1st Constitution Bank
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1st Constitution Bank Employees
New Jersey Community Bank August 2015 - Present
Mair Trucking February 2014 - Present
NJ Community Bank November 2014 - August 2015
Young Properties October 2011 - April 2012
Brennan Law Firm October 1999 - March 2011
1st Constitution Bank September 1996 - October 1999
1st Constitution Bank July 1995 - September 1996
1st Constitution Bank October 1994 - July 1995
Skills
Practice Master Legal..., Delta View Redline..., Allstate Legal software, Tabs (billing/time..., Quicken, HUD-1 Settlement..., Microsoft Word, Microsoft PowerPoint, Microsoft Excel, Microsoft Outlook, PowerPoint, Customer Service, Legal Documents, Banking, Accounts Receivable, Payroll
Education
Brookdale Community College
Associate of Arts and Sciences (AAS), Paralegal Studies, G.P.A. 3.79
South Shore High School 1971 — 1975
VanDyk Mortgage January 2015 - Present
HomeBridge Financial Services, Inc. November 2011 - January 2015
1st Constitution Bank October 2002 - October 2011
Skills
Refinance, Credit, Conventional, FHA, Mortgage Lending, VA loans, Loans, Mortgage Banking, Loan Origination, First Time Home Buyers, Residential Homes, Investment Properties, Real Estate, Residential Mortgages, Banking, Sellers, VA Loans
Education
Syracuse University
1st Constitution Bank February 2010 - March 2013
United Computer April 2002 - February 2010
Skills
Troubleshooting, Technical Support, Hardware, Operating Systems, Software Installation, Networking, Help Desk Support, Laptops, Printers, Backup Exec, Training, Program Management, Active Directory, Servers, Microsoft Office, Managed Print Services, Cisco Network Devices, Exchange 2003, Microsoft Exchange
Education
Arizona State University 1978 — 1982
87 credit hours toward the degree of BSE in Biomedical Engineering
Pima Community College 1993 — 1997
Associates Degree General Studies, Technical Certification Microcomputer Repair, High Honors
Central Arizona College 2000 — 2001
Basic Certification, Computer Applications
Biosystems Institute 1983 — 1984
Completed Respiratory Care Practitioner training program, Respiratory Care Therapy/Therapist
Home Point Financial Corporation September 2012 - Present
Maverick Funding Corp September 2012 - March 2015
1st Constitution Bank May 2011 - October 2012
OceanFirst Bank July 2008 - May 2011
Skyline Mortgage, LLC December 2006 - April 2008
First Financial Equities March 2004 - May 2006
Ditech.com March 1999 - April 2001
Euro Brokers Inc. 1984 - 1987
Skills
Contract Negotiation, Executive Management, Refinance, Mortgage, Mortgage Lending, Negotiation, Capital Markets, Mortgage Banking, FHA, Loan Origination, Risk, Customer Relations, Contract Negotiations, Risk Management, Purchase, Team Building, Residential Mortgages, Loans, Underwriting, Credit, Banking, Conventional, Residential, Customer Service, New Business Development, Operations Management, Investment Properties, Financial Risk, Real Estate, Commercial Lending, Commercial Mortgages, Credit Analysis, Finance, Portfolio Management, First Time Home Buyers, Loan Servicing, Mortgage Marketing, Residential Homes, Compliance, FHA financing, Regulatory Requirements, Sales Management, USDA, Construction Loans, Consumer Lending, FHA Financing, Sales
Education
Montclair State University 1975 — 1977
Mount Saint Mary's College 1970 — 1974
Queen Of Peace High School 1966 — 1970
1st Constitution Bank 2008 - Present
Rumson-Fair Haven Bank/Trust 2008 - 2014
Skills
Customer Service, Banking, Retail Banking, Microsoft Office, Banking Software, Cash Handling, Problem Solving, Teller Operations, Training
Education
Moravian College 2006 — 2009
Music Education
Montclair State University 2005 — 2006
1st Constitution Bank June 2014 - Present
Bcb community bank July 2002 - May 2014
Skills
