CMG Financial
Industry: Company
DescriptionCEO: Christopher M. George Founded: 1993 Executive vice president: Kimberly Callas COO: Catherine Mijares Chief administrative officer: AJ George Subsidiaries: General Mortgage Corporation, Northwest Financial Advisors, Inc., RBC Mortgage Company of California Parent organization: CMG Bancorp
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CMG Financial Employees
Freedom Mortgage January 2015 - Present
CMG Financial November 2013 - January 2015
W.J Bradley Mortgage Capital November 2012 - October 2013
All Western Mortgage January 2009 - May 2011
Five Star Mortgage January 2005 - January 2009
Direct Access Lending March 2003 - January 2005
Skills
FHA, Mortgage Lending, VA loans, First Time Home Buyers, Mortgage Banking, Refinance, Reverse Mortgages, USDA, FHA financing, Investment Properties, Loan Origination, Real Estate, Loans, Investments, Credit, Government Loans, Certified Mortgage..., Construction Loans, FHA Financing, Non-Conforming, Real Estate Economics, Real Estate Financing, VA Loans, Residential Mortgages, Underwriting, Mortgage Underwriting, Financial Structuring, Credit Analysis, REO
Education
College of Southern Nevada
Accounting and Finance
College of Southern Nevada
Lafferty Communities July 2014 - Present
CMG Financial April 2013 - July 2014
CMG Financial August 2012 - April 2013
Lawrence Berkeley National Laboratory June 2010 - August 2010
Skills
Domestic Relations, Community Outreach, Microsoft Excel, Event Planning, Health Education
Education
California State University-Chico 2008 — 2012
Bachelor of Science (B.S.), Health Science
Campolindo High School 2004 — 2008
Alexport Logistics May 2014 - Present
CMG Financial August 2013 - Present
Education
UCLA Anderson School of Management 2014 — 2015
Riordan Pre-MBA Fellow Class 2015
California Polytechnic State University-San Luis Obispo 2007 — 2009
Bachelor's Degree
Diablo Valley College 2005 — 2007
Associate's Degree
Recycle Me Iowa July 2013 - Present
First Mortgage Company October 2014 - April 2015
CMG Financial July 2014 - September 2014
Crown Services August 2012 - July 2013
Capital Group September 2010 - August 2012
Fontainebleau Resorts 2011 - July 2012
AndyMurphyNLP August 2007 - July 2010
Skills
Recruiting, Staffing Services, Temporary Placement, Interviews, Hospitality, Customer Service, Social Media Marketing, Front Office, Restaurants, Event Planning, Microsoft Word, Customer Satisfaction, Data Entry, Process Scheduler, Hospitality Industry, Hotels, Food & Beverage, Employee Relations, Account Management, Human Resources, Management, Sales, Marketing, Training, Leadership, Payroll, Employee Training, Time Management, Team Building
Education
Des Moines Area Community College 2011 — 2015
Associate of Science (A.S.), Web Development, 3.9 GPA
Gold Coast School of Real Estate 2010 — 2011
Sales Associates License, Real Estate
Lincoln HS 2001 — 2005
CMG Financial October 2013 - Present
Wintrust Mortgage September 2012 - October 2013
Fifth Third Bank February 2011 - September 2012
Bank of America August 2008 - September 2009
Wells Fargo Home Mortgage February 2001 - June 2008
North Shore Community Bank 1995 - 2001
Harris Bank 1991 - 1996
Illinois Mortgage Assoc. Ltd. 1986 - 1990
Louis Capital Markets 1985 - 1986
Skills
Business Development, Mortgage Lending, Residential Mortgages, Sellers, Loan Origination, Small Business Lending, Mortgage Underwriting, Strategic Planning, Mortgage Banking, FHA, Investment Properties, Refinance, Debt Consolidation, Commercial Lending, Certified Mortgage..., Loans, Underwriting, Construction Loans, Home Equity Loans, Government Loans, Negotiation, Foreclosures, Consumer Lending, New Business Development, Real Estate, Financial Analysis, Finance, Sales Management, Asset Managment, Commercial Banking, Branch Management, Real Estate Economics, Credit, Loss Mitigation, Credit Analysis, Mortgage Marketing, Portfolio Management, Real Estate Financing, Commercial Mortgages, Banking, Home Equity Lines of..., Reverse Mortgages, Investments, VA loans, Financial Services, REO, Short Sales, USDA, Sales, First Time Home Buyers
Education
University of Illinois at Chicago 1980 — 1984
Political Science
Adams State University 1976 — 1980
New Trier High School 1971 — 1974
yes, GTown
CMG Financial September 2012 - Present
CMG Financial September 2012 - April 2014
PHH Mortgage February 2002 - August 2012
Skills
Residential Mortgages, Credit, FHA, Sales, Mortgage Banking, Loan Origination, Mortgage Lending, Loans, Sales Operations, Refinance, VA loans, Mortgage Underwriting, Mortgage Servicing, USDA, FHA financing, FHA Financing, VA Loans, Underwriting
Education
Florida State University
Bachelor's Degree, Economics
Residential Bancorp July 2015 - Present
CMG Financial November 2014 - July 2015
Affinity Lending Solutions September 2013 - May 2014
New Line Mortgage - Wholesale Division of Republic Mortgage August 2006 - September 2013
National City Mortgage June 2000 - July 2005
Skills
Mortgage Banking, USDA, VA loans, Referrals, Government Loans, Short Sales, Real Estate Transactions, Investment Properties, FHA, Mortgage Lending, Loans, Refinance, Residential Mortgages, Reverse Mortgages, Real Estate, Selling, Credit, Investors, First Time Home Buyers, Loan Origination, FHA financing, Construction Loans, Banking, Certified Mortgage..., Real Estate Financing, Mortgage Underwriting, Commercial Mortgages, Home Equity Loans, Credit Analysis, Underwriting, Mortgage Marketing, Home Equity Lines of..., Commercial Lending, Mortgage Servicing, Loss Mitigation, Real Estate Economics, Loan Servicing, Consumer Lending, HUD, Funding, Financial Structuring, Foreclosures, REO, Rates, Closings, Title Insurance, Small Business Lending, Loan Modifications, Escrow, Lines Of Credit
Education
Graduate - School of Mortgage Banking 1992 — 1995
Mortgage Banking 3 yr. Course
Brigham Young University
Business/Commerce, General
University of Utah
Business/Commerce, General
Freelance / Web & Graphic Design Services May 2005 - Present
eSignal, an Interactive Data company February 2015 - Present
CMG Financial January 2014 - February 2015
RPM Mortgage Inc March 2010 - January 2014
BYOG March 2008 - March 2010
HSBC October 2004 - December 2007
Skills
Digital Video, Advertising, Adobe Creative Suite, Dreamweaver, Digital Imaging, Adobe Acrobat, Flash, Graphic Design, Motion Graphics, Photoshop, Illustrator, Web Design, InDesign, Microsoft Office, PowerPoint, Microsoft Excel, HTML, CSS, Marketing, Microsoft Word, Final Cut Pro, Social Media, After Effects, Social Networking, SharePoint, User Experience Design, User Interface Design, Customer Service, Photography, Brochures, Logo Design, Graphics, Interaction Design, Layout, Typography, Business Cards, Mac, User Experience, SEO, Art Direction, Web Development, Email Marketing, Illustration, Social Media Marketing, Editing, Art, WordPress, Animation, Digital Illustration, Branding & Identity
Education
Academy of Art University 2005 — 2009
BFA, Computer Arts
CMG Financial February 2007 - Present
The Westin Kierland Resort and Spa February 2012 - October 2012
Skills
Mortgage Lending, Loans, Certified Mortgage..., FHA, Mortgage Banking, Refinance, Residential Mortgages, Banking, Underwriting, Finance, Negotiation, Public Speaking, Investment Properties, Credit, Marketing, USDA, Investments, Loan Origination, Real Estate, Time Management
Education
Arizona State University 2010 — 2012
Arizona State University
Bachelor of Arts, Psychology
CMG Financial September 2013 - Present
Caliber Funding February 2012 - August 2013
First Horizon Home Loans/Metlife Home Loans 2003 - 2011
Skills
Mortgage Lending, FHA, Underwriting, Mortgage Banking, Selling, Residential Mortgages, Mortgage Underwriting, Jumbo Mortgage, Correspondent Banking, Marketing, Building Relationships, REO, Mortgage Servicing, Loan Origination, Employee Benefits, Cold Calling, Financial Services, Investors, Construction Loans, Real Estate, Loan Servicing, Foreclosures, Relationship Management, Sales, Insurance, Investment Properties, Wholesale Lending, First Time Home Buyers, Customer Retention, Home Equity Loans, Customer Service, Loss Mitigation, Banking, Sales Management, Commercial Lending, Real Estate Economics, Investments, Short Sales, Executive Management, Reverse Mortgages, Referrals, Team Building, Government Loans, Mortgage Marketing, Home Equity Lines of...
Education
Brigham Young University - Idaho 2014 — 2016
Bachelor of Business Administration (B.B.A.)
