GEM Mortgage, Inc
Address: 1200 Discovery Dr # 300, Bakersfield, CA 93309 Phone: (661) 328-1600Hours: : : : Website: Place name: : Category: : : Website: http://www.gemcorp.com/ Category: Mortgage Lender Suggest an editUnable to add this file. Please check that it is a valid photo. Unable to add this file. Please check that it is a valid photo. · Own this business?Add missing informationAdd business hours Unable to add this file. Please check that it is a valid photo. Questions & answers Ask a questionBe the first to ask a question Add a photoThanks for sharing!Your photo will be posted publicly on Google.Contribute MoreDoneUpload public photos of Gem Mortgage Posting publicly on the Web Write a review Reviews"Great people and place to refi felt.like family from the beginning." "He is my go to lender in the North Coast Oregon area." "Silver and his staff are so easy to work with." View all Google reviews
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GEM Mortgage, Inc Employees
GEM Mortgage, Inc August 2014 - Present
Bank of America Home Loans June 2012 - October 2013
Wells Fargo Home Mortgage December 2010 - May 2012
Washington Mutual Home Loans February 2005 - August 2008
GEM Mortgage, Inc November 2003 - February 2004
Skills
Loan Origination, FHA financing, VA loans, Customer Service, Residential Mortgages, First Time Home Buyers, Refinance, Real Estate Transactions, Microsoft Word, Microsoft Excel, Microsoft Office
Education
Bellevue University 2011 — 2013
Bachelor's Degree, Business Administration, Cum Lade
GEM Mortgage, Inc January 2010 - Present
Bristol Home Loans 2000 - 2008
Skills
FHA, Refinance, Mortgage Lending, VA loans, Mortgage Banking, Government Loans, Relocation, Foreclosures, Condos, First Time Home Buyers, FHA financing, Sales, Residential Mortgages, Short Sales, Investment Properties, Residential Homes, Referrals, Loan Origination, Real Estate, VA Loans, Reverse Mortgages, REO, FHA Financing
Education
Azusa Pacific University 1987 — 1990
Nogales High School 1981 — 1985
Self January 2014 - Present
LES INC November 2011 - January 2014
American Financial Services June 2009 - October 2011
PMAC Lending Services Inc. June 2008 - June 2009
First Mortgage Corporation September 2007 - May 2008
GEM Mortgage, Inc July 2002 - June 2007
GEM Mortgage, Inc November 2001 - June 2002
Residential Mortgage Inc February 1999 - October 2001
Countrywide Home Loans November 1996 - February 1999
Skills
Loan Origination, Real Estate Financing, Customer Satisfaction, Know-how, Getting The Job Done, Get Along Well with..., Funding, Residential Homes, Loans, FHA, Residential Mortgages, Mortgage Banking, Commercial Real Estate
Education
California State University-Dominguez Hills 1994 — 1996
Bachelor of Science (BS), Finance and Financial Management Services
Golden Empire Mortgage-Alhambra October 2012 - Present
FIRST MORTGAGE CORPORATION April 2012 - September 2012
First Mortgage Corporation December 2009 - April 2012
Kondaur Capital Corporation October 2009 - December 2009
GEM Mortgage, Inc June 2006 - April 2009
AVENUE MORTGAGE August 2004 - April 2006
Skills
