Carrington Mortgage Services
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Carrington Mortgage Services Employees
Redwood Trust, Inc. July 2013 - Present
Carrington Mortgage Services September 2011 - June 2013
Icon Residential Lenders March 2011 - August 2011
First California Mortgage Company June 2008 - April 2011
Morgan Stanley Capital International 2003 - 2008
Citicorp Mortgage 1999 - 2004
AMRESCO 1996 - 1998
ARCS Mortgage 1985 - 1994
Skills
Investor Relations, CRM, Mortgage Lending, Banking, Finance, New Business Development, Negotiation, Management, Credit Analysis, Loans, Credit, Underwriting, Loan Origination, Mortgage Banking, Investments, Refinance, Loan Servicing, Loss Mitigation, Sales Management, Capital Markets, Portfolio Management, Executive Management, B2B, USDA, Mortgage Underwriting, FHA, Financial Services, Sales, Risk Management, Residential Mortgages, Business Development, Microsoft Dynamics, Relationship Management, Real Estate Economics, Real Estate, Commercial Lending, Funding, Credit Risk, Financial Risk, Wholesale Lending, Asset Management, Commercial Mortgages, VA loans, Consumer Lending, FHA financing, Real Estate Financing, Construction Loans, Financial Structuring, Reverse Mortgages, Mortgage Servicing
Education
California State University-Northridge 1984 — 1986
Business
Ithaca College 1980 — 1982
Bachelor of Science (B.S.)
Blustream Lending August 2015 - Present
Excelerate Capital - Area Sales Manager - Northern California March 2015 - July 2015
New American Funding March 2014 - March 2015
Carrington Mortgage Services June 2012 - March 2014
Plaza Home Mortgage August 2011 - April 2012
SunTrust Mortgage January 2001 - 2011
Skills
Mortgage Banking, FHA, Mortgage Lending, Loans, Underwriting, Credit, Credit Analysis, USDA, Banking, VA loans, Refinance, FHA financing, Mortgage Underwriting, Residential Mortgages, Construction Loans, Wholesale Lending, Consumer Lending, First Time Home Buyers, Mortgage Marketing, Real Estate, Real Estate Financing, Commercial Mortgages, Mortgage Servicing, Investment Properties, Home Equity Loans, Residential Homes, Rates, Condos, Home Equity Lines of..., Outside Sales, Wholesale, Account Management, Non-Conforming, Sales Management, Cold Calling, Real Estate Transactions, Foreclosures, REO, Loan Servicing, Real Estate Economics, Credit Risk, Reverse Mortgages, Government Loans, Short Sales, Lines Of Credit, Sellers, Loan Origination, Relationship Management, Finance, Sales Presentations
Education
Judson University 1998 — 2001
Bachelor of Business Administration (BBA), Business
Leander high school 1994 — 1998
Carrington Mortgage Services July 2012 - Present
JP morgan chase February 2009 - July 2012
Skills
Mortgage Lending, Mortgage Banking, Credit Analysis, FHA, Underwriting, VA Loans, USDA, Loss Mitigation, Loan Servicing, Mortgage Servicing, Residential Mortgages, Loan Modifications, Mortgage Underwriting, Banking, Loans, Credit, Management
Education
East Los Angeles College
Business, Business/Commerce, General
Boca Aircraft Maintenance January 2015 - Present
Nestor and Dolly Interdependent Brand Partners with Nerium Internationl September 2013 - Present
BackShop Aviation January 2013 - Present
Embraer May 2013 - May 2014
Reliable Jet Maintenance 2012 - May 2013
Alterra Home Loans October 2011 - December 2012
Carrington Mortgage Services April 2011 - October 2011
REALTY ASSOCIATES 2008 - 2009
Quid Quo 2005 - 2008
Jagle and Associates 2002 - 2005
Skills
VA loans, Mortgage Lending, Mortgage Banking, Real Estate, Loans, FHA, First Time Home Buyers, Investment Properties, USDA, Short Sales, Investors, Refinance, Citation 500 series, Citation 600 series, Learjet 35, Learjet 55, Challenger 600 series, Gulfstream III, Gulfstream IV, Kingair 300 series, Hawker 700, 800, 900, Cessna 208 Caravan
Education
Baker's School of Aeronautics 2012 — 2012
Community College of the Air Force 1997 — 2001
Sovereign Real Estate Group June 2014 - Present
Kforce Finance & Accounting September 2013 - May 2014
Kforce July 2013 - September 2013
Carrington Mortgage Services May 2013 - July 2013
North American Mission Board November 2008 - July 2012
Apple January 2007 - November 2007
US Imaging Solutions 2006 - 2007
Skills
Microsoft Office, Customer Service, English, Research, Windows, Photoshop, Teaching, Public Speaking, Strategic Planning, Negotiation, Team Building, Leadership, Leadership Development, Fundraising, Sales, Event Planning, Nonprofits, Recruiting, Team Leadership, Coaching, Social Media, Training, Time Management, Volunteer Management, Spanish, Community Outreach, Networking, Church Events, Preaching, Public Relations, Social Networking, Consulting, CRM, Management, Marketing, Social Media Marketing, Entrepreneurship, Small Business
Education
Grand Canyon University 2012 — 2015
Master of Business Administration (MBA) with Leadership, Business
Trinity International University-Florida 2000 — 2002
Bachelor of Arts (B.A.), Christian Ministry
Hialeah-Miami Lakes Senior High 1990 — 1993
Highschool Diploma
University of Central Florida
Access National Mortgage January 2015 - Present
Ruoff Home Mortgage May 2014 - January 2015
Carrington Mortgage Services March 2013 - March 2014
University Lending Group April 2012 - March 2013
FORUM Credit Union May 2009 - November 2011
CP Morgan Homes and Communities 2005 - 2009
Countrywide Home Loans June 2005 - December 2005
Irwin Mortgage 1997 - 2005
The Ryland Group March 1994 - April 1998
Skills
FHA, VA, Conventional, First Time Home Buyers, Customer Service, Outlook, Word, Microsoft Office, Customer Relations, Problem Solving, Negotiation, Banking, Mortgage Lending, Refinance, Compliance, Construction Loans, Team Building, Vendor Relations, Credit Analysis, Government Loans
Education
Ball State University
Journalism
New American Funding May 2014 - Present
Jewels by Park Lane April 2009 - Present
Carrington Mortgage Services July 2013 - April 2014
Pier 1 Imports June 2011 - March 2012
Popular Mortgage January 2008 - April 2008
American Brokers Conduit 2004 - 2007
American Home Mortgage 2004 - 2007
Guaranty Bank June 2001 - November 2003
Skills
Loan Origination, Mortgage Banking, Customer Service, Mortgage Lending, Retail, Sales Management, Sales, Direct Sales, Team Building, Account Management, Marketing, Loans, Cold Calling, New Business Development, Banking, NMLS # 1018781, NMLS Licensed, Leadership, Team Management, Small Business, Business Development, Real Estate, Customer Satisfaction, Finance, Selling, Residential Mortgages, FHA, Refinance
Education
Western Governors University 2011 — 2013
Accounting and Finance, 3.0
DeVry University 2009 — 2010
Bachelor of Technical Management, Forensic Accounting
Miami Dade College 1988 — 1990
Associates
Pikes Peak Community College 1985 — 1987
General, Business
Florida International University
Guaranteed Rate January 2013 - Present
Carrington Mortgage Services September 2009 - January 2013
Carrington Mortgage Services September 2009 - January 2013
Self Employed Mortgage Broker August 2003 - August 2009
Skills
Retail Banking, First Time Home Buyers, Purchase Money, Customer Service, Referral Development, Building Relationships, Direct Lender, Underwriting, Funding, Problem Solving, Real Estate Transactions, Residential Mortgages, Residential Homes, VA loans, FHA, Bilingual, Spanish, Refinance, Single Family Homes, Loan Origination, Government Loans, Mortgage Banking, REO, Foreclosures, Advertising, Loans, Mortgage Lending, Certified Mortgage..., Reverse Mortgages, Mortgage Marketing, Loss Mitigation, USDA, Investors, Construction Loans, Investment Properties, Real Estate Financing, Finance, FHA financing, Home Equity Loans, Mortgage Underwriting, Mortgage Servicing, Credit, Home Equity Lines of..., Financial Structuring, Commercial Lending, Loan Servicing, Non-Conforming, Recruiting, Rates, Credit Analysis
Education
State University of New York College at Oneonta 2015 — 2019
Finance
Long Island University, Brooklyn Campus 1996 — 1999
Accounting and Finance
Carrington Mortgage Services December 2012 - Present
QTC Management - A Lockheed Martin Company November 2009 - November 2012
Davis & DeRosa Physical Therapy Inc. July 2006 - January 2009
Skills
•Proven ability to..., •Working knowledge of..., •Sound knowledge and...
Education
Loyola Marymount University 2000 — 2005
Bachelor of Science (B.S.), Natural Sciences
Canyon Springs High School 1996 — 2000
WJ Bradley Mortgage Capital October 2013 - Present
Carrington Mortgage Services April 2013 - October 2013
The Lending Answer March 2010 - April 2013
Wachovia Securities Financial Network January 2009 - July 2009
Innovative Mortgage Group January 2008 - January 2009
Liberty United Mortgage 2005 - 2007
Skills
Mortgage Lending, Refinance, Loans, Real Estate, Investments, Investment Properties, Time Management, Loan Origination, Investors, Mortgage Banking, Credit, Real Estate Financing, Sales, VA loans, Residential Mortgages, FHA financing, Commercial Mortgages, Real Estate Economics, FHA
Education
Messiah College 1997 — 2001
Finance, Accounting and Finance
Way of Faith Academy 1993 — 1997
General, High School
U.S. Bank April 2015 - Present
Carrington Mortgage Services December 2012 - May 2013
U.S. Bank 2013 - 2013
Skills
Collections, Mortgage Servicing, Customer Service, Customer Retention, Accounts Receivable, Microsoft Office, AS400 system, Time Management, Call Centers
Education
Colorado State University-Global Campus 2014 — 2016
Management Information Systems, General
Camden Property Trust June 2013 - Present
Carrington Mortgage Services January 2013 - Present
Archstone January 2011 - September 2012
Skills
Bilingual-English/Spanis..., Customer Oriented, Work Well Independently, Multi-line Phone, Microsoft Word, Microsoft Excel, Microsoft Office, HP, Apple, Friendly Personality, Team-oriented, Efficiency, Sales, Flexible to Change, Communication Skills, Learning Quickly, Appointment Scheduling, Organization
Education
Fullerton College 2005 — 2006
Katella High School 2001 — 2005
High School Diploma
Trustee Corps July 2013 - Present
U.S. Bank January 2008 - July 2013
Carrington Mortgage Services April 2006 - January 2008
AMC Mortgage Services February 2004 - March 2006
Skills
Foreclosures, Mortgage Lending, Legal Documents
Education
University of Phoenix 2012 — 2015
Bachelor of Science (B.S.), Human Resources Management/Personnel Administration, General
DeVry University 2008 — 2009
Business Administration, Management and Operations
Orange Coast College 1998 — 2003
Associate of Arts (AA), Liberal Arts and Sciences/Liberal Studies
La Quinta High School 1994 — 1998
Diploma, College/University Preparatory and Advanced High School/Secondary Diploma Program
Schiller Law Offices March 2013 - Present
Law Office of Hong-Min Jun May 2013 - August 2013
Court of Appeals of Indiana January 2013 - April 2013
Indiana Prosecuting Attorneys Council January 2013 - March 2013
Indiana University Robert H. McKinney School of Law August 2012 - January 2013
BABSEA CLE 2012 - 2012
Carrington Mortgage Services November 2010 - September 2011
Skills
Legal Research, Westlaw, Research, Legal Advice, Policy Analysis, Government, Legal Writing, Public Policy, Mediation, International Law, Litigation, Criminal Law, Lexis, Immigration Law, Courts, Personal Injury, LexisNexis
Education
Indiana University School of Law—Indianapolis 2011 — 2014
Juris Doctor (J.D.), International Law and Legal Studies
University of Windsor 2007 — 2010
Bachelor of Arts (B.A.), Philosophy and Criminology
Carrington Mortgage Services March 2013 - Present
Randstad May 2012 - Present
First American Title November 2011 - May 2012
Lender Processing Services, Inc. (LPS) November 2009 - January 2011
American Home Mortgage Servicing December 2007 - November 2009
Scantron February 2007 - January 2008
NRPI July 2006 - January 2007
JPMorgan Chase 1999 - 2007
PT Sisindosat Lintasbuana (Indonesian Satellite (INDOSAT) affiliation) 1994 - 1998
PT HM Sampoerna Tbk 1989 - 1992
Skills
Microsoft Office, MAS 500, AS 400, File Management, Editing, GL, Microsoft Mail, Financial Analysis, Analysis, MAS500, Outlook, Mortgage Lending, Invoicing, Finance, QuickBooks, Software Documentation
Education
Devry University-Keller Graduate School of Management 2009 — 2010
MBA, Keller; Finance and Accounting
DeVry University 2007 — 2008
BS, Technical; Management & Accounting
Carrington Mortgage Services April 2012 - Present
Irvine Company- Resort Properties November 2010 - February 2012
NAMM California August 2007 - December 2010
Deloitte and Touche June 2007 - August 2007
