Universal Mortgage & Finance
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Universal Mortgage & Finance Employees
& Self Employed April 2003 - Present
Universal Mortgage & Finance March 2015 - Present
American Bancshares April 2014 - February 2015
Source One Mortgage February 2011 - April 2014
Nationwide Mortgage & Associates Inc January 2010 - July 2011
Loan Modification Solutions April 2008 - July 2010
Windmill Mortgage July 2007 - March 2008
The Lending Solutions Corporation May 2006 - July 2007
Bussiness & Bankers April 2003 - April 2006
Skills
Mortgage Lending, Management, Real Estate Economics, Investments, short sale negotiations, loan modifications, Commercial Mortgages, Negotiation, Historical Research, Loans, Real Estate, Condos, First Time Home Buyers, REO, Investment Properties, Sales
Education
Florida Department of Banking and Finance
Mortgage Broker License, Banking and Financial Services
International Bussines Administration
Bachelor's degree, International Business/Trade/Commerce
Miami Dade College
Associate of Science (A.S.), Business Administration and Management, General
Universal Mortgage & Finance February 2013 - Present
Apprenticeship for Hair & Makeup November 2011 - February 2013
Mercedes-Benz USA January 2011 - October 2011
Domenicas Restaurant & Lounge December 2005 - November 2010
La Mona Lisa Restaurant May 2003 - November 2005
Cafe Mezzanotte August 1997 - November 2005
Skills
Marketing Strategy, Advertising, Social Media, Social Media Marketing, Marketing Communications, Management, Strategic Planning, Sales, Public Relations, New Business Development, Restaurant Management, New Restaurant Openings, Restaurant Marketing
Education
Towson University 1997 — 1999
Bachelor's Degree, Mass Communication
Anne Arundel Community College 1995 — 1997
Associate's Degree
The Cyphers Agency September 2015 - Present
Nationwide Insurance August 2014 - May 2015
Ocean Games September 2014 - December 2014
Comfort Plus Services October 2013 - March 2014
Universal Mortgage & Finance April 2013 - August 2013
Salisbury University May 2011 - September 2011
Skills
Time Management, Oral & Written..., Collaborative Leadership, SAP Implementation, Multi Tasking, Highly Ambitious, Recruiting, Analytical Skills, Microsoft Excel, Efficiency, Organization, Dependable Team Player, Responsible, Enjoy Challenges, Deadline Driven, Success Driven, Research, Strategic Planning, Technical Writing, Productivity, Social Networking, Leadership, Public Speaking, Negotiation, Imagination, Inventiveness, Creative Problem Solving, Microsoft Office, Microsoft Word, Accounting, Business Law, Commercial Litigation, Student Recruiting, Communication, Problem Solving, PowerPoint, Customer Service, Social Media
Education
Salisbury University - Perdue School of Business 2010 — 2015
Bachelor of Science (B.S.), Marketing, 3.4/4.0
College of Southern Maryland 2011 — 2013
Associate of Science (A.S.), Business Administration and Management, General, 3.75/4.0
Universal Mortgage & Finance 2015 - Present
Sirens Media 2014 - 2014
World of Wonder 2014 - 2014
Lion Television 2014 - 2014
First Residential Mortgage Services Corporation 2011 - 2013
Camp Calvary 2010 - 2011
ShopRite 2008 - 2008
Super Landscaping 2008 - 2008
First Residential Mortgage Services Corporation 2007 - 2007
Skills
Visual Basic, Microsoft Office, C#, Java, C++, Windows Server, HTML, Windows, Linux, Adobe Creative Suite, Microsoft Exchange, Active Directory, AutoCAD, 3D Studio Max, Unreal Engine 3, Blender, Unreal Development Kit, Android Studio, Residential Mortgages, Mortgage Lending, Mortgage Banking, Loan Origination, FHA, Customer Service, Loans, Microsoft Word, Management, PowerPoint
Education
County College of Morris
Information Technology
New Jersey Institute of Technology
Information Technology
AnnieMac Home Mortgage March 2012 - Present
Universal Mortgage & Finance March 2005 - March 2012
Skills
Mortgage Lending, Mortgage Banking, FHA, Loan Origination, Refinance, Loans, Residential Mortgages, Credit, VA loans, FHA financing, USDA, First Time Home Buyers, Investment Properties, Real Estate, Reverse Mortgages
Education
Towson University 1998 — 2002
BS, Business Management/Marketing
Universal Mortgage & Finance January 2007 - Present
Skills
Banking, FHA financing, Reverse Mortgages, VA loans, Investment Properties, Residential Mortgages, Credit, Customer Service, Loans, Team Building, FHA, Mortgage Lending, Refinance, Loan Origination, Investments, Wealth Management, Mortgage Banking, Certified Mortgage..., Leadership, USDA, First Time Home Buyers, Real Estate, Real Estate Financing, Credit Analysis, Government Loans, Residential Homes, Real Estate Transactions, Home Equity Loans, Referrals, Non-Conforming, Home Equity, Branch Management, Rates
Education
Salisbury University 1998 — 2002
Bachelor's, Marketing & Finance
Allied First Bank November 2014 - Present
