Pacific Capital Mortgage
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Pacific Capital Mortgage Employees
Gemaire Distributors - A Division of Watsco January 2010 - Present
Barratt American September 2007 - January 2010
Trango Broadband Wireless 2006 - 2007
Pacific Capital Mortgage 2005 - 2006
Skills
Marketing, Email Marketing, New Business Development, Sales, Market Planning, Marketing Strategy, Advertising, Product Marketing, Competitive Analysis, Direct Marketing, Online Advertising, Account Management, Social Media, Online Marketing, B2B, Sales Operations, Management, Customer Service, Strategic Planning, Marketing Communications, Trade Shows, Marketing Management, Budgets, Cold Calling, Selling, Sales Management, Direct Sales, Lead Generation, Graphic Design, Leadership, Team Building, Negotiation, SEM, Business Planning
Education
California State University-San Marcos 2001 — 2003
BS, Business Management
Mira Costa College
Associate of Arts (AA)
Harbour Hardwood Floors August 2013 - Present
European Art Gallery March 2012 - December 2012
T.B. Penick and Sons, Inc. April 2010 - March 2012
AFT Solutions September 2009 - March 2010
Sheila Palmer Designs March 2009 - August 2009
Stone Street One December 2007 - August 2009
Best Homes San Diego (Century21) July 2007 - November 2007
Pacific Capital Mortgage May 2006 - June 2007
Tosca Natural Stone June 2005 - April 2006
Macrocomp International Technologies February 2003 - April 2005
Skills
Management, Project Management, Sales, Customer Service, Microsoft Office, New Business Development, Leadership, Contract Negotiation, Contract Management, Networking, Negotiation, Business Development, Training, Microsoft Word, PowerPoint, Marketing, Construction, Team Building, Public Relations, Project Planning, Outlook, Microsoft Excel, Strategic Planning, Recruiting, Invoicing, Insurance, Access, Databases, Vendor Relationships, Program Management
Education
Palomar College 1998 — 2000
Unix Certifications; A+; Networking, Information Technology
Mortgage and Real Estate Investments March 2004 - Present
W.J. Bradley Company February 2009 - September 2011
Security Trust Deed Service December 2004 - June 2009
Pacific Capital Mortgage March 2004 - November 2004
Skills
Investment Properties, Real Estate, Mortgage Banking, Refinance, Mortgage Lending
Education
Palomar College 1998 — 2000
Economics, Engineering, Psychology
Concentric Healthcare January 2014 - Present
Pacific Capital Mortgage 1997 - 2000
Pacific Capital Mortgage 1997 - 2000
Pacific Capital Mortgage 1997 - 2000
Skills
Medicare, Nursing, Forensic Psychology, Case Management, Teaching, Adolescents, Patient Education, Mental Health, Customer Service, CPR Certified, Clinical Research, Management, Community Outreach, Healthcare, Treatment, Behavioral Health, Mindfulness, Strategic Planning, Leadership, Psychotherapy
Education
Walden University 2010 — 2016
Masters Of Science in Forensic Psychology, Forensic Psychology, 3.95 GPA
Kaplin University 2008 — 2010
Bachelor of Science in Nursing, Registered Nursing/Registered Nurse, 3.83 GPA
University of Phoenix 1994 — 1997
BSBA, Business Administration
Residential Wholesale Mortgage, Inc. November 2008 - Present
Pacific Capital Mortgage August 2008 - December 2008
The Loan Consultants July 2004 - August 2008
Liberty Woods International 1997 - 2004
Skills
Mortgage, Loans, Residential, Funding, FHA, VA, Mortgage Banking, Harp Refinance Programs, Residential Purchases, Refinance, Mortgage Lending, Residential Homes, Loan Origination, First Time Home Buyers, Reverse Mortgages, VA loans, Real Estate, Purchasing, Sales, Customer Service, Residential Mortgages, FHA financing, Foreclosures
Education
University at Albany 1989 — 1994
Bachelor of Arts (B.A.), Economics
The Bronx High School of Science 1985 — 1989
H.S. Dipolma
Opes Advisors December 2014 - Present
