Experience
Carrington Mortgage Services, Mortgage Lending Division   November 2013 - February 2014
Rushmore Loan Management Services LLC  October 2012 - October 2013
Staples  October 2006 - December 2011
Safeway  August 1995 - April 2004

Skills
Cold Calling, B2B, Direct Sales, Retail, Key Account Management, New Business Development, National Accounts, Managed Print Services, Sales Presentations, Inventory Management, Advertising, Marketing, Competitive Analysis, Lead Generation, Real Estate, CRM, Strategy, Building Relationships, Negotiation, Public Relations, Product Marketing, P, Social Networking, Sales, Account Management, Sales Management, Management, Leadership, Customer Service, Business Development, Team Building, Contract Negotiation, Mortgage Lending, Sales Operations, Salesforce.com, Team Leadership, Finance, Mortgage Banking, Marketing Strategy

Education
Saddleback College   1997 — 1999
Business Administration and Management, General

Experience
AnnieMac Home Mortgage  September 2014 - Present
Worship Safe Church Security Solutions   2008 - Present
Carrington Mortgage Services, Mortgage Lending Division   June 2014 - September 2014
Story Church   June 2012 - June 2014
Village of Vicksburg, MI   2008 - 2009
Calhoun County, MI Office of the Sheriff   2004 - 2008

Skills
Emergency Management, Police, Event Planning, Customer Service, Public Safety, Policy, Coaching, Government, Strategic Planning, Public Speaking, Criminal Justice, Enforcement, Organizational..., Public Relations

Education
Kellogg Community College   2007 — 2008
MCOLES-approved Basic Police Training Academy

Lansing Community College   1988 — 1991
Associate of Arts (A.A.), Liberal Arts and Sciences/Liberal Studies/Business Mgmt

Lansing Community College   1981 — 1983
Associate of Science (A.S.), Emergency Medical Technician (EMT)

Experience
Fairway Independent Mortgage Corporation  September 2014 - Present
Carrington Mortgage Services, Mortgage Lending Division   March 2014 - August 2014
Guild Mortgage Company  May 2012 - March 2014
Prime Lending A Plains Capital Company  November 2011 - May 2012
Bank of America  January 2008 - November 2011
Countrywide Home Loans  March 1997 - January 2008

Skills
Mortgage Banking, Mortgage Lending, FHA, Refinance, Loans, Residential Mortgages, Loan Origination, VA loans, Non-Conforming, HomePath, Credit, Underwriting, Real Estate, Real Estate Financing, Investment Properties, First Time Home Buyers, Short Sales, Foreclosures, REO, USDA, Government Loans, FHA financing, Construction Loans, Mortgage Underwriting, Loss Mitigation, VA Loans, FHA Financing

Education
Pierce College

Reseda High School

UCLA Extension Program
Real Estate Finance

Experience
Carrington Mortgage Services, Mortgage Lending Division   September 2015 - Present
Bank of America  January 2011 - September 2015
Capture Financial   2009 - 2010
Equifirst  2006 - 2008
Countrywide  2004 - 2006
HSBC  2000 - 2003
US Army  November 1989 - November 1993

Skills
Process Improvement, Leadership, Operations Management, Microsoft Excel, Contract Negotiation, Banking, Project Planning, Sales Operations, Management, Call Centers, Business Development, Sales, Loans, Sales Process, Recruiting, Start-ups, Analysis, Strategy, Strategic Planning, Mortgage Banking

Education
University of Florida
Associate

Experience
Carrington Mortgage Services, Mortgage Lending Division   July 2014 - Present
Solano Co Sheriffs Office   November 1990 - Present
Blue & Gold Realty   April 2003 - July 2014
Solano Co Sheriffs Office   1990 - 2014

Skills
Mortgage Lending, Residential Mortgages, Real Estate Lending, Financial Services, Finance

Education
Napa Valley College

Experience
Prospect Mortgage, LLC  June 2015 - Present
Carrington Mortgage Services, Mortgage Lending Division   July 2014 - Present
JV Financial Solutions, LLC   January 2012 - Present
Sourcing & Development   February 2012 - Present
Allied Lending Group   December 2013 - July 2014
ALC and Company   June 2008 - January 2012
Twelfth Street by Cynthia Vincent  June 2003 - January 2012
Apco Group Inc.   January 2000 - May 2003
MicroComp Enterprises   1998 - 2000
Jaysport International   1995 - 1998

Skills
Start-ups, Business Development, Strategic Leadership, Management Consulting, Strategic Planning, Team Leadership, Business Planning, Forecasting, Strategic Partnerships, P&L Responsibility, Business Strategy, Income Statement, Executive Management, New Business Development, Competitive Analysis, Market Planning, Negotiation, Team Management, BPO, Change Management, Sourcing, Finance, Merchandising, Restructuring, Outsourcing, Retail, Strategy, Cross-functional Team..., Marketing Strategy, Leadership, Pricing, Management, Market Research, Business, CRM, Team Building, Sales, Apparel, Mergers & Acquisitions, International Business, Trend Analysis, Operations Management, E-commerce, Small Business, Global Sourcing, P&L Management, Marketing, Entrepreneurship, Product Development, Consulting

Education
Pepperdine University   1984 — 1986
Master of Business Administration (MBA), Business Administration and Management, General

Tufts University   1977 — 1981
Bachelor of Science (BS), Mechanical Engineering

Alborz Highschool   1972 — 1976

Experience
Carrington Mortgage Services, Mortgage Lending Division   November 2014 - Present
Michigan Mutual  May 2014 - November 2014
Proficio Mortgage Ventures  April 2013 - May 2014
Mortgage Professional  May 2000 - March 2013

Skills
Loans, Customer Service, VA loans, Jumbo Mortgage, Mortgage Lending, USDA Rural Housing, Residential Mortgages, FHA financing, First Time Home Buyers, Customer Satisfaction, Real Estate, FHA, USDA, Mortgage Banking, Sales, Loan Origination, Reverse Mortgages, VA Loans, FHA Financing, Investment Properties

Education
Oakland University   1995 — 1999
Bachelor's Degree, Liberal Arts

Experience
Carrington Mortgage Services, Mortgage Lending Division   March 2015 - Present
QBE North America  2004 - May 2013
ZC Sterling  2002 - 2004
H & H Sterling Casualty Insurance   June 1995 - January 2000

Skills
Fiserv, Encompass, Call Centers, loss draft, Insurance, Outlook, Mortgage Servicing, Ultipro, Underwriting, Phone Etiquette, Claim, Customer Service, LSAMS, Phone Coverage, Clerical Skills, LTV, 10 Key, Fax, Telephone Skills, Internet Explorer, Spreadsheets, AS400 system, Microsoft Office 2007, Mortgage Lending, Highly motivated..., Customer Satisfaction, PeopleSoft, General Office Skills, Microsoft Excel, Training

Education
Santa Ana College

Experience
Carrington Holding Company, LLC  November 2013 - Present
Carrington Holding Company, LLC  November 2013 - Present
Carrington Mortgage Services, Mortgage Lending Division   November 2013 - Present
Carrington   November 2013 - Present

Education
Fresno City College   1978 — 1981
Business Administration and Management, General

Fresno City College   1978 — 1981
None, Business Administration and Management, General

SAN JOAQUIN MEMORIAL HS   1974 — 1978
PREP COLLEGE, College/University Preparatory and Advanced High School/Secondary Diploma Program

Experience
Carrington Mortgage Services, Mortgage Lending Division   March 2015 - Present
Crossroad Services, Inc.   2006 - 2010

Skills
Business Planning, Customer Service, Computer Proficiency, Real Estate, Mortgage Lending, Merchandising, Process Scheduler, Leadership, Time Management, First Time Home Buyers, Investment Properties, Short Sales, Budgets, Investors, REO, Referrals, Foreclosures, Sellers, Single Family Homes, Sales

Education
UCLA   1985 — 1987
Master's Degree, Education, High School and College level