New Century Mortgage Corp 2002 - 2007
Skills
Technical Support, Active Directory, Disaster Recovery, Citrix, Windows Server, Windows 7, Troubleshooting, Operating Systems, Windows, Networking, VoIP, Hardware, IT Strategy, XP, Help Desk Support, VPN, VMware, ITIL, System Administration
Education
Fullerton College 2001 — 2002
General Studies
American Financial Network September 2015 - Present
Embrace Home Loans April 2014 - March 2015
Carrington Mortgage Services January 2011 - March 2014
Ameriquest Mortgage Company January 2001 - July 2006
Skills
Credit, Mortgage Banking, Finance, USDA, Training, Loan Origination, Residential Mortgages, Refinance, Referrals, REO, Leadership, Loss Mitigation, FHA financing, Underwriting, VA loans, Short Sales, Credit Analysis, Funding, Investors, Investments, Investment Properties, Real Estate, Certified Mortgage..., Foreclosures, Mortgage Lending, Sales Management, Selling, First Time Home Buyers, Residential Homes, Management, Sales, Mortgage Industry, Conforming, Conventional, VA, Jumbo Mortgage
Education
Florida State University - College of Business 1995 — 1999
Bachelor of Science (BS), Marketing
Realty One Group Southwest June 2014 - Present
Directors Financial Group 2013 - Present
Carrington Mortgage Services 2013 - 2013
Loan Depot 2010 - 2011
Skills
FHA, Conventional, Mortgage Industry, Mortgage, Loans, Credit, Underwriting, Real Estate, VA, Licensing, Mortgage Lending, Refinance, USDA, First Time Home Buyers, Banking, VA loans, Reverse Mortgages, Purchase, Mortgage Planning, Mortgage Banking, Conforming, Home, Residential Mortgages, Investment Properties, Negotiation, FHA financing, Residential, Construction Loans, Customer Service, Loan Structuring, Non-Conforming, Loan Origination, Compliance, First Time Buyers, Customer Relations, Investors, Commercial Mortgages, Government Loans, HUD, Rates, Investments, Second Homes, Referrals, Problem Solving, Debt Consolidation, Money, Short Sales, Foreclosures, Condos, Options
Education
Univeristy of California Riverside 1997 — 1999
Bachelor of Science, Business Administration
Glendale Community College 1993 — 1997
Associate of Arts (AA), Business Administration
Mountain West Financial, Inc. October 2014 - Present
Guild Mortgage January 2014 - September 2014
Carrington Mortgage Services October 2011 - December 2013
Mortgage Broker September 2008 - October 2011
Countrywide Home Loans July 2001 - September 2008
Household Finance August 1996 - July 2001
Skills
Refinance, Mortgage Lending, Mortgage Banking, Loans, Banking, FHA, Residential Mortgages, Credit, Loan Origination, VA loans, USDA, Reverse Mortgages, FHA financing, Underwriting, Certified Mortgage..., Construction Loans, FHA Financing, VA Loans
Education
California State University-Long Beach
Victor Valley College
Old Republic Servicing Solutions October 2012 - Present
Greenlight Financial December 2011 - February 2012
Carrington Mortgage Services December 2007 - May 2011
Peoples Choice Home Loans January 2004 - March 2007
Option One Mortgage February 1993 - June 2003
Skills
Mortgage Banking, Mortgage Lending, FHA, Refinance, Appraisals, Real Estate, REO, Vendor Management, Risk Management, Loans, Loan Origination, Due Diligence, Management, Loss Mitigation, Training, Valuation
Education
Cypress College
Trainee License
Carrington Mortgage Services August 2011 - January 2014
The Hasty Mortgage Corp January 1998 - October 2010
Addision Mortgage Group June 1996 - December 1998
Skills
Mortgage Lending, Loan Origination, Mortgage Banking, Residential Mortgages, Refinance, Loans, Team Building, Investors, Sales
Education
Florida Atlantic University 1982 — 1985
Bachelor's degree, Business Administration and Management, General
Carrington Mortgage Services August 2012 - Present
Citi July 2010 - July 2012
Citi June 2004 - June 2010
Skills
Team Building, Mentoring, Building Relationships, Job Coaching, Business Strategy, Business Analysis, Business Process..., Sales, Sales Management, Sales Presentations, Preparedness, Program Management, Management, Time Management, Organization, Sales Effectiveness, Efficiency, Goal Oriented, Goal Setting, Goal Analysis, Exceed Sales Goals, Recruiting, Innovation, Business Intelligence, Internal Controls, Internal Audit, Office Management, Problem Solving, Strategic Planning, Customer Service, Financial Risk, Fitness, Leadership, Credit, Negotiation, Nutrition, Microsoft Office, Presentations, Preparation, Microsoft Excel, Microsoft Word, Mortgage Banking, Loans, Consumer Lending, Loan Origination, Mortgage Lending, FHA, Foreclosures, Refinance, USDA
Education
College of Our Lady of the Elms 1999 — 2003
Bachelor's degree, Marketing/Business
Ludlow Senior High School 1995 — 1999
Carrington Mortgage Services December 2012 - Present
TD Bank January 2012 - February 2013
Bank of America March 2010 - January 2012
GMAC Mortgage August 1999 - March 2010
Education
Manchester Community College
Mountain West Financial, Inc. March 2014 - Present
Carrington Mortgage Services 2011 - 2014
Eagle Home Mortgage 2009 - 2011
GMAC ResCap 2007 - 2008
R-Mac & Associates 2000 - 2006
American Express 1988 - 2000
Skills
VA, Mortgage Lending, Conventional, Mortgage, Loans, First Time Home Buyers, USDA, Purchase, Real Estate, Credit, Conforming, Loan Origination, Investment Properties, Referrals, Foreclosures, FHA, Mortgage Industry, REO, Non-Conforming, Commercial Mortgages, Short Sales, Real Estate Economics, Refinance, Relocation, Sellers, Real Estate Transactions, Residential Homes, Investments, Loan Servicing, Home Equity Loans, Commercial Lending
Education
Handelsschule KV Thun, Switzerland
Associate of Arts (AA), Business Administration
Diablo Valley College 1990 — 1993
Continued Education Courses, Business/Commerce, General, Real Estate Finance
Private Travel School, in Walnut Creek , CA. 1988 — 1988
Certificate, Tourism and Travel Services Management
Carrington Mortgage Services 2013 - Present
PMAC Lending Services 2011 - 2013
San Francisco Chamber Orchestra 2009 - 2011
Wells Fargo 2008 - 2011
Lehman Brothers 2007 - 2008
Fremont Investment & Loan 2001 - 2007
The Associates / Citigroup 1994 - 2001
United States Air Force 1985 - 2000
Transamerica Financial Services 1990 - 1994
Skills
Loans, Underwriting, Mortgage Lending, Mortgage Banking, Credit, Loss Mitigation, Process Improvement, Finance, Residential Mortgages, Credit Analysis, Strategy, FHA, Banking, Mortgage Underwriting, Leadership, Risk Management, Loan Origination, Team Building, Management, Refinance, Strategic Planning, Sales, Financial Services, Commercial Lending, Consumer Lending, Negotiation, Executive Management, Investments, Loan Servicing, USDA, Portfolio Management, VA loans, Commercial Mortgages, Marketing, FHA financing, Real Estate Financing, Small Business Lending, Real Estate, FHA Financing
Education
St. Mary's College of California
Master of Business Administration (M.B.A.)
Chapman University
Bachelor's Degree, Organizational Leadership
University of North Carolina at Chapel Hill - Kenan-Flagler Business School
Management Certification, American Financial Services Association
Carrington Mortgage Services February 2014 - Present
Prospect Mortgage, LLC January 2013 - November 2013
loanDepot May 2011 - August 2012
New American Funding March 2010 - May 2011
Ameripath Mortgage 2006 - 2008
Skills
FHA, New Business Development, Investment Properties, Coaching, Selling, Sales Management, Mortgage Lending, Mortgage Banking, Refinance, Residential Mortgages, Negotiation, Mortgage Marketing, Credit, Loans, VA loans, Underwriting, Management, Government Loans, Sales, Real Estate, Marketing, HomePath, Finance, Real Estate Financing, FHA financing, Banking, Loan Origination, Loan Servicing, USDA, Investments, Certified Mortgage..., Customer Service, Mortgage Underwriting, Construction Loans, Home Equity Loans, Reverse Mortgages, Home Equity Lines of..., Mortgage Servicing, Loss Mitigation, Non-Conforming, Credit Analysis, Commercial Mortgages, Debt Consolidation, Loan Modifications, First Time Home Buyers, Rates, Funding, HUD, Real Estate Economics, Commercial Lending
Education
Chapman University 2005 — 2006
Bachelors, Organizational Leadership
Boca Raton High school 1996 — 1998
High School Diploma, General Education
Adesa Corporate September 2015 - Present
AnnieMac Home Mortgage August 2014 - August 2015
Fairway Independent Mortgage Corporation July 2012 - July 2014
Carrington Mortgage Services June 2008 - July 2012
Skills
Financial Analysis, Loan Servicing, Loan Modifications, Government Loans, Mortgage Banking, Residential Mortgages, Mortgage Servicing, Finance, Strategic Financial..., Real Estate Financing, Real Estate, Investment Properties, Property Management, Loss Mitigation, Loans, Loan Origination, Credit, Customer Service, First Time Home Buyers, FHA, Sales, Refinance
Education
Indiana State University
Business Administration and Management, General
Carrington Mortgage Services February 2013 - Present
Diverse Staffing January 2012 - January 2013
W.R Clouse and Associates a division of Shelby County Bank May 2011 - January 2012
Stonegate Mortgage Corporation November 2009 - May 2011
Skills
Recruiting, Technical Recruiting, Staffing Services, Talent Acquisition, Temporary Placement, Applicant Tracking..., Human Resources, Technical Maintenance, Onboarding, Temporary Staffing, College Recruiting
Education
Ball State University
Bachelor of Science (BS)
Carrington Mortgage Services July 2012 - Present
Carrington Mortgage Services, Mortgage Lending Division July 2012 - Present
One Main Financial 1997 - 2012
Skills
Manager of Managers, District Sales..., Communication Skills, Mortgage Lending, Consumer Lending, Collections, Loss Mitigation, Leadership, Cross Selling, Refinance, Mortgage Underwriting, FHA financing, Management, Credit, Mortgage Banking, USDA, Finance, Banking, Loans, Sales, Loan Servicing, Financial Analysis, Credit Analysis, Human Resources, Financial Services, VA loans, Residential Mortgages, Reverse Mortgages, Real Estate, Business Development, Portfolio Management, Sales Management, Recruiting, Loan Origination, FHA
Education
Lyndon State College 1992 — 1996
Bachelor's degree, Communication and Media Studies
loanDepot LLC April 2015 - Present
Carrington Holding Company, LLC April 2014 - Present
Carrington Mortgage Services December 2012 - April 2014
Carrington Mortgage Services May 2012 - November 2012
First American Financial Corporation November 2008 - May 2012
Pomecs Financial Services December 2005 - October 2007
Skills
Microsoft Excel, Outlook, Calyx Point, Microsoft Word, PowerPoint, Equator, Res.net, Mortgage Lending, Loan Origination, Loan Modifications, Mortgage Underwriting, Residential Mortgages, Economics, Small Business, FHA, Credit Analysis, Notary Public, Real Estate Sales..., Team Building, Negotiation, Real Estate, Default, Refinance, REO, Loans, Asset Management
Education
California State University-Long Beach 2005 — 2008
Bachelor of Arts (B.A.), Business Economics
Saddleback College
loanDepot July 2012 - Present
Carrington Mortgage Services May 2012 - July 2012
Kondaur Capital Corporation 2009 - 2011
Citi Residential Lending May 2004 - February 2009
Wells Fargo Home Mortgage January 2001 - January 2004
Wells Fargo Home Mortgage January 2001 - January 2003
Skills
Computer Literate, Loan Servicing, Customer Service, Mortgage Servicing..., Policy & Procedure..., Loan Boarding, Servicing Transfer..., Data Analysis, Servicing System..., Process Auditing, Managerial Backup, Auditing, Policy, Loans, Microsoft Excel, Access, Loss Mitigation, Mortgage Servicing, Mortgage Banking, Credit, Asset Management, Mortgage Lending, Loan Modifications, Residential Mortgages
Education
Crafton Hills College 1995 — 1996
Fire Science
Riverside City College
General Education
Florida Community Bank August 2014 - Present
Carrington Mortgage Services March 2014 - August 2014
SunTrust Mortgage July 1996 - November 2013
Skills
Mortgage Banking, Mortgage Lending, Loans, Credit, FHA, Refinance, Credit Analysis, Residential Mortgages, Banking, USDA, VA loans, Underwriting, SAR, FHA DE underwriter, Quality Control, Loan Origination, FHA financing, Construction Loans
Education
Indiana University-Southeast
Bachelor's degree
Taylor University
Echo Media Group March 2015 - Present
OC Weekly January 2011 - Present
Roni Hicks & Associates December 2013 - February 2015
The Orange County Register November 2012 - December 2013
Carrington Mortgage Services September 2012 - December 2012
Orange County Register January 2012 - May 2012
