Caliber Funding
Industry: Financial services company
DescriptionCaliber Home Loans, Inc. is an Irving, Texas-based home mortgage originator and servicer established in 2013 by the merger of Caliber Funding and Vericrest Financial. The firm is owned by affiliates of private equity fund managers Trillian Fund and Lone Star Funds. Customer service: 1 (888) 426-7002 CEO: Sanjiv Das Headquarters: Irving, TX General counsel: Gregg Smallwood COO: Russ Smith (EVP, National Production) Subsidiaries: First Priority Financial Inc., Vericrest Financial, Inc., Asset Mangement Arm
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Caliber Funding Employees
Westcoe Realtors September 2014 - Present
Caliber Home Loans December 2013 - September 2014
imortgage May 2013 - December 2013
Caliber Funding January 2012 - April 2013
MetLife Home Loans 2011 - 2012
Provident Bank Mortgage June 2010 - July 2011
PRMG, Inc. 2009 - 2010
Academy Mortgage Corporation 2009 - 2009
Wells Fargo Home Mortgage 2009 - 2009
Indymac Bank/American Home Mortgage May 2008 - August 2008
Skills
Customer Service, Income Statement, Mortgage Banking, Mortgage Lending, FHA, Loans, Loan Origination, USDA, Refinance, Residential Mortgages, VA loans, Reverse Mortgages, Certified Mortgage..., Government Loans, FHA financing, Investors, Credit, Construction Loans, Sales, Short Sales, Real Estate Economics, Real Estate, Sellers, Mortgage Underwriting, Home Equity Loans, Loss Mitigation, Real Estate Financing, Home Equity Lines of..., Commercial Mortgages, First Time Home Buyers, Credit Analysis, Mortgage Marketing, Investment Properties, Branch Management, REO, Commercial Lending, Consumer Lending, HUD, Mortgage Servicing, Foreclosures, Underwriting, VA Loans
Education
Riverside Community College 1972 — 1974
R.E.Broker, Business / Real Estate
HomeBridge Financial Services, Inc. November 2013 - Present
Caliber Funding October 2012 - November 2013
JPMorgan Chase September 2010 - October 2012
Enterprise Rent-A-Car September 2009 - September 2010
Banco Popular September 2006 - September 2009
Skills
Insurance, Refinance, Microsoft Excel, Mortgage Lending, Risk Management, Relationship Management, Credit, FHA, Residential Mortgages, Process Improvement, Strategic Financial..., Customer Service, Mortgage Banking, Loan Origination, Retail Banking, Loans, Leadership, Microsoft Office, Banking, Finance, Sales
Education
California State University-Fullerton 2006 — 2009
Bachelor, Communications, Business Administration
Southern New Hampshire University March 2014 - Present
Sunstreet Mortgage LLC September 2011 - Present
Ashford University June 2007 - Present
Corinthian Colleges, Inc. May 2013 - April 2015
Caliber Funding August 2007 - September 2011
Nova Home Loans 2007 - 2008
First Magnus Financial 2001 - 2007
Skills
Analysis, Business Analysis, Business Requirements, Integration, Leadership, Loans, Mortgage Lending, Program Management, Training, Banking, PMO, Credit, Credit Analysis, Management, Mortgage Banking, Policy, Product Development, Project Management, Recruiting, Research, Residential Mortgages, Risk Management, Service Delivery
Education
University of Arizona, Eller College of Management 1999 — 2001
Master of Science in Business Management, Marketing/Marketing Management, General
Integrity Mortgage Group January 2015 - Present
Sagamore Home Mortgage February 2014 - October 2014
Looking for a job that excites me! November 2013 - February 2014
Caliber Funding March 2012 - November 2013
MetLife Home Loans August 2011 - March 2012
First Place Bank September 2009 - May 2011
Alyson's Brightside July 2007 - September 2009
Chase Home Finance May 2003 - June 2004
Skills
Underwriting, Mortgage Underwriting, Banking, Real Estate, Loan Origination, Refinance, USDA, Customer Service, Innovation, Foreclosures, Construction Loans, Finance, VA Loans, Mortgage Servicing, Mortgage Lending
Education
Georgia Perimeter College 1994 — 1999
Associates, Education
Stearns Lending (NMLS #1854) June 2014 - Present
American Pacific Mortgage September 2013 - June 2014
International City Mortgage August 2013 - September 2013
imortgage April 2013 - July 2013
Caliber Funding September 2012 - April 2013
Bank of America Home Loans July 2009 - November 2010
Washington Products and Services December 2007 - March 2008
XCEL Industries August 2006 - April 2007
Countrywide Home Loans June 2003 - August 2006
New Century Title Co. December 2002 - June 2003
Skills
Microsoft Office, Mortgage Banking, Property Management, Real Estate, Escrow, Small Business..., Loans, Refinance, Short Sales, Loan Servicing, Mortgage Lending, SBA, Customer Service, Sales, FHA, Loan Origination, Real Estate Transactions, Residential Mortgages
Education
American Public University System 2013 — 2015
Bachelor's degree, Sports Management with a minor in Business Administration and a Certificate in Counterintelligence
American Public University System 2011 — 2013
Associate's degree, Communications, 3.2
Riverside Community College 1997 — 1998
N/A, Computer and Information Systems Security/Information Assurance
Caliber Funding Branch ManagerWells Fargo Mortgagge1999 - 2012
Skills
Real Estate, Mortgage Lending, Mortgage Banking, FHA, Management, Loans, Loan Origination, Credit Analysis, Refinance, VA loans, Residential Mortgages, USDA, Credit, Mortgage Underwriting, FHA financing, VA Loans
Education
University of California, Santa Barbara
Caliber Home Loans March 2012 - Present
Caliber Funding March 2012 - November 2012
MetLife Home Loans October 2011 - March 2012
Plaza Home Mortgage, Inc; Wholesale Lending June 2011 - October 2011
Bank of America Home Loans; Retail Specialty Fulfillment March 2009 - June 2011
Mortgage Gallery, Inc February 2008 - September 2008
First Community Mortgage Banc, Inc April 2006 - February 2008
Assetscorp, Inc July 2005 - April 2006
Mortgage Square, Inc April 2004 - July 2005
Skills
Mortgage Lending, Loans, Credit, FHA, Mortgage Banking, First Time Home Buyers, Refinance, Loan Origination, USDA, FHA financing, Residential Mortgages, VA loans, Mortgage Underwriting, Construction Loans, Government Loans
Education
Northeastern Illinois University
Bachelor Degree of Science, Finance
Kinecta Federal Credit Union (Robert Half) June 2015 - August 2015
Baird & Warner October 2014 - January 2015
Citi-SGS May 2013 - July 2014
Caliber Funding November 2012 - February 2013
JPMorgan Chase June 2012 - November 2012
Wells Fargo March 2008 - June 2012
ResMAE Mortgage Corporation - Citadel Investment Group February 2004 - November 2007
Skills
Loans, Loan Origination, Mortgage Lending, Credit, Banking, Mortgage Banking, Commercial Lending, Refinance, FHA, Consumer Lending, Commercial Banking, Underwriting, Residential Mortgages, Small Business Lending, Laser Pro, Encompass, VA Loans, Microsoft Office
Education
University of Phoenix 2009 — 2015
Associate's Degree, Hospitality Administration/Management
Southern Illinois University, Carbondale
Southern Illinois University, Carbondale
CMG Financial September 2013 - Present
Caliber Funding February 2012 - August 2013
First Horizon Home Loans/Metlife Home Loans 2003 - 2011
Skills
Mortgage Lending, FHA, Underwriting, Mortgage Banking, Selling, Residential Mortgages, Mortgage Underwriting, Jumbo Mortgage, Correspondent Banking, Marketing, Building Relationships, REO, Mortgage Servicing, Loan Origination, Employee Benefits, Cold Calling, Financial Services, Investors, Construction Loans, Real Estate, Loan Servicing, Foreclosures, Relationship Management, Sales, Insurance, Investment Properties, Wholesale Lending, First Time Home Buyers, Customer Retention, Home Equity Loans, Customer Service, Loss Mitigation, Banking, Sales Management, Commercial Lending, Real Estate Economics, Investments, Short Sales, Executive Management, Reverse Mortgages, Referrals, Team Building, Government Loans, Mortgage Marketing, Home Equity Lines of...
Education
Brigham Young University - Idaho 2014 — 2016
Bachelor of Business Administration (B.B.A.)
University of Phoenix 2012 — 2014
Associate of Arts (AA), Business Administration and Management, General
Caliber Funding February 2013 - Present
Midwest Sound & Communications July 2011 - February 2012
Papa Johns November 2010 - August 2011
Skills
Microsoft Office, Customer Service, Microsoft Word, Microsoft Excel, PowerPoint, Time Management, Teamwork, Windows, Team Leadership, Leadership, HTML, Inventory Management, Outlook, Social Networking, Access
Education
Indiana University-Purdue University at Indianapolis 2008 — 2013
Bachelor of Science (BS), Computer and Information Technology
PrimeLending August 2012 - Present
Caliber Funding January 2012 - August 2012
Metlife Bank January 2009 - January 2012
JPMorgan Chase 2008 - 2010
Skills
Mortgage Banking, Mortgage Lending, Loan Origination, Loans, Refinance, Real Estate Transactions, Sales, USDA, FHA, Credit, First Time Home Buyers, Residential Mortgages, VA loans, FHA financing, Mortgage Underwriting
Education
San Diego State University-California State University 2000 — 2002
Community Healthcare of Georgia September 2012 - Present
Caliber Funding 2014 - 2014
Caliber Funding 2014 - 2014
Caliber Funding 2014 - 2014
Arc of the Ozarks 2010 - 2012
Skills
Psychotherapy, Mental Health, Psychology, Community Outreach, Microsoft Office, Crisis Intervention, Event Planning, Group Therapy, Leadership Development, Program Development, Nonprofits, Social Media, Adolescents, Teaching, Counseling Psychology, Leadership, Public Speaking
Education
Forest Institute of Professional Psychology 2009 — 2012
Master of Arts (M.A.), Counseling Psychology, 3.1
Florida State University 2005 — 2008
Bachelor of Science (B.S.), Psychology, 3.1
Florida International University
First Community Mortgage - Wholesale Alliance Division May 2014 - Present
Flagstar Bank March 2010 - May 2014
Caliber Funding 2008 - 2010
Citi 2007 - 2008
Countrywide Mortgage Services 1997 - 2007
Skills
Mortgage Lending, FHA, Residential Mortgages, VA loans, USDA, Investment Properties, Loan Origination, Loans, Mortgage Banking, Refinance, Credit, FHA financing, Mortgage Underwriting, Government Loans, Reverse Mortgages, VA Loans, FHA Financing
Education
Jacksonville State University 1983 — 1987
Bachelor of Science, Marketing/Management
Ultra Real Estate June 2015 - Present
Keller Williams Frisco Stars June 2014 - June 2015
Caliber Funding April 2013 - August 2013
Wells Fargo Home Mortgage July 2012 - May 2013
Wells Fargo Bank April 2010 - October 2012
Wells Fargo Bank January 2010 - March 2010
American Income Life May 2009 - December 2009
Skills
Sales, Insurance, Banking, Sales Management, Selling, Retirement Planning, Life Insurance, Retirement, Disability Insurance, Long-term Care, Term Life Insurance, Strategic Financial..., Loans, Finance, Real Estate
Education
Schiller International University 2007 — 2009
Masters of Art, International Relations and International Business
Louisiana State University 2003 — 2007
Bachelors of Science, Biology
Caliber Home Loans March 2013 - Present
PrimeLending November 2012 - March 2013
Caliber Funding January 2012 - November 2012
MetLife Home Loans September 2011 - January 2012
Caliber Funding March 2011 - September 2011
First National Bank of Omaha September 2010 - March 2011
Loan Perfect, Inc April 2000 - January 2010
Skills
Management, Loan Origination, Underwriting, Customer Service
Education
Colorado State University 1964 — 1969
Accounting and Finance
Colorado State University 1964 — 1969
Accounting and Finance
imortgage, a division of loanDepot, LLC, NMLS ID 174457 July 2015 - Present
Caliber Funding August 2013 - June 2015
New Penn Financial June 2012 - August 2013
Preferred Trust September 2011 - June 2012
First Florida Funding Corp February 2009 - August 2011
BPD Bank December 2007 - February 2009
Regions Bank April 2005 - November 2008
Commercial Bank of Florida January 2001 - March 2005
Skills
Loans, Commercial Lending, Commercial Mortgages, Commercial Banking, Small Business Lending, Credit Analysis, Credit, Banking, Mortgage Lending, Real Estate Financing, Mortgage Banking, Commercial Real Estate, Finance, Residential Mortgages, Real Estate, Portfolio Management, Real Estate Economics, FHA, Investments, Refinance, Loan Origination
Education
Florida International University - College of Business 1994 — 1999
Bachelors, Finance
Santander Bank, N.A. September 2013 - Present
Caliber Funding January 2012 - September 2013
MetLife Home Loans December 2010 - December 2011
Wells Fargo Home Mortgage 2009 - 2010
Skills
Banking, Real Estate, First Time Home Buyers, Reverse Mortgages, Mortgage Lending, USDA, Real Estate Transactions, Sellers, VA loans, Mortgage Banking, FHA, Refinance, Residential Mortgages, Loan Origination, Loans, Real Estate Financing, Construction Loans, FHA financing
Education
Alliant International University-San Diego Scripps Ranch 1986 — 1988
Master of Business Administration (MBA)
Cornell College 1980 — 1984
Bachelor of Science (BSc), Biology, Chemistry, Philosophy
Coldwell Banker Residential Brokerage, Southern California September 2014 - Present
Caliber Home Loans August 2013 - July 2014
Caliber Funding March 2013 - July 2014
Wells Fargo Home Mortgage August 2012 - March 2013
Wells Fargo December 2010 - September 2012
Financial Designs, Ltd March 2010 - January 2012
Edward Jones July 2007 - October 2009
Bassett Furniture Direct March 2004 - July 2007
Verizon Wireless - AirTouch Cellular March 1993 - May 2002
Ethan Allen January 1990 - August 1992
Skills
Investments, Sales, Leadership, Retirement Planning, Microsoft Excel, Customer Service, Rapport Building, Banking, Loan Origination, Training, Time Management, Management, Finance, Marketing, Credit, Loans, Personal Development, Team Building, Budgets, Financial Advisory, Public Speaking, Mortgage Banking, Real Estate, Customer Satisfaction, Mortgage Lending
Education
Arizona State University
Business
Westwood High
La. Department of Children and Family Services February 2014 - Present
Baton Rouge In-Reach April 2013 - March 2014
Office of Governor October 2013 - February 2014
Caliber Funding November 2012 - April 2013
Business First Bank January 2012 - October 2012
Neighborhood Assistance Corporation of America June 2011 - January 2012
Cuban Liquor & Fine Spirits April 2011 - June 2011
ReNew Charter Management September 2010 - November 2010
KIPP Ujima Village Academy July 2008 - June 2009
Academie Aix- Marseille, France September 2007 - May 2008
Skills
Excel, Loans, Customer Service, Teaching, PowerPoint, Microsoft Office, Public Speaking, Mortgage Lending, Community Outreach, Underwriting, Microsoft Excel, Budgets, Nonprofits, Credit, Household Budgeting, Investments, Leadership, Outlook
Education
Louisiana State University 2002 — 2007
BA, French, Minor-Political Science, 3.7 last 2 years(60 credit hours). 4.0 in entire Poli Sci minor.