California State University-Northridge   1979 — 1983
Bachelor of Science (BS), Public Administration

Experience
Carrington Mortgage Services, Mortgage Lending Division   2014 - Present
JP Morgan Chase  2007 - 2014
Citi  1998 - 2007
Fleet Financial Group, Inc.   1992 - 1998
Kaplan Management Company  1990 - 1992
Empire of America, FSB  1984 - 1990

Skills
Mortgage Lending, Loans, Loan Origination, Home Equity Lines of..., Mortgage Banking, Vendor Management, Risk Management, Commercial Real Estate, Process Improvement, Credit, Banking, Consumer Lending, Commercial Lending, Loss Mitigation, Credit Analysis, FHA, Leadership, Management, Communication, Portfolio Management, Finance, Loan Servicing, Mergers & Acquisitions, Financial Risk, Real Estate, Commercial Mortgages, Call Centers, Strategy, Sales, Forecasting, Mortgage Servicing, Relationship Management, Team Building, Underwriting, Residential Mortgages, Credit Risk, Financial Services, Executive Management

Education
Texas Tech University
BBA, General Business

Experience
loanDepot  January 2014 - Present
Carrington Mortgage Services, Mortgage Lending Division   May 2012 - August 2013
Promontory Financial Group, LLC  November 2011 - June 2012
Temp assignment with First American Title, Old Republic Title, Bank of America   May 2009 - November 2011
American Home Mortgage Servicing  January 2003 - May 2009
Option One Mortgage  May 2000 - January 2003

Skills
Credit Analysis, Mortgage Lending, Credit Risk, Loan Origination, Valuation, Financial Analysis, Escrow, Title Searches, REO, Property Search, Legal Descriptions, Financial Risk, Loan Modifications, Foreclosures, Default, Mortgage Banking, Underwriting, Legal Research, Internal Audit, Time Management, Research, FHA/VA/Conventional..., Administrative..., Financial Risk..., Compliance Support, Compliance Oversight, Loans, FHA, Bankruptcy

Education
University of California, Irvine   2010 — 2012
Paralegal certificate, Real Estate, A

Century 21 Real Estate School   2005 — 2006
Real estate Sales License, A

The Maharaja Sayajirao University of Baroda   1974 — 1977
Undergraduate Coursework, Science, A

Maharani high school
Secondary school certificate, Mathematics

Experience
Carrington Mortgage Services, Mortgage Lending Division   August 2015 - Present
Freedom Mortgage  March 2015 - August 2015
BlueGrace Logistics  November 2014 - March 2015
Precision Eforming   September 2013 - November 2014
Endecotts Inc   August 2007 - June 2013
Everbank  March 2004 - August 2007
Conwell Scientific   2002 - 2004

Skills
Start-ups, Product Development, Selling, Sales Operations, Project Planning, Strategic Planning, Sales Management, Negotiation, New Business Development, Team Building, Process Improvement, Account Management, Business Strategy, Logistics, Sales, Strategy, Project Management, Management, Cross-functional Team..., Business Development, Operations Management, Leadership, CRM, Budgets, Product Management

Education
Strayer University (VA)   1986 — 1988
Associate of Arts (A.A.), Information Technology

JEB Stuart Hight School   1979 — 1983

Experience
Carrington Mortgage Services, Mortgage Lending Division   August 2015 - Present
Operation Lift Me Up Corporation   September 2014 - Present
JPMorgan Chase  July 2012 - August 2014
Ace Mortgage Funding  2005 - 2006
Equity Consultants  2002 - 2005
Conseco Finance  2000 - 2003
Bank One  1999 - 2000
Peace Corps  1996 - 1998
Community Health Network  May 1993 - June 1996

Skills
Customer Satisfaction, Team Building, Leadership, Sales Management, Marketing, Management, Sales, Strategic Planning, Microsoft Office, Negotiation, Account Management, PowerPoint, Relationship Building, Team Leadership, Building Relationships, Contract Negotiation, Customer Retention, Customer Acquisition, Student Counseling, Patient Education, CPR Instruction, First Aid Training, Youth Leadership, Youth Programs, Youth Development, Youth Work, International Human..., Humanitarian Assistance, Poverty Reduction, International..., Mortgage Lending, Event Planning

Education
Purdue University
Bachelor's Degree, Psychology

Ball State University

North Central High School
High School

Park Tudor

Experience
Accountemps  August 2014 - Present
Temps Plus  August 2014 - Present
Saddleback Church  October 2012 - December 2014
Carrington Mortgage Services, Mortgage Lending Division   December 2012 - August 2013

Skills
Short Sales, Investment Properties, Real Estate, Foreclosures, First Time Home Buyers, REO, Sellers, Sales, Microsoft Office, Microsoft Excel

Education
Southern California Institute of Technology   2013 — 2014
Diploma, Accounting Specialist, 4.0

San Diego State University-California State University
Bachelor's degree, International Business

Experience
Alterra Home Loans  March 2015 - Present
Carrington Mortgage Services, Mortgage Lending Division   October 2014 - Present
AnnieMac Home Mortgage  April 2014 - October 2014
Universal American Mortgage Company (UAMC)   June 2013 - March 2014
Universal American Mortgage Company (UAMC)   May 2012 - June 2013
Bank of America  September 2011 - May 2012
Bank of America  June 2010 - September 2011
Camden Mortgage   July 2005 - January 2008

Skills
FHA, Mortgage Lending, Loans, Refinance, Real Estate, Sellers, Customer Service, VA Loans, Leadership, Management, Finance, Team Building, Underwriting, FHA financing, Funding, Reverse Mortgages, Mortgage Marketing, Home Equity Lines of..., Real Estate Economics, Training, Loan Modifications, Negotiation, Calyx Point, MERS, VA Financing, Conventional Financing, USDA Rural Housing, Government Bond Loans, Investment Property..., Refinancings, FHA Financing

Education
Antioch University   2007 — 2010
Bachelor's Degree, Business Administration, Management and Operations

Antioch University-Los Angeles   2007 — 2010
Bachelor's Degree, Fine and Studio Arts Management

American Academy of Dramatic Arts   1998 — 2002
AS, Liberal Arts

Experience
Carrington Mortgage Services, Mortgage Lending Division   March 2015 - Present
PIMCO  January 2014 - Present
Auction.com  February 2009 - September 2013
Irvine Company  June 2007 - January 2009
LandAmerica Lawyers Title  January 2005 - June 2007

Skills
PowerPoint, Microsoft Word, Microsoft Office, Microsoft Excel, Customer Service, Bilingual, Human Resources, Real Estate Transactions, Disclosure, Access, Office Management, Outlook, Real Estate, Investment Properties, Sales, Marketing, Foreclosures, Negotiation, Investments, Team Building, Asset Management, Leadership

Education
Anaheim High School   1995 — 1999

Fullerton College
Associate of Arts (AA), General Studies

Experience
Carrington Mortgage Services, Mortgage Lending Division   October 2014 - Present
Pentagon Federal Credit Union  November 2011 - June 2014
RPM Mortgage Inc  August 2010 - September 2011
U.S. Bank   February 1997 - July 2010

Skills
Mortgage Banking, Loans, Loan Origination, Credit, Refinance, Sales Operations, Mortgage Lending, Residential Mortgages, Underwriting, Banking, Credit Analysis, Portfolio Management, Finance, Sales Management, Relationship Management, Business Development, FHA

Education
Colorado State University   1990 — 1994
B.A., Economics

Experience
Carrington Mortgage Services, Mortgage Lending Division   June 2013 - Present
Mid Island Mortgage Wholesale   February 2009 - May 2013
EquiFirst  October 2005 - February 2009
New Century  2001 - 2005
Option One Mortgage  1997 - 2001