Chapman University Strategic Marketing and Communications July 2011 - May 2012
The Panther Newspaper September 2010 - January 2012
The Orange County Register August 2011 - December 2011
Chapman University Financial Services March 2009 - January 2011
Skills
Journalism, Photojournalism, Photo Editing, Videography, Social Networking, AP Style, Spanish, Image Editing, Advertising, Marketing Communications, Web Design, Magazines, Storytelling, Press Releases, Social Media, Photoshop, Newspapers, InDesign, Facebook, Social Media Marketing, Photography
Education
Chapman University 2008 — 2012
Bachelor of Arts (B.A.), English/Journalism
Servite High School 2004 — 2008
Seeking a new career opportunity August 2013 - Present
Carrington Mortgage Services May 2012 - August 2013
Promontory Risk Review/Temporary though Ranstad September 2011 - May 2012
US BANK/Temporary through Account Temps July 2011 - August 2011
Bank of America/Temporary Assignment September 2010 - January 2011
Fieldstone Mortgage Company October 2002 - August 2010
Bank of America March 2001 - October 2002
Quality Mortgage May 1995 - April 2000
General American May 1994 - May 1995
Equity Bancorp June 1993 - May 1994
Skills
Loan Origination, Mortgage Lending, Underwriting, Credit, Due Diligence, Risk Management, Real Estate, Mortgage Banking, Loans, Portfolio Management, Commercial Lending, Finance, Financial Risk, Mortgage Underwriting, Real Estate Financing, Insurance, FHA, Residential Mortgages, Banking, Funding, FHA financing, Commercial Mortgages, Refinance, Real Estate Economics, USDA, Investment Properties, Investors, VA loans, Mortgage Servicing, Credit Analysis, Loss Mitigation, Loan Servicing, Loan Modifications, Construction Loans, Reverse Mortgages, Government Loans, Certified Mortgage..., HAMP, Non-Conforming, Home Equity Loans, Home Equity Lines of..., Mortgage Marketing, Consumer Lending, Secondary Market, FNMA
Education
California State Polytechnic University-Pomona 1982 — 1986
BS, Communication Arts/Journalism/Public Relations
Saddleback College 1978 — 1980
AA, Architecture/Construction Management
foothill high school
loanDepot LLC April 2015 - Present
Guild Mortgage Company November 2013 - February 2015
Stearns Lending August 2012 - November 2013
Carrington Mortgage Services November 2011 - August 2012
Icon Residential Lenders November 2010 - November 2011
Oxford Capital November 2009 - November 2010
The Impac Companies February 1994 - September 2009
Skills
Loan Servicing, Pricing, FHA, Mortgage Lending, Residential Mortgages, Loan Origination, Real Estate Economics, Commercial Mortgages, Secondary Market, Loss Mitigation, Rate Sheets, Structuring, Reporting/Analysis, Capital Markets, Hedging, Trading, Bond Market, Margin Control, Database Management, Product Development, Scratch & Dent, Trending, Pooling, Financial Structuring, Bond Markets, Secondary Mortgage..., Agency MBS, Pedagogy, Investment Properties, Mortgage Underwriting, Mortgage Banking, FHA financing, Real Estate Financing, Database Admin, Reverse Mortgages, Due Diligence, Loans, Mortgage Servicing, VA loans, Banking, Securitization, Investments, Finance, Refinance, USDA, Commercial Lending, Credit, Funding, Investors, Commercial Real Estate
Education
California State University-Long Beach 1992 — 2002
Political Science
Newport Harbor HS
Carrington Mortgage Services March 2013 - Present
Bank of America February 2012 - March 2013
Bank of America May 2005 - February 2012
Bank of America April 2010 - June 2011
Skills
Mortgage Lending, Loans, Credit, Management, Refinance, Mortgage Underwriting, Mortgage Banking, Microsoft Excel, Customer Service, Microsoft Office, Credit Analysis, Consumer Lending, Banking, Credit Risk, Mortgage Servicing, FHA, Loan Origination, Underwriting, Residential Mortgages, FHA financing, Home Equity Lines of..., Government Loans, Home Equity Loans, Lines Of Credit, FNMA, Home Equity, FHLMC, HomePath, FHA Financing
Education
Heidelberg College 1997 — 1998
Tunxis Community College
Carrington Mortgage Services October 2011 - Present
Ryder Logistics / Allison Transmissions August 2010 - November 2010
Homemaker November 2008 - July 2010
Indiana Wesleyan University September 2008 - October 2008
Andy Mohr Buick May 2008 - August 2008
Mergis Group October 2007 - December 2007
Final Destination Construction October 2001 - August 2007
Dearborn Mid-West Conveyor Co. June 1993 - September 2001
Skills
Microsoft Office 2007, AutoCAD, AS400, Photoshop, Administrative..., PowerPoint, Telephone Skills, Illustrator, Microsoft Office, Microsoft Excel, Invoicing, InDesign, Account Reconciliation, Software Documentation
Education
Ivy Tech Community College 2011 — 2014
AAS, Visual Communications
Mountain West Financial, Inc. December 2013 - Present
Carrington Mortgage Services April 2012 - December 2013
Pacific Funding Mortgage Division January 2010 - April 2012
YMCA 2011 - 2012
BowHaus Inc. May 2009 - January 2010
Skills
Technical Writing, Speech Writing, Creative Writing, Customer Service, Analytical Skills, Team-oriented, Independent Thinking, Public Speaking, Microsoft Office, Fitness, Mortgage Lending, Communication, Marketing, Reading, Hatha Yoga, Long Distance Running, Event Planning, Training, FHA, Loan Origination, Refinance, Loans, PowerPoint, Mortgage Underwriting, Residential Mortgages, Mortgage Banking, Real Estate, Finance, Government Loans, Loss Mitigation, Mortgage Servicing, Consumer Lending, Wholesale Lending, Home Equity Loans, Loan Officers
Education
CSUN 2010 — 2013
Master's degree; Graduated with Honors, English Language and Literature, General
UCLA 2007 — 2009
Bachelor's degree; Graduated with Honors, American Literature (United States)
Independent January 2011 - Present
MedTech Review, LLC May 2014 - December 2014
SensorexUSA July 2012 - November 2014
Carrington Mortgage Services August 2013 - April 2014
Transit Air Cargo November 2012 - July 2013
SensorexUSA January 2011 - March 2012
Skills
SEO, Microsoft Office, Microsoft Excel, Microsoft Word, Technical Writing, Writing, Link Building, Email Marketing, Illustrator, Photoshop, InDesign, Press Releases, Marketing, Newsletters, Graphic Design, Social Networking, Editing, Social Media
Education
California State University-Fullerton 2008 — 2012
Bachelor's degree, English Language and Literature/Letters
Carrington Mortgage Services April 2012 - Present
Atlantic & Pacific Real Estate December 2011 - March 2012
Indymac Commercial Lending Corporation September 2007 - August 2008
GreenPoint Mortgage Funding Inc August 2002 - June 2007
Bank of America Mortgage April 2001 - August 2002
Disneyland February 1996 - April 2001
Discovery Zone August 1994 - February 1996
Skills
Excel, Credit, Loans, Funding, Customer Service, Outlook, Audit, mail processing
Education
Fullerton College 2003 — 2006
Goldenwest College 1995 — 1997
Portable Church Industries January 2014 - Present
LifePoint Church January 2011 - January 2014
FBC Mortgage LLC January 2013 - June 2013
Carrington Mortgage Services August 2011 - December 2012
Federal Financial Group October 2008 - December 2012
Macquarie Mortgages USA 2004 - 2008
Wachovia 2001 - 2003
Skills
Finance, Funding, Portable Displays, Sales, Customer Service, Strategic Planning, Team Building, Investments, Credit, Management
Education
Bob Jones University 1987 — 1991
Bachelor of Science, Financial Management
Carrington Mortgage Services September 2013 - Present
Apria Healthcare December 2012 - September 2013
Apria Healthcare 2012 - 2012
Dell Services December 2009 - November 2010
Granite Investment Group August 2008 - October 2008
Ameriquest Mortgage Company May 2005 - August 2008
Vacation Resorts International March 1998 - May 2005
Skills
Billing, Accounts Payable, Excel, PeopleSoft, Accounting, Quickbooks, Spreadsheets, Balance, Word, Accounts Receivable, Microsoft Office, Outlook, Lotus Notes, Reconciliation, Problem Solving, Customer Relations, Documentation, Customer Service, Invoicing, Audit, Data Entry, Auditing, SharePoint, PowerPoint, Budgeting, Administration, Change Management, General Ledger, Inventory Management, Windows, Team Building, QuickBooks, Management, Microsoft Excel
Education
LA Trade Technical College Business Administration
LA Trade Technical College 1985 — 1987
N/A, Business Administration
Irvine Valley College
Basic Accounting
Carrington Mortgage Services November 2013 - Present
Ally Financial Inc. October 2012 - April 2013
Beal Bank September 2011 - August 2012
Mario Fegan Insurance Agency December 2009 - September 2011
Impac Funding Corporation June 1998 - October 2008
Impac Mortgage Holdings 1998 - 2008
Indymac Bank May 1995 - June 1998
Countrywide Home Loans September 1987 - May 1995
Countrywide Funding Corporation September 1987 - May 1995
Skills
Mortgage Servicing, Loan Servicing, Project Planning, Microsoft Office, Business Analysis, Investor Reporting, LPS, Management, Department Management, SBO 2000 software expert, Mortgage Servicing..., Cash Management, Account Reconciliation, Project Management, Vendor Management, Mortgage Banking, CaliberRM, Troubleshooting, Loan Origination, Banking, Risk Management, Analysis, Portfolio Management, Mortgage Lending, VA loans, Residential Mortgages, Leadership, Loss Mitigation, Software Documentation, FHA, Commercial Mortgages, Finance, Credit, USDA, Commercial Lending, Credit Analysis, Underwriting, Financial Services, Mortgage Underwriting, Refinance, Credit Risk, FHA financing, Financial Structuring, Real Estate Financing
Education
University of California, Irvine 2008 — 2009
Project Management Certificate, Project Management Professional
California State University-Fullerton 1981 — 1987
Associates Mortgage May 2012 - Present
Independent Life & Health Agent January 2008 - Present
Carrington Mortgage Services January 2010 - December 2011
CMS (Carringtom Mortgage Services) November 2010 - January 2011
Real Estate First, Inc 2010 - November 2010
Accredited June 2007 - October 2008
Fremont Investment and Loan December 2002 - May 2007
Greenlee Textron March 2001 - December 2002
Arbon Equipment Corporation September 1996 - May 2000
Rite-Hite March 1996 - August 1996
Skills
Mortgage Lending, FHA, Mortgage Banking, Loan Origination, Loans, Refinance, USDA, Underwriting, Credit, Residential Mortgages, Reverse Mortgages, Real Estate, REO, VA loans, Mortgage Marketing, Short Sales, Investment Properties, Mortgage Servicing, Banking, Referrals, FHA financing, Finance, Selling, Real Estate Transactions, Sellers, Real Estate Financing, Sales, Mortgage Underwriting, First Time Home Buyers, Certified Mortgage..., Loss Mitigation, Government Loans, Real Estate Economics, Construction Loans, Loan Servicing, Foreclosures, Investors, HUD, Credit Analysis, Funding, Commercial Lending, Home Equity Loans, Commercial Mortgages, Home Equity Lines of..., Rates, Single Family Homes, Consumer Lending, Financial Structuring, Investments, Cold Calling
Education
University of Southern California - Marshall School of Business 1994 — 1996
BS, Business
Fullerton College 1991 — 1994
JWILLIAMS STAFFING November 2013 - Present
PINNACLE MORTGAGE GROUP February 2012 - June 2013
CARRINGTON MORTGAGE SERVICES April 2011 - January 2012
CALIFORNIA COASTAL LOANS August 2008 - August 2010
WENTWORTH GALLERY September 2008 - March 2009
UNITED AMERICAN MORTGAGE CORPORATION January 2002 - August 2008
DOT HILL SYSTEMS August 1998 - May 2001
Skills
Loans, Mortgage Lending, FHA, Refinance, VA loans, Mortgage Banking, Selling, Sales, Government Loans, Mortgage Underwriting, Underwriting, Sellers, Referrals, Residential Mortgages, Credit, REO, Loan Origination, USDA, FHA financing, First Time Home Buyers, Certified Mortgage..., Reverse Mortgages, Real Estate Financing, Investment Properties, Non-Conforming, Mortgage Servicing, Investors, Construction Loans, Mortgage, CA REAL ESTATE LICENSE...
Education
American River College
A.A, MANAGEMENT / BUSINESS
Indiana University - South Bend
Stearns Lending November 2010 - Present
Various Clients January 2007 - October 2010
Carrington Mortgage Services March 2007 - December 2007
Various Clients January 2005 - February 2007
Ameriquest Mortgage Company May 2002 - December 2004
Various Clients 1997 - 2002
Premier Homes 1992 - 1997
Pacesetter Homes 1986 - 1991
Skills
Financial Modeling, Managerial Finance, Forecasting, Analytics, Business Process..., Mortgage Banking, Business Analysis, Cognos, Business Intelligence, Microsoft Excel, Finance, Financial Analysis, Loan Origination, Loans, Analysis, Accounting, Financial Planning, Budgets, Cash Flow, Auditing, Financial Reporting, Strategic Financial...
