Primary Residential Mortgage, Inc.
Primary Residential Mortgage, Inc. List of Employees There's an exhaustive list of past and present employees! Get comprehensive information on the number of employees at Primary Residential Mortgage, Inc.. You can filter them based on skills, years of employment, job, education, department, and prior employment.
Primary Residential Mortgage, Inc. Salaries. You can even request information on how much does Primary Residential Mortgage, Inc. pay if you want to. Learn about salaries, pros and cons of working for Primary Residential Mortgage, Inc. directly from the past employees.
Find People by Employers You can rekindle an old relationship, reconnect with a long-lost friend, former boss, business acquaintance who might be useful in your new line of work. With our employee database, the possibilities are endless. All you have to do is type in a couple of keywords and we'll bring you the exact information you wanted!
182 Primary Residential Mortgage, Inc. employees in database. Find out everything there's to know about Primary Residential Mortgage, Inc. employees. We offer you a great deal of unbiased information from the internal database, personal records, and many other details that might be of interest to you.
Primary Residential Mortgage, Inc. Employees
Primary Residential Mortgage Inc. February 2009 - Present
State of Utah September 2010 - September 2014
SKF January 1992 - January 2009
skf polyseal 2006 - 2008
O.C. Tanner September 1989 - January 1992
Skills
Software Development, Customer Service, Account Management, Mortgage Lending, Management, Banking, Loans, Sales, Management Due Diligence, Finance, Reporting Systems, Data Analysis, Training, Mortgage Banking, Credit, Loan Origination, Marketing, Residential Mortgages, FHA, Mortgage Underwriting
Education
Colorado University Online 2010 — 2013
pending, Paralegal studies
Macrotech Polyseal-Seals School 2004 — 2004
Fluid Power Sealing
University of Utah 1999 — 2001
Business
Salt Lake Community College 1989 — 1992
certification, Travel and Tourism
National Fire Protection January 2015 - Present
EMS Mechanical October 2013 - January 2015
All Season Heating & Air Conditioning May 2012 - June 2013
Primary Residential Mortgage, Inc March 2011 - May 2012
Project T.O.U.C.H January 2009 - March 2011
A&E West, Inc February 2006 - August 2008
ATT/SBC/Pacific Bell May 1992 - February 2006
Lester Insurance 1982 - 1992
Skills
Organizing, Customer Service, Microsoft Office, Outlook, Microsoft Excel, Fax, Banking, Data Entry, Microsoft Word, Finance, PowerPoint, Insurance, Sales, Software Documentation, Customer Satisfaction, Accounts Receivable, Team Building, Public Speaking, Administrative..., Nonprofits, Strategic Planning, Management, Payroll, Budgets
Education
Walden University 2010 — 2012
Masters, Business Administration
University of Phoenix
Bachelor of Science, Business Management
Caliber Home Loans May 2015 - Present
America's Choice Home Loans February 2015 - May 2015
Houstonian Mortgage Group February 2014 - February 2015
Bank of Texas Mortgage August 2013 - January 2014
Bank of America August 2011 - August 2013
Home Source Mortgage March 2011 - August 2011
ViewPoint Mortgage April 2010 - March 2011
Bank of America Home Loans August 2009 - March 2010
Primary Residential Mortgage, Inc November 2008 - August 2009
NHPO Leadership Institute 2008 - 2009
Skills
Bilingual-English/Spanis..., First Time Home Buyer..., Neighborhood Lending..., Banking Specialist-24..., FHA Specialist, Real Estate Investor, Real Estate Transactions, Customer-focused, Management, Networking, Refinance, Home Equity Loans, Hispanic Market..., FHA, Real Estate, FHA financing, Mortgage Banking, First Time Home Buyers, Banking, Mortgage Lending, Loans, VA loans, Loan Origination, Reverse Mortgages, Residential Homes, Investors, Loss Mitigation, Residential Mortgages, USDA, Credit, VA Loans, FHA Financing, Real Estate Economics, Investment Properties, Sales, Certified Mortgage..., Customer Service
