Pacific Coast Mortgage
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Pacific Coast Mortgage Employees
Keller Williams Sonoran Living October 2005 - Present
Keller Williams Sonoran Living 2005 - Present
Keller Williams Realty Sonoran Living 2005 - Present
Keller William Sonoran Living 2005 - Present
Pacific Coast Mortgage 2001 - 2005
Bank One 1995 - 2002
Skills
Real Estate Transactions, Sellers, Short Sales, Foreclosures, Real Estate, Marketing, Negotiation, Investment Properties, First Time Home Buyers, Buyer Representation, REO, Listings, Investors, Relocation, Single Family Homes, Residential Homes, Condos, New Home Sales
Education
University of Missouri-Saint Louis 1985 — 1992
MBA, Finance and Management
Mechelle Secrets December 2013 - Present
Queens of AZ Scholarship Fund December 2014 - Present
1st Class Consultant, LLC October 2006 - Present
Power Networking March 2011 - December 2013
Pacific Coast Mortgage February 2004 - December 2010
Skills
Social Media Marketing, Entrepreneurship, Marketing, Strategic Partnerships, Leadership, Marketing Strategy, Business Development, Public Relations, Small Business, Social Networking, Strategy, Social Media, B2B, Event Planning, Management, Advertising, Coaching, Sponsorship, Strategic Planning, Fundraising, Public Speaking, Event Management, Start-ups, New Business Development, Business Networking, Marketing Communications, Online Marketing, Team Building, Online Advertising, Web Marketing, Sales, Management Consulting, Integrated Marketing, Networking, Real Estate, Direct Marketing, Nonprofits, Entertainment, Consulting, Email Marketing, Brand Management, Business Planning, SEO, Account Management, New Media
Education
Estrella Mountain Community College
Phoenix College
University of Phoenix
Guild Mortgage Company May 2015 - Present
Arizona Bank and Trust August 2013 - May 2015
Johnson Bank March 2010 - August 2013
Sterling Home Mortgage 2009 - 2010
Pacific Coast Mortgage 2007 - 2009
CFIC Home Mortgage 2006 - 2007
American Mortgage Specialists 2005 - 2006
Allstate Home Loans 2004 - 2005
Skills
CRM, Mortgage Lending, Loans, First Time Home Buyers, Banking, Investments, Investment Properties, Finance, Marketing, Real Estate, New Business Development, FHA, Loan Origination, Residential Homes, Sellers, Refinance, Analysis, Residential Mortgages, Credit, Mortgage Banking, Sales Management, Customer Service, Commercial Lending, Short Sales, Selling, Construction Loans, FHA financing, Reverse Mortgages, Sales, USDA, VA loans
Education
Northeastern University
Merrill Edge-Bank of America June 2014 - Present
Merrill Edge-Bank of America January 2013 - June 2014
Merrill Lynch-Bank of America July 2011 - January 2013
Pacific Coast Mortgage August 2009 - July 2011
Charles Schwab March 2008 - August 2009
Nationstar Mortgage July 2004 - January 2008
Edward Jones Investments September 2002 - May 2004
Trenton Cleaning Chemical January 1998 - July 2002
Skills
Organizational Design, Business Process Design, Talent Management, Business Process, Performance Management, Change Management, Employee Engagement, Organizational..., Onboarding, Succession Planning, Program Management, Hands-on Training, Process Improvement, Coaching, Leadership Development, Team Building, Instructional Design, Mentoring, Complaince, Problem Solving, Sales Management, Sales Management..., Customer Service..., Operations Management, Management Consulting, Call Center, Risk Management, Leadership, Call Centers, Sales, Training, Customer Service, Hiring, Management, Vendor Management, Account Management, Budgets, Human Resources, Mortgage Lending, CRM, Customer Satisfaction, Team Leadership, Executive Management, Loans, Banking, Strategy, Relationship Management, Financial Services, Customer Retention, Credit
Education
Western International University 2010 — 2011
Master of Business Administration, International Business
Eastern Michigan University
Bachelor of Business Administration, Computer Management Systems
Maethon March 2014 - November 2014
Hunter Financial Group November 2009 - December 2013
Pacific Coast Mortgage August 2008 - October 2009
Centex/ Nationstar Mortgage October 2005 - August 2008
Skills
Mortgage Banking, Credit, Residential Mortgages, Mortgage Lending, Due Diligence, Asset, Loans, FHA, Investment Properties, Refinance, Loan Origination, First Time Home Buyers, Real Estate, Sales, VA loans, Government Loans, FHA financing, USDA, Underwriting, Mortgage Underwriting, Construction Loans, Reverse Mortgages, FHA Financing, VA Loans
Education
Arizona State University 2000 — 2002