Baton Rouge High
Diploma
Huntington National Bank August 2012 - Present
Caliber Funding January 2012 - July 2012
MetLife Home Loans October 2005 - January 2012
other mortgage companies September 1996 - September 2005
Skills
Mortgage Lending, Refinance, Loans, Residential Mortgages, Mortgage Banking, Loan Origination, FHA financing, VA loans, FHA, USDA, Certified Mortgage..., Construction Loans, Government Loans
Education
Purdue University 1983 — 1987
Bachelor of Science, Sales & Marketing
BB&T January 2015 - Present
Cultural Au Pair August 2014 - December 2014
Caliber Funding March 2013 - January 2014
Maurizio's...A True Taste of Italy March 2011 - March 2013
Communities In Schools of North Texas August 2012 - January 2013
Wells Fargo March 2010 - May 2012
Sonic Drive-In August 2007 - March 2010
Skills
Bilingual-English/Spanis..., Cpr Certified, RYT-200, Graphic Design, Photoshop, Illustrator, InDesign, Loan Origination, Microsoft Office
Education
Universtiy of North Texas 2015 — 2017
Master's Degree, Applied Anthropology (Environmental and Ecology)
University of North Texas 2012 — 2014
Bachelor of Applied Arts and Sciences (B.A.A.S.), Business Administration and Management, General
Dallas County Community College 2009 — 2011
Associate of Arts (A.A.)
Lewisville High School 2004 — 2008
High School Diploma, Distinguished Achievement Program
Dale J. Spencer, Inc April 2011 - Present
1st Advantage Mortgage May 2012 - Present
Northern Illinois University 2012 - 2013
Caliber Funding April 2011 - May 2012
ThinkFirst National Injury Prevention Foundation 2006 - 2012
MORTGAGE BANCORP SERVICES July 2004 - April 2011
Bartlett Chamber Of Commerce January 2000 - May 2005
Anchor Mortgage Corporation June 1997 - July 2004
Skills
Mortgage Lending, Leadership, FHA, Public Speaking, Refinance, Sales, Overcoming Adversity, Entrepreneurship, Loans, Injury Prevention, Mortgage Banking, Customer Service, Residential Mortgages, Fundraising, Loan Origination, Real Estate, Investment Properties, Commercial Lending, Motivational Speaking, Referrals, Business Networking, First Time Home Buyers, Residential Homes, Overcoming Fear, Time Management, USDA, Embracing Life's Journey, Foreclosures, FHA financing, Real Estate Financing, Conventional Mortgage, VA loans, Writing, Leadership Coaching, Published Author, Leadership Development
Education
Northern Illinois University 1986 — 1991
Bachelors of Arts, Public Law
Marist High School 1982 — 1986
H.S. Diploma
Murphy Home Loans May 2012 - Present
Caliber Funding January 2012 - May 2012
Carrington Mortgage Services May 2011 - December 2011
DIVERSIFIED MORTGAGE September 2001 - December 2007
Skills
FHA, VA loans, Loans, Loan Origination, Refinance, Mortgage Lending
Education
San Diego State University-California State University 1983 — 1987
BUSINESS MANAGEMENT
Ventura High School 1980 — 1983
AppleOne Employment Services June 2012 - Present
New American Funding January 2011 - July 2011
Caliber Funding June 2010 - December 2010
Bank of America June 2004 - April 2010
Skills
Cold Calling, Loan Origination, Loans, Banking, Applicant Tracking..., Recruiting, FHA, Mortgage Lending, Talent Acquisition, Mortgage Banking, College Recruiting, Temporary Placement, Internet Recruiting, Onboarding, Credit
Education
San Jose State University
Associate of Science (A.S.)
Galderma July 2015 - Present
Oklahoma State University August 2013 - May 2015
Stryker May 2014 - August 2014
AT&T June 2013 - August 2013
Caliber Funding June 2012 - August 2012
Lockton Companies May 2011 - August 2011
Skills
Proposal Support, Microsoft Office, Microsoft Word, Social Media, Communication Skills, Microsoft Excel, Social Skills, Proposal Generation, Editing, Outlook Express, Social Networking, Time Management, Marketing Strategy, Marketing, Marketing Communications, SPSS, Sales, Database Development
Education
Oklahoma State University 2013 — 2015
Master of Business Administration (MBA)
Oklahoma State University 2009 — 2013
Bachelor of Science (BS), Entrepreneurship and Marketing
Southlake Carroll
Southlake Carroll
Liberty Mutual Insurance May 2011 - Present
Caliber Funding March 2010 - January 2011
Vantium Capital February 2009 - March 2010
VantiumCapital Inc February 2009 - November 2009
Palisade Systems February 2008 - February 2009
Systems Inc February 2008 - February 2009
Home Loans December 2007 - February 2008
Home Loans May 2007 - November 2007
Mortgage (GE Consumer Fin) August 2003 - April 2007
WMC Mortgage June 2002 - February 2007
Skills
Cold Calling, Mortgage Lending, Sales, Loans, Selling, Underwriting, Account Management, Investments, Relationship Management, New Business Development, Commercial Real Estate, Negotiation, Call Centers, Lead Generation, Sales Process, Credit, Loan Servicing, Business Development, Marketing, Training, Team Building, Customer Satisfaction, Management, Banking, Customer Retention, Financial Services, Direct Sales, Sales Management, Leadership, Coaching, Marketing Strategy, Salesforce.com, Strategic Planning, Customer Service, Contract Negotiation, Insurance, CRM, Sales Operations, Strategy, Real Estate, Vendor Management, Forecasting, Small Business, Sales Presentations, Recruiting, Executive Management, B2B, Finance, Life Insurance, Property & Casualty...
Education
Bakersfield College 1991 — 1992
Associates, Business
Opes Advisors March 2015 - Present
PNC Mortgage October 2013 - March 2014
Caliber Funding June 2012 - October 2013
US Bank April 2011 - June 2012
Business First Bank December 2007 - April 2011
Paragon Mortgage Group September 1997 - December 2007
Santa Barbara Bank & Trust 1994 - 1997
County Bank 1987 - 1989
Montecito Bank and Trust 1985 - 1987
Skills
Loan Origination, FHA, Mortgage Banking, Mortgage Lending, Refinance, Loans, Underwriting/Tax Return..., Jumbo Mortgage, Credit, Foreclosures, Residential Homes, FHA financing, Consumer Lending, REO, Real Estate Economics, USDA, Certified Mortgage..., VA loans, First Time Home Buyers, Mortgage Underwriting, Commercial Banking, Commercial Lending, Construction Loans, Home Equity Loans, Credit Analysis, Residential Mortgages, Lines Of Credit, Referrals, Home Equity Lines of..., Government Loans, Underwriting, Single Family Homes, Banking, Financial Structuring, Short Sales, Condos, Real Estate Financing, Investment Properties, Real Estate, Loan Servicing, Investments, Mortgage Marketing, Portfolio Management, Commercial Mortgages, Reverse Mortgages, Small Business Lending, Non-Conforming, Retail Banking
Education
University of California, Santa Barbara 1979 — 1984
BA, Science/PreMed, Art, History
University of California, San Diego 1979 — 1982
Premed
Land Home Financial Services August 2013 - Present
Caliber Funding March 2013 - August 2013
Prostaff Mortgage June 2012 - March 2013
Real Estate Mortgage Network April 2011 - January 2012
JPMorgan Chase November 2008 - March 2011
Wachovia Mortgage, FSB May 2005 - October 2008
Wachovia 2002 - 2008
Wachovia Mortgage Corporation May 2004 - May 2005
Wachovia Mortgage Corporation June 2002 - May 2004
Zee Enterprizes 2001 - 2003
Skills
Mortgage Lending, Mortgage Banking, Training, Mergers & Acquisitions, Credit Analysis, Banking, Refinance, Underwriting, Loans, Loan Origination, Marketing, Residential Mortgages, Credit, VA loans, FHA
Education
Arizona State University 2000 — 2002
Bachelors of Science, Global Business; Marketing
Arizona State University West 2000 — 2002
global business, marketing
Pillar Financial Advisors, LLC. January 2008 - Present
Perl Mortgage July 2012 - Present
Ausdal Financial Partners July 2010 - December 2014
Main Street Financial December 2011 - July 2012
Caliber Funding February 2011 - December 2011
Skills
Wealth Accumulation, Securities, Retirement Planning, Debt, Financial Planning, VA, Mortgage, Mortgage Lending, Investments, Long Term Care, Wealth Management, Insurance, Asset Management, Investment Advisory, Financial Analysis, Asset Allocation, Loans, Financial Services
Education
OPRF 1984 — 1988
Loyola University Chicago 1988 — 1992
BBA, Finance, Economics
College for Financial Planning 2010 — 2012
Master of Science (M.S.), Personal Financial Planning
Stearns Lending (NMLS #1854) June 2015 - Present
HomeBridge Financial Services, Inc. August 2014 - June 2015
Stearns Lending March 2014 - August 2014
Caliber Funding November 2013 - March 2014
Nationstar Mortgage Retail September 2011 - September 2013
Wells Fargo Home Mortgage March 2010 - August 2011
Chicago Bancorp January 2008 - March 2010
Countrywide Home Loans December 2003 - December 2007
Skills
VA loans, FHA financing, FHA, Mortgage Banking, Refinance, Reverse Mortgages, Residential Mortgages, Loan Origination, Construction Loans, Mortgage Lending, Government Loans, Loans, Home Equity Loans, Real Estate Financing, Credit, First Time Home Buyers, Investment Properties, REO, Mortgage Servicing, Certified Mortgage..., Home Equity Lines of..., Credit Analysis, Consumer Lending, HUD, Residential Homes, Rates, Referrals, Banking, Sales, Real Estate Transactions, Mortgage Underwriting, USDA, FHA Financing, VA Loans
Education
The Art Institute of Pittsburgh-Online Division 2009 — 2011
Associate's Degree, Interior Design
Caliber Funding June 2013 - Present
Windermere Real Estate/Investment Management December 2011 - Present
Washington Federal Savings October 2009 - January 2010
Washington Mutual Bank August 1987 - August 2009
Skills
Consumer Lending, Credit, Retail Banking, Commercial Lending, Loan Origination, Credit Analysis, Mortgage Banking, Refinance, Construction Loans, Underwriting, FHA, USDA, Customer Service, Process Improvement, Operations Management
Education
Central Washington University 1986 — 1989
Bachelor of Science, Business Administration
COUNTRY Financial® July 2012 - Present
Caliber Funding March 2012 - June 2012
MainSource Bank April 2005 - October 2011
Skills
Consumer Lending, Refinance, Loan Origination, Credit Analysis, Mortgage Banking, Residential Mortgages, FHA financing, First Time Home Buyers, VA loans, USDA, Insurance, Life Insurance, Investments, Roth IRA, 401k Rollovers, Homeowners, Credit, Sales, Mortgage Lending, Finance, Underwriting, Small Business Lending, Loans, Risk Management
Education
Illinois State University 1984 — 1988
Bachelor of Science (B.S.), Accounting and Finance
Bank December 2008 - Present
Caliber Funding 2013 - 2013
JP Morgan Chase Bank NA December 2008 - July 2012
Skills
Consumer Financing, Business Banking, Small Business Lending, Mortgage Lending, Credit Cards, Merchant Services, Merchant Banking, Investments, Investment Banking, Investment Properties
Education
Kean University 2005 — 2009
Business Administration, Management and Operations
Brookdale Community College 2006 — 2008
Banking, Corporate, Finance, and Securities Law
Caliber Funding October 2012 - Present
Wells Fargo Home Mortgage June 2008 - October 2012
Weichert Financial Services June 2003 - June 2008
Skills
Mortgage Marketing, Financial Services
Education
Cedar Crest College 1969 — 1973
Bachelor's degree, Elementary Education
Caliber Funding July 2013 - November 2013
Ericsson June 2010 - April 2013
Skills
XML, Scrum, Agile Methodologies, SDLC, Visual Studio..., Visual C# 3.0/3.5/4.0, MVC Architecture, ASP.NET 3.0/3.5/4.0, VB.NET 3.5/4.0, SQL Server 2005/2008, T-SQL, IIS 6.0/7.0, HTML + CSS, JavaScript, AJAX, WCF Services, REST, ADO.NET, SSRS, Crystal Reports, SSIS, VSS, TFS, Telerik controls, Windows Programming, Selenium Testing, ASP.NET, Microsoft SQL Server
Education
NJIT 2006 — 2008
Master's degree, Computer Science
JNTU (Jawaharlal Nehru Technological University) 2002 — 2006
Bachelor's degree, Computer Science
Caliber Home Loans August 2013 - Present
Caliber Funding February 2013 - July 2013
Oxford Mortgage, LLC September 2012 - January 2013
Springleaf Financial Services June 2008 - September 2012
US Army July 1993 - July 1996
Skills
Refinance, Mortgage Lending, Mortgage Banking, Loans, Loan Origination, FHA financing, Jumbo Mortgage, Debt Consolidation, First Time Home Buyers, Notary Public, Residential Mortgages, Home Equity Loans, VA loans, FHA, NMLS, Real Estate Transactions, Mortgage Underwriting, Government Loans
Education
Champlain College 1991 — 1993
Accounting and Business/Management
EverBank October 2012 - Present
Caliber Funding February 2012 - October 2012
MetLife Home Loans March 2010 - January 2012
Bank of America January 2009 - February 2010
Wells Fargo May 2001 - December 2008
Summit Bank 1994 - 2000
Skills