Education
University of Houston 1992 — 1997
Bachelor of Science
Houston Community College 1986 — 1989
Associate of Science
Primary Residential Mortgage, Inc April 2014 - Present
Enterprise Limousine, Inc October 2007 - Present
Absolute Home Mortgage Corp. August 2011 - April 2014
United Capital Lenders March 2009 - August 2011
Mortgage Network Solutions, LLC September 2008 - March 2009
Daniel Edwards Financial February 2004 - August 2008
Liberty One Financial January 2002 - February 2004
Skills
Mortgage Lending, Loans, Mortgage, Investors, Mortgage Industry, FHA, Refinance, Mortgage Banking, Life Insurance, Business Development, Foreclosures, Investments, Credit, Real Estate, First Time Home Buyers, Sellers, Reverse Mortgages, Residential Mortgages, FHA financing, Referrals, Loan Origination, VA loans, Residential Homes, Investment Properties, Short Sales, REO, Finance, Real Estate Transactions, Property, Condos, Banking, Single Family Homes, Rentals, Leadership, Commercial Mortgages, USDA, Construction Loans, Underwriting, Selling, Credit Analysis, Certified Mortgage..., Commercial Lending, Real Estate Financing, Funding, Loan Servicing, Real Estate Economics, Brokerage, Financial Structuring, Mortgage Underwriting, Loss Mitigation
Education
Temple University
BS, Finance, Real Estate
Primary Residential Mortgage Inc. April 2014 - Present
FIRST WORLD MORTGAGE April 2013 - March 2014
Empire Home Loans December 2012 - April 2013
Skills
Attentiveness to Detail, Organization, Financial Analysis, Budget Setting, Budget Estimating, Loans, Loan Pricing, Loan Origination, Loan Closings, Mortgage Lending, FHA financing, Refinance, Credit Analysis, Reverse Mortgages, Mortgage Banking, Finance, VA loans, FHA, Referrals, FHA Financing
Education
Southern Connecticut State University 1988 — 2012
Bachelor of Science (BS), Liberal Arts and Sciences/Liberal Studies
Pro Schools 2012 — 2012
Secure and Fair Enforcement Pre-Licensing Mortgage Originating Course
Capitol Communty College 2011 — 2011
Real Estate Principles and Practices
JQ 1991 - Present
Primary Residential Mortgage Inc. August 2013 - Present
Mark Steel Corp August 2012 - July 2013
MetTel 2008 - 2011
Education
Wings of Change Martial Arts Academy 2002 — 2014
Master's degree 6th Degree Black Belt, Martial Arts and Philosophy
First response training state of Utah 2002 — 2007
Various classes, First Response Training
University of Utah 2004 — 2005
UEN Web Academy. Dreamweaver 2004 & MX, Fireworks 2004 & MX and Flash MX, Web Page Design & Management
Salt Lake Community College 1999 — 2001
A+, Network+ Certification, Computer Service & Support Technician (A+ certification)/Computer Basic Technologies, 98%
Boy Scouts of America 1980 — 1990
Eagle Scout
Primary Residential Mortgage Inc. January 2015 - Present
Capital One Equipment Finance April 2014 - October 2014
SunTrust Equipment Finance & Leasing Corp December 2012 - April 2014
SunTrust Equipment Finance & Leasing Corp November 2011 - December 2012
SunTrust Equipment Finance & Leasing April 2007 - November 2011
Bank of America/MBNA 2004 - 2007
MBNA 2002 - 2004
MBNA 1997 - 2002
Skills
Credit, Banking, Credit Risk, Portfolio Management, Loans, Financial Analysis, Finance, Risk Management, Credit Analysis, Credit Cards, Commercial Lending, Underwriting, Commercial Banking, Financial Services, Lines Of Credit, Financial Risk, Analysis, Small Business Lending, Corporate Finance, Forecasting, Mortgage Lending, Residential Mortgages, Mortgage Industry, Mortgage Marketing
Education
James Madison University 1990 — 1994
BS, Public Relations / English
Movement Mortgage May 2013 - Present
Primary Residential Mortgage, Inc August 2012 - May 2013
Carrington Mortgage Services August 2011 - August 2012