Business communication
Central Arizona College 1996 — 1998
Business communication and Wildlife Conservation
hs
Nova Home Loans November 2008 - Present
Pacific Coast Mortgage March 2005 - November 2008
Nova Home Loans April 2001 - March 2003
Skills
Mortgage Lending, USDA, FHA, VA loans, Refinance, Residential Mortgages, Loan Origination, Loans, Mortgage Banking, Foreclosures, Reverse Mortgages, Real Estate Transactions, First Time Home Buyers, FHA financing, Residential Homes, Sellers, Real Estate, Short Sales, Referrals, Single Family Homes, Investment Properties, HUD, Investors, Move Up Buyers, Relocation, Construction Loans, New Home Sales, Selling, Government Loans, Certified Mortgage..., REO, Real Estate Financing, 203K, Home Equity Loans, HomePath, Credit, Real Estate Economics, Mortgage Underwriting, Home Equity Lines of..., Vacation Homes, Underwriting, Condos, Credit Analysis, Commercial Mortgages, Down Payment Assistance, Funding, Investments, Loss Mitigation, Commercial Lending, USDA Rural Housing
Education
Pima Community College 1996 — 1998
European Wax Center July 2012 - Present
Fairfield County Bank 2009 - 2012
Fairfield County Bank 2006 - 2009
Phoenix Financial 2006 - 2006
Sunset Mortgage Company 2005 - 2006
Pacific Coast Mortgage 2005 - 2005
Arizona Federal Credit Union 2004 - 2004
Skills
Customer Service, Wellness, Skin Care, Beauty Industry, Sales, Cosmetics, Nutrition, Spa, Aesthetics, Event Planning
Education
Imaj Institute
Aesthetician/Esthetician and Skin Care Specialist, Laser Technician
Marinello Schools of Beauty
Aesthetician/Esthetician and Skin Care Specialist
Post University
Bachelor of Business Administration (BBA), Business, Management, Marketing, and Related Support Services
Take Charge America, Inc. November 2013 - Present
Newtown Community Development Corporation November 2012 - November 2013
Take Charge America, Inc. June 2009 - November 2012
NCO Financial October 2007 - June 2009
Freestand Financial December 2004 - September 2007
Pacific Coast mortgage December 2001 - December 2004
Healthcare Management Systems September 1997 - September 2000
Lahey Hospital & Medical Center September 1995 - September 1997
Beth Israel Deaconess Medical Center September 1990 - September 1995
Skills
Non-profits, Public Speaking, Credit Counseling, Supervisory Skills, Customer Service, Mortgage Industry, Real Estate Finance, Nonprofits, Mortgage Lending, Microsoft Excel, Leadership, Outlook, Team Building, Coaching, HUD, Community Outreach, Business Development, Budgets, Real Estate Economics, Leadership Development, Training, Call Centers, Investment Properties, Microsoft Office, Financial Analysis, PowerPoint, Time Management, Foreclosures, Debt Management, Loans, Credit, Employee Training, Customer Satisfaction, Team Leadership, Mortgage Banking, Financial Education, Affordable Housing, Banking, Loan Origination, Strategic Planning, Financial Services, Refinance, Real Estate, Insurance, Management, Finance, Supervisory Experience, Analysis, Customer Retention, Operations Management
Education
Embry-Riddle Aeronautical University 1982 — 1984
Aeronautics/Aviation/Aerospace Science and Technology, General
Community College of the Air Force 1981 — 1984
Professional Aeronautics, Aviation/Airway Management and Operations
Hi-Country Auto Group September 2012 - Present
Direct Credit Inc November 2010 - September 2012
Direct Credit, Inc. November 2008 - November 2010
Pacific Coast Mortgage January 2007 - October 2008
United States Marine Corps November 2001 - November 2006
Skills
Retail, Customer Service, Inventory Management, Merchandising, Store Management, Sales Management, Visual Merchandising, Sales, Loss Prevention, Management, Team Building, Profit
Education
University of Phoenix 2006 — 2008
Associate's degree, Business Administration, Management and Operations
Arlington High School 1997 — 2001
Diploma, College/University Preparatory and Advanced High School Diploma Program
1st American Commercial Lending LLC February 2014 - Present
Pacific Coast Mortgage January 1996 - March 2005
Gold Mortgage Center Inc. February 1992 - June 1996
Skills
Commercial Lending, Residential lending, Business Development, Certified Justice Court..., Credit, Loans, Loan Origination, Commercial Mortgages, Mortgage Lending, Finance, Banking, Lines Of Credit, Start-ups, Mergers & Acquisitions, Financial Services, Construction Loans, Small Business, Commercial Real Estate, Asset Based Lending, Commercial Finance, Investment Properties, Funding, Factoring, Small Business Lending, Venture Capital, Investors, Real Estate, Investments, Credit Analysis, Management, Sales, Real Estate Financing, Real Estate Transactions
