Experience
Mortgage Alliance - Canada's Mortgage Choice   June 2006 - Present
Mortgage Alliance   March 2003 - Present
Scotiabank  1997 - 2001

Skills
Rental Properties, Right Broker = Right..., Commercial Mortgages, Residential Mortgages, Refinance, Mortgage Lending, Rentals, Investment Properties, Real Estate Financing, Loans, Sellers, Mortgage Banking, Rates, First Time Home Buyers, Credit, Certified Mortgage..., Reverse Mortgages, Construction Loans, Second Mortgages, Mortgage Underwriting, Home Equity Lines of..., Funding

Education
Conestoga College   1980 — 1983
Diploma - 3 Year, Accounting and Business/Management

Cameron Heights High School

Experience
BNI Marinaside   May 2015 - Present
Mortgage Alliance   May 2013 - Present
BNI Marinaside   2015 - 2015
RBC  May 2010 - April 2013
RBC  March 2004 - 2010
TD Canada Trust  October 1992 - February 2002

Skills
First Time Home Buyers, Residential Mortgages, Mortgage Lending, Refinance, Investment Properties, Reverse Mortgages, Real Estate, Certified Mortgage..., Home Equity Lines of..., Loans, Credit Analysis, Debt Consolidation, Credit, Financial Advisory, Financial Analysis, Commercial Mortgages, Real Estate Financing, Home Equity, Referrals, Equities, Banking, RRSP, Condos, TFSA, Finance, Home, Management, Sales, Investments, Mutual Funds, Financial Planning

Education
The University of British Columbia / UBC   2012 — 2013
Sauder School of Business, Real Estate

Canadian Securities Course   2000 — 2001
Certificate, Finance / Securities / Investments

Experience
Dynamic Mortgage Solutions   February 2013 - Present
Mortgage Alliance   August 2008 - February 2013
Scotiabank  2007 - 2008
First Canadian Title  2006 - 2007
Bridgewater Bank  January 2000 - January 2006
Law Firm  September 1998 - January 2000

Skills
Residential Mortgage..., Real Estate Paralegal, Licensed Mortgage..., Commissioner for Oaths..., Mortgage Lending, Residential Mortgages, Refinance, Loans, Credit, Debt Consolidation, Commercial Mortgages, Mortgage Banking, Underwriting, Credit Analysis, First Time Home Buyers, Construction Loans, Home Equity Lines of..., Mortgage Marketing, Second Mortgages, Lines Of Credit, Mortgage Servicing, Mortgage Underwriting, Real Estate Financing, Reverse Mortgages, Home Equity Loans, Loan Origination

Education
RECA
Certificate, RECA Mortgage Associate Certification

SAIT
Legal Assistant Certificate, Real Estate

Experience
Mortgage Alliance   January 2007 - Present
CHRY 105.5FM Radio Inc.   August 2001 - October 2012

Skills
Social Media, Social Media Marketing, Public Speaking, Event Planning, Brokerage, Social Networking, Customer Service, Condos, First Time Home Buyers, Investment Properties, Public Relations, Event Management, Entrepreneurship, Small Business, Negotiation, Online Marketing, Sales, Strategic Planning, Marketing, Blogging, Editing, Time Management, Entertainment, Media Relations, Advertising, Real Estate, Marketing Communications, Fundraising, Real Estate Financing, Facebook, Online Advertising, Marketing Strategy

Education
York University   1992 — 1996
Bachelor of Arts (BA), Kinesiology and Sociology

Seneca College of Applied Arts and Technology
Post Graduate diploma

martingrove

Experience
Mortgage Alliance   January 2014 - Present
Scotiabank  April 2011 - December 2013
Bank of Montreal  January 2005 - April 2011

Skills
Refinance, Residential Mortgages, Finance, Credit, Debt Consolidation, Credit Analysis, Loans, Home Equity Lines of..., Consumer Lending, Relationship Management, Customer Service, Mortgage Underwriting, Mortgage Banking, Credit Risk, Commercial Mortgages, Mortgage Lending

Education
The University of Lethbridge
Bachelor, Human Resource Management and Labor Relation

Experience
Mortgage Alliance   May 2014 - Present
Scotiabank  December 2011 - May 2014
TD Bank Group  February 2009 - November 2011
TD Bank Group  January 2008 - January 2009
TD Bank Group  March 2007 - January 2008
TD Bank Group  November 2005 - February 2007

Skills
Mortgage Lending, Management, Real Estate, Commercial Banking, Process Improvement, Finance, Retail Banking, Banking, Financial Services, Investment Properties, Customer Service, Credit, Loans, Team Management

Education
The University of Tennessee at Chattanooga   1989 — 1993
Bachelor of Science, Chemistry

Experience
Mortgage Alliance   March 2010 - Present
Sales  June 1991 - 2010
United States Navy Reserves  1989 - 1992
Financial Federal Credit Union   February 1988 - April 1991

Skills
Mortgage Lending, Marketing Strategy, Social Media Marketing, Residential Mortgages, Mortgage Marketing, Investment Properties, Loans, First Time Home Buyers, Refinance, Social Networking, Credit, Residential Homes, Reverse Mortgages, Debt Consolidation, Referrals, Construction Loans, Real Estate, Sales, Small Business, Investments, Marketing, Business Development, Negotiation, Sellers, Commercial Real Estate, Banking, Commercial Mortgages, Financial Services, Rates, Real Estate Financing, Mortgage Underwriting, Funding, Home Equity Lines of..., Certified Mortgage..., Investors, Mortgage Banking, Second Mortgages, Selling, Condos, Finance, Foreclosures, Underwriting, Real Estate Economics, Real Estate Transactions, Strategic Financial..., New Home Sales, Single Family Homes, Credit Analysis, Real Property, Brokerage