Commercial Lending, Banking, Commercial Banking, Commercial Mortgages, Consumer Lending, Credit, Credit Analysis, Credit Risk, Financial Analysis, Loan Origination, Mortgage Banking, Mortgage Lending, Retail Banking, Small Business Lending, Portfolio Management, Risk Management, Lines Of Credit, Asset Based Lending, Loans, Underwriting
Education
Long Island University
Master of Business Administration (M.B.A.), Finance and Financial Management Services
Check Point Software Technologies May 2014 - Present
1st Constitution Bank June 2013 - May 2014
Skills
Sales, Network Security, Firewalls, Salesforce.com, Skilled Relationship..., Security, Encryption Software, Disk Encryption, Threat & Vulnerability..., Microsoft Excel, Threat Intelligence, PowerPoint, Loan Servicing, NMLS Licensed, Construction Loans, FHA financing, Home Equity Lines of..., First Time Home Buyers, Marketing, Loan Origination, FHA, Cloud Computing, Web Intelligence, Public Speaking, Microsoft Office, Social Media, Microsoft Word, Checkpoint, Checkpoint Security, Leadership, Event Planning, Social Networking, Finance
Education
Montclair State University
Finance, General
Roselle Catholic High School 2003 — 2007
KPMG US March 2015 - Present
SANS Institute October 2014 - Present
CyberAces September 2013 - Present
1st Constitution Bank April 2013 - March 2015
CRG Global August 2011 - May 2013
Skills
Networking, Information Security, Network Security, Linux, Programming, Computer Forensics, Data Analysis, Penetration Testing, PHP, Web Development, Reverse Engineering, Java, JavaScript, HTML 5, Python, Ruby, SQL, SQLite, MongoDB, CSS3, jQuery, AJAX Frameworks, After Effects, Blender, Speech Communications, Speech Technology, Web Design, Analysis, Photoshop, VBA, VBScript, Troubleshooting, Microsoft Office, Windows, Operating Systems, Bash, Security, Technical Support, Mobile Applications, Software Installation, Computer Security, Windows Server, Databases, Antivirus, OS X, Information Technology, Active Directory, Visual Basic, Software Design, Network Administration
Education
New Jersey Institute of Technology 2014 — 2016
BSIT, Network Security
Brookdale Community College 2012 — 2014
Network Information Technology
1st Constitution Bank March 2015 - Present
Bank of Woodbridge (a divsion of BCB Community Bank) March 2014 - March 2015
Two River Community Bank July 2011 - January 2014
New Millennium Bank April 2008 - July 2011
Regional Business Assistance Corporation June 2004 - April 2008
Skills
Credit Analysis, Commercial Lending, Commercial Banking, Financial Analysis, Loans, Construction Loans, Client-focused, Customer Satisfaction, Commercial Mortgages, Risk Management, Financial Accounting, Portfolio Management, Small Business Lending
Education
Rider University
MBA, Finance
Lebanese University
Bachelor's degree, Accounting and Finance
1st Constitution Bank October 2013 - Present
shinhan bank, Nara Bank, Saehan bank, BankAsiana 2003 - September 2013
Skills
SBA, Loans, Banking, Commercial Banking, Credit, Mortgage Banking, Commercial Lending, Mortgage Lending, Financial Analysis, Real Estate
Education
Queens College
Master's Degree, Computer Science
Eclipse Marketing Services May 2010 - Present
1st Constitution Bank February 2002 - February 2010
Horizon Group USA 1994 - 2002
Horizon Fabrics Inc January 1995 - 1998
Skills
Illustrator, Customer Service, New Business Development, Team Leadership, Email Marketing, Microsoft Word, Online Advertising, Security, Troubleshooting, Databases, Vendor Management, Disaster Recovery, Project Management, IT Management, Network Administration
Education
DeVry University 2002 — 2004
Bachelor's degree, Computer and Information Sciences and Support Services
Devry NJ 1995 — 1997
Associate's degree, Computer and Information Sciences and Support Services
Two River Community Bank February 2015 - Present
First Commerce Bank June 2014 - February 2015
1st Constitution Bank November 2013 - June 2014