Education
Arizona State University
Aeronautical Technology/Business Management
Yavapai Justice Court 2010 — 2012
Certified Justice Court Mediator, Mediation and Legal Proceedures
CCTG 2014 — 2014
Certified Commercial Broker, All Commercial Lending Products
Wells Fargo June 2014 - Present
JPMorgan Chase July 2010 - June 2014
JP Morgan Chase July 2008 - July 2010
Rockwell Financial Inc March 2007 - July 2008
Pacific Coast Mortgage January 2005 - March 2007
CENTURY 21® February 2003 - March 2005
International Entrepreneur August 1994 - January 2003
Skills
Business Development, Commercial Lending, Loans, Mortgage Lending, Credit, Small Business Lending, Credit Analysis, Finance, Banking, Loan Origination, Portfolio Management, Investments, Equipment Finance, Refinance, Financial Services, Mortgage Banking, Selling, Analysis, Wealth Management, Sales
Education
San Diego State University-California State University 1989 — 1994
Real Estate/Finance
Orange Sky Realty Boutique Real Estate April 2015 - Present
Alex & Co August 2013 - Present
Hammer Properties August 2013 - August 2014
First National Bank of Layton April 2010 - February 2013
Pacific Coast Mortgage November 2007 - April 2010
Child Mortgage Corporation November 2000 - November 2007
Kids and Company January 1995 - February 2000
Skills
Licensed Realtor, Social Media Marketing, Organization Skills, FHA, Bookkeeping, Accounts Payable, Marketing, Organization, Operations Management, Refinance, Office Administration, Mortgage Banking, Mortgage Lending, USDA, Loan Origination, Loans, Reverse Mortgages, Credit, Investment Properties, Real Estate, First Time Home Buyers, FHA financing, Residential Mortgages, Real Estate Financing, REO, Leadership, Customer Service, Residential Homes, Short Sales, Finance, Sales Management, Human Resources, Payroll, Financial Accounting
Education
University of Arizona 1989 — 1994
Bachelor's degree, Family Studies and Child Development
Michael Kors June 2015 - Present
Michael Kors August 2014 - June 2015
Michael Kors December 2012 - August 2014
Nordstrom August 2012 - December 2012
Michael Kors May 2010 - August 2012
Maricopa County Public Defender's Office June 2011 - August 2011
Pacific Coast Mortgage January 2008 - August 2008
Iacovino and Kayler Law Firm July 2007 - January 2008
Skills
Customer Service, Loss Prevention, Marketing, Retail Sales, Public Speaking, Team Building, Management, Visual Merchandising, Merchandising, Retail, Fashion, Customer Satisfaction, Team Leadership, Coaching, Sales, Time Management, Store Management
Education
University of Mississippi 2008 — 2012
Bachelor of Science, Criminal Justice
Desert Mountain High School 2004 — 2008
Keller Williams Arizona Realty October 2013 - Present
The Killion Group January 2008 - August 2009
Weblistic, Inc. December 2006 - December 2007
yellowpages April 2006 - November 2006
Pacific Coast Mortgage August 2002 - May 2004
DSWA March 2001 - May 2002
Skills
Marketing, Strategic Planning, Customer Service, Public Speaking, Cold Calling, Advertising, Sales, Direct Sales, Salesforce.com, Budgets, Social Media Marketing, Sales Management, Online Advertising, Sales Operations, Event Management, Investment Properties, Leadership, Negotiation, Real Estate, Marketing Strategy, Residential Homes
Education
Arizona School of Real Estate & Business 2013 — 2013
Real Estate License, State of Arizona
Arizona State University 2002 — 2004
Bachelor of Science (B.S.), Interdisciplinary Studies
Kirkwood Community College 2000 — 2002
Associate of Arts (A.A.), Associate of Arts
Lowe's Home Improvement August 2013 - Present
Compass Group November 2011 - July 2013
The Thunderbirds/Waste Management Phoenix Open December 2008 - May 2011
Consumer Markets LLC September 2007 - October 2008
Pacific Coast Mortgage January 2004 - September 2007
Maricopa County December 2001 - January 2004
Arizona Diamondbacks 1998 - 2001
Skills
Accounting, Payroll, Account Reconciliation, General Ledger, Human Resources, Journal Entries, SAP, Employee Benefits, Financial Statements, Accounts Payable, Fixed Assets, Benefits Administration, Small Business, GAAP, Accruals
Education
Arizona State University 1995 — 1999
BS, Finance
True Mortgage, LLC December 2003 - Present
Innovative Mortgage Solutions January 2002 - December 2005
Pacific Coast Mortgage January 1999 - January 2002
Skills
