Citizens National Bank of Meridian
Description
Headquarters: Meridian, MS Founded: 1888 Parent organization: Citizens National Banc Corp
Citizens National Bank of Meridian List of Employees There's an exhaustive list of past and present employees! Get comprehensive information on the number of employees at Citizens National Bank of Meridian. You can filter them based on skills, years of employment, job, education, department, and prior employment.
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Citizens National Bank of Meridian Employees
Employee
Years
Job
Industry
Jake Hand Jake Hand's Citizens National Bank of Meridian Experience January 2015 - Present
Job Our vision is "Every client has a financial plan to achieve their earthly dreams."
Industry Banking
Experience
Citizens National Bank of Meridian January 2015 - Present
Regions Financial Corporation February 2013 - January 2015
Regions Financial Corporation November 2008 - February 2013
Aflac November 2007 - November 2008
Liberty National Life Insurance Company June 2007 - November 2007
Georgia Pacific June 2006 - August 2006
Skills
Loans, Underwriting, Financial Risk, Credit, Insurance, Life Insurance, Fixed Annuities, Investments, Retirement Planning, Cash Management, Mutual Funds, Retirement, Consumer Lending, Small Business Lending, Credit Cards, Banking, Cross Selling, Customer Service
Education
Mississippi State University 2005 — 2007
BBA, Risk Management, Insurance, and Financial Planning
East Mississippi Community College 2003 — 2005
Associate's Degree, Business
Citizens National Bank of Meridian January 2015 - Present
Regions Financial Corporation February 2013 - January 2015
Regions Financial Corporation November 2008 - February 2013
Aflac November 2007 - November 2008
Liberty National Life Insurance Company June 2007 - November 2007
Georgia Pacific June 2006 - August 2006
Skills
Loans, Underwriting, Financial Risk, Credit, Insurance, Life Insurance, Fixed Annuities, Investments, Retirement Planning, Cash Management, Mutual Funds, Retirement, Consumer Lending, Small Business Lending, Credit Cards, Banking, Cross Selling, Customer Service
Education
Mississippi State University 2005 — 2007
BBA, Risk Management, Insurance, and Financial Planning
East Mississippi Community College 2003 — 2005
Associate's Degree, Business
Shirley Cole Shirley Cole's Citizens National Bank of Meridian Experience January 2014 - Present
Job Human Resources Coordinator at Citizens National Bank
Industry Banking
Experience
Citizens National Bank of Meridian January 2014 - Present
Citizens National Bank of Meridian October 2007 - January 2014
Ludlow Coated Products February 2001 - June 2007
NAS Fleet and Family Support CenterMeridian MS May 1998 - February 2001
GMAC-RFC June 1978 - September 1997
Skills
Payroll, Accounts Payable, Human Resources, Accounting
Education
Meridian Community College 1976 — 1978
Associate of Arts (AA), Executive Assistant/Executive Secretary
Citizens National Bank of Meridian January 2014 - Present
Citizens National Bank of Meridian October 2007 - January 2014
Ludlow Coated Products February 2001 - June 2007
NAS Fleet and Family Support CenterMeridian MS May 1998 - February 2001
GMAC-RFC June 1978 - September 1997
Skills
Payroll, Accounts Payable, Human Resources, Accounting
Education
Meridian Community College 1976 — 1978
Associate of Arts (AA), Executive Assistant/Executive Secretary
Marc Hearst Marc Hearst's Citizens National Bank of Meridian Experience July 2011 - May 2014
Job Consumer Relationship Officer with Renasant Bank
Industry Banking
Experience
Renasant Bank August 2014 - Present
Citizens National Bank - Meridian, MS May 2014 - August 2014
Citizens National Bank of Meridian July 2011 - May 2014
Skills
Loan Origination, Sales, Banking, Customer Service, Consumer Lending, Cross Selling, Deposits, Retail Banking, Mortgage Banking, Commercial Lending, Credit, Financial Analysis, Loans
Education
Mississippi State University
Bachelor's degree
Renasant Bank August 2014 - Present
Citizens National Bank - Meridian, MS May 2014 - August 2014
Citizens National Bank of Meridian July 2011 - May 2014