Spanish Fluency, Real Estate, Mortgage, Residential, Mortgage Lending, Sales Management, Economics, Finance, Sales, Management, Residential Homes, Mortgage Banking, Refinance, Credit, Financial Services, FHA financing, Negotiation, Business Development, Real Estate Transactions, Loans, USDA, Marketing, Mortgage Marketing, Investments, Loan Origination, Financial Advisory, New Business Development, First Time Home Buyers, Retail, Residential Mortgages, Risk Management, Credit Analysis, FHA, Contract Negotiation, Underwriting, Strategic Planning, Asset Management, Selling, Insurance
Education
Thomas M. Cooley Law School 1989 — 1992
JD, Law
Univ. of Maryland, College Park, MD 1985 — 1989
BA, political science, economics, spanish
Chatham Township High School 1981 — 1985
general
Caliber Home Loans November 2012 - Present
Caliber Funding July 2012 - November 2012
Nationstar Mortgage July 2010 - July 2012
CoreLogic May 2010 - July 2010
Boys & Girls Clubs of Arlington 2004 - 2005
Skills
Employee Relations, Organization, Applicant Tracking..., Employee Benefits, Recruiting, Human Resources, Talent Acquisition, College Recruiting, Onboarding, HRIS, Benefits Administration, Background Checks, Conflict Resolution, Employee Engagement, Employee Training, FMLA, HR Policies, Hiring, Internet Recruiting, Interviews, Job Descriptions, Labor Relations, Leadership, Leadership Development, New Hire Orientations, Organizational..., Payroll, PeopleSoft, Performance Management, Personnel Management, Resume Writing, Screening, Screening Resumes, Sourcing, Staffing Services, Succession Planning, Talent Management, Taleo, Time Management, Training, Workforce Planning, Deferred Compensation, Career Development
Education
The University of Texas at Arlington 2010 — 2012
Master's, Public Administration
Grambling State University 2006 — 2010
B.A., Political Science
Caliber Funding October 2012 - Present
Wells Fargo Home Mortgage June 2008 - October 2012
Weichert Financial Services 2005 - 2008
Lafayette Ambassador Bank 2001 - 2005
Education
Cedar Crest College
BA, Education
Madison County Federal Credit Union August 2013 - Present
Caliber Funding January 2012 - August 2013
Metlife Home Loans September 1998 - January 2012
Star Financial Bank September 1988 - September 1998
Skills
VA, Refinance, Mortgage Lending, Conventional, FHA, FHA financing, Certified Mortgage..., Investment Properties, Loans, Residential Mortgages, VA loans, First Time Home Buyers, Credit, Selling, Mortgage Underwriting, Loan Origination, Retail Banking, Mortgage Banking, Home Equity Loans, Real Estate Economics, Real Estate, Government Loans, Underwriting, Commercial Lending, USDA, Small Business Lending, REO, Foreclosures, Investments, Banking, Sales Management, Sellers, Commercial Banking, Credit Analysis, Sales, Short Sales, Consumer Lending, Finance
Education
Anderson University 1982 — 1986
Bachelor Degree, Marketing / Management
Northwest Bank Mortgage February 2014 - Present
Caliber Funding October 2011 - June 2012
Waterstone Mortgage Corporation July 2009 - October 2011
Skills
VA loans, Reverse Mortgages, Refinance, FHA, Mortgage Banking, USDA, First Time Home Buyers, Credit Analysis, Government Loans, Credit, Investment Properties, Loans, Small Business Lending, Commercial Lending, Finance, HomePath, HUD, Mortgage Lending, Underwriting, Harp, FHA financing, Consumer Lending, Mortgage Underwriting, Loan Origination, Construction Loans, Commercial Mortgages, Real Estate Financing, Certified Mortgage..., Foreclosures, Banking, Residential Mortgages, Mortgage Servicing, Loss Mitigation, Loan Servicing, Debt Consolidation, 203K, REO, Real Estate Economics, Mortgage Marketing, Real Estate, Referrals, Home Equity Loans, FHA Financing, VA Loans
Education
Beloit College 1988 — 1992
Bachelors, Fine Art
Finance of America Mortgage LLC September 2015 - Present
EverBank November 2013 - July 2015
Caliber Funding March 2013 - September 2013
Nationstar Mortgage May 2010 - November 2011
PHH Mortgage March 1991 - May 2010
Skills
FHA, Residential Mortgages, Loan Origination, Refinance, Loans, USDA, Underwriting, Credit, VA loans, First Time Home Buyers, FHA financing, Real Estate, Construction Loans, Investment Properties, Loss Mitigation, Mortgage Underwriting, Reverse Mortgages, Sales, Sellers, Funding, Mergers & Acquisitions, Credit Analysis, Finance, Selling, Banking, Strategy, Marketing, Certified Mortgage..., Relationship Management, Financial Services, Investments, Consumer Lending, Executive Management, Leadership, Management
Education
The Ohio State University 1983 — 1987
Business
Caliber Funding February 2012 - July 2013
Home Savings of America April 2010 - January 2012
Wachovia/World Savings January 1988 - July 2008
Education
San Jose State University
Business, Bachelor - Accounting
McLean Mortgage Corporation June 2013 - Present
SunTrust February 2015 - September 2015
Homestead Funding Corp. May 2012 - June 2013
Caliber Funding January 2012 - May 2012
MetLife Home Loans August 2009 - January 2012
SunTrust Mortgage July 2007 - August 2009
Market Street Mortgage January 2002 - June 2007
UUNET/MCI/Worldcom 1999 - 2002
Charles E. Smith August 1998 - May 1999
Skills
Mortgage, Credit, Mortgage Planning, Mortgage Lending, VA, FHA, Mortgage Banking, Refinance, Residential Mortgages, Conventional, Mortgage Industry, First Time Home Buyers, Loans, Loan Origination, Purchase, Conforming, Home, VA loans, Investment Properties, Financial Analysis, Residential, Credit Analysis, Loan Structuring, FHA financing, First Time Buyers, Certified Mortgage..., Construction Loans, Residential Homes, Government Loans, Reverse Mortgages, USDA, Referrals, Investors, Home Equity Loans, Real Estate, Financial Structuring, Underwriting, REO, Short Sales, Finance, Foreclosures, Investments, Real Estate Transactions, Mortgage Underwriting, Sellers, Funding, Real Estate Financing, Commercial Mortgages, Home Equity Lines of..., Selling
Education
Penn State University 1993 — 1998
BS, Management
Capital One Home Loans September 2014 - Present
Nationstar Mortgage September 2011 - August 2014
Caliber Funding January 2010 - July 2011
American Home Mortgage Servicing, Inc March 2009 - August 2010
Countrywide/Bank of America December 2001 - January 2009
Nationstar Mortgage March 1997 - November 2001
Citibank Mortgage / Associates Capital December 1990 - February 1997
Skills
Mortgage Banking, Credit, Mortgage Lending, Mortgage Servicing, Loans, Loss Mitigation, Banking, Risk Management, Financial Analysis, Financial Modeling, Finance, Underwriting, Credit Analysis, Loan Origination, Portfolio Management, Strategic Financial..., Financial Risk, Financial Services, Due Diligence, Process Improvement
Education
Texas Christian University 1984 — 1986
MBA, Finance
Southern Alberta Institute of Technology 1977 — 1981
BComm, Accounting / Economics
Caliber Funding January 2013 - October 2013
Centrue Bank January 2012 - January 2013
U.S. BANK 2010 - 2011
Statewide Lending Corp. April 1994 - December 2010
Skills
Mortgage Lending, Loans, Credit Analysis, Credit, Banking, Mortgage Banking, Real Estate, Investments, Investment Properties, Customer Service, Risk Management, Recruiting, Refinance, Marketing, Strategic Planning, Budgets, Loan Origination, Sales, Underwriting
Education
Missouri State University 1977 — 1980
Bachelor's degree, Business/Finance/Management
FRANCIS HOWELL 1975 — 1977
DIPLOMA, Business Administration and Management, General
PRMG, Inc. May 2012 - Present
Caliber Funding July 2011 - May 2012
Aegis Wholesale March 2001 - June 2007
Skills
Mortgage Banking, Loan Origination, FHA, Loans, Refinance, Mortgage Lending, VA loans, Residential Mortgages, FHA financing, Mortgage Underwriting, Reverse Mortgages, USDA, Underwriting, VA Loans
Education
Crafton Hills College 1982 — 1983
Business Administration and Management, General
Pacific High School 1979 — 1982
Caliber Funding August 2013 - Present
New Penn Financial, LLC July 2012 - July 2013
Bank of England March 2012 - June 2012
Primary Residential Mortgage November 2011 - March 2012
Allied Home Mortgage Capital Corp August 2010 - November 2011
Citizens Bank March 2009 - August 2010
Skills
Credit, FHA, USDA, Loans, Mortgage Lending, VA loans, Loan Origination, Underwriting, Mortgage Banking, Refinance, Banking, FHA financing, Mortgage Marketing, Reverse Mortgages, Residential Mortgages, Government Loans, Mortgage Underwriting, Certified Mortgage..., Home Equity Loans, Construction Loans, Funding, VA Loans, Loan Servicing, FHA Financing
Education
Florida International University 2012 — 2015
Bachelor of Criminal Justice- In progress
CCRI 2006 — 2012
Associate's degree
IRS Tax Preparation Certification 2008 — 2008
IRS Tax Preparer Certification, IRS tax Preparation
H&R Tax Preparation 2004 — 2004
H&R Tax Preparer Certification, Tax Preparation
Arrowhead Bank 2015 - Present
Caliber Funding 2012 - 2014
Skills
USDA, Credit, Government Loans, Refinance, FHA, Loans, Mortgage Underwriting, Mortgage Lending, Mortgage Banking, FHA financing, Loan Origination, Customer Service, Construction Loans, Credit Analysis, Certified Mortgage..., Underwriting, Reverse Mortgages, VA loans
Education
Texas State University-San Marcos 1974 — 1980
Bachelor of Science (B.S.), Economics
CMG Financial March 2013 - Present
ClearPoint Funding November 2011 - March 2013
United States Department of Defense June 2011 - November 2011
Caliber Funding July 2010 - January 2011
Myers Park Funding September 2005 - July 2010
Aggressive Mortgage Corporation January 2004 - September 2005
United States Navy November 1996 - October 2003
Skills
Mortgage Lending, Credit, FHA, Loans, Mortgage Banking, Loan Origination, VA loans, USDA, Residential Mortgages, Refinance, Mortgage Underwriting, Reverse Mortgages, FHA financing, Certified Mortgage..., Underwriting, Construction Loans, Loss Mitigation, Mortgage Servicing, Government Loans, First Time Home Buyers, Mortgage Marketing, Credit Analysis, Investment Properties, FHA Financing, VA Loans
Education
Old Dominion University
History
Tidewater Community College
Associate of Arts (AA), Liberal Arts and Sciences/Liberal Studies, Cum Laude
Michigan Mutual June 2013 - Present
Michigan Mutual June 2013 - December 2013
First Guaranty Mortgage Corp January 2012 - July 2012
Caliber Funding September 2011 - January 2012
Skills
Mortgage Lending, FHA, Wholesale Lending, Loan Origination, Refinance, VA loans, USDA, Residential Mortgages, FHA financing, Loans, Credit, Mortgage Banking, Underwriting, Credit Analysis, Government Loans, Reverse Mortgages, Mortgage Underwriting, Sales Management, Selling, Real Estate
Education
Ashworth University 2005 — 2014
Associate's degree, Criminology
Duffy Realty of Atlanta June 2015 - Present
Intercap Lending March 2015 - May 2015
Movement Mortgage, LLC November 2014 - February 2015
Eagle Home Mortgage April 2014 - October 2014
Wells Fargo Home Mortgage July 2013 - October 2013
Wells Fargo Home Mortgage March 2013 - July 2013
Caliber Funding December 2012 - February 2013
GMAC Mortgage October 2011 - December 2012
Nationstar Mortgage 2011 - 2011
Foundation Financial Group 2010 - 2011
Skills
Management, Sales, Operations, Loans, Mortgage, Real Estate, Refinance, Credit, Home, Purchase, FHA, Mortgage Lending, Residential, VA, Loan Origination, Conventional, REO, Mortgage Industry, VA loans, Conforming, First Time Home Buyers, Residential Mortgages, Construction Loans, Investment Properties, FHA financing, Retail, Sales Management, Residential Homes, USDA, Mortgage Banking, Foreclosures, Short Sales, Real Estate Financing, Non-Conforming, Condos, Government Loans, Home Equity Loans, Mortgage Underwriting, Mortgage Marketing, Finance, Credit Analysis, FHA Financing
Education
Kennesaw State University - Michael J. Coles College of Business 1997 — 2000
B.B.A, Management
Homeowners Financial Group USA, LLC July 2015 - Present
Stonegate Mortgage Corporation(NYSE-SGM) November 2013 - June 2015
National Residential Mortgage, A Heartland Financial USA Company November 2010 - November 2013
Caliber Funding March 2006 - 2009
Countrywide 2001 - 2004
Skills
Sales, Mortgage Banking, Sales Management, Real Estate, Mortgage Lending, Employee Training, PowerPoint, Vendor Management, Credit Analysis, Residential Mortgages, Investments, Loan Origination, Time Management, Credit, FHA, Banking, Refinance, Training, Negotiation, New Business Development, Loans, Business Analysis, Talent Acquisition, Outlook, Budgets, CRM, Microsoft Office, Microsoft Excel, Underwriting, Team Building, Strategic Planning, Leadership, Finance, Risk Management, Analysis, Process Improvement, Human Resources, Investment Properties, Onboarding, Customer Service, Software Documentation, Project Management, Applicant Tracking..., Management, USDA, Marketing, Operations Management, Account Management, Employee Relations, Relationship Management
