Diversified Capital Funding
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Diversified Capital Funding Employees
Baby Divine January 2014 - Present
Chains Required Band January 2011 - Present
The Occasion Station January 2010 - July 2013
The Humane Society of Tuolumne County May 2008 - February 2011
Frontier Property Management January 2007 - January 2008
Diversified Capital Funding January 2005 - January 2008
Skills
Fundraising, Event Planning, Marketing, Nonprofits, Community Outreach, Apparel, Small Business, Event Management, Customer Service, Public Relations, Social Media Marketing, Social Media, Team Building, Social Networking, Marketing Strategy, Marketing Communications, Entrepreneurship, Sales, Online Marketing, Advertising, Coaching, Online Advertising, New Business Development, Microsoft Office
Education
California State University-Sacramento 1998 — 2000
California State University-Stanislaus
College of the Redwoods
Sierra Pacific Mortgage Company, Inc. October 2014 - Present
HomeStreet Bank March 2014 - October 2014
Guaranteed Rate September 2013 - March 2014
Land Home Financial Services August 2012 - August 2013
MetLife Home Loans August 2011 - January 2012
WELLS FARGO & COMPANY 2010 - July 2011
Diversified Capital Funding October 2007 - May 2010
J Rockcliff Realtors 2009 - 2010
Mortgage Market January 1999 - September 2007
Skills
FHA, Real Estate Development, Mortgage Banking, Refinance, Mortgage Lending, First Time Home Buyers, Loan Origination, Cash Management, Residential Mortgages, REO, Government Loans, Foreclosures, VA loans, USDA, Reverse Mortgages, Referrals, FHA financing, Loans, HUD, Condos, Underwriting, Investment Properties, Funding, Financial Services, Selling, Investments, Short Sales, Sellers, Real Estate Economics, Real Estate Financing, Single Family Homes, Finance, Real Estate, Relocation, Leadership, Investors, Credit, Certified Mortgage..., Real Estate Transactions, Residential Homes, Mortgage Underwriting, Home Equity Loans, Loss Mitigation, Construction Loans, Commercial Mortgages, Mortgage Marketing, Home Equity Lines of..., Non-Conforming, Financial Structuring, Credit Analysis
Education
San Diego State University-California State University
Diversified Capital Funding September 2015 - Present
Envoy Mortgage August 2014 - September 2015
Sierra Pacific Mortgage Company, Inc. July 2013 - August 2014
United Guaranty Corporation August 2012 - July 2013
Standard Pacific Homes March 2008 - July 2012
MortgageIT May 2002 - February 2008
North American Mortgage Company 1987 - 2002
Skills
USDA, FHA, Mortgage Lending, Loan Origination, Refinance, Mortgage Banking, Loans, Residential Mortgages, Credit, First Time Home Buyers, Underwriting, Investment Properties, FHA financing, Mortgage Underwriting, Real Estate Financing, Credit Analysis, Loss Mitigation, Real Estate Economics, Construction Loans, Reverse Mortgages, Government Loans, Real Estate, Banking, VA loans, Loan Servicing, VA Loans, FHA Financing
Education
University of Houston 1980 — 1985
Bachelors, Economics
Stephen F. Austin State University 1978 — 1980
Marketing
RD Heritage Group August 2013 - September 2014
Horizon View Partners March 2012 - September 2014
ACTUS Biotechnologies March 2012 - August 2013
Marriott International 2008 - 2012
Diversified Capital Funding 2002 - 2007
Skills
Customer Service, Microsoft Office, Microsoft Excel, PowerPoint, Microsoft Word, Social Media, Budgets, Team Leadership, Team Building, Project Planning, Outlook, Vendor Management, Social Networking, Technology Transfer, Strategy, Business Planning
Education
California State University-Hayward
Bachelor of Arts (B.A.), Mass Communications
University of Phoenix-Bay Area Campus
Bachelor of Science (BS), Business Management
Diversified Capital Funding April 2015 - Present
RPM Mortgage August 2006 - April 2015
By Candle Light 2005 - 2010
