Experience
Webtrends  May 2014 - Present
OpenText  January 2013 - February 2014
Salesforce.com  May 2012 - January 2013
EMC Computer Systems  August 2008 - April 2012
Summit Mortgage Corp  May 2008 - August 2008
First Capital Mortgage   January 2007 - May 2008
Initiate, an IBM Company  October 2005 - January 2007
TenFold  May 2003 - April 2005
Apriso  July 2002 - May 2003
Oracle (by way of Siebel Systems)   March 2001 - July 2002

Skills
Enterprise Software, Solution Selling, CRM, Project Management, Unix, Management, RFP, Software Development, Business Strategy, VMware Infrastructure, Sales Enablement, Contract Negotiation, Team Leadership, Enterprise Content..., Solution Sales, Sales Strategy..., Production Support, Software Project..., Software Documentation, Troubleshooting, Resource Management, Sales Enablement Tools, Security, Business Process, Project Planning/Budgets, Contract Negotiations, Presentations to..., Systems Configurations, Systems Implementations, Campaign Development, Parallel Systems..., Team and Customer..., Technology Integration, Performance and..., Technology..., Issues Resolution, Proof-of-Concept/Pilot, RFP Development and..., ROI Development and..., VMware Virtual..., JBoss, Apache Tomcat..., Enterprise TenFold, Siebel Systems/Oracle..., Oracle, DB2, MS SQL..., RHEL, UNIX,..., XML, XForms, XProc, and..., Documentum Product Suite, Enterprise Information..., Business Process Design, Business Process...

Education
Rutgers, The State University of New Jersey-New Brunswick   1989 — 1994
BA, English - Journalism and Mass Media

David Brearley Regional High School   1988 — 1989
Senior

Wall High School   1985 — 1988
Freshman - Junior

Experience
PHH Home Loans, LLC.   July 2014 - Present
Chase Home Finance  2008 - July 2014
First Capital Mortgage   October 2002 - March 2008

Skills
FHA, Refinance, Mortgage Lending, Conventional, Purchase, Mortgage, Investment Properties, Loans, First Time Home Buyers, Mortgage Banking, Banking, Credit, Foreclosures, Government Loans, Loan Origination, Real Estate, Residential Mortgages, Short Sales

Education
Southern Illinois University, Carbondale   1987 — 1992
Bachleors of Liberal Arts, Economics

Experience
First Guaranty Mortgage Corporation®  September 2015 - Present
Bank of Oklahoma  February 2013 - September 2015
Fannie Mae  January 2011 - February 2013
Calvary Asset Management   June 2008 - July 2010
First Capital Mortgage   December 2004 - February 2008
Countrywide/Full Spectrum Lending   2003 - 2004

Skills
Mortgage Banking, Loans, Mortgage Lending, Credit, Credit Analysis, Loan Servicing, Customer Support, Mortgage Marketing, Operations Management, Leadership, Investment Properties, Training, Mortgage Underwriting, Loan Origination, Residential Mortgages, Banking, Underwriting, FHA, Financial Services, Financial Analysis, Management, Risk Management

Education
University of Phoenix   2012 — 2014
Bachelors in Business Science

University of Phoenix   2012 — 2013
Associates, Business

Experience
United Wholesale Mortgage  September 2013 - October 2013
First Capital Mortgage   February 2013 - August 2013
1st Covenant Financial   January 2008 - June 2008
Decision One Mortgage/HSBC  August 2005 - June 2007
The Prime Financial Group   February 2003 - July 2005

Skills
Microsoft Excel, Microsoft Office, Customer Service, Microsoft Word, PowerPoint, Financial Analysis, Windows, Loans, Mortgage Lending, Management, Credit, Loan Origination, Mortgage Banking, Insurance

Education
Oakland University   2003 — 2005
Master's Degree, Finance, General

University of Michigan-Dearborn   1999 — 2003
Bachelor's degree, Business Administration and Management, General

Experience
First Capital Mortgage   January 2014 - Present
ColdWell Banker thru First Capital   2005 - January 2014
Bekker Compliance Consulting Partners, LLC  2005 - 2009
M.A.G. Capital, LLC   2005 - 2007
Barclays Global Investors  October 2002 - March 2005
Thomas Weisel Partners  June 1999 - September 2002
National Association of Securities Dealers (FINRA)   September 1993 - June 1999

