Two Rivers Bank & Trust
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Two Rivers Bank & Trust Employees
Two Rivers Bank & Trust May 2014 - Present
Central Bank December 2013 - April 2014
Liberty Bank November 2011 - December 2013
Liberty Bank September 2008 - October 2011
Veridian Credit Union March 2005 - August 2008
Von Maur 2004 - 2006
Skills
Consumer Lending, Banking, Commercial Lending, Loans, Loan Origination, Credit, Mortgage Lending, Financial Analysis, Retail Banking, Customer Service, Insurance, Credit Analysis, Retail, Outlook, Sales Management, Underwriting, Small Business Lending, Real Estate, Customer Satisfaction, Sales, Customer Retention, Residential Mortgages, Financial Services, VA loans, Commercial Banking, Private Banking, Credit Risk, Small Business, Training, FHA, Team Building, SBA, Relationship Management, Leadership, Cash Management, Cross Selling, Investments, Financial Risk, Coaching, Risk Management, Mortgage Banking, Portfolio Management, Lines Of Credit, Refinance, Branch Banking, USDA, Mutual Funds, Finance, Construction Loans
Education
Des Moines Area Community College 2007 — 2009
Business Management, Business
Ankeny High School 2000 — 2004
High School
Two Rivers Bank & Trust June 2015 - Present
Two Rivers Bank & Trust Company December 2002 - June 2015
US Bank May 2001 - December 2002
Regions Bank May 1998 - May 2001
Skills
Commercial Lending, Credit Analysis, Commercial Banking, Loans, Small Business Lending, Commercial Mortgages, Underwriting, Mortgage Lending, Portfolio Management, Banking, Credit, Lines Of Credit, Credit Risk, Consumer Lending, Financial Analysis, Financial Services, Investments, Finance, Strategic Financial..., Mortgage Banking, Construction Loans, Loan Origination, Retail Banking, Real Estate, SBA, Treasury Management, Asset Based Lending, Deposits, Cross Selling, Refinance
Education
Harding University 1995 — 1997
Bachelor of Business Administration (B.B.A.), Economics
Denny Elwell Company April 2015 - Present
World Group Commercial Real Estate April 2014 - April 2015
Terrus Real Estate Group March 2010 - March 2014
Two Rivers Bank & Trust December 2006 - December 2008
Skills
Commercial Real Estate, Real Estate, Negotiation, Brokerage, Financial Analysis, Investments, Sales, Valuation, Corporate Real Estate, Credit, Leases, Real Estate Development, Real Estate Economics, Property Management, Loans, Finance, Investment Properties, Disposition
Education
University of Northern Iowa 2005 — 2009
B.A., Finance, Real Estate; with an Entrepreneurial Certificate
Two Rivers Financial Group January 2014 - Present
Two Rivers Bank & Trust September 2005 - Present
Farmers & Merchants Bank & Trust December 2002 - September 2005
West Burlington Bank February 1988 - December 2002
Skills
Commercial Banking, Commercial Lending, Consumer Lending, Small Business Lending, Credit, Credit Analysis, Banking, Commercial Mortgages, Loans, Mortgage Lending, Construction Loans, Credit Risk, Loan Origination, Portfolio Management, Underwriting, Strategic Planning, Team Building, Financial Analysis, Risk Management, Investments, Customer Service, Sales, Management, Public Speaking, Leadership, Budgets, Finance
Education
Des Moines Area Community College 1978 — 1980
Associate of Arts and Sciences (A.A.S.), Banking
Two Rivers Bank & Trust October 2013 - Present
Two Rivers Bank & Trust Company May 2012 - October 2013
Iowa Memorial Union Money Room September 2010 - May 2012
Two Rivers Bank and Trust May 2011 - January 2012
Scheels All Sport April 2006 - January 2011
Sigma Chi Fraternity January 2010 - December 2010
Skills
Customer Service, Budgeting, Excel, Word, Microsoft Excel, Microsoft Word, Microsoft Office, Budget, PowerPoint, Leadership, Financial Analysis, Teamwork, Retail, Business Planning, Accounting, Credit, Budgets, Banking
Education