University of Phoenix 2012 — 2014
Associate of Arts (AA), Business Administration and Management, General
CMG Financial May 2015 - Present
Partners Mortgage February 2014 - May 2015
Wells Fargo Home Mortgage March 2012 - February 2014
Bank of America April 2009 - March 2012
DJMS and Associates March 2006 - March 2009
Ameriquest Mortgage January 2003 - February 2006
Skills
Communication, Sales, Management, Customer Satisfaction, Customer Retention, Finance, Mortgage Banking, Brokers, Real Estate Transactions, Presentations, Fitness, Leadership, Wholesale Lending, Credit, Real Estate, Mortgage Lending, Investment Properties, FHA, First Time Home Buyers, Loan Origination, Loans, Refinance, Residential Mortgages
Education
CSU Sacramento
CMG Financial May 2015 - August 2015
Valtus Capital Group May 2014 - August 2014
Coldwell Banker June 2013 - August 2013
Vector Marketing June 2011 - July 2011
Skills
Banking, Finance, Real Estate, Leadership, Investments, Sales, Negotiation, Selling, Marketing, Strategic Planning, Sales Presentations, Direct Sales, Networking, Team Leadership, Training
Education
Arizona State University, W. P. Carey School of Business 2011 — 2016
Bachelor's Degree, Finance
CMG Financial September 2014 - Present
PrimeLending September 2011 - June 2014
Bank of America October 2010 - September 2011
Bakersfield, California 2010 - 2011
Skills
Mortgage Banking, FHA, Loan Origination, Refinance, USDA, VA loans, Mortgage Lending, Residential Mortgages, Loans, First Time Home Buyers, Certified Mortgage..., Investment Properties, Residential Homes, Sellers, Finance, FHA financing, Construction Loans, Home Equity Loans, Investors, Real Estate Economics, Real Estate Financing, Loss Mitigation
Education
Chabot College 1972 — 1974
Engineering
CMG Financial October 2012 - Present
Prospect Financial Group, Inc. March 2012 - September 2012
Coastwise Capital Group, LLC November 2009 - March 2012
TaylorMade-adidas Golf October 2008 - February 2009
AppleOne Employment Services January 2007 - September 2008
Islands Restaurants January 2003 - December 2006
Skills
Microsoft Word, Microsoft Excel, Microsoft Outlook, Microsoft PowerPoint, Quickbooks, Investment Management, Internet Savvy, Recruitment/Retention, Bookkeeping, Financial Management, Payroll Administration, Hedge Funds, Website Management, Vendor Relations, Office Decor, Confidentiality, Customer Service, Outlook, Payroll, QuickBooks
Education
UCSD Extension 2009 — 2014
Human Resources Management
California State University-Long Beach 2000 — 2004
B.A, Speech Communications; Interpersonal and Organizational
CMG Financial March 2015 - Present
CMG Financial June 2014 - March 2015
Aerotek October 2012 - June 2014
Skills
Applicant Tracking..., Technical Recruiting, Internet Recruiting, Talent Acquisition, Staffing Services, Recruiting, College Recruiting, Sourcing, Temporary Placement, Contract Recruitment, Onboarding, Benefits Negotiation, Project Management, Training, Human Resources, Staff Augmentation, Talent Management, Screening Resumes, Hiring, Resume Writing, Permanent Placement, Screening, Executive Search, Interviews
Education
California State University-Chico 2003 — 2007
Bachelor of Science (BS), Business Administration, Management and Operations
CMG Financial February 2014 - Present
JPMorgan Chase August 2013 - February 2014
Bank of America April 2006 - January 2012
Skills
Problem Solving, Team Building, Accounting, Social Media, Event Planning, Writing, Project Management, Event Management, Public Relations, Project Planning, Teamwork, Sales Management, Team Leadership, Sales, Management, JavaScript, Analysis, Banking, Credit, Refinance
Education
Columbia College 1992 — 1995
University of Missouri-Columbia 1990 — 1991
Columbia College
University of Missouri
CMG Financial 2014 - Present
BayBurg Mortgage Inc August 2012 - January 2014
US Navy May 2006 - May 2010
Skills
Loan Origination, Mortgage Consulting, Mortgage Banking, Residential Mortgages, Commercial Mortgages, Mortgage Servicing, Reverse Mortgages, Mortgage Marketing, VA loans, Mortgage Lending, Loans, Investment Properties, FHA, First Time Home Buyers, VA Loans
Education
Jacksonville University 2008 — 2010
Marine Science, Oceanography
Florida Atlantic University
Associate's degree, Business/Commerce, General
CMG Financial September 2013 - January 2014
CMG Financial September 2012 - September 2013
CMG Financial August 2009 - September 2012
CMG Financial January 2007 - August 2009
CMG Financial May 2004 - January 2007
Skills
Customer Service, Microsoft Office, Microsoft Excel, Financial Analysis, Banking, Risk Management, Strategic Planning, Project Management, Business Analysis, Investments, Management, Microsoft Word, PowerPoint, Business Strategy, Change Management, Process Improvement, Portfolio Management, Financial Modeling, Sales, Accounting, SDLC, Vendor Management
Education
Golden Gate University 2012 — 2014
Bachelor of Science (BS), Business Administration and Management, General
FIDM/Fashion Institute of Design & Merchandising-San Francisco 2001 — 2004
Associate of Arts (AA), General Sales, Merchandising and Related Marketing Operations
Arroyo
CMG Financial August 2013 - Present
Skills
Mortgage Lending, Loans, Credit, Mortgage Banking, Banking, FHA, Refinance, Customer Service, Loan Origination, Residential Mortgages, Underwriting, Finance, Outlook, Microsoft Excel, Microsoft Office, FHA financing, Investment Properties
Education
CSU Chico
B.A. in Philosopy
CMG Financial May 2014 - Present
Farm Bureau Financial Services April 2010 - April 2015
MyCityLender Inc. January 2011 - November 2012
American Mortgage Group 2005 - 2010
Adobe Financial Corp February 2003 - July 2005
Communication Services, Inc. August 2000 - September 2002
Skills
Mortgage Lending, Fixed Annuities, Loans, Life Insurance, FHA, Refinance, Investment Properties, Insurance, USDA, Loan Origination, Residential Mortgages, First Time Home Buyers, Reverse Mortgages, Disability Insurance, Term Life Insurance, Investors, Finance, Foreclosures, Sales, Mortgage Banking, Real Estate, Home Equity Loans, VA Loans, Credit
Education
Arizona State University 1998 — 2000
Bachelors-Business Management, Finance, Agribusiness
Central Arizona College
AA, Agricultural Science
U.S. Bank March 2015 - Present
CMG Financial October 2014 - March 2015
Network Capital Funding Corporation May 2014 - October 2014
JPMorgan Chase July 2012 - May 2014
Guess? 2010 - 2012
American Eagle Outfitters October 2007 - September 2010
Kifaru Jitsu Academy of Martial Arts March 2006 - August 2009
Skills
Mortgage Lending, Sales, Customer Service, Mortgage Banking, Refinance, Loans, Management, Microsoft Word, Leadership, Social Media, PowerPoint, Social Networking, Investment Properties, Purchases, Public Speaking, Microsoft Excel, Real Estate, Training, Visual Merchandising, Outlook, Time Management, Small Business, Teamwork, Team Building, Building Strong..., Banking, Finance, Investments, Consumer Lending, Customer Retention, Credit, Financial Services, Residential Homes, Marketing, Loan Origination, First Time Home Buyers, FHA, Residential Mortgages
Education
College of Southern Nevada 2009 — 2012
Business/Commerce, General
Sierra Nevada Brewing Co. February 2015 - Present
Soul id Inc. May 2014 - February 2015
Spine Chiropractic September 2014 - December 2014
The CMG Foundation June 2014 - July 2014
Delta Sigma Pi December 2013 - May 2014
CMG Financial December 2012 - January 2014
Acclarent June 2012 - August 2012
Skills
Microsoft Office, PowerPoint, Organizing, iPhoto, Microsoft Excel, iTunes, Microsoft Word, Time Management, Social Media, Leadership, Retail, Teamwork, Social Media Marketing, Fundraising, Sales, Customer Service, Social Networking, Facebook, Event Planning, Project Management
Education
California State University-Chico 2010 — 2014
Bachelor of Science (B.S.), Business Administration, Sophomore
Ecole de Management de Marseille / Euromed Marseille 2012 — 2013
In progess, Business Administration and Management, General, Junior
Dublin High School 2006 — 2010
High School Diploma, General Education
CMG Financial September 2014 - Present
PrimeLending August 2011 - August 2014
Bank of America September 2010 - September 2011
Worldwide Credit Corporation March 2005 - August 2010
Skills
Finance, Mortgage Banking, Refinance, Mortgage Lending, Sales, Referrals, Loans, FHA, VA loans, Residential Mortgages, REO, VA Loans, Real Estate, First Time Home Buyers, Investment Properties, Loan Origination
Education
Cal State Hayward 1974 — 1976
Mechanical Engineering
Chabot College 1972 — 1974
Civic Financial Services July 2015 - Present
CMG Financial September 2014 - June 2015
Skills
Loan Origination, Residential Mortgages, Analysis, Loans, Mortgage Lending, Strategic Planning, Mortgage Banking, Refinance, VA Loans, Certified Mortgage..., Reverse Mortgages, First Time Home Buyers, FHA, Investment Properties, Sales, Real Estate, Finance, USDA
Education
Florida Atlantic University 2007 — 2012
Bachelor of Science (B.S.), Economics
Florida Atlantic University 2007 — 2012
Bachelor of Science in Economics, Economics
CMG Financial March 2014 - Present
Waterstone Mortgage April 2012 - November 2013
Primp cheap-chic boutique November 2011 - March 2012
Love Culture Inc May 2011 - November 2011
Skills
Administrative..., Mortgage Marketing, Document Review, Appointment Scheduling, Social Networking, Customer Service, Networking, Marketing, Sales, Supervision, Leadership, Team Leadership, Time Management, Timely Decision Making, Great Motivator, Staff Development, Staff Management, Positivity, Positive Energy, Event Planning
Education
Alexandria Technical College 2010 — 2012
Sales & Marketing / Management, Fashion Merchandising
Fremont Bank June 2015 - Present
24 Hour Fitness March 2012 - Present
Ethos Lending LLC February 2015 - May 2015
Wells Fargo Home Mortgage January 2013 - February 2015
Sierra Pacific Mortgage Company, Inc. June 2012 - January 2013
CMG Financial April 2012 - June 2012
MetLife home loans May 2011 - January 2012
Wells Fargo Home Mortgage October 2010 - February 2011
Accountemps June 2009 - May 2010
Skills
Mortgage Underwriting, Loans, Mortgage Lending, Refinance, Loan Origination, Residential Mortgages, Credit, Credit Analysis, Mortgage Banking, FHA financing, Administrative..., Receptionist Duties, Clerical Skills, mail room clerk, Certified Nurse..., Payroll, Cashiers, Information Security, Packaging, Accounts Payable, Accounts Receivable
Education
Vallejo Nursing 2008 — 2008
CNA, Certified Nurse Assistant, 4.0
City College of San Francisco 1999 — 1999
Nursing, Registered Nursing/Registered Nurse, 3.5
Contra Costa College 1997 — 1999
Nursing, Registered Nursing/Registered Nurse, 3.5
CMG Financial February 2015 - Present
CMG Financial January 2014 - February 2015
Got Appraisals October 2011 - January 2014
Special Events August 2010 - August 2011
The Sign Man / Moonlight Tinting June 2006 - May 2009
Skills
Real Estate, Mortgage Lending, Marketing, FHA, Appraisals, Management, Investment Properties, Foreclosures, Loans, Refinance, Mortgage Banking, Short Sales, Residential Homes, Business Development, REO, Training, First Time Home Buyers, HTML5, CSS, HTML, CSS3, Javascript, Bootstrap
Education
Full Sail University 2010 — 2013
Bachelor of Science (BS), Music Business
Cuesta College 2009 — 2010
Engineering
CMG Financial July 2014 - Present
Bay Area Theatres 2011 - Present
CMG Financial June 2013 - July 2014
San Francisco Bay Area October 2012 - June 2013
Bankers Preferred Real Estate Loans August 2012 - October 2012
CMG Financial April 2009 - August 2012
