
Masters, Economics & International Studies

Columbia University in the City of New York   1968 — 1972
Bachelor's, Philosophy and Economics

Experience
SEB Legal   April 2015 - Present
UHEAA  August 2010 - April 2015
Utah Republican Party  July 2014 - October 2014
Utah Republican Party  August 2013 - May 2014
Prestige Financial Services  June 2004 - August 2010
American Investment Bank  April 2001 - June 2004
Wells Fargo  October 2000 - April 2001
Zions First National Bank   September 1998 - October 1999
Future Shop  1998 - 1999

Skills
Excel, Skip Tracing, Word, Outlook, Customer Service, Customer Relations, Sales Management, Call Center, Credit, Banking, Compliance, Microsoft Office, Credit Analysis, Problem Solving, Credit Risk, Risk Management, Debt Collection, Process Improvement, Strategic Planning, Negotiation, Accounts Receivable, Team Building, Loans, Research, Access, Portfolio Management, Team Leadership, Account Management, Financial Analysis, Coaching, PowerPoint, Performance Management, Employee Relations, Mentoring, Social Media, Microsoft Excel, Microsoft Word

Education
University of Utah   2010 — 2016
Business

Salt Lake Community College   1998 — 2000

Kearns High School   1992 — 1994

Experience
Lake Area Bank  May 2013 - Present
Alliance Bank  August 2011 - May 2013
BBVA Compass  April 2005 - December 2010
Zions First National Bank   July 2003 - April 2005
Zions First National Bank   May 2002 - July 2003
KeyBank  February 1998 - May 2002

Skills
Credit, Commercial Real Estate, Commercial Banking, Microsoft Office, Credit Analysis, Construction Loans, Commercial Lending, Portfolio Management, Commercial Mortgages, Underwriting, Banking, Lines Of Credit, Real Estate, Loans, Credit Risk

Education
California State University-Bakersfield   1992 — 1995
B.S., Business, Concentration in Finance

Experience
Vivint.  May 2013 - Present
Zions First National Bank   May 2012 - April 2013

Education
Brigham Young University   2009 — 2016

Brigham Young University

Experience
Zions Bancorporation  January 2015 - Present
Zions First National Bank   July 2013 - January 2015
Rob Kelsey LLC   September 2012 - June 2013
I&O Corporation   May 2012 - August 2012

Skills
Microsoft Office, Microsoft Excel, Microsoft Word, PowerPoint, English, Research, Windows, Outlook, Teaching, Actuarial Science, Statistics, Risk Management, Analysis, Access, Financial Analysis, Banking, Finance, Credit

Education
Brigham Young University   2011 — 2013
Bachelor of Applied Science (B.A.Sc.), Actuarial Science

Utah State University   2008 — 2009
Statistics

Salt Lake Community College   2006 — 2008
Associate of Science (A.S.), General Studies

Experience
Goldman Sachs  January 2015 - July 2015
Utah Supreme Court  January 2014 - January 2015
O'Melveny & Myers LLP   October 2012 - January 2014
J. Reuben Clark Law School  August 2010 - April 2012
Holland & Hart LLP  January 2012 - March 2012
O'Melveny & Myers LLP   May 2011 - July 2011
Smith Hartvigsen PLLC  July 2010 - August 2010
Utah Supreme Court  June 2010 - July 2010
Zions First National Bank   September 2006 - August 2009

Education
Brigham Young University—J. Reuben Clark Law School   2009 — 2012
Juris Doctor (J.D.)