Skills
Refinance, FHA, Mortgage Lending, Mortgage Banking, Loan Origination, VA loans, Selling, Sales, Credit Analysis, Residential Mortgages, Investments, Investment Properties, Finance, Credit, Loans, FHA financing, Real Estate, USDA, Underwriting, Real Estate Economics, Mortgage Underwriting, REO, Reverse Mortgages, Banking, Residential Homes, Sales Management, Short Sales, Leadership, First Time Home Buyers, Certified Mortgage..., Mortgage Marketing, Construction Loans, Commercial Mortgages, Investors, Real Estate Transactions, Loss Mitigation, Real Estate Financing, Government Loans, Loan Servicing, Home Equity Loans, Wholesale Lending, Funding, Consumer Lending, Commercial Lending, Home Equity Lines of..., Debt Consolidation, Non-Conforming, Small Business Lending, Credit Risk, Mortgage Servicing

Education
Rhode Island College   1989 — 1994

Experience
Carrington Mortgage Services, Mortgage Lending Division   August 2014 - Present
EverBank  September 2013 - May 2014
EverBank  March 2013 - September 2013
Liberty Savings Bank  August 2011 - February 2012
Liberty Savings Bank  August 2010 - August 2011
Liberty Savings Bank  July 2007 - August 2010
EverBank  July 2005 - July 2007

Skills
Mortgage Lending, Loans, Wholesale Lending, Loss Mitigation, Customer Service, Mortgage Banking, Loan Origination, Processing, Loan Servicing, Construction Loans, Mortgage Underwriting, Microsoft Office, LPS Desktop, Property & Casualty..., Multi Family Properties, Refinance

Education
Florida Community College at Jacksonville   1988 — 1991
Associate of Arts (AA), Business Administration and Management, General

Experience
Carrington Mortgage Services, Mortgage Lending Division   August 2015 - Present
Carmax Auto Superstore Inc  November 2014 - August 2015
JPMorgan Chase  July 2013 - September 2014
Peoples Bank  June 2012 - July 2013
Hoosier Heartland State Bank   2010 - 2012
Old National Bank  2008 - 2010
Fairway Lending Group, Inc.   2002 - 2008
Banc One Financial Services  1995 - 2002
Las Vegas Discount Golf & Tennis   1991 - 1994

Skills
Banking, Coaching, Commercial Lending, Consumer Lending, Credit, Leadership, Loans, Mortgage Banking, Mortgage Lending, Sales, Loan Origination, Credit Analysis, Residential Mortgages, Refinance, FHA, Risk Management, Branch Management, Senior Living..., Healthcare Management

Education
University of Indianapolis   1981 — 1985
Bachelor of Arts (BA), Business

University of Indianapolis   1981 — 1985
Associate's degree, Computer Technology

Experience
Carrington Mortgage Services, Mortgage Lending Division   April 2014 - February 2015
Dominion Capital Mortgage  October 2012 - April 2014
Richmond City Public Schools  August 2011 - July 2012
Musician  2008 - 2010

Skills
Residential Mortgages, Vocal Jazz, Education, Music Education, Singing, Customer Service, FHA financing, Conventional Mortgages, Jumbo Mortgage, Financial Services, Piano, Vocal, Mortgage Lending, Teaching, Vocalist, Jazz, FHA Financing, Sales, Refinance, Investment Properties

Education
Christopher Newport University
Master of Arts (M.A.), Teaching, 3.875

Christopher Newport University
Bachelor's degree, Music Education and Jazz Studies, 3.75

Experience
South Pacific Financial Corp  April 2015 - Present
Antelope Valley Ford Lincoln and Mazda   February 2015 - Present
Mike P. Johnson Mortgage Banker   August 2006 - Present
Mike P. Johnson Mortgage Banker   August 2006 - Present
Mike P. Johnson Mortgage Banker   August 2006 - Present
Mike P. Johnson Mortgage Banker   August 2006 - Present
Michael Johnson   August 2006 - Present
Carrington Mortgage Services, Mortgage Lending Division   May 2014 - January 2015
Pinnacle Mortgage  October 2013 - January 2014
South Pacific Financial Corp. DBA SP Direct Lending   April 2012 - July 2013

Skills
Loan Origination, Mortgage Banking, Mortgage Lending, Refinance, VA loans, FHA, Mortgage Advising, Mortgage Planning, Social Media Marketing, Mortgage Consulting, Loans, USDA, Selling, Customer Service, Jumbo Mortgage, Investment Properties, Home Equity Loans, Real Estate, First Time Home Buyers, Inbound Lead Generation, Facebook Marketing, Certified Mortgage..., Referrals, Foreclosures, Entrepreneurship, Cold Calling, Time Management, Web Marketing, Sales, Condos, Single Family Homes, Real Estate Financing, Sales Process, Residential Homes, CRM, Government Loans, REO, Loss Mitigation, Short Sales, Residential Mortgages, Human Relations, Customer Relations, Outlook, Rehab Loans, FHA financing, Non-Conforming, Down Payment Assistance, Investors, Loan Structuring, HomePath

Education
San Diego State University-California State University   2006 — 2010
Bachelor of Science, Business Management - Entrepreneurship

Quartz Hill High School   2002 — 2006
High School, 3.3 Overall GPA

Experience
Carrington Mortgage Services, Mortgage Lending Division   July 2015 - Present
Wells Fargo Insurance Services  September 2014 - July 2015
Wells Fargo  April 2014 - August 2014
JPMorgan Chase  March 2012 - December 2013
JPMorgan Chase  August 2011 - March 2012
Archdiocese of Los Angeles  June 2010 - February 2011
LPS Field Services  April 2009 - December 2009
Bear Stearns Residential Mortgage  October 2006 - September 2007

Skills
Customer Service, Automotive, Training, Management, Budgets, Loans, Accounts Receivable, Sales, Insurance, Call Centers, Invoicing, Mortgage Lending, Auditing, Policy, Underwriting, Microsoft Excel, Microsoft Office, Accounting, Time Management

Education
Mt Sierra College   2012 — 2013
Bachelor of Applied Science (B.A.Sc.), Entrepreneurial and Small Business Operations, N/A

Experience
Land Home Financial Services, Inc.   Branch ManagerMontage MortgageFebruary 2015 - July 2015
Carrington Mortgage Services, Mortgage Lending Division   August 2014 - February 2015
Charlotte Mortgage Solutions   March 2012 - August 2014
Open Mortgage  2012 - August 2014
Aapex Financial Solutions, LLC   March 2011 - March 2012
Fairway Independent Mortgage  September 2009 - April 2011
American Family Mortgage Services   September 2007 - September 2009
CFIC Home Mortgage  July 2006 - August 2007
Primary Residential Mortgage, Inc.   January 2000 - June 2006
OffSite New Home Sales & Marketing   January 1990 - March 2003

Skills
USDA, VA, FHA, Refinance, Conventional, Mortgage Lending, Mortgage, Loan Origination, Residential Mortgages, Home, Real Estate, First Time Buyers, FHA financing, VA loans, Mortgage Planning, First Time Home Buyers, Mortgage Underwriting, Construction Loans, Mortgage Banking, Loans, Investment Properties, Credit, Short Sales, REO, Sales, Reverse Mortgages, Residential Homes, Underwriting, Certified Mortgage..., Mortgage Marketing, Government Loans, New Home Sales, VA Loans, FHA Financing

Education
Appalachian State University   1972 — 1975
Business - Marketing

Experience
Carrington Mortgage Services, Mortgage Lending Division   June 2015 - Present
Morgan Stanley Wealth Management  May 2013 - June 2015
Titanium Real Estate LLC.   June 2010 - January 2013
Shel Rentals LLC   August 2007 - September 2010

Skills
Leases, Real Estate Development, Investments, Real Estate, Investment Properties, Customer Service, Negotiation, Sales, Microsoft Office, Strategic Planning, Mortgage Lending, Loans

Education
Eastern Kentucky University   1993 — 1995
Public Relations/Image Management

Experience
Carrington Mortgage Services, Mortgage Lending Division   October 2014 - Present
Cross Country Mortgage, Inc.   March 2014 - October 2014
Union Home Mortgage Corp.  August 2012 - March 2014
Enforsys Law Enforcement/Public Safety Software  February 2012 - December 2012
Nations Lending Corporation  May 2011 - October 2011
Van Dyk Mortgage  November 2010 - May 2011