Prospect Mortgage, LLC December 2009 - November 2014
O'Donnell Financial June 2008 - December 2009
JMPChase, The Home Loan Group July 2006 - June 2008
Union Trust Mortgage December 2002 - August 2006
Pacific Capital Mortgage April 2000 - December 2002
Alternative Mortgage Express, a Division of Land Home Financial Services March 1999 - April 2000
Skills
High Net Worth Borrowers, Asset Depletion as..., Real Estate Equity..., Jumbo Financing for..., Finance, Refinance, Mortgage Lending, Loans, FHA, Real Estate, Investment Properties, Credit, Residential Homes, Mortgage Banking, Real Estate Financing, Certified Mortgage..., Sellers, Residential Mortgages, Loan Origination, Buyers, Investors, Referrals, FHA financing, Mortgage Marketing, FHA Financing, USDA
Education
CA Department of Real Estate
Real Estate License
Mt. Hood Community College 1982 — 1984
Business Management
Seton Medical Center July 2012 - Present
Seton Medical Center September 2010 - June 2012
Ivy Ventures LLC September 2010 - June 2012
Citysearch January 2010 - September 2010
Sepracor Pharmaceuticals April 2008 - July 2009
Paychex January 2008 - April 2008
Under One Roof 2007 - 2008
Pacific Capital Mortgage September 2003 - 2008
California Equities January 2000 - September 2003
Skills
Sales, Marketing, Account Management, Selling, Selling Skills, Sales Operations, Advertising, Sales Management, New Business Development, Business Development, Business Planning, Team Building, Marketing Strategy, Real Estate, Direct Sales, Fundraising, Social Networking, CRM, Management, Training, Cold Calling, Customer Service, Time Management, Direct Marketing, Nonprofits, Event Planning, Competitive Analysis, Small Business, Salesforce.com, Strategic Planning, Public Speaking, Negotiation, Strategy, Public Relations, Social Media, Contract Negotiation, Lead Generation, Coaching, Social Media Marketing, Leadership, Healthcare, SEO, Sales Process
Education
University of San Francisco 1996 — 2002
Bachelor of Science, Industrial Psychology
University of Nevada-Reno 1995 — 1996
Transferred Out, Psychology
St. Ignatius College Prep 1991 — 1995
EVF Investments 2008 - Present
Orange County Community Foundation March 2007 - Present
Pacific Capital Mortgage July 2005 - February 2008
Skills
Marketing, Philanthropy, Fundraising, Public Speaking, Sales, Human Resources, Management, Nonprofits, Public Relations, Event Planning, Social Media, Social Networking, Community Outreach, Project Planning, Volunteer Management
Education
San Diego State University-California State University 1996 — 2001
Bachelor of Science, Child and Family Development
Mater Dei
Wells Fargo Home Mortgage July 2012 - Present
MetLife Home Loans March 2010 - February 2012
Bank of America December 2007 - March 2010
Princeton Capital 2003 - 2007
First Security 2003 - 2003
Pacific Capital Mortgage 2001 - 2003
Washinton Mutual 1993 - 2001
TRW 1991 - 1993
Skills
Mortgage Lending, Home Equity Loans, FHA, Refinance, Loans, Mortgage Banking, Credit, First Time Home Buyers, Investment Properties, USDA, Loan Origination, Banking, Reverse Mortgages, Residential Mortgages, VA loans, Mortgage Underwriting, Sales, Residential Homes, Credit Analysis, FHA financing, Single Family Homes, Real Estate Financing, Investments, Notary Public, Government Loans, Certified Mortgage..., Underwriting, Home Equity Lines of..., Loss Mitigation, Loan Servicing
Education
San Francisco State University 1985 — 1990
BA, Business
Pacific Grove High School 1980 — 1983
Pinnacle Performance Group September 1995 - Present
Pacific Capital Mortgage May 2006 - December 2006
CTX Mortgage, North American Mortgage, First Financial 1999 - 2006
Intellicall, Inc. February 1990 - September 1995
Skills
Email Marketing, Advertising, Marketing, Real Estate, Entrepreneurship, Small Business, Public Relations, Direct Marketing, Marketing Management, Management, Copywriting, Customer Service, Sales, Direct Sales, Selling, Negotiation, Online Marketing, New Business Development, Newsletters, Marketing Strategy, Coaching
