Bay Equity, Home Loans
Industry: Company
DescriptionFounded: 2007 Subsidiary: Pacific Bay Financial Corporation
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Bay Equity, Home Loans Employees
Alladin bail bonds February 2015 - Present
Bay Equity, LLC October 2010 - Present
Bay Equity Home Loans October 2013 - July 2014
Sound Mortgage Inc December 2012 - October 2013
Sound Mortgage Inc June 2009 - December 2012
Sound Mortgage, Inc October 2009 - June 2010
Financial Forum Group, LLC August 2007 - September 2009
Capital Financial Mortgage October 2006 - August 2007
All Fund Mortgage March 2005 - October 2006
Horizon Mortgage March 1999 - March 2002
Skills
FHA, Mortgage Lending, Refinance, Mortgage Banking, VA loans, Residential Mortgages, USDA, Loan Origination, Loans, FHA financing, Credit, Mortgage Underwriting
Education
Clover Park Technical College 1993 — 1994
Early Education
Washington High School 1988 — 1991
High School Diploma
Bay Equity, Home Loans January 2014 - Present
Skills
VA loans, FHA, Public Speaking, First Time Home Buyers, Investment Properties, Residential Homes, Mortgage Lending, Loans, Real Estate Financing, Sellers, Real Estate, Business Development, Training, Mortgage Banking, Refinance, Loan Origination, Residential Mortgages, USDA, FHA financing, Credit, REO, Foreclosures
Education
CMPS Institute 2008 — 2008
Certification, Mortgage Planning
Buffini & Company Certified Mentor™ 2005 — 2005
Certification, The Essential tolls for success; accountability, training, and coaching
University of San Diego 2001 — 2002
Southwestern College 1998 — 2001
AA, Business Administration, Finance
Mortgage Planner Summit
Designation, Mortgage Planning, Credit Scoring, Equity Management
Bay Equity, LLC July 2015 - Present
W.J. Bradley Mortgage Capital, LLC September 2012 - July 2015
Bay Equity Home Loans 2015 - 2015
Wells Fargo Bank April 2005 - September 2012
Skills
Jumbo, Conforming, FHA,..., Real Estate, Mortgage Lending, VA loans, Loans, Finance, Real Estate Financing, FHA, Investors, First Time Home Buyers, Refinance, Investment Properties, Credit Analysis, Loan Origination, Foreclosures
Education
Colorado State University
Bay Equity Home Loans October 2013 - Present
Skills
Loans, First Time Home Buyers, Mortgage Marketing, Refinance, Mortgage Banking, VA loans, FHA, Investment Properties, Loan Origination, Awesomeness, Investors
Education
Nationwide Mortgage Licensing System (NMLS)
Mortgage & Loan Origination NMLS ID#234655
San Diego State University-California State University 1980 — 1982
BA, Speech-Language Pathology/Pathologist
University of San Diego
Paralegal Certificate, Law
Patrick Henry High School 1972 — 1976
Diploma, General Education
Stonegate Mortgage Corporation (NYSE: SGM) February 2015 - Present
Gateway Funding July 2014 - February 2015
Veritas Funding May 2013 - June 2014
Bay Equity Home Loans November 2012 - May 2013
Wells Fargo Home Mortgage September 1997 - July 2011
Towne & Country Mortgage 1993 - 1997
Colliers International 1985 - 1993
Ford Mance 1981 - 1985
Skills
Mortgage Banking, USDA, Refinance, FHA financing, Residential Mortgages, Loans, Government Loans, Mortgage Underwriting, Credit, Construction Loans, Credit Analysis, Banking, Underwriting, Investment Properties, Home Equity Loans, Reverse Mortgages, Certified Mortgage..., Sales, Real Estate Financing, Loss Mitigation, Mortgage Marketing, Sales Management, Mortgage Servicing, Commercial Mortgages, First Time Home Buyers, Commercial Lending, Credit Risk, Loan Servicing, Real Estate Economics, Home Equity Lines of..., Consumer Lending, Management, Small Business Lending, FHA Financing
Education
California State University-Long Beach - College of Business Administration 1978 — 1980
B.S., Finance - Real Estate
Rio Hondo College 1975 — 1978