CMG Mortgage August 1997 - August 2005
Cal State Funding 1993 - 1996
Rebco Foods 1986 - 1993
Safe America Credit Union 1986 - 1988
Skills
Mortgage Lending, FHA, Loans, Credit, Short Sales, Certified Mortgage..., VA, Real Estate Transactions, REO, Finance, Mortgage Banking, Refinance, Residential Mortgages, VA loans, Relocation, FHA financing, Reverse Mortgages, Loan Origination, First Time Home Buyers, USDA, Construction Loans, Mortgage Underwriting, Real Estate Financing, Government Loans, Investment Properties, Real Estate Economics, Property
Education
Ohlone College 1970 — 1972
San Lorenzo 1966 — 1970
Pure Storage June 2015 - Present
EMC July 2009 - May 2015
Data Domain April 2008 - July 2009
Diversified Capital Funding January 2006 - March 2008
Metreon - A Sony Entertainment Center 2001 - 2003
Skills
Lead Generation, Marketing Communications, Salesforce.com, Storage, Cloud Computing, Strategy, Demand Generation, Program Management, Sales, Marketing, Event Planning, Enterprise Software, Strategic Partnerships, SaaS, Go-to-market Strategy, Management
Education
California State University-East Bay 1997 — 2002
BA, Communications
Moreau Catholic High School 1993 — 1997
Emery Financial July 2009 - Present
Emery Financial July 2009 - Present
NorthPoint Financial January 2006 - July 2009
Diversified Capital Funding September 1999 - January 2006
Emery Financial May 1998 - September 1999
Diversified Capital Funding March 1996 - May 1998
Relocation Financial Services March 1994 - March 1996
Amerimac First Mortgage May 1991 - March 1994
American Airlines September 1984 - September 1993
Skills
FHA, Credit, Real Estate Economics, Customer Service, Loan Origination, Loans, Mortgage Lending, Refinance, FHA financing, Investment Properties, First Time Home Buyers, Mortgage Banking, Residential Mortgages, VA loans, Certified Mortgage..., USDA, Real Estate Financing, Short Sales, Reverse Mortgages, Finance
Education
Butte College 1982 — 1983
Associate of Arts (AA), General Studies
RPM Mortgage Inc January 2010 - Present
Diversified Capital Funding September 1994 - January 2010
Cal-Bay Mortgage 1992 - 1994
Skills
Management, Refinance, FHA, Mortgage Banking, Residential Mortgages, Mortgage Lending, Loan Origination, Certified Mortgage..., Loans, Real Estate, First Time Home Buyers, Banking, Investment Properties, Real Estate Economics, VA loans, FHA financing, Finance, Short Sales, Investments, Sellers, Selling, Referrals, Foreclosures, Residential Homes, Real Estate Transactions, Reverse Mortgages
Education
Liceu National de Angra do Heroismo 1975 — 1981
San Jose City College
West Valley College
Diversified Capital Funding 1997 - Present
WJ Bradley October 2012 - April 2014
Diversified Capital Funding January 1997 - October 2012
Skills
FHA, Mortgage Banking, First Time Home Buyers, Investors, Customer Service, 1031 Exchanges, Refinance, Mortgage Lending, Real Estate Economics, Investment Properties, Real Estate, Loans, Loan Origination, USDA, Residential Homes, Reverse Mortgages, Sellers, Sales Management, REO, Residential Mortgages, Real Estate Financing, Property, Income Properties, SFR, Foreclosures, HUD, Short Sales, Referrals, Real Estate Transactions, FHA financing, VA loans, Single Family Homes, Commercial Mortgages, Condos, Management, Credit, Sales, Underwriting, VA Loans, FHA Financing
Education
California State University-Chico
Natural Molecular Testing Corporation September 2012 - September 2013
Intuitive Entertainment/ Sunset Tan July 2006 - August 2008
Diversified Capital Funding October 2004 - July 2006
Limited Brands October 2002 - September 2004
Laser and Cosmetic Surgery Center of Hattiesburg August 1998 - May 2001
Skills
Marketing, Surgery, Orthopedic, Medicine, Sales, Training, Surgeons, Cold Calling, Medical Devices, Marketing Strategy, Vascular, Urology, Interventional Radiology, Sales Operations, New Business Development, Clinical Research, OB/GYN, Radiology, Operating Room, Hospitals, Cardiology, Healthcare, General Awesomeness