FHA, VA, First Time Home Buyers, Conventional, Mortgage, Loans, Mortgage Lending, Credit, Home, Refinance, REO, Purchase, Residential, Investment Properties, USDA, VA loans, Short Sales, Mortgage Industry, Mortgage Banking, Conforming, Loan Origination, Condos, Underwriting, Customer Service, Foreclosures, Rates, Real Estate, Banking, FHA financing, Certified Mortgage..., Credit Analysis, Residential Homes, Funding, Reverse Mortgages, Investors, Government Loans, Residential Mortgages
Education
California State University-Los Angeles 1994 — 1996
CRIMINAL JUSTICE
CATHEDRAL HIGH SCHOOL 1990 — 1994
GEM Mortgage, Inc 2013 - Present
PACIFIC PROCESS SYSTEMS April 2012 - December 2012
Scott McHone, CPA, A Professional Corporation January 2012 - March 2012
Kern County Community Action September 2010 - March 2011
We the People April 2006 - December 2009
Skills
Peachtree, QuickBooks, CS Fix Assets, Payroll, Fixed Assets, Spanish-English, Accounts Receivable, Journal Entries, Account Reconciliation, Depreciation, Bank Reconciliation, General Ledger, Microsoft Office, Microsoft Excel, Accounting
Education
California State University-Bakersfield
Bachelor of Business Administration (B.B.A.), Accounting
Nationwide Real Estate Executives July 2014 - Present
GEM Mortgage, Inc January 2014 - July 2014
American Lending, Inc. December 2012 - January 2014
Lamarc Mortgage 2009 - 2012
Skills
Real Estate, Loan Origination, FHA, Mortgage Lending, Loans, Reverse Mortgages, Refinance, Mortgage Banking, First Time Home Buyers, Investment Properties, VA loans, Short Sales, FHA financing, REO, Foreclosures, Investors, Government Loans, Single Family Homes, Funding, Condos, Construction Loans, Residential Mortgages, USDA, Customer Experience, Customer Service, Long-term Customer..., Customer Satisfaction
Education
California State University-Los Angeles
Christ the King Elementary
Huntington Memorial Hospital January 2014 - Present
Carls Jr. Restaurants September 2012 - October 2014
Behavior Respite in Action August 2009 - July 2012
GEM Mortgage, Inc May 2011 - October 2011
Skills
Microsoft Office, Microsoft Excel, Microsoft Word, PowerPoint, Customer Service, Research, Teamwork, Social Media, Public Speaking, English, Outlook, Administrative..., Team Leadership, Office Management, Creative Writing, Event Management, Event Planning, Recruiting, Access, Cpr Certified, Time Management, Marketing, Public Relations, Data Entry, Critical Thinking, Nonprofits, Social Media Marketing, Social Networking, Facebook
Education
California State University-Los Angeles 2012 — 2015
Bachelor of Science (BS), Nutritional Science, 3.7
Antelope Valley College 2010 — 2012
Biological Sciences
First Rate Financial Group February 2015 - Present
HW Premier Insurance Services October 2010 - Present
Sierra Pacific Mortgage Company, Inc. June 2014 - January 2015
GEM Mortgage, Inc December 2011 - June 2014
MassMutual Financial Group May 2012 - December 2012
Priority Financial Network September 2008 - December 2011
United Pacific Mortgage September 1998 - January 2007
Fallbrook Mortgage 1997 - 1998
Education
University of Miami - School of Business 1975 — 1979
Bachelor of Business Administration (BBA), Business, Management, Marketing, and Related Support Services
Long Beach High School, Long Beach, N.Y.
T and H Electric November 2011 - Present
Coldwell Banker Dynasty January 2011 - Present
GEM Mortgage, Inc May 2010 - June 2011
Skills
Mortgage Loan Originator, Real Estate Agent, Biligual Secretary, co-founder and owner of...
