Universal Lending Corporation
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Universal Lending Corporation Employees
UnitedReprographic Supply, Inc. May 2015 - Present
Universal Lending Corporation October 2014 - April 2015
Skills
Sales, Marketing, Strategic Planning, Customer Service, Cold Calling, Team Building, Management, Public Speaking, Project Management, Refinance, First Time Home Buyers, Pre-qualification, Government Loans, FHA financing, VA loans, Loans, FHA, Loan Origination, Mortgage Lending, Residential Mortgages, Mortgage Marketing, Assisting First Time..., FHA Financing
Education
University of Northern Colorado 1988 — 1993
Bachelor of Science (BS), Parks, Recreation and Leisure Facilities Management
Texas Tech University 1986 — 1987
Universal Lending Corporation March 2007 - Present
Englewood Mortgage February 2005 - February 2007
Mortgage Makers, Inc February 1996 - March 2005
Skills
FHA, Real Estate, Mortgage Lending, VA loans, Refinance, Loans, Mortgage Banking, First Time Home Buyers, Loan Origination, Finance, Credit, Reverse Mortgages, Residential Mortgages, Risk Management, FHA financing, Sellers, Negotiation, Government Loans, Investment Properties, USDA, Mortgage Underwriting, VA Loans, FHA Financing
Education
University of Colorado at Denver 1992 — 1994
Bachelor's degree, Finance, General
Hanahan HIgh School 1980 — 1982
Advanced Medical Personnel Services Inc. January 2015 - Present
Universal Lending Corporation February 2013 - January 2015
Save On Medical, a division of Atlantic Health Solutions November 2011 - February 2013
Atlantic Health Solutions June 2011 - February 2013
Yelp.com July 2010 - December 2010
Citi November 2009 - July 2010
Spirit Halloween August 2009 - November 2009
K-Jack Radio Northern Arizona University September 2004 - April 2007
Skills
Salesforce.com, Customer Service, Mortgage Banking, Mortgage Lending, Real Estate, Refinance, Marketing, Encompass, Sales, Oncology, Healthcare, Physician Liason, Radiology, Medical Devices, Social Media, Constant Contact, Hootsuite, Mac OS X, Microsoft Office, WebEx, Windows, iLife, Adobe Photodeluxe, Maestro, Google Docs, Gmail, OS X, VA loans, FHA financing, Leadership, Training, Project Management, PowerPoint, Microsoft Excel, Supply Chain Management, Logistics, Inventory Management, Social Media Marketing, Marketing Strategy, Management, Business Analysis, Contract Negotiation, Contract Management, FHA Financing, VA Loans
Education
Northern Arizona University 2004 — 2009
BS, Chemistry with an Emphasis in Health Pre-Professional
Paraclete High School 2000 — 2004
High School Diploma, General Studies
LeaderOne Financial March 2013 - Present
Universal Lending Corporation July 2010 - September 2011
Wells Fargo February 2008 - November 2009
Skills
Software Installation, Computer Maintenance, Troubleshooting, Secretarial Skills, Receptionist Duties, Help Desk Support, Billing Systems, Phone Etiquette, Project Delivery, Interviewing Skills, Background Checks, Terminations, Research, Operating Systems, Customer Service, Training, Credit Analysis, Loan Origination, Loans, Mortgage Banking, Banking, Hardware, Underwriting, Information Technology, Refinance, Software Documentation, Residential Mortgages, FHA financing, Mortgage Lending, Credit
Education
Metropolitan State College of Denver
ELEVATION marketing March 2012 - Present
Universal Lending Corporation July 2012 - December 2013
Vertex Construction Services, Inc. August 2009 - July 2012
Christa Construction 2008 - 2009
Kiewit August 2007 - August 2008
United States Navy August 1999 - August 2003
Skills
SEO, InDesign, Analytics Analysis, Social Media, Analytics, Email Marketing, Event Planning, Web Design, Social Media Marketing, Advertising, Graphic Design, Marketing Strategy, Project Management, New Business Development, Photoshop, Marketing, Online Marketing, Direct Mail, Training, Marketing Communications, Customer Service, Market Research, Business Development, Digital Marketing, Strategic Planning, Account Management, Microsoft Office, CRM, Lead Generation, Sales, Social Networking, Management, Leadership, Copywriting, Strategy, Blogging
Education
University of Colorado Denver 2004 — 2007
BSBA, International Business, Spanish
Universal Lending Corporation November 2014 - Present
Elevations Credit Union December 2011 - October 2014
Bellco Credit Union January 2011 - December 2011
Four Seasons Hotels and Resorts 2004 - 2010
Skills
Mortgage Lending, Mortgage Banking, Residential Mortgages, Real Estate Transactions, Real Estate Financing, Mortgage Industry, Restaurant Management, Craft Beer, First Time Home Buyers, Social Media, Time Management, Critical Thinking, Problem Solving, Contract Negotiation, Refinance, Credit, Loan Origination, Banking, FHA, Credit Analysis
Education
University of Nevada-Las Vegas 2004 — 2010
Bachelor of Science (B.S.), Hospitality Administration/Management
American Equity Mortgage February 2012 - June 2015
MDC Holdings, Inc. February 2007 - September 2011
MDC Holdings, Inc. February 2006 - February 2007
MDC Holdings, Inc. February 2005 - February 2006
MDC Holdings, Inc. July 2003 - February 2005
World Wireless Communications, Inc. September 2000 - June 2003
Universal Lending Corporation April 1998 - February 2000
National Mortgage Corporation 1992 - 1998
Skills
Financial Analysis, Cash Management, Financial Reporting, Accounting, Sarbanes-Oxley Act, Financial Modeling, Business Analysis, Forecasting, Managerial Finance, Mortgage Lending, Executive Management, Budgets, Internal Controls, Due Diligence, Management, Business Strategy, Risk Management, Banking, Auditing, Cash Flow, Finance, GAAP, Financial Accounting, Credit, Process Improvement, Analysis, Mergers & Acquisitions, Internal Audit, Business Planning, Leadership
Education
The Ohio State University 1986 — 1990
BS, Accounting
Bechta Group Ltd (BGL Facilities Consultants) Facilities Consultants Denver May 2015 - Present
Universal Lending Corporation June 2014 - April 2015
Lewis Himes Associates December 2013 - May 2014
Mitchell Plus Associates September 2013 - November 2013
Saunders Architects and Engineers March 2012 - March 2013
Pottery Barn August 2011 - February 2012
Skills
perseverance, patient,..., Space planning, AutoCAD, Interior Architecture, Furniture, Interior Design, FF&E, Floor Plans, Sustainable Design, Residential Design, SketchUp, Space Planning, LEED, Design Research, Revit, Submittals, Renovation
Education
Northern Arizona University 2008 — 2011
Bachelor of Science (B.S.), Interior Design
Younique Products April 2014 - Present
Westcor Land Title Insurance Company March 2011 - Present
KB Home August 1999 - September 2009
Universal Lending Corporation May 1996 - August 1999
Norwest Mortgage January 1992 - May 1996
Skills
Customer Service, Public Speaking, Strategic Planning, Real Estate, Purchasing, Customer Satisfaction, Training, Insurance, Budgets, Advertising, Process Improvement, Sales Management, Leadership, Sales, Vendor Management, Strategy, Employee Relations, Project Management, Time Management, Contract Negotiation, Human Resources, Team Building, Management, Residential Homes, Mortgage Lending, Real Estate Transactions
Education
University of Northern Colorado
Ag New Mexico, Farm Credit Services, ACA October 2013 - Present
Universal Lending Corporation March 2012 - October 2013
Universal Lending Corporation March 2012 - October 2013
Stearns Lending February 2010 - February 2011
MetLife Home Loans May 2002 - February 2010
Skills
VA loans, Mortgage Lending, Refinance, USDA, FHA, FHA financing, Loan Origination, Residential Mortgages, Loans, Reverse Mortgages, Government Loans
Education
Endicott College 1980 — 1982
Associate of Arts and Sciences (A.A.S.), Early Childhood Education and Teaching
Discovery Outsourcing March 2015 - Present
ELCo Investments, LLC. August 2003 - Present
Universal Lending Corporation May 2013 - March 2015
Yum Yum Restaurant Inc January 1999 - August 2013
Ma's Juice Bar July 2005 - July 2012
ALPS, A DST Company April 2007 - August 2008
Colorado State University September 2002 - December 2004
Skills
Payroll, Accounting, Accounts Payable, Accounts Receivable, Finance, Management, Customer Service, Customer Satisfaction, Account Management, Marketing, Team Building, Sales, Project Planning, PowerPoint, Leadership, Advertising, Microsoft Office, Team Leadership, Training, Microsoft Excel, Event Planning, Inventory Management, Time Management, Strategic Planning, Data Analysis, Operations Management, Process Improvement, Employee Relations, Negotiation, Budgets, Microsoft Word, Outlook, Access, Human Resources, Analysis, Public Speaking, Financial Analysis, Social Networking, Administration, Coaching, Project Management
Education
Colorado State University 2002 — 2006
BS, Business Administration (Finance)
Universal Lending Corporation October 2014 - Present
AlphaGraphics/PrintColorado Communications/Kwik Kopy Printing August 1982 - September 2010
National Environmental Health Association 1980 - 1982
Colorado Department of Health & Environment February 1974 - May 1980
Weld County Health Department June 1972 - February 1974
Skills
Project Management, Strategy, Leadership, Team Building, Training, Small Business, Marketing Strategy, Management, New Business Development, Strategic Planning, Direct Mail, Business Planning, Marketing, Public Relations, Start-ups, Business Development, Sales, Executive Management, B2B, CRM, Entrepreneurship, Coaching, Business Strategy, Organizational..., Program Management, Contract Negotiation, Lead Generation, Public Speaking, Leadership Development, Budgets, Account Management, Marketing Communications, Direct Marketing, Selling, Advertising, Team Leadership, Social Networking, Negotiation, Mergers & Acquisitions, Management Consulting, Sales Management, Strategic Partnerships, Email Marketing, Social Media Marketing, Event Management, Fundraising, Social Media, Communication, Customer Service, Specialties: I can...