Education
University of Alabama at Birmingham 2010 — 2012
Surgical Physician Assistant
University of Mississippi & Holmes Community College 2008 — 2010
Continued Education in Pre-Medical Studies, 4.0
University of Southern Mississippi 1998 — 2001
Bachelor of Arts (B.A.), Communications, 3.9
Pillow Academy
AMX - Land Home Financial Svcs. Wholesale Lending Division August 2011 - Present
Reunion Mortgage March 2008 - July 2011
Silicon Valley California Association of Mortgage Professionals March 2009 - June 2011
MortgageIT a subsidary of Deutsche Bank 2005 - 2008
Diversified Capital Mortgage Banking 2004 - 2005
Diversified Capital Funding 2001 - 2004
Skills
Mortgage Lending, Sales, Loans
Education
California State University-East Bay
Bachelor of Arts (B.A.), Human Development
Chabot College
AA, Liberal Arts w/ an emphasis in Social & Behavioral Sciences
RE/Max Accord January 2014 - Present
Diversified Capital Funding November 2011 - Present
Copperopolis ca April 2006 - October 2011
Better Homes Realty January 1999 - April 2006
Skills
Negotiation, Time Management, Customer Service
Education
University of California, Berkeley 1995 — 1997
BS, Social Welfare
Ohlone College
Diversified Capital Funding June 2012 - Present
First Priority Financial March 2008 - June 2012
Latitude Communications 1999 - 2001
Education
San Jose State University 1976 — 1980
Business
Diversified Capital Funding February 2014 - Present
Journey Financial LLC September 2012 - February 2014
Coto de Caza Golf & Racquet Club June 2008 - August 2012
Silver Creek Valley Country Club March 2007 - June 2008
Skills
Customer Service, Microsoft Office, Microsoft Word, Social Media, PowerPoint, Account Management, Microsoft Excel, Hospitality, Cpr Certified, Finance, Process Improvement, Management, Leadership, Forecasting, Team Building, Sales Management, Marketing, Public Speaking, Budgets, Training
Education
Santa Ana College 2009 — 2012
Certificate of Completion, Fire Academy
Tesoro High School 2005 — 2007
High School Diploma, General Education
Diversified Capital Funding October 2013 - Present
CMG Mortgage July 2004 - September 2013
BWC Mortgage Services October 2001 - July 2004
Wausau Mortgage March 2001 - October 2001
Compact Disc Warehouse November 1987 - December 2000
Skills
FHA, Mortgage Lending, Refinance, Mortgage Banking, VA loans, FHA financing, Loan Origination, Residential Mortgages, Loans, First Time Home Buyers, Credit, Investment Properties, Reverse Mortgages, Certified Mortgage..., Mortgage Underwriting, VA Loans, FHA Financing
Education
Purdue University - Krannert School of Management 1982 — 1986
B.S., Business Management
Bayview Residential Brokerage June 2012 - Present
Opes Advisors July 2012 - September 2013
ShoreTel November 2007 - March 2012
National City Mortgage July 2007 - August 2007
MortgageIT October 2005 - July 2007
Diversified Capital Funding September 2004 - October 2005
Home Service Assoc. May 2002 - September 2004
Teachers Helper May 2001 - September 2001
Skills
Sales, Customer Service, Loans, Mortgage Lending, Mortgage Banking, Pipeline Management, Compliance, Auditing, Microsoft Excel, Microsoft Office, Microsoft Word, Outlook, Calyx Point, DataTrac, Windows, ShoreTel, SaaS, Unified Communications, VoIP, Loan Servicing, Call Centers, Selling
Education
West Valley College 2004 — 2006
General Education
De Anza College
Business Administration / Marketing
PNC Financial Services September 2015 - Present
EverBank February 2012 - August 2015
MetLife Home Loans January 2009 - January 2012
Diversified Capital Funding May 2004 - December 2008
United Home Loans January 2004 - April 2004
The David and Lucile Packard Foundation January 2001 - June 2003