Education
Riverside Community College 2008 — 2008
Introduction to Microsoft Office, Microsoft Office Computer Program, A+
Los Angeles Trade Technical College 1999 — 2002
Pre-requisits and completed units, Business Admin. and Real State Lic., A
Evans Adult School 1992 — 1996
High School Diploma, English Language, A
Instituto de Senoritas El Rosario, Guatemala 1989 — 1991
High School/Diversificado, Bilingual Secretary, 95%
Pinnacle Capital Mortgage Corporation January 2014 - Present
Stearns Lending May 2011 - January 2014
Classique Mortgage Corp. November 2008 - May 2011
GEM Mortgage, Inc June 2008 - November 2008
Premium Financial May 2006 - May 2008
Creative Funding Home & Commercial Inc. November 2002 - May 2006
Chevron Phillips Chemical Company November 1999 - November 2002
Skills
Mortgage Banking, Mortgage Lending, FHA, Loan Origination, Refinance, Investment Properties, Loans, First Time Home Buyers, USDA, VA loans, FHA financing, Credit, Government Loans, Credit Analysis, Finance, HomePath, Debt Consolidation, Real Estate, Underwriting, Commercial Lending, Sellers, Residential Mortgages, Wholesale Lending, Rates, Short Sales, REO, Non-Conforming, Construction Loans, HUD, Real Estate Financing, Commercial Real Estate, Mortgage Marketing, Real Estate Economics, Investors, Home Equity Lines of..., Foreclosures, Loss Mitigation, 203K, Residential Homes, Mortgage Underwriting, Home Equity Loans, Commercial Mortgages, Reverse Mortgages, Down Payment Assistance, Referrals, Financial Structuring, Loan Servicing, Certified Mortgage..., Mortgage Servicing, Loan Modifications
Education
Diablo Valley College
Accounting/Finance/Information Technology
RPM Mortgage, Inc. August 2015 - Present
Chase Financial Corp. June 2014 - Present
GEM Mortgage, Inc August 2013 - December 2013
RPM Mortgage Inc August 2009 - April 2013
Amercian Capital Corp. June 2012 - October 2012
Surety Financial Services 2008 - 2010
Skyline Financial 2006 - 2008
United Pacific Mortgage 2000 - 2004
Team Financial Services 1997 - 1999
Skills
FHA, Banking, Mortgage Banking, Sellers, Loan Origination, Loans, Mortgage Lending, Refinance, Residential Mortgages, VA loans, Real Estate Financing, USDA, Government Loans, Home Equity Loans, Residential Homes, VA Loans, First Time Home Buyers, Investment Properties, REO
Education
Los Angeles Pierce College 1992 — 1994
Mathematics and Computer Science
Notre Dame High School, Sherman Oaks, Ca 1991 — 1992
Cristo Rey, Portoviejo 1982 — 1991
Wells Fargo Bank August 2010 - Present
GEM Mortgage, Inc February 2008 - July 2010
Bristol Home Loans June 2000 - February 2007
Fieldstone Mortgage Company 1998 - 2000
Admiral Mortgage 1993 - 1997
Skills
Mortgage Lending, FHA, Reverse Mortgages, First Time Home Buyers, Loans, VA Loans, Investment Properties, Refinance, Residential Mortgages
Education
Cal State Fullerton 1988 — 1991
Bachelors of Science, Business Administration
Cerritos College 1982 — 1987
Associates of Arts, Business
Wells Fargo Home Mortgage February 2015 - Present
GEM Mortgage, Inc January 2014 - January 2015
Prudential Troth Realtors August 2007 - December 2013
Sears Holdings Corporation February 2004 - May 2006
Target March 1989 - April 2003
Skills
Single Family Homes, Land, Short Sales, Sellers, Real Estate, Investment Properties, Condos, Residential, Foreclosures, First Time Home Buyers, Townhomes, REO, Relocation, New Home Sales, Buyer Representation, First Time Buyers, Home, Listings, Realty, Investors, New Homes, Income Properties, Resale, e-PRO, GRI, Selling, Relocations, Rentals, Referrals, Buying, Purchase, Real Estate Investment, Luxury, Distressed Property, SFR, Residential Resale, Second Homes, Home Marketing, Real Estate Transactions, HUD, Move Up Buyers, Real Estate Negotiation, FHA, Home Sellers, Sellers Agent, Foreclosure Properties, VA, Loss Mitigation, Buyer Representative, Land Sales