Skills
System Administration, Loans, IT Hardware Support, IT Operations, Mortgage Banking, Refinance, FHA, Management, Loan Origination, Underwriting, Mortgage Lending, Databases, Residential Mortgages, Computer Hardware, Security, Technical Support, Active Directory, Networking, Windows 7, Microsoft SQL Server, Troubleshooting, Windows Server, Business Analysis, SQL, Loan Servicing, Software Documentation

Education
Cuyahoga Community College   2009 — 2011
Associates, IT - Networking Hardware

Experience
Carrington Mortgage Services, Mortgage Lending Division   February 2015 - Present
First Oklahoma Bank  October 2012 - January 2015
Carrington Mortgage Services, Mortgage Lending Division   2015 - 2015
Carrington Mortgage Services, Mortgage Lending Division   2015 - 2015
Wells Fargo Home Mortgage  2011 - 2012
First Fidelity Bank  2010 - 2011
City National Bank and Trust  2009 - 2010
Wilmington Finance  2002 - 2009
First Union Home Equity  2001 - 2002
Associates Financial Services  1995 - 2001

Skills
Loans, Mortgage Lending, Mortgage Banking, Loan Origination, Refinance, FHA, Residential Mortgages, Credit, Credit Analysis, VA loans, USDA, Commercial Lending, FHA financing, Construction Loans, Consumer Lending, General Insurance, Government Loans, FHA Financing, VA Loans

Education
Oklahoma State University   1987 — 1992
Bachelor of Science (B.S.), Finance

Experience
Carrington Mortgage Services, Mortgage Lending Division   November 2014 - Present
Carrington Mortgage Services, Mortgage Lending Division   2014 - 2015
Huntington National Bank  July 1999 - November 2014

Skills
Mortgage Lending, Residential Mortgages, FHA, FHA Financing, VA Loans, USDA Rural Housing, USDA, USDA Rural, Loans, Loan Origination

Education
Kent State University   1987 — 1992
Bachelor's Degree, Accounting

Experience
Carrington Mortgage Services, Mortgage Lending Division   May 2015 - Present
Peoples Bank, "Banking Unusual"   April 2013 - May 2015
Freedom Mortgage  February 2012 - January 2013
American Equity Mortgage  February 2010 - April 2011
Ace Mortgage Funding  March 2004 - October 2008

Skills
FHA, Refinance, VA loans, Mortgage Lending, FHA financing, Loan Origination, FHA Financing, VA Loans, Residential Mortgages, Sales, Mortgage Banking, Credit, Credit Analysis, Banking, First Time Home Buyers, Investment Properties, Real Estate, Loans, Customer Service, Referrals

Education
Marian College   1995 — 1999

Experience
Carrington Mortgage Services, Mortgage Lending Division   June 2014 - Present
Wells Fargo Home Mortgage  January 2013 - October 2013
Suzie's Farm  August 2009 - January 2013
Accredited Home Lenders  November 2002 - June 2007

Skills
Bilingual, Spanish, Customer Service, Leadership, Team Leadership, Training, Microsoft Office, Microsoft Excel, Outlook, Time Management, Microsoft Word, Event Planning, Nonprofits, Mortgage Lending, Policy

Education
San Diego State University-California State University   1998 — 2002
Political Science

St. Augustine High School, San Diego CA

Experience
Carrington Mortgage Services, Mortgage Lending Division   March 2014 - Present
Intuit  November 2011 - January 2014
Moss Adams LLP  March 2005 - April 2009
American DataMed  July 2003 - February 2005

Skills
Microsoft Office, Wordpress 3.0.2, Virtual Edge, Administration, Excel, Customer Service, Word, PowerPoint, Taleo, Microsoft Excel, Research, DocuSign, SharePoint, QuickBase, HireRight, Recruiting, College Recruiting

Education
California State University-Long Beach   2008 — 2010
B.A, Communication Studies

Experience
Carrington Mortgage Services, Mortgage Lending Division   August 2013 - Present
Genuine Title, LLC   November 2005 - July 2013
Perkins & Associates, LLC   September 2003 - October 2005
Attorney Peter B. Blasini   February 2002 - May 2003

Skills
Title Insurance, Loans, Real Estate, FHA, Refinance, Mortgage Banking, Real Estate Transactions, Mortgage Lending, Residential Mortgages, VA loans, USDA, Closings, Loan Origination, Conventional, First Time Home Buyers, VA Loans

Education
Branford Hall Career Institute-Branford Campus   2001 — 2003
Associates, Paralegal

Experience
Carrington Mortgage Services, Mortgage Lending Division   February 2014 - Present
First National Bank of Layton  July 2012 - July 2013
New American Funding  March 2009 - January 2012
Ditech.com - General Motors Corporation   2005 - 2008
Etrade  2003 - 2004
World Stone Fabricators, Inc   1998 - 2002
ASCO Auto Supply Comp., Inc   1996 - 1998

Skills
Mortgage Lending, Mortgage Banking, FHA, Refinance, Residential Mortgages, Loan Origination, VA loans, FHA financing, Loans, Real Estate Financing, Sales, Reverse Mortgages, Finance, Mortgage Underwriting, USDA, Sellers, Government Loans, Construction Loans, Credit, Mortgage Marketing, Underwriting, Non-Conforming, FHA Financing

Education
East Carolina University   1992 — 1997
BS

Experience
Carrington Mortgage Services, Mortgage Lending Division   April 2015 - Present
HomeChoice Mortgage   March 2014 - April 2015
BMO Harris Bank  May 2010 - March 2014
Wells Fargo Home Mortgage  September 2009 - May 2010
Metropolitan Financial Services   January 2008 - September 2009
Decision One Mortgage/Member HSBC Group   2002 - 2007
Katz, Sapper & Miller   1999 - 2001

Skills
Loans, FHA, Mortgage Lending, Refinance, Credit, Mortgage, Conforming, Mortgage Industry, Mortgage Banking, VA loans, VA, Non-Conforming, Loan Origination, Appraisals, Options, USDA, Subprime, Banking, Underwriting, Financial Planning, Real Estate, Closings, Conventional, Title Companies, Cash, Accountants, Post Closing, Home, Financial Data, Loan Structuring, Funding, Savings, Cash Flow, Consumer Lending, Lines Of Credit, Asset, Rates, Origination, Audit, Residential Mortgages, Reverse Mortgages, Construction Loans, Mortgage Planning, Purchase, Real Estate Financing, First Time Home Buyers, Home Equity Loans, Credit Analysis, Home Equity Lines of..., Mortgage Underwriting

Education
St. Joseph's College (IN)   1995 — 1999
Accounting & Finance, Accounting and Finance

Experience
Carrington Mortgage Services, Mortgage Lending Division   November 2014 - Present
loanDepot  June 2014 - October 2014
Wells Fargo Home Mortgage  December 2013 - June 2014
loanDepot  2014 - 2014
Fifth Third Bank  February 2012 - September 2013
First Financial Services, Inc.   July 2011 - October 2011
SunTrust Mortgage  November 2010 - June 2011
Wells Fargo  October 2009 - November 2010

Skills
Analysis, Certified Mortgage..., Mortgage Marketing, Insurance, Due Diligence, Asset Based Lending, Branch Management, Loan Origination, Mortgage Banking, Refinance, Training, Underwriting

Education
US Career Institute   2007 — 2007

East Carolina University - College of Business
Business Management

Central Piedmont Community College

Experience
HomeStreet Bank  May 2015 - Present
Carrington Mortgage Services, Mortgage Lending Division   November 2013 - February 2014
CashCall, Inc.   August 2012 - September 2013
Nordstrom  October 2011 - August 2012
Silly Lilies   December 2008 - June 2011
Washington Mutual  March 2001 - June 2008
Pyramid Communications  January 2000 - January 2001