Active Software, Inc. (ASWX) November 1997 - December 2000
CBH Financial Management January 1985 - October 1997
Skills
Refinance, Loan Origination, Mortgage Banking, FHA, Mortgage Lending, Sales, Loans, Residential Mortgages, Credit, VA loans, USDA, Investment Properties, Reverse Mortgages, Mortgage Underwriting, Real Estate, FHA financing, FHA Financing, VA Loans
Education
Los Altos High School
UCLA
Diversified Capital Funding September 2015 - Present
Lawver Mortgage Team January 2013 - September 2015
Lawver Mortgage Team September 2012 - January 2013
Habitat for Humanity June 2011 - August 2011
Ski Run Boat Company May 2008 - August 2008
South Tahoe Public Utility District May 2005 - August 2005
Skills
Social Media, Microsoft Excel, Microsoft Office, PowerPoint, Microsoft Word, Customer Service, Outlook, Research, Social Networking, Event Planning, Social Media Marketing, Facebook, Salesforce.com, Project Planning, Time Management, Finance
Education
University of California, Santa Barbara 2008 — 2012
Bachelor of Arts, Environmental Studies with a concentration in Urban Planning and Development
Bayview Residential Brokerage July 2012 - Present
Absolute Mortgage Banking October 2011 - July 2012
The Loan Source January 2010 - June 2012
Diversified Capital Funding January 2005 - January 2010
Skills
Refinance, Mortgage Lending, FHA, Loans, First Time Home Buyers, Short Sales, VA loans, Investment Properties, Real Estate, Mortgage Banking, Sellers, Residential Mortgages
Education
Foothill College
SJSU
Randstad Technologies US April 2015 - Present
Workday November 2013 - April 2015
Parkside Lending, LLC July 2012 - November 2013
JC Nelson Supply February 2012 - July 2012
CAVE (Community Action Volunteers in Education) January 2009 - February 2012
Diversified Capital Funding June 2011 - July 2011
Skills
Quality Control, Computer Proficiency, Customer Satisfaction, Internal Communications, Customer Retention, Data Analysis, Data Entry, Multitasking Skills, Close Attention to..., Customer Service, Time Management, Microsoft Excel, Thrive in A Fast-paced..., Creative Problem Solving, Fantastic..., Highly motivated..., Loans, PowerPoint, Management, Microsoft Word, Microsoft Office, Leadership, Training, Public Speaking, Recruiting, Social Media, Sales, Salesforce.com, Interviews, Social Networking, Onboarding, Human Resources, Marketing, Facebook, Talent Acquisition, Employee Training, Applicant Tracking..., CRM, Technical Recruiting, Event Planning, Project Management
Education
California State University-Chico 2007 — 2012
Bachelor of Business Administration (BBA), Financial Management & Services, 3.5
Home Services Lending September 2015 - Present
Guaranteed Rate October 2013 - October 2015
Guaranteed Rate October 2013 - September 2015
Western Bancorp September 2009 - October 2013
Diversified Capital Funding March 2007 - September 2009
World Savings February 2003 - March 2007
Coldwell Banker United, Realtors January 2000 - February 2003
Nordstrom February 1987 - January 2000
Skills
Mortgage Banking, Mortgage Lending, Teaching, Marketing, First Time Home Buyers, FHA, Sales Management, Microsoft Word, Refinance, VA loans, Selling, Sales, Loan Origination, Loans
Education
San Jose State University 1983 — 1985
Musical Theatre
C2 Financial Corporation January 2008 - Present
Diversified Capital Funding January 2002 - February 2007
CMG Mortgage January 1998 - February 2002
Civic Mortgage Company April 1988 - September 1994
Skills
Refinance, Mortgage Lending, VA, FHA, Mortgage, Loans, Purchase, Loan Origination, Conventional, First Time Home Buyers, Investment Properties, Mortgage Banking, Mortgage Industry, Conforming, Mortgage Planning, Real Estate, Residential Mortgages, Residential, Real Estate Finance, Underwriting, Real Estate Economics, FHA financing, Certified Mortgage..., VA loans, Condos, Residential Homes, Reverse Mortgages, USDA, Credit, Real Estate Financing, Mortgage Underwriting, Construction Loans, Single Family Homes, Finance, VA Loans, FHA Financing
