City 1st Mortgage Services
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City 1st Mortgage Services Employees
With Love Studio 2012 - Present
Digital Scrapbooking Studio 2009 - 2012
City 1st Mortgage Services December 2004 - December 2010
The Church of Jesus Christ of Latter-day Saints April 1999 - December 2004
Skills
Microsoft Excel, New Business Development, Customer Service, Finance, Customer Satisfaction, QuickBooks, Accounting, Credit, Budgets, Spreadsheets, Sales, Marketing, Microsoft Office, Microsoft Word, Team Leadership, Bookkeeping, Banking, Photoshop, Retail, Real Estate, Spanish, Public Speaking, Thai language, PeopleSoft, Photography, Sewing, Leadership, Team Building
Education
Brigham Young University
Bachelors
Idaho State University
Synergy One Lending February 2014 - Present
AmeriFirst Financial, Inc. October 2012 - November 2013
Wells Fargo Home Mortgage March 2011 - October 2012
City 1st Mortgage Services January 2000 - March 2010
Republic Mortgage January 1992 - December 1999
Skills
Mortgage Lending, FHA financing, FHA, VA loans, Refinance, Loans, Credit, Real Estate, First Time Home Buyers, Loan Origination, Investment Properties, Government Loans, Reverse Mortgages, Banking, USDA, Construction Loans, Sales Management, REO, Home, Finance, Residential Homes, Residential Mortgages, Mortgage Underwriting, Real Estate Financing, Certified Mortgage..., Home Equity Loans, Commercial Mortgages, Home Equity Lines of..., Mortgage Marketing, Real Estate Economics, HUD, Mortgage Banking, FHA Financing, VA Loans
Education
University of Utah 1985 — 1988
Economics
Brigham Young University - Idaho 1982 — 1983
General
Security National Mortgage May 2012 - Present
Laughing Trout Publishers March 2012 - Present
Rune Marketing LLC September 2006 - Present
Jim Ure Company January 2001 - Present
Medallion Mortgage Company July 2011 - May 2012
Alliance Mortgage Capital July 2010 - July 2011
WJ Bradley Mortgage Capital Corp December 2009 - June 2010
City 1st Mortgage Services May 2009 - November 2009
One On One Mortgage Services, LLC July 2008 - March 2009
Sunwest Capital LLC August 2006 - July 2008
Skills
Motorsports Marketing, Automotive Aftermarket, Advertising, FHA, Mortgage, VA, Residential, Refinance, Mortgage Lending, Customer Relations, Sales Management, Credit, Home, New Business Development, Customer Service, Budgeting, Online Marketing, Marketing Strategy, Loans, Purchase, Microsoft Office, Problem Solving, Retail, First Time Home Buyers, Excel, Team Building, Social Media, Public Relations, Social Media Marketing, PowerPoint, Purchasing, SEO, Real Estate, Automotive, Coatings, Automotive Repair, Product Marketing, Magazine Advertising, Magazine Ads, Technical Writing, Copywriting, SEO copywriting, Search Engine..., Keyword Advertising, Advertising Consulting, Advertising Copy, Catalog Copy, Brochure Copy, Brochure Development, Residential Homes
Education
Salt Lake Community College 2000 — 2002
Marketing Management
University of Utah 1983 — 1984
Fine Arts
Cottonwood High School
City 1st Mortgage Services January 2013 - Present
Fit Marketing January 2012 - January 2013
Farr's Fresh City Creek January 2012 - October 2012
Glam Lash February 2012 - August 2012
Bronco Mendenhall Foundation January 2012 - April 2012
Digis August 2011 - December 2011
City 1st Mortgage Services April 2010 - August 2011
Skills
Technical Writing, Web Development, Marketing Strategy, Public Speaking, Public Relations, Project Planning, Project Management, Event Management, Social Media Marketing, Qualitative Research, Corporate Communications, Strategic Communications, Email Marketing, Marketing Research, Lead Generation, Press Releases
Education
Brigham Young University 2008 — 2012
BA, Public Relations, Communication
Bountiful High School 2005 — 2008
Coldwell Banker Beachside November 2014 - Present
Coast National Properties July 2014 - Present
City 1st Mortgage Services July 2013 - January 2014
Arcstone Financial, Inc. May 2006 - May 2010
Pre-Paid Legal Services, Inc. 2008 - 2009
G.B. Services, Inc. 2006 - 2009
Bohm, Matsen, Kegel & Aguilera, LLP May 2005 - May 2006
Lordsman, Inc. March 2005 - March 2006
Oceanwest Funding January 2005 - March 2005
LoanNow Financial August 2004 - January 2005
Skills
Leadership Development, Social Networking, Management, Entrepreneurship, Environmental..., Marketing, Customer Service, Microsoft Office, Public Speaking, Sales, Social Media Marketing, Microsoft Excel, Fundraising, Microsoft Word, NMLS Licensed, Property & Casualty..., Life Insurance, Disability Insurance, Health Insurance, Mortgage Lending, Mortgage Banking, Real Estate, International Business..., Finance, Small Business, Residential Homes
Education
University of Leeds 2011 — 2012
International Business Management, Int'l Strategy, Global Public Policy, Int'l Marketing, Multi-National Enterprises, Globalization, 2:1
University of California, Riverside 2010 — 2012
B.S. Business Administration, Corporate Strategy, Entrepreneurship, General Management, Social Responsibility, 3.5
