Union Mortgage Group
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Union Mortgage Group Employees
Union Mortgage Group October 2014 - Present
Skills
mortgage processing,..., knowledge of..., Sales, Customer Service, Loans, Credit, Marketing, Sales Management, Account Management, Microsoft Excel, Banking, Underwriting, Microsoft Office, Credit Analysis
Education
Virginia Commonwealth University 1993 — 1996
Bachelor of Arts (BA), Fiber, Textile and Weaving Arts
John Tyler Community College
Associate of Arts (A.A.), Interior Design/Art Studies
Bank of America July 2013 - Present
Healing Hands Canine Therapy, LLC May 2011 - Present
Union Mortgage Group June 2012 - June 2013
Washington Mutual Bank June 1997 - July 2009
Weyerhaeuser Mortgage August 1996 - June 1997
Skills
Certified Canine..., Animal Health, Mortgage Banking, Business Planning, Business Strategy, Customer Service, Customer Relations, Process Improvement, Veterinary Medicine, Management
Education
Hartwick College 1967 — 1971
Bachelor of Arts, English/Math
Prosperity Home Mortgage, LLC October 2014 - Present
Union Mortgage Group November 2013 - October 2014
Wells Fargo Home Mortgage November 2010 - November 2013
Alambry Funding, Inc. July 2002 - November 2010
Skills
Credit, Real Estate, Risk Management, Real Estate Economics
Education
Radford University 1983 — 1987
BS, Marketing
Union Mortgage Group April 2015 - Present
Wells Fargo Home Mortgage July 2014 - April 2015
Atlantic Bay Mortgage Group August 2012 - June 2014
RE/MAX Peninsula December 2011 - August 2012
RE/MAX Peninsula December 2011 - August 2012
The Closers of Virginia, Inc. August 2011 - December 2011
Greg Garrett Realty 2009 - 2011
Skills
Real Estate, First Time Home Buyers, Real Estate Transactions, Sellers, Foreclosures, Investment Properties, Marketing, Short Sales, FHA, Residential Mortgages, Property, Relocation, Residential Homes, REO, Mortgage Banking, Single Family Homes, Condos, Listings, Seniors, Social Media Marketing, PowerPoint, Time Management, Social Media, Real Estate Marketing, Mortgage Marketing, Military, Office Management, Typing, People Skills, Military Relocation, Business Relationship..., Owners Representative, Trade Show Strategy, Trade Show Presentations, Social Networking Sites, Loan Origination, Government Loans, Construction Loans, Marketing Strategy, File Management
Education
Thomas Nelson Community College 2001 — 2003
Business, Business Marketing
York High School 1998 — 2001
Carrington Mortgage Services, Mortgage Lending Division Loan OfficerGeorgia Banking CoMarch 2013 - December 2014
Union Mortgage Group April 2010 - August 2012
Skills
Refinance, Loans, Mortgage Lending, Mortgage Banking
Education
Penn State University 1975 — 1979
Bachelor of Science (BS), Finance
Wells Fargo Home Mortgage June 2014 - Present
Union Mortgage Group November 2013 - May 2014
Wells Fargo Home Mortgage January 2013 - November 2013
Tarheel Mortgage Corporation April 2008 - December 2012
Keysource Commercial Bank April 2007 - December 2007
DNJ Mortgage December 2006 - April 2007
Skills
Microsoft Office, Calyx Point, Bytepro, Loan Prospector-..., Desktop..., Credit, FHA, USDA, Analysis, Financial Analysis, Loans, Mortgage Lending, Underwriting, Refinance, Software Documentation, Customer Service, Finance, Loan Origination, Mortgage Banking, Residential Mortgages, VA Loans
Education
State University of New York College at Oneonta 2001 — 2006
Bachelor of Science (BS), English
Union Mortgage Group August 2014 - Present
SunTrust Mortgage December 2012 - August 2014
SunTrust Mortgage December 2010 - December 2012
Heart of Virginia Soccer Club June 2010 - December 2011
Virginia Department Of Motor Vehicles July 2007 - April 2011
Merrill Lynch June 2009 - August 2009
Skills
FHA, Mortgage Lending, Customer Service, Loan Servicing, Refinance, Training, Loans, Outlook, VA, Credit, Banking, Financial Analysis, Loss Mitigation, Access, Loan Origination, Finance, Microsoft Office, Management, Credit Analysis, Mortgage Banking, Underwriting, Lean Six Sigma
Education
Longwood University 2006 — 2010
BSBA, Business Management
Supreme Lending January 2015 - Present
C & F Mortgage Corporation July 2012 - January 2015
Union Mortgage Group May 2010 - July 2012
Skills
Mortgage, Mortgage Lending, Mortgage Banking, Loans, Real Estate, Social Media Marketing, FHA Mortgage Specialist, VA Mortgage Specialist, Government Mortgage..., FHA, VA loans, Government Loans, Mortgage Marketing, Loan Origination, USDA, Refinance, Investments, Residential Mortgages, Referrals, Real Estate Economics, FHA financing, Investment Properties, Rates, Credit, Debt Consolidation, Reverse Mortgages, First Time Home Buyers, Foreclosures, CRM, Construction Loans, Selling, Customer Service, Certified Mortgage..., Sellers, Banking, Underwriting, Residential Homes, Sales, Business Development, Condos, Real Estate Financing, Mortgage Underwriting, Commercial Lending, Credit Analysis, Funding, Commercial Mortgages, Loss Mitigation, REO, Finance, Short Sales
