First State Bank Central Texas
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First State Bank Central Texas Employees
First State Bank Central Texas November 2014 - Present
Burke & Herbert Bank October 2013 - August 2014
MVB Mortgage June 2013 - October 2013
Wells Fargo December 2011 - August 2012
Nationstar Mortgage August 2010 - November 2011
Skills
Mortgage Lending, Loans, Credit, Credit Analysis, Banking, Financial Analysis, Credit Risk, Portfolio Management, Mortgage Banking, Team Building
Education
Prairie View A&M University 2004 — 2009
Bachelors of Science, Health
Applied Economics Consulting Group May 2012 - Present
SolarWinds October 2011 - April 2012
First Southwest Company June 2011 - August 2011
First State Bank Central Texas July 2010 - March 2011
Education
The University of Texas at Austin 2008 — 2012
B.A., Economics
First State Bank Central Texas August 2009 - Present
First State Home Loan November 2005 - August 2009
Skills
Mortgage Lending, First Time Home Buyers, Veterans Affairs, Customer Service, Processing, Banking, Contract Negotiation, FHA financing, Foreclosures, HUD, Investment Properties, Investors, New Home Sales, REO, Real Estate, Real Estate Financing, Real Estate Transactions, Referrals, Refinance, Residential Homes, Selling, Short Sales, Single Family Homes, Sales, FHA Financing
Education
Temple College 1998 — 2000
General Studies
C.H. Yoe High 1994 — 1998
First State Bank Central Texas February 2012 - Present
American Bank, NA March 2004 - February 2012
Education
University of Houston
Bachelor of Arts (B.A.)
Lockheed Martin June 2014 - Present
Parfums Christian Dior August 2013 - May 2014
Susan Magrino Agency January 2012 - May 2012
First State Bank Central Texas May 2011 - August 2011
Skills
Social Media, Facebook, Public Relations, Event Planning, Social Media Marketing, Press Releases, PowerPoint, Microsoft Office, Microsoft Excel, Event Management, Social Networking, Cision, Media Relations, Blogging, Public Speaking, Microsoft Word, Marketing, Photoshop, Fundraising, Creative Writing, Publicity Assistant...
Education
The University of Texas at Arlington 2012 — 2014
Master of Business Administration (MBA)
Texas A&M University - Mays Business School 2008 — 2012
Bachelor of Business Administration, Marketing
Randolph Brooks Federal Credit Union August 2014 - Present
Anthem Bank & Trust August 2013 - March 2014
Fara Coffee, LLC December 2012 - July 2013
Austin Telco FCU February 2012 - October 2012
National Credit Union Administration 2009 - February 2012
Capital One Bank May 2006 - October 2009
First State Bank Central Texas April 2004 - April 2006
Compass Bank 1999 - 2004
Skills
Real Estate, Loans, Commercial Banking, Treasury Management, Banking, Financial Analysis, Credit, Small Business Lending, Credit Analysis, Commercial Mortgages, Lines Of Credit, Finance, Commercial Lending, Commercial Real Estate, Investments, Wealth Management, Investment Properties, Valuation, Asset Management, Portfolio Management, Consumer Lending, Strategic Financial..., Mortgage Lending, Loan Origination, Short Sales, Financial Planning
Education
The University of Texas at Austin 1980 — 1987
BBA, Finance
Southern Methodist University 1999 — 2001
Masters in Banking, Commercial Banking
Anderson High School 1976 — 1980
Graduated May 1980
Biomat USA April 2013 - Present
First State Bank Central Texas July 2010 - May 2013
Snyder Machining 2007 - 2009
The Methodist Hospital System 2006 - 2007
Skills
Quality Assurance, Document Review, FDA GMP, Process Efficiency, Documentation, Laboratory Safety, Maintaining A Positive..., Solution Focused, Creative Problem Solving, Streamlining Work..., Time Management, Oral & Written..., Microsoft Office, Accurate Record Keeping, Document Preparation, Document Management, HTML, Mechanical Aptitude, Committed to Customer..., Adaptability, Security Protocols, Python, CSS, Laboratory, Presentations, Spreadsheets, Responsive Web Design, JavaScript
Education
The University of Texas at Austin 2010 — 2012
Bachelor of Science, Biology – Ecology, Evolution, and Behavior
Lone Star College System 2006 — 2010
