Fulton Bank, Mortgage Division
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Fulton Bank, Mortgage Division Employees
George Mason Mortgage April 2013 - Present
Fulton Bank, Mortgage Division February 2013 - April 2013
Monarch Mortgage February 2012 - February 2013
Village Bank Mortgage April 2009 - January 2012
Skills
Mortgage Lending, Refinance, Banking, Mortgage Banking, Loans, Short Sales, Investment Properties, Construction Loans, First Time Home Buyers, Loan Origination, Real Estate, Sales, Residential Mortgages, Credit, Management, Sellers, Small Business Lending, FHA, Commercial Lending, USDA, VA loans, FHA financing
Education
Hampden-Sydney College 1989 — 1993
Bachelor of Arts (B.A.), History
Residential Mortgage Services, Inc. -- NMLS#1760 July 2014 - Present
Fulton Bank, Mortgage Division November 2008 - July 2014
Countrywide Home Loans (Bank of America) 1999 - 2008
Keystone Financial Mortgage (Pennsylvania National Bank) 1997 - 1999
Sovereign Bank (Santander) 1996 - 1998
Skills
Mortgage Banking, Funding, Refinance, FHA, VA loans, Mortgage Lending, Loans, Credit Analysis, Credit, First Time Home Buyers, Foreclosures, Banking, Certified Mortgage..., Condos, Construction Loans, FHA financing, Finance, Government Loans, Investment Properties, Loan Origination, Mortgage Underwriting, Residential Homes, Residential Mortgages, USDA, Underwriting, Consumer Lending, Reverse Mortgages, Single Family Homes, Short Sales, Commercial Mortgages, Lines Of Credit, Investors, Commercial Lending, Small Business Lending, FHA Financing, VA Loans
Education
Kutztown University of Pennsylvania 1993 — 1996
BS, EDUCATION
Montgomery County Community College 1990 — 1993
Associate's degree, General Studies
Methacton High School 1986 — 1990
Diploma
BAYADA Home Health Care December 2014 - Present
Gateway Funding December 2013 - December 2014
Guaranteed Rate December 2009 - December 2013
Fulton Bank, Mortgage Division May 2008 - December 2009
Countrywide Bank September 2002 - May 2008
Wells Fargo January 2002 - September 2002
Skills
Mortgage Lending, FHA, Refinance, FHA financing, Mortgage Banking, Residential Mortgages, Loans, Purchase Transactions, VA loans, Loan Origination, First Time Home Buyers, Investment Properties, USDA, Construction Loans, Short Sales, FHA Mortgages, Conventional Mortgages, Condos, Sellers, Credit, Residential Homes, Investors, New Home Sales, Mortgage Underwriting, Real Estate Transactions, Refinance Transactions, Jumbo Mortgages, Investments, Relocation, Referrals, Foreclosures, Finance, Single Family Homes, Banking, Loss Mitigation, Funding, FHA Streamline..., HARP Refinances, Mathematics, Data Analysis
Education
Rutgers University – Camden 1997 — 2001
Bachelor's Degree, Mathematics
Haddonfield Memorial High School 1993 — 1997
High School
Fulton Mortgage Company October 2013 - Present
Kay Jewelers June 1990 - Present
Fulton Bank, Mortgage Division January 2013 - October 2013
Michele Detwiler June 2011 - January 2013
Byler, Goodley & Winkle, P.C. 2012 - 2012
Ritz on Main March 2008 - March 2011
H Fred Wooters December 2006 - February 2008
Reading Truck Body September 1998 - September 2002
Morgan Truck Body LLC January 1995 - September 1998
Morgan Stanley Smith Barney June 1988 - September 1994
Skills
Switchboard Operator, English grammar, Research, Data Entry, Writing, Communications, Critical Thinking, Reading comprehension, Active Learning, Proofreading, Internet, Email, Postage Meter, Facsimle machine, Facebook, Prioritization, Word, PowerPoint, Excel, Typing, 10 Key, Filing, Customer Focus, Documentation, Social Networking, Problem Solving, Teamwork, Administrative Support, Customer Service, Communication, Microsoft Excel, Microsoft Word, Outlook, Administrative..., Unifi, Nautilus, People Skills, Public Speaking, Social Media
Education
Millersville University of Pennsylvania 2007 — 2011
Bachelor's Degree, English
Pierce College at Puyallup 2005 — 2007
Associate's Degree of Arts, English
LANCASTER BUSINESS SCHOOL 1988 — 1988
Clerk Typist, Business
Fulton Bank, Mortgage Division June 2009 - Present
Indymac Bank February 2004 - July 2008
Skills
Reverse Mortgages, Mortgage Compliance and..., Customer Service, Investor Relations, Mortgage Lending, FHA, Loan Origination, Mortgage Banking, Loans, Sales, Finance, Credit, Investors, FHA Financing, Refinance, Residential Mortgages, Credit Analysis, Underwriting, Mortgage Underwriting, Sales Management, Residential Homes