Seminole MoneyTree June 2009 - August 2011
Premier Home Mortgage of Maitland January 2003 - June 2009
Skills
Mortgage Banking, Mortgage Lending, Credit, Loan Origination, FHA, Loans, Residential Mortgages, Refinance, Credit Analysis, Financial Structuring, Certified Mortgage..., FHA financing, Commercial Lending, FHA Financing, Real Estate Financing, Reverse Mortgages, USDA, Underwriting, VA loans
Education
University of Florida 1968 — 1971
BSBA, finance
Primary Residential Mortgage Inc. October 2005 - Present
Bridge Capital May 2004 - August 2005
Oak Street Mortgage January 2003 - May 2004
Skills
USDA, Refinance, VA loans, Reverse Mortgages, FHA financing, Locations, Loans, Residential Homes, Short Sales, HUD, Finance, Commercial Real Estate, FHA, Mortgage Lending, Mortgage Banking, First Time Home Buyers, Loan Origination, REO, Real Estate, Investment Properties, Selling, Investors, Sales, Underwriting, Referrals, Sellers, Property, Investments, Condos, Residential Mortgages, Real Estate Financing, Government Loans, Debt Consolidation, Construction Loans, FHA Financing, VA Loans
Education
University of Phoenix Online 2005 — 2007
BSEB, E-Business/Business Management
Primary Residential Mortgage, Inc February 2015 - Present
Academy Mortgage Corporation April 2012 - August 2014
Primary Residential Mortgage April 2004 - April 2012
Education
Towson University
Bachelor of Science, Sports Communications
Primary Residential Mortgage, Inc. September 2013 - Present
Mortgage Solutions Financial October 2012 - September 2013
Primary Residential Mortgage, Inc June 2011 - September 2012
Priority Mortgage Corp of Wichita 2010 - June 2011
Koch Industries December 1987 - January 2009
Skills
Loans, Loan Origination, Real Estate, Credit, Credit Analysis, Process Improvement, Financial Analysis, Due Diligence, Investment Properties, Mortgage Lending, VA loans, Government Loans, FHA financing, USDA Rural Housing, 100% Financing, First Time Home Buyers, Residential Mortgages, Reverse Mortgages, Mortgage Banking, USDA, FHA Financing, VA Loans
Education
Pittsburg State University 1985 — 1987
BS, Accounting
Primary Residential Mortgage, Inc July 2011 - Present
JI Kislak Mortgage LLC September 2010 - July 2011
Great Florida Bank May 2009 - September 2010
JP Morgan Chase January 2006 - May 2009
Skills
Mortgage Lending, Loans, Mortgage Banking, FHA, Refinance, VA loans, Residential Mortgages, First Time Home Buyers, Mortgage Underwriting, Investment Properties, Credit, Credit Analysis, FHA financing, Loan Origination, Government Loans, Finance
Education
Miami Dade College 1974 — 1976
Business Administration
First Eastern Mortgage division of First Federal Savings Bank Of Boston May 2014 - Present
Wells Fargo Home Mortgage March 2012 - May 2014
The Russell Realty Group of New England August 2011 - March 2012
Keller Williams Realty July 2010 - August 2011
ZipRealty September 2009 - July 2010
Colonial Life May 2009 - September 2009
Verdi Financial, LLC January 2007 - September 2009
Primary Residential Mortgage, Inc June 2008 - January 2009
Viking Mortgage Company, LLC October 1996 - May 2008
Capital Mortgage 1993 - 1996
Skills
Short Sales, Home, First Time Home Buyers, Residential, Investors, Residential Homes, HUD, Luxury, Refinance, Loans, Condos, Real Estate, Real Property, FHA financing, Listings, Vacation Homes, Move Up Buyers, ABR, Mortgage Lending, Real Estate Transactions, Sellers, Relocation, Buyer Representation, FHA, Property Management, SFR, Selling, REO, Foreclosures, Property, Single Family Homes, New Home Sales, New Homes, Investment Properties, Investments, Townhomes, Rentals, Buyers, Referrals, Mortgage Banking, VA loans, Mortgage Marketing, Real Estate Economics, USDA, Real Estate Financing, Leases, 1031 Exchanges, Reverse Mortgages, Loan Origination, Residential Mortgages
Education