Education
California State University-San Bernardino - College of Business and Public Administration 1977 — 1981
Bachelor's degree, Accounting and Finance
Palm Springs High School 1974 — 1977
Home Mortgage Company June 2012 - Present
NAPMW May 1996 - Present
GEM Mortgage, Inc October 1999 - May 2012
NAPMW 1999 - 2011
Skills
Real Estate, Mortgage Lending, Loan Origination, VA loans, REO, Finance, Residential Homes, Strategic Planning, FHA, First Time Home Buyers, Investment Properties, Refinance, Mortgage Banking, FHA financing, Residential Mortgages, USDA, Government Loans, FHA Financing, VA Loans
Education
Loma Linda University 1976 — 1978
Cal State Bakersfield
Dignified Home Loans, LLC August 2015 - Present
imortgage May 2011 - August 2015
Frost Mortgage Lending Group September 2009 - May 2011
GEM Mortgage, Inc January 2008 - September 2009
National City Mortgage June 2007 - January 2008
Home123 March 2005 - June 2007
RBC January 2004 - March 2005
Skills
Conventional, FHA, Mortgage Lending, VA, Refinance, First Time Home Buyers, Investment Properties, Condos, Single Family Homes, Investors
Education
University of North Carolina at Chapel Hill 2002 — 2003
Anthropology
California State University-Fresno 2000 — 2002
Anthropology
Antelope Valley College 1999 — 2000
Blizzard Entertainment September 2015 - Present
GEM Mortgage, Inc July 2015 - Present
The Art Institute of Orange County October 2012 - July 2015
Skills
Photography, Photoshop, Graphic Design, Zbrush, InDesign, Adobe Creative Suite, After Effects, Microsoft Office, Illustrator, Web Design, Logo Design, HTML, Maya, Social Networking, 3D Modeling, PowerPoint, 3D Studio Max, Microsoft Word, Social Media, Texturing, Illustration, Game Design, Art
Education
Art Institute of Orange County 2011 — 2015
Bachelor’s Degree, Game Art and Design
The Art Institute of California-Orange County 2011 — 2015
Bachelor of Science (B.S.), Game Art and Design
Lending Club June 2015 - Present
Lending Club January 2013 - September 2015
JPMorgan Chase -ChaseHealthAdvance August 2011 - August 2012
Align Technology September 2007 - August 2011
GE Money March 2005 - September 2007
GE Consumer Finance 2000 - March 2005
GEM Mortgage, Inc 1992 - 2000
Skills
Business Development, Marketing Strategy, Trade Shows, Competitive Analysis, Sales Process, CRM software, Microsoft Office, Healthcare Consulting, Financial Services, Solution Selling, Consultative Selling..., CRM, Account Management, Selling, Program Management, Direct Sales, Product Launch, Team Building, New Business Development, Sales, Training, Start-ups, Strategy, Business Planning, Strategic Planning, Sales Management, Leadership, Marketing, Sales Operations, Finance, Process Improvement, Market Research, Forecasting, Medical Devices, Management, Salesforce.com, Cold Calling, Sales Presentations, Market Planning, Product Marketing, Sales Force Development, Customer Retention, Customer Satisfaction, Consultative Selling
Education
Rutgers, The State University of New Jersey-New Brunswick 1987 — 1992
Economics
Lockheed Martin November 2011 - Present
Lockheed Martin Simulation, Training & Support/ Global Training and Logistics August 2007 - November 2011
Equilliance Realty & Mortgage December 2006 - August 2007
GEM Mortgage, Inc November 2004 - June 2006
Skills
Project Management, Strategic Planning, Government Procurement, Process Improvement, System Administration, Non-profits, Training, Nonprofits, Customer Service, Procurement, Human Resources, Program Management, Management, Leadership, Logistics, Policy
Education
Loyola Marymount University 1985 — 1989