Education
Thaddeus Stevens College of Technology 1992 — 1994
Fulton Mortgage Company July 2015 - July 2015
Fulton Bank, Mortgage Division June 1996 - July 2014
Skills
First Time Home Buyers, Refinance, FHA, Mortgage Banking, Mortgage Lending, Investment Properties, Credit, Loans, FHA financing, Foreclosures, VA loans, Underwriting, USDA, Residential Homes, Short Sales
Education
Pennsylvania State University-Penn State Berks 1989 — 1990
Business
Wyomissing Area High School 1984 — 1988
MIT Sloan School of Management August 2014 - Present
IHS September 2013 - May 2014
Cornerstone Commissioning, Inc. September 2012 - June 2013
Boston Fellows June 2012 - June 2013
Fulton Bank, Mortgage Division June 2012 - September 2012
Grove City College September 2009 - May 2012
Grove City College September 2008 - May 2012
Students International June 2010 - August 2010
Universal Tennis January 2007 - December 2009
Law Office of John E. Bedi P.C. June 2007 - August 2009
Skills
Editing, PowerPoint, Microsoft Excel, Research, Marketing, Adobe Creative Suite, Google Analytics, Google Adwords, Event Planning, SEO, Social Media, Wordpress, Strategic Planning, Microsoft Office, Microsoft Word, Public Speaking, Outlook, Sales, Sports, Web Analytics, Leadership, Web Development, Social Networking, Teamwork, Facebook, Leadership Development, Marketing Strategy, Photography, Blogging, WordPress, Social Media Marketing
Education
Grove City College 2008 — 2012
B. A., English, Spanish
Universidad de Sevilla 2011 — 2011
서울여자대학교 / Seoul Women's University 2009 — 2009
Member Business Financial Services April 2015 - Present
Jonestown Bank and Trust Co. February 2014 - April 2015
Fulton Bank, Mortgage Division September 2013 - February 2014
Fulton Bank November 2011 - September 2013
Fulton Bank May 2009 - November 2011
Skills
Small Business Lending, Commercial Lending, Commercial Mortgages, Investment Properties, Lines Of Credit, Working Capital..., Customer Service, People Skills, Credit Analysis, Cash Flow Analysis, Business Development
Education
Molloy College 1998 — 2002
Bachelor's degree, Communications / Business
Fulton Bank, Mortgage Division November 2007 - Present
Chase Home Finance September 2006 - November 2007
Millennium Bank April 1999 - December 2003
Skills
Mortgage Banking, Mortgage Lending, Loans, FHA, Credit, Loan Origination, Refinance, Residential Mortgages, Underwriting, Banking, USDA, VA loans, Residential Homes, Credit Risk, Investment Properties, Real Estate, Mortgage Underwriting
Education
University of Maryland University College
BS, Finance
Beacon Light Title, LLC February 2014 - Present
Fulton Bank, Mortgage Division August 2011 - July 2013
Prime Lending October 2009 - August 2011
Home Loan Corporation May 2007 - November 2007
Monarch Home Funding May 2003 - March 2007
Temple-Inland Mortgage November 1987 - April 1993
Skills
Mortgage Banking, Mortgage Lending, Real Estate, Loans, FHA, Refinance, First Time Home Buyers, Loan Origination, Residential Mortgages, VA loans, Government Loans, Mortgage Underwriting, USDA, Credit Analysis, Underwriting, FHA financing, Credit, Investors, Non-Conforming, Debt Consolidation, Real Estate Financing, Real Estate Economics, Rates, Mortgage Marketing, Residential Homes, Investment Properties, Construction Loans, Selling, Certified Mortgage..., Reverse Mortgages, Finance, 203K, Home Equity Loans, Commercial Mortgages, Loss Mitigation, Commercial Lending, Wholesale Lending, Foreclosures, Short Sales, Consumer Lending, VA Loans, FHA Financing, Sales
Education
Old Dominion University 1963 — 1968
Fulton Bank, Mortgage Division February 2013 - Present
Susquehanna Bank March 2011 - February 2013
American Home Bank February 2002 - March 2011
M&T Bank July 1995 - February 2002
In-Deed Abstract Corp. March 1993 - November 1994
Skills
Strategic Planning, Customer Relations, Microsoft Office, Coaching, Public Speaking, Risk Management, Mortgage Lending, Project Management, Training, Customer Service, Negotiation, Budgets, Underwriting, Microsoft Excel, Sales Management, Mortgage Banking, Data Analysis, Credit, Banking, Sales, Team Building, Loans, Process Improvement
Education
Lock Haven University of Pennsylvania 1987 — 1991