Brigham Young University—Marriott Business School   2009 — 2012
Master of Accountancy (MAcc), Taxation

Utah State University   2006 — 2009
Bachelor of Science (B.S.), Accounting, Finance, Economics

Experience
Generations Federal Credit Union  September 2014 - July 2015
Zions First National Bank   June 2013 - August 2014
Zions Bank  August 2012 - June 2013
BYU-Idaho  September 2010 - April 2012
Edwards Lifesciences  2012 - 2012
Epic Ventures sp. z o.o.   August 2011 - December 2011
Texas Roadhouse  February 2008 - April 2009
Payday Island   November 2007 - June 2008

Skills
Excel, MySQL, Financial Analysis, Due Diligence, Workbench, VRTX, Project Finance, Financial Modeling, Consulting, Cash Flow, Risk Analysis, Leadership, Microsoft Excel, Start-ups, Portfolio Management, Credit, Accounting, Customer Service, Banking, GAAP, PowerPoint, Analysis

Education
Brigham Young University - Idaho   2007 — 2012
Bachelor of Science; of 2012, Business Finance, minor in CIT

Brigham Young University - Idaho

Experience
Amazon  May 2014 - Present
First Federal Savings Bank  September 2013 - February 2014
First Federal Savings Bank  January 2012 - September 2013
Zions First National Bank   September 2010 - January 2012
College of Southern Idaho  2008 - 2010

Skills
Management, Training, Customer Service, Credit, Team Leadership, Banking, Loans, Customer Satisfaction, Microsoft Office, Mortgage Lending

Education
Boise State University
Bachelors Degree of Science, Criminal Justice

Experience
Zions Bancorporation  December 2011 - Present
Zions First National Bank   October 2009 - December 2011
Bank of the West  May 2001 - September 2009
Bank of the West  August 2002 - August 2003
Utah Army National Guard  February 1993 - July 2001
Zions First National Bank   September 2000 - May 2001

Skills
Small Business Lending, Lines Of Credit, Commercial Lending, Commercial Mortgages, Credit Analysis, Construction Loans, Underwriting, Loan Origination, Credit, Loans, Portfolio Management, Bonds, Financial Analysis, Cash Flow, Banking, Real Estate, Negotiation, New Business Development, Workout, Credit Risk, Commercial Banking, Loan Structuring, Asset Based Lending, Risk Management, Consumer Lending, Commercial Credit, Debt, Structuring, Loan Documentation, Deposits, Cash Management, Refinance, Retail Banking, Working Capital..., Corporate Finance, Origination, Financial Accounting, Funding, Real Estate Finance, Syndications, Due Diligence, Real Estate Financing, Equipment Finance, Risk, Real Estate Investment, Term Loans, Deal Structuring, Analysis, Interrogation Techniques, Financial Structuring

Education
New England College
Master of Science, Accounting

Utah State University - Jon M. Huntsman School of Business   1997 — 2000
BA, Finance

Experience
Talon Loans   January 2001 - Present
self employed  1984 - 2014
American Express  June 1999 - August 2001
Fidelity Investments  March 1993 - July 1999
Zion's First National Bank  November 1991 - June 1996

Skills
Mortgage Lending, Credit, Loans, Refinance, Loan Origination, FHA, Credit Analysis, VA loans, Investments, Strategic Financial..., Finance, Mortgage Banking, Banking, Residential Mortgages, USDA, Financial Analysis, Underwriting, Direct Sales, Sales Management, Marketing Strategy, Product Marketing, Legal Compliance, Mutual Funds, Real Estate, Financial Advisory, Retirement, Reverse Mortgages, Customer Relations, Time Management, First Time Home Buyers, Snowmobile, Home Improvement, Music, Comm, Marketing Communications, commmunity organization

Education
University of Utah   1991 — 1994
chemistry

Highland Community College   1985 — 1989
Associate's Degree, Pre Medicine, A average

Experience
JPMorgan Chase  January 2011 - Present
JPMorgan Chase  December 2007 - February 2011
Automotive Enterprise Management   2007 - 2009
Zions First National Bank   September 2004 - December 2007
Washington Mutual  2003 - 2004