Associate of Science (AS)
Whole Pet Northwest August 2012 - September 2013
The Kids Cooking Corner August 2011 - February 2012
Bethesda Gardens January 2010 - September 2010
First State Bank Central Texas February 2007 - December 2009
Skills
Customer Service, Microsoft Office, Sales, Accounting
Education
Tarrant County College 2010 — 2010
AAS, Business
Clark College
AAS, Business Transfer
First State Bank Central Texas February 2008 - Present
PlainsCapital Bank January 1998 - February 2008
WesTex Federal Credit Union January 1994 - December 1997
Skills
Commercial Banking, Loans, Banking, Customer Service, Commercial Lending, Credit, Retail Banking, Small Business Lending, Finance, Credit Analysis, Financial Analysis, Consumer Lending
Education
Texas Tech University 1989 — 1990
PlainsCapital Bank November 2009 - Present
First State Bank Central Texas July 2007 - July 2009
Texas Community Bank January 2006 - July 2007
Skills
Commercial Banking, Credit, Loans, Real Estate, Banking, Commercial Lending, Consumer Lending, Credit Analysis, Credit Risk, Finance, Financial Analysis, Loan Origination, Mortgage Lending, Portfolio Management, Small Business Lending, Underwriting
Education
Sam Houston State University 2003 — 2005
Bachelor, Finance, Banking, Accounting
First State Bank Central Texas August 2006 - Present
JPMorgan Chase Bank 1999 - 2006
Tallahassee State Bank, a division of Synovus Bank February 1997 - June 1999
Skills
Loans, Credit, Commercial Banking, Commercial Lending, Banking, Small Business Lending, Credit Analysis, Consumer Lending, Commercial Mortgages, Lines Of Credit, Budgets, Mortgage Lending, SBA, Sales, Retail Banking, Financial Analysis, Real Estate, Microsoft Excel, Underwriting, Strategic Planning, Loan Origination, Microsoft Office, Team Building
Education
University of Arizona 1991 — 1996
TBA MDP Program
Security Service Federal Credit Union September 2015 - Present
TruWest Credit Union May 2012 - September 2015
AIG Advisor Group April 2011 - May 2012
IBC Bank February 2009 - March 2011
First State Bank- Central Texas February 2008 - February 2009
Washington Mutual Savings Bank October 2005 - January 2008
Providence Financial Corp. March 1990 - May 2003
Skills
Commercial Lending, Investment Properties, Loans, Commercial Real Estate, Real Estate, Credit, Leadership, Budgets, Management, Sales, Mortgage Lending, Portfolio Management, Construction Loans
Education
The University of Texas at Austin 1978 — 1982
Bachelor's degree, Finance & Real Estate
RE/MAX Capital Centre, Inc Realtors November 2010 - Present
Heartland Bank 2007 - 2009
First State Bank Central Texas 2003 - 2006
Fifth Third Bank 2000 - May 2003
Skills
First Time Home Buyers, New Home Sales, Sellers, Foreclosures, Relocation, Mortgage Lending, Refinance, FHA, Real Estate, Short Sales, Investment Properties, Home Staging, Move Up Buyers, Buyers, Luxury, Property, Condos, Residential Mortgages, Selling, HUD, REO, Residential Homes, Resellers, Rentals, Seniors, ABR, Relocation Buyers, Single Family Homes, Townhomes, Listings, Buyer Representation, Referrals, Real Estate Transactions, SFR, Real Property, Investors, Property Management, Real Estate Financing, Vacation Homes
Education
The Ohio State University 1997 — 2002
Bachelor of Arts, Criminology
Texas Certified Development Company, Inc October 2010 - Present
Diamond G Capital May 2010 - Present
Austin Woods & Waters February 2013 - January 2014
Southwest Securities FSB 2009 - 2010
PeopleFund 2008 - 2010
First State Bank Central Texas August 2005 - July 2009
Compass Bank 1999 - 2005
Bank One 1997 - 1999
First State Bank 1988 - 1996
Skills
Portfolio Management, Brokerage, Asset Based Lending, Underwriting, Loans, Commercial Lending, Loan Origination, Banking, Real Estate, Commercial Real Estate, Funding, Financial Analysis, Small Business Lending, Credit, Strategic Planning, Consumer Lending, Start-ups, Investments, Mergers & Acquisitions, Small Business, Marketing, Credit Analysis
Education
The University of Texas at Austin - Red McCombs School of Business 1980 — 1983
MBA, Finance
Texas A&M University 1975 — 1979
BS, Economics