1st Constitution Bank August 2012 - November 2013
Wells Fargo Bank May 2005 - October 2011
Wells Fargo Bank May 2001 - May 2005
Skills
Analysis, Customer Service, Fraud Detection, Bank Secrecy Act, Deposits, Sales, PowerPoint, Due Diligence, Finance, Financial Risk, OFAC, Risk Management, AML, Credit Risk, KYC, Banking, Financial Analysis, Financial Services, Anti Money Laundering
Education
Rutgers Business School 2000 — 2004
Bachelor of Science, Finance
Sayreville War Memorial HS 1996 — 2000
HomeBridge Financial Services, Inc. November 2011 - Present
1st Constitution Bank October 2002 - October 2011
Skills
Residential Mortgages, FHA, Mortgage Banking, Refinance, Loan Origination, Reverse Mortgages, VA loans, Loans, Certified Mortgage..., USDA, First Time Home Buyers, Sellers, Referrals, Relocation, Mortgage Lending, FHA financing, Credit, Home Equity Loans, Investment Properties, Underwriting, Government Loans, Commercial Lending
Education
Syracuse University
1st Constitution Bank Reverse Mortgage ConsultantTD Bank GroupSeptember 2005 - March 2009
Skills
Banking, Public Speaking, Mortgage Banking, New Business Development, Loans, Reverse Mortgages, Loan Origination, Refinance, Marketing, FHA
Education
North Carolina State University 1979 — 1981
MS, Industrial Engineering
Ohio Wesleyan University
B.A., psych & geography
1st Constitution Bank April 2014 - Present
Mortgage Associates Inc July 1997 - April 2014
Capital Home Mortgage 1994 - 1998
Collective Federal Savings 1989 - 1994
Skills
Microsoft Office, Management, Microsoft Excel, Microsoft Word, Research, PowerPoint, Sales, Leadership, Training, Mortgage Lending, Residential Mortgages, Refinance, First Time Home Buyers, FHA Financing, Condos, Investment Properties, Contract Negotiation, Negotiation, English, Windows, Outlook
Education
Tulane University - A.B. Freeman School of Business 1976 — 1980
Bachelor’s Degree, Business/Managerial Economics
Nj Dot December 2014 - Present
1st Constitution Bank December 2013 - December 2014
The Mercadien Group February 2014 - April 2014
Barnes & Noble July 2008 - January 2014
Fidelity Investments June 2013 - August 2013
The Mercadien Group February 2013 - April 2013
ThinkGrill January 2012 - February 2013
Trenton Thunder Baseball Club, AA Affiliate of the New York Yankees April 2010 - August 2012
Skills
Time Management, Microsoft Excel, Microsoft Word, PowerPoint, Customer Service, Merchandising, Accounts Payable, Cashiering, Retail, Inventory Management, Facebook, Teamwork, Outlook, Microsoft Office, Social Networking, Visual Merchandising, Social Media, Data Entry, Sales, Event Planning, Access, Telephone Skills, Leadership, Public Speaking, Cash Register, Accounting, Retail Sales, POS, Cash Management
Education
Rider University 2014 — 2016
Master's degree, Accounting
Rider University 2010 — 2014
Bachelor of Science in Business Administration, Accounting and Finance
1st Constitution Bank March 2015 - Present
1st Constitution Bank August 2014 - March 2015
Showcase Cinemas June 2009 - August 2013
Dentsu June 2012 - August 2012
Skills
Social Media, Social Media Marketing, Market Research, Microsoft Office, PowerPoint, Microsoft Excel, Advertising, Microsoft Word
Education
Rutgers, The State University of New Jersey-New Brunswick 2010 — 2014
Bachelor's degree, Economics, 3.23
1st Constitution Bank June 2014 - Present
RomAsia Bank September 2010 - January 2014
RMA NY Chapter 2009 - 2013
Magyar Bank March 2007 - 2010
Enterprise National Bank 2005 - 2007
First Fidelity Bank March 1987 - June 1994
Skills
Loans, Banking, Credit, Portfolio Management, Commercial Lending, German, Loan Origination, Commercial Banking, Mortgage Lending, Accounting, Commercial Real Estate, Residential Mortgages, Commercial Mortgages, Credit Analysis, Small Business Lending, Financial Risk, Finance
Education
Stonier National Graduate School of Banking, University of Pennsylvania 2008 — 2010