FHA, Mortgage Lending, Refinance, Investment Properties, First Time Home Buyers, USDA, Loans, Residential Mortgages, Real Estate, VA loans, Short Sales, Loan Origination, Foreclosures, Credit, FHA financing, Investors, Certified Mortgage..., REO, Sellers, Real Estate Financing, Banking, Referrals, Residential Homes, Credit Analysis, Condos, Government Loans, Single Family Homes, Commercial Real Estate, Finance, Commercial Mortgages, Reverse Mortgages, Home Equity Loans, Construction Loans, Mortgage Marketing, Home Equity Lines of..., Mortgage Underwriting, Debt Consolidation, Real Estate Economics, FHA Financing, VA Loans
Education
Arizona State University 1995 — 1999
Business and Personal/Financial Services Marketing Operations
Titan Capital Holdings, LLC February 2011 - Present
First National Bank of Layton May 2010 - June 2011
Pacific Coast Mortgage October 2008 - May 2010
Child Mortgage Corporation August 1997 - September 2008
Skills
Refinance, Mortgage Banking, Loans, Real Estate Financing, Investment Properties, Real Estate, REO, Investments, Foreclosures, Loan Origination, Asset Management, Residential Mortgages, Brokerage, First Time Home Buyers, Commercial Mortgages
Education
Arizona State University - W. P. Carey School of Business 1980 — 1984
BS, Finance
Bedrock Technology Partners April 2013 - Present
Bedrock Technology Partners August 2011 - Present
Enterprise Holdings Inc. June 2008 - September 2011
ShortForm.TV January 2011 - July 2011
Pacific Coast Mortgage May 2006 - July 2006
Skills
Sales, Inventory Management, Microsoft Excel, Customer Service, Microsoft Office, Data Analysis, PowerPoint, Advertising, Social Media, Outlook, Market Research, Supply Chain Management, Accounting, Access, Online Marketing, Logistics, Customer Relations, Purchasing, Purchasing Negotiation, Financial Reporting, Database Design, Salesforce.com, HP Proliant, NetApp Filers, Hitachi Storage, Cisco Technologies, Asset Management, Technical Service..., EMC Storage, HP Networking, HP Storage, HP Server Hardware, VMware ESX, IT Solutions, IT Service Delivery, IT as a Service, Procurement Contracts, IT Procurement, Software Procurement, Service Contract, Budget Management
Education
University of California, San Diego 2009 — 2011
Bachelors, Economics
imortgage April 2015 - Present
Barrett Financial Group, L.L.C. August 2011 - April 2015
American Financial Lending, Inc. May 2011 - August 2011
Shelter Mortgage Company / Guaranty Bank January 2010 - February 2011
Interstate Mortgage Service, Inc May 2009 - January 2010
Northeast Mortgage Corporation May 2007 - May 2009
Interstate Mortgage Service, Inc April 2007 - May 2008
Western Horizon Mortgage August 2006 - April 2007
American Financial Resources Inc February 2002 - August 2006
Pacific Coast Mortgage October 2000 - February 2002
Skills
Mortgage Lending, Loans, FHA, Underwriting, Refinance, Sales, Mortgage Banking, Loan Origination, USDA, Credit, Residential Mortgages, VA loans, FHA financing, Real Estate, Reverse Mortgages, Construction Loans, Certified Mortgage..., Government Loans, First Time Home Buyers, Mortgage Underwriting, Calyx Point, USDA Rural Housing, Encompass, Real Estate Financing, Credit Analysis, Home Equity Loans, Debt Consolidation, Home Equity Lines of..., Consumer Lending, Banking, Investment Properties, Finance, VA Loans
Education
Southeast Missouri State University 1994 — 1998
Business Management, Business Administration, Management and Operations
St. Pius X High School 1991 — 1994
Absolute Imaging Solutions January 2013 - Present
MATRIX June 2012 - December 2012
Howard Miller April 2006 - June 2012
Rockford Corporation December 2005 - April 2006
Howard Miller January 2004 - December 2005
Pacific Coast Mortgage January 2003 - January 2004
ABS Associates January 2002 - October 2002
MATRIX March 1999 - October 2001
Frigidaire Home Products June 1998 - March 1999
Frigidaire Home Products May 1997 - June 1998
Skills
Sales Management, Negotiation, Sales, New Business Development, Management, Solution Selling, Merchandising, Team Leadership, Selling, Process Improvement, Team Building, Account Management, Sales Operations, Advertising, Product Development, Retail, Leadership, Sales Process, Customer Service, Strategic Planning, Marketing Strategy, Marketing, Cold Calling, Direct Sales, B2B, Pricing, Key Account Management, Salesforce.com, Contract Negotiation, Sales Presentations, Inventory Management, Program Management, Outsourcing, Selling Skills, CRM, Talent Acquisition, Customer Satisfaction, Product Marketing, Business Development, International Sales, Forecasting, Professional Services, Cross-functional Team..., Team Management, Strategic Partnerships, Medical Devices, Training, Healthcare, Hospitals
Education