Skills
Loans, Mortgage Lending, Investments, Loan Origination, Fixed Income, Securities, Hedge Funds, Residential Mortgages, Trading, Refinance, Financial Structuring, Finance, Investment Advisory, Mortgage Banking, FHA, FINRA, Credit, Real Estate, Real Estate Financing, Investment Properties, Internal Audit, Financial Reporting, Banking, Portfolio Management, Financial Services, Brokerage, Mortgage, VA Loan Specialist Over..., FHA Loan Specialist, Specialiist in..., Short Sale Financing, Condo Litigation..., Condo Lititgation...

Education
California State University-Los Angeles   1989 — 1993
Umder Graduate, International Business, Finance

Experience
Luther Burbank Savings  October 2013 - Present
First Capital, A Mortgage Company  2012 - October 2013
RPM Mortgage  2011 - 2012
First Capital Mortgage   July 2003 - July 2011

Skills
Encompass360, Computer Software..., Real Estate, Business Process..., Loan Origination, Mortgage Lending, Investments, FHA, First Time Home Buyers, Customer Service, Financial Analysis, Investors

Education
Los Angeles Pierce College   2011 — 2014

Lancaster High School   2001 — 2003

Experience
Residential Mortgage Services, Inc. -- NMLS#1760   August 2014 - Present
Home Savings  July 2013 - July 2014
Mortgage Network, Inc.   December 2009 - July 2013
Penn Lending LLC   August 2007 - December 2009
First Capital Mortgage   December 2005 - August 2007
CoreOne Mortgage   July 2001 - November 2005
Citizens National Bank  July 1999 - July 2001
PNC Bank  June 1991 - July 1999

Skills
Loans, Real Estate, VA, Credit, FHA, Mortgage, Banking, Refinance, Mortgage Lending, Investment Properties, VA loans, Reverse Mortgages, Sales, Residential Mortgages, Sales Management, Loan Origination, USDA, Certified Mortgage..., Finance, Investors

Education
Grove City College   1987 — 1991
Bachelor, Economics

Knoch High School

Experience
AEP Energy  May 2012 - Present
USA Debt Processors   August 2010 - May 2012
BluePay, Inc.   March 2010 - August 2010
Cardean Learning Group  June 2009 - October 2009
United Fundig Inc   January 2009 - June 2009
First Capital Mortgage   October 2004 - December 2008
GENEX Services, Inc.   March 2001 - October 2004

Skills
Investment Properties, Loans, Credit, Budgets, Customer Service, Management, Program Management, Finance, Analysis, Sales, Customer Satisfaction, Negotiation, New Business Development, Strategic Planning, Leadership, Sales Management, Account Management, Direct Sales, Business Strategy, Contract Negotiation

Education
Harper College   2001 — 2002
Business Administration and Management, General

Elgin Community College   1999 — 2001
Business Administration and Management, General

Experience
dwade Ministries pick and drop off company   June 2013 - Present
dwade Ministries pick and drop off company   June 2013 - Present
dwade Ministries   May 2008 - Present
big d enertainment   January 1995 - Present
carousel flowers   April 2006 - June 2009
Carousel Design (Interiors)   June 2004 - June 2008
bydrive inc   April 2005 - October 2005
First Capital Mortgage   June 2003 - March 2005
first capital morg   April 2003 - March 2005
Roxy Night Club   April 2001 - May 2003

Skills
Transportation, Retail, Warehousing, Event Planning, Public Relations, Event Management, Logistics, Inventory Control, Contract Negotiation, Direct Sales, Leadership, Leadership Development, Microsoft Word, Sales, Social Networking, Team Building, Customer Service, Marketing Communications

Education
Capella University   2010 — 2011
criminal justice

Eastern Florida State College   1985 — 1987
gen, cabinet making

Eastern Florida State College

Homestead High School

Experience
Riot Games  July 2014 - Present
Pixelready   October 2005 - Present
Riot Games  June 2012 - July 2014
Google  December 2010 - October 2011
MTV Networks  June 2009 - September 2010
JibJab Media  July 2008 - June 2009
Mail.com Media Corporation (formerly IDPG and VSI)   June 2007 - February 2008
e2 Creative Group   September 2006 - June 2007
First Capital Mortgage   October 2004 - October 2005