University of Oxford 2011 — 2011
Global Enterprise Management, Organisations, Enviornments & Political Economy
Saddleback College 2007 — 2010
A.A. Business Administration, Real Estate & Business Administration, Graduate
City 1st Mortgage Services August 2015 - Present
United States Army National Guard September 2007 - Present
A Leisure Life January 2015 - Present
Staff Care September 2014 - May 2015
WorkforceQA July 2013 - September 2014
Cardwell Distributing 2010 - 2011
Western Petroleum January 2009 - June 2010
Mentoring Of America January 2003 - June 2007
Phone Directories Company 2000 - 2002
Personal Fitness Systems 1999 - 2001
Skills
Critical Thinking, Conflict Resolution, Mathematics, Negotiation, Sales Management, Dispatching, Truck Driving, Mechanics, Sales, Sales Operations, Personal Training, Fitness Training, Diet Planning, Customer Satisfaction, Transportation, Leadership, Inventory Management, Direct Sales, Training, Management, Army, Time Management
Education
Colorado Technical University 2012 — 2015
Bachelor's Degree, Business Development, 3.97 GPA
Duchesne High School 1992 — 1997
HS Diploma, General Education
Verizon-Mybullfrog.com May 2013 - Present
City 1st Mortgage Services April 2012 - January 2013
Aquaknox April 2011 - July 2011
Skills
Direct Sales, Cold Calling, Sales Operations, Sales, Wireless, Sales Management, Sales Process, Account Management, Customer Retention, B2B, Customer Satisfaction, Salesforce.com, Sales Presentations, Cellular Communications, Solution Selling, Mobile Devices, Retail, Customer Service, Mobile Technology, Retail Sales
Education
Le Cordon Bleu College of Culinary Arts-Las Vegas 2010 — 2011
Patisserie and Baking
City 1st Mortgage Services April 2014 - Present
Mt. Nebo Memorial Gardens; Lakeside Memorial Gardens; Riverside-Gordon Memorial Chapels January 2011 - January 2014
Royal Marine Insurance Group April 2003 - January 2010
A & T Insurance Brokerage August 2000 - April 2003
Prudential Insurance and Financial Services March 1985 - February 2000
Skills
Insurance, Sales, Property, Account Management, Outlook, Microsoft Excel, Microsoft Word, Management, New Business Development, Marketing, Retirement, Property & Casualty..., Real Estate, Negotiation, Mortgage Lending, Social Networking, Casualty, Finance, Loans, Investments, Investment Properties, Residential Homes, Refinance, Reverse Mortgages, Real Estate Transactions, Business Development, Selling, Team Building, Sellers, First Time Home Buyers, REO, Referrals, Condos, Single Family Homes, Loan Origination, Short Sales, Investors, Residential Mortgages, FHA, Real Property, Real Estate Financing, VA loans, VA Loans, Property
Education
Gold Coast 2014 — 2014
Obtained Federal and State Mortgage Origination License, Mortgage Loan Originator
Florida International University 1980 — 1981
Business
Miami Dade College 1976 — 1978
Pre-Med
JPMorgan Chase December 2012 - Present
City 1st Mortgage Services January 2012 - December 2012
JPMorgan Chase September 2011 - January 2012
Washington Mutual Bank March 2002 - March 2006
Skills
Mortgage Lending, FHA, Refinance, Residential Mortgages, Loan Origination, VA loans, FHA financing, Loans, USDA, Credit, First Time Home Buyers, Mortgage Banking, Reverse Mortgages, Investment Properties, Real Estate, Government Loans
Education
Hoquiam High School 1984 — 1989
Spokane Falls Community College
Academy Mortgage Corporation November 2011 - Present
FedEx Express August 2004 - Present
Primary Residential Mortgage March 2004 - November 2011
Wells Fargo Home Mortgage July 2003 - March 2004
Primary Residential Mortgage December 2002 - July 2003
First Community Bank July 2000 - October 2002
City 1st Mortgage Services September 1998 - July 2000
American Investment Bank November 1997 - May 1999
Zions Bank December 1993 - November 1997
Skills
Auditing, Internal Audit, Compliance, Fraud Detection, Skip Tracing, Loans, Banking, Mortgage Lending, Training, FHA, Leadership, Time Management, Real Estate, Negotiation, Call Centers, Funding, Consumer Lending, Credit, Mortgage Banking, Residential Mortgages, Sales, Fraud, Loan Origination, Finance, Credit Analysis, Underwriting, Credit Risk, Financial Services, Mortgage Underwriting, Home Equity Loans, Branch Banking, Retail Banking, Due Diligence, Real Estate Financing, Refinance, FHA Financing, Customer Service, Management, Investment Properties, Government Loans, Construction Loans, VA Loans
Education
Salt Lake Community College
Physical Sciences
Eagle Home Mortgage formerly Pinnacle Mortgage Group / UAMC February 2014 - Present
Team Beachbody December 2011 - Present
The Perfect Workout February 2014 - September 2014
Evolve Bank and Trust April 2013 - January 2014
City 1st Mortgage Services July 2012 - March 2013
Cherry Creek Mortgage November 2010 - July 2012
Mortgage Solutions of Colorado July 2008 - October 2010
Skills