Brigham Young University 1989 — 1995
BS
MAC Cosmetics August 2010 - Present
Macys, Mac Cosmetics August 2010 - Present
Pacific Coast Mortgage September 2007 - June 2008
Dillards January 2005 - March 2006
Dillards, Prescriptives November 2003 - January 2005
Bell Lexus January 2002 - June 2003
Education
Edgewood College 2009 — 2011
Bachelor of Science, Organizational Development and Leadership Management
Edgewood College
Bachelor of Science, Organizational Behavior and Leadership Management
Glendale Community College
Associates, Program
Scottsdale Community College
American Pacific Mortgage September 2013 - Present
Fidelity National Title Company (Colorado) March 2013 - September 2013
Denver Mortgage Company September 2011 - February 2013
Fidelity National Title Company (Colorado) June 2010 - September 2011
Pacific Coast Mortgage December 2006 - June 2010
First National Bank 2010 - 2010
Ace Mortgage Funding 2002 - 2004
Ameriquest Capital Group January 2001 - June 2002
Skills
Mortgage Lending, Management, Mortgage Banking, Real Estate Financing, Loan Origination, Sales Management, Investment Properties, FHA, Loans, Business Development, New Business Development, Residential Mortgages, Real Estate, Investors, Real Estate Transactions, Finance, USDA, Marketing, Credit, Investments, Sellers, Foreclosures, REO, Residential Homes, Short Sales, Referrals, Underwriting, VA loans, Real Estate Economics, FHA financing, First Time Home Buyers, Reverse Mortgages, Selling, Banking, Single Family Homes, Credit Analysis, Property, Online Advertising, Online Marketing, Real Estate Development, Mortgage Underwriting, Leases, Recruiting, Title Insurance, Refinance, Funding, Brokerage, Construction Loans, Commercial Mortgages, Portfolio Management
Education
Colorado State University 1996 — 2000
B.S. Business Administration, Finance
United Corporate Solutions, Inc April 2015 - Present
Hoover Wells Service May 2014 - April 2015
Stanley F. Carpenter, CPA January 2013 - May 2014
H&R Block January 2006 - January 2013
Bank of America October 2010 - April 2012
Mortgage Internet Technologies August 2004 - March 2005
All Fund Mortgage May 2003 - May 2004
Pacific Coast Mortgage December 2002 - May 2003
Skills
Tax Preparation, Bookkeeping, Budgeting, Budget, Accounting, Tax, Account Reconciliation, Financial Analysis, Strategic Financial..., Finance, Financial Reporting, General Ledger, QuickBooks, Due Diligence, Accounts Payable, Accounts Receivable, Strategic Planning, Financial Accounting, Cost Accounting, Balance, Auditing, Budgets, Cash Flow, Financial Statements, Fixed Annuities
Education
ASU SGML Accounting Certificate Program 2007 — 2008
Post Baccalaureate Certificate in Accountancy, and Taxes
Arizona State University West 2002 — 2004
B.S. Global Finance, Investing, Capital Management, ROI, ROA, EBITDA
Eastern Arizona College 1997 — 2002
A.A., Business Administration
Saint Johns High School 1993 — 1997
Diploma, AP Calculus, Physics, Chemistry, Honors English, Economics, Drafting
1st Plus Mortgage & Realty LLC September 2005 - Present
CapWest Funding February 2003 - September 2005
Pacific Coast Mortgage February 2001 - February 2003
CapWest Funding LLC January 2000 - February 2001
Skills
Microsoft Office, Microsoft Excel, Microsoft Word, Customer Service, PowerPoint, English, Windows, Research, Outlook, Teaching, Public Speaking, Strategic Planning, Budgets, Negotiation, Editing, Management, Project Management, Employee Training, Sales Management, Financial Analysis, Forecasting, Banking, Loan Origination, Logistics, Advertising, Public Administration, Business Process..., Customer Retention, Marketing, Social Media Marketing, Entrepreneurship, Quality Management, Emotional Intelligence, Organizational..., Real Estate Transactions, Mortgage Lending, Marketing Strategy, Real Estate Financing, CRM, Coaching, Sales, Recruiting, Training, Human Resources, Strategy, Finance, Leadership, Performance Management, Loans, Time Management
Education
Northern Arizona University
Master of Administration, Public Management
University of Phoenix
Bachelor's degree, Management
New American Funding January 2015 - August 2015
CNN Mortgage September 2010 - January 2015
Pacific Coast Mortgage January 2004 - April 2010
Tiger Mortgage March 2003 - January 2004
Skills
Refinance, Real Estate, Sales, Loan Origination, Residential Homes, FHA financing, Loans, Referrals, Mortgage Banking, Customer Service, First Time Home Buyers, Residential Mortgages, FHA, Mortgage Lending, Sellers, Investment Properties, Marketing, Credit, Foreclosures, Construction Loans, Certified Mortgage..., Home Equity Loans