Education
James Madison University 1979 — 1982
BS, Public Administration-Political Science`
Ameris Bank January 2014 - Present
Monarch Mortgage July 2013 - Present
Union Mortgage Group July 2011 - June 2013
Resource Financial Services, Inc. October 2010 - July 2011
Wells Fargo Home Mortgage July 2009 - October 2010
Wells Fargo Home Mortgage January 2008 - November 2008
Wells Fargo December 2005 - January 2007
Wells Fargo Home Mortgage April 2004 - December 2005
Wells Fargo Home Mortgage January 1994 - March 2004
Skills
Mortgage Lending, Loans, Refinance, USDA, VA loans, Mortgage Banking, FHA, Loan Origination, Residential Mortgages, Credit, Construction Loans, FHA financing, Government Loans, Reverse Mortgages, Conventional mortgages, First Time Home Buyers, Credit Analysis, Credit Risk, Credit Management, Jumbo Mortgage, Construction, Lines Of Credit, Sales Management, Short Sales, Direct Sales, Finance, Consumer Lending, Foreclosures, Home Equity Loans, Real Estate Financing, Non-Conforming, Retail Banking, Home Equity, Single Family Homes, Portfolio Management, Rates, Sellers, Underwriting, Financial Services, Real Estate, Banking, REO, Referrals, Property, Real Estate Transactions, Residential Homes, Sales, Home Equity Lines of..., HUD, Mortgage Servicing
Education
Bluefield College 2008 — 2009
Business
University of North Carolina at Charlotte 2004 — 2007
Business/Corporate Communications
Union Mortgage Group January 2011 - Present
Wachovia Mortgage May 2000 - Present
Wachovia, A Wells Fargo Company May 2000 - June 2009
Skills
Mortgage Lending, Mortgage Banking, FHA, Loans, USDA, FHA financing, Construction Loans, VA loans, Loan Origination, Refinance, Credit
Education
Tidewater Community College
General Studies
Union Mortgage Group April 2007 - January 2015
Alltel Wireless October 1998 - December 2007
Arthritis Foundation Walk for Life- Staunton 2006 - 2007
Skills
Customer Service, Mortgage Banking, Credit, Training, Credit Analysis, Account Management, Loan Servicing, Credit Risk, FHA, Financial Analysis, Risk Management, Underwriting, Non-profit..., Non-profit Volunteering, Non-profit Board..., Non-profit Boards, Non-profits..., Non-profit Leadership, Non-profit Program..., Non-profit Consulting, Social Skills, Social Media, Social Networking, Social Sciences, Human Rights, Humanitarian Assistance, International Human..., Sustainable Business, Sociology, Sociological Theory, Program Management, Project+, Project Coordination, Project Planning, Program Coordination, Program Facilitation, Program Development, Business Analysis, Business Process..., Business Process, Management
Education
Mary Baldwin College 2010 — 2014
Bachelor of Arts (B.A.), Sociology & Business, 3.9/4.0 Magna cum laude
Mary Baldwin College 2010 — 2014
Bachelor of Arts (B.A.), Sociology; Minor Business for Sustainability, 3.9
Blue Ridge Community College 2006 — 2010
Associate's Degree, College Transfer, 4.0/4.0 Summa cum laude
MVB Mortgage September 2014 - Present
Union Mortgage Group February 2012 - September 2014
Metlife Home Loans July 2008 - January 2012
First Horizon Home Loans October 2006 - July 2008
Skills
Mortgage Lending, Loans, Investment Properties, FHA, Home, Construction Loans, VA, USDA, Conventional, Second Homes, Debt Analysis, Real Estate, Home Equity Loans, Refinance, VA loans, Mortgage Underwriting, Vacation Homes, Residential Homes, Real Estate Financing, Loan Origination, First Time Home Buyers, Mortgage Banking, Reverse Mortgages, Finance, Residential Mortgages, Government Loans, Credit, Credit Analysis, Commercial Lending, Underwriting, VA Loans, FHA Financing
Education
University of North Carolina at Chapel Hill 2000 — 2004
BA, Management
Professional Risk Associates June 2013 - Present
New American Mortgage February 2010 - May 2012
Union Mortgage Group September 2008 - February 2010
Skills
People-oriented, Dependable Team Player, Business Decision Making, Telephone Skills, Microsoft Office
Education
John Tyler Community College 2012 — 2015
Registered Nursing/Registered Nurse
Liberty University 1991 — 1993
Political Science and Government
Union First Market Bank 2008 - Present
Union Mortgage Group January 2006 - Present
US Foods June 2002 - January 2006
Callaway Golf February 2000 - August 2001
Skills
Microsoft Office, Mortgage Lending, Residential Mortgages, Jumbo Mortgage, consultative selling, Key account development, Exceptional customer...