Education
The University of British Columbia / UBC

Experience
Mortgage Alliance   June 2013 - Present
LAYCON CONSTRUCTION LTD   June 2012 - November 2014
G4S Security Services  2009 - 2012

Skills
Residential Mortgages, Mortgage Lending, Financial Analysis, Time Management, Cash Flow Forecasting, Customer Service, Real Estate, AutoCAD Civil 3D, Construction Management, Construction Drawings, Communication, Teamwork, Surveying, Microsoft Office, Civil Engineering, Construction, CAD, MS Project, Materials, AutoCAD, Contract Management, Project Coordination, Project Planning, Networking, Engineering, Inspection, Cost Control, Process Scheduler, Infrastructure, Feasibility Studies, Project Management, Project Engineering, Proposal Writing, Cost Management, Program Management, Report Writing, Risk Assessment, Project Estimation, Team Leadership, Quality Control, Commercial Management, Structural Engineering, Microstation, Contract Negotiation, Microsoft Excel, Sustainability, Microsoft Word, Management, Environmental Awareness, Submittals

Education
Seneca College of Applied Arts and Technology   2008 — 2012
Technologist Diploma, Civil Engineering

Experience
National Credit Help   February 2011 - Present
Mortgage Alliance   January 2008 - January 2011
Alliance One Global/Credit & Nor   January 2004 - June 2007
Equifax Canada  January 2002 - January 2004

Skills
Marketing Strategy, Marketing, Customer Service, New Business Development, Business Strategy, Account Management, Sales Management, Strategic Planning, Product Management, Team Building, Sales, Segmentation, Management, Event Planning, Credit, Recruiting, Selling, Business Planning, Real Estate, Business Development, Coaching, Banking, Analysis, Entrepreneurship, Finance, Mortgage Lending, Social Media Marketing, Strategy, Training, Online Marketing

Education
Seneca College of Applied Arts and Technology   1999 — 2002
Diploma

Seneca Institute of Technology & Advanced Learning   1999 — 2002
Diploma

Experience
Mortgage Intelligence  March 2014 - Present
Scotiabank  August 2011 - March 2014
CIBC  June 2010 - August 2011
Mortgage Alliance   March 2009 - June 2010
CB Richard Ellis  June 2007 - March 2009
York University  2006 - 2007
York University  2006 - 2006
IBM Canada  2005 - 2006
York University  2004 - 2005

Education
Seneca College of Applied Arts and Technology   2011 — 2011
Certificate in Mortgage Broker Program

Canadian Association of Accredited Mortgage Professionals   2010 — 2010
Certificate

York University   2002 — 2007
Business

Monarch Pk
OSSD & O.A.C.

Experience
Rogers Communications  July 2007 - Present
Mortgage Alliance   April 2007 - July 2008
CIBC  April 2001 - October 2006

Skills
Telecommunications, Sales, Wireless, Social Media, Social Media Marketing, Leadership, Call Center, Performance Management, Call Centers, Marketing, Customer Retention, Direct Sales, Time Management, New Business Development, Account Management

Education
Fanshawe College   1995 — 1998
Finance, Finance and Financial Management Services

Experience
Axiom Mortgage Solutions   October 2006 - Present
Mortgage Alliance   2003 - 2006
SWCS Consulting   January 2001 - 2002

Skills
Mortgage, Investment Properties, Investors, Investments, Real Estate, Residential Mortgages, Rates, Brokerage, Debt Consolidation, Refinance, Mortgage Industry, Mortgage Lending, Loans, First Time Home Buyers, Credit, Debt, Real Estate Investment, Home, Condos, Residential, Mortgage Planning, Second Mortgages, Construction Loans, Reverse Mortgages, Sellers, Private Lending, Insurance, Home Equity Lines of..., Real Estate Development, Mortgage Underwriting, Purchase, Selling, Real Estate Financing, Buying, Lines Of Credit, Real Estate Finance, First Time Buyers, Negotiation, Accounting, Underwriting, Funding, Credit Analysis, Financial Planning, Retirement Planning, Customer Service, Commercial Mortgages, Customer Relations, Business Planning, Sales Management, Financial Analysis

Education
Northern Alberta Institute of Technology   1998 — 1999
Computer Systems Technology, Information Technology

Strathcona Christian Academy   1984 — 1990

Experience
NED Alumni Association Canada   November 2012 - Present
Rotary club of Richmond Hill   July 2006 - Present
TERRY FOX FOUNDATION  July 2006 - Present
Nash Property Management   January 2004 - Present
Right At Home Realty Inc., Brokerage   December 2003 - Present
CommGlobal FZ LLC   April 2009 - July 2010
Mortgage Alliance   December 2009 - December 2009
SITA  July 1995 - September 1999
SITA  May 1979 - September 1999
PAKISTAN AIRFORCE   March 1973 - April 1973

Skills
Real Estate, Condos, Property Management, Investment Properties, Sellers, First Time Home Buyers, Residential Homes, Relocation, Listings, Buyer Representation, Refinance, Negotiation, Commercial Real Estate, Rentals, Investments, Investors, Contract Negotiation, Residential Mortgages, Real Property, Seniors, Real Estate Development, Waterfront, Mortgage Lending, Referrals, Townhomes, Leases, Selling, Real Estate Transactions, SFR, Brokerage, Resellers, Land Development, Buyers, Vacation Homes, Seller Representation, Real Estate Financing, Single Family Homes, Relocation Buyers, ABR, Listing Homes, New Homes, First Time Home Sellers, Move Up Buyers, Luxury, New Home Sales, Resale Homes, Lofts, Income Properties, Foreclosures, Home Staging