Education
University of California, Berkeley 1970 — 1975
Bachelor of Arts, Chemistry
Diversified Capital Funding August 2013 - Present
Client-Tell BNI 2004 - Present
Mortgage Plan September 1994 - July 2013
World Savings 1985 - 1993
T. D. Service Company June 1981 - August 1985
Skills
Real Estate, Strategic Financial..., Retirement Planning, Investments, Refinance, Mortgage Lending, Strategic Planning, Loans, Small Business, Mortgage Banking, FHA, Residential Mortgages, Funding, Real Estate Transactions, Management, First Time Home Buyers, Investment Properties, Marketing, Investors, Foreclosures, Short Sales, Underwriting, Referrals, Commercial Mortgages, Brokerage, FHA financing, REO, Loan Origination, Loss Mitigation, 1031 Exchanges, Real Property, Real Estate Financing, Sales, HUD, VA loans, Construction Loans, Certified Mortgage..., Reverse Mortgages, USDA, Real Estate Economics, Title Insurance, Appraisals, Commercial Lending, Mortgage Underwriting, Small Business Lending, Real Estate Investor, Loan Servicing, Escrow, Commercial Real Estate
Education
Orange Coast College 1981 — 1983
business
Diversified Capital Funding March 2003 - Present
Mortgage 2007 - 2010
Skills
Customer Service, New Business Development, Real Estate, Sales Management, Account Management, Sales, CRM, Mortgage Lending, FHA, Banking, Finance, Refinance, Residential Mortgages, Mortgage Banking, Loans
Education
University of California, Santa Barbara 1997 — 2000
Northgae
RPM Mortgage, Inc. May 2014 - Present
Mason-McDuffie Mortgage January 2014 - May 2014
Emery Financial August 2012 - November 2013
Landmark Mortgage Group January 2011 - August 2012
Bank of America March 2010 - January 2011
NorthPoint Real Estate Investment Services October 2004 - March 2009
Diversified Capital Funding 2000 - 2004
IMX 1996 - 2000
Skills
FHA, Mortgage Lending, Loans, Loan Origination, Refinance, VA loans, Mortgage Banking, Residential Homes, FHA financing, Investment Properties, Residential Mortgages, Credit, First Time Home Buyers
Education
Foothill College 1976 — 1978
Castilleja High School
Realty World - Homes & Land October 2011 - Present
RealTech Financial March 2011 - Present
Keller Williams Tri-Valley Realty January 2010 - October 2011
Diversified Capital Funding August 2008 - January 2010
Better Homes Realty February 2005 - August 2008
BWC Mortgage Services January 2004 - July 2008
Valley Financial August 1996 - December 2003
Skills
Investment Properties, Real Estate, Mortgage Lending, First Time Home Buyers, Refinance, Referrals
Education
Sonoma State University 1986 — 1987
Bachelor's Degree, Finance, General
California high
Park N Travel & Fly N Save November 2009 - Present
Carlyle's Jewelers June 2006 - September 2010
eBay February 2009 - November 2009
Diversified Capital Funding June 2008 - March 2009
Indymac Bank 2006 - 2008
Skills
Sales, CRM, Marketing, Customer Service, Sales Management, Online Advertising, Management, Cross-functional Team..., Project Planning, Online Marketing, Business Development, Time Management, Budgets, Account Management, B2B
Education
University of Phoenix 2008 — 2012
BA, Business
Kohlsaat & Associates January 2011 - Present
Jrider + Design January 2009 - May 2011
Rhoads House Architectural April 2000 - January 2009
Diversified Capital Funding 1994 - 1998
Skills
3D visualization, Renovation, Residential Design, Construction Documents, Architectural Drafting, Architectural Drawings, Submittals, ArchiCAD
Education
California State University, Fresno 1982 — 1983
Geography
College of the Sequoias 1980 — 1982
AA, liberal arts
Pacific Union December 2013 - Present
DB Brokers October 2010 - October 2013
Diversified Capital Funding January 2009 - October 2010
Skills