Skills
Loan Origination, Sales, Banking, Customer Service, Consumer Lending, Cross Selling, Deposits, Retail Banking, Mortgage Banking, Commercial Lending, Credit, Financial Analysis, Loans
Education
Mississippi State University
Bachelor's degree
Rod Duke Rod Duke's Citizens National Bank of Meridian Experience July 2010 - September 2013
Job Vice President at Covington County Bank
Industry Banking
Experience
Covington County Bank September 2013 - Present
Citizens National Bank of Meridian July 2010 - September 2013
Regions Financial Corporation April 2000 - July 2010
Hibbett Sporting Goods 1994 - 1999
Skills
Credit, Loans, Consumer Lending, Banking, Commercial Banking, Mortgage Lending, Customer Service, Customer Retention, Customer Acquisition, Credit Analysis, Loan Origination, Bank Management, Private Banking, Commercial Lending, Mortgage Banking, Small Business Lending, Retail Banking, Sales, Management
Education
Mississippi State University 1990 — 1993
Bachelor of Business Administration (BBA), Business Managment
East Mississippi Community College 1988 — 1990
Associate's degree, Business Administration and Management, General
Covington County Bank September 2013 - Present
Citizens National Bank of Meridian July 2010 - September 2013
Regions Financial Corporation April 2000 - July 2010
Hibbett Sporting Goods 1994 - 1999
Skills
Credit, Loans, Consumer Lending, Banking, Commercial Banking, Mortgage Lending, Customer Service, Customer Retention, Customer Acquisition, Credit Analysis, Loan Origination, Bank Management, Private Banking, Commercial Lending, Mortgage Banking, Small Business Lending, Retail Banking, Sales, Management
Education
Mississippi State University 1990 — 1993
Bachelor of Business Administration (BBA), Business Managment
East Mississippi Community College 1988 — 1990
Associate's degree, Business Administration and Management, General
Lynn Walton Lynn Walton's Citizens National Bank of Meridian Experience June 2001 - May 2013
Job Mortgage Lender at The Citizens National Bank
Industry Banking
Experience
The Citizens National Bank of Meridian June 2014 - Present
The First Bank May 2013 - June 2014
Citizens National Bank of Meridian June 2001 - May 2013
Skills
Finance, Mortgage Lending, Purchase Contracts, Refinance, Bible Study, Home Equity Loans, Lines Of Credit, Commercial Lending, Consumer Lending, Credit, Credit Risk, FHA, Investment Properties
Education
Petal High School 1969 — 1973
Diploma
University of Southern Mississippi
The Citizens National Bank of Meridian June 2014 - Present
The First Bank May 2013 - June 2014
Citizens National Bank of Meridian June 2001 - May 2013
Skills
Finance, Mortgage Lending, Purchase Contracts, Refinance, Bible Study, Home Equity Loans, Lines Of Credit, Commercial Lending, Consumer Lending, Credit, Credit Risk, FHA, Investment Properties
Education
Petal High School 1969 — 1973
Diploma
University of Southern Mississippi
Tina Ingram Tina Ingram's Citizens National Bank of Meridian Experience July 2002 - Present
Job Mortgage Lending Asst at Citizens National Bank of Meridian
Industry Information Technology and Services
Experience
Citizens National Bank of Meridian July 2002 - Present
Great Southern National November 1999 - July 2002
McInnis and Associates, PLLC May 1997 - November 1998
Union Planters (formerly Magnolia Federal Bank) May 1991 - May 1997
Skills
Loan Origination, Mortgage Lending, Loans, Residential Mortgages, Financial Risk, Banking, Commercial Banking, Credit, Short Sales, Consumer Lending, Financial Advisory, Mortgage Banking, Credit Analysis, Sales, Commercial Lending, Insurance, Investment Properties, Real Estate, Loan Servicing, Mortgage Servicing, Funding, First Time Home Buyers, FHA, Deposits, Customer Service, Credit Risk, Rates, Real Estate Transactions, Refinance, Underwriting, USDA, Cash Management, Construction Loans, Cross Selling, Finance, Foreclosures, Investments, Investors, REO, Portfolio Management, Financial Structuring, Lines Of Credit, Retail Banking, Risk Management, Sales Management, Single Family Homes, Retirement Planning, Small Business Lending, Strategic Financial...