Education
NED University of Engineering and Technology   1974 — 1978
B.E.Electronics, Network and Electronic devices

Experience
Mortgage Alliance   December 2012 - Present
Go Outdoor Advertising & 20-twenty.ca Marketing Corp.   June 2011 - Present
Budget Blinds  December 2011 - December 2012
Ontario Provincial Police  October 2008 - May 2011

Skills
Accounting, Account Management, Accounts Receivable, Advertising, Billboards, Business Intelligence, Certified Mortgage..., Cold Calling, Communication, Consolidation, Customer Satisfaction, Customer Service, Credit, Direct Marketing, Direct Sales, Facebook, First Time Home Buyers, Human Resources, Mortgage Lending, New Business Development, Lead Generation, Mortgage Banking, Marketing Strategy, Marketing, Marketing Communications, New Home Purchase, New Home Sales, Outdoor Advertising, Outdoor Signs, Organizational..., Posters, Sales, Small Business Online..., Small Business, Selling Skills, Sales Effectiveness, Sales Management, Sales Process, Straight Talking, Team Building, Time Management, Telephone Skills, Refinance, Residential Mortgages, Real Estate Lending, Retail, Real Estate Transactions, iPhone, Mac, Online Lead Generation

Education
Georgian College   2003 — 2005
Diploma, Advertising/Marketing

Orillia District Collegite & Vocation Institute   2000 — 2003
High School Diploma

Experience
TD  July 2014 - Present
TD  January 2014 - July 2014
bbBlanc Inc.   2012 - 2013
Mortgage Alliance   2011 - 2013

Skills
Customer Service, Event Planning, Accounts Payable, Invoicing, Small Business, Customer Satisfaction, Budgets, Accounting, Banking, Finance, Insurance, Time Management, Accounts Receivable, Management, Payroll, Public Speaking, Project Management, Sales, Social Media, Teamwork, Team Leadership, Leadership, Microsoft Office

Education
Cape Breton University

Experience
Mortgage Alliance   April 2014 - Present
Mortgage Alliance   January 2012 - Present
Jencor Mortgage Corporation   June 2010 - January 2012
Scotiabank  August 2001 - February 2010
Royal Bank  1982 - 2001

Skills
Mortgage Lending, Residential Mortgages, Debt Consolidation, Refinance, Commercial Mortgages, Credit, Estate Planning, Residential Homes, Certified Mortgage..., Foreclosures, Loans, Condos, Real Estate, Sales, Investment Properties, Mortgage Underwriting, Real Estate Financing, Mortgage Banking

Education
University of Manitoba   1978 — 1982
B Comm, Marketing, Finance

Experience
Mortgage Alliance   August 2010 - Present
Kim ja kyung Orera company   1994 - 1999

Education
Sookmyung Women's University   1988 — 1992
BA, Fine Art

Experience
Mortgage Alliance   November 2008 - Present
TD Canada Trust  November 2006 - November 2008
TD Canada Trust  November 2006 - November 2008

Education
Father Michael McGivney High School

Ryerson University

Experience
Verico First Start Mortgage   August 2014 - Present
Dominion Lending Centres Westcor   February 2012 - August 2014
Calgary Real Estate Board  February 2011 - March 2012
Mortgage Alliance   February 2009 - February 2012
Maxwell Canyon Creek  February 2006 - February 2011
Directors Guild of Canada  February 2001 - September 2010

Skills
Real Estate, Condos, Mortgage, First Time Home Buyers, Residential, Negotiation, Customer Relations, Home, Purchase, Customer Service, Refinance, Residential Mortgages, Commercial Mortgages, Credit, Construction, Problem Solving, Mortgage Lending, Selling, Sellers, Debt Consolidation, Sales Management, Referrals, Foreclosures, New Home Sales, Investment Properties, Investors, Real Estate Investment, Rentals, Real Estate Development, Rates, Investments, Relocation, Buying, Uniqueness

Education
Mount Royal College   1996 — 1998
Diploma, Theatre Arts

Experience
Mortgage Alliance   January 2007 - Present
Saatchi & Saatchi Advertising  2000 - 2006
Padulo Integrated Inc  1994 - 1999

Skills
Advertising, Social Media Marketing, Creative Strategy, Interactive Marketing, Integrated Marketing, Digital Strategy, Marketing Communications, Marketing, Digital Marketing, Brand Development, Direct Marketing, Digital Media, Relationship Marketing, Marketing Strategy, Public Relations, Brand Management, Online Marketing, Online Advertising, CRM, Lead Generation, Marketing Management, SEO, B2B Marketing, Corporate Communications, Mobile Marketing, Market Research, Social Networking, Strategy, Corporate Branding, Media Planning, Marketing Research, SEM, Direct Mail, Brand Awareness, Market Planning, Social Media, Google Analytics, Web Analytics, Entrepreneurship, Email Marketing, Strategic Partnerships, Customer Acquisition, Creative Direction, Customer Insight, Web Marketing, PPC, Sponsorship, Campaign Management, Multi-channel Marketing, Media Buying

Education
Humber College   1984 — 1989

Experience
Mortgage Alliance   October 2014 - Present
Eastern City Car Spare Parts Co L.L.C   October 2002 - October 2012
IBM United Kingdom Ltd  August 2000 - August 2001

