MICAL Mortgage
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MICAL Mortgage Employees
Prima Center for Plastic Surgery April 2014 - Present
Event Planning Freelance Consultant December 1999 - April 2014
Pyramid Consulting March 2012 - July 2012
United National Mortgage August 1998 - October 1999
Nordstrom June 1997 - August 1998
Mical Mortgage March 1995 - June 1997
Nexus Funding January 1993 - March 1995
Skills
Sales, Face to Face Sales, Long-term Customer..., Customer Service, Account Management, Networking, Contract Negotiation, Team Building, Event Planning, Event Management, Events Coordination, Creative Writing, Talent Acquisition, Recruiting, Sourcing, Screening, Vendor Management, Project Management
Education
Grossmont College
First Guaranty Mortgage Corporation® September 2015 - Present
CMG Financial April 2013 - January 2015
Icon Residential Lenders May 2008 - April 2013
Sierra Pacific Mortgage April 2002 - October 2007
SunTrust Mortgage August 1999 - April 2001
Guild Mortgage Company December 1997 - August 1999
Mical Mortgage January 1992 - December 1997
HOME FED BANK December 1990 - December 1991
HOME FED BANK December 1988 - December 1990
HOME FED BANK May 1985 - December 1988
Skills
Sales, Direct Sales, Sales Presentations, Account Management, Key Account Management, Hunter, Sales Process, Selling, Mortgage Lending, B2B, Customer Service, Loan Origination, Loans, Sales Operations, Real Estate, Credit, Refinance, Residential Mortgages, Mortgage Banking, Training, Investment Properties, FHA, FHA Financing, First Time Home Buyers, Underwriting
Education
CSU Chico 2015 — 2019
Pre-Nursing Studies
San Diego State University-California State University 1977 — 1982
Bachelor of Arts (B.A.), Nutrition Sciences
First Liberty Funding, Inc. May 2007 - Present
Homestar Mortgage Inc. July 1997 - September 2007
Mical Mortgage May 1989 - June 1997
Skills
Coaching, Real Estate Financing, Real Estate Transactions, Mortgage Lending, Real Estate, Residential Homes, Strategic Planning, Investments, REO, Strategy, Commercial Real Estate, First Time Home Buyers, Investors, Leases, Reverse Mortgages, Real Property, Refinance, FHA, Residential Mortgages, Real Estate Economics, Loan Origination, Mortgage Banking, Brokerage, Investment Properties, Funding, Referrals
Education
San Diego State University-California State University 1980 — 1982
Masters Degree(Thesis to be completed), Computer science
California State University-Chico 1975 — 1980
Bachelo Degree B.S., Computer Science
Rancho Financial, Inc. December 2008 - Present
Better Homes and Gardens Real Estate Heritage Properties October 2012 - August 2013
RE/MAX Heritage Homes 2003 - 2012
Master Lenders January 2004 - December 2008
Mortgage Masters of San Diego April 1988 - 2003
C-21 Affilliated 1990 - 2000
Mical Mortgage 1979 - 1987
Skills
Mortgage Lending, Loans, FHA, Mortgage Banking, Refinance, Loan Origination, FHA financing, VA loans, Residential Mortgages, Reverse Mortgages, First Time Home Buyers, Credit, Investment Properties, Real Estate, Foreclosures, USDA, Buyer Representation, Real Estate Financing, Marketing Strategy, Strategic Planning, Real Estate Transactions, Marketing, Commercial Lending, Move Up Buyers, Relocation Buyers, Corporate Relocation, Jumbo Mortgage, Mortgage Planning, Real Estate Economics, Finance, Commercial Real Estate, REO, Single Family Homes
Education
University of Minnesota-Twin Cities
OneTrust Home Loans and OneTrust Senior Lending November 2012 - Present
JPMorgan Chase February 2011 - November 2012
First Nations Home Finance February 2010 - February 2011
Plaza Home Mortgage February 2009 - January 2010
Countrywide April 2006 - January 2009
McMillin Real Estate & Mortgage January 2004 - January 2006
First Advantage Financial 2003 - 2004
Home Funding 2002 - 2003
American Mortgage Express Financial 1997 - 2002
Mical Mortgage 1995 - 1997
Skills