Education
Pearl River Community College 1987 — 1988
Citizens National Bank of Meridian July 2002 - Present
Great Southern National November 1999 - July 2002
McInnis and Associates, PLLC May 1997 - November 1998
Union Planters (formerly Magnolia Federal Bank) May 1991 - May 1997
Skills
Loan Origination, Mortgage Lending, Loans, Residential Mortgages, Financial Risk, Banking, Commercial Banking, Credit, Short Sales, Consumer Lending, Financial Advisory, Mortgage Banking, Credit Analysis, Sales, Commercial Lending, Insurance, Investment Properties, Real Estate, Loan Servicing, Mortgage Servicing, Funding, First Time Home Buyers, FHA, Deposits, Customer Service, Credit Risk, Rates, Real Estate Transactions, Refinance, Underwriting, USDA, Cash Management, Construction Loans, Cross Selling, Finance, Foreclosures, Investments, Investors, REO, Portfolio Management, Financial Structuring, Lines Of Credit, Retail Banking, Risk Management, Sales Management, Single Family Homes, Retirement Planning, Small Business Lending, Strategic Financial...
Education
Pearl River Community College 1987 — 1988
Jennifer Haddad Jennifer Haddad's Citizens National Bank of Meridian Experience August 2013 - October 2014
Job BSBA Banking and Finance
Industry Banking
Experience
The First, A National Banking Association October 2014 - Present
Citizens National Bank of Meridian August 2013 - October 2014
Planet Gymnastics June 2008 - August 2013
Skills
Microsoft Office, Microsoft Excel, Microsoft Word, PowerPoint, Customer Service, Research, Teamwork, Photoshop, Social Media, C++, English, Java, HTML, C, Banking, Budgets
Education
University of Southern Mississippi 2008 — 2013
Bachelor of Science in Business Administration (BSBA), Finance, General
William Carey College 2006 — 2008
The First, A National Banking Association October 2014 - Present
Citizens National Bank of Meridian August 2013 - October 2014
Planet Gymnastics June 2008 - August 2013
Skills
Microsoft Office, Microsoft Excel, Microsoft Word, PowerPoint, Customer Service, Research, Teamwork, Photoshop, Social Media, C++, English, Java, HTML, C, Banking, Budgets
Education
University of Southern Mississippi 2008 — 2013
Bachelor of Science in Business Administration (BSBA), Finance, General
William Carey College 2006 — 2008
Anthony Williamson Anthony Williamson's Citizens National Bank of Meridian Experience May 2006 - February 2010
Job Director Consumer Products at DocuTech Corp.
Industry Financial Services
Experience
DocuTech Corp. April 2014 - Present
Infosys October 2011 - April 2014
Wells Fargo Bank January 2011 - October 2011
Value Exchange Corporation March 2010 - December 2010
Citizens National Bank of Meridian May 2006 - February 2010
Compass Bank March 2002 - May 2006
West Coat Bank December 1999 - March 2002
US Bank November 1989 - July 1998
Skills
Retail Banking, Product Strategy, Product Management, Product Development, Product Marketing, Marketing Strategy, Marketing Management, Digital Marketing, Sales Management, Pricing Strategy, CRM software, Customer Acquisition, Customer Insight, Customer Analytics, Profitability Analysis, Profit & Loss..., Consumer Lending, Deposits, Treasury Management, Banking, Online Marketing, Functional..., CRM, Marketing, Analytics, Cross-functional Team..., Strategy, Financial Services, Direct Marketing, Leadership
Education
University of Wisconsin-Madison - School of Business 2004 — 2006
Graduate School of Banking, Professional Certificate
Portland State University - School of Business 1998 — 2000
Master of Business Administration (MBA), MBA, 3.80
Portland State University 1988 — 1997
B.S. Economics and History, Business Administration and Management, General
DocuTech Corp. April 2014 - Present
Infosys October 2011 - April 2014
Wells Fargo Bank January 2011 - October 2011
Value Exchange Corporation March 2010 - December 2010
Citizens National Bank of Meridian May 2006 - February 2010
Compass Bank March 2002 - May 2006
West Coat Bank December 1999 - March 2002
US Bank November 1989 - July 1998
Skills
Retail Banking, Product Strategy, Product Management, Product Development, Product Marketing, Marketing Strategy, Marketing Management, Digital Marketing, Sales Management, Pricing Strategy, CRM software, Customer Acquisition, Customer Insight, Customer Analytics, Profitability Analysis, Profit & Loss..., Consumer Lending, Deposits, Treasury Management, Banking, Online Marketing, Functional..., CRM, Marketing, Analytics, Cross-functional Team..., Strategy, Financial Services, Direct Marketing, Leadership
Education
University of Wisconsin-Madison - School of Business 2004 — 2006