Education
University of North Carolina at Pembroke 1992 — 1996
BS, Business Administration and Management, General
EverBank January 2015 - Present
Brand Mortgage April 2014 - January 2015
Union Mortgage Group July 2013 - April 2014
Navy Federal Credit Union February 2013 - July 2013
Wells Fargo Home Mortgage September 2010 - April 2013
Wachovia, A Wells Fargo Company October 2006 - November 2010
Briner, Inc September 2005 - October 2006
Briner, Inc. September 2004 - October 2006
MCM Consulting January 2000 - October 2006
2003-2005Carteret Mortgage July 2003 - July 2005
Skills
First Time Home Buyers, Mortgage Lending, Loans, FHA, Credit, Investment Properties, Sales, Customer Service, Negotiation, Foreclosures, Short Sales, Sales Management, Banking, Coaching, Finance, Notary Public, Signing Agent, Translation, Employment Contracts, Hiring Employees, Sales Hiring, Small Business, Mortgage Banking, Residential Mortgages, Mortgage Servicing, Loan Modifications, Government Loans, Home Equity Loans, Consulting, Student Loans, Spanish-English, Spanish-speaking, Direct Marketing, Real Estate Financing, Construction Loans, Consumer Lending, USDA, Lines Of Credit, HUD, FHA financing, Investors, Loan Origination, Refinance, Insurance, VA loans, Call Centers, Referrals, Certified Mortgage..., Reverse Mortgages, Real Estate
Education
Syracuse University 1995 — 2011
Associates, Business Admin
Syracuse University - Martin J. Whitman School of Management 1994 — 1996
Bachelor of Business Administration (B.B.A.), Business Management
Stonegate Mortgage Corporation (NYSE: SGM) July 2013 - Present
Plaza Home Mortgage February 2012 - July 2013
New American Mortgage March 2011 - November 2011
Union Mortgage Group August 2009 - March 2011
Atlantic Mortgage and Funding December 2008 - February 2009
Option One Mortgage September 2001 - December 2007
Option One 2001 - 2007
Skills
Reverse Mortgages, Mortgage Lending, Refinance, Mortgage Banking, FHA, Loans, Mortgage Underwriting, FHA financing, Loan Origination, Credit, Residential Mortgages, VA loans, USDA, Wholesale Lending, Certified Mortgage..., Condos, Construction Loans, Government Loans
Education
Centenary College 1997 — 2001
Alcova Mortgage January 2010 - Present
Union Mortgage Group June 2006 - February 2010
BNI 2001 - 2008
Colonial 1st Mortgage April 2005 - June 2006
Countrywide Home Loans December 2003 - April 2005
C&F Mortgage Corporation January 2002 - December 2003
National Electronics Warranty 1996 - October 2000
Education
Bloomfield College 1983 — 1988
BS, Political Science
Old Point Mortgage LLC December 2014 - Present
Union Mortgage Group September 2007 - Present
Union Mortgage September 2007 - Present
Union Mortgage GroupUy September 2007 - December 2014
Array Mortgage January 2006 - August 2007
Skills
Credit, Customer Service, FHA, Mortgage Lending, VA loans, Loans, First Time Home Buyers, Government Loans, Residential Mortgages, Leadership, Mortgage Marketing, Finance, Loan Origination, Referrals, Refinance, Mortgage Banking, Sellers, FHA financing, Short Sales, Real Estate, Investment Properties, FHA Financing, VA Loans
Education
Strome College of Business 1990 — 1992
MBA, Management
East Carolina University - College of Business 1986 — 1990
BSBA, Marketing
C&F Finance February 2011 - Present
Union Mortgage Group December 2010 - February 2011
Golf Galaxy May 2005 - November 2010
Education
Longwood University 2006 — 2011
Bachelor of Business Administration (BBA), Doubled in Finance and Real Estate
Godwin High School
PrimeLending March 2014 - Present
Union Mortgage Group March 2013 - March 2014
Wells Fargo Home Mortgage June 2010 - March 2013
Southern Trust Mortgage March 2003 - June 2010
Coldwell Banker July 2001 - March 2003
US Navy February 1988 - February 1998
Education
Embry Riddle Aeronautical University-Worldwide 1990 — 1998
Aeronautical Science
Integrity Home Mortgage Corporation June 2013 - Present
State of Maryland September 1999 - Present
Union Mortgage Group January 2005 - June 2013
Diamond Lending Corporation January 2004 - December 2004
Chevy Chase Bank July 1997 - December 2003
Skills
Mortgage Banking, Community Relations, Client Acquisition, Client Retention, Marketing Strategy, Client Relationship..., Microsoft Office, microsoft excel, word,..., FHA financing, VA mortgages, Conventional mortgages, Community Development, Budgets, VA loans, FHA, Real Estate Transactions, Mortgage Lending, Referrals, Loan Origination, Small Business, Refinance, Construction Loans, Finance, Team Building, Short Sales, First Time Home Buyers, Reverse Mortgages, Contract Negotiation, CRM, Investments, Selling, Risk Management, Financial Analysis, Training, Real Estate Financing, Loans, Customer Service, Residential Mortgages, Analysis, Investment Properties, Leadership, Real Estate, Strategic Planning, Residential Homes, Sales Management, Customer Acquisition, Home Equity Loans, Sellers, Credit Analysis, Banking
Education
Montgomery College 1997 — 2000
Associate of Arts, General / Business
WestStar Mortgage June 2014 - Present
Union Mortgage Group 1999 - Present
Union Mortgage Group 2003 - 2008
Dale Carnegie Training 1998 - 2000
Dale Carnegie & Associates- Long Island New York 1989 - 1997
Dale Carnegie 1981 - 1997
Skills
VA loans, Conventional, FHA, Refinance, Mortgage Lending, First Time Home Buyers, USDA, Non-Conforming, Reverse Mortgages, Loan Origination, FHA financing, Mortgage Banking, Construction Loans, Government Loans, Loans, Residential Mortgages, Short Sales, HUD, Mortgage Marketing, 203K, Home Equity Loans, Mortgage Underwriting, Sellers, Credit Risk, REO, Down Payment Assistance, Sales, Foreclosures, Real Estate Transactions, Credit, Vacation Homes, Certified Mortgage..., Commercial Lending, Referrals, NMLS, VA Loans, FHA Financing, Debt Consolidation, Commercial Mortgages, Residential Homes, USDA Rural Housing, Real Estate Economics, Super Jumbo, HomePath, Real Estate Financing, Financial Structuring, Rates, Investors, Single Family Homes, Banking