Education
University of Florida 1972 — 1978
Advertising
Surrogacy Choices August 2013 - Present
Adoption Choices of Nevada July 2013 - Present
The Family Network, Inc. January 2012 - July 2013
Catholic Charities, Diocese of San Diego June 2012 - May 2013
Catholic Charities of Northern Nevada March 2008 - September 2011
Washoe County Department of Social Services August 2006 - June 2011
Clark County Department of Family Services January 2007 - March 2008
Catholic Charities of Southern Nevada January 2005 - January 2007
Pacific Capital Mortgage June 2003 - November 2004
Los Angeles County Department of Children and Family Services August 2001 - June 2003
Skills
Social Services, Community Outreach, Fundraising, Adolescents, Adoption, Event Planning, Foster Care, Treatment, Marketing, Management, Program Development, Grant Writing, Child Welfare, Family Services
Education
University of Southern California 2000 — 2002
Master of Social Work (MSW), Social Work
San Diego State University-California State University 1996 — 2000
Bachelor of Arts (BA), Social Work
VIONIC GROUP LLC January 2014 - March 2015
Mariner Systems, Inc. February 2010 - July 2013
The Pasha Group June 2007 - September 2009
Pacific Capital Mortgage April 2003 - April 2007
Skills
General Ledger, Payroll, Financial Reporting, Accounting, Financial Analysis, Fixed Assets, Journal Entries, GAAP, Forecasting, Invoicing, Cash Management, Finance, Sarbanes-Oxley, Accounts Payable, Microsoft Excel, Accounts Receivable, Great Plains Software, Sales Tax, QuickBooks, ADP Payroll, Management Accounting
Education
University of California, Berkeley, Haas School of Business
MBA, Management, finance, accounting
University of Chicago
BA, Business, finance, accounting
JCRE, Inc. May 2006 - Present
San Diego Crew Classic, Inc. April 2006 - Present
Waters Fine Catering June 1998 - Present
Merrill Lynch April 2011 - September 2012
EquiGrowth May 2009 - December 2010
Independent Financial Group LLC October 2005 - August 2007
Pacific Capital Mortgage January 2005 - October 2005
Pardee Home Loans 2002 - 2004
Wells Fargo Bank 1997 - 2002
Skills
Mortgage Banking, Mortgage Lending, Sales, Leadership, Management, Loan Origination, Insurance, Loans, Project Planning, Nonprofits, Marketing, Time Management, Financial Analysis, Training, Small Business, Investment Properties, Business Development, Finance, Strategic Planning, Strategy, Entrepreneurship, Team Building, Real Estate, Executive Management, Start-ups, Investments, Selling, Strategic Financial..., New Business Development, Budgets, Credit, Financial Advisory, Banking, Asset Management
Education
San Diego State University-California State University 1995 — 1997
California State University-Long Beach 1993 — 1995
Education
Orange Coast College 1991 — 1993
Banner Investments 2006 - Present
Income Property Management 2006 - 2015
Japan Exchange and Teaching Program(me) (JET) 2005 - 2006
Best Western Plus Lighthouse Hotel 2005 - 2005
Pacific Capital Mortgage 2004 - 2004
Skills
Negotiation, Customer Service, Sales, Real Estate, Management, Detail Management, Problem Solving, Organization, Interpersonal..., Public Speaking, Investment Properties, Residential Homes, Sellers, Property Management, Real Estate Development, Investors, Contract Negotiation, Relocation, Real Estate Transactions
Education
San Diego State University-California State University 2002 — 2004
Bachelor’s Degree
Skyline College 1999 — 2001
Associate’s Degree
Premier Lending Inc. August 2011 - Present
Residential Pacific Mortgage April 2001 - June 2008
Pacific Capital Mortgage 1998 - 2001
California Mortgage Advisors 1997 - 1998
Skills
Refinance, FHA, Government Loans, First Time Home Buyers, Investments, Residential Mortgages, Mortgage Lending, Loan Origination, Mortgage Banking, Single Family Homes