AA, General Studies
CMG Financial December 2014 - Present
Affinity Lending Solutions June 2014 - November 2014
Bay Equity Home Loans September 2011 - June 2014
Premiere Lending and Real Estate September 2010 - September 2011
Community Pacific Mortgage June 2006 - September 2010
Sun Pacific Mortgage April 2004 - May 2006
Glen Ellen Capital Mortgage January 2000 - April 2004
Skills
Mortgage Lending, VA, USDA, FHA, Mortgage Banking, Conventional, First Time Home Buyers, Purchase, Mortgage Industry, Investment Properties, Loan Origination, Loans, Residential Mortgages, Refinance, Referrals, Loss Mitigation, Finance, Real Estate, VA Loans, Credit
Education
Santa Rosa Junior College 1996 — 1999
AA Microcomputer Systems Specialists, Computer
Harbor High School 1975 — 1979
Bay Equity Home Loans September 2014 - Present
Freelance Marketing and Graphic Design June 2009 - September 2014
Bauman College March 2008 - June 2009
New York Times (Press Democrat/Argus Courier) October 2005 - February 2008
First California Mortgage Company August 2003 - September 2004
HMIC January 2002 - July 2003
Avery Weigh-Tronix March 2000 - January 2002
Skills
Graphic Design, Advertising Management, Direct Mail, Digital Marketing, Advertising, Marketing Management, Social Media, SEO
Education
Empire College 1975 — 1977
Graduate, Business
Santa Rosa Junior College
Graphic Design
Movement Mortgage 2013 - Present
Bay Equity Home Loans 2012 - 2013
Omnesco, LLC 2011 - March 2012
Liberty Banc Mortgage Group, Inc. January 2006 - August 2011
Secured Funding January 2002 - January 2006
Skills
Public Speaking, Process Engineering, Sales Management, Mortgage Lending, New Business Development, Mortgage Banking, Underwriting, Sales, Strategic Planning, Team Building, Call Center, Insurance, Loans, Process Improvement, Negotiation, Lead Generation, Marketing, Customer Retention, Call Centers, Refinance, Real Estate, Training, Credit, Reverse Mortgages, Customer Satisfaction, Investment Properties, Leadership, Residential Homes
Education
Big Bend Community College 1997 — 1998
Business
Wenatchee Valley Community College 1993 — 1994
Business
Bay Equity Home Loans March 2015 - Present
Amerifirst Financial, Inc March 2014 - March 2015
Commerce Mortgage January 2012 - March 2014
RPM/1st Western Mortgage Company August 2000 - December 2011
Homestead Real Estate Financing, Inc August 1980 - September 2000
Skills
Mortgage Lending, Investment Properties, Credit, Real Estate, Refinance, Residentail Mortgage..., First Time Home Buyers, FHA financing, VA loans, Referrals, USDA, Strategic Financial..., Certified Mortgage..., FHA, Mortgage Banking, Loan Origination, Home Equity Loans, Finance, Loans, Real Estate Financing
Education
Elmhurst College 1967 — 1971
BA, History, Business Management
York High School 1962 — 1966
Graduate, General Studies
Bay Equity Home Loans December 2014 - Present
NeighborsNorthAmerican May 2014 - August 2014
Skills
Microsoft Office, Management, Logistics, Customer Service, Marketing, Marketing Strategy, Team Building, Sales Management, Contract Negotiation, Marketing Communications, Project Management, Strategic Planning, Leadership, Microsoft Excel
Education
Seattle University
Bay Equity Home Loans April 2015 - Present
Skills
FHA, Loans, First Time Home Buyers, Residential Homes, Mortgage Lending, VA loans, USDA, Sales, Mortgage Banking, VA Loans, Credit
Education
Dunwoody College of Technology 1980 — 1982
none, Construction Electrician
Bay Equity Home Loans April 2014 - Present
HomeStreet Bank October 2012 - May 2014
Bank of America April 2012 - October 2012
DISYS August 2011 - October 2012
Wells Fargo Home Mortgage August 2001 - August 2011
Southwest Airlines November 1999 - March 2001
Skills