Mortgage Lending, Loans, Mortgage Banking, Refinance, Residential Mortgages, Loan Origination, Credit, Underwriting, Real Estate, Customer Service, Investment Properties, Microsoft Office, Microsoft Word, Credit Analysis, Microsoft Excel, Sales, Marketing, PowerPoint, VA loans, Windows, Sales Management, Residential Homes, Team Building, USDA, Banking, Finance, Accounting, Time Management, Outlook, Real Estate Financing, Mortgage Underwriting, Retail, FHA financing, Account Management, Social Networking, Funding, QuickBooks, Loan Servicing, Commercial Lending, Event Planning, First Time Home Buyers, Government Loans, Mortgage Servicing, REO, Networking, Referrals, Foreclosures, Investors, Reverse Mortgages, Rates
Education
Orange Coast College 2000 — 2002
Fullerton College 2000 — 2001
Idaho Air National Guard March 2002 - Present
Agri Service February 2014 - March 2015
City 1st Mortgage Services May 2013 - November 2014
Western States Equipment June 2008 - June 2010
Preferred RV-Marine-ATV August 2004 - June 2008
Hendrix Concrete, Inc February 1997 - August 2004
Skills
Microsoft Office, Microsoft Excel, Microsoft Word, Customer Service, PowerPoint, English, Windows, Research, Outlook, Teaching, Public Speaking, Strategic Planning, Budgets, Negotiation, Leadership
Education
DeVry University-Illinois 2009 — 2011
Bachelor of Applied Science (B.A.Sc.), Business Management with emphasis in Sales & Marketing
Truckee Meadows Community College 2002 — 2004
Associate's degree, Business Administration and Management, General
Windermere Real Estate January 2014 - Present
First National Bank of Layton June 2012 - January 2014
City 1st Mortgage Services June 2011 - November 2012
Home Savings of America 2009 - 2011
Envision Lending Group 2003 - 2008
Skills
Real Estate, First Time Home Buyers, Mortgage Lending, Loans, Purchase, FHA, Refinance, Credit, Loan Origination, FHA financing, Banking, VA loans, Government Loans, Reverse Mortgages, USDA, Construction Loans, Real Estate Financing, Customer Service, Sales Management, VA, Investments, Underwriting, USDA Rural Housing, Mortgage, Customer Relations, Conventional, Online Marketing, Negotiation, Account Management, Marketing Strategy, Lead Generation, Financial Analysis, Microsoft Office, Excel, Word, Problem Solving, Team Leadership, Team Building, Home, Residential, Business Planning, Coaching, Email Marketing, Direct Marketing, Financial Planning, Customer Satisfaction, Contract Negotiation, USDA Rural, Residential Homes, Investment Properties
Education
Dixie State College
University of Utah
Graystone Mortgage December 2014 - Present
Security National Mortgage Company October 2010 - December 2014
City 1st Mortgage Services 2009 - 2010
Sundance Mortgage January 1998 - May 2008
Skills
VA, FHA, Mortgage Lending, Refinance, Purchase, First Time Home Buyers, Conventional, VA loans, Residential, Investment Properties, Loan Origination, Real Estate, Condos, Single Family Homes, Residential Homes, Residential Mortgages, Investors, Real Estate Transactions, Short Sales, Sellers, Loans, FHA financing, Mortgage Banking, Relocation, Customer Service, USDA, Credit, Referrals, Foreclosures, Rentals, REO, New Home Sales
Education
Salt Lake Community College 2000 — 2002
Business Management
The Brill Law Firm, PLLC October 2014 - Present
Escamilla Law Group, PLLC March 2013 - October 2014
City 1st Mortgage Services April 2012 - January 2013
Salt Lake County July 2011 - May 2012
ASU Sports & Entertainment Law Journal July 2010 - May 2011
Arizona State University College of Law January 2010 - August 2010
Institute for Justice January 2010 - May 2010
U.S. Immigration and Customs Enforcement (ICE) - Office of Chief Counsel August 2009 - January 2010
Yuma County Legal Defender May 2009 - August 2009
Skills
Litigation, Spanish, Legal Research, Legal Writing, Hearings, Appeals, Courts, Trials, Personal Injury, Legal Advice, Westlaw, Licensing, Civil Litigation
Education
Arizona State University College of Law 2008 — 2011
Juris Doctorate
Brigham Young University 2003 — 2007
B.A., Spanish, Business Management minor
V.I.P. Mortgage Inc. July 2013 - Present
HomeSmart January 2012 - July 2013
City 1st Mortgage Services March 2011 - January 2012
V.I.P Mortgage, Inc. December 2010 - April 2011
W.J. Bradley Company October 2009 - November 2010
Skills
FHA, First Time Home Buyers, Real Estate, Investment Properties, Mortgage Lending, REO, Short Sales, Foreclosures, Referrals, Residential Homes, Real Estate Transactions, VA loans, Refinance, Residential Mortgages, Mortgage Banking, FHA financing, Loan Origination, Recruiting, Marketing, Email Marketing, Onboarding, Relationship Management, Relationship Marketing, Hiring Employees, Loans, Real Estate Lending, Investments, Resellers, ABR, Buyer Representation, New Home Sales, Selling, Real Estate Economics, Rentals, Real Estate Development, Reverse Mortgages, Commercial Real Estate, Vacation Homes, Single Family Homes, Home Staging, Relocation, HUD, Property, Buyers, Seniors, Luxury, SFR, USDA, Real Property, Property Management
Education