AnnieMac Home Mortgage December 2013 - November 2014
New Penn Financial, LLC February 2013 - October 2013
Capital One 2011 - 2013
ClearOne Advantage 2009 - 2011
Self/Employed 2006 - 2009
Universal Mortgage & Finance 2002 - 2005
Skills
Processing, Mortgage Loan Processor..., Banking, Loans, Customer Service, Compliance, Foreclosures, Office Management, Mortgage Compliance, Management, Loan Origination, Veterans Affairs, Fannie Mae, Leadership, FHA, Underwriting, FHA financing, Investment Properties, Loss Mitigation, Mortgage Banking, Mortgage Lending, Refinance, USDA, VA loans, FHA Financing, VA Loans
Education
Salisbury University 1992 — 1996
Bachelor of Arts (BA), Business and Personal/Financial Services Marketing Operations
Hammond High School 1987 — 1991
Highschool Dipolma, General
Movement Mortgage, LLC June 2015 - Present
The Federal Savings Bank April 2014 - May 2015
Monarch Mortgage September 2007 - April 2014
Monarch Mortgage division of Monarch Bank 2007 - April 2014
FGMC 2006 - 2007
Universal Mortgage & Finance 2005 - 2006
Universal Mortgage & Finance 2005 - 2006
Skills
FHA financing, Government Loans, 203K, Reverse Mortgages, Construction Loans, Real Estate Financing, Real Estate Economics, Banking, Real Estate, Referrals, Investors, Residential Homes, Short Sales, Condos, Real Estate Transactions, Leadership, Investments, Finance, Home Equity Lines of..., Small Business Lending, REO, Mortgage Underwriting, Management, Title Insurance, Foreclosures, Selling, Certified Mortgage..., Funding, Relocation, Property Management, Commercial Mortgages, Sellers, Mortgage Marketing, Loss Mitigation, Property, Mortgage Servicing, New Home Sales, Home Equity Loans, Closings, Single Family Homes, Rentals, HUD, Loan Modifications, Loan Servicing, Credit Analysis, Commercial Real Estate, Consumer Lending, Non-Conforming, Commercial Lending, Brokerage
Education
Prince George's Community College 1981 — 1983
Law Enforcement
Universal Mortgage & Finance April 2013 - Present
O.C. Seacrets March 2003 - Present
Education
Salisbury University 2000 — 2002
Master of Business Administration (MBA)
Salisbury University 1996 — 2000
Bachelor of Science (B.S.), Marketing/Management
Universal Mortgage & Finance June 2015 - Present
Skills
Mortgage Lending, Real Estate, Marketing, Negotiation, FHA, Customer Service, Investment Properties, Reverse Mortgages, New Business Development, Microsoft Office, Retail, Account Management, Social Media, Microsoft Excel, Sales Management, Marketing Strategy, Sales Operations, Cold Calling, Loans, First Time Home Buyers, Foreclosures, Sales
Education
Keiser University-Ft Lauderdale 2015 — 2019
Bachelor's degree, Finance
Keiser University-Ft Lauderdale 2014 — 2018
Bachelor of Business Administration (B.B.A.), Finance and Financial Management Services
Miami Dade College 2000 — 2003
Associate of Science (A.S.), Finance, General
Residential Mortgage Services September 2009 - Present
Universal Mortgage & Finance July 2007 - July 2009
GMAC Mortgage February 2000 - July 2007
Skills
USDA, FHA, Mortgage Banking, Mortgage Lending, Refinance, Residential Mortgages, VA loans, First Time Home Buyers, Loan Origination, Loans, Investment Properties, FHA financing, Credit, Residential Homes, Real Estate Financing, Construction Loans, Real Estate, Referrals
Education
Daniel Webster College 1986 — 1990
BS, Aviation Management
West High School Manchester NH 1982 — 1986
High School Diploma
Universal Mortgage & Finance January 2008 - Present
Home123 March 2000 - March 2007
North American Mortgage 1986 - 1995
Education
The University of Texas at Arlington 1979 — 1983
Communications
Under Armour November 2013 - Present
PayPal September 2012 - November 2013
Kate Tallent Design January 2012 - April 2012
The Baltimore Sun May 2011 - September 2011
Universal Mortgage & Finance July 2007 - March 2011
National Fidelity Mortgage January 2007 - July 2007
Nightmare Graphics Screen Printing & Embroidery Company August 2005 - December 2006
Skills
Adobe Creative Suite, InDesign, Graphic Design, Illustrator, Marketing, Marketing Strategy, Corporate Branding, Creative Direction, Web Design, Photoshop, Art Direction
Education
University of Baltimore 2009 — 2012
Master of Arts, Publications Design
University of Maryland College Park 2001 — 2005
Bachelor of Arts (B.A.), Studio Art
1st Mariner Mortgage July 2012 - November 2013
Universal Mortgage & Finance January 2012 - January 2012
NJ Lenders August 2011 - December 2011
Millennium Finance Group dba Mlend July 2010 - August 2011
Benefit Funding Corporation October 2009 - June 2010
Amerifund Mortgage Services May 2008 - October 2009
Skills
FHA, Refinance, Mortgage Lending, Mortgage, VA, Conventional, USDA, VA loans, FNMA
Education
Prince George's Community College 1996 — 2001
Associates in Arts, English, Business, High Honors
Suitland Senior High School 1967 — 1970
High School Diploma, College, Top 10% of class