University of Massachusetts, Amherst 1988 — 1990
BA, Economics, Philosophy, Double Major
Salem State College 1986 — 1987
Economics
Ludemann Construction January 2013 - Present
Downs McNally Investments LLC January 2003 - January 2013
C&S Roofing Inc January 2009 - September 2012
Hayneedle Inc November 2010 - January 2011
Nebraska Furniture Mart November 2007 - May 2010
Pillar Financial Inc January 2003 - January 2010
Primary Residential Mortgage Inc January 2001 - January 2003
Cox Communications January 1997 - January 2001
Education
University of Nebraska at Omaha 1993 — 1996
Assoc, Business Administration
Hit Me SEO June 2010 - Present
Primary Residential Mortgage Inc. December 2009 - March 2011
Nationwide Mortgage Services May 2007 - December 2009
First NLC Financial Services 2005 - 2007
The Lending Center 2005 - 2007
First NLC 2005 - 2007
Ameriquest Mortgage 1999 - 2005
Dimension Media Services / Cox Communications May 1993 - May 1998
Skills
SEO, Keyword Research, Lead Generation, Marketing, Analytics, PPC, Small Business, WordPress, New Business Development, Sales Management, Salesforce.com, SEM, Website Development, Facebook, Advertising, Sales Operations, Business Development, Web Design, Online Marketing, Social Networking, Management, Social Media, Online Advertising, Social Media Marketing, Blogging, Sales, Google Analytics, Landing Page..., Content Strategy, SMO, Press Releases, Link Building, Google Adwords, Content Marketing, YouTube, Web Analytics, Mobile Marketing, Organic Search, Search Advertising, Email Marketing, Direct Marketing, E-commerce, Digital Marketing, Sales Presentations, Digital Media, Display Advertising, Marketing Strategy, Web 2.0
Education
Lycoming College 1989 — 1993
Bachelor of Arts (B.A.), Advertising & Communications
Real Estate Class
Accenture August 2015 - Present
Primary Residential Mortgage Inc. May 2014 - August 2014
City of New Orleans May 2011 - August 2012
Skills
Microsoft Excel, Microsoft Office, Data Analysis, PowerPoint, Microsoft Word, Teamwork, Financial Analysis, Stealth, Microsoft Office..., Accounting, Public Speaking, Customer Service, Time Management, Research, Leadership, Social Networking, Social Media
Education
Texas Christian University 2011 — 2015
Bachelor's Degree, Finance
Jesuit High School 2007 — 2011
Primary Residential Mortgage, Inc. Miramar June 2015 - August 2015
Primary Residential Mortgage Inc. June 2014 - August 2014
University of South Florida April 2013 - September 2013
Skills
Public Speaking, Microsoft Office, Microsoft Word, Microsoft Excel, Communication, Problem Management, Problem Solving, Advertising, Customer Service, Leadership
Education
University of South Florida 2013 — 2016
Bachelor's degree, Public Relations, Advertising, and Applied Communication
Primary Residential Mortgage Inc. March 2015 - Present
Freelance Designer April 2013 - Present
CR England December 2014 - February 2015
CR England August 2013 - November 2014
The Art Institute of California, A College of Argosy University 2009 - June 2013
Bafi Agency 2012 - March 2013
The County of San Diego October 2009 - July 2010
Robeks August 2009 - October 2009
Skills
Photoshop, Social Media, Adobe Creative Suite, Illustrator, InDesign, PowerPoint, Facebook, Event Planning, Social Networking, Microsoft Office, Final Cut Pro, Photography, Microsoft Word, Graphic Design, Advertising, Digital Photography, Web Design, Video Editing, Customer Service, Image Editing, Creative Direction, Editing, Logo Design, Digital Illustration, Copywriting, Illustration, Blogging, CSS, After Effects, Public Speaking, Event Management, Layout, Lightroom, Public Relations, Marketing Communications, Typography, Email Marketing, Art Direction, Image Manipulation, Creative Writing, Research, WordPress, Packaging, Mac, Marketing, Graphics, Social Media Marketing, Microsoft Excel, Dreamweaver, Branding & Identity