Graduate Banking Degree, High Honors
Rutgers, The State University of New Jersey-New Brunswick 1978 — 1982
BA, German, Business Administration
New Jersey Community Bank May 2011 - Present
1st Constitution Bank August 1992 - May 2011
Skills
Commercial Lending, Banking, Commercial Banking, Small Business Lending, Consumer Lending, Loans, Mortgage Lending, Commercial Mortgages, Portfolio Management, Credit, Retail Banking, Loan Origination, Financial Risk, Lines Of Credit
Education
Rutgers, The State University of New Jersey-New Brunswick 1972 — 1977
BA, Business Adm., Econimics, English
Rutgers, The State University of New Jersey-New Brunswick 1972 — 1977
Bachelor of Arts (B.A.), Business Administration and Management, General
Dr. Rizwan A. Chaudhary, D.M.D. May 2015 - Present
Go Express, Inc. October 2012 - May 2015
1st Constitution Bank June 2012 - October 2012
Go Express, Inc. January 2011 - June 2012
Skills
Italian, Spanish, Microsoft Office, Microsoft Excel, Microsoft Word, English, PowerPoint, Microsoft Works, Microsoft Outlook, Outlook, Customer Service, Management, Training, Human Resources, Analysis, Public Speaking
Education
Rutgers University-Graduate School 2011 — 2013
Masters and Teaching in Italian (MAT), Italian
Rutgers University-New Brunswick 2006 — 2010
Bachelor's, Italian
State of New Jersey August 2015 - Present
Merrill Lynch/ Bank of America November 2012 - Present
Dynamic Strategies, Inc. April 2014 - July 2014
IntegriChain February 2011 - November 2012
1st Constitution Bank October 2007 - July 2009
Skills
Analysis, Analytics, Data Analysis, Customer Service, Business Analysis, Forecasting, Supply Chain Management, Data Warehousing, Trade Operations, Help Desk Support, Desktop Deployment, VMware, Virtualization, Team Leadership, Security, Management Consulting, Management, Risk Management, Software Documentation, Business Process..., Business Intelligence, Windows, Leadership, Change Management, CRM, Process Improvement, Healthcare, Vendor Management, Microsoft SQL Server, Business Strategy, Market Research, Access, Strategy, Cross-functional Team..., Business Development, SQL, Microsoft Servers, PowerPoint, Research, Financial Analysis, Microsoft Office, Virtual Servers, Program Management, Microsoft Excel, Project Management, Strategic Planning, Product Management, Marketing Strategy
Education
Thomas Edison State College 2012 — 2013
Bachelor of Science (B.S.), Business Administration, Management and Operations
Mercer County Community College 2009 — 2012
Health Services/Allied Health/Health Sciences, General
Hightstown High School 2005 — 2009
EverBank June 2015 - Present
1st Constitution Bank August 2014 - June 2015
Sun Home Loans, a Division of Sun National Bank January 2014 - July 2014
Wells Fargo Home Mortgage 2002 - December 2013
Countrywide Home Loans November 2001 - September 2002
Jame Bell, Attorney at Law June 2001 - October 2001
Fleet Bank/Summit Bank March 1998 - May 2001
American Federal Mortgage Corporation July 1995 - March 1998
Transamerica Real Estate Tax Service November 1992 - July 1995
Skills
Organization, can work in a fast pace..., provide excellent..., provide quality work, Notary Public- NJ, Excellent at problem..., Funding, USDA, Insurance, Investors, Training, Mortgage Lending, Loans, Real Estate, FHA, VA, Mortgage Banking, Title Insurance, Loan Origination, Refinance, Residential Mortgages, VA Loans, Credit, Underwriting, FHA Financing
Education
Kutztown University of Pennsylvania 1987 — 1991
Bachelor of Science in Secondary Education, History and Social Studies
Citizens Bank July 2015 - Present
1st Constitution Bank March 2014 - July 2015
Investors Savings Bank January 2007 - March 2014
Wells Fargo Home Mortgage March 2005 - May 2005
Chase Manhattan Bank 2001 - 2005
CFS BANK/Intercounty May 1995 - July 1999
Fleet Mortgage / 1989 - 1995