Education
CPA at Price Waterhouse (inactive)
California State University-Long Beach
Bachelor of Science, Business (Accounting)
Community Health Network January 2015 - Present
Carrington Mortgage Services February 2013 - May 2013
AMC Theatres January 2011 - February 2013
Skills
Customer Service, EMR Training, Public Speaking, OnSite Support, Technical Writing, Microsoft Office, Leadership
Education
Indiana University Bloomington 2006 — 2010
BA, History and Political Science
W.J.Bradley Mortgage Capital LLC November 2013 - Present
Carrington Mortgage Services May 2013 - November 2013
Wells Fargo Home Mortgage March 2012 - April 2013
U.S. Army 1998 - 2002
Skills
Microsoft Office, Microsoft Excel, Microsoft Word, Customer Service, PowerPoint, English, Windows, Research, Outlook, Teaching, Public Speaking, Loans, Purchase Financing, Mortgage Lending, Refinance, VA Loans, Real Estate, Mortgage Banking, FHA, First Time Home Buyers, Investment Properties, Loan Origination, Residential Mortgages, USDA
Education
Cal State San Bernardino 2003 — 2005
Bachelor of Arts (B.A.), Mathematics
Carrington Mortgage Services September 2013 - Present
Cadillac Jack February 2011 - July 2013
Cadillac Jack July 2007 - February 2011
Cadillac Jack October 2006 - July 2007
Henry Lee Law Corp. May 2006 - September 2006
Skills
Fluent in Korean and..., Casino, Gaming Industry, Customer Service, Accounting, Gaming
Education
University of California, Riverside
Bachelor of Arts in Sociology, Sociology
Emory University
Paralegal Certificate, Law
Loan Servicing September 2013 - Present
Wells Fargo Home Mortgage December 2012 - September 2013
Robert Half International/Accountemps January 2012 - October 2012
Staffmark May 2011 - January 2012
Carrington Mortgage Services July 2007 - December 2010
New Century Mortgage November 1997 - July 2007
New Century Mortgage November 1997 - June 2007
New Century Mortgage November 1997 - June 2007
New Century Mortgage November 1997 - June 2007
Imperial Credit Industries September 1995 - January 1997
Skills
Mortgage Servicing, Loan Servicing, Customer Service, Quality Assurance, Quality Auditing, Quality Control, Loss Mitigation, Commitment to Customer..., Investor Reporting, Due Diligence, FHA, Secondary Market, Real Estate, Credit, Residential Mortgages, REO, Banking, Commercial Mortgages, Team Building, Microsoft Excel, Mortgage Lending, Credit Risk, Loan Origination, Risk Management, HAMP, Leadership, Loans, Management, Foreclosures, Mortgage Underwriting, Real Estate Financing, Default, Sales, Commercial Lending, Access, Underwriting, Credit Analysis, VA loans, Call Centers, Loan Modifications, Process Improvement, Training, Funding, Refinance, Mortgage Banking, Asset Management, USDA, Executive Management, Microsoft Office, Recruiting
Education
Golden West College 1989 — 1991
Recording Arts Technology/Technician
Bolsa Grande High School 1986 — 1989
Diploma, General Education
Carrington Mortgage Services 2013 - Present
TV MUSICA MAGAZINE 2004 - October 2013
Telemundo August 2009 - October 2010
Univision May 2001 - March 2004
Univision April 1994 - March 2001
Skills
Television, Radio Broadcasting, Entertainment, Editorial, Marketing, Magazines, Advertising, Public Relations, New Media, Storytelling, Social Networking, Video Production, Social Media Marketing, Digital Media, Social Media
Education
California State University-Fresno 1993 — 1995
Bachelor of Arts (B.A.), Mass Communication/Media Studies, 3.8
Fort Peck Tribes December 2013 - Present
Carrington Mortgage Services August 2013 - Present
CapFund Financial November 2013 - March 2014
Alive Again Homeless Rescue October 2013 - December 2013
Broadview Mortgage May 2012 - August 2013
American Advisors Group November 2011 - June 2012
Fort Peck Tribes February 2008 - October 2011
Brockton School District October 2010 - June 2011
Skills
FHA, Mortgage Lending, Loan Origination, Reverse Mortgages, Mortgage Banking, Loans, Residential Mortgages, VA loans, FHA financing, Real Estate, Credit, Banking, Underwriting, Finance, Refinance, USDA, First Time Home Buyers, Investment Properties, Move Up Buyers, Real Estate Financing, Buyers, HUD, REO, Referrals
Education
Cal State Fullerton 1994 — 1995
Biology
Orange High School 1991 — 1994
Carrington Mortgage Services October 2011 - Present
Signature Home Loans, LLC March 2005 - January 2010
Education
Frostburg State University 1982 — 1984
B.S., Business/Finance
Carrington Mortgage Services August 2013 - Present
Lakeside Living, LLC October 2009 - Present
Field Asset Services June 2009 - September 2011
REO World March 2008 - June 2009
Wyeth Pharmaceuticals 1997 - 2000
Skills
Real Estate Investor, REO, Microsoft Excel, Portfolio Management, Market Research, Selling, Investments, Financial Statement..., Residential Homes, Real Estate, Property, Foreclosures, Rentals, Investment Properties, Management
Education
Florida State University - College of Business 2001 — 2002
MBA
Bloomsburg University of Pennsylvania 1992 — 1996
BS, Biology
Carrington Mortgage Services October 2011 - Present
Forestlawn Memorial Parks September 2010 - December 2011
Coldwell Banker Prime Properties September 2009 - March 2011
Countrywide - Bank of America April 2009 - September 2009
Realty New Visions, Inc August 2008 - March 2009
Home Loans Unlimited April 2007 - July 2008
Interbay Funding February 2007 - December 2007
Citifinancial August 2006 - February 2007
Remington Mortgage March 2005 - July 2006
US Mortgage Capital, Inc August 2004 - March 2005
Education
Glendale Career College
Los Angeles City College
Los Angeles Pierce College
Vocational
Vocational
GENPACT April 2015 - Present
American Advisors Group November 2013 - Present
Greenlight Loans August 2013 - November 2013
Greenlight Financial Services September 2012 - July 2013
Icon Residential Lenders September 2010 - 2011
Adoption Network Law Center June 2010 - September 2010
Wells Fargo September 2009 - July 2010
Wells Fargo Home Mortgage March 2009 - July 2009
Carrington Mortgage Services July 2008 - February 2009
H&R Block Mortgage February 2000 - November 2007
Skills
Account Management, Management, Underwriting, Credit, Mortgage Lending, Credit Analysis, Loans, Customer Service, Training, Leadership, Analysis, Sales
Education
Golden West College 1993 — 2008
Accounting
City of Los Angeles Redevelopment March 2011 - Present
Westom Credit Union December 2009 - April 2011
City of Santa Ana August 2009 - November 2009
Carrington Mortgage Services July 2008 - August 2009
Carrington Mortgage Services (13 mos July 2008 - August 2009
Citi Residential Lending, Inc June 1998 - June 2008
Citi Residential Lending, Inc June 1998 - June 2008
Citi Residential Lending April 2002 - October 2004
Coors Distributing Co September 1997 - June 1998
Volt Information Services September 1997 - June 1998
Skills
Account Reconciliation, Financial Analysis
Education
California State University-Fullerton, Mihaylo College of Business and Economics 2006 — 2009
California State University Accounting Society
Carrington Mortgage Services January 2015 - Present
McCue Mortgage 2002 - January 2015
Society for Savings 1980 - 1990
Society for Savings 1980 - 1990
Skills
Mortgage Lending, Loan Origination, Mortgage, Refinance, FHA
Education
Wethersfield High School 1976 — 1979
Manchester Community College
Business
Carrington Mortgage Services June 2013 - Present
CarDon and Associates March 2012 - March 2013
American Senior Communities June 2011 - March 2012
Sprint September 2009 - May 2011
Skills
Customer Relations, Cold Calling, Customer Service, Supervisory Skills, Documentation, Long Term Care, Marketing Communications, Sales, Building Relationships, Problem Solving, Social Services, Marketing, Long-term Care, Geriatric Rehabilitation, Healthcare, Medicare, Medicaid, EMR, Salesforce.com, PowerPoint, Time Management, Microsoft Office, Sales Presentations, Direct Sales, Elder Care, Healthcare Management, Budgets, Managed Care
Education
University of Phoenix 2009 — 2011
Associates, Health Administration
Ball State University 1999 — 2000
Associate's degree
Indiana Real Estate License
Banc of California December 2013 - Present
Carrington Mortgage Holdings February 2011 - December 2013
Tek Systems August 2010 - February 2011
C&R Independent Consultants LLC January 2004 - September 2010
Carrington Mortgage Services 2010 - 2010
Skills
T-SQL, Report Building, Report Writing, Business Intelligence, SSRS, Star Schema, Data Marts, Data Warehouse, Dashboard, SQL Server 2000-2008, SQL Server, VB.NET, Visual Studio, Access, Business Intelligence..., SQL, Dashboards, C#, Databases, Stored Procedures, Application Development, VBA, Relational Databases, Microsoft SQL Server, SQL Server Management..., Virtual Servers, XML, Agile Methodologies, VSS, Data Warehousing, Business Intelligence..., SSIS, ETL, Business Analysis, SQL Tuning, Analysis Services, Data Integration, Database Design, Crystal Reports, Data Modeling, ASP.NET, Visio, SDLC, SharePoint, Web Applications
Education
New Horizons Computer Learning Center 2004 — 2005
n/a, Hardware/Networking
Coleman College 2001 — 2002
Certificate, Computer Information Science
Carrington Mortgage Services March 2013 - Present
JPMorgan Chase May 2011 - May 2013
American Bank January 2009 - May 2011
Skills
Mortgage Banking, Finance, Sales Management, Operations Management, Loan Origination, Credit, Residential Mortgages, Refinance, FHA, Mortgage Lending, Banking, Credit Analysis, FHA Financing, VA Loans
Education
Indiana University Bloomington 1993 — 1998
Bachelor of Business Administration (B.B.A.), Business Administration and Management, General
South Putnam High School 1988 — 1992
Diploma, General Studies
Carrington Mortgage Services February 2014 - Present
Nationstar Mortgage 2011 - 2014
Aurora Bank FSB April 2010 - July 2012
Carrington Mortgage Services May 2009 - April 2010
Skills
Mortgage Banking, Criminal Justice, Sociology, Customer Service, Computer Proficiency, Dependable Team Player, Reliability, Team Leadership, Account Management
Education
Ball State University 2003 — 2008
Bachelor's degree, Criminal Justice/Sociology
Delphi Community High School 1999 — 2003
High School Diploma, General Studies
Carrington Mortgage Services January 2010 - February 2014
CalPortland July 2009 - January 2010
John Laing Homes May 2007 - June 2009
Skills
Microsoft Office, Microsoft Excel, Microsoft Word, Customer Service, PowerPoint, English, Windows, Research, Outlook, Teaching, Photoshop, Public Speaking, Access, Budgets, Financial Analysis
Education
University of Redlands 2013 — 2015
Master of Business Administration (MBA), Finance and Financial Management Services
California State University-San Bernardino 1992 — 1998
Bachelor of Science (BS), Busniess Administration Finance Concentration
Carrington Mortgage Services February 2013 - Present
NMLS # 344557 June 2010 - Present
City 1st Mortgage Services October 2011 - January 2013
JP Morgan Chase September 2009 - April 2010
PNC/National City Mortgage May 2006 - September 2009
JPMorgan Chase August 2004 - December 2006
Wells Fargo April 2002 - September 2004
Aames Home Loan September 1999 - April 2002
CitiMortgage June 1994 - April 1999
Merrill Lynch September 1991 - May 1994
Skills
Loan Origination, FHA, Loans, Mortgage Banking, Mortgage Lending, Refinance, Sales, Finance, Real Estate Financing, Management, Underwriting, Real Estate Transactions, Investment Properties, Single Family Homes, Leadership, Foreclosures, Short Sales, Condos, Customer Service, Residential Mortgages, Referrals, Residential Homes, Banking, FHA financing, Real Estate, Sellers, VA loans, Investors, Credit, REO, HUD, USDA, Networking
Education
Indiana University Bloomington 1986 — 1991
B. A., Economics & Finance
Indiana University Bloomington
Economics
Carrington Mortgage Services July 2013 - Present
Bridgeview Bank Mortgage May 2013 - July 2013
Caliber Funding March 2013 - May 2013
Streamline Financial Group, Inc September 2011 - February 2013
UnitedHealthcare Student Resources August 2008 - August 2010
Mortgage Lenders Network, USA June 2003 - July 2008
Enterprise Rent A Car July 2002 - May 2003
Skills
Reverse Mortgages, Leadership, Public Speaking, Purchase Contracts, Appraisals, NMLS Licensed, Mortgage Lending, Loan Origination, USDA, Sellers, Refinance, VA loans, FHA financing, Loans, Banking, Underwriting, Sales, Referrals, FHA, REO, First Time Home Buyers, Mortgage Banking, Investment Properties, Residential Mortgages, Investments, Short Sales, Investors, Home Equity Lines of..., Real Estate Financing, HUD, Government Loans, Loss Mitigation, Selling, Condos, Commercial Real Estate, Real Estate Transactions, Mortgage Marketing, Real Estate Economics, Home Equity Loans, Real Estate, Certified Mortgage..., Residential Homes, Mortgage Servicing, Construction Loans, Finance, Mortgage Underwriting, Foreclosures, Relocation, New Home Sales, Single Family Homes
Education
Georgia Southern Study Abroad Program Mexico 2002 — 2002
Bachelor of Business Administration (BBA), Sales, Distribution, and Marketing Operations, General
Georgia Southern University 1998 — 2002
BA, Sales and Sales Marketing
TriMark Raygal September 2013 - Present
Irvine Valley College December 2012 - June 2013
UC Irvine 2013 - 2013
Southern Orange County Community College District August 2010 - May 2011
The Identity Group August 2008 - April 2009
New Century Mortgage 2005 - 2009
Carrington Mortgage Services August 2005 - April 2008
Skills
Microsoft Office, Organizing, Access, Documentation, Sustainability, PowerPoint, Outlook, Microsoft Excel, Software Documentation, Microsoft Word, Operations Management, Analysis, Team Building, Visio, Public Speaking, Budgets, Research, Nonprofits, Troubleshooting, Teamwork, Sustainability..., Community Outreach, Leadership, Waste Management, Sustainable Business, Management, Time Management, Recycling, Process Improvement, Environmental Policy, Training, Event Management, Environmental Awareness
Education
Irvine Valley College 2011 — 2013
Certificate of Achievement, Recycling & Resource Management, 4.0
Irvine Valley College 2009 — 2010
Certificate of Achievement, Computer Information Management: Microcomputer Applications
Procure America, Inc. September 2013 - Present
Old Towne Eatery September 2014 - Present
Bikram Yoga Fullerton March 2014 - Present
Carrington Mortgage Services September 2013 - January 2014
Procure America, Inc. February 2011 - August 2013
Savvy Advisors, LLC March 2010 - December 2011
Los Cabos Mexican Restaurant November 2003 - June 2009
Skills
Social Media, Social Media Marketing, Marketing, Event Planning, Strategic Planning, Business Strategy, Microsoft Office, Marketing Strategy, Public Speaking, Sales, Customer Service, Microsoft Excel, Business Development, Leadership Development, Social Networking, Market Research, Entrepreneurship, Project Management, Financial Analysis, Public Relations, New Business Development, Leadership, Account Management, Business Intelligence, Salesforce.com, Business Planning, Management, PowerPoint, Microsoft Word