Skills
Project Management, Product Marketing, Multi-Cultural Team..., Marketing Strategy, Project Planning, Business Strategy, International Marketing, Corporate Branding, Management, Team Management, Advertising, Lead Generation, Marketing Budget..., Event Management, Business Planning, Product Development, Microsoft Office, Outlook, Photoshop, Business Development, Market Research, International Business

Education
Oxford Brookes University   1998 — 2002
BA (Hons), Business and International Management

Experience
Bridgeforce Financial Group   2011 - Present
Mortgage Alliance   2007 - Present
GFN LTD   2007 - 2011
CIBC  September 1999 - March 2007
Canada Trust  May 1997 - August 1999
Canada Trust  1995 - 1997

Skills
Mortgage Lending, Debt Consolidation, Investments, Residential Mortgages, Refinance, Loans, Portfolio Management, Finance, Real Estate, Commercial Mortgages, Small Business, Retirement Planning, Credit, Mutual Funds, Wealth Management

Education
PMI   2013 — 2014
PMP, Project Management

FSCO ( Oliver Learning)   2007 — 2007
Canadian Life Insurance Licence (LLQP), Insurance, Risk

Canadian Securities Institute   1999 — 2002
Financial Management Advisor, Finance and Financial Management Services

IFIC   1998 — 1998
Mutual Funds Licence, Investments and Securities

Odessa National 'I.I. Mecnikov' University   1992 — 1994
Bachelor's degree, Financial Management and Administration, Banking, Corporate, Finance, and Securities Law

Experience
Mortgage Alliance   November 2013 - Present
Scotiabank  June 2001 - September 2013
Allstate  June 1998 - January 2001
BMO Financial Group  November 1970 - November 1995

Skills
Retail Banking, Banking, Loans, Credit, Mortgage Lending, Lines Of Credit, Residential Mortgages, Credit Analysis, Refinance, Insurance, Debt Consolidation, Home Equity Lines of..., Mortgage Underwriting, Construction Loans, Commercial Mortgages, Investments, Investment Properties, First Time Home Buyers, Customer Service

Education
Algonquin College of Applied Arts and Technology   1967 — 1970
Business Administration, Business Administration and Management, General

Algonquin College of Applied Arts and Technology   1964 — 1967
Business Administration and Management, General

Experience
Mortgage Alliance   May 2014 - Present
Right At Home Realty Inc., Brokerage   May 2014 - Present
CENTUM Rapid Mortgages Inc.   November 2012 - May 2014
Rapid Realty Inc   2012 - May 2014
CENTUM Rapid Mortgages Inc.   November 2010 - November 2012
Mortgage Alliance   March 2009 - December 2010
Ministry Of Resettlement and Disaster Relief Services   May 2005 - November 2008
Ministry of Relief, Rehabilitation and Reconciliation   January 2002 - May 2005

Skills
Residential Mortgages, Refinance, Mortgage Lending, Debt Consolidation, First Time Home Buyers, Investment Properties, Investments, Certified Mortgage..., Mortgage Underwriting, Real Estate, Home Equity Lines of..., Strategic Financial..., Reverse Mortgages, Condos, Mortgage Servicing, Loans, Real Estate Financing, Investors, Referrals, Credit, Rates, Mortgage Marketing, Real Estate Economics, Mortgage Banking, Real Estate Transactions, Residential Homes, Credit Analysis, Commercial Real Estate, Single Family Homes, Sellers, Relocation, Foreclosures, Underwriting, New Home Sales, Listings, Selling, Real Estate Development, Townhomes, Second Mortgages, Buyer Representation, Property Management, Brokerage, Home Equity Loans, Banking, Debt Management, Rentals, Small Business, Relationship Management, Loan Origination, Funding

Education
Madurai Kamaraj University   2003 — 2007
MBA, Business Administration

University of Jaffna   1998 — 2000
Pg Dip in Pub Ad, Public Administration

University of Jaffna   1994 — 1998
B.B.A ( Hons), Business Administration and Management

Manipay Hindu College - Jaffna   1984 — 1991
GCE A/L, Accounting & Business Studies

Experience
Royal LePage Canada   September 2011 - Present
mtdesigns   2007 - December 2014
Homeserve Technologies Inc.   November 2010 - August 2011
Mortgage Alliance   April 2009 - July 2010
4Bizprint.ca & JellyLabels.com   July 2008 - October 2008
St. Joseph Communications  December 2007 - October 2008
St. Joseph Communications  June 2003 - December 2006
CIBC  May 2002 - August 2002
Keating Technologies Inc.  February 2000 - September 2000

Skills
Adobe Creative Suite, Graphic Design, Marketing, InDesign, Logo Design, Advertising, Facebook, Photoshop, Dreamweaver, Mac, Graphics, Illustration, Brochures, Corporate Identity, Microsoft Office, Business Cards, Flyers, Social Media Marketing, Online Marketing, Collateral, Illustrator, Adobe Acrobat, Layout, Marketing Strategy, Web Design, Project Management, Online Advertising, Newsletters, Trade Shows, Photography, QuarkXPress, Creative Direction, Email Marketing, Brand Development, HTML

Education
Centennial College   2006 — 2008
Advanced Diploma, Graphic Design - Media

Seneca College of Applied Arts and Technology   2005 — 2006
Certifcate, Achievement Certificate in December 2006 for Computer Graphics Design and Layout

York University   2001 — 2004
Bachelor of Administrative Studies, Administrative Studies - Marketing

Markville Secondary School   1996 — 2001
Highschool

Experience
Mortgage Alliance   December 2013 - Present
AWM Compass Mortgage Group   April 2011 - December 2013
Jencor Mortgage  April 2008 - April 2011
DirectWest   May 1999 - October 2007