Education
Palomar College
New American Funding February 2014 - Present
Franklin American Mortgage Company January 2013 - February 2014
Caliber Funding February 2012 - January 2013
PNC Mortgage May 2011 - February 2012
ViewPoint Mortgage September 2007 - May 2011
Bankers Financial Mortgage Group April 2005 - September 2007
Skills
Refinance, Financial Analysis, Mortgage Lending, FHA, VA loans, Loans, Investment Properties, Finance, Property Management, Residential Mortgages, Referrals, Construction Loans, Investments, Sellers, Real Estate, VA Loans, Residential Homes
Education
Saint Mary's College of California 1987 — 1989
Executive MBA, Finance and Financial Management Services
Florida International University 1982 — 1984
Bachelor's degree, Finance, General
New Relic, Inc. November 2013 - Present
Kavi Corporation June 2011 - October 2013
Caliber Funding October 2007 - June 2011
First Magnus Financial January 2001 - October 2007
AOL January 1997 - January 2001
Skills
SaaS, Agile Methodologies, Team Management, Software Development, SOA, Web Services, Python, JavaScript, SQL, AJAX, .NET
Education
University of Arizona
Bachelor of Science, Computer Engineering
Axia Home Loans August 2014 - Present
Banc Home Loans September 2013 - August 2014
PNC December 2012 - September 2013
Bank of America February 2012 - December 2012
Caliber Funding June 2011 - November 2011
Prospect Mortgage, LLC February 2008 - June 2011
Bank of America 2007 - 2008
Metrocities Mortgage 1999 - 2007
Skills
Mortgage Banking, Mortgage Lending, FHA, Loan Origination, Refinance, Loans, Credit, Residential Mortgages, First Time Home Buyers, Investment Properties, Short Sales, Real Estate Financing, REO, Residential Homes, Credit Analysis, Banking, Real Estate Transactions, Underwriting, Real Estate, Credit Risk, Reverse Mortgages, Sellers, Real Estate Economics, Commercial Lending, FHA financing, Foreclosures, VA loans, Loan Servicing, Referrals, Consumer Lending, Funding, Finance, Investors, Government Loans, Investments, Construction Loans, Certified Mortgage..., USDA, Loss Mitigation, Commercial Real Estate, Condos, Commercial Mortgages, Home Equity Loans, Home Equity Lines of..., Mortgage Underwriting, Mortgage Marketing, Mortgage Servicing, Single Family Homes, Property, VA Loans
Education
Moorpark College 1992 — 1993
Computer Science
WesLend Financial December 2014 - Present
Parkside Lending May 2014 - December 2014
Ameris Bank June 2013 - February 2014
Caliber Funding December 2011 - June 2013
Flagstar Bank May 2011 - December 2011
Guaranty Trust Wholesale, subsidiary of Volunteer State Bank September 2010 - May 2011
Liberty Mortgage Corporation January 1998 - August 2010
BB&T/Liberty Mortgage January 1998 - August 2010
TMC Mortgage/Harbourton/Crossland 1994 - 1998
Mitchell & Best 1990 - 1992
Skills
Mortgage Lending, Loans, USDA, Mortgage Banking, FHA, New Home Sales, VA loans, Computers, Loan Origination, Credit, FHA financing, Credit Analysis, Refinance, Construction Loans, First Time Home Buyers, Investment Properties, Debt Consolidation, Reverse Mortgages, Investors, Residential Mortgages, Real Estate Economics, Underwriting, Short Sales, Loss Mitigation, Mortgage Underwriting, Referrals, Real Estate, Sales Management, Consumer Lending, Government Loans, Sales, Commercial Banking, Certified Mortgage..., Foreclosures, Finance, Banking, Mortgage Servicing, REO, Commercial Lending, Loan Servicing, Home Equity Loans, Commercial Mortgages, Branch Management, Residential Homes, Small Business Lending, Mortgage Marketing, Investments, Funding, Cross Selling, Rates
Education
Montgomery College 1971 — 1981
Advertising Art
Barbizon School of Fashion 1975 — 1976
Interior design
John Robert Powers 1971 — 1971
Finishing course
Richard Montgomery HS Rockville, MD
St. Mary's Catholic School, Rockville, MD
Carrington Mortgage Services July 2013 - Present
Bridgeview Bank Mortgage May 2013 - July 2013
Caliber Funding March 2013 - May 2013
Streamline Financial Group, Inc September 2011 - February 2013
UnitedHealthcare Student Resources August 2008 - August 2010
Mortgage Lenders Network, USA June 2003 - July 2008
Enterprise Rent A Car July 2002 - May 2003
Skills
Reverse Mortgages, Leadership, Public Speaking, Purchase Contracts, Appraisals, NMLS Licensed, Mortgage Lending, Loan Origination, USDA, Sellers, Refinance, VA loans, FHA financing, Loans, Banking, Underwriting, Sales, Referrals, FHA, REO, First Time Home Buyers, Mortgage Banking, Investment Properties, Residential Mortgages, Investments, Short Sales, Investors, Home Equity Lines of..., Real Estate Financing, HUD, Government Loans, Loss Mitigation, Selling, Condos, Commercial Real Estate, Real Estate Transactions, Mortgage Marketing, Real Estate Economics, Home Equity Loans, Real Estate, Certified Mortgage..., Residential Homes, Mortgage Servicing, Construction Loans, Finance, Mortgage Underwriting, Foreclosures, Relocation, New Home Sales, Single Family Homes
Education
Georgia Southern Study Abroad Program Mexico 2002 — 2002
Bachelor of Business Administration (BBA), Sales, Distribution, and Marketing Operations, General
Georgia Southern University 1998 — 2002
BA, Sales and Sales Marketing
Caliber Funding October 2013 - Present
Sun National Bank April 2012 - October 2013
MetLife Home Loans January 2010 - April 2012
National City Mortgage January 2001 - November 2009
Skills
Banking, Commercial Lending, Construction Loans, Credit, Credit Analysis, FHA financing, FHA, Financial Reporting, Government Loans, Loan Origination, Loans, Mortgage Banking, Mortgage Lending, Mortgage Servicing, Mortgage Underwriting, Refinance, Residential Mortgages, Reverse Mortgages, Underwriting, VA loans, USDA
Education
Kean University 1990 — 1995
BA, Business Management
Union Catholic Regional High School 1986 — 1990
Cohen Esrey Real Estate May 2013 - Present
Pinnacle Family of Companies March 2014 - October 2014
Caliber Funding June 2012 - May 2013
PNC Mortgage June 2010 - June 2012
US Bank August 2007 - March 2010
CRES Management, LLC/LendTech Mortgage 2005 - 2007
AMLI Residential 2000 - 2005
Price Brothers Management 1998 - 2000
Skills
FHA, Mortgage Lending, Refinance, Mortgage Banking, Management, Residential Mortgages, Loan Origination, Foreclosures, Credit, First Time Home Buyers, Loans, Sales, VA loans, Investment Properties, Real Estate, Sellers, USDA, Customer Service
Education
Baker University 2001 — 2003
Business
Johnson County Community College 1998 — 2001
Business
Cherry Creek Mortgage November 2013 - Present
HHW Enterprises, LLC 2011 - Present
G & G October 2008 - Present
Mid America Mortgage, Inc. fka Schmidt Mortgage Company March 2012 - October 2013
Supreme Lending August 2011 - March 2012
Caliber Funding April 2011 - September 2011
Seller Financing Experts 2010 - 2011
Cobalt Financial Corp 2009 - 2010
Five Star Capital 1997 - 2008
American California Financial 1990 - 1994
Skills
Investment Properties, Mortgage Lending, Lead Generation, First Time Home Buyers, Real Estate, Loans, Investments, Refinance, Single Family Homes, FHA, Mergers, Portfolio Management, USDA, Loan Origination, Reverse Mortgages, VA loans, Management, Mortgage Banking, Credit, FHA financing, Residential Homes, REO, Foreclosures, Home, Condos, Real Estate Financing, Residential Mortgages, Investors, HUD
Education
University of California, Santa Barbara 1986 — 1988
Surfing, Volleyball
California Lutheran University 1983 — 1986
Golfing
BMO Harris Bank November 2011 - Present
Caliber Funding April 2011 - November 2011
Fifth Third Bank 2009 - 2010
Private Mortgage Wholesale 2007 - 2009
McBride Baker & Coles 1999 - 2003
Skills
FHA, Mortgage Lending, FHA financing, VA loans, USDA, Certified Mortgage..., Refinance, Residential Mortgages, First Time Home Buyers, Mortgage Banking, Loans, Loan Origination, Banking, Finance, Government Loans, Credit, FHA Financing, VA Loans
Education
Chicago State University
1998, Psychology
Keystone Farms Cheese September 2008 - Present
Raskovic Design December 2009 - Present
Caliber Funding April 2013 - July 2013
Precision Funding Group August 2012 - March 2013
Moravian Antioch March 2012 - June 2012
Enterprise Systems Partners, Inc. September 2007 - February 2011
Presidential Mortgage Group April 2010 - January 2011
Spillman Farmer Architects June 2008 - August 2008
Education
Moravian College 2007 — 2010
Bachelors
Northampton Community College 2005 — 2007
Associates
Freedom High School 2001 — 2005
Caliber Funding January 2012 - Present
Walker Jackson Mortgage Corporation April 2009 - January 2012
Vertice, A Wachovia Corporation August 2007 - April 2009
First Magnus August 2006 - August 2007
American Mortgage Network April 2003 - August 2006
SLM Financial November 1999 - April 2003
Equity One December 1994 - March 1999
Centrust Mortgage May 1985 - November 1994
Fannie Mae 1982 - 1985
Skills
FHA, USDA, VA loans, Mortgage Underwriting, Government Loans, Reverse Mortgages, Loss Mitigation, Wholesale Lending, Certified Mortgage..., Mortgage Servicing, Construction Loans, First Time Home Buyers, Real Estate, Commercial Lending, Commercial Mortgages, Credit Risk
Education
Rutgers University – Camden 1977 — 1981
BS, Business Administration
Caliber Funding April 2012 - Present
Skills
First Time Home Buyers, FHA, Mortgage Lending, Real Estate, Loans, Banking, Sellers, Refinance, Investments, Home Equity Lines of..., Finance, Mortgage Banking, Sales Management, Residential Mortgages, Loan Origination
Education
University of California, Santa Barbara 1999 — 2004
undergrad, Business Economics
New American Funding October 2013 - Present
Caliber Funding September 2012 - October 2013
Affordable American Insurance February 2011 - November 2012
New York Life Insurance Company October 2011 - September 2012
Young LIfe 2003 - 2012
Nextage Realty November 2009 - August 2011
Panamerican Mortgage December 2009 - May 2010
realestate.com 2008 - 2009
Approval Mortgage 1995 - 2008
keller williams 2001 - 2002
Skills
Real Estate, Investment Properties, First Time Home Buyers, Investors, Short Sales, Foreclosures, FHA, Sellers, Residential Homes, Real Estate Transactions, Condos, Buyer Representation, Single Family Homes, Mortgage Lending, Customer Service, Contract Negotiation, Sales, Leadership, Loans, Loan Origination, Referrals, Commercial Real Estate, Real Property, Brokerage, Buyers, Refinance, Property, New Home Sales, HUD, Small Business, Real Estate Economics, Property Management, USDA, Real Estate Financing, Selling, Investments, Real Estate Development, Residential Mortgages, Construction Loans, Mortgage Banking, Townhomes, New Homes, Listings, FHA financing, VA loans, Rentals, Seniors, VA Loans
Education
Universidad Autonoma de Guadalajara 1984 — 1988
Civil Engineer
Universidad Autónoma de Guadalajara 1984 — 1988
Engineer, Civil Engineer
Caliber Home Loans August 2013 - Present
Caliber Funding February 2012 - July 2013
MetLife Home Loans June 2009 - January 2012
Chase Home Finance August 1997 - June 2009
MNC Mortgage September 1994 - August 1997
Skills
FHA, Mortgage Banking, USDA, Refinance, VA loans, Mortgage Lending, Residential Mortgages, FHA financing, Loan Origination, Loans, Construction Loans, Non-Conforming, Home Equity Loans, Banking, Real Estate, First Time Home Buyers, Investment Properties, Residential Homes, Sellers, Investors, Real Estate Financing, Buyers, HUD, Vacation Homes, Real Estate Transactions, 203K, Credit Analysis, New Home Sales, Mortgage Marketing, VA Loans, Financial Structuring, Referrals, Underwriting, Commercial Mortgages, Loss Mitigation, Finance, Government Loans, Property, Credit, Real Estate Economics, Mortgage Servicing
Education
Cabrini College 1990 — 1994
BS, Business Administration / Finance
Salesianum High School 1986 — 1990
On Q Financial, Inc. March 2014 - Present
Caliber Home Loans September 2012 - March 2014
Caliber Funding September 2012 - March 2014
Skills
Mortgage Lending, Customer Service, Construction Loans, Mortgage Banking, Loans, Credit, Underwriting, FHA, USDA, Refinance, First Time Home Buyers, Loan Origination, Real Estate, Residential Mortgages, Real Estate Transactions, Process Improvement, Funding, Investment Properties
Education
University of Houston 1993 — 1996
Bachelor of Arts (B.A.)
