Santander Bank
Industry: Retail banking company
DescriptionSantander Bank, N. A., formerly Sovereign Bank, is a wholly owned subsidiary of Spanish Santander Group. It is based in Boston and its principal market is the northeastern United States. Customer service: 1 (877) 768-2265 Headquarters: Boston, MA Parent organization: Santander Group CEO: Scott Powell (Jul 30, 2015–) Founded: 1902 Subsidiaries: INDEPENDENCE COMMUNITY BANK CORP,
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Santander Bank Employees
Fonseca Duek Realty Miami Agente Credenciado da Brasil Brokers na Flórida November 2014 - Present
Barracuda Bar and Grill May 2011 - August 2014
La Playa Title Company May 2009 - December 2011
One World Title May 2006 - March 2009
Santander Bank May 2001 - December 2003
Skills
Sales, Marketing Strategy, Advertising, Management, Customer Service, Strategic Planning, Marketing Communications, Social Media Marketing, Social Media, Marketing, Market Research, Negotiation, Business Strategy, Microsoft Office, New Business Development, Project Management, Business Planning, Real Estate, New Home Construction, Real Estate Investment..., Investment Properties, Real Estate Transactions
Education
Fundação Armando Álvares Penteado 2000 — 2004
Business Administration and Management, General
Investigación y Programas, Inc January 2003 - Present
Investigación y Programas, S.A. January 2001 - January 2003
Santander Bank January 2000 - January 2001
Santander Bank January 1996 - January 2000
Santander Bank January 1990 - January 1996
Military Forces Retirement, Bogotá, Colombia January 1982 - January 1990
Skills
Integration, Project Portfolio..., IT Strategy, Team Leadership, Document Management, Program Management, Consultants, Software Project..., Process Improvement, Management Consulting, Business Intelligence, Project Management, PMO, MS Project, ERP, Analysis, Project Planning, Software Documentation, Leadership, Business Process..., PMP, Operations Management, Management, Project Delivery, IT Service Management, IT Management, Outsourcing, Consulting, Business Analysis, Pre-sales, Business Strategy, CRM
Education
La Salle University
Masters Business Administration (MBA)
Incca University of Colombia
Bachelor of System Ingineer
Citizens Bank January 2014 - Present
Santander Bank March 2012 - January 2014
Wells Fargo September 2001 - March 2012
Skills
Lines Of Credit, Consumer Lending, Loans, Deposits, Small Business Lending, Cross Selling, Retail Banking, Credit, IRA's, Financial Sales, Banking, Banking Relationships, Retirement Planning, Refinance, Home Equity Loans, Branch Management, Home Equity Lines of..., Financial Services, Branch Banking, SBA, Credit Cards, USA PATRIOT Act, Merchant Services, Loan Servicing, Financial Institutions, Personal Banking, Home Equity, Commercial Banking, Debt Consolidation, NMLS Licensed, Bank Management, Internet Banking, Teller Operations, KYC, OFAC, IRAs, Sales Finance, Mortgage Lending, Commercial Lending, Customer Service, Sales, Leadership
Education
Penn State University 2000 — 2003
Cushman & Wakefield August 2015 - Present
Santander Bank July 2011 - August 2015
Sovereign Bank October 2010 - July 2011
Education
Boston University - School of Management 2008 — 2011
MBA, Strategy & Business Analysis
Northeastern University 2000 — 2005
B.A., Psychology
Southern New Hampshire University August 2014 - Present
Santander Bank, N.A. November 2013 - August 2014
Santander Bank September 2012 - August 2013
Citi January 2012 - August 2012
Citi December 2010 - December 2011
Skills
Communication, Microsoft Applications, TeamPlay, SAP, Sales&Marketing, Analytical Solutions, Organizational..., Retail Banking, Credit, Loans, Cross Selling, Credit Analysis, Banking, Cash Management, Commercial Lending
Education
Southern New Hampshire University 2010 — 2013
Bachelor's degree, Accounting
Middlesex Community College
Associate of Arts (AA), Liberal Arts and Sciences/Liberal Studies
Santander Bank November 2014 - Present
Mancini Realty May 2013 - Present
RP Bonanni Agency September 2012 - October 2014
Surf City Beach Patrol 2006 - 2012
Apogee Insurance Group, A Berkshire Hathaway Company January 2011 - May 2011
Skills
Social Media, Microsoft Office, Event Planning, InDesign, Illustrator, Advertising, Social Networking, Social Media Marketing, Photoshop, Real Estate, Real Estate Tax Appeals, Appraisals, Marketing, Press Releases
Education
Cabrini College 2008 — 2011
Bachelor of Arts (B.A.), Communication
Fisher Investments October 2014 - Present
Santander Bank May 2013 - October 2014
New York Life Insurance Company June 2012 - May 2013
Skills
Strategic Financial..., Finance, Non-Qualified Deferred..., Retirement, Financial Analysis, IRAs, Financial Modeling, 401k, Retirement Planning, Managed Money
Education
Roger Williams University 2008 — 2012
Bachelor's degree, Finance
SECURITY BANK, Investment Area January 2012 - August 2015
SANTANDER PRIVATE BANK, Private Banking Area January 2011 - January 2012
SANTANDER BANK, Global Banking & Market Area July 2007 - January 2011
LACER LABORATORY , Exports Department January 2006 - July 2007
SANTANDER BANK 2003 - 2006
Crusader Engineering Ltd, Management and Sales Area 2002 - 2003
Skills
Derivados, Inversiones, Comercio, Acciones, Estrategia empresarial, Team Leadership, Gestión de activos, Derivatives, Banking, Financial Analysis, Business Strategy, Corporate Finance, Risk Management, Capital Markets, Investment Banking, Business Intelligence, Negotiation, Trading, Investments, Wealth Management, IRS, Swaps, Analitical, Emerging Markets, Private Equity, Bloomberg Terminal, Forwards, Marketing Strategy, FX Options, FX Trading, Management
Education
Duke University - The Fuqua School of Business 2015 — 2015
MBA Exchange Student Program 2015
CATOLICA UNIVERSITY OF CHILE 2014 — 2015
Master of Business Administration (MBA), Strategy, Management, Finance, Leadership, Marketing
Universitat Pompeu Fabra 2006 — 2007
Master’s Degree, Master International Business, International Finance, Marketing and International Management
San Sebastian University 1996 — 2001
Bachelor’s Degree, Management, Finance, Marketing
Santander Bank September 2012 - March 2014
Massimo's Cucina March 2005 - September 2012
Staples February 2000 - September 2012
Skills
Customer Satisfaction, Customer Service, Computer Hardware, Access, Outlook, Customer Retention, Microsoft Office, Microsoft Excel, Computer Repair, Troubleshooting, Sales, Printers, Windows 7, Inventory Management, Retail, XP, Technical Support, Sales Process, Microsoft Word, Computer Maintenance, Loss Prevention, Federal & State..., Retail Banking
Education
Caldwell College 1999 — 2004
Business Administration
Santander Bank, N.A. November 2014 - Present
Santander Bank April 2011 - November 2014
Banco Santander September 2013 - December 2013
State Street Bank 2009 - 2011
State Street (SSgA) June 2008 - August 2008
Partners HealthCare (PCHI) June 2007 - August 2007
Skills
Banking, Financial Analysis, Corporate Finance, Financial Reporting, Portfolio Management, Financial Modeling, Credit, Finance, Strategic Financial..., Microsoft Excel, Project Management, Strategic Communications, Career Development, Cross-cultural..., International Relations, Healthcare, Private Equity Funding, PowerPoint
Education
Bentley University 2005 — 2009
Bachelor's Degree, Finance
Bond University 2008 — 2008
Finance
Santander Bank February 2013 - Present
Benchmark Hospitality 2007 - Present
Education
Montclair State University 2010 — 2012
Bachelor of Business Administration (BBA), Marketing
Santander Bank, N.A. July 2014 - Present
Santander Bank 2014 - 2015
Fannie Mae August 2011 - September 2013
Prudential Carruthers Realty May 2011 - August 2011
Access Capital April 2010 - August 2011
Chapman Mortgage Group, LLC November 2004 - December 2010
Mortgage Seekers, Inc. October 2000 - April 2004
FDB Mortgage, Inc. April 1996 - October 2000
Skills
Mortgage Lending, Real Estate, Finance, Credit Management, Loans, Residential Mortgages, Residential Homes, Commercial Lending, Refinance, Referrals, Loan Origination, Credit, Management, FHA, Mortgage Banking, Investment Properties, FHA financing, Risk Management, Operational Risk, Credit Risk
Education
Loyola College in Maryland 1989 — 1992
Master's Equivalency, Elementary Education and Teaching
Clarion University of Pennsylvania 1982 — 1984
Bachlor's Degree, Elementary Education and Teaching
Santander Bank, N.A. March 2015 - Present
Santander Bank March 2013 - March 2015
Locus Traxx 2011 - 2013
Service 1st Valuation and Settlement Services,Inc. 2010 - 2011
Lincoln Appraisal 2006 - 2010
Equity National 2004 - 2006
Civic Mortgage Group, Inc. / Hope Title & Closing, Inc. 2002 - 2004
Skills
Sales, Management, Real Estate, Leadership, Banking, Training, Account Management, Mortgage Lending, Start-ups, Customer Service, Vendor Management, Team Leadership, Customer Satisfaction, Marketing, Loans, Contract Negotiation
Education
Rhode Island College 1995 — 2000
Bachelor of Arts
Presidio September 2014 - Present
Santander Bank December 2010 - May 2014
Skills
Finance, Accounting, Analysis, Financial Reporting
Education
Mount Washington College 2010 — 2014
Bachelor's Degree, Accounting
ZARA, Inditex August 2015 - Present
Sole Goddess September 2013 - Present
Santander Bank March 2015 - March 2015
Zara January 2014 - August 2014
Zara January 2013 - January 2014
Skills
Social Media, Leadership, Microsoft Office, Public Speaking, Microsoft Word, Time Management, Social Networking, PowerPoint, Microsoft Excel, Research, Customer Service, Journalism, Event Planning, Blogging, Retail, Calculus, Strategic Planning, Business Mathematics, Teamwork, Team Leadership, Sales, Management, Market Research, Project Management, Data Analysis, Bloomberg Terminal, Project Planning
Education
DePaul University 2012 — 2016
Finance, Finance, General
The University of Sheffield 2014 — 2015
Year Abroad, Finance
Greenville High School 2008 — 2012
Diploma, AP Calculus, Advanced Math, Statistics
Santander Bank August 2010 - Present
Millennium bcp March 2004 - August 2010
Lafayette Savings Bank February 2001 - March 2004
Skills
Bilingual, Customer Service, Team Leadership, Customer Satisfaction, Leadership, Microsoft Office, Microsoft Excel, Sales, Customer Experience, Customer Retention, Time Management, Microsoft Word, Call Centers, Training, Teamwork, Outlook, PowerPoint, Spanish, Access, Building Relationships, Goal Oriented, New Business Development, Commercial Banking
Education
Bristol Community College 2009 — 2013
Bachelor of Business Administration (B.B.A.)
