Monarch Mortgage
Industry: Company
DescriptionFounded: 2000 Parent organization: TowneBank
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Monarch Mortgage Employees
Monarch Mortgage January 2011 - May 2015
Monarch Mortgage April 2007 - January 2011
Skills
NMLS Administrator, FHA Connection..., UCDP Administrator, Harland E3, Encompass,..., research and interpret..., Residential Mortgages, FHA, Mortgage Lending
Education
University of South Carolina-Columbia 1982 — 1986
Bachelor's degree, Geology/Earth Science, General
Monarch Mortgage June 2015 - Present
Monarch Mortgage February 2014 - July 2015
Monarch Mortgage July 2012 - January 2014
Skills
Marketing, Marketing Strategy, Product Marketing, Strategic Planning, Residential Lending, First Time Home Buyers, Loan Origination, VA Loans, FHA Financing, Conventional Financing, Marketing Management, Social Media Marketing, Market Planning, Sales, Microsoft Excel, Direct Marketing, Email Marketing, FHA, Advertising, Social Networking, Investment Properties, New Business Development, Marketing Research, Residential Mortgages, Mortgage Lending
Education
James Madison University 2008 — 2012
Marketing
James Madison University - College of Business 2008 — 2012
Bachelor's degree, Marketing
Monarch Mortgage October 2012 - Present
Wells Fargo June 2012 - October 2012
goodmortgage.com November 2011 - June 2012
WestStar Mortgage September 2010 - October 2011
MetLife December 2009 - September 2011
Prospect Mortgage, LLC April 2008 - December 2009
JPMorgan Chase February 2006 - April 2008
JPMorgan Chase October 2005 - February 2006
Skills
FHA, Encompass, Microsoft Word, Microsoft Excel, PowerPoint, Outlook, USDA Rural Housing, VA, Conventional, NCHFA, GUS, LP, DU, DU Refi Plus, IRRRL, HMDA, Initial Disclosures, Standards Compliance
Education
Central Piedmont Community College 2010 — 2010
Certificate in Mortgage Lending, Mortgage Finance
The Art Institute of Charlotte 1999 — 2002
Certificate in Residential Interior Design, Interior Design
LaGrange College 1993 — 1997
Bachelor of Arts (B.A.), Business Administration
Etowah High School 1989 — 1993
High School Diploma, College Prep
PNC Financial Services Group June 2014 - Present
Monarch Mortgage August 2013 - January 2014
Atlantic Bay Mortgage Group May 2013 - August 2013
Broadridge Financial Solutions June 2011 - March 2013
Lincoln Financial Group February 2008 - February 2011
Fiserv Lending Solutions August 2005 - September 2007
ABN Amro 2004 - 2005
HomeBanc 2003 - 2004
RBC Bank 2001 - 2003
Old Kent Mortgage (Now Fifth Third) 1997 - 2001
Skills
Process Improvement, Business Analysis, Vendor Management, Strategic Planning, Change Management, Team Building, Customer Service, Business Process..., Operations Management, Quality Assurance, Financial Services, Banking, Performance Management, Credit, Loans, Strategy, Project Management, Program Management, Risk Management, Leadership, Coaching, Management, Mortgage Lending, Executive Management, Analysis, Finance, Training, Portfolio Management, Financial Risk, Mortgage Banking, Underwriting, Relationship Management, Operational Risk...
Education
Purdue University 1976 — 1981
Bachelor's degree, Family and Consumer Sciences/Human Sciences
Six Sigma - Champion Certification
Coastline Insurance Associates of NC, Inc September 2015 - Present
PNC December 2014 - Present
Bank of America June 2014 - December 2014
Monarch Mortgage February 2011 - June 2014
First Citizens Bank November 2007 - January 2011
Amercian Mortgage Group January 2003 - October 2007
Pender and Greene County Schools NC August 1994 - June 1998
Skills
Credit, Customer Service, FHA, Finance, First Time Home Buyers, Investment Properties, Loan Origination, Loans, Mortgage Banking, Mortgage Lending, Real Estate, Refinance, Residential Mortgages, FHA financing, USDA, VA loans, Second Home, Construction Finance, Government Loans, Sales, FHA Financing, Residential Homes, Credit Analysis, Leadership
Education
University of North Carolina at Wilmington 1987 — 2002
Bachelor of Arts (B.A.), Physical Education Teaching and Coaching, k-12
OVM Financial Inc. August 2015 - Present
C & F Mortgage March 2013 - January 2015
Monarch Mortgage June 2009 - March 2013
Skills
Mortgage Lending, Residential Mortgages, Loan Origination, VA loans, FHA financing, Construction Loans, Government Loans, First Time Home Buyers, Banking, Home Equity Lines of..., USDA, Commercial Lending, Refinance, FHA, Loans
Education
Old Dominion University
Fidelity Bank February 2013 - Present
Monarch Mortgage June 2010 - December 2012
Wells Fargo Home Mortgage October 2008 - January 2010
Bank of America May 1999 - August 2006
Education
Northern Virginia Community College 1993 — 1997
Finance
Academy Mortgage Corporation February 2015 - Present
Monarch Mortgage February 2012 - January 2015
MetLife Home Loans September 2008 - May 2011
First Horizon Home Loans September 2004 - September 2008
First Horizon Home Loans September 1999 - September 2004
Skills
Reverse Mortgages, Construction Loans, Refinance, Mortgage Banking, Loan Origination, Mortgage Lending, Credit, Loans, USDA, Portfolio Management, Leadership, Finance, Investment Properties, FHA, First Time Home Buyers, Residential Mortgages, Residential Homes, VA loans, FHA financing, Commercial Lending, FHA Financing, VA Loans
Education
University of North Carolina at Chapel Hill 1970 — 1974
Bachelor of Education (B.Ed.), Secondary Social Studies
Fairfax High School 1966 — 1970
KeyBank May 2015 - Present
KeyBank September 2013 - May 2015
Key Bank April 2011 - September 2013
NC Farm Bureau January 2009 - May 2010
Monarch Mortgage 2003 - 2008
Skills
Financial Planning, Insurance Planning, Mortgage Planning, Strategic Financial..., Financial Planners, Banking, Mortgage Lending, Insurance, Small Business Lending, Wealth Management, Term Life Insurance, Retirement Planning, Credit, Loans, Health Insurance, Certified Mortgage..., Investments, Underwriting, Loan Origination, Fixed Annuities, Finance, Employee Benefits, Commercial Banking, Financial Services, Consumer Lending, Retail Banking, Commercial Lending, Sales, Cross Selling, Credit Analysis, Leadership, Branch Management, Mortgage Banking, Relationship Management, Lines Of Credit, Training, Commercial Mortgages, Series 63, Risk Management, Deposits, Series 6, Cash Management, Portfolio Management, Treasury Management, Residential Mortgages, Sales Management, Refinance, Home Equity Loans, SBA, Home Equity Lines of...
Education
Pacific Coast Banking School 2014 — 2016
Banking
Sarah Lawrence College 1994 — 1998
B.A., Economics, Photography
CGHS 1990 — 1994
Western Carolina University
Exclusively Carolina Gifts & BugaBoo Gifts January 2014 - Present
Cape Fear Credit Services May 2011 - Present
Monarch Mortgage 2010 - 2011
The Ink Pad, Inc. 2000 - 2006
Education
East Carolina University 1989 — 1991
Master's degree, Business Education, 4.0
Meredith College 1981 — 1985
Bachelor's degree, Business Management, Magna Cum Laude
Wallace-Rose Hill High School 1977 — 1981
Monarch Mortgage October 2014 - Present
1st Preference Mortgage Corp. September 2010 - October 2014
Premier Financial Funding, Inc. November 2004 - September 2010
Wells Fargo Home Mortgage November 2001 - October 2004
Norwest Mortgage May 1999 - November 2001
Skills
FHA, VA, Mortgage, Credit, Conventional, Loan Structuring, Conforming, Mortgage Lending, First Time Home Buyers, Purchase, Refinance, Real Estate, USDA, Debt Consolidation, Mortgage Marketing, Real Estate Transactions, Reverse Mortgages, Investment Properties, Financial Structuring, FHA financing, Foreclosures, Loans, Government Loans, Referrals, Strategic Financial..., Short Sales, Commercial Real Estate, Mortgage Banking, REO, Real Estate Financing, Finance, Residential Mortgages, VA loans, Non-Conforming, Loan Origination
Education
North Carolina Agricultural and Technical State University 1970 — 1974
BS, Business Administration
Atlantic Bay Mortgage Group December 2014 - Present
Monarch Mortgage October 2013 - December 2014
PrimeLending August 2011 - October 2013
New American Mortgage March 2010 - August 2011
Numerica Mortgage September 2008 - March 2010
Countrywide April 2002 - September 2008
Skills
FHA 203k renovation..., HomePath Renovation, Mortgage, VA, Renovation, FHA financing, Real Estate Finance, Conventional, Social Media Marketing, Real Estate Economics, Referrals, Mortgage Lending, FHA, Real Estate, Loans, HomePath, Mortgage Banking, Pottery, Ceramic, VA loans, Refinance, Loan Origination, Residential Mortgages, Investment Properties, Finance, USDA, Certified Mortgage..., Reverse Mortgages, First Time Home Buyers, Rates, Credit
Education
University of Maryland College Park 1986 — 1990
BS, Journalism/Marketing
Middletown High School 1982 — 1986
George Mason Mortgage April 2013 - Present
Fulton Bank, Mortgage Division February 2013 - April 2013
Monarch Mortgage February 2012 - February 2013
Village Bank Mortgage April 2009 - January 2012
Skills
Mortgage Lending, Refinance, Banking, Mortgage Banking, Loans, Short Sales, Investment Properties, Construction Loans, First Time Home Buyers, Loan Origination, Real Estate, Sales, Residential Mortgages, Credit, Management, Sellers, Small Business Lending, FHA, Commercial Lending, USDA, VA loans, FHA financing
Education
Hampden-Sydney College 1989 — 1993
Bachelor of Arts (B.A.), History
NVMS February 2015 - Present
Monarch Mortgage March 2013 - February 2015
Bridgeview Bank Mortgage October 2012 - February 2013
PNC Financial Services Group May 2010 - September 2012
Chevy Chase Bank February 2008 - May 2010
Preferred Home Mortgage December 2004 - January 2008
NVR Mortgage Finance, Inc March 2000 - December 2004
North American Mortgage Company January 1998 - February 2000
1st Potomac Mortgage September 1993 - January 1998
Skills
Jumbo Mortgage, Mortgage Lending, Residential Mortgages, Financial Analysis, Production Management, Operations Management, Risk Assesment, Refinancings, Mortgage Brokers, Loan Servicing, New Home Purchase, Fixed Rate Mortgages, Adjustable Rate Mortgage, FHA, FHA Financing, Real Estate Lending, Housing Finance, Strategic Mortgage..., Financial Modeling, Banking, Mortgage Underwriting, Rates, Funding, Credit, Reverse Mortgages, Management, Communication, Credit Risk, Commercial Mortgages, Commercial Lending, 203K, Financial Assistance, Real Estate Transactions, Financial Services, Construction Loans, Wholesale Banking, Mortgage Marketing, Mortgage Professional, Spanish, Bilingual, Sales, Home Builder, Builders, Networking, Account Management, Direct Mail Campaigns, Broker Agreements, Market Research, Market Innovation, Consulting
Education
Universidad de Navarra 1993 — 1993
Semester study of Spain, including culture, economy, history and linguistics.
