COSVI Company
Description
Address: 400 Av. Américo Miranda, San Juan, 00927, Puerto Rico Hours: Closed ⋅ Opens 8AM Thu Wednesday8AM–5PMThursday8AM–5PMFriday8AM–5PMSaturdayClosedSundayClosedMonday8AM–5PMTuesday8AM–5PMSuggest an edit Unable to add this file. Please check that it is a valid photo. Phone: +1 787-751-2828: : Website: Place name: : : : Category: : Website: http://www.cosvi.com/ Category: Insurance company Suggest an editUnable to add this file. Please check that it is a valid photo. Questions & answers Ask a question See all questions (3) Add a photoThanks for sharing!Your photo will be posted publicly on Google.Contribute MoreDoneUpload public photos of COSVI Posting publicly on the Web Write a review Reviews 99 Google reviews
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COSVI Employees
Employee
Years
Job
Industry
Smirna Minguela Smirna Minguela's COSVI Experience June 2006 - August 2009
Job Oficial de Cumplimiento at Dpto. de Salud
Industry Health, Wellness and Fitness
Experience
Dpto. de Salud November 2010 - Present
COSVI June 2006 - August 2009
Pan-American Life Insurance Company July 1995 - June 2006
Skills
Microsoft Office, Microsoft Excel, Microsoft Word, PowerPoint, Customer Service, Windows, Research, Outlook, Event Planning, Time Management, Public Speaking, Social Networking
Education
Universidad del Turabo 2009 — 2014
Master's degree, Counseling Psychological
University of Phoenix 2004 — 2007
Bachelor's degree, Business and Marketing Administration
Dpto. de Salud November 2010 - Present
COSVI June 2006 - August 2009
Pan-American Life Insurance Company July 1995 - June 2006
Skills
Microsoft Office, Microsoft Excel, Microsoft Word, PowerPoint, Customer Service, Windows, Research, Outlook, Event Planning, Time Management, Public Speaking, Social Networking
Education
Universidad del Turabo 2009 — 2014
Master's degree, Counseling Psychological
University of Phoenix 2004 — 2007
Bachelor's degree, Business and Marketing Administration
Jose L. Santiago Marrero, Esq., MBA's COSVI Experience June 1995 - July 1998
Job Assistant Vice President Underwriting @ Universal Life Insurance
Industry Insurance
Experience
Universal Life Insurance Company July 2015 - Present
Universal Life Insurance Company December 2004 - July 2015
National Life Insurance Company November 2000 - December 2004
Mapfre PRAICO July 1998 - November 2000
COSVI June 1995 - July 1998
Skills
Insurance, Business Strategy, Program Management, Negotiation, Reinsurance, Brokers, General Insurance, Claim, Commercial Insurance, Claims Management, Underwriting, Pensions, Actuarial Science, Indemnity, Life Insurance, Risk Management, Employee Benefits
Education
Universidad Metropolitana 1994 — 1997
Bachelor of Arts (B.A.), Marketing and Communications
Facultad de Derecho Universidad Interamericana 1997 — 2001
Doctor of Law (J.D.)
University of Phoenix 2005 — 2007
Master of Business Administration (M.B.A.), Marketing
Universal Life Insurance Company July 2015 - Present
Universal Life Insurance Company December 2004 - July 2015
National Life Insurance Company November 2000 - December 2004
Mapfre PRAICO July 1998 - November 2000
COSVI June 1995 - July 1998
Skills
Insurance, Business Strategy, Program Management, Negotiation, Reinsurance, Brokers, General Insurance, Claim, Commercial Insurance, Claims Management, Underwriting, Pensions, Actuarial Science, Indemnity, Life Insurance, Risk Management, Employee Benefits
Education
Universidad Metropolitana 1994 — 1997
Bachelor of Arts (B.A.), Marketing and Communications
Facultad de Derecho Universidad Interamericana 1997 — 2001
Doctor of Law (J.D.)
University of Phoenix 2005 — 2007
Master of Business Administration (M.B.A.), Marketing
Ivonne Irizarry Ivonne Irizarry's COSVI Experience August 2014 - Present
Job Exclusive Authorized Representative at COSVI
Industry Insurance
Experience
COSVI August 2014 - Present
Efren Irizarry Representante Autorizado March 2003 - Present
Artemio Deniz Representante Autorizado February 2009 - Present
Banco Popular de Puerto Rico August 2007 - June 2009
Skills
Underwriting, Property & Casualty..., Life Insurance, Sales, Interviewing Skills, Confidentiality, Interviews, Sales Presentations, Marketing, Insurance
Education
UMET 2007 — 2013
Master of Business Administration (MBA), Marketing
Universidad de Puerto Rico 2003 — 2007
Bachelor's degree, Commercial and Advertising Art, 3.38
COSVI August 2014 - Present
Efren Irizarry Representante Autorizado March 2003 - Present
Artemio Deniz Representante Autorizado February 2009 - Present
Banco Popular de Puerto Rico August 2007 - June 2009
Skills
Underwriting, Property & Casualty..., Life Insurance, Sales, Interviewing Skills, Confidentiality, Interviews, Sales Presentations, Marketing, Insurance
Education
UMET 2007 — 2013
Master of Business Administration (MBA), Marketing
Universidad de Puerto Rico 2003 — 2007
Bachelor's degree, Commercial and Advertising Art, 3.38
Robert Marquez M.B.A Robert Marquez M.B.A's COSVI Experience 2004 - 2009
Job Finance Manager Asbury Automotive Group
Industry Automotive
Experience
Asbury Automotive Group November 2014 - Present
Asbury Automotive Group June 2013 - Present
Penske Automotive Group Triangle Chrysler April 2010 - February 2013
COSVI 2004 - 2009
Skills
Closings, Motivation, Team Leadership, Teamwork, Marketing Strategy, Statistics, Licensing, Time Management, Sales, Sales Process, E-commerce, Sales Operations, Management, Recruiting, Automobile, Vehicles, Dealers, Culinary Education, Automotive Aftermarket, Dealer Management, Profit, Automotive, Customer Satisfaction, Warranty, Parts, Automotive Sales...