Peet's Coffee & Tea June 2006 - April 2009
Sacramento Theatre Company January 2006 - June 2006
Aflac October 2005 - December 2005
Fuzio Universal Pasta February 2005 - October 2005
Skills
Teamwork, Self Starter, Self-driven, Guitar Player, Excel, Word, Outlook, Writing, Creative Writing, Report Writing, Speech Writing, Technical Writing, Theatre, Theatrical Production, Musical Theatre, Mentoring, Training & Development, Fun, Always Punctual, Microsoft Word, Relationship Management, Microsoft Excel, Acting, Budgets, Social Media, Customer Service, Performing Arts, Stage Management, Stage, Directing, Team Leadership, Employee Training, Guitarist, Sales, Management, Leadership, Public Speaking, Microsoft Office, Editing, Problem Solving, Research
Education
California State University-Chico 1998 — 2004
BA, Theatre Arts
CMG Financial April 2013 - Present
Dr. Yogesh Trehan November 2011 - April 2013
Skills
Banking, Credit, Customer Service, Insurance, Payments, Financial Services, Loans, Mortgage Banking, Mortgage Lending, Risk Management, Refinance, Project Management, Sales, Leadership, Microsoft Office, Residential Mortgages, Strategic Planning, Team Building
Education
Mt Diablo Adult Education 2010 — 2011
Medical Assistant
College Park High School
CMG Financial September 2013 - Present
BluFi Lending February 2013 - September 2013
Security National Mortgage January 2010 - January 2013
Mortgage Industry April 2002 - January 2010
Skills
Mortgage Lending, First Time Home Buyers, Loans, Residential Mortgages, FHA, Refinance, REO, Investors, Foreclosures, Referrals, Investment Properties, Marketing, FHA financing, VA loans, Mortgage Banking, Finance, Real Estate Transactions, USDA, Loan Origination, Certified Mortgage..., Government Loans, VA Loans, FHA Financing
Education
College of Southern Nevada 2007 — 2011
Associates, Business Management
CMG Financial March 2014 - Present
Pinnacle Capital Mortgage Corp August 2010 - January 2014
Irwin Financial Corporation January 2003 - January 2009
E-LOAN January 1999 - January 2003
Providian Financial January 1995 - January 1999
Skills
Loans, Mortgage Lending, Finance
Education
College of the Canyons
General Education StudiesAccounting Studies and Personal Computer Studies
The Money Source Inc. July 2013 - Present
CMG Financial November 2012 - July 2013
Skills
Mortgage Lending, Loans, Credit, Loan Origination, Mortgage Banking, Credit Analysis, Credit Risk, Management, Banking, Relationship Management, Funding, Risk Management, Underwriting, FHA, Residential Mortgages, Financial Analysis, Mortgage Underwriting, Refinance, Investment Properties, Due Diligence, First Time Home Buyers, FHA financing, Branch Banking, Auditing, Sales Management, Finance, USDA, VA loans, Consumer Lending, Post Closing, Mortgage Servicing
Education
Diablo Valley College 2008 — 2011
Computer Engineering
California State University-East Bay
Business/Managerial Economics
Diablo Valley College
Computer Engineering; Mechanical Engineering
Oak Mortgage Company February 2015 - Present
CMG Financial November 2013 - December 2014
Freedom Mortgage November 2012 - August 2013
Advantage Sales & Marketing January 2012 - November 2012
TD Bank Group March 2011 - August 2011
Fulton Financial Corporation April 2009 - January 2011
Skills
Banking, Credit, Customer Service, Cash Management, Outlook, Microsoft Excel, PowerPoint, Residential Mortgages, Word Processing, Data Entry, Document Management, Communication, Finance, Access, Refinance, Loans, Time Management, FHA, Microsoft Word, Telephone Skills, VA loans
Education
Rowan University 2006 — 2010
Bachelor of Arts, Communication Studies
Camden County College 2011 — 2011
CMG Financial July 2015 - Present
Saint Mary's College of California 2015 - Present
Cal West Fencing February 2015 - June 2015
Saint Mary's College of California 2015 - 2015
Hilton / Justice Investors January 2014 - July 2014
Hilton Hotels Worldwide September 2012 - July 2014
mens warehouse September 2012 - November 2012
Hilton Worldwide August 2012 - October 2012
Sunnyside lake tahoe May 2012 - August 2012
Skills
I can fix any broken..., Most vehicle problems I..., can fix any power boat..., Tourism, OnQ, Restaurant Management, Food, Culinary Skills, Customer Service, Microsoft Excel, Public Speaking, Time Management, Hospitality Management, Hospitality, Management, Restaurants, Hotel Management, Event Planning, Hotels, Hospitality Industry, Catering, Leadership, Budgets, Event Management, Sales
Education
acalanes 2008 — 2011
hs deploma, Business Administration and Management, General
Diablo Valley College 2013 — 2013
working towards AA, Business Administration and Management, General, Junior
college of marin 2012 — 2012
went for a semester, Business Administration and Management, General
University of Arizona 2011 — 2012
left after my first year to support my mother during a divorce financially
First Guaranty Mortgage Corporation® September 2015 - Present
CMG Financial April 2013 - January 2015
Icon Residential Lenders May 2008 - April 2013
Sierra Pacific Mortgage April 2002 - October 2007
SunTrust Mortgage August 1999 - April 2001
Guild Mortgage Company December 1997 - August 1999
Mical Mortgage January 1992 - December 1997
HOME FED BANK December 1990 - December 1991
HOME FED BANK December 1988 - December 1990
HOME FED BANK May 1985 - December 1988
Skills
Sales, Direct Sales, Sales Presentations, Account Management, Key Account Management, Hunter, Sales Process, Selling, Mortgage Lending, B2B, Customer Service, Loan Origination, Loans, Sales Operations, Real Estate, Credit, Refinance, Residential Mortgages, Mortgage Banking, Training, Investment Properties, FHA, FHA Financing, First Time Home Buyers, Underwriting
Education
CSU Chico 2015 — 2019
Pre-Nursing Studies
San Diego State University-California State University 1977 — 1982
Bachelor of Arts (B.A.), Nutrition Sciences
CMG Financial October 2014 - Present
Skills
FHA, Refinance, Mortgage, Loans, Mortgage Industry, Renovation Lending, 203K, HomePath, Mortgage Lending, Loan Origination, VA loans, Mortgage Banking, Renovation, Investment Properties, Mortgage Underwriting, Credit, Banking, Real Estate, Government Loans, Residential Mortgages, Residential Homes, Sales, Finance, Mortgage Marketing, FHA financing, First Time Home Buyers, Investments, Reverse Mortgages, Certified Mortgage..., USDA, Sellers, Real Estate Financing, Construction Loans, Commercial Mortgages, Portfolio Management, Rates, Real Estate Economics, Debt Consolidation, Home Equity Loans, Credit Analysis, Underwriting, Loss Mitigation, Commercial Lending, Home Equity Lines of..., Financial Structuring, Mortgage Servicing, Consumer Lending, HUD, REO, Non-Conforming
Education
Elmhurst College 1985 — 1990
BS
CMG Financial September 2014 - Present
Sente Mortgage September 2009 - September 2014
PrimeLending September 2007 - August 2009
New Century Mortgage January 1998 - July 2007
Financial Industries Corp January 1988 - January 1998
Skills
VA loans, Residential Mortgages, FHA, Mortgage Banking, Mortgage Lending, USDA, First Time Home Buyers, Refinance, FHA financing, Reverse Mortgages, Certified Mortgage..., Loan Origination, Real Estate, Construction Loans, Government Loans, VA Loans, FHA Financing
Education
Baker College of Muskegon 1982 — 1984
Associate's Degree, Business Administration and Management, General
Atlantic Bay Mortgage Group December 2014 - Present
CMG Financial September 2014 - Present
WR Starkey Mortgage March 2014 - September 2014
IAllen Tate Mortgage Services, Inc November 2012 - March 2014
Summit Funding June 2012 - October 2012
WR Starkey Mortgage February 2009 - June 2012
Skills
Mortgage Lending, Credit, Loans, Banking, FHA, USDA, Refinance, VA loans, First Time Home Buyers, Mortgage Banking, Loan Origination, FHA financing, Residential Mortgages, Government Loans, Real Estate Financing, Credit Analysis, Investment Properties, Strategic Financial...
Education
Catawba College 2004 — 2006
BA, Business
CMG Financial November 2013 - Present
Impac Funding June 2010 - November 2013
First Horizon Home Loans June 2001 - February 2010
Option One Mortgage Corporation June 1998 - June 2001
Great American Opportunities 1992 - 1993
Skills
Mortgage Lending, Loans, Mortgage Banking, FHA, Construction Loans, CRM, Leadership, Finance, FHA Financing
Education
Colorado State University 1987 — 1990
Bachelor of Science, Business Marketing
CMG Financial July 2014 - Present
CMG Financial September 2013 - Present
Florida Capital Bank Mortgage April 2013 - August 2013
E Mortgage Management January 2013 - March 2013
SunTrust Mortgage August 2007 - December 2012
American Brokers Conduit February 2005 - July 2007
American Mortgage Network July 2002 - January 2005
Ameriquest Mortgage January 2002 - July 2002
Mount Royal Radio Room January 1998 - January 2002
J&L Custom Sewing and Repair January 1997 - January 2002
Skills
Superior Customer..., Sales Support, Inside Sales, Compliance, RESPA, T.I.L.A compliance, Economics, Real Estate Finance, Customer Experience, Customer Acquisition, Customer Engagement, Customer Service, Sales Operations, Real Estate Economics, Mortgage Banking, FHA, Mortgage Lending, Loan Origination, USDA, Refinance, Commercial Lending, FHA financing, Residential Mortgages, Mortgage Underwriting, VA loans, Loans, Credit, Sales
Education
Rowan University 1995 — 1997
Political Science and Government
Cabrini College 1993 — 1994
General Studies
Paulsboro 1989 — 1993
Land Home Financial Services January 2014 - Present
CMG Financial March 2012 - January 2014
AmeriFirst Financial, Inc. May 2009 - March 2012
State Mortgage January 2001 - May 2009
Skills
Loan Origination, FHA, Mortgage Banking, USDA, Refinance, Mortgage Lending, VA loans, Residential Mortgages, Real Estate, Loans, FHA financing, First Time Home Buyers, Investors, REO, Short Sales, Investment Properties, Residential Homes, Real Estate Transactions, Foreclosures, Brokerage, Single Family Homes, Certified Mortgage..., Commercial Real Estate, Reverse Mortgages, Real Estate Financing, Sellers, Mortgage Marketing, Real Estate Economics, Construction Loans, Credit, Mortgage Underwriting, Government Loans, HUD, Rates, Commercial Mortgages, Credit Analysis, Investments, Financial Structuring, Condos, Finance, Referrals, Loss Mitigation, Underwriting, FHA Financing
Education
Arizona State University 1985 — 1990
Business, Finance
Bobcat of St. Louis March 2014 - May 2015
CMG Financial 2014 - 2014
Skills
Customer Service, Office Administration, Administrative..., Receptionist Duties, Telephone Skills, Administration, Calendars, Confidentiality, Data Entry, FHA, Fax, Invoicing, Loan Origination, Microsoft Office, Microsoft Word, Mortgage Banking, Office Management, Refinance, Sales, Spreadsheets, Switchboard Operator, Travel Arrangements, Credit, Credit Analysis, First Time Home Buyers, Investment Properties, Leadership, Real Estate, FHA Financing
Education
Columbia State Community College
Clayton Holdings LLC October 2013 - Present
CMG Financial July 2012 - July 2013
Tata Consultancy Services October 2009 - July 2012
Skills
Residential Mortgages, Mortgage Banking, Mortgage Lending, Refinance, FHA
Education
Bridgewater State University 1988 — 1990
Master of Arts (MA), Economic Geography
Wells Fargo Home Mortgage October 2014 - Present
CMG Financial July 2013 - October 2014
All Western Mortgage August 2011 - July 2013
Keller Williams Realty Partners SW January 2012 - April 2013
Skills