Education
Chapman University 2005 — 2009
Bachelor of Science, Business Administration with emphases in Finance and Entrepreneurship and a Minor in Economics
VPHS 2001 — 2005
High School Diploma
VPHS
Acre Mortgage & Financial, Inc. April 2013 - Present
Carrington Mortgage Services June 2012 - March 2013
Acre Mortgage & Financial Inc February 2011 - May 2012
Eagle Nationwide Mortgage Company January 2002 - January 2011
Eagle Nationwide Mortgage Company January 2002 - January 2011
Nova Star Home Lending January 1999 - January 2002
Fidelity Mortgage January 1996 - January 1999
ACS Mortgage Services January 1990 - January 1996
United Northern Bank January 1989 - January 1990
Skills
FHA, Residential Homes, Finance, Referrals, Forecasting, Training, Reverse Mortgages, Refinance, Mortgage Banking, Mortgage Lending, Loans, First Time Home Buyers, USDA, VA loans, FHA financing, Residential Mortgages, Loan Origination, Investment Properties, Credit, Mortgage Marketing, Customer Service, Budgets, Sales, Government Loans, Mortgage Underwriting, Certified Mortgage..., Commercial Mortgages, Real Estate Financing, Construction Loans, Underwriting, Credit Analysis, Loss Mitigation, Commercial Lending, Sellers, FHA Financing
Education
Broadcasting Institue of Maryland 2011 — 2012
Diploma
Northeastern University 1989 — 1991
Dutchess College 1985 — 1991
· A.A, Business Administration; Business Administration and Psychology
Dutchess Community College 1985 — 1988
AS, Business, Psychology
Lido Isle Escrow, Inc. 2015 - Present
Shelley Davis Consulting Services September 2013 - Present
Carrington Mortgage Services March 2013 - August 2013
Bank of America/Landsafe National Default February 2011 - January 2013
Bank of America August 2010 - November 2010
Glen Oaks Escrow 2008 - 2010
American Freedom Escrow November 2007 - June 2008
Escrow Edge, Inc. October 2006 - November 2007
Independent Escrow Company(s) 2003 - 2006
Real Estate Agent 1995 - 2005
Skills
Loss Mitigation, Real Estate, REO, Title Insurance, Real Estate Transactions, Mortgage Lending, Escrow, Investment Properties, FHA, Short Sales, Banking, Mortgage Banking, Foreclosures, Finance, Risk Management, Real Estate Financing, Loans, USDA, Underwriting, Customer Service, First Time Home Buyers, Loan Origination, Team Building, Sellers, Mortgage Servicing, Residential Mortgages, Training, Notary Public, Strategic Planning, Credit, Change Management, Investors, Commercial Real Estate, Resellers, Closings, Contract Negotiation, Negotiation, Loan Servicing, Residential Homes, HUD, Mortgage Underwriting, 1031 Exchanges, Default, Compliance, Relocation, Single Family Homes, Loan Modifications, Condos, Core Competences, Funding
Education
California Escrow Training Institute 2003 — 2009
Bachelor of Business Administration (BBA), Business Administration, Management and Operations
California State University-Northridge 1973 — 1978
Bachelor of Science (B.S.), Business Administration, Management and Operations
Hamilton High 1971 — 1973
High School Diploma, General Studies
American Bancshares Mortgage, LLC April 2015 - Present
AnnieMac Home Mortgage September 2014 - September 2014
Carrington Mortgage Services February 2013 - September 2014
Fifth Third Bank June 2012 - January 2013
5th 3rd Bank September 2008 - May 2012
Skills
Management, Strategic Planning, Credit, Loans, Financial Analysis, Business Analysis, Portfolio Management, Project Management, Customer Service, Microsoft Office, Microsoft Excel, Residential Mortgages
Education
Bethel University
Business Administration and Management, General
Metropolitan State University
Business Administration and Management, General
Inland Empire Health Plan May 2015 - Present
LERETA, LLC February 2015 - May 2015
Carrington Holding Company, LLC October 2013 - March 2014
Carrington Mortgage Services December 2012 - May 2013
American Home Mortgage Servicing January 2009 - December 2011
American Home Mortgage Servicing Inc January 2009 - December 2011
American Home Mortgage Servicing Inc January 2009 - December 2011
American Home Mortgage Servicing Inc August 2004 - December 2011
American Home Mortgage Servicing August 2004 - September 2009
SkyWest Airlines August 1997 - June 2003
Skills
Call Centers, Mortgage Lending, Loan Servicing, CRM, Analysis, Portfolio Management, Customer Service, Foreclosures, Negotiation, Credit, Mortgage Banking, Mortgage Servicing, PeopleSoft, Customer Retention, Training, Loss Mitigation, Employee Training, Loans, Call Center, Management, Finance, Sales, Banking, Default, HAMP, LPS, Leadership, Underwriting, Residential Mortgages, Mortgage Underwriting, FHA, Short Sales, Loan Modifications, REO, Refinance, Funding, Loan Origination, Process Improvement, Real Estate, Risk Management, Credit Analysis, Microsoft Office, Microsoft Excel, Financial Services, Team Building, Financial Analysis
Education
California State Dominguez Hills 1994 — 1996
Child Development
California State Dominguez Hill University
Child Development
California State University-Dominguez Hills
Child Development
El Camino COMMUNITY COLLEGE
Motive Lending October 2014 - Present
UFF Lending November 2013 - October 2014
Pacific Trust Mortgage January 2013 - November 2013
Pacific Mercantile Bank April 2011 - January 2013
Carrington Mortgage Services October 2011 - April 2012
Lenox Financial February 2008 - June 2010
Wells Fargo Home Mortgage July 2006 - February 2008
Hispano Home Loans October 1997 - December 2007
Zameena Corp. DBA: Dana Capital December 1998 - June 2001
Skills
Conforming, Fannie Mae..., Mortgage Lending, Credit, FHA, Mortgage Banking, Refinance, Residential Mortgages, Loan Origination, Underwriting, VA loans, Loans, Retail, Wholesale, Investment Properties, First Time Home Buyers, Mortgage Underwriting, VA Loans, Banking, Real Estate, FHA Financing, Credit Analysis, Investors, Sales, USDA, Finance, Management, Credit Risk, Customer Service
Education
Rio Hondo College 2001 — 2005
Associate's Degree, Finance and Financial Management Services
LOS ANGELES POLICE ACADEMY 1998 — 2000
Associate's Degree, Criminal Justice/Police Science
Le Cordon Bleu College of Culinary Arts-Pasadena 2002 — 2004
Baking and Pastry Arts/Baker/Pastry Chef
Carrington Mortgage Services, Mortgage Lending Division March 2015 - Present
Carrington Mortgage Services April 2013 - Present
Carrington Mortgage Services January 2008 - March 2013
HSBC September 2003 - January 2008
Skills
Credit, Consumer Lending, Loans, Mortgage, Mortgage Lending, Management, Refinance, Residential Mortgages, Loan Origination, FHA
Education
Indiana Wesleyan University 1995 — 1997
Associates, Business
Simon Property Group November 2014 - Present
Carrington Mortgage Services, Mortgage Lending Division June 2014 - November 2014
Carrington Mortgage Services February 2013 - June 2014
Nationstar Mortgage March 2008 - February 2013
Preferred Home Health Care Inc. October 2006 - November 2007
Conseco Services February 2004 - September 2005
Feiwell & Hannoy, P.C. November 2001 - November 2003
Marion County Public Defender Agency August 2000 - November 2001
Skills
Legal Research and..., Interviews and..., Criminal Procedures and..., Trial Preparation, Online Research, Dictation, Time Slips, Document Scanning, Microsoft Office Suite, LexisNexis, Notary, Electronic Court Filings, Court Dockets, Collections, Foreclosure, Intellectual Property, Insurance Privacy/HIPPA, Lenstar, LPS/Default Desktop, MSP Fidelity, Doktrak, Foreclosures, Timeslips, Lexis, Trials, Legal Writing, Courts, Scanners, Medical Transcription, Filing, Legal Research, Default, Litigation, Microsoft Office, Legal Documents, Administrative..., Mortgage Lending, FHA, Mortgage Servicing, Loans, Mortgage Banking, VA loans, Refinance, HAMP, LPS, LPS Desktop, Loan Modifications, Underwriting, Loan Servicing, Closings
Education
Everest University-Tampa 2007 — 2010
Bachelors of Science, Paralegal
EVEREST COLLEGE 1996 — 1999
Associate of Applied Science, Paralegal
Mind State Daily October 2014 - Present
The envisage designs September 2014 - Present
NobLE Orij3nz Productions January 1996 - Present
Carrington Mortgage Services March 2012 - July 2015
Option One Mortgage March 2001 - December 2011
Option One Mortgage October 2007 - October 2008
Skills
Supervisory Skills, Project Management, Training & Development, Team Building, Quality Assurance, System Administration, Coaching, Mortgage Servicing, Training, Loan Servicing, Outlook, PeopleSoft, Leadership Development, Microsoft Excel, Public Speaking, Mortgage Banking, Microsoft Office, Call Centers, Access, Negotiation, Customer Service, Call Center, Employee Training, FHA, Loan Origination, Loans, Loss Mitigation, Mortgage Underwriting, Residential Mortgages, Risk Management, Process Improvement, Mortgage Lending, Leadership
Education
Loyola Marymount University 1994 — 1995
RICOM June 2014 - Present
Carrington Mortgage Services November 2013 - June 2014
Wells Fargo January 2013 - November 2013
Shenouda & Associates, LLP October 2007 - December 2012
Skills
Sales Tax, Tax Preparation, General Ledger, Financial Accounting, Auditing, Financial Statements, Tax Returns, QuickBooks, GAAP, Accountants, Tax Accounting, Tax, Financial Reporting, Accounting, Bookkeeping, Lacerte, Journal Entries, Payroll, Income Tax, Account Reconciliation, Corporate Tax, Tax Research, Partnership Taxation, Accounts Payable, Cash Flow, Accounts Receivable, Payroll Taxes, Bank Reconciliation, Financial Analysis, Loans, ADP Payroll, DacEasy, AS400 system, Microsoft Office, Finance, Management, Leadership
Education
California State University-Fullerton 2008 — 2012
Bachelor of Arts (B.A.), Accounting
STATE FARM INSURANCE AND FINANCIAL SERVICES July 2015 - Present
State Farm November 2014 - June 2015
Carrington Mortgage Services August 2013 - November 2014
Bank of America April 2007 - April 2009
JPMorgan Chase December 2004 - May 2007
Washington Mutual Bank September 2001 - December 2004
Skills
Program Management, Residential Homes, Relocation, Condos, Leadership Development, REO, Real Estate Transactions, Buyer Representation, Listings, Teaching, Change Management, Credit, New Home Sales, Real Estate, Investment Properties, Life Insurance, Health Insurance, Property & Casualty..., First Time Home Buyers, Sales, Mortgage Lending, Management, Single Family Homes, Customer Service, Leadership, Marketing, Refinance, FHA
Education
Governors State University 2011 — 2014
Master of Public Administration (M.P.A.), Public Administration
Southern Illinois University, Edwardsville 1984 — 1989
Bachelor of Arts (B.A.), Business Administration and Management, General
Tyco Integrated Security January 2011 - Present
Carrington Mortgage Services May 2008 - January 2011
Sallie Mae September 2007 - May 2008
HSBC January 2003 - August 2007
Skills
Leadership, Management, Team Building, Customer Satisfaction, Process Improvement, Account Management, Sales, Sales Management, Call Centers, Team Leadership, Strategic Planning, Risk Management, Project Management, Crisis Management, Loss Prevention, Large System..., Credit Analysis, Mergers & Acquisitions
Education
Ball State University 1998 — 2002
Bachelor of Science (BS), Public Relations/Image Management
Ball State University 1998 — 2002
BS, Public Relations/Image Management
Carrington Mortgage Services August 2013 - December 2013
CashCall, Inc. May 2012 - June 2012
FM Mortgage Inc. June 2011 - December 2011
Education
California State University-Fullerton - College of Business and Economics 2010 — 2012
Bachelor of Business Administration (B.B.A.), Entrepreneurship/Entrepreneurial Studies
Fullerton College
Primary Residential Mortgage, Inc. - Indianapolis Branch June 2015 - Present
American Financial Network, Inc. December 2014 - April 2015
Movement Mortgage, LLC January 2014 - December 2014
Carrington Mortgage Services February 2013 - November 2013
Chase Home Finance May 2011 - February 2013
Solutions Lending, LLC August 2007 - May 2011
Chase Manhattan Mortgage December 1997 - August 2007
Preferred Equity Mortgage January 1997 - December 1997
Mortgage Money Masters January 1995 - January 1996
Skills
Mortgage Banking, Sales, Mortgage Lending, Banking, Business Planning, Credit, Credit Analysis, FHA, FHA financing, Investments, Leadership, Loan Origination, Loans, Management, Real Estate, Refinance, Residential Mortgages, Sales Management, Strategic Planning, Training, USDA, VA loans, Loss Mitigation, Reverse Mortgages, Mortgage Underwriting, Sales Operations, Construction Loans, Home Equity Loans, Consumer Lending, FHA Financing, VA Loans
Education
Ball State University 1993 — 1995
Business Management Courses
Greenwood High School
High School Diploma
Carrington Mortgage Services March 2013 - Present
Skills
Microsoft Excel, Microsoft Word, PowerPoint, Microsoft Office, Leadership
Education
California State University-Fullerton 2009 — 2011
Bachelor of Arts (B.A.), Management
Orange Coast College 2004 — 2009
AA, General
FVHS
Self-Employed January 2014 - Present
AIM Financial Marketing Solutions January 2014 - Present
Alterra Home Loans August 2013 - December 2013
Ownit Mortgage Group September 2011 - July 2013
Carrington Mortgage Services 2012 - 2013
AIM Financial Solutions February 2009 - October 2011
FlexPoint Financial Services January 2007 - January 2009
Ownit Mortgage Solutions January 2005 - December 2006
Skills
Excellent Communicator, Effective Motivator, Experienced Team Builder, Motivation, Team Building, Loans, Mortgage Lending, Mortgage Banking, FHA, Residential Mortgages, Refinance, Real Estate, Leadership, Loan Origination, USDA, Reverse Mortgages
Education
Cerritos College
General Education
Jones College
Business Administration
AnnieMac Home Mortgage September 2014 - Present
Carrington Mortgage Services February 2011 - September 2014
Primary Residential Mortgage January 2010 - February 2011
Atlantic Coast Mortgage Group, Inc. December 2008 - October 2009
Franklin American Mortgage March 2008 - October 2008
Saxon Mortgage March 2007 - February 2008
Saxon Mortgage, Inc., a Morgan Stanley Company 2007 - 2008
Saxon Mortgage a Morgan Stanley Company 2007 - 2008
Fremont Investment and Loan August 1998 - March 2007
Skills
Credit Analysis, Sales Pipeline..., Profit & Loss Management, FHA financing, VA, USDA, Income Statement, Sales Management, Mortgage Banking, Mortgage Lending, FHA, Loans, Leadership, Loan Origination, Credit Risk, Team Building, Sales, Reverse Mortgages, Residential Mortgages, Real Estate, Mortgage Underwriting, Residential Homes, Government Loans, VA loans, Customer Service, Refinance, Mortgage Marketing, P&L Management, Training, Credit, Home Equity Lines of..., Construction Loans, Investment Properties, First Time Home Buyers, Home Equity Loans, Recruiting, Real Estate Financing, Financial Services, Business Development, Certified Mortgage..., Mortgage Servicing, Management, Underwriting, Finance, Banking, Loan Servicing, Consumer Lending, Commercial Mortgages, Loss Mitigation, Debt Consolidation