George Mason University 1988 — 1993
BA
Monarch Mortgage July 2014 - Present
HomeBridge Financial Services, Inc. July 2011 - Present
Infiniti Mortgage Inc July 1999 - June 2011
Skills
Banking
Education
University of Maryland College Park
Monarch Mortgage August 2014 - Present
George Mason Mortgage, LLC January 2014 - August 2014
Carrollton Mortgage Services, Inc. (Bay Bank) October 2008 - January 2014
Capital Mortgage Finance July 1999 - October 2008
Cardinal Health August 1995 - July 1999
PageNet September 1991 - August 1995
Skills
Residential Mortgages, First Time Home Buyers, Mortgage Lending, Mortgage Banking, Refinance, Loans, FHA, Government Loans
Education
University of Maryland College Park 1990 — 1993
Keller Williams Preferred Properties- Upper Marlboro, MD March 2010 - Present
Keller Williams Preferred Properties March 2010 - Present
Monarch Mortgage March 2011 - April 2013
Exit Premier Realty January 2009 - March 2010
Prudential Carruthers Realty October 2008 - December 2008
PwC January 2008 - August 2008
Skills
First Time Home Buyers, Relocation, Investors, Real Property, Short Sales, Real Estate, Foreclosures, Buyers, Referrals, REO, Luxury, Investment Properties, Sellers, Single Family Homes, Buyer Representation, Condos, Move Up Buyers, FHA, Residential Homes, Listings, Mortgage Lending, Real Estate Transactions, HUD, New Home Sales, Listing Specialist
Education
Long Island University, Brooklyn Campus 2002 — 2007
BA/MA, Accounting
Andrew Mitchell & Company, LLC May 2015 - Present
Coldwell Banker Residential Brokerage - Wellesley, Ma April 2010 - August 2014
Realty Executives 2006 - 2010
William Raveis-Real Estate, Mortgage, Insurance 2000 - 2006
DeWolfe Real Estate 1994 - 2000
Monarch Mortgage January 1992 - April 1994
Skills
Residential Real Estate..., Thought Leadership, Advocacy, Home seller Consultant, Contract Negotiation, Online Marketing, First Time Home Buyers, Connecting People
Education
Framingham State College 2011 — 2015
Master’s Degree, Public Administration, Summa Cum Laude
Framingham State College 2007 — 2009
BA, Liberal Studies with focus on Sociology, Summa Cum Laude
Merrimack College
English
Ameris Bank January 2014 - Present
Monarch Mortgage July 2013 - Present
Union Mortgage Group July 2011 - June 2013
Resource Financial Services, Inc. October 2010 - July 2011
Wells Fargo Home Mortgage July 2009 - October 2010
Wells Fargo Home Mortgage January 2008 - November 2008
Wells Fargo December 2005 - January 2007
Wells Fargo Home Mortgage April 2004 - December 2005
Wells Fargo Home Mortgage January 1994 - March 2004
Skills
Mortgage Lending, Loans, Refinance, USDA, VA loans, Mortgage Banking, FHA, Loan Origination, Residential Mortgages, Credit, Construction Loans, FHA financing, Government Loans, Reverse Mortgages, Conventional mortgages, First Time Home Buyers, Credit Analysis, Credit Risk, Credit Management, Jumbo Mortgage, Construction, Lines Of Credit, Sales Management, Short Sales, Direct Sales, Finance, Consumer Lending, Foreclosures, Home Equity Loans, Real Estate Financing, Non-Conforming, Retail Banking, Home Equity, Single Family Homes, Portfolio Management, Rates, Sellers, Underwriting, Financial Services, Real Estate, Banking, REO, Referrals, Property, Real Estate Transactions, Residential Homes, Sales, Home Equity Lines of..., HUD, Mortgage Servicing
Education
Bluefield College 2008 — 2009
Business
University of North Carolina at Charlotte 2004 — 2007
Business/Corporate Communications
OneTrust Home Loans August 2015 - Present
US Bank April 2013 - March 2015
Virginia Beach Community Development Corporation December 2007 - January 2013
Monarch Mortgage October 2002 - January 2009
Skills
Foreclosures, Investment Properties, FHA, Mortgage Lending, Community Outreach, Government Loans, Mortgage Banking, Loans, First Time Home Buyers, Residential Mortgages, Refinance, USDA, Reverse Mortgages, Short Sales, Real Estate, Loan Origination, Credit, FHA financing, VA loans, Real Estate Financing, Mortgage Underwriting, HUD, Real Estate Economics, Construction Loans, Community Reinvestment..., Non-Conforming, Underwriting, Loan Servicing, Certified Mortgage..., Mortgage Marketing, Referrals, Credit Analysis, Rates, FHA Financing, VA Loans
Education
Stony Brook University
Monarch Mortgage January 2010 - Present
Monarch Mortgage January 2010 - Present
Skills
financial skills, Financial Software, Customer Service, FHA, Mortgage Lending, Refinance, Referrals, Finance, Real Estate, First Time Home Buyers, Investment Properties, Short Sales, HUD, Investments, VA loans, Loans, Mortgage Marketing, Mortgage Banking, Loan Origination, Residential Mortgages, FHA financing, USDA, Construction Loans, 203K, Real Estate Financing, Credit, Government Loans, Credit Analysis, Certified Mortgage..., Encompass, VA Loans
Education
Old Dominion University 1998 — 2001
B.S.
???? Looking for a new positionsome placeJanuary 2012 - March 2012
NFM 2011 - 2012
Monarch Mortgage August 2008 - July 2011
Skills
Social Networking, Inside Sales, Sales Support, Telecommunications, Telephone Skills, Typing, Direct Marketing
Education
Montgomery College 1997 — 2001
Associate's degree, Accounting and Business/Management
Sherwood High School 1994 — 1997
Samuel I. White, P.C. June 2015 - Present
Monarch Mortgage February 2012 - June 2015
Bryant & Stratton College March 2011 - December 2011
Norfolk Public Schools March 2008 - January 2011
Holiday Inn Sunspree - Virginia Beach June 2008 - September 2008
Skills
Microsoft Office, Windows, HTML, Mac, Teaching, OS X, First Time Home Buyers, Mortgage Lending, FHA financing, MS Office Suite, CRM software, USDA Rural Housing, VHDA, Mac OS X, Training, Public Speaking, Budgets, CRM, Real Estate, FHA, Mortgage Banking, Loans, Refinance, Customer Service, 203K, Time Management, Loan Origination, Team Building, Finance, Program Management, Management, Investment Properties, Resume Writing, Residential Mortgages, Investments, Referrals
Education
Alpha College of Real Estate 2012 — 2012
Principles of Real Estate
Radford University 2003 — 2007
B.S., Political Science & Social Sciences
Monarch Mortgage December 2011 - Present
NewBridge Bank November 2010 - December 2011
BB&T August 2008 - November 2010
First Charter Bank August 2000 - July 2008
MGIC January 1996 - July 2000
Huntington National Bank March 1994 - March 1995
AmeriSouth Mortgage Company August 1992 - February 1994
Skills
Loans, Refinance, Mortgage Lending, Underwriting, Construction Loans, Purchase, Residential Mortgages, Processing, Management, Investment Properties, Real Estate, Mortgage Banking, Customer Service, Residential Homes, FHA, Finance, Loan Origination, USDA, FHA financing, Government Loans, HUD, FHA Financing
Education
BB&T University Certification Program
Certified Mortgage Loan Officer
North Carolina State University
DHI Mortgage February 2014 - Present
Ross Residential Services January 2014 - Present
Wells Fargo Home Mortgage December 2011 - November 2013
Monarch Mortgage April 2011 - July 2011
Sussex County Habitat for Humanity May 2009 - October 2010
Skills
Mortgage Lending, Refinance, FHA, Leadership, Microsoft Office, Mortgage Marketing, First Time Home Buyers, Single Family Homes, Real Estate Transactions, Construction, Mortgage Banking, Finance, Financial Analysis, Loan Origination, Loans, USDA, VA Loans, VA, Conventional, Refinance Transactions, Sales, Residential Homes, Credit, Down Payment Assistance, Mortgage Credit...