Education
San Francisco State University 1995 — 2000
Bachelor of Science Business Administration (Management)
SBS Trust Deed Network January 2010 - Present
SBS Lien Services January 2010 - Present
Pacific Capital Mortgage January 2003 - December 2009
Skills
Mortgage Banking, Real Estate, Loan Origination, Real Estate Financing, Mortgage Lending, Investment Properties, Real Estate Transactions, Loans, Real Estate Economics, Marketing, Sales, Banking, Investors, Foreclosures Services, Finance, Commercial Real Estate, Residential Homes, HOA Collections, REO Services, Residential Real Estate, Private Money Lending, Note Acquisition, Credit, Investments, Foreclosures, REO, FHA, Refinance
Education
San Diego State University-California State University 1980 — 1982
Bachelor of Applied Science (B.A.Sc.), Health and Physical Education/Fitness
Lahainaluna High School
High School Diploma, General Education
Beautycounter December 2014 - Present
Villanova University San Diego Chapter January 2014 - Present
Certona May 2014 - November 2014
The Active Network October 2007 - April 2014
Pacific Capital Mortgage June 2007 - October 2007
Dream Homes Magazine January 2007 - April 2007
Get1Free May 2006 - December 2006
Homes.com March 2005 - April 2006
NVR, Inc. July 2003 - December 2004
Skills
Marketing, Sales, Account Management, Salesforce.com, Trade Shows, Advertising, Competitive Analysis, Sales Operations, Networking, Social Media, New Business Development, Leadership, Lead Generation, Swimming, Product Demonstration, Negotiation, Presentations, SaaS, Personalization, E-commerce, Sales Process, Customer Service, PowerPoint, Oracle CRM
Education
Villanova University 2000 — 2003
Villanova School of Business, Marketing
Auburn University 1998 — 1999
Bachelor of Business Administration (B.B.A.), Marketing
The Bolles School 1995 — 1998
10th - 12th Grade
A Commitment to Your Success August 2009 - Present
iServe Residential Lending August 2009 - Present
iServe Residential Lending 2009 - 2010
AMX 2008 - 2009
Impac Lending Group 2006 - 2008
Pacific Capital Mortgage 2000 - 2006
JP Morgan Chase 1985 - 2000
Enthusiastic Reader: iUniverse January 1984 - December 1985
Skills
Sales Management, Sales, Leadership, CRM, Selling, Retail, New Business Development, Management, Mortgage Lending, Marketing Strategy, B2B, Lead Generation, Account Management, Team Building, Competitive Analysis, Negotiation, Loans, Real Estate, Customer Service, Strategic Planning, Direct Sales, Social Media, Marketing Communications, Banking, Finance, Email Marketing, Team Leadership, Sales Process, Business Planning, P&L Management, Public Relations, Business Strategy, Online Marketing, Coaching, Advertising, Customer Relations, Market Planning, Direct Marketing, Marketing Management, Product Development, Brand Development, Start-ups, Strategy Development, Product Marketing, Engaging Speaker, Strategy, Salesforce.com, FHA, Strategic Partnerships, Marketing
Education
Lincoln University School of Law
JD, Law
Lowell High School
High School Diploma, Business Administration, Management and Operations
San Francisco State University
LLB, Business Administration
Colorado Rangers January 2009 - Present
USO (United Services Organization) January 2009 - August 2013
Affiliated Financial Group, LLC July 2009 - November 2011
First Security Loan September 2005 - March 2008
Pacific Capital Mortgage June 1997 - April 2005
Pacific Guarantee Mortgage January 1992 - June 1997
Skills
Credit, Public Speaking, Real Estate, Mortgage Lending, FHA, Loans, Refinance, Strategic Planning, Fundraising, Team Building, Customer Service, Investment Properties, Leadership, Small Business, Management, Program Management, Training, Sales, Government, Law Enforcement
Education
Colorado State University 1967 — 1969
Business Administration and Management, General