Social Networking, Real Estate, Mortgage Lending, Loan Origination, Sales Management, Mortgage Banking, Certified Mortgage..., Refinance, FHA, Customer Service, Short Sales, Foreclosures, Investment Properties, Investors, Sellers, Small Business, REO, Residential Mortgages, Sales, Loans, Home, Real Estate Financing, Referrals, First Time Home Buyers, Selling, Relocation, VA loans, Condos, Commercial Real Estate, Strategic Planning, Negotiation, New Business Development, Team Building, Residential Homes, Government Loans, Reverse Mortgages, Mortgage Marketing, Finance, Real Estate Transactions, HUD, FHA financing, Vacation Homes, Investments, Real Estate Economics, Single Family Homes
Education
College of Southern Nevada 2002 — 2010
Associates, Accounting
CMG Financial October 2013 - Present
CMG Financial July 2012 - October 2013
Pita Jungle 2007 - 2012
Best Buy November 2005 - April 2007
Skills
Customer Service, Success Driven, Loan Servicing, Team Leadership, Goal Oriented, Customer Satisfaction, Computer Hardware, Mortgage Lending, System Testing, Technical Support, Multi Tasking, Cellular Communications, Digital Photography, HTML, CSS, Mortgage Banking
Education
Arizona State University 2008 — 2012
Bachelor of Arts (BA), Justice Studies
USLI May 2015 - Present
CMG Financial September 2014 - April 2015
Paycom May 2014 - September 2014
CMG Financial December 2011 - August 2013
Skills
Marketing, Event Management, Sales, Social Networking, Social Media, PowerPoint, Event Planning, Social Media Marketing, Customer Service, Microsoft Office, Time Management, Microsoft Excel, Microsoft Word, Public Speaking, Leadership, Public Relations, Teamwork, Facebook, Team Leadership
Education
California State University-Chico 2010 — 2014
Bachelor of Science (BS), Business Administration and Management, General
Foothill High School 2006 — 2010
High School Diploma, General Education
ABC Bank December 2014 - Present
CMG Financial March 2014 - November 2014
Interbank Mortgage Company August 2013 - February 2014
Envoy Mortgage May 2011 - June 2013
Nationstar Mortgage Wholesale Lending 2009 - May 2011
National City Mortgage January 2001 - December 2007
Commonwealth United Mortgage 1998 - 1999
Court Square Funding 1996 - 1997
Commonwealth United Mortgage 1995 - 1996
Skills
Mortgage Banking, Mortgage Lending, FHA, USDA, Refinance, Residential Mortgages, Loan Origination, VA loans, Loans, FHA financing, Reverse Mortgages, Certified Mortgage..., Credit, Construction Loans, Underwriting, Mortgage Underwriting, First Time Home Buyers, Government Loans, Investment Properties, Loss Mitigation, Real Estate, Real Estate Financing, Mortgage Marketing, Debt Consolidation, Commercial Mortgages, Home Equity Loans, Credit Analysis, Home Equity Lines of..., Loan Servicing, Wholesale Lending, Commercial Lending, Real Estate Economics, Consumer Lending, Rates, Funding, HUD, Mortgage Servicing, FHA Financing, VA Loans, Banking
Education
Colorado State University 1979 — 1984
BS, Ag Business
CMG Financial November 2005 - Present
HP User Assn - Interex December 2003 - July 2005
PeopleSoft July 2002 - October 2003
HP User Assn - Interex April 1985 - May 2001
Skills
Management
Education
Foothill College 1981 — 1983
General, Japanese
CMG Financial March 2013 - Present
Florida Capital Bank Mortgage April 2012 - February 2013
MetLife Home Loans June 2011 - March 2012
Stearns Lending November 2010 - May 2011
New Line Mortgage August 2009 - October 2010
Taylor, Bean & Whitaker October 2003 - August 2009
Pacific Republic Mortgage February 2002 - October 2003
Chase Manhattan Funding January 2000 - February 2002
Skills
Sales, CRM, Account Management, Sales Management, Business Development, B2B, New Business Development, Cold Calling, Strategic Planning, Selling, Real Estate, FHA, Customer Service, Investment Properties, VA loans, Leadership, Finance, Underwriting, Sales Operations, Mortgage Banking, Loan Origination, Refinance, VA Loans
Education
Central Washington University
B.S. Business Administration, Marketing and Management
CMG Financial April 2015 - Present
Cherry Creek Mortgage November 2014 - March 2015
Intuitive Matchmaking February 2014 - July 2014
IMPAC December 2012 - December 2013
Accountemps November 2010 - June 2011
Williston Financial Group April 2010 - September 2010
Accountemps November 2009 - April 2010
Hyperion Capital Group December 2008 - November 2009
Landmark Mortgage Company February 2007 - August 2008
KB Mortgage Processing, LLC January 2006 - January 2007
Skills
Mortgage Lending, Mortgage Banking, Loans, Refinance, Loan Origination, Residential Mortgages, Credit, Underwriting, Investment Properties, Customer Service, Presentations, Human Resources, Payroll, Microsoft Office, Office Administration, Receptionist Duties, Administrative..., Financial Risk
Education
Cypress College 1984 — 1985
General
Mammoth High School
CMG Financial September 2014 - Present
Independent Consultant 2009 - Present
Snell & Wilmer 2006 - 2009
Cramer-Krasselt 2003 - 2006
HMA Public Relations 2001 - 2003
Skills
Strategic Communications, Crisis Communications, Webmaster Services, Media Studies, Market Research, Sales, Recruiting, Technical Recruiting, Research, Social Media Marketing, Networking, New Business Development, IT Recruitment, Public Relations, Advertising, Information Technology, Media Relations, Staffing Services, Temporary Staffing, Temporary Placement, Talent Acquisition, Contract Recruitment, Permanent Placement, Technology, Technical Support, Network Administration, System Administration, Network Design, Network Development, Network Deployment, Network Security, Network Security..., Secure Network..., Training, Social Media, B2B, CRM, Leadership, Management, Event Planning, Marketing, Event Management, Website Development, Lead Generation, Content Strategy, Email Marketing, Product Marketing, Online Marketing, Social Networking
Education
Western International University 2005 — 2007
MBA, Marketing
Arizona State University 2001 — 2004
Bachelor of Interdisciplinary Studies, Mass Communications / Human Relationship Studies
CMG Financial August 2013 - Present
Liquid Force January 2012 - January 2013
Alliance Wakeboard Magazine January 2012 - January 2013
Nordstrom November 2011 - November 2012
LA Fitness January 2009 - January 2011
Skills
Social Media, Social Media Marketing, Social Networking, Customer Service, Microsoft Excel, Blogging, Marketing, Management, Business
Education
California State University-San Marcos 2008 — 2014
Bachelor of Business Administration (BBA), Business, Management, Marketing, and Related Support Services
CMG Financial August 2015 - Present
RockPile Energy Services March 2014 - May 2015
Chase January 2011 - August 2013
Chase Bank March 2008 - December 2010
Countrywide Home Loans October 2006 - March 2008
Capital One January 1999 - September 2006
Skills
Mortgage Banking, Refinance, VA loans, FHA, Credit, Consumer Lending, USDA, FHA financing, Small Business Lending, Home Equity Loans, Commercial Lending, Residential Mortgages, Credit Analysis, Lines Of Credit, Home Equity Lines of...
Education
Capella University 1997 — 2000
Master of Business Administration (MBA)
Minnesota State University, Moorhead
Bachelor of Applied Science (B.A.Sc.) Pre-Law
CMG Financial November 2009 - March 2014
WJ Bradley Mortgage August 2008 - November 2009
American Guaranty Mortgage January 2006 - July 2008
Stonecreek Funding December 2003 - January 2006
United Capital Mortgage June 2002 - November 2003
Mortgage Loan Specialists August 1998 - June 2002
Bristol-Myers Squibb 1989 - 1998
Skills
Finance, Residential Mortgages, Sellers, Loans, New Business Development, Mortgage Lending, Banking, Account Management, Refinance, Mortgage Banking, Customer Service, FHA financing, Reverse Mortgages, VA loans, Loan Origination, Recruiting, Underwriting, USDA, FHA, Accounts Receivable, Certified Mortgage..., Sales Management, Sales, Credit, Financial Services, Business Development, Real Estate Financing, Mortgage Underwriting, Government Loans, Consumer Lending, Credit Analysis, Commercial Lending, Home Equity Loans, Construction Loans, Commercial Mortgages, Home Equity Lines of..., Investment Properties, First Time Home Buyers, Real Estate, Management, Investments, Investors, Real Estate Economics, REO
Education
Arizona State University 1981 — 1983
BS, Business Management
FinancialForce.com March 2015 - Present
CMG Financial March 2014 - March 2015
NetSuite April 2013 - March 2014
WD, a Western Digital company October 2012 - April 2013
Hitachi Data Systems June 2006 - May 2012
Performant Financial Corporation February 2005 - June 2006
Hewlett-Packard 1983 - 2006
Skills
Human Resources, Organizational..., Leadership, MBTI, Staff Development, Performance Management, Employee Relations, Workforce Planning, Talent Management, Succession Planning, Organizational..., Employee Engagement, Onboarding, Talent Acquisition, Employment Law, Sourcing, Executive Coaching, Recruiting, Training, Change Management, Leadership Development, Personnel Management, Coaching, Training Delivery, Management Training..., Team Building, Management Development, Management, HR Consulting, Consulting, Business Development, Deferred Compensation, Organizational Design
Education
California State University-Sacramento 1972 — 1975
Bachelor of Arts (BA), Physical Education Teaching and Coaching
Ellie Mae March 2015 - Present
CMG Financial March 2014 - March 2015
HomeStreet Bank August 2012 - March 2014
PHH Mortgage January 2011 - July 2012
Prime Alliance Solutions, Inc. March 2009 - January 2011
Keller Consulting Services 2002 - 2009
Mortgage Lending University 1993 - 1998
Mortgage Guaranty Insurance Corporation 1989 - 1993
EARLY CAREER 1980 - 1989
Skills
Project Management, Process Improvement, Mortgage Lending, Program Management, Mortgage Banking, Change Management, Team Building, Project Planning, Leadership, Management, Business Development, Cross-functional Team..., Business Process, Strategic Planning, Clear Communications, Positive Can-do Attitude, Credit, Loans, Risk Management
Education
University of Washington 2000 — 2002
Master of Science, Construction Management
Cardinal Stritch University
Bachelor of Science, Business Administration
CMG Financial September 2015 - Present
CMG Financial July 2014 - Present
Independent Artist January 2009 - Present
CMG Financial May 2013 - June 2014
YapStone, Inc. August 2012 - March 2013
YapStone, Inc. August 2011 - August 2012
YapStone, Inc. June 2011 - August 2011
YapStone, Inc. June 2010 - August 2010
Skills
SQL, Technical Support, Microsoft SQL Server, System Administration, Troubleshooting, Film Editing, Digital Photography, Operating Systems, Digital Printing, Podcasting, Windows 7, Sound Editing, Photo Editor, Customer Service, Microsoft Excel, Databases, SSRS, Windows Server, Hardware, Landscape Photography, Astrophotography, Nik Software, Canon DSLR, Photographic Printing, Tableau, Android, iOS, Data Analysis
Education
San Francisco State University 2009 — 2011
Bachelor of Arts (B.A.), Cinematography and Film/Video Production, 3.52 GPA overall
Foothill College 2007 — 2009
Cinematography and Film/Video Production
University of Washington 2006 — 2007
Economics
CMG Financial Correspondent Legal Audit LeadCMG FinancialFebruary 2013 - Present
Pacific Union Financial September 2012 - February 2013
Wachovia / Wells Fargo June 2010 - March 2011
Wachovia / Wells Fargo June 2010 - March 2011
Skills
Management, Loans, Executive Management, Customer Service, Banking
Education
Chabot College
CMG Financial March 2015 - Present
The Pat Burgess Team December 2014 - Present
Skills