Skills
Financial Reporting, Accounting, Credit, Loans, Loan Origination, Mortgage Underwriting, Loss Mitigation, Mortgage Lending, Mortgage Banking, Credit Analysis, Residential Mortgages, Refinance, Financial Services, Leadership

Education
Golden West College   1990 — 1994
Associate of Arts (A.A.), Accounting

Experience
Ditech Financial LLC  June 2015 - Present
Carrington Mortgage Services, Mortgage Lending Division   November 2013 - May 2015
EverBank  February 2013 - September 2013
Bank of America  May 2012 - February 2013
Liberty Savings Bank  December 2001 - December 2011

Skills
Mortgage Lending, Customer Service, Organization, Positive Team Player, Multi Tasking, Prioritize Workload, Easily Adaptable, Team Leadership, Loans Administration, Loan Pricing, Processing, Underwriting, Credit, Loans

Education
Heritage Institute-Jacksonville   2007 — 2008
Associate of Science (AS), Aesthetician/Esthetician and Skin Care Specialist

West Nassau High School   1993 — 1997

Experience
Northern Virginia Media Services   August 2015 - Present
MTLM   March 2014 - Present
Carrington Mortgage Services, Mortgage Lending Division   November 2014 - June 2015
Media Marketing  January 2013 - August 2014
1st Choice Mortgage  April 2011 - March 2012
Hybrid Capital Inc.  2012 - 2012
Tidewater Home Mortgage Group, Inc  May 2010 - April 2011
Synergy Investment Group  2000 - 2001

Skills
Sales, Strategy, Networking, Referrals, Customer Service, Team Building, Recruiting, Finance, Banking, Commercial Lending, Residential Mortgages, Investments, Real Estate Transactions, First Time Home Buyers, Residential Homes

Education
Old Dominion University   2002 — 2006
Bachelor of Sciences, Counseling

https://www.stuarthallschool.org/   1986 — 1988
none, Mischief & Mayhem

Experience
Carrington Mortgage Services, Mortgage Lending Division   March 2015 - Present
Carrington Mortgage Services  April 2013 - Present
Carrington Mortgage Services  January 2008 - March 2013
HSBC  September 2003 - January 2008

Skills
Credit, Consumer Lending, Loans, Mortgage, Mortgage Lending, Management, Refinance, Residential Mortgages, Loan Origination, FHA

Education
Indiana Wesleyan University   1995 — 1997
Associates, Business

Experience
Carrington Mortgage Services, Mortgage Lending Division   October 2014 - Present
Citizens Bank  February 2014 - September 2014
Wells Fargo Home Mortgage  February 2010 - January 2014
Option One Mortgage  December 1998 - February 2008

Education
Rhode Island College   1989 — 1993
Batchelor of Science in Business Management, Mangement, 3.6

Experience
Carrington Mortgage Services, Mortgage Lending Division   July 2015 - Present
American Mortgage Service Company  March 2015 - July 2015

Skills
Microsoft Office, Microsoft Excel, Sales, PowerPoint, Finance, Management, Microsoft Word, Leadership, Research, FHA Financing, VA Loans, USDA Rural Housing, Conventional Financing, Employee Training, Real Estate, FHA, Investment Properties, First Time Home Buyers, Mortgage Lending, USDA

Education
Eastern Kentucky University   1991 — 1992
Finance, Real Estate

Experience
FirstBank  June 2015 - Present
Carrington Mortgage Services, Mortgage Lending Division   November 2013 - June 2015
PNC Mortgage  February 2012 - November 2013
Wells Fargo Home Mortgage  January 2000 - June 2011

Skills
Mortgage Lending

Education
Indiana University-Purdue University at Indianapolis

Experience
National Association of Underwriters   January 2015 - Present
Golden 1 Credit Union/Home Loans   April 2015 - July 2015
Carrington Mortgage Services, Mortgage Lending Division   August 2014 - February 2015
Mortgage Banking  October 2013 - August 2014
Women's Council of Realtors  January 2012 - December 2013
Western Bancorp  June 2013 - September 2013
First Bank  February 2013 - June 2013
Patelco Credit Union  November 2011 - August 2012
Women's Council of Realtors  January 2010 - December 2011
Summit Funding Inc.  April 2011 - August 2011

Skills
First Time Home Buyers, Mortgage Lending, FHA, Investment Properties, VA loans, Loans, Underwriting, Credit Analysis, Residential Homes, Sales Management, Lending Operations..., Sellers, Home Equity Loans, Mortgage Banking, Refinance, Real Estate, Short Sales, Selling, New Home Sales, Investors, Credit, Relocation, Foreclosures, Referrals, FHA financing, Loan Origination, USDA, Funding, Government Loans, Certified Mortgage..., Reverse Mortgages, Construction Loans, Residential Mortgages, Investments, Home Equity Lines of..., Single Family Homes, Commercial Mortgages, Loss Mitigation, Loan Servicing, HUD, Condos, Banking, Financial Structuring, Consumer Lending, Commercial Lending, Mortgage Servicing, Mortgage Marketing, Real Estate Financing, REO, Non-Conforming

Education
Contra Costa College
Business

Deanza College
Real Estate

Fresno State
Accounting

Gradulate of Real Estate ;(GRI)

Richmon High, Contra Costa College, Deanza College, Fresno State College

Experience
Carrington Mortgage Services, Mortgage Lending Division   April 2015 - Present
Bank of America  January 2009 - April 2015

Skills
Loans, Refinance, VA loans, Referrals, Mortgage Lending, Mortgage Banking, Loan Origination, Strategic Planning, Investment Properties, Debt Consolidation, FHA, Residential Mortgages, First Time Home Buyers, Residential Homes, Finance, Credit Analysis, Credit, Customer Service, VA Loans

Education
Minot State University   1997 — 2001
Bachelor's degree in Marketing

Experience
DLJ Financial  January 2015 - Present
Carrington Mortgage Services, Mortgage Lending Division   May 2014 - January 2015
Mortgage Opportunity Group, Inc DBA American Heritage Lending   May 2012 - May 2014
Kondaur Capital Corporation  October 2008 - December 2011
Source One Home Loans   November 2006 - October 2008
Home Loan Center / LendingTree.com   October 2003 - November 2006
Point Loma Nazarene University  August 1996 - October 2003

Skills
Real Estate, Mortgage Lending, Mortgage Banking, Loss Mitigation, Credit, Loans, Investment Properties, Loan Origination, Loan Servicing, FHA, Investments, REO

Education
Point Loma Nazarene University   1992 — 1995
Bachelor of Arts Degree, Business Administration / Marketing

Point Loma Nazarene University
Bachelor of Business Administration (B.B.A.), Marketing

West Bakersfield HS

Experience
Carrington Mortgage Services, Mortgage Lending Division   September 2015 - Present
American Equity Mortgage  October 2007 - August 2015
Household Finance  May 1997 - May 2007
HSBC  1997 - 2007

Skills
Mortgage Lending, Mortgage Banking, FHA, Refinance, Loans, Loan Origination, VA loans, Credit, Residential Mortgages, FHA financing, Certified Mortgage..., Underwriting, Sales Management, Consumer Lending, Banking, Loss Mitigation, Credit Analysis, Cold Calling, Government Loans, Real Estate, Mortgage Underwriting, Construction Loans, Loan Servicing, Branch Management, Sales, Investment Properties, VA Loans, FHA Financing

Education
Chadron State College   1992 — 1996
BA, Marketing

Eatsern Wyoning College   1990 — 1993
Associate of Arts (A.A.), Criminal Justice and Corrections

Experience
Carrington Mortgage Services, Mortgage Lending Division   January 2015 - Present
Guild Mortgage  February 2014 - November 2014
Acceptance Capital Mortgage  December 2012 - September 2013
All Western Mortgage  August 2011 - December 2012
Amerisave Mortgage Corporation  January 2010 - June 2011
Grandview at Las Vegas   August 2008 - March 2010
USA Prime Source Capital   May 2004 - October 2007
First World Financial   January 2001 - January 2003
Secured Funding  January 1998 - January 2001
Republic International Mortgage   January 1995 - January 1998