Skills
Banking, Loans, Cash Management, Financial Analysis, Portfolio Management, Credit Analysis, Relationship Management, Credit, Investments, Financial Modeling, Asset Managment, Underwriting, Mortgage Lending, Treasury Management, Strategic Financial..., Finance, Financial Reporting, Commercial Lending, Risk Management, Small Business Lending, Management, Strategic Planning, Leadership, Team Building, Commercial Banking, Sales

Education
Brigham Young University - MBA   2008 — 2010
Masters, Business Administration

University of Utah - David Eccles School of Business   2001 — 2002
Bachelors, Finance

Salt Lake Community College

Salt Lake Community College

Salt Lake Community College

Experience
Zions First National Bank   June 2013 - Present
Goldman Sachs  January 2008 - June 2013
Self  January 2004 - December 2007

Skills
Financial Modeling

Education
Duke University - The Fuqua School of Business   2011 — 2012
MBA

Westminster College   2002 — 2003
BS, Accounting

Experience
Nu Skin Enterprises  February 2011 - Present
Nu Skin Enterprises  November 2008 - February 2011
Utah PTA  2008 - 2008
Central Utah Home Builders Association   2007 - 2008
Zions First National Bank   May 1991 - April 1998

Skills
Customer Service, Microsoft Excel, Public Speaking, Marketing, Spanish, Sales Management, Microsoft Office, Sales, Product Marketing, Account Management, Management, Social Networking, Team Building, Research, Event Planning, Coaching, Team Leadership, Leadership, Budgets, Marketing Strategy, Time Management, Project Management, Advertising, Cross-functional Team..., Marketing Communications, Public Relations, Outlook, SAP, Forecasting, Event Management, Training, Market Research, Strategic Planning

Education
Brigham Young University   1989 — 1991
B.A., Communications

Brigham Young University - Hawaii   1987 — 1989
A.A., Speech Communication

Kahuku High School

Experience
Zions First National Bank   March 2011 - Present
First Utah Bank  November 2007 - March 2011
Zions First National Bank   May 2003 - November 2007

Skills
Banking, Portfolio Management, SBA, SBA 504, Commercial Lending, C&I Lending, Lines Of Credit, Credit Risk, Credit Analysis, Financial Analysis, New Business Development, Product Marketing, Underwriting, Correspondent Banking, Syndications, Participation

Education
Brigham Young University
Bachelor's degree, Finance, General

Experience
Zions Bank  October 2012 - Present
Zions First National Bank   November 2005 - October 2012
US Bank  December 2004 - November 2005

Skills
Credit, Cash Flow, Portfolio Management, Credit Risk, Underwriting, Loans, Credit Analysis, Financial Analysis, Banking, Customer Relations, Commercial Lending, Excel, Small Business Lending, Compliance, Mentoring, Microsoft Office, Word, PowerPoint, Coaching, Teamwork, Problem Solving, Team Building

Education
Willamette University - Atkinson Graduate School of Management   2002 — 2004
MBA, Finance

Brigham Young University   1997 — 2001
BS, Geology

Experience
Inwest Title Services  January 2013 - Present
SouthWest Community Credit Union  June 2008 - November 2012
Southern Utah Title Company   November 2004 - February 2008
ZIONS FIRST NATIONAL BANK   December 1983 - February 2002
VOLUNTEER-CITY OF ST GEORGE GREEN TREE COUNCIL   February 1996 - August 1999

Skills
Title Insurance, HUD, Closings, Real Estate Transactions, Escrow, Real Estate, Sellers, Buyers, First Time Home Buyers, Residential Homes, Loans, Customer Service, Single Family Homes, Refinance, 1031 Exchanges, Investment Properties, Investors, FHA, Notary Public, Financial Services, Foreclosures, REO, Short Sales, Loss Mitigation, Bankruptcy, Marketing, Musicians, Default, Condos, Property Management, Credit Risk, Credit Analysis, Risk Budgeting

Education
Utah State University   1975 — 1978
"BS", Secondary Education=Health, Physical Education and Music