Education
The Art Institute of California San Diego 2010 — 2013
Bachelor of Science (B.S.), Advertising
San Diego Miramar College 2008 — 2010
Graphic Design
Keller William Realty July 2013 - Present
Keller Williams Real Estate January 2013 - July 2013
Lender's Residential Mortgage September 2010 - April 2011
Primary Residential Mortgage, Inc December 2009 - September 2010
Moncor, Inc. May 2009 - November 2009
Clark Consulting December 2008 - May 2009
Alliance Academy 2007 - 2009
Premier Management Services/Premier Real Estate Partners Group August 2008 - December 2008
Mortgage Assistance Services of Texas October 2006 - December 2008
Alliance Academy February 2007 - October 2008
Skills
Mortgage Lending, Loans, Mortgage Banking, Compliance, Recruiting, Residential Mortgages, Strategic Planning, Real Estate, Loan Origination, Training, FHA, Management, Sales Management, Time Management, Public Speaking, Team Building, Credit, Refinance, Banking, Real Estate Financing, USDA, Mortgage Underwriting, FHA financing, First Time Home Buyers, Foreclosures, Investment Properties, Loan Servicing, VA loans, Real Estate Economics, Referrals, REO, Investors, Short Sales, Loss Mitigation, Construction Loans, Residential Homes, Sellers, Sales, Real Estate Transactions, Customer Service, Single Family Homes, Relocation, New Home Sales, Buyer Representation, Condos, Negotiation, Listings, Contract Negotiation
Education
Allied Schools 2012 — 2012
Real Estate Sales Certificate, Real Estate
University of North Texas 1993 — 1996
Elementary Education
Poli Mortgage Group National UW ManagerAmerican Financial ResourcesJanuary 2011 - December 2014
Primary Residential Mortgage Inc November 2010 - June 2012
Wells Fargo Mortgage April 2010 - December 2010
GMAC May 2009 - April 2010
NE Moves subsidary of PHH Mortgage January 2004 - April 2009
National City Mortgage 1999 - 2001
Skills
203K, Mortgage Banking, Mortgage Lending, FHA, Residential Mortgages, USDA, Credit, FHA financing, VA loans, Mortgage Underwriting, Credit Analysis, Reverse Mortgages, Government Loans, Banking, Construction Loans
Education
University of Rhode Island 1992 — 1997
BA, English & Communications
University of Rhode Island
Bachelor of Arts (BA)
The Golf Institute @ Turf Valley April 2014 - Present
The Golf Institute at Lake Presidential/ Taylor Made Performance Lab January 2011 - Present
Primary Residential Mortgage Inc. November 2010 - December 2012
Arundel Golf Park - Independent Contractor - Member of the PGA of America April 2004 - February 2011
International Mortgage Corp November 2008 - June 2009
Stearns Lending September 2004 - January 2008
Green Spring Valley Hunt Club April 1992 - March 2003
The Breakers Resort April 1995 - April 1997
The Elkridge Club April 1994 - March 1995
Skills
Golf, Mortgage, Refinance, Conventional, FHA, VA, Coaching, Customer Service, Sale, Management, Golf Instruction, Team Building, Event Management, Event Planning, Public Speaking, Strategic Planning, Marketing Strategy, Sales Management
Education
Towson University 1983 — 1987
bachelor of science, management
Primary Residential Mortgage, Inc June 2014 - Present
Wells Fargo Home Mortgage May 2012 - June 2014
Bi-Coastal Mortgage, Inc. January 2006 - March 2010
Greater Maryland Mortgage Group September 1991 - April 1997
Williamsburg Mortgage Corporation June 1987 - June 1988
Eastern Mortgage Corporation June 1986 - June 1987
Williamsburg Mortgage Corporation March 1985 - June 1986
Merrill Lynch Mortgage Corporation January 1984 - March 1985
Rouse Real Estate Finance August 1982 - January 1984
Skills
Asset Management, Mortgage Lending, Loans, Loan Origination, Underwriting, Real Estate, First Time Home Buyers, Management, Training, Residential Homes, Credit, Credit Analysis, FHA, Banking
Education
James Madison University 1979 — 1983
Bachelor of Arts (B.A.)
