Preferred Trust
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Preferred Trust Employees
New Penn Financial, LLC March 2011 - Present
Preferred Trust August 2009 - March 2011
Countrywide Home Loans November 2003 - April 2009
Skills
Mortgage Banking, Loan Origination, Residential Mortgages, FHA
Education
Florida International University 1988 — 1993
BA Business Admin, Finance
Cartier July 2012 - Present
Giroski Agro December 2010 - June 2012
GR Law Firm June 2010 - December 2010
Preferred Trust January 2010 - May 2010
Skills
Management, English, Business Strategy, Microsoft Excel, Strategic Planning, Budgets, Negotiation, Team Leadership, Finance, PowerPoint, Business Development, Microsoft Word, Microsoft Office, Customer Service, Marketing, Social Media, Logistics, Financial Analysis, International Sales, Human Resources
Education
Miami Dade College 2008 — 2012
Florida International University
Caliber Home Loans June 2013 - Present
New Penn Financial, LLC March 2011 - June 2013
Preferred Trust January 2010 - March 2011
Countrywide Home Loans\Bank of America April 2004 - September 2009
Education
Stonehill College
Bachelor of Arts (B.A.)
NMLS: #342807Notary: #EE178995
imortgage, a division of loanDepot, LLC, NMLS ID 174457 July 2015 - Present
Caliber Funding August 2013 - June 2015
New Penn Financial June 2012 - August 2013
Preferred Trust September 2011 - June 2012
First Florida Funding Corp February 2009 - August 2011
BPD Bank December 2007 - February 2009
Regions Bank April 2005 - November 2008
Commercial Bank of Florida January 2001 - March 2005
Skills
Loans, Commercial Lending, Commercial Mortgages, Commercial Banking, Small Business Lending, Credit Analysis, Credit, Banking, Mortgage Lending, Real Estate Financing, Mortgage Banking, Commercial Real Estate, Finance, Residential Mortgages, Real Estate, Portfolio Management, Real Estate Economics, FHA, Investments, Refinance, Loan Origination
Education
Florida International University - College of Business 1994 — 1999
Bachelors, Finance
Stearns Lending (NMLS #1854) June 2013 - Present
Norcom Wholesale Mortgage October 2011 - May 2013
Preferred Trust 2010 - 2010
Equity Mortgage Bankers 2008 - 2010
Miami Home Mortgage, Inc. January 2001 - March 2008
Skills
FHA, Refinance, USDA, Mortgage Lending, Mortgage Banking, Loans, Sales Training, Public Speaking, Sales Mentoring, Management, Networking, Customer Service, Conflict Resolution, Coaching, Marketing, REO, Real Estate Financing, Short Sales, Selling Skills, Investment Properties, Loan Origination, Negotiation, Single Family Homes, Selling, Real Estate, Condos, Referrals, Investors, Residential Homes, First Time Home Buyers, Foreclosures, Residential Mortgages, FHA financing, Mortgage Underwriting, VA Loans, Banking, Real Estate Economics, Underwriting, Sales
Education
American Intercontinental University 2002 — 2004
BS, Finance
Florida International University 1991 — 1993
Business
Westwood Christian 1980 — 1991
High School Graduate, General Studies
Renewal by Andersen January 2015 - Present
Lennar\Eagle Home Mortgage February 2014 - September 2014
Bank of America January 2011 - February 2014
Bank of America Home Loans January 2011 - November 2013
Bank of America January 2011 - November 2013
FEMBI Mortgage Bankers July 2010 - January 2011
Preferred Trust October 2009 - July 2010
Bank of America October 2006 - May 2009
Countrywide 2006 - 2009
Chase 2003 - 2005
Skills
Real Estate, Mergers, Banking, Mortgage, Sales Management, Underwriting, Mortgage Lending, FHA, VA, New Business Development, Negotiation, Mortgage Industry, Loan Origination, Loans, Refinance, Mortgage Banking, Residential Mortgages, Management, Investment Properties, Finance, Mergers & Acquisitions, Sales, Leadership, Credit, Training, VA loans, Portfolio Management, Financial Risk, USDA, Commercial Mortgages, Mortgage Underwriting, FHA financing, Investors, Loss Mitigation, Reverse Mortgages, Government Loans, Construction Loans, Certified Mortgage..., Credit Analysis, Referrals, Commercial Lending, Debt Consolidation, Home Equity Loans, Mortgage Servicing, Investments, Consumer Lending, Home Equity Lines of..., Loan Servicing, Mortgage Marketing, Small Business Lending
Education
Rowan University 1987 — 1991
Bachlor of Arts, Communications - Public Relations
Lakewood High School 1984 — 1987
Diploma, College/University Preparatory and Advanced High School Diploma P