BA, Political Science
Ramona Convent Secondary 1985 — 1985
GEM Mortgage, Inc July 2014 - Present
Humboldt State University August 2013 - May 2014
Humboldt State University March 2013 - May 2014
Humboldt County Office of Supervisors January 2013 - May 2013
Skills
Economics, Research, Data Analysis, Microsoft Excel, Microsoft Word, Teamwork, Team Leadership, Customer Service, Public Speaking, SPSS, Analysis, Access, Statistics
Education
Humboldt State University 2012 — 2014
Bachelor's Degree, Economics, 3.5 GPA
Heald College July 2012 - Present
Heald College February 2011 - July 2012
Kaplan College December 2007 - December 2010
Kaplan College July 2006 - December 2007
GEM Mortgage, Inc March 2003 - July 2006
Affiliated Computer Services Inc. Government Systems Division April 2001 - March 2003
Affiliated Computer Services Inc. Government Systems Division February 2000 - April 2001
Skills
Finance, Income Tax, Mortgage Lending, Default, Collections, Quality Control, Management, Higher Education, Title IV, Student Financial Aid, Student Loans, Information Technology, Federal Grants..., Operational Planning, Educational Leadership, Managerial Finance, Veterans Benefits, State Tax, Loan Servicing, Loan Modifications, Loan Origination, Investor Relations, Mortgage Underwriting, A/R collections, Data Collection, Property & Casualty..., Quality Management, Staff Development, Customer Service, Training, Student Affairs, Adult Education, Leadership, Public Speaking, Microsoft Office, Leadership Development, Enrollment Management, Career Counseling, Customer Retention, Interviews
Education
University of Phoenix
Bachelor’s Degree, Finance
California State University, Fullerton December 2013 - Present
California State University, Fullerton July 2013 - December 2013
California State University, Fullerton May 2012 - June 2013
California State University, Fullerton May 2008 - May 2012
California State University, Fullerton December 2005 - May 2008
Fierce Talent 2003 - 2004
GEM Mortgage, Inc 2003 - 2004
Mitch Schneider Organization 2000 - 2002
Skills
Writing, Event Planning, Social Media, Blogging, Public Relations, Advocacy, Mailing List Management, Community Outreach, Customer Service, Legislative Research, Fundraising, Grant Writing, Higher Education, Press Releases, Media Relations, Editing, Social Networking, Newsletters
Education
California State University-Fullerton 2008 — 2014
MA, American Studies
University of La Verne 1993 — 1998
BA, Journalism
AmeriFirst Financial, Inc. January 2014 - Present
American Financial Network Inc. 2010 - December 2013
Academy Mortgage Corporation 2008 - 2010
GEM Mortgage, Inc 2007 - 2008
Charter Funding 2004 - 2007
Skills
Mortgage Lending, Mortgage Banking, FHA, Real Estate, Mortgage Underwriting, VA loans, Loan Origination, Sales Management, Marketing, Refinance, New Home Construction, Maintaining..., Customer Satisfaction
Education
California State Polytechnic University-Pomona 2000 — 2005
B.S., Marketing Management
Western Christian 1996 — 2000
High School
Alterra Home Loans May 2015 - Present
Mortgage Notary Signing Agent 2011 - Present
Kinecta Federal Credit Union 2012 - 2013
GEM Mortgage, Inc 2010 - 2012
Grupo Gallegos 2009 - 2010
Education
University of Phoenix
Bachelor of Business Administration
New American Funding April 2014 - Present
GEM Mortgage, Inc October 2013 - April 2014
WJBradley November 2012 - September 2013
pixelfields.us May 2009 - October 2012
Premier Real Estate and Mortgage September 1999 - May 2012
Funders Mortgage 1989 - 1991
Skills