Dixie State College   1974 — 1975

Dixie High   1971 — 1974

Experience
IBERIABANK  March 2015 - Present
Arkansas State University System  November 2012 - Present
BBVA Compass  August 2014 - March 2015
Brookland City   May 2012 - July 2013
Regions Bank  January 2008 - June 2013
Zions First National Bank   January 2001 - December 2007

Skills
Management, Training, Sales Management, Government, Compliance, Financial Reporting, General Ledger..., Supervisory Skills, Employee Loyalty, Problem Solving, Communication Skills, Team Management, Teamwork, Superior Client Service, Work Ethic, Dependable Team Player, Non-profit Leadership, Retail, Research, Community Outreach, Finance, Leadership, Microsoft Office, Public Speaking, Sales, Banking, Policy, Analysis

Education
University of North Texas   2013 — 2014
Doctor of Philosophy (PhD), Public Administration

Arkansas State University   2008 — 2010
Masters, Public Administration, 3.5

University of Utah   2005 — 2007
BS, Mass Communication- Electronic Journalism

Experience
Zions Bancorp  Senior Credit AnalystZions Bank2007 - Present
Zions First National Bank   2007 - Present

Education
Brigham Young University   2003 — 2007

Experience
Zions First National Bank   June 2004 - Present
First Security Bank  October 1978 - June 2004

Skills
Banking, Commercial Banking, Commercial Lending, Credit, Credit Analysis, Financial Analysis, Loans, Mortgage Lending, Retail Banking, Risk Management, Strategy

Education
University of Washington, Michael G. Foster School of Business   1992 — 1994
Pacific Coast Banking School, Retail Banking

Boise State University   1974 — 1978
BBA, Finance and Accounting

Experience
REI  2003 - Present
Zions First National Bank   2002 - 2003
Financial Banking   2001 - 2002
Key Bank  2001 - 2002
First Security Bank/ Wells Fargo   1990 - 2000

Education
Franklin Covey/American Institute of Banking   1994 — 1998
Business Management, Employee Development

University of Utah   1984 — 1988
Business, Math, Music, Physics

Boston University
Music, Math and Psycology

Experience
PEI  August 2005 - Present
Zions First National Bank   April 2003 - July 2005
Zions Bank  2003 - 2004
Providian Financial  2000 - 2003

Education
Columbia College
BA, Business Administration

Salt Lake Community College

Experience
Stoneriver Pharmacy Solutions  June 2005 - Present
StoneRiver Pharmacy Solutions  August 2007 - November 2012
WorkingRx  2004 - 2007
Zions First National Bank   August 2000 - May 2004
Outrageous Teriyaki   May 1998 - July 2000

Skills
Team Building, Microsoft Office, Process Improvement, Training, Customer Service, Business Analysis, Management, Insurance, Call Centers, Microsoft Word, Vendor Management, Microsoft Excel, Operations Management, Team Leadership, Visio, Software Documentation

Education
Salt Lake Community College   1999 — 2012
General Education

Copper Hills High School   1997 — 1999

Experience
Zions Bank  2010 - Present
WebBank  October 2008 - January 2010
KeyBank  1998 - 2008
Zions First National Bank   1997 - 1998
Zions Mortgage   1994 - 1996

Skills
Commercial Lending, Credit Analysis, Loans, Banking, Construction Loans, Credit, Financial Risk, Underwriting, Portfolio Management, Valuation, Investment Properties, Analysis, Commercial Banking, Risk Management, Finance, Treasury Management, Auditing, Accounting, Investments, Financial Analysis, Cash Management, Mortgage Lending, Financial Modeling, Credit Risk, Due Diligence, Asset Management, Strategic Financial..., Wealth Management

Education
Brigham Young University   1968 — 1973
Bachelor of Science, Psychology

Experience
M&T Bank Corporation  May 2013 - Present
Deloitte and Touche, LLP  August 2012 - May 2013
Zions Bancorporation  February 2003 - August 2012
Zions First National Bank   2003 - August 2012
International Association of Credit Portfolio Managers (IACPM)   2010 - 2012
Wells Fargo  April 2002 - December 2004
Citibank  2001 - 2001
Associates First Capital Corporation  1998 - 2000
Bank One Corp  1988 - 1996