Education
Elon University 2005 — 2009
Bachelors, International Studies, Business Administration, Asian Studies & French
Fidelity Bank February 2013 - Present
Monarch Mortgage 2010 - January 2013
First Horizon Home Loans became MetLife Home Loans 2000 - 2010
Comstor 1993 - 2000
Skills
Loans
Education
Strayer University (VA) 1999 — 2000
Computer Science, Computer Networking
Roanoke College 1985 — 1987
Business Admin, Business and Computers
Osbourn Park High School 1981 — 1985
Yes - Graduation, All
Weststar Mortgage, Inc. July 2014 - Present
Monarch Mortgage December 2013 - July 2014
1st Mariner Bank December 2011 - December 2013
Embrace Home Loans July 2011 - November 2011
Monarch Mortgage October 2008 - July 2011
MPoint Mortgage Services September 2006 - October 2010
Waterfield Financial 2001 - 2005
Skills
Refinance, Purchase, Residential, USDA, VA, Residential Homes, Investment Properties, Short Sales, Mortgage Lending, Foreclosures, Finance, FHA, First Time Home Buyers, Referrals, Investments, Single Family Homes, Sellers, Relocation, Residential Mortgages, Mortgage Banking, Investors, Buyer Representation, Loans
Education
University of Maryland College Park 1995 — 1999
BS, Mathematics
University of Maryland College Park 1995 — 1999
BS, Mathematics
1st Mariner Mortgage November 2014 - Present
Monarch Mortgage June 2010 - November 2014
Metropolitan Mortgage March 2003 - June 2010
Skills
Loans, First Time Home Buyers, Investment Properties, Residential Homes, Single Family Homes, Short Sales, Real Estate, FHA, Refinance, Mortgage Banking, Loan Origination, USDA, Mortgage Lending, Sellers, VA loans, FHA financing, Residential Mortgages
Education
St. Mary's College of Maryland 1989 — 1993
Business Administration and Management, General
Monarch Mortgage May 2009 - Present
Skills
FHA, Refinance, Mortgage Banking, Residential Mortgages, Loan Origination, Mortgage Lending, USDA, FHA financing, VA loans, Loans, Construction Loans, Credit, Government Loans, First Time Home Buyers, Investment Properties, Underwriting, Credit Analysis, Commercial Lending, Real Estate Financing, Funding, VA Loans, FHA Financing, Real Estate, Short Sales, Sales, Leadership, Residential Homes, Real Estate Transactions, Single Family Homes, Customer Service, Foreclosures, Sellers, Referrals, REO, Banking, Condos, Investors, New Home Sales, Finance, Strategic Planning, Relocation, Mortgage Marketing, Investments, Management, Certified Mortgage..., Real Estate Economics, Sales Management, Buyer Representation, Mortgage Underwriting
Education
Radford University - College of Business and Economics 2001 — 2005
BBA, Finance, Economics
Real Estate Security Agency, LLC October 2014 - Present
Monarch Mortgage September 2012 - September 2014
ATL LLC December 2011 - September 2012
Kokoamos Bar and Grill March 2009 - December 2011
Skills
Real Estate Economics, Real Estate Transactions, Mortgage Banking, Mortgage Lending, Construction Loans, Real Estate Financing, Loan Origination, Refinance, First Time Home Buyers, Residential Mortgages, FHA, Real Estate, Credit, Investment Properties, Loans, Management, Customer Service
Education
James Madison University 2000 — 2005
Monarch Mortgage March 2014 - Present
Wells Fargo Home Mortgage August 2013 - March 2014
Diversified Financial Mortgage August 2007 - July 2013
Castlepoint Mortgage 2006 - 2007
Wells Fargo Home Mortgage 2005 - 2006
AvcomEast 2003 - 2003
AB&T Sales Corp 1995 - 2000
CompuCom Systems 1988 - 2000
Skills
Mortgage Lending, Refinance, Residential Mortgages, Loans, Reverse Mortgages, Investment Properties, Finance, Real Estate Transactions, Marketing, Mortgage Banking, FHA, Loan Origination, Mortgage Marketing, Credit, Property, Program Management, Banking, Investments, Real Estate, VA loans, Budgets, Construction Loans, FHA financing, Sales, Government Loans, Residential Homes, USDA, Real Estate Financing, Home Equity Loans, Small Business, Team Building, Commercial Lending, Certified Mortgage..., Investors, First Time Home Buyers, Referrals, Short Sales
Education
University of Maryland College Park 1983 — 1988
BS
Howard Bank January 2014 - Present
SunTrust Bank September 2012 - January 2014
PNC March 2012 - August 2012
Monarch Mortgage August 2010 - February 2012
1st Mariner Bank October 1997 - March 2010
JBA Chevrolet 1985 - 1996
Skills
Voice Acting, Drummer, Mortgage Lending, Loans, Credit, Real Estate, First Time Home Buyers, Finance, Investments, Underwriting, Sales, FHA, Mortgage Banking, Refinance, Management, Drums, Investment Properties, Real Estate Transactions, Residential Homes, Loan Origination, FHA financing, Small Business, Portfolio Management
Education
Temple University
Monarch Mortgage September 2013 - Present
Village Bank March 2012 - August 2013
Village Bank February 2010 - March 2012
Skills
Customer Service, Retail Banking, Teller Operations, New Hire Training, Establishing New..., Customer Retention, Internal Audit, Highly detail oriented, Detailed Organization, Organization, Sales, Small Business Lending, Banking, Credit, Financial Services, Mortgage Lending, Management, Consumer Lending, Loans
Education
James Madison University
Pre-Pharmacy Studies
Monarch Mortgage June 2012 - Present
Signature Financial Management April 2010 - June 2012
Virginia Beach Neptune Festival June 2009 - October 2009
Skills
Marketing, Marketing Strategy, Microsoft Excel, Budgets, Customer Service, Event Planning
Education
Elon University 2005 — 2009
BA, English Literature major, Business minor
Cape Henry Collegiate School 1992 — 2005
Atlantic Bay Mortgage Group November 2013 - Present
Monarch Mortgage February 2011 - November 2013
Universal American Mortgage Company July 2005 - October 2010
Seaside Vacations - Coldwell Banker Seaside Realty January 2004 - August 2005
Skills
Loan Origination, VA loans, First Time Home Buyers, FHA financing, Investment Properties, Construction Loans, USDA, Refinance, Buyers, FHA, Finance, Loans, Mortgage Lending, Real Estate, Residential Mortgages, Sellers, Short Sales
Education
James Madison University 1996 — 2000
Princess Anne
Coldwell Banker Real Estate June 2015 - Present
LA Abram Realty November 2013 - May 2015
Monarch Mortgage July 2010 - April 2013
Metlife Mortgage April 2009 - July 2010
Skills
Sales Management, FHA financing, Management, Government Loans, Investments, Investment Properties, Residential Mortgages, Loans, Microsoft Office, Mortgage Banking, VA loans, Mortgage Lending, 203K, First Time Home Buyers, Real Estate, Refinance, Strategic Planning, USDA, Commercial Lending, Credit, Underwriting, Loan Origination, Certified Mortgage..., FHA, Non-Conforming, Construction Loans, Banking, Referrals, Reverse Mortgages, USDA Rural Housing, Home Equity Lines of..., Mortgage Underwriting
Education
University of Maryland College Park 1962 — 1966
BA
SECU March 2014 - Present
Monarch Mortgage February 2012 - March 2014
Wachovia, A Wells Fargo Company April 1997 - May 2011
Education
North Carolina State University 1986 — 1990
Monarch Mortgage April 2012 - Present
goodmortgage.com March 2011 - April 2012
Coastal Mortgage January 2010 - February 2011
American Family Mortgage Services, LLC April 2005 - December 2009
Southwest Mortgage February 1997 - April 2005
Skills
FHA, USDA, Mortgage Lending, Loans, Refinance, Credit, FHA financing, First Time Home Buyers, Sales Management, VA loans, Mortgage Banking, Loan Origination
Education
Marshall University
Freedom Mortgage February 2015 - Present
Monarch Mortgage August 2012 - February 2015
Ally Bank December 2011 - August 2012
Freddie Mac October 2009 - September 2011
David Rutkin June 2009 - September 2009
Textron Financial Corporation February 2008 - March 2009
American Home Mortgage 2007 - 2007
Clayton 2003 - 2007
Law Office David Rutkin March 1986 - December 2003
Gladstone, Schwartz, Baroff, Blum May 1983 - February 1986
Skills
Credit, Litigation Management, Compliance Testing, Mortgage Lending, Loans, FCPA, Due Diligence, Legal Compliance, Banking, Risk Management, Credit Risk, Loss Mitigation, Fraud, Loan Origination, Portfolio Management, Financial Risk, Loan Servicing, Corporate Governance, Finance, Mergers & Acquisitions, Financial Services, Corporate Law, Management, Insurance, Underwriting, AML
Education
Quinnipiac University School of Law
Doctor of Law (JD), Law
Hugo Boss May 2015 - Present
Ask.com June 2013 - May 2015
RE/MAX April 2014 - April 2015
MEC June 2013 - August 2013
MEC June 2012 - June 2013
Illinois PIRG April 2011 - August 2011
Wesleyan C.C. September 2009 - April 2011
Monarch Mortgage June 2005 - May 2009
Skills
Human Resources, Employee Relations, Talent Acquisition, Management, Marketing, Social Media, Public Relations, Leadership, Media Planning, Social Media Marketing, Microsoft Office, Customer Service, Human Rights, Clerical Skills, Event Planning, Learning Quickly, Marketing Strategy, Process Improvement, Microsoft Excel, Sales, PowerPoint, Strategy, Data Entry, Team Leadership, Team Management, Advertising, Public Speaking, Recruiting, Interviews, Social Networking, Microsoft Word, Research, Market Research, Training, Time Management, Communication, Onboarding, Teamwork, Marketing Communications, Strategic Planning, Editing, Copywriting, Copy Editing, SEO Copywriting, Performance Management, Problem Solving, Project Management
Education
Rutgers University
Labor Studies and Employment Relations
Monarch Mortgage December 2013 - Present
PHH Home Loans December 2012 - December 2013
SunTrust Mortgage January 1996 - December 2010
North American Mortgage Company May 1992 - January 1996
Skills
Mortgage Lending, Refinance, Loan Origination, FHA, Loans, Mortgage Banking, First Time Home Buyers, Credit, Residential Mortgages, Investment Properties, Construction and..., VA Loans, USDA Mortgage Loans, Conventional Financing, FHA Financing, USDA, Real Estate
Education
Strayer University (VA)
HomeTeam Inspection Services April 1997 - Present
HomeTeam Inspection Services April 1997 - Present
RE/MAX 1997 - 2012
Champion Realty, Inc. 1997 - 2012
Keller Williams Preferred Properties 1997 - 2011
Monarch Mortgage 1997 - 2011
US Army April 1993 - April 1997
Skills
Radon, Home Inspections, New Homes, Condos, Mold, First Time Buyers, Resale, Indoor Air Quality, Asbestos, Sellers, Single Family Homes, Luxury, Rentals
Education
Central Texas College 1984 — 1987
Associate's Degree, Business
booker T Washington Norfolk, VA 1973 — 1976
High School
Monarch Mortgage December 2009 - Present
Floors By Dex July 2006 - November 2009
Skills
FHA, USDA, Refinance, Construction Loans, FHA financing, Mortgage Lending, Loan Origination, Residential Mortgages, Mortgage Banking, VA loans, Single Family Homes, Short Sales, REO, Foreclosures, New Home Sales, Certified Mortgage..., Reverse Mortgages, Investment Properties, First Time Home Buyers, Real Estate, Sellers, Real Estate Financing, Loans, Credit, HUD
Education
Ferrum College
Monarch Mortgage January 2010 - Present
Bank of America June 2006 - January 2010
JPMorgan Chase, January 2001 - June 2006
Skills