Grand Canyon University 2006 — 2008
M.B.A., Finance
Arizona State University 1999 — 2006
B.S., Business Finance
CrossCountry Mortgage, Inc. NMLS3029 October 2014 - Present
Nations Lending Corporation February 2014 - October 2014
Residential Finance February 2013 - February 2014
City 1st Mortgage Services March 2012 - February 2013
New Penn Financial, LLC March 2011 - May 2012
Preferred Trust Home Loans October 2009 - March 2011
Countrywide Home Loans May 2004 - October 2007
Skills
Mortgage Lending, Mortgage Banking, FHA, Loan Origination, Refinance, Residential Mortgages, Loans, Credit, USDA, VA loans, FHA financing, Banking, Investors, First Time Home Buyers, Investment Properties, Reverse Mortgages, Debt Consolidation, Mortgage Underwriting, Real Estate Financing, Finance, Certified Mortgage..., Construction Loans, Government Loans, 203K, Credit Analysis, Real Estate Economics, Commercial Mortgages, Commercial Lending, Sales, Mortgage Servicing, REO, Real Estate, Referrals, Foreclosures, Consumer Lending, Funding, Home Equity Loans, Short Sales, Loan Servicing, Residential Homes, Home Equity Lines of..., Mortgage Marketing, Credit Risk, Commercial Banking, Financial Structuring, Loss Mitigation, Underwriting, Investments, Small Business Lending, HUD
Education
Miami Dade College 1987 — 1990
AA, Finance
St. Brendan High School 1985 — 1987
High School Degree
Christopher Columbus High School 1983 — 1985
Transfer
Guaranteed Rate June 2014 - Present
City 1st Mortgage Services August 2009 - April 2014
Janus Capital Law Group June 2009 - September 2010
Pacific Investment Fund June 2008 - August 2009
Pacific Investment & Loan August 2004 - June 2008
Skills
Mortgage Banking, Residential Mortgages, Mortgage Lending, Real Estate Economics, Real Estate, FHA financing, Real Estate Financing, Real Estate Investor, Investment Properties, Loans, Investments, Refinance, Funding, Loan Origination, VA loans, FHA, Investors, Property, Underwriting, Banking, Financial Structuring, Mortgage Marketing, USDA, Certified Mortgage..., Reverse Mortgages, HUD, Credit, Loss Mitigation, Construction Loans, Finance, Mortgage Underwriting, First Time Home Buyers, REO, Short Sales, Government Loans, Real Estate Transactions, Foreclosures
Education
Biola University 1999 — 2003
Bachelor of Applied Science (B.A.Sc.), Accounting and FInance, Graduated with Highest Honors 3.97 GPA
Linfield Christian Academy
TransFirst Financial Services LLC/ Citizens Community Bank/ 1st Bank August 2014 - Present
City 1st Mortgage Services November 2012 - September 2014
Managed Wealth Financial November 2012 - September 2014
Liberty Mutual July 1998 - November 2012
Skills
Buy-sell Agreements, Life Insurance, Insurance, Fixed Annuities, Underwriting, Strategic Financial..., Term Life Insurance, Disability Insurance, Whole Life, Umbrella Insurance, Property Claims, Renters, Mortgage Marketing, Property & Casualty..., Universal Life, Mortgage Lending, Loans, Long-term Care
Education
Idaho State University 1985 — 1988
Bachelor of Business Administration (BBA), Business
Bountiful Basketball Club October 2012 - Present
Lakeview Window Cleaning July 2012 - September 2012
Brigham Young University August 2010 - April 2012
Pro Guard Pest Control April 2011 - August 2011
City 1st Mortgage Services September 2010 - February 2011
Skills
Customer Service, PowerPoint, Public Speaking, Microsoft Office, Microsoft Word, Basketball Coaching, Sales, Web Design, Sports, Marketing, Team Leadership, Teamwork, Teaching, Management, Leadership, Time Management
Education
Brigham Young University 2010 — 2014
Bachelor of Science (B.S.), Exercise Science
Bountiful High School 2005 — 2008
Children's Service Society October 2001 - Present
NAFCC November 2005 - Present
City 1st Mortgage Services January 2007 - Present
Skills
Customer Service, Budgets, Management, FHA, Strategic Planning, Entrepreneurship, Team Building, Coaching, Organizational..., Staff Development, Microsoft Excel, Microsoft Word, Training, Public Speaking, Program Management, Leadership Development, Event Planning, Public Relations, Leadership, Grants, Real Estate, Marketing, Volunteer Management, Teaching, Board Development, Human Resources, Fundraising, Microsoft Office, Research, Social Media, Small Business, Editing, Program Development, Project Management, Community Outreach, Event Management, Negotiation, Nonprofits, Policy, Mortgage Lending, Community Development, Grant Writing
Education
Universidad de Málaga 1983 — 1987
Citywide Home Loans May 2012 - Present
City 1st Mortgage Services May 2009 - October 2011
Home Loan Xperts October 2006 - May 2009
B&L Appraisal Services 1992 - 2002
Karemore 1995 - 1997
Skills
Mortgage Lending, FHA financing, USDA, Loans, Refinance, FHA, VA loans, Real Estate, Reverse Mortgages, Investment Properties, Government Loans, Originations, Credit, Loan Origination, Residential Mortgages, Referrals, Residential Homes, Mortgage Banking, Construction Loans, Underwriting, First Time Home Buyers, Certified Mortgage...