Education
XINNIX Mortgage Academy 2013 — 2014
XINNIX Certified Originator
Colorado State University 1976 — 1978
Master of Science, Environmental Health Administration
Colorado State University 1967 — 1972
Bachelor's of Science Degree, Environmental Health
WR Starkey Mortgage October 2005 - Present
Universal Lending Corporation February 1989 - October 2005
Centrust Mortgage 1987 - 1989
Associates National Mortgage 1986 - 1987
US Mortgage Company 1985 - 1986
US Mutual 1981 - 1985
Skills
Mortgage Lending, Loans, Banking, Business Development, Real Estate, Mortgage Banking, Sales Management, FHA, Leadership, Refinance, USDA, Loan Origination, VA loans, Investments, Residential Mortgages, Credit, FHA financing, Reverse Mortgages, Underwriting, Investment Properties, Target Marketing, Loss Mitigation, Government Loans, Certified Mortgage..., Construction Loans, Mortgage Underwriting, Residential Homes, Selling, Credit Analysis, REO, Training, First Time Home Buyers, Commercial Lending, Home Equity Loans, Real Estate Financing, Mortgage Marketing, Commercial Mortgages, Sales, Loan Servicing, Referrals, HUD, Real Estate Economics, Real Estate Transactions, Short Sales, Finance, Investors, Rates, Title Insurance, Home Equity Lines of..., Foreclosures
Education
Bob Jones University 1978 — 1981
BS, Business Management
License #'s: NMLS 257646 & LMB100024163
Regional Economic Development Institute (RED-I) October 2013 - Present
State of Iowa March 2013 - Present
Coldwell Banker Hedges May 2012 - January 2013
Universal Lending Corporation March 2013 - December 2013
Universal Lending Corporation May 2012 - March 2013
Berthel Fisher & Company Financial Services September 2010 - April 2012
Transamerica May 2008 - September 2010
Skills
Series 6, Mortgage Lending, FHA financing, Residential Mortgages, 203K, USDA Rural Housing..., Mortgage Refinance, VA loans, Loan Origination, Credit Analysis, Wholesale Lending, Investments, Finance, Loans, 401k, Mutual Funds, Retirement Planning, Refinance, FHA, Government Loans, Real Estate, Residential Mor, First Time Home Buyers, Jumbo Mortgage, USDA Rural Housing, Investment Properties, Notary Public, Insurance, Strategic Financial..., Series 63, Asset Management, Financial Planning
Education
Kirkwood Community College 2012 — 2014
Associate's Degree, Business/Finance
Loan Simple, Inc April 2014 - Present
Universal Lending Corporation June 2012 - January 2014
Robert Half Legal November 2011 - June 2012
Wells Fargo Home Mortgage September 2010 - April 2011
Pulte Mortgage December 1998 - June 2010
Skills
Mortgage Lending, Credit, FHA, Refinance, Loans, Loan Origination, Underwriting, Credit Analysis, Residential Mortgages, Real Estate, Investment Properties, Banking, Risk Management, Asset Management, Financial Analysis, Foreclosures
Education
Arapahoe Community College 1996 — 1997
NA
Smoky Hill High School 1990 — 1995
Deploma
Universal Lending Corporation January 2014 - Present
Envoy Mortgage July 2012 - January 2014
Waterstone Mortgage Corporation August 2010 - October 2011
Enterprise Mortgage Funding August 2006 - August 2010
Skills
Mortgage Lending, Loans, FHA financing, Loan Origination, Residential Mortgages, HUD, Refinance, VA loans, USDA, Mortgage Banking, FHA, Home Equity Loans, Credit, Credit Analysis, Certified Mortgage..., HomePath, Government Loans, First Time Home Buyers, Construction Loans, Finance, Mortgage Underwriting, Home Equity Lines of..., Debt Consolidation, Reverse Mortgages, Commercial Mortgages, Real Estate Financing, FHA Financing, VA Loans
Education
Universal Technical Institute of Illinois Inc
Universal Lending Corporation May 2013 - Present
Skills
Public Relations, Facebook, PowerPoint, Social Networking, Social Media Marketing, Microsoft Office, Residential Mortgages, FHA, CHFA, NHF, Public Speaking, Encompass, Outlook, Mac, Photography, InDesign, Customer Service
Education
University of Denver 2012 — 2016
Master's Degree, New Media and Internet Marketing
Brigham Young University - Idaho 2005 — 2009
Bachelor of Science, Communications
Rigby High School 1999 — 2001
Universal Lending Corporation October 2004 - Present
Wells Fargo Reverse Mortgage 2001 - 2004
Skills
Reverse Mortgages, FHA, Mortgage Lending, Refinance, Mortgage Banking, VA loans, Credit, Residential Homes, Foreclosures, First Time Home Buyers, Short Sales, Investors, Certified Mortgage..., FHA financing, Real Estate, Government Loans, New Home Sales, Investment Properties, Loans, USDA, Sellers, Residential Mortgages, Single Family Homes, Loan Origination, HUD, Mortgage Underwriting, Construction Loans, Home Equity, Loss Mitigation, Non-Conforming, Referrals, Real Estate Financing, Home Equity Lines of..., Mortgage Marketing, Title Insurance, 203K, Home Equity Loans, Debt Consolidation, Loan Servicing, HomePath, Underwriting, Credit Analysis, Commercial Mortgages, REO, FHA Financing
Education
Northeastern Oklahoma A&M College
Universal Lending Corporation January 2014 - Present
Gateway Mortgage Group September 2011 - December 2013
Wells Fargo September 2007 - August 2011
GreenPoint Mortgage May 2006 - August 2007
Skills
FHA financing, Section 184 Indian..., VA, Conventional, Jumbo, Refinance Transactions, USDA, Financial Advice, FHA, First Time Home Buyers, Residential Mortgages, Credit, Computer Program, Credit Analysis, Refinance, Mortgage Banking, VA loans, Mortgage Lending, Surety, Jumbo Mortgage, Government Loans, Mortgage Underwriting, Underwriting, Investments, Loans, Financial Advisory, Residential Homes, Loan Origination, Real Estate Transactions, Insurance, Reverse Mortgages, Commercial Lending, Construction Loans, Certified Mortgage..., Consumer Lending, Investment Properties, Finance, VA Loans, FHA Financing
Education
Oklahoma State University 1999 — 2002
Finance, Finance and Marketing
Northeastern State University 1998 — 1999
FBC Mortgage LLC March 2012 - Present
Advanced Career Technologies September 2008 - May 2011
Universal Lending Corporation January 2006 - September 2008
Advance Capital Lending July 2002 - January 2006
Alpine Financial Resources April 1996 - June 2002
Skills
Mortgage Banking, Mortgage Lending, Refinance, Public Speaking, Loans, Residential Mortgages, FHA, Loan Origination, Sales, Credit, USDA, Marketing, Underwriting, Credit Analysis, Finance, Investment Properties, Real Estate, FHA financing
Education
Fort Lewis College 1985 — 1989
Business Administration and Management, General
Universal Lending Corporation February 2013 - Present
Douglas County Housing Partnership September 2011 - January 2013
Money Management International Inc 2007 - 2011
City of Commerce City June 2007 - October 2010
Arapahoe County January 2006 - July 2007
City of Aurora 2002 - 2005
Brothers Redevelopment, Inc. June 2001 - June 2002
Inner City Christian Federation 1999 - 2000
Skills
Down Payment Assistance, Conventional Financing, Contract Negotiation, Adult Education, Customer Satisfaction, Customer Retention, Housing Counseling, Derogatory Credit, Credit Analysis, FHA financing, Refinance, Real Estate Transactions, USDA Financing, Real Estate Contracts, VA Loans, Mortgage Modification, Public-private..., Program Management, Workshop Facilitation, Customer Service, Subject Matter Expert, Program Development, Fundraising, Foreclosures, Strategic Partnerships, Public Speaking, Mortgage Lending, Volunteer Management, Community Outreach, Mortgage Banking, Business Networking, Public Relations, Coaching, Teaching, Grant Writing, Community Development, First Time Home Buyers, Leadership, Nonprofits, Real Estate, Loans, Team Building, Affordable Housing, Customer Engagement
Education
Cornerstone University 1995 — 2000
Bachelors of Science
Universal Lending Corporation February 2015 - Present
Vermont Youth Conservation Corps April 2014 - September 2014
Mile High Youth Corps May 2013 - November 2013
Universal Lending Corporation September 2012 - May 2013
Snap Fitness 24/7 December 2010 - June 2012
Skills
Nutrition, Marketing, Team Building, Leadership, Wellness, Conservation, Youth Development, Nutritional Counseling, Community Outreach, Loan Servicing, Mortgage Lending, Social Media Marketing, Customer Retention, Website Development, Chemistry, Loan Origination, FHA, Investment Properties, Management, Sales, Residential Mortgages, Customer Service
Education
Michigan State University 2008 — 2012
Bachelor's Degree, Nutritional Sciences
Grand Valley State University 2007 — 2008
Universal Lending Corporation October 2014 - Present
Republic Mortgage Home Loans July 2014 - September 2014
Universal Lending Corporation February 2012 - July 2014
Guild Mortgage May 2010 - February 2012
Education
Abilene Christian University
Colorado State University
GolfTEC June 2014 - Present
SFSignal.com September 2010 - Present
FunctionalNerds.com March 2010 - Present
Global Gate Controls, Inc. June 2013 - May 2014
Dish Network February 2013 - June 2013
Universal Lending Corporation September 2007 - April 2012
The Agent Workshop January 2006 - May 2007
Innov8Solutions USA, LLC. April 2004 - January 2006
Spherion January 2004 - April 2004
Innov8 Solutions USA, LLC October 2003 - January 2004
Skills