Beauty Industry, Digital Photography, Commercial Product..., Film Photography, Photoshop, Lightroom, Final Cut Pro, Social Media Marketing, Social Media, Makeup Artistry, Airbrush, Special Effects Makeup, Skin Care, Hair Cutting, Hair Styling, Hair Extensions, Hair Coloring, Life Casting, Color Theory, Film Production, Film Editing, Studio Lighting, Cinematography, Post Production, Set Design, Retail Sales, Client Relations, Visual Merchandising, Salesforce.com, Screenwriting, Acting, Employee Training, Product Training, Microsoft Office, Mac OS, Windows, Trade Shows, Event Planning, Inventory Planning, Purchase Management, Advertising, Painting, Sculpture, Theatrical Production, Creative Writing, Bartending, Teaching, Jewelry Design, Calligraphy, Drawing
Education
Academy of Art University 2005 — 2009
Motion Picture, Television & Acting, Film & Television Producing
Make-up Designory 2010 — 2010
Diploma, Master Make-up Artistry
Stan Winston School of Character Arts 2014 — 2014
Diploma, Creature Design: Sculpting & Foam Puppet Carving
Design School of Cosmotology 2009 — 2009
Cosmetology/Cosmetologist, General
BAE Systems February 2014 - Present
CMG Financial April 2012 - February 2014
Skills
Technical Writing, Quality Assurance, Engineering, Navy, Purchase Contracts, Technical Documentation, Design Specifications, Product Specification, Microsoft Office, Adobe Acrobat, Visio, Tolerance Analysis, Quality Control
Education
California State University-Sacramento 2009 — 2011
Bachelor of Science (BS), Mechanical Engineering, 3.56 GPA, Graduate Cum Laude
CMG Financial
Skills
Banking, Credit, Finance, Sales, Customer Service
Education
Diablo Valley College
Business Administration and Management, General
ATLAS Lift Tech August 2015 - Present
Sunol Ridge Restaurant and Bar June 2015 - September 2015
Colorado Mesa University August 2011 - May 2015
CMG Financial 2011 - 2014
All Star Sports June 2009 - September 2011
Skills
Microsoft Office, PowerPoint, Customer Service, Microsoft Word, Time Management, Teamwork, Research, Event Planning, Sales, Communication, Public Speaking, Team Leadership
Education
Colorado Mesa University 2011 — 2015
Bachelor of Applied Science (BASc), Public Administration
Colorado Mesa University 2011 — 2015
Bachelor of Public Administration, Public Administration, 3.0
Amador Valley High School 2007 — 2011
General Education
CMG Financial August 2015 - Present
First California Mortgage Company January 2015 - July 2015
AnnieMac Home Mortgage October 2014 - December 2014
Stearns Lending February 2014 - October 2014
Wells Fargo Home Mortgage March 2010 - February 2014
American Financial Resources, Inc. (AFR Mortgage) August 2009 - March 2010
Skills
Refinance, FHA, HomePath, Investment Properties, Sellers, Loans, Sales, Mortgage Lending, Cold Calling, New Business Development, Finance, Referrals, Sales Management, Mortgage Banking, Selling, Residential Mortgages, Credit, FHA financing, VA loans, First Time Home Buyers, USDA, Credit Analysis, Government Loans, Customer Satisfaction, FHA Financing
Education
University of Arkansas 1998 — 2002
BA, Philosophy
University of Arkansas 1998 — 2000
Bachelor's, Philosophy
California Polytechnic State University-San Luis Obispo 1996 — 1997
Philosophy
Sierra College 1994 — 1996
Associate's Degree, General Education
Provident Bank Mortgage January 2015 - Present
Plexus Worldwide, Inc. October 2012 - Present
GreenBox Loans February 2014 - January 2015
Right Start Mortgage, Wholesale September 2013 - February 2014
Bottomline Mortgage January 2009 - February 2010
CMG Financial 2007 - 2009
No Red Tape Mortgage 2006 - 2007
SBMC Mortgage 1999 - 2005
Greenpoint Mortgage / Headlands Mortgage 1997 - 1999
Skills
Selling, Sales, Account Management, Marketing, Sales Management, New Business Development, Marketing Strategy, Salesforce.com, Cold Calling, Customer Service, Direct Sales, Insurance, Sales Presentations, Customer Retention, Strategic Planning
Education
California Lutheran University 1988 — 1989
Accounting
Village Christian
CMG Financial February 2013 - Present
Interthinx February 2012 - February 2013
Wells Fargo Home Mortgage December 2008 - August 2011
Skills
FHA Financing, Mortgage Lending, Credit, Loans, USDA, FHA, Underwriting, Financial Risk, Loan Origination, Residential Mortgages, Refinance, Mortgage Banking, Banking, Mortgage Underwriting, Credit Analysis, First Time Home Buyers, Government Loans, Risk Management, Loss Mitigation, Investment Properties
Education
Central Washington University 1994 — 1997
Bachelor's Degree, Economics
University of San Francisco August 2013 - Present
CMG Financial June 2010 - Present
San Luis Jet Center August 2007 - June 2010
Skills
FHA, Mortgage Banking, Customer Service, Loan Origination, Mortgage Lending, Mortgage Underwriting, Loans, Residential Mortgages, Banking, Credit, Loss Mitigation, Relationship Management, Small Business Lending, Commercial Lending, PowerPoint, Financial Services, Real Estate, Microsoft Word, Sales, Finance, Refinance, Customer Retention, Real Estate Financing, USDA, First Time Home Buyers, Insurance, Underwriting, Consumer Lending, Microsoft Excel, Loan Servicing, Credit Analysis, Microsoft Office
Education
California State University-East Bay 2010 — 2012
Bachelor's Degree, Political Science Pre Law
Cuesta College 2007 — 2009
AA, Legal Studies, Sociology Emphasis
University of San Francisco
Doctor of Law (JD)
Tri-Emerald Financial Group July 2015 - Present
CMG Financial March 2014 - July 2015
PrimeLending November 2012 - October 2013
PNC Mortgage October 2010 - November 2012
Washington Mutual Bank March 1994 - February 2010
California Centers Magazine May 1992 - February 1994
Corporate Video/Film Production July 1989 - May 1992
Skills
Organizational..., Strategic Planning, Project Execution, Client Communications, Marketing Communications, Creative Development, Team Leadership, Talent Management, Company Branding, Event Producing, Writing Skills, Underwriting, Contract Negotiation, Adaptability, Highly motivated..., Closing Deals, Customer Retention, Project Management, Purchase Financing, Refinancings, Customer Satisfaction, Public Relations, Creative Direction, Deal Closure, Mortgage Lending, Loans, Investment Properties, Loan Origination, Corporate Branding, First Time Home Buyers, FHA, Sales, Residential Mortgages, Leadership, FHA financing, Refinance, Mortgage Banking, Real Estate, Foreclosures, Banking, Residential Homes, Real Estate Financing, USDA, VA loans, Investments, Government Loans, REO, Investors, Credit, Referrals
Education
California State University-Long Beach
Bachelor of Arts, Radio/Television - Broadcast Communications
Orange Coast College
Associate Arts, Liberal Arts
CMG Financial September 2012 - Present
Bank of America-NMO traveling team December 2011 - September 2012
Bank of America-core, wholesale June 2010 - December 2011
Bank of America January 2005 - June 2010
Chase (WAMU) January 2002 - January 2005
Skills
Banking, Credit, Loan Origination, Loans, Mortgage Banking, Residential Mortgages, Mortgage Lending, Credit Analysis, Mortgage Underwriting, Underwriting, Refinance, FHA, Finance, Credit Risk, Risk Management, Customer Service, Portfolio Management, Real Estate, Consumer Lending, Loss Mitigation, Sales, Relationship Management, Investment Properties, Investments, Financial Risk
Education
Keller Graduate School of Management of DeVry University 2011 — 2014
Master of Business Administration (MBA), Finance, General
California State University-Northridge 2004 — 2008
BA, Psychology
CMG Financial March 2014 - Present
Three Ring Service November 2013 - February 2015
NEXERSYS April 2012 - March 2013
USMONEYRESERVE April 2005 - January 2012
Austinloan.com 2000 - 2003
Skills
Account Management, Sales Management, Sales, Sales Operations, B2B, New Business Development, Direct Sales, Lead Generation, Customer Service, Marketing, Management, Marketing Strategy, Banking, Financial Analysis, Microsoft Office, Retail, Salesforce.com, Finance, Customer Satisfaction, Start-ups, Leadership, Business Development, Loan Origination, Mortgage Banking, Recruiting, Investment Properties, Residential Mortgages
Education
Austin Community College 1989 — 1991
Austin High School 1985 — 1988
CMG Financial February 2014 - Present
1st Choice Mortgage August 2012 - February 2014
Wheelhouse Investment Real Estate Brokerage June 2011 - May 2012
Renaissance Club Sport August 2010 - September 2011
Marriott International October 2008 - August 2010
California Lacrosse Company February 2004 - August 2006
Skills
Investment Properties, Commercial Real Estate, Real Estate, Mortgage Lending, Sales, Real Estate Financing, Brokerage, Customer Service, Property, Real Estate Transactions, Real Estate Development, FHA financing, Management, Loan Origination, Residential Mortgages, Residential Income, Property Management, Loan Officers, Investment Brokerage, Leasing, Multi-family, FHA
Education
California State University-Chico 2006 — 2008
Organizational Communcations
Diablo Valley College 2002 — 2005
AA, Real Estate
Monte Vista High School 1998 — 2002
General Education
Equinix June 2015 - Present
CMG Financial June 2014 - August 2014
In-N-Out Burger June 2012 - June 2014
Pleasanton Lacrosse Club June 2011 - July 2012
Pleasanton Lacrosse Club June 2011 - May 2012
Pleasanton Lacrosse Club January 2011 - May 2012
Skills
Leadership, Teamwork, Management, Fast-paced, Microsoft Office, Time Management, Organization, Motivation, Customer Service, PowerPoint, Human Resources, Social Networking, Microsoft Word, Training, Conflict Resolution, Public Speaking, Performance Management, Critical Thinking, Facebook, Microsoft Excel, Resourceful..., Coaching, SharePoint, Performance Appraisal, Personnel Management, Outlook, Interview Scheduling
Education
California State University-Chico 2013 — 2015
Bachelor’s Degree, Business Administration: Human Resource Management, Graduate
Las Positas College 2010 — 2013
Business Administration and Management, General
Amador Valley High School 2006 — 2010
High School
CMG Financial December 2014 - Present
Affinity Lending Solutions June 2014 - December 2014
Bay Equity, LLC April 2011 - May 2014
Community Pacific Mortgage January 2006 - March 2011
Premiere Home Loans August 1997 - December 2005
Ameriquest Mortgage January 1996 - July 1997
Skills
FHA, Refinance, Loans, First Time Home Buyers, Mortgage Lending, HARP program, Finance, Investment Properties, Underwriting, REO, Funding, Home Equity Loans, Mortgage Marketing, Mortgage Banking, Residential Mortgages, VA loans, Loan Origination, Construction Loans, USDA, FHA financing, Government Loans, Certified Mortgage..., Real Estate Financing, Mortgage Underwriting, Loss Mitigation, Rates, Reverse Mortgages, Home Equity Lines of..., Credit, Commercial Mortgages, Short Sales, Real Estate Economics, Referrals, Investors, HUD, Real Estate, Debt Consolidation, Foreclosures, Real Estate Transactions, Single Family Homes, Loan Servicing, Credit Analysis, Residential Homes, Relocation, Condos, Sellers, New Home Sales, VA Loans
Education
Brown University 1977 — 1982
B.A., Business/Organizational Behavior
Redwood High School 1974 — 1977
American Mortgage Service Company April 2015 - Present
American Financial January 2015 - April 2015
CMG Financial July 2014 - January 2015
CMG Financial June 2014 - January 2015
CMG Financial June 2014 - January 2015
Loan One Mortgage Company Inc October 2013 - June 2014
Security National Mortgage Company June 2013 - September 2013
Envoy Mortgage May 2012 - June 2013
Equity Resources, Inc February 2011 - May 2012
Equity Resources, Inc February 2010 - May 2012
Skills