Referrals, Mortgage Lending, Mortgage Banking, Accounting, Sales, FHA, Loans, Refinance, Loan Origination, Real Estate, VA loans, Residential Mortgages, Real Estate Financing, Financial Services, Loan Servicing, Negotiation, Underwriting, Training, Banking, Management, Credit, Mortgage Servicing, Investment Properties, Investments, Reverse Mortgages, Residential Homes, Portfolio Management, Finance, Customer Service, Business Planning, Funding, CRM, Leadership, Investors, Home Equity Loans, Mortgage Marketing, Credit Analysis, Business Development, Commercial Real Estate, VA Loans
Education
University of California, San Diego 1990 — 1994
Professional Certificate, Accounting
San Diego State University-California State University 1984 — 1987
BS, Business/Marketing
Granada Hills High School 1979 — 1982
U.S. Bank Home Mortgage July 2014 - Present
Wells Fargo Home Mortgage August 2011 - March 2014
Wells Fargo Home Mortgage December 2010 - August 2011
Bank of America Home Loans January 2010 - December 2010
Bank of America October 2007 - March 2009
First Nations Home Finance February 1998 - September 2007
MICAL Mortgage October 1995 - January 1998
UBS Wealth Management (formerly known as Paine Webber) June 1993 - October 1995
Morgan Stanley Wealth Management (formerly known as Shearson Lehman Brothers) November 1991 - June 1993
Skills
Mortgage Lending, Loans, Reverse Mortgages, Sales Management, FHA, FHA financing, Leadership, Credit Analysis, Sales, Investment Properties, Team Building, Banking, Investments, Mortgage Banking, Credit, Management, VA loans, Financial Services, Residential Mortgages, Loan Origination, Refinance, Underwriting, Strategy, FHA Financing
Education
The University of Connecticut 1985 — 1991
BA, Economics
Right Start Mortgage October 2014 - Present
American Senior Funding, A Premier Branch of HighTechLending Inc. August 2012 - October 2014
Certified Senior Advisors 2005 - 2014
West Point Thoroughbreds, Inc. 2010 - 2013
American Senior Funding Corporation June 2004 - August 2012
Mical Mortgage 1975 - 1999
Skills
Customer Service, Mortgage Lending, Investments, Mortgage Banking, Reverse Mortgages, Marketing, Team Building, Loans, Loan Origination, Public Speaking, Leadership, Sales, Customer Retention, Small Business, Sales Management, Banking, Insurance, Strategic Planning, Training, Business Development, Credit, Management, New Business Development
Education
Case Western Reserve University 1955 — 1963
BA, Chemistry, Psychology
American Senior Funding, A Premier Branch of HighTechLending Inc. August 2012 - Present
American Senior Funding Corporation June 2004 - Present
Mical mortgage 1974 - 1999
Skills
Credit, Loans, Mortgage Lending, Mortgage Banking, Loan Origination, Refinance, FHA, Residential Mortgages, VA loans, Reverse Mortgages, FHA financing, Underwriting, USDA, Banking, Investment Properties, First Time Home Buyers, Mortgage Underwriting, Loan Servicing, Certified Mortgage...
Education
Case Western Reserve University 1955 — 1963
Bachelor of Arts (B.A.), Chemistry
V.I.P. Mortgage Inc. March 2011 - Present
360 Mortgage Group April 2010 - March 2011
Wells Fargo Home Mortgage February 2009 - March 2010
Vertice November 2004 - February 2009
American Mortgage Network 2004 - 2009
Union Planters Bank April 2000 - October 2004
Mical Mortgage 1996 - 1997
ICM/Pulte Mortgage 1994 - 1996
Skills
Mortgage Lending, Mortgage Banking, Funding, Loan Origination, FHA, Residential Mortgages, USDA, Refinance, Credit, Reverse Mortgages, VA loans, Certified Mortgage..., Home Equity Loans, Mortgage Underwriting, Credit Analysis, Sales Management, FHA financing, Investment Properties, Government Loans, REO, First Time Home Buyers, Recruiting, Recruitment Training
Education
Mesa Community College
Perfectly At Home September 2003 - Present
AT&T May 1999 - June 2004
SCME Mortgage Bankers March 1993 - June 1994
MICAL Mortgage March 1992 - 1993
Skills
Budget, Accounting, Inventory Management, Retail, Team Building, Strategic Planning, Customer Service, Marketing Strategy, Advertising, Online Advertising, Business Strategy, Social Media, Social Media Marketing, Sales, Sales Management, Customer Satisfaction
Education
University of Southern California 1986 — 1990
Bachelor of Science (BS), Business Administration, Management & Organization, and Finance