Education
Ball State University - College of Business 1981 — 1985
Bachelor of Science, Business administration, Finance and Management
? Senior Underwriter IIIStonegate mortgage2014 - 2014
Stonegate mortgage 2014 - 2014
Carrington Mortgage Services August 2012 - March 2013
Aurora Loan Services April 2008 - July 2012
HSBC October 2001 - January 2008
Skills
Residential Mortgages, Mortgage Underwriting, Mortgage Lending, Loans, Refinance, Consumer Lending, Mortgage Servicing, Mortgage Banking, FHA, Loan Servicing, Underwriting, Loss Mitigation, VA loans, Lines Of Credit, Loan Origination, FHA financing, Default, Home Equity Lines of..., Reverse Mortgages, Call Centers, VA Loans, FHA Financing
Education
Indiana University-Purdue University at Indianapolis 1996 — 1998
Keck Medicine of USC June 2014 - Present
Alliant International University June 2014 - February 2015
Keck Medicine of USC February 2014 - May 2014
Alliant International University May 2013 - May 2014
Downtown Women's Center September 2013 - February 2014
Carrington Mortgage Services December 2013 - January 2014
Center for Innovation and Change February 2013 - January 2014
Skills
Organizational..., Human Resources, Interviews, Training, Leadership, Coaching, Workshop Facilitation, Personnel Selection, Program Evaluation, Program Management, Recruiting, Management, Nonprofits, Data Analysis, Leadership Development, Public Speaking
Education
Alliant International University-Los Angeles 2012 — 2015
Master of Science, Organizational Psychology, Organizational Psychology
Cal State Fullerton 2008 — 2012
Bachelor of Arts (B.A.), Psychology & American Studies
Global Capital December 1995 - Present
All Western Mortgage 2012 - 2014
Carrington Mortgage Services October 2010 - March 2012
Skills
Commercial Lending, Mortgage Banking, Loan Origination, Credit, VA loans, Government Loans, FHA, Construction Loans, Underwriting, Reverse Mortgages, Refinance, Mortgage Lending, Customer Service, Residential Mortgages, Sales, Small Business Lending, Loans, Credit Analysis, Consumer Lending, Banking, FHA financing, Real Estate Financing, Foreclosures, Commercial Mortgages, Mortgage Marketing, Mortgage Underwriting, Certified Mortgage..., Debt Consolidation, REO, Investors, Referrals, Finance, Mortgage Servicing, Home Equity Loans, Funding, Real Estate Economics, Insurance, Portfolio Management, Financial Services, Home Equity Lines of..., Financial Structuring, Relationship Management, HUD, Investments, Loss Mitigation, Residential Homes, Selling, Executive Management, Branch Management, Credit Risk
Education
Arizona State University 1985 — 1989
Bachelor of Science (BS), Pre Law/ Business
Carrington Mortgage Services February 2012 - Present
R Alan Construction June 2007 - February 2012
Option One December 2005 - April 2007
Fremont Investment & Loan September 1999 - November 2005
Education
California State University-Los Angeles 1988 — 1992
Business Administration
International City Mortgage March 2014 - Present
Republic Mortgage Home Loans October 2012 - November 2013
Carrington Mortgage Services August 2011 - October 2012
First Capital Mortgage March 2005 - August 2011
JPMorgan Chase February 2003 - March 2005
Storch Media Group July 2000 - February 2003
MetaSound Systems May 1999 - February 2000
CBS Radio Networks/ WW ONE November 1971 - February 1999
Skills
Mortgage Lending, Loan Origination, Refinance, Non-Conforming, Loans, Real Estate Financing, Sales, VA loans, Mortgage Banking, FHA financing, Mortgage Underwriting, FHA, Negotiation, Financial Analysis, Certified Mortgage..., Residential Mortgages, Residential Homes, Investment Properties, Marketing, USDA, Credit, Government Loans, Financial Services, REO, First Time Home Buyers, Reverse Mortgages, New Business Development, Short Sales, Real Estate Transactions, Foreclosures, 203K, HomePath, Single Family Homes, Home Equity Lines of..., Construction Loans, Vacation Homes, New Home Sales, Training, FHA Financing, VA Loans
Education
Baruch College, City University of New York (CUNY)
Marketing, Marketing and Communications
CalFirst National Bancorp October 2013 - January 2014
Rushmore Loan Management Services LLC December 2012 - September 2013
CoreIP Solutions, Inc. June 2012 - August 2012
Carrington Mortgage Services October 2010 - March 2012
Save Your World June 2008 - July 2010
Keenan and Associates May 2008 - June 2008
HISNA August 2007 - October 2007
Epicor Software 2006 - June 2007
WFS Financial 2006 - 2007
HR LINK Group, Inc. 2005 - 2007
Skills
Sourcing, Information Technology, Applicant Tracking..., Talent Acquisition, Benefits Negotiation, Technical Recruiting, Onboarding, Employee Relations, Recruiting, Internet Recruiting, College Recruiting, Mortgage Lending, PeopleSoft, Cold Calling, Contract Recruitment, Deferred Compensation, Talent Management, Job Fairs, Taleo, Temporary Placement, Human Resources, Recruitment Advertising, Workforce Planning, Succession Planning, HRIS, Screening Resumes, HR Consulting, Executive Search, Performance Management, Screening, Corporate Recruiting, Permanent Placement, SDLC, Benefits Administration, Job Descriptions, New Hire Orientations, Vendor Management, Interviews, Employee Engagement, Staffing Services, Temporary Staffing, Employer Branding, HR Policies, Management, Organizational..., Sales, Employee Benefits, Resume Writing, Training, Personnel Management
Education
California State University-Fullerton 1986 — 1991
Bachelor's degree
Carrington Mortgage Services July 2007 - Present
New Century Mortgage November 2004 - June 2007
New Century Mortgage May 2003 - October 2004
Option One Mortgage June 1997 - May 2003
Education
California State University-Long Beach 1988 — 1990
BA, Economics
McCarthy & Holthus LLP June 2010 - June 2014
Carrington Mortgage Services November 2008 - May 2010
New Century Mortgage/Carrington Mortgage Services February 2006 - November 2008
AMC Mortgage Services 2004 - 2006
Skills
Default, Mortgage Servicing, Mortgage Banking, Loan Servicing, Bankruptcy, Asset Management, Banking
Education
California State University-Long Beach 1998 — 2003
BS, Mathematics
Nationstar Mortgage July 2012 - Present
Aurora Bank FSB July 2011 - December 2011
Carrington Mortgage Services January 2007 - May 2011
Skills
Management, Project Planning, Banking, Human Resources, Microsoft Excel, Mortgage Banking, Visio, Customer Service, Mortgage Lending
Education
Ball State University 1987 — 1991
Bank of America June 2015 - Present
Bank of America December 2011 - June 2015
Bank of America June 2011 - December 2011
Carrington Mortgage Services July 2007 - June 2011
New Century Mortgage December 2006 - July 2007
Fremont Investment & Loan November 2004 - December 2006
IndyMac Bank September 2004 - November 2004
Washington Mutual November 2001 - September 2004
Bank of America October 2000 - November 2001
Bank of America June 1999 - October 2000
Skills
Operations Management, Business Process, Team Building, Call Centers, Management, Vendor Management, Default, Business Analysis, Business Process..., Change Management, Integration, Analysis, Leadership, Training, Loans, Strategy, Executive Management, Banking, Project Management, Mortgage Lending, Loss Mitigation, Loan Servicing, Mortgage Servicing, Mortgage Banking
Education
California State Polytechnic University-Pomona 1997 — 1999
Political Science/Business Administration
Carrington Mortgage Services 2007 - Present
Fremont January 2000 - April 2007
The CIT Group/Consumer Finance, Inc. 1976 - 1999
Skills
Loss Mitigation, Loan Servicing, Mortgage Servicing, Loans, Mortgage Lending, Credit, Residential Mortgages, Credit Analysis, Mortgage Banking, Loan Origination, Underwriting, Consumer Lending, Mortgage Underwriting, USDA, Banking, Reverse Mortgages, Refinance, Credit Risk, FHA, Default, VA loans, Construction Loans, Commercial Lending, Commercial Mortgages, FHA financing, Executive Management
Education
Indiana State University 1971 — 1973
Treibel Partners May 2014 - Present
Carrington Mortgage Services January 2013 - April 2014
Federal Deposit Insurance Corporation May 2009 - January 2012
Wachovia, A Wells Fargo Company April 2007 - July 2008
Downey Savings and Loan November 2005 - April 2007
Orange County Funding January 2001 - November 2005
Advantage Coatings January 1981 - September 1999
Skills
Loans, Mortgage, Credit, Servicing, Banking, Financial Analysis, Compliance, Analysis, Asset Management, Team Building, Credit Analysis, Customer Relations, Negotiation, Customer Service, Contract Negotiation, Small Business, Mortgage Lending, Policy, Loan Origination, Excel, Refinance, Writing, Word, Real Estate, Loan Servicing, Asset Managment, Microsoft Excel, Risk Management, Process Improvement, Asset, Financial Risk, Portfolio Management, Commercial Lending, Loss Mitigation, Mortgage Banking, Mortgage Underwriting, Underwriting, Insurance, Due Diligence, Mortgage Servicing, Commercial Mortgages, Consumer Lending, Finance, Financial Institutions, Residential Mortgages, Cash Management, Credit Risk, Commercial Banking, Microsoft Word, Real Estate Economics
Education
California State University-Fullerton - College of Business and Economics 1971 — 1976
BA, Business Administration, Management and Operations
Carrington Mortgage Services November 2013 - Present
American Bank and Trust Co., N.A. August 2012 - November 2013
PMAC June 2011 - June 2012
Bank of America Home Loans May 2009 - June 2011
Fremont Investment & Loan 1998 - June 2010
Fidelity Mortgage Decisions May 1995 - April 1998
Skills
Management, Credit, Team Building, Sales, Training, Leadership, Employee Relations, P&L Management, Change Management, Business Strategy, Process Improvement, Mortgage Banking, Loan Origination, Mortgage Lending, Start-ups, Succession Planning, Loans, Insurance, Business Planning, Coaching, Residential Mortgages, Temporary Placement
Education
Michigan State University 1979 — 1983
bachelor of arts, merchandising management
PennyMac February 2012 - Present
PennyMac June 2010 - April 2012
Carrington Mortgage Services 2003 - 2008
Acosta Sales & Marketing September 2000 - November 2003
Skills
Loss Mitigation, Call Center, Excel, PowerPoint, Customer Service, Microsoft Office, Word, Coaching, Public Speaking, Mortgage, Microsoft Excel, Call Centers, Mortgage Lending, Loan Servicing, Loans, Training, Mortgage Banking, Mortgage Servicing
Education
University of Phoenix 2002 — 2005
Bachelor of Science (B.S.), Human Services, General
Citrus College 2000 — 2002
Human Development, Family Studies, and Related Services
Carrington Mortgage Services September 2011 - Present
Atlantic & Pacific Real Estate (CA), Inc April 2009 - October 2011
Saxon Mortgage, Inc, A Morgan Stanley Company January 2007 - March 2008
Saxon Mortgage January 2007 - March 2008
Fremont Investment and Loan July 2002 - December 2006
Associates Financial Services 1990 - 2002
CitiFinancial November 1990 - July 2001
Skills
Managerial Finance, Recruiting, P&L Responsibility, Mortgage Lending, Supervision, Mortgage Banking, Loan Origination, Loans, FHA, Credit, Real Estate, Underwriting, Team Building, Executive Management, Residential Mortgages, Loss Mitigation, Loan Servicing, Strategic Planning, Negotiation
Education
Arizona State University 1981 — 1985
BS Finance, Finance, Accounting, Marketing
Wheat Ridge High School 1978 — 1981
Carrington Mortgage Services 2008 - Present
Aames Home Loan 2005 - 2007
Education
California State University-Long Beach 1991 — 1996
Carrington Mortgage Services September 2011 - Present
Direct Mortgage Wholesale Corp December 2009 - September 2011
Bank of America Home Loans September 2007 - October 2008
California Assoc of Mortgage Brokers July 2002 - June 2003
Skills
Loan Origination, Residential Homes, Credit, Investment Properties, Reverse Mortgages, FHA financing, USDA, Mortgage Underwriting, Mortgage Lending, Real Estate, VA loans, FHA, Banking, Sales Management, Mortgage Banking, Residential Mortgages, Commercial Lending, Underwriting, Refinance, Loans, Certified Mortgage..., Construction Loans, FHA Financing, Government Loans, VA Loans
Education
Cerritos College 1969 — 1971
AA, Language & Theater
National Funding January 2014 - Present
loanDepot June 2012 - December 2013
Carrington Mortgage Services September 2009 - June 2012
American Sterling Bank August 2007 - April 2009
Foundation Capital Group August 2006 - August 2007
First Direct Mortgage 2005 - 2006
Accredited Home Lenders 2004 - 2005
New Century Mortgage Corp. 2000 - 2004
Skills
Lead Generation, Marketing Strategy, Direct Marketing, Marketing, Email Marketing, Mortgage Lending, Customer Service, Account Management, Sales, Sales Management, Digital Marketing, Program Management, B2B, Direct Mail, Online Marketing, Integrated Marketing, New Business Development, Online Advertising, Social Media Marketing, B2B Marketing, Cold Calling, Business Development, Strategic Planning, Advertising, Analytics, Budgets, Customer Acquisition, Salesforce.com, Marketing Management, SEM, Strategy, Customer Retention, CRM, Marketing Communications, Leadership, SEO, Start-ups, Product Marketing, Mobile Marketing, PPC, Strategic Partnerships, Web Analytics, Competitive Analysis, Database Marketing, Social Networking, Trade Shows
Education
California State University-Fullerton 1995 — 1997
BA, Communications
Icon Residential Lenders August 2012 - Present
Impac Mortgage Holding March 2011 - July 2012
Carrington Mortgage Services November 2010 - March 2011
All Home Lending - SouthSide Financial Freedom April 2009 - November 2010
STRAIGHTLINES MTG - HOME SOLUTIONS September 2007 - March 2009
Encore Credit Corp August 2005 - July 2007
FREMONT INVESTMENT AND LOAN November 1998 - August 2005
COREWEST BANC/IMC April 1996 - October 1998
AMERICAN PACIFIC MTG April 1985 - April 1996
Skills
Mortgage Lending, FHA, Conventional, Underwriting, VA, Mortgage, Loans, Funding, Loan Origination, Mortgage Banking, Mortgage Industry, Conforming, Credit, Credit Analysis, Refinance, Loss Mitigation, FHA financing, Loan Servicing, Mortgage Servicing, Mortgage Underwriting, Residential Mortgages, USDA, VA loans, FHA Financing, VA Loans
Education
El Camino College 1982 — 1984
Business Admin
CA REAL ESTATE
CALIFORNIA REAL ESTATE LICENSE
HUD/FHA Direct Endorsement
FHA DE UNDERWRITER
Van Hanh University
Bachelor of Arts/Accounting
Villanova University
Mastering Project Management, Project Manager
Carrington Mortgage Services May 2013 - Present
Eagle Home Mortgage April 2012 - May 2013
MetLife Home Loans December 2010 - March 2012
Sun West Mortgage Company, Inc. November 2006 - December 2010
Skills
FHA, Underwriting, Credit Analysis, Appraisals, Mortgage Banking, Mortgage Lending, Reverse Mortgages, Loans, Refinance, Residential Mortgages, Loan Origination, Investment Properties, Mortgage Underwriting, USDA, Real Estate, FHA financing
Education