Intercounty Mortgage Co March 1981 - May 1989
Skills
Loans, Loan Origination, Mortgage Lending, Refinance, Residential Mortgages, Mortgage Banking, FHA, Real Estate, First Time Home Buyers, Investment Properties, VA loans, FHA financing, Commercial Mortgages, Reverse Mortgages, Credit, Real Estate Financing, Commercial Lending, Consumer Lending, Investments, Certified Mortgage..., Government Loans, Construction Loans, Real Estate Economics, Home Equity Loans, Referrals, Investors, Sales, Credit Analysis, New Home Sales, Selling, Short Sales, Finance, Condos, Commercial Banking, Real Estate Transactions, Residential Homes, Cross Selling, Mortgage Marketing, Retail Banking, Small Business Lending, Underwriting, Mortgage Underwriting, Mortgage Servicing, Financial Structuring, Foreclosures, Jumbos, FHA Financing, Single Family Homes
Education
Monmouth University
BS, Business Admin- Economics
Long Branch HS
Business Administration and Management, General
1000heads October 2014 - Present
Blenheim Capital Management, LLC. December 2011 - October 2014
1st Constitution Mortgage Department May 2011 - December 2011
1st Constitution Bank May 2010 - August 2010
Skills
Microsoft Excel, Microsoft Word, Outlook, PowerPoint, Final Cut Pro, Auditing, Loans, Marketing Strategy, Social Media, Social Media Marketing, Social Networking, Social Media Measurement
Education
Bucknell University 2007 — 2011
Bachelor's degree, Business Management and Film Studies
Bank of Hawaii May 2015 - Present
1st Constitution Bank May 2013 - April 2015
Greater Lambertville-New Hope Chamber of Commerce October 2011 - April 2015
The Bank of Princeton February 2011 - May 2013
Thompson Management LLC March 2009 - July 2010
Skills
Business Networking, Volunteering, Financial Analysis, Investments, Portfolio Management, Real Estate, Credit, Commercial Lending, Credit Analysis, Equity Research, Asset Management, Business Development, Equities
Education
University of North Carolina at Chapel Hill - Kenan-Flagler Business School 2014 — 2016
Master of Business Administration (M.B.A.), Banking, Corporate, Finance, and Securities Law
University of North Carolina at Chapel Hill
B.A, Environmental Studies
RMA 2011 — 2011
Commercial Lending School
Princeton Day School
U.S. Trust June 2015 - August 2015
Johnson & Johnson December 2014 - June 2015
Dun and Bradstreet June 2014 - August 2014
1st Constitution Bank June 2012 - August 2013
Skills
Data Analysis, Banking, Management, Public Speaking, Research, Teamwork, Time Management, Microsoft Excel, Financial Analysis, Corporate Finance, Financial Reporting, Corporate FP&A, Excel
Education
Rutgers University-New Brunswick 2012 — 2016
Bachelor of Science (BS), Finance, General
Town of Weaverville August 2015 - Present
Alchemist and Barrister 2009 - September 2013
1st Constitution Bank October 2011 - January 2012
CJ Foods Inc December 2006 - January 2007
Skills
Accounting, Accounts Payable, Accounts Receivable, Banking, Budgets, Finance, Financial Accounting, Financial Analysis, Microsoft Excel
Education
Baker University 2003 — 2007
Bachelor of Science (BS), Accounting and Finance
Bern High School 1999 — 2003
1st Constitution Bank June 2009 - Present
st Constitution Bank June 2009 - Present
1st Constitution Bank May 2009 - Present
The Bank June 2005 - June 2008
First Washington/The Bank June 2004 - February 2007
Education
Rider University 2006 — 2009
Bachelors, Business Administration
Brookdale Community College
Associates Liberal Arts, Liberal Arts; Graphic Design
Rider University
B.S, Business Administration; Business Administration
1st Constitution Bank May 2008 - Present
Verispan, LLC August 2003 - April 2008
quintiles 2000 - 2004
Skills
HRIS Management, Training, Policy Writing, Employee Relations, Performance Management, Compliance, Hiring, Onboarding, HR Policies, Orientation, Job Descriptions, New Hire Orientations, Employee Benefits, Human Resources, Personnel Management, HRIS, Interviews, Recruiting, Management