Education
Eastern Illinois University 1990 — 1994
Bachelor of Science, Business / Marketing
Equinox Journeys May 2015 - Present
Greenbox Loans, Inc. September 2014 - Present
Movement Mortgage, LLC December 2013 - August 2014
V.I.P. Mortgage Inc. January 2013 - December 2013
BMO Harris Bank August 2011 - April 2013
Pacific Coast Mortgage August 2005 - April 2010
Greenpoint Mortgage June 2003 - August 2005
Continental Mortgage Services August 2001 - June 2003
Crestone Mortgage June 1996 - June 2001
Englewood Mortgage 1992 - 1996
Skills
Mortgage Lending, FHA, VA loans, Mortgage Banking, USDA, Loans, Certified Mortgage..., Loan Origination, Residential Mortgages, FHA financing, Residential Homes, Sellers, Refinance, Reverse Mortgages, Real Estate Transactions, Selling, Mortgage Underwriting, Real Estate, Real Estate Financing, Construction Loans, Government Loans, Credit, Investment Properties, Referrals, First Time Home Buyers, Short Sales, Commercial Mortgages, Underwriting, Credit Analysis, Mortgage Marketing, VA Loans, Home Equity Loans, Portfolio Management, Loss Mitigation, HUD, Investors, Home Equity Lines of..., Real Estate Economics, Debt Consolidation
Education
Northeastern University 1966 — 1967
Katharine Gibbs, New York, NY
Business Administration
IMH Financial Corporation January 2003 - Present
Pacific Coast Mortgage January 2002 - January 2003
Skills
Real Estate, Loan Origination, Loans, Underwriting, Mortgage Lending
Education
Arizona State University
BS, Business & Communications
University of Phoenix May 2009 - Present
University of Phoenix May 2009 - Present
Pacific Coast Mortgage March 2008 - April 2009
Nationstar Mortgage January 2006 - September 2007
Nationstar Mortgage January 2006 - September 2007
Skills
Coaching, Loans, Analytical Skills, Account Management, Management, Sales, Leadership, Time Management, Critical Thinking, Underwriting, Strategic Planning, Customer Service, Customer Satisfaction, Training, Teamwork, Business Development, Negotiation, Financial Analysis, Finance, Higher Education, Team Leadership, Team Building, Adult Education, Program Management, Process Improvement, Small Business, Mortgage Banking, Banking, Marketing, New Business Development, Admissions, Call Centers, Credit, Operations Management, Staff Development, Leadership Development, Microsoft Office, Budgets
Education
Western International University 2011 — 2014
Master of Business Administration (M.B.A.), Business Administration and Management, General
University of Phoenix 2009 — 2011
Bachelor of Science in Business/Management, Business
Central Michigan University
Academy Mortgage Corporation June 2012 - Present
First National Bank of Layton February 2010 - May 2012
Security Mortgage Corp. March 2008 - December 2010
pacific coast mortgage April 2000 - March 2008
Skills
Mortgage Lending, Loans, Investment Properties, First Time Home Buyers, Real Estate Transactions, Residential Homes, Mortgage Banking, FHA, Refinance, Residential Mortgages, Customer Service, Short Sales, Loan Origination, Commercial Real Estate, Real Estate, Credit, Management, VA loans, VA Loans
Education
Indiana University Bloomington 1980 — 1984
BS in Public Affairs, Labor Law
Michigan State University 1979 — 1981
Labor Law
Zaio Inc. October 2007 - Present
Carnegie First Lending Services April 2005 - September 2007
Pacific Coast Mortgage 2003 - 2005
GMAC Mortgage 2000 - 2003
First Interstate Bank 1992 - 1995
H. S. Pickrell Company 1975 - 1991
Education
University of Arizona 1965 — 1971
Pacific Coast Mortgage August 2007 - Present
Great Southwest Mortgage September 2002 - August 2007
Education
Arizona State University 1992 — 2000
Fairway Independent Mortgage Corporation September 2010 - Present
Pacific Coast Mortgage May 2005 - November 2007
Education
Boise State University 1994 — 1999
Westin Phoenix Downtown April 2014 - Present
Westin Phoenix Downtown April 2014 - Present
USAA November 2012 - February 2014
Kaplan University November 2007 - September 2012
Kaplan University April 2007 - November 2007
HomeTeam Pest Defense December 2005 - January 2007
HomeTeam Pest Defense January 2005 - December 2005
Pacific Coast Mortgage February 2003 - January 2005
HomeTeam Pest Defense May 2001 - February 2003
Skills