Education
University of Phoenix 2007 — 2008
Masters, Business Administration
Universidad Interamericana
Bachelor of Business Administration (B.B.A.), Marketing/Marketing Management, General
Asbury Automotive Group November 2014 - Present
Asbury Automotive Group June 2013 - Present
Penske Automotive Group Triangle Chrysler April 2010 - February 2013
COSVI 2004 - 2009
Skills
Closings, Motivation, Team Leadership, Teamwork, Marketing Strategy, Statistics, Licensing, Time Management, Sales, Sales Process, E-commerce, Sales Operations, Management, Recruiting, Automobile, Vehicles, Dealers, Culinary Education, Automotive Aftermarket, Dealer Management, Profit, Automotive, Customer Satisfaction, Warranty, Parts, Automotive Sales...
Education
University of Phoenix 2007 — 2008
Masters, Business Administration
Universidad Interamericana
Bachelor of Business Administration (B.B.A.), Marketing/Marketing Management, General
Esteban Colon Esteban Colon's COSVI Experience March 2011 - October 2013
Job Brand Development Leader at Badillo Saatchi & Saatchi
Industry Marketing and Advertising
Experience
Badillo Saatchi & Saatchi November 2013 - Present
SME Puerto Rico 2014 - 2015
BRAIN Consulting September 2007 - November 2013
COSVI March 2011 - October 2013
Lopito Ileana & Howie June 2005 - September 2007
McCann Erickson - Puerto Rico May 2002 - June 2005
Procter & Gamble 1992 - 2000
Skills
Corporate Strategy, Organizational..., Business Development, Organizational..., Leadership Initiatives, Marketing Strategy, Customer Service, Market Research, Business Strategy, Marketing, Management, Entrepreneurship, Brand Development, Management Consulting, Strategy, Marketing Research, Research
Education
Duke University - The Fuqua School of Business 1996 — 1998
MBA
University of Michigan 1988 — 1992
BA, Psychology & Organizational Development
Badillo Saatchi & Saatchi November 2013 - Present
SME Puerto Rico 2014 - 2015
BRAIN Consulting September 2007 - November 2013
COSVI March 2011 - October 2013
Lopito Ileana & Howie June 2005 - September 2007
McCann Erickson - Puerto Rico May 2002 - June 2005
Procter & Gamble 1992 - 2000
Skills
Corporate Strategy, Organizational..., Business Development, Organizational..., Leadership Initiatives, Marketing Strategy, Customer Service, Market Research, Business Strategy, Marketing, Management, Entrepreneurship, Brand Development, Management Consulting, Strategy, Marketing Research, Research
Education
Duke University - The Fuqua School of Business 1996 — 1998
MBA
University of Michigan 1988 — 1992
BA, Psychology & Organizational Development
Heltie Velez-Gonzalez Heltie Velez-Gonzalez's COSVI Experience September 1979 - July 1987
Job Asesora y Organizadora Profesional
Industry Management Consulting
Experience
Self-employed May 2011 - Present
Departamento de Educación de Puerto Rico January 2013 - Present
University of Puerto Rico August 2009 - December 2011
Hospital San Francisco January 1995 - July 2004
University of Puerto Rico August 1987 - May 1993
COSVI September 1979 - July 1987
University of Puerto Rico August 1978 - May 1979
Skills
Investigación..., Programas de Calidad en..., Trabajo en Equipo, Análisis Cuantitativo, Planificación Financiera, Organizadora Profesional, Business Process..., Business Analysis, Management Consulting, Change Management, Business Strategy
Education
University of Puerto Rico-Rio Piedras 2004 — 2010
Doctor of Philosophy (PhD), Finance, General
University of Puerto Rico Medical Science Campus 1993 — 1995
Master Health Service Administration (MHSA)
University of Puerto Rico-Rio Piedras 1976 — 1978
Master of Business Administration (MBA), Business Administration and Management, General
University of Puerto Rico-Rio Piedras 1972 — 1976
Bachelor of Business Administration (B.B.A.), Research Methodology and Quantitative Methods
Self-employed May 2011 - Present
Departamento de Educación de Puerto Rico January 2013 - Present
University of Puerto Rico August 2009 - December 2011
Hospital San Francisco January 1995 - July 2004
University of Puerto Rico August 1987 - May 1993
COSVI September 1979 - July 1987
University of Puerto Rico August 1978 - May 1979
Skills
Investigación..., Programas de Calidad en..., Trabajo en Equipo, Análisis Cuantitativo, Planificación Financiera, Organizadora Profesional, Business Process..., Business Analysis, Management Consulting, Change Management, Business Strategy
Education
University of Puerto Rico-Rio Piedras 2004 — 2010
Doctor of Philosophy (PhD), Finance, General
University of Puerto Rico Medical Science Campus 1993 — 1995