Skills
User Experience, User Interface Design, Mobile Design, Responsive Design, Personas, Information Architecture, HTML, CSS, Web Standards, CMS, jQuery, Usability Design, Graphic Design, Online Branding, Logo Design, Art Direction, User Interface, User Experience Design, Creative Direction, E-commerce, Blogging

Education
Otis College of Art and Design   1999 — 2004
BFA

Experience
Direct Title Insurance   December 2009 - Present
First Capital Mortgage   September 2002 - April 2008

Education
Pikes Peak Community College
Nursing

Experience
Hermann London Real Estate Group - St. Louis Realtors  January 2015 - Present
U.S. Real Estate Society   August 2012 - January 2015
St. Louis Real Estate Society   August 2011 - January 2015
Hermann London Real Estate Group  January 2011 - August 2011
Coldwell Banker Premier Group  January 2008 - January 2011
Self-employed  January 2003 - January 2008
First Capital Mortgage   October 2001 - January 2003

Skills
Investment Properties, Real Estate, Investors, Residential, Brokerage, REO, Buying, Rentals, Real Estate Investment, Real Estate Negotiation, Buyer Representation, Real Estate Transactions, Purchase, Short Sales, Foreclosures, Real Estate Development, Sellers, Single Family Homes, Realty, Listings, Distressed Property, Leases, Investments, Selling, Resale, SFR, Rental Properties, Income Properties, HUD, Wholesaling, Residential Homes, Loans, Mortgage Lending, Buyers, Sales

Education
University of Notre Dame   1987 — 1991
BA, English Literature

Experience
Remax 10  January 2005 - Present
First Capital Mortgage   March 2004 - October 2008

Skills
Investment Properties, Branch Management, Short Sales, Residential Homes, Single Family Homes, Sellers, Loan Closings, Mortgage Lending, Buyer Representation, Real Estate, First Time Home Buyers, Investors, Foreclosures, HUD Foreclosures, Sales Operations, Commercial Lending, Network Administration, Microsoft SQL Server, Calyx Point, Equator, 203k Financing, Income Properties, Condos, Commercial Real Estate, Sales Presentations, REO, FHA Financing, Team Management, Financial Recruiting, Financial Goals, Conventional Financing, Employee Training, Presentation Skills, Technology Management, Software Implementation, Closings, BCD Lending, Mortgage Industry, Commercial Mortgages, Project Coordination, Loan Modifications, Loan Documents, Loan Officers, Sales Management

Education
Illinois Institute of Technology   2010 — 2017
BS, Computer science

Oakton Community College
Bachelor's degree, Electrical and Electronics Engineering

Experience
Freelance in advertising   May 2009 - Present
Michelle S   2005 - 2006
First Capital Mortgage   January 2001 - January 2003
First Capital Mortgage   January 2001 - January 2003
Melnick Group Inc   January 1995 - January 2001
Melnick Group Inc   January 1995 - January 2001
Realty World Commercial   January 1995 - January 2000

Education
Art Institute of Pittsburgh   2010 — 2012
not yet, Graphic Design

Arvada West High School

Arvada West High School

University of Northern Colorado
Computer

University of Northern Colorado
Computer

Experience
Provident Bank  October 2014 - Present
ADN Mortgage LLC   March 2006 - October 2014
Excelsior Mortgage LLC   July 2003 - March 2006
First Capital Mortgage   March 2001 - July 2003
Princeton Mortgage   January 2000 - March 2001
Ivy Mortgage  January 1997 - December 1999
Nat West Mortgage LTD   July 1991 - October 1995
Greater Metro Financial Services   March 1984 - December 1988

Skills
Mortgage Origination, Residential Mortgages, Refinance, Loans, Real Estate, FHA, Mortgage Banking, Loan Origination, Credit, Investment Properties, Sales, FHA Financing, Mortgage Lending, Referrals, Reverse Mortgages