First State Bank Central Texas January 2003 - Present
Scott & White Health Plan 1997 - 2003
Skills
Human Resources, Employee Relations, Team Building, Benefits Administration, Insurance, Recruiting, Management, Employee Benefits, Training, Performance Management, Payroll, Organizational..., Succession Planning, Employee Engagement, Leadership, Strategic Planning, Customer Service
Education
University of Mary Hardin-Baylor 1991 — 1995
BBA, Marketing/Management
The University of Texas at Austin July 2015 - Present
Texas A&M University-Central Texas 2013 - July 2015
Texas A&M University-Central Texas 2012 - 2013
Starlight Apartments 2009 - 2012
CSA Ltd. 2007 - 2009
First State Bank Central Texas 2003 - 2007
First Convenience Bank 2001 - 2003
F.Y.E. (For Your Entertainment) 1999 - 2001
Skills
Project Management, Office Operations, Verbal & Written..., Human Resources..., Payroll & Budget..., On-Boarding & New Hire..., Staff Training &..., Benefits Management, Cross-Functional..., New Process..., Multi-Tasking, Deadline Adherence, Communication, Human Resources, Training, Finance, Public Speaking, Microsoft Office, Team Building, Event Planning, Customer Service, Management, Higher Education
Education
University of Phoenix
Bachelor of Science (B.S.), Business Administration, Management and Operations
First State Bank Central Texas April 2014 - Present
Nine West Group August 2012 - April 2014
Maurices March 2008 - December 2009
Skills
Management, Employee Training, HR Policies, Inventory Management, Sales Management, Account Management, Team Building, Human Resources, Customer Service, Leadership, Operations Management, Retail, Time Management, Microsoft Office, Microsoft Excel, Microsoft Word, PowerPoint, Store Management
Education
Texas Tech University 2010 — 2012
Bachelor’s Degree, University Studies- triple minor in Organizational Leadership, Psychology, English, 3.25
Texas Tech University 2010 — 2012
Bachelor of Arts (B.A.), University Studies- Organizational Leadership, Psychology, English
First State Bank - Central Texas June 2013 - Present
Kforce April 2013 - May 2013
Schoepf's BBQ November 2011 - April 2013
Brookshire Brothers, Inc. July 2010 - November 2011
Shell Oil Company November 1991 - April 2009
Skills
Payroll Analysis, Account Reconciliation, Cost Center Management, Forecasting, Capex, Return on Investment, Sales Commissions, 401k, Microsoft Excel, MS Excel Pivot Tables, Vlookup, PowerPoint, Access, Microsoft Word, Databases, SAP R/3, Banking, Teller Operations, Leadership, General Ledger, Sales, Team Leadership, Retail, Contract Negotiation, Energy, Analysis, Change Management, Management, Process Improvement, Project Planning
Education
Lee College 1988 — 1993
Associate of Arts and Sciences (A.A.S.), Accounting
University of Houston-Clear Lake 1988 — 1992
Accounting
Lee College 1986 — 1988
Associate of Arts (AA), Business Administration
Extraco Banks January 2015 - Present
Texas Star Bank, S.S.B. October 2012 - January 2015
First National Bank Texas May 2010 - October 2012
First State Bank Central Texas December 2007 - October 2009
National Bank Central Texas, First National Bank Texas May 1986 - December 2007
Skills
Banking, Sales, Leadership, Risk Management, Financial Analysis, Credit, Loans, Finance, Portfolio Management, Analysis, Small Business Lending
Education
West Texas A&M University 1977 — 2003
Bachelor of Business Administration (B.B.A.), Business, Finance
Southern Methodist University 1994 — 1997
Graduate School of Banking, Banking and Financial Support Services
First State Bank Central Texas April 2006 - Present
First State Bank Central Texas October 2002 - February 2006
Synergy Bank September 2001 - October 2002
Extraco Banks 1988 - 2001
Central Texas Savings & Loan 1986 - 1988
Temple National Bank 1979 - 1986
Temple National Bank 1978 - 1979
Plaza State Bank 1976 - 1978
Skills
Teaching, Banking, Coaching, Mentoring, Microsoft Office, Excel, Staff Development, Supervisory Skills, Employee Relations, Word, Microsoft Excel, Microsoft Word, Leadership Development, Training, Intranet, Wiki Development, regulatory compliance, Social Media, Change Management, Customer Prospecting, Business Development, Customer Service, Cash Handling Experience, Team Building, Sales, Marketing, Management, Commercial Banking, Credit, Risk Management
