Right Start Mortgage
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Right Start Mortgage Employees
Right Start Mortgage June 2014 - Present
American Financial Network Inc. August 2012 - June 2014
Law Firm January 2011 - February 2012
American Financial Network, Inc. August 2009 - September 2010
Tri Service Mortgage and Realty May 2006 - August 2009
Loan Link Financial Services June 2001 - May 2006
MGM Mortgage 1996 - 2001
Aames Home Loan 1994 - 1996
Pacific Home Loans 1991 - 1994
Skills
Mortgage Banking, Mortgage Lending, Credit Analysis, loan specialist, Loan Origination, Customer Service, Office Management, Problem Solving, Operational Excellence, Training, Refinance, New Home Purchase, FHA, USDA, Conventional Financing, Risk Management, Short Sales, Bankruptcy, Foreclosures, Innovation Development, Think Tank, Resolution Management, Highly Dedicated, Finance, REO, Funding, Mortgage Underwriting, Loan Servicing, Credit, Investment Properties, Residential Mortgages, Closings, Certified Mortgage..., Real Estate Economics, Loss Mitigation, Construction Loans, Commercial Mortgages, Underwriting, Real Estate, Reverse Mortgages, First Time Home Buyers, Selling, Real Estate Financing, Home Equity Loans, Commercial Lending, FHA financing, Small Business, Investors, VA loans, Residential Homes
Education
Mt. San Antonio College 1981 — 1983
Associate of Arts (A.A.)
Bishop Amat Hight School 1977 — 1981
AmeriFirst Financial, Inc. July 2011 - Present
Primary Residential Mortgage June 2010 - July 2011
Paramount Equity Mortgage January 2010 - June 2010
Lugash Law Center September 2008 - December 2009
Right Start Mortgage June 2008 - December 2009
Union Fidelity Mortgage November 2000 - February 2008
Skills
First Time Home Buyer..., Investment Property..., Asset Depletion Lending, Loans, First Time Home Buyers, Mortgage Banking, Mortgage Lending, Refinance, Investors, Real Estate, Short Sales, Real Estate Transactions, Leadership, Referrals, Sales Management, Sales, FHA, Selling, Residential Homes, Investments, Foreclosures, Certified Mortgage..., Finance, Banking, Property, Residential Mortgages, Loan Origination, Real Estate Financing, VA loans, USDA, FHA financing, Reverse Mortgages, Investment Properties, Loss Mitigation, Real Estate Economics, Construction Loans, REO, Commercial Mortgages, Credit, HUD, Underwriting, Buyers, Government Loans, Home Equity Loans, Mortgage Marketing, Mortgage Underwriting, Sellers, Condos, Credit Analysis, Networking
Education
San Diego State University-California State University 1988 — 1993
BS, Management
National University 1999 — 2001
MBA, Business Administration
Right Start Mortgage November 2014 - Present
Flagstar Bank October 2011 - September 2013
Pinnacle Capital Mortgage Corp. April 2010 - October 2011
Spectrum Financial & a few others 2000 - 2010
Skills
Mortgage Lending, FHA, Refinance, Loans, Investment Properties, Short Sales, HomePath, Foreclosures, HUD, Credit, Real Estate, First Time Home Buyers, Mortgage Banking, USDA, VA loans, Loan Origination, FHA financing, Residential Mortgages, Sales Management, VA Loans
Education
Mississippi State University - College of Business and Industry 1993 — 1997
Certified Meteorology, Television Meteorologist
Arizona State University 1989 — 1993
Climatology, Weather
Sandia High School 1974 — 1978
graduate, High School Diploma
American Financial Resources December 2014 - Present
Radian July 2011 - November 2014
Goodman Dean January 2011 - June 2011
Right Start Mortgage May 2009 - January 2011
Indymac Bank September 2000 - September 2008
Newhall Land 1985 - 1988
Education
Menlo College 1978 — 1982
BS, Finance
Flintridge Preparatory School 1972 — 1976