Education
Seton Hall University   1979 — 1983
BA, History

Seton Hall University   1979 — 1983
Bachelor of Arts, History/ Business

Immaculata High School   1975 — 1979
General, General

Experience
n/a - currently unemployed  July 2014 - Present
First Capital Mortgage   February 2013 - February 2014
SettlementOne Valuation  January 2009 - October 2012
FIRST AMERICAN eAPPRAISEIT  September 2006 - January 2009
WaMu  1998 - 2008
WASHINGTON MUTUAL BANK  December 2004 - September 2006
INDY MAC BANK  June 2004 - November 2004
WASHINGTON MUTUAL BANK  May 1998 - June 2004
Aames Home Loan  February 1996 - May 1998
CALIFORNIA FEDERAL BANK  March 1992 - January 1996

Skills
Quality Assurance, Mortgage Lending, Mortgage Banking, Appraisals, Valuation, Residential Homes, Risk Management, Management

Education
The Ohio State University

Experience
Microsoft  March 2014 - Present
Anixter  April 2012 - January 2014
Hewlett Packard  March 2006 - November 2011
Countrywide Home Loans  November 2005 - March 2006
MidAmerica Bank  October 2003 - November 2005
First Capital Mortgage   October 2002 - October 2003
Fannie Mae  December 1997 - September 2002
Apollo Travel Services  December 1996 - October 1997
Apollo Travel Services  June 1995 - December 1996
Apollo Travel Services  March 1994 - June 1995

Skills
Managed Print Services, SAAS, MS Project, Print Management, Financial Analysis, Data Analysis, Sales Presentations, Technical Presentations, Technical Presales, Business Analysis, Software Sales, Project Implementation, Software Implementation, Mortgage Lending, Real Estate Finance, Loan Origination, SaaS, Pre-sales, Software Industry, Cross-functional Team..., Enterprise Software, Management, Networking, Strategy, Vendor Management, Data Center

Education
DePaul University
BA, Information Systems

Experience
New American Funding  October 2014 - Present
First Capital, A Mortgage Company  August 2013 - October 2014
Chase  November 2012 - July 2013
Los Angeles Police Federal Credit Union  February 2010 - November 2012
Simply Marvelous Weddings and Events   April 2005 - January 2010
First Capital Mortgage   November 1996 - May 2007
Pacific Crest Bank  1994 - 1996
BrooksAmerica Mortgage  1992 - 1994
Western Federal Savings and Loan   September 1988 - March 1992

Skills
Loans, Mortgage Lending, Mortgage Banking, Loan Origination, Management, Training, Analysis, Underwriting, Customer Service, Sales, Event Planning, Time Management, Holidays, Leadership, FNMA, FHLMC, Refinance, Investment Properties, Credit, FHA

Education
University of California, Los Angeles   1993 — 1997

University of the Philippines   1986 — 1988

Experience
TLC Management Co.  June 2010 - Present
Sunrise Yoga Association   November 2001 - Present
Harpo Productions  March 2006 - May 2012
Chicago Apartment Finders  June 2005 - June 2010
First Capital Mortgage   August 2004 - December 2008
Next TV on Fox   2006 - 2008
Sapphire Concepts Inc.   September 2001 - 2006

Skills
Presenter, Marketing, Event Planning, Public Speaking, Time Management, Entrepreneurship, Project Management, Leadership, Television, New Business Development, Teaching, Social Media Marketing, Film, Social Networking, Management, Public Relations, Social Media, Event Management, Fundraising

Education
Hampton University   1991 — 1995
BA

YogaSkills School of Kemetic Yoga   1994 — 1994
200 hour Certification

Kenwood   1987 — 1991
Diploma

Experience
Victory Toyota of Canton   October 2013 - Present
Victory Automotive Group  March 2013 - October 2013
Victory Automotive Group  December 2007 - October 2013
Victory Automotive Group  February 2007 - December 2007
First Capital Mortgage   February 2005 - February 2007
Dunning Toyota   November 2002 - February 2005
Dunning Toyota (Ann Arbor Toyota)   October 2000 - November 2002
Ann Arbor Toyota   July 1998 - September 2000
University of Michigan  August 1996 - August 1998
Gethsemane Cathedral   June 1995 - July 1996