Education
Saint Vincent College 1977 — 1981
Bachelor's degree
Union Mortgage Group October 2013 - Present
Dominion Resources Inc. March 2005 - August 2012
Capital One FinancialsPlace October 1997 - November 2004
Skills
Process Improvement, Business Analysis, Project Management, Visio, Testing, Requirements Analysis, Six Sigma, SQL, Software Documentation, MS Project, ERP, Microsoft Office, Microsoft Excel, Change Management, SAP, Microsoft Technologies, ADP Payforce
Education
Averett University 2005 — 2008
Master of Business Administration (M.B.A.), Business Administration and Management, General
Averret University College
Bachelor’s Degree, Business Systems Administrations
J Sargeant Reynolds Community College 1992 — 1999
Associate of Arts and Sciences (A.A.S.), INFORMATION SYSTEM TECHNOLOGY
Union Mortgage Group February 2012 - November 2013
MetLife Home Loans March 2011 - February 2012
Fulton Mortgage Company February 2005 - March 2011
Skills
FHA, Mortgage Lending, Loan Origination, Refinance, Mortgage Banking, USDA, Loans, Residential Mortgages, Government Loans, Construction Loans, FHA financing, Mortgage Underwriting, VA loans, Credit, Reverse Mortgages, VA Loans, FHA Financing
Education
University of Mississippi 1990 — 1994
Potomac Professional Mortgage June 2011 - Present
WestStar Mortgage December 2009 - June 2011
Gateway Funding August 2009 - December 2009
Dynamic Capital Mortgage December 2008 - August 2009
Union Mortgage Group June 2003 - December 2008
WestStar Mortgage January 2002 - June 2003
ORIX Credit Alliance March 1998 - December 2001
Crown Lift Trucks August 1995 - March 1998
Skills
Loans, Mortgage Lending, Credit, Refinance, Mortgage Banking, USDA, FHA, Loan Origination, Commercial Lending, Reverse Mortgages, VA loans, Investors, Sales, Underwriting, Credit Analysis, Banking, First Time Home Buyers, Residential Mortgages, Investments, Real Estate, Investment Properties, Real Estate Financing, VA Loans
Education
George Mason University 2012 — 2013
Master of Science (MS), Senior Housing Administration
Penn State University 1986 — 1990
BA, Economics / Business
Somerset Senior High 1983 — 1986
Diploma, College Prep
Mason-McDuffie Mortgage 2012 - 2014
Mason-McDuffie Mortgage 2012 - 2014
Union Mortgage Group 2009 - 2012
First Market Bank August 2000 - September 2009
First Market Bank November 1998 - July 2000
Education
Radford University 1995 — 1998
BS, Managerial Economics
Howard Bank April 2015 - Present
First Home Mortgage November 2011 - April 2015
Union Mortgage Group July 2009 - April 2011
Mortgage Marketing LLC February 2007 - June 2009
Baltimore Orioles January 2001 - October 2006
Skills
Refinance, First Time Home Buyers, Mortgage Banking, FHA, Residential Mortgages, Mortgage Lending, VA loans, Loan Origination, FHA financing, USDA, Loans, Construction Loans, Real Estate Financing, Investment Properties, Government Loans, Real Estate Economics, Foreclosures, Credit, Credit Analysis, Short Sales, Real Estate, FHA Financing, VA Loans
Education
University of Maryland College Park 1997 — 2000
Gilman School 1985 — 1995
Fannie Mae June 2014 - Present
George Mason Mortgage, LLC July 2013 - January 2014
Union Mortgage Group June 2013 - July 2013
Union Mortgage Group September 2010 - July 2013
LoanCare January 2010 - October 2010
Fannie Mae Foundation June 2008 - June 2009
Principal Financial Group September 2007 - March 2008
Business Loan Express May 2006 - September 2007
Ciena Capital f/k/a Business Loan Express September 2003 - May 2006
Skills
USDA, Loans, REO, Mortgage Banking, Mortgage Lending, Loan Origination, Commercial Lending, SBA, Commercial Closings, Construction Loans, FHA financing, Closings, Refinance, VA loans, Residential Mortgages, FHA, Government Loans, Small Business Lending, FNMA, Loan Closings, Mortgage Underwriting, Investors, Foreclosures, Commercial Real Estate, Real Estate Financing
Education
Texas A&M University 1999 — 2003
BS, Sports Managment/Kinesiology
Apex Home Loans April 2012 - Present
Union Mortgage Group July 2009 - March 2012
Harbourton Mortgage 1986 - 2011
Nationwide Home Mortgage 1999 - 2009
Education
Montgomery College 1972 — 1975
Business
John Marshall Bank August 2013 - Present
TSA June 2011 - March 2013
Union Mortgage Group June 2010 - May 2011
First Horizon Home Loans a division of First Tennessee Bank January 2008 - February 2010
First Horizon Home Loans a division of First Tennessee Bank November 2004 - January 2008
Corinthian Mortgage Corp dba Southbanc October 2003 - November 2004
Virginia Commerce Bank November 2000 - October 2003
Skills
Credit, Customer Service, Microsoft Excel, Account Reconciliation, Banking, Financial Analysis, Mortgage Lending, Commercial Lending, FHA, Risk Management, Retail Banking, Mortgage Banking, Refinance, Microsoft Word, Consumer Lending, Real Estate, Outlook, Budgets, Microsoft Office, Asset Managment, Internet Banking, Strategic Planning, Leadership, Commercial Banking, Analysis, Asset Management
Education
Northern Virginia Community College
Associates Degree, General Studies (Social Sciences)
BankLine Mortgage Corporation February 2013 - Present
CommunityWorks (fka Greenville Housing Fund) February 2012 - February 2013
Union Mortgage Group June 2010 - February 2012
Carolina First Bank February 2005 - April 2010
Skills