FHA, VA, Mortgage Lending, Conventional, Refinance, Loan Origination, Purchase, First Time Home Buyers, Conforming, Investment Properties, Non-Conforming, USDA, Condos, Short Sales, Residential Mortgages, Loans, Mortgage Marketing, Banking, Residential Homes
Education
DeMatha Catholic High School 1956 — 1960
Acedemic, General
University of Maryland University College
Citizens One Homes Loans January 2014 - Present
Monarch Mortgage April 2012 - November 2013
SunTrust Mortgage - Mid Atlantic Construction June 2008 - March 2012
R-G Crown Bank October 1994 - November 2007
Essex First Mortgage a division of Essex Savings Bank October 1991 - July 1994
Skills
Customer Service, Customer Relations, Banking, Credit, Loans, Loan Origination, Construction Loans, Underwriting, Portfolio Management, Loan Servicing, Lines Of Credit, Budgets, Funding, Mergers & Acquisitions, Mortgage Banking, Mortgage Lending, Residential Mortgages, FHA
Education
Longwood University 1979 — 1983
BSBA, Business Management
Longwood University 1979 — 1983
B.S, Business Administration; Management
RETIRED April 2015 - Present
Everbank Home Loans March 2014 - Present
Wells Fargo Home Mortgage November 2013 - February 2014
Monarch Mortgage September 2010 - October 2013
SunTrust Mortgage July 1996 - September 2010
Various other Lenders June 1981 - July 1996
Skills
Mortgage Banking, Mortgage Lending, Loans, FHA, Refinance, Loan Origination, Residential Mortgages, VA loans, FHA financing, USDA, Credit, Construction Loans, Management, Government Loans, Credit Analysis, Certified Mortgage..., Real Estate Financing, REO, Investment Properties, VA Loans
Education
Northern Virginia Community College 1977 — 1981
none, Business Administration and Management, General, B+
Eastern Carolina University 1974 — 1975
Business Administration and Management, General
Monarch Mortgage August 2010 - Present
SunTrust Mortgage September 2009 - August 2010
National City Mortgage February 2006 - September 2009
Waterfield Financial Corporation January 1987 - January 2006
Skills
FHA, Refinance, Mortgage Banking, Mortgage Lending, Residential Homes, Foreclosures, Loan Origination, Residential Mortgages, HUD, FHA financing, Loans, First Time Home Buyers, Real Estate Transactions, Banking, Real Estate, Investors, Commercial Real Estate, Brokerage, VA loans, Investment Properties, USDA, Credit, Real Estate Financing, Sellers, Construction Loans, Referrals, Short Sales, Government Loans, REO, Real Estate Economics, Condos, Single Family Homes, Underwriting, Relocation, Credit Analysis, New Home Sales, Mortgage Underwriting, Investments, Finance, Real Property, Property, VA Loans
Education
Salisbury University - Perdue School of Business
Movement Mortgage, LLC June 2015 - Present
The Federal Savings Bank April 2014 - May 2015
Monarch Mortgage September 2007 - April 2014
Monarch Mortgage division of Monarch Bank 2007 - April 2014
FGMC 2006 - 2007
Universal Mortgage & Finance 2005 - 2006
Universal Mortgage & Finance 2005 - 2006
Skills
FHA financing, Government Loans, 203K, Reverse Mortgages, Construction Loans, Real Estate Financing, Real Estate Economics, Banking, Real Estate, Referrals, Investors, Residential Homes, Short Sales, Condos, Real Estate Transactions, Leadership, Investments, Finance, Home Equity Lines of..., Small Business Lending, REO, Mortgage Underwriting, Management, Title Insurance, Foreclosures, Selling, Certified Mortgage..., Funding, Relocation, Property Management, Commercial Mortgages, Sellers, Mortgage Marketing, Loss Mitigation, Property, Mortgage Servicing, New Home Sales, Home Equity Loans, Closings, Single Family Homes, Rentals, HUD, Loan Modifications, Loan Servicing, Credit Analysis, Commercial Real Estate, Consumer Lending, Non-Conforming, Commercial Lending, Brokerage
Education
Prince George's Community College 1981 — 1983
Law Enforcement
TowneBank Mortgage September 2013 - Present
Monarch Mortgage January 2010 - August 2013
Bank of America Home Loans January 2004 - December 2009
National City Mortgage April 1998 - December 2003
Skills
Mortgage Banking, FHA, Referrals, Loans, Refinance, Mortgage Lending, Construction Loans, Construction Management, VA loans, Mortgage Marketing, Sales, Sellers, Real Estate Transactions, Residential Homes
Education
Longwood University 1988 — 1992
BS. Business Administation, Marketing, Management
United States Navy April 2011 - Present
Northrop Grumman Corporation February 2011 - April 2011
Northrop Grumman Information Systems February 2010 - March 2010
U.S. Navy January 1990 - February 2010
Navy and Marine Corps Intelligence Training Center September 2007 - January 2010
Rigell Campaign 2010 - 2010
Monarch Mortgage 2010 - 2010
Surface Warfare Officer School September 2004 - September 2007
Naval War College 2004 - 2007
US Joint Forces Command August 2001 - August 2004
Skills
Homeland Security, Intelligence, Military Training, Navy, DoD, Military, Command, National Security, Military Operations, Analysis, Leadership, Intelligence Analysis, Top Secret, Maritime, Program Management, Project Planning, Training, Operational Planning, Instructional Design, Counterterrorism, Aviation, Force Protection, Security Clearance, C4ISR, Defense, Electronic Warfare, Counterintelligence, Government Contracting, Intelligence Community, Weapons, Government, Special Operations, SIGINT, Interagency Coordination, HUMINT, Army, NATO, Military Experience, Counterinsurgency, Information Assurance, Air Force, Maritime Security, Tactics, Afghanistan, Military Liaison, Organizational..., Physical Security, Systems Engineering, Reconnaissance, Crisis Management
Education
Naval War College 2004 — 2007
MA, National Security and Strategic Studies
University of Colorado at Boulder 1985 — 1990
Navy / Marine Corps Intelligence Training Center
Monarch Mortgage July 2010 - Present
Monarch Mortgage 2010 - Present
Peoples Choice Mortgage Co March 2008 - July 2010
Wilmington Finance Inc January 2006 - March 2008
CHE Funding 2004 - 2006
Arnold Palmer Cadillac January 1984 - August 2004
Skills
Refinance, FHA, Mortgage Lending, Loans, Customer Service, Residential Mortgages, Loan Origination, Finance, Mortgage Banking, Credit, USDA, Reverse Mortgages, Banking, Sales, Condos, Underwriting, Mortgage Underwriting, Sellers, VA loans, FHA financing, Investment Properties, Certified Mortgage..., Government Loans, Real Estate Financing, Mortgage Marketing, Construction Loans, VA Loans, FHA Financing
Education
East Carolina University - College of Business 1979 — 1983
BSBA, Marketing/Management
Myers Park High School 1976 — 1979
Equity Resources, Inc. October 2012 - Present
Embrace Home Loans October 2011 - October 2012
Monarch Mortgage November 2010 - October 2011
C&F Mortgage December 2009 - November 2010
1st Mariner Mortgage July 2008 - December 2009
Bank of America Mortgage July 2006 - July 2008
Skills
FHA financing, USDA, FHA, Mortgage Banking, Construction Loans, Loan Origination, Mortgage Lending, 203K, VA loans, Refinance, First Time Home Buyers, Residential Mortgages, Government Loans, Certified Mortgage..., Home Equity Lines of..., Mortgage Underwriting, Real Estate Financing, Debt Consolidation
Education
University of Maryland College Park 1987 — 1990
Bachelor of Science, Marketing and Business Admin.
Prince George's Community College 1984 — 1987
Associate's degree, Business Administration/Marketing
Monarch Mortgage December 2010 - Present
SunTrust Mortgage June 2009 - December 2010
Skills
FHA, Loan Origination, Loans, Refinance, Residential Mortgages, First Time Home Buyers, Mortgage Lending, Credit, FHA Financing, Foreclosures, Mortgage Banking, Real Estate, VA Loans, Investment Properties
Education
University of North Carolina at Wilmington 1990 — 1994
BA, Finance
nCino, Inc. September 2015 - Present
nCino, Inc September 2013 - September 2015
BB&T January 2011 - August 2013
Monarch Mortgage October 2009 - December 2010
Wachovia Mortgage April 2006 - September 2009
Intracoastal Realty May 2002 - April 2006
Skills
First Time Home Buyers, Mortgage Lending, Investment Properties, Real Estate, Refinance, Selling, Referrals, FHA, Loan Origination, Mortgage Banking, Residential Mortgages, USDA, VA loans, Foreclosures, FHA financing, Loans, Short Sales, Credit, Residential Homes, Condos, Investors, Sellers, Finance, Government Loans, Certified Mortgage..., Banking, Consumer Lending, Salesforce.com, Credit Analysis, Sales, Construction Loans, REO, Investments
Education
Meredith College 1993 — 1997
Bachelor of Arts, Political Science and Marketing
Monarch Mortgage June 2007 - Present
Resource Mortgage 1996 - 2007
Skills
Mortgage Banking, VA, FHA, Mortgage Lending, Conventional, Refinance, Residential Mortgages, Loan Origination, Mortgage Industry, First Time Home Buyers, Purchase, Mortgage, First Time Buyers, Underwriting, FHA financing, Government Loans, Credit, USDA, Investment Properties, VA loans, Construction Loans, Mortgage Underwriting, Loans, Certified Mortgage..., Commercial Lending
Education
Old Dominion University
Business
Monarch Mortgage June 2007 - Present
Skills
Refinance, FHA financing, Mortgage Lending, FHA, Real Estate, Mortgage Banking, Loans, USDA, Sellers, Short Sales, VA loans, Residential Mortgages, Loan Origination, Real Estate Financing, Foreclosures, Reverse Mortgages, Investment Properties, Construction Loans, Certified Mortgage..., Government Loans, First Time Home Buyers, Underwriting, VA Loans, FHA Financing, Mortgage Underwriting
Education
Old Dominion University 1996 — 2000
B.S., Business Management
Monarch Mortgage April 2015 - Present
Monarch Mortgage AVP - IT Business AnalystMonarch MortgageApril 2009 - April 2015
Skills
Credit, Mortgage Lending, Financial Services, Underwriting, Loans, Investment Properties, Real Estate, Finance, Mortgage Banking, Banking, Credit Analysis, Software Installation, Investments, Residential Mortgages, Refinance, FHA, Loan Origination
Education
George Mason University 2001 — 2006
Monarch Mortgage June 2015 - Present
Taylor Roberts Photography August 2008 - Present
Feigenbaum Holdings LTD March 2012 - May 2015
Nationals Inc. Ms. Teen USA Pageant August 2008 - March 2012
Skills
Canon DSLR, Adobe Lightroom, Studio Lighting, digital capture workflow, High-end Retouching, Adobe Photoshop, backup and archiving, Medium Format digital..., Darkroom, large format digital..., Color Correction, inkjet color/black +..., Lightroom, Photoshop, Portrait Photography, Event Photography, Photography, Headshots, Weddings, Lighting, Wedding Photography
Education
The Hallmark Institute of Photography 2007 — 2008
Professional Photography Certification, Portriature/Commercial Photography
Tidewater Community College
Associate of Arts and Sciences (AAS), Fine/Studio Arts, General
Bank of America September 2014 - Present
Eagle Home Mortgage November 2013 - August 2014
Monarch Mortgage June 2012 - November 2013
PNC Mortgage June 2007 - June 2012
M&T Bank June 2006 - May 2007
First Horizon Home Loans June 2003 - June 2006
Skills
Loans, Mortgage Lending, FHA, Mortgage Banking, Refinance, Loan Origination, USDA, Residential Mortgages, VA loans, FHA financing, Credit, Reverse Mortgages, Construction Loans, Certified Mortgage...