Skills
Residential Mortgages, Mortgage Lending, Commercial Mortgages, Refinance, Debt Consolidation, Real Estate Transactions, Home Equity Lines of..., Mortgage Underwriting, Investment Properties, Real Estate, First Time Home Buyers, Investors, Certified Mortgage..., Credit Analysis, Construction Loans, Real Estate Financing, Loans, Condos, Credit, Reverse Mortgages, Home Equity Loans, Mortgage Marketing, Rates, Mortgage Banking, Home Equity

Education
University of Regina   1996 — 1999

University of Regina   1995 — 1999
B.Admin, Marketing and Finance

Experience
RBC  June 2013 - Present
Mortgage Alliance   September 2006 - May 2013
TD Bank Group  January 2002 - March 2006
Investors Group Financial Services Inc.  January 1997 - December 2001
Bank of Montreal  February 1986 - January 2001

Skills
Mortgage Lending, Portfolio Management, Investments, Refinance, Loans, Strategic Financial...

Education
College for Financial Planning
Certified Financial Planner, Personal Financial Planning

University of Toronto
Honours Bachelor of Arts, English, Political Science, French Literature

Experience
Jencor Mortgage  June 2013 - Present
Dominion Lending Centres Plancorp   August 2007 - May 2013
MortgageBrokers.com  March 2005 - August 2007
Mortgage Alliance   October 2001 - July 2007

Skills
Mortgage Lending, Refinance, Loans, Residential Mortgages, Investments, Debt Consolidation, Commercial Mortgages, Certified Mortgage..., Investment Properties, First Time Home Buyers, Real Estate Financing, Credit, Reverse Mortgages, Real Estate, Brokerage, Mortgage Underwriting, New Home Purchase, Mortgage Marketing, Referrals

Education
Simon Fraser University   1988 — 1994
B.A., Economics

Experience
Re/Max Crossroads Realty Inc.   February 2007 - Present
Mortgage Alliance   August 2006 - February 2007
Sterling Mortgages   July 2003 - August 2006

Skills
Condos, Investment Properties, Real Estate, First Time Home Buyers, Real Estate Investment, Commericial, new condo project, Referrals, Relocation, Buyer Representation, Sales, Listings, Single Family Homes, Selling, Investors, Real Estate Transactions, Townhomes, Negotiation, Residential Homes, Real Property, New Home Sales, Marketing, Sellers

Education
Carleton University   1999 — 2003

Experience
RE/MAX RIGHT CHOICE  July 2014 - Present
Mortgage Alliance   September 2010 - Present
Century21  September 2010 - July 2014

Skills
Residential Mortgages, First Time Home Buyers, Mortgage Lending, Investment Properties, Real Estate Financing, Refinance, Real Estate, Investments, Residential Homes, Condos, Referrals, Commercial Mortgages, Investors, Brokerage, Loans, Real Estate Transactions, Commercial Real Estate, Property, Real Estate Economics, Construction Loans, Negotiation, Selling, Townhomes, Single Family Homes, Sellers, Real Property

Education
Sistan and Baluchistan University   1991 — 1995
B.Sc, Civil Engineering

Experience
Mortgage Alliance   August 2007 - Present
Foothills Flooring   2002 - 2007

Skills
Mortgage Underwriting, Refinance, Second Mortgages, Residential Mortgages, Mortgage Lending, Banking, Finance, Investment Properties, Commercial Mortgages, Debt Consolidation, Construction Loans, Home Equity Lines of..., Certified Mortgage..., First Time Home Buyers, First Time Home Sellers, Assisting First Time..., First Time Sellers, Credit, Real Estate Financing, Second Home, Mortgage Servicing, Loans, Real Estate Transactions, Investment, Home Equity Loans, Rates, Residential Homes, Mortgage Banking, Rentals, Credit Analysis, Lines Of Credit, Investments, Underwriting, Wealth, Money, Home Equity, Condos, House, Single Family Homes, Referrals, Funding, Interest Rates

Education
Mount Royal College

Experience
NVR Mortgages   June 2009 - Present
Invis  2007 - 2009
Mortgage Alliance   2006 - 2006
Punjab Agricultural University  June 1999 - February 2002

Skills
Mortgage Lending, Investment Properties, Loans, Residential Mortgages, Refinance, Residential Homes, First Time Home Buyers, Credit, Banking, Investors, Construction Loans, Commercial Mortgages, Debt Consolidation, Home Equity Lines of..., Second Mortgages, Underwriting, Rates, Mortgage Banking, Real Estate Financing, Mortgage Marketing, Credit Analysis, Mortgage Underwriting, Funding, Certified Mortgage..., Investments, Brokerage, Commercial Lending, Insurance, Interest Rates

Education
Seneca College
Mortgage Agent Course, Mortgage Financing

Punjab Agricultural University
Masters degree, Science

Punjab Agricultural University
Bachelors degree, Science

Experience
Century 21 People's Choice Realty Inc   October 2012 - Present
Appraisal Institute of Canada  2010 - Present
Haffwood Services Ltd   July 1999 - Present
Landmark Education  January 2010 - December 2012
Century 21 Green Realty   2009 - September 2012
Real Estate Investment Network   2007 - 2012
Mortgage Alliance   2003 - 2012
BILD Association  2008 - 2010
Deloitte  1999 - 2000