Education
Concordia University-Seward 1976 — 1978
Primary Education / Music
Hoover High School 1973 — 1976
First State Bank Central Texas August 2006 - Present
Doughboy's Pizza September 2001 - August 2005
The Hair Mechanic June 1991 - September 2004
Skills
Underwriting, Mortgage Lending, Cash Management, Banking, Loans, Commercial Lending, Lines Of Credit, Consumer Lending, Credit, Commercial Banking, Deposits, Loan Origination, Small Business Lending, Credit Analysis, Portfolio Management, Construction Loans
Education
Stephenville Beauty College 1990 — 1991
Cosmetologist
Jonesboro High School 1978 — 1981
High School Diploma, General Studies, 8-12
Ward and Moore Insurance Services April 2014 - Present
First State Bank Centeal Texas August 2013 - March 2014
First State Bank Central Texas January 2011 - August 2013
Sundown State Bank January 2010 - January 2011
Skills
Opening New Accounts, Loan Assistant, Accurate Data Entry, Customer Service, Multi-line Phone, Communication, Retail Banking, Banking, Commercial Lending, Consumer Lending, Credit, Lines Of Credit, Operations Management, Business Strategy, Business Process, Accounting, Accounts Payable, Finance, Insurance, Commercial Insurance, Property
Education
Angelo State University 2006 — 2009
Bachelor of Business Administration (B.B.A.), Business Administration and Management, General
First State Bank Central Texas October 2011 - Present
Condley and Company, LLP June 2002 - October 2011
American State Bank September 1999 - May 2002
Education
Texas Tech University 1999 — 2002
BBA, Accounting
Missouri Valley College 1998 — 1999
Western Texas College 1996 — 1998
N/A, Agriculture
Jim Ned
First State Bank Central Texas August 2008 - Present
Skills
Finance, Banking, Customer Service, Microsoft Office, Commercial Banking, Leadership
Education
Tarleton State University 2006 — 2008
Bachelor of Business Administration (BBA), Human Resources Management and Services
Temple College 2003 — 2005
Associate's degree, General Studies
EZCORP December 2013 - Present
EZCORP August 2013 - December 2013
First State Bank Central Texas June 2012 - August 2013
Skills
Internal Communications, Corporate Communications, Leadership, Editing, Outlook, Customer Service, Microsoft Office, Creative Direction, PowerPoint, Time Management, InDesign, Email Marketing, Microsoft Word
Education
Texas State University-San Marcos 2009 — 2013
Communication Studies, Communication, General, 4.0
Belton ISD August 2011 - August 2015
Kiley A. Smith, DDS 2013 - 2013
First State Bank Central Texas 2012 - 2013
City of Temple, TX March 2010 - August 2011
Skills
Sales, Commercial Banking, Project Planning, Project Management
Education
Texas A&M University–Central Texas 2015 — 2017
Biology, General
Temple College 2013 — 2015
Associate of Arts in Chemistry, Chemistry, 3.7
Austin Dental Assistant School
Dental Assisting/Assistant, 4.0
First State Bank Central Texas February 2009 - Present
Extraco Banks January 2008 - January 2009
Education
University of Mary-Hardin Baylor 2008 — 2011
B.S. in Interdisciplinary Studies, Education
STATE FARM INSURANCE AND FINANCIAL SERVICES February 2014 - Present
First State Bank Central Texas August 2011 - August 2012
First State Bank Central Texas 2011 - 2012
Skills
Credit, Sales, Insurance, Underwriting, Loans
Education
Baylor University 2006 — 2011
Bachelor of Business Administration (BBA), Business Administration and Management, General
Baylor University - Hankamer School of Business 2006 — 2011
Bachelor of Business Administration (BBA), Business Administration and Management, General
Brazos Title, LLC December 2009 - Present
Thunderbird Oil & Gas 2007 - 2010
First State Bank Central Texas June 2004 - January 2007
Education
Tarleton State University 1999 — 2003
Amplify February 2013 - Present
Amplify Federal Credit Union August 2013 - March 2014
CU Business Solutions December 2010 - February 2013
First State Bank Central Texas September 2008 - December 2010