Southern Methodist University 1991 — 1993
SolarCity August 2015 - Present
Wells Fargo Home Mortgage October 2013 - February 2014
Caliber Funding February 2013 - October 2013
JPMorgan Chase October 2009 - February 2013
LendingTree June 2003 - October 2007
Skills
Residential Mortgages, Loan Origination, Loans, Mortgage Banking, Mortgage Lending, FHA, VA loans
Education
San Diego State University-California State University 1993 — 1998
BS, Finance and Financial Management Services
Hoover High School
GED
NYCB Mortgage Banking March 2010 - Present
Caliber Funding May 2008 - March 2010
Deutsche Bank, MortgageIT January 2006 - March 2008
MortgageIT January 2006 - March 2008
Wells Fargo Home Mortgage December 2004 - January 2006
Washington Mutual October 2003 - November 2004
Countrywide Home Loans May 1988 - October 2003
Household Finance 1986 - 1988
Skills
Motivational Managment, P&L Management, B2B Sales, Mortgage, Credit, Strategic Planning, Budgeting, Credit Risk, Mortgage Lending, Sales Management, Motivational Speaking, Budgets, B2B, Sales, Mortgage Banking, Finance, Coaching, Loans, CRM, Team Building, Management, FHA, Business Development, Leadership, Loan Origination, Account Management, Training, New Business Development, Commercial Lending, Selling, Executive Management, Recruiting, Sales Operations
Education
North Carolina State University 1981 — 1985
BA, Business Management & Economics
Treliant Risk Advisors May 2014 - Present
Caliber Funding August 2012 - September 2013
Bank of America March 2010 - August 2012
Skills
VA loans, Loans, Credit, Mortgage Lending, Underwriting, Software Documentation, FHA, Quality Assurance, Financial Risk, FHA financing, Banking, Loss Mitigation, Mortgage Servicing, VA Loans, Mortgage Banking, Loan Origination, Residential Mortgages, Finance, FHA Financing
Education
Kaplan University-Davenport Campus
Legal Assistant/Paralegal
Pine Creek Financial September 2014 - Present
Caliber Funding September 2012 - May 2014
Skills
Business Development, Coaching, Customer Service, Leadership, Management, Marketing, Marketing Strategy, Microsoft Excel, Microsoft Office, Microsoft Word, Outlook, Project Management, Public Relations, Public Speaking, Real Estate, Recruiting, Referrals, Research, Team Building, Team Leadership, Training, Investment Properties, Mortgage Lending, Residential Homes, First Time Home Buyers, Loans
Education
Colorado College 2000 — 2002
Master's Degree, Integrated Science
Concordia College 1988 — 1992
Bachelor's Degree, Elementary Education and Teaching
Allied Mortgage Group August 2014 - Present
Caliber Funding January 2013 - December 2013
Quaint Oak Mortgage 2012 - January 2013
Skills
Loans, Conventional Financing, FHA financing, VA Financing, USDA Rural Housing, Refinance, First Time Home Buyers, Commercial Lending, Credit, Customer Service, FHA, Finance, Foreclosures, Government Loans, Home Equity Loans, Investment Properties, Loan Origination, Loan Servicing, Mortgage Banking, Mortgage Lending, Mortgage Underwriting, Real Estate, Mortgage Marketing, Residential Homes, Residential Mortgages, Reverse Mortgages, Sales, USDA, Underwriting, VA loans, VA Loans, FHA Financing
Education
East Stroudsburg University of Pennsylvania 2006 — 2010
Bachelor's degree, Sport Management
Freedom
Wells Fargo Home Mortgage June 2015 - Present
Wells Fargo Home Mortgage January 2013 - Present
Avnet Technology Solutions February 2010 - January 2013
caliber funding December 2007 - September 2009
Nordstrom January 2005 - November 2007
Skills
Account Management, Salesforce.com, Enterprise Software, Solution Selling, Direct Sales, CRM, Business Development, Sales, Sales Management, Channel Partners, Sales Process, SaaS, Business Analysis, Selling, Lead Generation, New Business Development, Partner Management, Professional Services, Sales Operations, Cloud Computing, Forecasting, Underwriting
Education
The University of Texas at San Antonio 2002 — 2007
BBA, Business administration;International Business
University of Texas 2002 — 2007
St. Anthony's CHS 1998 — 2001
Diploma
Caliber Home Loans August 2013 - Present
Caliber Funding May 2013 - August 2013
UST Services Corporation May 2011 - May 2013
Quality Cutz Lawn & Landscaping May 2008 - May 2011
Skills
Project Management, Operations Management, CRM databases, Microsoft Office, Management, Social Media Integration, Social Media, Sales, Marketing Research, Mortgage Banking, FHA financing, Mortgage Lending, Residential Mortgages, USDA Rural Housing, Mortgage Servicing, Loan Origination, VA loans, Loan Servicing, Reliability, Customer Satisfaction, First Time Home Buyers, CDA- Maryland Mortgage..., Fannie Mae, FHLMC, Social Media Marketing
Education
Towson University 2008 — 2013
Bachelor of Business Administration (BBA), Marketing
PennyMac Loan Services, LLC June 2015 - Present
NBT Bancorp January 2014 - June 2015
Caliber Funding October 2012 - September 2013
National Link February 2012 - September 2012
Bankof America HomeLoans July 2011 - December 2011
Bank of America Home Loans January 2011 - July 2011
Bank of America Home Loans May 2010 - January 2011
Bank of America Home Loans January 2009 - May 2010
Countrywide Home Loans May 2008 - January 2009
Countrywide Home Loans April 2002 - May 2008
Skills
Banking, Mortgage Banking, Program Management, Customer Service, Loans, Management, Auditing, Training, Mortgage Lending, Operations Management, Sales, Quality Assurance, Strategic Planning, Team Building, Income Statement, Analysis, Financial Risk, Onboarding, Sales Management, Negotiation, Underwriting, Due Diligence, Project Management, Policy, Leadership, P&L Management
Education
Edinboro University of Pennsylvania 1990 — 1994
B.S., Accounting
Aspire Lending January 2014 - Present
Home Source Mortgage 2011 - January 2014
Caliber Funding 2010 - 2011
Wells Fargo Home Mortgage March 2009 - August 2010
Wachovia Bank 2007 - 2009
World Savings January 2000 - 2007
Skills
Loans, Mortgage, Rates, Mortgage Banking, Credit, Referrals, FHA, VA, Mortgage Lending, Refinance, Conventional, Residential, Purchase, USDA, First Time Home Buyers, Mortgage Industry, Residential Homes, Residential Mortgages, Banking, Loan Origination, Management, Customer Service, FHA financing, Reverse Mortgages, VA loans, Construction Loans, Mortgage Marketing, Government Loans, Mortgage Underwriting, Home Equity Loans, Certified Mortgage...
Education
Brigham Young University - Idaho 1996 — 1999
The University of Texas at San Antonio
Bay Equity September 2014 - April 2015
Magnetic Marketing October 2013 - August 2014
Caliber Funding May 2013 - September 2013
Freedom Mortgage February 2012 - December 2012
Clearpoint Funding 2010 - 2012
BC Bancorp August 2005 - December 2007
American Gold March 2003 - November 2005
First Union Mortgage 1998 - 2003
Provident Funding Associates L.P. 2000 - 2001
Bay View Bank 1997 - 1998
Skills
Marketing Strategy, B2B Marketing, Sales Operations, Sales, Sales Management, Cold Calling, Selling, New Business Development, Account Management, Mortgage Banking, Business Development, Lead Generation, B2B, FHA, Marketing, Salesforce.com, Mortgage Lending, Email Marketing, Refinance, Leadership, USDA, Loan Origination, Mortgage Underwriting, Residential Mortgages, VA loans, FHA financing, Loss Mitigation, Loans, VA Loans, FHA Financing
Education
San Diego State University-California State University 1969 — 1973
B.S., Biology
Temple City High
Caliber Funding January 2012 - Present
MetLife Home Loans September 2008 - January 2012
First Horizon Home Loans November 2004 - September 2008
Skills
Microsoft Office, Microsoft Excel, Microsoft Word, PowerPoint, Customer Service, English, Windows, Research, Outlook, Photoshop, Teaching, HTML, Credit, Real Estate, Banking, Mortgage Banking, Sales, First Time Home Buyers, Finance, Loans, USDA, Mortgage Lending, Investment Properties, FHA, Loan Origination
Education
Purdue University 1994 — 1997
BS, School of Technology
Waterstone Mortgage Corporation April 2015 - Present
Certificate of completion March 2015 - Present
Bank of America May 2014 - February 2015
TDECU May 2013 - March 2014
Caliber funding October 2012 - March 2013
Sutherland Global Services May 2012 - December 2012
Wells Fargo Home Mortgage August 2011 - March 2012
Wells Fargo June 2011 - February 2012
USAA / Strategic Solution June 2010 - March 2011
Skills
Credit, Customer Service, Loans, Mortgage Lending, Refinance, FHA, Consumer Lending, Credit Analysis, Mortgage Banking, Loan Origination, Residential Mortgages, VA Loans, USDA, Finance, Underwriting, Banking, Mortgage Underwriting, FHA Financing, Credit Risk, Financial Risk, Mortgage Servicing, Loss Mitigation, Risk Management, Loan Servicing
Education
University at Buffalo 2001 — 2005
Bachelor's degree, Communication, General
Nassau Community College 1998 — 2000
Associate's Degree, Business Administration and Management, General
Caliber Funding January 2012 - Present
Nationstar Mortgage December 2006 - January 2012
TravelCLICK March 2005 - December 2006
Hotels.com / Expedia March 2003 - March 2005
Capital One 2002 - 2003
Spencer Stuart 2000 - 2001
Office Depot January 1999 - November 2000
US Navy November 1986 - November 1992
Skills
Employee Relations, Performance Management, Onboarding, Recruiting, Human Resources, Training, Leadership Development, Deferred Compensation, Talent Acquisition, HRIS, Talent Management, Personnel Management, Applicant Tracking..., Succession Planning, Leadership, Management, Organizational..., Strategy, Employee Benefits, Benefits Administration, Coaching, Change Management, Executive Management, Operations Management, College Recruiting, Mergers & Acquisitions, Payroll, Program Management, Employee Engagement, Assessment and..., Temporary Placement, Credit, Team Building, Workforce Planning, Process Improvement, Employee Training, Interviews, HR Policies, Vendor Management, Management Development
Education
University of Texas 2013 — 2015
Doctor of Philosophy (Ph.D.), Human Resources Development, 3.70
University of Texas at Tyler 2004 — 2006
Masters, Human Resources Development, 3.88
The University of Dallas 1995 — 1995
Graduate Certificate, Human Resources Management, 4.0
State University of New York at Albany 1990 — 1993
B.S., Psychology and Sociology
Mortgage Network, Inc. April 2015 - Present
Citizens Bank August 2013 - April 2015
Caliber Funding February 2012 - June 2013
MetLife Home Loans December 2010 - February 2012
Gateway Funding August 2005 - December 2010
Skills
Mortgage Lending, FHA financing, Veterans Affairs, FHA, USDA, Loans, Credit, FHA Financing, Loan Origination, Mortgage Banking, Refinance, Residential Mortgages, VA Loans, Mortgage Underwriting
Education
Rider University 2000 — 2004
Bachelor of Science (BS), Biopsychology
Robert Half Legal September 2013 - April 2014
Weslend Mortgage/Lenox Home Loans April 2013 - September 2013
North American Lending, an NTFN Company January 2013 - April 2013
Robertson & Anschutz May 2012 - January 2013
Caliber Funding October 2010 - May 2012
Bank of America February 2006 - October 2010
Skills