Skills
Real Estate Negotiation, Real Estate Financing, Real Estate Investor, Real Estate Investment, Appraisal, Brokerage, Mortgage, Investment Properties, Condos, Resale, Real Estate Transactions, Real Estate, Mortgage Lending, Mortgage Brokers, Investors, Investments, Resellers, First Time Home Buyers, Appraisals, Sellers, Residential Homes, Property, New Home Sales, Real Estate Economics, Foreclosures, Real Estate Development, Selling, Relocation, Single Family Homes, Referrals, Entrepreneurship, Property Management, Short Sales, Rentals, Commercial Real Estate, Listings, Sales, Small Business, Real Property, Buyer Representation, Loans, Finance, Marketing, Refinance, Leases, Apartments, Asset Management, Online Marketing, Townhomes, Portfolio Management

Education
The University of British Columbia / UBC   2010 — 2013
Post Graduate Certificate of Valuation, Real Property Valuation

Monthly Mentor   2006 — 2008

Seneca College of Applied Arts and Technology   2002 — 2003
Post-Diploma, Financial Services Underwriting

University of Toronto - Rotman School of Management   1995 — 1999
Hon BA, Accounting

University of Toronto - University College   1994 — 1999
Hon. B.A., Accounting, Economics, Environment

Toronto Real Estate Board

Millionaire Mind Intensive

Experience
Proctor Gallagher Institute  June 2011 - Present
Mortgage Alliance   July 2005 - March 2012
MortgageMax   January 2000 - August 2004

Skills
Personal and..., Coaching, Personal Coaching, Mentoring, Coaching & Mentoring, Leadership Mentoring, Webinars, Mastermind Groups, Financial Coaching, Team Building, Entrepreneurship, Sales, Seminars, Small Business, Happiness, Health and..., Presentations, Group Coaching, Certified Mortgage..., Individual Coaching, Real Estate Financing, Referrals, Public Speaking, Strategic Planning, Strategy

Education
St. Clair College   1993 — 1994
Real Estate

Proctor Gallagher Institute
LifeSuccess Consulting, Personal Development Coaching, Certified

Proctor Gallagher Institute
Thinking Into Results Consultant, Professional Development Coaching & Mentoring, Certified

Experience
Mortgage Alliance   November 2002 - Present

Skills
Loans, Refinance, Residential Mortgages, Debt Consolidation, Credit, Mortgage Lending, Commercial Mortgages, Home Equity Lines of..., Certified Mortgage..., Construction Loans

Education
Fanshawe College

Experience
Mortgage Alliance   February 2013 - Present
Panda Express  April 2011 - March 2012
ARAMARK  August 2009 - May 2011

Education
University of Houston-Downtown   2013 — 2015
Bachelor of Business Administration (B.B.A.), Accounting, 3.48

Sam Houston State University   2012 — 2012
Master of Business Administration (MBA), Not declare, 3.55

University of Houston   2007 — 2010
Bachelor of Science (BS), Hotel and Restaurant Management, 3.719

University of Houston-Downtown   2005 — 2007
Undeclare, 3.68

Experience
C.M.B.Canada Mortgage Brokers   January 2014 - Present
Self Employed  June 2010 - December 2013
TD Waterhouse  December 2008 - April 2010
Etrade Canada (currently Scotiaitrade)   February 2008 - December 2008
Mortgage Alliance   May 2007 - February 2008
Capital Direct Lending   February 2006 - April 2007
PCF Mortgages (CIBC Mortgages)   January 2005 - January 2006

Skills
Mortgage Underwriting, Securities Trading, Consultative Selling, Mortgage Lending, Equities, Selling, Residential Mortgages, Credit, Investments, Commercial Mortgages, Refinance, Debt Consolidation, Mutual Funds, Credit Analysis, First Time Home Buyers, Credit Risk, Mortgage Marketing, Loans, Home Equity Lines of..., Real Estate Financing, Rates, Financial Services, Funding, Fixed Income, Options, Underwriting, Mortgage Banking, Building Relationships, Sales

Education
Canadian Securities Institute   1998 — 2008
CSC,CPH,OLC,DFC, Securities

McGill University   1989 — 1994
Certificate in Management, Management

McGill University   1989 — 1994
Certificate in Marketing, Marketing

Experience
Mortgage Alliance   March 2015 - Present
TD Bank Group  April 2012 - March 2015
Dominion Lending Centers  May 2011 - February 2012
Xceed Mortgage Corporation  September 2006 - November 2010
National Bank of Canada  September 2004 - August 2006

Skills
Residential Mortgages, Refinance, Mortgage, Commercial Mortgages, Mortgage Lending, Customer Relations, Customer Satisfaction, Customer Retention, Targets, Credit, Loans, Mortgage Industry, Debt Consolidation, Underwriting, Banking, Credit Analysis, Investments, Credit Risk, Investment Properties, Lines Of Credit, First Time Home Buyers, Purchase, Mortgage Planning, Real Estate Financing, Real Estate, Retail Banking, Financial Analysis, Risk Management, Financial Planning, Real Estate Investment, First Time Buyers, Portfolio Management, Debt, Commercial Lending, Funding, Risk, Reverse Mortgages, Insurance, Customer Service, Problem Solving, Sales Management, Team Building, Home, Credit Unions, Construction Loans, Equities, Compliance, Small Business, Consumer Lending, Referrals

Education
Seneca College of Applied Arts and Technology   1998 — 2002
Financial Services Underwriting Post Diploma, Banking and Financial Support Services

Sheridan College   1985 — 1998
Financial Services Post-Diploma, Business Administration and Management, General

Experience
Mortgage Alliance   April 2013 - Present
THE MORTGAGE EMPORIUM   November 2012 - March 2013
National Bank of Canada  October 2009 - November 2012
Genworth Financial  October 2006 - October 2009
CIBC Wealth Management  October 2001 - September 2006
Edward Jones  September 1999 - September 2001
Bank of Montreal  June 1998 - September 1999