DNJ Gateway Bank Mortgage, Inc June 2012 - Present
First Financial Services, Inc. June 2010 - June 2012
Primary Residential Mortgage, Inc August 2009 - March 2010
Education
North Carolina State University 1986 — 1993
Civil Engineering
Primary Residential Mortgage, Inc December 2014 - Present
Prosperity Home Mortgage April 2006 - Present
Education
Randolph-Macon College 1994 — 1998
Calvert Hall College 1990 — 1994
HS
Primary Residential Mortgage Inc. February 2014 - Present
Mona Brasseaux, Tax Preparation Services December 2011 - Present
Your Learning Curve January 1991 - Present
American Dreams Mortgage January 2013 - December 2013
Stephen Gannaway/AXA Equitable November 2009 - October 2013
Temp Systems January 2002 - November 2009
Park, Inc./UT Hospital January 2008 - July 2009
Various Mortgage Companies 2006 - 2009
K-Town Realty January 2001 - January 2003
Skills
Refinance, Mortgage Banking, Foreclosures, Investment Properties, First Time Home Buyers, FHA, Loans, Mortgage Lending, Residential Mortgages, Credit, Reverse Mortgages, Relocation Buyers, USDA, VA loans, Loan Origination, FHA financing, Certified Mortgage..., Government Loans, Credit Analysis, New Home Purchase, Corporate Relocation, Commercial Mortgages, Jumbo Mortgage, Business Loans, Construction Loans, Bridge Loans, Originations, Tax Preparation, Income Tax, Credit Repair, Tax Returns, Payroll Taxes
Education
University of Louisiana at Lafayette 1990 — 1995
Music Ed; Science Ed; Honors Concentration
Primary Residential Mortgage Inc. June 2014 - Present
Weichert Financial Services April 2013 - June 2014
Oak Mortgage Company January 2013 - April 2013
Weichert September 2011 - January 2013
Perkiomen Valley School District November 2010 - February 2012
Weichert Realtors May 2007 - October 2011
Weichert Realtors-Paoli May 2007 - August 2011
Immaculata University 2009 - February 2010
Skills
Microsoft Office, Marketing, Sales, Customer Service, Online Marketing, Team Leadership, Strategic Planning, Investments, Baseball, Data Analysis, Management, Community Service, Sales Presentations, Real Estate, Mortgage Lending
Education
Susquehanna University 1996 — 2000
BA, Public Relations/Image Management
Conestoga high school 1994 — 1996
Archbishop Carroll
Primary Residential Mortgage Inc. December 2014 - Present
Allied Mortgage Group July 2014 - Present
Skills
Foreclosures, Sellers, Buyer Representation, Short Sales, Real Estate, Refinance, Mortgage Lending, FHA, Investment Properties
Education
Johnson and Wales University 1980 — 1984
Johnston High School
Primary Residential Mortgage INC. July 2013 - Present
Benchmark Home Loans September 2011 - July 2013
Cendra Funding September 2009 - September 2011
Skills
Mortgage Banking, Customer Service, Microsoft Office, Microsoft Excel, Credit, Refinance, Loans, FHA, Residential Mortgages, Loan Origination, Mortgage Lending, Banking, USDA, VA loans, Government Loans, FHA financing, Customer Satisfaction, Real Estate, FHA Financing, VA Loans
Education
California State University-Long Beach 1965 — 1968
Santa Monica College 1964 — 1965
Primary Residential Mortgage, Inc August 2014 - Present
Skills
Mortgage Lending, Refinance, Mortgage Banking, FHA, USDA, Residential Mortgages, Banking, Certified Mortgage..., Commercial Lending, Commercial Mortgages, Condos, Construction Loans, Consumer Lending, Credit, Credit Analysis, FHA financing, Financial Structuring, First Time Home Buyers, Foreclosures, Government Loans, HUD, Home Equity Lines of..., Investment Properties, Investments, Loan Origination, Investors, Loans, REO, Real Estate, Real Estate Financing, Real Estate Transactions, Referrals, Relocation, Residential Homes, Short Sales, Single Family Homes, VA loans
Education
University of Arizona
Philbrook Museum August 2011 - Present
TruGreen Lawncare February 2011 - June 2011
ALARCO Flooring, LLC March 2010 - December 2010
2010Carpet & Tile Factory Outlet June 2007 - February 2010
Mingo Manufacturing Co December 2006 - June 2007
Primary Residential Mortgage, Inc October 2005 - December 2006
National Association February 2005 - October 2005
Cinemark USA, Inc January 2000 - January 2005
Denver-Roth, Inc January 1998 - January 2000
Rick Ritschel January 1990 - January 1998
Education
University of Tulsa 1972 — 1975
Bachelor of Science, Psychology
University of Arkansas
Masters, Education
Primary Residential Mortgage Inc. September 2013 - Present
Chilis 2003 - Present
Skills
Customer Service, Time Management, marketing, Marketing Communications, Organization, Public Relations, Leadership, PowerPoint, Teamwork
Education
Wright State University 2003 — 2007
Bachelor, Marketing
Morehead State University 2002 — 2003