Recruiting, Training, Problem Solving, Team Leadership, Leadership Development, Data Analysis, Report Writing, Change Management, Solution Development, Solution Focused, Forecasting, Hiring Employees, Coaching, Management, Team Building, Fast Learner, Adaptability, Student Financial Aid, Time Management, Customer Service, Career Counseling, Admissions, Enrollment Management, CampusVue, Student Recruiting, Campus, Retaining Customers, Staff Development, Higher Education, Student Affairs, Adult Education, Resume Writing, Academic Advising, Career Development, Academic Administration, Distance Learning, College Recruiting, Student Loans, Student Development, E-Learning, Conflict Resolution, Leadership, Sales, Student Engagement, Higher Education..., Employee Training, Hiring, Accreditation, Student Counseling, Critical Thinking
Education
Kaplan University 2009 — 2011
Master's degree, Higher Education/Higher Education Administration, 4.0
Scottsdale Culinary Institute 2002 — 2003
Culinary Certificate, Culinary Arts/Chef Training, 3.9
William Paterson University of New Jersey 1979 — 1983
Bachelor of Arts (BA), Business Administration and Management, General
Engel & Völkers Newport Beach April 2015 - Present
Berkshire Hathaway Home Services November 2014 - April 2015
Union Bank May 2013 - December 2013
Union Bank March 2013 - May 2013
US Real Estate Services, INC March 2008 - November 2012
Adecco Staffing, USA January 2008 - May 2008
Pacific Coast Mortgage July 2007 - January 2008
Residential Finance America January 2006 - May 2007
American Residential Funding January 2003 - December 2005
Skills
Investment Properties, Loans, Banking, Underwriting, Referrals, Real Estate, REO, Foreclosures, Mortgage Lending, Property, Credit, Valuation, Appraisals, Refinance, Residential Homes, Commercial Mortgages, Real Estate Transactions, Closings, Mortgage Banking, Residential Mortgages, Commercial Real Estate, Analysis, Financial Risk, Loan Servicing
Education
Orange Coast College 1995 — 2000
Arete Sleep Health February 2004 - Present
944 Magazine February 2003 - November 2003
Pacific Coast Mortgage January 2002 - April 2003
Arizona Capital Group January 2001 - July 2002
Education
Arizona State University 1997 — 2001
Easy Credit October 2008 - Present
Pacific Coast Mortgage October 2005 - September 2008
Education
University of Arizona 1999 — 1999
Sunrise Jewelry and Gallery December 2014 - Present
Vida Vacations, Grupo Vidante September 2014 - December 2014
Cibola of Old Town/Michael's Creative Jewelry September 2011 - September 2014
First National Bank July 2000 - September 2011
Pacific Coast Mortgage July 2000 - March 2010
Capital Lending and Investments August 1996 - June 2000
Skills
Competitive Analysis, Financial Planning, Credit, Purchase, Refinance, Loans, FHA, VA, Conventional, Mortgage Lending, Budgeting, Customer Relations, Strategic Planning, Negotiation, Cash Management, Credit Risk, Funding, Business Planning, Market Planning, Advertising, Reverse Mortgages, Budgets, Customer Service, Marketing, Management, Small Business, Strategic Financial..., Finance, Sales, Residential Homes, Selling, Real Estate, Real Estate Transactions, Short Sales, Loan Origination, Residential Mortgages, Investments, Mortgage Banking, First Time Home Buyers, USDA, FHA financing, Investors, VA loans, Banking, Referrals, Credit Analysis, REO, Foreclosures, Retail, Sales Management
Education
University of Wisconsin-Milwaukee
Business, Marketing
Az School of Real Estate
Real Estate License
Ford Schools
Life and Health Insurance License
Scottsdale Community College
Spanish/Italian/French
University of Miami
Accounting Practices
Quality Control February 2012 - March 2014
Loan Resolution Corporation May 2011 - January 2012
Wells Fargo September 2010 - December 2010
Bank of America February 2009 - September 2010
Pacific Coast Mortgage 2007 - 2009
K. Hovnanian Homes December 2004 - August 2007
Pacific Coast Mortgage 2003 - 2004
Interstate Mortgage/Mortgage Approved 2000 - 2003
Skills
Mortgage Processing, Mortgage Lending, Mortgage Underwriting, Customer Service, Organization, Time Management, Mortgage Banking, Microsoft Office, Quality Control, Office Administration, Multi Tasking, Highly detail oriented, Real Estate, Investment Properties, Refinance, Loans, Loan Origination, FHA
Education
Arizona State University 1972 — 1975
Liberal Arts, Social Science/Interior Design
Insight Global Development Partners July 2012 - Present
JPMorgan Chase November 2009 - Present
LegalShield, Independent Associate April 2004 - Present
Right Choice Consulting, LLC July 2000 - Present
Fifth Third Bank February 2001 - February 2002
Pacific Coast Mortgage March 1997 - April 2001
Skills
New Business Development, Strategic Planning, Insurance, Business Strategy, Sales Management, Negotiation, Business Development, Sales, Strategy, Leadership, Marketing, Direct Sales, Business Planning, Start-ups, Budgets, Contract Negotiation