Mac OS X, Microsoft Office, Wordpress, Writing, Technical Writing, SEO, Blogging, Social Media, Copywriting, Copy Editing, Apple, Windows, Photoshop, Illustrator, InDesign, Pagemaker, Email Marketing, Website Development, Amadeus, Garageband, Twitter, Facebook, Editing, Photo Editing, Digital Photography, Desktop Publishing, Mac, iPhone, iPad, Joomla, Keynote, Customer Service, Software Training, HTML, PHP, Help Desk, WordPress, Web Design, OS X, Press Releases, CMS, Advertising, Digital Marketing, Marketing, Social Networking, Online Marketing, Content Management, Content Strategy, Management, Creative Writing
Education
Fresno City College 1990 — 1993
None, Computer Science
Fresno High 1986 — 1990
Diploma, Electronics
St. Andrew United Methodist Church April 2013 - April 2015
Inner Connections Yoga December 2008 - March 2015
Yama Yoga Village November 2011 - October 2014
Wind Crest Retirement Center June 2012 - December 2013
Zenergy 2008 - 2009
Universal Lending Corporation March 2001 - May 2004
Skills
Hatha Yoga, Yoga, Meditation, Relaxation Techniques, Relaxation, Healing, Ayurveda, Holistic Health, Stress Management, Wellness, Wellbeing, Wellness Coaching, Personal Training, Strength Training, Breathwork, Nutrition
Education
Brigham Young University 1979 — 1984
Bachelor of Science, Admin. Management
Highland High School 1977 — 1979
High School Diploma, General Studies
Tri-State Generation & Transmission March 2007 - October 2012
Trinidad Benham Corp February 2005 - March 2007
Universal Lending Corporation December 2001 - February 2005
American Telephone & Telegraph July 1998 - July 2001
Education
Community College of Aurora 2003 — 2003
Accounting Basics
Metropolitan State College of Denver 1971 — 1971
Freshman General Requirements
Adams State College 1970 — 1971
Freshman General Requirements
Cathedral High School 1966 — 1970
Diploma, General Requirements, 3.75
Universal Lending Corporation March 2004 - Present
Skills
Refinance, First Time Home Buyers, Mortgage Lending, Residential Mortgages, Investment Properties, VA loans, FHA, USDA, Foreclosures, HUD, Loans, Referrals, Investors, REO, Mortgage Banking, Customer Service, Sales, VA Loans
Education
State University of New York College at Plattsburgh 1990 — 1995
Bachelor of Applied Science (BASc), Environmental Science
QIE Partners Inc. April 2012 - Present
Indecomm Global Services January 2011 - April 2012
Indecomm Mortgage Dynamics, Inc. March 1999 - December 2010
Universal Lending Corporation April 1997 - February 1999
Universal Lending Corporation June 1996 - March 1997
Harbourton Mortgage Company August 1995 - June 1996
Universal Lending Corporation March 1992 - August 1995
Education
Metropolitan State University of Denver 1991 — 1992
Kansas State University 1986 — 1990
Bachelor of Science, Business Administration; Management
Columbine High School 1983 — 1986
High School
DIRECTV April 2014 - Present
Ultimate Staffing June 2013 - April 2014
Synergy Services March 2013 - May 2013
Newmont Mining Corporation February 2012 - March 2013
Newmont Mining Corporation March 2011 - February 2012
Synergy Services for Level 3 Communications July 2010 - March 2011
The TriZetto Group November 2007 - July 2010
MDC Holdings, Inc.- Richmond American Homes February 2005 - November 2007
Universal Lending Corporation January 2004 - January 2005
Denver Metro Chamber of Commerce May 2002 - January 2004
Skills
Interviewing, Applicant Tracking..., Talent Acquisition, College Recruiting, Technical Recruiting, Recruiting, Onboarding, Internet Recruiting, Sourcing, Talent Management, Workforce Planning, Employee Relations, Contract Recruitment, Marketing, Interviews, Labor Relations, Job Coaching, Human Capital, CRM, Interview Preparation, Reference Checking, Employee Engagement, Training, Performance Management, Taleo, Executive Search, Screening, Leadership, Succession Planning, Job Descriptions, Strategy, Deferred Compensation, Benefits Negotiation, Staffing Services, Temporary Placement, Management, Employer Branding, Screening Resumes, Networking, Career Development, Permanent Placement, New Hire Orientations, Human Resources, Personnel Management, Consulting, Hiring, Employee Benefits, Leadership Development, HRIS, HR Policies
Education
Metropolitan State University of Denver 2001 — 2002
B.A., Speech Communications / Management
NOVA® Home Loans October 2015 - Present
Centennial Leasing & Sales June 2012 - September 2015
Universal Lending Corporation January 2012 - June 2012
Cornerstone Mortgage Company April 2010 - February 2012
Universal Lending Corporation May 2006 - April 2010
Advance Capital Lending November 1997 - May 2006
Skills
Energetic, Marketing, Customer Relations, Mortgage Lending, Public Speaking, Mortgage, Loans, Credit, New Business Development, Refinance, Customer Service, Sales Management, Small Business, Team Building, First Time Home Buyers, Consultative Selling, Selling, Problem Solving, Mortgage Industry, Mortgage Banking, Reverse Mortgages, Purchase, Conforming, FHA, VA, Conventional, Investment Properties, Leadership, Finance, Sales, Non-profit Board..., Team Leadership, Banking, VA Loans, Business Development, Cross-functional Team..., Non-profit Leadership
Education
San Joaquin Delta College 1987 — 1989
Associates, Business
Humboldt State University
Business Administration and Management, General
ChemStation April 2011 - Present
Liberty Savings Bank May 2010 - April 2011
Universal Lending Corporation 2009 - May 2010
Colorado Mortgage Lenders Association 2003 - 2007
American Mortgage Network/Vertice a division of Wachovia 2002 - 2007
PMI Mortgage Insurance Co. 1998 - 2002
Land Title 1999 - 2000
Skills
New Business Development, Sales Management, Account Management, Sales, Team Building, Lead Generation, Selling, Cold Calling, Forecasting, Direct Sales, Negotiation, Contract Negotiation, Inventory Management, Business Development, Key Account Management, Salesforce.com, Sales Operations, Strategic Planning, B2B
Education
Loyola University of Chicago 1990 — 1994
BBA, Managerial Accounting
Worthington High School 1986 — 1990
EMMI Physician Services, Inc. October 2014 - Present
Lewan Technology December 2013 - October 2014
Universal Lending Corporation March 2013 - December 2013
Océ North America • a Canon Group Company January 2003 - December 2012
Loans at Wholesale January 2001 - January 2003
Skills
Office Administration, Billing Solutions, Administrative..., Loan Closings, Financial Analysis, Account Management, Coordinating Skills, Process Improvement, Account Reconciliation, Credit Card Transaction..., Supply Management, Organizational..., Streamlining Process, Microsoft Excel, Microsoft Office, Microsoft Word, Time Management, Customer Satisfaction, Invoice Processing, Compliance, Loans, Organization, PowerPoint, Proofreading, Research, Accounting, Human Resources, Teamwork, Accounts Receivable, Accounts Payable
Education
University of Denver 2010 — 2015
Bachelor’s of Business Administration, Sophmore
Universal Lending Corporation
Skills
Mortgage Banking
Education
University of Colorado Denver 1994 — 1997
Bachelor's degree, Finance and International Business
United Builders Service April 2015 - Present
Prescient Co. October 2012 - January 2015
American Financing Corporation (Interim) December 2011 - June 2012
Madison Street Companies June 2009 - May 2011
Commercial Capital, Inc August 2008 - July 2009
Trinidad Benham Corporation April 2005 - July 2008
Universal Lending Corporation June 2001 - April 2005
Dynegy Connect, LP May 2000 - May 2001
Skills
Financial Analysis, Account Reconciliation, Payroll, Accounts Payable, Accounts Receivable, Cost Accounting, Financial Planning, Corporate Finance, Budget Development, Budget Analysis, Cash Management, Capital Projects, General Ledger, Software Implementation, Credit, Accounting, Strategic Financial..., Financial Statements, Internal Controls, Auditing, Variance Analysis, Budgets, Finance
Education
Regis University 2007 — 2008
MBA, Finance and Accounting
Mount Mercy University 1997 — 1998
BBA, Management and Accounting
Campbell Fittings Inc September 2012 - Present
Hometown Insurance Inc. September 2010 - Present
Brightway Insurance 2009 - March 2010
Universal Lending Corporation 2005 - 2009
NFL - Broncos, Packers, Lions, Colts 1989 - 1998
Education
Boston College 1984 — 1988
BS, Marketing
Jerri's KidKare February 2015 - Present
UnityPoint Health - St. Luke's September 2014 - Present
Kirkwood Community College September 2012 - Present
At Your Service Corridor Community March 2011 - Present
St. Paul's United Methodist Church March 2013 - February 2015
ABWA Cedar Rapids Charter Chapter August 2012 - October 2013
Send Out Cards October 2008 - October 2013
Universal Lending Corporation May 2012 - January 2013
ABWA Cedar Rapids Charter Chapter July 2011 - July 2012
ITT Technical Institute September 2010 - April 2012
Skills
Microsoft Office, Administration, Blogging, Customer Relations, Event Planning, Fundraising, Hospitality, Social Media, Newsletters, Organizing, Public Relations, Planning, Research, Teaching, Team Management, Vendor Management, Web Design, Wordpress, Customer Service, Event Management, Administrative Support, Small Business, PowerPoint, Word, Public Speaking, Excel, Non-profits, Outlook, Social Media Marketing, Social Networking, Team Building, Promotions, Data Entry, Scheduling, Marketing Communications, Email Marketing, Organizational..., Facebook, Time Management, Press Releases, Inventory Management, Training, Employee Training, Community Development, Leadership, Networking, Community Outreach, Office Administration, Business Networking, Administrative...