Colorado Academy, Denver 1962 — 1966
High School Graduate Degree
Gazzoli Construction September 2008 - Present
Guarantee Mortgage, Real Estate Broker, CA DRE Lic. #01370741 NMLS #2527 May 2007 - February 2014
Pacific Capital Mortgage December 2005 - May 2007
North Coast Mortgage May 2005 - December 2005
Residential Mortgage Capital April 2002 - May 2005
Skills
FHA, Loans, Investment Properties, Refinance, Mortgage Banking, Loan Origination, Mortgage Lending, FHA financing, Residential Mortgages, Finance, First Time Home Buyers, Real Estate Financing, Real Estate Economics, Real Estate, Credit, Commercial Lending, Commercial Real Estate, VA loans, Commercial Mortgages, Marketing Management, Managerial, Residential Homes, REO, Management, Single Family Homes
Education
Anthony School of Real Estate 2005 — 2005
Real Estate Finance
College of Marin 1996 — 1998
Business Management
Sir Francis Drake High 1991 — 1995
Colorado Rangers January 2009 - Present
USO 2009 - Present
Pacific Capital Mortgage January 1998 - May 2005
Education
Colorado State University 1966 — 1969
Business
Charles Rutenberg Realty, Inc. May 2013 - Present
Keller Williams Realty St. Pete July 2009 - September 2011
Pacific Capital Mortgage 2002 - 2003
Skills
Sellers, Foreclosures, Condos, First Time Home Buyers, Investors, Single Family Homes, Referrals, Real Estate, Buyer Representation, Relocation, Listings, Investment Properties, New Home Sales, Real Estate Transactions, Residential Homes, REO, Waterfront, Vacation Homes, Selling, Income Properties, Townhomes, Move Up Buyers, Relocation Buyers, Real Property, Buyers, New Homes, e-PRO, National Association of..., Listing Homes, ABR, SFR, 1031 Exchanges, Luxury, HUD, Seller Representation, Rentals, Mortgage Lending, Council of Residential..., Seniors, Property, Second Home, Home Staging, Resellers, Real Estate License, International Real..., Gated Communities, FHA, Acreage, CDPE, Brokerage
Education
University of Oklahoma 1982 — 1984
Self-Employed ConsultantVesta Si2012 - 2013
Kiwanis International 2012 - 2012
Pacific Capital Mortgage February 2004 - December 2008
Union Affiliates Mortgage November 2002 - January 2004
Lighthouse Technologies 2000 - 2003
Skills
Training, Research, Negotiation, Team Building, Program Management, Strategic Planning, Leadership, Coaching, Public Speaking, Marketing, Entrepreneurship, Business Development, Marketing Strategy, Market Research, Leadership Development, Nonprofits, Executive Coaching, New Business Development, Small Business, Social Networking, Management, Business Planning, Strategy
Education
University of California, Los Angeles 1971 — 1973
BA
The est Training 1978 — 1990
Landmark Education 2003 — 2011
Palos Verdes High 1962 — 1966
Ashford University July 2013 - Present
Rodan + Fields Dermatologists November 2012 - Present
Arrowhead General Insurance January 2011 - October 2013
FULL TIME PRE-NURSING STUDENT—Palomar College and Mira Costa College January 2009 - January 2011
Money Mailer January 2008 - January 2009
Pacific Capital Mortgage July 2005 - January 2006
Delta Printing Solutions December 2002 - December 2004
Kinko's Inc January 2000 - January 2002
FedEx January 2000 - January 2002
American Inspection January 1999 - January 2000
Skills
Mortgage Lending, Loans, Marketing, Business Development, Selling, Real Estate, Sales, Negotiation, Account Management, Sales Management, New Business Development, Leadership, Training, Customer Service, Coaching, Team Building, Advertising, Customer Retention, Management, Sales Operations, B2B, Project Management
Education
Ashford University 2014 — 2015
Master’s Degree, Organizational Management/HRM, 4.0
Point Loma Nazarene University 1983 — 1988
Bachelor of Arts (BA), Communication, General
Coldwell Banker Commercial Sudweeks Group February 2012 - Present
Garrett Real Estate Services, Inc February 2010 - August 2011