BMC DURFEE HIGH SCHOOL
Santander Bank September 2006 - May 2014
DHL January 2008 - December 2008
Atlantic Bank May 2005 - July 2005
Skills
Loans, Mortgage Lending, Legal Documents, Garnishments, Levies, Lines Of Credit, Deposits, Strategic Planning, Customer Service, Financial Analysis, Management
Education
Niagara University 2001 — 2006
Bachelors of Science in Commerce, Supply Chain Management & Logistics, Minor Computers
Santander Bank, N.A. August 2014 - Present
Santander Bank April 2008 - August 2014
Sovereign Bank October 2002 - April 2008
Progress Bank August 1998 - October 2002
Progress Bank July 1995 - August 1998
CoreStates 1990 - 1995
Skills
Banking, Loans, Time Management, Cash Management, Organizational..., Close Attention to..., Creative Problem Solving, Teamwork, Microsoft Office
Education
Eastern University 1990 — 2003
MBA, Finance
Kutztown University of Pennsylvania 1986 — 1990
BSBA, Finance
Norristown Area High School 1982 — 1986
general, Business
Santander Bank September 2013 - Present
First Niagara Bank November 2012 - September 2013
First Niagara Bank November 2011 - November 2012
JP Morgan Chase January 2011 - December 2011
JP Morgan Chase January 2010 - January 2011
Prudential Financial June 2008 - January 2010
JPMorgan Chase August 2005 - May 2008
Skills
Presentations, Sales Process, Communication, Compliance, Cash Flow, Cash Management, CRM, Strategic Financial..., Banking, Fixed Annuities, Insurance, Management, Mortgage Lending, Customer Service, Retirement Planning, Mutual Funds, Portfolio Management, Small Business Lending, Training, Credit, Financial Services, Underwriting, Loans, Sales, Finance, Risk Management, Process Improvement, Life Insurance, Retail Banking, Cross Selling, Commercial Lending, Leadership, Small Business, Investments, Financial Analysis, Relationship Management, Credit Analysis, Commercial Banking, Branch Banking, Loan Origination, Series 63, Wealth Management, Mortgage Banking, Customer Retention, Commercial Mortgages, Series 6, Financial Planning, Lines Of Credit
Education
Middlesex University 2004 — 2004
Baruch College, City University of New York (CUNY) 1999 — 2004
BBA, Management
Sovereign Bank December 2009 - Present
Santander Bank December 2009 - Present
Sovereign Bank March 2008 - December 2009
Sovereign Bank October 2001 - March 2008
Sovereign Bank 1999 - 2001
IBM 1997 - 1999
Skills
Cash Management, Commercial Banking, Sales, Banking, Financial Services, Management, Relationship Management, CRM
Education
Ryder College at Northeastern University 1999 — 2001
Finance
Bunker Hill Community College 1992 — 1995
Hotel Restaurant Management
Trinity Catholic High School
Santander Bank July 1987 - Present
Skills
Commercial Lending, Credit, Commercial Banking, Middle Market, Credit Analysis, Loans
Education
Bentley University 1988 — 1991
MBA, Finance
Merrimack College 1982 — 1987
BS Business Administration, Management, Economics
Santander Bank January 2014 - June 2014
Santander Bank May 2012 - December 2013
SunGard Capital Markets July 2008 - October 2011
SunGard Securities Processing September 2005 - June 2008
Keystone Associates February 2005 - September 2005
Deutsche Asset Management 2002 - January 2005
Scudder Investments 1997 - 2000
Fidelity Investments 1986 - 1997
Skills
SharePoint, Articulate, elearning, Captivate, Camtasia, Information Architecture, MS Office Suite, Training Delivery, Training & Development, Technical Training, Intranet Strategy, Web Design, Website Development, Fireworks, Dreamweaver, Needs Analysis, Task Analysis, Adult Learning Theory, ADDIE, Process Improvement, Problem Resolution, Needs Assessment, HTML, Flash, Information Mapping, Visio, FrontPage, Windows Media Encoder, Instructor-led Training, Instructional Design, PowerPoint, CMS, Change Management, Microsoft Office, Excel, Web Development, Content Management, User Interface Design, Windows, SnagIt, Confluence, Storyboarding, Voice Over, Scripting, WebEx, Project Management, Microsoft Excel
Education
William George and Associates 2012 — 2012
Lean Six Sigma and Project Managment Professional
Northeastern University 1982 — 1986
BS in Business Administration, Management and Finance
Lexington Christian Academy 1977 — 1981
Diploma, College/University Preparatory and Advanced High School/Secondary Diploma Program
Germantown Academy
OTC INTERNATIONAL February 2011 - Present
Jinglies 2010 - 2011
Inter-Import Fashion Boutique April 2009 - August 2010
Caja Madrid Bank March 2008 - March 2009
Santander Bank September 2006 - July 2007
Ibercaja April 2005 - September 2006
Nationale-Nederlanden October 2004 - February 2005
Skills
Microsoft Office, Microsoft Excel, Microsoft Word, PowerPoint, Customer Service, Bilingual in Spanish, Hindi, Sindhi, French
Education
Oxford Brookes University 2001 — 2004
Bachelor of Arts (B.A.), International Business
Baruch College
Pre MBA, Marketing
Retro Fitness, Pro-Fit January 2000 - Present
Santander Bank July 2012 - Present
Passaic County Community College September 2009 - Present
Gold's Gym March 2005 - March 2013
DialAmerica May 2012 - February 2013
Bergen Community College September 2002 - August 2009
Skills
Fitness, Fitness Training, Cycling, Weight Training, Personal Training, Strength Training, Endurance, Teaching, Leadership, Athletics, Customer Service, CPR Certified
Education
Montclair State University 1992 — 1995
MAT, Math Education
Montclair State University 1983 — 1987
BS, Finance/Management
Movement Mortgage October 2014 - Present
Santander Bank November 2012 - October 2014
NewDay, USA - Columbia, MD September 2011 - November 2012
LTH Marketing Group - Internet Consulting - Columbia, MD June 2007 - September 2011
Primary Residential Mortgage June 2006 - June 2007
National Fidelity Mortgage March 2004 - June 2006
Skills
FHA, Mortgage Lending, First Time Home Buyers, Refinance, Investments, VA loans, Loans, Investment Properties, Sales Management, Residential Mortgages, Loan Origination, Mortgage Banking, Referrals, Sales Prospecting, Real Estate Financing, REO, Credit, Deal Closure, Real Estate, Government Loans, FHA financing, Real Estate Transactions, Residential Homes, Sellers, Home Equity Lines of..., Home Equity Loans, Credit Analysis, Customer Retention, New Home Sales, Mortgage Marketing, Relocation, Single Family Homes, Business Development, Contract Negotiating, Closing Deals, Client Development, Construction Loans, Rates, Home Equity, Non-Conforming, Sales, Monthly Closing, Employee of the Month, Presidents Club, Consultative Style, Reverse Mortgages, 203K, Homestyle Renovation..., Reverse mortgage for..., Renovation Loans
Education
Frostburg State University 1989 — 1993
B.A, Economics
Hammond High School 1985 — 1989
Normal High School Diploma
The University Club of the City of Washington, District of Columbia February 2014 - Present
Sunburst Hospitality January 2013 - January 2014
Cohn Restaurant Group May 2010 - February 2012
Santander Bank February 2002 - November 2004
Skills
Microsoft Excel, Microsoft Word, Customer Service, PowerPoint, English, Windows, Research, Outlook, Teaching, Photoshop, Public Speaking, HTML, Strategic Planning, Budgets, Microsoft Office
Education
Grossmont College 2009 — 2012
Universidade Tuiuti do Paraná
Bachelor of Business Administration (B.B.A.), Business Administration and Management, General
Santander Bank, N.A. January 2015 - Present
Dillards Michael Kors November 2014 - Present
Santander Bank September 2014 - Present
Skills
Advertising, Google Adwords, Illustrator, Social Media Marketing, Adobe Creative Suite, Email Marketing, Graphic Design, Marketing Strategy, Photoshop, Social Media, Social Networking, Web Design, Blogging, Fashion Design, Retail Buying, Visual Styling
Education
American InterContinental University 2002 — 2005
B.A., Fashion Marketing and Design
American InterContinental University 2002 — 2005
B.A., Fashion Marketing and Design
Art Institute of Atlanta 1999 — 2001
interior design
Santander Bank February 2014 - Present
JPMorgan Chase March 2013 - February 2014
JPMorgan Chase November 2011 - March 2013
Boston Financial Data Services October 2007 - September 2011
State Street Corporation February 2006 - May 2007
State Street Corporation February 2004 - May 2006
ING January 2003 - February 2004
Skills
Mutual Funds, Process Improvement, Risk Management, Account Reconciliation, Mergers & Acquisitions, Management, Financial Services, Accounting, Investments, Internal Controls, Credit, Microsoft Excel, Leadership
Education
Suffolk University 2013 — 2016
Master of Arts (M.A.)
Eastern Nazarene College 2002 — 2004
Bachelor of Arts
Eastern Nazarene College 2000 — 2004
Degree of Arts
Santander Bank October 2011 - Present
AFC First 2007 - 2011
Public Savings Bank June 1980 - July 2007
Skills
Finance, Banking, Loans, Mortgage Lending, Mortgage Banking, Credit, Financial Services, FHA, Loan Origination, Consumer Lending, Residential Mortgages, Underwriting, Credit Analysis, Commercial Lending, Refinance
Education
Drexel University 1996 — 1999
M.S., Computer Science
Furman University
Ba, Psychology
Santander Bank March 1997 - Present
Skills
Small Business Lending, Consumer Lending, Commercial Lending, Cross Selling, Commercial Banking, Retail Banking, Loans, Banking, Relationship Management, Credit, Mortgage Lending, Loan Origination, Credit Analysis, Financial Services, Portfolio Management, Sales Management, New Business Development, Risk Management, Sales, Direct Marketing, Financial Analysis, Public Policy, Strategic Planning, Digital Marketing, Event Planning, Sales Promotion, Advertising, Community Relations..., Public Relations, Strategic Negotiations, Municipal Budgeting, Municipal Politics, Fundraising, Community Development, Business Policy, Marketing Communications, Corporate Communications, Corporate Events, Sponsorship Management, Sponsorship Marketing, Marketing
Education
Georgian Court University
MBA
Monmouth University
BS, Marketing
Bankers Advisory July 2015 - Present
Santander Bank December 2014 - July 2015
Sage Bank May 2013 - March 2014
Commonwealth Mortgage August 2012 - February 2013
Mortgage Equity Partners NMLS 1936 January 2012 - August 2012
Andover Public Schools September 2008 - August 2012
GMAC Mortgage November 2010 - December 2011
Reliant Mortgage Company September 2001 - July 2010
Trenda Home Network, LLC June 2006 - November 2009
Assurance Mortgage Corporation of America 1992 - 2001
Skills
Mortgage Lending, Loan Origination, Loans, Real Estate, Construction Loans, Underwriting, Due Diligence, Refinance, FHA, Mortgage Banking, USDA, Investment Properties, VA loans, First Time Home Buyers, Credit, Credit Analysis, Finance, Residential Mortgages, FHA financing, Mortgage Underwriting, Real Estate Financing, Funding, Condos, Banking, Sales, FHA Financing, VA Loans
Education
Clark University
Bachelor's Degree
Santander Bank 2006 - Present
National Society of the Colonial Dames of America in the State of New Jersey May 2013 - May 2014
TD 2002 - 2006
Bank of America 2001 - 2002
Skills
Customer Service, Sales, Promoting, Retail Banking, Banking, Cross Selling, Writing, Tumblr, Facebook, Graphic Design, Digital Photography, Adobe Creative Suite, Illustrator, Photoshop, InDesign, Microsoft Office, Microsoft Word, Microsoft Excel, PowerPoint, Loans, Credit, Consumer Lending, Credit Analysis, Lines Of Credit
Education
Rider University 2009 — 2012
B.A. in Journalism, Public Relations
Burlington County College 2007 — 2009
A.S. in Liberal Arts
Santander Bank October 2011 - July 2012
Banco Santander August 2007 - January 2009
Banco Santander February 2006 - April 2007
Caixa Economica Federal in Brazil January 2004 - January 2005
Skills
Banking, Customer Service, Operations Management, Teamwork, Sales, Financial Services, Microsoft Excel, Microsoft Office, PowerPoint, Spanish, Microsoft Word, English, Risk Management, Team Leadership, Strategic Planning, Financial Analysis, Administrative..., Executive..., Project Management, International Project..., Outlook, Event Planning, Marketing
Education
City University of New York-Herbert H. Lehman College 2011 — 2013
Master of Science in Business, Finance
Pontifícia Universidade Católica do Rio Grande do Sul 2005 — 2009
Bachelor, Business Administration
Santander Bank, N.A. April 2015 - Present
Santander Bank, N.A. January 2014 - April 2015
Santander Bank July 2012 - December 2013
Bank of America October 2006 - July 2012
Skills
Loans, Consumer Lending, Banking, Credit, Retail Banking, Mortgage Lending, Small Business Lending, Commercial Banking, Commercial Lending, Credit Analysis, Loan Origination, Mortgage Banking
Education
Salem State College
Banco Santander September 2013 - Present
Santander Bank 2013 - 2014
Santander Bank 2013 - 2014
Santander Bank 2013 - 2014
Family First Funding LLC June 2013 - September 2013
Helzberg Diamonds 2007 - 2011
Littman Jewelers/Fred Meyer September 1988 - November 2006
Skills
DCA Diamond Certified, DCA Colored Gemstone..., GIA Colored Stone..., GIA Diamond Essentials, GIA Jewelry Essentials, GIA Accredited Jewelry..., AGS Registered Jeweler, Merchandising, Loss Prevention, Visual Merchandising, Retail, Store Management, Training, Performance Management, Sales, Selling, Profit, Customer Service, Leadership, Income Statement, Sales Process, Hiring, Inventory Management, Inventory Control, Store Operations, Driving Results, Customer Satisfaction, Retail Sales, P&L, Customer Experience, POS, Multi-unit, Planograms, P&L Management
Education
Penn State University 1985 — 1986
Business Administration and Management, General
Muhlenberg High School 1980 — 1982
Diploma, Business Administration and Management, General
Executive Health Resources August 2011 - Present
Santander Bank February 2008 - August 2011
Skills
HIPAA, Epic Systems, PowerChart, Healthcare Management, Customer Service, Administrative..., Meditech, Healthcare, Public Health, Microsoft Office, Hospitals, Medical Terminology, Healthcare Information..., EMR, Administrative...