Education
Upper Iowa University 2011 — 2014
Master's, Business Administration
Upper Iowa University 2008 — 2009
Bachelor of Science, Psychology
The University of Memphis 1996 — 2005
Bachelor of Science, Psychology
First Assembly Christian School 1993 — 1996
High School Diploma
Universal Lending Corporation June 2002 - Present
Colorado Mortgage Lenders Association August 2009 - August 2012
North American Mortgage June 1996 - May 2002
Skills
Mortgage Lending, Mortgage Banking, VA loans, Management, Refinance, Residential Mortgages, Loan Origination, Loans, FHA, Underwriting, Leadership, Credit Analysis, FHA financing, Finance, Reverse Mortgages, Financial Analysis, Credit, Strategic Planning, USDA, Real Estate, First Time Home Buyers, Mortgage Underwriting, Entrepreneurship, Banking
Education
San Antonio College 1979 — 1983
Business
East Central High School 1976 — 1979
Cherry Creek Mortgage 2013 - Present
New Penn Financial, LLC 2012 - 2013
Universal Lending Corporation 2010 - 2012
Union National Mortgage 2009 - 2010
First Community Mortgage 2007 - 2009
Countrywide Home Loans 2005 - 2007
Wells Fargo - Colorado Mortgage Alliance 2001 - 2005
Wells Fargo Home Mortgage 1997 - 2005
Skills
Strategic Planning, Sales Management, Mortgage Lending, Marketing, Recruiting, Mortgage Banking, FHA, Refinance, Loan Origination, Loans, Residential Mortgages, USDA, Credit, VA loans, First Time Home Buyers, Investment Properties, Underwriting, Real Estate, Banking, Credit Analysis, FHA financing, Reverse Mortgages, Consumer Lending, Leadership, Training, Management, Investments, Home Equity Loans, Mortgage Marketing, Certified Mortgage..., Finance, Construction Loans, Government Loans, Mortgage Underwriting, Loss Mitigation, Sales, Commercial Mortgages, Real Estate Financing, Home Equity Lines of..., Wholesale Lending, Mortgage Servicing, Debt Consolidation, HUD, Loan Servicing, Commercial Lending, Real Estate Economics, Financial Structuring, VA Loans, FHA Financing
Education
Metropolitan State University of Denver 1983 — 1986
Bachelor of Science, Managerial Finance
Colorado State University 1980 — 1982
Business Administration and Management, General
Regis Jesuit High School 1976 — 1979
Veterans United Home Loans April 2014 - Present
Northstar Bank of Texas April 2013 - March 2014
Robert Half Technology May 2012 - February 2013
Volt Workforce Solutions March 2011 - May 2012
Universal Lending Corporation February 2004 - March 2011
Sprint Nextel December 1999 - January 2003
Skills
Recruiting, Staffing Services, Sales, Internet Recruiting, Applicant Tracking..., Talent Acquisition, Sourcing, Vendor Management, Screening, Technical Recruiting, Interviews
Education
Park University 1999 — 2004
IT Management
Universal Lending Corporation November 2005 - Present
Best of Iowa Community Credit Union August 1988 - March 2003
Skills
Mortgage Lending, Refinance, Mortgage Banking, Residential Mortgages, FHA, Loan Origination, VA loans, Loans, USDA, FHA financing, Credit, Reverse Mortgages, Credit Analysis, Mortgage Underwriting, Government Loans
Education
University of South Dakota at Vermillion 1982 — 1986
Master's degree, Business Administration and Management, General
University of Nebraska-Lincoln 1980 — 1982
Z Team August 2015 - Present
Universal Lending Corporation August 2013 - August 2015
American Portfolio Mortgage July 2012 - 2013
Peoples Home Equity June 2010 - July 2012
Enterprise Mortgage Corp 1997 - 2010
Skills
Mortgage Banking, Refinance, FHA, Loan Origination, Mortgage Lending, Loans, Residential Mortgages, Credit Analysis, USDA, FHA financing, Credit, VA loans, Reverse Mortgages, Commercial Lending, Certified Mortgage..., Underwriting, Government Loans, Construction Loans, Home Equity Loans, First Time Home Buyers, Banking, Consumer Lending, Real Estate Financing, Mortgage Underwriting
Education
Northern Illinois University 1988 — 1992
bs in finance, finance
CMG Mortgage Insurance July 2011 - Present
US Bank Home Mortgage December 2009 - July 2011
Sierra Pacific Mortgage July 2009 - December 2009
eMagic - a MGIC Company March 2003 - May 2009
Universal Lending Corporation March 2002 - March 2003
North American Mortgage Company January 2000 - March 2002
North American Mortgage Company May 1997 - January 2000
Regional Mortgage Company June 1996 - May 1997
Fort Hays State University June 1994 - June 1996
Skills
Mortgage Lending, Loans, Underwriting, Wholesale, Analysis, Mortgage Insurance, FHA, Refinance, Credit Analysis, Mortgage Banking, USDA, Loan Origination, VA loans, Credit, FHA financing, Construction Loans, Customer Service, Sales Management, Reverse Mortgages, Residential Mortgages, Consumer Lending, Certified Mortgage..., Insurance, Home Equity Lines of..., Home Equity Loans, Banking, Real Estate, Sales, Real Estate Financing, Government Loans, Mortgage Marketing, Lines Of Credit, Loss Mitigation, Funding, Mortgage Underwriting
Education
Fort Hays State University 1990 — 1994
Bachelor of Arts, Communication; Public Relations Emphasis
Universal Lending Corporation October 2011 - Present
The Mortgage Network January 2006 - October 2011
SW Financial October 2003 - December 2005
Skills
Loans, Refinance, FHA, Mortgage Lending, USDA, Residential Mortgages, Investment Properties, First Time Home Buyers, Construction Loans, Sellers, VA loans, Referrals, Loan Origination, Mortgage Banking
Education
University of Northern Colorado 2002 — 2003
Bachelor, Business Finance
Northeastern Junior College 1999 — 2001
Associate, Business Managment
Keller Williams DTC March 2015 - Present
Cherry Creek Mortgage April 2011 - October 2012
Veteran Tickets Foundation August 2009 - April 2011
Assurity Financial Services June 2008 - September 2008
Universal Lending Corporation December 2007 - May 2008
MortageIT, a subsiary of Deutsche Bank April 2007 - October 2007
Homecomings Financial was GMAC Bank September 2001 - December 2006
First Magnus Financial August 1999 - September 2001
First City Financial September 1998 - August 1999
Skills
FHA, Mortgage Banking, Mortgage Lending, Mortgage Marketing, Closings, VA loans, Refinance, Loans, Residential Mortgages, Marketing, Underwriting, VA Loans, Customer Service
Education
Regis University 2008 — 2010
Masters In Business Administration, Marketing
Marymount University 1995 — 1997
B.A., PSYCHOLOGY
Northern Virginia Community College 1992 — 1994
A.A., General Studies
Heartland Credit Restoration November 2013 - Present
Little Bird Alternative Media and Marketing April 2013 - January 2014
Shelter Insurance Companies April 2013 - November 2013
Inlanta Mortgage November 2011 - March 2013
Allied Home Mortgage August 2011 - November 2011
Universal Lending Corporation August 2010 - July 2011
Citi August 2007 - August 2010
Tree of Life May 2006 - August 2007
Cub Foods January 2005 - March 2007
Big 5 Sporting Goods June 2000 - June 2004
Skills
Mortgage Lending, FHA, VA, Mortgage, Credit, Real Estate, Loans, Mortgage Banking, Refinance, Mortgage Industry, Loan Origination, Customer Relations, Credit Analysis, First Time Home Buyers, USDA, Sales, Banking, Portfolio Management, Management, VA Loans, Sellers, Referrals, Finance, Insurance, Customer Service
Education
University of Iowa 2005 — 2007
BA, History
Ellsworth Community College 1994 — 1996
Associate of Arts (AA)
Western Flyer Delivery Service April 2005 - Present
Universal Lending Corporation April 2003 - Present
DCB Enterprises/Computers June 1992 - Present
Cole Harford Super Center June 1982 - April 1992
Skills
FHA, Loans, Mortgage Lending, VA, Conventional, Hot Shot Delivery, Computers, Refinance, Real Estate, VA loans, Mortgage Banking, Referrals, Sellers, HUD, Underwriting, Loan Origination, Reverse Mortgages, Residential Mortgages, Investment Properties, FHA financing, First Time Home Buyers, Finance, Government Loans, REO, Credit, Investors, Credit Analysis, Mortgage Underwriting, Certified Mortgage..., Real Estate Economics, Real Estate Transactions, Investments
Education
University of Colorado Denver 1972 — 1976
Accounting and Finance, Personnel Management and Development, 4.0
Universal Lending Corporation January 2007 - Present
Universal Lending Corporation 2007 - Present
Universal Lending Corporation January 2006 - Present
Skills
Loan Origination, Reverse Mortgages, Investment Properties, Certified Mortgage..., Commercial Mortgages, Real Estate, Foreclosures, Credit Analysis, Underwriting
Education
Colorado Christian University 1998 — 2000
bachelors, business