FHA, Mortgage Banking, Mortgage Lending, USDA, Refinance, Loan Origination, VA loans, Residential Mortgages, First Time Home Buyers, Underwriting, Construction Loans, Credit, Home Equity Loans, Investment Properties, Credit Analysis, Credit Risk, Government Loans, Consumer Lending, Mortgage Underwriting, Lines Of Credit, Non-Conforming, Certified Mortgage..., Banking, Finance, Real Estate, Real Estate Financing, Compliance, Jumbo Mortgage, VA Loans, Loans, Residential Homes, FHA Financing
Education
University of North Carolina at Charlotte - Belk College of Business
BA, Business Administration
C&F Mortgage 2014 - 2015
Union Mortgage Group February 2003 - March 2014
SunTrust Mortgage June 2000 - February 2003
Skills
Mortgage Lending, Mortgage Banking, Residential Mortgages, FHA, Refinance, Loan Origination, Loans, Credit, FHA financing, Government Loans, USDA, Commercial Lending, VA loans, Real Estate Financing, VA Loans, FHA Financing
Education
Colorado State University
North Carolina State University
Business Mgmt
Union Mortgage Group May 2014 - Present
StellarOne Bank March 2009 - May 2014
National City Bank April 1998 - March 2009
Skills
Mortgage Lending, FHA, Mortgage Banking, Loans, USDA, Residential Homes, Loan Origination, Refinance, Investments, Residential Mortgages, Real Estate Economics, VA loans, Real Estate Financing, Credit, First Time Home Buyers, FHA financing, Certified Mortgage..., Credit Analysis, Selling, Real Estate, Investment Properties, Commercial Banking, VA Loans, Home Equity Loans, Sales, Referrals, Banking, Finance, FHA Financing
Education
James Madison University 1979 — 1982
BS, Communications and Psychology
TowneBank Mortgage July 2015 - Present
Greenbrier Country Club May 2014 - July 2015
Onelife Fitness August 2013 - September 2014
USTA Virginia Tennis August 2009 - August 2011
Union Mortgage Group 2010 - 2010
First Horizon Home Loans March 2005 - May 2007
Princess Anne Country Club September 2001 - May 2005
Skills
Tennis, Event Planning, Coordinating Events, Tournaments, Marketing, Microsoft Office, Yoga, Hatha Yoga, Management, Retail, Retail Sales Experience
Education
Old Dominion University 2008 — 2009
Bachelor's degree, Sport and Fitness Administration/Management, 3.67
George Mason University 2000 — 2001
Business Administration and Management, General
Keller Williams Classic Properties May 2015 - Present
Howard Hanna Real Estate Services April 2013 - April 2015
Century 21 Real Estate LLC July 2011 - March 2013
CleanNet USA March 2009 - July 2011
Realogy Corporation February 2008 - December 2008
Global Mortgage, Inc. July 1999 - January 2008
Union Mortgage Group February 1995 - August 1999
Damon's 1986 - 1990
Skills
Real Estate, Franchising, Investment Properties, Contract Negotiation, Selling, Residential Homes, Leadership, Sales, Start-ups, Sales Operations, Management, Mergers & Acquisitions, New Business Development, Negotiation, Sales Management
Education
The Ohio State University 1983 — 1984
Bachelor of Science (BS), Business
Muskingum College 1981 — 1983
Business
Embrace Home Loans July 2015 - Present
SunTrust Mortgage February 2015 - July 2015
Union Mortgage Group August 2012 - January 2015
StellarOne Bank April 2010 - August 2012
National City Mortgage September 2005 - November 2009
SunTrust Bank May 2003 - September 2005
Skills
Mortgage Lending, Residential Mortgages, Loans, Banking, Mortgage Banking, Loan Origination, USDA, VA loans, Commercial Lending, Appraisals, Real Estate, Home Equity Loans, Customer Service, Consumer Lending, Lines Of Credit, Commercial Real Estate, Loss Mitigation, Financial Analysis, Home Equity Lines of..., FHA financing, Construction Loans, Portfolio Management, Business Income..., Real Estate Financing, VHDA, USDA Rural Housing, Mortgage Insurance, Title Clearing, Encompass360, Microsoft Office, LaserPro (Loan Document..., Lien Perfection, Credit, Report Creating, Microsoft Excel, Microsoft Word
Education
University of North Carolina at Greensboro 1999 — 2002
Business Administration
Riverheads High School 1995 — 1999
Advanced Diploma, General Studies
Union Mortgage Group September 2009 - Present
National City Mortgage May 2007 - September 2009
Columbia National Inc/American Home Mortgage November 1995 - May 2007
Sears Mortgage 1991 - 1995
Skills
Mortgage, First Time Home Buyers, Residential Mortgages, Construction, VA loans, USDA, VA, Conventional, Reverse Mortgages, FHA, Mortgage Lending, Refinance, Loans, Purchase, Conforming, Credit, Mortgage Banking, Investment Properties, First Time Buyers, Home, Foreclosures, Loan Origination, Mortgage Industry, Mortgage Planning, FHA financing, Short Sales, Certified Mortgage..., Investments, Residential Homes, Real Estate, Finance, Loan Servicing, Construction Loans, Mortgage Underwriting, Home Equity Loans, Credit Analysis, Real Estate Financing, Home Equity Lines of..., Underwriting, Commercial Lending, Lines Of Credit, Banking, Loss Mitigation, Referrals, Consumer Lending, Mortgage Servicing, Commercial Mortgages, Real Estate Economics, Financial Structuring, Branch Management
Education
University of North Carolina at Chapel Hill 1975 — 1979
BA Economics
Wake Forest University School of Business 1982 — 1984
MBA, Finance
Berlitz Language Schools 1985 — 1985
Total Immersion Spanish, Spanish Language
Union Mortgage Group April 2010 - Present
Skills
Mortgage, First Time Home Buyers, FHA, Home, VA, Residential, Refinance, Conventional, USDA, Construction Loans, Purchase, Loans, First Time Buyers, Investment Properties, GNND-HUD Homes, Certified Mortgage..., Residential Mortgages, Residential Homes, Foreclosures, FHA financing, Mortgage Banking, Mortgage Lending
Education
High Point University 1990 — 1992
Business Administration/Economics
Union Mortgage Group November 2013 - Present
Union Mortgage Group September 2007 - November 2013
American Home Mortgage January 2003 - August 2007
Skills