Coldwell Banker Commercial-Almar Group October 2006 - January 2010
Pacific Capital Mortgage January 2004 - September 2006
Skills
Investment Properties, Real Estate, Disposition, Investors, Landlords, Strategy, Commercial Real Estate, Brokerage, Tenant Representation, Mergers & Acquisitions, Marketing, Real Estate Development, Investments, Leases, Real Estate Transactions, Mortgage Lending
Education
San Diego State University-California State University 2000 — 2002
BA, Liberal Studies-Education
US Student Loan Help February 2015 - Present
C3 Church August 2012 - December 2013
Real Estate Mortgage Network February 2012 - July 2012
Pacific Capital Mortgage October 2010 - April 2011
Univeral American Mortgage Co. February 2007 - July 2008
Universal American Mortgage Co. January 2005 - February 2006
Universal American Mortgage Co. January 2004 - December 2004
Universal American Mortgage Co. April 1999 - December 2003
Kaufman and Broad Mortgage Co. July 1992 - September 1995
Brokered Loan Specialists Inc October 1989 - June 1992
Skills
Refinance, Mortgage Banking, Mortgage Underwriting, Investment Properties, Residential Mortgages, Loans, Mortgage Lending, Credit, FHA, Loan Origination, Customer Service, Real Estate, Real Estate Transactions, First Time Home Buyers, FHA Financing
Education
The Accounting Academy 2010 — 2010
Certificate of Completion, Small Business Accounting
San Diego Mesa College 1993 — 1995
Accounting and Business/Management
N.D. Army Reserve/CA Army National Guard 1986 — 1992
Montana State University - Bozeman 1988 — 1989
General Studies
Dickinson State University - North Dakota 1986 — 1987
General Studies
Carson High School - North Dakota
High School, Honor Student
Pacific Capital Mortgage September 2002 - Present
Washington Mutual June 2000 - September 2002
H-E-B Grocery December 1997 - December 1999
Education
Ashford University 2007 — 2008
B.A., Organizational Management
The University of Texas at Arlington 1999 — 2000
Business Administration
Southwestern Assemblies of God University 1997 — 1998
Dotmatics April 2012 - Present
Accelrys January 2011 - March 2012
Accelrys April 2009 - January 2011
Quantum Real Estate April 2005 - 2009
Pacific Capital Mortgage June 2003 - August 2008
Genicon Sciences September 2001 - June 2003
Skills
Lifesciences, Biotechnology, Salesforce.com, Enterprise Software, Informatics, Chemistry, SaaS, Data Analysis, Data Management, New Business Development, Drug Discovery, Bioinformatics, Data Mining, Cheminformatics, R&D, Cloud Computing, Analysis, Statistics, CRM, Start-ups, Solution Selling, Lead Generation, Pharmaceutical Industry, Management, Sales, Selling, Business Development, Sales Process, Organic Chemistry, Strategic Partnerships, Strategy, Sales Operations, Direct Sales, Professional Services, Competitive Analysis, Business Alliances, Account Management, Business Intelligence, Cross-functional Team..., Pre-sales, Analytics, Sales Presentations, Life Sciences
Education
University of California, Berkeley 1998 — 2001
B.S., Chemical Engineering
Fox Creek Holding LLC January 2007 - Present
ANB Financial January 2005 - January 2007
CIT Specialty Finance Group January 2000 - January 2004
Pacific Capital Mortgage January 1998 - January 2000
Haight Ashbury Psychological Services January 1996 - January 1998
American Invsco January 1994 - January 1995
Peace Corps January 1992 - January 1994
Thrush Management Company January 1990 - January 1992
Skills
Real Estate Transactions, Real Estate, Real Estate Development
Education
Brooks School
California Institute of Integral Studies
The George Washington University
Bachelor of Arts, American Civilization
Internews Network March 2012 - Present
Excel In Accounting.com 2006 - Present
Bank of the West February 2009 - March 2012
East Bay Waldorf School May 2010 - April 2011
Wells Fargo Bank 2006 - 2009
First California Mortgage Company 2003 - 2006