B.A., Political Science
Fulton Bank, Mortgage Division February 2007 - Present
Fulton Mortgage Company January 1991 - February 2007
Skills
FHA, VA, Mortgage Lending, Conventional, Mortgage, Loans, Refinance, USDA, First Time Home Buyers, Loan Origination, Mortgage Banking, Purchase, Mortgage Industry, VA loans, Conforming, Construction Loans, Residential Mortgages, Sales Management, Mortgage Underwriting, Residential Homes, Short Sales, FHA financing, Credit, Foreclosures, Real Estate, Government Loans, Funding, Certified Mortgage..., Reverse Mortgages, FHA Financing, Investment Properties, VA Loans
Education
Kutztown University of Pennsylvania 1976 — 1980
Bachelor of Business Administration (BBA), Marketing/Management
Select Security February 2015 - Present
Susquehanna Bank April 2014 - August 2015
Susquehanna Bank July 2013 - April 2014
Fulton Bank, Mortgage Division August 2012 - July 2013
Ray & Randy's Auto & Truck Repair, LLC May 2012 - August 2012
Turkey Hill Minit Markets January 2006 - August 2012
Ray & Randy's Auto & Truck Repair, LLC June 2011 - August 2011
Education
Elizabethtown College 2008 — 2012
Bachelor's Degree
Ephrata Senior High School 2004 — 2008
High School Diploma
CAbi, Carol Anderson by invitation July 2011 - Present
Fulton Bank, Mortgage Division September 2010 - Present
Education
Pennsylvania State University-Great Valley Graduate Center 1991 — 1995
Fulton Bank, Mortgage Division February 2014 - Present
Roma Bank October 2011 - February 2014
Best Interest Rate Mortgage January 2009 - August 2009
Skills
Mortgage Banking, Loans, Mortgage Lending, Residential Mortgages, FHA, Refinance, Credit, Consumer Lending, Commercial Lending, Branch Management, Construction Loans, Credit Analysis, Investment Properties, Real Estate, Referrals
Education
Rowan University 1978 — 1982
Bishop Eustace Prep 1974 — 1978
Teraverde Management Advisors November 2014 - Present
Teraverde Management Advisors April 2014 - November 2014
Fulton Bank, Mortgage Division June 2013 - February 2014
Trends to Traditions August 2012 - January 2013
Skills
Marketing, Event Planning, Residential Mortgages, Lean Management, Financial Services, Six Sigma, Public Relations, Office Administration, Mortgage Lending, Accounting, Outlook, Management, Leadership, Microsoft Excel, Event Management, Quality Control, Capital Markets Analysis, Due Diligence
Education
Grove City College 2009 — 2013
Bachelor of Science (BS), Business Management - Lean Management Concentration
Manheim Township High School 2005 — 2009
Fulton Bank, Mortgage Division March 2001 - Present
Fulton Bank, Mortgage Division August 1995 - February 2001
Fulton Bank March 1989 - July 1995
Skills
Loans, Credit, Mortgage Lending, Banking, Mortgage Banking, FHA, Refinance, Loan Origination, Underwriting, Residential Mortgages, USDA, VA loans
Education
York College of Pennsylvania 1992 — 1995
Master of Business Administration (MBA), Business Administration and Management, General
Messiah College 1984 — 1988
BS, Business Administration and Management, General
Loan Depot May 2013 - Present
Aspire Financial Inc. dba Texaslending.com October 2011 - May 2013
Spa Phoenix March 2011 - September 2011
New American Mortgage October 2010 - March 2011
Fulton Bank, Mortgage Division March 2010 - October 2010
VTCS Construction Services August 2009 - March 2010
TexasLending.com January 2007 - August 2009
TexasLending.com October 2005 - December 2006
TexasLending.com August 2004 - October 2005
Skills
Training, Processing, Loan Officers, Customer Satisfaction, FHA, Leadership, Loans, Management, Credit, Customer Service, Mortgage Lending, Marketing, Mortgage Banking, Recruiting, Underwriting
Education
NCTC 2002 — 2004
UT Tyler 2001 — 2002
Rudy & Kelly Academy of Hair and Nails
Cosmetology/Cosmetologist, General, A
Brenner Family of Dealerships July 2015 - Present
Carlisle SynTec July 2012 - July 2014
Fabral Corporation September 2009 - July 2012
Quality Inn and Suites May 2006 - January 2010
Fulton Bank, Mortgage Division January 2009 - August 2009
Skills
ORACLE software, Proprietary Software, Electronic Data..., SAP, EDI, Purchasing, MRP, Invoicing, Supply Chain, Lotus Notes, Oracle Applications, Customer Service, Process Improvement, Pricing
Education
Central Penn College 2012 — 2013
Certificate, Human Resources