Numina Finance & Service Company December 2006 - August 2008
State Bank- Working Capital Finance April 2005 - November 2006
Kristen Distributing, Inc July 2002 - April 2005
Skills
Loans, Financial Analysis, Credit, Credit Risk, Cash Flow, Financial Statements, Underwriting, Banking, Portfolio Management, Real Estate, Finance, Accounting, Customer Service, Credit Analysis, Commercial Lending, Small Business Lending, Risk Management
Education
Austin Community College 2007 — 2009
Certificate, Accounting
Blinn College
Certificate, Real Estate
Ryan January 2013 - Present
Thomson Reuters January 2008 - December 2012
Deloitte August 2006 - January 2008
First State Bank Central Texas May 2005 - August 2006
Education
Baylor University - Hankamer School of Business 2002 — 2005
Bachelor of Business Administration (BBA), Finance
Baird, Crews, Schiller & Whitaker, P. C. July 2007 - Present
First State Bank Central Texas October 2003 - June 2007
Wilsonart International May 1986 - March 2003
Skills
Property Law, Legal Documents, Legal Assistants, Deeds, Foreclosures, Legal Assistance
Education
Central Texas College 1998 — 2003
AAS, Paralegal Studies
Temple College
AAS, Secretarial Science
Extraco Banks August 2014 - Present
First State Bank Central Texas January 2003 - August 2014
Skills
Loans, Banking, Credit, Commercial Banking, Consumer Lending, Lines Of Credit, Retail Banking, Small Business Lending, Commercial Lending, Loan Origination, Credit Analysis, Financial Analysis, Mortgage Lending, Customer Service, Finance, Participations
Education
Rosebud-Lott High School
Mclennan Community College
American Sign Language (ASL)
First State Bank Central Texas July 2011 - Present
Georgetown ISD July 2006 - June 2011
Round Rock High School January 1983 - June 2006
Skills
Educational Technology, Classroom Management, Lesson Planning, Curriculum Development, Instructional Technology, Tutoring, Customer Service, Treasury Management
Education
Texas State University-San Marcos 1978 — 1982
Bachelor of Science, Business Education
L. C. Anderson High School 1974 — 1978
Temple ISD August 2014 - Present
Troy ISD January 2012 - July 2014
First State Bank Central Texas February 2008 - July 2011
Skills
Student Counseling, Elementary Education, Teaching Reading, Teaching Writing, Treasury Management, Cash Handling, Microsoft Excel, Microsoft Office, PowerPoint, Microsoft Publisher, Prezi, Customer Service, Customer Relations, Customer Support, Commercial Banking, Data Entry, Teaching, Public Speaking, Staff Development, Educational Leadership, Training
Education
University of Mary Hardin Baylor 2012 — 2013
Master of Arts (M.A.), School Counseling
University of Mary Hardin Baylor 2008 — 2011
Bachelor of Science (B.S.), Elementary Education and Teaching
Tarleton State University 2007 — 2007
Elementary Education and Teaching
First State Bank Central Texas November 2007 - Present
BMC Capital June 2007 - October 2007
Centex Destination Properties January 2006 - June 2007
The First National Bank of Bryan June 2003 - June 2004
Education
Texas A&M University 2000 — 2003
BS, Agribusiness
State Farm January 2015 - Present
First state bank central Texas October 2013 - January 2015
First community title January 2013 - July 2013
Comerica July 2008 - November 2012
Skills
Banking, Consumer Lending, Credit, Microsoft Office, Retail Banking, Risk Management, Small Business Lending, Commercial Lending
Education
Texas State University 2013 — 2014
Bachelor's degree, Finance, 3.39
Austin Community College
First State Bank Central Texas July 2011 - Present
Georgetown ISD August 2006 - June 2011
Round Rock High School January 1983 - June 2006
Education
Southwest Texas State University 1978 — 1982
Business Education
L. C. Anderson High School 1974 — 1978
Sprint August 2009 - April 2014
First State Bank Central Texas November 1999 - June 2009
Skills
Commended for..., Expertise in business..., Experience in...
Education
Zweibrucken High School-W.Germany 1975 — 1997
H.S. Diploma, Required courses
Central Texas Beauty College-Temple 1990 — 1991
Certificate of completion, Cosmetology/Cosmetologist, General