Education
University of Baltimore
Course work, Finance and Econimics
Anne Arundel Community College
Business Management
Monarch Mortgage Mortgage Loan OfficerFifth Third Bank2009 - 2011
Skills
Mortgage Banking, Refinance, Mortgage Lending, Loan Origination, Loans, FHA, Investment Properties, USDA, FHA Financing, Foreclosures, Real Estate, First Time Home Buyers
Education
Jackson State University
Bachelor of Science (B.S.), Finance, General
1st Mariner Bank August 2010 - Present
Monarch Mortgage September 2007 - August 2010
M point Mortgage February 2005 - September 2007
Skills
FHA financing, VA Financing, Conventional Financing, Fannie Mae Homepath, USDA Rural Housing, FHLB Grant
Education
Catonsville Community College 1993 — 1995
Lansdowne High School 1989 — 1993
Monarch Mortgage March 2011 - Present
Skills
FHA, Refinance, Mortgage Lending, Mortgage Banking, Loan Origination, Loans, Residential Mortgages, USDA, VA loans, FHA financing, Credit, Reverse Mortgages, Construction Loans, Certified Mortgage..., Government Loans, Banking, First Time Home Buyers, Underwriting, Investment Properties, Investments, Foreclosures
Education
University of Maryland College Park 1983 — 1988
Bachelor of Science (BS), Aerospace Engineering
Monarch Mortgage December 2012 - Present
Advance Mortgage Company May 1997 - December 2012
CTX Mortgage 1993 - 1997
Columbia First Mortgage October 1991 - March 1993
Skills
First Time Home Buyers, Real Estate, Investment Properties, Short Sales, USDA, Certified Mortgage..., Foreclosures, Non-Conforming
Education
Hampden-Sydney College 1988 — 1990
Bachelor's degree, Managerial Economics
Virginia Wesleyan College 1988 — 1988
Tidewater Community College 1985 — 1987
Business Administration and Management, General
... July 2015 - Present
Mason-McDuffie Mortgage May 2012 - November 2014
Monarch Mortgage March 2011 - April 2012
Access National Mortgage January 2002 - February 2011
Chesterfield County Republican Committee 2010 - 2011
Sisson & Company 1982 - 2005
United First Mortgage 2002 - 2004
Chase Manhattan Mortgage 2001 - 2002
Skills
FHA financing, Refinance, Reverse Mortgages, First Time Home Buyers, VA loans, USDA, Mortgage Lending, FHA, Mortgage Banking, Investors, Residential Homes, Credit, Investment Properties, Loan Origination, Residential Mortgages, Loans, Certified Mortgage..., Referrals, Construction Loans, Finance, Government Loans, Real Estate, Real Estate Financing, Non-Conforming, Mortgage Underwriting, Commercial Mortgages, Mortgage Marketing, Real Estate Economics, 203K, HUD, REO, Foreclosures, Consumer Lending, Investments, Home Equity Loans, Loss Mitigation, Home Equity Lines of..., Single Family Homes, Short Sales, Mortgage Servicing, Condos, Financial Structuring, Real Estate Transactions, Debt Consolidation, Banking, Credit Analysis, Underwriting, Commercial Lending, New Home Sales, Sellers
Education
Hollins University 1984 — 1984
Floyd County High School 1979 — 1984
Monarch Mortgage December 2013 - December 2014
Towne Mortgage September 2006 - December 2013
Skills
Mortgage Lending, Loans, Refinance, Credit, Portfolio Management, Reverse Mortgages, Residential Homes, Risk Management, Customer Service, Property Management, Negotiation
Education
San Diego State University-California State University
BA
Alpha Mortgage Corp June 2011 - Present
Monarch Mortgage August 2010 - June 2011
Fairway Independent Mortgage Corporation March 2010 - August 2010
East Coast Mortgage Lending, Inc. January 2005 - March 2010
Wyndham Capital Mortgage June 2005 - November 2005
Skills
Construction Loans, 203K, Credit, FHA, FHA financing, Finance, Foreclosures, Government Loans, Investment Properties, Investments, Investors, Leadership, Loan Origination, Loans, Mortgage Lending, Mortgage Underwriting, REO, Real Estate, Referrals, Refinance, USDA, Underwriting, VA loans, Certified Mortgage..., Reverse Mortgages
Education
East Carolina University 2000 — 2004
BA, Communication/Public Relations and Engilsh
Monarch Mortgage
Skills
Investment Properties, Mortgage Lending, Credit, Mortgage Banking, Banking, Loan Origination, Loans, Investments, Real Estate, Strategic Financial..., Finance, Construction, FHA, Refinance, First Time Home Buyers, Residential Mortgages
Education
The College of William and Mary - The Mason School of Business 1989 — 1991
MBA
Monarch Mortgage September 1978 - Present
Monarch Mortgage 2007 - 2010
Skills
FHA financing, FHA, USDA, Refinance, Mortgage Banking, Loan Origination, VA loans, Loans, Short Sales, 203K, Real Estate, First Time Home Buyers, New Home Sales, Vacation Homes, Referrals, Residential Mortgages, Government Loans, Mortgage Lending, Real Estate Financing, Certified Mortgage..., Mortgage Marketing, Mortgage Underwriting, HUD, FHA Financing, VA Loans
Education
Radford University 1973 — 1978
Bachelor of Science, Business
Monarch Mortgage August 2009 - Present
Altria Corporate Services, Inc. 2008 - Present
Education
University of Maryland College Park 1979 — 1982
Criminal Justice
C&F Mortgage July 2014 - Present
Monarch Mortgage May 2007 - July 2014
Resource Mortgage March 1999 - May 2007
First Coastal Bank March 1997 - March 1999
Skills
Mortgage Banking, Mortgage, Mortgage Lending, Mortgage Industry, Software Installation, Software Training, Software Implementation, Hands-on Training, Loans, Banking, Training, Credit, FHA, Loan Origination, Refinance, Vendor Management, Business Analysis, Management, Residential Mortgages, VA loans, FHA financing, Disaster Recovery, Government Loans, Process Improvement, Leadership, Encompass, Team Building, VA Loans, FHA Financing
Education
College of the Albemarle
Tidewater Community College
On Q Financial, Inc. September 2015 - Present
Monarch Mortgage June 2014 - July 2015
Clear Vision Funding 2012 - June 2014
The Conlon Companies LLC May 2011 - October 2012
Residential Mortgage Center April 2000 - February 2011
Skills
Mortgage Banking, FHA, Mortgage Lending, Refinance, Loan Origination, USDA, FHA financing, Loans, Investment Properties, Real Estate, Residential Mortgages, Credit, First Time Home Buyers, VA loans, Mortgage Underwriting, Underwriting, Certified Mortgage..., Reverse Mortgages, Construction Loans, Referrals, Finance, Banking, Home Equity Loans, Real Estate Financing, Foreclosures, Leadership, Mortgage Marketing, Commercial Mortgages, Sales, Business Development, Credit Analysis, Loss Mitigation, Closings, Funding, Loan Servicing, Rates, Title Insurance, Debt Consolidation, REO, Real Estate Economics, HUD, Residential Homes, Short Sales, Condos, Real Property, Real Estate Transactions, Relocation, Financial Services, Real Estate Development, Credit Risk
Education
University of Minnesota-Twin Cities 1989 — 1993
Monarch Mortgage May 2009 - Present
NorStar Mortgage Group April 2008 - May 2009
NCAMP 2008 - 2009
Southern United Mortgage, Inc. May 1999 - April 2008
First Greensboro Home Equity August 1994 - May 1999
Skills
First Time Home Buyers, USDA, Purchasing, FHA, Mortgage Lending, Real Estate, FHA financing, VA loans, Loans, Mortgage Banking, Customer Service, Sellers, Finance, Refinance, HUD, Residential Mortgages, Loan Origination, VA Loans
Education
University of North Carolina at Wilmington 1991 — 1994
B.S., Finance
WOHS 1985 — 1989
BB&T October 2015 - Present
BB&T August 2013 - October 2015
Wells Fargo September 2012 - August 2013
Monarch Mortgage September 2010 - September 2012
First Choice Funding DBA Norstar Mortgage Group September 2007 - May 2010
Elite Home Mortgage, Inc June 2004 - September 2007
Ridenhour CPA February 2002 - June 2004
Education
Syracuse University - Martin J. Whitman School of Management 2010 — 2012
MBA
University of North Carolina at Greensboro 1998 — 2002
B.S.& B.A, Dual Degree in Finance & Economics
Mortgage Master July 2015 - Present
NFM Lending (formerly NFM, Inc.) May 2014 - June 2015
New Penn Financial, LLC November 2012 - May 2014
American Bank FSB August 2011 - November 2012
Monarch Mortgage November 2008 - August 2011
M Point Mortgage Services September 2007 - October 2008
Countrywide Home Loans April 2005 - August 2007
SunTrust Mortgage 2000 - 2005
Skills
Mortgage Lending, Mortgage Banking, Refinance, First Time Home Buyers, Residential Homes, Finance, Sellers, Residential Mortgages, FHA, Referrals, Loans, Loan Origination, Real Estate, Real Estate Transactions, Relocation, Short Sales, Buyer Representation, FHA financing, Investment Properties, VA loans, USDA, Real Estate Financing, Government Loans, Reverse Mortgages, HUD, VA Loans, FHA Financing
Education
Montgomery College
Accounting/Human Resources
Montgomery College
Accounting/Human Resources Management
Kearney & Company May 2015 - Present
Miller Consulting Group, LLC November 2014 - March 2015
McShay Communities August 2012 - October 2014
Monarch Mortgage October 2011 - March 2012
MetLife Home Loans August 2009 - October 2011
Suntrust Mortgage May 2009 - August 2009
Freddie Mac March 2009 - April 2009
Skills
Loans, Software Documentation, Tax, Mortgage Lending, Mortgage Banking, Credit, Loan Origination, Underwriting, Credit Analysis, Banking, Finance, Investments, Investment Properties, First Time Home Buyers, Real Estate, Accounting, Bookkeeping, Budget Monitoring, Tax Returns, QuickBooks, UltraTax CS, Corporate Tax, Account Analysis, Business Awareness, Compliance, Financial Statement..., Interest Calculations, Journal Entry..., Personal Tax, Tax Reporting, Written Communication, OMB A-123, OMB Circular A-133