Skills
Credit Risk, Liquidity, Program Management, Financial Services, Financial Risk, Risk Management, Banking, Budgets, Strategy, Financial Modeling, Corporate Finance, Portfolio Management, Stress Testing, Forecasting, Credit, Finance, Loans, Strategic Planning, Cloud Computing, Management, Integration, Commercial Banking, Valuation, Capital Markets, Enterprise Risk..., Derivatives, Economic Capital, Securities, ALM, Treasury Management, Executive Management, Credit Analysis, Cash Management, Investment Banking, Fixed Income, Financial Analysis, Financial Structuring, Due Diligence

Education
Carnegie Mellon University - Tepper School of Business   1979 — 1981
MSIA, Banking, Corporate, Finance, and Securities Law

University of Pittsburgh   1973 — 1978
BS, Math & Chem in Secondary Ed

Experience
Zions Bank  June 2013 - Present
Zions Bancorporation  November 2011 - June 2013
Zions First National Bank   July 2007 - November 2011

Skills
Financial Analysis, Commercial Lending, Small Business Lending, Credit Analysis, Commercial Banking, SBA, Lines Of Credit, Asset Based Lending, Credit Risk, Loans, Commercial Mortgages, Credit, Portfolio Management, Financial Reporting

Education
Brigham Young University   2004 — 2007
Business, Finance

Experience
Zions Bank  March 2014 - Present
Zions Bank  March 2006 - March 2014
Zions First National Bank   March 2006 - March 2014

Skills
Commercial Lending, Credit Analysis, Small Business Lending, Financial Analysis, Credit, Commercial Banking, Banking, Commercial Mortgages, Loan Origination, Loans, Underwriting

Education
University of Utah - David Eccles School of Business   2007 — 2009
EMBA, Business Administration and Management, General

Brigham Young University   1993 — 2000
Bachelors, Business Management - Finance Emphasis

Experience
Bank of American Fork  March 2006 - Present
Zions First National Bank   November 1996 - March 2006

Skills
Banking, Commercial Banking, Project Management, Retail Banking, Team Building, Risk Management, Loans, Management, Commercial Lending, Customer Service, Leadership, Financial Analysis, Strategic Planning, Cash Management, Leadership Development

Education
University of Wisconsin-Madison
Graduate School of Banking, Human Resource Management

Brigham Young University
B.A., Communications

Experience
Zions Bancorporation  June 2015 - Present
Zions Bank  July 1992 - June 2015
Zions First National Bank   July 1992 - June 2015

Skills
Banking, Small Business Lending, Loans, SBA, Credit, Consumer Lending, Financial Analysis, Retail Banking, Relationship Management, Risk Management

Education
The George Washington University   2013 — 2014
International Women's Forum On The Board Fellows Program, Corporate Board Training

University of Washington   1992 — 1995
Banking Degree, Banking and Finance

Auburn University   1973 — 1976
B.S., Marketing, Management

Experience
Amegy Bank  March 2014 - Present
Amegy Bank  January 2014 - March 2014
Amegy Bank  February 2013 - January 2014
Amegy Bank  November 2010 - February 2013
Amegy Bank  December 2009 - November 2010
Zions First National Bank   June 2001 - November 2009
Zions First National Bank   November 2005 - December 2008
Zions First National Bank   January 2004 - November 2005
Zions First National Bank   June 2001 - December 2003
Snow College  January 2001 - May 2001