HomeAmerican Mortgage April 2014 - Present
Universal Lending Corporation May 2013 - January 2014
HomeAmerican Mortgage November 1999 - April 2013
Skills
Mortgage Lending, Compliance, Mortgage Banking, Loans, Vendor Management, Customer Service, Credit, Residential Mortgages, VA loans, FHA financing, Credit Analysis, Loan Origination, Refinance, VA Loans
Education
El Paso Community College 1994 — 1997
Associates Degree, Human Development, Family Studies, and Related Services
Shortline Automotive August 2009 - Present
McDonald Automotive Group June 2006 - March 2009
Sonic Automotive February 2004 - June 2006
Universal Lending Corporation March 2002 - January 2004
Eaton Corporation February 1997 - November 2001
Skills
Sales Operations, Sales Management, Customer Satisfaction, Business Development, Negotiation, Team Building, Management, Process Improvement, Leadership, Automotive, Marketing Strategy, Marketing
Education
Cleveland State University 1991 — 1995
Bachelors, Industrial Engineering
Shaw High School
Eagle Home Mortgage September 2015 - Present
Universal Lending Corporation July 2011 - September 2015
Catalyst Lending, Inc. April 2009 - May 2011
Clarion Mortgage Capital/Shuster,Inc. January 1996 - April 2009
Accounting Quest June 1996 - June 1997
Shuster & Company, PC June 1991 - June 1996
Price Waterhouse Coopers September 1989 - June 1991
Skills
Loans, Credit, Customer Relations, New Business Development, Mortgage, Business Strategy, Marketing Strategy, Executive Management, Customer Service, Mortgage Lending, FHA, Loan Origination, Mortgage Banking, Residential Mortgages
Education
Colorado State University 1985 — 1989
Business, Finance & Accounting
Overland High School
Merrick & Company April 2015 - Present
Merrick & Company June 2011 - Present
Merrick & Company August 2008 - Present
Horan Consulting July 2005 - July 2011
John Laing Homes February 2006 - August 2008
Universal Lending Corporation January 2000 - July 2005
Skills
Succession Planning, Management Consulting, Performance Management, Talent Acquisition, Employee Engagement, Human Resources, Employee Relations, Onboarding, Employee Training, HRIS, Workforce Planning, Strategic Planning, Personnel Management, Leadership, Employee Benefits, Talent Management, Leadership Development
Education
Regis University 2009 — 2012
Masters
Metropolitan State University of Denver
B.S.
Universal Lending Corporation 2014 - Present
Douglas County Housing Partnership 2013 - 2014
Northeast Denver Housing Center and Douglas County Housing Partnership March 2012 - 2014
York International Charter School January 2011 - May 2011
M2 LENDING SOLUTIONS October 2010 - May 2011
DENVER PUBLIC SAFETY CADET PROGRAM August 2008 - May 2010
Skills
English, Spanish, Marketing Communications, Microsoft Office, Event Management, PowerPoint, Microsoft Word, Microsoft Excel, Customer Service, Event Planning, Marketing, Nonprofits, Public Relations, Public Speaking, Research, Social Media, Community Outreach, Data Analysis, Data Entry, Editing, Fundraising, Higher Education, Social Networking, Strategic Planning, Teamwork, Time Management, Teaching, Leadership, Grant Writing
Education
University of Colorado at Denver 2008 — 2011
B.A. Spanish, Ethnic Studies
How to Be a Fit Dad, LLC March 2015 - Present
Eternal Ventures January 2008 - Present
Cherry Tree Workshop (West) January 2014 - January 2015
Rachel's Challenge 2005 - 2015
Rachel's Challenge 2005 - 2015
Universal Lending Corporation March 2004 - June 2008
University of Oklahoma May 2003 - June 2004
Skills
Sales Management, Strategic Planning, Strategic Initiatives, Cost Saving Initiatives, Motivational Speaking, Goal Setting, Highly detail oriented, CRM Integration, Salesforce.com, Pardot, Computer Proficiency, Building Relationships, Leadership, Sales, Loans, Training, Team Leadership, Nonprofits, Team Building, Management, Public Speaking
Education
University of Oklahoma 1999 — 2003
Bachelor of Science (B.S.), Computer Science, 3.54
Urban Lending Solutions July 2012 - Present
Universal Lending Corporation September 2009 - July 2012
Metro Volunteer Lawyers June 2009 - September 2009
Colorado Attorney General's Office May 2008 - August 2008
City of Troy City Attorney's Office January 2008 - April 2008
Thomas M. Cooley Law School September 2007 - April 2008
Training and Treatment Innovations Inc. August 2004 - August 2005
Training and Treatment Innovations Inc. October 2000 - August 2004
Skills
Legal Research, Legal Writing, Courts, Trials, Research, Civil Litigation, Litigation, Westlaw, Commercial Litigation, Appeals, Human Resources, Federal & State..., Mediation, Regulatory Compliance, Mortgage Lending, Licensing, EEOC, Employee Relations...
Education
Thomas M. Cooley Law School 2005 — 2009
J.D.
Nebraska Wesleyan University 1995 — 1999
B.S., Psychology
Universal Lending Corporation
Skills
Mortgage Lending, Banking, Credit, Loans, Underwriting, FHA, VA Loans
Education
University of Northern Colorado 1999 — 2003
Bachelor of Business Administration (B.B.A.), Marketing
Gartner January 2012 - Present
LaxMotion, LLC January 2010 - Present
Gartner June 2008 - December 2011
Philadelphia Wings October 2010 - September 2011
National Lacrosse League 1998 - 2009
Bright Capital Solutions, LLC 2008 - 2008
Silver Hill Financial, LLC 2005 - 2008
Matrix Group, Inc. 2005 - 2006
Universal Lending Corporation 2004 - 2006
NDP Lacrosse January 2004 - December 2004
Skills
Sales, Negotiation, Marketing, Finance, Sales Management, Leadership, Mergers, Consulting, Market Analysis, Microsoft Excel, Outlook, Training, Coaching, Commercial Real Estate, Microsoft Word, Entrepreneurship, Management, CRM, Mergers & Acquisitions, Real Estate, Program Management, Salesforce.com, New Business Development, Team Management, Investments, Management Consulting, Solution Selling, Business Development, Strategic Partnerships, Selling, Account Management, Sales Process, Start-ups, Sales Presentations, Lead Generation
Education
Duke University 1992 — 1997
BA
The Haverford School 1980 — 1992
Diploma
First American Title January 2015 - Present
North American Title November 2013 - January 2015
First American Title March 2011 - November 2013
Chicago Title Insurance Company/Title America October 1993 - March 2011
Universal Lending Corporation January 1992 - October 1993
Skills
Escrow, Closings, Title Insurance, REO, Short Sales, Notary Public, Foreclosures, Real Estate, Investment Properties, Refinance, First Time Home Buyers, Real Estate Transactions, Loan Servicing, 1031 Exchanges, Software Project..., Sellers, FHA, Single Family Homes, Real Property, New Home Sales, Investors, HUD
Education
University of Colorado Denver 1992 — 1993
Elementary School Education
The University of New Mexico 1988 — 1991
Elementary Education
First Financial Credit Union November 2014 - Present
First Financial Credit Union October 2013 - November 2014
Rio Grande Credit Union December 2011 - October 2013
Universal Lending Corporation October 2010 - November 2011
First Community Mortgage November 1999 - February 2011
North American Mortgages 1995 - 1999
Skills
Mortgage Banking, Mortgage Industry, Mortgage, Mortgage Lending, Refinance, Sales Management, Loans, Residential Mortgages, Loan Origination, Credit, FHA financing, Government Loans, USDA, FHA, Reverse Mortgages, Real Estate, VA loans, Certified Mortgage..., Consumer Lending, Referrals, First Time Home Buyers, Residential Homes, Credit Analysis, Underwriting, Mortgage Underwriting, Real Estate Financing, Investment Properties, Home Equity Lines of..., Commercial Mortgages, Construction Loans, Home Equity Loans, Banking, Mortgage Marketing, Loss Mitigation, Investments, Non-Conforming, Lines Of Credit, 203K, Commercial Lending, Foreclosures, Rates, Loan Servicing, Real Estate Economics, Short Sales, Financial Structuring, Debt Consolidation, Funding, Credit Risk, Finance, Investors
Education
The University of New Mexico - Robert O. Anderson School of Management 1979 — 1984
BBA, Finance
Cibola High School
Denver Lending A Division of Pinnacle Capital Mortgage Corporation February 2013 - Present
Universal Lending Corporation March 2009 - February 2013
Chase March 2007 - February 2009
Shea Mortgage 2005 - 2007
Skills
Microsoft Office, Microsoft Excel, Microsoft Word, Customer Service, PowerPoint, English, Windows, Research, Outlook, Teaching, Photoshop, Public Speaking, HTML, Strategic Planning, Budgets, Negotiation, Editing, C++, C, Java
Education
The University of Texas at Austin 1994 — 1998