Skills
Real Estate, Investor, Automotive, Automobile, Vehicles, Sales Management, Customer Relations, Customer Service, Coaching, Training, Customer Satisfaction, Sales, Online Advertising, Customer Retention, Automotive Sales..., Team Building, Profit, Forecasting, Negotiation, New Business Development, Sales Process, Selling, Leadership, Sales Operations, Management, Dealers, Dealer Management, Automotive Aftermarket, Reynolds, Warranty, Parts, Purchasing, Recruiting, Account Management, P&L, Inventory Management, B2B, Operations Management, Marketing Strategy, CRM, Marketing, Deal Closure

Education
University of Michigan   1996 — 1998
MM, Piano Performance

Concordia College   1991 — 1995
BM, Piano Performance

Experience
PNC  July 2013 - Present
Franklin American Mortgage Company  March 2013 - July 2013
First Capital Mortgage   August 2012 - March 2013
Opal Financial   January 2006 - October 2009

Skills
Underwriting, Management, Quality Control, Project Planning, Credit Analysis, Real Estate Financing, Appraisals, Subordinated Debt, Ethical Decision Making, Mortgage Lending, FHA, USDA, Loans, Credit

Education
Penn State University
Bachelor's Degree, Health/Health Care Administration/Management

Appraisal Educators of Nevada   2003 — 2004
Residential Appraisal

Experience
L.E.N.   September 2014 - Present
Yellowstone Club  June 2013 - September 2014
The Madison Club  October 2012 - June 2014
The Riviera Country Club  May 2007 - September 2012
Shingle Creek Golf Club   March 2005 - April 2007
First Capital Mortgage   December 2004 - March 2005
Cyndicate Solutions Inc   September 2004 - December 2004

Skills
B2B, Budgets, Club, Cold Calling, Customer Service, Event Management, Golf, Golf Instruction, Hospitality, Leadership, Management, Sales, Sports

Education
Rollins College   2000 — 2004
BA, Economics; Business Administration / Computer Science

Experience
Brooklyn Academy of Science and the Environment   August 2014 - Present
New York City Teaching Fellows  March 2014 - Present
Broome Street Academy Charter High School  June 2013 - August 2013
IFR Article VII Project   September 2011 - January 2013
The Ohio State University  September 2007 - June 2011
First Capital Mortgage   February 2006 - August 2007
University of Southern Maine Department of English   September 2002 - June 2005

Skills
Editing, Writing, Microsoft Office, Classroom Instruction, Conferences, History, Management, Research, Classroom, Proofreading, Program Management, Grants, Community Outreach, Higher Education, Curriculum Design

Education
Long Island University   2014 — 2016
Master's Degree, Special Education and Teaching, secondary

The Ohio State University   2007 — 2011
Doctor of Philosophy (Ph.D.), Area, Ethnic, Cultural, Gender, and Group Studies

Loyola University Chicago   2005 — 2007
Master of Art, History

University of Southern Maine   2001 — 2005
Bachelor of Art, History

Experience
Lenox Financial  July 2015 - Present
PHH Mortgage  March 2015 - July 2015
Power Choice Mortgage Advisors   November 2013 - March 2015
First Mortgage Corporation  September 2013 - October 2013
Network Capital Funding Corporation  2013 - September 2013
Pacific Mercantile Bank  2012 - 2012
PRMG, Inc.   2008 - 2010
Lend Tech Mortgage   January 2003 - January 2007
First Capital Mortgage   1999 - 2002
Marina Mortgage   January 1996 - January 1998

Skills
Bilingual, FHA, Refinance, Loans, Down Payment Assistance, Mortgage Banking, VA loans, FHA financing, Residential Mortgages, Customer Service, Investment Properties, First Time Home Buyers, Mortgage Lending, Microsoft Office, Real Estate Financing, Foreclosures, USDA, Loan Origination, Government Loans, Finance, HUD, Investors, Referrals, Home Equity Loans, Credit, Single Family Homes, Credit Analysis, Sales, Leadership, Property, Microsoft Word, PowerPoint, Outlook, Microsoft Excel, Real Estate, Short Sales, Selling, Sellers, REO, Certified Mortgage..., Non-Conforming, Residential Homes, Investments, 203K, FNMA, HomePath, Home Equity Lines of..., NMLS, Wholesale Lending, Escrow

Education
La Sierra

Riverside Community College

Experience
Stafford Environmental Services Inc   January 2011 - Present
Wasserman and Associates   January 2010 - January 2011
Legoland  January 2006 - July 2009
First Capital Mortgage   June 2004 - December 2004