University of Iowa - Henry B. Tippie College of Business 2008 — 2012
Bachelors, Accounting and Finance
Federal Reserve Bank of Chicago August 2014 - Present
Federal Reserve Bank of Chicago June 2013 - August 2014
Federal Reserve Bank of Chicago June 2011 - June 2013
Office of Thrift Supervision June 2006 - June 2011
Two Rivers Bank & Trust 2006 - 2006
Skills
Risk Management, Analysis, Loans, Strategic Planning, Financial Analysis, Credit Analysis, Banking, Financial Modeling, Credit, Management, Financial Regulation, Financial Risk, Capital Markets, Insurance, Finance
Education
Northwestern University - Kellogg School of Management
Master of Business Administration (MBA), Finance, International Business, Management & Organizations
Drake University 2002 — 2006
Bachelors, Accounting and Finance
LaMont Limited September 2015 - Present
Kohl's Department Stores April 2013 - Present
Aspen Dental June 2014 - September 2015
Hawkeye Hotels September 2013 - June 2014
Two Rivers Bank & Trust February 2012 - July 2013
Pacific Resources International (PRI) January 2009 - October 2010
Skills
Detail Oriented-Banking, Operating and Managing..., Developed Operating..., Shipping Logistics for..., Website Upkeep –..., Created Sales and..., Microsoft Office..., Payroll
Education
University of Phoenix 2010 — 2011
Masters of Science, Criminal Justice and Security
University of Phoenix 2006 — 2010
Bachelor of Science, Criminal Justice Administration
Two Rivers Bank & Trust August 2014 - Present
ALDO Group January 2013 - May 2014
Iowa Department of Natural Resources May 2013 - December 2013
ALDO Group November 2012 - January 2013
ANN INC. (parent company of Ann Taylor, LOFT & Lou & Grey) July 2012 - November 2012
ANN INC. (parent company of Ann Taylor, LOFT & Lou & Grey) March 2012 - July 2012
Drake University August 2011 - December 2011
Skills
Public Speaking, Strategic Public..., Public Relations..., Social Media, Time Management, Teamwork, Team Management, Customer Service, Social Networking, Facebook, Sales, Public Relations, Management
Education
Drake University 2010 — 2014
Bachelor of Arts (B.A.), Public Relations
Prairie High School 2005 — 2010
High School Diploma
Two Rivers Financial Group November 2004 - Present
Two Rivers Bank & Trust November 2004 - Present
Two Rivers Insurance November 2004 - Present
Farmers and Mechanics Bank 1995 - 2004
Education
Carl Sandburg College
Registered Nursing/Registered Nurse
Two Rivers Bank & Trust February 2015 - Present
Transition Point Business Advisors December 2014 - February 2015
Midwest Heritage Bank November 2012 - December 2014
First Dakota National Bank March 2010 - October 2012
Wells Fargo Bank January 2007 - February 2010
Skills
Loans, Credit, Commercial Lending, Banking, Credit Analysis, Commercial Banking, Portfolio Management, Credit Risk, Finance, Financial Analysis, Underwriting, Consumer Lending, Sales, Mortgage Lending, Lines Of Credit, Financial Risk, Retail Banking, SBA, Budgets, Real Estate, Management, Risk Management, Small Business Lending, Cash Management, Investments, Construction Loans, Strategic Financial..., Cash Flow, Small Business, Customer Service, Strategic Planning, Treasury Management, Financial Services, Cross Selling, Refinance, Mortgage Banking, Asset Based Lending, Business Development, Analysis, Insurance, Loan Origination, Commercial Mortgages, Financial Structuring, Funding, Residential Mortgages, Marketing, Networking
Education
Graduate School of Banking (2011 2011 — 2012
University of Colorado Graduate School of Banking 2011 — 2012
Certificate of Completion, Banking
University of Sioux Falls 2008 — 2010
MBA, Business, Finance
University of Sioux Falls 1997 — 2001
BA, Business Administration
COMMUNITY INVOLVEMENT
Two Rivers Bank & Trust March 2010 - Present
Bank of the West, Commercial Federal Bank July 2001 - March 2010
Skills