Mortgage Lending, Mortgage Banking, Residential Mortgages, Loans, Credit Analysis, Credit, FHA, Underwriting, Loss Mitigation, Banking, Real Estate Economics, Financial Risk, Mortgage Underwriting, Refinance, USDA
Education
North Lake College 2007 — 2010
Business Administration and Management, General
Tccc
Texas Tech University
University of Oklahoma
Maestro Jerard March 1955 - Present
EverBank May 2012 - February 2014
Caliber Funding September 2010 - May 2012
Bank of America April 2008 - December 2010
WAMU 1983 - 2008
Skills
Mortgage, Loans, Refinance, FHA, First Time Home Buyers, Mortgage Lending, Investment Properties, Purchase, musician, Real Estate, Mortgage Banking, Loan Origination, Residential Mortgages, FHA financing, Referrals, Investments, Real Property, Foreclosures, Condos, Single Family Homes, Real Estate Financing, Banking, Short Sales, Home Equity Loans, Residential Homes, Asset Managment, USDA, Relocation, REO, Real Estate Economics, Commercial Lending, Investors, Sellers, New Home Sales, Credit Analysis, VA loans, Mortgage Marketing, Credit, Buyer Representation, Real Estate Transactions, Notary Public, Reverse Mortgages, Move Up Buyers, Selling, HUD, Video Production, Marketing Communications, Certified Mortgage..., Commercial Banking, Property Management
Education
Pacific Oaks College 1970 — 1972
Bachelor of Science, Education, Psychology
U S. Air Force 1966 — 1970
none, Telecommications
UCLA 1964 — 1966
AA in music, Music Performance Art
Fairfax High School 1960 — 1964
Intercap Lending July 2013 - Present
Caliber Funding December 2012 - July 2013
New Penn Financial, LLC August 2011 - December 2012
Paramount Mortgage Funding, Inc. March 2010 - August 2011
Ace Mortgage Funding 2003 - 2007
Skills
USDA, FHA, VA, Mortgage, Loans, Short Sales, VA loans, Conforming, Mortgage Industry, Conventional, Refinance, Loan Structuring, Loan Origination, Credit, Mortgage Lending, Purchase, First Time Home Buyers, Investment Properties, Mortgage Banking, Reverse Mortgages, Loss Mitigation, Certified Mortgage..., Credit Analysis, Selling, Financial Structuring, Wholesale Lending, Construction Loans, Residential Homes, 203K, Underwriting, Foreclosures, Government Loans, Referrals, HUD, Consumer Lending, Banking, Investments, Real Estate Economics, Mortgage Underwriting, Real Estate Transactions, Real Estate Financing, Residential Mortgages, Debt Consolidation, New Home Sales, Real Estate, FHA financing, Home Equity Loans, Home Equity Lines of..., Mortgage Servicing, REO
Education
Ball State University
Business
Caliber Funding September 2012 - Present
PrimeLending March 2011 - August 2012
KeyBank March 2008 - March 2011
Skills
Microsoft Office, Microsoft Excel, Microsoft Word, Customer Service, PowerPoint, English, Research, Windows, Outlook, Photoshop, Teaching, HTML, Public Speaking, Budgets, Strategic Planning
Education
Baptist Bible College and Seminary 1977 — 1979
New Prairie High School 1974 — 1977
Guild Mortgage September 2015 - Present
Aspire Lending March 2015 - September 2015
Parkmont Lending October 2014 - March 2015
Crossline Capital March 2014 - October 2014
JPMorgan Chase June 2011 - February 2014
Citi June 2009 - July 2011
Caliber Funding July 2008 - April 2009
Merchant Home Loans August 2005 - March 2008
Centex Home Equity September 2003 - August 2005
Citimortgage November 2002 - September 2003
Skills
Credit, Loans, Mortgage Lending, Financial Analysis, Portfolio Management, Investments, Risk Management, Equities, Fixed Income, Financial Modeling, Credit Analysis, Derivatives, Investment Banking, Mortgage Banking, Credit Risk, Loan Origination
Education
University of North Texas 2000 — 2002
Some College, Finance
North Lake College 1996 — 1999
Hydro August 2013 - Present
Caliber Funding March 2013 - August 2013
United/Trinity Home Health August 2011 - March 2013
Beemans Painting & Drywall June 2009 - August 2011
Skills
Microsoft Office, Microsoft Excel, Microsoft Word, Google+, QuickBooks, 10 Key, RESPA, Windows Vista, OSHA, Training, Dispatching, Account Management, Escrow, Customer Escalation..., Customer Service
Education
Southern University at Shreveport 2008 — 2009
Nursing, ADN
Grambling State University 2007 — 2008
Bachelor of Nursing, Registered Nursing/Registered Nurse
Caliber Home Loans February 2015 - Present
Caliber Funding November 2012 - Present
Urban Real Estate March 2011 - November 2012
F.C. Tucker RealtyCarmel January 2007 - November 2010
Sudler International Realty June 2005 - February 2007
Century 21 Town and Country March 2005 - January 2007
Chicago Title June 2001 - May 2004
Skills
Real Estate, Selling, REO, Condos, Rentals, Investment Properties, Single Family Homes, Foreclosures, Investors, Residential Homes, Buyer Representation, Real Estate Transactions, Sellers, FHA, Relocation
Education
Business Administration and Education studies 1996 — 2000
Finance, General
Grand Valley State University 1996 — 2000
Education
Grand Valley State University 1996 — 2000
Supreme Lending August 2014 - Present
Guild Mortgage Company September 2013 - July 2014
Nationstar Mortgage Retail December 2012 - September 2013
Caliber Funding April 2012 - October 2012
Wolfe Financial, Inc November 2010 - April 2012
Bay Street Financial March 1999 - November 2010
Morcap Inc April 1997 - November 1998
Old Kent & Great Western April 1994 - April 1997
Mortgage Investment Corporation 1991 - 1994
Skills
Risk Management, Marketing, Negotiation, Contract Negotiation, Sales, Credit, Real Estate, Mergers, Business Development, Executive Management, New Business Development, Strategic Planning, Investments, Operations Management, Sales Management, Coaching, Residential Homes, Management, Loan Origination, Mortgage Lending
Education
The University of Texas at Austin 1966 — 1968
BA, History, English & Business
Northwestern University 1964 — 1966
Liberal Arts
Gateway Mortgage Group, LLC May 2015 - Present
Gateway Mortgage Group June 2014 - February 2015
W.J. Bradley Mortgage Capital, LLC December 2013 - May 2014
Highlands Residential Mortgage August 2013 - December 2013
Caliber Funding April 2013 - September 2013
Sente Mortgage November 2012 - April 2013
Financemyhome.com January 2012 - April 2012
MetLife Home Loans January 2009 - November 2010
Countrywide Home Loans 1998 - 2008
Skills
Mortgage Lending, Mortgage Banking, Loan Origination, FHA, Refinance, Residential Mortgages, Loans, Credit, VA loans, Banking, Credit Analysis, Underwriting, Construction Loans, Veterans Affairs, sales, Networking, veteran lending, Texas Veteran Land..., First Time Home Buyers
Education
Texas State University 1982 — 1983
Texas State University-San Marcos 1982 — 1983
Caliber Funding September 2013 - Present
Union Bank 2007 - Present
Morgan Stanley 2006 - 2007
Skills
Refinance, Retirement, Marketing, Credit Risk, Commercial Lending, Team Building, Management, First Time Home Buyers, Financial Analysis, Loans, Strategic Planning, Lines Of Credit, Retail Banking, Banking, Investments, Small Business Lending, Commercial Banking, Real Estate Financing, Finance, Sales, Real Estate, Portfolio Management, Mortgage Lending, Customer Service, Loan Origination, Risk Management, Credit, Credit Analysis, Negotiation, Sales Management, Commercial Mortgages, Mortgage Banking, Wealth Management, Residential Mortgages, FHA
Education
California Polytechnic State University-San Luis Obispo 1996 — 1998
EverBank August 2012 - Present
Caliber Funding February 2012 - August 2012
MetLife Home Loans August 2010 - February 2012
MetLife February 2005 - August 2010
Skills
Microsoft Office, Microsoft Excel, Microsoft Word, PowerPoint, Customer Service, English, Windows, Research, Outlook, Photoshop, Teaching, HTML, Budgets, Public Speaking, C++, C, Editing, Strategic Planning, Negotiation, Java, Finance, Banking, Residential Mortgages
Education
Montclair State University 2001 — 2006
Bachelor of Arts (B.A.), Broadcasting
Fairway Independent Mortgage Corporation January 2014 - Present
Franklin American Mortgage Company January 2012 - February 2014
Caliber Funding November 2010 - October 2011
Bank of America Home Loans 2007 - 2010
Cherry Creek Mortgage June 1999 - August 2007
Skills
Mortgage Banking, Mortgage Lending, Loan Origination, Team Building, VA loans, FHA, Real Estate, Recruiting, Sales, Management, Selling, Refinance, Investments, Investment Properties, Finance, Sales Management, USDA, Loans, Residential Mortgages, FHA financing, Certified Mortgage..., Reverse Mortgages, Government Loans, Building Strong..., Home Equity Loans, Credit, FHA Financing, VA Loans
Education
Colorado State University 1988 — 1992
BA, Political Science and History
Regency Mortgage Corp. NMLS #1938 June 2012 - Present
Caliber Funding May 2012 - June 2012
Caliber Funding February 2012 - May 2012
MetLife Home Loans October 2010 - February 2012
Northland Mortgage Company, Inc. February 2003 - December 2010
The Law Offices of James M Bosco July 2008 - November 2010
Education
Endicott College 1998 — 2002
BA - Business Administration, Marketing
Two River Community Bank September 2014 - Present
Wells Fargo Private Mortgage Bank April 2014 - September 2014
Caliber Funding January 2013 - December 2013
Customized Mortgage Solutions June 2009 - December 2012
Equity Source Home Loans, LLC June 2009 - May 2011
Skills
Mortgage Lending, FHA Financing, Loans, Construction Loans, Customer Service, Refinance, Residential Mortgages
Education
Rowan University 2005 — 2009
Bachelor's Degree, Finance
New Penn Financial, LLC September 2012 - Present
Caliber Funding June 2011 - July 2012
Freedom Mortgage January 2004 - June 2011
Prime Mortgage Financial 2002 - 2004
LoBue Associates/McKinsey&Co July 1999 - February 2001
american business financial services 1994 - 1999
Skills
Mortgage Lending, Mortgage Banking, Loans, Loan Origination, Credit, Underwriting, Capital Markets, Residential Mortgages, Banking, Real Estate, Due Diligence, Credit Analysis, Loss Mitigation, Refinance, FHA
Education
William Penn Charter School 1982 — 1990
HS
University of Vermont
Temple University
Bachelor of Science (BSc)
University of Pennsylvania - The Wharton School
Executive Education Program
Northsight Insurance Group January 2014 - Present
Southwest General Insurance December 2011 - November 2013
Caliber Funding October 2011 - February 2012
Franklin American Mortgage August 2005 - September 2011
National City Mortgage June 2003 - August 2005
Interlink Mortgage June 2001 - June 2003
Skills
Mortgage Lending, Mortgage Banking, Loans, Property & Casualty..., Workers Compensation, Investment Properties, Commercial Insurance, Underwriting, FHA financing, Loan Origination, Property, Liability, Professional Liability, Credit, Leadership, Banking, Real Estate, FHA, Inland Marine, Marketing, Sales, VA loans, Refinance, USDA, Insurance, Team Building, Credit Analysis, Residential Mortgages, Customer Service, New Business Development, First Time Home Buyers, Reverse Mortgages, FHA Financing, VA Loans
Education
Arizona State University 1999 — 2001
BS, Finance and Communications
University of Arizona 1992 — 1994
BS, Communications and Business Admin.