Education
Liberty University 2013 — 2014
Master of Business Administration (MBA), Health/Health Care Administration/Management, 3.15
Immaculata University 2006 — 2010
Bachelor of Arts (B.A.), Biology, General
Santander Bank July 2013 - Present
Wells Fargo Bank December 2009 - July 2013
HSBC September 1993 - June 2009
Skills
•Business Excellence,..., •Credit Analyst, •Product Development, •Strategic Planning, •Organization..., •Communications..., Microsoft Office, Banking, Sales, Coaching, Customer Service, Branch Management, Microsoft Excel, Microsoft Word, Outlook, Leadership, Training
Education
Pace University
Santander Bank 2008 - Present
National Communications Inc 2000 - 2007
Mortgage Lending 1989 - 1999
Skills
Loans, Mortgage Lending, Underwriting, FHA, First Time Home Buyers, Sales Management, Credit Analysis, Credit Scoring, Lines Of Credit, VA Lending, Construction Loans, Customer Satisfaction, Lending Solutions, Small Business, Credit Risk, Commercial Lending, Credit, CRM, Insurance, Residential Mortgages, Finance, Investment Properties, Mortgage Underwriting, Mortgage Banking, Loan Origination, Commercial Banking, Banking, Consumer Lending, Portfolio Management, Refinance
Education
Bryant University 1982 — 1986
Bachelor of Science (B.S.), Concentration in Marketing
Moody's Analytics October 2014 - Present
Moody's Analytics April 2014 - October 2014
Santander Bank September 2011 - April 2014
Fingerlakes Wealth Management January 2010 - February 2011
Merrill Lynch January 2009 - May 2009
Skills
Credit Risk, Valuation, Financial Modeling, Financial Analysis, Bloomberg, Finance, Analysis, Management, Loans, Microsoft Office, Social Media, Portfolio Management
Education
Ithaca College
Business Administration, Finance & Economics
Griffith University
International Economics Brisbaine, Australia
Santander Bank, N.A. November 2014 - Present
Santander Bank April 2012 - November 2014
Ruby Tuesday January 2007 - June 2012
Northwestern Mutual December 2011 - March 2012
Skills
Customer Service, Microsoft Office, Outlook, Time Management, PowerPoint, Microsoft Excel, Microsoft Word, Event Planning, Inventory Management, Marketing, Access, Accounting, Public Speaking, Research, Insurance, Team Building, Team Leadership, Staff Development, Real Estate, Strategic Financial..., Market Research, Notary Public, Loans, Customer Satisfaction, Sales, Data Entry, Training, Leadership
Education
Bridgewater State College 2006 — 2011
Bachelors of Arts, English, Writing Concentration
Coyle and Cassidy High School 2002 — 2006
Santander Bank August 2012 - Present
Sovereign Bank February 2011 - August 2012
Sovereign Bank July 2010 - February 2011
Sovereign Bancorp 1997 - July 2009
Skills
Project Management, Management, Access, Banking, Procurement, Mergers & Acquisitions, Customer Service
Education
Harrisburg Area Community College 2009 — 2011
Penn State University
Santander Bank February 2010 - Present
everis April 2008 - August 2008
Leadership Business Consulting August 2007 - March 2008
Iber-Oleff Brasil Ltda January 2005 - July 2007
Leadership Business Consulting April 2003 - December 2004
UMIC - National Knowledge Society Agency November 2002 - May 2003
Leadership Business Consulting October 2001 - November 2002
AT Kearney - Portugal June 2001 - September 2001
Skills
Mergers, Management Consulting, Strategy, Corporate Finance, Business Planning, Management, Leadership, Financial Modeling, Banking, Portfolio Management, Mergers & Acquisitions, Financial Analysis, Business Analysis, Consulting, Valuation, Finance, Investments, Investment Banking, Business Strategy, Due Diligence, Financial Services, Risk Management, Private Equity, Credit Risk
Education
Massachusetts Institute of Technology - Sloan School of Management 2009 — 2010
MBA
HEC Paris 2008 — 2009
MBA
Universidade Nova de Lisboa 1997 — 2001
Bachelor of Science
Santander Bank October 2006 - Present
Sovereign Bank January 2001 - October 2006
Sovereign Bank April 1989 - January 2001
Skills
Information Mapping, E-learning, Captivate, Banking, ADDIE, Instructional Design, Learning Management, Instructor-led Training, Needs Analysis, Blended Learning, Learning Management..., Leadership Development, Retail Banking, Instructional Technology, Commercial Banking, Loans, Coaching, Credit, Credit Analysis
Education
Quinsigamond Community College 1984 — 1989
Associate, Business Administration
Doherty Memorial High School 1970 — 1973
Santander Bank April 2012 - Present
PNC 2004 - 2010
Skills
Small Business Lending, Commercial Lending, Commercial Banking, Lines Of Credit, Consumer Lending, Loans, Credit, Credit Analysis, Retail Banking, Banking, Commercial Mortgages, Mortgage Lending, Loan Origination, Cross Selling, Cash Management, Treasury Management, SBA, Credit Risk, Portfolio Management, Deposits, Small Business, Branch Management, Branch Banking, Mortgage Banking, Relationship Management, Credit Cards
Education
Gulbarga University 1990 — 1994
B.S in Mechanical Engineering, Mechanical Engineering
Harrahs Philadelphia Casino and Racetrack October 2014 - Present
Il Peruccio April 2013 - Present
Caesars Entertainment Corporation December 2009 - Present
Tiendas por Departamento Ripley January 2005 - November 2008
Ripley Corporation February 2003 - December 2004
Santander Bank January 2002 - January 2003
Santander Bank January 1998 - January 2001
Skills
Accounting, Finance, Microsoft Office, Negotiation, Strategic Planning, Microsoft Excel, Budgets, Customer Service, Management, Business Strategy, Team Leadership, English, Account Reconciliation, Banking, Oracle Reports, SAP Financial
Education
Rutgers, The State University of New Jersey - Rutgers Business School 2013 — 2015
B.S, Finance Major with an Economics Minor
Atlantic Cape Community College
English Language and Literature/Letters
Peruvian Bank Association
Certification in Banking Products, Banking and Financial Support Services
University: IPAE Escuela de Empresarios
Bachelor of Business Administration (B.B.A.), Business Administration
John Hancock Financial Services May 2015 - Present
SANTANDER BANK July 2012 - May 2015
KPMG October 2011 - June 2012
KPMG October 2008 - October 2011
Skills
Auditing, Internal Controls, Equities, Risk Management, Finance, Microsoft Excel, Due Diligence, Internal Audit, Budgets, Account Reconciliation, Financial Analysis
Education
Fordham University 2004 — 2008
Bachelors of Science, Business Administration, Marketing
George Washington High School 2000 — 2004
Santander Bank August 2010 - Present
New England Financial a subsidiary of METLIFE January 1999 - January 2009
New England Financial a subsidiary of METLIFE 1995 - 1999
New England Financial a subsidiary of METLIFE January 1992 - January 1995
New England Financial a subsidiary of METLIFE January 1983 - January 1992
New England Financial a subsidiary of METLIFE January 1979 - January 1983
Skills
Management, Managerial Finance, Process Improvement, Insurance
Education
Boston College 1970 — 1974
BS, Finance
Boston College 1970 — 1974
Santander Bank, N.A. December 2014 - Present
Santander Bank October 2013 - Present
AGS April 2010 - October 2013
Jumper Consulting SL June 2003 - April 2010
Telefonica Soluciones 2006 - 2008
Telefonica 2004 - 2008
Cap Gemini February 2001 - June 2003
Lotus development January 1999 - January 2001
Skills
Security, Strategies, High Availability, ITIL, IT Management, Cloud Computing, Business Intelligence, PMP, Software Project..., IT Service Management, IT Outsourcing, IT Strategy, Virtualization, Team Management, SaaS, NetApp, Netbackup, Storage Solutions, EMC Storage, VMware Infrastructure, Management, Start-ups, Professional Services, Project Management, Information Technology, Business Development, Cross-functional Team..., Consulting, Outsourcing, Leadership, Project Portfolio..., Business Continuity, Competitive Analysis, Change Management, Enterprise Software, Governance, IT Operations, Disaster Recovery
Education
IE Business School 2007 — 2008
GMBA, Business administration
Universidad Politécnica de Madrid 1992 — 1999
Ingeniero, Informatica
Santander Bank July 2012 - Present
Skills
Sales, Marketing, Cold Calling, Sales Presentations, Customer Service, Fundraising, Customer Retention, Small Business, Lead Generation, Public Speaking, Banking, New Business Development, Microsoft Office, Direct Marketing, Customer Acquisition, Persistence, Community Outreach, Oral Communication, Interpersonal Skill, Key Account Management, Marketing Communications, Non-profits, Public Relations, Loans, Events, Outside Sales, Key Account Development, Marketing Management, Telemarketing, Appointment Scheduling, Copywriting, Writing, PowerPoint, Partnership Marketing, Call Center Development, Trade Shows, Small Business Lending, Problem Solving, Development Of..., Overcome Objections, Phone Skills, Call Center, Canvassing, Lines Of Credit, Commercial Lending, Commercial Lines, Term Loan, Money Market Accounts, Commercial Leasing, Deposit Growth
Education
Suffolk University 1998 — 2001
MBA, Business, 3.7
Saint Anselm College 1986 — 1990
BA, Political Science
Boston College High School 1982 — 1986
Diploma
South junior high 1980 — 1982
Santander Bank December 2013 - Present
Kixsports America LLC October 2008 - Present
Complete Staffing Solutions October 2010 - December 2013
Gap Inc. February 2004 - October 2008
US Army August 1998 - September 2001
Skills
Marketing, Motorsports, Team Building, Entrepreneurship, Temporary Staffing, Talent Acquisition, Sales Management, Employee Relations, Salesforce.com, Temporary Placement, New Business Development, Social Media, Training, Management, Interviews, Customer Service, Sourcing, Account Management, Lead Generation, Recruiting, Leadership, Social Networking, Human Resources, Sales, Cold Calling
Education
Fitchburg State College 2001 — 2005
Bachelor of Science (BS), Business, Management, Marketing, and Related Support Services
Santander Bank May 2015 - Present
Chase May 2013 - May 2015
Skills
Microsoft Office, Customer Service, Microsoft Excel, Management, Microsoft Word, PowerPoint, Public Speaking, Research, Project Management, Leadership
Education
Seton Hall University 2012 — 2015
Bachelor of Business Administration (B.S.), Business Administration and Management, General
Seton Hall University 2011 — 2015
Bachelor of Applied Science (BASc), Business Administration and Management, General
Santander Bank March 2005 - Present
BANK OF AMERICA September 2001 - March 2005
Automated Financial Systems August 2000 - August 2001
WACHOVIA BANK January 2000 - June 2000
Wachovia Bank March 1999 - December 1999
Wachovia Bank February 1995 - November 1998
Wachovia Bank January 1994 - February 1995
Wachovia Bank March 1992 - January 1994
Hahnemann University Hospital February 1991 - March 1992
Pennsylvania Hospital February 1988 - January 1991
Skills
Cash Management, Banking, Treasury Management, Process Improvement, Financial Services, Training, Commercial Banking, Sales, Relationship Management, Customer Service
Education
La Salle University 1986 — 1990
BA, Sociology
Arcadia University
M Ed, Elementary Education
Santander Bank 2011 - Present
Santander Bank 2009 - 2011
Santander Bank 2006 - 2009
Freshfields Bruckhaus Deringer 2002 - 2006
Skills
Management, Business Strategy, Banking, Structured Trade, Trade Finance, Private Banking, Investments, Financial Analysis, English, Spanish, French, Commercial Banking, Team Management, Corporate Finance, Investment Banking
Education
Harvard Business School
Alumni. Executive Management Program -Program for Leadership Development. Full Corporate Sponsorship
IE Business School
Executive Management Development Program. Full Corporate Sponsorship.