Loan Origination, Loans, Mortgage Banking, Mortgage Lending, Mortgage Marketing, Refinance, Residential Mortgages, VA loans, Construction Loans, Credit, Credit Analysis, FHA, FHA financing, First Time Home Buyers, Reverse Mortgages, Government Loans
Education
George Mason University 1987 — 1992
B.S., Economics
United States Military Academy Preparatory School 1986 — 1987
EverBank November 2013 - Present
Union Mortgage Group March 2007 - November 2013
Charter One Mortgage October 2000 - March 2007
JPMorgan Chase April 1989 - October 2000
Weichert Realtors 1984 - 1989
Pfizer Pharmaceuticals 1979 - 1983
Skills
Refinance, Loans, Investment Properties, Mortgage Lending, Jumbo Financing, First Time Home Buyers, Real Estate Agent..., VA Financing, FHA, Conventional Financing, Agent Marketing Training, Residential Mortgages, Loan Origination, USDA, Finance, Marketing, Certified Mortgage..., Management, Business Planning, Analysis, Coaching, Public Speaking, Mortgage Banking, Credit, Wealth
Education
Murray State University
B.S., Biology, Chemistry
George Mason Mortgage, LLC June 2013 - Present
Union Mortgage Group February 2012 - June 2013
MetLife Home Loans June 2011 - January 2012
Southern Trust Mortgage April 2010 - May 2011
Education
Randolph-Macon College 1996 — 2000
Bachelor of Arts (B.A.), Business and Economics
New American Mortgage February 2011 - Present
Union Mortgage Group September 2009 - February 2011
Kennedy Homes, Inc. May 2006 - August 2009
Prosperity Mortgage September 2000 - May 2006
Education
Liberty University
Political Science
Union Mortgage Group April 2012 - Present
Skills
Mortgage Lending, Loans, Credit, First Time Home Buyers, Investment Properties, Real Estate, Banking, Marketing Strategy, Customer Service, Residential Homes, Asset Managment
Education
Clemson University
University of South Carolina-Columbia
PRO Mortgage July 2013 - Present
Union Mortgage Group March 2010 - July 2013
Woodmont Mortgage - Pro Mortgage - Apple Mortgage - Bank of America Home Loans September 1991 - February 2010
Skills
Refinance, Residential Homes, Vacation Homes, Investment Properties, Mortgage Lending, Finance, Mortgage Banking, FHA, VA loans, Construction Loans, USDA, FHA financing, Loan Origination, Loans, First Time Home Buyers, Residential Mortgages, Customer Service
Education
Montgomery College
Business
JG Wentworth Home Lending, Inc August 2015 - Present
WestStar Mortgage July 2008 - Present
Union Mortgage Group July 2002 - January 2008
Mortgage Edge 1998 - 2002
Skills
Credit, Loans, Mortgage Lending, Residential Mortgages, Credit Analysis, Banking, FHA, Financial Analysis, Loan Origination, Mortgage Banking, Underwriting, Capital Markets, Refinance, Real Estate, VA loans, Finance, USDA, Credit Risk, FHA financing, Real Estate Economics, Investments, Loss Mitigation, Reverse Mortgages, Commercial Lending, Commercial Mortgages, Real Estate Financing, Construction Loans, Investment Properties, Mortgage Underwriting, Mortgage Servicing, Government Loans, Financial Structuring, VA Loans
Education
Virginia Polytechnic Institute and State University 1979 — 1983
finance, business
Virginia Polytechnic Institute and State University - Pamplin College of Business 1979 — 1982
BS Finance, Business
University of Delaware
Stonier Graduate School of Banking
Virginia Polytechnic Institute and State University - Pamplin College of Business
Bachelor of Science, Business Finance
Union Mortgage Group March 2008 - Present
HOME LOAN CORP September 1999 - November 2007
Ryland Mortgage January 1997 - August 1999
Skills
FHA, Mortgage Lending, Mortgage Banking, Refinance, USDA, VA loans, Loans, Loan Origination, Residential Mortgages, FHA financing, Reverse Mortgages, Government Loans
Education
University of Richmond 1980 — 1984
Bachelor of Arts (BA), Economics
Bank of America July 2012 - Present
Wells Fargo Home Mortgage January 2009 - July 2012
Mid-Atlantic Financial Services October 2007 - January 2009
MortgageSimple August 2006 - April 2007
IndyMac Bank July 2005 - August 2006
Union Mortgage Group April 2001 - July 2005
First Union Home Equity Bank 1996 - 2001
Transamerica Financial Services 1993 - 1996
Skills
Mortgage Lending, Underwriting, Loans, FHA, Mortgage Banking, Loan Origination, Residential Mortgages, Portfolio Management, Banking, Credit, Leadership, Finance, Credit Analysis, Mortgage Servicing, Loss Mitigation, Relationship Management, Commercial Lending, Consumer Lending, Risk Management, Loan Modifications, USDA, VA loans, Refinance, Loan Servicing, Commercial Mortgages, Credit Risk, Small Business Lending, FHA financing, Mortgage Underwriting, Reverse Mortgages, Construction Loans, Lines Of Credit, Commercial Banking, Default, Financial Services, Certified Mortgage..., Real Estate Financing, Government Loans, Retail Banking, Funding, Home Equity Loans, Financial Structuring, Financial Risk, Investments, FHA Financing, VA Loans
Education
The University of Akron 1990 — 1992
Bachelor's degree, Finance, General
Warren john f Kennedy
Warren john f Kennedy
Union Mortgage Group July 2003 - Present
Education
Johnson & Wales University 1969 — 1970
Stonegate Mortgage Corporation (NYSE: SGM) May 2014 - Present
Union Mortgage Group October 2012 - April 2014
CreXus Investment Corporation September 2009 - June 2013
Central Virginia Bank March 2011 - October 2012
GAAP Seminars June 2008 - August 2009
Saxon Mortgage July 1999 - December 2006
Saxon Capital, Inc 2001 - 2006
Central Fidelity Bank 1998 - 2000
KPMG January 1986 - June 1996
Skills
Banking
Education
West Virginia University 1982 — 1985
BSBA, Accounting
Northwestern University - Kellogg School of Management
Sandy Spring Bank January 2015 - Present
Jaymes Financial Inc. December 2013 - January 2015
George Mason Mortgage, LLC August 2013 - November 2013
Prospect Mortgage, LLC December 2012 - July 2013
Union Mortgage Group June 2008 - October 2012