Education
Brigham Young University 1988 — 1989
Global Credit Union June 2013 - Present
City 1st Mortgage Services June 2012 - June 2013
St Michaels Hign School 2010 - 2013
New Penn Financial, LLC September 2011 - June 2012
North Star Alliance May 2010 - August 2011
Acceptance Capital Mortgage March 2007 - May 2010
National City Mortgage DBA Common Wealth United May 2004 - May 2007
Alternate Choice Mortgage May 1994 - May 2004
Skills
FHA, Mortgage Lending, Loan Origination, USDA, Mortgage Banking, Refinance, Sales, Credit, Home Equity Lines of..., Loans, VA loans, Reverse Mortgages, Banking, Underwriting, Certified Mortgage..., Finance, FHA financing, Loan Servicing, Government Loans, Residential Mortgages, Investors, Investment Properties, Financial Services, Real Estate, Investments, Credit Analysis, Construction Loans, Commercial Lending, First Time Home Buyers, Real Estate Economics, Financial Structuring, Real Estate Financing, Funding, Leadership, Mortgage Underwriting, Referrals, Mortgage Marketing, Debt Consolidation, Home Equity Loans, Loss Mitigation, Consumer Lending, Portfolio Management, Small Business Lending, Mortgage Servicing, Foreclosures, Commercial Mortgages, REO, Rates, HUD, Lines Of Credit
Education
Eastern Washington University 2009 — 2011
BA, Business Administration
First Utah Bank January 2014 - Present
AmeriFirst Financial, Inc. September 2012 - October 2013
City 1st Mortgage Services July 2009 - October 2012
The Mortgage Expert 2006 - 2009
Republic Mortgage February 1992 - August 2005
Skills
Reverse Mortgages, Mortgage Lending, Refinance, Loan Origination, Foreclosures, Loans, FHA, Marketing, Finance, Sellers, VA loans, Mortgage Banking, FHA financing, Real Estate, Government Loans, VA Loans, FHA Financing
Education
Brigham Young University 1980 — 1982
BS, Finance and Economics
Citywide Home Loans December 2013 - Present
Residential Finance August 2012 - November 2013
RANLife Home Loans June 2010 - October 2012
City 1st Mortgage Services August 2006 - May 2010
General Electric June 2004 - March 2006
Skills
Mortgage Lending, Loan Origination, FHA, Loans, Refinance, VA loans, USDA, Mortgage Banking, REO, Credit, FHA financing, Customer Service, Investment Properties, First Time Home Buyers, Finance, Mortgage Underwriting, Consumer Lending, Commercial Lending, Residential Mortgages, Home Equity Loans, Certified Mortgage..., Debt Consolidation, Government Loans, Reverse Mortgages, Funding, 203K, Banking, Construction Loans, Underwriting, Credit Analysis, Real Estate
Education
Salt Lake Community College 1999 — 2001
Associate's degree, Business Administration and Management, General
Wingstuff.com, Inc. February 2013 - Present
City 1st Mortgage Services February 2012 - April 2013
Trader Joe's August 2011 - March 2012
Community Presbyterian Church February 2009 - February 2012
Skills
Real Estate, Mortgage Lending, Investment Properties, Loans, First Time Home Buyers, Referrals, FHA, Short Sales, Residential Homes, Credit, Foreclosures, REO, Customer Service, Sellers, Refinance, Phone Etiquette, Microsoft Excel, Microsoft Office, Cashiering, Sales, PowerPoint, Microsoft Word, Customer Satisfaction, Retail
Education
Point Loma Nazarene University 2003 — 2007
Bachelor of Arts (BA), History & Social Sciences
Saddleback College 1999 — 2003
Associate of Arts (AA), General Studies
City 1st Mortgage Services Branch ManagerLiberty Home Equity Solutions2014 - Present
Skills
Mortgage Banking, Banking, FHA financing, Finance, Financial Analysis, Real Estate, Strategic Financial..., Mortgage Lending, Refinance, Loans, Loan Origination, Residential Mortgages, FHA
Education
University of San Francisco
Bachelor's Degree, Biology and Biochemistry
PRMG, The Brentwood Group December 2014 - Present
Hamilton Group Funding March 2014 - December 2014
Alderus Funding & Investments May 2013 - December 2013
Movement Mortgage August 2012 - May 2013
City 1st Mortgage Services August 2011 - August 2012
Southern Fidelity Mortgage August 2010 - July 2011
Skills
VA loans, Mortgage Lending, FHA, FHA financing, Refinance, USDA, Reverse Mortgages, Residential Mortgages, Mortgage Banking, Loan Origination, First Time Home Buyers, Real Estate Financing, Loans, Credit, Government Loans, Certified Mortgage..., Real Estate, Foreclosures, Referrals, Investment Properties, REO, Real Estate Economics, Investors, Short Sales, HUD, Selling, Residential Homes, Sellers, Mortgage Underwriting, Vacation Homes, Banking, Loss Mitigation, Home Equity Loans, Mortgage Servicing, Investments, Single Family Homes, Financial Structuring, Non-Conforming, Underwriting, Commercial Mortgages, Real Estate Transactions, Mortgage Marketing, Finance, Rates, Construction Loans, Commercial Lending, Credit Analysis, Condos, New Home Sales, Home Equity Lines of...