Master Health Service Administration (MHSA)
University of Puerto Rico-Rio Piedras 1976 — 1978
Master of Business Administration (MBA), Business Administration and Management, General
University of Puerto Rico-Rio Piedras 1972 — 1976
Bachelor of Business Administration (B.B.A.), Research Methodology and Quantitative Methods
Marcos Colón Octaviani Marcos Colón Octaviani's COSVI Experience May 2003 - November 2004
Job Mathematics Teacher at Brevard Public Schools
Industry Religious Institutions
Experience
Brevard Public Schools December 2014 - Present
Brevard Public Schools November 2014 - December 2014
Southwest Middle School September 2014 - October 2014
Brevard Public Schools August 2014 - September 2014
CREH {Casa de Restauración "El Habrit"} December 2004 - December 2013
San German Christian Academy August 2012 - November 2013
COSVI May 2003 - November 2004
Skills
Teaching, Mathematics Education, Pedagogy, Educational Assessment, Classroom Management, Educational Technology, Instruction, Statistical Data..., Christian Education, Preaching, Pastoral Care, Theology, Expository Preaching, Biblical Studies, Discipleship, Homiletics, Spiritual Direction, Apologetics, Ministry Development, Exegesis, Church Consulting, Pastoral, Hermeneutics, Gospel, Pastoring, Church Events, Computer Science, Teacher Training, Information Technology, Programming, C++, Statistical Software, Demographic Analysis, Writing, Visual Basic, Religious Studies, Liturgy, Bible, Evangelism, Religion, Church Administration, Pastoral Counseling
Education
UPR - RCM 2000 — 2003
Master of Science (M.Sc.), Demography and Population Studies
UPR Mayaguez 1994 — 2000
Bachelor's degree, Computer Science
University of Puerto Rico-Mayaguez 1994 — 2000
Bachelor of Science (B.Sc.), Mathematics and Computer Science
Brevard Public Schools December 2014 - Present
Brevard Public Schools November 2014 - December 2014
Southwest Middle School September 2014 - October 2014
Brevard Public Schools August 2014 - September 2014
CREH {Casa de Restauración "El Habrit"} December 2004 - December 2013
San German Christian Academy August 2012 - November 2013
COSVI May 2003 - November 2004
Skills
Teaching, Mathematics Education, Pedagogy, Educational Assessment, Classroom Management, Educational Technology, Instruction, Statistical Data..., Christian Education, Preaching, Pastoral Care, Theology, Expository Preaching, Biblical Studies, Discipleship, Homiletics, Spiritual Direction, Apologetics, Ministry Development, Exegesis, Church Consulting, Pastoral, Hermeneutics, Gospel, Pastoring, Church Events, Computer Science, Teacher Training, Information Technology, Programming, C++, Statistical Software, Demographic Analysis, Writing, Visual Basic, Religious Studies, Liturgy, Bible, Evangelism, Religion, Church Administration, Pastoral Counseling
Education
UPR - RCM 2000 — 2003
Master of Science (M.Sc.), Demography and Population Studies
UPR Mayaguez 1994 — 2000
Bachelor's degree, Computer Science
University of Puerto Rico-Mayaguez 1994 — 2000
Bachelor of Science (B.Sc.), Mathematics and Computer Science
Marigeli Báez, PHR's COSVI Experience October 2014 - Present
Job Organizational Development Director
Industry Insurance
Experience
COSVI October 2014 - Present
Triple-S Management (TSM) March 2013 - September 2014
COSVI July 2011 - March 2013
Johnson Controls February 2011 - June 2011
Colgate Palmolive May 2008 - August 2010
Alberto Culver February 2006 - April 2008
Business Proffesional Hires August 2005 - February 2006
Sara Lee Branded Apparel July 2004 - July 2005
Managemet Search & Supporting Services February 2001 - July 2004
Skills
Internet, Innovation, Outsourcing, Analytics, Business Development, HRIS, E-Learning, Leadership Development, Labor Relations, Compliance, Corporate Communications, Cultural Transformation, Talent Management, Organizational..., Performance Management, Succession Planning, Employee Value..., Strategic Sourcing, SAP HR, ADP HRB, Restructuring, Recruiting, Employer Branding, Employee Engagement, Employee Benefits, Compensation & Benefit, Competency Management, Compensation Structure..., Compensation Structures, Workforce Planning, Personnel Management, Leadership, Job Descriptions, New Hire Orientations, HR Consulting, Team Leadership, Applicant Tracking..., Interviews, FMLA, Organizational Design, Performance Appraisal, ADP Payroll, Employment Law, HR Transformation, Job Analysis, Taleo, Strategy, College Recruiting, Employee Handbooks, Career Development
Education
University of Puerto Rico 1994 — 1997