Wesley College 2004 — 2009
Bachelor's degree, International Business
Fulton Bank, Mortgage Division May 2011 - Present
Rohrerstown Fire Company 2003 - 2013
Bank of America May 2008 - May 2011
Indymac Bank February 2008 - May 2008
EFF Consulting August 2007 - February 2008
Amrican Home Mortgage January 2005 - August 2007
Washington Mutual 2002 - 2004
Skills
Underwriting, Customer Service, FHA, VA, Mortgage, Loans, Conventional, Credit, Appraisal, Mortgage Industry, Mortgage Lending, USDA, Refinance, Real Estate, Compliance, Purchase, Banking, Documentation, Funding, Customer Relations, Analysis, Short Sales, Home, Data Entry, Excel, Outlook, Government, Word, Microsoft Office, Problem Solving, Teamwork, Process Improvement, Asset, Mentoring, Residential, VA loans, FHA financing, Mortgage Banking, Residential Mortgages, Credit Analysis, Credit Risk, Investment Properties
Education
Indiana University of Pennsylvania 1995 — 1999
Bachelor of Art, Criminology
Langley Federal Credit Union June 2014 - Present
Fulton Bank, Mortgage Division June 2008 - June 2014
Countrywide February 2007 - June 2008
Skills
Loans, Mortgage Lending, Banking, Credit, Mortgage Banking, Loan Origination, Credit Analysis, Portfolio Management, Commercial Lending, FHA, Capital Markets, Investment Banking
Education
Old Dominion University 1977 — 1981
Bachelor of Business Administration (B.B.A.), Finance Real Estate
Mercer County Board of Social Services October 2012 - Present
Robbinsville Township July 2009 - Present
Fulton Bank, Mortgage Division March 2012 - October 2012
Princeton Mortgage May 1988 - March 2012
Skills
Refinance, First Time Buyers, Government Loans, Home, Loans, Credit, FHA, Real Estate, Residential, Conventional, Customer Relations, Mortgage, Mortgage Lending, VA, Compliance, Referrals, Investments, Negotiation, USDA, Banking, Loan Origination, Purchase, First Time Home Buyers
Education
Rider University 1980 — 1984
BS, Accounting, Finance
Langley Federal Credit Union August 2014 - Present
Fulton Bank, Mortgage Division March 2011 - August 2014
Skills
Refinance, VA loans, FHA, Mortgage Banking, Residential Mortgages, Loan Origination, Loans, FHA financing, Mortgage Lending, Mortgage Underwriting, Credit
Education
LSU
Fulton Bank, Mortgage Division September 2009 - Present
National City Mortgage February 1992 - November 2008
Skills
Mortgage Lending, Mortgage Banking
Education
HACC, Central Pennsylvania's Community College 1987 — 1989
Paralegal
Fulton Bank, Mortgage Division May 1998 - Present
Skills
Mortgage Lending, Loans, Credit, Refinance
Education
Shippensburg University of Pennsylvania
BA, Business Management
Fulton Bank, Mortgage Division July 2007 - Present
Fulton Mortgage Company 2007 - Present
Washington Mutual August 2005 - April 2006
Washington Mutual March 2003 - August 2005
Skills
Mortgage Banking, Credit, Loan Origination, Mortgage Lending, Loans, Residential Mortgages, USDA
Education
Consolidated School of Business-Lancaster 2001 — 2003
Associates in Computer Science / Administration, computer software applications, administrative, business math, accounting, 4
Pennsylvania State University-Penn State York 1996 — 1998
Associates degree in Business Administration, Finance, Logistics, Marketing, Introduction to Business, Accounting, Business Management, 4
Fulton Bank, Mortgage Division April 2010 - Present
Wells Fargo April 1992 - April 2009
Skills
Microsoft Office, Microsoft Excel, Microsoft Word, Customer Service, PowerPoint, English, Research, Windows, Outlook, Photoshop, Teaching, HTML, Public Speaking, Budgets, Strategic Planning, Negotiation, C++, Editing, C, Java
Education
Syracuse University - Maxwell School of Citizenship and Public Affairs 1983 — 1987
Bachelor of Science (BS), Political Science and Government
Fulton Bank, Mortgage Division February 2012 - Present
Mt hope horse rescue February 2012 - February 2014
Bulletproof Enterprises June 2011 - January 2012
Rock Bottom Ranch 2010 - 2011
Skills
Customer Service, Microsoft Office, Teamwork, Microsoft Word, Microsoft Excel, Outlook, Mortgage Banking, FHA, USDA, Mortgage Lending, Residential Mortgages, Loan Origination, Refinance, Loans, First Time Home Buyers, Credit, Flood Insurance, Horse Training, Horse Care
Education
Lancaster Catholic High School 2002 — 2006
Elizabethtown College