Marketing, Mortgage Lending, Loans, Refinance, Mortgage Banking, Certified Mortgage..., Real Estate, Credit, First Time Home Buyers, Investment Properties, VA loans, Microsoft Excel, Loan Origination, Residential Homes, Sellers, Investors, FHA, Residential Mortgages, FHA financing, USDA, Real Estate Economics, Sales, REO, Banking, Commercial Mortgages
Education
University of California, Davis 1976 — 1979
SKYLINE
Braddock and Logan Inside SalesWaypoint HomesAugust 2012 - November 2014
Wells Fargo January 2011 - August 2012
Diversified Capital Funding December 2008 - August 2009
Skills
Sales, Real Estate, Marketing, Investment Properties, Mortgage Lending, Residential Homes, REO, First Time Home Buyers, Foreclosures, Single Family Homes, Contract Negotiation, Customer Service, Real Estate Transactions, Property Management, Referrals, Management, Negotiation
Education
CSU Chico
BA, Psychology
Diversified Capital Funding April 2014 - Present
Franklin American Mortgage Company August 2012 - November 2013
MetLife Home Loans September 2011 - February 2012
HOMES REALTY & FINANCIAL SERVICES August 2010 - August 2011
Topcon Positioning Systems September 2007 - March 2010
People's Choice Home Loans November 2006 - February 2007
GEM CAPITAL FUNDING April 2005 - February 2006
First Franklin September 2001 - October 2004
FRONTIER FINANCIAL August 2000 - September 2001
All American Finance December 1999 - August 2000
Skills
Mortgage Lending, Loans, Credit, FHA, Loan Origination, Loss Mitigation, Underwriting, Finance, Investment Properties, USDA, Management, Sales, Investors, Customer Service, Training, Software Documentation, Mortgage Underwriting, Credit Analysis, Home Equity Loans, Mortgage Banking
Education
First Tuesday 2011 — 2012
Real Estate Salesperson's License & NMLO License
San Joaquin Delta College 2009 — 2012
Associates of Arts Degree
MT. PLEASANT HIGH SCHOOL 1989 — 1993
High School Diploma
Diversified Capital Funding October 2012 - Present
Skills
Mortgage Lending, FHA, VA Loans, Loans, Refinance, Residential Mortgages, First Time Home Buyers, Mortgage Banking, Loan Origination, Investment Properties, Real Estate, FHA Financing, USDA, Foreclosures, Investors, Credit, Real Estate Economics
Education
California State University-East Bay 1982 — 1986
Bachelor's degree, European History
EverBank June 2015 - Present
Princeton Capital July 2014 - May 2015
Diversified Capital Funding January 2001 - July 2014
Sun Microsystems July 1986 - September 1997
Skills
Real Estate, Investment Properties, Condos, First Time Home Buyers, Referrals, Sellers, Mortgage Lending, Loans, Selling, Investors, Single Family Homes, Short Sales, Relocation, Foreclosures, Residential Homes, Reverse Mortgages, Move Up Buyers, Residential Mortgages
Education
Arizona State University
Bachelor of Science, Business Administration, Marketing
Diversified Capital Funding 1986 - Present
Skills
First Time Home Buyers, Mortgage, Loans, Credit, Investment Properties, First Time Buyers, Relocation, New Home Sales, Buying, 1031 Exchanges, Real Estate, Sellers, Condos, Short Sales, Foreclosures, Referrals, Mortgage Lending, Investors, FHA
Education
University of Phoenix
Associate of Arts (AA), Business Administration and Management, General
J. Rockcliff Realtors June 2015 - Present
Novitas August 2014 - June 2015
Diversified Capital Funding January 2011 - May 2014
Aquatic Environments January 2008 - December 2010
Olsten Staffing January 1997 - January 1999
Eli Lilly and Company January 1993 - January 1997
Skills
Account Management, Business Development, Salesforce.com, Consulting, Strategic Planning, Strategic Partnerships, Strategy, Sales Operations, Solution Selling, Business Strategy, Networking, Analysis, Leadership, Selling, Team Building, Management, Start-ups
Education
Defense Language Institute
Certificate of Translation, Russian Studies
IBM Account Management Training