Skills
Mortgage Lending, Credit, Residential Mortgages, Loans, Commercial Mortgages

Education
McMaster University   1993 — 1998
b.comm, finance, economics

Experience
HomePro Network   January 2015 - Present
Mortgage Architects  October 2013 - Present
Mortgage Alliance   May 2011 - September 2013

Skills
Debt Consolidation, Rates, Strategic Financial..., Mortgage Lending, Mortgage Marketing, Retirement, Reverse Mortgages, Commercial Mortgages, Wealth Management, Financial Planners, First Time Home Buyers, Retirement Planning, Investments, Credit, Refinance, Lines Of Credit, Construction Loans, Residential Mortgages, Real Estate Financing, Home Equity Lines of..., Loans, Second Mortgages, Mortgage Banking, Certified Mortgage..., Home Equity, Mortgage Servicing, Entrepreneurship, Entrepreneurship..., Small Business, Investment Properties, Real Estate, Credit Analysis, Loan Origination, Residential Homes, Finance, Banking, Sales, Financial Planning, Interest Rates, Negotiation, Mortgage Underwriting, Referrals, Customer Service, Condos, Funding, Investors

Education
Columbia College

The University of Calgary

Experience
Sutton Group-West Coast Realty  January 2015 - Present
Hugh & McKinnon Realty   January 2004 - January 2015
Mortgage Alliance   April 2002 - June 2008

Skills
Sellers, Buyer Representation, First Time Home Buyers, Real Estate, Investment Properties, REO, First Time Buyers, Single Family Homes, New Home Sales, Condos, Listings, Seniors, Waterfront, Relocation, Sales, Residential Homes

Education
British Columbia Institute of Technology   1979 — 1981
Diploma Technology, Marketing Management

Western Canada High School
High School Diploma

Experience
Paramount Equity Solutions   January 2012 - Present
Centum One Financial Group Inc.  August 2007 - January 2012
Mortgage Alliance   September 2004 - August 2007

Skills
Loans, Strategic Financial..., Refinance, Portfolio Management, Financial Analysis, Wealth Management, Retirement Planning, Customer Service, Underwriting, Business Development, Credit Analysis, Financial Planning, Funding, Commercial Mortgages, Real Estate, Negotiation, Investment Properties, Credit, Certified Mortgage..., Financial Advisory, Real Estate Investment...

Education
Lakehead University

Experience
Phillip Allen McDowell BC Broker   August 2010 - Present
Mortgage Alliance-Mortgages Are Marvellous   March 2010 - Present
Alberta Mortgage Brokers Association   September 2006 - Present
Mortgage Alliance   March 2004 - March 2010
RBC  June 1994 - February 1997
Royal Trust  1983 - 1993

Skills
mortgage planning, Adult Education, Mentoring, Credit Analysis, Commercial Mortgages, Reverse Mortgages, Subject Matter Expert, AMBA Director, Certified Mortgage..., Residential Mortgages, Credit, Mortgage Lending, Mortgage Banking, Mortgage Marketing, Real Estate, Investment Properties, Loans, Investments, Debt Consolidation, Retail Banking, Mortgage Underwriting, Refinance, Portfolio Management, Home Equity Lines of..., Second Mortgages, Real Estate Financing, Construction Loans, Rates, Brokerage, Mortgage Brokers, Mortgage Servicing, Home Equity Loans, Lines Of Credit, First Time Home Buyers

Education
Mount Royal College   2006 — 2010
Adult Educator, Mortgages

Canadian Securities   1985 — 1985
Cerficiate course, Securities

University of Manitoba   1985 — 1985
Residential Appraising, Appraisal 101

Trust Companies Institute   1983 — 1985
STI, Trust

Uvic   1975 — 1976
Adult Educator, Mount Royal

Okanagan College   1972 — 1974
None, Arts

Experience
Chrome Data Solutions  December 2006 - Present
Mortgage Alliance   September 2014 - Present

Skills
Troubleshooting, Software Project..., Support Systems, Hardware, SQL, Team Leadership, SDLC, SharePoint Designer, Quality Assurance, Integration, Databases, Visio, Process Improvement, SharePoint, Customer Service

Education
Fanshawe College   2000 — 2003
Computer System Technology

Experience
Mortgage Alliance   March 2010 - Present
BMO Nesbitt Burns  2006 - 2007

Education
Saint Louis University (PH)   1986 — 1992
Bachelor of Elementary Education

Experience
Mortgage Alliance   January 2007 - Present
FirstLine Mortgages  September 2002 - February 2007

Skills
Residential Mortgages, Mortgage Planning, Debt Consolidation, Refinance, Mortgage, Certified Mortgage..., Loans, Mortgage Lending, Construction Loans, Reverse Mortgages, Mortgage Underwriting, Commercial Mortgages, Real Estate Financing, Mortgage Marketing, Home Equity, Interest Rates, Rates, Home Equity Lines of...