Mortgage Lending, Loans, FHA, Real Estate, Mortgage Banking, Refinance, Sales, Government Loans, Sellers, Referrals, Loan Origination, First Time Home Buyers, Marketing, Investment Properties, USDA, VA Loans, Training, Real Estate Transactions, Credit, Real Estate Financing, Residential Mortgages, Construction Loans, Insurance, FHA financing, Reverse Mortgages, Customer Satisfaction,..., 203k, Consumer..., credit analysis, Debt Consolidation, Homeowners
Education
Sinclair Community College 1991 — 1995
Business Administration
Sinclair Community College 1991 — 1993
Associates, Medical
Edison Community College 1991 — 1992
Business Administration
Troy High School 1987 — 1991
High School Diploma
MC Electronics July 2014 - Present
HR Consulting / Recruiting Services April 2014 - July 2014
CMG Financial March 2012 - March 2014
Reunion Mortgage, Inc. June 2007 - February 2012
LoanCity July 2005 - May 2007
LoanCity March 2002 - July 2005
LoanCity.com May 2000 - February 2002
New Directions Sign Service February 1996 - November 1999
Self Employed June 1993 - January 1996
Marriott International January 1990 - April 1993
Skills
Sales, Recruiting, Quality Control, Personnel Management, HRIS, Employee Benefits, Human Resources, Organizational..., Training, Coaching, Management, Applicant Tracking..., Interviews, Budgets, Finance, Executive Coaching, Onboarding, Leadership, Hiring, Benefits Administration, Payroll, Talent Acquisition, Succession Planning, Employee Relations, College Recruiting, Sourcing, Employment Law, Policy, Talent Management, Performance Management, Workforce Planning, Deferred Compensation, HR Policies, Team Building, Temporary Placement, Employee Engagement, Internet Recruiting, New Hire Orientations, Compensation & Benefit, Employee Training, Temporary Staffing, Career Development, Benefits Negotiation, ADP Payroll, Organizational..., Time Management, Job Descriptions, Technical Recruiting
Education
DeVry University-California 2010 — 2013
Bachelor's Degree, Business, Human Resources, 3.8 GPA
California State - San Jose SJSU 1996 — 1997
Business Management
Gavilan College 1990 — 1994
Associate of Arts -Accounting, Business Management
KeyPoint Credit Union March 2013 - Present
CMG Financial July 2012 - February 2013
zIngenuity Inc. December 2011 - July 2012
Mortgage Risk Solutions (MRS) October 2007 - December 2011
Coast Capital Corporation April 2007 - October 2007
Atlas Financial January 2005 - March 2006
Harbourton Mortgage Investment Corporation February 2004 - September 2004
New Century Mortgage Corporation July 2002 - December 2003
First Franklin Financial February 2001 - July 2002
First Franklin Financial May 2000 - February 2001
Skills
Sales, Sales Management, Operations Management, Mortgage Underwriting, Loan Processing, Communications, Loss Mitigation, REO Asset Management, Project Management, Account Management, Mentoring, Leadership, Training, Office Management, Finance, Competitive Analysis, Cost Analysis, Profit & Loss Management, Hiring, Interviewing, Fraud Audit, Repurchase Defense, MI Rescission Defense, Mortgage Fraud Defense, Mortgage Operations, Product Marketing, Product Development, Investor Relations, Bulk Sales and Loan..., Secondary Mortgage..., Management, Risk Management, Bulk Sales, Loans, Negotiation, Underwriting, REO, FHA, Business Development, Real Estate, Mortgage Lending, Mortgage Marketing, Refinance, Credit Analysis, Mortgage Banking, Credit, Loan Origination, Residential Mortgages, Real Estate Financing, Portfolio Management
Education
Glendale University 2005 — 2009
Master of Arts, in Finance
De Anza College 1997 — 1998
English and Asian Art
Westmont High School
CMG Financial March 2014 - Present
Quicken Loans Mortgage Services February 2010 - March 2014
Midwest Oil Solutions May 2008 - February 2010
Bear Stearns June 2007 - April 2008
HSBC Mortgage Services April 2002 - June 2007
LaSalle Bank August 2000 - April 2002
Skills
Loans, Mortgage Lending, Mortgage Banking, FHA, Credit Analysis, Sales, Strategic Planning, Financial Analysis, Mortgage Marketing, Credit, Loan Origination, Sales Management, Residential Mortgages, Account Management, New Business Development, Underwriting, Refinance, Banking, Business Development, Selling, Direct Sales, FHA financing, Finance, Relationship Management
Education
Bradley University 1995 — 1999
Wheaton North
CMG Financial March 2013 - February 2015
LookingPoint March 2011 - March 2013
CMG Financial June 2005 - February 2011
Skills
CSE, Data Center, Cisco Technologies, SaaS, Virtualization, Disaster Recovery, VoIP, Security, Cloud Computing, VMware, Solution Selling, Account Management, Cisco UCS, Cisco Call Manager, EMC Storage
Education
Diablo Valley College 1998 — 2000
CMG Financial February 2014 - Present
CMG Financial November 2012 - January 2014
CMG Financial November 2011 - November 2012
Got Appraisals June 2010 - October 2011
NAPA Auto Parts August 2007 - June 2010
Skills
Sales, Customer Service, Management, Mortgage Lending, Marketing, Mortgage Banking, Public Speaking, Sales Management, Real Estate, Banking, Microsoft Excel, Loans, Finance, Cold Calling, FHA, Credit, Refinance
Education
Cuesta College 2007 — 2009
AA, Business/Marketing
Foothill High School 2004 — 2007
Diploma
G&K Services January 2014 - Present
CMG Financial November 2013 - January 2014
Proficio Mortgage Ventures, LLC June 2013 - November 2013
Exotics Racing November 2009 - May 2013
First National Bank of Layton 2009 - 2010
Citi January 2008 - May 2009
Bank of America March 2006 - December 2007
Skills
Marketing, Customer Service, Sales Management, Event Management, Social Media, Marketing Strategy, Small Business, Loans, Residential Mortgages, Sales, Online Marketing, New Business Development, Mortgage Lending, Strategic Planning, Mortgage Banking, Account Management, Online Advertising, Banking, Real Estate, Refinance, Loan Origination, Social Media Marketing, FHA, Customer Satisfaction, SEO, Lead Generation, Outlook, Direct Marketing, CRM, Social Networking, Referrals, Brand Management
Education
Central Connecticut State University 2003 — 2005
Business, Management, Marketing, and Related Support Services
University of Hartford 2001 — 2003
Bachelor's degree, Business, Management, Marketing, and Related Support Services
Wells Fargo Home Mortgage 1997 - Present
CMG Financial July 2014 - April 2015
Academy Mortgage Corporation April 2011 - July 2014
PNC Mortgage 2008 - March 2011
Skills
Fluent in Spanish, Relocation, Banking, Real Estate, Management, Mortgage, FHA, Home, VA, Loans, Conventional, Purchase, Residential, First Time Home Buyers, First Time Buyers, Mortgage Lending, Investment Properties, International Finance, Second Home, Primary Homes, Residential Homes, Selling, Investors, Finance, Foreclosures, Sellers, Short Sales, Mortgage Banking, Refinance, Loan Origination, VA loans, Residential Mortgages, FHA financing, Real Estate Transactions, Portfolio Management, Referrals, Mortgage Marketing, Real Estate Financing, Certified Mortgage..., Government Loans, Construction Loans, Credit, Sales, VA Loans, FHA Financing
Education
American University - Kogod School of Business 1988 — 1991
Bachelors of Science, Marketing
Indiana University Bloomington 1986 — 1988
Libertyville 1982 — 1986
Diploma
CMG Financial February 2013 - Present
Plaza Home Mortgage July 2011 - February 2013
MetLife Home Loans 1999 - 2011
Education
Fontbonne University 1985 — 1989
BS Business Administration, BS Spanish for Commerce & Technology
Helias High School, Jefferson City, MO 1981 — 1985
High School
Kimpton Hotels & Restaurants February 2013 - Present
CMG Financial 2009 - 2012
CMG Financial 2009 - 2012
Pajama Recording Studios 2008 - 2009
Nordstrom 2005 - 2007
Pajama Recording Studios 2002 - 2004
Diablo Theatre Company 2001 - 2004
Skills
Sales, Event Planning, Time Management, Management, Event Management, Negotiation, Social Media Marketing, Purchasing, Research, Customer Service, Marketing, Strategic Planning, Leadership, Microsoft Office, Social Media, Social Networking
Education
American Musical and Dramatic Academy 2006 — 2008
Diablo Valley College
CMG Financial October 2013 - Present
Citibank October 1998 - September 2013
Wehrman & Company 1995 - 1998
Skills
Mortgage Lending, Sales Management, Marketing, Business Development, Mortgage Banking, Relationship Management, Strategic Planning
Education
Webster University 1990 — 1992
Master of Arts (M.A.), Marketing & Media Communications
Clemson University 1984 — 1988
Bachelor of Science (BS), Marketing
CBC High School 1980 — 1984
CMG Financial June 2015 - Present
PHH Mortgage January 2009 - October 2014
Skills
First Time Home Buyers, Sales, Real Estate, Investment Properties, Single Family Homes, Banking, Short Sales, FHA, Loans, Mortgage Lending, Series 7, Insurance, Financial Services, Customer Service, Sellers, Condos, Retirement, Foreclosures, Investments
Education
Florida Atlantic University 1996 — 2001
Spanish River Community High School 1992 — 1996
CMG Financial December 2014 - Present
INLAND HOME MORTGAGE, CBC NATIONAL BANK, BRIDGEVIEW BANK MORTGAGE August 2013 - December 2014
The Federal Savings Bank November 2012 - August 2013
U.S. Bank 2011 - 2012
Skills
Mortgage Lending, VA loans, FHA financing, Conventional Loans, Networking, FHA, Residential Mortgages, Commercial Real Estate, Loans, Investments, First Time Home Buyers, Loan Origination, Sales, Credit, Refinance, USDA, Mortgage Banking, Construction Loans, Certified Mortgage..., Home Equity Loans, Mortgage Underwriting, Reverse Mortgages, Commercial Mortgages, Home Equity Lines of..., Commercial Lending, Real Estate, Finance, Government Loans, Credit Analysis, Real Estate Financing, Consumer Lending, FHA Financing, VA Loans, Banking, Investment Properties, Customer Service, Management, Sales Management, Residential Homes, Referrals, Short Sales, Financial Analysis, Portfolio Management, Financial Services, Microsoft Office, Credit Risk, Investors
Education
College of DuPage
Criminal Justice
York High School 1998 — 2001
RPM Mortgage Inc December 2008 - Present
CMG Financial January 1999 - December 2008
Skills
FHA, VA, Mortgage Lending, Refinance, Loan Origination, Conventional, Mortgage, Loans, First Time Home Buyers, Purchase, Investment Properties, Residential
Education
California State University-Chico 1983 — 1988
Business, Finance
Northgate High School 1978 — 1982
CMG Financial March 2015 - Present
1st United Funding, LLC June 2011 - February 2015
Skills
Refinance, Loan Origination, FHA financing, Fannie Mae, Hard Money Lending, VA loans, Branch Management
Education
Florida State University 2007 — 2011
BS, Athletic Training
North American Financial January 2015 - Present
NORTH AMERICAN FINANCIAL January 2015 - Present
W.J. Bradley Mortgage Capital, LLC August 2014 - January 2015
CMG Financial November 2013 - August 2014
All Western Mortgage November 2010 - November 2013
Southern Fidelity Mortgage May 2008 - February 2010
First United Mortgage April 2004 - May 2008
Skills
VA loans, FHA, Mortgage Banking, Mortgage Lending, FHA financing, Loan Origination, USDA, Reverse Mortgages, Refinance, Residential Mortgages, Credit, Foreclosures, Certified Mortgage..., First Time Home Buyers, Short Sales, Real Estate Transactions, Real Estate Financing, REO, Finance, Investments, Real Estate, Mortgage Underwriting, Investment Properties, Loans, Selling, Government Loans, Great Personality, HUD, Non-Conforming, Referrals, Real Estate Economics, Underwriting, Investors, Financial Structuring, Home Equity Loans, Loss Mitigation, Credit Analysis, Commercial Mortgages, Home Equity Lines of..., Super Jumbo, USDA Rural Housing, Funding, Residential Homes, Rates, Banking, Condos, Mortgage Servicing, Vacation Homes, Commercial Lending, Consumer Lending