Education
California State University-San Marcos - College of Business Administration   2007 — 2011
Bachelors of Science, Business Administration-Accounting

California State University
School; Bachelor of Science, Business and Administration; Business Administration; Accounting

MiraCosta College
AA, General Education

Experience
John H Stroger Hospital   January 2006 - Present
Aronson Furniture  January 2005 - January 2006
Century Mortgage & Funding   January 2002 - January 2003
First Capital Mortgage   January 2002 - January 2003
Quality Funding, Inc   January 2001 - January 2001

Education
American InterContinental University   2010 — 2012
BA in Business Administration, Project Management & Human Resources

American InterContinental University   2009 — 2010
Associates of Arts, Business Admimistration

American InterContinental University
Associate of Arts, Business; Business

Taylor Business Institute   1981 — 1983
Accounting Clerk Certificate, Accounting

American InterContinental University
Bachelor of Business Administration, Project Management & Human Resources Management

Taylor Business Institute

Experience
Intuit  May 2012 - Present
Deloitte Tax LLP  September 2004 - May 2012
First Capital Mortgage   August 2002 - January 2003

Skills
Tax Research, US GAAP, Big 4, Accounting, Tax Accounting, Corporate Tax, International Tax, SEC filings, Financial Reporting, CPA, FIN 48, Tax, Income Tax, Sarbanes-Oxley Act, Tax Law, Auditing, GAAP, Transfer Pricing, Internal Controls, Financial Accounting, Partnership Taxation, Tax Advisory, Tax Preparation, Expatriate Tax, Consolidation, Revenue Recognition

Education
University of Southern California - Marshall School of Business   2003 — 2004
Master, Business Taxation

University of California, Davis   1995 — 2000
BA, Managerial Economics

Experience
Abbott Jakobs Consulting   May 2007 - Present
Clear Escrow   September 2010 - July 2011
Loreto Bay Company  August 2005 - June 2007
First Capital Mortgage   2002 - 2004
Masma Construction   May 1996 - October 1999

Skills
New Home Sales, Selling, Real Estate, Sales Management, Marketing, Marketing Strategy, Sales Process, Negotiation, Budgets, Strategy, Management, New Business Development, B2B, Strategic Planning, Contract Negotiation, Sales, Start-ups, Pricing, Team Building, Direct Sales, Cross-functional Team..., Customer Service, Mortgage Banking, Mortgage Lending, VA Loans, Public Speaking, Sellers, Business Planning, Seminar Presentations, Training & Development, Consultative Selling, Inside Sales, FHA Financing, Customer Relations, Residential Mortgages, Mortgage Industry

Education
California Real Estate Broker   1992 — 2015

Indiana University - Kelley School of Business   1986 — 1988
Master of Business Administration (MBA), Marketing

Indiana University MBA   1986 — 1988
MBA, Marketing

University of Kansas B.S.   1980 — 1985
BS, History/Secondary Education

Colby High School   1976 — 1980

NMLS License 1253787
NMLS DBO License

Experience
Amsted Rail Inc  October 2010 - Present
Griffin Wheel Company  July 2008 - January 2011
Griffin Wheel Company  March 2007 - July 2008
First Capital Mortgage   2000 - 2007

Skills
Inventory Management, Budget, Manufacturing, Microsoft Excel, Purchasing, SAP, Working Capital..., Financial Reporting, Financial Modeling, Cost Control, International Management, Forecasting, Budgets, Strategic Planning, Accounting, Leadership, Lean Manufacturing, Six Sigma, Finance, Process Improvement, Continuous Improvement

Education
DePaul University - Charles H. Kellstadt Graduate School of Business   2001 — 2003
Master's of Science, Accounting and Finance

University of Wisconsin-Madison - School of Business   1994 — 1998
BBA, Finance and Economics

Experience
Verge Solutions, LLC  December 2012 - Present
Anchor Sign  May 2009 - December 2012
First Capital Mortgage   July 2007 - May 2009
Anchor Sign  2007 - 2008
Anchor Sign  February 2006 - December 2007