Education
Sheridan College
Business Management

Experience
Mortgage Alliance   November 2010 - October 2013
Sun Mortgage Center Inc.   July 2003 - November 2010
Ace Mortgage Centre   April 2000 - July 2003

Skills
Debt Consolidation, Residential Mortgages, Refinance, Mortgage Lending, Certified Mortgage..., Condos

Education
Seneca College of Applied Arts and Technology

Experience
NSA Juice Plus  2008 - Present
Mortgage Alliance   January 2004 - August 2013
Toronto Police Service  1971 - 2005

Skills
Customer Service, Public Speaking, Access, Private Investigations, Team Leadership, Coaching, Mortgage Lending, Sales Management, Leadership Development, Small Business, Loans, Fraud, Budgets, Risk Management, Asset Protection, Strategic Planning, Account Management, Leadership, Criminal Investigations, Team Building, Sales, Training

Education
Seneca College of Applied Arts and Technology   2003 — 2003
Mortgage Brokering

Ontario Police College   1971 — 1972

Experience
Mortgage Alliance   Insurance BrokerAssociate of Chartered Insurance Insitute1985 - 1995

Education
Bangor University   1997 — 1998
MBA, Business

Experience
Insuranceland Inc   2004 - Present
Freedom 55 Financial  1996 - Present
Quadrus Investments   1993 - Present
Mortgage Alliance   2006 - 2009
Prudential Insurance  1990 - 1996
Ciba-Geigy Pharmaceuticals  1973 - 1989

Skills
Investments, Retirement Planning, Financial Planning, Mortgage, Insurance, Critical Illness, Insurance Planning, Disability Insurance, Mutual Funds, Retirement, Wealth Management, Estate Planning

Education
Pontifical University of Santo Tomas   1967 — 1971
BSMT, Medical Science

Asian Institute of Management
Business Management Program, Sales & Marketing Management

Experience
Mortgage Alliance   July 2012 - March 2014
Global RESP   September 2008 - December 2013
Global RESP Corporation  February 2013 - April 2013
Combined Insurance  August 2012 - March 2013
The Mortgage Practice - VERICO   March 2012 - July 2012
Liftech exports   2006 - 2007
Paramount Impex   1997 - 2006

Skills
New Business Development, Customer Service, Negotiation, Sales Management, Selling, Sales, Residential Mortgages, Insurance, RESP, Account Management, Business Strategy, Management, Direct Sales, Operations Management, Contract Negotiation, Customer Satisfaction, Investments, Business Planning, Marketing Strategy, Business Development, Time Management, Mortgage Lending, Investment Properties, Team Building

Education
Nagpur University   1992 — 1996
B.E., Mechanical

Experience
The Mortgage Centre  July 2015 - Present
RBC Investor Services  March 2012 - Present
RBC General Insurance Company   January 2014 - September 2015
Mortgage Alliance   April 2015 - June 2015
United Diesel LLC   June 2005 - August 2009
Ingersoll Rand India   June 1997 - October 2001

Skills
Microsoft Office, Microsoft Excel, Microsoft Word, Customer Service, PowerPoint, English, Research, Windows, Outlook, Strategic Planning, Negotiation, Risk Management, Sales

Education
Nagpur University   1992 — 1996
Bachelor's degree, Power Electronics

St Patricks H.S.School-Asansol

Experience
LENDING LOGIC FINANCIAL   November 2012 - Present
Centum Premier Mortgages   May 2009 - Present
Mortgage Alliance   May 2008 - March 2009
New Venture Realty   September 2004 - April 2008
Invis  June 2002 - August 2004
Oriana Financial Group of Canada Ltd #10214   August 2001 - June 2002
CIBC & TDCT   April 1988 - August 2001

Skills
Mortgage Lending, Refinance, Residential Mortgages, Credit, Loans, Commercial Mortgages, Debt Consolidation, Banking, Certified Mortgage..., Construction Loans, Home Equity Lines of..., Credit Analysis, Mortgage Underwriting, Lines Of Credit, Second Mortgages, Credit Risk, Investments, Reverse Mortgages, Rates, First Time Home Buyers

Education
Toronto School of Business   1987 — 1990
BANKING, Banking and Financial Support Services

Experience
Centum One Financial Group Inc.  March 2011 - Present
Centum  January 2009 - Present
Mortgage Alliance   December 2007 - April 2009

Skills
Debt Consolidation, Residential Mortgages, Commercial Mortgages, Certified Mortgage..., Refinance, Home Equity Lines of..., Construction Loans, Mortgage Lending, Home Equity Loans, HMDA, Reverse Mortgages, Mortgage Banking

Education
Seneca College of Applied Arts and Technology   2011 — 2011
Mortgage Brokers Coarse

Experience
Your Organization   Permanent Part Time Staff & Relief CounsellorRenascentFebruary 2010 - February 2013
INSPIRE-ITES   January 2008 - January 2011
Mortgage Alliance   April 2006 - June 2007
K.I.S.S. Miniatures   January 1994 - January 2006
Y.W.C.A. Shelter for Assaulted Women   August 1991 - June 1993
Phoenix Drug and Alcohol Rehab   June 1991 - September 1991
Scarborough Women's Centre   June 1990 - June 1991
Clifton Group Home for Boys   June 1988 - September 1988
Centennial College, Affirmative Action Department   November 1987 - May 1988
Huntley Youth Services, Inner City Youth Program   January 1986 - May 1986

Skills
Supervisory Skills, Addiction Recovery, Crisis Intervention, Mental Health, Chemical Dependency, Motivational..., Social Services, Group Therapy, Mental Health Counseling, Interventions, CBT, Individual Counselling, Volunteer Management, Community Outreach, Community Development, Community Engagement, Community Service, Community Building, CPI trained, First Aid, Safe Management..., Cpr Certified, Workshop Facilitation, Workshop Development, Nonprofits, Case Management, Fundraising, Treatment

Education
Centennial College   2009 — 2014
Addictions Certification, Addicitions

York University   1987 — 1991
Double Honours B.A., Cultural Anthropology and Women's Studies

Centennial College   1985 — 1987
Social Services Diploma, Social Services

Centennial College   1984 — 1985
General Arts and Science Diploma, General Arts and Science

Centennial College   1984 — 1984
Social Sciences Certificate, Psychology and Sociology