Skills
Corporate Trust, Corporate Lending, Banking, Financial Accounting, Legal Document Review, Administrative..., Organizing, Customer Service, Ten Key, Excel, VBA, Microsoft Word, PowerPoint, Outlook, Windows 7, Microsoft Office 2007, Data Entry, Cross Selling, Account Reconciliation, Deposits, Microsoft Office, Bonds, Corporate Finance, Financial Analysis, Commercial Lending, Commercial Banking, Loan Origination, Retail Banking, Risk Management, Credit Risk, Credit, Financial Risk, Portfolio Management, Financial Reporting, Accounting, Cash Flow, Finance, Lines Of Credit, Credit Analysis, Middle Market, Payments, Cash Flow Lending, Commercial Mortgages, Loans, Cash Management, Consumer Lending

Education
Brigham Young University   2001 — 2003
Bachelors, Business Management, Finance

Snow College   1999 — 2001
Associates, Accounting, Business Management

Experience
Security National Mortgage  August 2013 - Present
Commerce Mortgage  April 2013 - July 2013
Residential Finance Corporation  December 2012 - April 2013
Guaranteed Rate  June 2012 - January 2013
Security National Mortgage  May 2011 - June 2012
America One Mortgage Group   August 2004 - May 2011
MGM Financial Corp   2000 - 2004
Zions First National Bank   1997 - 1998
Wells Fargo Bank  1992 - 1996

Skills
Refinance, FHA, Loans, Mortgage Lending, Loan Origination, Reverse Mortgages, Sales, Marketing, Mortgage Banking, USDA, Credit, Investment Properties, First Time Home Buyers, Real Estate Financing, Strategic Planning, Risk Management, Funding, Residential Homes, Home Equity Loans, Sellers, Underwriting, VA loans, Finance, Residential Mortgages, Certified Mortgage..., FHA financing, VA Loans

Education
Salt Lake Community College
General Administration/Business

Experience
Zions First National Bank   December 2012 - Present
The Church of Jesus Christ of Latter-day Saints  June 2009 - June 2012
Zions Bancorporation  September 1987 - June 2009
Michigan National Corporation  1977 - 1987
Citibank  July 1973 - November 1975

Skills
Investor Relations, Financial Analysis, Competitive Analysis, Business Strategy, Banking, Public Speaking, Strategic Planning, Strategy, Team Building

Education
Harvard Business School   1971 — 1973
MBA

Brigham Young University   1965 — 1971
BS, Mathematics

Experience
Zions First National Bank   November 1999 - Present

Skills
Consumer Lending, Credit, Loans, Small Business Lending, Commercial Lending, Commercial Banking, Banking, Retail Banking, Lines Of Credit, Strategic Planning, Leadership, Mortgage Lending, Portfolio Management, Treasury Management, Credit Analysis

Education
Brigham Young University
Master’s Degree, Finance, Japanese, Organizational Behaviour

Experience
Zions Bank  May 2012 - Present
Zions First National Bank   July 1976 - May 2012
Utah State House of Representatives  January 2000 - January 2012
Utah House of Representatives  2008 - 2010

Education
Pacific Coast School of Banking   1992 — 1994
University of Washington, Banking, Corporate, Finance, and Securities Law

BYU   1972 — 1976
Bachelor of Science

Brigham Young University   1971 — 1976
Bachelor’s Degree

National Commercial Lenders Graduate School

Experience
MassMutual Intermountain West  January 2015 - Present
Bank of the West  April 2013 - June 2014
Zions First National Bank   April 2008 - February 2012
KeyBank  April 2007 - April 2008
Wells Fargo  April 2004 - April 2007

Education
University of Central Oklahoma - College of Business Administration   1987 — 1989
Bachelor's Degree, Business Finance

Brigham Young University   1977 — 1978
Did not complete Degree at BYU, Business

Experience
ADP  September 2014 - August 2015
5.11 Tactical  June 2012 - January 2014
Zions First National Bank   October 2011 - June 2012
Zions First National Bank   November 2010 - October 2011
AAA Fair Credit Foundation  September 2009 - November 2010
Utah Saves   June 2008 - November 2010