Skills
Mortgage Banking, Real Estate Financing, Loans, FHA, FHA financing, Refinance, Loan Origination, Short Sales, Mortgage Lending, REO, Real Estate Economics, Real Estate, Commercial Real Estate, USDA Rural Housing, VA loans, Jumbo Mortgage, Super Jumbo, Reverse Mortgages, HUD, Residential Homes, Sales, Referrals, Credit, First Time Home Buyers, Selling, Sellers, Investment Properties, USDA, Government Loans, Buyers, Investments, Residential Mortgages, Investors, Construction Loans, Certified Mortgage..., Funding, Foreclosures, Mortgage Underwriting, Commercial Mortgages, Underwriting, Mortgage Marketing, Home Equity Loans, Credit Analysis, Commercial Lending, Loss Mitigation, Financial Structuring, Loan Servicing, Home Equity Lines of..., Rates, Mortgage Servicing

Education
Gulf Coast State College
Business and Management and also Criminal Justice

Newport harbor High School   1989 — 1992

College of Southern Nevada
Economics Applied Finance

Platt College-Los Angeles
Legal Assistant/Paralegal

Experience
Carrington Mortgage Services, Mortgage Lending Division   February 2015 - Present
HamptonHolley LLP   October 2014 - February 2015
Bryan Cave  November 2012 - July 2014
AlvaradoSmith APC  October 2010 - November 2012
McCarthy & Holthus LLP  September 2009 - October 2010
Boston University School of Law  February 2009 - November 2009
Morrison & Foerster LLP  May 2009 - June 2009
Robbins Geller Rudman & Dowd LLP  December 2008 - January 2009
United States Attorney's Office  May 2007 - July 2007
Suffolk County District Attorney's Office  June 2006 - August 2006

Skills
Legal Writing, Litigation, Legal Research, Civil Litigation, Commercial Litigation, Trial Practice, Westlaw, Criminal Law, Class Actions, Trials, Appeals, Legal Issues, Courts, Motions, Depositions, Trade Secrets, Pleadings, Legal Advice

Education
Boston University School of Law   2005 — 2008
J.D., Concentration in Litigation & Dispute Resolution, with honors

Boston College   1998 — 2002
B.A., Psychology, History, Philosophy

University of San Diego High School   1997 — 1998

Experience
Carrington Mortgage Services, Mortgage Lending Division   August 2015 - Present
Imperial Property Group, LLC   January 2014 - Present
Urban Financial of America, LLC  March 2014 - June 2015
GMFS  July 2012 - February 2014
Real Estate Sales Force, Inc  January 2011 - March 2013
Hoosier Park  January 2010 - January 2011

Education
Indiana University Bloomington   2005 — 2009
Bachelor's, Tourism Management

Experience
Carrington Mortgage Services, Mortgage Lending Division   July 2015 - Present
Great West Financial  November 2014 - March 2015
Prospect Mortgage, LLC  October 2013 - June 2014
KU Small Business Development Center   July 2012 - May 2013
Office of Representative Lynn Jenkins (KS 2nd District)   January 2012 - April 2012
Boys and Girls Club of Lawrence  August 2010 - July 2011

Skills
Microsoft Office, Microsoft Excel, Access, PowerPoint, Small Business, Written Correspondence, History, Research, Education, Coaching, Youth Mentoring, French, Leadership Development, Microsoft Word, Customer Service, Marketing, Public Speaking, Social Media, Sales, Event Planning, Social Networking, Leadership

Education
University of Kansas   2008 — 2013
B.A. of History; Business Minor

Shawnee Mission Northwest

Experience
Carrington Mortgage Services, Mortgage Lending Division   October 2014 - Present

Skills
Salesforce.com, Marketing, Refinance, Mortgage Lending, Sales, Residential Mortgages, Mortgage Banking, Loan Origination, Loans, Consumer Lending, FHA, VA Loans

Education
The Ohio State University - The Max M. Fisher College of Business   1994 — 1998
Bachelor of Science (BS), Marketing

Experience
Sindeo  March 2015 - Present
Carrington Mortgage Services, Mortgage Lending Division   May 2014 - March 2015
Loan Simple, Inc  May 2012 - May 2014
Opes Advisors  May 2011 - April 2012
First California Mortgage Company  July 2010 - April 2011
The Americas Investment Group, Inc.   October 2000 - June 2010
Preferred Mortgage Services   May 1995 - September 2000

Skills
Research, Personal Finance, Strategic Financial..., PowerPoint, Microsoft Office, Outlook, Microsoft Word, Specific expertise in..., Financial Analysis, Microsoft Excel, Customer Service, Budgets, Project Finance, English, Windows, Real Estate Financing, Financial Advisory, Leadership, Mortgage Lending, FHA, Loans, Residential Mortgages, Loan Origination, Real Estate

Education
University of Denver - Daniels College of Business   1984 — 1986
Bachelor of Business Administration (B.B.A.), Hotel, Restaurant and Tourism Management

United States international University, San Diego   1981 — 1983
Associate's degree, Business Administration and Management, General

Latino Board Leadership
Fellowship, Leadership Skills in working with Non-Profit Boards

Experience
Kelley Blue Book  July 2013 - Present
Kelley Blue Book  January 2012 - July 2013
Kelley Blue Book  January 2008 - January 2012
Carrington Mortgage Services, Mortgage Lending Division   July 2007 - January 2008
Synoptek  May 2007 - July 2007
City of Lake Forest  April 2007 - May 2007
New Century Mortgage  June 2003 - April 2007
New Century Mortgage  July 2003 - April 2004
Capital One  December 2002 - April 2003
Allergan  June 2000 - October 2002

Skills
Software Documentation, Customer Satisfaction, Troubleshooting, Customer Service, SDLC, Networking, Microsoft Excel, Training, Teamwork, Program Management, Visio, Integration, Project Management, Windows Server, Telecommunications, SharePoint, Windows, Technical Support, Business Analysis, VMware, ITIL

Education
Saddleback College   2006 — 2008
Associates Degree, Geography

Computer Learning Centers, Inc.   1998 — 1999
Network Administration

Experience
Carrington Mortgage Services, Mortgage Lending Division   August 2015 - Present
Clarkson Properties, Inc.   October 2000 - August 2015

Skills
Real Estate, Residential Mortgages

Education
Rollins College - Crummer Graduate School of Business   1985 — 1987
Master of Business Administration (M.B.A.)

University of Colorado Boulder   1981 — 1984
BS, Civil Engineering

Experience
Carrington Mortgage Services, Mortgage Lending Division   June 2015 - Present
Reverse Mortgage Solutions, Inc.   June 2014 - April 2015
Klein Lacrosse   October 2008 - September 2014
Member Home Loan  August 2012 - July 2013
O' Connor & Associates   July 2008 - October 2011
Mortgage cos.   June 2003 - January 2008
US Marine Corps - Washington, DC   August 1990 - August 1993

Skills
Real Estate, Property Tax, Property Management, Customer Service, Financial Analysis, Leases, Residential Homes, Real Estate Development, Contract Negotiation, Valuation, Investment Properties, Microsoft Office, Budgets, Negotiation, Financial Modeling, Event Planning, Microsoft Excel, Sales, Investments, New Business Development, Loans, Mortgage Lending, Real Estate Economics, Selling

Education
Sam Houston State University   1993 — 2001
BBA, General Business

Experience
Carrington Mortgage Services, Mortgage Lending Division   November 2014 - Present
First American Title  June 2014 - November 2014
OneWest Bank  December 2013 - June 2014
First American Title  November 2012 - November 2013
OneWest Bank  March 2011 - November 2012
OneWest Bank  January 2011 - March 2011
Southern California Edison  April 2010 - December 2010
Morgan Stanley U.S. Residential Mortgage/Saxon   August 2008 - March 2010
Washington Mutual  2006 - 2008
Long Beach Mortgage/Washington Mutual Bank   2001 - 2006

Skills
Process Improvement, Project Management, Relationship Management, Technical Writing, Policy, Customer Satisfaction, Business Process..., Management, Business Analysis, Microsoft Excel, Software Documentation, Visio, Microsoft Office, Vendor Management, Microsoft Word, SDLC, Change Management, Team Building, Customer Service, SharePoint, Program Management, Access, Team Leadership, Banking, Quality Assurance, Time Management, Risk Management, Analysis, Requirements Gathering, Leadership, Training, CRM, Data Analysis, Business Process, Cross-functional Team...