Skills
Customer Service, Project Management, Negotiation, Management, Forecasting, Microsoft Excel, PowerPoint, Leadership, Contract Negotiation, Strategic Planning, Sales Management, Budget, Sales, Construction, Team Building, Microsoft Office, Process Improvement, Retail

Education
University of North Carolina at Charlotte - Belk College of Business   2002 — 2005
MBA, Marketing

University of Delaware   1994 — 1998
BS, Plant Pathology

Experience
First Capital Mortgage   January 2002 - Present

Education
State University of New York College at Oneonta   1980 — 1985

Experience
Morgan Stanley Private Bank, N.A.   March 2014 - Present
Morgan Stanley Private Bank, N.A.   April 2012 - March 2014
First Capital Mortgage   October 2010 - April 2012
NE Moves Mortgage  June 2003 - September 2010
SJH and Company   September 2008 - January 2009

Education
Boston College - Wallace E. Carroll Graduate School of Management   2007 — 2009
MBA

Syracuse University   1999 — 2003
B.S.

Experience
PCM  July 2014 - Present
Robert Half Technology  April 2014 - July 2014
First Capital Mortgage   February 2006 - January 2014
ThinPrint GmbH   May 2005 - February 2006
TEKsystems  September 2004 - April 2005
DCC Services  November 2003 - August 2004
United States Air Force  September 1992 - September 1996

Skills
Servers, Active Directory, Microsoft Exchange, Troubleshooting, Windows 7, Citrix, Help Desk Support, Network Administration, Hardware, Laptops, Technical Support, System Deployment, Backup Exec, Print Servers, File Servers, Windows 8.1, Symantec Endpoint..., Service-now.com, Windows Server, Printers, Pickles, Operating Systems

Education
Herzing University-Kenner   2000 — 2002
Associate's Degree, Computer Systems Networking and Telecommunications, 3.99 Cumulative GPA

Okaloosa-Walton Community College   1996 — 1998
Network and System Administration/Administrator

Experience
Stearns Lending, Inc.   January 2013 - July 2013
Bank of America  February 2008 - December 2012
Beazer Mortgage  October 2005 - February 2008
Mortgage Access   March 2005 - October 2005
First Capital Mortgage   2003 - 2005
First Equity   2002 - 2003

Skills
Mortgage Lending, Loans, Credit, Mortgage Banking, Loan Origination, Consumer Lending, Small Business Lending, Banking, Credit Analysis, Retail Banking, Relationship Management, New Home Construction, Purchase Money, Construction Loans, FHA, VA loans, Strategic Partnerships, Customer Satisfaction, USDA Rural Housing, Customer Retention, Mentoring, Sales, Sales Management, Real Estate, Risk Management, Refinance, Finance, FHA financing, Commercial Lending, Business Development, Commercial Mortgages, Investment Properties, Mortgage Underwriting, Loss Mitigation, Management, Home Equity Loans, Underwriting, Reverse Mortgages, Cross Selling, Government Loans, Real Estate Financing, Mortgage Servicing, Certified Mortgage..., Credit Risk, Funding, Real Estate Economics, Financial Services, Financial Structuring

Education
Elmira College
Business Administration and Management, General, 4.0

Tompkins Cortland Community College
Associate of Arts and Sciences (AAS), Business Administration and Management, General

Experience
Optomi  September 2014 - Present
QA Team Lead at BMO Harris   September 2014 - Present
PNC/TEKsystems   February 2012 - December 2013
MidAmerica Mortgage, Inc   April 2005 - January 2012
FIRST CAPITAL MORTGAGE   November 2002 - March 2005
Ameriquest Mortgage  August 2001 - November 2002
Modis IT  November 2000 - July 2001
IBM  July 1998 - November 2000

Skills
Team Management, Requirements Analysis, Requirement Traceability, SDLC, STLC, Agile Testing, System Testing, Black Box Testing, Smoke Testing, User Acceptance Testing, Manual Testing, SQL, Unix, Visual Basic, Microsoft Office, Calyx Point, C++, Encompass, Java, Microsoft Office 2007, VM, Mercury Quality Center..., ALM, Mortgage Brokers, Mortgage Disclosures, Process Improvement, HP Quality Center

Education
University of Illinois at Chicago   1996 — 1998
Bachelor of Science, Computer Information Systems