European Financial Advisor Certificate (EFA)
Certified European Financial Advisor (EFA), Financial Management Services
Cornell University
Scholarship for Master in Business Law
ESADE
Master in Business Law
ESADE
Doctor of Law (J.D.)
Santander Bank 2013 - Present
Banco Popular 2013 - 2013
TD Bank 2012 - 2013
Sumitomo Mitsui Banking Corporation 2011 - 2012
TD Bank 2008 - 2011
Education
Quinnipiac University 2011 — 2012
Master of Business Administration (M.B.A.)
New York University 2011 — 2011
Financial Analysis Course
Berkeley College 2006 — 2009
Bachelors of Science
Risk Management Association 2009 — 2009
Certificate
Santander Bank February 2012 - December 2014
Air Jamaica Limited April 2001 - October 2009
Skills
Microsoft Excel, Financial Modeling, Data Analysis, Data Modeling, Essbase, PowerPoint, Access, SQL, Microsoft Word, Microsoft Outlook, Microsoft Project, QuickBooks, Great Plains, Leadership, Problem Solving, Sales, Finance, Accounting, Financial Analysis, Banking, Financial Services, Customer Service
Education
Temple University 2012 — 2014
Bachelor of Business Administration (BBA)
Delaware County Community College 2011 — 2012
Associate of Science (A.S.)
Santander Bank January 2011 - Present
Walgreens September 2005 - January 2011
Walgreens March 2003 - September 2005
Walgreens September 1995 - March 2003
Walgreens September 1992 - September 1995
Skills
Retail, Microsoft Office, Contract Management, Facilities Management, Procurement, Vendor Relations, Customer Service, Contract Negotiation, Budgeting, Team Leadership, Energy Management, Property Management, HVAC, Team Building, Vendor Management, PowerPoint, Budget Management, Outlook, Management, Process Scheduler, Construction, Microsoft Word, Income Statement, Project Planning, Preventive Maintenance, Forecasting, Budgets, Logistics, Microsoft Excel, Project Management, Sales, Inventory Management, Program Management, Account Management, Leadership, Training, Sales Management, Operations Management, Strategic Planning, Process Improvement, Negotiation, Purchasing, Supervisory Skills, P&L Management, Cross-functional Team..., Customer Satisfaction, Time Management, Supply Chain Management, Building Maintenance, Change Management
Education
Keller Graduate School of Management of DeVry University 1998 — 2001
MBA
University of Illinois at Urbana-Champaign 1986 — 1990
Bachelors of Science, Industrial Engineering
FYE Music Store October 2015 - Present
Sillydog's Scribbles September 2008 - Present
Freelance Photography September 2008 - Present
Wells Fargo April 2015 - October 2015
Bloomfield Wellness Center June 2014 - August 2014
Santander Bank October 2012 - July 2014
Our Lady of Good Counsel Church September 2007 - April 2012
RadioShack June 2009 - February 2010
Brookdale Pet Center September 2007 - October 2008
Skills
Adobe Creative Suite, Microsoft Office, Character Animation, Character Design, Storyboarding, Concept Design, Animation, Digital Illustration, Flash Animation, Drawing, Illustrator, Photoshop, Mac, Illustration, Painting, InDesign, Photography, Traditional Animation, Cartoons, Creative Writing, Character Designs, Sketching, Art, Conceptual Art, Image Editing, Visual Storytelling
Education
Laguna College of Art and Design 2011 — 2012
Bachelor of the Arts, Animation
Bloomfield College 2007 — 2008
Bachelor of Arts (BA), Animation
Santander Bank March 2015 - Present
GE Capital - Energy Financial Service March 2014 - April 2015
Citigroup - ICG February 2013 - May 2014
Bank of America February 2012 - March 2013
Stony Brook University February 2009 - December 2011
CA Technologies May 2007 - February 2009
Skills
Quantitative Finance, yieldbook, Intex, Basel II, SSFA, Regulatory Capital, Risk Management, Capital Markets, Corporate Finance
Education
State University of New York at Stony Brook 2009 — 2011
Master of Science (M.S.), Quantitative Finance
State University of New York at Stony Brook 2009 — 2011
Bachelor of Applied Science (B.A.Sc.), Applied Mathematics
State University of New York at Stony Brook
Bachelor of Science (B.Sc.), Economics
Santander Bank April 2013 - Present
Citibank, NA April 2011 - April 2013
PNC BANK April 2009 - April 2011
Citibank, NA May 2005 - April 2009
Citibank, NA January 2005 - May 2005
Citibank, NA November 2002 - January 2005
Skills
Banking, CRM, Credit, Financial Services, Retail Banking, New Business Development, Sales, Coaching, Cross Selling, Relationship Management, Loans, Small Business Lending, Branch Banking, Insurance, Consumer Lending, Lines Of Credit, Branch Management, Cash Management, Loan Origination, Credit Cards, Series 7
Education
Brandeis University
Bachelor of Arts (B.A.), Economics / Business and Managerial Economics
The American College
ChFC Professional Designation
Santander Bank, N.A. November 2014 - Present
Santander Bank May 2013 - November 2014
Santander Bank, N.A. October 2011 - May 2013
Sovereign Bank of New England March 2010 - October 2011
Sovereign Bank of New England June 2008 - March 2010
Skills
Banking, Retail Banking, Branch Banking, Contact Centers, Customer Service, RightNow, Oracle, Quality Assurance, Employee Training, Customer Service..., Instructor-led Training, Sales Rep Training, Commercial Banking, Credit, Loans, Small Business Lending, Consumer Lending, Interviews, Customer Experience, Management, Project Management, Call Centers, Training, Coaching, Leadership, Customer Satisfaction
Education
Bridgewater State University 2007 — 2008
AIG August 2014 - Present
U.S. Bank October 2011 - August 2014
IFC - International Finance Corporation April 2008 - August 2011
ABN AMRO Bank N.V. April 1999 - April 2008
Santander Bank December 1997 - April 1999
Skills
Risk Measurement, Basel III, Basel II, CCAR, Stress Testing, Operational Risk, Economic Capital, ICAAP, Risk Management, Solvency II, Mathematical Modeling, Statistical Modeling, Banking, Derivatives, Financial Risk, Fixed Income, Credit Risk, Equities, Capital Markets, Portfolio Management, FX Options, Corporate Finance, Quantitative Analytics, Financial Modeling, Financial Analysis
Education
Pontifícia Universidade Católica do Rio de Janeiro 1997 — 2001
Doctor of Philosophy (Ph.D.), Statistical Physics
Santander Bank June 2015 - Present
Pepper Dining, Inc. January 2011 - June 2015
Pepper Dining, Inc 2008 - 2011
Brinker International/Pepper Dining, Inc. 2005 - 2008
Johnson & Wales University 1997 - 2004
Skills
Training, Human Resources, Recruiting, Management, Restaurants, Event Management, Hiring, Employee Relations, Onboarding, Employee Benefits, New Hire Orientations, Succession Planning, Employee Training, Hospitality, HR Generalist, PHR Certified, HR Manager, Talent Acquisition, Restaurant Management
Education
Johnson & Wales University 2002 — 2004
MBA- Hospitality Administration, Hospitality Administration
Johnson & Wales University 1996 — 2004
MBA, Hospitality Administration/Management
Santander Bank May 2013 - February 2014
Banesto January 2008 - May 2013
Education
ESERP Business School 2012 — 2013
Master's Degree
Universidad Rey Juan Carlos 2012 — 2013
University Master
Universidad Carlos III de Madrid 2004 — 2008
Bachelor's Degree
Arlington Neighborhood College
Self-employed October 2013 - Present
Santander Bank May 2013 - Present
Brenntag North America July 2008 - May 2013
bmc, LLP, (now ParenteBeard, LLC) October 2003 - June 2008
Reinsel & Company (now Reinsel Kuntz Lesher, LLP) June 2002 - July 2003
Skills
CPA, Account Reconciliation, Writing Skills, Creative Writing, Picture Books, US GAAP, Accounting, General Ledger..., General Ledger Analysis, Financial Reporting, Corporate Tax, Tax, Tax Research, IFRS, Cash Flow, Financial Analysis, Fixed Assets, International Tax, Banking, Accounting Research, Training, Income Tax, Bookkeeping
Education
Institute of Children's Literature 2009 — 2011
Certificate of Completion
Kutztown University of Pennsylvania
BA
Nativity B.V.M.