Mortgage Banking, FHA financing, VA loans, Loan Origination, Refinance, USDA, Mortgage Lending, Loans, Credit, First Time Home Buyers, FHA, Residential Mortgages, Non-Conforming, Mortgage Underwriting, Home Equity, Construction Financing, Renovation, Residential Homes, Construction, Investors, Real Estate, Finance, Underwriting, Government Loans, Portfolio Management, Referrals, Certified Mortgage..., Construction Loans, Mortgage Marketing, Home Equity Lines of..., Home Equity Loans
Education
Western Governors University 2013 — 2015
Business - Marketing Management
Tacoma Community College 2005 — 2011
4.0
Spokane Falls Community College 1999 — 1999
Walla Walla Community College 1996 — 1997
Clarkston High School
Ditech Mortgage Corp April 2015 - Present
Bay Equity Home Loans March 2012 - April 2015
Family First Life 2014 - 2014
Phillips Webstr LLC June 2010 - June 2012
Golf Savings Bank February 2009 - August 2010
LoanNetworkLLC January 2006 - February 2009
Household 1998 - 2001
Skills
Marketing, New Business Development, Refinance, Mortgage Banking, FHA, VA loans, Loan Origination, FHA financing, USDA, Loans, Investment Properties, Real Estate, First Time Home Buyers, Residential Mortgages, Credit, Foreclosures, Short Sales, REO, Residential Homes
Education
Certified Mortgage Planning Specialist 2009 — 2009
CMPS, Certified Mortgage Planning Specialist
Washington State Housing Finance Commission 2009 — 2009
Certification, Washington House Key
Central Washington University 1989 — 1991
Bachelor of Arts (BA), Political Science and Government
Kentridge
Diploma
Bay Equity Home Loans June 2015 - Present
ESPN January 2012 - Present
WJ Bradley Mortgage Capital Corporation June 2011 - June 2015
Skills
Entrepreneurship, VA loans, FHA, Refinance, USDA, Real Estate, Mortgage Lending, Retirement Planning, First Time Home Buyers, Investment Properties, Leadership, Retirement, OCC, Traditional IRA, Mortgage Banking, Reverse Mortgages, FHA financing, Investments, HomePath, Finance, Loans, Residential Mortgages, HUD, Government Loans, Home Equity Loans, Debt Consolidation, Banking, Construction Loans, Credit Analysis, Real Estate Economics, Strategic Financial..., Real Estate Financing, Credit, Loan Origination, Certified Mortgage..., Mortgage Marketing, Selling, REO, Commercial Mortgages, VA Loans, Single Family Homes, Small Business, Condos, Investors, Foreclosures, Insurance, Referrals, Property Management, Mortgage Underwriting, Financial Analysis
Education
SUNY New Paltz
Finance
Bay Equity Home Loans September 2015 - Present
W.J. Bradley Mortgage Capital, LLC May 2012 - Present
The TriZetto Group February 2009 - September 2010
The TriZetto Group February 2005 - February 2009
Skills
Management, Security, Leadership, Customer Service, Facilities Management, Sales, Risk Management, Program Management, Team Leadership, Microsoft Office
Education
Colorado Technical University 2006 — 2007
Master of Business Administration (M.B.A.), Business Administration, 4.0
Colorado State University 1993 — 1998
Bachelor of Fine Arts (B.F.A.), Graphic Design
Bay Equity Home Loans January 2014 - Present
Cherry Creek Mortgage June 2012 - June 2013
W.J. Bradley Company May 2011 - June 2012
Skills
FHA, Refinance, Mortgage Banking, USDA, Loans, Reverse Mortgages, Certified Mortgage..., Loan Origination, Residential Mortgages, FHA financing, Credit, First Time Home Buyers, Sales Management, VA loans, Investment Properties, Home Equity Loans, Real Estate, Underwriting, REO
Education
The University of North Dakota 1995 — 1998
Bachelor of Business Administration (B.B.A.), Marketing
Eagan High School 1991 — 1993
General
Bay Equity Home Loans August 2015 - Present
RE/MAX May 2007 - July 2010
Atlanta Mortgage Planners, Inc. May 2007 - May 2009
Team Mortgage Lending December 2005 - May 2007