Bachelor of Social Work
Universal Lending Corporation June 2014 - Present
Corporate Kickoff (formerly Rivers Enterprises) January 1992 - Present
CBS June 2006 - Present
Automated Flipcards, LLC. March 2011 - December 2014
Newmont Mining Corporation March 2012 - August 2013
The Denver Post September 2000 - April 2006
KBDI Channel 12 (PBS) October 2002 - December 2005
Clear Channel September 1997 - June 2002
Denver Broncos Football Club June 1991 - August 1997
Skills
Journalism, Broadcast, Social Media, Radio, Public Relations, Storytelling, Media Relations, News Writing, Editing, Blogging, Television, New Media, Broadcast Journalism, Radio Broadcasting, Facebook, Video Production, Copy Editing, Social Media Marketing, Copywriting, Press Releases, Sports, Social Networking, Interviews, Video, Public Speaking, Microsoft Excel, Nonprofits, Project Management, Publicity, Business Strategy, Business Analysis, Marketing, Event Planning, Strategic Communications, Leadership, Corporate Communications, Newsletters, Entertainment
Education
University of Denver 2004 — 2007
MA, Global Studies
Texas State University 1986 — 1991
BA, Journalism
Universal Lending Corporation March 2015 - Present
Michelle Marie July 2011 - Present
Skills
Strategic Planning, Operational Planning, Public Speaking, Direct Mail, Teamwork, Event Planning, Fundraising, Social Media Marketing, Social Media, Public Relations, Non-profits, Event Management, Strategy, Nonprofits, Coaching, New Business Development, Marketing, Advertising, Leadership, Marketing Communications, Trade Shows, Sales, Time Management, Social Networking, Team Building, Customer Service, Creative Direction, Marketing Strategy, Sponsorship, CRM, Budgets, Market Research, Online Advertising, Project Management, Team Leadership, Email Marketing, Proposal Writing
Education
Marquette University 2011 — 2013
Bachelor - Management & Leadership, College of Professional Studies
Waukesha County Technical College 2006 — 2008
Associates, Marketing
Brookfield East High School 1999 — 2003
GED
AdvisorLoans January 2015 - July 2015
Universal Lending Corporation January 2015 - March 2015
KeyBank 2010 - 2011
J.P. Morgan 2000 - 2004
Skills
Business Development, Financial Analysis, Strategy, Coaching, Entrepreneurship, Leadership, Sports, Loan Origination, Mortgage Banking, Mortgage Lending, Credit, Loans, Sales, Start-ups, Team Leadership
Education
Ohio University 1985 — 1990
Bachelor of Business Administration (B.B.A.)
Universal Lending Corporation December 2000 - Present
Skills
Loans, Credit Analysis, Residential Mortgages, Credit, Mortgage Lending, Loan Origination, Refinance, Real Estate, FHA, Mortgage Banking, Strategic Planning, Underwriting, Investment Properties, First Time Home Buyers, Banking, Coaching, FHA financing, Finance, Foreclosures, Government Loans, Investors, Marketing, New Business Development, Public Speaking, REO, Referrals, Real Estate Financing, Sales, Small Business, Team Building, Training, USDA, VA loans
Education
University of Minnesota-Twin Cities 1962 — 1966
Associate of Arts (AA), Elementary Education
BNC National Bank Mortgage Division February 2015 - Present
Universal Lending Corporation September 2010 - December 2014
First Community Bank June 1997 - September 2010
Skills
FHA, FHA Financing, VA Loans, USDA Rural Housing, First Time Home Buyers, Mortgage Lending, Refinance, Conventional Financing, Single Family Homes, Investment Properties, Title Insurance, Customer Service, Loan Origination
Education
Eastern New Mexico University 2008 — 2010
Bachelor’s Degree, BAAS
Universal Lending Corporation November 2014 - Present
Ideal Home Loans September 2012 - November 2014
First Choice Loan Services February 2012 - August 2012
American Equity Mortgage June 2009 - January 2012
HSOA January 2008 - June 2009
National Mortgage January 2008 - June 2009
Skills
FHA, VA loans, VA, Mortgage Lending, Conforming, Refinance, Conventional, Mortgage Industry, Mortgage, Debt Consolidation, Mortgage Banking, First Time Home Buyers, Underwriting, Residential, Home, Cash, Sales Management, Customer Service, Hiring, Financial Planning, Licensing, Building Relationships, Customer Relations, Customer Satisfaction, Selling, Mortgage Planning, Compliance, Financial Analysis, Consultative Selling, Cold Calling, First Time Buyers, Purchase, Loans, FHA financing, FHA Financing, Sales, Certified Mortgage..., VA Loans, Loan Origination, Residential Mortgages, Credit, Finance
Education
Metropolitan State University of Denver
University of Iowa
Colorado Department of Corrections July 2014 - Present
Colorado Department of Corrections May 2014 - June 2014
Colorado Department of Corrections July 2013 - April 2014
Colorado Department of Corrections August 2011 - June 2013
Colorado Department of Corrections September 2010 - July 2011
The Schwan Food Company June 2010 - September 2010
Wells Fargo Home Mortgage November 2009 - June 2010
Colorado State Bank and Trust December 2008 - November 2009
Universal Lending Corporation September 2008 - December 2008
GMAC Mortgage May 2005 - September 2008
Skills
Core Trainer, Curriculum Developer, Armed Transport..., Microsoft Office, Microsoft Excel, Microsoft Word, Customer Service, Strategic Planning, Team Building, Management, Public Speaking, Training, Planning Budgeting &..., Business Development, Real Estate Financing, Corrections, Confidentiality, Accurate Data Entry, Research, PowerPoint, Leadership, Risk Management, Operations Management, Project Management, Coaching, FHA, Mortgage Lending, Credit, Loans
Education
California Lutheran University 1985 — 1987
Bachelor's Degree, Business Administration
Agoura High School 1981 — 1985
High School
Mile High District at Farmers Insurance May 2014 - Present
Chauncey Billups Elite Basketball Academy March 2010 - Present
Team K Services November 2013 - May 2014
Premier Express Delivery / Airnet August 2012 - February 2014
Briggs Field Services, Inc May 2009 - August 2012
Wine Source of Colorado May 2007 - May 2009
Universal Lending Corporation July 2001 - May 2007
Skills
Recruiting, Sales, Leadership, Health Insurance, Team Building, Insurance, Management, Networking, Coaching, Training, Customer Service, Strategic Planning, Marketing
Education
Presentation College
Elementary Education and Teaching
Universal Lending Corporation October 2011 - Present
Lake St. Landscape Supply March 2007 - May 2010
Aramark Facility Services May 2004 - January 2007
Skills
FHA, Mortgage Banking, VA loans, First Time Home Buyers, Mortgage Lending, Residential Homes, HUD, Finance, Loans, Refinance, Residential Mortgages, Loan Origination, Real Estate, USDA, FHA financing
Education
North Park University 2001 — 2004
Bachelor of Science, Business Administration
Wells Fargo Home Mortgage March 2009 - Present
Aurora Loan Services, A Lehman Brothers Company 2002 - 2008
Universal Lending Corporation 2001 - 2002
United Mortgage 1999 - 2000
Warehouse Lenders, Inc. 1998 - 1999
Education
Florida Atlantic University 2000 — 2000
Fine Arts
University of Colorado Boulder 1995 — 1998
Fine Arts
Universal Lending Corporation January 2015 - Present
Hometrust Mortgage 2009 - Present
Hometrust Mortgage August 2009 - January 2015
Albuquerque lending 2007 - 2009
Skills
Home, Referrals, Loans, USDA, Construction Loans, Investments, Real Estate Economics, Residential Mortgages, Short Sales, Reverse Mortgages, Finance, Down Payment Assistance, FHA financing, New Home Sales, Relocation, Single Family Homes, REO, Sellers, Brokerage, Real Estate Transactions, Investors, Government Loans, Foreclosures, Condos, Mortgage Underwriting, HUD, Home Equity Loans, Real Estate Financing, FHA Financing, FHA
Education
The University of New Mexico 1994 — 1998
BA, Education/ Orginized Learning Tech. & Development
The University of New Mexico
Bachelor of Science (BS), Education
Universal Lending Corporation November 2014 - September 2015
Security 1 Lending January 2012 - December 2013
United Banc Group 2009 - 2012
Fisher Mortgage 2007 - 2009
Wells Fargo 2005 - 2007
Skills
Reverse Mortgages, Mortgage Lending, FHA, Loan Origination, Residential Mortgages, Real Estate, Refinance, Banking, Management, Referrals, Mortgage Marketing, Loans, Credit Analysis, FHA Financing, Credit, Mortgage Banking
Education
Illinois State University
Political Science and Government
Universal Lending Corporation September 2008 - Present
GMAC Mortgage, LLC September 2007 - September 2008
Fieldstone Mortgage Company January 2002 - August 2007