High School Diploma
Penn State University
B.S
Santander Bank March 2012 - Present
Skills
Loans, Mortgage Banking, Loan Origination, Mortgage Lending, Refinance, Credit, Residential Mortgages, Consumer Lending, First Time Home Buyers, Investment Properties, FHA, Sales, Credit Analysis, Real Estate, Banking
Education
Fitchburg State College
Southland Transportation. October 2008 - May 2010
Rayen Mahuida Private School May 2000 - March 2005
Citibank NA February 1999 - April 2000
Santander Bank February 1997 - February 1998
Santander Bank February 1993 - May 1995
Santander Bank February 1992 - January 1993
Banco Edwards January 1990 - January 1992
Skills
Human Resources, Recruiting, Employee Relations, Training, HR Policies, Employee Training, Employee Engagement, Interviews, CRM, Talent Acquisition, Management, Performance Management, Business Planning, Strategic Planning, Business Strategy, Leadership, Team Leadership, Microsoft Office
Education
Mount Royal University 2008 — 2008
Certificate, Human Resources Management
Universidad de Santiago de Chile 1993 — 1993
Certificate of Marketing Management
Universidad Diego Portales 1984 — 1989
Business Administration
Santander bank November 2014 - Present
Santander Bank, N.A. April 2014 - November 2014
Skills
Sales, Team Building, Strategic Planning, Microsoft Office, Leadership, Customer Service, Microsoft Excel, Coaching, Business Strategy, Training
Education
Bunker Hill Community College 2009 — 2012
Accounting
Citizens Financial Group, Inc. November 2014 - Present
Mary Kay Inc. September 2010 - Present
Jordan Stewart Consulting LLC December 2009 - Present
Santander Bank July 2014 - November 2014
Fifth Third Bank June 2013 - June 2014
SunTrust Bank October 2012 - June 2013
Quintiles November 2011 - October 2012
Woman Care Global January 2010 - August 2011
Quintiles / Innovex October 2007 - December 2009
Skills
Marketing, Training, Public Speaking, Data Analysis, Public Relations, Project Planning, Qualifying Prospects, Consulting, Networking, Pharmaceutical Sales, Medical Devices, Cardiology, Sales Effectiveness, Managed Care, Strategic Planning, Cold Calling, Sales Management, Selling, Leadership, Management, Sales Process, Sales Operations, Sales, Customer Service, Banking, Loans
Education
California University of Pennsylvania 2003 — 2006
Master of Arts, Regional Planning, 3.5
California University of Pennsylvania 2001 — 2003
Bachelor of Arts, Communications, Marketing, Public Relations
Ohio Northern University 1997 — 2000
Bachelor of Science (B.S.), Athletic Training, Exercise Physiology, Public Relations
Imani Christian Academy 1993 — 1997
High School Diploma, Theological Studies
Santander Bank July 2015 - Present
Charter One Bank December 2014 - July 2015
Susquehanna Bank August 2005 - November 2014
Skills
Credit, Mortgage Lending, Loan Origination, Loans, Consumer Lending, Mortgage Banking, First Time Home Buyers, Residential Mortgages, Banking
Education
Penn State University
Legal Assistant/Paralegal
Silicon Valley Bank July 2015 - Present
Santander Bank May 2015 - July 2015
GE Capital February 2014 - May 2015
BNP Paribas Securities Services June 2012 - February 2014
Wipro - Credit Suisse May 2010 - June 2012
Deutsche Bank April 2008 - May 2010
Skills
Requirements Gathering, Business Analysis, Derivatives, Fixed Income, Capital Markets, Equities, Manual Testing, Functional Testing, Treasury, Requirements Analysis, SQL, System Integration..., User Acceptance Testing, Core Banking, SDLC, Scrum, Agile & Waterfall..., Investment Banking, Documentation, Money Market, OTC Market
Education
PESIT Bangalore 2005 — 2008
Master of Business Administration (M.B.A.), Finance and Financial Management Services
CSI Commerce College Dharwad, Karnataka 2002 — 2005
Bachelor’s Degree, Business/Commerce, General
ST Joseph's High School Dharwad, Karnataka 1990 — 1999
High School
Santander Bank October 2012 - Present
Inter-American Development Bank May 2012 - October 2012
U.S. District Court for the District of Massachusetts September 2010 - December 2011
Boston University School of Law September 2009 - September 2010
Relógio, Simões & Rocha September 2004 - November 2008
Domus Venda - Vendas Judiciais September 2002 - July 2004
Skills
Mergers & Acquisitions, Commercial Litigation, Competition Law, Corporate Law, Corporate Governance, Mergers, Legal Issues, International Law, Legal Research, Legal Writing, Litigation, Legal Advice
Education
Boston University School of Law 2009 — 2010
LLM, International Business practice
Harvard Law School / Program on Negotiation 2006 — 2006
Certificate in Mediation and Participatory Program & Negotiation and Dispute Resolution
Faculdade de Direito de Lisboa, Universidade de Lisboa 1997 — 2002
Law
Santander Bank January 2012 - October 2014
Home Savings of America January 2011 - January 2012
Eagle Nationwide Mortgage Company October 2008 - January 2011
Skills
FHA, Conforming, Refinance, USDA, Mortgage Industry, VA, Loan Origination, Loans, Mortgage, First Time Home Buyers
Education
East Stroudsburg University of Pennsylvania 2001 — 2005
Business Management
Wilmington High
salem
Magnitude LLC September 2013 - Present
Baker Hughes November 2011 - September 2013
Baker Hughes May 2009 - December 2011
Baker Hughes September 2008 - May 2009
Hughes Christensen January 2008 - August 2008
Hughes Christensen May 2005 - December 2007
Schlumberger January 2001 - May 2005
Santander Bank January 1992 - December 2000
Price Waterhouse 1989 - 1991
Skills
Strategic Planning, Strategy Development, Marketing Communications, Knowledge Management, Sales Process, Marketing Strategy, Market Planning, Executive Management, Business Strategy, Market Analysis, Oil, Energy, International Business, Customer Relations, Competitive Analysis, Business Management, Strategy, Management, Petroleum, Project Management, Upstream, Marketing Management, Customer Service, Leadership, Change Management, Program Management, Market Research, CRM, Strategic Thinking, Internal Communications, Process Improvement, Oil/Gas, Oilfield, Energy Industry, Marketing, Training, Business Development, Mergers & Acquisitions, Gas, Oil & Gas, Oil & Gas Industry
Education
MIT Sloan School of Management 2012 — 2012
Executive Certificate, Strategy and Innovation
Texas A&M University - Mays Business School 2006 — 2008
MBA, Business Administration
Project Management Institute 2005 — 2006
PMI, Project Manager Professional
The University of Texas at Austin 2003 — 2003
Project Management
The University of Texas at Austin 2002 — 2002
Information Systems, Algorithms
Universidad ORT Uruguay 1996 — 2001
Engineer Information Systems, Information Technology
Universidad ORT Uruguay 1997 — 2000
BS, Bachelor of Management Information Systems
American Savings Bank March 2012 - Present
Corpbanca July 2007 - May 2010
Santander Bank April 2004 - July 2007
Skills
Analytics, Credit Scoring, Risk Management, Credit Risk, Analysis, Statistical Modeling, Cognos, Forecasting, Banking, Microsoft SQL Server, R, Stata, SAS, SPSS
Education
Hawaii Pacific University 2010 — 2012
Master of Business Administration (MBA), Graduated With Distinction
Pontificia Universidad Católica de Chile 2002 — 2003
Master in Statistics, Econometrics
Universidad del Bío Bío 1992 — 1998
Industrial Engineer, Management
Santander Bank December 2014 - Present
Kean University February 2014 - June 2014
The Fine Grind Coffee Bar March 2009 - March 2014
Abercrombie and Fitch Willowbrook Mall November 2008 - June 2009
CVS/Pharmacy March 2008 - November 2008
Skills
Microsoft Word, Microsoft Excel, Online Media Relations, Business, Task-oriented, Project Planning, Data Entry, Database Administration, Computer Science, Web Services, Energy, iPhone, Office Management, Organization, Strategic Planning, Administrative..., Customer Service, Food, Coordination, Employee Benefits, Social Networking, Employee Relations, Inventory Management, Time Management, Management, Outlook, Leadership, Retail, Merchandising, Event Planning, Sales, Facebook, PowerPoint
Education
Kean University 2012 — 2014
Bachelor of Science (B.S.), Business Administration, Management and Operations
Essex County College 2007 — 2011
Associate of Science (A.S.), Business Administration and Management, General
Santander Bank August 2012 - Present
360 HUNTINGTON FUND June 2011 - September 2012
BANK OF AMERICA, COLUMBIA MANAGEMENT May 2011 - May 2012
BANK OF AMERICA, COLUMBIA MANAGEMENT August 2007 - May 2011
State Street May 2007 - August 2007
State Street October 2005 - May 2007
Skills
Bloomberg, Financial Modeling, Valuation, Excel, PowerPoint, Investments, Asset Management, Word, Corporate Finance, Business Management, Business Analysis, Business Strategy, Cash Flow Forecasting, Corporate Strategy...
Education
Northeastern University 2009 — 2012
Masters, Business Administration; Corporate Finance/Investments
University of Massachusetts, Amherst 2001 — 2005
BA, Communications
Santander Consumer USA Inc. August 2015 - Present
Santander Bank March 2012 - August 2015
ICS Risk Advisors June 2011 - March 2012
Consultant May 2010 - June 2011
Eurobank 2007 - January 2011
Doral Bank 2007 - 2007
Skills
AML, Compliance, Due Diligence, Banking, Corporate Governance, OFAC, Risk Management, Internal Controls, Mergers, Risk Assessment, Bank Secrecy Act, Contract Negotiation, Fraud, KYC, Risk, Enterprise Risk..., Analysis, Compliance Management, BSA, Governance, Ethics, Credit, Loans, Privacy Law, Financial Risk, Insurance, Corporate Law, Legal Research, Financial Services, USA PATRIOT Act, Mortgage Lending, Banking Law, Finance, Investments, Legal Compliance, Financial Regulation, Operational Risk, Financial Institutions, Securities, Regulations, Securities Regulation, Structured Finance, Capital Markets, Credit Risk, Restructuring, Corporate Finance, Operational Risk..., Commercial Lending, Anti Money Laundering, Mergers
Education
Boston University School of Law 2005 — 2006
LLM, Banking and Financial Law
InterAmerican University School of Law 2001 — 2004
JD, Law
Universidad de Puerto Rico
Bachelor’s Degree, Business Adminitsration
Baldwin School of Puerto Rico
High School, High School/Secondary Diploma Programs
Saint Johns School
Santander Bank March 2010 - Present
Skills