California State Polytechnic University-Pomona 2003 — 2006
BS in Bus Admin/ Finance, Real Estate, & Law, Real Estate Investment & Development
Carrington Mortgage Services, Mortgage Lending Division March 2015 - Present
Carrington Mortgage Services July 2007 - Present
Fremont Investment & Loan 2003 - 2007
The Associates 1988 - 2003
Citi Financial / Associates Financial 1988 - 2003
The Associate Financial Services 1988 - 2000
Skills
Loan Origination, Loss Mitigation, Mortgage Banking, Refinance, FHA, Leadership, Residential Mortgages, Credit Risk, Loan Servicing, Mortgage Lending, Real Estate, Loans, Management, Finance, Credit, Underwriting, Financial Services, Executive Management, Mortgage Servicing, Relationship Management, Mortgage Underwriting, VA loans, Consumer Lending, Credit Analysis, Home Equity Loans, Financial Structuring, Real Estate Economics, USDA
Education
Ball State University - College of Business 1984 — 1988
Business, Finance, Math
The Little Green Bean Boutique June 2008 - Present
East 10th Street Civic Association March 2007 - February 2010
Carrington Mortgage Services January 2006 - January 2007
American Sr. Communities 2003 - 2005
Education
Indiana University-Purdue University at Indianapolis 1996 — 2004
Wholesale One June 2015 - Present
Carrington Mortgage Services April 2014 - June 2015
Nationstar Mortgage / Bank of America Home Loans August 2011 - April 2014
Fremont Investment & Loan April 2002 - July 2008
Education
California State University-Long Beach 2007 — 2010
Bachelor's of Arts
Phi Sigma Kappa Alumni
Carrington Mortgage Services July 2013 - Present
Promontory Financial Group, LLC July 2012 - January 2013
Wells Fargo 2010 - 2011
Finance Scholars Group 2008 - 2009
Washington Mutual Savings Bank 2006 - 2008
Dominion Bond Rating Services 2002 - 2005
Deutsche Bank 2000 - 2002
Fitch Ratings 1998 - 2000
KPMG, LLC 1997 - 1998
Citigroup 1991 - 1997
Skills
Credit Analysis, Structured Finance, Loss Mitigation, mortgage due diligence, Advanced financial..., Management Consulting, litigation consulting, cash flow modeling, Investor Reporting, project management, Mortgage Servicing, Mortgage Underwriting, Due Diligence, Risk Management, Loans, Fixed Income
Education
City University of New York-Baruch College - Zicklin School of Business 1986 — 1991
Master of Business Administration (MBA), Finance, General
Rensselaer Polytechnic Institute 1979 — 1983
BS, Chemical Engineering
Carrington Mortgage Services April 2011 - Present
VanDyk Mortgage June 2008 - April 2011
Skills
FHA, Mortgage Banking, VA loans, Mortgage Lending, Loan Origination, Refinance, USDA, Residential Mortgages, Government Loans, FHA financing, Reverse Mortgages, Loans, Credit, Residential Homes, Non-Conforming, Construction Loans, Home Equity Loans, Home Equity Lines of..., Certified Mortgage..., Mortgage Underwriting, Mortgage Servicing, Loss Mitigation, Commercial Mortgages, Debt Consolidation, Real Estate Financing, Loan Servicing, Consumer Lending, Commercial Lending, Credit Analysis, Underwriting, Rates, Real Estate Economics, First Time Home Buyers, FHA Financing, VA Loans
Education
Kansas State University 1996 — 2000
Tarbell Realtors 2014 - Present
Carrington Mortgage Services 2006 - 2013
Skills
REO
Education
California State University-Fullerton
Carrington Mortgage Services May 2011 - Present
South Coast Appraisal Services, Inc. January 2008 - October 2012
Indymac Bank March 2002 - May 2006
Aames Home Loan 2002 - 2003
Ingram Micro June 1997 - June 2001
Skills
Mortgage Lending, FHA, Loans, Mortgage Banking, Refinance, Residential Mortgages, VA loans
Education
California State University-Long Beach 1994 — 1996
Bachelor Of Science, Business
California State University-Long Beach - College of Business Administration 1994 — 1996
San Diego State University-California State University 1991 — 1994
General
Home State Bank, LITH, IL October 2012 - August 2014
Carrington Mortgage Services January 2012 - October 2012
Castle Bank NA 2005 - 2012
Homestead Mortgage 1999 - 2005
Skills
Banking, Real Estate, Customer Service, Sales Management, Marketing, Coaching, Outlook, Strategic Planning, Microsoft Word, Public Speaking, Microsoft Office, PowerPoint, Construction, Start-ups, Event Management
Education
Illinois State University 1990 — 1992
Bachelor of Applied Science (B.A.Sc.), Criminal Justice and Corrections and Legal Studies
Carrington Mortgage Services October 2007 - Present
Option One Mortgage February 2005 - September 2007
Indymac Bank April 1998 - January 2004
Skills
Loss Mitigation, Real Estate, Foreclosures, REO, Training, Valuation, Vendor Management
Education
Cal State Fullerton 1968 — 1973
Bank of America March 2012 - Present
Compass Resolution Services 2008 - December 2010
Carrington Mortgage Services 2007 - 2008
Skills
Excel, Spanish, Word, Problem Solving, Teamwork, Customer Service, Collections
Education
Fullerton College 2011 — 2012
Business/Commerce, General, Freshman
U.S. Coast Guard October 2010 - Present
Carrington Mortgage Services August 2012 - July 2014
FCI Financial Services, Inc. May 2011 - July 2012
US Census Bureau November 2009 - July 2010
Fremont Investment and Loan November 2004 - August 2008
Fremont Investment and Loan 2004 - 2008
Fremont Investment and Loan 2004 - 2008
Skills
Credit, Financial Statement..., Mortgage Lending, Credit Analysis, Loans, Loan Origination, Financial Analysis, Banking, Financial Planners, Enterprise Risk..., Lines Of Credit, Financial Modeling, Cash Management
Education
Azusa Pacific University 2011 — 2014
Associate of Arts (A.A.), Business Administration and Management, General
Chaffey College 2001 — 2008
General Education, Business Administration and Management, General
Brookfield Residential Properties June 2014 - September 2015
Union Bank November 2013 - January 2014
Word and Brown October 2012 - February 2013
Carrington Mortgage Services February 2012 - September 2012
JPMorgan Chase May 2010 - December 2011
DIRECTV August 2008 - December 2008
St. Joseph Health Sytems March 2006 - January 2008
UnitedHealth Group 2006 - 2008
Education
California State University-Long Beach - College of Business Administration 1977 — 1980
MBA, Business
Stanford University 1972 — 1976
BA, Economics
Carrington Mortgage Services November 2008 - Present
American Home Mortgage Servicing April 2008 - November 2008
Option One Mortgage April 2004 - April 2008
Countrywide Home Loans 2001 - 2004
Skills
Management, Leadership, Mortgage Servicing, Loans, Mortgage Banking, Account Reconciliation, Analysis, Auditing, Change Management, Business Process, Investor Reporting, Mortgage Lending
Education
University of Redlands 2007 — 2008
MBA, Finance
California Lutheran University 1997 — 2001
B.S, Business Management
Carrington Mortgage Services June 2012 - Present
EMC Mortgage August 2006 - February 2011
Skills
Credit, Credit Analysis, Default, FHA, Foreclosures, Loan Origination, Loan Servicing, Asset Management, Banking, Call Centers, Loans, Loss Mitigation, Mortgage Banking, Mortgage Lending, Mortgage Servicing, Mortgage Underwriting, Real Estate, Residential Mortgages, Underwriting
Education
California State University-San Bernardino
Business Administration and Management, General
The Little Green Bean Boutique June 2008 - Present
East 10th Street Civic Association March 2007 - July 2009
Carrington Mortgage Services January 2006 - January 2007
American Senior Communities 2003 - 2006
Education
Indiana University-Purdue University at Indianapolis 1996 — 2004
BA, Psychology/HR
Monument Bank, PA October 2012 - Present
Carrington Mortgage Services June 2011 - January 2013
Alpharma 2008 - January 2009
Johnson & Johnson September 2000 - September 2006
JNJ 2000 - 2006
Johnson and Johnson 2000 - 2006
Skills
Residential Mortgages, FHA, Loan Origination, Loans, Mortgage Banking, Microsoft Excel, Refinance, FHA financing
Education
Bloomfield College 1995 — 1997
Psychology
Carrington Mortgage Services October 2014 - Present
Huntington National Bank January 2000 - August 2014
AG / Equity Line Mortgage December 1996 - January 2000
First Union January 1993 - December 1996
Skills
Banking, Sales, Loans, Credit, Mortgage Lending, Mortgage Banking, Retail Banking, Consumer Lending, Credit Analysis, Loan Origination, Commercial Lending, Commercial Banking, Cross Selling, Relationship Management, Risk Management, Refinance, Underwriting, FHA, Sales Management, Financial Services, Residential Mortgages, USDA, Call Centers, Management, Lead Generation, Construction Loans, Finance
Education
Ambassador University 1988 — 1991
Bachelors, Business & Theology
Carrington Mortgage Services June 2009 - Present
American Home Mortgage Incorporation February 2005 - June 2009
Skills
Loan Servicing, Mortgage Servicing, Mortgage Lending, Mortgage Banking, Loan Modifications, Loans, FHA, Credit, Microsoft Excel
Education
California State University-Fullerton 2002 — 2007
BA, Accountant and Finance
Mann Mortgage - Las Vegas, NV April 2014 - Present
Evergreen Home Loans August 2013 - February 2014
Loan Depot October 2012 - August 2013
Carrington Mortgage Services February 2012 - September 2012
Alaska USA Federal Credit Union March 2011 - February 2012
A Mortgage Fraud Investigation Company June 2007 - July 2010
Greystone Financial Group June 2004 - April 2007
RMS & Associates February 1996 - December 2003
Medallion Mortgage Company June 1993 - February 1996
RIDGEFIELD BANK January 1990 - January 1992
Skills
Mortgage Lending, Underwriting, Management, Mortgage Banking, Credit, Start-ups, FHA, Commercial Banking, Mortgage Underwriting, Loans, Training, Finance, Human Resources, Investment Properties, Financial Services, Sales, Refinance, Government Loans, Loan Origination, USDA, VA loans, Residential Mortgages, FHA financing, Mortgage Servicing, VA Loans
Education
Fairfield University 1990 — 1992
Certified Mortgage Banker
Carrington Mortgage Services August 2008 - Present
Carrington Mortgage Services August 2008 - Present
Direct Loan Funding August 2007 - August 2008
Direct Loan Funding August 2007 - August 2008
Skills
FHA, Mortgage, VA, Loans, Credit, VA loans, Conventional, Mortgage Lending, Mortgage Planning, Loss Mitigation, FHA financing, USDA, Refinance, Loan Origination, Mortgage Servicing, Reverse Mortgages, Debt Consolidation, Cash Management, Financial Analysis, Portfolio Management, Rates, Default, Servicing, Banking, Purchase, Real Estate, Compliance, Audit, Policy, Customer Relations, Budgeting, Strategic Planning, Negotiation, Call Center, Financial Management, Customer Service
Education
California State University-Fullerton
Masters, Finance
Stratosphere Quality March 2012 - Present
Stratosphere Quality February 2011 - March 2012
Carrington Mortgage Services March 2010 - February 2011
Education
Indiana University - Kelley School of Business 2004 — 2008
Marketing, Business/Marketing
Carrington Mortgage Services February 2000 - Present
CBC Companies June 1998 - October 1999
American General Finance September 1993 - June 1998
Skills
Mediation/negotiation, Valuation, Account Management, Banking, Forecasting, Bankruptcy Recovery..., Default, Investments, Credit, Foreclosures, Real Estate, Loans, Residential Homes, Loss Mitigation, Loan Origination, Mortgage Banking, Real Estate Economics, Refinance
Education
California State University-Fullerton
Certification, Real Estate Appraisal
University of Phoenix-Southern California Campus
Business Management
Commerce Home Mortgage May 2015 - Present
Pacific Union Financial April 2013 - April 2015
Carrington Mortgage Services November 2011 - April 2013
Tri-Emerald Financial Group April 2011 - November 2011
Lending Tree September 2010 - February 2011
Chase March 2010 - September 2010
Wells Fargo April 2009 - March 2010
Bell Home Loans March 2000 - March 2009
Skills
Loans, Credit, Refinance, Mortgage Lending, Underwriting, Mortgage Banking, Loan Origination, FHA, Banking, Credit Analysis, Mortgage Underwriting, VA loans, Residential Mortgages, USDA
Education
California State University-Long Beach 1991 — 1993
Bachelor's degree
Coreland Companies March 2012 - Present
Carrington Mortgage Services January 2011 - Present
Carrington Properties ServicesJan January 2011 - Present
Shea Properties April 2009 - April 2010
Shea Properties, Inc April 2009 - April 2010
Shea Properties, Inc April 2009 - March 2010
Shea Properties, Inc April 2009 - March 2010
Essex Realty Management November 2003 - December 2008
Essex Realty November 2003 - December 2008
Essex Realty November 2003 - December 2008
Skills
Accounts Receivable, Financial Reporting, Accounting, General Ledger, Accounts Payable
Education
California State University (CSUF) 2000 — 2004
BA, Accounting
California State University
B.A, Business Administration - Accounting
California State University ·
B.A, Business Administration - Accounting
Cheonggang Academy
Bachelor of Arts, Business Administration; Accounting
ORC Travel LLC May 2013 - Present
Carrington Mortgage Services February 2013 - April 2013
Car Web Digital August 2012 - October 2012
Royal United Mortgage February 2012 - June 2012
Skills
Microsoft Word, Customer Service, Computers, Social Media, Social Media Marketing, Microsoft Office, Data Entry, Data Mining, Internal Audit, Travel Planning, Digital Photography, Photography, PowerPoint, Internet, Blogging, Sales, Entrepreneurship, Social Networking, Ebay Sales, Travel Sales, Timeshare, Public Speaking, Craigslist, Facebook Fan Page..., Custom Facebook Pages, Twitter, Instagram, Pinterest
Education
Indiana University - Kelley School of Business 2006 — 2011
BBCN Bank April 2015 - Present
Wilshire Bank August 2013 - April 2015
OGI Mortgage Bankers September 2012 - August 2013
Carrington Mortgage Services June 2012 - September 2012
Castle Bancorp January 2012 - June 2012
Just Mortgage Inc May 2010 - January 2012
First American Realty Capital Corp February 2008 - June 2010
NBGI October 2005 - December 2007
Hanwha Corp. June 2003 - September 2005
Skills
Customer Relations, Mortgage, Negotiation, Loans, Credit, Residential Mortgages, Real Estate, Mortgage Lending, Management, Loan Origination, Portfolio Management, Credit Analysis, Refinance, Banking, Customer Service, Mortgage Banking
Education
Hongik University 1999 — 2003
BS, Business / Internation Trade
USC Marshall School of Business 1997 — 1999
business admin
Carrington Mortgage Services July 2013 - August 2014
Marion County Clerk's Office May 2013 - July 2013
Brown, Thompkins, Lory, Mastrain April 2012 - March 2013
Autobase, Inc. September 2008 - August 2011
Howard Consulting March 2006 - September 2008
Skills
Editing, Microsoft Office, Research, Microsoft Word, Proofreading, Microsoft Excel, PowerPoint, Customer Service, HTML, Legal Research, Legal Writing, Legal Assistance, Legal Compliance, Legal Discovery, Legal Documents, Business Analysis, Data Analysis, Microsoft SQL Server, Negotiation, Contract Negotiation, Contract Law
Education
Southern Illinois University School of Law 2014 — 2017
Juris Doctor (J.D.)