Education
Portland State University
ASBA, Business
University of Puget Sound
City 1st Mortgage Services October 1992 - Present
Skills
Mortgage Lending, Investment Properties, Loans, Real Estate, Credit, Investments, Financial Analysis, Refinance, FHA, USDA, Loan Origination, Mortgage Banking, Property Management, Underwriting, Real Estate Financing, Residential Mortgages, Finance, Real Estate Economics, Foreclosures, Investors, REO, Reverse Mortgages, FHA financing, Real Estate Transactions, First Time Home Buyers, VA loans, Short Sales
Education
Brigham Young University 1982 — 1985
BS, Bus. Mgmt. - Finance
Ricks College 1981 — 1982
PRMG, Inc. October 2013 - Present
Residential Finance January 2013 - October 2013
City 1st Mortgage Services January 2011 - January 2013
Hayhurst Mortgage, Inc. March 2009 - December 2010
PHH Home Loans February 2008 - February 2009
Real Loan Partners March 2003 - February 2008
Transcontinental Lending Group September 2002 - September 2003
Preferred Mortgage Lenders November 2001 - November 2002
Ritz Carlton South Beach February 2000 - September 2001
InterContinental Hotels Group 1993 - 2000
Skills
FHA, First Time Home Buyers, Investors, VA loans, Reverse Mortgages, VA, Home, REO, First Time Buyers, Foreclosures, Short Sales, FHA financing, New Business Development, Mortgage Lending, Finance, Investment Properties, Investments, Loan Origination, Loans, Mortgage Banking, Property, Real Estate, Real Estate Financing, Real Estate Transactions, Refinance, Residential Homes, Residential Mortgages, USDA, Underwriting, VA Loans, FHA Financing
Education
Miami Dade College 1988 — 1996
Associates
Barry University 1990 — 1994
Business & Finance
Miami Senior High 1987 — 1990
High School Diploma
EXMAN Financial Services August 2000 - Present
City 1st Mortgage Services August 2008 - June 2009
World Group Securities 2003 - 2008
Qwest Communications 1997 - 2001
Skills
Budgets, Coaching, Commercial Lending, Commercial Mortgages, Credit, FHA, Financial Services, First Time Home Buyers, Fixed Annuities, Insurance, Investments, Life Insurance, Loan Origination, Loans, Marketing, Mortgage Banking, Mortgage Lending, Refinance, Residential Homes, Retirement Planning, Reverse Mortgages, Sales, Strategic Financial..., Team Building, Term Life Insurance, Underwriting
Education
University of Phoenix 1997 — 1999
MBA, Business
The University of Texas at San Antonio 1986 — 1989
Electrical Engineering
Carrington Mortgage Services February 2013 - Present
NMLS # 344557 June 2010 - Present
City 1st Mortgage Services October 2011 - January 2013
JP Morgan Chase September 2009 - April 2010
PNC/National City Mortgage May 2006 - September 2009
JPMorgan Chase August 2004 - December 2006
Wells Fargo April 2002 - September 2004
Aames Home Loan September 1999 - April 2002
CitiMortgage June 1994 - April 1999
Merrill Lynch September 1991 - May 1994
Skills
Loan Origination, FHA, Loans, Mortgage Banking, Mortgage Lending, Refinance, Sales, Finance, Real Estate Financing, Management, Underwriting, Real Estate Transactions, Investment Properties, Single Family Homes, Leadership, Foreclosures, Short Sales, Condos, Customer Service, Residential Mortgages, Referrals, Residential Homes, Banking, FHA financing, Real Estate, Sellers, VA loans, Investors, Credit, REO, HUD, USDA, Networking
Education
Indiana University Bloomington 1986 — 1991
B. A., Economics & Finance
Indiana University Bloomington
Economics
Citywide Home Loans August 2012 - Present
W.J. Bradley Mortgage Capital, LLC November 2011 - August 2012
Member's Loyalty May 2003 - April 2012
City 1st Mortgage Services September 2004 - May 2011
Skills
Mortgage Lending, FHA, Loans, Microsoft Excel, Refinance, Team Leadership, Microsoft Office, Data Entry, Customer Service, Real Estate, Credit, Mortgage Banking, Real Estate Financing, FHA financing, REO, Foreclosures, Marketing, Sales, Funding, USDA, VA loans, Residential Homes, Financial Analysis, Mortgage Underwriting, First Time Home Buyers, Investment Properties, Insurance, Banking, Residential Mortgages, Loan Origination, Referrals
Education
Northwest College 1998 — 2000
Certificate, Clerial
Lovell High School 1991 — 1995
Accretive Health January 2012 - Present
Equity Real Estate and Property Management July 2013 - Present
Stevens-Henager College July 2009 - January 2012
City 1st Mortgage Services November 2003 - July 2009
Skills
Customer Service, Team Building, Strategic Planning, Microsoft Excel, Microsoft Office, Sales, Budgets, Marketing, Coaching, PowerPoint, Team Leadership, Microsoft Word, Management, Public Speaking, Strategy, Project Management, Start-ups, Process Improvement, Data Analysis, Healthcare, Business Strategy, Business Planning, Business Development, Human Resources, Leadership, Training
Education
Dixie State College 2007 — 2009
Bachelors, Business Administration with Finance Emphasis, 3.68
Sierra Pacific Mortgage Company, Inc. February 2015 - Present
Summit Funding, Inc. March 2014 - February 2015
City 1st Mortgage Services February 2011 - March 2014