High School
Right Start Mortgage October 2014 - Present
Castle & Cooke January 2012 - December 2013
Castle & Cooke September 2011 - December 2011
New Vision Forest Products November 2006 - March 2008
Skills
USDA, FHA, Purchase, Purchasing, First Time Home Buyers, Real Estate, Residential, Customer Service, Mortgage Lending, VA, Mortgage, Conventional, Negotiation, Loans, Excel, Refinance, Loan Origination, Mortgage Banking, Residential Mortgages, Mortgage Industry, Financial Analysis, Problem Solving, Team Building, Compliance, Word, Outlook, Strategic Planning, Microsoft Office, Scheduling, Contract Negotiation, Budgeting, Financial Modeling, Administration, VA loans, Mortgage Planning, Investment Properties, Referrals, Home, Investors, REO, Foreclosures, Conforming, Real Estate Investment, Short Sales, Single Family Homes, New Home Sales, Mortgage Underwriting, FHA financing, Rates, First Time Buyers
Education
Oregon State University 2000 — 2003
BA, Marketing
OneRoof Energy, Inc. January 2015 - Present
Plaza Loans October 2014 - December 2014
Nations Direct Mortgage August 2014 - October 2014
Right Start Mortgage January 2014 - July 2014
Gold Star Mortgage Financial Group June 2013 - December 2013
All Home Lending, Inc October 2009 - June 2013
Countywide Financial 2003 - 2007
Monument Mortgage 2001 - 2003
Saxon Mortgage 1999 - 2001
Long Beach Mortgage 1990 - 1998
Skills
Sales, Mortgage Lending, Investment Properties, Real Estate, FHA, Loans, Refinance, Mortgage Banking, First Time Home Buyers, Underwriting, Credit, Residential Homes
Education
California State University-Stanislaus 1983 — 1985
BS, Finance
California State University-Long Beach 1981 — 1982
BS Finance, Business
Southern Illinois University, Carbondale 1977 — 1980
Associate, Construction Technology
Right Start Mortgage May 2014 - Present
Movement Mortgage, LLC March 2014 - May 2014
Wells Fargo December 2010 - December 2013
Nova Home Loans March 2008 - August 2010
PepsiCo Australia and New Zealand October 2006 - February 2008
Education
The Ohio State University 1997 — 2001
BA Psychology
doTERRA International LLC July 2014 - Present
Bank of Internet June 2013 - June 2014
Direct Lenders Mortgage April 2012 - June 2013
Primary Residential Mortgage March 2011 - April 2012
Right Start Mortgage July 2010 - March 2011
Marriott Vacation Club International 2008 - 2010
Skills
Excellent Communicator, Great Customer Service, Attention To Detail, Customer Service, Mortgage Banking, REO, Mortgage Lending, Refinance, FHA, Loan Origination, VA loans, Residential Homes, Loans, Investment Properties, Referrals, Residential Mortgages, First Time Home Buyers, Small Business, Real Estate, Foreclosures, Sales, Selling, Short Sales, Sellers, Banking, Finance, Funding, USDA, Real Estate Financing, Credit, Investors, Real Estate Economics, Loss Mitigation, HUD, Vacation Homes, Real Estate Transactions, FHA financing, Condos, Underwriting, Reverse Mortgages, Investments, Certified Mortgage..., Government Loans, Portfolio Management, Commercial Mortgages, Single Family Homes, Construction Loans, Loan Servicing, Mortgage Marketing, Commercial Real Estate
Education
University of Phoenix 2003 — 2005
Business Management
San Diego Mesa College 1992 — 1994
AA, Liberal Arts
Right Start Mortgage January 2010 - Present
RAF Financial, San Diego CA January 2001 - November 2009
Education
Fuller Theological Seminary 1992 — 1995
Master of Divinity, Philosophy/Religion
Loyola Marymount University 1985 — 1990
bachelor, Psychology
Right Start Mortgage May 2011 - Present
Comergence Compliance Monitoring, LLC November 2009 - May 2011
SoCal Overnight February 2009 - November 2009