Skills
Customer Service, PowerPoint, Team Building, Banking, Strategic Planning, Microsoft Excel, Sales, Public Speaking, Team Leadership, Microsoft Office, Employee Training, Training, Software Implementation, Salesforce Training, Management, Marketing, Leadership Development, Process Improvement, Budgets, Project Management, Debt Management

Education
Brigham Young University   2006 — 2009
Bachelor of Science

Experience
PJF Corporation   January 2015 - Present
Brigham Young University  September 2013 - December 2014
Excel Construction   March 2013 - July 2013
Smart Construction   September 2012 - December 2012
Zions First National Bank   February 2010 - July 2010
Keller Williams Westfield Real Estate   October 2008 - July 2010
PJF Corporation   May 2002 - June 2006

Skills
Microsoft Office, Microsoft Excel, Microsoft Word, Customer Service, PowerPoint, English, Windows, Research, Outlook, Teaching, Public Speaking, Strategic Planning, Budgets

Education
Brigham Young University   2009 — 2014
Bachelor's degree, Finance, General, 3.87 cummulative GPA

IFundTraders
NA, Stock Trading

Experience
Wells Fargo Private Mortgage Banking  January 1997 - March 2015
Norwest Bank of Arizona, NA   January 1993 - January 1997
Citibank of Arizona, NA   January 1988 - January 1993
United Bank of Arizona   January 1987 - January 1988
Sterling Savings Association   January 1986 - January 1987
Zions First National Bank   January 1981 - January 1986

Skills
Credit, Banking, Credit Analysis, Underwriting, Investments, Leadership, Management, Training, Business Development, Due Diligence, Referrals, Sales Operations, Commercial Real Estate, Loan Origination, Refinance, Mortgage Banking, Residential Mortgages

Education
Gonzaga University   1977 — 1980
BA, Psychology / Foriegn Languages

American Institute of Banking

Robert Morris Associates RMA

State of California Real Estate

Experience
Beneficial Financial Group  March 1997 - May 2011
Zions First National Bank   1983 - 1997

Skills
Fixed Annuities, Financial Analysis, Retirement Planning, Leadership, Management, Insurance, Risk Management, Budgets, Analysis, Financial Reporting, Pricing, Life Insurance, Marketing, Banking, Investments, Strategic Planning, Customer Service, Financial Modeling, Product Management, Strategy

Education
Brigham Young University   1983 — 1988
MS, Economics

Experience
Osmond Real Estate  April 2000 - Present
Zions First National Bank   May 1992 - April 2000

Education
Brigham Young University   1970 — 1972
General Ed

Experience
Zions First National Bank   2004 - Present

Education
Brigham Young University   1982 — 1989
Bachelor of Science (BS), Business Management/Finance

Experience
Discover Bank  January 2009 - Present
Aetna Behavioral Health  September 2006 - October 2008
Zions First National Bank   May 2004 - August 2006

Skills
Bilingual Spanish -..., Customer Service, Interpersonal..., Enjoy Working with..., Teamwork

Education
Eastern Oregon University   1991 — 1998
Bachelor of Arts (B.A.), Sociology and Anthropology

Experience
Zions First National Bank   August 2012 - Present
SugarBeat   July 2008 - Present
Brick Oven Restaurant  May 2012 - August 2012

Education
LDS Business College   2012 — 2013

Salt Lake Community College   2010 — 2012

Alta High School   2009 — 2012

Experience
Zions First National Bank   2010 - 2013
Macey's Grocery Store  June 2006 - June 2008

Skills
Customer Service, Banking, Branch Banking, Retail Banking, Direct Sales, Salesforce Training, Salesforce.com, Microsoft Word, Microsoft Office, Bilingual, Spanish-speaking, Highly detail oriented, Close Attention to..., Always Punctual, Teamwork

Education
Salt Lake Community College   2010 — 2013
Associate of Science (AS), General Studies

Hillcrest High School   2005 — 2007
GED