Education
Pepperdine University, The George L. Graziadio School of Business and Management   1984 — 1986
MBA, General Management

University of California, Santa Barbara   1978 — 1982
BS, Physiological Psychology

Experience
Impac Mortgage Corp.  June 2015 - Present
Carrington Mortgage Services, Mortgage Lending Division   July 2012 - May 2015
Capital Solutions Financial Group   March 2011 - July 2012
Option One Mortgage Corporation  1993 - 2008

Skills
Residential Mortgages, Sales Operations, Loan Origination, Refinance, Management, Mortgage Lending, Underwriting, Mortgage Banking, Loans, Investment Properties, Selling, Credit Analysis, New Business Development, FHA, Portfolio Management, Credit, Marketing Strategy, Investments, Finance, Banking, Sales Management, Strategic Financial..., Sales, USDA, Commercial Lending, Strategic Planning, Risk Management, FHA financing, Real Estate, Loan Servicing

Education
San Diego State University-California State University   1982 — 1985
B.A., Finance

Experience
Carrington Mortgage Services, Mortgage Lending Division   March 2015 - Present
Carrington Mortgage Services  July 2007 - Present
Fremont Investment & Loan  2003 - 2007
The Associates  1988 - 2003
Citi Financial / Associates Financial   1988 - 2003
The Associate Financial Services   1988 - 2000

Skills
Loan Origination, Loss Mitigation, Mortgage Banking, Refinance, FHA, Leadership, Residential Mortgages, Credit Risk, Loan Servicing, Mortgage Lending, Real Estate, Loans, Management, Finance, Credit, Underwriting, Financial Services, Executive Management, Mortgage Servicing, Relationship Management, Mortgage Underwriting, VA loans, Consumer Lending, Credit Analysis, Home Equity Loans, Financial Structuring, Real Estate Economics, USDA

Education
Ball State University - College of Business   1984 — 1988
Business, Finance, Math

Experience
Carrington Mortgage Services, Mortgage Lending Division   November 2012 - Present
United States Bankruptcy Court  February 2011 - Present
Arrowhead Credit Union  June 2009 - February 2011
MOS Group, Inc.   April 2009 - May 2009
Citi Residential Lending, Inc. (formerly Ameriquest Mortgage Company)   August 1999 - April 2009
Amresco Residential Mortgage   1996 - 1999

Skills
Loss Mitigation, Portfolio Management, PACER, Software Documentation, Loan Modifications, Chapter 13 Bankruptcy, Civil Litigation, Consumer Lending, Debtors, FHLMC, HAMP, Hearings, Leadership, Legal Assistance, Legal Writing, Lenstar, Lotus Notes, Program Management, Short Sales

Education
Mt. San Antonio College   1990 — 1991

California State University-Los Angeles   1977 — 1979

Experience
Carrington Mortgage Services, Mortgage Lending Division   May 2015 - Present
Green Hill Financial   February 2014 - February 2015
First Centennial Mortgage Corporation  October 2012 - November 2013
NewCastle Home Loans  March 2012 - October 2012
Prospect Mortgage, LLC  March 2010 - March 2012
Perl Mortgage  May 2002 - September 2010
Capital Sources   March 1995 - March 2002
CDK Mortgage   September 1992 - March 1995

Skills
Purchase, Mortgage, Investment Properties, Loans, Refinance, FHA financing, 203k Financing, Homepath, Loan Origination, HomePath, VA loans, Mortgage Lending, Residential Mortgages, Banking, Mortgage Underwriting, USDA, Government Loans, Short Sales, Referrals, Mortgage Marketing, Credit Analysis, Commercial Lending, Reverse Mortgages, Finance, Credit, Real Estate, FHA, New Home Sales, Foreclosures, Residential Homes, Mortgage Banking, Real Estate Transactions, Construction Loans, Investments, First Time Home Buyers, Underwriting, Equities, Condos, REO, Loss Mitigation, Certified Mortgage..., Investors, Loan Servicing, Mortgage Servicing, Relocation

Education
Illinois State University   1988 — 1992
Bachelor of Science (B.S.), Psychology

Maine East   1984 — 1987

Experience
Carrington Mortgage Services, Mortgage Lending Division   April 2015 - Present
Advanced Disposal  November 2013 - April 2015

Skills
MS CRM 2011, Microsoft Excel, Crystal Reports, SSRS, Visual Studio, JavaScript, HTML, CSS, Microsoft Dynamics, Dynamics CRM 2015

Education
Florida Atlantic University   2008 — 2012
Master of Science (M.S.), Bioengineering and Biomedical Engineering

Florida Atlantic University
Bachelor of Science (B.S.), Biology, General

Experience
Stonegate Mortgage Corporation (NYSE: SGM)   April 2015 - Present
Carrington Mortgage Services, Mortgage Lending Division   June 2014 - April 2015
Hallmark Home Mortgage  April 2014 - July 2014
Fifth Third Mortgage  November 2004 - April 2014
First Indiana Bank  July 2003 - August 2004
IU School of Medicine and Wishard Hospital   June 2000 - July 2003
Bank One, Banc One Mortgage Corp   September 1992 - August 2000

Skills
Mortgage Lending, Recruiting, Human Resources, Management, Loans, Credit, Mortgage Banking, FHA, Refinance, Consumer Lending, Residential Mortgages, Credit Risk, Financial Services, Finance, Real Estate, Sales, Customer Service, Team Building, USDA, First Time Home Buyers, VA loans, Onboarding, FHA financing, Cold Calling, Talent Management, Applicant Tracking..., Talent Acquisition, Retail Banking, Underwriting, Banking, Loan Origination, FHA Financing, VA Loans

Education
Ball State University   1985 — 1988
Business Administration

Olivet Nazarene University   1984 — 1985
Music

Experience
Carrington Mortgage Services, Mortgage Lending Division   December 2014 - Present
JPMorgan Chase  March 2013 - Present
University of Phoenix  September 2009 - March 2013
Mount Vernon High School  2012 - 2012
AT&T Mobility  May 1990 - May 2009
American Anthem Mortgage Funding   May 2005 - September 2007
Choice Mortgage Funding   May 2000 - May 2005
AT&T  May 1990 - April 2001

Skills
Presentation Coaching, Teacher Mentoring, Sports Coaching, Networking, Entrepreneurship, Weightlifting, Parenthood, Youth Development, Real Estate Economics, Mortgage Lending, Change Management, Fitness Training, Sales Process, Adult Education, Sales, Budgets, Management, Finance, Leadership, Training, Program Management, Coaching, Time Management, Customer Service, Loans, First Time Home Buyers, Investment Properties, Real Estate, FHA

Education
University of Phoenix   2012 — 2014
Master of Science (M.S.), Psychology

University of Phoenix   2011 — 2012
MAED/AET, Adult and Continuing Education and Teaching, 3.9

University of Phoenix   2002 — 2005
Bachelor of Business Administration (BBA), Business Administration and Management, General, 3.74

Axia College   2002 — 2003
Associate of Arts (A.A.), Paraprofessional Education, 4.0

Oakland City University   1996 — 1997
Liberal Arts, 4.0

Vincennes University   1992 — 1993
NO DEGREE, Liberal Arts

Indiana University Bloomington   1989 — 1991
NO DEGREE, Liberal Arts and Sciences/Liberal Studies, 4.0

Bloomington High School South   1986 — 1989
High School Diploma, General Studies, 3.25