NDFC October 2007 - January 2009
HLF, Inc January 2006 - October 2007
Avaris Capital Corporation 2004 - 2006
Platinum Capital Group February 2002 - June 2004
Argent, LLC March 1999 - October 2002
Education
Whittier College 1986 — 1989
BA, Business
University of California, Los Angeles 1983 — 1985
Business
Bridgeview Bank Mortgage May 2014 - Present
Right Start Mortgage April 2009 - April 2014
Indymac Bank January 1999 - September 2008
Atlas Capital Funding June 1996 - December 1998
Household finance 1995 - 1996
Skills
Mortgage Banking, FHA, Mortgage Lending, Residential Homes, Loss Mitigation, Residential Mortgages, Refinance, Loans, Reverse Mortgages, Loan Origination, VA loans, REO, P&L Responsibility, LLC, Mortgage Servicing, Credit, Wholesale Lending, Correspondent Banking, Sales Management, USDA, Real Estate Financing, Banking, Certified Mortgage..., Mortgage Underwriting, Real Estate, FHA financing, Construction Loans, Underwriting, Commercial Mortgages, Real Estate Economics, Commercial Lending, First Time Home Buyers, Investment Properties, Financial Structuring, Loan Servicing, Funding, Credit Analysis, Small Business Lending, Home Equity Loans, Consumer Lending, Rates, Default, Credit Risk, Mortgage Marketing, Referrals, FHA Financing, P&L Management, VA Loans
Education
East Carolina University 1990 — 1995
Bridgeview Bank Mortgage June 2014 - Present
Bank of Manhattan N.A. January 2014 - June 2014
Right Start Mortgage September 2008 - December 2013
EBK Consulting October 2005 - November 2007
Ameriquest Mortgage January 2002 - October 2005
Skills
Mortgage Banking, Sales, Leadership, Mortgage Lending, First Time Home Buyers, FHA, Business Development, Real Estate, Refinance, Loan Origination, REO, Residential Mortgages, FHA financing, Loans, VA loans, Investment Properties, VA Loans, FHA Financing
Education
California State University-San Marcos - College of Business Administration 2001 — 2003
BA, Finance
Gold Financial Services October 2015 - Present
Right Start Mortgage June 2014 - September 2015
Castle & Cooke Mortgage, LLC February 2011 - June 2014
L &G Mortgagebanc 2009 - 2009
Ameristar Mortgage Group Inc 2003 - 2008
Ameriquest Mortgage 1996 - 2003
Ameriquest Mortgage 1996 - 2003
Ameriquest Mortgage 1996 - 2003
Skills
VA, FHA, Mortgage Lending, Mortgage Banking, Refinance, Conventional, Mortgage Industry, USDA, Conforming, Loan Origination, Mortgage, Loans, First Time Home Buyers, Purchase, Investment Properties, Real Estate, Short Sales, Customer Relations, Credit, Problem Solving, Residential Mortgages, Banking, VA loans, Mortgage Planning, Credit Analysis, Loan Structuring, Government Loans, Real Estate Transactions, Foreclosures, Customer Service, Certified Mortgage..., Residential Homes, REO, Finance, FHA financing, Reverse Mortgages, Financial Structuring, Mortgage Underwriting, Real Estate Financing, Home Equity Loans, HUD, Mortgage Marketing, Loss Mitigation, Real Estate Economics, Home Equity Lines of..., Investors, Construction Loans, Non-Conforming, USDA Rural Housing, Referrals
Education
Culinary Institute of America 1986 — 1986
Certification, Chef Development and Garde Manger
Bergen Community College 1977 — 1980
Degree in Hotel Restaurant Management, Hotel/ Restaurant Management
Right Start Mortgage December 2011 - Present
Protocol Executive Executive Search June 2008 - December 2011
Best Buy 1999 - 2004
pinnacle site development 1998 - 2000
Education
University of Illinois at Urbana-Champaign 1993 — 1997
Right Start Mortgage October 2014 - Present
American Senior Funding, A Premier Branch of HighTechLending Inc. August 2012 - October 2014
Certified Senior Advisors 2005 - 2014