Pacific Capital Mortgage 1998 - 2003
Skills
Excel, Process Improvement, Team Building, Microsoft Excel, Accounting
Education
Humboldt State University 1991 — 1996
BA, Math, Theater
Keller Graduate School of Management of DeVry University
MBA, Accounting
allanalivio.com 2010 - Present
nineinchsandwich.com April 2008 - Present
NineInchsandwich.com February 2008 - January 2011
Pacific Capital Mortgage March 2007 - March 2009
Pacific Capital Mortgage 2007 - 2009
Anthony Realty Group 2007 - 2009
Cornerstone Church January 2006 - March 2007
Skills
Dreamweaver, Graphic Design, Illustrator
Education
sdccd 2010 — 2011
IMCP certificate, Graphic Design
San Diego City College 2009 — 2010
IMCP certificate, Graphic Design
Platt 2005 — 2007
bs, digital media
Platt College San Diego 2005 — 2007
Bachelor's of Science; Associate's of Applied Science, Media Arts; Graphic Design
Platt College of San Diego 2005 — 2007
bs, digital media
Big 3 Consulting March 2012 - Present
America's Real Estate Group At Keller Williams Legacy 2009 - 2011
A & E Funding 2006 - 2009
Pacific Capital Mortgage 2003 - 2006
Arboretum Mortgage 2000 - 2003
Skills
software sales..., Retail Recruiting, CRM software, SEM recruiting, sales engineer, VP Sales, Regional Sales Manager, CMO, HR Software, Web Analytics, Business Analysis, Business Intelligence, Sourcing & Procurement, Multi channel retail, IT recruiter, ERP/CRM, Supply Chain Management, Executive Search, Business Applications, Social Media, Global Recruitment, Technical Recruiting, B2B eCommerce, Enterprise Search, Web Content Management, Predictive Analytics, SaaS, Enterprise Software, Digital Strategy, Digital Marketing, Marketing Management, Marketing Automation, Marketing Analytics, CRM, Recruiting, B2B, Lead Generation, Salesforce.com, Sales Management, Professional Services, Networking, Software Industry, Consulting, Selling, Mortgage Lending, Sales Process, Retail, Cold Calling, Strategic Partnerships, Permanent Placement
Education
Colorado Technical University
GEM Contract Services March 2008 - Present
GEM Contract Services 2008 - 2011
Pacific Capital Mortgage 2006 - 2008
Skills
FHA, First Time Home Buyers, USDA, Mortgage Lending, Refinance, Investment Properties, Loan Origination, Short Sales, FHA financing, Real Estate Financing, VA loans, Loans, Mortgage Banking, Residential Homes, Sellers, Condos, Listings, Residential Mortgages, Foreclosures, Referrals, Home Equity Loans, Investors, Real Estate, Real Estate Economics, Underwriting, Real Estate Transactions, HUD, Reverse Mortgages, REO, Mortgage Marketing, Mortgage Underwriting, Loan Modifications, Certified Mortgage..., Credit
Education
San Diego State University-California State University 1980 — 1989
BA, Business Management
SDSU 1980 — 1988
Bachelor's degree, Business Administration and Management, General
CMG Financial January 2015 - Present
Guaranteed Home Mortgage Company, Inc. 2007 - 2013
Pacific Capital Mortgage October 2004 - May 2007
GreenPoint Mortgage 2003 - 2004
Skills
Mortgage Lending, Mortgage Banking, Refinance, FHA, Funding, Quality Control, Underwriting, Loans, Real Estate, Banking, VA, 1031 Exchanges, Escorted Tours, Escrow and Title, Post Close Audits, VA loans
Education
College of Marin 1981 — 1982
Business Education
Citizens Lending Group November 2013 - Present
Pacific Capital Mortgage September 2009 - November 2013
The Lotter Group August 2009 - November 2013
The Mortgage Guild 1988 - August 2009
Skills
Loans, Reverse Mortgages, FHA, Loan Origination, Commercial Lending, Investments, Funding, Strategic Financial..., SBA, Mortgage Lending, Refinance, Real Estate Financing, Life Insurance, Mortgage Banking, Residential Mortgages, Financial Planning
Education
Pepperdine University
Master of Business Administration (M.B.A.), Business Administration and Finance
Miami University
Bachelor's Degree, Economics