MPA, Human Resources
State University of New York College at Buffalo 1993 — 1994
Exchange Program, Human Resources Development
University of Puerto Rico 1989 — 1994
BA, Labor Relations
Holy Rosary School 1977 — 1989
High School Diploma
COSVI October 2014 - Present
Triple-S Management (TSM) March 2013 - September 2014
COSVI July 2011 - March 2013
Johnson Controls February 2011 - June 2011
Colgate Palmolive May 2008 - August 2010
Alberto Culver February 2006 - April 2008
Business Proffesional Hires August 2005 - February 2006
Sara Lee Branded Apparel July 2004 - July 2005
Managemet Search & Supporting Services February 2001 - July 2004
Skills
Internet, Innovation, Outsourcing, Analytics, Business Development, HRIS, E-Learning, Leadership Development, Labor Relations, Compliance, Corporate Communications, Cultural Transformation, Talent Management, Organizational..., Performance Management, Succession Planning, Employee Value..., Strategic Sourcing, SAP HR, ADP HRB, Restructuring, Recruiting, Employer Branding, Employee Engagement, Employee Benefits, Compensation & Benefit, Competency Management, Compensation Structure..., Compensation Structures, Workforce Planning, Personnel Management, Leadership, Job Descriptions, New Hire Orientations, HR Consulting, Team Leadership, Applicant Tracking..., Interviews, FMLA, Organizational Design, Performance Appraisal, ADP Payroll, Employment Law, HR Transformation, Job Analysis, Taleo, Strategy, College Recruiting, Employee Handbooks, Career Development
Education
University of Puerto Rico 1994 — 1997
MPA, Human Resources
State University of New York College at Buffalo 1993 — 1994
Exchange Program, Human Resources Development
University of Puerto Rico 1989 — 1994
BA, Labor Relations
Holy Rosary School 1977 — 1989
High School Diploma
Ricarlo Quiñones Ricarlo Quiñones's COSVI Experience 2014 - 2014
Job Actuarial Analyst at Triple S Advantage
Industry Insurance
Experience
Triple S Advantage April 2015 - Present
REOF Capital LLC. August 2013 - Present
COSVI 2014 - 2014
Sears Holdings Corporation August 2011 - August 2013
Skills
Financial Analysis, Microsoft Excel, VBA, Reserves, Research, Statistical Reporting, Report Writing, Restatements, Municipal Bonds, Strategic Planning, Actuarial Exams, Qualitative Research, Financial Modeling, PowerPoint, Utilization Review, Spreadsheets, Time Value of Money, Customer Service, Writing, Analysis, Budgets, SWOT analysis, Due Diligence, Microsoft Word, Operational Planning, English, Mentoring, Statistics, Cross-functional Team..., Microsoft Office, Teaching, Management, Outlook, RFQ Development, RFP Generation, News Writing, Reports, Actuarial Science, DBVisualizer
Education
Universidad de Puerto Rico 2007 — 2012
Bachelor of Business Administration (B.B.A.), Finance and Economics, 3.75 GPA
University of Massachusetts, Amherst 2009 — 2010
Sports Management
Triple S Advantage April 2015 - Present
REOF Capital LLC. August 2013 - Present
COSVI 2014 - 2014
Sears Holdings Corporation August 2011 - August 2013
Skills
Financial Analysis, Microsoft Excel, VBA, Reserves, Research, Statistical Reporting, Report Writing, Restatements, Municipal Bonds, Strategic Planning, Actuarial Exams, Qualitative Research, Financial Modeling, PowerPoint, Utilization Review, Spreadsheets, Time Value of Money, Customer Service, Writing, Analysis, Budgets, SWOT analysis, Due Diligence, Microsoft Word, Operational Planning, English, Mentoring, Statistics, Cross-functional Team..., Microsoft Office, Teaching, Management, Outlook, RFQ Development, RFP Generation, News Writing, Reports, Actuarial Science, DBVisualizer
Education
Universidad de Puerto Rico 2007 — 2012
Bachelor of Business Administration (B.B.A.), Finance and Economics, 3.75 GPA
University of Massachusetts, Amherst 2009 — 2010
Sports Management
Reinaldo Torres Reinaldo Torres's COSVI Experience 1989 - 2000
Job Senior Staff Accountant at Lee Hecht Harrison
Industry Information Technology and Services
Experience
Lee Hecht Harrison April 2015 - Present
Triad Isotopes July 2011 - March 2015
SunGard Higher Education Managed Services November 2003 - January 2011
Budget Rent a Car February 2000 - August 2003
COSVI 1989 - 2000
Cooperativa de Seguros de Vida de Puerto Rico May 1997 - May 1999
Skills
Insurance, General Ledger, Accounting, Car Rental, Forecasting, Internal Controls, PeopleSoft, Fixed Assets, ADP Payroll, Financial Reporting, Hyperion Enterprise, Tax, Account Reconciliation, Payroll, Microsoft Excel, SAP, Financial Analysis, Variance Analysis