Brophy College Prep 1988 — 1992
Rhodes
The Student Loan Project April 2014 - Present
ASTONVILLA, A Professional Real Estate Firm October 2011 - March 2014
New Day Financial January 2011 - October 2011
Caliber Funding 2009 - 2010
Accredited Home Lenders February 2004 - January 2008
Skills
Mortgage Lending, Real Estate, FHA, Loans, Short Sales, Sales Management, Salesforce.com, Account Management, Sales, New Business Development, Contract Negotiation, Team Building, Strategic Planning, Negotiation, Insurance, Customer Service, Budget, Team Leadership, Credit, Marketing Strategy, Residential Mortgages, Customer Satisfaction, Loan Origination
Education
Eastern Illinois University 1995 — 2000
B.A., Communications
The Art Institute of California-San Diego 2008 — 2011
Culinary
Caliber Funding August 2012 - Present
Texas Trust Credit Union July 2011 - June 2012
Cash America International January 2011 - February 2011
Bell Helicopter October 2008 - August 2010
LPS National Flood July 2008 - August 2008
Airband Communications June 2007 - July 2008
Airband Communications 2007 - 2008
Range Online Media February 2007 - June 2007
HealthMarkets July 2006 - February 2007
Cypress Software Systems December 2004 - August 2005
Skills
ASP.NET, Microsoft SQL Server, C#, .NET, VB.NET, Visual Studio, T-SQL, Web Services, Visual Basic, SQL, Software Development, XML, JavaScript, ASP, SDLC, WinForms, Scrum, MVC, Oracle, Systems Analysis, Unit Testing, Database Design, Databases, SOA, Agile Methodologies, ASP.NET MVC, SharePoint, Requirements Gathering, Web Development, Windows, Windows Services, WPF, WCF, UML, PL/SQL
Education
Trinity University 1982 — 1986
Bachelor of Science (BS), Computers & Information Technology
Caliber Funding January 2013 - Present
Nationstar Mortgage Wholesale Lending August 1998 - January 2013
Skills
Mortgage Banking, Sales Management, Wholesale Lending, Mortgage Lending, FHA, Credit Analysis, USDA, Financial Services, Loans, Account Management, FHA financing, Real Estate, Sales Process, Sales, Reverse Mortgages, Sales Presentations, Underwriting, Credit, Residential Homes, Residential Mortgages, Salesforce.com, VA loans, Refinance, Loan Origination, Construction Loans, Loss Mitigation, Mortgage Underwriting
Education
St. Cloud State University 1990 — 1994
Caliber Funding May 2014 - Present
Stonegate Mortgage Corporation (NYSE: SGM) November 2013 - March 2014
Nationstar Mortgage July 2011 - November 2013
Sierra Pacific Mortgage July 2008 - July 2011
Washington Mutual June 2004 - June 2008
MLN June 2001 - May 2004
DeWolfe Mortgage 1991 - 1996
Skills
Refinance, Investment Properties, Banking, Mortgage Marketing, Sales, Mortgage Lending, Mortgage Banking, Loan Origination, Credit, Residential Mortgages, Underwriting, USDA, Credit Analysis, VA loans, Appraisals, Sales Management, Employee Benefits, Cold Calling, Account Management, FHA financing, Mortgage Underwriting, FHA Financing, Condos, VA Loans
Education
Salem State University 1998 — 2003
MBA, Business Administration
Hofstra University 1984 — 1988
BBA, Finance
Fannie Mae December 2011 - Present
Bank of America Home Loans February 2011 - December 2011
Caliber Funding June 2010 - January 2011
Wells Fargo Financial January 2010 - June 2010
Wells Fargo Home Mortgage April 2009 - December 2009
Wachovia Mortgage FSB February 2009 - April 2009
Homecomings Financial August 2008 - September 2008
Saxon Home Mortgage/Morgan Stanley March 2007 - February 2008
Skills
Mortgage Lending, Loan Origination, Mortgage Banking, Underwriting, FHA, Loans, Non-Conforming, Residential Mortgages, Refinance, Construction Loans, FHA financing, Credit, Credit Analysis, Government Loans, Mortgage Underwriting, Banking, Credit Risk, Loss Mitigation, FNMA, USDA
Education
Tarrant County College 2007 — 2008
Chula Vista Elementary School District September 2014 - Present
Chula Vista Elementary School District July 2013 - June 2014
Chula Vista Elementary School District 2012 - 2013
Sony Online Entertainment November 2010 - March 2011
San Diego Hippotherapy January 2010 - November 2010
Caliber Funding February 2007 - November 2009
Skills
Software Documentation, Training, Psychology, Requirements Analysis, School Psychology, Educational Psychology, Student Counseling, Psychoeduational..., Data Visualization, Applied Behavior..., Management, Testing, Quality Assurance, Learning Disabilities
Education
National University
MS, School Psychology
National University
BA, General Studies
Arizona State University
Pacific Sky Mortgage March 2015 - Present
American Mortgage Advantage Group, Inc. June 2011 - June 2015
Right Start Mortgage June 2010 - June 2011
Caliber Funding March 2009 - November 2009
Lucas Group March 2008 - September 2008
Mission View Mortgage & Buyer's Choice 1991 - 2007
Skills
Loans, Mortgage Lending, Sales, Residential Mortgages, Mortgage Banking, Talent Acquisition, Real Estate, Insurance, Applicant Tracking..., Negotiation, Selling, Retail Banking, Credit, Employee Benefits, Management, Finance, Temporary Placement, Technical Recruiting, Contract Negotiation, Sales Management, Recruiting, Banking
Education
San Diego State University-California State University 1984 — 1988
BA, Economics
Allstate Insurance November 2014 - Present
Goodrich Roofing Co June 2012 - October 2014
AAA New Mexico January 2011 - March 2012
Farm Bureau Financial Services May 2010 - January 2011
Caliber Funding December 2009 - May 2010
Anchor Mortgage June 2009 - December 2009
StoneWater Mortgage December 2008 - May 2009
National City Home Equity May 2007 - October 2007
Argent Mortgage Company May 2006 - May 2007
Skills
General Insurance, Property & Casualty..., Claim, Liability, Casualty, Insurance, Strategic Planning, Claims Resolution, Claims Handling, Claims Management, Claim Investigation, Property Claims, Claims Investigations, Property Management, Property Damage, Health Insurance, Series 6, Series 63, Customer Service, Account Reconciliation, Bookkeeping, Accounting, Finance, Mortgage Lending, Mortgage Banking, Residential Roofing, Residential Mortgages, Mortgage Underwriting, Mortgage Servicing, Reverse Mortgages, Mortgage Marketing, Term Life Insurance, Whole Life, Wholesale Lending, Wholesale Banking, Compliance, Microsoft Office, Negotiation, Xactimate, Symbility, Personal Finance, Commercial Lines, Inland Marine, Casualty Insurance, Underwriting, Team Building, Credit, Refinance, Marketing, Sales
Education
New Mexico State University
Finance, General
The PrivateBank August 2014 - Present
Inland Bank and Trust December 2013 - July 2014
1st Advantage Mortgage July 2013 - December 2013
Caliber Funding April 2012 - June 2013
National City Mortgage
Skills
Real Estate, Residential Homes, Investment Properties, Property Management, Sellers, Relocation, First Time Home Buyers, Foreclosures, Customer Service, Single Family Homes, Negotiation, REO, Microsoft Office, Condos, FHA, Refinance, Loans, VA loans, FHA financing, Mortgage Lending, Mortgage Banking, FHA Financing
Education
Indiana University Bloomington 1991 — 1994
Marketing/Marketing Management, General, 3.3
Newmark Grubb Knight Frank September 2013 - May 2014
Caliber Funding August 2012 - July 2013
WBUR January 2011 - June 2011
America's Test Kitchen 2008 - 2008
NECA - Florence, Italy 2008 - 2008
Education
Boston University 2010 — 2011
Graduate, Photojournalism
Marquette University 2007 — 2009
Undergraduate, Journalism
Culinary School of the Rockies 2006 — 2006
Diploma, Professional Culinary Arts
Plaza Home Mortgage September 2012 - Present
Integra Mortgage Corp. April 2012 - October 2012
Caliber Funding September 2011 - April 2012
Stewart Title September 2010 - September 2011
SuntTrust Mortgage Inc. December 1991 - May 2010
Skills
Mortgage Lending, Loans, Mortgage Banking, Refinance, Loan Origination, Residential Mortgages, FHA, Underwriting, FHA financing, Credit Analysis, Business Development, Cold Calling, Credit, Banking, USDA, Consumer Lending, Sales, Sales Management, Cross Selling, Reverse Mortgages, VA loans, Mortgage Underwriting, Commercial Lending, Construction Loans, Mortgage Marketing, First Time Home Buyers, Home Equity Loans, Mortgage Servicing, Investment Properties, Real Estate, Loss Mitigation, Government Loans, Certified Mortgage..., Loan Servicing, Home Equity Lines of..., FHA Financing, VA Loans
Education
Eastern Illinois University
Caliber Home Loans February 2013 - Present
Caliber Funding February 2013 - July 2013
Wells Fargo Home Mortgage January 2009 - March 2013
Eloan, Inc. 2006 - 2009
Skills
Mortgage Lending, Mortgage Banking, FHA, Loan Origination, Refinance, Loans, Residential Mortgages, VA loans, USDA, FHA financing, Investment Properties, Government Loans, Foreclosures, Sales, Sellers, Construction Loans, Certified Mortgage..., Reverse Mortgages, FHA Financing, VA Loans
Education
UCLA 1985 — 1987
Bachelor of Arts (BA), Political Science and Government
Caliber Funding February 2012 - July 2013
IBM October 2006 - September 2011
Knoah Solutions March 2005 - June 2006
Skills
RPT, Regression Testing, Test Cases, Functional Testing, LoadRunner, Manual Testing, Testing, Unix, Microsoft SQL Server, Test Automation, System Testing, Test Planning, Lotus Notes, IBM Rational Tools, Unit Testing, Rational Test Manager, Software Quality..., Quality Management, User Acceptance Testing, Test Execution, Rational Functional..., Rational Performance..., Quality Center, Quality Assurance
Education
Jawaharlal Nehru Technological University 2000 — 2004
B.Tech, Computer Science
Kendriya Vidyalaya
High School
Caliber Funding October 2011 - Present
Skills
Customer Service, Microsoft Office, Team Building, Coaching, Training, Public Speaking
Education
Colorado College 1984 — 1988
B.A., History
Titan Lenders Corp. September 2013 - Present
Titan Lenders Corp. May 2013 - September 2013
Caliber Funding February 2012 - February 2013
MetLife Home Loans March 1993 - August 2011
Temple Inland January 1991 - February 1993
AmeriStar Financial March 1983 - January 1991
Skills
Mortgage Lending, Mortgage Banking, FHA, Loans, Refinance, Residential Mortgages, USDA, Credit, VA loans, FHA financing, Credit Analysis, Banking, Sales Management, Wholesale Lending, Selling
Education
The University of Texas at Austin 1975 — 1978
Bachelor of Arts, Graduated with Honors
radius financial group inc. 2012 - September 2013
Caliber Funding February 2012 - May 2012
MetLife Home Loans June 2009 - January 2012
Omega Mortgage Corp June 2012 - 2012
Skills
Loans, Mortgage Lending, Mortgage Banking
Education
Northern Essex Community College
Associate's degree, Liberal Arts and Sciences/Liberal Studies
University of Massachusetts Lowell
Bachelor of Science (BS), Business Finance
AMN Healthcare January 2015 - July 2015
McCarthy & Holthus, LLP March 2014 - November 2014
Caliber Funding December 2012 - August 2013
California Custom Aquariums September 2012 - February 2013
LPL Financial August 2012 - September 2012
Wells Fargo Home Mortgage April 2012 - July 2012
Aim Loan July 2011 - September 2011
EvaluandoSoftware November 2010 - March 2011
Implanex November 2010 - February 2011
Art San Diego Contemporary Art Fair September 2010 - September 2010
Skills
Microsoft Excel, Sales, Customer Service, Access, Marketing, Microsoft Office, Outlook, Business Planning, Spanish, Social Media, Research, PowerPoint, Excel, QuickBooks, Analysis, Budgets, Modeling, SharePoint, Business Strategy, Mortgage Banking, SAP, Photoshop, Account Reconciliation, Accounts Payable, Accounts Receivable, Customer S, Customer Experience, 10 Key, PDF Creator, Expense Reports, File Management, Travel Arrangements, Employee Training, Cash Posting, Quality Control, Windows, Photography, Adobe Creative Suite, Portrait Photography, Python, VBA
Education
San Diego City College 2013 — 2014
Photography
San Diego State University-California State University 2007 — 2010
Bachelor of Arts (B.A.) in Liberal Arts and Science, Economics, 3.0
San Diego State University-California State University 2007 — 2010
Bachelor's Degree, Spanish Language and Literature, 3.0
Caliber Funding February 2009 - Present
Countrywide Full Spectrum Lending April 2001 - May 2008
Education
Kenyon College 1988 — 1992
BA, International Studies
WestStar Mortgage January 2013 - Present
Caliber Funding November 2012 - December 2012
WestStar Mortgage April 2008 - October 2012
Countrywide Mortgage Services January 2008 - March 2008
ICF International September 2007 - January 2008
1st Mariner Bank 2004 - 2007
North American Mortgage May 2000 - March 2004
Mortgage Investment Corporation March 2000 - May 2000
Skills
FHA, Mortgage Lending, USDA, Loans, VA loans, Residential Mortgages, Underwriting, Mortgage Banking, Credit, Government Loans, Loan Origination, Loss Mitigation, Mortgage Marketing, Banking, Vhda, Refinance, VA Loans
Education
Bob Jones University 1979 — 1982
Speech, Thelogy
Caliber Funding February 2012 - Present
MetLife Home Loans October 2011 - February 2012
Bank of America Home Loans August 2008 - October 2011
CTX Mortgage 2004 - 2008
US Army May 1983 - July 1993
Education
California University of Pennsylvania 1979 — 1983
BS, Business
Caliber Funding September 2012 - Present
Wells Fargo 2008 - 2012
Community West Bank February 1996 - January 2004
Skills
Loans, Mortgage Banking, FHA, Mortgage Lending, Loan Origination, Refinance, FHA financing, Credit, Residential Mortgages, VA Loans, First Time Home Buyers, FHA Financing, Investment Properties, Short Sales, REO, Foreclosures, Single Family Homes, Real Estate, Referrals, Condos, Relocation, Residential Homes, Real Estate Transactions
Education
University of California, Santa Barbara
BS
College of the Redwoods
Caliber Funding July 2009 - Present
Select Staffing September 2008 - February 2009
Education
California State University-Long Beach - College of Business Administration
BA, Business Admin
Integrity First Mutual Mortgage June 2015 - Present
Urban Properties April 2015 - Present
Axia Home Loans May 2014 - January 2015
Whidbey Island Bank August 2013 - December 2013
Caliber Funding January 2013 - August 2013
JPMorgan Chase March 2011 - January 2013
Leader One Financial June 2005 - July 2008
Skills
Credit, FHA, Mortgage Lending, Loans, Loan Origination, Mortgage Banking, Refinance, USDA, Residential Mortgages, VA loans, Underwriting, FHA Financing, Investment Properties
Education
ITI Technical College 1998 — 2000
Associate's Degree, Electronic Technology