Graduate School of Banking, Professional Certificate
Portland State University - School of Business 1998 — 2000
Master of Business Administration (MBA), MBA, 3.80
Portland State University 1988 — 1997
B.S. Economics and History, Business Administration and Management, General
Jeremy Stringer Jeremy Stringer's Citizens National Bank of Meridian Experience April 2008 - November 2012
Job Chief Financial Officer at YourCNB
Industry Banking
Experience
YourCNB November 2014 - Present
Citizens National Bank - Meridian, MS November 2012 - Present
Citizens National Bank of Meridian April 2008 - November 2012
Skills
Financial Reporting, Portfolio Management, Financial Analysis, Credit Analysis, Credit, Banking, Credit Risk, Budgets, Internal Controls, Finance, Management, Risk Management, Internal Audit, Executive Management, Commercial Lending, Loans, Commercial Banking
Education
LSU Graduate School of Banking 2012 — 2014
Mississippi State University - College of Business and Industry 2003 — 2007
BBA, Banking and Finance
YourCNB November 2014 - Present
Citizens National Bank - Meridian, MS November 2012 - Present
Citizens National Bank of Meridian April 2008 - November 2012
Skills
Financial Reporting, Portfolio Management, Financial Analysis, Credit Analysis, Credit, Banking, Credit Risk, Budgets, Internal Controls, Finance, Management, Risk Management, Internal Audit, Executive Management, Commercial Lending, Loans, Commercial Banking
Education
LSU Graduate School of Banking 2012 — 2014
Mississippi State University - College of Business and Industry 2003 — 2007
BBA, Banking and Finance
Chris Hester Chris Hester's Citizens National Bank of Meridian Experience President-HattiesburgHeritage Banking GroupSeptember 2008 - May 2011
Job Senior V P Relationship Banker at Citizens National Bank of Meridian
Industry Information Technology and Services
Experience
Citizens National Bank of Meridian President-HattiesburgHeritage Banking GroupSeptember 2008 - May 2011
Priority One Bank December 2007 - September 2008
The First, A.N.B.A 1997 - 2008
Skills
Commercial Lending, Commercial Banking, Small Business Lending, Real Estate, Loans, Credit Analysis, Mortgage Lending, Loan Origination, Banking, Commercial Real Estate, Relationship Management, Consumer Lending, Credit, Credit Risk, Mortgage Banking, New Business Development, Residential Mortgages
Education
University of Southern Mississippi 1992 — 1995
Citizens National Bank of Meridian President-HattiesburgHeritage Banking GroupSeptember 2008 - May 2011
Priority One Bank December 2007 - September 2008
The First, A.N.B.A 1997 - 2008
Skills
Commercial Lending, Commercial Banking, Small Business Lending, Real Estate, Loans, Credit Analysis, Mortgage Lending, Loan Origination, Banking, Commercial Real Estate, Relationship Management, Consumer Lending, Credit, Credit Risk, Mortgage Banking, New Business Development, Residential Mortgages
Education
University of Southern Mississippi 1992 — 1995
Hannah Ulmer Hannah Ulmer's Citizens National Bank of Meridian Experience October 2009 - Present
Job Finance Specialist at Citizens National Bank of Meridian
Industry Accounting
Experience
Citizens National Bank of Meridian October 2009 - Present
Nick & Al's Pizzeria May 2005 - February 2010
Education
Mississippi State University - College of Business and Industry 2007 — 2010
Bachelor's of B.A., Accounting
Calvary Christian School
Citizens National Bank of Meridian October 2009 - Present
Nick & Al's Pizzeria May 2005 - February 2010
Education
Mississippi State University - College of Business and Industry 2007 — 2010
Bachelor's of B.A., Accounting
Calvary Christian School
Christi Richmond Christi Richmond's Citizens National Bank of Meridian Experience November 2006 - July 2011
Job Assistant Teacher at Mannsdale Elementry
Industry Primary/Secondary Education
Experience
Mannsdale Elementry September 2013 - Present
Community Bank September 2012 - August 2013
Citizens National Bank of Meridian November 2006 - July 2011
Education
University of Phoenix 2006 — 2009
Masters of Management
Kosciusko High School 1995 — 2000
University of Phoenix, Masters of Management
Mannsdale Elementry September 2013 - Present
Community Bank September 2012 - August 2013
Citizens National Bank of Meridian November 2006 - July 2011
Education
University of Phoenix 2006 — 2009
Masters of Management
Kosciusko High School 1995 — 2000
University of Phoenix, Masters of Management
Christian Heinkel Christian Heinkel's Citizens National Bank of Meridian Experience November 2010 - November 2014
Job Insurance Agent at Cox Consulting Services, Inc.