Education
University of Delaware 1995 — 1998
Bachelor of Science, Interdisciplinary Human Resources
Highstown High School 1990 — 1994
1st Constitution Bank October 2009 - Present
Ridge Financial Services,llc January 2007 - January 2011
Sovereign Bank December 1996 - January 2007
United Jersey Bank May 1988 - December 1996
Skills
Mortgage Lending, Mortgage Banking, FHA, Refinance, Series 63, Loan Origination, Residential Mortgages, Insurance, Loans, Portfolio Management, Credit, Investment Properties, New Business Development, Team Building, Banking, Referrals, First Time Home Buyers, Residential Homes, Real Estate, Marketing, Reverse Mortgages, Commercial Lending, Finance, Small Business Lending, Credit Analysis, VA loans, Underwriting, Consumer Lending, Mortgage Servicing, Construction Loans
Education
Miami University 1974 — 1978
BS Accounting, Accounting and Finance, Accounting Degree
Miami University of Ohio 1974 — 1978
BS Accounting, Accounting and Finance
1st Constitution Bank May 2014 - Present
Rue Insurance June 2005 - May 2014
The Standard July 2001 - March 2005
Morneau Sobeco February 1999 - June 2001
Skills
Employee Benefits, Management, Strategy, Health Insurance, Brokers, Insurance, Customer Service, Workers Compensation, Property & Casualty..., Legal Liability
Education
Robert Morris University 1991 — 1995
Bachelor's degree, HEATH CARE SERVICES MANAGEMENT
1st Constitution Bank November 2009 - Present
Geneva Mortgage 2001 - 2007
Parkway Mortgage 2000 - 2001
Parkway Mortgage 2000 - 2001
First Colonial 1996 - 1997
Novus Financial 1991 - 1996
Education
Rutgers University-New Brunswick 1982 — 1986
Busibess
ROSELLE CATHOLIC 1978 — 1982
1st Constitution Bank June 2009 - Present
J.H. Cohn LLP 2003 - 2009
Prudential 2000 - 2003
J.H. Cohn LLP 1999 - 2000
Moore Stephens 1995 - 1998
Generale Bank 1994 - 1995
Marine Midland 1983 - 1993
HSBC 1983 - 1993
Fidelity Union 1980 - 1983
Manufacturers Hanover 1976 - 1979
Education
University of Pennsylvania 1974 — 1976
MBA, Information Systems
University of Pennsylvania - The Wharton School 1974 — 1976
MBA, Information Systems
Saint Peter's University 1970 — 1974
Regis HS 1966 — 1970
St. Al's Grammar School
1st Constitution Bank May 2012 - Present
BNP Paribas May 2011 - May 2012
Moody's Investors Service June 2009 - May 2011
Crédit Agricole CIB 2007 - 2009
Dresdner Kleinwort May 2006 - August 2006
Skills
Banking, Credit Analysis, Capital Markets
Education
Fairfield University 2003 — 2007
Bachelor of Science in Business, International Business
1st Constitution Bank December 1998 - Present
Skills
Mortgage Banking, Loans, Mortgage Underwriting, Real Estate Financing, Consumer Lending, Credit, Residential Mortgages, FHA financing, Commercial Lending, Loan Origination, Refinance, FHA, Mortgage Lending, Reverse Mortgages, Risk Management, Certified Mortgage..., Investment Properties, Portfolio Management, VA loans, Real Estate, Small Business Lending, USDA, Credit Analysis, Underwriting, Commercial Mortgages, First Time Home Buyers, Banking, Lines Of Credit, Commercial Banking, Construction Loans, Mortgage Marketing, Government Loans, Loss Mitigation, Loan Servicing, Home Equity Loans, Secondary Market, FHA Financing
Education
Fairleigh Dickinson University
Noah Bank November 2013 - Present
CIT Bank November 2005 - November 2013
1st Constitution Bank 2003 - November 2005
Panasia Bank September 2001 - 2003
Skills
Small Business Lending, Commercial Lending, SBA, Commercial Mortgages, Loans, Construction Loans, Loan Origination, Commercial Banking, Refinance, Banking, Funding, Lines Of Credit
Education
New York University 1997 — 2001
Bachelor's degree, Professional Studies
1st Constitution Bank June 2010 - Present
National Mortgage Network June 1988 - May 2010
Education
Rutgers University-New Brunswick 1977 — 1983
MBA