Prosperity Mortgage Company September 1996 - 2007
Skills
FHA, Mortgage Lending, USDA, Mortgage Banking, Refinance, Residential Mortgages, VA loans, Loans, Loan Origination, FHA financing, Reverse Mortgages, First Time Home Buyers, Foreclosures, Short Sales, Real Estate, Credit, Certified Mortgage..., Underwriting, Construction Loans, Credit Analysis, Real Estate Financing, Government Loans, Investment Properties, Commercial Lending, Real Estate Economics, Referrals, Commercial Mortgages, REO, Mortgage Underwriting, Financial Structuring, Loss Mitigation, Banking, Residential Homes, Loan Servicing, Consumer Lending, Investments, Home Equity Loans, Finance, Rates, Real Estate Transactions, HUD, Credit Risk, Funding, Mortgage Servicing, Closings, Vacation Homes, Home Equity Lines of..., Small Business Lending, Non-Conforming, Investors
Education
Georgetown University 1966 — 1970
BSBA, Public Administration
INTERACTIVE FINANCIAL CORPORATION December 2008 - Present
Union Mortgage Group September 2007 - December 2008
Education
Tidewater Community College 1979 — 1980
COMPUTER SCIENCE
American Nurses Association September 2012 - Present
Regulatory Affairs Professionals Society (RAPS) January 2010 - July 2012
Greater District Heights Community Conversations 2010 - 2011
...and company August 2005 - January 2010
Union Mortgage Group 2010 - 2010
Comcast 1999 - 2003
Skills
Customer Service, Program Management, Social Media, Nonprofits, Project Management, Research, Public Speaking, Community Outreach, Strategic Planning, Data Analysis, Team Building, Training, Leadership Development, Management, Marketing
Education
August Martin High School
Diploma
Howard University
BS, Computer Science
Brand Mortgage April 2015 - Present
Union Mortgage Group June 2006 - March 2015
Skills
FHA, First Time Home Buyers, Credit, Mortgage Lending, Mortgage Banking, USDA, FHA financing, VA loans, Refinance, Loan Origination, Investment Properties, Residential Mortgages, Loans, VA Loans
Education
Universidad Regiomontana, A.C. 1989 — 1992
Industrial Engineering and Management
Old Point Mortgage January 2015 - Present
Union Mortgage Group June 2011 - January 2015
Wells Fargo Home Mortgage September 2007 - June 2011
Skills
Mortgage Lending, FHA, Mortgage Banking, First Time Home Buyers, VA loans, Residential Mortgages, Refinance, Finance, FHA financing, Vacation Homes, Government Loans, Reverse Mortgages, Loan Origination, Loans, USDA, VA Loans, FHA Financing
Education
Longwood University 1985 — 1989
Bachelor of Arts (B.A.) Marketing, Marketing
CVS Caremark Corporation August 2011 - Present
Paxton International May 2009 - August 2011
Union Mortgage Group May 2010 - August 2010
CVS Caremark Corporation August 2005 - August 2008
Skills
Microsoft Office, Customer Service, Research, Microsoft Excel, Microsoft Word, PowerPoint, Project Management, Logistics, Strategic Planning, Sales, Event Planning, Public Speaking, Editing, Facebook, Community Outreach, Management, International...
Education
Virginia Commonwealth University 2012 — 2016
Doctor of Pharmacy
University of Virginia 2008 — 2011
BA, Biology
George Mason University 2007 — 2008
BA, Biology
Union Mortgage Group November 2010 - Present
Capital One February 2007 - November 2009
Capital One August 2005 - February 2007
Skills
Management, General Ledger, Financial Analysis, Account Reconciliation
Education
Emory and Henry College 1987 — 1991
BA, Accounting
Georgia Banking Company February 2015 - Present
Certus Bank June 2012 - January 2015
Union Mortgage Group October 2009 - June 2012
Prospect Mortgage October 2008 - October 2009
CTX Mortgage December 2006 - September 2008
American Home Mortgage June 2002 - November 2006
Columbia National Mortgage April 1996 - June 2002
GMAC Mortgage 1987 - 1992
Merrill Lynch Mortgage 1986 - 1987
Merrill Lynch Mortgage 1986 - 1987
Skills
USDA, VA loans, VA, Conventional, Refinance, Mortgage Lending, Mortgage, Loans, Purchase, First Time Home Buyers, Investment Properties, Foreclosures, Home, Loan Origination, Mortgage Banking, Mortgage Industry, FHA financing, Conforming, Residential Mortgages, Government Loans, Construction Loans, Non-Conforming, Mortgage Underwriting, Credit Analysis, Underwriting, Credit, First Time Buyers, Loan Structuring, Rates, Operations Management, Start-up Operations, Policy/Procedure..., Investments, Mortgage Servicing, Certified Mortgage..., Real Estate Financing, Reverse Mortgages, Real Estate, Commercial Lending, Home Equity Loans, Commercial Mortgages, Loss Mitigation, Real Estate Economics, Home Equity Lines of..., Lines Of Credit, Banking, Consumer Lending, Loan Servicing, Debt Consolidation, Small Business Lending
Education
Spelman College 1975 — 1979
B.A., Political Science
Union Mortgage Group April 2013 - Present
Academy Mortgage Corporation May 2012 - March 2013
1st Choice Mortgage May 2009 - May 2012
Herndon Chevrolet 1992 - 2006
Herndon Chevrolet 1992 - 2006
Skills
Refinance, Mortgage Banking, Loan Origination, Mortgage Lending, Loans, Commercial Mortgages, Consumer Lending, Money, Certified Mortgage..., FHA financing, Sellers, Finance, Real Estate, VA loans
Education
University of South Carolina-Columbia 1979 — 1983
Associate's degree, Business/Commerce, General
TD December 2013 - Present
Union Mortgage Group February 2012 - December 2013
MetLife Home Loans April 1994 - February 2012
Skills
Loans, Residential Mortgages, Mortgage Banking, FHA, Mortgage Underwriting, Credit Analysis, Refinance, FHA financing, Finance, USDA, Loan Origination, Commercial Lending, Mortgage Lending, Construction Loans, VA loans, Investment Properties, Figure Skating, Underwriting, Valuation, Portfolio Management, Credit, Banking, Mortgage Marketing, Reverse Mortgages
Education
University of Maryland College Park 1987 — 1991