Industry Banking
Experience
Cox Consulting Services, Inc. November 2014 - Present
Citizens National Bank of Meridian November 2010 - November 2014
Regions Bank February 2004 - March 2011
UBS Financial Services 2002 - 2003
Portfolio Management Consultants 1999 - 2001
Cornerstone Securities 1996 - 1999
Education
Mississippi State University 2004 — 2006
MBA, Business Administration
University of Colorado Denver 1996 — 1998
MS, Finance
Embry-Riddle Aeronautical University 1989 — 1993
BS, Business Administration
Cox Consulting Services, Inc. November 2014 - Present
Citizens National Bank of Meridian November 2010 - November 2014
Regions Bank February 2004 - March 2011
UBS Financial Services 2002 - 2003
Portfolio Management Consultants 1999 - 2001
Cornerstone Securities 1996 - 1999
Education
Mississippi State University 2004 — 2006
MBA, Business Administration
University of Colorado Denver 1996 — 1998
MS, Finance
Embry-Riddle Aeronautical University 1989 — 1993
BS, Business Administration
Jim McCown Jim McCown's Citizens National Bank of Meridian Experience 2001 - 2006
Job Owner at McCown Security Services, LLC.
Industry Security and Investigations
Experience
McCown Security Services, LLC. December 2012 - Present
Covenant Security Services August 2011 - December 2012
The University of Southern Mississippi in Business Management February 2011 - December 2012
C Studio/Action Pit Stop March 2011 - August 2011
Eagle Eye Security, LLC March 2007 - February 2011
Citizens National Bank of Meridian Ms December 2002 - January 2007
Citizens National Bank of Meridian 2001 - 2006
Skills
Leadership Development, Team Leadership, Community Development, Microsoft Office, Research, Customer Service, Event Planning, Microsoft Excel, Leadership, Public Speaking, Banking, Customer Retention, Building Relationships, PowerPoint, Team Building, Data Entry, Event Management, Public Relations, Customer Satisfaction, Microsoft Word, Sales, Social Media, Social Networking, Time Management, System Administration, Marketing, Troubleshooting, Budgets, Retail, Training, Management, Outlook, Analysis, Teamwork, Windows, Fundraising
Education
University of Southern Mississippi 2007 — 2011
Bachelor's of Science in Business Administration, AACSB, Management
Brandon High School 1982 — 1989
McCown Security Services, LLC. December 2012 - Present
Covenant Security Services August 2011 - December 2012
The University of Southern Mississippi in Business Management February 2011 - December 2012
C Studio/Action Pit Stop March 2011 - August 2011
Eagle Eye Security, LLC March 2007 - February 2011
Citizens National Bank of Meridian Ms December 2002 - January 2007
Citizens National Bank of Meridian 2001 - 2006
Skills
Leadership Development, Team Leadership, Community Development, Microsoft Office, Research, Customer Service, Event Planning, Microsoft Excel, Leadership, Public Speaking, Banking, Customer Retention, Building Relationships, PowerPoint, Team Building, Data Entry, Event Management, Public Relations, Customer Satisfaction, Microsoft Word, Sales, Social Media, Social Networking, Time Management, System Administration, Marketing, Troubleshooting, Budgets, Retail, Training, Management, Outlook, Analysis, Teamwork, Windows, Fundraising
Education
University of Southern Mississippi 2007 — 2011
Bachelor's of Science in Business Administration, AACSB, Management
Brandon High School 1982 — 1989
Sarah R. Kitchens Sarah R. Kitchens's Citizens National Bank of Meridian Experience April 2014 - Present
Job Customer Care Specialist at Citizens National Bank
Industry Financial Services
Experience
Citizens National Bank of Meridian April 2014 - Present
Trustmark National Bank April 2013 - April 2014
Skills
Leadership, Microsoft Excel, Microsoft Word, Financial Services, Mac & PC platforms, Sales, Loan Servicing, Money Management, Mortgage Lending, Loans, Customer Service, Consumer Lending, Retail Banking, Banking
Education
Meridian Community College 2012 — 2014
Associate of Arts (A.A.)