St. Amant High
Firstrust Bank April 2014 - Present
Caliber Funding April 2012 - April 2014
SunTrust Mortgage August 2007 - March 2012
Skills
Loan Origination, FHA, Mortgage Banking, Residential Mortgages, Refinance, FHA Financing, Credit, USDA, Banking, Mortgage Lending
Education
Saint Joseph's University
Accounting
Gateway Mortgage Group April 2014 - Present
Caliber Funding February 2012 - April 2014
PNC Mortgage October 2009 - March 2012
PNC Mortgage May 2003 - October 2009
Wells Fargo Financial February 2001 - May 2003
Wells Fargo Financial June 1999 - February 2001
Skills
Loans, FHA, Refinance, Mortgage Lending, Mortgage Banking, Short Sales, Underwriting, Investments, Loan Origination, Mortgage Servicing, Government Loans, Insurance, Commercial Mortgages, Financial Analysis, Commercial Banking, Retail Banking, Mortgage Marketing, Real Estate Financing, Sales Management, First Time Home Buyers, Financial Services, FHA financing, Investment Properties, Selling, Credit Risk, Portfolio Management, Credit Analysis, Real Estate Economics, Certified Mortgage..., Real Estate, Residential Homes, Home Equity Loans, Residential Mortgages, REO, Relationship Management, Loss Mitigation, Loan Servicing, Home Equity Lines of..., Banking, Construction Loans, VA loans, Consumer Lending, Finance, Small Business Lending, Reverse Mortgages, Credit, Sales, Investors, Mortgage Underwriting, USDA
Education
Emporia State University 1995 — 1999
Bachelors of Science, Business Administration
Derby High School 1992 — 1995
Caliber Funding December 2012 - Present
Genpact Mortgage Services June 2012 - November 2012
Bank of America February 2010 - June 2012
Bank of America September 2007 - June 2012
Bank of America June 2009 - February 2010
Bank of America September 2007 - June 2009
Amegy Bank of Texas May 2005 - September 2007
Washington Mutual Bank April 2002 - May 2005
Adecco Staffing Agency August 2001 - April 2002
Hibernia National Bank January 2000 - June 2001
Skills
processing, funding and..., Refinance, Loan Origination, Funding, Real Estate, Closings, Underwriting, Mortgage Underwriting, Credit Analysis, Credit, Budgets, Loans, Analysis, Loss Mitigation, Microsoft Excel, FHA, Customer Service, Mortgage Lending, Banking, Investment Properties, Mortgage Banking
Education
Brookhaven Community College
Bank of America August 2012 - Present
Caliber Funding March 2012 - August 2012
MetLife Home Loans July 2011 - March 2012
Bank of America July 2005 - July 2011
Skills
FHA, Mortgage Underwriting, Mortgage Banking, Loan Origination, Loans, Mortgage Lending, Residential Mortgages, FHA financing, Refinance, VA loans, Mortgage Servicing
Education
University of California, Santa Cruz 2001 — 2005
Psychology, Psychology
Provident Bank Mortgage October 2013 - Present
Caliber Funding October 2012 - October 2013
Caliber Home Loans 2012 - October 2013
Santa Barbara Bank and Trust 1995 - November 2012
JP Morgan Chase 2007 - 2009
Quadran Mortgage Consulting 1990 - 1995
Skills
Luxury Financing, Jumbo Mortgage, Super Jumbo, Portfolio Lending, Internet Marketing, Purchase Financing, Purchase Money, Home Loans, Mortgage Lending, Portfolio Management, Marketing, Marketing Strategy, Digital Marketing, Digital Media, Video Marketing, Mobile Marketing, Refinance, Loans, Finance, Mortgage Banking, NMLS Licensed, Loan Origination, FHA, NMLS, First Time Home Buyers, Credit, Vacation Homes, FHA financing, Investment Properties, Certified Mortgage..., FNMA, Residential Mortgages, Mortgage Marketing, Condos, Single Family Homes, Credit Analysis, Real Estate, Non-Conforming, FHLMC, HomePath, Mortgage Underwriting
Education
California State Polytechnic University-Pomona
Pacific Union Financial, LLC May 2014 - Present
Caliber Funding December 2013 - May 2014
Nationstar Mortgage September 2008 - December 2013
New Century Mortgage July 2000 - May 2007
Skills
Mortgage Banking, FHA, Residential Mortgages, Loan Origination, Mortgage Lending, USDA, Loans, Refinance, Real Estate, Mortgage Underwriting, FHA financing, VA loans, Government Loans, Wholesale Lending, Reverse Mortgages, FHA Financing, Credit
Education
Ursinus College 1991 — 1992
University of Alabama 1987 — 1990
Insight April 2015 - Present
National Residential Mortgage, A Heartland Financial USA Company November 2010 - December 2014
Caliber Funding June 2008 - July 2009
Bear Stearns Residential Mortgage October 2006 - May 2008
Microsoft September 2004 - October 2006
Accenture August 1993 - September 2004
Skills
Delivering Solutions, Application Architecture, Vendor Management, Business Process..., Technical Architecture, Software Project..., Implementation..., Test Methodologies, Workflow Applications, Business Continuity..., Strategic Technology..., SharePoint, Mortgage Lending, Loan Origination, Strategic Planning, Large Systems..., Project Management, Management Consulting, Financial Services, SOW, IT Strategy, Scalability, High Availability, SDLC, Information Technology, Management, Integration, Business Analysis, Strategy, Leadership
Education
Arizona State University 1988 — 1993
Bachelor of Applied Science (BASc), Industrial Engineering
Caliber Funding March 2012 - Present
MetLife Home Loans February 2011 - March 2012
Bank of America Home Loans January 1999 - December 2010
Countrywide 1999 - 2007
Skills
Residential Mortgages, USDA, Mortgage Lending, Refinance, Loans, Credit, Mortgage Banking, FHA, VA loans, Risk Management, Selling, Loan Origination, Banking, Consumer Lending, FHA financing, Mortgage Underwriting, Credit Analysis, Government Loans, Reverse Mortgages, Loss Mitigation, Underwriting, Mortgage Servicing, Construction Loans, Home Equity Loans, Loan Servicing, Home Equity Lines of...
Education
Eastern Michigan University 1993 — 1998
BBA, Business Management
Caliber Funding October 2012 - Present
SunTrust Bank February 2011 - October 2012
Bank of America 2002 - 2010
Skills
Mortgage Lending, Loans, Refinance, Mortgage Banking, FHA, Sales, Residential Mortgages, Investment Properties, VA loans, FHA financing, Credit Analysis, Banking, Home Equity Loans, Mortgage Underwriting, Mortgage Servicing, Financial Services, Loan Origination, USDA, Underwriting, Credit, Reverse Mortgages, Construction Loans, Government Loans, Consumer Lending, Certified Mortgage..., VA Loans
Education
Quinlan School of Business, Loyola University Chicago
MBA, Marketing
University of Wisconsin-Madison
BS-Education, Secondary Ed-Social Studies
Mortgage Solutions Financial July 2015 - Present
HomeBridge Wholesale September 2014 - June 2015
First Community Mortgage July 2013 - September 2014
Mortgage Services III, LLC June 2010 - July 2013
Caliber Funding January 2010 - June 2010
Icon Residential Lenders June 2009 - December 2009
Chase Home Finance 2002 - 2009
Mit Lending 2000 - 2002
Mit Lending 2000 - 2002
Portledge School 1990 - 2001
Skills
Mortgage Banking, Sales Operations, Sales, Loan Origination, Mortgage Lending
Education
Springfield College 1986 — 1990
Bachelor of Science, Business Management
Portledge School 1983 — 1986
High school
Caliber Funding October 2012 - Present
Chase Home Finance March 2010 - September 2012
Bank of America July 2007 - February 2010
Wells Fargo Home Mortgage July 2006 - July 2007
Washington Mutual Home Loans November 2001 - August 2006
Education
California State University-Fullerton
Masters, Administration
University of Florida
Bachelor of Arts, Education
Caliber Funding February 2012 - Present
MetLife Home Loans February 2011 - January 2012
Guaranty Bank and Trust Company May 2004 - September 2009
Fifth Third Bank July 2002 - May 2004
Guaranty Bank and Trust Co. July 2000 - July 2002
Huntington Mortgage September 1999 - July 2000
Home Mortgages September 1997 - July 1999
The First State Bank January 1989 - September 1997
Skills
REO, FHA financing, Mortgage Lending, Refinance, Mortgage Banking, First Time Home Buyers, Home Equity Lines of..., Real Estate, Investment Properties, Loans, Credit Analysis, Commercial Lending, Consumer Lending, Residential Homes, Project Management, FHA, Selling, Sales Management, Home Equity Loans, Loan Origination, Customer Service, Mortgage Underwriting, USDA, Retail Banking, Credit, VA loans, Construction Loans, Referrals, Banking, Residential Mortgages, Investors, Microsoft Office, Leadership, Sales, Real Estate Financing, Analysis, Small Business Lending
Education
Barboursville High School
Barboursville High School
Marshall University
Business and Finance
Caliber Funding July 2013 - Present
Citi November 2011 - July 2013
Citibank August 2009 - January 2012
JCH Wire + Cable 2006 - 2008
Clark County Credit Union June 2004 - September 2006
Quorum Federal Credit Union May 1996 - September 2001
Skills
Sales Management, Financial Analysis, Customer Service, Mortgage Lending, Credit, Operations Management, Short Sales, Loans, Real Estate
Education
The Sage Colleges - Russell Sage College 1979 — 1980
Caliber Funding June 2012 - Present
Artistic Media Partners May 2011 - August 2011
Education
Southwestern Michigan College 1985 — 1988
Associates, Business
LaSalle High 1981 — 1985
Caliber Home Loans January 2012 - Present
Caliber Funding May 2011 - January 2012
brimfield bank 2008 - 2011
Skills
Mortgage Lending, FHA, Mortgage Banking, Microsoft Office, First Time Home Buyers, Foreclosures, Loan Origination, Real Estate, Customer Service, Residential Mortgages, VA loans, Refinance, FHA financing, Loans
Education
Anoka Ramsey Community College 1985 — 1987
St Francis high School 1981 — 1985
EMPLOYMENT DEVELOPMENT DEPARTMENT May 2014 - Present
Caliber Funding August 2012 - August 2013
Wells Fargo Bank December 2007 - October 2011
Countrywide August 2005 - November 2007
Skills
Sales, Loans, Lead Generation, Mortgage Lending, Call Centers, Credit Cards, Sales Management
Education
California State University-Chico 1990 — 1995
Bachelor of Science, Recreation Administration
Cerritos College 1987 — 1989
Associate of Arts Degree, General Studies
Caliber Funding March 2012 - Present
MetLife Home Loans 2009 - May 2012
National City Mortgage 1998 - 2001
National City Mortgage 1998 - 2001
Skills
Mortgage Banking, Banking, Loans, Consumer Lending, USDA, Credit Analysis, Mortgage Lending, Loan Origination, Credit Risk, Residential Mortgages, Refinance, Underwriting, FHA, VA loans, Mortgage Underwriting
Education
Mount St. Mary's College 1982 — 1986
Bachelor of Science (BS), Business and Finance
Caliber Funding April 2013 - Present
Ally Financial Inc. July 2011 - April 2013
Bank of America November 2002 - April 2011
Skills
Mortgage Banking, Mortgage Lending, Credit, CRM, Loans, Account Management, Salesforce.com, Sales Management, Selling, Loan Origination, Financial Services, Residential Mortgages, Credit Analysis, FHA, Sales, Strategic Planning, Banking, New Business Development, Risk Management, Credit Risk
Education
Cal Poly San Luis Obispo 1994 — 2002
Bachelor of Science (BS), Management Information Systems and Services
San Diego Mesa College January 2014 - Present
Caliber Funding October 2012 - August 2013
Starbucks February 2007 - October 2012
Skills
Inventory Management, Store Management, Retail, Inventory Control, Customer Service, Merchandising, Cashiering, Store Operations, Time Management, Retail Sales, Customer Satisfaction, Microsoft Office, Data Entry, Microsoft Word, Microsoft Excel, Leadership, Outlook
Education
San Diego Mesa College 2014 — 2018
Working on Bachelor, Accounting and Finance
Caliber Funding May 2013 - Present
MetLife Home Loans July 2008 - April 2013
Education
Auburn University 1973 — 1977
Vocational education
Caliber Funding April 2013 - March 2014
Partiot Bank Mortgage February 2012 - May 2013
Skills
Real Estate, Mortgage Lending, Sales Management, Microsoft Word, Investment Properties, Residential Homes, Short Sales, First Time Home Buyers, Sellers, New Home Sales, Listings, REO, Single Family Homes, Investors, Relocation, Buyer Representation, Foreclosures, FHA, Refinance, Referrals, Condos, Real Property, Loan Origination, Residential Mortgages, Real Estate Financing, Loans, USDA, Real Estate Economics, FHA financing, Credit, VA loans, Selling, Reverse Mortgages, Real Estate Transactions, Certified Mortgage..., Credit Analysis, VA Loans, FHA Financing, Sales
Education
Mississippi College
McCarthy & Holthus LLP March 2014 - Present
ThyssenKrupp October 2013 - November 2013
Caliber Funding December 2012 - August 2013
California Custom Aquariums September 2012 - February 2013
LPL Financial August 2012 - September 2012
Wells Fargo April 2012 - June 2012
AimLoan.com July 2011 - September 2011
EvaluandoSoftware November 2010 - February 2011
Skills
Writing, Microsoft Excel, Microsoft Office, SharePoint, QuickBooks, Business Planning, SPSS, Spanish, Event Planning, Public Speaking, Customer Service, Sales, Strategic Planning, PowerPoint, Nonprofits, Microsoft Word, Social Networking
Education
San Diego City College 2013 — 2014
Photography
San Diego State University-California State University 2007 — 2010
Bachelor of Arts (B.A.) in Liberal Arts ans Sciences, International Economics and Spanish
San Diego Mesa College
International City Mortgage February 2013 - Present
Caliber Funding October 2010 - January 2013
Stonewater Mortgage June 2008 - October 2010
Skills
Mortgage Lending, Refinance, Residential Mortgages, Credit
Education
University of Phoenix 2013 — 2016
Pima Community College
Caliber Home Loans June 2014 - Present
Keller Williams January 2014 - June 2014
Caliber Funding December 2012 - September 2013
Skills
Mortgage Banking, Mortgage Lending, FHA, Refinance, Loan Origination, Residential Mortgages, Social Media, Microsoft Office, Marketing, Customer Service, Credit, USDA, Loans, Microsoft Excel, Real Estate, Microsoft Word, Outlook, Finance, Research, First Time Home Buyers, Investment Properties, Banking, Time Management, Strategic Planning
Education
Skagit Valley College 2002 — 2003
Bookeeping/Accounting, Finance, General
Caliber Funding April 2013 - Present
Home Mortgage of America F/K/A Mortgage America November 2010 - April 2013
Digital Risk August 2009 - November 2010
Security National Mortgage Company 2008 - 2009
Aeigis Wholesale 2005 - 2007
Skills
Mortgage Marketing, Mortgage Banking, Loan Origination, Loss Mitigation, Mortgage Servicing, Loan Servicing, Loans, FHA
Education
Mid Florida Tech
Accounting, Accouting and Computer Programming
William R Boone High School