Experience
Carrington Mortgage Services, Mortgage Lending Division   May 2014 - Present
EverBank  May 2014 - March 2015
Florida Capital Bank Mortgage  2008 - 2012

Skills
Mortgage Lending, Mortgage Banking, First Time Home Buyers, FHA, Loans, Refinance, Risk Management, Underwriting, Credit, Real Estate Financing, Loan Origination, Mortgage Underwriting, VA loans, FHA financing, USDA

Education
University of Central Florida   1985 — 1992
BA, Criminal Justice

Experience
Carrington Mortgage Services, Mortgage Lending Division   April 2015 - Present
Gladewater National Bank  November 2014 - April 2015
FIS - Fidelity Information Services  May 2014 - October 2014
Security National Mortgage  September 2003 - September 2013

Skills
FHA, USDA, Mortgage Banking, Refinance, Mortgage Lending, Real Estate Economics, Loans, VA loans, FHA financing, Residential Mortgages, Construction Loans, Government Loans, Credit Analysis, Real Estate Financing, HUD, USDA Rural Housing, Home Equity Loans, Closings, Real Estate Transactions, Residential Homes, Single Family Homes, Wholesale Lending, Credit, Mortgage Underwriting

Education
Keiser University-Ft Lauderdale   2014 — 2016
Bachelor of Arts (BA), Accounting and Finance

Florida State College at Jacksonville   2004 — 2006
A.A., Accounting

Experience
Carrington Mortgage Services, Mortgage Lending Division   February 2013 - Present
Univers Workplace Solutions  October 2012 - March 2013
Kelley Blue Book  September 2010 - April 2012
Final Inches Medical Body Shaping Center   April 2008 - September 2010
Sage Credit Company, Inc   August 2006 - March 2008
Town & Country Credit Corporation   July 2002 - July 2006
Option One Mortgage  June 1998 - June 2002
Associates National Mortgage   January 1991 - July 1996
The Orange County Register  July 1982 - July 1989

Skills
Training, Customer Service, Management, Sales, Process Improvement, Leadership, Customer Satisfaction, Coaching, Loans, Sales Management, Microsoft Excel, Team Leadership, Operations Management, Business Process..., Strategic Planning, Negotiation, Microsoft Office, Budgets, Change Management, Mortgage Lending, Cross-functional Team..., Project Planning, Sales Process, Risk Management, Marketing, Customer Retention, Team Building

Education
Working Wardrobes   2012 — 2012
Professional Customer Service, National Retail Federation Foundation, Pass

Cal State Fullerton   2001 — 2001
Training, Educational Assessment, Evaluation, and Research

Orange Coast College   1984 — 1998
Yes, General Education, Aviation Flight Svc

Experience
Unemployed - seeking working  January 2015 - Present
Carrington Mortgage Services, Mortgage Lending Division   March 2014 - January 2015
Carrington Mortgage Services, LLC, Component Servicing   May 2012 - March 2014
Spherion/Sun Trust Mortgage   November 2011 - May 2012
Bank of America  February 2009 - September 2011
Bank of America  November 2007 - February 2009
Accountemps/Momentum Group Textiles   July 2007 - October 2007
Citigroup  August 2006 - June 2007
CitiFinancial Auto  December 2004 - July 2006
US Bank  March 1999 - October 2000

Skills
Credit, Call Center, Customer Service, Customer Satisfaction, Outlook, Lotus Notes, Salesforce.com, Sales, Customer Support, Quality Auditing, Collections, Skip Tracing, Legal Compliance, Call Centers, Finance, Mortgage Lending, Loans, Loan Origination, Portfolio Management, Analysis, Public Speaking, Banking, Leadership, Underwriting, Financial Services

Education
Irvine Valley College   2012 — 2013
Certificate, Paralegal Studies

Augsburg College   1988 — 1992
B.A, Political Science

Irvine High School   1984 — 1988
High School, Basic

Experience
United States Marine Corps  July 2006 - July 2014
Carrington Mortgage Services, Mortgage Lending Division   August 2012 - 2013
Omni  August 2011 - August 2012

Skills
Banking, Customer Service, Management, Microsoft Excel, Microsoft Office, Microsoft Word, Strategic Planning, Outlook, Sales, Finance, Credit Analysis, Financial Analysis, Mortgage Banking, Real Estate, Credit, Mortgage Lending, Loan Origination, Leadership, Consumer Lending, Risk Management

Education
Harrison College   2015 — 2016
Associate's degree, Clinical and therapeutic massage

University of Phoenix
Bachelor's degree, Business Administration and Management, General

Experience
Carrington Mortgage Services, Mortgage Lending Division   April 2014 - Present
Wells Fargo Home Mortgage  November 2012 - March 2014
loanDepot  November 2011 - November 2012
JPMorgan Chase  December 2007 - November 2011
Clayton Holdings LLC  January 2002 - December 2007

Skills
Mortgage Lending, Underwriting, Financial Analysis, Risk Assessment, Due Diligence, Credit Analysis, Credit Risk, Quality Auditing, Training, Refinance, Auditing, Residential Mortgages, Management, Loans, Jumbo Mortgage, Employee Training, Mortgage Underwriting, Quality Assurance, Loss Mitigation, Fraud, Consumer Lending, Credit, FHA, Insurance, Investment Properties, Credit Scoring, Funding, Analysis, Loan Servicing, Mortgage Banking, Loan Origination, Mortgage Servicing, Financial Risk

Education
University of Hawaii at Manoa
Bachelor of Business Administration (BBA), Business Administration, Management and Operations

University of Phoenix
Master's Degree, Accounting and Business/Management

Waseda University
ESL Certification, Tokyo, Japan

Experience
Freedom Mortgage  March 2015 - Present
Carrington Mortgage Services, Mortgage Lending Division   August 2014 - March 2015
EverBank  December 2013 - August 2014
EverBank  December 2011 - December 2013
Bank of America  July 2003 - December 2011

Skills
Mortgage Banking, Mortgage Lending, Loans, Credit, Loan Origination, FHA, Refinance, Credit Analysis, Residential Mortgages, Underwriting, Credit Risk, Banking, VA Loans, FHA Financing, Mortgage Underwriting, USDA, Mortgage Servicing

Education
Eureka Sr High   1976 — 1979

Saint Louis Community College-Meramec
Accounting and Finance

Experience
Carrington Mortgage Services, Mortgage Lending Division   October 2014 - Present
Five Star Mortgage  July 2014 - October 2014
SecurityNational Mortgage Company  August 2013 - June 2014
Valley West Mortgage  August 2012 - July 2013
First Fidelity Centers   September 2004 - October 2006

Education
California State University-Northridge   1997 — 1999

Los Angeles Pierce College   1995 — 1997

Experience
J. Walter Thompson Worldwide  April 2015 - Present
SUCCESS Partners®  August 2014 - April 2015
Automotive Marketing Consultants Inc (AMCI)   February 2012 - February 2014
Toyota USA  August 2012 - August 2013
Carrington Mortgage Services, Mortgage Lending Division   August 2011 - February 2012
Intellitime Systems Corporation   October 2010 - June 2011
Xerox Mortgage Services  August 2008 - February 2010
Options Clearing Corp  May 2003 - March 2006

Skills
Management, Project Management, Business Analysis, Vendor Management, SDLC, Program Management, Visio, Requirements Analysis, Requirements Gathering, Software Documentation, Quality Assurance, Team Building, Business Process..., Risk Management, Scrum, PMO, Business Process, Agile Project Management, Agile Methodologies, Activity Based Costing, Earned Value Management, Process Modeling, Kanban

Education
University of Redlands   2010 — 2012
Master of Business Administration (M.B.A.), Information Systems

DePaul University   2002 — 2007
Bachelor of Science (B.S.), Information Technology

Collin County Community College   2014 — 2014
Certificate, Project Management

UC Irvine, Extension   2010 — 2010
Certificate, Fundamentals of Business Analysis

Jesuit High School   1997 — 2001
Diploma