McLeodUSA July 1993 - January 2001
Skills
Client Relationship..., Loan Origination, Credit Analysis, Small Business..., Training & Development, Sales Management, Inside Sales, Mortgage Lending, CRM, Business Development, Employee Training, Loans, FHA, Refinance, Real Estate Transactions, Residential Mortgages, Banking, USDA, Customer Retention, Sales, VA loans, FHA financing, Mortgage Banking, VA Loans
Education
Howard University
Cornerstone Home Lending, Inc. June 2015 - Present
Bank of Colorado August 2014 - June 2015
Universal Lending Corporation September 2013 - August 2014
Joleen's Home Daycare August 2011 - August 2013
Skills
Financial Services, Microsoft Excel, PowerPoint, Customer Service, Software Documentation, Microsoft Office, Loans, Team Building, Outlook, Mortgage Lending, Public Speaking, Teamwork, Fundraising, Microsoft Word, Data Entry
Education
Front Range Community College 2010 — 2013
Accounting and Early Education/Teaching
Keller Willams Realty/Los Feliz July 2008 - Present
Universal Lending Corporation January 2005 - July 2007
Milestone Financial Services Ltd January 2003 - August 2005
Education
Los Angeles City College 1985 — 1987
AA, Crimininology
Universal Lending Corporation July 2015 - Present
PMAC Lending Services Inc. December 2014 - July 2015
Cobalt Mortgage July 2014 - December 2014
Guaranteed Rate September 2012 - July 2014
American Bank & Trust 2010 - 2012
Skills
Residential Mortgages, Finance, Real Estate Economics, Real Estate Transactions, Affordable Housing, Housing Finance, FHA, FHA financing, Loan Origination, Mortgage Banking, Mortgage Lending, Real Estate Financing, Refinance, Residential Homes, Sales, Selling, VA loans, Certified Mortgage..., Construction Loans, Reverse Mortgages, Loans, Real Estate, FHA Financing, VA Loans
Education
Colorado State University 1992 — 1993
CIS
Northern Illinois University 1991 — 1992
Finance, General
Universal Lending Corporation October 2004 - Present
Universal Lending Corporation July 1995 - October 2004
Universal Lending Corporation February 1994 - July 1995
Skills
Refinance, FHA, Mortgage Banking, Residential Mortgages, Mortgage Lending, Loan Origination, Secondary Market, VA loans, Management, Interest Rate Hedging, Credit, USDA, Government Loans, FHA financing, Loans, Reverse Mortgages, Real Estate, First Time Home Buyers, Underwriting, Loan Servicing, Credit Analysis, Certified Mortgage..., Consumer Lending, Finance, Construction Loans, Investment Properties, Banking, Investments, Mortgage Servicing, Loss Mitigation, Mortgage Underwriting, Credit Risk, Foreclosures, Real Estate Financing, REO, Investors, Referrals, Funding, Commercial Lending, Short Sales, Home Equity Loans, HUD
Education
Regis University 2001 — 2003
Bachelor of Science (B.S.), Information Technology, 3.86
Community College of Aurora 1995 — 2001
Associate of Science (A.S.), General Studies, 3.96
Pulte Mortgage April 2013 - Present
Statebridge Company, LLC May 2012 - April 2013
Universal Lending Corporation May 2009 - May 2012
Commerce Title Company October 2002 - August 2008
Conesco Storage Systems August 1999 - October 2002
Education
Metropolitan State University of Denver 1999 — 2004
Bachelor of Science, Accounting
Universal Lending Corporation December 2009 - Present
Aurora Loan Services April 2003 - March 2008
Merrill Lynch August 1990 - May 2002
Education
University of Phoenix 2002 — 2005
Bachelors, Business Administration
Colorado Mesa University 1985 — 1988
Associates in Accounting
Coloradi Department of Transportation - Right of Way Department June 2009 - Present
Cohen Financial 1999 - 2008
Universal Lending Corporation 1996 - 1998
GMAC Commercial Mortgage 1985 - 1995
Skills
Team Building, Strategic Planning, Real Estate, Mergers & Acquisitions, Analysis, CRM, Investment Properties, Team Leadership, Commercial Real Estate, Real Estate Economics, Brokerage, Property Management, Mortgage Lending, Real Estate Development, Real Estate Transactions, Due Diligence, Investments, Leases, Negotiation
Education
University of Denver
Business
Self employed June 2010 - Present
Stanford Funding September 2013 - Present
Denver Public Library September 2007 - Present
Granite Loan Management November 2013 - March 2015
Freedom Financial Services (a division of Mortgage Solutions of Colorado LLC) May 2013 - September 2013
Mortgage Solutions of Colorado November 2012 - May 2013
Universal Lending Corporation August 2012 - November 2012
Broker's Guild Cherry Creek Ltd. May 2011 - August 2012
Denver Public Schools August 2011 - October 2011
Your Castle Real Estate September 2009 - May 2011
Skills
Spanish, Multicultural, Educational Technology, First Time Home Buyers, Sellers, Short Sales, Investors, Buyer Representation, Residential Homes, Real Estate, REO, Relocation, Investment Properties, Foreclosures, Real Estate Transactions, Real Estate Development, Government Loans, Real Estate Investor, Referrals, Loans, Property, Refinance, New Home Sales, FHA, Real Property
Education
Metropolitan State University of Denver 2008 — 2011
Spanish & Education classes
Devry University at Denver 2005 — 2007
BSTM, Small Business Entrepreneurship
Arapahoe Community College
University of Denver
Elementary Education and Teaching
Broadcast Interactive Media February 2013 - Present
Yellowbook May 2012 - February 2013
hibu February 2012 - February 2013
Mel's Designs & CR WebDesigns June 2006 - February 2013
Bimlocal 2013 - 2013
Channel Fusion September 2010 - April 2011
Universal Lending Corporation September 2009 - September 2010
Coral Ridge Mall September 2007 - September 2009
Collins Community Credit Union June 2001 - September 2007
Skills
Broadcast Engineering, Online Marketing, Advertising, Integrated Marketing, Marketing Communications, Marketing, CRM, Online Advertising, Direct Marketing, Graphic Design, Social Media Marketing, Marketing Strategy, Direct Mail, Marketing Management, Social Media, Public Relations, SEO, Email Marketing, Digital Marketing, Sales, Press Releases, Newsletters, Digital Strategy, Mobile Advertising, Strategic Partnerships, Market Research, Account Management, PPC, Market Planning, Campaign Management, Digital Media, E-commerce, Event Management, Social Networking, SEM, Entrepreneurship, Product Marketing, Lead Generation, Web Design, Strategy, Google Analytics, Leadership, Mobile Marketing, Management, Event Planning, Advertising Sales, B2B, Media Planning, Facebook, Digital Broadcast
Education
Mt. Mercy University 2005 — 2007
Bachelor, Marketing & Business
Kirkwood Community College 1998 — 2003
Associates, Marketing & Business
Trending toward Retirement August 2013 - Present
Denver Area Non-profits January 2010 - August 2013
Affordable Housing Advocacy 1982 - 2011
Universal Lending Corporation March 2008 - January 2010
GMAC RFC 1999 - 2007
GMAC ResCap 1999 - 2007
GMAC- Residential Funding 1999 - 2007
Wells Fargo FKA First Interstate Bank March 1977 - December 1997
Skills
Mortgage Lending, Nonprofits, Credit, Mortgage Banking, Loans, Community Development, Management, Loan Origination, Real Estate, Strategic Planning, Banking
Education
Colorado Mesa University 1969 — 1991
Associate of Arts, Communication, Literature
Colorado State University 1971 — 1972
Communications
Universal Lending Corporation Division VP/Branch ManagerCTX Mortgage1994 - 2008
Education
The University of Texas at El Paso
Accounting/Business Management
Universal Lending Corporation August 2011 - Present
Bank of Commerce Mortgage September 2008 - December 2010
Automated Lending April 2003 - September 2008
Skills
Mortgage, Refinance, Credit, Purchase, Home, New Home Sales, VA, FHA, Mortgage Lending, Conventional, Loan Origination, Residential Mortgages, Investment Properties, Real Estate, First Time Home Buyers, Mortgage Banking, Reverse Mortgages, Mortgage Industry, Foreclosures, Investors, REO
Education
University of Denver - Daniels College of Business 1993 — 1998
BSBA & BA, Marketing and Communications
New Mexico Military Institute 1990 — 1993
Diploma, College Prep
M & B Construction Services, Inc. February 2015 - Present
G4S Technology LLC June 2007 - December 2013
Level 3 Communications 2006 - 2007
Pulte Mortgage 2005 - 2006
Universal Lending Corporation 2004 - 2005
QWEST COMMUNICATIONS 2001 - 2003
Skills
Telecommunications, Integration, Wireless, Vendor Management, Troubleshooting, VoIP, Fiber Optics, Networking, Process Improvement, Optical Fiber, Management, Microsoft Office, IIS, Account Management, Customer Satisfaction