Morton College
Associate of Science, Mathematics

Experience
AIT Worldwide Logistics  March 2007 - Present
First Capital Mortgage   2001 - 2007
Russell Reynolds Associates  1997 - 2003

Skills
Customer Service, Active Directory, Windows 7, Troubleshooting, Supply Chain, Change Management, Contract Negotiation, Microsoft SQL Server, Process Improvement, Strategic Planning, Software Documentation, Microsoft Office, Transportation, Outlook, Team Leadership, Logistics, iPhone, Telecommunications, Telephony, Network Administration, Network Design, Mitel 3300, Cisco IOS

Education
College of DuPage   2008 — 2012
AS, Computer Information Technology

Experience
Security National Mortgage Company  June 2010 - Present
FCM Direct Lenders   April 2008 - June 2010
First Capital Mortgage   February 2003 - June 2008

Skills
Loan Origination, FHA, Mortgage Lending, Refinance, Mortgage, Mortgage Banking, FHA financing, VA loans, USDA, Sales, Government Loans, Reverse Mortgages, Certified Mortgage..., Loans, Home Equity Loans, Residential Mortgages

Education
Triton-College   1984 — 1986
Associates Degree, Liberal Arts

Experience
Odwalla  February 2010 - Present
Agilent Technologies  July 2000 - June 2009
Hewlett-Packard  July 1991 - July 2000
First Capital Mortgage   1987 - 1990

Skills
Forecasting, Finance, Management, Analysis, Accounting, Financial Modeling, Project Management, Leadership, Process Improvement, Business Process..., Financial Analysis

Education
Santa Clara University - Leavey School of Business   1993 — 1997
MBA, Business, Finance

San Jose State University
Bachelor, Business, Finance

Experience
Coldwell Banker Residential Brokerage  May 2012 - Present
Capital Lending Resources/Capital Real Estate Advisors   April 1994 - 2012
Sycamore Financial/Mortgage Banker   1993 - 1994
First Capital Mortgage   1990 - 1993

Skills
Property Management, Short Sales, Relocation, Investment Properties, Foreclosures, Disposition, Real Estate Transactions, Investors, Single Family Homes, Listings, Real Estate, Referrals, Townhomes, Commercial Real Estate, Mortgage Lending, Buyers, New Home Sales

Education
University of Florida   1975 — 1979
BFA, Theater Performance

New York Institute of Technology-Old Westbury
Bachelor of Science, Interdisciplinary Studies, Graduated Cum Laude

Experience
Belmont Lodge Health Care Center   April 2009 - Present
El Pueblo Boys and Girls Ranch  September 2006 - April 2009
Dillard’s  January 2006 - September 2006
Mervyn’s  August 2002 - January 2006
First Capital Mortgage   December 2001 - May 2002

Skills
Social Services, Healthcare, Treatment

Education
Colorado State University-Pueblo   2002 — 2006
Bachelor, Science; Sociology; Criminology; Computer Information Systems

Experience
First Capital Mortgage   March 2013 - Present
Constellation Schools  August 2012 - February 2013
HOPE Academy East Campus   August 2011 - August 2012
First Capital Mortgage   2004 - 2007
Assurance Capital Home Loans   2000 - 2004

Skills
Teaching, Mortgage Lending, Interventions, Loans, Differentiated..., Management, Tutoring, Classroom Management, Lesson Planning, Residential Homes, Curriculum Development, Curriculum Design, Classroom, Educational Technology, Teacher Training, Behavioral Intervention

Education
Kent State University   2007 — 2011
Bachelor of Science, Special Education K-12

Experience
SecurityNational Mortgage Company  April 2010 - Present
FCM Direct Lenders, Ltd.   October 2008 - April 2010
First Capital Mortgage   May 2004 - October 2008

Skills
FHA, Conventional, Refinance, Mortgage, First Time Home Buyers, Loan Origination, Residential, USDA, Residential Homes, Mortgage Banking, Reverse Mortgages, VA loans, FHA financing, Residential Mortgages, Loans, Mortgage Lending, Mortgage Underwriting, Home Equity Loans, Government Loans, Credit, Construction Loans, Certified Mortgage..., FHA Financing

Education
Nazareth Academy   1997 — 2000

Triton College