Mortgage Lending, Loans, Real Estate, Mortgage Banking, FHA, Loan Origination, Investment Properties, Refinance, Credit, Residential Mortgages, Investments, Banking, First Time Home Buyers, Business, Financial Planners, Property Management, Real Estate Financing, FHA financing, Construction Loans, VA loans, Sales, Real Estate Economics, Funding, Loan Servicing, Leadership, Underwriting, Credit Analysis, USDA, Residential Homes, Finance, Real Estate Transactions, Investors, Commercial Real Estate, Referrals, Short Sales, Brokerage, Condos, Reverse Mortgages, Strategy, Certified Mortgage..., Loss Mitigation
Education
CMPS Institute 2007 — 2007
cmps
New York Institute of Technology 1979 — 1981
BS
Citi September 2010 - July 2015
Santander Bank August 2008 - August 2010
Skills
Equities, Investments, Derivatives, Fluent English, Portfolio Management, Technical Analysis, ANBID 20, Trade Finance, Capital Markets, Banking, Bonds, Financial Markets, Risk Management, Investment Banking, Financial Analysis, Management, Wealth Management, Finance
Education
FIA - Fundação Instituto de Administração 2009 — 2010
Post-Graduate in Financial Products and Risk Management
Centro Universitário Anhangüera 2004 — 2008
Bachelor's Degree, Accounting
Santander Bank, N.A. May 2015 - Present
Santander Bank March 2012 - May 2015
Sovereign Bank April 2011 - March 2012
Sovereign Bank October 2009 - April 2011
Sovereign Bank July 2007 - October 2009
Berkshire Bank February 2005 - July 2007
Canadian Tire December 1998 - June 2003
Skills
Management, Investor Reporting, External Audit, Microsoft Office, Microsoft Excel, Loan Servicing, Vendor Management, General Ledger..., Visio, Data Analysis, Change Management, Customer Service, Loan Modifications, Government Loans, Process Control, Analysis
Education
Dalhousie University 1999 — 2003
Bachelor of Science (BSc), Kinesiology and Exercise Science
Rockland Trust April 2015 - Present
Santander Bank May 2011 - April 2015
Coneco Engineers & Scientists, Inc. July 2007 - May 2011
Irrigation Association June 2005 - June 2007
Skills
Environmental Awareness, Remediation, Soil, Water, Management, Environmental..., Analysis, Environmental Policy, Environmental..., Environmental Consulting, Sustainability, Project Management, Environmental Permitting, Groundwater, Phase 1, Environmental Impact..., Environmental Compliance, Research
Education
Cornell University 1997 — 2002
B.S., City & Regional Planning
Granite Telecommunications September 2015 - Present
Santander Bank September 2005 - May 2015
State Street Corporation February 2003 - August 2005
State Street Corporation August 2000 - February 2003
State Street Corporation May 1997 - August 2000
Education
Boston College 1998 — 2002
Masters of Science
Emmanuel College 1994 — 1996
Bachelor of Science
Citizens Bank 2015 - Present
Senior Advisor to Banks and other Consumer Lending Organizations 2013 - 2015
Knight Capital Group 2011 - 2013
Santander Bank 2009 - 2011
The Kessler Group January 2007 - December 2007
Capital One Services 2002 - 2006
Bain & Company 1999 - 2002
First Albany Corporation 1995 - 1997
Morgan Stanley & Co., Inc. 1994 - 1995
Federal Reserve Board 1991 - 1992
Skills
Start-ups, Business valuation, Mergers & Acquisitions, Due Diligence, Management, Leadership, Banking, Investment Banking, Marketing Strategy, Marketing, Product Development, Equity Research, Project Management, Financial Analysis, Mergers, Operations Improvement, Credit Cards, Competitive Analysis, Acquisition Integration, Infrastructure, Structured Finance, Consulting, Project Planning, Business Valuation, Analytics, Financial Modeling, Portfolio Management
Education
University of Pennsylvania - The Wharton School 1997 — 1999
MBA, Majors in Finance and Entrepreneurial Studies
Harvard University - Kennedy School of Government 1992 — 1994
MPP, Public Policy
Cornell University 1987 — 1991
BA, Economics
Weston High School 1983 — 1987
Santander Bank November 1988 - Present
First Union 1986 - 1988
Skills
Banking, Small Business Lending, Loans, Risk Management, Financial Services, Retail Banking, Credit, Financial Risk, Commercial Banking, Anti Money Laundering, Credit Risk, Consumer Lending, Commercial Lending, Cash Management, Credit Analysis, Financial Analysis
Education
Reading Area Community College 2014 — 2015
Veterinary Assistant
Ashworth College 2011 — 2012
Diploma, Professional Landscape Design, 4.0
Edinboro University of Pennsylvania 1985 — 1986
Muhlenberg High School 1982 — 1985
Bank of America September 2015 - Present
Santander Bank June 2007 - August 2015
Natick Federal Savings Bank December 2004 - May 2007
Citizens Bank June 2002 - December 2004
IKON Office Solutions June 2000 - June 2002
Skills
Mortgage Lending, Residential Mortgages, Refinance, Loans, New Home Purchase, Loan Origination, Real Estate, First Time Home Buyers, Credit, FHA, Banking, Mortgage, Credit Analysis, Investments, Mortgage Banking, Investment Properties, Financial Analysis, Construction Loans
Education
Salem State College 1988 — 1993
BS, Sociology
Waltham High School
Rockland Trust November 2014 - Present
Santander Bank 2002 - November 2014
Strata Bank 2000 - 2002
Fleet Bank 1991 - 2000
Skills
Sales Management, Team Leadership, Operations Management, Series 6 and Series 63..., Massachusetts Insurance..., Building Relationships, Staff Development, Staff Management, New Business Development, Small Business, Banking, Business Development, Coaching, Insurance, Human Resources, Customer Service, Cold Calling, Networking, Management, Series 6, Small Business Lending, Time Management, Sales, Strategic Planning, Credit
Education
Northeastern University 1991 — 2000
BSBA, Business Management
University of Massachusetts Dartmouth 1989 — 1991
Fine Arts
Santander Bank August 2011 - Present
Travelers May 2008 - August 2011
TopGrading Solutions November 2007 - March 2008
Option One Mortgage September 2000 - October 2007
Option One Mortgage Corp. October 1998 - September 2000
Skills
Credit, Mortgage Banking, Loans, Underwriting, Credit Risk, Residential Mortgages, Risk Management, Loan Origination, Banking, Credit Analysis, Mortgage Lending, Refinance, Portfolio Management, Finance, Training, Mortgage Underwriting, Management, Due Diligence, Retail Banking, Financial Risk, Relationship Management, Risk Assessment, Analysis, Financial Analysis, Financial Services
Education
Bryant University 1993 — 1997
B.S.- Business Administration, Finance
Deloitte May 2015 - July 2015
BNV FOODS February 2011 - May 2014
SANTANDER BANK April 2009 - January 2011
ABN AMRO BANK January 2006 - April 2009
Anheuser-Busch InBev 2005 - 2005
Skills
Banking, Business Development, Strategic Sales, Negotiation, Business Strategy, Business Planning, Corporate Finance, Financial Analysis, Team Leadership, English, Strategic Planning, Portfolio Management, Management Consulting
Education
Duke University - The Fuqua School of Business 2014 — 2016
Master of Business Administration (MBA), Business Administration and Management. Concentration in Strategy and Finance
Centro Universitário Franciscano 2001 — 2005
Major, Business
Riversand Technologies July 2014 - Present
Arrowstreet Capital November 2012 - July 2014
Santander Bank November 2008 - October 2012
Trizetto Inc. August 2006 - October 2008
Skills
Requirements Analysis, SDLC, Software Development, Databases, Agile Methodologies, Oracle, SQL, SOA, Unix, Scrum, Data Warehousing, WCF, C++, C#, ASP.NET, ASP.NET MVC, MVVM, Architecture, Microsoft SQL Server, XML, .NET, Design Patterns
Education
Harvard University 2005 — 2010
Master's degree, Information Management Systems
Osmania University 1991 — 1995
Bachelor of Engineering (BE), Electronics and Communications Engineering
Santander Bank March 2014 - Present
New York State Department of Financial Services June 2012 - February 2014
GS November 2009 - June 2012
GE Money Bank March 2008 - November 2009
GE Money May 2005 - March 2008
Annie E. Casey Foundation 2002 - 2005
Education
Georgia Institute of Technology 2000 — 2002
Masters, Economics
Harvard University 1988 — 1992
BA, Social Studies
Santander Bank, N.A. May 2015 - Present
Santander Bank December 2012 - May 2015
Pitney Bowes Software June 2006 - November 2012
Pitney Bowes MapInfo June 2006 - June 2011
Corporate Executive Board April 2005 - June 2006
Skills
Agile Methodologies, Business Analysis, Business Intelligence, CRM, Consulting, Customer Insight, Financial Services, Forecasting, Leadership, Management, Performance Management, Predictive Analytics, Product Development, Product Management
Education
American University 2000 — 2005
PhD, Economics
University of Pittsburgh 1995 — 1999
BS, Math / Economics
IBM December 2014 - Present
Rice University August 2009 - November 2014
Argonne National Laboratory May 2010 - August 2010
Santander Bank January 2008 - July 2009
Invited Talks January 2007 - January 2007
Skills
Matlab, Algorithms, Mathematical Modeling, LaTeX, Applied Mathematics, R, Programming, Spanish, Optimization Models, Numerical Analysis, Simulations, Image Processing, Python, Digital Image Processing, Numerical Simulation, Data Analysis, Statistics, Hadoop, Big Data, Microsoft Excel, Numerical Optimization, Mathematics, Apache Spark, Data Science, Spark, Machine Learning, Research
Education
Rice University 2009 — 2012
Master of Arts (M.A.), Computational and Applied Mathematics
Instituto Tecnológico Autónomo de México 2003 — 2007
Bachelor of Applied Science (B.A.Sc.), Applied Mathematics
TCS (Tata Consultancy Services) April 2015 - Present
Dextra / Hewlett-Packard February 2013 - March 2015
Capgemini / Axxa Seguros March 2012 - February 2013
Tata Consultancy Services / Bank of America February 2011 - March 2012
Santander Bank January 2010 - February 2011
Grupo Gayosso September 2008 - January 2010
Soluciones Para Empresas / The Kansas City Southern Railway Company August 2007 - September 2008
Soluciones Para Empresas / NEORIS July 2006 - August 2007
Education
Universidad Autónoma de Coahuila 1993 — 1996
MSc in Administration
Instituto Tecnológico de La Laguna 1987 — 1991
BS in Computer Engineering
Santander Bank January 2005 - Present
Harr Motor Group May 2004 - August 2004
Skills
Commercial Banking, Loans, Portfolio Management, Credit, Banking, Commercial Mortgages, Commercial Lending
Education
Assumption College 2004 — 2007
Masters Degree, Accounting and Mathematics
Santander Bank November 2012 - Present
Santander Bank, N.A. October 2010 - November 2012
Sovereign Bank June 2005 - October 2010
Sovereign Bank February 2004 - June 2005
Slade's Ferry Bank September 2001 - February 2004
Textron Financial Corporation August 1997 - September 2001
Skills
Extensive training and..., Strong sales management..., Strong Underwriting and..., Proficient in Microsoft..., Fluent in Portuguese...