Education
Auburn University 2004 — 2008
Finance
University of Virginia
Certificate in Accounting
Dollar Tree Stores (Contract) July 2014 - November 2014
Dollar Tree Stores (Contract) June 2014 - June 2014
Monarch Mortgage 2012 - 2013
Colonna's Shipyard September 2011 - February 2012
Hilton Norfolk Airport March 2005 - July 2011
Discount Auto Sound, Inc February 1999 - February 2005
Skills
Accounting, Accounts Payable, Accounts Receivable, Payroll, Human Resources, General Ledger, Health Insurance, Dental Insurance, Microsoft Excel, PowerPoint, Microsoft Publisher, Account Reconciliation, Bank Reconciliation, 401k, Collections, Data Entry, Data Analysis, Invoicing, Journal Entries, Employee Benefits, Insurance, Financial Statements, Payroll Taxes, Expenses, Bookkeeping, Year-end Close, Monthly Close, Sales Tax, Mas 90, Spreadsheets, Outlook, Year End Accounts, Payments
Education
Old Dominion University 2009 — 2015
Currently pursuing two Bachelor's degrees, Accounting and Information Technology
Tidewater Community College 1996 — 1998
Business Administration and Management, General
Monarch Mortgage July 2015 - Present
Studio Center May 2013 - June 2015
Edible Arrangements April 2011 - November 2012
Tom Conklin Seamless Gutters June 2008 - December 2010
Skills
Microsoft Office, Customer Service, Client Services, Organization Skills, Time Management, Administrative..., Sage CRM
Education
Tidewater Community College 2009 — 2013
Associate of Science (A.S.), Accounting
Monarch Mortgage January 2014 - Present
Monarch Bank September 2012 - December 2013
LIN Media June 2011 - August 2012
Department of Justice June 2009 - May 2011
Skills
New Media, Facebook, Social Media Marketing, Social Media, Adobe Creative Suite, Research, Social Networking, Marketing, Sales, Advertising, Marketing Communications, Email Marketing, Event Management, Event Planning, Customer Service
Education
Old Dominion University 2007 — 2011
BS, Communications
Monarch Mortgage March 2015 - Present
Tidewater Emblems March 2012 - March 2015
Cypress Point Country Club November 2010 - July 2011
Cypress Point Country Club September 2008 - July 2011
Old Road Furniture Company March 2006 - June 2008
Skills
Customer Service, First Time Home Buyers, Microsoft Office, Management, Microsoft Excel, QuickBooks, Accounts Receivable, Spreadsheets, Invoicing, Social Media, Sales, Microsoft Word, Event Planning, Mortgage Lending, Credit, Mortgage Banking, Investment Properties, Loan Origination, Residential Mortgages, FHA, Refinance
Education
Old Dominion University 2009 — 2011
Bachelor's Degree, Business Administration, Finance
Longwood University 2003 — 2005
Hesston College 2001 — 2003
Associate of Applied Arts, and Sciences
C & F Mortgage Corporation September 2015 - Present
Monarch Mortgage January 2014 - Present
Monarch Mortgage August 2013 - February 2014
Monarch Mortgage April 2012 - August 2013
Prosperity Mortgage May 2007 - April 2012
Resource Mortgage July 2006 - May 2007
Resource Mortgage May 2002 - July 2006
Skills
Mortgage Lending, Loans, Mortgage Banking, Refinance, FHA financing, Residential Mortgages, Loan Origination, FHA, Mortgage Underwriting, VA loans, Construction Loans, USDA, Certified Mortgage..., Finance, Customer Service, Customer Satisfaction, Customer Insight, Customer Support, Oncology Clinical..., Oncology, Leukemia, Lymphoma, Pharmaceutical Sales, Pharmaceutical Industry, Pharmaceutics, Fundraising, Pharmacology, FHA Financing, VA Loans
Education
Randolph-Macon College 1994 — 1998
BS, History, Ashland, VA
Norfolk Academy 1991 — 1994
C&F Mortgage Corporation January 2013 - Present
Monarch Mortgage December 2007 - December 2012
Resource Mortgage January 1999 - December 2007
First Coastal Mortgage Corp. December 1994 - February 1999
First Coastal Mortgage Corp. September 1991 - November 1994
Skills
Organizational..., Organizational..., Organizational..., Organizational..., Profit Maximization, Skilled Multi-tasker, Logistics, Marketing, Packaging Graphics, Quality Control, Finance, Corporate Finance, Accounting, Team Building, Cross-functional Team..., Client Relationships..., New Market Expansion, New Market Penetration, New Market Growth, Site Acquisition, Revenue & Profit Growth, Rapid Revenue Growth, Revenue Growth..., Creative..., Teamwork, Business Strategy, Team Leadership, FHA, Mortgage Banking, Residential Mortgages, Credit, Refinance, Loan Origination, Loans, Investment Properties, Mortgage Lending, Real Estate
Education
East Carolina University 1984 — 1988
Bachelor of Science (B.S.), Industrial Technology/Technician
Monarch Mortgage March 2015 - Present
Monarch Mortgage February 2013 - March 2015
Skills
First Time Home Buyers, VA Loans, FHA Financing, Residential Mortgages, FHA, Government Loans, USDA, Construction Loans, Real Estate Financing, Mortgage Underwriting, Certified Mortgage..., Short Sales
Education
Tidewater Community College
Monarch Mortgage September 2014 - Present
First Home Mortgage August 2013 - September 2014
NVT STAFFING September 2012 - August 2013
Skills
Loan Origination, Residential Mortgages, Sales Operations, Communication Skills, Interpersonal Skill, Marketing, Customer Service, Creative Problem Solving, Microsoft Office, Microsoft Word, Microsoft Excel, PowerPoint, Photoshop, Digital Photography, Social Media, Graphic Design, Administrative...
Education
Old Dominion University 2008 — 2012
Bachelor of Fine Arts (BFA)
Hickory High School
Advanced Diploma
UNFCU June 2015 - Present
Independent Contractor July 2012 - June 2015
UNFCU 2015 - 2015
UNFCU 2015 - 2015
Monarch Mortgage October 2010 - June 2012
Access National Mortgage July 2009 - August 2010
Chevy Chase Bank January 2008 - March 2009
USA Financial Svcs October 2005 - May 2007
Skills
Loan Origination, FHA, Mortgage Banking, Loans, First Time Home Buyers, Investment Properties, Foreclosures, Short Sales, Real Estate, Mortgage Lending, Credit, Refinance, REO, Tax Returns, Financial Analysis, Finance, Underwriting, Sales, Residential Mortgages, VA Loans, VA loans, Customer Service
Education
Universidad Nacional del Callao 1996 — 1999
Associate's degree, Economics
Quad Chemical Corporation August 2012 - Present
PAPCO, Oil January 2008 - May 2012
Monarch Mortgage January 2006 - January 2008
Skills
Sales, Customer Service, Account Management, Contract Negotiation, Microsoft Office, New Business Development, Negotiation, Strategic Planning, Leadership, Sales Management, Marketing, Team Building
Education
James Madison University - College of Business 2001 — 2005
BA, Marketing
Monarch Mortgage February 2015 - Present
Nexcom/Navy Exchange July 2009 - July 2013
Whalebone Surf Shop August 2008 - July 2009
Crocs, Inc January 2009 - June 2009
Ocean Minded January 2009 - June 2009
Reef February 2004 - November 2008
Skills
Visual Merchandising, Merchandising, Retail, Retail Sales, Microsoft Office, Inventory Management, Sales, Store Management, Apparel, Inventory Control, Direct Sales, Sales Operations, Loss Prevention, Footwear, Fashion, Trend, Customer Service
Education
Tidewater Community College 2000 — 2003
Associate's degree, Business Administration and Management, General
Tidewater Community College 2000 — 2002
Associates Degree in Business Management, Business Administration and Management, General
Monarch Mortgage December 2012 - August 2013
Universal American October 2009 - January 2011
THS Construction Company April 2008 - March 2009
Bank of America January 2006 - April 2008
Enterprise Rent-A-Car November 1996 - December 2005
Skills
Leadership, Management, Recruiting, Sales, Business Development, Marketing, Event Planning, Customer Service, Program Management, Sales Management, New Business Development, Human Resources, Advertising, Strategic Planning, Microsoft Office, Account Management, Public Speaking, Team Building, Customer Retention, Training, Mortgage Lending
Education
Longwood University 1991 — 1995
Bachelor of Science (BS), Sociology
Monarch Mortgage January 2011 - May 2015
Monarch Mortgage April 2007 - January 2011
Skills
Loans, Banking, Risk Management, Harland E3, Ellie Mae..., FHA Connection..., MERS Administrator., Mortgage Lending, Residential Mortgages, Regulatory Compliance, ECOA, HMDA, TILA,..., Credit
Education
University of South Carolina-Columbia 1982 — 1986
Bachelor of Science (BS), Geology/Earth Science, General
Virginia Business Systems November 2014 - Present
Monarch Mortgage May 2013 - November 2014
Electronic Systems, Inc. March 2000 - May 2013
Williamsburg Hospitality House Hotel & Conference Center June 1996 - December 1998
Kingsmill Resort June 1989 - June 1996
Skills
Channel, Solution Selling, Enterprise Software, Territory Management, Direct Sales, Managed Services, Sales Process, Account Management, Salesforce.com, B2B, Professional Services, Cloud Computing, SaaS, Sales Force Development, Selling, Managed Print Services, Cold Calling, Channel Partners, Sales Operations, Major Accounts, Video Conferencing, New Business Development, Lead Generation, Business Development, Document Imaging, Unified Communications, Strategic Partnerships, Sales Presentations, HP
Education
Thomas Nelson Community College 1990 — 1991
Physics
JHS 1983 — 1985
Monarch Mortgage February 2014 - Present