FHA financing, Residential Mortgages, VA, CHALHAFA, Real Estate Transactions, Conventional Loans, Refinance, Loan Origination, Mortgage Lending, Finance, Digital Photography, Social Media Marketing, Multimedia, InDesign, Brochures, Video Editing, Online Advertising, Grant Programs, Flash, Web Design, Posters, Poetfolio Programs, Advertising, User Experience, Logo Design, Dreamweaver, Adobe Creative Suite, Illustrator, Wordpress, Social Media, Mac, Graphics, Photography, Photoshop, VA Loans, WordPress, FHA Financing, FHA, First Time Home Buyers, Investment Properties, Sales
Education
MiraCosta College 2010 — 2012
Associate of Arts (AA), Web/Multimedia Management and Webmaster
Handelsakademie Wien 1976 — 1981
Bachelor of Business Administration (B.B.A.), business
VIENNA SCHOOL OF BUSSINESS 1976 — 1981
BA, Business Administration
AAA Auto Club South June 2011 - Present
Bankers Life and Casualty June 2010 - July 2011
GEM Mortgage, Inc December 2009 - July 2011
Skills
Mortgage Lending, Team Building, FHA, REO, Loans, Home, First Time Home Buyers, Investment Properties, Real Estate, Certified Mortgage..., Construction Loans, Credit, Credit Analysis, Customer Service, Financial Analysis, FHA financing, Disability Insurance, Foreclosures, Insurance, Investments, Leadership, Life Insurance, Loan Origination, Mortgage Banking, Mortgage Marketing, Notary Public, Real Estate Financing, Referrals, Refinance, Residential Homes, Residential Mortgages, Reverse Mortgages, Selling, Sales, Short Sales, Small Business, Term Life Insurance, USDA, Underwriting, VA loans
Education
California Polytechnic State University-San Luis Obispo 1986 — 1990
bs, Graphic Communications
California Polytechnic State University-San Luis Obispo 1986 — 1989
Bachelor of Science (B.S.), Business Administration and Management, General
imortgage April 2015 - Present
GEM Mortgage, Inc October 2008 - April 2015
Skills
FHA, First Time Home Buyers, Refinance, VA loans, Loan Origination, Single Family Homes, USDA, Government Loans, Move Up Buyers, FHA financing, REO, Investment Properties, Foreclosures, Short Sales, Investors, New Home Sales, HUD, SFR, Residential Homes, Referrals
Education
California State University-Northridge
Business
HomeStreet Bank February 2015 - Present
Cherry Creek Mortgage February 2014 - February 2015
SunTrust Mortgage April 2012 - December 2013
Bank of America (contract) January 2012 - April 2012
GEM Mortgage, Inc August 2010 - January 2012
AXIA Financial January 2010 - July 2010
Axia Financial, LLC January 2009 - January 2010
AmericaHomeKey, Inc. October 2005 - October 2008
National City Mortgage October 2001 - October 2005
Skills
Event Planning, Account Management, Loans, Mortgage Lending, Process Improvement, Mortgage Banking, Underwriting, USDA, Customer Service, Sales, FHA, Loan Origination, Credit, Credit Analysis, Refinance, Residential Mortgages, FHA financing, Mortgage Underwriting, Government Loans, Banking, Finance, Investment Properties, First Time Home Buyers, Construction Loans, Financial Analysis, Real Estate Financing, Real Estate, Consumer Lending, Certified Mortgage...
Education
Inglemoor Sr. High School
University of Phoenix
Business Management
University of Southern California
Biomedical Engineering
CREST USA 2007 - Present
Directlender.com February 2007 - September 2008
GEM Mortgage, Inc February 2005 - February 2007
La Opinion 2000 - 2004
Skills
Property Management, Data Analysis, Research, Commercial Real Estate, Customer Service, Microsoft Office, Real Estate, Loan Origination
Education
California State Polytechnic University-Pomona
Urban and Regional Planning
GEM Mortgage, Inc April 2009 - Present
Skills
First Time Home Buyers, Real Estate, Foreclosures, Mortgage Banking, Investment Properties, Mortgage Lending, FHA, VA loans, Relocation
Education
Los Angeles Pierce College 2006 — 2009
Associate of Science (A.S.), Computer and Network Technology