Indiana University - Kelley School of Business 2008 — 2013
Bachelor's Degree, Buiness Management and Human Resource Management
FEMBI First Equity Mortgage Bankers, Inc. February 2015 - Present
Paramount Residential Mortgage Group Inc. (PRMG Inc.) September 2014 - February 2015
Carrington Mortgage Services March 2013 - September 2014
Residential Finance Corporation July 2011 - March 2013
CTX Mortgage 2005 - 2008
Bank of America 2003 - 2005
Challenge Financial 1998 - 2003
Skills
Reverse Mortgages, VA loans, Home Equity Loans, USDA, Loan Origination, Investment Properties, Real Estate, Condos, Finance, Residential Homes, Sales Management, Customer Service, Investment Banking, Mortgage Lending, Residential Mortgages, Single Family Homes, Townhomes, Villas, Duplexes, Vacant Land, FHA financing, Conventional Lending, Jumbo Mortgage, First Time Home Buyers, Mortgage Underwriting, USDA Rural Housing, Construction Loans, Real Estate Financing, Loss Mitigation, NMLS Licensed, Home Equity, Commercial Mortgages, Credit, FHA Financing, VA Loans
Education
Florida Southern College
Bachelor of Science, Elementary Education & Specific Learning Disabilities
Florida Southern College
Bachelor's of Science degree, Elementary Education and Specific Learning Disabilities
Carrington Mortgage Services May 2012 - Present
Watermark Capital October 2009 - May 2012
Tru Blu Boutique May 2007 - July 2010
Skills
Real Estate, Notary Public, Selling, Real Estate Financing, FHA, Foreclosures, REO, Short Sales, First Time Home Buyers, Investors, Refinance, Mortgage Lending, Referrals, HUD, Single Family Homes, Condos, Sellers, Residential Homes, Listings, New Home Sales, Loans, Buyer Representation
Education
El Camino College 1996 — 1997
General Education
Accurate Background April 2013 - April 2014
Stanford Professionals In Real Estate February 2012 - April 2013
Carrington Mortgage Services November 2011 - February 2012
Option Investments, Inc. (OpVest) October 2007 - November 2011
Green Culture June 2007 - October 2007
Skills
Email Marketing, Marketing, Social Media, Trade Shows, Meeting Planning, CRM, Social Media Marketing, Customer Service, Newsletters, Corporate Events, Corporate Social..., Online Marketing, Training, Salesforce.com, Event Planning, Coordinating Events, Management, Fundraisers, Event Management, Social Networking, Lead Generation, Sponsorship, Sponsorship Sales, Private Events, Wedding Planning, Microsoft Office, Basecamp, Database Admin, Conference Coordination, Database Marketing, Conference Registration, Receptions, MailChimp, Vertical Response, Goldmine, Membership Development, Gala Dinners, Marketing Communications, Non-profit..., Eventbrite, Event Marketing, Customer Relations, Attendee Registration, Coordinate Events, Annual Reports, Coordinate Meetings, C-level support, BeOS, Drupal, Email Newsletter Design
Education
Concordia University-Irvine
Bachelor of Arts (B.A.), Business Administration, 3.8 GPA
Irvine Valley College
Associates in Arts, Social and Behavioral Sciences, Art History
Carrington Mortgage Services, Mortgage Lending Division April 2015 - Present
Carrington Holding Company, LLC March 2014 - April 2015
Carrington Mortgage Services January 2013 - March 2014
CashCall, Inc. January 2012 - January 2013
Los Angeles Clippers July 2011 - November 2011
Education
California State University-Fullerton, Mihaylo College of Business and Economics 2008 — 2011
BS, Entertainment & Tourism
Carrington Mortgage Services November 2011 - March 2012
American Home Equity Corp March 2004 - November 2011
CNI Mortgage Co January 2002 - January 2003
The Village of Round January 2001 - January 2002
National-Louis University January 1985 - January 2000
Skills
Credit, Loans, Banking, Mortgage Lending, FHA, Receptionist, Administrative Assistant, Customer Service
Education
Ashford University 2010 — 2013
B.A., Health and Human Services
Carrington Mortgage Services April 2014 - Present
1st Preference Mortgage Corp. May 2009 - March 2014
RHLC July 2007 - April 2009
Newport Shores April 2006 - June 2007
Mortgage Equity Lenders LLC September 2005 - April 2006
Service 1st Mortgage April 2003 - August 2005
Skills
Mortgage Lending, Loans, Banking, First Time Home Buyers, Team Building, Investment Properties, Public Speaking, Marketing Strategy, Coaching, Sales Management, Negotiation, Small Business Lending, Customer Service, Small Business, Insurance, Investments, Strategic Financial..., Sales, Real Estate, Fundraising, Mortgage Banking, FHA financing, FHA, Selling, Residential Mortgages, Loan Origination, Refinance, Credit, VA loans, Real Estate Financing, Commercial Lending, Loss Mitigation, Reverse Mortgages, Credit Analysis, USDA
Education
Loyola College in Maryland
Millersville University of Pennsylvania
Bachelors of Arts, Psychology
Homeward Residential Client Select July 2015 - Present
Carrington Mortgage Services February 2014 - June 2015
Sprint August 2013 - January 2014
Complete Recycling Solutions, LLC July 2008 - April 2013
BankUnited July 2006 - July 2008
New Century Mortgage October 2003 - July 2006
MetLife November 1999 - October 2003
Fleet Mortgage September 1998 - November 1999
Home Loan and Investment Bank 1997 - 1998
Skills
Sales Management, New Business Development, Cold Calling, sales, Forecasting, Key Account Management, budgets, Marketing, Marketing Strategy, Pricing Strategy, pricing, Consumer Products, Negotiation, Cross-functional Team..., Product Launch, Business Strategy, Business Development, Business Planning, Contract Negotiation, Credit, Customer Satisfaction, Retail, Direct Sales, Leadership, Product Marketing, Sales Process, Solution Selling, Strategic Partnerships, Team Building, Transportation
Education
Rhode Island College 1994 — 1997
B.S. Management
Community College of Rhode Island 1992 — 1994
Associate's in Science in Business Administration
Stearns Lending (NMLS #1854) August 2015 - Present
Ameriana Bank November 2014 - August 2015
Contract Underwriter for Radian at Stonegate Mortgage March 2014 - October 2014
Hallmark Home Mortgage September 2013 - January 2014
Carrington Mortgage Services January 2013 - September 2013
First Merchants Corporation December 2010 - January 2013
Home State Bank, Crystal Lake, IL September 2002 - November 2010
Snap-on Credit May 2001 - August 2002
American Trust Federal Savings Bank January 1998 - March 2001
Union Planters National Bank January 1995 - December 1997
Skills
Mortgage Lending, Credit, Loans, FHA, Mortgage Banking, FHA financing, Government Loans, Reverse Mortgages, Banking, Underwriting, Loan Origination, Mortgage Underwriting, Loan Servicing, Residential Mortgages, Credit Analysis, USDA, Financial Services, VA loans, Consumer Lending, Refinance, Home Equity Loans, Credit Risk, Home Equity Lines of..., HUD, Risk Management, FNMA, FHLMC, Leadership, Mortgage Marketing, Mortgage Servicing, Loss Mitigation, Certified Mortgage..., Construction Loans, Non-Conforming, Real Estate Financing, Wholesale Lending, Commercial Mortgages, Commercial Lending, Small Business Lending, Funding, VA Loans
Education
Ball State University 1984 — 1986
Genesis Capital Partners June 2014 - Present
Iglesia de Cristo Shoffar January 2014 - June 2014
Wells Fargo Home Mortgage November 2012 - October 2013
Carrington Mortgage Services May 2012 - October 2012
Chase Home Finance December 2007 - May 2012
Option One Mortgage January 2007 - December 2007
Skills
Mortgage Banking, Mortgage Lending, Mortgage Underwriting, Mortgage Servicing, Accounting, Residential Mortgages, Jumbo Mortgage, Investment Properties, Loans, Credit Analysis, Non-Conforming, Commercial Mortgages, Commercial Lending
Education
Cerritos College
Santiago Canyon College
Carrington Mortgage Services August 2012 - Present
Skills
Loan Origination, Mortgage Lending, Refinance, VA loans, USDA, Loans, Residential Mortgages, FHA financing, Government Loans, Credit, Loss Mitigation, Certified Mortgage...
Education
Florida Atlantic University 1982 — 1985
Bachelor of Business Administration (BBA), Marketing
Palm Beach Community College 1981 — 1982
Associate of Arts (AA), Business Administration and Management, General
Paramount Residential Mortgage Group Inc. (PRMG, Inc.) June 2013 - January 2015
Carrington Mortgage Services April 2013 - June 2014
Bank of the West September 2005 - April 2007
Freight Management 2003 - 2005
Skills
Banking, Commercial Lending, Consumer Lending, Credit, Credit Analysis, FHA, FHA financing, Loan Origination, Loan Servicing, Loans, Mortgage Banking, Mortgage Lending, Mortgage Servicing, Refinance, Residential Mortgages, USDA, Underwriting, VA loans, Government Loans, Real Estate Financing, Finance, Real Estate Transactions
Education
California State University-Stanislaus 1999 — 2002
Bachelor of Science (BS), Business Administration, Concentration in Marketing, Cum Laude
Carrington Mortgage Services June 2011 - Present
American Home Equity Corporation March 2008 - June 2011
First Source Funding Group, Inc. January 2005 - March 2007
Pacific Mercantile Bank March 2002 - December 2004
Indymac Bank November 1998 - June 2001
Indymac Bank May 1998 - November 1998
Indymac Bank March 1996 - May 1998
Skills
Mortgage Banking, Mortgage Lending, Secondary Market, Loan Origination, Secondary Marketing, Mortgage Servicing, Pricing and Trading, Investor Relations, Capital Markets, Product Development, Loss Mitigation, Residential Mortgages, Financial Analysis, Management, Budgeting, FHA, VA Loans, USDA
Education
California State Polytechnic University-Pomona
Bachelor of Science (BS), Finance
San Gabriel High School
High School Diploma
Regions Bank October 2013 - Present
Regions Bank 2013 - Present
Carrington Mortgage Services February 2013 - October 2013
Fifth Third Bank April 2002 - August 2008
Skills
Microsoft Excel, PowerPoint, English, Windows, Research, Outlook, Teaching, Photoshop, Public Speaking, HTML, Strategic Planning, Budgets, Negotiation, Editing, C++, C, Java
Education
Indiana State University
Education
Little Caesars Pizza September 2008 - January 2014
Carrington Mortgage Services 2014 - 2014
Education
California State University-San Bernardino 2009 — 2013
Bachelor of Arts-Administration-Marketing Concentration
Carrington Mortgage Services, Mortgage Lending Division May 2015 - Present
Carrington Mortgage Services March 2014 - May 2015
PIMCO (via TEKsystems) March 2014 - March 2014
Edwards Lifesciences (via Ultimate Staffing) June 2013 - January 2014
Orange County Fire Authority (via TEKsystems) August 2012 - November 2012
Servite High School March 2009 - May 2012
Skills
Technical Support, Laptops, Active Directory, Hardware, Printers, Servers, Windows Server, Remote Desktop, Networking, Computer Hardware, Routers
Education
ITT Technical Institute-Anaheim 2006 — 2008
Associate's of Science, Computer Network Systems
California State University-Fullerton 2000 — 2004
Bachelor of Arts (B.A.), Psychology