University of Maryland College Park 1974 — 1976
BS, Economics
Tulane University 1972 — 1974
Architecture
Investors Bank June 2015 - Present
1st Constitution Bank June 2014 - June 2015
Capital One Bank October 2008 - May 2014
Wachovia Bank January 1988 - October 2008
Wachovia 1988 - 2008
Risk Management Assoc 2000 - 2007
First Fidelity Bank 1988 - 1993
Skills
Commercial Banking, Asset Based Lending, Loans, Middle Market, Commercial Lending, Credit Analysis, Banking, Portfolio Management, Small Business Lending, Funding, Loan Origination, Corporate Finance, Credit Risk, Treasury Management, Lines Of Credit, Commercial Mortgages, Consumer Lending, Financial Services
Education
University of Delaware - Lerner College of Business and Economics 1982 — 1987
BS, Economics
St Rose High School
1st Constitution Bank January 2010 - Present
ADP August 1999 - December 2009
Education
University of Madras 1972 — 1975
BS, Computer Science
Atlantic Home Loans March 2015 - Present
1st Constitution Bank February 2012 - March 2015
Bank of America Home Loans November 2010 - April 2012
UNFCU May 2003 - September 2010
United Nations Federal Credit Union May 2003 - September 2010
United Nations Federal Credit Union January 2003 - September 2010
United Nations Federal Credit Union January 2003 - September 2010
Radom & Wetter 1995 - May 2003
Radom & Wetter January 1995 - January 2003
Radom & Wetter January 1995 - January 2003
Skills
Mortgage Lending, Credit, Banking, Consumer Lending, Loans, Mortgage Banking, Customer Service, FHA, Risk Management, Underwriting, Project Management, Access, PowerPoint, Analysis, Sales, Leadership
Education
American InterContinental University
BBA, International Business
American Intercontinental University
BBA, International Business
American Intercontinental University
BBA, International Business
Institute for Continuing Legal Education
Bachelor of Business Administration (BBA), International Business
Institute for Continuing Legal Education
ConnectOne Bank May 2014 - Present
1st Constitution Bank September 2013 - May 2014
Somerset Hills Bank October 2012 - August 2013
BlackRock January 2005 - June 2012
PNC Financial Services January 2004 - January 2005
United National Bancorp / United Trust Bank June 2001 - January 2004
Irving Trust Company / The Bank of New York 1974 - 1989
Skills
Sarbanes-Oxley Act, Accounting, Asset Managment, Mergers & Acquisitions, Mergers, Finance, Sarbanes-Oxley, Financial Analysis, Integration, Risk Management, Financial Services, Asset Management, Management, Financial Modeling, Portfolio Management, Equities, Fixed Income, Banking, Cash Management, Hedge Funds, Investments
Education
Monmouth University 1968 — 1972
BS, Magna Cum Laude, Business Administration
Morgan Home Fashions Inc August 2011 - Present
Triangle Home Fashions October 2010 - August 2011
BETTER HOME PLASTICS, INC February 2010 - October 2010
SPECIAL EVENTS FLORIST AND EVENT PLANNERS October 2009 - January 2010
The Fabric Workshop and Museum June 2008 - February 2009
Moore College of Art & Design 2007 - 2009
Urban Outfitters August 2008 - September 2008
Grounds for Sculpture April 2004 - August 2007
BRISTLE BROTHERS PAINT COMPANY February 2006 - September 2006
1st Constitution Bank February 2002 - August 2004
Skills
Illustrator, Textiles, InDesign
Education
Moore College of Art and Design 2007 — 2009
BFA, Textile Design
Moore College of Art and Design
1st Constitution Bank April 2014 - Present
Mortgage Associates Inc July 1998 - April 2014
Capital Home Mortgage 1994 - 1998
Collective Federal Savings 1989 - 1994
Skills
Mortgage Lending, Loans, First Time Home Buyers, Real Estate, Residential Mortgages, FHA, Real Estate Economics, Investment Properties, Investments, Refinance, Real Estate Transactions, Mortgage Banking, Negotiation, Sales, Contract Negotiation, Condos, Strategic Planning, Residential Homes
Education