Education
Inter-American University of Puerto Rico-Metropolitan Campus 1995 — 1997
MBA, Finance
University of Puerto Rico-Cayey 1984 — 1989
BBA, Accounting
Lee Hecht Harrison April 2015 - Present
Triad Isotopes July 2011 - March 2015
SunGard Higher Education Managed Services November 2003 - January 2011
Budget Rent a Car February 2000 - August 2003
COSVI 1989 - 2000
Cooperativa de Seguros de Vida de Puerto Rico May 1997 - May 1999
Skills
Insurance, General Ledger, Accounting, Car Rental, Forecasting, Internal Controls, PeopleSoft, Fixed Assets, ADP Payroll, Financial Reporting, Hyperion Enterprise, Tax, Account Reconciliation, Payroll, Microsoft Excel, SAP, Financial Analysis, Variance Analysis
Education
Inter-American University of Puerto Rico-Metropolitan Campus 1995 — 1997
MBA, Finance
University of Puerto Rico-Cayey 1984 — 1989
BBA, Accounting
Victor Gaud's COSVI Experience January 2008 - April 2010
Job Business Developer
Industry Hospital & Health Care
Experience
Transcita, Inc September 2011 - Present
MC@CS June 2010 - August 2011
Cosvi January 2008 - April 2010
Peoples Health Network /Auxilio Platino January 2006 - January 2008
Humana Health Plans of PR, Inc September 1998 - July 2004
United Healthcare Plans of Puerto Rico September 1996 - June 1998
General Accident Assurance Co November 1994 - August 1996
General Accident Assurance Co August 1991 - October 1994
Skills
Hospitals, Medicaid, Health Policy, Policy, Healthcare Information..., Physician Relations, Quality Improvement, Medicine, EHR, Informatics, EMR, Start-ups, Managament, Costumer Services, Claims Management, Compliance, Business Development, Strategic Planning, New Business Development, Microsoft Excel, Consulting, Training, Negotiation, Project Management
Education
Inter-American University of Puerto Rico-Metropolitan Campus 2012 — 2014
Master of Business Administration (MBA), Executive, 3.90
Transcita, Inc September 2011 - Present
MC@CS June 2010 - August 2011
Cosvi January 2008 - April 2010
Peoples Health Network /Auxilio Platino January 2006 - January 2008
Humana Health Plans of PR, Inc September 1998 - July 2004
United Healthcare Plans of Puerto Rico September 1996 - June 1998
General Accident Assurance Co November 1994 - August 1996
General Accident Assurance Co August 1991 - October 1994
Skills
Hospitals, Medicaid, Health Policy, Policy, Healthcare Information..., Physician Relations, Quality Improvement, Medicine, EHR, Informatics, EMR, Start-ups, Managament, Costumer Services, Claims Management, Compliance, Business Development, Strategic Planning, New Business Development, Microsoft Excel, Consulting, Training, Negotiation, Project Management
Education
Inter-American University of Puerto Rico-Metropolitan Campus 2012 — 2014
Master of Business Administration (MBA), Executive, 3.90
EDNA DELGADO EDNA DELGADO's COSVI Experience 2010 - 2011
Job Coordinator of Housekeeping (Hotel)
Industry Hospitality
Experience
Radisson San Juan September 2013 - April 2015
Rd Capital 2014 - 2014
Comision de Desarrollo Cooperativo de Puerto Rico August 2011 - December 2011
COSVI 2010 - 2011
National Books Distributors 2005 - 2009
Icon Property Management 2003 - 2005
National Books Distributors February 2002 - December 2003
Skills
Accounting, Microsoft Excel, Auditing, Managerial Finance, Inventory Management, Accounts Receivable, Accounts Payable, Personnel Supervision, Management, Contract Recruitment, Purchase Orders, Sales Management, Customer Service, Microsoft Word, PowerPoint, Publishing, Office Administration, Payroll, Event Management, Marketing, Public Speaking, APA, Typing, Public Relations, Administrative...
Education
Colegio San Antonio, Rio Piedras
High school
Kaplan University
Business Administration and Management, General
University of Phoenix Puerto Rico Campus
Programa de Barchillerato, Science in Business
Radisson San Juan September 2013 - April 2015
Rd Capital 2014 - 2014
Comision de Desarrollo Cooperativo de Puerto Rico August 2011 - December 2011
COSVI 2010 - 2011
National Books Distributors 2005 - 2009
Icon Property Management 2003 - 2005
National Books Distributors February 2002 - December 2003
Skills
Accounting, Microsoft Excel, Auditing, Managerial Finance, Inventory Management, Accounts Receivable, Accounts Payable, Personnel Supervision, Management, Contract Recruitment, Purchase Orders, Sales Management, Customer Service, Microsoft Word, PowerPoint, Publishing, Office Administration, Payroll, Event Management, Marketing, Public Speaking, APA, Typing, Public Relations, Administrative...