Education
Roger Williams University 1986 — 1990
Bachelor of Science, Business Administration
Santander Bank March 2014 - Present
Liberty Mutual Insurance May 2012 - March 2014
State Street Bank November 2008 - November 2009
Fidelity Investments 1995 - 1998
Skills
Strategy, SDLC, Vendor Management, Business Analysis, Visio, Business Intelligence, Access, Project Management, Process Improvement, Program Management, Microsoft Excel, Microsoft Office, Customer Service, Team Leadership, Management, Banking
Education
Bentley University 1995 — 1998
Masters, Computer Information Systems
University of Massachusetts at Lowell 1986 — 1991
Bachelor's degree, Business Management
Santander Bank June 2013 - Present
Santander Group - Aquanima August 2009 - June 2013
Banco Santander February 2007 - August 2009
Banco Santander August 2004 - January 2007
Start Up Company - Jewelry Design October 2001 - June 2004
Unimec EPS September 2000 - July 2001
Confedegas February 2000 - September 2000
Skills
Strategic Sourcing, Ariba, Purchasing Management, Procurement, Results Oriented, Business Strategy, Problem Solving, International Management, Finance, Management, Risk Management
Education
Cranfield School of Management 2007 — 2008
MBA, Business
Universidad de Los Andes 1994 — 1999
Industrial Engineer
-
Santander Bank September 2013 - Present
VIOM Networks April 2011 - January 2013
Archon Engicon Pvt. Ltd. May 2009 - March 2011
VIOM Networks 2011 - 2011
Yamuna Power & Infrastructure Ltd. April 2007 - May 2009
Yamuna Power & Infrastructure Ltd. April 2007 - May 2009
HCL BPO May 2005 - March 2007
HCL BPO 2005 - 2007
Skills
Key Account Management, Sales, Business Development, Strategic Planning, Marketing Strategy, Integrated Marketing, Marketing Communications, Market Research, Sales Operations, Account Management, CRM, Management, Telecommunications, Project Planning, Leadership, Team Management, Negotiation, Marketing, Customer Satisfaction, Vendor Management, Public Relations, Competitive Analysis, Corporate Communications, Networking, Market Analysis, Strategy, Relationship Management, Analysis, Client Service Oriented, Business Planning, Product Management, Training, Finance, Business Strategy
Education
S.P. Jain Institute of Management & Research 2006 — 2009
MBA, Marketing
Bhartiya Vidya Bhawan 2005 — 2006
PG Diploma in Public Relations, Public Relations, Advertising, and Applied Communication, Ist
Delhi University 2002 — 2005
B A (H)Eng, English
Kulachi hansraj Model School 1996 — 2002
12th Standard, Commerce
Santander Bank May 2007 - June 2008
Target May 2005 - February 2006
CVS Pharmacy April 2003 - May 2005
Education
Fisher College
Bachelor’s Degree, Business Management
City National Bank 2015 - Present
People's United Bank 2012 - 2015
Santander Bank 2009 - 2011
Chase Investment Services / WaMu Investments 2008 - 2009
Citigroup 2005 - 2008
Citicorp Investment Services 1999 - 2004
Education
Boston University
Bachelor of Arts
University of the Pacific - McGeorge School of Law
Juris Doctorate
Santander Bank November 1992 - Present
Mifflin Basketball Association March 2011 - March 2014
Mifflin Broncos Athletic Assoc. June 2005 - November 2011
Skills
Financial Reporting, Cash Management, Small Business Lending, Banking, Accounting, Financial Analysis, Finance, Credit, Commercial Lending, Strategic Financial..., Financial Risk, Treasury Management, Loans
Education
Shippensburg University of Pennsylvania 1988 — 1992
Bachelors, Accounting
Governor Mifflin High School 1985 — 1988
Santander Bank 2005 - Present
Waypoint Bank 2001 - 2005
Harris Savings Bank 1998 - 2001
The Bon-Ton Stores, Inc 1986 - 1998
Skills
Employee Benefits, Human Resources, Vendor Management, Employee Engagement, Leadership, Team Building, Deferred Compensation, Mergers, Process Improvement, Customer Retention, Interviews, Sales, Internet Recruiting, Employment Law, Team Leadership, Management, Mergers & Acquisitions, Leadership Development, Time Management, Benefits Administration, Sourcing, Organizational..., Payroll, Technical Recruiting
Education
Indiana University of Pennsylvania
Bachelors, Public Administration/Personnel
EMPOWER Retirement June 2015 - Present
Santander Bank July 2012 - June 2015
AspenCross Financial Group November 2010 - July 2012
Edward Jones February 2010 - November 2010
Fidelity Investments 2001 - 2009
Fidelity Investments 1999 - 2001
Fidelity Investments 1997 - 1999
PFPC 1993 - 1997
Skills
401k, Retirement Planning, Profit Sharing, Qualified Retirement..., ESOP, Mutual Funds, Retirement, Series 63, Series 7, Investments, Financial Services, Series 6, Employee Benefits, Securities, Pensions, Relationship Management, Strategic Financial..., Defined Benefit, FINRA
Education
Fitchburg State University 1990 — 1993
Bachelors, Economics
Santander Bank September 2007 - Present
Reading Area Community College 1983 - Present
Leesport Bank June 1996 - May 2006
CoreStates 1983 - 1996
Skills
Supervisory Skills, Coaching, Customer Service, Customer Relations, Mentoring, Hiring, Scheduling, Customer Satisfaction, Team Building, Problem Solving, Leadership Development, Microsoft Office, Research, Teamwork, Performance Management, Public Speaking, Change Management, Teaching, Personal Development, PowerPoint, Employee Relations, Strategic Planning, MBTI, Training, Recruiting, Team Leadership, Project Management, Risk Management, Leadership, Staff Development, Employee Training, CRM, Sales, Workshop Facilitation, Personnel Management, Organizational..., Policy, Career Development, Interviews, Succession Planning, Resume Writing, Career Counseling, E-Learning, Conflict Resolution, Adult Education, Executive Coaching, Learning Management, Training Delivery, Instructor-led Training, Consulting
Education
Kutztown University of Pennsylvania
MA, English
Albright College
BA, English
NTL- Bethel, Maine
Certification in Team Building & Coaching
Santander Bank 2011 - Present
Citigroup 2005 - 2011
Skills
Portfolio Management, Banking, Credit Risk, Credit, Commercial Banking, Capital Markets, Loans, Commercial Lending, Credit Analysis, Retail Banking, Consumer Lending, Small Business Lending, Commercial Mortgages, Financial Analysis, Risk Management
Education
Baruch College
Bachelor of Arts (B.A.), Finance
Members 1st Federal Credit Union June 2015 - Present
Santander Bank February 2005 - Present
Waypoint Bank 1995 - 2005
Harris Savings Bank 1991 - 1995
Skills
Banking, Retail Banking, Training, Coaching, Leadership, Customer Service
Education
Penn State University
BA, Journalism
Santander Bank April 2014 - Present
Fidelity Investments June 2009 - April 2014
Moody's Risk Services June 2008 - December 2008
@Stake/Symantec May 2004 - May 2008
3 Point Communications July 2003 - May 2004
iBasis, Inc. May 1998 - May 2003
Tellabs Wireless Systems July 1996 - July 1998
Boston Public Schools September 1994 - June 1996
GTE Government Systems October 1990 - November 1993
Thomas K. Dyer, Inc. (Consulting Firm) June 1984 - October 1990
Skills
Vendor Risk Manangement, Vulnerability Assessment, Application Security, LAN-WAN, Network Security, Physical Security, PCI DSS, VoIP, Telecommunications, Firewalls, Consulting, Cisco Routers, ISO 27001, Cloud Computing, Data Center, Security, Information Security, Cisco Technologies, CISA, Penetration Testing, Cloud Security, CCSK, CISSP, Integration, Information Technology, Switches, Risk Management, Information Security...
Education
Northeastern University 1979 — 1984
B.S., Electrical Engineering
Madison
Santander Bank December 2006 - Present
Department of Justice- Office of the United States Trustee June 2001 - October 2005
Law Offices of Sharil A. DaCosta January 1997 - June 2001
Skills
Litigation, Legal Research, Legal Writing, Bankruptcy, Commercial Litigation, Banking Law, Real Estate, Civil Litigation, Courts, Mergers & Acquisitions, Corporate Law, Appeals, Securities Regulation
Education
Syracuse University - Maxwell School of Citizenship and Public Affairs 1993 — 1996
Master of Arts (MA), International Relations and Affairs
Syracuse University College of Law 1993 — 1996
JD, Law
Rutgers University
Bachelor of Science (BS), Marketing
St. Mary High
Santander Bank October 2014 - Present
Fiserv January 2014 - September 2014
Sallie Mae June 2009 - December 2013
JPMorgan Chase 2005 - 2009
Homeside Lending June 1999 - June 2003
Freddie Mac August 1987 - July 1997
Skills
SDLC, Process Improvement, Business Analysis, Vendor Management, Risk Management, Banking, Disaster Recovery, Business Process..., Business Process, Requirements Gathering, Enterprise Architecture, IT Strategy, Business Requirements, PMO, Visio, Management
Education
Clarion University of Pennsylvania 1980 — 1985
Business
Santander Bank October 2013 - Present
RBS Citizens Financial Group September 2012 - October 2013
State Street May 1994 - September 2012
Boston Edison Employees Credit Union May 1990 - May 1994
Skills
AML, Compliance, Bank Secrecy Act, OFAC, USA PATRIOT Act, Operational Risk, Operational Risk..., Securities, Sanction, Due Diligence, Enterprise Risk..., Banking, Risk Assessment, Financial Services, Corporate Governance, Financial Institutions, Risk Management, Fraud, FINRA, Anti Money Laundering
Education
Bentley University 1986 — 1990
Bachelor of Science, Marketing
HSBC May 2014 - Present
Santander Bank August 2013 - May 2014
Sovereign Bank March 2012 - August 2013
TD Bank Group May 2010 - April 2012
TD Bank Group July 2006 - May 2010
Skills
Economics, Social Skills, Spanish, Commercial Banking, Credit Analysis, Banking, Credit, Financial Analysis, Middle Market, Analysis, Small Business Lending, Credit Risk, Finance, Loans, Portfolio Management, Commercial Lending, Financial Modeling, Risk Management
Education
Southern New Hampshire University 2007 — 2008
Master of Science in Finance, Finance, Econometrics
Southern New Hampshire University 2006 — 2007
MBA, Business, finance, project management
Santander Bank May 2010 - Present
PNC Bank February 2006 - October 2009
PNC Bank January 2003 - January 2006
PNC Bank February 1997 - January 2003
PNC Bank February 1992 - February 1997
PNC Bank January 1985 - January 1992
Bank of New England 1982 - 1985
First Pennsylvania Bank 1970 - 1981
Skills
Corporate Finance, Middle Market, Asset Based Lending, Commercial Lending, Mergers, Commercial Banking, Credit, Portfolio Management, Loans, Financial Modeling, Valuation, Private Equity, Financial Analysis, Credit Analysis, Investment Banking, Due Diligence, Relationship Management, Financial Services, Mergers & Acquisitions, Investments, Banking, Finance, Business Development, Credit Risk, New Business Development, Financial Risk, Structured Finance
Education
University of Pennsylvania - The Wharton School 1968 — 1970
MBA, Business and Finance
Penn State University 1962 — 1966
BS, Operations Management
Retired December 2014 - Present
Santander Bank 1972 - Present
Skills
Commercial Lending, Small Business Lending, Commercial Banking, Banking, Credit, Consumer Lending, Retail Banking, Portfolio Management, Financial Services, Cross Selling, Loans
Education
Stonier Graduate School of Banking 1981 — 1983
Bank Management
Merrimack College 1971 — 1975
Bachelor of Science (B.S.)
Santander Bank March 2014 - Present
Fidelity Investments 2013 - Present
Fidelity Investments July 2007 - Present
Providence, RI 2013 - January 2014
Providence, RI 1992 - 1997
Skills
Administrative..., Microsoft Excel, Microsoft Office, Microsoft Word, Research, PowerPoint, Management, Budgets, Social Media, Training, Time Management, Access, Public Relations
Education
Roger Williams University 2003 — 2004
Took law classes (no degree earned), Criminal Justice and Corrections
Bryant University
Associate's degree, Business Administration and Management, General
Santander Bank April 2014 - Present
Chase April 2003 - March 2014
Skills
Banking, Mortgage Banking, Real Estate, Loan Origination, Refinance, Risk Management, Mortgage Lending, Financial Analysis
Education
Novosibirsk State Technical University (NSTU) 1972 — 1977
Master's degree, Electrical and Electronics Engineering
Citizens Financial Group, Inc. August 2015 - Present
Santander Bank November 2012 - August 2015
First Niagara Bank October 2011 - September 2012
Wells Fargo October 2010 - October 2011
Vanguard October 2007 - November 2009
Skills
Series 63, Mutual Funds, Asset Allocation, Series 6, Investments, Retirement Planning, Fixed Income, Investment Strategies, Retirement, Investment Advisory, Financial Services, IRAs, Relationship Management, Banking, Fixed Annuities, 401k, Financial Advisory, Wealth Management, Wealth Management..., Loans, High Net Worth..., Portfolio Management, Private Banking, 401k Rollovers, Variable Annuities, Equities, Consumer Lending, Life Insurance, Customer Retention, Personal Financial..., Life, Roth IRA, Retirement Savings
Education
Delaware County Community College 2002 — 2005
Associates, Genera
Santander Bank September 2012 - Present
Wells Fargo Bank November 2008 - September 2012
Wachovia, A Wells Fargo Company November 2008 - June 2011
TD Bank January 2006 - July 2008
Hudson United Bank 2002 - 2008
First Union National Bank June 1995 - September 2002
First Fidelity Bank 1991 - 1995
First National Bank of Toms River 1973 - 1991
Skills
Commercial Lending, Credit, Asset Based Lending, Commercial Mortgages, Banking, Coaching, Financial Analysis, Sales Management, Customer Service, Leadership, Team Building, Small Business Lending, Loans, Commercial Banking, Mortgage Lending, Management, Relationship Management, Retail Banking, Lines Of Credit, Branch Management, Credit Analysis, Consumer Lending, Loan Origination, Cross Selling, Portfolio Management, Risk Management, Cash Management, Financial Services, Branch Banking, Finance, Refinance, Underwriting, Mutual Funds, Credit Risk, Series 63, Wealth Management
Education
Georgian Court University 1973 — 1985
Bachelor of Science, Business Administration
Georgian Court College 1973 — 1975
Bachelor of Business Administration (B.B.A.), Business Administration
Ocean County College 1971 — 1973
as, Mathematics
Santander Bank January 2005 - Present
Nortell Networks June 1997 - August 2000
Siemens March 1979 - April 1991
Skills
Customer Satisfaction, Relationship Management, Management, Customer Retention, Customer Service, Team Supervision, Business Developement, Cross Selling, Account Management, Branch Management, Retail, Branch Banking, Strategic Planning, Cold Calling, Cash Management, Mortgage Banking, Team Building,...