BS
Our Lady Of Good Counsel
Union Mortgage Group November 1996 - Present
Skills
Financial Risk, Bank Secrecy Act, AML, Banking, Mortgage Lending, Risk Management, Retail Banking, Credit, Consumer Lending, Financial Services, Microsoft Office, Operational Risk, Credit Risk
Education
Bluefield College
ActioNet, Inc. February 2015 - Present
Aurotech Corp November 2014 - February 2015
NJVC-LLC December 2013 - November 2014
NJVC, LLC March 2011 - December 2013
NJVC, LLC April 2009 - March 2011
Countrywide Full Spectrum March 2007 - September 2007
Envision Funding July 2006 - March 2007
Union Mortgage Group December 2002 - July 2006
Skills
ITIL v3 Certified, Agile Project..., Project Management..., ITIL Intermediate..., Financial Analysis, Proposal Writing, Contract Negotiation, Budgets, Marketing Communications, Corporations, Issue Management, Resource Management, Government Contracting, Process Improvement, Security Clearance, Program Management, Government, DoD, SharePoint, Vendor Management, Business Analysis, Strategic Planning, Analysis, ITIL Certified, Information Assurance, Operations Management, Project Planning, Intelligence, FAR
Education
Jones International University 2010 — 2012
Master of Business Administration (M.B.A.), 3.66
Jones International University 2007 — 2010
BBA (Bachelor of Business Administration), Finance, 4.0
Pontificia Universidad Católica del Peru - PUCP Knowledge Management Audit AssistantIBD BankNovember 2010 - December 2010
Union Mortgage Group August 2010 - October 2010
Soka University of America January 2007 - September 2007
Inkaiko Tourism Travel Agency May 2004 - July 2005
Education
Pontificia Universidad Católica del Perú 2012 — 2012
Diplomado de Biocomercio y Desarrollo Sostenible
Soka University of America 2005 — 2009
Bachelor of Arts, Liberal Arts
Cenfotur
Soka University of Japan
Japanese
. 2011 - Present
Union Mortgage Group January 2008 - May 2011
Education
Guilford College 1995 — 1999
BS, Political Science
Union Mortgage Group September 2010 - Present
PNC Mortgage June 2009 - August 2010
National City Mortgage January 2007 - May 2009
Palmetto Funding February 2003 - November 2006
Skills
Sales, Marketing, Team Building, Real Estate, Credit, Customer Service, FHA, USDA, Sales Management, Investment Properties, Mortgage Lending, New Business Development, Negotiation, VA loans, Refinance
Education
University of South Carolina-Columbia 1997 — 2001
Bachelor of Business, Management
EverBank February 2013 - June 2015
Union Mortgage Group February 2012 - February 2013
MetLife November 2006 - January 2012
JPMorgan Chase January 2002 - October 2006
Skills
Real Estate Lending, Consulting, Mortgage Banking, Loan Origination, Risk Management, Loans, Financial Services, Sales, Residential Mortgages, Mortgage Lending, FHA financing, USDA, Finance, Credit Analysis
Education
University of Maryland College Park
History and Philosophy of Science and Technology
Arizona State University
Union Mortgage Group January 2011 - Present
Education
University of South Carolina - Darla Moore School of Business 1981 — 1983
Bachelor's Degree, Business, Management, Marketing, and Real Estate Financing
Union Mortgage Group February 2012 - Present
Met Life Home Loans April 2009 - January 2011
BF Saul Mortgage July 1992 - November 2008
Skills
Banking
Education
University of South Carolina - Darla Moore School of Business 1981 — 1983
Bachelor's Degree, Business, Management, Marketing, and Related Support Services
Union Mortgage Group Loan processorProficio Mortgage Ventures, LLC2006 - 2014
Skills
NMLS# 190780, SME Mortgage Lending, VA Loans, FHA, USDA Rural Housing, Conventional Loans, Income Analysis, Credit Analysis, RESPA and REG Z, DU and LP analysis, Credit and Collateral..., Auditor/Compliance, BETA Testing, FHA Connection, Veteran's portal, Appraisal Review, Employee Training, First Time Home Buyers, Reverse Mortgages, DU Refi Plus, Open Access, HARP
Education
Randolph-Macon College
Bachelor's Degree, Business and economics
University of Richmond
Master of Business Administration
Walsingham Academy
High School
Union Mortgage Group September 2014 - Present
Bank of America February 2009 - March 2014
Citifinancial August 2006 - February 2009
Wachovia Securities Financial Network June 2004 - May 2006
Skills
Microsoft Office, Microsoft Excel, Microsoft Word, Customer Service, PowerPoint, English, Windows, Research, Outlook, Teaching, HTML, Leadership, Credit, Loans, Finance, Mortgage Lending, Financial Risk, Coaching, Risk Management, Mortgage Underwriting, Mortgage Banking, Credit Analysis, Residential Mortgages, Mortgage Servicing, Refinance, Consumer Lending, FHA, FHA financing, Loan Servicing, Credit Risk, Construction Loans
Education
Virginia State University 2002 — 2004
Bachelor of Science (BS), Economics and Finance
Richard Bland College of the College of William and Mary 2000 — 2002
Associate of Science (A.S.), General Studies
Carter Machinery June 2015 - Present
USA Hockey September 2004 - Present
Carter Machinery August 2014 - June 2015
Union Mortgage Group December 2013 - August 2014
Dominion Capital Mortgage May 2013 - November 2013
Dominion Capital Mortgage January 2012 - May 2013
Pebble Creek Swim Team April 2011 - August 2011
Skills
Swimming, Landscaping, Ice Hockey, Hunting, Appraisal Skills, Mortgage Lending, Officiating, Residential Mortgages, Mortgage Banking, Refinance, FHA, Real Estate Financing, FHA financing, RESPA, Rates, Sales, Management
Education
Virginia Commonwealth University 2010 — 2013
Bachelor of Science (BS), Real Estate and Land Development
Randolph-Macon College 2009 — 2010
Union Mortgage Group November 2003 - Present
StellarOne Bank November 2003 - Present
Wachovia January 1994 - August 2003
Education
Central Virginia Community College