Cornerstone Mortgage 2002 - 2005
Countrywide Home Loans 1983 - January 2001
Skills
Mortgage Lending, Real Estate, Short Sales, Foreclosures, Loans, Marketing, Negotiation, Leadership, FHA, Mortgage Banking, Refinance, Residential Mortgages, USDA, Loan Origination, Investment Properties, Sales, First Time Home Buyers, Sales Management, REO, Real Estate Financing, Investors, Team Building, Residential Homes
Education
The University of Georgia 1971 — 1973
Education
Perry High School 1968 — 1971
General
PrimeLending September 2014 - Present
Evergreen Home Loans December 2013 - Present
Bay Equity Home Loans September 2011 - December 2013
Skyline Properties Inc 2007 - 2012
RSVP Real Estate August 2005 - August 2009
CIT Group February 2005 - June 2007
Carver Group 2005 - 2006
MILA 2004 - 2005
Loan Newtwork, LLC 2003 - 2005
Avia Athletic Footwear 1983 - 1987
Skills
Real Estate, Mortgage, Home, First Time Home Buyers, Investment Properties, Purchase, Loans, Credit, Residential, Negotiation, Investments, FHA, Construction, Short Sales, Selling, Customer Service, Relocation, Financial Analysis, Contract Negotiation, Customer Relations, Underwriting, Foreclosures, Retail, Strategic Planning, Condos, Purchasing, Sellers, VA, Land, Consultative Selling, Account Management, Conventional, Referrals, Mortgage Banking, Mortgage Lending, Refinance, Brokerage, Real Estate Transactions, Buying, Single Family Homes, First Time Buyers, Loan Origination, New Business Development, Real Estate Finance, Mortgage Industry, Microsoft Office, Real Estate Economics, Residential Homes, Finance, Investors
Education
Central Washington University 1975 — 1978
Business Administration
Olympic College 1973 — 1974
Central Kitsap High School 1970 — 1973
High School Diploma
Bay Equity Home Loans August 2014 - Present
AFN Corp December 2013 - July 2014
Primary Residential Mortgage May 2012 - December 2013
AmeriPro Funding October 2006 - May 2012
Skills
Microsoft Office, Microsoft Excel, Microsoft Word, Customer Service, PowerPoint, English, Windows, Outlook, Teaching, HTML, Strategic Planning, Budgets, Negotiation, Editing, C++, C, Java
Education
The University of Texas at Austin
SecurityNational Mortgage May 2014 - Present
Bay Equity Home Loans December 2013 - April 2014
Bay Equity, LLC July 2013 - December 2013
Academy Mortgage Corporation April 2012 - June 2013
Clearwater Mortgage Bankers February 2007 - March 2012
Quadrant Home Loans March 2003 - December 2006
Skills
Mortgage Banking, Mortgage Lending, Refinance, Residential Mortgages, Construction Loans, Organizational..., Strategic Leadership, Thought Leadership, Strategic Partnerships, Business Strategy, Non-profit Boards, Political Campaigns, Loan Origination, Loans, Management, Customer Service, FHA, FHA financing, Investment Properties, Banking, Finance, Leadership, Real Estate, Credit, Real Estate Financing, Government Loans, Credit Analysis, Underwriting, Real Estate Economics, Home Equity Lines of..., Home Equity Loans, Investors, Real Estate Transactions, FHA Financing, Sales Management
Education
University of Washington, Michael G. Foster School of Business 2005 — 2005
Finance & Accounting for Non Financial Executives
Seattle Pacific University - School of Business and Economics 1994 — 1996
Shoreline Community College 1991 — 1993
King's High School 1987 — 1991
Bay Equity Home Loans March 2013 - Present
Skills
Marketing Strategy, E-commerce, Start-ups, Entrepreneurship, Online Advertising, SEO, Business Strategy, Social Media Marketing, Online Marketing, Web Development, Digital Marketing, Business Development, Social Media, New Business Development
Education
California State University-Long Beach 2003 — 2006
Business Finance, Business Administration and Management, General
Cal State Long Beach 2002 — 2006