Credit, Credit Analysis, Small Business Lending, Commercial Lending, Loans, Commercial Banking, Commercial Mortgages, Credit Risk
Education
University of Nebraska-Lincoln
Bachelor of Business Administration (BBA), Finance
Two Rivers Bank & Trust June 2010 - Present
Skills
Banking, Financial Analysis, Portfolio Management, Retail Banking, Investments
Education
Monmouth College 2006 — 2010
Bachelor's degree, Business Administration, Economics
Elliott Equipment Company August 2010 - Present
Two Rivers Bank & Trust April 2008 - August 2010
Rotary Club of Greater Des Moines 2008 - 2010
West Des Moines Chamber of Commerce 2003 - 2010
Wells Fargo Bank September 2007 - March 2008
State Savings Bank September 2003 - August 2007
BNI Networking Group 2003 - 2007
The Pampered Chef October 1997 - May 2005
CITY STATE BANK August 2001 - August 2003
The Personal Trainer 1994 - 1995
Skills
Sales, Small Business, Selling, Sales Management, Marketing Strategy, Customer Satisfaction, Customer Service, New Business Development, Networking, Time Management, Marketing, Leadership, Customer Retention, Account Management, Team Building, Loans, Direct Sales, Team Leadership, Insurance, Training, Sales Process, Cold Calling, Coaching, Management
Education
William Penn University 2005 — 2007
Bachelor of Arts, Business Management & Finance
Des Moines Area Community College 1989 — 1991
Associate of Arts, Arts
Pan Pacific Bank February 2014 - Present
Two Rivers Bank & Trust December 2011 - September 2013
Two Rivers Bank & Trust March 2011 - December 2011
Brown's Shoe Fit August 2008 - March 2011
West Liberty Foods June 2008 - August 2008
Skills
Finance, Credit Analysis, Credit, Banking, Loans, Commercial Lending, Analysis, Financial Risk, Financial Analysis, Accounting, Microsoft Excel, Microsoft Office, Financial Statement..., Cash Flow Lending
Education
Truman State University 2009 — 2010
Master's degree, Accounting
Iowa Wesleyan College 2004 — 2008
Bachelor of Arts (BA), Accounting and Business/Management
Two Rivers Bank & Trust June 2010 - Present
Two Rivers Bank February 2009 - June 2010
Skills
Credit Analysis, Commercial Mortgages, Commercial Banking, Consumer Lending, Commercial Lending, Underwriting, Mortgage Banking, Small Business Lending, Loans, Credit Risk, Banking, Credit, Financial Analysis, Investment Properties, Portfolio Management, Construction Loans, Retail Banking, Loan Origination, Mortgage Lending, SBA, Refinance, Investments, FHA, Treasury Management, Cross Selling, Wealth Management, Branch Management, Lines Of Credit
Education
University of Iowa 1987 — 1989
MBA, Finance
Cornell College 1983 — 1987
BA, Economics/Business
MetaBank June 2015 - Present
Unaffiiiated June 2014 - June 2015
Two Rivers Bank & Trust January 2010 - June 2014
Skills
Commercial Lending, Construction Loans, Agricultural Lending, Loan Work-outs, Relationship Management, Bank Management, Banking, Portfolio Management, Small Business Lending
Education
Graduate School of Banking at Colorado 1993 — 1995
Bank Management
Iowa State University 1980 — 1983
Bachelor's Degree, Agricultural Education
Dubuque Bank & Trust June 2012 - Present
Two Rivers Bank & Trust February 2011 - May 2012
Black Hills Federal Credit Union March 2006 - September 2010
Scheels 2000 - March 2006
Skills
Credit, Loans, Commercial Banking, Retail Banking, Credit Analysis, Commercial Lending, Mortgage Lending, Consumer Lending, Deposits, Banking, Loan Origination
Education
South Dakota School of Mines and Technology 2002 — 2004
Western Dakota Technical Institute 2002 — 2004
IBA Compliance School
Two Rivers Bank & Trust December 1973 - December 2013
Education
Western Illinois University 1970 — 1973
Master of Business Administration (M.B.A.), Finance, General
St. Ambrose University 1966 — 1970
Bachelor of Business Administration (BBA), Business Administration and Management, General