Land Diva October 2009 - December 2012
Acceptance Capital Mortgage June 2008 - February 2011
Inner Circle Investment Team LLC February 2003 - December 2008
R&D Inc. (DL Direct Loans & Brennan Properties) January 2002 - September 2008
EMERSON May 1987 - October 2001
Skills
Loans, Real Estate, Residential Mortgages, Investment Properties, Mortgage Banking, Credit, Investments, Banking, Loan Origination, Mortgage Lending, Small Business, Start-ups, REO, Management, Private Equity, Real Estate Development, Selling, Strategic Financial..., Executive Management, Commercial Real Estate, Property, Investors, Finance, Funding, Real Estate Financing, Residential Homes, Real Estate Transactions, Refinance, FHA, Real Estate Economics, Alternative Investments, Asset Management, Wealth Management, Portfolio Management, Underwriting, Foreclosures, Financial Structuring, Commercial Lending, Asset, Reverse Mortgages, First Time Home Buyers, Due Diligence, Short Sales, Credit Analysis, Rentals, USDA, Commercial Mortgages, Property Management, Referrals, Sales
Education
California State University-East Bay 1989 — 1991
Computer and Information Sciences, General
San Diego State University-California State University 1986 — 1988
Carondelet 1982 — 1985
Home 1st Lending July 2015 - Present
Southwest Funding April 2015 - July 2015
Wells Fargo June 2014 - April 2015
Home 1st Lending August 2013 - June 2014
Digital Risk November 2012 - August 2013
City 1st Mortgage Services 2012 - 2012
Hertz 2011 - 2011
Alamo Creek Properties 2009 - 2010
Bridge Haven Mortgage 2007 - 2009
First Priority Financial Inc. May 2004 - May 2007
Skills
Customer Service, Sales, Customer Satisfaction, Negotiation, Sales Management, Marketing, Account Management, Event Management, Contract Negotiation, Team Building, Budgets, Leadership, Training, Mortgage Lending, Business Development, Loans, Real Estate, Coaching, Mortgage Banking, Selling, Underwriting, FHA, Loan Origination, Refinance, USDA, Residential Mortgages, Credit, VA loans, FHA financing, Reverse Mortgages, Mortgage Underwriting, Management, Investment Properties, First Time Home Buyers, Banking, Real Estate Financing, Foreclosures, REO, Residential Homes, Government Loans, Investors, Short Sales, Credit Analysis, Real Estate Transactions, Referrals, Condos, Financial Structuring, Sellers, Single Family Homes, Hiring
Education
Northwestern California University School of Law 2015 — 2019
Juris Doctor (J.D.)
California Coast University 2011 — 2015
Bachelor's Degree, Business Administration
Diablo Valley College
Associate’s Degree, Administration of Justice
imortgage July 2014 - Present
City 1st Mortgage Services February 2011 - May 2014
Acceptance Capital Mortgage November 2008 - February 2011
Skills
Mortgage Lending, Credit, FHA, USDA, VA loans, Mortgage Banking, FHA financing, Refinance, Government Loans, Branch Management, First Time Home Buyers, Residential Homes, Residential Mortgages, Loan Origination, Loans, Certified Mortgage..., Reverse Mortgages, Underwriting, Construction Loans, Banking, Mortgage Servicing
Education
Spokane Falls Community College 1989 — 1991
W.J. Bradley Mortgage Capital, LLC September 2011 - February 2014
City 1st Mortgage Services March 2009 - June 2010
PROMINENT REALTY GROUP LLC 2008 - 2010
Venta Financial Group, Inc. 2008 - 2009
Encore Realty Group 2007 - 2008
AMBOY MORTGAGE 2003 - 2007
LIBERTY REALTY 2003 - 2007
Leaders November 2001 - December 2005
GC Services February 2000 - November 2001
The Associates November 1997 - December 1999
Skills
FHA, Real Estate, First Time Home Buyers, Mortgage Lending, Investment Properties, Short Sales, Relocation, Referrals, Foreclosures, Investors, Refinance, Sales, VA loans, Residential Homes, Sellers, Condos, Finance, Property, Property Management, Real Estate Transactions, Real Property, REO, HUD, USDA, Real Estate Financing, Single Family Homes, Vacation Homes, Loans, Commercial Real Estate, Mortgage Banking, Credit, Reverse Mortgages, Government Loans, Residential Mortgages, Selling, Loan Origination, FHA financing, Underwriting, Mortgage Servicing, Certified Mortgage..., Real Estate Economics, Construction Loans, Investments, Home Equity Loans, Mortgage Underwriting
Education
UNLV 2012 — 2014
Bachelor of Business Administration (B.B.A.), Finance, General
College of Southern Nevada 2010 — 2012
Associates of Business, Business Administration and Management, General, 3.76
Prominent Realty Group LLC. June 2009 - Present
City 1st Mortgage Services June 2008 - Present
Skills
Short Sales, REO, Foreclosures, Buyer Representation, First Time Home Buyers, Listings, Sellers, Condos, Single Family Homes, SFR, Relocation, Investors, New Home Sales, Investment Properties, HUD, Real Estate Transactions, Referrals, e-PRO, Seniors, Real Estate, Selling, Mortgage Lending, Residential Homes, Real Property, Resellers, Relocation Buyers, Leases, Waterfront, Real Estate Economics, New Homes, Income Properties, Commercial Real Estate, Vacation Homes, Negotiation, Property Management, Move Up Buyers, Seller Representation