Education
Katherine Gibbs School 1991 — 1991
Secraterial, Business
Deer Park High School 1974 — 1976
General, General
Santander Bank September 2009 - Present
Susquehanna Patriot Bank June 2004 - January 2006
Goodwill Industries of Southern New Jersey and Philadelphia September 2001 - June 2004
Skills
Mortgage Lending, Portfolio Management, Consumer Lending
Education
Drexel University 1982 — 1986
MBA Investment Management
Saint Joseph's University 1976 — 1980
Bachelor's degree Economics
Valley National Bank May 2015 - Present
Santander Bank, N.A. October 2013 - May 2015
Santander Bank July 2012 - October 2013
Sovereign Bank November 2010 - July 2012
Wells Fargo Capital Finance April 2002 - November 2010
Skills
Asset Based Lending, Commercial Banking, Credit, Loans, Credit Risk, Banking, Small Business Lending, Portfolio Management, Underwriting, Lines Of Credit, Consumer Lending, Loan Origination, Capital Markets, Corporate Finance, Credit Analysis, Commercial Lending, Financial Analysis, Risk Management, Finance, Relationship Management
Education
Brooklyn College 1998 — 2002
Bachelor of Science (BS), Business Management and Finance
City University of New York-Brooklyn College 1998 — 2002
Bachelor's degree, Business Management and Finance
T-Mobile September 2015 - Present
The Kroger Company June 2014 - July 2015
Santander Bank December 2013 - March 2014
Best Buy June 2013 - November 2013
T-Mobile November 2012 - May 2013
T-Mobile July 2011 - November 2012
T-Mobile April 2007 - July 2011
T-Mobile December 2006 - April 2007
KB Toys January 2006 - December 2006
Transitional Services, Inc. July 2001 - February 2006
Skills
Recruiting, Management, Training, Customer Satisfaction, Operations Management, Retail, Sales, Coaching, Store Management, Customer Retention, Sales Operations, Direct Sales, Wireless, Customer Experience, Sales Management, Telecommunications, Time Management, Visual Merchandising, Customer Service, Merchandising, Inventory Management, Employee Training, Mobile Devices, Building Relationships, Leadership Development, People Development, Mobile Technology, Hiring, Salesforce.com, Sales Process, P&L Management, Cold Calling
Education
Point Park University 2001 — 2003
MBA, Managing Information Systems
University of Pittsburgh 1995 — 1999
BS, Psychology
Santander Bank August 1987 - Present
Brookline Savings Bank November 1985 - August 1987
Skills
Retail Banking, Banking, Consumer Lending, Loans, Credit, Commercial Banking, Branch Banking
Education
City University of New York-Herbert H. Lehman College 1979 — 1982
Bachelor of Arts (B.A.), English Literature (British and Commonwealth)/Education, B
Santander Bank January 2015 - Present
Flushing Bank August 2008 - Present
North Fork Bank 2001 - August 2008
Bank of Tokyo-Mitsubishi 1989 - 1994
Chase Manhattan Corporation 1978 - 1989
PNC Bank 1985 - 1988
Skills
Commercial Banking, Cash Management, Retail Banking, Banking, Small Business Lending, Loans, Credit, Treasury Management, Portfolio Management, Commercial Lending, Credit Analysis, Credit Risk, Risk Management, Mortgage Lending, Relationship Management, Cross Selling, Branch Management, Consumer Lending, Credit Cards, Financial Risk, Lines Of Credit, Operational Risk, Payments
Education
New York Institute of Technology
BS, Economics
Santander Bank January 2015 - Present
Santander Bank, N.A. February 2013 - January 2015
Lafayette Ambassador Bank May 2006 - February 2013
Skills
Small Business Lending, Loans, Commercial Banking, Consumer Lending, Credit Risk, Retail Banking, Small Business, New Business Development, Training, Underwriting, Strategic Planning, Managerial Finance, Corporate Finance, Governance, College Teaching, Teaching Adults, Knowledge Management, Sales Management, Sales Process, Credit, Commercial Lending, Sales, Banking, Marketing, Management
Education
DeSales University 2003 — 2008
MBA, Business Management
DeSales University 1998 — 2002
BA, Business Management
American Institute of Banking 2011 — 2011
Mortgage Lending Degree
American Institute of Banking 2009 — 2010
Commercial Lending Degree
Santander Bank 2001 - Present
Electronic Data Systems June 1995 - January 2000
Education
La Salle University - School of Business Administration 2002 — 2007
MBA, Finance
Drexel University - College of Business and Administration 1977 — 1981
BS, Business Administration/Marketing
Hult International Business School 2014 - 2014
Aon Benfield May 2013 - December 2013
Santander Bank July 2012 - April 2013
CETESDIRECTO July 2011 - July 2012
Actinver Casa de Bolsa August 2010 - December 2010
Skills
Data Analysis, Financial Analysis, Treasury, Operative Support, Análisis de datos, Análisis financiero, Tesorería, Soporte Operativo, Español, English, Teamwork, Spanish, Team Leadership, Analysis, Presentation Skills, Investments, Marketing Strategy, PowerPoint, Strategic Planning, Business Strategy, Negotiation, Finance, Microsoft Office, Management
Education
Hult International Business School 2014 — 2015
Master’s Degree, Finanzas, general, Research Challenge team
Universidad Panamericana 2007 — 2011
Licentiate degree, Administración y Finanzas
CIES / IPADE 2008 — 2009
NASA - National Aeronautics and Space Administration September 2015 - Present
U.S. Securities and Exchange Commission October 2013 - September 2015
USPTO June 2012 - October 2013
U.S. Department of State October 2011 - June 2012
Virginia National Guard January 2008 - October 2011
TSA September 2002 - January 2008
Casa de Los Tapes Inc August 2001 - August 2002
Santander Bank June 2001 - August 2001
Pontifical Catholic University of PR January 1998 - November 2000
Skills
Conflict Resolution, Coaching, Hiring, Employee/Labor Relations, HR Policies, Conflict Management, Employee Relations, Labor Relations, HR Strategy, Compensation, Employment Law, HR Consulting, Collective Bargaining, Affirmative Action, Payroll Administration, EEO, Legal Compliance, Full-cycle Recruiting, Talent Acquisition, Recruitment/Retention, Salary, Recruiting, Deferred Compensation, Personnel Management, Payroll, Industrial Relations, Human Resources, SDLC, Policy, Program Management, Talent Management, Resume Writing, Performance Management, Applicant Tracking..., Interviews, Job Analysis, Training, Management, Performance Appraisal, Employee Training, HRIS, Leadership Development, Temporary Placement, Employee Engagement, Organizational..., Leadership, Organizational..., Career Development, FMLA, PeopleSoft
Education
Inter-American University of Puerto Rico-Metropolitan Campus 2004 — 2006
MA, Labor Relations
Pontificia Universidad Católica de Puerto Rico 1998 — 2001
BBA, Human Resources Management
Jose E. Lugo 1994 — 1997
High School Diploma
J & A International lnc. 2013 - 2014
UNAM-USA 2012 - 2014
Santander Bank 2000 - 2004
Santander Bank 1997 - 2000
Banamex 1993 - 1996
Skills
Small Business, Public Speaking, Credit Risk, Mortgage Banking, Creative Writing, Business Development, Business Planning, Coaching, Leadership, Advertising, Marketing, IT Management, Radio, Interviewing Skills, Motivational..., Writers, Sales Management, Microsoft Office, Online Advertising, Marketing Strategy, Entrepreneurship
Education
Instituto Tecnológico Autónomo de México 1991 — 2004
Diploma, Corporate Finance, Banking & Credit
Universidad La Salle Mexico D.F. 1982 — 1987
Information Technology
Santander Bank August 2015 - Present
Citizens Bank May 2014 - August 2015
Citizens Bank April 2013 - May 2014
Homesite Insurance October 2012 - March 2013
State Street Bank 1999 - 2012
Skills
Business Analysis, SDLC, Risk Management, Requirements Gathering, Data Analysis, Financial Services, Business Intelligence, Requirements Analysis, Data Warehousing, Analysis, Project Management, Process Improvement, Fixed Income, Business Requirements, Visio, PMO
Education
Brandeis University
Master's degree, Software engineering
University of Hartford
Bachelor of Arts (BA), Public Relations
Wells Fargo April 2014 - Present
Santander Bank December 2012 - March 2014
Santander Bank March 2011 - December 2012
Wells Fargo February 1988 - March 2011
Skills
Customer Service, Financial Services, Sales Management, Loans, Credit, Retail Banking, Consumer Lending, Leadership, Cross Selling, Small Business Lending, Banking, Commercial Banking, Commercial Lending, Sales, Loan Origination, Management, Credit Analysis
Education
College of the Holy Cross 1980 — 1985
d/b/a Alpha Commercial Mortgage April 2015 - Present
Santander Bank November 2013 - March 2015
Kearsedge Boston Group October 2013 - July 2014
Randstad May 2013 - September 2013
Omega Mortgage, A division of Lowell Bank February 2013 - March 2013
Bank of Amercia September 2008 - April 2012
Nationstar Mortgage Wholesale Lending January 2001 - August 2007
American Financial Services Network, Inc 1992 - 1996
Skills
Mortgage Banking, Commercial Mortgages, Mortgage Lending, Banking, Brokerage, Refinance, Loan Origination, Loans, Residential Mortgages, FHA, Credit, Construction Loans, FHA financing, Underwriting, Credit Analysis, Reverse Mortgages, Consumer Lending, Loss Mitigation, USDA, Investment Properties, Mortgage Underwriting, Commercial Lending, First Time Home Buyers, Retail Banking, Mortgage Servicing, Small Business Lending, Sales, Loan Servicing, Real Estate, Foreclosures, FHA Financing
Education
Community College of Rhode Island 1975 — 1978
ASB and ALA, Management
Smithfield High School 1973 — 1975
diploma, general course of study
Our Lady of Providence 1971 — 1974
United States Postal Service June 2014 - Present
Santander Bank October 2012 - July 2013
Rent-A-Center 2010 - 2012
Skills
Visual Merchandising, Store Management, Loss Prevention, Inventory Management, Retail Sales, Loan Credit and...
Education
Lebanon Valley College 1976 — 1981
Bachelor of Science (B.S.), Business Administration
Santander Bank April 2014 - Present
Jacob Jewelers and Shrewsbury Tailors 2011 - Present
Bay State Savings Bank January 2010 - January 2011
Citizens Bank 2010 - 2010
Bank of America 2006 - 2009
Skills
Management, Sales Management, Building Relationships, Financial Services, Small Business, Bank Management, Marketing, Advertising, Finance, Investments, Mortgage Lending, Portfolio Management, Banking, Sales, Credit, Customer Service, Loans, Retail Banking, Risk Management
Education
Assumption College
Bachelor of Science (BS)
Doherty High School
Santander Bank, N.A. May 2014 - Present
Santander Bank November 2013 - May 2014
AFC First Financial Corp. June 1999 - August 2013
Skills
Management, Human Resources, Operations Management, Process Improvement, Strategic Planning, Team Building, Account Management, Business Development, Program Management, Strong analytical..., Knowledgeable in Energy...
Education
King's College 1981 — 1985
Bachelor's degree, Business Administration & Marketing
Santander bank October 2013 - Present
Education
Monroe College-New Rochelle 2011 — 2013
Accounting
Accounts Recovery Bureau Inc October 2007 - March 2010
Santander Bank January 2006 - January 2007
Santander Bank January 2002 - January 2006
SUPERVALU January 1996 - January 1998
Skills
Software Documentation, Invoicing, Bankruptcy, Mortgage Lending, Microsoft Excel, Microsoft Word, Research, Foreclosures, Filing, Claim, Commercial Lending, Credit
Education
Pace Institute
Associate, Specialized Business
Santander Bank 2011 - 2013
OHM International Inc. July 2008 - March 2011
Sovereign Bank October 2006 - June 2008
Commerce Bank January 2003 - May 2006
Skills
Problem Solving, Work Independently with..., Microsoft Office, Teamwork, High degree of..., Communication Skills, Learning Quickly, Organized Multi-tasker, Critical Thinking, Timely Decision Making
Education
Montclair State University 2001 — 2003
Bachelor of Science (B.S.), Mathematics