National Fidelity Mortgage, Inc. September 2009 - January 2014
PRMI 2009 - 2009
Fidelity & Trust Mortgage 2001 - 2009
Skills
Mortgage Lending, FHA, Refinance, Mortgage Banking, First Time Home Buyers, Investment Properties, USDA, Real Estate, VA loans, Sellers, Foreclosures, Loans, FHA financing, Reverse Mortgages, Residential Mortgages, Loan Origination, Short Sales, Credit, Real Estate Financing, Mortgage Underwriting, Government Loans, Loss Mitigation, Certified Mortgage..., HUD, Mortgage Servicing, VA Loans, FHA Financing
Education
University of Maryland College Park 1970 — 1974
BS, Life Sciences (Zoology)
Monarch Mortgage May 2011 - Present
Skills
Refinance, USDA, VA loans, FHA, First Time Home Buyers, FHA financing, Real Estate
Education
Hampden-Sydney College 1983 — 1987
Bachelor of Arts, Economics / Psychology
FIRST CHOICE LOAN SERVICES INC. January 2014 - Present
the Mortgage link, inc. April 2013 - January 2014
PrimeLending August 2011 - November 2012
Monarch Mortgage 2009 - 2010
Skills
Construction Loans, Refinance, FHA, Investors, Loans, FHA financing, VA loans, USDA, Mortgage Banking, Loan Origination, Residential Mortgages, Mortgage Lending, Government Loans, First Time Home Buyers, Investment Properties, Referrals, Credit, Real Estate Financing
Education
Montgomery College
Monarch Mortgage May 2010 - Present
Prudential Decker Realty November 2006 - May 2010
Skills
Real Estate, Mortgage Banking, Marketing, Loans, Advertising, Online Advertising, New Business Development, Social Media, Email Marketing, Adobe Creative Suite, Customer Retention, Selling, Sales, Marketing Strategy
Education
Ferrum College 1998 — 2002
B.A., English
PNC Investments February 2012 - Present
Edward Jones October 2008 - February 2012
Monarch Mortgage May 2008 - October 2008
Bank of America August 2005 - May 2008
Education
Wilmington University 1996 — 1998
MBA, Business, Management, Marketing, and Related Support Services
Wilmington College 1990 — 1992
Bachelor of Science (BS), Business Administration, Management and Operations
Delaware Technical and Community College-Stanton-Wilmington
Associate's degree, Business Administration and Management, General
Towne Bank January 2012 - Present
Monarch Mortgage August 2011 - December 2011
Monarch Bank August 2004 - July 2011
Skills
Credit, Loans, Real Estate, Loan Origination, Commercial Lending, Refinance, Mortgage Banking
Education
Old Dominion University 1984 — 1988
BSBA
Monarch Mortgage June 2013 - Present
McLean Mortgage Corporation February 2012 - June 2013
Bank of North Carolina April 2011 - January 2012
SunTrust Mortgage March 2005 - April 2011
First Horizon Home Loans 2003 - 2005
Wachovia 1998 - 2003
Aerotek 1994 - 1998
Skills
Mortgage Lending, Mortgage Banking, Loan Origination, Loans, Credit, Refinance, Underwriting, Portfolio Management, Credit Analysis, Residential Mortgages, Consumer Lending, Funding, Finance, Banking, Investments, FHA, Credit Risk, USDA, Financial Services, Relationship Management, VA loans, Financial Structuring, Real Estate, Financial Risk, Investment Properties, Retail Banking, VA Loans, Management
Education
University of Notre Dame - Mendoza College of Business 2008 — 2010
Business
Ferrum College 1989 — 1994
BS, Business
Monarch Mortgage June 2010 - Present
Hunter Ventures LLC 2002 - 2009
Education
Appalachian State University 1991 — 1995
BS, Public Management
1st Mariner Bank April 2012 - Present
Monarch Mortgage March 2010 - April 2012
BNI-Bethesda October 2010 - October 2011
BNI-Gaithersburg 2010 - 2011
Choice Finance June 2006 - September 2010
Fairfax Mortgage Investments June 2003 - May 2006
Johnson Brothers Wine and Spirits April 2001 - April 2003
Gramm for President January 1994 - March 1995
Skills
VA loans, FHA financing, Loan Origination, Mortgage Banking, Real Estate Financing, Insurance, Government Loans, Financial Services, Title Insurance, Credit Analysis, Finance, Fixed Annuities, Banking, Real Estate Transactions, Commercial Lending, Consumer Lending, Small Business Lending, Commercial Mortgages, Loan Servicing, Real Estate Economics, Mortgage Underwriting, Portfolio Management, Foreclosures, Loss Mitigation, Short Sales, Wholesale Lending, Referrals, Financial Structuring, Investors, Non-Conforming, Home Equity Lines of..., Strategic Financial..., Sales, Home Equity Loans, HUD, VA Loans, FHA Financing
Education
University of Maryland College Park 1992 — 1994
Russian history
Monarch Mortgage June 2009 - June 2010
NorStar Mortgage Group April 2008 - June 2009
Pinnacle Mortgage Solutions, Inc. March 2004 - April 2008
Optimum Mortgage Group January 1999 - March 2004
Skills
Account Management
Education
Penn State University 1990 — 1993
BS, Hotel, Restaurant, & Institutional Management
Monarch Mortgage 2007 - Present
Education
Old Dominion University 2001 — 2004
Education
Tidewater Community College 1988 — 2001
Associates, Liberal Arts
Kempsville High School 1984 — 1988
Monarch Mortgage November 2014 - Present
On Q Financial Wilmington November 2011 - November 2014
East Carolina Bank June 2009 - July 2010
EquiFirst 2002 - 2008
Skills
FHA, Loans, Refinance, Mortgage Banking, Mortgage Lending, VA loans, Certified Mortgage..., USDA, Residential Homes, Residential Mortgages, FHA financing, Mortgage Underwriting, Loan Origination, Credit, Construction Loans
Education
University of North Carolina at Wilmington
Monarch Mortgage January 2010 - Present
Education
University of Maryland College Park 1971 — 1976
Monarch Mortgage OwnerHietpas Construction, LLCJanuary 2001 - January 2011
Education
North Dakota State College of Science 1982 — 1984
Business Administration, Management and Operations
Monarch Mortgage June 2014 - Present
Bay Capital Mortgage Corporation April 2010 - April 2012
Access National Mortgage January 2005 - April 2010
Skills
FHA, Mortgage Lending, Mortgage Banking, Loan Origination, Refinance, VA loans, Construction Loans, Loans, First Time Home Buyers, USDA, Residential Mortgages, Government Loans, FHA financing, Reverse Mortgages, Investment Properties, VA Loans
Education
University of Maryland College Park 1987 — 1991
Bachelor's degree
Elizabeth Seton 1983 — 1987
Monarch Mortgage November 2007 - Present
SunTrust Mortgage September 2000 - October 2006
Skills
Mortgage Banking, Residential Mortgages, Mortgage Lending, FHA, Refinance, VA loans, Loan Origination, FHA financing, Construction Loans, USDA, Reverse Mortgages, Government Loans, VA Loans, FHA Financing, Credit, First Time Home Buyers, Loans
Education
Thomas Nelson Community College 1995 — 2010
Associates, Business Management
Monarch Mortgage June 2007 - Present
Monarch Mortgage May 2007 - Present
Skills
FHA, Residential Mortgages, Refinance, Mortgage Banking, Secondary Market, Mortgage Lending, Loans, Credit, Banking, First Time Home Buyers, Investment Properties, USDA, VA loans, FHA financing, Construction Loans, Real Estate Financing, VA Loans, FHA Financing
Education
Old Dominion University 1991 — 1998
Human Services Counseling, Counseling and Special Education
Monarch Mortgage June 2007 - Present
Monarch Mortgage 2007 - Present
Resource Mortgage January 2001 - June 2007
Skills
FHA, Refinance, Banking, Mortgage Lending, Credit, Mortgage Banking, Residential Mortgages, Construction Loans, Loans, Sellers, First Time Home Buyers, VA loans, Loan Origination, USDA, FHA financing, Underwriting, Government Loans, VA Loans, FHA Financing
Education
Strome College of Business 1992 — 1995
Business Administration, Marketing, Finance
Monarch Mortgage October 2008 - Present
M Point Mortgage Services, LLC February 2007 - September 2008
Education
Catonsville Community College 1993 — 1995
Monarch Mortgage September 2010 - Present
Alternative Behavioral Services 1995 - 2000
Value Options 1995 - 2000
ABS of Arizona 1995 - 2000
Skills
Mortgage Lending, Banking, First Time Home Buyers, Loans, FHA, Loan Origination, Mortgage Banking, Refinance, Sellers, Investment Properties, USDA, Construction Loans, Residential Mortgages, FHA financing, VA loans, VA Loans, FHA Financing
Education
Old Dominion University 1986 — 1989
Finance, Finance
MONARCH MORTGAGE July 2007 - Present
Resource Mortgage April 2002 - July 2007
Cypress Point Country Club December 2000 - April 2002
Stumpy Lake Golf Club November 1998 - December 2000
Stumpy Lake Golf Club May 1998 - October 1998
Duck Woods Country Club September 1997 - May 1998
Skills
Investors, FHA, Residential Mortgages, Credit Analysis, First Time Home Buyers, USDA, Residential Homes, Mortgage Banking, FHA financing, Banking, VA loans, Reverse Mortgages, Construction Loans, Mortgage Lending, Certified Mortgage..., 203K, Refinance, Credit, Loans, Loan Origination, Government Loans, Underwriting
Education
Old Dominion University 1989 — 1994
Great Bridge High School 1986 — 1989
Monarch Mortgage September 2014 - Present
CDC, Inc March 1996 - July 1998
First Union National Bank July 1983 - June 1996
Skills
Mortgage Banking, Loan Origination, Mortgage Lending, Loans, Refinance, FHA, Credit, Residential Mortgages, USDA, VA loans, FHA financing, Credit Analysis, Construction Loans, Management, Sales, Sales Management, Underwriting, VA Loans, FHA Financing
Education
Indiana University Bloomington 1972 — 1976
BBA, Accounting and Business/Management
NFM August 2012 - Present
Wells Fargo Home Mortgage 2008 - 2011
Monarch Mortgage October 2008 - January 2009