Education
DeVry University Phoenix 1978 — 1981
BA, Electrical Engineering
TricorBraun June 2010 - Present
Kaplan University February 2010 - May 2010
Kachina Door and Trim / CWC January 2009 - February 2010
Woodgrain Millwork August 2008 - October 2008
Smith Moulding Wholesale February 2006 - August 2008
Orepac Building Products June 2004 - February 2006
The Home Depot February 2000 - March 2005
Pacific Coast Mortgage September 2003 - June 2004
Skills
Operations Management, Microsoft Office, Process Improvement, Change Management, Microsoft Dynamics ERP, Project Management, Problem Solving, Technical Writing, Analysis, Proposal Writing, Supply Chain Management, Brazilian Portuguese, Spanish, Customer Satisfaction, Team Building, Cross-functional Team..., ERP, Training, Critical Thinking, Project Planning, Requirements Gathering, Requirement..., Technical Translation, System Testing, Project Rollouts, Purchasing, Sales, Account Management, New Business Development, Sales Management, Continuous Improvement
Education
University of Phoenix 2010 — 2012
Masters, Information Systems
Arizona State University 1999 — 2003
BA, Spanish and History, with additional coursework completed in Chemical Engineering and math
Shadow Mountain High School 1997 — 1999
High School Diploma, General, 4.0
Valley Lutheran High School 1995 — 1996
General, General Studies
JPMorgan Chase May 2013 - Present
DeVry University April 2009 - April 2013
HSBC/HFC October 2003 - December 2008
Outsource Financial May 2003 - October 2003
BAO May 2002 - May 2003
Pacific Coast Mortgage 1999 - 2001
Skills
Sales Management, Customer Satisfaction
Education
New Mexico State University
Marketing
New Mexico State University
2
Cohen Financial March 2010 - Present
Pacific Coast Mortgage May 2007 - March 2010
Education
Arizona State University - W. P. Carey School of Business
Finance
PARC September 2011 - Present
North American Debt Relief, LLC February 2010 - December 2011
Pacific Coast Mortgage April 2007 - January 2010
Ditech.com January 2005 - March 2007
Skills
Credit, Mortgage Banking, Team Building, Sales Management, New Business Development, Mortgage Lending, Sales, Loans, Leadership, Business Development, Marketing, Strategic Planning, Executive Management, Customer Service, Banking, Lead Generation, Business Planning, Start-ups, Online Advertising, Email Marketing, Online Marketing, Sales Process, Direct Marketing, Loan Origination, Operations Management, Call Centers, Coaching, Training, Finance, Budgets, Competitive Analysis, Marketing Strategy, Social Media Marketing, Social Networking, CRM, FHA, Foreclosures, Management, Selling
Education
Arizona State University 1981 — 1985
B.S., Marketing
Starboard Financial Management January 2014 - Present
Suburban Mortgage May 2013 - November 2013
Alliance Financial Resources LLC March 2010 - May 2013
L & G Mortgagebanc April 2006 - April 2010
imortgage May 2004 - February 2006
Pacific Coast Mortgage April 2001 - May 2004
IFG Network Securities January 2000 - May 2004
Metropolitan Financial January 2000 - March 2001
Skills
Risk Management, Loan Origination, FHA financing, VA Financing, USDA Financing, Fannie Mae/Freddie Mac..., Loan Structuring, Mortgage Banking, Mortgage Underwriting
Education
Louisiana State University 1995 — 1999
Bachelors Degree
Discover Financial Services September 2014 - Present
ASUREA September 2013 - September 2014
Royal Palm Foods, LLC September 2012 - March 2013
Preferred Medical Claim Solutions July 2012 - September 2012
Global Claim Resources May 2008 - July 2012
Pacific Coast Mortgage April 2006 - April 2008
Skills
Logistics, Process Improvement, Medical Cost Containment, Contract Negotiation, Mortgage Banking, Sales, Employee Training, Multi Tasking, Learning Quickly, Golf Instruction, Claim, Training, Negotiation, Insurance, Management, Customer Service, Team Building
Education
The Ohio State University 1990 — 1996
Bachelor's degree, English Language and Literature, General
Randstad‐ Bank of America September 2012 - Present
Bank of America August 2012 - Present
Springboard February 2012 - September 2012
Apple One‐ Target.com October 2011 - January 2012
JPMorgan Chase September 2006 - May 2011
JPMorgan Chase September 2006 - May 2011
House 2 Home Lending July 2005 - August 2006
Pacific Coast Mortgage November 2004 - July 2005
UPS January 1997 - January 2003
Skills
Microsoft Excel, PowerPoint, English, Windows, Research, Outlook, Teaching, Photoshop, Public Speaking
Education
Glendale Community College 2006 — 2007
Business/Commerce, General