Education
Colegio San Antonio, Rio Piedras
High school
Kaplan University
Business Administration and Management, General
University of Phoenix Puerto Rico Campus
Programa de Barchillerato, Science in Business
Miguel Descartes Loyola Miguel Descartes Loyola's COSVI Experience August 2014 - Present
Job INSURANCE AGENT at COSVI
Industry Insurance
Experience
COSVI August 2014 - Present
Bella Group July 2012 - August 2014
Skills
Automotive, Customer Satisfaction, Direct Sales, Sales Management, Sales Process, Selling, Automobile, Account Management, Customer Retention, Retail, Sales, Team Building, Management, Team Leadership, Customer Service, Leadership, Negotiation, Business Strategy
Education
Universidad Politécnica de Puerto Rico
COSVI August 2014 - Present
Bella Group July 2012 - August 2014
Skills
Automotive, Customer Satisfaction, Direct Sales, Sales Management, Sales Process, Selling, Automobile, Account Management, Customer Retention, Retail, Sales, Team Building, Management, Team Leadership, Customer Service, Leadership, Negotiation, Business Strategy
Education
Universidad Politécnica de Puerto Rico
Edgardo R. Martinez's COSVI Experience August 2011 - October 2014
Job Director Individual Markets at Olympic Agency, Inc.
Industry Insurance
Experience
Olympic Agency, Inc. November 2014 - Present
COSVI August 2011 - October 2014
ERM Group March 2010 - August 2011
CHARTIS INSURANCE / AIG OF PR 2007 - 2010
Wells Fargo Financial group 2003 - 2007
VIDAL & RODRIGUEZ INSURANCE BROKER, INC January 2000 - January 2002
NATIONAL LIFE INSURANCE COMPANY 1994 - 2000
Skills
Insurance, Sales, New Business Development, Negotiation, Business Development, Management, Customer Service, Marketing, Leadership, Budgets, Selling Skills, Directing, Underwriting, Property & Casualty..., Commercial Insurance, Life Insurance, Claim, General Insurance, Training, Portfolio Management, Reinsurance, Risk Management, Employee Benefits, Health Insurance, Brokers, Strategic Planning, Professional Liability, D&O
Education
Saint John's University - Peter J. Tobin College of Business 2000 — 2002
MBA, Risk Management & Insurance
Sacred Heart University 1989 — 1994
BA, Marketing
Colegio La Piedad
Colegio San Ignacio
Olympic Agency, Inc. November 2014 - Present
COSVI August 2011 - October 2014
ERM Group March 2010 - August 2011
CHARTIS INSURANCE / AIG OF PR 2007 - 2010
Wells Fargo Financial group 2003 - 2007
VIDAL & RODRIGUEZ INSURANCE BROKER, INC January 2000 - January 2002
NATIONAL LIFE INSURANCE COMPANY 1994 - 2000
Skills
Insurance, Sales, New Business Development, Negotiation, Business Development, Management, Customer Service, Marketing, Leadership, Budgets, Selling Skills, Directing, Underwriting, Property & Casualty..., Commercial Insurance, Life Insurance, Claim, General Insurance, Training, Portfolio Management, Reinsurance, Risk Management, Employee Benefits, Health Insurance, Brokers, Strategic Planning, Professional Liability, D&O
Education
Saint John's University - Peter J. Tobin College of Business 2000 — 2002
MBA, Risk Management & Insurance
Sacred Heart University 1989 — 1994
BA, Marketing
Colegio La Piedad
Colegio San Ignacio
María Isabel Villafañe, MBA María Isabel Villafañe, MBA's COSVI Experience March 2002 - February 2005
Job Associate Director at UBS
Industry Financial Services
Experience
UBS Wealth Management March 2014 - Present
UBS March 2012 - Present
UBS March 2005 - February 2012
COSVI March 2002 - February 2005
Skills
Critical Thinking, Excel, Customer Relations, Business Strategy, Business Planning, Customer Service, Microsoft Excel, Insurance, Accounting, Marketing, Leadership, Public Speaking, Negotiation, Finance, Investments, Retirement Planning, Risk Management, Financial Analysis, Equities, Wealth Management, Financial Planning, Strategic Planning
Education
University of Phoenix 2010 — 2012
MBA, Global Management, Summa Cum Laude
University of Phoenix 2008 — 2010
BSBA, Business Administration and Management, General, Magna Cum Laude
Universidad de Puerto Rico 1982 — 1984
Accounting and Finance
San Miguel High School 1976 — 1982
UBS Wealth Management March 2014 - Present
UBS March 2012 - Present
UBS March 2005 - February 2012
COSVI March 2002 - February 2005
Skills
Critical Thinking, Excel, Customer Relations, Business Strategy, Business Planning, Customer Service, Microsoft Excel, Insurance, Accounting, Marketing, Leadership, Public Speaking, Negotiation, Finance, Investments, Retirement Planning, Risk Management, Financial Analysis, Equities, Wealth Management, Financial Planning, Strategic Planning