Education
University of Nevada-Las Vegas
Family First Life January 2014 - Present
City 1st Mortgage Services August 2009 - March 2011
EquiFirst Corportation (Barclays Capital) 2006 - 2009
Saxon Mortgage 2004 - 2006
Option One Mortgage Corporation 2003 - 2004
Skills
Sales, Management, Mortgage Lending, Mortgage Banking, Sales Management, Loans, FHA, Loan Origination, Refinance, Credit, Customer Service, Team Building, Banking, Underwriting, Residential Mortgages
Education
Salt Lake Community College 1993 — 1993
Beam Lending Corp November 2013 - Present
City 1st Mortgage Services February 2013 - November 2013
Superior Lending November 2008 - October 2010
Lucid Financial July 2007 - October 2008
Golden Ohana September 2005 - December 2005
Skills
Mortgage Lending, FHA, Refinance, Loans, Real Estate, Residential Homes, Finance, Investments, Commercial Real Estate, Start-ups, Customer Service, USDA Rural Housing, Residential Mortgages, Time Management, Mortgage Banking, Commercial Lending, VA Loans
Education
Utah State University - Jon M. Huntsman School of Business 2009 — 2010
Master of Business Administration (MBA)
Utah State University 2003 — 2007
BS, Finance, Economics, Human Resource Management
Brigham Young University - Hawaii 2004 — 2005
International Business
FEMBI First Equity Mortgage Bankers, Inc. August 2012 - Present
Home Financing Center October 2011 - August 2012
City 1st Mortgage Services June 2011 - December 2011
J.I. Kislak Mortgage LLC February 2011 - June 2011
Hayhurst Mortgage, Inc. January 2008 - January 2011
Gateway Mortgage Bankers Inc. January 2000 - January 2008
Skills
FHA financing, Reverse Mortgages, First Time Home Buyers, FHA, Mortgage Lending, VA loans, Mortgage Banking, Refinance, Residential Mortgages, USDA, Loan Origination, Government Loans, Real Estate, Finance, Credit, Commercial Lending, Construction Loans
Education
Florida State University
Bachelor of Science
Miami Dade College
Associates in Arts
Christopher Columbus
City 1st Mortgage Services Certified Mortgage Planning SpecialistSupreme LendingDecember 2012 - Present
Education
DePaul University
Northwestern University
York High School, Elmhurst, IL
City 1st Mortgage Services November 2009 - Present
Skills
Refinance, Loans, FHA, Mortgage Lending, Residential Mortgages, FHA financing, USDA, Loan Origination, VA loans, Mortgage Banking, Investments, Certified Mortgage..., Mortgage Underwriting, Real Estate Economics, First Time Home Buyers, Government Loans, Reverse Mortgages, Underwriting, Construction Loans, Banking, Financial Structuring, Investment Properties, Credit, Loan Modifications, Loss Mitigation, HUD, Real Estate Financing, VA Loans, FHA Financing
Education
Idaho State University
Citywide Home Loans February 2014 - Present
Stearns Lending February 2012 - February 2014
RANlife Home Loans/ ICP (International Commercial Properties) January 2011 - January 2012
City 1st Mortgage Services March 2009 - January 2011
Skills
First Time Home Buyers, Investment Properties, Mortgage Lending, Loans, Credit, Customer Service, Microsoft Excel, Microsoft Office, Real Estate, Short Sales, Sales Management, Marketing Strategy, Residential Homes, Retail, Online Advertising, Public Speaking, Mortgage Banking, Refinance, FHA
Education
Idaho State University 1994 — 1998
Psychology
Snake River High School 1989 — 1993
Ricks College
City 1st Mortgage Services Loan CoordinatorFalcon Capital Funding, LLCJanuary 2007 - August 2009
Darrell Waltrip Honda April 2005 - January 2006
Education
Nashville School of Law 2007 — 2011
Middle Tennessee State University 2004 — 2005
Certification, Education
Middle Tennessee State University 2001 — 2003
B.A., History, Political Science
Columbia State Community College 1999 — 2001
A.S., General Studies
My favorite place to be! May 2011 - Present
City 1st Mortgage Services 2009 - 2011
Skills
Real Estate, Credit, Loans, Loan Origination, Investment Properties, Mortgage Banking, USDA, Banking, Underwriting, FHA, Refinance, Customer Service, Residential Mortgages, Investments, Foreclosures, Mortgage Lending, Finance
Education
Brigham Young University - Idaho
Marriage and Family Studies
Citywide Home Loans December 2011 - Present
RanLife Home Loans April 2011 - December 2011
City 1st Mortgage Services March 2009 - July 2010
Liberty Mortgage & Inv., Inc. October 1997 - June 2009
Skills
Mortgage Lending, Real Estate, Short Sales, First Time Home Buyers, Investment Properties, Residential Mortgages, Mortgage Banking, Loan Origination, Refinance, FHA
Education
University of La Verne 1987 — 1989
Bachelor of Sience, Business Admin & Economics
Weber State University 1981 — 1984
Associates of Science, Computer Information Systems
City 1st Mortgage Services January 2014 - Present
OCMBC, INC. May 2013 - November 2013
Skills
Credit Analysis, Residential Mortgages, Credit, Mortgage Banking, Loans, Refinance, Loan Origination, FHA, Mortgage Lending
Education
Saddleback College