Business Finance, Finance, General
Bay Equity Home Loans August 2013 - Present
W.J. Bradley Mortgage Capital, LLC April 2012 - August 2013
Sierra Pacific Mortgage April 2010 - March 2012
General Mortgage 2008 - 2010
Valley Vista Mortgage 2004 - 2007
Aviatech 2001 - 2004
Homes.com 1998 - 2001
MetLife 1991 - 1998
POP Radio, LP 1987 - 1991
Skills
Mortgage Lending, Refinance, First Time Home Buyers, FHA, VA loans, Reverse Mortgages, Loans, Investment Properties, Real Estate, Real Estate Transactions, Residential Mortgages, Sales, Lead Generation, Public Speaking, Training, Business Development, 1031 Exchanges, FHA home loans, VA home loans, Foreclosures, Mortgage Banking
Education
University of California, San Diego 1983 — 1985
Bachelor's of Science, Psychology
Bay Equity Home Loans June 2015 - Present
W.J. Bradley Mortgage Capital, LLC August 2013 - June 2015
American Mortgage and Equity Consultants March 2011 - August 2013
Summit Mortgage Corporation January 2011 - January 2012
Advisors Mortgage October 2008 - January 2011
Voyager Bank October 1998 - October 2008
United Mortgage Company January 1986 - March 2006
Skills
Mortgage Lending, Loans, VA loans, USDA, Real Estate, Residential Mortgages, FHA, Mortgage Underwriting, Refinance, Mortgage Banking, Loan Origination, Investment Properties, Foreclosures, First Time Home Buyers, Credit Analysis, Underwriting, Certified Mortgage..., FHA financing, Government Loans, Real Estate Financing, Referrals, REO, Reverse Mortgages, Credit, Debt Consolidation, Banking, Short Sales, Financial Structuring, Residential Homes, VA Loans, FHA Financing
Education
University of Minnesota-Morris 1973 — 1974
Business
Kenyon High School 1966 — 1972
Bay Equity Home Loans February 2012 - Present
Security First Financial Services October 2002 - February 2012
Burlington Mid-Day Rotary July 2010 - June 2011
AGRA Foundations November 2001 - September 2002
SmartContractor.com July 2000 - April 2001
Hayes Drilling June 1990 - May 2000
Skills
First Time Home Buyers, Construction Loans, Mortgage, FHA, VA, Mortgage Lending, Purchase, Refinance, USDA, Mortgage Banking, Reverse Mortgages, Investment Properties, Loans, Real Estate Transactions, HUD, Real Estate, Investments, Investors, Short Sales, Commercial Lending, Referrals, Real Property, Condos, Single Family Homes, Sellers, Residential Homes, Relocation
Education
Western Washington University 1988 — 1990
BA, Business Administration & Computer Science
Skagit Valley College 1986 — 1987
AA
Central Washington University 1984 — 1986
Burlington-Edison High School 1980 — 1984
Bay Equity Home Loans August 2015 - Present
Academy Mortgage Corporation March 2012 - June 2015
Brayden Capital Home Loans December 2007 - March 2012
HomeBanc Mortgage April 2004 - October 2007
Education
Kennesaw State University - Michael J. Coles College of Business
BBA, Finance
Lithia Nissan Kia May 2014 - Present
Bay Equity Home Loans May 2013 - December 2014
Reply! Inc. May 2011 - May 2013
Aspect Mortgage August 2003 - December 2010
Ameriquest Capital Group 1997 - 2000
Skills
Mortgage Lending, Real Estate, FHA, First Time Home Buyers, Loans, Strategic Selling, New Business Development, Sales, Team Building, Residential Mortgages, Finance, Credit Analysis, Referrals, Networking, SEO, SEM, Online Marketing, Residential Homes, Sellers, Short Sales, Property Management, Start-ups, Investors, REO, Foreclosures, Single Family Homes, Mortgage Banking, Refinance, Real Estate Financing, Investment Properties, Team Leadership, Team-oriented, Salesforce.com, Teamwork, Selling, Entrepreneurship
Education
Modesto Junior College 2010 — 2011
Business Administration and Management, General
Countryside Highschool 1989 — 1993
General Studies
Premier Equity Partners October 2013 - Present