Retired and enjoying Life. November 2014 - Present
Guild Mortgage Company 2013 - 2014
Brand Mortgage Group August 2012 - November 2013
New Penn Financial, LLC March 2011 - August 2012
Preferred Trust June 2010 - March 2011
Merrimack Mortgage November 2008 - June 2010
MGIC January 1998 - August 2007
United Guaranty Corporation 1991 - 1998
Skills
Sales, Operations, Underwriting, Mortgage Banking, First Time Home Buyers, Refinance, Mortgage Lending, Loan Origination, Real Estate, Foreclosures, Credit, Finance, Residential Homes, Investment Properties, VA loans, Loans, Customer Service, FHA, Sellers, Marketing, Selling, Credit Analysis, Residential Mortgages, Referrals, Real Estate Financing, FHA financing, USDA, Commercial Lending, Banking, Reverse Mortgages, Financial Services, Certified Mortgage..., Consumer Lending, Government Loans, REO, Mortgage Underwriting, Loan Servicing, Construction Loans, Financial Structuring, Short Sales, Investors, Mortgage Marketing, Home Equity Loans, Real Estate Economics, Home Equity Lines of..., Condos, Mortgage Servicing, Real Estate Transactions, Single Family Homes, Non-Conforming
Education
University of South Carolina-Columbia 1976 — 1980
BS, Computer Science
Index Strategy Advisors 2013 - Present
Preferred Trust April 2009 - November 2012
Emcore Mortgage, LLC June 2006 - December 2009
Stewart Howe Alumni Service February 2006 - July 2007
CareMedic Systems May 2003 - October 2005
ROC & Associates January 2000 - May 2003
Skills
Finance, Management, hospital information..., Mortgage Banking, Healthcare Consulting, Manage Client..., Fee Schedules, Contract Negotiation, Loans, Hospital Information..., Refinance, Residential Mortgages, Underwriting, Mortgage Lending, FHA, Real Estate, Leadership, Loan Origination, Credit, Commercial Mortgages, Condos, Real Estate Financing, Banking, ETFs, Financial Services, Financial Advisory, FHA financing, VA loans, Reverse Mortgages, Certified Mortgage..., USDA, Credit Analysis, Investment Properties, Construction Loans, First Time Home Buyers, Real Estate Economics, Loss Mitigation, HUD, Loan Modifications, Investors, Portfolio Management
Education
University of Maryland College Park 1991 — 1994
BA, Communications
Hampton University 1989 — 1991
Accounting
Bethesda-Chevy Chase Senior High School
Caliber Home Loans August 2013 - Present
New Penn Financial, LLC February 2011 - July 2013
Preferred Trust September 2009 - February 2011
Countrywide Home Loans September 2000 - June 2009
Skills
Residential, Conforming, Mortgage Planning, Mortgage Industry, Mortgage Banking, Conventional, Mortgage Lending, Loan Origination, VA, FHA, Mortgage, Residential Mortgages, Refinance, Loans, Loan Structuring, FHA financing, Banking, Leadership, Real Estate, Credit, Financial Structuring, VA loans, REO, Residential Homes, Business Development, Mortgage Underwriting, USDA, Sales, Real Estate Financing, Certified Mortgage..., Management, Finance, Investment Properties, Reverse Mortgages, Home Equity Loans, Construction Loans, Credit Analysis, Government Loans, Loss Mitigation, Commercial Lending, FHA Financing, VA Loans, First Time Home Buyers, Investments
Education
Florida International University - College of Business Administration 1996 — 2000
Bachelor, Business
Admiral Farragut Academy
Bachelor of Business Administration (B.B.A.)
Preferred Trust August 2010 - Present
Gulf Coast Bank and Trust September 2009 - September 2010
Regions Mortgage May 2007 - September 2008
Education
Louisiana State University 1973 — 1976
Bachelor of Arts, Political Science, Speech and Hearing
Michael Kors October 2015 - Present
ANN INC. (parent company of Ann Taylor, LOFT & Lou & Grey) March 2014 - October 2015
ANN INC. (parent company of Ann Taylor, LOFT & Lou & Grey) May 2012 - March 2014
Preferred Trust May 2012 - June 2012
Skills
Sales, Customer Service, Visual Merchandising, Merchandising, Loss Prevention, Management, Store Operations, Fashion, Inventory Management, Retail Sales, Store Management, Customer Experience, Styling, Inventory Control, Trend Analysis, Merchandise Planning, Retail
Education
Florida International University 2015 — 2017
Bachelor's degree, Clinical Psychology
Miami Dade College 2013 — 2015
Associate of Arts (AA), Psychology
New Penn Financial, LLC March 2011 - July 2013
Preferred Trust October 2009 - March 2011
Countrywide Home Loans January 2004 - March 2009
Education
University of Florida 1986 — 1990