Education
University of Phoenix 2010 — 2012
MBA, Global Management, Summa Cum Laude
University of Phoenix 2008 — 2010
BSBA, Business Administration and Management, General, Magna Cum Laude
Universidad de Puerto Rico 1982 — 1984
Accounting and Finance
San Miguel High School 1976 — 1982
Victor E. Rivera's COSVI Experience May 2006 - November 2012
Job IT Specialist at Triserve Tech
Industry Computer Networking
Experience
Triple S - Triserve July 2014 - Present
Computer Technician Consultant Owner April 2013 - April 2014
Cosvi May 2006 - November 2012
Camera Mundi, Inc April 2002 - May 2006
Skills
CCNA, CompTIA Network+, CompTIA A+ Certification, Routers, Switches, Software Installation, Windows 7, Wireless, Printers, Troubleshooting, Cabling, Windows Vista, Networking, Wireless Networking, HP, Cisco Certified, Cisco Technologies, A Certified, Windows 2000, LAN-WAN, Cisco Routers, Cisco IOS, Network, Laptops, Help Desk Support, CCENT, XP, Active Directory, SCCM, Remote Desktop, Symantec Endpoint..., Technical Support, TCP/IP, Network Design, Routing, McAfee, Service Desk, Antivirus, Workstations, Windows, VoIP, Computer Hardware, Windows Server, ITIL, Telecommunications, System Deployment, DHCP, Windows XP, WAN, VPN
Education
Universidad del Turabo 1996 — 2001
Bachelor's degree, Computer/Information Technology Administration and Management
Educational Computer Center 2011 — 2012
Cisco Networking Academy Program, Networking
Computer Paradise
VMware VSphere: Install, Configure, Manage v4
Triple S - Triserve July 2014 - Present
Computer Technician Consultant Owner April 2013 - April 2014
Cosvi May 2006 - November 2012
Camera Mundi, Inc April 2002 - May 2006
Skills
CCNA, CompTIA Network+, CompTIA A+ Certification, Routers, Switches, Software Installation, Windows 7, Wireless, Printers, Troubleshooting, Cabling, Windows Vista, Networking, Wireless Networking, HP, Cisco Certified, Cisco Technologies, A Certified, Windows 2000, LAN-WAN, Cisco Routers, Cisco IOS, Network, Laptops, Help Desk Support, CCENT, XP, Active Directory, SCCM, Remote Desktop, Symantec Endpoint..., Technical Support, TCP/IP, Network Design, Routing, McAfee, Service Desk, Antivirus, Workstations, Windows, VoIP, Computer Hardware, Windows Server, ITIL, Telecommunications, System Deployment, DHCP, Windows XP, WAN, VPN
Education
Universidad del Turabo 1996 — 2001
Bachelor's degree, Computer/Information Technology Administration and Management
Educational Computer Center 2011 — 2012
Cisco Networking Academy Program, Networking
Computer Paradise
VMware VSphere: Install, Configure, Manage v4
Jose A. Vinas, CPA, CGMA's COSVI Experience 2001 - 2005
Job Finance Professional
Industry Insurance
Experience
PENN TREATY NETWORK AMERICA INSURANCE COMPANY 2007 - Present
Medical Card System, Inc. 2005 - 2007
COSVI 2001 - 2005
Jose A. Vinas, CPA 1996 - 2001
ERNST & YOUNG, LLP November 1984 - June 1996
Skills
Financial Reporting, Accounting, Internal Audit, Contract Negotiation, Mentoring, Investments, Insurance, Internal Controls, Financial Analysis, Forecasting, Financial Planning, US GAAP, Cash Flow, Team Building, Financial Accounting, Due Diligence, Financial Management, Variance Analysis, Financial Control, Strategic Planning, Executive Management, Business Strategy, Reporting & Analysis, SEC filings, Budgets, Finance, Strategic Financial..., Business Analysis, Managerial Finance, Financial Audits, Long-term Care, Financial Risk, Analysis, Mergers & Acquisitions, Risk Management, Process Improvement, Valuation, Sarbanes-Oxley, Banking, Management Consulting, Account Reconciliation, Portfolio Management, Financial Services, Reinsurance, Enterprise Risk..., Sarbanes-Oxley Act
Education
University of Puerto Rico
BBA, Accounting
PENN TREATY NETWORK AMERICA INSURANCE COMPANY 2007 - Present
Medical Card System, Inc. 2005 - 2007
COSVI 2001 - 2005
Jose A. Vinas, CPA 1996 - 2001
ERNST & YOUNG, LLP November 1984 - June 1996
Skills