Education
Pepperdine University, The George L. Graziadio School of Business and Management 2015 — 2016
Master of Business Administration (M.B.A.), CANDIDATE Business Administration and Management, General, CANDIDATE 2016
CSN 1999 — 2014
College of Southern Nevada 1999 — 2014
Bachelor of Business Administration (B.B.A.), Business, Management, Marketing, and Related Support Services
CMG Financial October 2013 - Present
Contract Financial Recruiter March 2012 - December 2012
Reunion Mortgage June 2010 - January 2012
Barclays Capital December 2006 - June 2010
APAC Customer Services December 2002 - November 2006
Randstad March 1995 - June 2002
Skills
Certified Internet..., Full-cycle Recruiting, Sales Recruitment, High Volume Recruiting, Financial Services..., Recruiting Manager, HR Solutions, Temporary Staffing, Staffing Industry, HR Policies, Sourcing, Direct Recruiting, HR Strategy, Recruitment/Retention, Talent Acquisition, Talent Management, Applicant Tracking..., Project Implementation, Employee Relations, Talent Assessment, Interviewing, Diversity Recruitment, Call Center, Internet Recruiting, Strategic Staffing, Social Networking, HRO, BPO, Workforce Planning, Personnel Recruiting, Strategic Sourcing, Corporate Recruiter, HRIS, Creative Sourcing, Recruitment Technology, Contract Recruitment, HR Consulting, Recruitment Operations, Employee Referral..., Candidate Generation, Candidate Screening, Employment Law, OFCCP, Salary Negotiation, E-recruitment, Human Capital Management, Talent Selection, Talent Identification, Executive Search, Onboarding
Education
Eastern Connecticut State University 1974 — 1978
BA
CMG Financial March 2004 - Present
Skills
Project Management, Facilities Management, Operations Management, Management, Process Improvement, Team Building, Training, Finance, Budgets, Leadership, Contract Negotiation, Customer Satisfaction, Negotiation, Procurement, Human Resources
Education
Cal State Hayward 1999 — 2001
CMG Financial August 2014 - Present
CMG Financial May 2014 - August 2014
CMG Financial November 2013 - May 2014
Black Angus Steakhouses March 2007 - April 2014
Providence Health & Services November 2011 - February 2012
Skills
PowerPoint, Customer Service, Microsoft Excel, Healthcare, Microsoft Office, Licensing, Leadership, Public Speaking, Teamwork, Compliance, SharePoint, Time Management, Microsoft Word, DataTrac, Research, Meeting Facilitation, New Hire Processes, Social Networking, Social Media, Event Planning, Outlook
Education
California State University-Northridge 2007 — 2011
Bachelor of Science (BS), Health/Health Care Administration/Management
Ygnacio Valley High School
High School Diploma
San Francisco AIDS Foundation October 2014 - Present
CMG Financial February 2009 - October 2014
Holy Rosary International Medical Missions March 2006 - December 2010
CMG Financial January 2007 - February 2009
CMG Financial June 2005 - January 2007
Skills
Web Design, Graphic Design, Photography, Social Media, Strategic Planning, Account Management, Customer Service, JavaScript, jQuery, Interactive Marketing, SEO, Online Advertising, Marketing, E-commerce, Online Marketing, Social Media Marketing, Web Analytics, B2B, Website Development, Email Marketing, Direct Marketing, SEM, Content Strategy, Lead Generation, PPC, Mobile Devices, Digital Marketing, Salesforce.com, Management, Sales
Education
Diablo Valley College 2001 — 2002
Deer Valley HIgh School 1998 — 2001
OneCalifornia Bank December 2005 - Present
One PacificCoast Bank, FSB 2005 - Present
CMG Financial June 2003 - December 2005
California Bank & Trust December 1998 - May 2003
Skills
Banking, Loans, Credit, Risk Management, Financial Analysis, Credit Analysis, Credit Risk, Commercial Lending, Commercial Banking, Small Business Lending, Portfolio Management, Underwriting, Financial Risk, Mortgage Lending, Consumer Lending
Education
Brigham Young University 1967 — 1969
Credit Plus April 2013 - Present
CMG Financial 2012 - 2013
Lime Financial 2006 - 2007
Equifirst 2005 - 2006
Countrywide 2000 - 2005
Skills
Credit Risk, Credit Analysis, Market Analysis, Sales Management, Sales Presentations, Sales Pipeline..., Coaching, Non-profit..., Real Estate Transactions, Loss Mitigation, Profit & Loss Management, Debt Collection, Team Building, Customer Service, Documentation, Fundraising, Hiring, Real Estate, Teamwork, Sales, Refinance, P&L Management, FHA, Loans, Mortgage Lending, Software Documentation, Mortgage Banking, Loan Origination, Credit Reports, Residential Mortgages, Credit
Education
Colorado State University 1986 — 1989
BS, Economics
New Penn Financial, LLC August 2015 - Present
CMG Financial October 2013 - August 2015
JP Morgan Chase December 2010 - October 2013
JP Morgan Chase November 2009 - December 2010
Comcast Cable May 2009 - November 2009
Irwin Home Equity April 2008 - November 2008
Washington Mutual May 2004 - November 2007
H&R Block Mortgage / Option One August 1998 - May 2004
Beneficial Management Corp December 1985 - July 1998
Skills
Leadership, Customer Service, Management, Strategy, Sales Management, Mortgage Lending, Operations Management, Project Management, Loans, Training, Strategic Planning, Business Strategy, Process Improvement, Budgets, Banking, Credit, Team Building, Analysis, Sales, Human Resources, Executive Management, Customer Satisfaction, Loan Origination, Call Centers, Portfolio Management, Risk Management, Vendor Management, Financial Services, Start-ups, Finance, FHA, Mergers & Acquisitions, Mortgage Banking, Credit Analysis, Residential Mortgages, Underwriting, Refinance, Real Estate
Education
Benedictine University 2010 — 2013
MBA, Business - Finance
City University of Seattle 1987 — 1991
Bachelor of Science (B.S.), Business Administration
CMG Financial June 2012 - Present
Arbonne International March 2008 - December 2013
Pinnacle Capital Mortgage dba CU Homeland April 2009 - June 2012
Lincoln Funding Group June 2008 - April 2009
Residential Pacific Mortgage June 2006 - May 2008
Private Mortgage Advisors 2005 - 2006
Marshall Industries 1989 - 2000
Skills
FHA, Conventional, Loans, Credit, Mortgage, Refinance, VA, Mortgage Lending, Finance, Real Estate, Team Building, Budgets, Leadership, Customer Service, Sales, Real Estate Financing, Marketing, Mortgage Banking
Education
California State University-Dominguez Hills 1983 — 1985
B.S., Business Management
CMG Financial February 2013 - September 2014
Maxim Integrated Products 2010 - 2012
Fenwick & West, LLP 2008 - 2009
Odenberg, Ullakko, Muranishi & Co, LLP. 2006 - 2008
Skills
Accounting, Account Reconciliation, Payroll, Microsoft Excel, Teamwork, Time Management, Employee Benefits, Human Resources, Accounts Receivable, Accounts Payable, Sarbanes-Oxley Act, General Ledger, SAP, Auditing, PeopleSoft
Education
California State University-Hayward - School of Business and Economics
MBA, Management
California Polytechnic State University-San Luis Obispo
B.S., Business Administration: Accounting
Foothill College
nova connect
Envoy Mortgage May 2015 - Present
CMG Financial September 2014 - December 2014
US Bank Home Mortgages May 2014 - August 2014
Sterling Savings Bank September 2012 - September 2013
Opus Capital Markets Consultants October 2011 - September 2012
Allonhill September 2010 - October 2011
Fannie Mae - Vendor; Princeton Information Services July 2010 - September 2010
Envoy Mortgage August 2009 - January 2010
NetMore America, Inc December 2008 - May 2009
Envoy Mortgage July 2008 - November 2008
Skills
Underwriting, Mortgage Lending, Mortgage Underwriting, Loans, Mortgage Banking, Loan Origination, Residential Mortgages, Banking, Team Management, Operations Management, Direct Endorsement..., VA LAPP (1990), Servicing
Education
Clark College 2009 — 2010
University of Colorado Denver 1982 — 1984
CMG Financial December 2014 - Present
Academy Mortgage Corporation January 2012 - December 2014
Academy Mortgage Corporation January 2012 - December 2014
Skills
FHA, USDA, Conventional, Mortgage Lending, FHA financing, Refinance, Mortgage Planning, VA, Loan Origination, Residential Mortgages, Construction Loans, First Time Home Buyers, Purchase, HUD, Certified Mortgage..., VA loans
Education
California State University-Bakersfield 2006 — 2008
CMG Financial May 2014 - Present
Land Rover San Diego June 2012 - March 2014
UCLA Extension September 2010 - December 2013
UC San Diego Extension September 2012 - September 2013
Penske Automotive Group / BMW of San Diego June 2006 - November 2010
Herb Chambers BMW March 2005 - May 2006
FundQuest December 2003 - March 2005
FundQuest December 2002 - December 2003
Exquisite Details June 2001 - November 2002
Prime Charter January 2001 - June 2001
Skills
Entrepreneurship, Financial Analysis, Equities, Graphic Design, Photoshop, HTML, Advertising, CSS, Illustrator, Dreamweaver, InDesign, Social Media, SEO, Microsoft Office, Social Networking, Web Design, JavaScript, Email Marketing, Customer Relations, Business Planning, Customer Service, Sales Management, Negotiation, New Business Development, PowerPoint, Excel, Word, Team Building, Personality Profiling, Investments, Financial Planning, Team Leadership, Problem Solving, Salesforce.com, Budgeting, Social Media Marketing, Direct Sales, Russian, Spanish, PHP, MySQL, Adobe Creative Suite, HTML 5, CSS3, Java, Android SDK, Android Development, Xcode, iOS development, Objective-C
Education
University of California, San Diego 2012 — 2013
Mobile Application Development Certificate, Computer Programming
University of California, Los Angeles 2010 — 2012
Design Communication Arts Certificate, Web Design & Development
Babson College 1994 — 1998
BA/BS, Entrepreneurial Studies & Finance
Sharon High School 1990 — 1994
High School Diploma
CMG Financial April 2015 - Present
LCA Architects, Inc February 2009 - March 2015
Karen Queenan Consulting 2008 - 2013
VOICEPRO July 1989 - September 2008
General Signal Thinfilms 1987 - 1989
Ericsson 1980 - 1986
Skills
Budgeting, Forecasting, Financial Analysis, Accounting, Cash Management, Quickbooks, Inventory Management, Administration, Microsoft Office, Financial Reporting, Financial Management, Strategic Planning, Cash Flow, Problem Solving, Customer Relations, Internal Controls, Financial Accounting, Process Improvement, Salesforce.com, Budgets, QuickBooks, Managerial Finance, Auditing, Strategy, Management, ERP, Project Management, Revenue Recognition, Accounts Receivable, Payroll, Executive Management, Cost Accounting, Finance
Education
University of Phoenix
MBA
Hofstra University
Adelphi University
B,S,
Freedom Mortgage August 2015 - Present
JFK Financial January 2015 - April 2015
CMG Financial June 2014 - December 2014
Ace Mortgage Funding, LLC July 2008 - February 2009
Skills
FHA, FHA financing, Loan Origination, Loans, Mortgage Banking, Mortgage Lending, Refinance, Residential Mortgages, USDA, VA loans, Government Loans, FHA Financing, First Time Home Buyers, VA Loans, Investment Properties, REO, Foreclosures, Real Estate, Reverse Mortgages
Education
California State University-Dominguez Hills 2002 — 2009
Bachelor's degree, Multi/Interdisciplinary Studies
CMG Financial December 2012 - Present
Circle K November 2008 - February 2012
Ajilon November 2007 - September 2008
Amcor Sunclipse March 2006 - November 2007
Office Team October 2004 - February 2006
Kelly Services August 2004 - October 2004
Health Data June 2004 - July 2004
Vital Processing Services March 2001 - June 2002
Pinkerton Government Services September 2000 - March 2001
Skills