West Point Thoroughbreds, Inc. 2010 - 2013
American Senior Funding Corporation June 2004 - August 2012
Mical Mortgage 1975 - 1999
Skills
Customer Service, Mortgage Lending, Investments, Mortgage Banking, Reverse Mortgages, Marketing, Team Building, Loans, Loan Origination, Public Speaking, Leadership, Sales, Customer Retention, Small Business, Sales Management, Banking, Insurance, Strategic Planning, Training, Business Development, Credit, Management, New Business Development
Education
Case Western Reserve University 1955 — 1963
BA, Chemistry, Psychology
MRN cubed, LLC January 2013 - July 2013
Right Start Mortgage August 2010 - May 2011
Prospect Mortgage, LLC April 2009 - August 2010
Indymac Bank December 1997 - September 2008
Skills
Mortgage Lending, Mortgage Banking, FHA, Underwriting, Banking, Loan Origination, Refinance, Residential Mortgages, Credit, Loans, Mortgage Underwriting, Credit Analysis, FHA financing
Education
California State University-Northridge 1994 — 1996
Right Start Mortgage July 2014 - Present
Perl Mortgage October 2013 - July 2014
The Lending Company February 2012 - October 2013
All Home Lending, Inc January 2010 - February 2012
Merchant Services August 2008 - April 2010
Countrywide February 2005 - July 2008
Lenders Direct September 2003 - January 2005
CBSK Finanical 2000 - 2003
Dollar Mortgage 1996 - 2000
Skills
Mortgage Lending, Loans, Banking, FHA, Negotiation, Sales, Mortgage Banking, Credit, Refinance, Loan Origination, VA loans, Real Estate, FHA financing, USDA, Residential Mortgages, FHA Financing, VA Loans
Education
Christian Heritage College 1998 — 2000
BS, Management
San Diego State University-California State University 1988 — 1993
Business Finance
Christian High School 1984 — 1988
Pacific Sky Mortgage March 2015 - Present
American Mortgage Advantage Group, Inc. June 2011 - June 2015
Right Start Mortgage June 2010 - June 2011
Caliber Funding March 2009 - November 2009
Lucas Group March 2008 - September 2008
Mission View Mortgage & Buyer's Choice 1991 - 2007
Skills
Loans, Mortgage Lending, Sales, Residential Mortgages, Mortgage Banking, Talent Acquisition, Real Estate, Insurance, Applicant Tracking..., Negotiation, Selling, Retail Banking, Credit, Employee Benefits, Management, Finance, Temporary Placement, Technical Recruiting, Contract Negotiation, Sales Management, Recruiting, Banking
Education
San Diego State University-California State University 1984 — 1988
BA, Economics
Right Start Mortgage Loan OfficerSound Mortgage IncMay 2013 - Present
Skills
Mortgage Lending, Mortgage Banking, Refinance, FHA, Loan Origination, Residential Mortgages, VA loans, USDA, Loans, FHA financing, REO, Credit, Credit Analysis, Certified Mortgage..., Reverse Mortgages, Commercial Lending, Consumer Lending, Construction Loans, Government Loans, Underwriting
Education
Azusa Pacific University 2004 — 2008
Master of Business Administration (M.B.A.)
Right Start Mortgage December 2014 - Present
WesLend Financial June 2014 - December 2014
Mortgage One February 2014 - May 2014
Banc of California September 2013 - February 2014
International City Mortgage May 2012 - September 2013
Crosscountry Mortgage March 2012 - May 2012
Ameriquest Mortgage 2004 - 2006
Skills
Branch Banking, Sales, Loans, Mortgage Lending, Credit, Mortgage Banking, Loan Origination, Refinance, FHA, Credit Analysis, Banking, Residential Mortgages, USDA, VA loans, Underwriting, VA Loans
Education
Chapman University, The George L. Argyros School of Business and Economics 1999 — 2003
Bachelor of Business Administration (B.B.A.), Finance
Chapman University, The George L. Argyros School of Business and Economics 1999 — 2003
Bachelor of Arts (B.A.), Economics