Bay Equity Home Loans April 2013 - October 2013
International City Mortgage November 2009 - April 2013
International City Mortgage April 2009 - October 2009
International City Mortgage November 2008 - March 2009
Bank of America, Platinum Home Mortgage, American Home Mortgage 1998 - 2007
Skills
Refinance, FHA, Mortgage Banking, First Time Home Buyers, Mortgage Lending, REO, Real Estate Transactions, Loans, Sellers, Real Estate, Certified Mortgage..., Loan Origination, Residential Homes, VA loans, Investors, USDA, Short Sales, Finance, FHA financing, Investment Properties, Residential Mortgages, Reverse Mortgages, Construction Loans, Real Estate Financing, Government Loans, HUD, Real Estate Economics, Loss Mitigation, Mortgage Underwriting, Team Leadership, Strategic Leadership, FHA Financing, VA Loans, Entrepreneurship, Marketing Strategy, Public Speaking
Education
University of California, Los Angeles 2000 — 2000
Masters course work, Masters coursework
Rochville University 1993 — 1997
Bachelor's degree, Sales and Marketing
Bay Equity Home Loans August 2015 - Present
Stonegate Mortgage Corporation (NYSE: SGM) June 2014 - Present
Marketplace Home Mortgage August 2013 - May 2014
Gateway Funding November 2012 - August 2013
Wells Fargo Home Mortgage December 2007 - October 2012
Wells Fargo Home Mortgage October 2003 - December 2007
Wells Fargo Home Mortgage June 2001 - October 2003
Norwest Mortgage June 2000 - June 2001
Norwest Mortgage June 1997 - June 2000
Walmart June 1995 - June 1997
Skills
Underwriting, Leadership, Operations Management, Team Building, Mortgage Banking, Conflict Analysis, Building High..., Talent Management, Training and Educating, Developing Leaders, Effective Communication, Effective Collaboration, Leading..., Strategic Business..., Futuristic Thinking, High Performance Teams, Management, Passionate about work, Mortgage Lending, Customer Service, Strategy, Loans, FHA, Credit, Training
Education
Central Lakes College 1995 — 1997
Associate of Arts and Sciences (AAS), Leadership-Supervision
College of Saint Scholastica 1994 — 1997
Bachelor's degree, Management
Central Lakes College-Brainerd 1993 — 1995
Associate of Arts (A.A.), Generals
Summit Funding, Inc. October 2014 - Present
Bay Equity Home Loans January 2014 - October 2014
Skills
Real Estate Financing, Marketing, Sales, Advertising, First Time Home Buyers, Mortgage Lending, Banking, Debt Consolidation, Business Development, Customer Service, Refinance, Single Family Homes, Investment Properties
Education
Santa Rosa Junior College
Mendocino Junior College
Certificate in Business Computers
Bay Equity Home Loans June 2014 - Present
Skills
Strategic Planning, New Business Development, Sales Management, Customer Service, Microsoft Word, Event Management, Marketing Strategy, Online Marketing, Outlook, Event Planning, Community Outreach, Account Management, Microsoft Excel, Sales, PowerPoint, Fundraising, Microsoft Office, Team Building, Negotiation, Nonprofits, Public Speaking, Mortgage Lending, Consumer Lending, Contract Negotiation, Compliance, Program Management, Financial Analysis, Credit, Budgets, Coaching, Leadership, Customer Satisfaction, Loans, Finance, Real Estate, Marketing, Investment Properties, Retirement Planning
Education
University of Washington, Tacoma, Milgard School of Business 2012 — 2012
Essentials of Management Program Certificate
The Evergreen State College
Bachelor's degree, Liberal Arts and Sciences/Liberal Studies
Bay Equity Home Loans June 2015 - Present
Skills
Microsoft Office, Customer Service, Microsoft Excel, Management, Microsoft Word, PowerPoint, Public Speaking, Research, Project Management, Leadership
Education
Weber State University 2014 — 2018
Health Information/Medical Records Technology/Technician
Dixie State College 2012 — 2014