GreenPoint Mortgage 2005 - 2007
1st Mariner Bank August 1999 - June 2002
Mason-Dixon Bancshares 1998 - 1999
Travelers January 1986 - December 1989
Auerbach Publishers 1979 - 1980
Skills
Loans, Underwriting, Mortgage Lending, Credit, Mortgage Banking, Loan Origination, Banking, Credit Analysis, Residential Mortgages, Refinance, Investments, FHA, Mortgage Underwriting, VA loans, USDA, Reverse Mortgages, FHA financing
Education
Audubon High School, Audubon NJ
Camden County College
Supreme Lending July 2015 - Present
Monarch Mortgage August 2014 - July 2015
Envoy Mortgage 2012 - 2014
Renaissance Bankcard 2008 - 2012
Skills
Credit Card Transaction..., Merchant Services, Credit Card Terminals, Merchant Acquiring, Merchant Card Processing, VA loans, USDA Rural Housing, FHA financing, Mortgage Lending, Mortgage Banking, Refinancings, Refinance, First Time Home Buyers, Residential Mortgages, Fixed Rate Mortgages, Credit Cards, Banking, Loans, Small Business, Real Estate Financing, Commercial Lending, Small Business Lending, FHA, USDA, Finance, Loan Origination, Mortgage Marketing, Financial Services, Home Equity Loans, VA Loans, FHA Financing
Education
East Carolina University - College of Business 2003 — 2007
BSBA, Business, Management
Movement Mortgage, LLC October 2014 - Present
George Mason Mortgage, LLC April 2014 - July 2014
Monarch Mortgage April 2012 - January 2014
Presidential Bank July 2011 - April 2012
SunTrust Mortgage October 2007 - July 2011
National City Mortgage November 1999 - October 2007
Skills
Refinance, Mortgage Lending, Loans, First Time Home Buyers, Investment Properties, Real Estate, Mortgage Banking, VA Loans, FHA, Real Estate Transactions, FHA Financing, Loan Origination, Residential Mortgages
Education
SUNY Plattsburgh 1997 — 1998
Bachelor Of Arts, English Literature
Monarch Mortgage February 2000 - Present
JPMorgan Chase 1992 - 2010
Skills
Loans, Refinance, FHA, Residential Mortgages, Mortgage Lending, Underwriting, Mortgage Banking, Residential Homes, Financial Analysis, Loan Origination, USDA Rural Housing, Management, FHA financing, Commercial Lending, Leadership
Education
The Johns Hopkins University 1978 — 1982
Bachelor's Degree
Select 1st 2003 - Present
Nationwide Mobile Solutions 2010 - 2011
Enterprise Warranty Group 2006 - 2009
Monarch Mortgage 2001 - 2006
Skills
New Business Development, Marketing Management, Sales Management
Education
Missouri State University
Fidelity First Mortgage February 2006 - Present
Monarch Mortgage August 2009 - December 2010
WordCell International October 2003 - December 2005
iSKY January 2000 - December 2003
Skills
Refinance, Mortgage Lending, Investment Properties, Finance, Loans, Loan Origination, Strategic Financial..., Real Estate, Mortgage Banking, FHA, Residential Mortgages, Sales, USDA, VA loans, First Time Home Buyers, Reverse Mortgages, Government Loans, Foreclosures, Short Sales, Residential Homes, Real Estate Transactions, Selling, VA Loans
Education
University of Baltimore 1993 — 1995
Bachelor's degree, Accounting and Finance
University of Baltimore 1990 — 1995
Bachelor of Science (BS), Finance and Accounting
Monarch Mortgage
Skills
Mortgage Banking, Mortgage Lending, Negotiation, FHA, Refinance, USDA, Loans, VA loans, Residential Mortgages, VA Loans, Loan Origination
Education
Rutgers University-New Brunswick 1985 — 1989
Monarch Mortgage
Skills
Refinance, Residential Mortgages, FHA, FHA financing, Mortgage Banking, Mortgage Lending, Real Estate, First Time Home Buyers, Investment Properties, Single Family Homes, Certified Mortgage..., Foreclosures, Referrals, Short Sales
Education
University of Alabama 1996 — 1999
Monarch Mortgage April 2014 - Present
Chase January 2012 - September 2013
Beltway National Business Brokerage January 2011 - December 2011
Mortgage America Bankers, LLC February 2010 - January 2011
MORTGAGE AMERICA BANKERS, LLC May 2001 - January 2011
ALLIED MORTGAGE January 1999 - April 2001
MORTGAGE USA January 1994 - January 1999
Skills
Commercial Mortgages, Customer Service, Mortgage Lending, First Time Home Buyers, VA loans, Refinance, FHA, Mortgage Banking, Credit, Funding, Underwriting, Investment Properties, USDA, Banking, FHA financing, Foreclosures, Loan Origination, Short Sales, Residential Mortgages, Referrals, Real Estate, Loans, Sales, Portfolio Management
Education
Tennessee State University
Business Administration
Baltimore Teachers Union November 2008 - Present
Baltimore Teachers Union 2008 - Present
Monarch Mortgage 2015 - 2015
Monarch Mortgage 2015 - 2015
Monarch Mortgage 2015 - 2015
Wallace, Montgomery & Associates July 2006 - November 2008
The Aegis 2002 - 2006
Skills
MS Word, PowerPoint, Event Planning, Social Networking, Public Speaking, Microsoft Word, Community Outreach, Event Management, Social Media, Public Relations
Education
College of Notre Dame of Maryland 2005 — 2009
MS, Contemporary Communications
Towson University 2001 — 2003
BS, Mass Communications
Harford Community College 1999 — 2001
Associates Degree, General Studies
Fallston High School 1995 — 1999
Diploma, General
Monarch Mortgage June 2007 - Present
Resource Mortgage April 2004 - June 2007
TowneBank Mortgage May 1999 - March 2004
Skills
USDA, Refinance, FHA, Construction Loans, FHA financing, Loan Origination, Residential Mortgages, First Time Home Buyers, VA loans, Loans
Education
Old Dominion University
Monarch Mortgage August 2014 - Present
Movement Mortgage, LLC January 2014 - August 2014
Wells Fargo Home Mortgage January 2009 - February 2014
MetAmerica Mortgage Bankers 2006 - 2008
Southern Trust Mortgage January 2004 - November 2006
Skills
Microsoft Office, Microsoft Excel, Customer Service, Financial Analysis, Risk Management, Credit, Insurance, Outlook, Real Estate, Analysis, Access, Microsoft Word, Accounting, Sales, Call Centers, PowerPoint, Time Management
Education
Tidewater Community College 1983 — 1984
Accounting and Finance
Monarch Mortgage December 2009 - Present
Monarch Mortgage December 2009 - Present
Skills
Loans, Mortgage Lending, Refinance
Education
Towson University 1978 — 1982
Bachelor of Science, Finance
Welebir Consulting, LLC February 2010 - Present
Monarch Mortgage November 2013 - April 2014
Access National Mortgage July 2013 - October 2013
HomeFirst Mortgage Corp. November 2012 - July 2013
Welebir Financial, Inc. January 1995 - February 2010
Welebir & Associates, Inc 1976 - 1992
Skills
Project Management, Financial Modeling, Risk Management, Change Management, SQL, Process Improvement, Banking, SDLC, Microsoft Excel, Program Management, Microsoft SQL Server, Portfolio Management, Strategic Financial..., Requirements Analysis, Loans
Education
American University 1978 — 1981
Master of Business Administration (MBA), Marketing/Finance
American University 1972 — 1976
Bachelor of Science (BS), Business/Real Estate & Urban Development
Monarch Mortgage August 2015 - Present
SunTrust Mortgage March 2013 - July 2015
Wells Fargo Home Mortgage August 2011 - February 2013
Wells Fargo August 2007 - August 2011
Prosperity Mortgage 2002 - 2007
Skills
Mortgage Lending, Loans, Credit, Credit Risk, Financial Risk, Residential Mortgages, Commercial Lending, Credit Analysis, Refinance
Education
Syracuse University - Martin J. Whitman School of Management 2008 — 2011
MBA, Marketing
Canisius College 1995 — 1999
BA, Psychology
Pleasure Island Insurance December 2013 - Present
Monarch Mortgage August 2009 - November 2013
Wrightsville Mortgage Group August 2008 - August 2009
North State Acceptance August 2002 - February 2007
Education
East Carolina University 1993 — 1997
BS, Criminal Justice
Monarch Mortgage December 2010 - Present
Education
McNeese State University
Finance
Monarch Mortgage June 2008 - Present
National City Mortgage June 2005 - June 2008
Towne Bank Mortgage June 2004 - May 2005
Southern Trust Mortgage January 2002 - May 2004
Skills
VA, FHA, Conventional..., New Home Purchase, Refinance, Mortgage Underwriting, Real Estate, Customer Satisfaction, Real Estate Financing, FHA financing, VA loans, Mortgage Lending, First Time Home Buyers, Investment Properties, Loan Origination, FHA, Mortgage Banking, Loans, USDA, Residential Mortgages, Leadership, Credit, VA Loans, FHA Financing
Education
Old Dominion University 1996 — 1999
Bachelor of Science (BS), Sports Management/ Economics
monarch mortgage September 2009 - Present
american bank 2007 - 2009
Education
Montgomery College 1984 — 1986
associates, math and science
robert e peary high school 1981 — 1983
Monarch Mortgage March 2008 - Present
First Soveran Mortgage March 1988 - March 2008
Skills
FHA, Refinance, Mortgage Lending, Mortgage Banking, Loan Origination, Loans, USDA, Residential Mortgages, VA loans, FHA financing, Credit, Construction Loans
Education
Limestone College
Monarch Mortgage May 2015 - Present
Southern Trust Mortgage July 2013 - May 2015
Education
University of Phoenix 2009 — 2011
Business Administration and Management, General
Fidelity Bank Mortgage January 2012 - Present
Monarch Mortgage August 2010 - January 2013
MetLife November 2008 - August 2010
First Horizon Home Loans January 1995 - October 2008
Skills
Mortgage Banking, Loan Origination, Credit, Residential Mortgages, FHA, Credit Analysis, Mortgage Lending, USDA
Education
James Madison University 1979 — 1983
Bachelor of Applied Science (B.A.Sc.), Accounting and Computer Science