Education
Edison Community College
AA, General Education
Universal Lending Corporation August 2009 - Present
Universal Lending Corporation February 2009 - August 2009
Pulte Mortgage January 2008 - December 2008
Pulte Mortgage 2004 - 2007
Pulte Mortgage 2001 - 2004
Pulte Mortgage 1999 - 2001
Pulte Mortgage 1996 - 1999
Pulte Mortgage 1995 - 1996
Skills
Mortgage Lending, Mortgage Banking, FHA, Refinance, Loan Origination, Loans, Residential Mortgages, Credit, VA loans, USDA, FHA financing, Credit Analysis, Underwriting, Mortgage Underwriting, Banking, First Time Home Buyers
Education
State University of New York at Albany 1975 — 1979
BA, Psychology and Sociology
Unity on the Avenue February 2013 - Present
Universal Lending Corporation May 2009 - Present
Unity Church of Denver February 1997 - January 2013
1st Community Bank April 2006 - May 2009
Service Mortgage Corporation June 1997 - March 2006
Skills
Public Speaking, Weddings, Teaching, FHA, Mortgage Lending, Mortgage Banking, Refinance, Loans, Loan Origination, First Time Home Buyers, Credit, Investment Properties, Residential Mortgages, VA loans, Real Estate, Residential Homes, Banking, FHA financing, Sales Management, Financial Analysis, Small Business, Budgets, Investments, Leadership, Marketing, Team Building, Finance, USDA, Reverse Mortgages, Selling, Sales, Mortgage Underwriting, Commercial Lending, Credit Analysis, HUD, Government Loans, Certified Mortgage..., Underwriting, Loss Mitigation, Consumer Lending, Real Estate Economics, Loan Servicing, Funding, Foreclosures, Referrals, Construction Loans, Investors, Real Estate Financing, Mortgage Marketing, REO
Education
Iliff School of Theology 2000 — 2007
Masters, Theology, Honors
Regis University 1996 — 2000
BA, Religious Studies, Suma Cum Laude
CBNB-Magellan LLC July 2009 - 2013
Commercial Capital Inc. March 2007 - January 2009
Universal Lending Corporation 2001 - 2007
CHI-Co, Inc. 1995 - 2001
Altschuler, Melvoin & Glasser 1981 - 1985
Skills
Auditing, Financial Analysis, Finance, Microsoft Excel, Microsoft Office, Accounting, Financial Reporting, CPA, Financial Modeling, Forecasting, Internal Controls, Strategic Planning, Budgets, Management
Education
Regis University 2002 — 2005
MBA, Finance and Accounting
University of Illinois at Chicago 1978 — 1981
BS, Accounting
Universal Lending Corporation April 2011 - Present
Skills
Mortgage Banking, Mortgage Lending, FHA, Refinance, Loan Origination, Residential Mortgages, Loans, VA loans, FHA financing, Credit, USDA, Investment Properties, Real Estate, Government Loans, Underwriting, FHA Financing
Education
University of Nebraska-Lincoln 1997 — 2000
BS, Business Administration
Fairway Independent Mortgage Corporation February 2015 - Present
Loan Simple, Inc April 2014 - January 2015
PHH Home Loans April 2013 - April 2014
Universal Lending Corporation September 2007 - April 2013
Skills
FHA, Finance, Mortgage Lending, Loan Origination, Sellers, Refinance, Investment Properties, Mortgage Banking, Buyer Representation, Short Sales, Public Speaking, VA loans, Real Estate, First Time Home Buyers, Loans
Education
Red Rocks Community College
Associate's degree, Theatre/Theater
Brand Energy & Infrastructure Services, Inc. October 2009 - Present
Universal Lending Corporation August 2008 - September 2009
Douglas County Asphalt August 2000 - July 2008
Skills
Employee Benefits, Contract Negotiation, Budgets, Personnel Management, Team Building
Education
University of Denver 2007 — 2009
MPS, Human Resources
Metropolitan State University of Denver 1998 — 2002
BA, Psychology
TRI Pointe Homes July 2014 - Present
Universal Lending Corporation April 2009 - July 2014
Prudential Colorado Real Estate/The Herman Group April 2008 - April 2009
Village Homes of Colorado, Inc. August 2004 - December 2007
Pulte Mortgage June 2002 - October 2003
Universal Lending Corporation June 2001 - June 2002
FBS Mortgage/Interstate Lending/First Interstate Mortgage May 1985 - July 1994
Skills
Orchestral Music, Concert Band, FHA, FHA financing, Refinance, Mortgage Banking, Residential Mortgages, Mortgage Lending, Symphony, Loans, Customer Service, Sales, Real Estate, Residential Homes
Education
Oklahoma State University
Universal Lending Corporation January 2015 - Present
Citywide Home Loans October 2014 - June 2015
Wells Fargo Home Mortgage June 2012 - October 2014
Skills
FHA, Mortgage Lending, Loan Origination, Credit, FHA financing, Mortgage Banking, Investment Properties, Refinance, Loans, VA loans, Residential Mortgages, Underwriting, Government Loans, FHA Financing, VA Loans, Credit Analysis, Sales
Education
University of Phoenix
Associate of Arts (A.A.), Business Administration and Management, General
Keller Williams Realty June 2014 - Present
First Mortgage Corporation January 2014 - July 2014
Sage Canyon Realty June 2008 - June 2014
Universal Lending Corporation September 2010 - December 2011
Roadrunner Mortgage 1998 - 2007
Skills
Mortgage Lending, Residential Homes, Loans, Seniors, Short Sales, Real Estate, Investment Properties, Sellers, Investors, FHA, Foreclosures, Real Estate Transactions
Education
The University of New Mexico 1987 — 1992
Associate's degree, Business
Edwin Biggs, CPApc March 2012 - Present
Universal Lending, Corporation April 2000 - June 2005
AcCel Mortgage Associates March 1995 - March 2000
Skills
Public Speaking, Customer Service, Leadership, Strategic Planning, Microsoft Office, Social Media, Team Building, Marketing, Coaching, Event Planning, Mortgage Lending, Accounting
Education
Becker College - CPA Exam Preparation 2006 — 2009
Passed Colorado State CPA Board Exams July 2009
University of Colorado Denver 1995 — 2000
Bachelor's degree, Business Administration and Management, Marketing and Finance
Universal Lending Corporation September 2014 - Present
Education
University of Colorado Boulder 2002 — 2007
Bachelor of Business Administration (B.B.A.)
Universal Lending Corporation January 2006 - Present
Skills
Public Speaking, Microsoft Office, Strategic Planning, Teaching, Research, Negotiation, PowerPoint, Marketing Strategy, Team Building, Public Relations, Event Planning
Education
Colorado Christian University 1998 — 1999
Bachelor of Applied Science (BASc), Organizational Communication, General
Mesa State
Universal Lending Corporation May 2007 - Present
Skills
Microsoft Excel, Microsoft Office, Microsoft Word, Accounting, Strategic Planning, Customer Service, Financial Reporting, Management, Business Development, Project Management, Outlook, Financial Analysis, Business Strategy, Leadership, New Business Development, Small Business, Credit, Marketing Strategy, Budgets, GAAP
Education
Metropolitan State University of Denver
Bachelor of Science (BS), Accounting
Centura Health July 2009 - Present
Commercial Capital, Inc June 2007 - June 2009
Universal Lending Corporation May 2005 - June 2007
Protecto Wrap Company August 2000 - April 2005
Education
University of Phoenix
Master of Business Administration (MBA)
University of Phoenix
Bachelor of Science in Business, Accounting
Universal Lending Corporation June 2012 - Present
Euclid Middle School 2000 - 2012
Education
Colorado State University 1972 — 1976
Bachelor's degree, Social Work
Citywide Home Loans March 2013 - Present
Ideal Home Loans September 2010 - March 2013
Universal Lending Corporation May 2008 - August 2010
Skills
FHA, Mortgage Banking, Refinance, Mortgage Lending, Loan Origination, VA loans, FHA financing, Loans, Residential Mortgages, Credit, Investment Properties, First Time Home Buyers, Government Loans, USDA, FHA Financing, Loss Mitigation, VA Loans
Education
University of Northern Colorado 1995 — 1996
Jordan Agency, Inc. September 2006 - Present
Lanier Upshaw January 1999 - December 2005
Universal Lending Corporation January 1993 - April 1996
Skills
Accounting, Accounts Receivable, Commercial Insurance, Insurance, Management, Accounts Payable, Risk Management, Life Insurance, Employee Benefits, Disability Insurance, Microsoft Office, General Insurance, Property & Casualty..., Sales, Customer Service
Education
Elizabethtown Community and Technical College 1992 — 1994
None, Accounting
Suwannee High Scool 1986 — 1990
Diploma, General
Universal Lending Corportation 2006 - Present
Universal Lending Corporation 2006 - Present
Skills
Refinance, Mortgage Banking, Mortgage Lending, Loans, Banking, Residential Mortgages, Loan Origination, FHA, VA Loans
Education
Dordt College 1998 — 2002
BA, Business Administration