Financial Reporting, Accounting, Internal Audit, Contract Negotiation, Mentoring, Investments, Insurance, Internal Controls, Financial Analysis, Forecasting, Financial Planning, US GAAP, Cash Flow, Team Building, Financial Accounting, Due Diligence, Financial Management, Variance Analysis, Financial Control, Strategic Planning, Executive Management, Business Strategy, Reporting & Analysis, SEC filings, Budgets, Finance, Strategic Financial..., Business Analysis, Managerial Finance, Financial Audits, Long-term Care, Financial Risk, Analysis, Mergers & Acquisitions, Risk Management, Process Improvement, Valuation, Sarbanes-Oxley, Banking, Management Consulting, Account Reconciliation, Portfolio Management, Financial Services, Reinsurance, Enterprise Risk..., Sarbanes-Oxley Act
Education
University of Puerto Rico
BBA, Accounting
Lorna Mariel Lopez's COSVI Experience Protegiendo, tu vida, tus activos, y tus interesesProfessorDmart instituteJanuary 2014 - Present
Job Life Coach, Insurance Agent, Professor
Industry Insurance
Experience
cosvi Protegiendo, tu vida, tus activos, y tus interesesProfessorDmart instituteJanuary 2014 - Present
MassMutual Financial Group November 2012 - Present
Skills
Insurance, Risk Management, Health Insurance, Life Insurance, Underwriting, Property & Casualty..., Sales, General Insurance, Employee Benefits, Marketing
Education
Universidad del Este 2000 — 2004
Bachillerato, Administración y gestión de empresas, general
University of Puerto Rico-Rio Piedras
Life Coach
Universidad del Sagrado Corazón
El Arte de hablar en publico, ingles conversacional
cosvi Protegiendo, tu vida, tus activos, y tus interesesProfessorDmart instituteJanuary 2014 - Present
MassMutual Financial Group November 2012 - Present
Skills
Insurance, Risk Management, Health Insurance, Life Insurance, Underwriting, Property & Casualty..., Sales, General Insurance, Employee Benefits, Marketing
Education
Universidad del Este 2000 — 2004
Bachillerato, Administración y gestión de empresas, general
University of Puerto Rico-Rio Piedras
Life Coach
Universidad del Sagrado Corazón
El Arte de hablar en publico, ingles conversacional
Aileen Velazquez-Borgos's COSVI Experience August 2009 - March 2011
Job Service Rep en Human Capital Services
Industry Insurance
Experience
Human Capital Services November 2013 - Present
COSVI August 2009 - March 2011
Servicios Profesionales 2009 - 2011
Skills
Strategic Planning, Employee Benefits, Investments, Microsoft Excel, Management, Leadership, Microsoft Word, Operations Management, Negotiation, Marketing Strategy
Education
Saint Louis University
AA, Computer Science
Universidad Del Este
Human Capital Services November 2013 - Present
COSVI August 2009 - March 2011
Servicios Profesionales 2009 - 2011
Skills
Strategic Planning, Employee Benefits, Investments, Microsoft Excel, Management, Leadership, Microsoft Word, Operations Management, Negotiation, Marketing Strategy
Education
Saint Louis University
AA, Computer Science
Universidad Del Este
Francheska Rivera's COSVI Experience September 2010 - Present
Job Business Analyst at COSVI
Industry Insurance
Experience
COSVI September 2010 - Present
Cooperativa de Seguros de Vida, Cosvi August 2008 - September 2010
Cooperativa de Seguros de Vida de Puerto Rico, Cosvi January 2006 - August 2008
Cooperativa de Seguros de Vida de Puerto Rico, Cosvi November 2004 - January 2006
Skills
Property & Casualty..., Reinsurance, Commercial Insurance, Microsoft Office, Insurance, Underwriting, Access, Risk Management, Claim, Business Analysis, Crystal Reports, Analysis, Health Insurance, Visio, Vendor Management, Process Improvement, Business Intelligence, Project Management, Management, Training, Strategic Planning, Data Analysis, Business Process..., User Acceptance Testing
Education
Universidad Metropolitana de Puerto Rico 2006 — 2008
Master of Business Administration (M.B.A.), Finance, General
University of Puerto Rico-Bayamon 1998 — 2003
Bachelor's Degree, Accounting
COSVI September 2010 - Present
Cooperativa de Seguros de Vida, Cosvi August 2008 - September 2010
Cooperativa de Seguros de Vida de Puerto Rico, Cosvi January 2006 - August 2008
Cooperativa de Seguros de Vida de Puerto Rico, Cosvi November 2004 - January 2006
Skills
Property & Casualty..., Reinsurance, Commercial Insurance, Microsoft Office, Insurance, Underwriting, Access, Risk Management, Claim, Business Analysis, Crystal Reports, Analysis, Health Insurance, Visio, Vendor Management, Process Improvement, Business Intelligence, Project Management, Management, Training, Strategic Planning, Data Analysis, Business Process..., User Acceptance Testing
Education
Universidad Metropolitana de Puerto Rico 2006 — 2008
Master of Business Administration (M.B.A.), Finance, General
University of Puerto Rico-Bayamon 1998 — 2003
Bachelor's Degree, Accounting