University of Mississippi 2010 — 2011
Citizens National Bank of Meridian April 2014 - Present
Trustmark National Bank April 2013 - April 2014
Skills
Leadership, Microsoft Excel, Microsoft Word, Financial Services, Mac & PC platforms, Sales, Loan Servicing, Money Management, Mortgage Lending, Loans, Customer Service, Consumer Lending, Retail Banking, Banking
Education
Meridian Community College 2012 — 2014
Associate of Arts (A.A.)
University of Mississippi 2010 — 2011
John Northam John Northam's Citizens National Bank of Meridian Experience March 2015 - Present
Job Commercial Lender
Industry Banking
Experience
Citizens National Bank of Meridian March 2015 - Present
Citizens National Bank of Meridian June 2012 - March 2015
Citizens National Bank of Meridian December 2009 - June 2012
Regions Financial Corporation June 2003 - August 2008
New York Life Insurance Company May 2002 - June 2003
Skills
Budgets, Banking, Accounting, Credit, Commercial Lending, Commercial Banking, Credit Risk, Finance, Insurance, Microsoft Excel, Loan Origination, Strategic Planning, Microsoft Office, Mortgage Lending, Loans, Customer Service, Internal Controls, Consumer Lending, Residential Mortgages, Team Building, Analysis, Refinance, Mortgage Banking, Credit Analysis, Financial Analysis, Investments
Education
Mississippi State University 2008 — 2009
Master of Business Administration (MBA)
Liberty University 2007 — 2008
Bachelor of Business Administration (BBA), Finance, General
Citizens National Bank of Meridian March 2015 - Present
Citizens National Bank of Meridian June 2012 - March 2015
Citizens National Bank of Meridian December 2009 - June 2012
Regions Financial Corporation June 2003 - August 2008
New York Life Insurance Company May 2002 - June 2003
Skills
Budgets, Banking, Accounting, Credit, Commercial Lending, Commercial Banking, Credit Risk, Finance, Insurance, Microsoft Excel, Loan Origination, Strategic Planning, Microsoft Office, Mortgage Lending, Loans, Customer Service, Internal Controls, Consumer Lending, Residential Mortgages, Team Building, Analysis, Refinance, Mortgage Banking, Credit Analysis, Financial Analysis, Investments
Education
Mississippi State University 2008 — 2009
Master of Business Administration (MBA)
Liberty University 2007 — 2008
Bachelor of Business Administration (BBA), Finance, General
Justin Trigg's Citizens National Bank of Meridian Experience June 2015 - Present
Job Student at University of Alabama at Birmingham
Industry Education Management
Experience
Citizens National Bank of Meridian June 2015 - Present
Covington County School District 2014 - 2015
U.S. Coast Guard January 2003 - July 2014
Skills
Finance, Accounting, Fraud Detection, Management, Budgets, Training, Human Resources, Customer Service, Microsoft Excel, Leadership, Strategic Planning, Project Management, Sales, Analysis
Education
University of Alabama at Birmingham 2015 — 2018
Master's degree, Accounting
Liberty University 2007 — 2013
Bachelor's degree, Bible/Biblical Studies
Coastline Community College 2007 — 2009
Associate of Arts (A.A.), Restaurant/Food Services Management
Citizens National Bank of Meridian June 2015 - Present
Covington County School District 2014 - 2015
U.S. Coast Guard January 2003 - July 2014
Skills
Finance, Accounting, Fraud Detection, Management, Budgets, Training, Human Resources, Customer Service, Microsoft Excel, Leadership, Strategic Planning, Project Management, Sales, Analysis
Education
University of Alabama at Birmingham 2015 — 2018
Master's degree, Accounting
Liberty University 2007 — 2013
Bachelor's degree, Bible/Biblical Studies
Coastline Community College 2007 — 2009
Associate of Arts (A.A.), Restaurant/Food Services Management