Tulane University - A.B. Freeman School of Business 1976 — 1980
BS, Economics, Business
Gill St Bernards, Gladstone NJ
First Guaranty Mortgage December 2013 - Present
LenderLive Network March 2012 - October 2013
Fannie Mae/Alkero January 2011 - January 2012
1st Constitution Bank January 2010 - December 2011
Taylor, Bean & Whitaker June 2006 - August 2009
National Lenders Service 2004 - 2006
Skills
Manual Underwrite Jumbo..., NMLS Licensed, Loss Mitigation, Non-Conforming, Wholesale Lending, Home Equity Loans, Residential Homes, Financial Services, Relationship Management, Mortgage Insurance, Fannie Mae, Home Equity Lines of..., Appraisals, 203K, Encompass, Real Estate Lending, Short Sales, FHLMC, FNMA, Calyx Point, Government Loans, Due Diligence, Construction Loans, Mortgage Banking, Mortgage Underwriting, Loans, FHA, Mortgage Lending, Underwriting
Education
Metropolitan State College of Denver
Behavioral Science
1st Constitution Bank December 2011 - Present
New Jersey Community Bank 2010 - 2011
Central Jersey Bank, N.A. 2005 - 2008
Monmouth Community Bank 2001 - 2005
Commerce Bank 2000 - 2001
Skills
Banking, Credit, Mortgage Lending, Commercial Banking, Loans, Small Business Lending
Education
Monmouth University
Bachelor of Arts (B.A.), Political Science, Minor in Marketing
Citi March 2014 - Present
Citi July 2012 - March 2014
Bristol-Myers Squibb January 2012 - June 2012
Rutgers Business School September 2008 - May 2012
Citi June 2011 - August 2011
Travelers June 2010 - August 2010
1st Constitution Bank June 2008 - August 2009
Skills
Financial Modeling, Microsoft Office, PowerPoint, Microsoft Excel, Microsoft Word, Financial Analysis, Data Analysis, Research, Finance, Analysis, Management
Education
Rutgers, The State University of New Jersey - Rutgers Business School 2008 — 2012
Bachelor of Science, Finance
1st Constitution Bank June 2014 - November 2014
FIS "Enterprise Governance, Risk & Compliance (EGRC) Solutions" May 2007 - May 2014
San Paolo IMI SPA March 1990 - April 2007
Fuji Bank Limited November 1988 - March 1990
Banco Central SA 1982 - 1988
European American Bank 1979 - 1981
Skills
Bank Secrecy Act, BSA, Banking, Auditing, Risk Management, Internal Controls
Education
Central Connecticut State University 1974 — 1979
BS, Accounting
New Canaan High School 1970 — 1974
The University of Akron
Lakeland Bank April 2014 - Present
Lakeland Bank April 2014 - Present
1st Constitution bank August 2011 - October 2013
Kearny Federal Savings Bank October 2005 - October 2010
Provident Bank August 2004 - September 2005
Hudson United Bank December 1991 - July 2004
Hudson United Bank 1990 - 2004
Hudson United Bank January 1992 - January 1995
Hudson United Bank January 1991 - January 1992
NATIONAL STATE BANK September 1990 - October 1991
Skills
Customer Relations, Coaching, Compliance, Retail, Banking, Customer Service, New Business Development, Business Development, Management, Sales, Marketing, Training, Loans, Sales Operations, Retail Banking, Commercial Lending, Commercial Banking, Credit
Education
Kean University 1981 — 1985
BS, Management Science
Kean University
Bachelors of Science, Management Science
American Institute of Banking
Diploma, Business/Managerial Economics
1st Constitution Bank SVP1st Constitution BankCommercial LenderChemical Bank NJ1985 - 1995
Education
Fairleigh Dickinson University
Master of Business Administration (M.B.A.), Finance and Financial Management Services
Grand Bank July 2003 - Present
1st Constitution Bank November 1998 - February 2002
Education
Regis College
1st Constitution Bank November 2014 - Present
Northern State. Bank July 2008 - July 2011
National Penn Bank April 2005 - June 2008
Wells Fargo 1984 - 2000
First Union 1984 - 2000
Education
Seton Hall University 1980 — 1984
Finance and Financial Management Services
Rutgers, The State University of New Jersey-Newark
Master of Business Administration (MBA)