Microsoft Office, Excel, Macro, VBA, Word, PowerPoint, Access, Photoshop, Data Entry, Database Administration, Creative, Innovative Thinking, Thinking Outside The Box, Customer Service, Security, Typing, 10 Key, Microsoft Word, Microsoft Excel, Invoicing, Software Documentation, Administration, Databases, Outlook, Troubleshooting, Payroll, Technical Writing
Education
Enterprise State Community College 1998 — 1999
Mechanical Engineering
Enterprise High School 1995 — 1998
Standard Diploma
Classy.org March 2015 - Present
CMG Financial March 2014 - March 2015
Homeward Residential, Inc. April 2011 - March 2014
ClearPoint Funding April 2011 - February 2014
Pala Mesa Resort October 2010 - March 2011
WWOOF Italy September 2009 - December 2009
Sè San Diego March 2008 - September 2009
Skills
B2B Marketing, Account Management, Integrated Marketing, Proposal Writing, Strategic Leadership, Business Development, Marketing, CRM, Selling, New Business Development, Strategic Planning, Sales, Strategic Partnerships
Education
Azusa Pacific University 2003 — 2007
BS, Industrial Organizational Psychology
Florence University of the Arts 2006 — 2006
Communications, Art
CMG Financial August 2014 - Present
CMG Financial December 2013 - July 2014
JPMorgan Chase May 2012 - November 2013
JPMorgan Chase September 2010 - May 2012
JPMorgan Chase January 2010 - August 2010
JPMorgan Chase June 2009 - December 2009
JPMorgan Chase January 2009 - May 2009
First Horizon Home Loans July 2007 - February 2008
Quintet Mortgage October 2006 - March 2007
GE Money Home Loans August 2004 - May 2006
Skills
Mortgage Lending, Loans, Management, Mortgage Banking, Loan Origination, Customer Service, Refinance, Funding, Loss Mitigation, Analysis, Operations Management, Microsoft Excel, Software Documentation, Financial Analysis, Process Improvement, Banking, Finance, Credit, Risk Management, Credit Analysis, Quality Assurance, Quality Auditing, HUD, Residential Mortgages, Financial Risk, Consumer Lending, FHA, Credit Risk, Compliance, Teamwork
Education
Brigham Young University 2000 — 2001
Bachelor of Science (BS), Business - Emphasis in Management Information Systems
CMG Financial May 2014 - Present
Core Lending December 2010 - May 2014
Cherry Creek Mortgage January 2009 - December 2010
Chase Home Finance September 1993 - January 2009
Skills
Mortgage Lending, Strategic Planning, Mortgage Banking, Loans, FHA, FHA financing, Residential Mortgages, USDA, VA loans, Reverse Mortgages, Loan Origination, Certified Mortgage..., Refinance, Government Loans, Construction Loans, Real Estate, Underwriting, Credit, Referrals, Home Equity Loans, Real Estate Financing, First Time Home Buyers, Finance, Investment Properties, Foreclosures, Mortgage Underwriting, Banking, Real Estate Transactions, Investments, Real Estate Economics, Selling, Loss Mitigation, Commercial Lending, Credit Analysis, HUD, Home Equity Lines of..., Mortgage Marketing, Mortgage Servicing, Commercial Mortgages, FHA Financing, VA Loans, Sales
Education
Blinn College
Marketing & Busiiness
Carrington Mortgage Services, Mortgage Lending Division October 2014 - Present
American Portfolio Mortgage Corporation July 2014 - October 2014
CMG Financial March 2013 - July 2014
EverBank February 2009 - March 2013
Wamu October 2004 - July 2008
PHH Mortgage 2003 - 2004
Skills
Mortgage Banking, Selling, Credit, FHA, Mortgage Lending, Loans, Refinance, Loan Origination, Residential Mortgages, FHA financing, Credit Analysis, Mortgage Servicing, Underwriting, VA loans, Investment Properties, Banking, Credit Risk, First Time Home Buyers, Government Loans, Investments, Mortgage Underwriting, Consumer Lending, Real Estate, Real Estate Financing, VA Loans, Sales, FHA Financing
Education
Ashford University 2013 — 2015
Bachelor's degree, Real Estate
University of Phoenix 2009 — 2011
Bachelor's degree, Business Administration and Management, General
Standard Pacific Homes March 2015 - Present
Chico Homes/ Real Estate February 2013 - November 2014
Chase Bank 2011 - February 2013
Keller Williams Realty December 2009 - July 2011
CMG Financial February 2008 - February 2009
California Home Loans June 2000 - February 2008
Union Trust Mortgage Services 2002 - 2005
Monument Mortgage November 1999 - June 2000
The Money Store April 1996 - November 1999
Countrywide Funding February 1990 - February 1994
Skills
FHA, Investment Properties, First Time Home Buyers, VA loans, Jumbo Mortgage, Short Sales, Foreclosures, Refinance, Loans, Single Family Homes, Multi-unit, Sales, Real Estate Transactions, Real Estate, Mortgage Banking, Residential Mortgages, REO, Real Estate Financing, Investors, Referrals, Government Loans, Certified Mortgage..., Construction Loans, Real Estate Economics, Loss Mitigation, HUD, Commercial Mortgages, Sellers, Mortgage Underwriting, Residential Homes, Relocation, Underwriting, Investments, Selling, Real Property, USDA, Reverse Mortgages, Home Equity Loans, Mortgage Marketing, Non-Conforming, HomePath, Condos, Escrow, Home Equity Lines of..., Loan Servicing, Mortgage Servicing, Multi-Unit, VA Loans
Education
Butte College
CMG Financial April 2012 - Present
Mosaic Sales Solutions November 2009 - April 2012
Skills
Social Media Marketing
Education
California State University-Chico 2005 — 2009
Bachelor of Science, Business and Marketing
CMG Financial May 2014 - Present
The Light Guys LLC October 2006 - Present
Interface Security Systems May 2011 - April 2014
Interface Security Systems March 2010 - May 2011
Interface Security Systems May 2007 - March 2010
Grey Eagle Distributors May 2005 - May 2007
Skills
Team Building, Team Leadership, Microsoft Office, Leadership, Management, Strategic Planning, Public Relations, Project Management, Training, Inventory Management, Networking, Microsoft Excel, Microsoft Word, Event Management, Contract Negotiation, Business Development, Social Media Marketing, Recruiting, Marketing, Project Planning, Investment Properties, First Time Home Buyers, Foreclosures, Mortgage Banking, FHA, Residential Homes, Real Estate
Education
Fontbonne University 2001 — 2006
BA, Communications
CMG Financial July 2005 - Present
Skills
Customer Service, Customer Satisfaction, Credit, Customer Relations, Loans, Mortgage Lending, Mortgage, Mortgage Banking, Loan Structuring, Refinance, Banking, Real Estate Finance, FHA, Real Estate Economics, Mortgage Underwriting, Consumer Lending, Residential Mortgages, Sales, Loan Origination, Financial Structuring, Reverse Mortgages, VA loans, USDA, Baseball, VA Loans
Education
California State University-East Bay
CMG Financial November 2012 - Present
American Advisors Group July 2012 - October 2012
MetLife Home Loans February 2009 - July 2012
Emerald Paralegal Services February 1994 - December 2011
American Home Mortgage Servicing February 2002 - February 2009
Citi March 1999 - June 2002
Tra-Tara February 1990 - August 1999
Miller and Aubin, Esqs. September 1994 - August 1997
Law Offices of Barry Friedman, Esq, April 1981 - October 1986
Skills
Notary Public, Real Estate, First Time Home Buyers, Mortgage Underwriting, Investment Properties, Credit, Residential Homes, Underwriting, Closings, Credit Analysis, Banking, Escrow, Mortgage Servicing, Title Insurance, Foreclosures, REO, Finance, Real Estate Law, Funding, Home Equity Loans, Home Equity Lines of..., Purchasing, Purchase Contracts, Trusts, ALTA Surveys
Education
Florida International University - College of Law 1994 — 1996
Bachelor's degree, Law
Marist College 1983 — 1985
Master's degree, Clinical Psychology
Dutchess Community College 1982 — 1984
Associate of Arts and Sciences (A.A.S.), Legal Studies, General, Clinical Psychology
CMG Financial April 2015 - Present
Bank Of Texas Mortgage December 2012 - April 2015
Skills
Microsoft Office, Customer Service, PowerPoint, Microsoft Excel, Microsoft Word, Data Entry, Management, Teamwork, Research, Public Speaking
Education
Sanford-Brown College-Dallas 2011 — 2012
CMG Financial March 2012 - Present
Skills
Customer Service, Marketing, Microsoft Excel, Microsoft Office, Microsoft Word, Windows
Education
California State University-San Marcos - College of Business Administration 2002 — 2004
Bachelor of Business Administration (BBA), High technology management
CMG Financial April 2014 - Present
Lewis Asset Management January 2010 - March 2010
Terrajur Law Corporation February 2007 - June 2008
Estrada & Thomson July 1991 - December 2006
Skills
Microsoft Office, Legal Writing, Microsoft Excel, Outlook, Courts, Administrative..., Real Estate, Office Management, Calendaring, Invoicing, Filing, Data Entry, Office Administration, Spreadsheets
Education
Pepperdine University 1978 — 1980
Bachelor of Arts (B.A.), Management Communications
Diablo Valley College 1975 — 1977
CMG Financial December 2014 - Present
CMG Financial March 2014 - December 2014
CMG Financial August 2013 - March 2014
CMG Financial October 2012 - August 2013
CMG Financial October 2011 - October 2012
Skills
Mortgage Banking, Mortgage Lending, Fraud, Loss Mitigation, Loans, Mortgage Underwriting, Residential Mortgages, Credit, Banking, Loan Origination, FHA, OFAC, Loan Servicing, Underwriting, Insurance, Customer Service, Microsoft Office, Refinance, Investment Properties
Education
California State University-East Bay 2009 — 2011
Bachelor of Arts (B.A.), Sociology
Diablo Valley College 2004 — 2007
National Residential Mortgage, a service of Heartland Financial USA, Inc. January 2015 - Present
CMG Financial May 2013 - December 2014
USAA April 2012 - May 2013
Wells Fargo February 2009 - April 2012
Strategic Mortgage Capital Company Limited February 2004 - December 2008
Skills
Microsoft Office, Management, Microsoft Excel, Sales, Residential Mortgages, Mortgage Banking, Organization Skills, Computer Proficiency, Mortgage Underwriting, Customer Service, Appraisal Skills, Leadership, PowerPoint, Negotiation, Strategic Planning, Business Strategy, Process Improvement, Sales Management, Team Building
Education
DeVry University Phoenix, AZ 2004 — 2006
Bachelor of Business Administration (B.B.A.), Computer Systems Networking and Telecommunications
CMG Financial June 2014 - September 2014
Chase November 2011 - November 2013
Chase November 2011 - December 2012
Bank of America April 2009 - November 2011
Big Valley Commercial December 2008 - April 2009
Washington Mutual Bank January 2002 - February 2008
Skills
Mortgage Banking, Underwriting, Investment Properties, Financial Risk, Home Equity Lines of..., Funding, Post Closing, Customer Service, VA Loans
Education
Computer Tutor Business and Technical Institute 2008 — 2008
Medical Insurance Specialist/Medical Biller
Skyline College
Business/Commerce, General
CMG Financial January 2015 - Present
Guaranteed Home Mortgage Company, Inc. 2007 - 2013
Pacific Capital Mortgage October 2004 - May 2007
GreenPoint Mortgage 2003 - 2004
Skills
Mortgage Lending, Mortgage Banking, Refinance, FHA, Funding, Quality Control, Underwriting, Loans, Real Estate, Banking, VA, 1031 Exchanges, Escorted Tours, Escrow and Title, Post Close Audits, VA loans
Education
College of Marin 1981 — 1982
Business Education
Flextronics August 2015 - Present
Flextronics January 2015 - August 2015
CMG Financial August 2014 - January 2015
Bank of the West February 2011 - August 2014
Skills
Finance, Management, Auditing, Banking, Mortgage Banking, Internal Audit, Financial Analysis, Business Process, Business Process..., Project Management, Manufacturing, R&D Operations, Contract Manufacturing, Project Planning, Program Management, Lean Manufacturing, Kaizen, Agile Project Management
Education
California State University-East Bay 2011 — 2013
Bachelor of Science (B.S.), Accounting and Finance